12/30/2010 - Dakota County Tribune Business Weekly

Pawlenty proudly conservative as he exits Governor’s Office 2A A look at Dakota County’s business trends, people in 2010 6A

T.W. BUDIG JESSICA HARPER

dakotacountytribune.biz dakotacountytribune.biz

DATE ##, 2009 DECEMBER 30, 2010

VOLUME 30, NUMBER # VOLUME 31, NUMBER 44

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Burnsville French restaurant is finished Chateau Lamothe closes, moves catering business to St. Paul’s West Side

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INSIDE BIZ FORUM

Pawlenty has been a good ambassador for the state, but his legacy will be ECM one in which he EDITORIAL left with a huge def icit.

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by Jessica Harper DAKOTA COUNTY TRIBUNE

Burnsville will be missing a little European flair next year.

Chateau Lamothe owner Doris LaMott Hoel closed the FrenchAmerican restaurant on Dec. 23 to pursue catering full time in St. Paul’s West Side, a neighborhood known

FORUM

Courage, cooperation, conflict, creativity and change best describe public education in 2010.

JOE NATHAN 4A BEST PRACTICES

Photo by Jessica Harper

LaMott Hoel has moved her catering business, Fun Foods Catering, to the Neighborhood House in the Paul and Sheila Wellstone Center on St. Paul’s West Side. for its rich Hispanic culture. “I have a passion for catering,� LaMott Hoel said. “As a caterer, I get to ... create a memory of a lifetime. That’s special for me.�

LaMott Hoel’s catering business, Fun Foods Catering, will be based out of the Neighborhood House kitchen in the Paul and Sheila Wellstone Center, and will likely open at the end of January.

Although the West Side neighborhood’s economic and ethnic profile is strikingly in contrast to Chateau Lamothe’s location in Burnsville, LaMott Hoel said she is confident she will face few challenges.

Rather, she said, she believes the center will pro-

In Brief

Fun Foods Catering moved to the Neighborhood House kitchen in the Paul and Sheila Wellstone Center at 179 Robie St. E. in St. Paul.

Website: cateringisgood.com

vide stability for her catering business.

The Neighborhood House provides services for low-income families such as a food shelf, while the center’s banquet halls cater to small businesses, corporations, nonprofits and individuals of varying incomes.

LaMott Hoel came across the space a few months ago while catering an event at the center. She noticed that the center was seeking a full-time caterer to lease the industrial kitchen. “It’s an amazing space that I couldn’t pass up,� she said. “ ... It will be nice that we won’t

Photo by Jessica Harper

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FINANCIAL SENSE

See LaMott Hoel, Page 32A

Chateau Lamothe owner Doris LaMott Hoel closed the French-American restaurant on Dec. 23 to pursue catering full time.

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December 30, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Pawlenty proudly conservative as he exits state government

by T.W. Budig ECM CAPITOL REPORTER

Whatever life the portrait artist Rossin coaxes out of his canvas will soon replace Republican Gov. Tim Pawlenty at the Minnesota state Capitol.

The former Eagan City Council member, state legislator and two-term governor is making final preparations for leaving office. His choice of an artist to paint his gubernatorial portrait is one of the last decisions on an eight-year-long list.

Not that everything is set. “I genuinely haven’t decided yet,� Pawlenty said of his future plans.

Pawlenty, who just turned 50, is seen as a potential presidential candidate.

Whatever Pawlenty’s future holds — an upcoming book tour has him visiting key presidential election states — he methodically went over handouts listing the perceived accomplishments of his administration. “I’m the first true fiscally conservative governor in that regard the state has had, in the modern history of the state,� he said of refusing to continue a pattern of double-digit state general fund spending.

Not that Pawlenty isn’t mindful that less flattering explanations exist.

So ingrained is the idea among Democrats, among the “chattering class,� that increasing taxes is normal, Pawlenty said, that they can’t comprehend someone unwilling to do so.

Photo by Tim Budig

Gov. Tim Pawlenty insists he is still weighing his future options and has not made the final Photo by Tim Budig decision whether he will run for president. He has indicated he will make an announceMinnesota’s 39th governor, Tim Pawlenty, shares his posi- ment sometime after the first of the year. tions on a number of issues with a large Republican gathering late last year in Iowa. Pawlenty has made several ap- was critical in getting the line county and city (taxes) can Minnesota’s first new state go and that’s up forever,� said park in nearly 30 years. pearances in Iowa and will take his book signing tour there built.

He looks to better promo- Pawlenty. “The only real way “That’s a legacy kind of in January 2011. tion as making good the rid- to limit property taxes is to achievement that 20, 50, 100 was known for his wiseHe just won’t raise years from now people will cracks. But the playfulness ership gap and still believes it cap them,� he said.

While Pawlenty depicts makes sense to push the line say, ‘That was important,’ � taxes went away over his time as Democrats and the “chatterto St. Cloud.

But such projWeaver said. “‘He must have an ill governor. “I think I’m still Dan McElroy, a former motive or a mental defect, that same person,� Pawlen- ects also require sharp analy- ing class� as unable to grasp his conservatism, some mod- Burnsville mayor, state repbecause he just won’t raise ty said of enjoying a laugh. sis, Pawlenty said.

As for the proposed erate Republicans, too, find it resentative, Pawlenty chief of taxes or act like a Demo“(But) everybody is lookNorthern Lights Passenger a bit much. staff and state commissioner, crat,’� Pawlenty said, mock- ing for that one phrase that “The only thing I can see believes Pawlenty is still deing the tax-raising mental- can get on a blog to drive Rail Line between Duluth ity. readership,� he said, adding and Minneapolis, Pawlenty is his ‘no new tax,’ � said for- ciding what to do next. mer Republican state Sen. “I sincerely believe he “I would say to you re- that attempts at humor can suggests it will not happen.

Bill Belanger of Blooming“The main proponent of it is still exploring that decispectfully, it’s a bunch of come across as mean-spiritwas (Democratic) Congress- ton. sion of what he wants to do,� crap,� said Pawlenty. “I’ve ed.

Former Republican state said McElroy, who first met always had these (conser“I miss those days, be- man ( James) Oberstar. And Rep. Phil Krinkie, president Pawlenty in the early 1990s. with him now gone, I think vative) positions,� he said. cause I’d rather continue of the Taxpayers League of the odds of that happening “I had them in the Legis- like that,� Pawlenty said.

Called a very go down significantly,� said Minnesota and recently aplature. I had them as goverpointed by Pawlenty to the eective legislator Pawlenty.

Reviews nor,� Pawlenty said.

Minnesota State Colleges “My goodness, you can One thing Pawlenty ad- achievements “I picked it up when I (and and Universities Board of drive to Duluth in less than mits that has changed is his he) served in the Legislature.

In reviewing his admin- three hours,� he said.

Trustees, called Pawlenty “a sense of humor, or at least And he was a very effective istration’s achievements, steady hand at the wheel.� his willingness to show it.

Pawlenty made a number of Talks property taxes “Gov. Pawlenty was a legislator,� said McElroy.

As a lawmaker, Pawlenty “He followed the advice comments.

In talking about prop- great caretaker for the state of I tried to follow — pick the He expressed concern erty taxes — critics have long Minnesota,� said Krinkie. over recent Northstar Com- charged that Pawlenty’s unCharlie Weaver, former spot when you wanted to enmuter Rail ridership numbers willingness to raise state taxes Pawlenty chief of staff and gage; speak infrequently and showing that the line is fall- has increased the local prop- executive director of the well,� said McElroy.

Incoming Democratic ing short of projections. erty tax burden — Pawlenty Minnesota Business PartnerGov.-elect Mark Dayton “I was a little surprised portrays the blame as falling ship, praised his former boss’

warmly praised Pawlenty’s and disappointed by the elsewhere. fiscal conservatism.

attention to those serving in numbers,â€? said Pawlenty, “I don’t buy the notion the military and their famiwhose support for Northstar Pawlenty reinstated there’s only one way that ďż˝

lies. ďŹ scal sanity, says But Dayton also portrays Pawlenty as a reason the state Weaver

currently faces a projected “In a nutshell I’d say he reinstated fiscal sanity,� said $6.2 billion state budget defiWeaver. “That’s a big deal,� cit. “I think he (Pawlenty) left he said of lowering state us in a terrible situation,� said spending. Weaver views Pawlenty’s legacy as endur- Dayton, speaking at a recent ing, noting that the governor Capitol press conference.

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1 2 was instrumental in creating T.W. Budig is at tim.buLake Vermillion State Park, dig@ecm-inc.com.

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 30, 2010

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Moving Up

Accolades

Accolades

LARRY RADDATZ

DEB BROWN

JESSICA KNAPP

Receives Mark McAfee Friend of Workforce Development Award from Dakota-Scott WIB

Earns Destined to Win award from Women In Networking

Named consultant Tastefully Simple Inc. Apple Valley

Larry Raddatz received the Mark McAfee Friend of Workforce Development Award at the Dakota-Scott Workforce Investment Board’s annual legislative and awards event held Dec. 17 at the Burnsville Performing Arts Center.

The award is presented to an individual who has championed work force issues at the local, state or federal level.

Raddatz is the director of manufacturing for Railroad and Technical Training at Dakota County Technical College, Rosemount.

Thirty years ago, Raddatz was a WorkForce Center client. He notes that he appreciated the services and opportunities they provided. Now he enjoys helping job seekers gain skills to pursue new careers.

Professionally, he improves employees’ skills by connecting companies’ training needs to the right classes — even if those classes need to be customized for the employer. He was instrumental in developing a highly successful, shortterm soldering program in conjunction with Dakota-Scott Workforce Services.

The program has had excellent success in getting people re-employed. He also provides career-related advice by talking to folks at schools and churches.

The award was previously known as the Friend of the Workforce Development award. It was renamed after Mark McAfee, who died in the past year. He was a former member of the WorkForce Investment Board.

Previous recipients include Dakota County commissioners Will Branning and Tom Egan, U.S. Rep. John Kline, state Reps. Katie Sieben and Denny McNamara, Scott County Commissioner Bob Vogel, Burnsville Mayor Elizabeth Kautz, Inver Hills Community College President Cheryl Frank and Apple Valley Mayor Mary Hamann-Roland.

The Dakota-Scott Workforce Investment Board oversees employment programs and WorkForce Centers in Dakota and Scott counties.

JEN HASSELER Named Top Lister of the Month Coldwell Banker Burnet Apple Valley

Jen Hasseler of Prior Lake was named to the top 10 listers of the month for November 2010 at the Apple Valley office of Coldwell Banker Burnet.

Deb Brown of Time Creators in Lakeville has earned the distinction of Destined to Win from Women In Networking, a Twin Cities-based organization supporting the success of businesswomen. Brown will receive the award at the Jan. 27 Destined to Win Conference in St. Paul.

TOM STEPHES Receives Excellence in Youth Employment Services Award from Dakota-Scott WIB

Tom Stephes received an Excellence in Youth Employment Services Award at the Dakota-Scott Workforce Investment Board’s annual legislative and awards event held Dec. 17 at the Burnsville Performing Arts Center.

The award is presented to an organization, program, employer or an individual who has demonstrated a commitment to and effectiveness in preparing people ages 14 to 21 to enter the work force.

Stephes is operations supervisor at Eagle Ridge Junior High School in Savage.

Moving Up MICHAEL FOLEY Named Administrator, Chief Operating Officer Apple Valley Medical Clinic Apple Valley

Michael Foley was named administrator and chief operating officer of the Apple Valley Medical Clinic, located within the Apple Valley Medical Center, effective Dec. 29. He replaces Adam Berry, who left the clinic to become chief operating officer at Summit Orthopedics.

Foley had been the administrator for Eye Care Associates since 2009. Prior to that, he spent six years in primary care.

Foley also was clinic administrator of Oral and Maxillofacial Surgery Specialists from 1996 to 2003.

Foley holds a bachelor of science degree in physics from the University of Minnesota Institute of Technology and is a graduate of the University of Minnesota School of Public Health, LongTerm Care Administration. Foley and his wife and family live in Wayzata.

Business Briefs souri Department of Elementary and Secondary Education for the Missouri Assessment Program Online End-ofCourse Assessments.

Jessica Knapp of Apple Valley has become an independent consultant with Tastefully Simple Inc., a national direct sales company featuring more than 60 foods.

Business Briefs LAKEVILLE CHIROPRACTIC OFFICES ADD WHITE LILY ACUPUNCTURE SERVICES Back to Wellness Chiropractic and Rozmarin Family Chiropractic — located on the second floor of Citizens Bank in Lakeville — have announced the addition of White Lily Acupuncture to their practice location. White Lily’s Christine Keller, licensed Minnesota acupuncturist and board-certified herbalist, will see patients on Thursdays from 8:30 a.m. to 12:30 p.m.

Keller earned a master’s degree in acupuncture and Oriental medicine from the American Academy of Acupuncture and Oriental Medicine in Roseville.

She holds the diplomate in Oriental medicine certification from the National Committee for the Certification of Acupuncture and Oriental Medicine.

QUESTAR WINS CONTRACT FOR MISSOURI ASSESSMENT Questar Assessment Inc., headquartered in Apple Valley and New York, has been awarded a contract from the Mis-

DESPATCH INDUSTRIES RECEIVES 2010 BUSINESS CHAMPION AWARD Despatch Industries, Lakeville, received the 2010 Business Champion Award at the Dakota-Scott Workforce Investment Board’s annual legislative and awards event held Dec. 17 at the Burnsville Performing Arts Center.

The Business Champion Award recognizes an outstanding company that uses WorkForce Center services such as job fairs, job postings or counselors.

Despatch Industries specializes in thermal processing and uses its expertise to provide innovative solutions.

Despatch has three dedicated business groups to meet the demands of the rapidly expanding thermal, solar and carbon fiber markets.

In 2009, the company used an incumbent worker training grant provided by the Dakota-Scott WIB to train employees. Despatch teamed with Dunwoody College of Technology to provide solid works training. Nine employees were provided with 24 hours of training. Providing employees with the new expertise prevented a layoff, allowing the company to keep five employees and bring back four employees who had been laid off.

Past recipients of the Business Champion Award include: Goodrich Sensor Systems, Burnsville; UPS, Eagan; ConAgra Foods Inc. - Store Brands, Lakeville; Waterous, South St. Paul; Frontier Communications, Burnsville; Grazzini Brothers, Eagan; Permac Industries, Burnsville; St. Gertrudes, Shakopee; and Paychex, Mendota Heights.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition.

Submission of information does not guarantee publication. All items are subject to editing.

Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

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December 30, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum

Commentary and opinion regarding issues in the world of business and public policy

Pawlenty legacy: Good ambassador leaves huge deficit Minnesota Gov. Tim Pawlenty recently tried to put a positive spin on his uneven record of accomplishment during the past four years.

The all-but-announced candidate for the Republican Party presidential race claims he’s leaving the state in good shape with a budget surplus of $399 million for June of next year.

He ironically claims credit for a budget surplus that most experts say was due to the infusion of federal government stimulus and Medicaid dollars.

The governor also brushes off criticism that the projected $6.2 billion budget deficit forecast for 2012 is manageable and casts doubt on the budget process itself.

Never in the state’s history has a governor left such a forecasted deficit for his successor (Gov.-elect Mark Dayton) to handle.

The no-tax governor, who drastically cut local government aid, also is leaving with the state’s property taxpayers having paid $3 billion more under his two-term administration.

