12/29/2011 - Dakota County Tribune Business Weekly by Dakota County Tribune

JESSICA HARPER JOHN GESSNER JOHN GESSNER

Eagan can support more retail 2A 360 board won’t discuss CEO 20A Country Village keeps license 20A

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DATE ##, 2009 DECEMBER 29, 2011

VOLUME 30, NUMBER # VOLUME 32, NUMBER 44

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Cities earn Livable Communities grants NEWS

Apple Valley, Rosemount slated to receive $1.51 million by Tad Johnson DAKOTA COUNTY TRIBUNE

The cities of Apple Valley and Rosemount will receive up to $1.51 million in grants after the Metropolitan Council approved in December a subcommittee’s recommendation. Apple Valley will receive $896,000 for land, utilities and park improvements associated with a senior housing development at Cobblestone Lake. A second Apple Valley project will receive $174,800 in funding for sidewalks and trails that would link a high-density housing development to the future Cedar Avenue bus rapid transit line. Rosemount’s proposed Steeple Center Senior Housing project will receive $440,000 to relocate a natural gas substation, build rain gardens and underground stormwater treatment, add streetlights, and build a sidewalk and pub-

lic plaza. The Livable Communities program allocations, which included a total of $9 million, were approved on Dec. 5 by the Livable Communities Advisory Committee. “These grants, year after year, perform extreme makeovers on outdated development, improve connections between people and jobs and help to ensure the region maintains the quality of life that continues to attract quality employers,” Met Council Chair Susan Haigh said in a press release.

Apple Valley projects The grants will leverage additional investment in both cities. The Cobblestone Lake development, located south of County Road 42 between Pilot Knob Road and Diamond Path, is filled with single-family homes

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and townhomes in a compact, pedestrianfriendly design. A proposed 214-unit senior housing building would further diversify the development’s housing stock. Apple Valley Community Development Director Bruce Nordquist said the project scored well because of the number of units it would create for seniors and for the gathering spaces planned. “One of the most important parts is the creation of place,” Nordquist said. “It is defining a location. This housing proposal and park improvements, they will define the west end of the Cobblestone Lake area.” An estimated $598,000 of the total is for land acquisition and sanitary sewer; water and storm sewer service; off-site ponding; and trunk sanitary, water and storm sewer fees. The grant will fund a gazebo, performance space, park furnishings, playground equipment and trail connections. Norquist said the expectation is for the project to start in fall 2012, with a 12to 14-month buildout. The trail project to connect the Cedar Avenue busway to Gathering, a 240-unit apartment building at Founders Lane and Garrett Avenue, also is expected to start

National Guard off icials say the guard has received unwarranted attention for suicide rates among its troops. TIM BUDIG 2A FORUM

The charter school movement across the nation is providing students and parents with options that meet a range of needs. JOE 4A NATHAN FORUM

A double dose of Don Heinzman: Communities grow stronger when we shop local; donate to food shelves. DON 4A HEINZMAN

See Grants, Page 6A

Correction An article in the Dec. 22 edition about Prime Therapeutics’ expansion into the former Buffets Inc. headquarters in Eagan included a photo of the Buffets Inc. building located at 1020 Discovery Road. Prime Therapeutics is, in fact, expanding into the former Buffets Inc. space at 1460 Buffet Way. The Tribune regrets the error.

Photos by Rick Orndorf and Tad Johnson

The Metropolitan Council awarded the cities of Apple Valley and Rosemount more than $1.5 million in Livable Communities grants for three projects that are in the planning stages. One will fund a trail that will link the Apple Valley Transit Station (above) to a new apartment building called Gathering. Another will help fund infrastructure and park improvements for the future Steeple Center (right) Senior Housing project in Rosemount. A third will help fund improvements associated with a senior housing building at Cobblestone Lake in Apple Valley.

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Eleven to be honored as 2012 Exceptional Businesswomen Third annual award ceremony in February by Tad Johnson DAKOTA COUNTY TRIBUNE

The Dakota County Tribune Business Weekly and the Dakota County Technical College Foundation have selected 11 recipients of the

2012 Exceptional Businesswomen award. The women, who will be honored at a Thursday, Feb. 16, noon luncheon at the Best Western Premier Nicollet Inn in Burnsville, are: • Sunny Bhakta, owner of Comfort Inn, Lakeville, and Budget Host Inn, Owatonna; • Connie Braziel, deputy director and chief operating

officer of the Minnesota Zoo, Apple Valley; • Jamie Dahlen, an owner of Holiday Inn & Suites , Lakeville, and Best Western Premier Nicollet Inn, Burnsville; • Michele Engdahl, manager, government and community affairs for Thomson Reuters, Eagan; • Carrie Guarrero, senior

vice president and regional manager for Cornerstone Mortgage Company, Burnsville; • Chris Holtan, founder, vice president, consultant for Lancet Software, Burnsville; • Peggy Johnson, community relations director, Dakota Electric, Farmington; • Sheila Longie, former president of Document De-

struction, Lakeville and now a sales representative for Shred Right, which recently acquired Document Destruction. ; • Sona Mehring, founder and CEO of CaringBridge, Eagan; • Terri Shepherd, founder and CEO of Xact Resources Inc., Burnsville, and • Teresa Wise, senior vice president and chief informa-

tion officer of Delta Airlines, Eagan. This is the third year the awards have been bestowed. For more information about the award, go online at www.ThisweekLive.com and look for a link to the Exceptional Businesswomen page. Tad Johnson is at editor. thisweek@ecm-inc.com.

December 29, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Chamber names business, volunteer of the year

Study says Eagan can support more retail Findings offer optimism for developerâ&#x20AC;&#x2122;s plan to turn Lockheed Martin property into retail by Jessica Harper DAKOTA COUNTY TRIBUNE

Photo submitted

Kathie Hanson, planning and personnel secretary, receives the 2001 Rosemount Employee of the Year award from Rosemount City Council Member Jeff Weisensel.

Hanson named Rosemountâ&#x20AC;&#x2122;s Employee of the Year Kathie Hanson, the city of Rosemountâ&#x20AC;&#x2122;s planning and personnel secretary, has been named the cityâ&#x20AC;&#x2122;s 2011 Employee of the Year for her service to the organization and the community it serves, according to a release from the city. â&#x20AC;&#x153;Kathie quietly and consistently provides a positive, professional attitude and is a valuable resource to everyone,â&#x20AC;? said Assistant City Administrator Emmy Foster. â&#x20AC;&#x153;She willingly offers to assist others and does things outside her normal job responsibilities. She frequently shifts gears as necessary to accommodate others.â&#x20AC;? Hanson was nominated for the recognition by employees in the two departments to which she is assigned, community development and administration. Her selection was confirmed by the cityâ&#x20AC;&#x2122;s management team,

led by City Administrator Dwight Johnson. Her work includes assisting employees with human resources questions, supporting the Planning Commission, and helping the city clerk with elections. She coordinates the cityâ&#x20AC;&#x2122;s annual business appreciation luncheon, wellness program, and fundraising drives for charities like the United Way. Hanson joined the Rosemount staff in June 2006. She attended Inver Hills Community College. She is the ninth recipient of the annual award, created by the city to honor employees who provide excellent customer service, achieve savings and efficiency in government, and serve as models of safe work habits. Names of employees of the year are engraved on a plaque displayed in the upper lobby of Rosemount City Hall.

Photo submitted

Anchor Bank manager Misty Scholler, center, was named Volunteer of the Year at the Apple Valley Chamber of Commerceâ&#x20AC;&#x2122;s annual awards luncheon last week. The award was presented by Chamber president Ed Kearney, left, and Chamber chairman Mike Maguire, right. â&#x20AC;&#x153;Misty is one of the leaders who quietly joins every event committee and is one of the ones putting in the time it takes to be effective in organizing, planning and fundraising,â&#x20AC;? Kearney said of Scholler, who serves as the Chamberâ&#x20AC;&#x2122;s Ambassadors chairperson. The Apple Valley law firm of Severson, Sheldon, Dougherty & Molenda P.A. was named Business of the Year.

Capitol Commerce General says Guard service not a factor in suicides by T.W. Budig ECM CAPITOL REPORTER

Minnesota National Guard officials argued the guard has received unwarranted attention in terms of suicide rates among its troops â&#x20AC;&#x201C; â&#x20AC;&#x153;undue notoriety,â&#x20AC;? according to Minnesota National Guard Adjutant Gen. Rick Nash, speaking at a Capitol hearing on Dec. 19. Since 2007, 24 Minnesota National Guard troops have killed themselves. According to the Army National Guard, the Minnesota suicide rate is the highest in the nation with Oregon and Indiana ranked second and third, with 16 and 15 suicides, respectively. While Nash depicted soldier suicides as troubling and undermining unit cohesiveness â&#x20AC;&#x201C; soldiers expect to lose friends to combat, not to suicide, he explained â&#x20AC;&#x201C; he argued that service in the guard is not a contributing factor to suicide.

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Of the 24 Minnesota National Guard suicides, twothirds were never deployed, Nash said. â&#x20AC;&#x153;Thatâ&#x20AC;&#x2122;s an important detail,â&#x20AC;? he said. And of the 24, only two were in active duty status at the time of their suicides, Nash said. Moreover, the suicide trends seen within the Minnesota National Guard are not unlike those seen in the state. According to the Minnesota Department of Health, the stateâ&#x20AC;&#x2122;s suicide rate has increased from 8.9 suicides per 100,000 population to 11 per 100,000 population in 2007. In 2007, 571 Minnesotans killed themselves, nearly five times higher than the number killed in homicides. Common stress factors shared by the 24 Minnesota National Guard suicides concerned relationships, legal, financial, employment and alcohol problems, Nash said. Nash spoke of a focus in the guard on resiliency and suicide prevention. Leaders now stress that â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s OK if you are not OK,â&#x20AC;? he said. Seeking help is a sign of strength, not weakness, Nash said of the attitude of the guard. The number of interventions on troops thinking about suicide or attempting it has increased from one in 2007 to 35 this year. â&#x20AC;&#x153;We are good at getting people to the hospital,â&#x20AC;? said Minnesota National Guard Chaplain John Morris. Indeed, Morris spoke of an â&#x20AC;&#x153;entire cultural changeâ&#x20AC;? taking place within the guard in confronting the problem of suicide.

Morris told of personally intervening in potential suicides after becoming alerted to them by soldiersâ&#x20AC;&#x2122; comments on Facebook. He spoke of late night interventions, and being thanked by a soldier at risk of suicide for saving her life. The Minnesota National Guard is good in its triage efforts, he said. But providing long-term care for soldiers suffering from personal problems is something the guard is not well equipped to do, Morris said. Nash downplayed the idea too readily accepted by American society, he believes, that soldiers end up somehow â&#x20AC;&#x153;damagedâ&#x20AC;? from service. â&#x20AC;&#x153;They are not victims,â&#x20AC;? he said. Yet Nash explained unemployment among national guard members is significantly higher than the state average. Not all those who testified before the joint House/Senate veterans affairs committees were satisfied with how the problem of suicide is being addressed by the guard. Shelly Martin of Coon Rapids spoke disapprovingly of the guardâ&#x20AC;&#x2122;s handling of the death of Army Maj. Tad Hervas of Coon Rapids, assigned to the 34th Infantry Division, Minnesota National Guard, who died in 2009 while serving in Iraq. Hervas, profiled in a recent Star Tribune story, died of a head wound in a non-combatrelated incident. Martin depicted the Minnesota National Guard as unresponsive in terms of providing details about the death. T.W. Budig can be reached at tim.budig@ecm-inc.com.

A new study provides a glimmer of hope for developers looking to build retail complexes in Eagan. The study conducted by Maxfield Research found that the city will have a strong demand for new retail over the next 10 years. This is good news for Minneapolis developer CSM Equities LLC, which hopes to turn 41.2 acres of the Lockheed Martin property into retail. CSM, which is an affiliate of CSM Corp., also plans to construct several free-standing restaurants and keep the remaining 6.2 acres as office space. The site is at a prime location â&#x20AC;&#x201C; the intersection of Pilot Knob and Yankee Doodle roads, Eaganâ&#x20AC;&#x2122;s busiest intersection â&#x20AC;&#x201C; and is near its major retail centers, Promenade and Town Centre. Although the Maxfield study indicates a need for retail, it also shows that any new retail would need to be options that are new to the city. A few examples include menâ&#x20AC;&#x2122;s and womenâ&#x20AC;&#x2122;s business attire and sporting goods stores. â&#x20AC;&#x153;This would bring people in from across the region,â&#x20AC;? Eaganâ&#x20AC;&#x2122;s Community Development Director Jon Hohenstein said. Tom Palmquist, vice president of commercial development for CSM Corp., has previously said CSMâ&#x20AC;&#x2122;s retail complex will bring in unique options that would complement existing businesses. The developer purchased the property in April and closed on the sale in June, but Lockheed Martin will continue to occupy the space under a lease agreement until it officially closes its Eagan operation in the spring of 2013. The company announced the closure last November, which will result in about 350 layoffs and 650 job transfers to other Lockheed Martin facilities. CSMâ&#x20AC;&#x2122;s redevelopment plans are still in their infancy. The Metropolitan Council is considering a proposed comprehensive guide change that would enable the property to be rezoned from research and development to retail. The City Council must also approve changes to the guide and zoning before plans can move forward. Jessica Harper is at jessica. harper@ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 29, 2011

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Business Briefs

BARGER’S SALON CELEBRATES 25TH ANNIVERSARY

CHS BECOMES SOLE OWNER OF RUSSIAN JOINT VENTURE ACG

HASNEDL ELECTED CHS BOARD CHAIR

BURNSVILLE BUSINESS EARNS EXCELLENCE IN INNOVATION

Barger’s Salon, 20700 Holyoke Ave., Lakeville, is celebrating its 25th anniversary. The salon is owned by Judy Barger.

Inver Grove Heights-based CHS Inc. has purchased Agrico Group’s 50 percent ownership in the CHSAgrico Group joint venture known as ACG, making it a wholly-owned subsidiary of CHS. Agrico Group is based in Moscow, Federal Republic of Russia. The ACG joint venture was formed in September 2009 to manage origination, logistics, export and worldwide marketing of Russian wheat and feed grains. ACG was jointly managed by Agrico Group and CHS from the Geneva, Switzerland, CHS Europe office. “Our ACG partnership with Agrico has met both parties’ expectations and the business is now at the point where we have mutually decided that CHS should assume full ownership,” said Claudio Scarrozza, general manager, CHS Europe, Geneva, Switzerland. Scarrozza said CHS Europe will further integrate ACG assets into CHS operations, to maximize grain marketing and logistical expertise. “Developing and expanding CHS global capabilities and footprint in agriculture commodities is one of the company’s strategic aspirations,” he said. ACG assets include three Russian grain transshipment points, trading and logistics offices along with functions in several locations in Russia and trading operations in Geneva, Switzerland.

Jerry Hasnedl, a St. Hilaire, Minn., farmer and long-time director, has been elected chairman of the board of CHS Inc., an Inver Grove Heightsbased farmer-owned cooperative. Hasnedl was selected during the 17-member board’s yearly reorganization meeting which followed the company’s 2011 annual meeting on Dec. 8. He succeeds Michael Toelle, a Browns Valley, Minn., farmer who held the post for nine years. Hasnedl has served on the board since 1995. During 2011, he was its secretary-treasurer and also chaired the board’s Capital Committee. He is a member and past director of Northwest Grain, a locally governed CHS retail business, and serves on the board of the Cooperative Network. He raises wheat, barley, corn, soybeans, sunflowers, canola and alfalfa on a family farm near St. Hilaire. Hasnedl holds an associate’s degree in agricultural economics and a certification in advanced farm business management from Northland College, Thief River Falls, Minn.

Therapy Partners Inc. and Minnesota Sport & Spine Rehabilitation, an independent physical therapy practice in Burnsville, were recently awarded HealthPartners’ highest award for clinical care – 2011 Excellence in Innovation – for their project that measured value of physical therapy services provided to patients. The project, titled “Value-based Purchasing Model for Therapy Services,” involved collecting data on the health and cost outcomes of physical therapy treatment and using that data to develop a new payment model that rewards quality outcomes. As a members of Therapy Partners Inc, MSSR and five other independent physical therapy practices collected outcomes information using a patient-reporting tool over the course of one year. That information helped HealthPartners in the development of a “pay-for-performance” model for therapy services that focuses payment on value rather than on volume of services. HealthPartners’ Excellence in Innovation award is the highest recognition in its Partners in Excellence Program, which promotes The Triple Aim for health care reform – measurable quality, exceptional patient experience and lower total cost of care. Therapy Partners’ practices include: Creekside Physical Therapy, Minnesota Sport & Spine Rehabilitation, Physical Therapy Orthopedic Sports Inc., OSI Physical Therapy and Lake Area Therapy Services. For more information about Minnesota Sport & Spine Rehabilitation, call (952) 892-6777 or email mssr@therapypartners.com. For more information about Therapy Partners Inc., visit the website at www.therapypartners.com.

CHS OPENS SINGAPORE OFFICE; BROWNE TO OVERSEE CHS Inc., an Inver Grove Heights farmer-owned cooperative, has opened an office in Singapore, and Rick Browne, senior vice president, Grain Marketing, will lead the expansion and growth of CHS Asia-Pacific business platform. Browne will be based in Singapore. CHS also recently opened an office in Seoul, South Korea, in addition to existing Asia-Pacific offices in Hong Kong and Shanghai, China. Browne joined CHS in 1979 as a grain merchandiser and has held a variety of grain marketing merchandising and management positions in St. Paul, and Portland, Ore. He was named senior vice president in 2001 and has led the CHS North American Grain Marketing platform since that time. In early 2011, Browne also assumed management responsibility for the CHS Crop Nutrients business. Browne also represented CHS on the board of directors for TEMCO, Horizon Milling, LLC and the National Grain and Feed Association. He earned a bachelor’s degree agricultural economics and business management from the University of California-Davis. INSIDER TRAINING LAUNCHES NEW CERTIFICATION Metabolic profiling company Insider Training Inc., Rosemount, will launch a new certification for health and fitness professionals seeking to better understand the metabolic function of their clientele. The company’s Metabolic Trainer certification educates trainers on metabolic function, metabolic data collection methods, and prepares trainers to provide comprehensive metabolic profiling services to improve in health, fitness and sport. The Metabolic Trainer certification was authored by Insider Training Chief Executive Officer Chris Dixon to assist trainers/coaches in the understanding of metabolic function. It educates trainers/ coaches to discuss metabolic and nutritional needs while operating within the respective scope of practice of most sport and training certifications. Insider Training’s Metabolic Trainer certification will be available starting Jan. 2, 2012.

APPLE VALLEY NIGHTCLUB ADDS DUELING PIANOS Bogart’s Place, 14917 Garrett Ave., Apple Valley, has added dueling pianos to its mix of entertainment. “Double Ditty’s,” a dueling piano party, is now offered every Friday and Saturday evening in a switch from live bands. The establishment also has recently undergone a remodel. EAGAN COFFEE SHOP TRANSFORMS INTO CAFE The Dunn Bros. Coffee location at 1012 Diffley Road in Eagan is one of five of the company’s national locations to be selected as a new Provisions Bakery Café. The Eagan location now offers fresh-baked breads and pastries along with sandwiches and salads. Catering is also available.