In 2006, this newspaper endorsed the

ECM Editorial re-election of Tim Pawlenty when he convinced the majority of ECM Editorial Board members that he had learned some lessons during his first four years. One was he had to be more conciliatory and compromising with legislators. He did not fulfill that promise.

Instead, he and the lockstep Republican Senate and House members stonewalled the DFL attempt to close the budget deficit with spending cuts and taxraising measures.

The governor, however, does not have to put a spin on his many positive accomplishments.

He deserves credit for leading the state through the worst recession since the Great Depression. Minnesota has 7.1 percent unemployment compared with

the nation’s 9.8 percent. The state did not go bankrupt, and its operations were never stopped.

Pawlenty and the Legislature maintained the state per-pupil aid for K-12 education, while also prodding educators to reform education to prepare students for global competition. Because of mounting expenses, however, school districts have had to cut millions of dollars of expenditures, resulting in larger class sizes, fewer electives, higher fees for extracurricular activities and longer walking distances for many students.

Because of reduced funding to the state’s higher education system, tuition costs have doubled over the past 10 years.

To his credit, while millions of dollars were cut in human services, he did protect the state’s health system, while pointing out that the upward trend in health costs is unsustainable.

He and the Legislature cut millions in state aid to cities and counties, forcing them to raise property taxes but also to find new efficiencies.

The governor led trade missions to

foreign countries, which resulted in more business for Minnesota companies.

He and his wife, Mary, were great backers of Minnesota National Guard men and women, who are serving this country with distinction while being sent repeatedly to Iraq and Afghanistan.

Pawlenty has been a leader in getting federal disaster aid for cities struck by floods and tornadoes.

His backing of Minnesota’s Northstar commuter rail was key to getting the funding for it.

The governor has been a good ambassador for the state and deserves gratitude for the many hours he and his family devoted to governing.

From a fiscal standpoint, he is leaving the state worse off than when he took office eight years ago. That cannot be spun away.

An editorial from the ECM Editorial Board.

Thisweek Newspapers and the Dakota County Tribune are part of ECM Publishers Inc.

Five “C” words describe public education in 2010

by Joe Nathan SPECIAL TO THE TRIBUNE

Courage, cooperation, conflict, creativity and change: those are five words I’d use to summarize public education in 2010. Considering those ideas may help make 2011 better for youngsters, educators, families and taxpayers.

Courage — Many teachers worked hard and skillfully throughout the year.

Despite challenge and controversy, the finest teachers continued encouraging and inspiring students.

DFL’ers and Republicans who agreed on controversial but potentially valuable strategies — like new programs that would bring talented young, or mid-career people into teaching via alternative routes The courage of some local union officials who rejected pressure from others and supported Minnesota’s federal Race to the Top Application for $330 million.

Cooperation — Educators like those in Forest Lake and St. Paul, who worked together to create a school choice fair, putting families first. The fair included district, charter, private and parochial schools. In an hour, families could learn about school options available to them.

District and charter public school educators who collaborated on a national conference featuring schools with “green” ideas, making better use of resources Conflict — Minnesota’s tragic experience with Race to the Top — RTT. Our application, supported only by about 10 percent of local teacher unions,

Guest Columnist Joe Nathan

was not among 15 finalists. Minnesota lost up to $330 million that could have been used to fund many research-based ideas to improve public schools.

Despite meetings between state and union officials, Education Minnesota’s president wrote a letter to Secretary of Education Arne Duncan, criticizing Minnesota’s application. Union officials in winning states strongly supported applications including ideas that Education Minnesota and many local union officials rejected. (Full disclosure, our Center might have received a small amount of RTT funds if Minnesota’s proposal was approved.)

The RTT conflict was so deep that Minnesota did not even submit an application for the second round.

Creativity — Student efforts, aided by their teachers, to present marvelous music programs throughout the state.

One column cited a powerful presentation by Elk River Area students.

Princeton and Victoria teachers posted many internet-based computer links on their website. They provided families with marvelous, year round educational opportunities.

Efforts by districts like North Branch and Ogilvie to experiment with four-

day school weeks to keep budget cuts as far as possible from direct teacher/student contact Anoka, Apple Valley, Blaine, Braham, Burnsville, Caledonia, Cambridge, Coon Rapids, Eagan, Elk River, Forest Lake, Little Falls, Milaca, North Branch, PACT Charter, Princeton, Pierz, Rogers, Rosemount, Rush City and Spectrum High Schools offered Advanced Placement, International Baccalaureate, College in the Schools or other college level courses to high school students.

This helped youngsters be more fully prepared for higher education and can save them thousands of dollars in college costs.

Many districts rewarded academic and artistic accomplishment, as well as athletic prowess, via school letters.

Change — This year voters elected a Democratic governor for the first time in two decades. Voters also decided that Republicans would control both the Minnesota House and Senate for the first time ever.

Thanks to many educators who helped bring information to you via this column. Here’s hoping we’ll have more creativity and cooperation, and less conflict in 2011.

Joe Nathan is a former public school teacher, administrator, PTA president and now directs the Center for School Change at Macalester College. He can be reached at jnathan@macalester.edu. Columns reflect the opinion of the authors.

Submissions to Forum: www.DakotaCountyTribune.biz

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner Managing Editor ....................John Gessner Business Editor ..................... Jessica Harper Sales Manager ........................Mike Jetchick Production Manager............. Ellen Reierson Business Manager.................... Eva Mooney Buzz submissions... jessica.harper@ecm-inc.com Business Briefs ...... darcy.odden@ecm-inc.com Story ideas ............ jessica.harper@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com

Entered as periodical matter at the post office at Burnsville, Minnesota. Periodicals postage paid at Burnsville, Minnesota. Issued weekly from an office in Burnsville.

Office Hours: 9 a.m. - 5 p.m. Monday - Thursday 9 a.m. - 3 p.m. - Friday

12190 County Road 11 Burnsville, MN 55337 952-894-1111 fax 952-846-2010

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 30, 2010

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Best Practices

Funny yet thoughtful quotes for the holidays

by Steve Bezanson SPECIAL TO THE TRIBUNE

I like pithy comments and quotes – especially those with a touch of sardonic humor that make us smile and then make us think.

So, for this end-of-year missive, I thought it might be fun to share a few quotes with you and share my reflections on what they mean to me.

• “Remind people that profit is the difference between revenue and expense.

This makes you look smart.”

— Scott Adams, American cartoonist and writer best known as creator of the comic strip “Dilbert.”

I get a smile every time I read that. Silly, it is such a blatantly obvious thing to say. Yet how many times do we see companies or governments go under because

Make It Happen Steve Bezanson

they couldn’t remember that simple rule?

• “A bank is a place that will lend you money if you can prove that you don’t need it.” — Bob Hope, American comedian and actor best known for movies, stand-up and USO shows.

This is one of those quotes that gets a reaction from everyone. Try it out on the next person you meet and watch the reaction. Did you get a nod of the head, a smile or grin immediately followed by a comment not suitable for print? It taps into a feeling that is pervasive in society:

us against them.

It’s the little guy against Goliath.

Perhaps banks are partially at fault for having allowed themselves to become perceived as legalized gambling institutions instead of safe places to keep our money. There is nothing wrong with lending money, charging interest or asking for collateral if the individual you are lending to shows evidence of being a risk. Taking the money given to you for safekeeping and “investing” it in highrisk operations creates the next quote.

• “Corporation: An ingenious device for obtaining profit without individual responsibility.” — Ambrose Bierce, American editorialist, journalist and satirist

In Brief

If you have a subject you would like to see the Make It Happen columnists explore, contact Chris Hayes at (651) 423-8266, or chris.hayes@dctc.edu.

best known for “The Devil’s Dictionary” and the short story “An Occurrence at Owl Creek Bridge.”

I always find comments like that funny/sad. Funny because I can say, “You got that one right, Ambrose!”

Sad, because I know it is not true of all corporations.

What I think it comes down to is a corporation is no better or worse than those who direct it. The very sad part is when good people stand by and do nothing when bad is being done in the name of profit.

• This column wouldn’t be complete without at least one reference to to-

keystroke you can damage yourself, your family, your company and the well-being of all who believed in you.

I hope your holiday season is filled with joy and the new year brings happiness and prosperity in equal measure. A final thought.

“I think it’s wrong that only one company makes the game Monopoly.” — Steven Wright, comedian and actor known for his lethargic and deadpan stage persona.

day’s technology. Here is a quote I came across the other day.

“A computer lets you make more mistakes faster than any invention in human history – with the exception of handguns and tequila.” — Mitch Ratcliffe, American business, technology and investment Steve Bezanson is a biomedical blogger.

I really don’t know what equipment technology instructo say after that. I suppose tor at Dakota County Techwe can say that, depending nical College in Rosemount.

He can be reached at steve. on the amount of tequila consumed, mistakes are bezanson@dctc.edu. Or, check limited to the immediate out his blog at http://blogs.dctc. edu/stevebezanson/. area and the consequences you face. With a computer there is no limit. With a

Financial Sense

Favorable tax treatment on Roth IRAs set to expire Dec. 31 While individuals with adjusted gross income of more than $100,000 have been eligible to convert their traditional IRAs to Roth IRAs since the beginning of the year, there’s a tax consideration that may make it a good idea for some who hasn’t made the move to do so by the end of the year.

Anyone who makes a Roth conversion by Dec. 31 will have a three-year window to pay those taxes, a potentially substantial issue for those converting sizable amounts of assets to a Roth.

Keep in mind that conversion might be a good idea for people in lower income tax brackets. A tax expert or a qualified financial planner can help you decide.

Traditional IRAs allow investors to save money tax-deferred with deductible contributions (within certain income limits if either spouse is eligible for a qualified plan at work) until they’re ready to begin withdrawals anytime between age 59-1/2 and 70-1/2.

Roth IRAs don’t allow tax-deductible contributions, but they allow taxfree withdrawal of funds with no mandatory distribution age and allow these assets to pass to heirs taxfree as well. If you leave

your savings in the Roth for at least five years and wait until you’re 59-1/2 to take withdrawals, you’ll never pay taxes on the gains. You can convert a traditional IRA to a Roth, but you must pay taxes on any pretax contributions, plus any gains.

Remember that when you do a conversion, you must pay income tax on the amount you are converting. Since you received a tax deduction on your initial contributions to most traditional IRAs, you must pay the taxes due on those initial contributions and any growth in your IRA. But, subject to certain restrictions, you won’t pay tax when you finally need to withdraw your money.

That’s where the silver lining comes in for you, or for your heirs if you pass that money on to them.

The conversion issue is a potentially attractive retirement and estate-planning idea for all Americans who want to make sure they maximize the assets they have for themselves and for their heirs on a tax-free basis. And the conversion option isn’t available just for traditional IRAs – it can be used for retirement assets held at other employers and 401(k) holdings.

But anyone considering

such a move – regardless of his or her income status – should first review their current retirement asset strategy with qualified tax and financial planning professionals.

Things to consider:

to withdraw those earnings without paying tax on them.

What will your tax rate at retirement be? Many people, such as business owners, may be paying taxes now at a fairly low rate. So

Dec. 31st

How close is retirement?

If you have more than five years until you plan to withdraw your retirement funds, conversion of traditional IRA assets to a Roth IRA might make sense.

The longer the time span where earnings can grow tax deferred, the greater the benefit of being able

they might pay higher taxes at retirement. If that’s the case, converting to a Roth might make a lot of sense.

Additionally, with Social Security benefits being taxable at certain income levels, Roth IRAs can allow you to limit or eliminate such taxes. Medicare premiums are also based

on modified adjusted gross income – if converting to a Roth now will allow a taxpayer to minimize income in retirement, the taxpayer can also save by having lower Medicare premiums and reducing the taxes owed on Social Security income.

Will you absolutely need to use all the money? Converting to a Roth is a good idea for those who won’t need to tap the account every year (Roths don’t require minimum distributions as do traditional IRAs). Heirs will inherit the money income tax-free, but that inheritance may be subject to estate transfer taxes.

A Roth conversion can be expensive – can you afford it? You’ll have to pay taxes today rather than defer the taxes until the future – taxes will be due on contributions that you previously deducted, as well as on the accumulated earnings.

Also, you need to be aware that conversion could push you into a higher tax bracket, especially if you’ve accumulated sizeable earnings over the years. This is why a conversion needs to be planned with a tax expert. Why? It may trigger the Alternative Minimum Tax (AMT) due to those high earnings.

Know how the conver-

sion window will work: Keep in mind that 2010 is the only year that a taxpayer can elect to defer the income from a Roth conversion. The Internal Revenue Service has granted taxpayers the option to claim 50 percent of conversion amount as income in 2011 and the remaining 50 percent in 2012. Also, you have to understand that if you choose the conversion period, your tax will be based on the bracket you fit that year. That means swings in income will affect what you pay.

Be careful about your child’s college financial aid: Converting to a Roth will increase your taxable income for the year of the conversion – or for 2011 and 2012 if you make a 2010 conversion and choose to spread the tax bill over those years. Check with your tax expert and your child’s financial aid office – it could affect your child’s ability to qualify.

This column is provided by the Financial Planning Association (FPA) of Minnesota, the leadership and advocacy organization connecting those who provide, support and benefit from professional financial planning. FPA of Minnesota can be found online at www. fpamn.org.

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December 30, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Year in Review This past year, the Dakota County Tribune examined market trends, budding entrepreneurs and family businesses — both large and small — in the community.

Some owners focused on making their business better, while others reached out to their global community. A few — such as Lockheed Martin — announced they would be fading away.

Employers prepare for changing workforce

Inver Grove Heights dealership begins anew Bill Mauer, brother of Minnesota Twins catcher Joe Mauer, aims for a new image at store formerly owned

by Denny Hecker

Culture shift, potential shortage created by Baby Boom Generation retirees present challenges and opportunities for businesses

Photo by Jessica Harper

Bill Mauer (right), brother of Minnesota Twins catcher Joe Mauer, opened Mauer Chevrolet this year in the former Southview Chevrolet building in Inver Grove Heights.

Mauer set out to turn the faltering dealership around after Denny Hecker lost it to bankruptcy.

Photo by Jessica Harper

Uponor, a manufacturer with a North American headquarters in Apple Valley, is one of many companies preparing for a potential shortage in workers as baby boomers retire over the next 10 to 20 years.

Hair care brings family together Owners of Lakeville-based Scruples share ups and downs of owning family business

Outsourcing: IT solution for small businesses Photo by Jessica Harper

Outsourcing IT services has become a popular model for small to midsized businesses. Next Level Cafe in Burnsville is one of several firms in Dakota County that specialize in such services. CEO Rich Anderson said he views technology as an asset that small businesses can build upon.

Tough economy good for college enrollment Community and technical schools are experiencing a boom in jobskills training Photo by Jessica Harper

Scruples tri-presidents Tracy Liguori Lubeley (left), Frank Liguori and Mia Liguori McHugh took over the family business last July after their father, Frank Liguori Sr., retired.

Business Education

Blue Cross offers virtual clinic to employees

Photo submitted

Scott Gunderson of Dakota County Technical College said he has seen a 20 percent increase in enrollment this year at the vocational school’s business program in Apple Valley. Gunderson said that he is seeing more displaced workers return to school.