SEARS HOMETOWN STORE HOLDS FOOD DRIVE The Sears Hometown Store at 3420 150th St. W., Suite 109, Rosemount, is among stores nationwide that are holding a food drive to benefit the community and charitable organizations. Now through Dec. 31, customers who donate a non-perishable food item will receive $5 off their purchase of $75 or more at the store. Call (651) 344-6214 for more information.

Business Briefs

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to reporter.thisweek@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

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December 29, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Communities grow stronger Put food for the hungry on when we shop local your Christmas gift list by Don Heinzman DAKOTA COUNTY TRIBUNE

With Black Friday behind us, how about some green sales days on our local main streets? To help you get started, letter writer John Polden from Elk River has some thinkingoutside-the-box suggestions. Everyone needs their hair cut. How about gift certificates from your local American hair salon or barber? Gym membership? It’s appropriate for all ages who are thinking about some health improvements by getting or staying in better shape. Who wouldn’t appreciate getting their car detailed? Small American-owned shops and car washes would love to sell you a book of gift certificates. Polden says perhaps your grateful gift receivers would like their driveway sealed, or lawn mowed for the summer or driveway plowed all winter or games at the local golf course. By now you can see that Polden wants us to shop locally, be imaginative and buy American made goods and services. In his letter, Polden says there are many owner-run restaurants – all offering gift certificates. If the people on your gift-giving list don’t like the fancy restaurants, what about a half dozen breakfasts at the local restaurants? He goes on, “How many people couldn’t use an oil change for their car, truck or motorcycle, done at a shop run by the American working guy?” Thinking about a gift for mom, what

about the services of a cleaning company for a day? About something personal, local crafts people spin their own wool and knit it into scarves. They make jewelry and pottery and beautiful wooden boxes. “Plan your holiday outings at local, owner-operated restaurants and leave your server a nice tip. And how about going out to see a stage play or a ballet at your hometown theater? Musicians need love too, so find a venue showcasing local bands.” Polden concludes: “You see, Christmas is no longer about draining American pockets so that China can build another glittering city. Christmas is now about caring about us encouraging American small businesses to keep plugging away to follow their dreams. “And when we care about our communities and the benefits come back to us in ways we couldn’t imagine. This is the new American tradition.” Who can argue with Polden’s premise that supporting local businesses is good for the business, the community and for all of us?

by Don Heinzman DAKOTA COUNTY TRIBUNE

More people than ever are getting their holiday food from local food shelves. Throughout the Twin Cities area, people who never thought they would go to a food shelf are asking for food. In the suburban area, once thought to be the home of the successful middle class, people reluctantly are going to a food shelf. Single mothers and those families who have lost their homes are at the mercy of this severe recession. At the ACBC Food Shelf in Anoka, 60 families a day are being served. One study says that this year, 583,000 Minnesotans are in need of food. Hunger Solutions reports that one in 10 Minnesotans are at risk for hunger. Since 2008, visits to food shelves have increased 89 percent; the number using food stamps has risen by 68 percent. The number of students getting free and reduced lunches in the schools grows every week. The need is obvious, so what can your do? First preference is to donate money to your food shelf. A dollar can be stretched to buy many dollars of food from food banks. Kathy Willis of Family Pathways provides food for the needy in the CambridgeForest Lake, Wyoming and North Branch areas. She suggests a money donation first.

Tribune Columnist Don Heinzman

Don Heinzman is chairman of the ECM Publishers Inc. Editorial Board. Thisweek Newspapers and the Dakota County Tribune are part of ECM. He is at don. heinzman@ecm-inc.com. Columns reflect the opinion of the author.

South suburban charter schools part of a growing trend by Joe Nathan DAKOTA COUNTY TRIBUNE

From about 10,000 students to about 39,000, from 100 to more than 2 million. Those are a few of the statistics that show how Minnesota is a part of one of the most intriguing educational reforms in the U.S. – the charter public school movement. Many students are successful in district public schools. Other students and their families have found considerable success in charter public schools such as Paideia Academy in Apple Valley, Seven Hills Classical and Beacon Prep in Bloomington, Natural Science Academy in St. Paul Park, or General Vessey Leadership Academy and Academic Arts High School, both of which are in West St. Paul. Over the last decade, the number of Minnesota students attending charter public schools has grown from just over 10,000, to about 39,000. Meanwhile, the number of students attending district public schools has declined slightly. That figure was about 800,000 for the 2010-11 school year. So the vast majority of Minnesota students remain in district public schools as the number of charter students grows.

Tribune Columnist Joe Nathan

The growth in students attending charters produced an intriguing response from the Minneapolis Federation of Teachers. Lynn Nordgren, the MFT president, wrote to her members that despite their concerns, “charter schools are not going away. … It is time to get in the game.” MFT is the first teachers’ union in the country to create a group that has received state approval to authorize charter public schools. Authorizers receive applications for new schools from educators, parents and others, decide which ones to approve, and monitor the performance of the schools they approve. An authorizer also decides whether to renew a charter school’s contact, based on their performance and progress toward agreed upon goals. Families select charters for various reasons. They might like the fact that Minnesota charters generally are smaller than district public schools. Some like having

a chance for elementary students to learn a second language, whether it’s German, Spanish, or Chinese. Or, they might like the idea of a Montessori junior-senior high school, an online school, an arts focused high school, or one that emphasizes agriculture. These are just a few examples of Minnesota charters. A recent report from the National Alliance for Public Charter Schools estimated that this fall more than 2 million students are attending charters. That’s up from fewer than 100 students who attended the first school to function in 1992 as a charter, City Academy in St. Paul. Gov. Mark Dayton and Commissioner Brenda Cassellius have urged that we learn from outstanding charters and district schools. They’re right. The now 20 year-old charter movement has given families new options, and educators more to learn from. Joe Nathan, former public school teacher, administrator, PTA president, parent of three public school graduates now directs the Center for School Change at Macalester College. He can be reached at jnathan@ macalester.edu. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

She can buy from her sources 24 packages of macaroni and cheese for $7.50, 24 cans of soup for $11.74 and 12 Helper meals for $7.50. You can locate your local food shelf by calling the Emergency Food Shelf Network at (763) 450-3860. Donate food to your local food shelf, not just what’s been on your shelf for months, but recently-purchased food. Volunteer to work at your local food shelf. They are working non-stop at filling orders for clients. That’s what you can do now. In the summer, you can plant an extra row of vegetables in your garden and donate your produce to the food shelf. You can advocate for the hungry in Minnesota by contacting your state and federal legislators and urging them to support bills that provide food for the hungry. During this holiday season, take time to remember the hungry in your midst. Remembering those in need is the essence of the Christmas season. Don Heinzman is chairman of the ECM Editorial Board. Thisweek Newspapers and the Dakota County Tribune are part of ECM. He can be reached at don. heinzman@ecm-inc.com. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 29, 2011

Valley Natural Foods elects new directors Burnsville cooperative Valley Natural Foods held its 34th annual fall membership meeting recently at the School of Environmental Studies in Apple Valley. Mark Mosniak and Pam Alyward were elected to the Board of Directors, replacing retiring directors Bill Dumler and Ruth Block. Brian Thompson will serve as president, following Dumler’s retirement. Members also selected 360 Communities, a local network of five food shelves in the Dakota County area, as the 2011-2012 Cooperative Community Fund recipient. Over $1,200 in funds are released each year to the CCF recipient. Overall, Valley Natural Foods experienced a 25 percent increase in community giving initiatives from last year’s figures. Charitable giving during fiscal year 2010-11 amounted to more than $75,000. Throughout the last 10 years, the cooperative has distributed more than $300,000 in donations to support the local Dakota County community. An 11.7 percent increase in revenue helped the store continue to provide healthy donations. “We are good citizens of the community because we are a co-op,” said Susan McGaughey, general manager. “In fiscal year 2010-2011, we expanded our outreach efforts by developing events and educational programs such as Community Night at the Coop, the Run for Hope 5K and Midwest Food Connection curriculum to support the coop principles of ‘education’ and ‘concern for the community.’ As part of the United Nationsdeclared 2012 International Year of Cooperatives, we will continue to increase awareness of these programs along with encouraging further growth and community involvement.” The Community Night at the Co-op program teaches children and families how to live a healthy, economical life-

style. Valley Natural Foods RN, Eileen Johnson, initiated the program in fiscal year 2010-11 for Westview Elementary in Apple Valley. Community Night at the Co-op invites families into the store one evening a month for a nutritious meal, healthy food sampling, new recipes and fun activities. The program’s success resulted in expanding it for the 2011-12 fiscal year to two nights a month at four schools within District 191 and District 196. Human resources director Paula Sahin’s concern and passion for Hope for Tomorrow, a nonprofit mentoring organization in the south metro, turned into a fundraising event for the store. In May 2011, Valley Natural Foods hosted its inaugural Run for Hope 5K, attracting 178 participants and raising more than $5,000 to directly benefit Hope for Tomorrow. Funds raised helped the 70-mentor organization expand into additional schools, develop new curriculum, and invest in website and technology upgrades. The Run for Hope 5K will be an annual event. Since 2007, Valley Natural Foods has also donated more than $100,000 to Midwest Food Connection to develop healthy eating school curriculum in Dakota County schools. During fiscal year 2010-11, MFC expanded its Urban Farming for Kids unit with lessons in the classroom and the Co-op Community Gardens at Valley Natural Food. In total, MFC taught 132 lessons to approximately 980 students in area schools. Also, through a Community Action Committee made up of Valley Natural Foods employees, additional support was provided to myriad other organizations each month in Dakota County. Throughout fiscal year 2010-11, the committee approved more than $8,000 in cash distributions and $16,000 in product donations.

Farmington business celebrates grand opening

Photo submitted

Farmington civic and business leaders celebrated the opening earlier this year of Kyo Yook Do Martial Arts, located at 328 Third St. The Dec. 6 grand opening celebration included demonstrations to showcase students’ skills. From left are students Troy Cummings, AJ Porter and Jonathan Bayer; Assistant City Planner Tony Wippler; Economic Development Specialist Tina Hansmeier; Farmington Business Association President Clyde Rath; Castle Rock Bank and EDA ex-officio Jeri Jolley; owners Christopher Matek, Roger Wells, Chad Anderson, Lynn Jenkins, Dale Cummings and Grand Master Kun Yoo Park.

taling more than $1.3 billion. “In many cases, these investments have been directly with our owners and, in all cases, for our owners,” he said. “There’s no question that when cooperatives do business with cooperatives, the entire enterprise grows stronger. Our job in 2012 and beyond will be to offer choices that will help you grow in your local marketplace, and then to execute these choices well.” In November, CHS announced record earnings for fiscal 2011 (Sept. 1, 2010 – Aug. 31, 2011) of $961.4 million of which an estimated $421 million will be returned to CHS owners as cash patronage, equity redemptions and preferred stock dividends during fiscal 2012.

Coordinated Business Systems gives employees new Ford Focus cars Coordinated Business Systems, headquartered in Burnsville, is giving away new Ford Focus cars to its field employees. In economic times leading to most companies making major cut-backs, Coordinated says it continues to support and reward its employees in every way possible. The cars are the latest Ford Focus models, and have Coordinated Business Systems’ logo on them. There was a give-away celebration/ceremony Friday morning in the theme of a race car “gentlemen start your engines” with everyone receiving a car simultaneously starting their new cars. More info about Coordinated is at www.coordinated.com.

Koch companies recognized with 121 awards in 2011

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Angel2Diva co-owners Nicki Ashton-Gruber and Sara Kammueller cut the ribbon to celebrate their boutique’s opening on Nov. 2 at 308 Oak St. in downtown Farmington. The store carries clothing, accessories, decor and more.

Eagan’s CHS committed to help its owners grow CHS Inc., an Eagan-based cooperative, is strategically and financially prepared to invest in helping its farmer, rancher and local co-op owners grow and succeed in a dynamic global agricultural marketplace. “Our strategic aspirations are in place. We have clearly defined strategies. And, we have the financial foundation for investing in our energy, grains and foods businesses,” CHS President and Chief Executive Officer Carl Casale told the cooperative’s 2,000 owners and others gathered for its annual meeting Dec. 7-8 at the Minneapolis Convention Center. Casale said during the past year the company has made or announced plans to make investments in its businesses to-

David Kastelic, CHS executive vice president and chief financial officer, said delivering consistently strong financial performance supports cooperative growth by maintaining a sound balance sheet, allowing investments in current businesses and in new opportunities, and supporting cash returns that support growth on the farm and at the local cooperative level. CHS Board Chairman Michael Toelle, a Browns Valley, Minn., farmer, told members that “while we’re certainly proud of that performance, what’s more important is what it represents — our ability to help you grow, by providing a return on your business with CHS and your ongoing owner-

ship in this company.” Among recent CHS highlights reported at the annual meeting were: • Plans for acquiring minority owners’ interests in the National Cooperative Refinery Association, making CHS the sole owner by Sept. 1, 2015, and enhancing supplies of diesel and other refined fuels to its customers. • Purchase of a soybean crushing plant at Creston, Iowa, and planned acquisition of Solbar, an Israeli soy protein company with operations in that country, the U.S. and China. • Acquisition of Agri Point Limited including a western Black Sea grain terminal and access to grain origination via the Danube River in Romania,

Bulgaria, Hungary and Serbia. • Establishment of a Seoul, South Korea, grain marketing office to better access growing Asian demand. • Announcements of nearly $50 million in investments to enhance refined fuels distribution infrastructure in the northern tier region including Montana and North Dakota. • Partnerships with member cooperatives on grain shuttle loader projects with member cooperatives in Montana, Nebraska and North Dakota. • Commitment to strengthening its Pacific Northwest export position through terminal investments at Kalama, Wash., and potential growth of its Temco export terminal joint venture at Tacoma, Wash.

Koch companies have earned 121 awards to date in 2011, bringing the total received since January 2009 to 444. These honors recognize the companies’ environmental, safety and community stewardship, as well as innovation and customer service. Flint Hills Resources’ Rosemount refinery received the Award of Honor from the Minnesota Safety Council for the fourth consecutive year. The company’s terminals group received the Safety Excellence Award from the International Liquid Terminals Association. Koch Pipeline Company, L.P. was awarded the 2010 Distinguished Award for Outstanding Safety and Environmental Performance from the American Petroleum Institute, the organization’s highest award. Koch Pipeline employees recently completed 10 years with no safety incidents that resulted in time away from work. Koch Industries was honored with the Corporate Excellence Award from American Red Cross for its long-standing commitment to the organization’s humanitarian mission. More information about Koch companies’ environmental excellence can be found at www.kochind. com/newsroom/KochandtheEnvironment.aspx.

December 29, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Calendar Date-specific Dakota County Regional Chamber of Commerce events: â&#x20AC;˘ Thursday, Jan. 5, 7:30 to 8:30 a.m., The Buzz at DARTS, 1645 Marthaler Lane, West St. Paul. Joe Morneau from the Dakota County Office of Transit will give an update of the Robert Street Corridor. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. â&#x20AC;˘ Tuesday, Jan. 24, 4 to 9 p.m., Minnesota Chamber of Commerce Session Priorities event at St. Paul RiverCentre, 175 Kellogg Blvd., St. Paul. Fee: $95. DCR Chamber will sponsor tables at the event. RSVP to Jessy at (651) 288-9202 or jannoni@dcrchamber.com. Apple Valley Chamber of Commerce events: â&#x20AC;˘ Wednesday, Jan. 18, 11:30 a.m. to 1 p.m., chamber luncheon, Enjoy! restaurant, 15435 Founders Lane, Apple Valley. Guest speaker: Mark Philips, commissioner of the Minnesota Department of Employment and Economic Development. Cost: $15/members, $20/nonmembers. Information: Catherine at catherine@applevalleychamber.com. Burnsville Chamber of Commerce events: â&#x20AC;˘ Thursday, Jan. 5, 4:30 to 6:30 p.m., Business After Hours, TGI Fridayâ&#x20AC;&#x2122;s, 14400 Buck Hill Road, Burnsville. Information:

Grants from Page 1A

in 2012 and be completed in about a year. Nordquist said this project scored high because it would link residential living to transit. Another positive for Gathering is its target market being young professionals. Some of the units will meet affordable housing requirements. â&#x20AC;&#x153;(The trail) is an amenity that people will find very useful as a direct connection to the Apple Valley Transit Station,â&#x20AC;? Nordquist said. It will help link other key components of the area, including the Shops at Galaxie, Kelley Park and the Grandstay Hotel.

Rosemount project In the past few years, the city of Rosemount has purchased

Anne at anne@burnsvillechamber.com. Lakeville Area Chamber of Commerce events: â&#x20AC;˘ Monday, Jan. 30, 63rd Annual Meeting and Holiday Dinner at Crystal Lake Golf Club. River Heights Chamber of Commerce events: â&#x20AC;˘ Wednesday, Jan. 25, 7:30 to 8:30 a.m., South St. Paul Local Issues at Central Square Community Center, 100 Seventh Ave. N., South St. Paul. Information: Chaz Kleinsteuber at chaz@riverheights.com. Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJoâ&#x20AC;&#x2122;s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-to-business referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate

35 and County Road 50), Lakeville. For why our group is different and more information visit www. dakotabusinesspartners.com or find us on Facebook. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org. BNI â&#x20AC;&#x201C; The Valley Networkers Chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www. bni-mn.com BNI â&#x20AC;&#x201C; Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI â&#x20AC;&#x201C; Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bnimn.com. BNI â&#x20AC;&#x201C; Power Links Chapter meets at 7:30 a.m. Thursdays at Highview Hills Senior Living Center, 20150 Highview Ave., Lakeville. Information: Michelle Reisenauer, (612) 868-2950 or mreisenauer@charter.net.

and removed homes that once stood on Cameo Avenue and bought the former St. Joseph School to clear the way for the proposed 70-unit building and attached senior center. It was the attributes of Rosemountâ&#x20AC;&#x2122;s application that helped it rise to the top of the list, according to Community Development Director Kim Lindquist. â&#x20AC;&#x153;When we applied we felt it was a good project and it met the criteria,â&#x20AC;? Lindquist said. Some of the projects pluses were the number of housing units, its location in a downtown redevelopment area and its connections to the greater community. She said the funding will make the project better because it will fund improvements that probably wouldnâ&#x20AC;&#x2122;t have hap-

pened otherwise or at least for a number of years. The city of Rosemountâ&#x20AC;&#x2122;s past performance with Livable Communities grants also may have factored into the equation. A few years ago, the city earned a $1.5 million grant to help build Waterford Commons on South Robert Trail between 146th and Lower 147th streets. The city selected Development Representation Associates LTD to build the Steeple Center Senior Housing and Senior Center project. DRA includes DSGW Architects of North St. Paul and Ebenezer Management Services of Minneapolis (part of Fairview Health Services). Lindquist said DRA is aiming to show residents concept options by February 2012. Two other proposals from Apple Valley and Rosemount did not make the final list. They were $160,300 for a business campus in Apple Valley and $23,500 for the South Gateway of Robert Trail in Rosemount. The expected outcomes from the total grants include 619 living-wage jobs, 1,041 affordable housing units, and 1,061 market-rate units. The $9 million in funds will leverage over $322 million in private investment and $40 million in other public investment.

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Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:309 a.m. at the JBL Companies building (old fire station), 3795 Pilot Knob Road, Eagan. This lively referral group can help you grow your business, but we do limit membership to one person from each profession. Visitors are welcome. For more information, contact Bob Reuter at (651) 552-3647, breuter@mnhomes. com. Find our chapterâ&#x20AC;&#x2122;s website at bnimn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a memberâ&#x20AC;&#x2122;s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held

Thursdays 11:30 a.m. â&#x20AC;&#x201C; 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network â&#x20AC;&#x153;Common Denominatorâ&#x20AC;? Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights,

the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5. Womenâ&#x20AC;&#x2122;s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 994-8392 or visit www. meetup.com/womens-businessexchange-eagan. Seed Your Business referralbased networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994 8392.

Minnesota jobless rate falls to 5.9 percent The Minnesota unemployment rate fell by 0.5 percent in November to a seasonally adjusted 5.9 percent, according to figures released Dec. 15 by the Minnesota Department of Employment and Economic Development (DEED). The unemployment rate was the lowest in Minnesota since October 2008 and well behind the U.S. rate of 8.6 percent in November. State employers eliminated 13,700 jobs in November, and October figures were revised to reflect an additional 1,200 jobs lost during that month. The state has lost 22,900 jobs over the past three months, even while the unemployment rate was falling from 7.2 percent to 5.9 percent during that period. Several factors could account for the conflicting results, including sampling errors in the separate surveys that are used to tabulate the unemploy-

ment rate and employer hiring, more people becoming self-employed or contract workers, changes in Bureau of Labor Statistics methodology, and a declining labor force participation rate. â&#x20AC;&#x153;The mixed results make it difficult to draw clear conclusions about how well the labor market is doing,â&#x20AC;? said DEED Commissioner Mark Phillips. â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;m cautiously optimistic, however, that the economy is moving in the right direction.â&#x20AC;? Education and health services led all sectors in November, gaining 1,300 jobs. Logging and mining held steady. Job losses occurred in leisure and hospitality (down 4,400), government (down 4,000), construction (down 1,600), manufacturing (down 1,200), professional and business services (down 1,100), financial activities (down 800), trade, transportation and utilities (down 700), information

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(down 600) and other services (down 600). Over the past year, job gains have occurred in education and health services (up 9,000), professional and business services (up 5,000), leisure and hospitality (up 4,000), trade, transportation and utilities (up 2,200), manufacturing (up 1,800), financial activities (up 1,100), construction (up 400), and logging and mining (up 200). Government led yearover-year job losses, down 12,800, followed by information (down 1,500) and other services (down 200). In the state Metropolitan Statistical Areas, job gains occurred in the past year in the Mankato MSA (up 3 percent), Rochester MSA (up 1.2 percent) and Minneapolis-St. Paul MSA (up 1 percent). Job losses occurred in the St. Cloud MSA (down 1.1 percent) and the DuluthSuperior MSA (down 0.7 percent).

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Sheriff Sale 1-17-12 Tuesday 10 AM at Inver Grove Ford, 4725 South Robert Trail, Inver Grove Heights, MN 55077 1997 Ford Expedition Serial #1FMFU18LIVLB51708 Lic: 655 GDG Repair/Storage/Sale: $3,115.87 2845948 12/15/11-1/5/12

PUBLIC NOTICE

NOTICE OF SALE The personal property described as follows, to-wit: a white 2002 Freightliner FL70, Plate #YBC9337, Serial No. 1FVABSAL32HJ58831 will be sold at public auction by the Dakota County Sheriff on the 5th day of January, 2012, at 10:00 a.m. at 12308 Dupont Avenue South, Burnsville, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon from Road Rite, LLC as the owner thereof to Anderson Diesel Truck Service, Inc. in the sum of $8,944.28 Dollars computed to the last day of said sale, exclusive of the expenses of said sale and the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are as follows, to-wit: the costs of repairing the above described personal property and storage charges of $50.00 per day from and after November 8th, 2011. Dated: December 12, 2011 Anderson Diesel Truck Service, Inc. By Kent Klausing 12308 Dupont Avenue South Burnsville, MN 55337 (651)480-4913 2850594 12/15-12/29/11P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA CONSUMER CREDIT CONTRACT DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-11-5540 _______________________________________ Midland Funding, LLC as successor in interest to Target National Bank Plaintiff vs. William Prach Defendant(s). _______________________________________ THIS SUMMONS IS DIRECTED TO THE ABOVE-NAMED DEFENDANTS: 1. Y O U A R E B E I N G S U E D . T h e Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is on file in the office of the clerk of the above-named Court. They are official papers that affect your rights. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this Summons a written response called an Answer within 20 days of service of the Summons. You must send a copy of your Answer to the person who signed this Summons located at Messerli & Kramer P.A., 3033 Campus Drive, Suite 250, Plymouth, MN 55441. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A Default Judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. MESSERLI & KRAMER PA /s/ Jefferson C. Pappas, #0304943 3033 Campus Drive, Ste 250, Plymouth, MN 55441 Ph#: (763) 548-7900 Fax#: (763) 548-7922 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 2857703 12/22/11-1/5/12

Notice of Public Sale: SS MINNESOTA, LLC, doing business as Simply Self Storage intends to enforce its lien on certain personal property belonging to the following, at the facility. The sale will take place (unless otherwise withdrawn) on Wednesday January 18, 2012 on or after 9:30am at the Simply Self Storage location at 801 Ladybird Ln, Burnsville, MN 55337. Phone 952-890-4888. This public sale will result in the goods being sold to the highest bidder. Certain terms and conditions apply. T. Beno - Unit 346 Bikes, Exercise gear, Shelves, Pool Table 2846659 12/29/11-1/5/12

PUBLIC NOTICE

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to persons, herein after named and others interested that on 1/10/12 at 10 o’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at: Lake Marion Mini Storage 22595 Pillsbury Avenue Lakeville, MN 55044 Sale will be held in accordance with terms of a notice previously given the persons herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage and a description of the goods is as follows: Household Goods Brian DesLouriers $420.00 Household Goods Jerry Cassens $740.00 Household Goods Naomi Angeles $170.00 Household Goods Sherry James $200.00 Household Goods Christi Taylor $292.00 Household Goods Benjamin Merchant $90.00 Household Goods Francine Saunders $490.00 2863339 12/29/11-1/5/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-746 In Re: Estate of Cicely Moon, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated September 18th, 2009. The Registrar accepted the application and appointed Bryan G. Moon, whose address is 7328 Golf Pointe Circle, Sarasota, Florida 34243, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 12/19/11 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Davis Law Firm, PA Christopher T. Davis MN# 0285122 3006 Allegro Park Lane SW, Suite 3 Rochester, MN 55902 Telephone: 507-424-6330 2859028 12/22-12/29/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Quality Custom Components 2. Principal Place of Business: 12571 Oliver Avenue, Suite 600, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Elastomerics, Inc., 12571 Oliver Avenue, Suite 600, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/19/2011 Ernest DeLanghe, CEO 2858315 12/22-12/29/11P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-5965 In the Matter of the Petition of: LPP Mortgage Ltd, a Texas limited partnership, in Relation to Certificate of Title No. 135264 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Six (6), Block Two (2) of OAK SHORES NINTH ADDITION, according to the recorded plat thereof. TO: BRYAN M. MCGROARTY; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 25th day of January, 2012, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows. That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 135264 and enter a new Certificate of Title for the land therein described in favor of LPP Mortgage Ltd, a Texas limited partnership, subject to the memorials of Document Nos. 24594, 54325, 134275, 494672 and 494673 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 677157, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 11-30-11 BY THE COURT: Jerome B. Abrams Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ James P. O’Connell JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2861305 12/29/11-1/5/12

Notice of taking and sale 168.06 on 9/12/11 at 35E. & Cedar Ave. Burnsville, MN. Marek’s Towing & Repair Inc. 20152 Kenrick Ave., Lakeville, MN 55044 took custody of the following vehicle: 2002 Chrysler Voyager license # 161 BUL Vin. # 1C4GJ45372B6099289. Any person/persons having legal right to claim this vehicle may do so upon payment of all towing & storage fees by 1/31/2012. Failure of owner or lien holder to reclaim vehicle & contents shall be deemed a waiver by them of all rights title, interest and consent to the transfer of title and to disposal or sale of vehicle and contents as pursuant to MN SS 168.08. 2860525 12/29/11-1/5/12

PUBLIC NOTICE

ORDER FIXING TIME AND PLACE FOR HEARING STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CIVIL DIVISION Court File No: 19HA-CV-11-6355 In Re: LOUIS J. DAMIANI REVOCABLE TRUST AGREEMENT dated October 6, 2011 IT IS ORDERED, that all persons interested show cause, if any they have, before this Court at a hearing to be held Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota 55033, on the 24 day of January, 2012, at 9:00 A.M., why the petition of Louis J. Damiani for an Order appointing Security Bank & Trust Company, 2202 11th Street East, Glencoe, Minnesota 55336 as an independent corporate trustee for the above-referenced trust, placing the trust administration under Court supervision, and other relief requested, which Petition shall be then heard, should not be granted. IT IS FURTHER ORDERED, that this Order for Hearing shall be published once in the Dakota County Tribune, Hastings Star Gazette or another legal newspaper, at least 20 days before said hearing, and a copy thereof shall be mailed to all beneficiaries of the trust who are known to or reasonably ascertainable by the petitioner or the fiduciary for such beneficiary at least 15 days before the date of the hearing. Dated: 12/14/11 BY THE COURT: DAVID J. KNUTSON Judge of District Court This document was drafted by: Attorney for Louis J. Damiani Ronald B. Sieloff (#0100900) Sieloff & Associates, P.A. Yankee Square Office III 3460 Washington Drive, Suite 214 Eagan, MN 55122 Phone: 651-454-2000; Fax: 651-452-1240 2863564 12/29/11

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-724 Estate of Edwin Helmer Estrem, Decedent Notice is given that an application for informal appointment of personal representative has been filed with the registrar. No will has been presented for probate. The application has been granted. Notice is also given that the Registrar has informally appointed Roxanne Marie Mueller, whose address is: 8096 Hillside Trail S., Cottage Grove, MN 55016 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 12/9/11 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Roxanne Mueller 8096 Hillside Trail So. Cottage Grove, Mn 55016 Email: rmemueller@gmail.com 2852263 12/22-12/29/11P

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $266,000.00 MORTGAGOR(S): Peter M. Weesner, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for RBC Mortgage Company, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: July 15, 2004 Dakota County Recorder Document Number: 2225722 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank, FSB Dated: September 02, 2011 Recorded: November 03, 2011 Dakota County Recorder Document Number: 2828542 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100058900003349883 Lender or Broker: RBC Mortgage Company Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17375 Jade Ter, Lakeville, MN 55044-9000 Tax Parcel ID Number: 22-13202-01-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Barrett Third Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $256,001.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 25, 2012, or the next business day if June 25, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009635F04 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 23, 2011 at 10:00 AM has been postponed to January 23, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 15, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009635F04 2857257 12/29/11

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,600.00 MORTGAGOR(S): Steven A. Lujan and Molly F. Lujan, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lakeland Mortgage Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 04, 2005 Dakota County Recorder Document Number: 2347779 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: August 17, 2011 Recorded: November 04, 2011 Dakota County Recorder Document Number: 2828831 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000205411 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 22 Pine Pl, Farmington, MN 55024-9685 Tax Parcel ID Number: 14-30200-07-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 7, Glenview Townhomes and Commercial, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $164,251.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 25, 2012, or the next business day if June 25, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022066F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 23, 2011 at 10:00 AM has been postponed to January 23, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 19, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022066F01 2858333 12/29/11

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Painted Visions 2. State the address of the principal place of business: 13615 Flagstaff Ave., Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Polly Kersten, 13615 Flagstaff Ave., Apple Valley, MN 55124 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 9/28/2011 Polly Kersten 2857775 12/22-12/29/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: T M Anderson Consulting 2. Principal Place of Business: 1484 Violet Ln, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Tamara M. Anderson, 1484 Violet Ln, Eagan, MN 55122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/12/11 Tamara M. Anderson, owner 2857298 12/22-12/29/11P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-11-745 ESTATE OF: Donald Loren Bates, Decedent It is Ordered and Notice is given that on January 24, 2012, at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Kendra L. Baxter whose address is: 1630 Johnson Drive, Stillwater, MN 55082, as personal representative of the Estate of the Decedent in an unsupervised administration. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 12/16/11 CAROLYN M. RENN COURT ADMINISTRATOR By /s/ Shawn M. Moynihan Judge Attorney for Petitioner: Shannon Hooley Enright (A.R.N. 185905) ECKBERG, LAMMERS, BRIGGS, WOLFF & VIERLING,P.L.L.P. 1809 Northwestern Avenue Stillwater, MN 55082 Telephone: (651) 439-2878 2857843 12/22-12/29/11

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR DETERMINATION OF DESCENT STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-744 In Re: Estate of John Mauritzen, Decedent. Reidun Mauritzen has filed a Petition for Determination of Descent. It is Ordered that on January 10, 2012, at 9:00 am, a hearing will be held in this Court at the Dakota County Judicial Center, 1560 West Highway 55, Hastings, Minnesota, on the petition. The petition represents that the decedent died more than three (3) years ago leaving property in Minnesota. The petition requests the Court determine the descent of such property and assign the property to the persons entitled. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the petition will be granted. Notice shall be given by publishing this Notice and Order as provided by law and by: Mailing a copy of this Notice and Order to each interested person by United States mail at least 14 days before the time set for the hearing. Dated: 12/16/11 BY THE COURT Richard Spicer Judge of District Court William K. Wangensteen, Esq. MN# 0114431 900 E. Wayzata Blvd. #110 Wayzata, MN 55391 Telephone: (952) 473-0130 Facsimile: (952) 473-3219 e-mail: wangen900@qwestoffice.net 2857374 12/22-12/29/11

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: CONTRACT Court File No. ________ _____________________________________ John R. Kenefick, Plaintiff, v. Mark Smith d/b/a M & S Construction, Defendant. ______________________________________ THIS SUMMONS IS DIRECTED TO DEFENDANT MARK SMITH D/B/A M & S CONSTRUCTION. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Briggs and Morgan, P.A. 2200 IDS Center 80 South 8th Street Minneapolis, MN 55402 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 115 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. The object of this action is equitable relief and a money judgment. Dated: November 28, 2011 BRIGGS AND MORGAN, P.A. By: __________________________________ Daniel N. Moak (#347474) W. Knapp Fitzsimmons (#391131) 2200 IDS Center 80 South Eighth Street Minneapolis, MN 55402-2157 Phone: (612) 977-8400 ATTORNEYS FOR PLAINTIFF JOHN R. KENEFICK 2851646 12/22/11-1/5/12

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Rubber Distributors International 2. Principal Place of Business: 12571 Oliver Avenue, Suite 600, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Elastomerics, Inc., 12571 Oliver Avenue, Suite 600, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/19/2011 Ernest DeLanghe, CEO 2858328 12/22-12/29/11P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT TYPE: CIVIL - OTHER Court File No.: ____________ ______________________________________ Minnesota Premier Properties, LLC, Plaintiff, vs. Peter O. Clayton and Susan S. Clayton, Defendants. ______________________________________ THIS SUMMONS IS DIRECTED TO PETER AND SUSAN VILLANUEVA. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Minnesota Premier Properties, LLC c/o Lamey Law Firm 980 Inwood Ave. N. Oakdale, MN 55128 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. Dated: December 14, 2011 LAMEY LAW FIRM, P.A. John D. Lamey III, Esq. #0312009 Attorney for Plaintiff 980 Inwood Avenue North Oakdale, MN 55128 51-209-3550 (office) 651-789-2179 (fax) 2854014 12/22/11-1/5/12P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Ringmaster Marketing 2. Principal Place of Business: 22351 Pillsbury Ave. S., Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Stuart Ring, 22351 Pillsbury Ave., S., Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/14/11 Stuart Ring, Owner 2858204 12/22-12/29/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Otten Law Offices 2. Principal Place of Business: 1601 East Highway 13, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Law Offices of Otten & Associates, P.A., 1601 East Highway 13, Burnsville, MN 55337 4. This certificate is an amendment of Certificate of Assumed Name File Number: 1925307-2 Originally filed on: 07/10/06 Under the name: Law Offices of Otten & Seymour 5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/31/11 W. Paul Otten President 2857140 12/22-12/29/11P

PUBLIC NOTICE

NOTICE OF FORECLOSURE SALE UNDER FINDINGS OF FACT, CONCLUSIONS OF LAW, ORDER FOR JUDGMENT AND JUDGMENT, AND ORDER FOR DECREE OF FORECLOSURE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: OtherCivil Mortgage Foreclosure Court File No.: 19HA-CV-10-6399 _______________________________________ Central Bank, a Minnesota corporation Plaintiff, vs. Daniel Medin and Janet Medin, John Roe and Mary Roe, Defendants. _______________________________________ NOTICE IS HEREBY GIVEN, that under and by virtue of a judgment entered in the above-entitled action on July 22, 2011, a certified copy of which has been delivered to me directing sale of the property hereinafter described to satisfy the amount found and adjudged due to the Plaintiff in the above action from Defendants, Daniel Medin and Janet Medin, the Sheriff of Dakota County will sell at public auction, to the highest bidder for cash on Tuesday, January 24, 2011, at 10:00 a.m., at the Sheriff’s Office, 1580 Highway 55, Hastings, Minnesota 55033, in said state and county, the premises and real estate described in said judgment, being in Dakota County, Minnesota, to wit: Legal Description: The North 344.30 feet of the East 557.80 feet of the West 633.50 feet of the Northeast Quarter of the Northwest Quarter of Section 10, Township 112, Range 20, Dakota County, Minnesota.