Photo by Jessica Harper

Liam Condon, a 35-year-old instructional developer and designer for Blue Cross and Blue Shield of Minnesota, is one of 10,000 employees and families who participated in a pilot program this year called Online Care Anywhere in which they have access to online visits with family physicians and specialists from work or home.

Local businesses join social media trend Social media sites such as Facebook are no longer just for networking — They’re also places for marketing Photo by Jessica Harper

Health care provider launched pilot program Dec. 1, plans to expand to market by 2011

Social Media became a popular marketing tool for area businesses this year.

Clinton Helget, franchisee of Fitness Together, was among those to use Facebook to network with clients.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 30, 2010

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Year in Review Food manufacturing thrives despite recession Food manufacturing has experienced job growth in Minnesota and Dakota County ConAgra Foods was just one of many food manufacturers to experience job growth over the past four years, while other manufacturing sectors continued to struggle.

ConAgra spokesperson Bob Kula attributes the job growth to overall growth in the company.

Barbecue offers unlikely path to redemption Pulled pork has given Brian Wheeler a chance to redeem his past, as well as his present Photo by Rick Orndorf

Brian Wheeler, 31, owner of Baldy’s BBQ, was so successful with his year-old Lakeville location he expanded to Minneapolis this year, opening on the University of Minnesota’s West Bank. Wheeler dealt with legal problems in his youth.

Medical center beats test of time, changing market

A labor of love Owners Wanda Oland and Dewey Johnson renovated Rascal’s Apple Valley Bar and Grill on their own

Apple Valley Medical Center remains independently-owned after 34 years in business Photo submitted

Photo by Jessica Harper

Apple Valley Medical Center was founded by Dr. Peter Frederixon (right) 34 years ago with three other physicians.

Today, it continues to compete despite changing health care trends.

Oland and Johnson renovated the dining room at Rascal’s Apple Valley Bar and Grill last September.

Clouds lifting on Burnsville Bowl

Local builder joins Haiti reconstruction

New owners say they’ll return the longtime business to its bowling roots File photo by Rick Orndorf

Closed under a cloud in July, Burnsville Bowl was acquired new owners who plan to reopen the Dakota County entertainment center.

Photo by Jessica Harper

James Madsen, owner of James Barton Design-Build, his wife, Mary Jo Lageson, and their sons, Jared and Erik (not pictured), joined a group of eight other builders Dec. 1 in building two homes in eight days in earthquake-devastated Haiti.

The business of better grades For-profit tutoring centers are popping up across the area with big claims

Governor, mayor will fight to keep Lockheed Martin in Eagan Eagan site will close by 2013; more than 1,000 jobs will be lost or moved

A+ = $$ Photo by Jessica Harper

Mathnasium, a for-profit tutoring company, claims to help students improve their math skills by focusing on the fundamental components of math.

Photo by Rick Orndorf

Lockheed Martin announced in November it will close its Eagan facility by 2013, resulting in 350 layoffs and 650 job transfers to other facilities. The Eagan plant originally opened in 1964.

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December 30, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Calendar To submit an item for the Calendar, e-mail it to darcy.odden@ecm-inc.com or fax (952) 846-2010.

Date-specific Dakota County Regional Chamber of Commerce events: • Thursday, Jan. 6, 7:30 to 8:30 a.m., The Buzz, WorkForce Center of Dakota County, 1 West Mendota Road, Room 110, West St. Paul. Topic will be social media marketing and will feature George J. Sawyer III and Darren DeBerg of Sawyer Training. Free to members.

Information: Michelle Tighe at mtighe@dcrchamber.com.

• Thursday, Jan. 6, 4 to 9 p.m., Minnesota Chamber Session Priorities 2011, S. Paul RiverCentre, 175 West Kellogg Blvd., St. Paul. Political moderator Tom Hauser from KSTP-TV is back to ask the hard questions of the legislative leaders and review their priorities for the 2011 legislative session.

Cost: $90 per person at the DCR chamber table (only nine seats available); $95 per person (member), $130 per person (nonmember), $900 for a table of 10 (member), $1,300 for a table fo 10 (nonmember). Information: Ruthe at (651) 2889201 or rbatulis@dcrchamber. com.

• Wednesday, Jan. 12, noon to 1:15 p.m., ChamberNet, DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan.

Lead sharing group. Information: Robb Sweetnam (Provincial Bank) at (952) 469-9229.

• Thursday, Jan. 13, 8 to 9 a.m., Coffee Break at Home Federal, 2805 Dodd Road, Suite 160, Eagan. Information: Michelle Tighe at mtighe@ dcrchamber.com.

• Tuesday, Jan. 18, noon to 1:30 p.m., New Member Orientation, DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan. Free. RSVP required. Information: Michelle Tighe at (651) 288-9202 or mtighe@dcrchamber.com.

• Wednesday, Jan. 26, noon to 1:15 p.m., ChamberNet, DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan.

Lead sharing group. Informa-

tion: Robb Sweetnam (Provincial Bank) at (952) 469-9229.

Apple Valley Chamber of Commerce events: • Thursday, Jan. 6, 7:30 to 9 a.m., Chamber Coffee Connection at Anytime Fitness of Apple Valley, 6520 150th St. W., Suite 100, Apple Valley. Check out their newly renovated facility. Free coffee and pastries. Information: LeeAnn at LeeAnn@ AppleValleyChamber.com.

• Thursday, Jan. 20, 4:30 to 6:30 p.m., Business After Hours at James Barton Design Build, Design Studio, 5920 148th St. W., Suite 100, Apple Valley.

Free. Information: LeeAnn at LeeAnn@AppleValleyChamber. com.

Burnsville Chamber of Commerce events: • Thursday, Jan. 6, 4:30 to 6:30 p.m., Business After Hours at Brunswick Zone XL, 11129 162nd St. W., Lakeville.

Information: Anne at (952) 4356000 or e-mail anne@burnsvillechamber.com.

• Wednesday, Jan. 12, 8 to 9 a.m., A.M. Coffee Break at Visiting Angels, 14551 County Road 11, Suite 135, Burnsville.

Information: Anne at (952) 4356000 or e-mail anne@burnsvillechamber.com.

• Wednesday, Jan. 19, 11:30 a.m. to 1 p.m., Annual Meeting at Chart House, Klamath Trail, Lakeville. Cost: $25. Featured speaker: Peter Hutchinson, president of The Bush Foundation. Register online at www. burnsvillechamber.com.

• Sunday, Jan. 23, 11 a.m. to 3 p.m., Wedding Expo at Nicollet Inn (formerly Holiday Inn), 14201 Nicollet Ave S., Burnsville. Cost: $5 (free if you RSVP on Facebook at http:// w w w. f a c e b o o k . c o m / e v e n t . php?eid=128455237212095); 6-foot booth for vendors is $150 ($100 for chamber members).

Information: Nathan Kremer at (952) 646-3612 or nathan@ nicolletinn.com.

Lakeville Area Chamber of Commerce events: • Thursday, Jan. 13, 5 to 7 p.m., Networking After Hours at Green Planet Car Wash.

• Tuesday, Jan. 25, 8:30 to 11:30 a.m., Customer Acquisition Plan (CAP) seminar with

Robert Voss at Holiday Inn & Suites, 20800 Kenrick Ave., Lakeville. Cost: $20. RSVP by Thursday, Jan. 20. Register online at www.lakevillechambercvb.org. Information: Linda Rynda, (952) 469-2020 or LindaR@LakevilleChamber.org.

• Monday, Jan. 31, 6 p.m., Annual Dinner & Holiday Party.

Cost. $45.

• Saturday, March 19, 9 a.m. to 3 p.m., 2011 Landscape & Home/Consumer Showcase Expo at Lakeville North High School. Room for over 150 exhibitors. Early bird special rate for any 2010 chamber member in good standing who reserves a booth by Dec. 31. Sponsorships available. Join the Landscape & Home Committee. Call (952) 469-2020.

River Heights Chamber of Commerce events: • Tuesday, Jan. 18, 4:45 to 5:45 p.m., Member Ally Group meeting, location to be determined. Information: Annie Platek at annie@riverheights. com.

• Thursday, Jan. 20, 8 to 11 a.m., Local Business Marketing Summit at Clarion Hotel - South St. Paul. Cost: $20 in advance/ $25 at the door. Additional employees can attend for half price. Registration form online at http://www.cultivate-ideas. com. Information: Teri Otte at (612) 670-8574 or teri@cultivate-ideas.com.

• Wednesday, Jan. 26, 7:30 to 8:30 a.m., South St. Paul Local Issues at Central Square Community Center, 100 7th Ave. N., South St. Paul. Reports from Mayor Beth Baumann, city officials, parks and recreation, elected officials and the River Heights Chamber of Commerce and Progress Plus. Black Sheep Coffee and bakery provided. Information: Annie Platek at annie@riverheights.com.

Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741.

Creative Networking Professionals, an independent

business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-tobusiness referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category.

For more information, contact Jeff Rothmeyer at JeffR@ Roundbank.com or see www.

CreativeNetworkingProfessionals.com.

Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.

NetworkUnlimited.org.

BNI – The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue.

Only one person from each profession. Bring your own lunch.

For more information, call Nicole Blasing at (651) 331-9238 or visit www.bni-mn.com BNI - Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660.

BNI-Networking meets Wednesdays at 8:15 a.m. at Byerly’s Cafe in Eagan. Open to all professionals for referrals.

For more information, call (651) 247-3200.

Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 6185347 or visit the website www. prorefx.com.

BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 247-2111 or check out the BNI Website at www.bni-mn.com.

Beta Sigma Phi, Preceptor

Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831.

Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Michele Jennings for more information: (612) 5810332.

Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. – 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 3148676.

Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register.

Grapevine Network “Common Denominator” Group meets Tuesdays from 7:308:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com.

Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com.

Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice.

Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth

Tuesday of each month. POC is Jeff Robinson at (952) 8906611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177.

Seed Your Business Networking Group – “Plant a seed and grow your business” – meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary O’Rourke at (651) 994 8392 or visit www.seedyourbusiness.com for more information.

The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Perkins Restaurant, 17387 Kenyon Trail, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 9971306.

SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www. shiftonline.org).

Members: Free. Guests: $5.

Sunrise Results BNI Chapter meets from 7:30 to 9 a.m.

Thursdays at the DCTC Partners in Education site in Apple Valley, 14200 Cedar Ave. Networking for local business owners, only one person from each profession. For more information call Jake Hines at (952) 292-1151.

Women’s Business Exchange meets monthly from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. For meeting date or more information, contact Mary at (651) 9948392 or visit www.meetup.com/ womensbusinessexchange.

Interiors by Valerie, 2244 High Pointe Road, Mendota Heights.

ADS Assessment Distribution Services, 2440 Enterprise Drive, Mendota Heights.

MDX Medical Freight Xpress, 2440 Enterprise Drive, Mendota Heights.

Last Mile Home Delivery, 2440 Enterprise Drive, Mendota Heights.

USA2Baku, 2440 Enterprise Drive, Mendota Heights.

USA2Pilipinas, 2440 Enterprise Drive, Mendota Heights.

North Star Cattle LLC, 3348 Sherman Court, Eagan.

Direct Source Marketing, 1965 Silver Bell Road #206, Eagan.

Piccolo’s Pizzeria, 4162 Pilot Knob Road, Eagan.

Srenaski Insurance, 4651 Nicols Road #104, Eagan.

Amzam Enterprises, 4215 Nicols Road, Eagan.

Payables Technology and Management Systems, 4302 Beaver Dam Road, Eagan.

J. Paul Inc., 4114 Meadowlark Lane, Eagan.

Burwell Life Coaching, 4010 Deerwood Trail, Eagan.

Wild Wolf, 4462 Cinnamon Ridge Trail, Eagan.

Fairview Urgent Care Eagan, 1440 Duckwood Drive, Eagan.

Clearence’s Carrier Services, 2045 Emerald Lane, Eagan.

3Kings Healthcare Servic-

es, 3736 Vermillion Court S., Eagan.

Legacy Limousine, 1960 Rahn Cliff Court, Eagan.

Accounting Advisors and Tax Service, 1687 Hickory Hill Drive, Eagan.

Kruz Photography, 3775 Burgundy Drive, Eagan.

A Barefoot Life, 4683 Weston Hills Drive, Eagan.

BK Painting, 3644 Crestridge Court, Eagan.

Leighton Inspection Services, 669 Brockton Curve, Eagan.

LA Nails, 4250 Lexington Ave. S. #107, Eagan.

Elite, a Thomson Reuters business, 610 Opperman Drive, Eagan.

Lzid Creative Services, 41174 Pennsylvania Ave., Eagan.

Closing Express LLC, 14843 Energy Way, Apple Valley.

IMaxYP, 14843 Energy Way, Apple Valley.

Mila Midwest, 341 Walnut Lane, Apple Valley.

BookHens, 12621 Driftwood Lane, Apple Valley.

Rosenblum Tax, 15322 Galaxie Ave. #213, Apple Valley.

Katalys, 14895 Easter Ave., Apple Valley.

Three Blind Mice, 13719 Georgia Drive, Apple Valley.

Graphically Presented, 5708 Upper 147th St. #108, Apple Valley.

Auntie Em’s Preschool, 964 Oriole Ave., Apple Valley.

Elite Nail Spa, 7552 150th St. W., Apple Valley.

Salon Twist, 14358 Burnhaven Drive Studio #14, Burnsville.

Sophisticated Styles at Sola Salons, 14358 Burnhaven Drive #21, Burnsville.

Casa Travel, 14589 Grand Ave., Burnsville.

Centro De Entrenamiento Ministerial, 14300 W. Burnsville Parkway, Burnsville.

Center for Ministerial Training, 14300 W. Burnsville Parkway, Burnsville.

Amana Transportation, 14262 Irving Ave. S. #180, Burnsville.

C.A. Davis Photography, 14645 Portland Ave. S. #310, Burnsville.

Unispace, 14311 Ewing Ave., Burnsville.

Unisan, 14311 Ewing Ave., Burnsville.

Y-W-I Connection’s, 15313 Greenhaven Lane #106, Burnsville.

Maya Jewelers, T20 Burnsville Center, Burnsville.

Everest Translation Services, 12961 Harriet Ave. S., Burnsville.

Bob’s Gourmet Brittle, 12808 Woodview Court, Burnsville.

Studio 33 Photography, 13521 Nicollet Lane, Burnsville.

ETA Engineering, 13521

Nicollet Lane, Burnsville.

Whiteout Snow Removal Services, 13315 Court Place, Burnsville.

HeART Path for Women, 13117 Penn Circle, Burnsville.

Checkerboard Strategic Web Development, 350 W. Burnsville Parkway #350, Burnsville.

Creative Homeschool Connection, 3400 Brookview Drive, Burnsville.

SuperCare House Cleaning Service Group, 1724 W. 140th St., Burnsville.

Global Bargain Center, 351 McAndrews Road W. #302, Burnsville.

Talented Solution, 351 McAndrews Road W. #302, Burnsville.

Lake Avenue, 2150 Cliff Road E. #324B, Burnsville.

Vac System Industries, 1800 E. Cliff Road #11, Burnsville.

The Special Needs Agency, 201 Travelers Trail W. #14, Burnsville.

Attitude Mobile Communications, 2222 117th St., Burnsville.

Myth V. Science, 5937 W. 136th Lane, Savage.

National Loan Audit Services, 9004 Carriage Hill Road, Savage.

Money Mailer South Metro, 14839 Oakborough Drive, Savage.

Assumed Names Any individual, corporation, limited partnership or limited liability company that conducts business in Minnesota under a name other than their full legal name, must file a Certificate of Assumed Name.

Tags for Wags, 5560 Euclid Way, Farmington.

Vanguard Protective Agency, 20310 Akin Court, Farmington.

Ziklag Books LLC, 16785 Firestone Way, Farmington.

Pinnacle Recognition, 5324 186th St. W., Farmington.

Global Annex Naturals, 5828 180th St. W., Farmington.

C L Distributors, 1914 14th St. W., Hastings.

RRA-Online, 12595 120th St. S., Hastings.

Sam’s Lawn Service, 1820 Steeple Lane, Hastings.

Flair Your Affair, 1199 Union Court, Hastings.

Ag Income Security, 15575 Upper 194th St. E., Hastings.

Purse Sparkle, 120 25th St. W., Hastings.

Pizazz Accessories and Gifts, 20700 Holyoke Ave., Lakeville.

Tax Preparation Associates, 17782 Keystone Ave., Lakeville.

Earl F. Andersen, 19784 Kenrick Ave., Lakeville.

Pain Free Posture MN, 17463 Grove Ave., Lakeville.

Clearspring Advisory Group, 17595 Kenwood Trail #270, Lakeville.

Clearspring Consulting, 17595 Kenwood Trail #270, Lakeville.

Clearspring Investment Group, 17595 Kenwood Trail #270, Lakeville.

Inspirations, 16881 Glenwood Ave., Lakeville.

Midwest 8 Ball Championship, 19167 Inndale Court, Lakeville.

Aqua Lifestyles Nail Salon & Spa, 20701 Gemini Trail, Lakeville.

Heel Hype, 17477 Goldenview Ave., Lakeville.

J Scott Performance & Promotions, 8855 230th St. E., Lakeville.

WetzEnt Consulting, 20599 Jupiter Path, Lakeville.

FBH Photography, 16132 Foliage Ave. W., Rosemount.

Windy Knoll Real Estate, 12322 Coffee Trail, Rosemount.

Hard Work Handyman Services, 130 10th Ave N., South St. Paul.

A Little Something Floral, 1513 Maywood Drive, South St. Paul.

The Irish Rose, 203 Marie Ave. E., West St. Paul.

Butwin Promotions and Embroidery, 1670 S. Robert St. #136, West St. Paul.

Spirit of Hope Catholic Community, 2035 Charlton Road, Sunfish Lake.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 30, 2010

9A

Burnsville begins commercial sign ordinance review The city of Burnsville is exploring several changes to its sign ordinance starting in January. The changes stem from recommendations made in the application process throughout the course of recent years.

The City Council has asked the Economic Development Commission to conduct the review, make recommendations and solicit input from businesses and residents.

Recommended

changes will be reviewed by the Planning Commission at a public hearing on March 28.

The Economic Development Commission will take public comments at its Feb. 9 meeting at 6:30 p.m. at City Hall. The city has also developed an informational portal at www.burnsville.org with an e-mail feedback form.

The website will have copies of the draft ordinance as it moves through the review

process, a timeline, and meeting videos.

Comments from the public are welcome and can be sent to the city via the website portal. The council will consider approval of the revised sign ordinance at its meeting on Tuesday, April 5.

For more information contact Jenni Faulkner, community development director, at (952) 895-4467, or visit the sign ordinance link at www. burnsville.org.

Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Web site: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce

Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m.

Judy Tschumper is the director of the Downtown Lakeville Business Association.

Positively Minnesota Marketing Partnership

Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Web site: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Web site: www.burnsville.org Eagan, Jon Hohenstein

Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337

Minnesota Department of Employment & Economic Development

Phone: (651) 675-5660

Phone: (952) 435-6000 Fax: (952) 435-6972

Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101

Web site: www.ci.eagan.mn.us

Web site: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Web site: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Web site: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Web site: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Web site: http://eaganmn.com

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County.

Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Web site: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, confidential, face-to-face assistance from successful business mentors.

Phone: (952) 890-7020

Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Web site: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Web site: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Web site: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Web site: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Web site: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Web site: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn

E-mail: southmetroscore@qwestoffice.com

Phone: 651-552-4140

Web site: www.score-southmetro.org

E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us

City Governments

E-mail: enjoyeagan@eaganmn.com

Role: Provide guidance through any real estate development process; may provide financial incentives

Downtown Lakeville Business Association

through tax increment financing, local loan funds or state or federal business finance programs.

Address: 8790 207th St. W., Suite 204, P.O. Box 371,

E-mail: jhohenstein@cityofeagan.com

Apple Valley, Bruce Nordquist

Web site: www.ci.west-saint-paul.mn.us

*Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1988 FAIR manufactured home, VIN# MY8863687 currently located at 7119 - 123RD St. West, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 14th day of January, 2011 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Cherrybhen Tengco Roque (10/09/1978) Tony Kounlabout (07/10/1971)) as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, Eight-Hundred, Sixty-Two Dollars and 75/100 ($3,862.75) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant.

Dated: December 13, 2010 Carol Williams, Agent Hometown Homes 2456228 12/23/10-1/6/11

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-7180 In the Matter of the Petition of: Federal Home Loan Mortgage Corporation, In Relation to Certificate of Title No. 85066 issued for land in the County of Dakota and State of Minnesota legally described as follows: Apartment No. C-15, together with 1.104% of undivided interest in the common areas and facilities, Regency Condominium Homes, a condominium.

TO: CORRINN A. DOBMEIER; WELLS FARGO BANK, N.A.; THE REGENCY HOMEOWNERS’ ASSOCIATION; and to parties, if any, in possession of said premises adverse to the Petitioner.

Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 23rd day of March, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 85066 and enter a new Certificate of Title for the land therein described in favor of Federal Home Loan Mortgage Corporation, subject to the memorials of Document Nos. Bk 204/DEEDS pg 565, 57294, 58871, 76911, 79015 and 240029 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 668270, and free also from the Memorial of this Order.

IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated.

DATED: 12/4/10

BY THE COURT: Patrice Sutherland Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order.

2462006 12/30/10-1/6/11

Notice of Public Sale: SS MINNESOTA, LLC, doing business as Simply Self Storage intends to enforce its lien on certain personal property belonging to the following, at the facility. The sale will take place (unless otherwise withdrawn) on Wednesday January 12 2011 on or after 10am at the Simply Self Storage location at 801 Ladybird Ln, Burnsville, MN 55337. Phone 952-890-4888.

This public sale will result in the goods being sold to the highest bidder.

Certain terms and conditions apply.

J. Hanson - # 602A Furniture, Swing, Exercise Equip R. Whight - # 611 Artwork, Furniture, Vacuum 2449787 12/23-12/30/10

PUBLIC NOTICE

NOTICE TO CREDITORS OF J & W LIQUIDATION, INC. Formerly J & W. Asphalt Construction, Inc. 1. J & W Liquidation, Inc., formerly J & W Asphalt Construction, In c., a Minnesota corporation, does hereby state that it is in the process of dissolving.

2. The corporation filed a Notice of Intent to Dissolve with the Minnesota Secretary of State on December 13, 2010.

3. The address of the Office to which written claims against the corporation must be presented is Mackall, Crounse & Moore, PLC, 901 Marquette Avenue, 1400 AT&T Tower, Minneapolis, Minnesota 55402.

4. The date by which all claims must be received shall be (90 days from the first publication date) March 16, 2011.

SPECIALITY INSULATION GROUP, INC. By /s/ Dennis E. Johnson, President 2450672 12/16/10-1/6/11

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-7179 In the Matter of the Petition of: Federal Home Loan Mortgage Corporation, In Relation to Certificate of Title No. 143578 issued for land in the County of Dakota and State of Minnesota legally described as follows: Unit No. 966103, CIC No. 481, Twin Pines Condominiums, a common interest community, located in the County of Dakota.

TO: ELIZABETH TRAVIS; TWIN PINES CONDOMINIUM ASSOCIATION, INC.; and to parties, if any, in possession of said premises adverse to the Petitioner.

Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 23rd day of March, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 143578 and enter a new Certificate of Title for the land therein described in favor of Federal Home Loan Mortgage Corporation, free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 659735, and free also from the Memorial of this Order.

IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated.

DATED: 12/2/10

BY THE COURT: Patrice Sutherland Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order.

2461960 12/30/10-1/6/11

CITY OF LAKEVILLE, DAKOTA COUNTY, MINNESOTA NOTICE OF HEARING ON IMPROVEMENT TO WHOM IT MAY CONCERN: NOTICE IS HEREBY GIVEN that the City Council of Lakeville will meet at 7:00 p.m. on Tuesday, January 18, 2011, at the City Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota, to consider the 2011 street improvement project within portions of Glenn, Four Star 1st, Floyd Bentson, Park Terrace 1st - 3rd, South Creek, Gilb Fitzpatrick, Overland, Lake Vale 1st - 2nd, Lidco, Lakeville Family Housing, McNearney and Playfield Additions; City Improvement Project 11-02, pursuant to Minn. Stat. 429.011 to 429.111.

The area proposed to be assessed for the improvements is as follows: The project will include property in that part of Sections 28 & 29 Township 114 Range 20, lying east of Interstate 35 within the City of Lakeville, Dakota County, Minnesota, and also being in subdivisions: Glenn, Four Star 1st, Floyd Bentson, Park Terrace 1st 3rd, South Creek, Gilb Fitzpatrick, Overland, Lake Vale 1st - 2nd, Lidco, Lakeville Family Housing, McNearney and Playfield.

The estimated cost of the improvement is $2,820,000. Such persons as desire to be heard with reference to the proposed improvement will be heard at this meeting.

DATED this 20th day of December 2010.

CITY OF LAKEVILLE BY: Charlene Friedges, City Clerk 2462293 12/30/10

PUBLIC NOTICE CITY OF LAKEVILLE ADVERTISEMENT FOR BIDS HVAC UPGRADES NOTICE IS HEREBY GIVEN that the City of Lakeville will receive sealed bids at City Hall, 20195 Holyoke Avenue, until 1:00 p.m. on January 26, 2011, at which time they will be publicly opened and read aloud for the replacement of VAV boxes throughout City Hall, replacement of temperature controls with new DDC controls and connecting the new controls to the existing Emergency Management System. The project includes several alternates.

There is a Mandatory pre-bid conference at Lakeville City Hall from 10:00 a.m. to 11:00 a.m. on Wednesday, January 12, 2011, for contractors to inspect the site and ask questions.

Bid documents (plans and specifications) may be obtained by contacting Cain Ouse Associates, Inc., 1310 East Highway 96 - Suite 116, White Bear Lake, MN 55110; 651-426-9549.

No bidder shall modify, withdraw or cancel a bid or any part thereof for 30 days after the time designated for the receipt of bids. The City of Lakeville reserves the right to reject any and all bids and to waive any defects, irregularities or information in any bid and to award the contract in the best interest of the City.

DATED this 30th day of December, 2010.

CITY OF LAKEVILLE Charlene Friedges, City Clerk 2463077 12/30/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR SUMMARY ASSIGNMENT OR DISTRIBUTION (EXEMPT ESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT COURT FILE NO: 19HA-PR-10-732 ESTATE OF KELLY M. RELLER, DECEDENT. Notice is given that a petition has been filed requesting that the Estate assets be summarily assigned and distributed without probate administration.

Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper, and if no objections or claims are filed or raised, the Court may issue a decree distributing or assigning the Estate’s assets.

It is Ordered and Notice is now given that the Petition will be heard on 1-24-2011, at 9:00 a.m., by this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033.

Notice is further given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Court Administrator within four months after the date of this notice or the claims will be barred.

Date: 12/22/10 RICHARD G. SPICER Judge Attorney for Petitioner Terrence A. Merritt Severson, Sheldon, Dougherty & Molenda, P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN 55124 (952) 953-8824 (phone) (952) 432-3780 (fax) 2462174 12/30/10-1/6/11

CITY OF LAKEVILLE ADVERTISEMENT FOR BIDS LIGHTING RETROFIT

NOTICE IS HEREBY GIVEN that the City of Lakeville will receive sealed bids at City Hall, 20195 Holyoke Avenue, until 1:00 p.m. on January 26, 2011, at which time they will be publicly opened and read aloud for the replacement of existing exterior lighting systems at the Central Maintenance Facility. The project includes several ad alternates.

There is a Mandatory pre-bid conference starting at the Central Maintenance Facility, 7570 - 179th St. W., from 11:00 a.m. to 12:00 noon on Wednesday, January 12, 2011, for contractors to inspect the sites and ask questions.

Bid documents (plans and specifications) may be obtained by contacting Cain Ouse Associates, Inc., 1310 East Highway 96 - Suite 116, White Bear Lake, MN 55110; 651-426-9549.

No bidder shall modify, withdraw or cancel a bid or any part thereof for 30 days after the time designated for the receipt of bids. The City of Lakeville reserves the right to reject any and all bids and to waive any defects, irregularities or information in any bid and to award the contract in the best interest of the City.

DATED this 30th day of December, 2010.

CITY OF LAKEVILLE Charlene Friedges, City Clerk 2463079 12/30/10

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (PETITION FOR TERMINATION OF PARENTAL RIGHTS PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-10-4072 In the Matter of the Welfare of T.M.P.C., Child.

TO: JOSEPH MARK JOHNSON, aka JOSEPH MARTIN JOHNSON MELISSA MARIE LOUCKS, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: pursuant to the terms of Minnesota Statutes Section 260C.301, subd.1(b), the parental rights of the biological father should be terminated as his conduct constitutes an abandonment of the above named child.

IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on JANUARY 26, 2011 at 8:30AM, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: JOSEPH MARK JOHNSON, aka JOSEPH MARTIN JOHNSON. IF YOU FAIL TO APPEAR THE COURT MAY CONDUCT THE HEARING IN YOUR ABSENCE AND THE HEARING MAY RESULT IN THE TERMINATION OF YOUR PARENTAL RIGHTS. Dated: December 7, 2010 Judge RICHARD SPICER 2452762 12/23/10-1/6/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: UNISPACE 2. State the address of the principal place of business: 14311 EWING AVENUE, BURNSVILLE, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

OFFICE LINK DESIGN, LLC, 5450 WEST 83RD STREET, LOS ANGELES, CA 90045 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 11/11/10 Ronald Markham, Partner 2462440 12/30/10-1/6/11P

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-716 Estate of Celester Birmingham, Decedent Notice is given that an application for informal probate of the Decedent’s Will dated November 1, 1985 (”Will”), has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Don L. Birmingham and Angela D. Roberts whose address is 2470 100th Av., Dresser, WI 54009 / 8109 Sierra Parkway, Brooklyn Pk, MN 55444 as Personal Representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as Personal Representative or may object to the appointment of the Personal Representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise orders, the Personal Representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 12/14/10 RICHARD G. SPICER Judge Attorney for Applicant Don Birmingham 2470 100th Ave. Dresser, WI 54009 Attorney License No: pro se 2457365 12/30/10-1/6/11P

PUBLIC NOTICE

ADVERTISEMENT FOR BIDS DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123 Notice is hereby given that sealed bids will be received by the Office of the Director of Housing Finance & Development, Dakota County CDA, Minnesota until 10:00 AM, Wednesday, January 26, 2011, at the office of Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123, at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the Unit Flooring Replacement at Winsor Plaza Senior Apartments located at 20827 Howland Ave., Lakeville, MN. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the Bidding Documents prepared by Dakota County CDA. Bids will be opened publicly and read aloud. A bid tabulation or other bid result will be furnished to the Bidders. Bids shall be addressed to: Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123.