Dakota County, Minnesota. Subject to 290th Street over and across the North side thereof. AND The North 184.40 feet of the East 269.20 feet of the West 902.70 feet of the Northeast Quarter of the Northwest Quarter of Section 10, Township 112, Range 20, Dakota County, Minnesota. Subject to 290th Street over and across the North side thereof. Property Address: 7256 - 290th Street N.W., Northfield, MN 55057 P.I.N. 16-01000-020-25 AND 16-01000-0030-25 Subject to redemption within six (6) months after confirmation of said sale. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 11-18-11 By: /s/ Robert Shingledecker Sheriff of Dakota County - Deputy Dated: November 15, 2011 JACK W. CLINTON, P.A. /s/ Jack W. Clinton Jack W. Clinton, #17413 Attorney for the Plaintiff 539 Bielenberg Drive, Suite 200 Woodbury, MN 55125 Telephone: (651) 389-9923 Facsimile: (651) 389-9924 INSTRUMENTED DRAFTED BY: JACK W. CLINTON, P.A. 539 Bielenberg Drive, Suite 200 Woodbury, MN 55125 Telephone: (651) 389-9923 Facsimile: (651)389-9924 2829047 11/24-12/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 7, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $253,600.00 MORTGAGOR(S): James F. Preste and Sandra K. Preste, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment & Loan TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001944-5000209191-7 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fremont Investment & Loan. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on June 2, 2006, as Document No. 2434330. ASSIGNED TO: WELLS FARGO BANK, NATIONAL ASSOCIATION, Trustee POOLING AND SERVICING AGREEMENT Dated as of August 1, 2006 SECURITIZED ASSET BACKED RECEIVABLES LLC TRUST 2006-HE1 MORTGAGE PASS-THROUGH CERTIFICATES,SERIES 2006-HE1 Dated: November 25, 2009 , and recorded December 3, 2009 by Document No. 2700010 . LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Delaney Park Fourth Addition, Dakota County, Minnesota PROPERTY ADDRESS: 14556 Elysium PL, Apple Valley, MN 55124 PROPERTY I.D: 011990303060 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Seventy Thousand Eight Hundred Eighty-Nine and 87/100 ($270,889.87) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 10, 2012 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 10, 2012, or the next business day if July 10, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 24, 2011 WELLS FARGO BANK, NATIONAL ASSOCIATION, Trustee POOLING AND SERVICING AGREEMENT Dated as of August 1, 2006 SECURITIZED ASSET BACKED RECEIVABLES L L C T R U S T 2006-HE1 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-HE1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00348-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4138531 11/24/2011, 12/01/2011, 12/08/2011, 12/15/2011, 12/22/2011, 12/29/2011 2829296 11/24-12/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 1 , 2008 MORTGAGORS: Joseph L. Dorman and Mabeth A. Dorman, husband and wife. MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded January 29, 2008, Dakota County Recorder, Document No. 2568553. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association s/b/m to National City Bank. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 20304 Icalee Path, Lakeville, MN 55044 TAX PARCEL I.D. #: 220300003012 LEGAL DESCRIPTION OF PROPERTY: LEGAL DESCRIPTION EXHIBIT A The West 80.00 feet of the following That part of Govtract: described ernment Lot 2, Section 30, Township 114, Range 20, Dakota County, Minnesota described as follows: Commencing at the point of intersection of the East line of said Government Lot 2 with the centerline of County Highway No. 64; thence South 00 degrees 07 minutes 00 seconds East (assumed bearing) along the East line of said Government Lot 2 a distance of 50.23 feet to the point of beginning; thence Southwesterly 181.97 feet on a nont a n g e n t i a l c u r v e c o n c a v e t o t he Southeast, having a radius of 768.89 feet a central angle of 13 degrees 33 minutes 36 seconds a chord bearing of South 77 degrees 28 minutes 11 seconds West and a chord distance of 181.55 feet; thence South 00 degrees 34 minutes 02 seconds East a distance of 152.55 feet; thence North 89 degrees 53 minutes 02 seconds East a distance of 176.11 feet, more or less to the East line said Government Lot 2; thence North 00 degrees 07 minutes 00 seconds West along said East line a distance of 191.57 feet more or less to the point of beginning. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $273,035.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGE: $278,235.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5)

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assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 14, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2696 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2829427 11/24-12/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: OF MORTGAGE: April 9, 2003 MORTGAGORS: M i c h a e l J o h n s o n and Stephanie Rene Johnson, husband and wife. MORTGAGEE: Time Home Loans. DATE AND PLACE OF RECORDING: Recorded May 19, 2003, Dakota County Recorder, Document No. 2049221. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association s/b/m to National City Bank s/b/m to National City Mortgage CO. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Time Home Loans RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 19508 Ewing Street, Farmington, MN 55024 TAX PARCEL I.D. #: 141650003004 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Charleswood, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $252,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $239,992.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 14, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2567 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2829397 11/24-12/29/11

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-741 Estate of Ricky Dean Ball, Decedent It is Ordered and Notice is given that on January 24, 2012 at 9:00 a.m., a hearing will be held at 1560 W Hwy 55, Hastings, MN, for the formal probate of an instrument purporting to be the will of the Decedent, dated July 20, 2007, (“Will”), and for the appointment of: Nancy L. Ball, whose address is: 18850 Kabot Cove Lane, Lakeville, MN 55044 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 12/15/2011 Shawn M. Moynihan District Court Judge, Probate Division Attorney for Applicant Timothy E. Ward Ward Law, PLLC 14775 Hallmark Dr. Apple Valley, MN 55124 Attorney License No.: 0389167 Telephone: (612) 751-7519 Fax: (952) 236-0905 2855291 12/22-12/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,000.00 MORTGAGOR(S): Lindsey R. Lewis, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Prime Mortgage Corporation, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: March 21, 2006 Dakota County Registrar of Titles Document Number: 586743 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: May 05, 2011 Registered: May 12, 2011 Dakota County Registrar of Titles Document Number: T679521 And assigned to: Aurora Bank FSB Dated: August 31, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000126911 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 139356 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1829 E 122nd St, Burnsville, MN 55337-2962 Tax Parcel ID Number: 02-18425-04-050 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block Four (4), Covington Point, Common Interest Community No. 173, a planned community, Dakota County, Minnesota, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $174,117.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered

part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 06, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 06, 2012, or the next business day if July 06, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 24, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006037F04 2827380 11/24-12/29/11

PUBLIC NOTICE

premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 10, 2011. Flagstar Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-214 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2828356 11/24-12/29/11

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-5955 In the Matter of the Petition of: Aurora Loan Services, LLC, a Delaware limited liability company, in Relation to Certificate of Title No. 117765 issued for land in the County of Dakota and State of Minnesota legally described as follows: That part of Lot Fifteen (15), Block Three (3), COVENTRY PASS 5TH ADDITION, lying southerly of the north line of the South half of the Northwest Quarter of Section 19, Township 27 North, Range 22 West, Dakota County, Minnesota, according to the recorded plat and the Government Survey thereof. TO: RAMON L. AGNE; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 25th day of January, 2012, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 117765 and enter a new Certificate of Title for the land therein described in favor of Aurora Loan Services, LLC, a Delaware limited liability company, subject to the memorials of Document Nos. 333574 and 333575 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 678273, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service o f Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 11-30-11 BY THE COURT: Jerome B. Abrams Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ James P. O’Connell JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road Suite 300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2861997 12/29/11-1/5/12

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PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-747 In Re: Estate of Jeanne M. Montag, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated November 1, 2005. The Registrar accepted the application and appointed Patrick R. Montag , whose address is 2731 Boulder Drive, Burnsville, MN 55337, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 12/20/11 Heidi Carstensen Registrar Begley Law Offices, P.A. Brad Begley, Attorney MN# 0156450 12 South Sixth Street, Suite 1040 Minneapolis MN 55402 Telephone: 612-333-7530 Facsimile: 612-333-5462 e-mail: brad@begleylaw.com 2859601 12/29/11-1/5/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $250,000.00 MORTGAGOR(S): Susan Marie Stein, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for American Mortgage Corporation, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: August 18, 2005 Dakota County Registrar of Titles Document Number: 572421 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank, FSB Dated: August 12, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100143500051040181 Lender or Broker: American Mortgage Corporation Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 128598 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3820 120th St W, Rosemount, MN 55068-3536 Tax Parcel ID Number: 34-01810-15-020 LEGAL DESCRIPTION OF PROPERTY: All that part of the West Half of Government Lot One (1) in Section Seven (7) and of the West Half of the Northeast Quarter in Section Eighteen (18), all in Township One hundred fifteen (115) North, Range Nineteen (19) West, Dakota County, Minnesota described as follows: Beginning at the northeast corner of said West half of Government Lot 1 and running thence west along the north line thereof a distance of 1068.28 feet; thence south and parallel to the west line of said Government Lot 1, and said Northeast Quarter a distance of 296.48 feet; thence westerly parallel with the north line of said West Half of the Northeast Quarter a distance of 242.07 feet to the west line of said West half of said Northeast Quarter; thence southerly along said west line 830.60 feet; thence easterly parallel with the north line of said west Half of the Northeast Quarter a distance of 388.70 feet; thence South 71 degrees 06 minutes 39 seconds East 960.35 feet to a point on the east line of said West half of the Northeast Quarter 1437.58 feet south of the point of beginning; thence north on said east line to the point of beginning and there terminating, all according to the Government Survey thereof. EXCEPT that part described as follows: Commencing at the northeast corner of said West half of Government Lot 1 and running thence west along the north line thereof a distance of 618.28 feet to the point of beginning of the land to be described; thence

continuing west along said north line 450.00 feet; thence south and parallel to the west line of said Government Lot 1 and said Northeast Quarter a distance of 296.48 feet; thence westerly parallel with the north line of said West half of the Northeast Quarter a distance of 242.07 feet to the west line of said West half of said Northeast Quarter; thence southerly along said west line 830.60 feet; thence easterly parallel with the north line of said West half of the Northeast Quarter 388.70 feet; thence southeasterly 321.43feet along a line whose terminus is a point on the east line of said West half of the Northeast Quarter distant 1437.58 feet south of the northeast corner of said West half of Government Lot 1; thence north 1228.47 feet to the point of beginning. Together with an easement for ingress and egress over the south 60 feet of said exception. Said 60 feet being measured at right angles to said south line of the exception. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $217,647.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 06, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 06, 2012, or the next business day if July 06, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 24, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022090F01 2824284 11/24-12/29/11

PUBLIC NOTICE

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�� on the pre by the mortgagee, paid mises and the costs and disburse�� COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Eighty-Three Thousand Six Hundred Seventy-Three and 65/100 ($283,673.65) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 10, 2012 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 10, 2012, or the next business day if July 10, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 24, 2011 The Bank of New York Mellon, as Trustee for CIT Mortgage Loan Trust 2007-1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00741-1 ASAP# 4138069 11/24/2011, 12/01/2011, 12/08/2011, 12/15/2011, 12/22/2011, 12/29/2011 2829350 11/24-12/29/11

PUBLIC NOTICE

ments allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 10, 2012, or the next business day if July 10, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 24, 2011 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates. Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00777-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4138068 11/24/2011, 12/01/2011, 12/08/2011, 12/15/2011, 12/22/2011, 12/29/2011 2829265 11/24-12/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 14, 2006 MORTGAGORS: Christian P. Wollersheim and Pamela M. Wollersheim, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 7, 2006, Dakota County Recorder, Document No. 2451577. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100139104915472007 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Residential Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 17206 Eastwood Avenue, Lakeville, MN 55024 TAX PARCEL I.D. #: 224407815189 LEGAL DESCRIPTION OF PROPERTY: Unit No. 189, CIC No. 330, Lake Place, a condominium located in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,582.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,418.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 14, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3012 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2828336 11/24-12/29/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Court File No. 19HA-PR-11-750 ESTATE OF Laura C. Jarpe, a/k/a Laura Johnson Camp Jarpe, and Laura Camp Jarpe, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated March 17, 1987, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Geoffrey P. Jarpe whose address is: 1015 Sibley Memorial Highway, #135, Lilydale, Minnesota 55118 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 12/20/11 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney For Personal Representative DOUGLAS S. WOLGAMOT, ESQ. Winthrop & Weinstine, P.A. 225 South Sixth Street Suite 3500 Minneapolis, MN 55402 T: (612) 604-6756; F: (612) 604-6856 Attorney License # 0390521 2860331 12/29/11-1/5/12

PUBLIC NOTICE

Courthomes, Dakota County, Minne sota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,025.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $131,703.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 10, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 10, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2636 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2824173 11/24-12/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: November 29, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of that certain Mortgage dated June 4, 2007 executed by Hewitt Investments, LLC, a Minnesota limited liability company, as Mortgagor, to Anchor Bank, N.A., a national bank, as successor in interest to Anchor Bank Farmington, N.A., as Mortgagee, and filed for record June 5, 2007 as Document Number 2521944, as modified by that certain Amendment to Mortgage dated August 16, 2007, and filed for record on August 24, 2007 as Document Number 2539962, all in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land. 2. T h e M o r t g a g e h a s n o t b e e n assigned. 3. The original principal amount secured by the Mortgage was: $837,000.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. A t t h e d a t e o f t h i s n o t i c e t he amount due on the Mortgage is $807,593.92. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land legally described as follows: Parcel A: The East 55 feet of Lots 1 and 6, Block 12, Town of FairfIeld, Dakota County. Parcel B: All of Lot 3; the North 6 feet of Lot 4; the East 70 feet of Lot 8; the North 5.86 feet of the west 21 feet of the East 29.70 feet of Lot 7; the West 40.30 feet of the East 70 feet of Lot 7; the North 5.86 feet of the East 8.70 feet of Lot 7; all in Block 1, Wright and Balch's Addition to Lakeville, Dakota County; the North 25 feet of the East 70 feet of Lot 6, Block 1, Wright and Balch's Addition to Lakeville, Dakota County. Parcel C: Lot 6 except the South 40 feet of the

Lot 6 except the South 40 feet of the West 50 feet, and except the East 70 feet of the North 25 feet thereof, in Block 1 of Wright and Balch's Addition to Lakeville. Dakota County. will be sold by the County Sheriff of Dakota County, Minnesota, at a public auction on Thursday, January 12, 2012 at 10:00 a.m., at the Law Enforcement Center, 1580 Highway 55, Hastings MN 55033. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six months after the date of sale. 9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10. If the mortgage is not reinstated under section 580.30 or redeemed under section 580.23, then the Mortgagor must vacate the property on or before 11:59 p.m. on July 12, 2012. 11. Each holder of a junior lien may redeem in the order and manner provided in Minn. Stat. §580.24, beginning after the expiration of the mortgagor's redemption period under Minn. Stat. §580.23. 12. T H I S C O M M U N I C A T I O N I S FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 13. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME ALLOWED BY LAW IS NOT AFFECTED BY THIS ACTION. 14. F o r e c l o s u r e d a t a r e q u i r e d pursuant to Minn. Stat. §580.025: a. Physical street address, city, and zip code of mortgaged premises: 20721 Holyoke Ave., Lakeville, MN 55044 b. N a m e o f t r a n s a c t i o n a g e n t , residential mortgage servicer, and lender or broker: Anchor Bank, N.A. c. Tax parcel identification numbers: 22-32190-01-010 and 22-32190-00-010. d.Transaction Agent's mortgage ID number (if stated in mortgage): N/A e. Name of mortgage originator (if stated in mortgage): Anchor Bank Farmington, N.A. Attorney for Mortgagee: ________________________ Timothy J. Prindiville NILSSON LAW OFFICES, P.A. 900 Flour Exchange Building 310 Fourth Ave. South Minneapolis, MN 55415 Tel. 612-746-1043 2836665 12/1/11-1/5/12P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-752 In Re: Estate of Conrad M. Tubin, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar along with a Will dated September 20, 2011. The Registrar accepted the application and appointed Constance M. Tubin-Trott, whose address is 5204 Seneca Point Road, Canandaigua, New York 14424, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.-3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representatives or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 12/20/11 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator ATTORNEY FOR PERSONAL REPRESENTATIVE Mary R. Watson (MN# 114881) William M. Hansen Associate, PLLC 7500 Olson Memorial Highway Suite 100 Minneapolis Minnesota 55427 Telephone: (763) 398-5800 Facsimile: (763) 543-5667 2860724 12/29/11-1/5/12

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-743 In Re: Estate of Margaret J. Hudson, Decedent. It is Ordered and Notice is given that on January 10, 2012 at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated February 6, 1990, and for the appointment of John D. Hudson, whose address is W7002 810th Avenue, River Falls, WI 54022-4524 as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 12/15/11 BY THE COURT Shawn M. Moynihan Judge of District Court Lawton Law Firm, PLLC Robert J. Lawton, Jr. MN#034137X 1100 West 7th Street, Suite 105 Saint Paul, MN 55102 Telephone: 651-294-4925 Facsimile: 651-225-9161 e-mail: rob@thelawtonlawfirm.com 2856626 12/22-12/29/11P

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 201, 12838 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12838 Nicollet Avenue South Unit 201, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Christopher R. Hughes, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Three Hundred Seventy Eight and 00/100 ($3,378.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated March 8, 2011, and recorded October 24, 2011 as Document No. 2 8 2 6 3 5 6 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: February 1, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on August 1, 2012. Dated: November 30, 2011 By ________/s/____________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 144161 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2845469 12/15/11-1/19/12

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PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-739 Estate of Vivian Elsie McMorrow, Decedent It is Ordered and Notice is given that on January 24, 2012 at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated February 7, 2011, and for the appointment of Gayle Anderson, whose address is 12825 Germane Ave., Apple Valley, MN 55124 as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 12/14/11 BY THE COURT David L. Knutson Judge of District Court Attorney for Petitioner: Carol S. Cooper, C. S. Cooper Law Firm, Ltd. 26437 Galaxie Ave., Farmington, MN 55024 Attorney License No.: 161548 Phone (651) 460-2056 2855249 12/22-12/29/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 202, 12838 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12838 Nicollet Avenue South Unit 202, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Christopher R. Hughes, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Seven Thousand Five Hundred Forty Nine and 00/100 ($7,549.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated July 20, 2009, and recorded June 11, 2010 as Document No. 2 7 3 5 1 3 3 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: February 1, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on August 1, 2012. Dated: November 30, 2011 By _____/s/_____________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441137 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2845492 12/15/11-1/19/12

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO: 19HA-CV-11-6037 In the Matter of the Petition of: Wells Fargo Bank, N.A., successor by Merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB, in Relation to Certificate of Title No. 105564 issued for land in the County of Dakota and State of Minnesota and legally described as follows: Lot Forty-four (44) Cannon Valley Estates, according to the recorded plat thereof. TO: JOHN S. MARUSKA; ANN L. MARUSKA; HOME EQUITY OF AMERICA, INC.; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you, and all persons interested, appear before this Court on the 8th day of February, 2012, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 105564 and enter a new Certificate of Title for the land therein described in favor of Wells Fargo Bank, N.A., successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB, subject to the memorials of Document Nos. 44566, 45607 and 111567 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 677031, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named partie s residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated. DATED: December 7, 2011 BY THE COURT: /s/ Pat Sutherland Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: /s/ James P. O'Connell JAMES P. O'CONNELL Attorney for Petitioner: Robert Q. Williams Wilford, Geske & Cook, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 2857233 12/22-12/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,000.00 MORTGAGOR(S): Steven J. Carroll and Lara-Lyne Thera-Carroll, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for America Mortgage LLC DBA Bell Mortgage, its succssors and assigns DATE AND PLACE OF REGISTERING: Registered: February 09, 2006 Dakota County Registrar of Titles Document Number: 584505 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of New York as Trustee for the certificateholders CWABS Inc. Asset-Backed Certificates Series 2006-3 c/o Countrywide Home Loans Inc Dated: November 13, 2007 Registered: November 20, 2007 Dakota County Registrar of Titles Document Number: 620205 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-0300084047-3 Lender or Broker: America Mortgage LLC DBA Bell Mortgage Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 138962 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 136 Chaparral Dr, Apple Valley, MN 55124-9720 Tax Parcel ID Number: 01.56603.06.080