A mandatory pre-bid walk-through is scheduled for Wednesday January 12, 2011 at 10:00 AM and is required of ALL bidders. Prospective bidders must meet at the front entrance to Winsor Plaza Bldg.-A no later than 10:00 AM. The pre-bid walk-through is mandatory and only those bidders who attend will have their bids considered at bid opening. Bidders must confirm of their intent to attend the walk-through by contacting the Project Coordinator, Bob Rosenthal at Dakota County CDA, 651-675-4483 no later than 3:00 PM Tuesday January 11, 2011. Failure of a bidder to attend the walk-thru immediately subjects his/her bid to disqualification.

Specifications and bid documents for this project may not be available until Wednesday January 12, 2011.

Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. Bids shall be directed to the Project Coordinator, securely sealed and endorsed upon the outside wrapper, with the Project Address and Bid Due Date.

The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin.

The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the CDA. 2463073 12/30/10-1/6/11

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19WS-FA-10-1826 Case Type: Domestic Abuse In the Matter of: HAILI PROKOP, Petitioner vs.

ALFREDO GUADALUPE GARCIA, Respondent To Respondent named above: An order has been issued directing you to appear at Dakota County District Court, 1 Mendota Rd W #140, West St Paul, MN on January 18, 2011 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted.

You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office.

If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter.

Failure to appear will not be a defense to prosecution for violation of the Court’s Order.

Date DECEMBER 21, 2010 CAROLYN M RENN Court Administrator LORI SCHNEPF Senior Court Clerk 2462407 12/30/10

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: CONTRACT ACTION Court File No. ________ Assigned Judge: _______ Associated Materials, LLC d/b/a Alside Supply, Plaintiff, vs.

Russel T. Rider d/b/a/ R. Rider Improvement, Defendant.

THIS SUMMONS IS DIRECTED TO Russel T. Rider d/b/a R. Rider Improvement: 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights.

You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons.

2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this Summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Eric G. Olsen, Esq. John A. Halpern & Associates 500 Plymouth Building 12 South Sixth Street Minneapolis, MN 55402-1510 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint.

In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer.

4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint.

5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case.

6. ALTERNATIVE DISPUTE RESOLUTION . The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute.

Dated: December 6, 2010 JOHN A. HALPERN & ASSOCIATES By: /s/ Eric G. Olsen #0289577 500 Plymouth Building 12 South Sixth Street Minneapolis, MN 55402-1510 Telephone: (612) 375-1980 Facsimile: (612) 342-2709 e-mail: jahalpern@aol.com ATTORNEYS FOR PLAINTIFF 2443902 12/16-12/30/10

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PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-730 ESTATE OF Larry Lee Weber, DECEDENT It is Ordered and Notice is given that on 1-24-11 at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Nicholas B. Schutz whose address is: Suite 561, 11 East Superior Street, Duluth, Minnesota 55802 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 12/21/10 Edward Lynch Judge (COURT SEAL) Attorney For Petitioner Catherine E. Baker Hanft Fride, A Professional Association 1000 U.S. Bank Place 130 West Superior Street Duluth, MN 55802-2094 (218)722-4766 Attorney Reg. No. 353875 2462354 12/30/10-1/6/11

PUBLIC NOTICE

ADVERTISEMENT FOR BIDS DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123 Notice is hereby given that sealed bids will be received by the Office of the Director of Housing Finance & Development, Dakota County CDA, Minnesota until 10:30 AM, Wednesday, January 26, 2011, at the office of Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123, at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the Unit Flooring & Common Area Carpeting Replacement at Main Street Manor Senior Apartments located at 8725- 209th Street, Lakeville, MN. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the Bidding Documents prepared by Dakota County CDA. Bids will be opened publicly and read aloud. A bid tabulation or other bid result will be furnished to the Bidders. Bids shall be addressed to: Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123.

A mandatory pre-bid walk-through is scheduled for Thursday, January 13, 2011 at 10:00 AM and is required of ALL bidders. Prospective bidders must meet at the front entrance to Main Street Manor no later than 10:00 AM. The pre-bid walk-through is mandatory and only those bidders who attend will have their bids considered at bid opening. Bidders must confirm of their intent to attend the walk-through by contacting the Project Coordinator, Bob Rosenthal at Dakota County CDA, 651-675-4483 no later than 3:00 PM Wednesday January 12, 2011. Failure of a bidder to attend the walk-thru immediately subjects his/her bid to disqualification.

Specifications and bid documents for this project may not be available until Thursday, January 13, 2011.

Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. Bids shall be directed to the Project Coordinator, securely sealed and endorsed upon the outside wrapper, with the Project Address and Bid Due Date.

The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin.

The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the CDA. 2463075 12/30/10-1/6/11

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: International Travel 2. State the address of the principal place of business: 511 E Travelers Trail, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Centrav, Inc., 511 E Travelers Trail, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 12.7.2010 Timothy Skoog, President 2462905 12/30/10-1/6/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Lakeville Shooting and Sports 2. State the address of the principal place of business: 10553 166th St. West, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

David L. Rima, 10553 166th St. West, Lakeville, Mn 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 9/13/2010 David L. Rima, Owner 2456287 12/23-12/30/100P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: UNISAN 2. State the address of the principal place of business: 14311 EWING AVENUE, BURNSVILLE, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Terence B. Markham, dba, Universal Sanitary Products, 5450 WEST 83RD STREET, LOS ANGELES, CA 90045 Ronald Markham dba, Universal Sanitary Products, 5450 WEST 83RD STREET, LOS ANGELES, CA 90045 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 11/11/10 Ronald Markham, Partner 2462451 12/30/10-1/6/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Dunhill 2. State the address of the principal place of business: 17725 Glasgow Ave, #231, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Jerilyn Beckman, 17725 Glasgow Ave, Lakeville, MN 55044 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: 12/01/10 Jerilyn Beckman 2453353 12/23-12/30/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Foster-My-Pet 2. State the address of the principal place of business: 333 3rd Ave. S., South St. Paul, MN 55075 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Daniela Hsiung, 333 3rd Ave. S., South St. Paul, MN 55075 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 02-12-10 Daniela Hsiung 2462458 12/30/10-1/6/11P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS. STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No.: 19HA-PR-10-722 In Re the Estate of: Vernon George M a r t i n , a / k / a V e r n o n G . M a r t i n, Decedent.

It is Ordered and Notice is given that on the 24th day of January, 2011, at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated March 12, 2005 (“Will”), and for the appointment of Gary Lee Martin, whose address is 3 Upton Avenue South, Minneapolis, Minnesota 55405, as personal representative of the Estate of the Decedent in an UNSUPERVISED administration.

Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 12/16, 2010 Mary J. Theisen Judge ATTORNEY FOR PETITIONER MacDonald Law Firm, LLC Michelle L. MacDonald, # 182370 1069 South Robert Street West St. Paul, MN 55118 Telephone: (651) 222-4400 Facsimile: (651) 222-1122 2466612 12/23-12/30/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: International Services 2. State the address of the principal place of business: 511 E Travelers Trail, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

AFC Travel, Inc., 511 E Travelers Trail, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 12.7.2010 Erik Skoog, President 2462952 12/30/10-1/6/11P

PUBLIC NOTICE

INVITATION TO BID Notice is hereby given that sealed bids will be received by the office of the Director of Property Management, Dakota County CDA, Minnesota until 2:30 PM on January 13, 2011 at the office of the Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, Mn. 55123 at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the: Fire Safety Inspection & Equipment Testing Services throughout Dakota County Bids shall be on the forms provided for that purpose and according to the Contract Documents prepared by the Dakota County CDA, 1228 Town Centre Drive, Eagan, Mn 55123. Bid forms and contract documents may be seen and obtained at the office of the Dakota County CDA, 1228 Town Centre Drive, Eagan, Mn 55123 (651) 675-4507.

Bids shall be directed to the Contract Services Manager, securely sealed and endorsed upon the outside wrapper, "Formal Bid Do Not Open" with the project address and bid due date.

The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement; Disadvantaged Business Enterprises (DME) will be afforded full opportunity to submit bids and/or proposals and will not be subjected to discrimination on the basis of race, color, sex age, religion or national origin.

If the Contract Price is $75,000 or more, Contractor shall at its own cost provide the CDA with performance bond pursuant to Minn. Stat. § 574.26 The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interests of the CDA. Juan Montoya Contract Services Manager Dakota County CDA Eagan, Minnesota (651)675-4507 2462418 12/30/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 18, 2005 MORTGAGORS:Luan V. Pham a/k/a Luam V. Pham and Linda Do Pham, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 25, 2005, Dakota County Recorder, Document No. 2325134.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 16, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013900795467277 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Irwin Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1600 Wexford Circle, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-83851-320-01 LEGAL DESCRIPTION OF PROPERTY:

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������ ������ ������� �������� ��� ���� ERTY: Lot 32, Block 1, Wexford 2nd Addition.

COUNTY IN WHICH PROPERTY IS MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME LOCATED:Dakota Minnesota Statutes, Chapter 333 ORIGINAL PRINCIPAL AMOUNT OF The filing of an assumed name does MORTGAGE:$297,000.00 AMOUNT DUE AND CLAIMED TO BE n o t p r o v i d e a u s e r w i t h e x c l u s i v e DUE AS OF DATE OF NOTICE, INCLUD- r i g h t s t o t h a t n a m e . T h e f i l i n g i s ING TAXES, IF ANY, PAID BY MORT- required for consumer protection in order to enable consumers to be able GAGEE:$316,362.37 That prior to the commencement of to identify the true owner of a busithis mortgage foreclosure proceeding ness.

1. State the exact assumed name Mortgagee/Assignee of Mortgagee complied with all notice requirements as under which the business is or will be conducted: Kingma Cleaning required by statute; That no action or 2. State the address of the principal proceeding has been instituted at law o r o t h e r w i s e t o r e c o v e r t h e d e b t place of business: 18430 Jasper Ct., secured by said mortgage, or any part Lakeville, MN 55044 3. List the name and complete street thereof; PURSUANT to the power of sale con- address of all persons conducting tained in said mortgage, the above business under the above Assumed described property will be sold by the Name, OR if an entity, provide the legal corporate, LLC, or Limited PartnerSheriff of said county as follows: DATE AND TIME OF SALE: January s h i p n a m e a n d r e g i s t e r e d o f f i c e address.

27, 2011 at 10:00 AM Zita Kinga Kingma, 18430 Jasper Ct., PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lakeville, MN 55044 4. I, the undersigned, certify that I Lobby #S-100, Hastings, MN to pay the debt then secured by said am signing this document as the perMortgage, and taxes, if any, on said son whose signature is required, or as premises, and the costs and disburse- agent of the person(s) whose signam e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ture would be required who has authoallowed by law subject to redemption rized me to sign this document on within six (6) months from the date of his/her behalf, or in both capacities. I said sale by the mortgagor(s), their further certify that I have completed all personal representatives or assigns required fields, and that the informaunless reduced to Five (5) weeks under tion in this document is true and correct and in compliance with the appliMN Stat. §580.07.

TIME AND DATE TO VACATE PROP- cable chapter of Minnesota Statutes. I E R T Y : I f t h e r e a l e s t a t e i s a n understand that by signing this docuowner-occupied, single-family dwell- ment I am subject to the penalties of ing, unless otherwise provided by law, perjury as set forth in Section 609.48 the date on or before which the mort- as if I had signed this document under gagor(s) must vacate the property if the oath.

Date: 12/14/10 mortgage is not reinstated under secZita Kinga Kingma, President tion 580.30 or the property is not 12/23-12/30/10P redeemed under section 580.23 is 2453788 11:59 p.m. on July 27, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTMINNESOTA SECRETARY OF STATE GAGE:None CERTIFICATE OF ASSUMED NAME "THE TIME ALLOWED BY LAW FOR Minnesota Statutes, Chapter 333 REDEMPTION BY THE MORTGAGOR, The filing of an assumed name does THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE n o t p r o v i d e a u s e r w i t h e x c l u s i v e REDUCED TO FIVE WEEKS IF A JUDI- r i g h t s t o t h a t n a m e . T h e f i l i n g i s CIAL ORDER IS ENTERED UNDER required for consumer protection in MINNESOTA STATUTES, SECTION order to enable consumers to be able 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G to identify the true owner of a busiOTHER THINGS, THAT THE MORT- ness.

1. State the exact assumed name GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF under which the business is or will be conducted: Fun Foods for Faith LESS THAN FIVE UNITS, ARE NOT 2. State the address of the principal PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E place o f business: 2 2 5 7 C l a r k C t , Eagan, MN 55122 ABANDONED." 3. List the name and complete street Dated: November 16, 2010. address of all persons conducting Chase Home Finance LLC under the above Assumed business Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Name, OR if an entity, provide the legal corporate, LLC, or Limited PartnerBy: Paul A. Weingarden Attorneys for Mortgagee/Assignee of s h i p n a m e a n d r e g i s t e r e d o f f i c e address.

Mortgagee Fun Foods Catering, LLC, 2257 Clark 4500 Park Glen Road #300 Ct, Eagan, MN 55122 Minneapolis, MN 55416 4. I, the undersigned, certify that I (952) 925-6888 am signing this document as the per30-9599 THIS IS A COMMUNICATION FROM son whose signature is required, or as agent of the person(s) whose signaA DEBT COLLECTOR. 2428012 11/25-12/30/10 ture would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the informaNOTICE OF INFORMAL PROBATE tion in this document is true and corOF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND rect and in compliance with the applicable chapter of Minnesota Statutes. I NOTICE TO CREDITORS understand that by signing this docuSTATE OF MINNESOTA ment I am subject to the penalties of COUNTY OF DAKOTA DISTRICT COURT perjury as set forth in Section 609.48 PROBATE DIVISION as if I had signed this document under FIRST JUDICIAL DISTRICT oath.

Date: 12-3-10 Court File No. 19HA-PR-10-745 Doris LaMott Hoel, President-Owner ESTATE OF Sharon M. Heinen, 2453777 12/23-12/30/10P DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated October 22, 1997, and codiNOTICE OF MORTGAGE cil to the will dated August 21, 2009, FORECLOSURE SALE and separate writing _____ under Minn.

THE RIGHT TO VERIFICATION Stat. 524.2-513 (“Will”), has been filed DEBT AND IDENTITY OF THE OF with the Registrar. The application has THE ORIGINAL CREDITOR WITHIN been granted.

Notice is also given that the Regis- THE TIME PROVIDED BY LAW IS trar has informally appointed Sue Ann NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Cairns whose address is: 1427 20th Avenue NE, Rochester, MN 55906 as default has occurred in conditions of personal representative of the Estate of the following described mortgage: DATE OF MORTGAGE: July 22, 2005 the Decedent. Any heir, devisee or MORTGAGOR: J o s e p h S m i t h , a other interested person may be entitled to appointment as personal single person.

MORTGAGEE: J P M o r g a n C h a s e representative or may object to the appointment of the personal represen- Bank, N.A. DATE AND PLACE OF RECORDING: tative. Unless objections are filed with the Court (pursuant to Minn. Stat. Recorded February 23, 2006, Dakota 524.3-607) and the Court otherwise C o u n t y R e c o r d e r , D o c u m e n t N o . orders, the personal representative has 2408097.