01.56603.06.080 LEGAL DESCRIPTION OF PROPERTY: LOT EIGHT (8) BLOCK (6) IN PALOMINO HILLS FOURTH ADDITION ACCORDING TO THE RECORDED PLAT THERE OF NOW ON FILE AND OF RECORD IN THE OFFICE OF THE REGISTRAR OF TITLES IN AND FOR DAKOTA COUNTY, MINNESOTA. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $251,956.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 13, 2012, or the next business day if July 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 01, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022964F01 2832995 12/1/11-1/5/12

ATED IN DAKOTA COUNTY, STATE OF MINNESOTA. ADDRESS: 605 LINDEN ST; FARMINGTON, MN 55024 TAX MAP OR PARCEL ID NO.: 14 03000 010 90 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$169,535.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __July 13, 2012____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6621 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2836296 12/1/11-1/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,441.00 MORTGAGOR(S): Bradley L. Weber and Ann M. Gressman, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for American Residential Mortgage, LP, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: September 23, 2004 Dakota County Registrar of Titles Document Number: 548389 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: September 26, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100154070001002612 Lender or Broker: American Residential Mortgage, LP Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 133504 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4556 Scott Trl, Eagan, MN 55122-2351 Tax Parcel ID Number: 10-16602-01-100 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10), Block One (1) in Cedar Cliff Third Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,436.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold

PUBLIC NOTICE

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�� above described property will be sold by the Sheriff of said county as follows: ORDER TO SHOW CAUSE DATE AND TIME OF SALE: January IN PROCEEDINGS SUBSEQUENT 13, 2012 at 10:00 AM TO INITIAL REGISTRATION PLACE OF SALE: Dakota County OF LAND Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne- STATE OF MINNESOTA COUNTY OF DAKOTA sota DISTRICT COURT to pay the debt secured by said mortFIRST JUDICIAL DISTRICT gage and taxes, if any, on said premises and the costs and disburse- COURT FILE NO. 19HA-CV-11-5389 ments, including attorney fees allowed In the Matter of the Petition of: by law, subject to redemption within Mortgage Electronic Registration Syssix (6) months from the date of said tems, Inc. As nominee for IndyMac sale by the mortgagor(s), their per- Bank, FSB, In Relation to Certificate of Title No. sonal representatives or assigns. If the Mortgage is not reinstated 124027 issued for land in the County under Minn. Stat. §580.30 or the prop- of Dakota and State of Minnesota and erty is not redeemed under Minn. Stat. legally described as: Lot Five (5), Block Two (2) in Mead§580.23, the Mortgagor must vacate ows West 3rd Addition according to the property on or before 11:59 p.m. on the recorded plat thereof. July 13, 2012, or the next business day if July 13, 2012 falls on a Saturday, TO: Sean R. Keeler; Dawn M. Keeler; Sunday or legal holiday. Keith Kovarik; Mortgagor(s) released from financial Amanda Kovarik; obligation: NONE THIS COMMUNICATION IS FROM And to parties, if any, in possession of A DEBT COLLECTOR ATTEMPT- said premises adverse to the PetiING TO COLLECT A DEBT. ANY tioner. Upon receiving and filing the Report INFORMATION OBTAINED WILL BE of the Examiner of Titles in the above USED FOR THAT PURPOSE. matter: entitled THE RIGHT TO VERIFICATION OF IT IS ORDERED, that you, and all THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE persons interested, appear before this T I M E P R O V I D E D B Y L A W I S N O T Court on the 25th day of January, 2012, at 9:00 a.m. in the Dakota AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR county Government Center, Hastings, Minnesota, and then, or as soon thereREDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- after as said matter can be heard, show RESENTATIVES OR ASSIGNS, MAY BE cause, if any there be, why this Court REDUCED TO FIVE WEEKS IF A JUDI- should not enter an Order as follows: 1) That the Registrar of Titles of CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION Dakota County be directed to cancel Certificate of Title No. 124027 and 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- issue to Keith R. Kovarik and Amanda GAGED PREMISES ARE IMPROVED C. Kovarik a new Certificate of Title for WITH A RESIDENTIAL DWELLING OF said premises subject to the memoriLESS THAN FIVE UNITS, ARE NOT als of Document Nos. 138768, 184867, PROPERTY USED IN AGRICULTURAL 184863 and 185110. 2) That the Registrar of Titles of PRODUCTION, AND ARE ABANDONED. Dakota County accept for recording a DATED: December 01, 2011 A S S I G N E E O F M O R T G A G E E : Court certified copy of the Mortgage, dated April 28, 2006, by Keith R. KovaAurora Bank FSB rik and Amanda C. Kovarik to MortWilford, Geske & Cook P.A. gage Electronic Registration Systems, Attorneys for Assignee of Mortgagee Inc. as nominee for IndyMac Bank, Lawrence A. Wilford FSB, for the property described in CerJames A. Geske tificate of Title No. 124027, in the 8425 Seasons Parkway, Suite 105 amount of $222,600.00. Woodbury, MN 55125-4393 3) That the Registrar of Titles of (651) 209-3300 Dakota County accept for recording a File Number: 022685F01 Court certified copy of the Mortgage, 2831429 12/1/11-1/5/12 (secondary lien) dated April 28, 2006, by Keith R. Kovarik and Amanda C. Kovarik to Mortgage Electronic RegisNOTICE OF ASSOCIATION LIEN tration Systems, Inc. as nominee for FORECLOSURE SALE IndyMac Bank, FSB, for the property NOTICE IS HEREBY GIVEN, that described in Certificate of Title No. default has occurred in the terms and 124027, in the amount of $55,650.00. conditions of the Declaration for RidIT IS FURTHER ORDERED, That this geview Condominium Homes ("Decla- Order be served: (a) at least 10 days ration") as recorded in the office of the before the hearing upon the aboveCounty Recorder in and for Dakota named parties residing in this State in County, Minnesota, which said Decla- the manner provided by law for the ration covers the following described service of Summons in a civil action; property situated in the County of (b) at least 14 days before the hearing Dakota and State of Minnesota, to-wit: upon each of the above-named Apartment Number 102, non-residents by sending a copy of 12856 Nicollet Avenue South, this Order to the non-resident's post Condominium Ownership No. 15, o f f i c e a d d r e s s , b y r e g i s t e r e d o r Ridgeview Condominium Homes certified mail, return receipt P R O P E R T Y A D D R E S S : 12856 requested; (c) upon each of the Nicollet Avenue South Unit 102, above-named parties who cannot be Burnsville MN 55337 found by two weeks published notice THAT, pursuant to said Declaration, and by sending a copy of this Order at there is claimed to be due and owing least 14 days before the hearing by as of the date of this Notice by David first class mail to the last known C. Wilson and Beverly J. Wilson and address of the party and by sending Matthew D. Wilson, as Unit owners, to another copy of this Order at least 14 Ridgeview Homeowners Association, days before the hearing by first class mail to the address of such party as the principal amount of FourThousand Six Hundred Eighty-Eight and stated on the Certificate of Title if an 00/100 ($4,688.00) for condo- address is so stated; (d) upon a minium assessments; and that any d i s s o l v e d , w i t h d r a w n , o r r e v o k e d action being now pending at law or business entity governed by Minn. otherwise to recover said debt or any Stat. Chp. 302A, 303, 317A, 322A, part thereof has been discontinued, or 322B, or 323 in the manner provided that an execution upon any judgment by Minn. Stat. § 5.25. Dated: November 7, 2011 rendered therein has been returned Approved: Examiner of Titles unsatisfied, in whole or in part, and; James P. O'Connell THAT, pursuant to said Declaration, and the statute in such case made and By: James P. O'Connell Examiner of Titles provided, said debt creates a lien upon Edward Lynch said premises in favor of Ridgeview Judge of District Court Homeowners Association, as eviRobert Q. Williams denced by that Notice of Lien dated A u g u s t 1 1 , 2 0 1 1, a n d r e c o r d e d Orin J. Kipp November 1, 2011 as Document No. Wilford & Geske i n t h e D a k o t a C o u n t y 8425 Seasons Parkway, Suite 105 2827937 Woodbury, MN 55125 Recorder's Office. THAT, notice is hereby given that by (651) 209-3300 (Phone) virtue of the power of sale created by (651) 209-3339 (Fax) statute, said lien will be foreclosed by Reference: 010285F03 the sale of said premises with the Attendance is not required at said time hereditiments and appurtenances except to object to the entry of the thereto, which said sale will be made above-described Order. 12/22-12/29/11 by the Sheriff of Dakota County, at 2858171 public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, NOTICE OF MORTGAGE together with the costs of foreclosure, FORECLOSURE SALE including attorney's fees as allowed by THE RIGHT TO VERIFICATION law, as follows: OF THE DEBT AND IDENTITY OF DATE AND TIME OF SALE: JanuTHE ORIGINAL CREDITOR WITHIN ary 18, 2012, at 10:00 A.M. THE TIME PROVIDED BY LAW IS PLACE OF SALE: Dakota County NOT AFFECTED BY THIS ACTION. Law Enforcement Center, 1580 HighNOTICE IS HEREBY GIVEN, that way 55, Hastings, MN. default has occurred in conditions of The time allowed by law for redempthe following described mortgage: tion by the Unit owner, their personal DATE OF MORTGAGE: May 9, 2003 representatives or assigns, is six (6) MORTGAGORS: G e m t a B o r o a n d months from the date of said sale. If Lalise Chubi, husband and wife. no redemption occurs, the property MORTGAGEE: ABN Amro Mortgage must be vacated by 11:59 PM on July Group, Inc n/k/a CitiMortgage, Inc. 18, 2012. DATE AND PLACE OF RECORDING: Dated: November 10, 2011 Recorded October 8, 2003, Dakota By _________/s/____________________ County Recorder, Document No. David J. Raymond, #221818 2121636. Attorney for Ridgeview Homeowners ASSIGNMENTS OF MORTGAGE: Association NONE 5838 Blackshire Path TRANSACTION AGENT: NONE Inver Grove Heights, MN 55076 TRANSACTION AGENT'S MORT651-455-3100 GAGE IDENTIFICATION NUMBER ON File # 1441162 MORTGAGE: NONE THIS COMMUNICATION IS FROM A LENDER OR BROKER AND MORTDEBT COLLECTOR 2834097 12/1/11-1/5/12

PUBLIC NOTICE

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�� Dakota County,�� Minnesota AMOUNT DUE AND CLAIMED TO BE �� LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3265 Valley Ridge, Eagan, MN 55121 TAX PARCEL I.D. #: 104130005007 LEGAL DESCRIPTION OF PROPERTY: Unit 7, CIC Number 358, Cedar Bluff Townhome Condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $116,889.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 17, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __July 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6616 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2836272 12/1/11-1/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 18, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,400.00 MORTGAGOR(S): Wayne J. Jenkins and Cheryl M. Jenkins, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: October 24, 2006 Dakota County Registrar of Titles Document Number: 599974 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, National Association, as Indenture Trustee of the Fieldstone Mortgage Investment Trust, Series 2006-3 Dated: April 28, 2011 Registered: May 18, 2011 Dakota County Registrar of Titles Document Number: T679656 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052624246053179 Lender or Broker: Fieldstone Mortgage Company Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 116259 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 181 Moreland Ave E, West Saint Paul, MN 55118-2541 Tax Parcel ID Number: 42-83790-130-00 LEGAL DESCRIPTION OF PROPERTY: The East one-half of Lot Twelve (12) and the West one-half of Lot Thirteen (13), Westchester Heights No. 1, Dakota County, Minnesota

DUE AS OF DATE OF NOTICE: $236,225.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 13, 2012, or the next business day if July 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 01, 2011 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, National Association, as Indenture Trustee of the Fieldstone Mortgage Investment Trust, Series 2006-3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013320F02 2831613 12/1/11-1/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,199.00 MORTGAGOR(S): Mario Wimberly, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 29, 2004 Dakota County Recorder Document Number: 2262641 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of New York as Trustee for Certificateholders of CWABS 2004-AB1 Dated: June 12, 2008 Recorded: July 01, 2008 Dakota County Recorder Document Number: 2599677 And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee For The Certificateholders Of CWABS, Inc., Asset Backed Certificates, Series 2004-AB1 Dated: November 14, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0004092512-1 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15842 Freedom Ln, Apple Valley, MN 55124-6029 Tax Parcel ID Number: 01-32151-01-069 LEGAL DESCRIPTION OF PROPERTY: Lot 69, Block 1, Hawthorne 2nd Addition, CIC No. 369, located in the County of Dakota, State of Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $276,148.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE: Dakota County

PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 13, 2012, or the next business day if July 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 01, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee For The Certificateholders Of CWABS, Inc., Asset Backed Certificates, Series 2004-AB1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021266F01 2835027 12/1/11-1/5/12

PUBLIC NOTICE

mortgage is not reinstated under sec tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 19, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 21, 2011. Share Plus Federal Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 9-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2836452 12/1/11-1/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 14, 2006 MORTGAGORS: Jamey C. Kohlbeck and Rita M. Kohlbeck, husband and wife. MORTGAGEE: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded August 24, 2006, Dakota County Recorder, Document No. 2456042. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 11695 Langford Circle, Burnville, MN 55337 TAX PARCEL I.D. #: 02-22460-03007 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1007, Common Interest Community No. 188, Eagles Ridge, a condominium located in Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$167,795.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 17, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __July 17, 2012____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6611 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2836267 12/1/11-1/5/12

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12952 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12952 Nicollet Avenue South Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Jillian S. Everson, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Three Hundred Forty and 00/100 for condominium ($3,340.00) assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated A u g u s t 2 2 , 2 0 1 1, a n d r e c o r d e d November 1, 2011 as Document No. 2827935 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: January 18, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on July 18, 2012. Dated: November 10, 2011 By _________/s/__________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441193 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2833059 12/1/11-1/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 24, 2007. MORTGAGOR(S): Darin D. Pavlish, a married person. MORTGAGEE: Lehman Brothers Bank, FSB. DATE AND PLACE OF RECORDING: Filed March 28, 2007, Dakota County Registrar of Titles, memorialized upon Certificate of Title No. 142383 as Document No. 608203. ASSIGNMENT(S) OF MORTGAGE: Assigned to Bayview Loan Servicing, LLC, a Delaware limited liability company, by assignment dated January 29, 2007, filed for record December 1, 2008, as Document No. T636276. The land described in said mortgage is registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent’s Mortgage Identification Number on Mortgage: NA. Lender or Broker: Bayview Loan Servicing, LLC, a Delaware limited liability company. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Lehman Brothers Bank, FSB. MORTGAGED PROPERTY ADDRESS: 13965 West Preserve Blvd, Burnsville, MN 55337. TAX PARCEL I.D. NO.: 02-73230-01-080. LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block One (1) in SUNSET PONDS OFFICE PARK, according to the recorded plat thereof: together with (I) all buildings and

together with (I) all buildings and improvements located on the property and (II) all machinery, equipment, fixtures and personal property located on the property owned by the mortgagor(s) and used in connection with the operation and occupancy thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $463,500.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $529,786.02. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 19, 2012 at 10:00 a.m. PLACE OF SALE: The Sheriff’s main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Nicole N. Pavlish. Dated: November 10, 2011. /s/ Sarah J. Zach SARAH J. ZACH -forBAYVIEW LOAN SERVICING, LLC, Assignee Atty. I.D. #0391758 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2819920 12/1/11-1/5/12

PUBLIC NOTICE

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TIME AND DATE TO VACATE PROP ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 19, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 21, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2445 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2836341 12/1/11-1/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 3, 2007 MORTGAGOR: Nichole J. Reimer, a married person. MORTGAGEE: C i t i M o r t g a g e , I n c . f/k/a ABN Amro Mortgage Group, Inc. DATE AND PLACE OF RECORDING: Recorded May 11, 2007, Dakota County Recorder, Document No. 2516277. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15741 Duck Pond Way, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-18052-030-07 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 7, Cobblestone Lake 3rd Addition, CIC No. 357 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $412,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $457,709.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 19, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 18, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6650 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2836222 12/1/11-1/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 4 , 2001 MORTGAGORS: Hung Do and Kimcuc Mai, husband and wife. MORTGAGEE:C e n d a n t M o r t g a g e Corporation D/B/A Burnet Home Loans. DATE AND PLACE OF RECORDING: Recorded October 8, 2001, Dakota County Recorder, Document No. 1818683. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, succesor by merger to the Leader Mortgage Company. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cendant Mortgage Corporation D/B/A Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4505 Cinnamon Ridge Trail, Unit A, Saint Paul, MN 55122 T A X P A R C E L I . D . # : 10-17400-00-176 LEGAL DESCRIPTION OF PROPERTY: Unit No. 36, Building E, Cinnamon Ridge Carriage Homes, a Condominium, Condominium File No. 41 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $99,857.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 3, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 3, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 7, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3225 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2858898 12/22/11-1/26/12

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 302, 12962 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12962 Nicollet Avenue South Unit 302, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by CitiMortgage, Inc., as Unit owner, to Ridgeview Homeowners Association, the principal amount of Four Thousand Two Hundred Seven and 00/100 ($4,207.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated September 21, 2011, and recorded November 15, 2011 as Document No. 2830827 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: January 25, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on July 25, 2012. Dated: November 23, 2011 By /s/David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 144192 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2836708 12/1/11-1/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $263,000.00 MORTGAGOR(S): Michael D. Dubay and Amy C. Dubay, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for American Patriot Mortgage, Inc, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 15, 2003 Dakota County Recorder Document Number: 2124646 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: October 20, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000381-1001609153-1 Lender or Broker: American Patriot Mortgage Inc Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19055 Embers Ave, Farmington, MN 55024-8743 Tax Parcel ID Number: 14-12500-01-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Autumn Glen AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $257,744.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said pre-

gage and taxes, if any, on said pre mises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 20, 2012, or the next business day if July 20, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 08, 2011 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020983F02 2839825 12/8/11-1/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 24, 2009 MORTGAGOR: Beverly J. Wiese, A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 26, 2009, Dakota County Recorder, Document No. 2646074. ASSIGNMENTS OF MORTGAGE: Assigned to: Liberty Savings Bank, FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100283308120062412 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Liberty Savings Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Liberty Savings Bank, FSB MORTGAGED PROPERTY ADDRESS: 4219 Juniper Point, Eagan, MN 55122 TAX PARCEL I.D. #: 101480001320 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 1, Boulder Ridge, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,505.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $170,930.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 26, 2012 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

��

�� GAGE: None �� Mortgagee/Assignee of Mortgagee "THE TIME ALLOWED BY LAW FOR USSET, WEINGARDEN AND LIEBO, P.L.L.P. REDEMPTION BY THE MORTGAGOR, Attorneys for Mortgagee/Assignee of THE MORTGAGOR'S PERSONAL REP- Mortgagee RESENTATIVES OR ASSIGNS, MAY BE 4500 Park Glen Road #300 REDUCED TO FIVE WEEKS IF A JUDI- Minneapolis, MN 55416 CIAL ORDER IS ENTERED UNDER (952) 925-6888 MINNESOTA STATUTES, SECTION 38-338 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THIS IS A COMMUNICATION FROM OTHER THINGS, THAT THE MORT- A DEBT COLLECTOR. 12/8/11-1/12/12 GAGED PREMISES ARE IMPROVED 2843928 WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL NOTICE OF MORTGAGE P R O D U C T I O N , A N D A R E FORECLOSURE SALE ABANDONED." THE RIGHT TO VERIFICATION Dated: November 20, 2011. OF THE DEBT AND IDENTITY OF Liberty Savings Bank, FSB THE ORIGINAL CREDITOR WITHIN Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE TIME PROVIDED BY LAW IS Attorneys for Mortgagee/Assignee of NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Mortgagee default has occurred in conditions of 4500 Park Glen Road #300 the following described mortgage: Minneapolis, MN 55416 DATE OF MORTGAGE: J u n e 1 5 , (952) 925-6888 2004 90-2505 MORTGAGOR: Michael L. Lindberg, a THIS IS A COMMUNICATION FROM single person. A DEBT COLLECTOR. MORTGAGEE:Advisor's Mortgage, 2843945 12/8/11-1/12/12 LLC. DATE AND PLACE OF RECORDING: Recorded July 22, 2004, Dakota County Recorder, Document No. NOTICE OF MORTGAGE 2229138. FORECLOSURE SALE ASSIGNMENTS OF MORTGAGE: THE RIGHT TO VERIFICATION Assigned to: TCF Mortgage CorporaOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN tion. And thereafter assigned to: THE TIME PROVIDED BY LAW IS Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that U.S. Bank National Association. TRANSACTION AGENT: NONE default has occurred in conditions of TRANSACTION AGENT'S MORTthe following described mortgage: DATE OF MORTGAGE: December 6, GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE 2006 MORTGAGORS: B a r b a r a K o p p a n g LENDER OR BROKER AND MORTand Michael Koppang, wife and hus- G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Advisor's Mortgage, LLC band. RESIDENTIAL MORTGAGE SERMORTGAGEE: Mortgage Electronic VICER: U.S. Bank Home Mortgage Registration Systems, Inc. DATE AND PLACE OF RECORDING: MORTGAGED PROPERTY ADDRESS: R e c o r d e d D e c e m b e r 2 6 , 2 0 0 6 , 4446 Slater Road, Eagan, MN 55122 Dakota County Recorder, Document TAX PARCEL I.D. #: 101740203061 No. 2483987. LEGAL DESCRIPTION OF PROPA S S I G N M E N T S O F M O R T G A G E : ERTY: That part of Lot 6, Block 3, CinnaAssigned to: U.S. Bank National mon Ridge 3rd Addition, lying Association, as trustee, on behalf of Southwesterly of a line drawn from a the holders of the CSMC Mortgage-Backed Pass-Through Cerpoint on the Southeasterly line of said Lot 6, distant 40.00 feet Southtificates, Series 2007-3. TRANSACTION AGENT: Mortgage westerly of the most Easterly corner thereof, to a point on the NorthwestElectronic Registration Systems, Inc. TRANSACTION AGENT'S MORTerly line of said Lot 6, distant 40.00 feet Southwesterly of the most GAGE IDENTIFICATION NUMBER ON Northerly corner thereof, Dakota MORTGAGE: 1001527-1100001142-5 County, Minnesota. LENDER OR BROKER AND MORTCOUNTY IN WHICH PROPERTY IS GAGE ORIGINATOR STATED ON LOCATED: Dakota MORTGAGE: Mortgage One, Inc. ORIGINAL PRINCIPAL AMOUNT OF RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGE: $179,900.00 MORTGAGED PROPERTY ADDRESS: AMOUNT DUE AND CLAIMED TO BE 17790 Jalisco Way, Lakeville, MN DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT55044 TAX PARCEL I.D. #: 225350201030 GAGEE: $167,535.28 That prior to the commencement of LEGAL DESCRIPTION OF PROPERTY: this mortgage foreclosure proceeding Lot 3, Block 1, Oak Hills Third Addi- Mortgagee/Assignee of Mortgagee complied with all notice requirements as tion, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS required by statute; That no action or proceeding has been instituted at law LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part MORTGAGE: $208,000.00 AMOUNT DUE AND CLAIMED TO BE thereof; PURSUANT to the power of sale conDUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- tained in said mortgage, the above GAGEE: $216,583.96 described property will be sold by the That prior to the commencement of Sheriff of said county as follows: DATE AND TIME OF SALE: February this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com- 3, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law plied with all notice requirements as required by statute; That no action or Enforcement Center, 1580 Hwy 55, proceeding has been instituted at law Lobby #S-100, Hastings, MN o r o t h e r w i s e t o r e c o v e r t h e d e b t to pay the debt then secured by said secured by said mortgage, or any part Mortgage, and taxes, if any, on said premises, and the costs and disbursethereof; PURSUANT to the power of sale con- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s tained in said mortgage, the above allowed by law subject to redemption described property will be sold by the within six (6) months from the date of said sale by the mortgagor(s), their Sheriff of said county as follows: DATE AND TIME OF SALE: January personal representatives or assigns unless reduced to Five (5) weeks under 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law MN Stat. §580.07. TIME AND DATE TO VACATE PROPEnforcement Center, 1580 Hwy 55, ERTY: If the real estate is an Lobby #S-100, Hastings, MN to pay the debt then secured by said owner-occupied, single-family dwellMortgage, and taxes, if any, on said ing, unless otherwise provided by law, premises, and the costs and disburse- the date on or before which the mortm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s gagor(s) must vacate the property if the allowed by law subject to redemption mortgage is not reinstated under secwithin six (6) months from the date of tion 580.30 or the property is not said sale by the mortgagor(s), their redeemed under section 580.23 is personal representatives or assigns 11:59 p.m. on August 3, 2012, unless unless reduced to Five (5) weeks under the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or MN Stat. §580.07. TIME AND DATE TO VACATE PROP- 582.032. MORTGAGOR(S) RELEASED FROM ERTY: If the real estate is an owner-occupied, single-family dwell- FINANCIAL OBLIGATION ON MORTing, unless otherwise provided by law, GAGE: None "THE TIME ALLOWED BY LAW FOR the date on or before which the mortgagor(s) must vacate the property if the REDEMPTION BY THE MORTGAGOR, mortgage is not reinstated under sec- THE MORTGAGOR'S PERSONAL REPtion 580.30 or the property is not RESENTATIVES OR ASSIGNS, MAY BE redeemed under section 580.23 is REDUCED TO FIVE WEEKS IF A JUDI11:59 p.m. on July 20, 2012, unless CIAL ORDER IS ENTERED UNDER the redemption period is reduced to 5 MINNESOTA STATUTES, SECTION weeks under MN Stat. Secs. 580.07 or 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORT582.032. MORTGAGOR(S) RELEASED FROM GAGED PREMISES ARE IMPROVED FINANCIAL OBLIGATION ON MORT- WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT GAGE:None "THE TIME ALLOWED BY LAW FOR PROPERTY USED IN AGRICULTURAL REDEMPTION BY THE MORTGAGOR, P R O D U C T I O N , A N D A R E THE MORTGAGOR'S PERSONAL REP- ABANDONED." Dated: November 28, 2011. RESENTATIVES OR ASSIGNS, MAY BE U.S. Bank National Association REDUCED TO FIVE WEEKS IF A JUDIMortgagee/Assignee of Mortgagee CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION USSET, WEINGARDEN AND LIEBO, P.L.L.P. 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Attorneys for Mortgagee/Assignee of OTHER THINGS, THAT THE MORT- Mortgagee GAGED PREMISES ARE IMPROVED 4500 Park Glen Road #300 WITH A RESIDENTIAL DWELLING OF Minneapolis, MN 55416 LESS THAN FIVE UNITS, ARE NOT (952) 925-6888 PROPERTY USED IN AGRICULTURAL 19-3182 P R O D U C T I O N , A N D A R E THIS IS A COMMUNICATION FROM ABANDONED." A DEBT COLLECTOR. 2858878 12/22/11-1/26/12 Dated: November 21, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee

PUBLIC NOTICE

��

�� Cou n t y R e c o�� rder, Document 2527094. ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: OF MORTGAGE: January 16, 2006 MORTGAGORS: Joseph T. Hamand and Robin A. Hamand, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 31, 2006, Dakota County Recorder, Document No. 2401984. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000126218 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4354 Wood Duck Circle, Eagan, MN 55122 TAX PARCEL I.D. #: 104725202310 LEGAL DESCRIPTION OF PROPERTY: Lot 31, Block 2, Mallard Park Third Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $356,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $350,132.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2858909 12/22/11-1/26/12

PUBLIC NOTICE

No.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as trustee, on behalf of the holders of CSMC Mortgage-Backed Pass-Through Certificates, Series 2007-5. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100251207005440784 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Credit Suisse Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 15365 Flower Way, Unit 70, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015590005070 LEGAL DESCRIPTION OF PROPERTY: Unit No. 70, Orchard Pointe Condominiums, CIC No. 311, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $163,733.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 21, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-330 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2843846 12/8/11-1/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00 MORTGAGOR(S): Susan K. Roverud, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Mortgage & Investment Consultants, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 27, 2007 Dakota County Recorder Document Number: 2540126 DATE AND PLACE OF REGISTERING: Registered: August 27, 2007 Dakota County Registrar of Titles Document Number: 616128 ASSIGNMENTS OF MORTGAGE: And assigned to: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: August 16, 2011 Registered: August 24, 2011 Dakota County Registrar of Titles Document Number: T683430 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identifi-

Transaction Agent Mortgage Identifi cation Number: 1003711-0000054979-7 Lender or Broker: Mortgage & Investment Consultants, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 143264 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 673 Brockton Curv, Eagan, MN 55123-1678 Tax Parcel ID Number: 10.32990.05.180 LEGAL DESCRIPTION OF PROPERTY: Lot Eighteen (18), Block Five (5), in Hills of Stonebridge, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $253,611.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that a portion of this property is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 20, 2012, or the next business day if July 20, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 08, 2011 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC H O M E L O A N S S E R V I C I N G , LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022727F01 2840623 12/8/11-1/12/12

PUBLIC NOTICE

36 71500 44 090 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Nineteen Thousand Eight Hundred Sixty-Nine and 43/100 ($219,869.43) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 24, 2012 P L A C E O F S A L E : S h e r i f f ` s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 24, 2012, or the next business day if July 24, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2011 Deutsche Bank National Trust Company as Trustee NovaStar Mortgage Funding Trust, Series 2006-5 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2006-5. Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00728-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4148659 12/08/2011, 12/15/2011, 12/22/2011, 12/29/2011, 01/05/2012, 01/12/2012 2842418 12/8/11-1/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Anthony Kimmen and Jennifer A. Kimmen, husband and wife MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: September 13, 2006 Dakota County Recorder Document Number: 2460681 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series AMQ 2006-HE7 Asset Backed Pass-Through Certificates, Series AMQ 2006-HE7 Dated: September 05, 2006 Recorded: September 03, 2010 Dakota County Recorder Document Number: 2750154 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1464 Brittany Rd, Hastings, MN 55033-2410 Tax Parcel ID Number: 19-71000-02-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Sontag's First Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $221,550.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disburse-

mises and the costs and disburse ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 20, 2012, or the next business day if July 20, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 08, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series AMQ 2006-HE7 Asset Backed Pass-Through Certificates, Series AMQ 2006-HE7 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016763F02 2838404 12/8/11-1/12/12

PUBLIC NOTICE

owner occupied, single family dwell ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2011. Liberty Savings Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2557 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2843871 12/8/11-1/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2005 MORTGAGOR: LaurieAnn M. Christopherson, a married person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 18, 2005, Dakota County Recorder, Document No. 2352637. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074391160 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13920 Autumnwood Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 344830021203 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 3203, MEADOWS OF BLOOMFIELD, COMMON INTEREST COMMUNITY NUMBER 470, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $205,336.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _July 19, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

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MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5944 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2838317 12/8/11-1/12/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: November 14, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Amended Declaration for The Woodwinds Homeowners Association, Inc. (hereinafter the "Association") which was recorded on December 16, 2005 as Document No. 2389253, in the Office of the County Recorder of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: Lot 4, LEGAL DESCRIPTION: Block 3, The Woodwinds 1st Addition, CIC 547, Dakota County, Minnesota STREET ADDRESS: 13961 Dublin Road, Apple Valley, MN 55124 T A X P A R C E L I D N O . 01-76200-040-03 2. Pursuant to said Amended Declaration, there is claimed to be due and owing as of November 14, 2011, from Kathleen J. Friedman, title holder, to the Association, a Minnesota non-profit corporation, the amount of $2,847.19 for unpaid association dues, late fees, interest, attorneys' fees and costs, plus any other such amounts that will accrue after November 14, 2011, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Amended Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on September 25, 2009, as Document No. 2686641 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Amended Declaration and granted by the owner in taking title to the premises subject to said Amended Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 26th day of January, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assess ments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 26, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE WOODWINDS HOMEOWNERS HOMEOWNERS ASSOCIATION, INC. Attorneys for The Woodwinds Homeowners Association, Inc. THOMSEN & NYBECK, P.A. By: ____________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Woodwinds/Friedman 10-7-226D) 2839977 12/8/11-1/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2009 MORTGAGOR: Alicia K. Christianson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 18, 2009, Dakota County Recorder, Document No. 2665149. ASSIGNMENTS OF MORTGAGE: Assigned to: Flagstar Bank, FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550254337636 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage & Investment Consultants RESIDENTIAL MORTGAGE SERVICER: Flagstar Bank, FSB MORTGAGED PROPERTY ADDRESS: 3879 6TH Street East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-13250-02-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Bakken Heights COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,790.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $120,630.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2011. Flagstar Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-223 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2843536 12/8/11-1/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 18, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $562,500.00 MORTGAGOR(S): Lynn M. Quam and Kerry Jon Quam, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Suntrust Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded: July 12, 2005 Dakota County Recorder Document Number: 2339048 ASSIGNMENTS OF MORTGAGE: And assigned to: SunTrust Mortgage, Inc. Dated: July 25, 2011 Recorded: August 02, 2011 Dakota County Recorder

County Recorder Document Number: 2812576 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402016596615 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 720 Stonewood Rd, Eagan, MN 55123-1323 Tax Parcel ID Number: 10-84474-01-110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Windtree 5th Addition, Dakota County, Minneasota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $536,759.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 20, 2012, or the next business day if July 20, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 08, 2011 ASSIGNEE OF MORTGAGEE: SunTrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021680F01 2838363 12/8/11-1/12/12

PUBLIC NOTICE

this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 19, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 22, 2011. Flagstar Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-219 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2838341 12/8/11-1/12/12