ASSIGNMENTS OF MORTGAGE: full power to administer the Estate including, after 30 days from the date Assigned to: Chase Home Finance LLC, of issuance of letters, the power to Dated: February 25, 2009, Recorded: sell, encumber, lease or distribute real M a r c h 6 , 2 0 0 9 , D o c u m e n t N o .

2641636. estate.

TRANSACTION AGENT: NONE Any objections to the probate of the TRANSACTION AGENT'S MORTwill or appointment of the Personal Representative must be filed with this GAGE IDENTIFICATION NUMBER ON Court and will be heard by the Court MORTGAGE: NONE LENDER OR BROKER AND MORTafter the filing of an appropriate petiGAGE ORIGINATOR STATED ON tion and proper notice of hearing.

MORTGAGE: JPMorgan Chase Bank, Notice is also given that (subject to Minn. 524.3-801) all creditors having N.A. RESIDENTIAL MORTGAGE SERclaims against the Estate are required to present the claims to the personal VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: representative or to the Court Administrator within four months after the 1145 Bidwell Street, Saint Paul, MN 55118 date of this Notice or the claims will be TAX PARCEL I.D. #: 427140305001 barred.

LEGAL DESCRIPTION OF PROPDated: 12/28/10 ERTY: RICHARD G. SPICER Lot 5, except the South 10 feet Judge thereof, Block 1, Spande's 4th AddiAttorney For Personal Representative tion.

John E. Trojack COUNTY IN WHICH PROPERTY IS John E. Trojack Law Office P.A. LOCATED: Dakota 1549 Livingston Avenue ORIGINAL PRINCIPAL AMOUNT OF Suite 101 MORTGAGE: $203,000.00 West St. Paul, MN 55118-3420 AMOUNT DUE AND CLAIMED TO BE (651) 451-9696

PUBLIC NOTICE

PUBLIC NOTICE

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PUBLIC NOTICE

110929 2463700

12/30/10-1/6/11

���������� �� ���� �����

��� �������� ��� ���� ������ ������ ������� ���������� ���� ��������� AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $239,394.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6370 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2429023 11/25-12/30/10

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (PETITION FOR TERMINATION OF PARENTAL RIGHTS PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-10-4174 In the Matter of the Welfare of D.D.G., Child.

TO: Daniel Coleman Social Worker, Christopher P’Simer, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: All rights of the parent(s) to the child should be terminated pursuant to Minnesota Statutes, Section: 260C.301, Subd. 1(b)(1), because the parent(s) have abandoned the child.

260C.301, Subd. 1(b)(2), because the parent(s) have substantially, continuously, or repeatedly refused or neglected to comply with the duties imposed upon the parents by the parent/child relationship, including but not limited to providing the child with necessary food, clothing, shelter, education, and other care and control necessary for the child’s physical, mental or emotional health and development, if the parents are physically and financially able, and either reasonable efforts by the social services agency have failed to correct the conditions that formed the basis of the petition or reasonable efforts would be futile and therefore unreasonable. 260C.301, Subd. 1(b)(7), because the child was born to a mother who was not married to the child’s father when the child was conceived nor when the child was born, the person is not entitled to notice of an adoption hearing under section 259.49 and the person has not registered with the father’s adoption registry under section 259.52.

If you fail to appear for this hearing the court may conduct the hearing in your absence and it may result in the termination of your parental rights.

IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on January 26, 2011 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Daniel Coleman.

Dated: December 15, 2010 Richard Spicer Judge 2456683 12/23/10-1/6/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Kumon of Apple Valley 2. State the address of the principal place of business: 7275, 147th Street W, Suite 103, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

LAHGRAM LLC, 15845, Dutton Lane, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 12/15/2010 Suchitra Sriram, President 2454655 12/23-12/30/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 08, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,544.00 MORTGAGOR(S): Michael J. Homiak and Pilar A Homiak, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 13, 2005 Dakota County Recorder Document Number: 2321626 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440002301882 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20075 Cabrilla Way, Farmington, MN 55024-1483 Tax Parcel ID Number: 12 24500 029 04 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 4, Empire River Preserve CIC No. 386, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $144,954.03 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 07, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 07, 2011, or the next business day if July 07, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 25, 2010

DATED: November 25, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018136F01 2426549 11/25-12/30/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: StayinAlive CPR 2. State the address of the principal place of business: 1848 Kathryn Circle, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Gayle Moroney, 1848 Kathryn Circle, Eagan, MN 55122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 10-7-10 Gayle Moroney Owner 2462471 12/30/10-1/6/11P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-731 Estate of Dorothy P. Rongitsch a/k/a Dorothy Rongitsch, Decedent Notice is given that an application for informal probate of the Decedent’s will dated 3/6/1990 and codicil to the will, dated 9/18/2003 (“Will”), has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Robert L. Rongitsch and Patricia Jette whose address is 7542 Silver Lake Road, Mounds View, MN 55112 and 7769 Hill Road, Woodbury, MN 55125, respectively as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 12/21/10 RICHARD G. SPICER Judge Attorney for Applicant Darlene M. Cobian Briggs and Morgan, P.A. 332 Minnesota Street, Suite #W2200 St. Paul, MN 55101 Attorney License No: 234795 Telephone: 651.808.6597 FAX: 651.808.6450 Email: dcobian@briggs.com 2462002 12/30/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 1, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,000.00 MORTGAGOR(S): Charles B Milne, a married person, Purchase Money Mortgage MORTGAGEE: Mortgage Electronic

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Maribella Mortgage, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100220710000113015 SERVICER: Ocwen Loan Servicing, LLC LENDER: Maribella Mortgage, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on March 14, 2006, as Document No. 2412467 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Dated: May 31, 2006 , and recorded October 22, 2010 by Document No. 2761078 .

LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Five (5), Whispering Oaks 1st addition, according to the recorded Plat thereof, Dakota County, Minnesota.

PROPERTY ADDRESS: 504 Pleasant Drive, Hastings, MN 55033 PROPERTY I.D: 19-83950-020-05 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Twenty-Three Thousand Six Hundred Ninety-Five and 73/100 ($123,695.73) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 11, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 25, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00580-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3821456 11/25/2010, 12/02/2010, 12/09/2010, 12/16/2010, 12/23/2010, 12/30/2010 2427813 11/25-12/30/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Chateau Lamothe Catering 2. State the address of the principal p l a c e o f b u s i n e s s : 2 2 5 7 Clark Ct, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Fun Foods Catering, LLC, 2257 Clark Ct, Eagan, MN 55122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 12-3-10 Doris LaMott Hoel, President-Owner 2453763 12/23-12/30/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Soul Expression 2. State the address of the principal place of business: 16345 Kenwood Trail, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Laura Adams, 16345 Kenwood Trail, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 12/8/2010 Laura Adams Owner 2452808 12/23-12/30/10P

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-737 In Re: Estate of Frances M. Polak, Deceased.

TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 24th day of January, 2011, at 9:00 a.m., a hearing will be held in the above named Court at the Dakota County Probate Court, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above-named decedent dated 9/16/2010, and for the appointment of Lisa A. Johnson, whose address is 20975 Iteri Avenue, Lakeville, MN 55044, as personal representative of the estate of the above named decedent in an unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred.

Date: 12/22/10 David Knutson Judge of District Court Frederick R. Kopplin Attorney at Law 5038 34th Avenue South Minneapolis, MN 55417 (612) 721-4488 I.D. #57563 2461919 12/30/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $282,000.00 MORTGAGOR(S): John Reese and Michelle Reese, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Maxim Mortgage Corporation, A Texas Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100392000612180145 SERVICER: Ocwen Loan Servicing, LLC LENDER: Maxim Mortgage Corporation, A Texas Corporation.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on January 23, 2007, as Document No. 2490512 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of

Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2007-ASAP2, Asset Backed Pass-Through Certificates Dated: March 13, 2007 , and recorded September 8, 2008 by Document No. 2611803 .

LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Carrollton Estates, Dakota County, MN PROPERTY ADDRESS: 7836 Upper 145th Court West, Apple Valley, MN 55124 PROPERTY I.D: 011630013001 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Twenty-Six Thousand Four Hundred Forty-Two and 11/100 ($226,442.11) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 11, 2011 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 25, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2007-ASAP2, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00585-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3821824 11/25/2010, 12/02/2010, 12/09/2010, 12/16/2010, 12/23/2010, 12/30/2010 2427857 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-728 In Re: Estate of ETHEL CLEO YOUNGSTROM, Decedent.

It is Ordered and Notice is given that on January 24, 2011 at 9:00 A.M., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, 55033 on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Sharon Kay Banks, whose address is 9972- 105th Place North, Maple Grove, Minnesota 55369, as personal representative of the decedent’s estate in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 12/21/10

BY THE COURT Edward Lynch Judge of District Court Guzman Law Firm, P.A. Lori L. Guzman, Esq. MN# 285808 14847 Energy Way Apple Valley, MN 55124 Telephone: (952) 432-0648 Fax: (952) 431-2491 2461670 12/30/10-1/6/11

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PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPONTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-707 Estate of Edward Charles Regal, Decedent.

Notice is given that an application for informal probate of the Decedent’s will dated October 20, 2007, has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Patricia A. Regal, whose address is 4372 Svensk Lane, Eagan, Minnesota 55123 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 12/13/10 Richard G. Spicer Judge Attorney for Applicant Troy M. Schrempp Schrempp Law Offices, Inc. 4660 Slater Road, Suite 250 Eagan, MN 55122 Attorney License No.: 289978 Telephone: 651-209-6363 FAX: 651-882-4997 2450013 12/23-12/30/10P

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE, AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF Dakota DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Court File No. 19HA-PR-10-727 ESTATE OF Brent Patrick Bystedt, DECEDENT Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted.

Notice is also given that the Registrar has informally appointed Jill Marie Bystedt whose address is 15821 Dupont Ave, Lakeville, MN 55044 as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 12/21/10 RICHARD G. SPICER Judge Attorney For Personal Representative Warren E. Peterson Peterson, Fram & Bergman, P.A. Suite 800 55 East Fifth Street St. Paul, MN 55101-1718 651-290-6901 86423 2462228 12/30/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,550.00

MORTGAGE: $134,550.00 MORTGAGOR(S): James R Schomaker, Vicki J Schomaker MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fidelity Mortgage, Inc TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100076600000348700 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fidelity Mortgage, Inc..

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on June 17, 2005, as Document No. 2331706 ASSIGNED TO: HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Asset-Backed Notes, Series 2005-2 Dated: June 30, 2005 , and recorded March 1, 2010 by Document No. 2716585 .

LEGAL DESCRIPTION OF PROPERTY: The Following Described Real Property Lying and Being located in Dakota County, Minnesota: Lot Six (6), Block Two (2), Donnay`s College Park, according to the Recorded Plat thereof on file and of record in the Office of the county Recorder, Dakota County, Minnesota.

PROPERTY ADDRESS: 7275 165th Street West, Rosemount, MN 55068 PROPERTY I.D: 22-21100-060-02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-One Thousand Three Hundred Forty-One and 63/100 ($141,341.63) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 11, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 25, 2010 HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Asset-Backed Notes, Series 2005-2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00048-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3820997 11/25/2010, 12/02/2010, 12/09/2010, 12/16/2010, 12/23/2010, 12/30/2010 2427796 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 1, 2007 MORTGAGORS: Justin L. Schreader and Jolene Schreader a/k/a Joleen Schreader, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 14, 2008, Dakota County Recorder, Document No. 2572207.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: October 27, 2009, Recorded: November 6, 2009, Document No. 2694802.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520048289427 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16099 Flagstaff Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-73400-160-01 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, Sunrise Village, CIC No. 586.

Dakota County

Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $278,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $325,177.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 12, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4953 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2428991 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Kristen Reppen,an unmarried woman and Travis Witt, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for DHI Mortgage Company Limited Partnership TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100020410000863253 SERVICER: Ocwen Loan Servicing, LLC LENDER: DHI Mortgage Company Limited Partnership.

DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on October 19, 2005, as Document No. 577152 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2, Asset Backed Pass-Through Certificates Dated: March 28, 2006 , and recorded November 5, 2010 by Document No. T670583.

LEGAL DESCRIPTION OF PROPERTY: Unit No. 18138, CIC No. 424, Crossroads Condominiums, Dakota County, Minnesota Being Registered land as is evidenced by Certificate of title No. 133980 PROPERTY ADDRESS: 17391 Gettysburg Way, Lakeville, MN 55044 PROPERTY I.D: 221860413818 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-Nine Thousand Six Hundred Forty and 00/100 ($149,640.00) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above

tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 11, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 25, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00524-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3821455 11/25/2010, 12/02/2010, 12/09/2010, 12/16/2010, 12/23/2010, 12/30/2010 2427834 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-723 In Re: Estate of Marihelen Miller, Decedent.

Notice is given that an Application for Informal Probate of Will and informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated July 9, 2009.

The Registrar accepted the application and appointed Donley D. Rowenhorst, whose address is 2967 Bellaire Avenue, Maplewood, Minnesota 55109 to serve as the personal representative of the decedent’s estate.

Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection.

Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 12/17/10 RICHARD G. SPICER Judge John F. Gerten (MN# 34356) GERTEN & VAN VALKENBURG, P.A. 303 East Little Canada Road Saint Paul Minnesota 55117 Telephone: (651) 484-7000 Facsimile: (651) 484-6174 ATTORNEY FOR PERSONAL REPRESENTATIVE 2456375 12/23-12/30/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $285,000.00 MORTGAGOR(S): Craig T Osborne and Amy M Osborne , husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Aegis Lending Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100055140027083332 SERVICER: Ocwen Loan Servicing, LLC LENDER: Aegis Lending Corporation.

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D A T E A N D P L A C E O F F I L I N G : debt secured by said mortgage, or any Dakota County Minnesota, Recorder , part thereof; that this is registered on October 9, 2006, as Document No. property; PURSUANT to the power of sale con2466912 ASSIGNED TO: Deutsche Bank t a i n e d i n s a i d m o r t g a g e , t h e National Trust Company, as Indenture above-described property will be sold Trustee for the registered Noteholders by the Sheriff of said county as folof Aegis Asset Backed Securities Trust lows: DATE AND TIME OF SALE: January 2006-1, Mortgage Backed Notes Dated: December 21, 2007 , and recorded 07, 2011 at 10:00 AM PLACE OF SALE: Dakota County January 24, 2008 by Document No. Law Enforcement Center, 1580 High2567915 .

L E G A L D E S C R I P T I O N O F P R O P - way 55, Lobby S-100, Hastings, MinneE R T Y : L o t 6 , B l o c k 4 , B e a c o n H i l l , sota to pay the debt secured by said mortDakota County, Minnesota.

PROPERTY ADDRESS: 4640 Kings- gage and taxes, if any, on said prebury Drive, Eagan, MN 55122 mises and the costs and disbursements, including attorney fees allowed PROPERTY I.D: 10-13500-060-04 COUNTY IN WHICH PROPERTY IS by law, subject to redemption within LOCATED: Dakota six (6) months from the date of said THE AMOUNT CLAIMED TO BE DUE sale by the mortgagor(s), their perON THE MORTGAGE ON THE DATE OF sonal representatives or assigns.