PUBLIC NOTICE

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�� Registered �� of�� weeks under to Five (5) unless reduced Holders New MN Stat. §580.07. Century Home Equity Loan Trust, TIME AND DATE TO VACATE PROPSeries 2005-B, Asset Backed ERTY: If the real estate is an Pass-Through Certificates owner-occupied, single-family dwell- Randall S. Miller & Associates, PLLC ing, unless otherwise provided by law, Attorneys for Assignee of Mortgage/ the date on or before which the mort- Mortgagee One Financial Plaza, gagor(s) must vacate the property if the 120 South Sixth Street, Suite 1100 mortgage is not reinstated under sec- Minneapolis, MN 55402 tion 580.30 or the property is not Phone: 612-573-3677 redeemed under section 580.23 is Our File No. 11MN00718-1 11:59 p.m. on July 26, 2012, unless THIS IS A COMMUNICATION FROM the redemption period is reduced to 5 A DEBT COLLECTOR. weeks under MN Stat. Secs. 580.07 or A S A P # 4 1 4 8 6 6 0 1 2 / 0 8 / 2 0 1 1 , 12/15/2011, 12/22/2011, 12/29/2011, 582.032. MORTGAGOR(S) RELEASED FROM 01/05/2012, 01/12/2012 12/8/11-1/12/12 FINANCIAL OBLIGATION ON MORT- 2842511 GAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, NOTICE OF MORTGAGE THE MORTGAGOR'S PERSONAL REPFORECLOSURE SALE RESENTATIVES OR ASSIGNS, MAY BE THE RIGHT TO VERIFICATION REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER OF THE DEBT AND IDENTITY OF MINNESOTA STATUTES, SECTION THE ORIGINAL CREDITOR WITHIN 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THE TIME PROVIDED BY LAW IS OTHER THINGS, THAT THE MORT- NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF default has occurred in conditions of LESS THAN FIVE UNITS, ARE NOT the following described mortgage: DATE OF MORTGAGE:May 6, 2010 PROPERTY USED IN AGRICULTURAL MORTGAGORS:Lynn A. Milton and P R O D U C T I O N , A N D A R E Paul D. Milton, wife and husband. ABANDONED." MORTGAGEE:Mortgage Electronic Dated: November 30, 2011. Registration Systems, Inc.. Flagstar Bank, FSB DATE AND PLACE OF RECORDING: Mortgagee/Assignee of Mortgagee Registered May 25, 2010, Dakota USSET, WEINGARDEN AND LIEBO, P.L.L.P. County Registrar of Titles, Document Attorneys for Mortgagee/Assignee of No. T662466, Certificate of Title No. Mortgagee 149009. 4500 Park Glen Road #300 ASSIGNMENTS OF MORTGAGE: Minneapolis, MN 55416 Assigned to: JPMorgan Chase Bank, (952) 925-6888 National Association. 92-222 Said Mortgage being Registered THIS IS A COMMUNICATION FROM Land. A DEBT COLLECTOR. TRANSACTION AGENT: Mortgage 2843499 12/8/11-1/12/12 Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900101268455 NOTICE OF MORTGAGE LENDER OR BROKER AND MORTFORECLOSURE SALE THE RIGHT TO VERIFICATION OF G A G E O R I G I N A T O R S T A T E D O N THE DEBT AND IDENTITY OF THE MORTGAGE: Bell America Mortgage ORIGINAL CREDITOR WITHIN THE LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERTIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. VICER: JPMorgan Chase Bank, NOTICE IS HEREBY GIVEN: That National Association default has occurred in the conditions MORTGAGED PROPERTY ADDRESS: of the following described mortgage: 3606 West Upper 149th Street, RoseDATE OF MORTGAGE: August 3, mount, MN 55068 T A X P A R C E L I . D . # : 2005 ORIGINAL PRINCIPAL AMOUNT OF 34-62802-03-020 LEGAL DESCRIPTION OF PROPMORTGAGE: $102,707.00 M O R T G A G O R ( S ) : H e l e n D K i m - ERTY: brough, A single woman Lot 2, Block 3, Edwin Rahn Third Addition, Dakota County, Minnesota. MORTGAGEE: New Century MortCOUNTY IN WHICH PROPERTY IS gage Corporation SERVICER: Ocwen Loan Servicing, LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF LLC LENDER: New Century Mortgage MORTGAGE: $148,000.00 AMOUNT DUE AND CLAIMED TO BE Corporation. D A T E A N D P L A C E O F F I L I N G : DUE AS OF DATE OF NOTICE, INCLUDDakota County Minnesota, Recorder , ING TAXES, IF ANY, PAID BY MORTon August 25, 2005, as Document No. GAGEE: $154,609.18 That prior to the commencement of 2354957. A S S I G N E D T O : D e u t s c h e B a n k this mortgage foreclosure proceeding National Trust Company, As Trustee Mortgagee/Assignee of Mortgagee comFor The Registered Holders of New plied with all notice requirements as Century Home Equity Loan Trust, required by statute; That no action or S e r i e s 2 0 0 5 - B , A s s e t B a c k e d proceeding has been instituted at law Pass-Through Certificates Dated: or otherwise to recover the debt O c t o b e r 1 7 , 2 0 1 1 , a n d r e c o r d e d secured by said mortgage, or any part November 3, 2011 by Document No. thereof; PURSUANT to the power of sale con2828596 . L E G A L D E S C R I P T I O N O F P R O P - tained in said mortgage, the above ERTY: Unit No. A207, CIC No. 468, described property will be sold by the Eagan Gardens, Dakota County, Min- Sheriff of said county as follows: nesota DATE AND TIME OF SALE: February PROPERTY ADDRESS: 4110 Rahn 9, 2012 at 10:00 AM Road, Unit 207- A, Eagan, MN 55122 PLACE OF SALE:Sheriff's Office, Law PROPERTY I.D: 10-22470-02-207 Enforcement Center, 1580 Hwy 55, COUNTY IN WHICH PROPERTY IS Lobby #S-100, Hastings, MN LOCATED: Dakota to pay the debt then secured by said THE AMOUNT CLAIMED TO BE DUE Mortgage, and taxes, if any, on said ON THE MORTGAGE ON THE DATE OF premises, and the costs and disburseTHE NOTICE: One Hundred Two Thou- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s s a n d E i g h t e e n a n d 8 7 / 1 0 0 allowed by law subject to redemption within six (6) months from the date of ($102,018.87) THAT no action or proceeding has said sale by the mortgagor(s), their been instituted at law to recover the personal representatives or assigns debt secured by said mortgage, or any unless reduced to Five (5) weeks under part thereof; that there has been com- MN Stat. §580.07. TIME AND DATE TO VACATE PROPpliance with all pre-foreclosure notice and acceleration requirements of said E R T Y : I f t h e r e a l e s t a t e i s a n mortgage, and/or applicable statutes; owner-occupied, single-family dwellPURSUANT, to the power of sale con- ing, unless otherwise provided by law, tained in said mortgage, the above the date on or before which the mortdescribed property will be sold by the gagor(s) must vacate the property if the Sheriff of said county as follows: mortgage is not reinstated under secDATE AND TIME OF SALE: 10:00 AM tion 580.30 or the property is not on January 24, 2012 redeemed under section 580.23 is PLACE OF SALE: Sheriff`s Mai n 11:59 p.m. on August 9, 2012, unless Office, Law Enforcement Center, 1580 the redemption period is reduced to 5 Highway 55, Hastings MN 55033-2343 weeks under MN Stat. Secs. 580.07 or to pay the debt then secured by said 582.032. MORTGAGOR(S) RELEASED FROM mortgage and taxes, if any actually paid by the mortgagee, on the pre- FINANCIAL OBLIGATION ON MORTmises and the costs and disburse- GAGE: None "THE TIME ALLOWED BY LAW FOR ments allowed by law. The time allowed by law for redemption by said REDEMPTION BY THE MORTGAGOR, mortgagor(s), their personal represen- THE MORTGAGOR'S PERSONAL REPtatives or assigns is 6.00 months from RESENTATIVES OR ASSIGNS, MAY BE the date of sale. If Mortgage is not REDUCED TO FIVE WEEKS IF A JUDIreinstated under Minn. Stat. 580.30 or CIAL ORDER IS ENTERED UNDER the property is not redeemed under MINNESOTA STATUTES, SECTION Minn. Stat. 580.23, the Mortgagor must 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G vacate the property on or before 11:59 OTHER THINGS, THAT THE MORTp.m. on July 24, 2012, or the next GAGED PREMISES ARE IMPROVED business day if July 24, 2012 falls on a WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR PROPERTY USED IN AGRICULTURAL REDEMPTION BY THE MORTGAGOR, P R O D U C T I O N , A N D A R E THE MORTGAGOR`S PERSONAL REP- ABANDONED." Dated: December 14, 2011. RESENTATIVES OR ASSIGNS, MAY BE JPMorgan Chase Bank, National AssoREDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER ciation Mortgagee/Assignee of Mortgagee MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G USSET, WEINGARDEN AND LIEBO, P.L.L.P. OTHER THINGS, THAT THE MORT- Attorneys for Mortgagee/Assignee of GAGED PREMISES ARE IMPROVED Mortgagee WITH A RESIDENTIAL DWELLING OF 4500 Park Glen Road #300 LESS THAN FIVE UNITS, ARE NOT Minneapolis, MN 55416 PROPERTY USED IN AGRICULTURAL (952) 925-6888 P R O D U C T I O N , A N D A R E 30-10784 ABANDONED." THIS IS A COMMUNICATION FROM Dated: December 8, 2011 A DEBT COLLECTOR. 12/22/11-1/26/12 Deutsche Bank National Trust 2859011 Company, As Trustee For The �� Registered Holders of New

PUBLIC NOTICE

�� County Recorder Document Number: 2569453 ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2005 MORTGAGORS: Nickolas D. Heupel Sr. and Jayne L. Heupel, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 18, 2005, Dakota County Recorder, Document No. 2352586. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900020817879 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 2681 west 148th Street, Rosemount, MN 55068 TAX PARCEL I.D. #: 346490001200 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 1, Rosewood Estates, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $269,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $253,553.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2915 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2858970 12/22/11-1/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 17, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $279,000.00 MORTGAGOR(S): Darrin Thompson, a married person and Brian Quast, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for CitiMortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: February 01, 2008 Dakota County Recorder

ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: August 05, 2011 Recorded: August 17, 2011 Dakota County Recorder Document Number: 2814872 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100011520049804539 Lender or Broker: CitiMortgage, Inc Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14039 Cobbler Ave, Rosemount, MN 55068-7130 Tax Parcel ID Number: 34-67430-02-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Shannon Hills 6th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $292,078.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 20, 2012, or the next business day if July 20, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 08, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022978F01 2838377 12/8/11-1/12/12

PUBLIC NOTICE

Lot 8, Block 1, Valley Way Village 5th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $149,080.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 21, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-335 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2843909 12/8/11-1/12/12

PUBLIC NOTICE

Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _July 27, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6655 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2844727 12/15/11-1/19/12

PUBLIC NOTICE

PLACE OF SALE:Sheriff s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 26, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2752 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2844742 12/15/11-1/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 14, 2003 MORTGAGORS: K a r l a F olstad an d Kurt Folstad, wife and husband. MORTGAGEE:M i n n e s o t a H o m e Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded December 23, 2003, Dakota County Recorder, Document No. 2156026. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Home Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 20638 Hartford Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 228205102090 LEGAL DESCRIPTION OF PROPERTY: LOT 9, BLOCK 2, VILLAGE CREEK 2ND ADDITION. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $322,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $303,201.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _July 26, 2012_____________________, unless the redemption period is reduced to 5

redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 29, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6184 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2844699 12/15/11-1/19/12

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12838 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12838 Nicollet Avenue South Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by John D. LaValley and Crystal A. Stenbeck, as Unit owners, to Ridgeview Homeowners Association, the principal amount of Three Thousand Twenty-Six and 0 0 / 1 0 0 ( $ 3 , 0 2 6 . 0 0) f o r c o n d o minium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated A u g u s t 1 9 , 2 0 1 1, a n d r e c o r d e d November 1, 2011 as Document No. 2827939 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: January 18, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on July 18, 2012. Dated: November 10, 2011 By _________/s/___________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441189 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2833041 12/1/11-1/5/12

PUBLIC NOTICE

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on April 22, 2005, as Document No. 2315141. ASSIGNED TO: Deutsche Bank National Trust Company, as Trustee, f or Carrington Home Equity Loan Trust, Series 2005-NC4 Asset-Backed Pass-Through Certificates Dated: November 11, 2011 , and recorded November 23, 2011 by Document No. 2832549 . LEGAL DESCRIPTION OF PROPERTY: Unit 111, CIC 235, Regatta Court Homes, Dakota County, Minnesota PROPERTY ADDRESS: 6411 158TH ST, APPLE VALLEY, MN 55124-0000 PROPERTY I.D: 016340125111 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-Four Thousand Two Hundred Ninety-Nine and 10/100 ($174,299.10) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 31, 2012 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 31, 2012, or the next business day if July 31, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2011 Deutsche Bank National Trust Company, as Trustee, for Carrington Home Equity Loan Trust, Series 2005-NC4 Asset-Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00776-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4151502 12/15/2011, 12/22/2011, 12/29/2011, 01/05/2012, 01/12/2012, 01/19/2012 2850144 12/15/11-1/19/12

PUBLIC NOTICE

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 2, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 2, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 6, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2379 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2851484 12/15/11-1/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $360,000.00 MORTGAGOR(S): Kenny Tuan Tran fka Tuan V. Tran and Vicky Liew Tran, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 13, 2006 Dakota County Recorder Document Number: 2412019 ASSIGNMENTS OF MORTGAGE: And assigned to: CitiMortgage, Inc. Dated: March 09, 2009 Recorded: March 31, 2009 Dakota County Recorder Document Number: 2647038 And assigned to: Nationstar Mortgage, LLC Dated: November 23, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039219227735486 Lender or Broker: First Magnus Financial Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14216 Bayberry Trl, Rosemount, MN 55068-4476 Tax Parcel ID Number: 34-14702-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Bloomfield Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $425,510.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 27, 2012, or the next business day if July 27, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 15, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019864F01 2845250 12/15/11-1/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 03, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $117,800.00 MORTGAGOR(S): Rebekah A. Seleski, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for GreenPoint Mortgage Funding, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 24, 2006 Dakota County Recorder Document Number: 2456037 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC HOME LOANS SERVICING LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: August 16, 2011 Recorded: August 23, 2011 Dakota County Recorder Document Number: 2815816 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800893008181 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3473 Cloman Way, Inver Grove Heights, MN 55076-1648 Tax Parcel ID Number: 20.44352.04.020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Lakebridge Patio Homes 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $133,229.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 27, 2012, or the next business day if July 27, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 15, 2011 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022853F01 2845258 12/15/11-1/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 12, 2007 MORTGAGORS: Scott Mcdonald and Tammy Mcdonald, Husband and Wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 13, 2007, Dakota County Recorder, Document No. 2537019. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000030650 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3995 153rd Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 345410303010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, O'Leary's Hills Fourth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $253,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $272,555.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 3, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 3, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 12, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2619 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2853351 12/22/11-1/26/12

�� cation Number: 100010402074482344

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,444.00 MORTGAGOR(S): Cole D. Empey and Desirae Empey, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 25, 2004 Dakota County Recorder Document Number: 2219873 ASSIGNMENTS OF MORTGAGE: And assigned to: ING Bank, FSB Dated: April 18, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177700000337428 Lender or Broker: Home Town Mortgage, Inc. Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20044 Cabrilla Way, Farmington, MN 55024-1485 Tax Parcel ID Number: 12.24500.067.04 LEGAL DESCRIPTION OF PROPERTY: Lot 67, Block 4, Empire River Preserve, CIC No. 386, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,336.62 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 03, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 03, 2012, or the next business day if August 03, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 22, 2011 ASSIGNEE OF MORTGAGEE: ING Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020322F01 2857292 12/22-1/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 10, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $258,500.00 MORTGAGOR(S): David W. Wick, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Suntrust Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 21, 2007 Dakota County Recorder Document Number: 2562883 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: October 26, 2011 Recorded: November 01, 2011 Dakota County Recorder Document Number: 2827830 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402074482344

Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15044 Portland Ave, Burnsville, MN 55306-5022 Tax Parcel ID Number: 02-18577-01-130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Crystal Lake Third Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $263,717.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 27, 2012, or the next business day if July 27, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 15, 2011 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022810F01 2848619 12/15/11-1/19/12

PUBLIC NOTICE

��

�� Mortgagor(s) �� released from financial obligation: NONE �� required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __July 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 29, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6647 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2844710 12/15/11-1/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 03, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,455.00 MORTGAGOR(S): Bruce O. Kubes, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Lakeland Mortgage Company, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 16, 2004 Dakota County Recorder Document Number: 2238296 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank, FSB Dated: December 07, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000146326 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1681 Boardwalk, Eagan, MN 55122-1235 Tax Parcel ID Number: 10-31900-02-450 LEGAL DESCRIPTION OF PROPERTY: Lot 45, Block 2, Hampton Heights, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $161,395.57 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 03, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 03, 2012, or the next business day if August 03, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 4 , 2003 MORTGAGORS: Erin M. Denet and Charles J. Denet, wife and husband. MORTGAGEE:ABN Amro Mortgage Group, Inc., n/k/a CitiMortgage, Inc.. DATE AND PLACE OF RECORDING: Recorded July 3, 2003, Dakota County Recorder, Document No. 2073493. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc., n/k/a CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4891 190th Street West, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-47800-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Meadow Creek First Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $170,561.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _August 9, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 12, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5358 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2857316 12/22/11-1/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 8, 2006 MORTGAGORS: Brett G. Miller and Tammy M. Miller, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 2, 2007 Dakota County Recorder Document #: 2485430 ASSIGNMENTS OF MORTGAGE: Said mortgage was assigned to Provident Funding Associates, L.P. on May 24, 2011 and said assignment was recorded on June 24, 2011 and given document number 2807028. LEGAL DESCRIPTION OF PROPERTY: LOT 11, BLOCK 2, TAMARACK RIDGE, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 14-74900-02-110 PROPERTY ADDRESS: 20527 Camden Crt, Farmington, Minnesota 55024 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT ID NO.: 1000179-3516110036-3 CURRENT MORTGAGE SERVICER: Provident Funding, L.P. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $237,764.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 20, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is April 20, 2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: August 25, 2011 Provident Funding Associates, L.P. Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced mortgage

The above referenced mortgage foreclosure sale originally scheduled to be held on October 20, 2011 at 10:00 a.m., has been postponed to December 22, 2011 at 10:00 a.m. at the Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033. DATE TO VACATE PROPERTY: T h e date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes section 580.23 is at 11:59 p.m. If the 06/22/2012 foregoing date is Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. Dated: October 19, 2011 Johnson, Blumberg, & Associates LLC Kenneth J. Johnson Minnesota State Bar No. 0246074 Attorney for Mortgagee, Provident Funding Associates, L.P. 230 W Monroe St., Ste 1125 Chicago, IL 60606 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced mortgage foreclosure sale originally scheduled to be held on October 20, 2011 at 10:00 a.m., and then postponed to December 22, 2011 at 10:00 a.m., has now been postponed to January 5, 2012 at the Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033. DATE TO VACATE PROPERTY:The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes section 580.23 is at 11:59 p.m. If the 07/05/2012 foregoing date is Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. Dated: December 21, 2011 Johnson, Blumberg, & Associates LLC Kenneth J. Johnson Minnesota State Bar No. 0246074 Attorney for Mortgagee, Provident Funding Associates, L.P. 230 W Monroe St., Ste 1125 Chicago, IL 60606 2862583 12/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,581.00 MORTGAGOR(S): Gregory Ross, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 05, 2003 Dakota County Recorder Document Number: 2136322 LOAN MODIFICATION: Dated: August 16, 2010 Recorded: October 21, 2010 Document Number: 2760713 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: April 27, 2010 Recorded: June 03, 2010 Dakota County Recorder Document Number: 2733450 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000381-1001741238-9 Lender or Broker: American Patriot Mortgage Inc. Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14856 Lower Endicott Way Unit 46, Apple Valley, MN 55124-6338 Tax Parcel ID Number: 01-81450-03-046 LEGAL DESCRIPTION OF PROPERTY: Unit No. 46 and Garage Unit No. 46A, Condominium No. 78, Valley Way Village Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $149,562.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 02, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 04, 2012, or the next business day if June 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 20, 2011 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014558F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 02, 2011 at 10:00 AM has been postponed to December 28, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 29, 2011 ASSIGNEE OF MORTGAGEE: Central Mortgage Company NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 28, 2011 at 10:00 AM has been postponed to February 01, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 20, 2011 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014558F02 2860503 12/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,600.00 MORTGAGOR(S): Brenda Swanson, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 14, 2005 Dakota County Recorder Document Number: 2339820 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 Dated: April 26, 2011 Recorded: May 02, 2011 Dakota County Recorder Document Number: 2798423 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100195910000662596 Lender or Broker: First NLC Financial Services, LLC Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8366 174th St W, Lakeville, MN 55044-6274 Tax Parcel ID Number: 22-17075-080-02 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Cherry Ridge First Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $285,002.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 17, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop-

under Minn. Stat. §580.30 or the prop erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 17, 2011, or the next business day if December 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 05, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First N L C T r u s t 2 0 0 5 - 2 Mortgage-Backed Certificates, Series 2005-2 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014740F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 17, 2011 at 10:00 AM has been postponed to July 18, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 17, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 18, 2011 at 10:00 AM has been postponed to August 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 15, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First N L C T r u s t 2 0 0 5 - 2 Mortgage-Backed Certificates, Series 2005-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 05, 2011 at 10:00 AM has been postponed to September 02, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 03, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 02, 2011 at 10:00 AM has been postponed to October 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 31, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 03, 2011 at 10:00 AM has been postponed to November 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 27, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2011 at 10:00 AM has

��

for November 03, 2011 at 10:00 AM has been postponed to November 17, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 02, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 17, 2011 at 10:00 AM has been postponed to December 08, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 16, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 08, 2011 at 10:00 AM has been postponed to December 22, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 06, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 22, 2011 at 10:00 AM has been postponed to January 05, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 20, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for First NLC Trust 2005-2 Mortgage-Backed Certificates, Series 2005-2 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014740F02 2860436 12/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 05, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $299,000.00 MORTGAGOR(S): Kit M. Beier and Kristine M. Beier, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Equity Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: June 06, 2006 Dakota County Recorder Document Number: 2435355 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-13 Dated: October 26, 2011 Recorded: November 03, 2011 Dakota County Recorder Document Number: 2828536 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100267400005262819 Lender or Broker: American Equity Mortgage, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3461 Vista Ct, Hastings, MN 55033-3346 Tax Parcel ID Number: 19.64380.01.160 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16), Block One (1), Riverwood 6th Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $316,880.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings,

Highway 55, Lobby S 100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 25, 2012, or the next business day if June 25, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-13 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022689F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 23, 2011 at 10:00 AM has been postponed to December 30, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-13 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022689F01 2855611 12/29/11

PUBLIC NOTICE

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 20 , 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 20, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 19, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6515 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 21, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 21, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6515 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2861011 12/29/11

PUBLIC NOTICE

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _November 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 12, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6354 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 23, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 4, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6354 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 3, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 20, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6354 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2858988 12/29/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 MORTGAGOR(S): Hadgu Gebremicheal, a single person and Nigste Weldeselassie, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lakeland Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: July 28, 2005 Dakota County Recorder Document Number: 2345104 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: September 21, 2011 Recorded: November 03, 2011 Dakota County Recorder Document Number: 2828538 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000194029 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14914 Crestview Ave W, Rosemount, MN 55068-4560

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�� PROPERTY �� COUNTY IN WHICH IS Ave W, Rosemount, MN 55068-4560 T a x P a r c e l I D N u m b e r : LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF 34-16401-02-140 L E G A L D E S C R I P T I O N O F P R O P - MORTGAGE: $158,083.00 AMOUNT DUE AND CLAIMED TO BE ERTY: Lot 14, Block 2, Carrolton 2nd Addition, Dakota County, Minnesota DUE AS OF DATE OF NOTICE, INCLUDAMOUNT DUE AND CLAIMED TO BE ING TAXES, IF ANY, PAID BY MORTD U E A S O F D A T E O F N O T I C E : GAGEE: $158,553.69 $199,574.60 That prior to the commencement of THAT all pre-foreclosure require- this mortgage foreclosure proceeding ments have been complied with; that Mortgagee/Assignee of Mortgagee comno action or proceeding has been insti- plied with all notice requirements as tuted at law or otherwise to recover the required by statute; That no action or debt secured by said mortgage, or any proceeding has been instituted at law part thereof; or otherwise to recover the debt PURSUANT to the power of sale con- secured by said mortgage, or any part t a i n e d i n s a i d m o r t g a g e , t h e thereof; above-described property will be sold PURSUANT to the power of sale by the Sheriff of said county as fol- contained in said mortgage, the above lows: described property will be sold by the DATE AND TIME OF SALE: Decem- Sheriff of said county as follows: DATE AND TIME OF SALE: Sepber 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County tember 30, 2011 at 10:00 AM Law Enforcement Center, 1580 HighPLACE OF SALE: S h e r i f f ' s O f f i c e , way 55, Lobby S-100, Hastings, Minne- Law Enforcement Center, 1580 Hwy sota 55, Lobby #S-100, Hastings, MN to pay the debt secured by said mort- to pay the debt then secured by said gage and taxes, if any, on said pre- Mortgage, and taxes, if any, on said mises and the costs and disburse- p r e m i s e s , a n d t h e c o s t s a n d ments, including attorney fees allowed disbursements, including attorneys' by law, subject to redemption within f e e s a l l o w e d b y l a w s u b j e c t t o six (6) months from the date of said redemption within six (6) months from sale by the mortgagor(s), their per- t h e d a t e o f s a i d s a l e b y t h e mortgagor(s), their personal sonal representatives or assigns. If the Mortgage is not reinstated representatives or assigns unless under Minn. Stat. §580.30 or the prop- reduced to Five (5) weeks under MN erty is not redeemed under Minn. Stat. Stat. §580.07. TIME AND DATE TO VACATE §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on PROPERTY: If the real estate is an June 25, 2012, or the next business o w n e r - o c c u p i e d , s i n g l e - f a m i l y day if June 25, 2012 falls on a Satur- dwelling, unless otherwise provided by law, the date on or before which the day, Sunday or legal holiday. Mortgagor(s) released from financial mortgagor(s) must vacate the property if the mortgage is not reinstated under obligation: NONE THIS COMMUNICATION IS FROM section 580.30 or the property is not A DEBT COLLECTOR ATTEMPT- redeemed under section 580.23 is ING TO COLLECT A DEBT. ANY 11:59 p.m. on March 30, 2012, unless INFORMATION OBTAINED WILL BE the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF 582.032. MORTGAGOR(S) RELEASED FROM THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE F I N A N C I A L O B L I G A T I O N O N T I M E P R O V I D E D B Y L A W I S N O T MORTGAGE: None "THE TIME ALLOWED BY LAW FOR AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, REDEMPTION BY THE MORTGAGOR, T H E M O R T G A G O R ' S P E R S O N A L THE MORTGAGOR'S PERSONAL REP- REPRESENTATIVES OR ASSIGNS, RESENTATIVES OR ASSIGNS, MAY BE MAY BE REDUCED TO FIVE WEEKS IF REDUCED TO FIVE WEEKS IF A JUDI- A J U D I C I A L O R D E R I S E N T E R E D CIAL ORDER IS ENTERED UNDER U N D E R M I N N E S O T A S T A T U T E S , MINNESOTA STATUTES, SECTION SECTION 582.032, DETERMINING, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G AMONG OTHER THINGS, THAT THE OTHER THINGS, THAT THE MORT- M O R T G A G E D P R E M I S E S A R E GAGED PREMISES ARE IMPROVED I M P R O V E D W I T H A R E S I D E N T I A L WITH A RESIDENTIAL DWELLING OF D W E L L I N G O F L E S S T H A N F I V E LESS THAN FIVE UNITS, ARE NOT UNITS, ARE NOT PROPERTY USED IN PROPERTY USED IN AGRICULTURAL AGRICULTURAL PRODUCTION, AND ARE ABANDONED." PRODUCTION, AND ARE ABANDONED. Dated: August 8, 2011. DATED: November 10, 2011 CitiMortgage, Inc. ASSIGNEE OF MORTGAGEE: Mortgagee/Assignee of Mortgagee Aurora Bank FSB USSET, WEINGARDEN AND LIEBO, P.L.L.P. Wilford, Geske & Cook P.A. Attorneys for Mortgagee/Assignee of Attorneys for Assignee of Mortgagee Mortgagee Lawrence A. Wilford 4500 Park Glen Road #300 James A. Geske Minneapolis, MN 55416 8425 Seasons Parkway, Suite 105 (952) 925-6888 Woodbury, MN 55125-4393 10-6284 (651) 209-3300 THIS IS A COMMUNICATION FROM File Number: 022432F01 A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE MORTGAGE FORECLOSURE SALE The above referenced sale scheduled Pursuant to the provisions of for December 23, 2011 at 10:00 AM has been postponed to February 06, 2012 Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, November 4, 2011 at 10:00 am at the Lobby S-100, Hastings, Minnesota in Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, said County and State. Hastings, MN, in said county and state. DATED: November 29, 2011 Dated: September 29, 2011. ASSIGNEE OF MORTGAGEE: CitiMortgage, Inc. Aurora Bank FSB Mortgagee/Assignee of Mortgagee Wilford, Geske & Cook P.A. USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Assignee Of Mortgagee: By: Paul A. Weingarden Lawrence A. Wilford Attorneys for Mortgagee/Assignee of James A. Geske Mortgagee 8425 Seasons Parkway, Suite 105 4500 Park Glen Road #300 Woodbury, MN 55125-4393 Minneapolis, MN 55416 (651) 209-3300 (952) 925-6888 File Number: 022432F01 2855589 12/29/11 10-6284 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF NOTICE OF MORTGAGE MORTGAGE FORECLOSURE SALE FORECLOSURE SALE Pursuant to the provisions of THE RIGHT TO VERIFICATION M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e OF THE DEBT AND IDENTITY OF f o r e g o i n g f o r e c l o s u r e s a l e i s THE ORIGINAL CREDITOR WITHIN postponed until December 23, 2011 at THE TIME PROVIDED BY LAW IS 10:00 am at the Sheriff's Office, Law NOT AFFECTED BY THIS ACTION. Enforcement Center, 1580 Hwy 55, NOTICE IS HEREBY GIVEN, that Lobby #S-100, Hastings, MN, in said default has occurred in conditions of county and state. the following described mortgage: Dated: October 31, 2011. DATE OF MORTGAGE: J u n e 1 9 , CitiMortgage, Inc. 2009 Mortgagee/Assignee of Mortgagee MORTGAGOR: B e t t y B e n n e t t , a USSET, WEINGARDEN AND LIEBO, P.L.L.P. single person. By: Paul A. Weingarden MORTGAGEE: Mortgage Electronic Attorneys for Mortgagee/Assignee of Registration Systems, Inc. Mortgagee DATE AND PLACE OF RECORDING: 4500 Park Glen Road #300 Registered June 26, 2009, Dakota Minneapolis, MN 55416 County Registrar of Titles, Document (952) 925-6888 No. 646433, Certificate of Title No. 10-6284 146949. THIS IS A COMMUNICATION FROM A S S I G N M E N T S O F M O R T G A G E : A DEBT COLLECTOR. Assigned to: CitiMortgage, Inc.. NOTICE OF POSTPONEMENT OF Said Mortgage being Registered Land. MORTGAGE FORECLOSURE SALE TRANSACTION AGENT: Mortgage Pursuant to the provisions of MinneElectronic Registration Systems, Inc. sota Statutes 580.07, the foregoing T R A N S A C T I O N A G E N T ' S M O R T - foreclosure sale is postponed until GAGE IDENTIFICATION NUMBER ON February 3, 2012 at 10:00 am at the MORTGAGE: 100249120000209606 Sheriff's Office, Law Enforcement LENDER OR BROKER AND MORT- Center, 1580 Hwy 55, Lobby #S-100, G A G E O R I G I N A T O R S T A T E D O N Hastings, MN, in said county and state. MORTGAGE: Marketplace Home MortDated: December 22, 2011. gage, LLC CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERMortgagee/Assignee of Mortgagee VICER: CitiMortgage, Inc. USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGED PROPERTY ADDRESS: By: Paul A. Weingarden 18634 Jonesboro Court, Lakeville, MN Attorneys for Mortgagee/Assignee of 55044 Mortgagee TAX PARCEL I.D. #: 222780110106 4500 Park Glen Road #300 LEGAL DESCRIPTION OF PROP- Minneapolis, MN 55416 ERTY: (952) 925-6888 Unit No. 106, CIC No. 462, Fox Mead- 10-6284 o w s C o n d o m i n i u m s , a c o m m o n THIS IS A COMMUNICATION FROM i n t e r e s t c o m m u n i t y l o c a t e d i n A DEBT COLLECTOR. Dakota County, Minnesota. 2862541 12/29/11 COUNTY IN WHICH PROPERTY IS

PUBLIC NOTICE

20A

December 29, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Agency tight-lipped about Ajax’s ouster

Country Village spared its rental license Council takes landlord to task by John Gessner

by John Gessner

DAKOTA COUNTY TRIBUNE

After two hours of withering criticism and intense City Council debate, the company that owns Country Village Apartments in Burnsville barely escaped with its rental license Tuesday night. The council voted 4-1 to approve the license and give Lindahl Properties LP a series of deadlines for fixing dozens of fire and property code violations. Officials say the problems have festered for years and should have been fixed by now after city intervention earlier this year. Council members debated whether to draw a line in the sand over the mold-, pest- and disrepair-plagued complex or forge a compromise with Lindahl that would keep residents in their apartments. Revocation of the 2012 rental license, which is up for renewal, would have had dwellers of the complex’s 101 occupied units needing new homes by Jan. 1. Council Member Mary Sherry cast the dissenting vote on the compromise measure, which still triggers automatic revocation by unit or building if Lindahl misses any of the deadlines. “I want your license pulled on Jan. 1,” Sherry snapped at Paul Lindahl, who owns the 138-unit west Burnsville complex with his mother, Delores, and said it was previously owned by his late father. She and Council Member Dan Gustafson voted for a separate motion to revoke the license. It failed, with Mayor Elizabeth Kautz and council members Bill Coughlin and Dan Kealey voting “no.” Lindahl, of Shakopee, stood at the podium with his lawyer, Jason Hutchison, as council members and several Country Village residents vented their frustration with the landlord. “I would think,” Sherry told Lindahl, noting his company’s record of problem apartment properties in other cities, “that you would know what the basic rules were for basic human decency.” Lindahl defended his recent efforts to fix the problems at Country Village. He hired contractor Renovation Systems, which set up a construction trailer and full-time worker presence at the complex about a month ago, according to Deputy City Manager Tom Hansen. “I think everybody involved has been going as fast as they possibly could since this began, and there’s been significant progress,” Lindahl said. Scores of problems at the complex, which was built from 1966 to 1968, began to be uncovered in May when the Fire Department responded to a kitchen fire there. Citations against Lindahl from May are still pending in

The board chair of Dakota County nonprofit 360 Communities was tight-lipped Tuesday about the ouster of Mary Ajax, the agency’s longtime president and CEO. But a community observer suggested Ajax’s creation of a staff “hierarchy” at 360 cost her some goodwill among supporters of the 40-year-old agency. The board acted to “change the organization’s leadership” effective Dec. 16, Chair Pete Diessner said Tuesday. Ajax, a Burnsville resident with family ties that date back to her community’s farming origins, worked for the agency for 37 years. “I do want to emphasize that Mary made significant positive contributions to the community, to 360 Communities,” Diessner said. “It’s certainly not an easy time for 360 or the people involved.” Ajax didn’t return a call to her home. She joined the agency, then called Community Action Council, in 1975 and was appointed president and CEO in 1992. In recent years Ajax oversaw the agency’s transition to 360 Communities, which included moving its headquarters from Lakeville back to Burnsville, where it had been for many years. Bob Erickson, a former Lakeville city administrator and current Lakeville Area School Board member, praised Ajax’s work over the years but said the staff hierarchy she created turned heads in the community. “More recently, from feedback I’ve gotten from the community, there was growing concern regarding the organization and the hierarchy of that organization, and individuals who had been supporters of the previous CAC were starting to question the compensation of the various positions that had been created,” Erickson said. “They were questioning the appropriateness of that in relation to its nonprofit status.” Earlier this year four top 360 employees left or lost their jobs during what Ajax described in November as a time of budget retrenchment. Terminated were Greg Konat, a former Burnsville city manager and Dakota County physical development director who served as 360’s executive vice president, and Steve Haschig, former senior pastor of Shepherd of the Lake Lutheran Church in Prior Lake, who served as 360’s senior development director. Two other high-profile hires retired: former School District 191 Superintendent Ben Kanninen, who was 360’s senior director of school success, and former District Court Judge Leslie Metzen, who was the agency’s senior violence-prevention coordinator. According to federal tax filings from 360, Ajax earned $235,359 in 2009 (including $63,306 in “other” compensation from the organization and related organizations), and her executive vice president, Konat, earned $172,776 (including $29,935 in other compensation). Filings for 2010 show Ajax earning $172,459 and Konat earning $123,107. The agency had a fiscal-year-ending deficit in 2010 of $580,540, according to information on charities compiled by the state attorney general’s office. Ajax said in a Nov. 4 interview that the agency, which set a $4.3 million budget for the 2011-12 fiscal year, is used to adjusting to shifting fiscal fortunes. “We’re in a strong, healthy financial position now because we’ve got the staffing level that we can sustain and support,” she told Thisweek after being asked about the loss of top staffers. Erickson praised 360 Communities programs including the two Lewis House family shelters and the agency’s annual domestic abuse awareness luncheon. “That will certainly be part of (Ajax’s) legacy, in my opinion,” he said. School-based family support workers are also part of her legacy, Erickson said. “I have had the privilege of working with Mary and several of her associates at Community Action Council,” he said. “She certainly left an indelible mark on the community.” Jeff Mortensen, 360’s leader of strategic development, is serving as interim president and CEO while the agency seeks a replacement. John Gessner is at john.gessner@ecm-inc.com.

Photo by Rick Orndorf

Country Village Apartments in Burnsville was given a series of deadlines to meet to maintain its 2012 rental license.

Dakota County District Court. Meanwhile, the city unleashed fire and building inspectors on the property, whose problems included mold, pests, squirrels in attics, wiring problems, faulty plumbing, sagging ceilings and floors, soaked carpets, damaged sheetrock, nonworking smoke and carbon monoxide detectors and nonworking fire doors. After an inspection on Aug. 2, the city had opened 129 cases of code violations. On Oct. 18, with 125 of the 138 apartment units showing some level of noncompliance with city codes, the council voted to suspend the rental license through the end of the year or until the property was brought up to code. That barred Country Village from accepting any new tenants. Another inspection on Monday showed that Lindahl had fixed about 70 percent of the problems identified in October, Hansen said. The contractor is doing its work but Lindahl’s own maintenance staff hasn’t finished its work, Hansen said. And while 83 units have undergone improvements, the Monday inspection revealed 119 new violations affecting 63 units, Hansen said. Only about 40 units now meet code requirements for licensure, Hansen said. “This property was cited in May,” Gustafson said. “He (Lindahl) did not take it seriously until he was in front of this council in October. ... He’s

had more than ample time to get this property up to speed.” The compromise measure calls for all fire doors and alarm systems to be repaired by Jan. 15. All interior work proscribed by the city after multiple inspections must be finished by March 1. All exterior work, including roof repairs on four buildings, must be done by May 1. The nonworking swimming pool must be working or removed by May 31. License revocation by unit is automatic if inspections prior to deadlines show the problems haven’t been fixed. If exterior repairs aren’t fixed by the deadline, the license for all the units in that building will be automatically revoked. The complex can accept no new rentals until the unit to be rented passes inspection. And, from now on, the city will charge its standard inspection rate of $130 per unit and per building. “We will invoke that every time we go out there now,” said Hansen, who said the nearly 760 hours of staff time the city has devoted to Country Village cost $20,000 or more. “That will run into the several thousands of dollars.” The renewal terms don’t guarantee that some residents won’t be displaced by failed unit inspections, “but it’s close,” City Attorney Joel Jamnik said. It’s better to set the deadlines than to shut the complex down and force people living in good units to move out, Kealey insisted.

“I can’t do that,” he said. “It’s wrong in my mind.” Sherry is skeptical that Lindahl will deliver. “We’re just extending city inspection hours into playing this game,” she said. Why do we want to play any longer? Game over.” Hansen said the deadlines are achievable. He said Lindahl has put about $300,000 into repairs, less than half of what the city estimates is needed. “If they are serious about doing the work – and I understand that’s a big if – if they are serious, it can be done,” he said. Some residents have had it with Country Village. Rachel Krieg said her son developed bronchial spasms after workers opened the ceiling of her apartment to remove mold. Autra Willis said she’s moving out after nearly three years. She said after her toilet leaked, the landlord directed her family to use another bathroom in another unit until hers was fixed. She said her apartment has mold, and the landlord has only patched, not fixed, the leakage under her kitchen sink. “The plumbing, the pests, the mice and the roaches – I’m going; I can’t deal with that,” she said. Karen Selden, who was on a one-year lease, said she hasn’t lived at Country Village since July but is still paying partial rent after rent dispute between the parties went to court. She said she was supposed to be assigned a new apartment after parts of hers were taken apart to remove mold. She said living room walls that were removed to get at the mold were later sheetrocked again, and leaks from upstairs show on the sheetrock. John Gessner is at john.gessner@ecm-inc.com.