THE NOTICE: One Hundred If the Mortgage is not reinstated Ninety-Nine Thousand Six Hundred under Minn. Stat. §580.30 or the propTwenty and 32/100 ($199,620.32) erty is not redeemed under Minn. Stat.

THAT no action or proceeding has §580.23, the Mortgagor must vacate been instituted at law to recover the the property on or before 11:59 p.m. on debt secured by said mortgage, or any July 07, 2011, or the next business day part thereof; that there has been com- if July 07, 2011 falls on a Saturday, pliance with all pre-foreclosure notice Sunday or legal holiday. and acceleration requirements of said Mortgagor(s) released from financial mortgage, and/or applicable statutes; obligation: NONE PURSUANT, to the power of sale conTHIS COMMUNICATION IS FROM tained in said mortgage, the above A DEBT COLLECTOR ATTEMPTdescribed property will be sold by the ING TO COLLECT A DEBT. ANY Sheriff of said county as follows: INFORMATION OBTAINED WILL BE DATE AND TIME OF SALE: 10:00 AM USED FOR THAT PURPOSE. on January 11, 2011 THE RIGHT TO VERIFICATION OF PLACE OF SALE: Sheriff`s M a i n THE DEBT AND IDENTITY OF THE Office, Law Enforcement Center, 1580 ORIGINAL CREDITOR WITHIN THE Highway 55, Hastings MN 55033-2343 TIME PROVIDED BY LAW IS NOT to pay the debt then secured by said AFFECTED BY THIS ACTION. mortgage and taxes, if any actually THE TIME ALLOWED BY LAW FOR paid by the mortgagee, on the pre- REDEMPTION BY THE MORTGAGOR, mises and the costs and disburse- THE MORTGAGOR'S PERSONAL REPm e n t s a l l o w e d b y l a w . T h e t i m e RESENTATIVES OR ASSIGNS, MAY BE allowed by law for redemption by said REDUCED TO FIVE WEEKS IF A JUDImortgagor(s), their personal represen- CIAL ORDER IS ENTERED UNDER tatives or assigns is 6 months from the MINNESOTA STATUTES, SECTION date of sale.

582.032, DETERMINING, AMONG "THE TIME ALLOWED BY LAW FOR OTHER THINGS, THAT THE MORTREDEMPTION BY THE MORTGAGOR, GAGED PREMISES ARE IMPROVED THE MORTGAGOR`S PERSONAL REP- WITH A RESIDENTIAL DWELLING OF RESENTATIVES OR ASSIGNS, MAY BE LESS THAN FIVE UNITS, ARE NOT REDUCED TO FIVE WEEKS IF A JUDI- PROPERTY USED IN AGRICULTURAL CIAL ORDER IS ENTERED UNDER PRODUCTION, AND ARE ABANDONED. MINNESOTA STATUTES, SECTION DATED: November 25, 2010 582.032, DETERMINING, AMONG ASSIGNEE OF MORTGAGEE: OTHER THINGS, THAT THE MORTBAC HOME LOANS SERVICING, LP GAGED PREMISES ARE IMPROVED Wilford & Geske, P.A. WITH A RESIDENTIAL DWELLING OF Attorneys for Assignee of Mortgagee LESS THAN FIVE UNITS, ARE NOT Lawrence A. Wilford PROPERTY USED IN AGRICULTURAL James A. Geske P R O D U C T I O N , A N D A R E 8425 Seasons Parkway, Suite 105 ABANDONED." Woodbury, MN 55125-4393 Dated: November 25, 2010 (651) 209-3300 Deutsche Bank National Trust File Number: 018174F01 Company, as Indenture Trustee for 2425671 11/25-12/30/10 the registered Noteholders of Aegis Asset Backed Securities Trust 2006-1, Mortgage Backed Notes NOTICE OF MORTGAGE Randall S. Miller & Associates, PLLC FORECLOSURE SALE Attorneys for Assignee of THE RIGHT TO VERIFICATION Mortgage/Mortgagee OF THE DEBT AND IDENTITY OF One Financial Plaza, THE ORIGINAL CREDITOR WITHIN 120 South Sixth Street, Suite 1100 THE TIME PROVIDED BY LAW IS Minneapolis, MN 55402 NOT AFFECTED BY THIS ACTION. Phone: 612-573-3677 NOTICE IS HEREBY GIVEN, that Our File No. 10MN00592-1 THIS IS A COMMUNICATION FROM default has occurred in conditions of the following described mortgage: A DEBT COLLECTOR. DATE OF MORTGAGE:A u g u s t 2 5 , ASAP# 3821806 11/25/2010, 2003 12/02/2010, 12/09/2010, 12/16/2010, MORTGAGORS:Michael J. Werth and 12/23/2010, 12/30/2010 2427883 11/25-12/30/10 Marian J. Werth, both unmarried.

MORTGAGEE:Tradition Mortgage.

DATE AND PLACE OF RECORDING: Recorded November 20, 2003, Dakota County Recorder, Document NOTICE OF MORTGAGE FORECLOSURE SALE No. 2142775.

NOTICE IS HEREBY GIVEN that ASSIGNMENTS OF MORTGAGE: default has occurred in the conditions Assigned to: JPMorgan Chase Bank, of the following described mortgage: N.A. as successor by purchase by FDIC DATE OF MORTGAGE: February 17, as receiver for Washington Mutual 2006 Bank f/k/a Washington Mutual Bank, ORIGINAL PRINCIPAL AMOUNT OF FA, Dated: August 25, 2003, Recorded: MORTGAGE: $201,600.00 November 20, 2003, Document No. MORTGAGOR(S): Joyce LaFavre, a 2142776. single woman TRANSACTION AGENT: NONE MORTGAGEE: Mortgage Electronic TRANSACTION AGENT'S MORTRegistration Systems, Inc. GAGE IDENTIFICATION NUMBER ON DATE AND PLACE OF REGISTER- MORTGAGE: NONE ING: LENDER OR BROKER AND MORTRegistered: March 23, 2006 Dakota G A G E O R I G I N A T O R S T A T E D O N County Registrar of Titles MORTGAGE: Tradition Mortgage Document Number: 586919 RESIDENTIAL MORTGAGE SERASSIGNMENTS OF MORTGAGE: VICER: Chase Home Finance, LLC And assigned to: Bank of America, MORTGAGED PROPERTY ADDRESS: NA, successor by merger to Country- 454 13th Avenue North, South Saint wide Bank, FSB Paul, MN 55075 Dated: May 26, 2009 TAX PARCEL I.D. #: 367020901004 Registered: June 24, 2009 Dakota LEGAL DESCRIPTION OF PROPCounty Registrar of Titles ERTY: Document Number: T646212 Lots 5, 6, 7, 8, and 9, Block 8 and And assigned to: BAC HOME LOANS Lot 1, Block 4, South Park Division SERVICING, LP No. 10, Dakota County, Minnesota Dated: November 11, 2010 COUNTY IN WHICH PROPERTY IS And assigned to: BAC HOME LOANS LOCATED:Dakota SERVICING, LP ORIGINAL PRINCIPAL AMOUNT OF Dated: November 18, 2010 MORTGAGE:$150,000.00 Transaction Agent: Mortgage ElecAMOUNT DUE AND CLAIMED TO BE tronic Registration Systems, Inc. DUE AS OF DATE OF NOTICE, INCLUDTransaction Agent Mortgage Identifi- ING TAXES, IF ANY, PAID BY MORTcation Number: 1001337-0001226110-6 GAGEE:$145,601.71 Lender or Broker: Countrywide That prior to the commencement of Bank, N.A. this mortgage foreclosure proceeding Residential Mortgage Servicer: BAC Mortgagee/Assignee of Mortgagee comHome Loans Servicing, L.P. plied with all notice requirements as Mortgage Originator: Not Applicable required by statute; That no action or CERTIFICATE OF TITLE NUMBER: proceeding has been instituted at law 132125 or otherwise to recover the debt COUNTY IN WHICH PROPERTY IS secured by said mortgage, or any part LOCATED: Dakota thereof; Property Address: 3335 148th St W, PURSUANT to the power of sale conRosemount, MN 55068-4339 tained in said mortgage, the above T a x P a r c e l I D N u m b e r : described property will be sold by the 34-62856-080-01 Sheriff of said county as follows: LEGAL DESCRIPTION OF PROPDATE AND TIME OF SALE: January ERTY: Lot 8, Block 1; in Rahn's Sev- 28, 2011 at 10:00 AM enth Addition, according to the plat PLACE OF SALE:Sheriff's Office, Law thereof now on file and of record.

Enforcement Center, 1580 Hwy 55, AMOUNT DUE AND CLAIMED TO BE Lobby #S-100, Hastings, MN DUE AS OF DATE OF NOTICE: to pay the debt then secured by said $232,448.16 Mortgage, and taxes, if any, on said THAT all pre-foreclosure require- premises, and the costs and disbursements have been complied with; that m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s no action or proceeding has been instituted at law or otherwise to recover the ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������� This action REAL PROPERTY. TO ������ involves, affects, or brings into ���������� ���� ��������� ments, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3315 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2428077 11/25-12/30/10

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: 14 Other Civil Reformation/Quiet Title Court File No. 19HA-CV-10-7283 __________________________________ Margaret Carol Kuettel, Plaintiff, v.

Basic Builders, Inc., Nicole Marie Kuettel, James David Kuettel Jr., Donna Carol Parsons, the unknown heirs of James David Kuettel, deceased, and all other persons unknown claiming any right, title, estate, interest, or lien in the real estate described in the complaint herein.

Defendants. __________________________________ THIS SUMMONS IS DIRECTED TO THE ABOVE-NAMED DEFENDANTS: 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is on file in the office of the court administrator of the above-named court. Do not throw these papers away.

They are official papers that affect your rights.

2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which this Summons is last published. You must send a copy of your Answer to the person who signed this Summons located at: Kalli L. Ostlie BEISEL & DUNLEVY, P.A. 282 U.S. Trust Building 730 Second Avenue South Minneapolis, MN 55402 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint.

In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer.

4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 20 days of the last date of publication of this Summons, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint.

5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case.

6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute.

7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY. This action

question real property situated in the County of Dakota, legally described as: Lot 20, Block 6, Rolling Ridge.

The purpose of this action is to obtain an order as follows: reforming, nunc pro tunc, the limited warranty deed executed by Basic Builders, Inc., dated September 30, 1991 and recorded October 28, 1991 with the Dakota County Recorder as document number 1011346 to show the grantees as "James David Kuettel and Margaret C a r o l K u e t t e l , a s j o i n t t e n a n t s ."; determining that Margaret Carol Kuettel is the surviving joint tenant fee simple owner of real property legally described as: Lot 20, Block 6, Rolling Ridge, Dakota County, Minnesota; and declaring that none of the defendants, or anyone claiming through them, has any outstanding right, title, estate, interest, or lien in or upon the above-described land as a result of the error in deed document number 1011346.

557.03 NOTICE OF NO PERSONAL CLAIM Pursuant to Minn. Stat. § 557.03 you are hereby served with notice that no personal claim is made against you and that any defendant upon whom this notice is served who unreasonably defends this action shall pay full costs to the plaintiff.

Civil cases are subject to Alternative Dispute Resolution (ADR) processes as provided in Rule 114 of the Minnesota General Rules of Practice for District Courts. ADR includes mediation, arbitration, and other processes as set forth in the rules. You may contact the court administrator for more information about these processes and about resources available in your area.

Kalli L. Ostlie (#0329678) BEISEL & DUNLEVY, P.A. 282 U.S. Trust Building 730 Second Avenue South Minneapolis, MN 55402 (612) 436-0019 Attorneys for Plaintiff Margaret Carol Kuettel 2462304 12/30/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,300.00 MORTGAGOR(S): Lawrence J. Lesniak and Charmayne Y Lesniak, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 08, 2005 Dakota County Recorder Document Number: 2328422 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100026900050780716 Lender or Broker: Bell America Mortgage, LLC dba Bell Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20657 Hampshire Way, Lakeville, MN 55044-4666 Tax Parcel ID Number: 22 82052 090 02 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Village Creek 3rd Addition, Common Interest Community No. 327, according to the plat thereof on file or of record in the Office of the County Recorder, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,920.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 07, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 07, 2011, or the next business day if July 07, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 25, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018134F01 2426527 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 7 , 2002 MORTGAGORS: Sandra J. Squires and Ricky A. Squires, wife and husband.

MORTGAGEE: Hearthside Lending Corp.

DATE AND PLACE OF RECORDING: Recorded May 16, 2002, Dakota County Recorder, Document No. 1896782.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A. as successor by purchase by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Home Loans, Inc., Dated: January 7, 2002, Recorded: May 16, 2002, Document No. 1896783.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Hearthside Lending Corp.

RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1207 Ramsey Street, Hastings, MN 55033 TAX PARCEL I.D. #: 197730024102 LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 2, Tripp's Addition to Hastings COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $97,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $56,713.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 15, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 15, 2012.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3406 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462359 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 8 , 2005 MORTGAGORS: Paul A. Dunlop and Patricia J. Dunlop, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered December 6, 2005, Dakota County Registrar of Titles, Document No. 580559, Certificate of Title No. 134420.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2006-BNC 1, Dated: April 22, 2009, Recorded: April 28, 2009, Document No. T642747.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200002137948 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 228 Liberty Place, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-53450-050-11 LEGAL DESCRIPTION OF PROPERTY: Lot 5 in Block 11 of Oak Park Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $162,499.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4276 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2461873 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,350.00 MORTGAGOR(S): Michael Joseph Lenertz and Brienne Nicole Lenertz, husband and wife MORTGAGEE: Mortgage Electronic

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First NLC Financial Services, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100195910000569866 SERVICER: Ocwen Loan Servicing, LLC LENDER: First NLC Financial Services, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on May 13, 2005, as Document No. 2321792 ASSIGNED TO: Deutsche Bank National Trust Company, as trustee for Ixis Real Estate Capital Trust 2005-HE4 Mortgage Pass Through Certificates, Series 2005-HE4 Dated: April 20, 2010 , and recorded October 29, 2010 by Document No. 2762630.

LEGAL DESCRIPTION OF PROPERTY: Lot 19 except the South 20 feet thereof, and all of Lot 20, Block 4, South park division Number 8, Dakota County, Minnesota PROPERTY ADDRESS: 619 11th Avenue, South Saint Paul, MN 55075 PROPERTY I.D: 36-70207-200-04 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-Six Thousand Four Hundred One and 68/100 ($196,401.68) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 11, 2011 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 25, 2010 Deutsche Bank National Trus t Company, as trustee for Ixis Real Estate Capital Trust 2005-HE4 Mortgage Pass Through Certificates, Series 2005-HE4 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00591-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3821823 11/25/2010, 12/02/2010, 12/09/2010, 12/16/2010, 12/23/2010, 12/30/2010 2427896 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 6 , 2009 MORTGAGOR: Kevin Yang Xiong fka Yang Xiong, A Single Person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded February 6, 2009, Dakota County Recorder, Document No. 2635705.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: November 9, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000174263 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 407 12th Street North, Farmington, MN 55024 TAX PARCEL I.D. #: 142250213004 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 4, East Farmington Third Addition, according to the recorded plat thereof, in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,589.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD-

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $226,594.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 24, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5023 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435869 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 3 0 , 2004 MORTGAGORS: Neng Xiong and Ly Vang Xiong, husband and wife.

MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded July 27, 2004, Dakota County Recorder, Document No. 2230593.

ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: June 30, 2004, Recorded: July 27, 2004, Document No. 2230594.

And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: May 1, 2006, Recorded: May 8, 2006, Document No. 2426779. And thereafter assigned to: U.S. Bank, N.A., Dated: October 26, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 703 Williams Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 191750001037 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 37, Century South, according to the recorded plat thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $287,413.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $306,783.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

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Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 17, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1404 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2436011 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2007 MORTGAGOR: Victoria Simondet, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded May 30, 2007, Dakota County Recorder, Document No. 2520550.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 5, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278908267581 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 401 Burnsville Parkway East 105, Burnsville, MN 55337 TAX PARCEL I.D. #: 025200110500 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 105, Apartment Ownership No. 18, Windham Hills, a condominium located in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $92,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $91,862.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is

redeemed under section 580.23 is 11:59 p.m. on July 27, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1338 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435946 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 MORTGAGOR(S): Arnold L. Gerdes, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 11, 2006 Dakota County Recorder Document Number: 2453038 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC. Dated: October 25, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000263089 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3812 Willow Way, Eagan, MN 55122-1627 Tax Parcel ID Number: 10-14993-650-01 LEGAL DESCRIPTION OF PROPERTY: Lot 65, Block 1, Briar Hill 4th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $140,681.74 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2011, or the next business day if August 04, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 23, 2010 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017641F01 2452566 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 31, 2004 MORTGAGOR: A e m S o m , a s i n g l e person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered March 9, 2005, Dakota County Registrar of Titles, Document No. 560566, Certificate of Title No. 127503.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 14, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013900791180304 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Irwin Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4034 Beryl Road, Eagan, MN 55122 TAX PARCEL I.D. #: 101670408005 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 5, in Cedar Grove No. 5, according to the recorded plat thereof on file and of record in the office of the Register of Deeds in and for Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $155,011.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9896 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463423 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 11, 2008 MORTGAGOR: Milissa S. Whitehurst, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 22, 2008, Dakota County Recorder, Document No. 2573638.

2573638.

ASSIGNMENTS OF MORTGAGE: Assigned to: Citimortgage, Inc., Dated: October 29, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000131487 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1995 Highland Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 193285201004 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Highland Hills Third Addition, according to the recorded plat thereof and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $238,525.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $251,805.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 12, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4949 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2428959 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: MORTGAGORS:Justin A. Kepler and Joyce K. Luedke, both single.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered April 14, 2008, Dakota County Registrar of Titles, Document No. 626546, Certificate of Title No. 144598.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 16, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900031030033 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 21030 Chippendale Court, Farmington, MN 55024 TAX PARCEL I.D. #: 142110005100 LEGAL DESCRIPTION OF PROPERTY: Lot 3 and those parts of Lots 4 and 5 lying Easterly of a Straight Line

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������ ������� �������� ��� ���� County lying Easterly of a ������ Straight Line PLACE OF SALE: Dakota drawn from a point on the North Line Law Enforcement Center, 1580 Highof Said Lot 4 Distant 28 feet West of way 55, Lobby S-100, Hastings, Minnethe Northeast Corner of Said Lot 4 to sota the Southeast Corner of Said Lot 5, to pay the debt secured by said mortgage and taxes, if any, on said preAll in Dooley Add. COUNTY IN WHICH PROPERTY IS mises and the costs and disburseLOCATED:Dakota ments, including attorney fees allowed ORIGINAL PRINCIPAL AMOUNT OF by law, subject to redemption within MORTGAGE:$173,250.00 six (6) months from the date of said AMOUNT DUE AND CLAIMED TO BE sale by the mortgagor(s), their perDUE AS OF DATE OF NOTICE, INCLUD- sonal representatives or assigns.

ING TAXES, IF ANY, PAID BY MORTIf the Mortgage is not reinstated GAGEE:$185,340.27 under Minn. Stat. §580.30 or the propThat prior to the commencement of erty is not redeemed under Minn. Stat. this mortgage foreclosure proceeding §580.23, the Mortgagor must vacate Mortgagee/Assignee of Mortgagee com- the property on or before 11:59 p.m. on plied with all notice requirements as July 14, 2011, or the next business day required by statute; That no action or if July 14, 2011 falls on a Saturday, proceeding has been instituted at law Sunday or legal holiday. or otherwise to recover the debt Mortgagor(s) released from financial secured by said mortgage, or any part obligation: NONE thereof; THIS COMMUNICATION IS FROM PURSUANT to the power of sale con- A DEBT COLLECTOR ATTEMPTtained in said mortgage, the above ING TO COLLECT A DEBT. ANY described property will be sold by the INFORMATION OBTAINED WILL BE Sheriff of said county as follows: USED FOR THAT PURPOSE. DATE AND TIME OF SALE: January THE RIGHT TO VERIFICATION OF 25, 2011 at 10:00 AM THE DEBT AND IDENTITY OF THE PLACE OF SALE:Sheriff's Office, Law ORIGINAL CREDITOR WITHIN THE Enforcement Center, 1580 Hwy 55, T I M E P R O V I D E D B Y L A W I S N O T Lobby #S-100, Hastings, MN AFFECTED BY THIS ACTION. to pay the debt then secured by said THE TIME ALLOWED BY LAW FOR Mortgage, and taxes, if any, on said REDEMPTION BY THE MORTGAGOR, premises, and the costs and disburse- THE MORTGAGOR'S PERSONAL REPm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s RESENTATIVES OR ASSIGNS, MAY BE allowed by law subject to redemption REDUCED TO FIVE WEEKS IF A JUDIwithin six (6) months from the date of CIAL ORDER IS ENTERED UNDER said sale by the mortgagor(s), their MINNESOTA STATUTES, SECTION personal representatives or assigns 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G unless reduced to Five (5) weeks under OTHER THINGS, THAT THE MORTMN Stat. §580.07.

GAGED PREMISES ARE IMPROVED TIME AND DATE TO VACATE PROP- WITH A RESIDENTIAL DWELLING OF E R T Y : I f t h e r e a l e s t a t e i s a n LESS THAN FIVE UNITS, ARE NOT owner-occupied, single-family dwell- PROPERTY USED IN AGRICULTURAL ing, unless otherwise provided by law, PRODUCTION, AND ARE ABANDONED. the date on or before which the mortDATED: December 02, 2010 gagor(s) must vacate the property if the ASSIGNEE OF MORTGAGEE: THE mortgage is not reinstated under secBANK OF NEW YORK tion 580.30 or the property is not MELLON FKA THE BANK OF NEW redeemed under section 580.23 is YORK AS TRUSTEE FOR THE 11:59 p.m. on July 25, 2011.

CERTIFICATEHOLDERS CWALT, MORTGAGOR(S) RELEASED FROM INC. ALTERNATIVE LOAN TRUST FINANCIAL OBLIGATION ON MORT2005-82 MORTGAGE GAGE:None PASS-THROUGH CERTIFICATES, "THE TIME ALLOWED BY LAW FOR SERIES 2005-82 REDEMPTION BY THE MORTGAGOR, Wilford & Geske, P.A. THE MORTGAGOR'S PERSONAL REP- Attorneys for Assignee of Mortgagee RESENTATIVES OR ASSIGNS, MAY BE Lawrence A. Wilford REDUCED TO FIVE WEEKS IF A JUDI- James A. Geske CIAL ORDER IS ENTERED UNDER 8425 Seasons Parkway, Suite 105 MINNESOTA STATUTES, SECTION Woodbury, MN 55125-4393 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G (651) 209-3300 OTHER THINGS, THAT THE MORT- File Number: 017969F01 GAGED PREMISES ARE IMPROVED 2429077 12/2/10-1/6/11 WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL NOTICE OF MORTGAGE P R O D U C T I O N , A N D A R E FORECLOSURE SALE ABANDONED." THE RIGHT TO VERIFICATION Dated: November 16, 2010.

DEBT AND IDENTITY OF THE OF Chase Home Finance LLC THE ORIGINAL CREDITOR WITHIN Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. By: Paul A. Weingarden NOTICE IS HEREBY GIVEN, that Attorneys for Mortgagee/Assignee of default has occurred in conditions of Mortgagee the following described mortgage: 4500 Park Glen Road #300 DATE OF MORTGAGE: April 28, 2006 Minneapolis, MN 55416 MORTGAGOR: Jacqueline A. Harden, (952) 925-6888 a single person.

30-9660 MORTGAGEE: Mortgage Electronic THIS IS A COMMUNICATION FROM Registration Systems, Inc..

A DEBT COLLECTOR. DATE AND PLACE OF RECORDING: 2427961 11/25-12/30/10 Recorded June 5, 2006, Dakota County Recorder, Document No. 2435013.

ASSIGNMENTS OF MORTGAGE: NOTICE OF MORTGAGE Assigned to: THE BANK OF NEW YORK FORECLOSURE SALE MELLON F/K/A THE BANK OF NEW N O T I C E I S H E R E B Y G I V E N t h a t YORK AS TRUSTEE FOR THE CERdefault has occurred in the conditions T I F I C A T E H O L D E R S C W A B S , I N C . of the following described mortgage: ASSET-BACKED CERTIFICATES, DATE OF MORTGAGE: September SERIES 2006- 10, Dated: September 26, 2005 17, 2008, Recorded: October 9, 2008, ORIGINAL PRINCIPAL AMOUNT OF Document No. 2617177.

MORTGAGE: $178,600.00 TRANSACTION AGENT: Mortgage MORTGAGOR(S): Charles H. Hall and Electronic Registration Systems, Inc. Rebecca J. Hall, husband and wife TRANSACTION AGENT'S MORTMORTGAGEE: Mortgage Electronic GAGE IDENTIFICATION NUMBER ON Registration Systems, Inc. MORTGAGE: 100015700067301511 DATE AND PLACE OF RECORDING: LENDER OR BROKER AND MORTRecorded: October 25, 2005 Dakota G A G E O R I G I N A T O R S T A T E D O N County Recorder MORTGAGE: America's Wholesale Document Number: 2374353 Lender ASSIGNMENTS OF MORTGAGE: RESIDENTIAL MORTGAGE SERAnd assigned to: THE BANK OF NEW VICER: BAC Home Loans Servicing YORK MELLON FKA THE BANK OF L.P. NEW YORK AS TRUSTEE FOR THE MORTGAGED PROPERTY ADDRESS: CERTIFICATEHOLDERS CWALT, INC. 12916 Morgan Avenue South, BurnsALTERNATIVE LOAN TRUST 2005-82 ville, MN 55337 MORTGAGE PASS-THROUGH CERTAX PARCEL I.D. #: 021950115001 TIFICATES, SERIES 2005-82 LEGAL DESCRIPTION OF PROPDated: November 01, 2010 ERTY: Transaction Agent: Mortgage ElecLot 15, Block 1, Dakota Place 2nd tronic Registration Systems, Inc. Addition, CIC No. 527.

Transaction Agent Mortgage IdentifiCOUNTY IN WHICH PROPERTY IS cation Number: 1001337-0000894845-0 LOCATED: Dakota Lender or Broker: Countrywide ORIGINAL PRINCIPAL AMOUNT OF Bank, N.A. MORTGAGE: $135,120.00 Residential Mortgage Servicer: BAC AMOUNT DUE AND CLAIMED TO BE Home Loans Servicing, L.P. DUE AS OF DATE OF NOTICE, INCLUDMortgage Originator: Not Applicable ING TAXES, IF ANY, PAID BY MORTCOUNTY IN WHICH PROPERTY IS GAGEE: $184,353.07 LOCATED: Dakota That prior to the commencement of Property Address: 31 Pine Pl, Farm- this mortgage foreclosure proceeding ington, MN 55024-9685 Mortgagee/Assignee of Mortgagee comT a x P a r c e l I D N u m b e r : plied with all notice requirements as 14-30200-060-06 required by statute; That no action or L E G A L D E S C R I P T I O N O F P R O P - proceeding has been instituted at law ERTY: Lot 6, Block 6, Glenview Town- o r o t h e r w i s e t o r e c o v e r t h e d e b t h o m e s a n d C o m m e r c i a l , D a k o t a secured by said mortgage, or any part County, Minnesota. thereof; AMOUNT DUE AND CLAIMED TO BE PURSUANT to the power of sale conD U E A S O F D A T E O F N O T I C E : tained in said mortgage, the above $204,997.60 described property will be sold by the THAT all pre-foreclosure require- Sheriff of said county as follows: ments have been complied with; that DATE AND TIME OF SALE: January no action or proceeding has been insti- 28, 2011 at 10:00 AM tuted at law or otherwise to recover the PLACE OF SALE: S h e r i f f ' s O f f i c e , debt secured by said mortgage, or any Law Enforcement Center, 1580 Hwy part thereof; 55, Lobby #S-100, Hastings, MN PURSUANT to the power of sale con- to pay the debt then secured by said t a i n e d i n s a i d m o r t g a g e , t h e Mortgage, and taxes, if any, on said above-described property will be sold premises, and the costs and disburseby the Sheriff of said county as fol- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s lows: allowed by law subject to redemption DATE AND TIME OF SALE: January within six (6) months from the date of 14, 2011 at 10:00 AM PLACE OF SALE: Dakota County ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������ CIAL ORDER ������� IS ENTERED UNDER MINNESOTA STATUTES, SECTION ���������� ���� ��������� within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2010.

The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-174 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435767 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 6 , 2009 MORTGAGORS: Tommy J. Danyi and Amy E. Danyi, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 11, 2009, Dakota County Recorder, Document No. 2655834.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: November 9, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000086694 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Home Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18096 Ellice Lane, Farmington, MN 55024 TAX PARCEL I.D. #: 141950101006 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Dakota Estates 2nd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,905.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $211,409.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 19, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5010 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2436071 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 2 , 2006 MORTGAGORS: Joshua K. Garrahy and Anne M. Garrahy, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded October 20, 2006, Dakota County Recorder, Document No. 2469912.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 27, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000682415 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 18510 Duluth Street, Farmington, MN 55024 TAX PARCEL I.D. #: 146405006006 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 6, according to the recorded plat thereof and situate in Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $348,747.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $373,152.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1414 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463563 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 2 , 2004 MORTGAGORS: Joseph J Ciupik and Tamra L Ciupik, husband and wife.

MORTGAGEE: Mortgage Enterprises Inc..

DATE AND PLACE OF RECORDING: Registered February 24, 2004, Dakota County Registrar of Titles, Document No. 0530765, Certificate of Title No. 114377.

ASSIGNMENTS OF MORTGAGE: Assigned to: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co., Dated: February 2, 2004, Recorded: February 24, 2004, Document No. 0530766. And thereafter assigned to: Deutsche Bank Trust Company Americas as Trustee, Dated: March 9, 2004, Recorded: May 26, 2005, Document No. 566198.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Enterprises Inc. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 3380 East 76th Street, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-71152-080-07 LEGAL DESCRIPTION OF PROPERTY: Lot Eight in Block Seven of South Grove No. 3 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $190,603.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2010.

Deutsche Bank Trust Company Americas as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2977 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462370 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 3 , 2003 MORTGAGORS: Nicholas S. Papes, Jr. and Margaret A. Papes, FKA Marga-

Jr. and Margaret A. Papes, FKA Marga ret A Glunz, husband and wife.

MORTGAGEE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc..

DATE AND PLACE OF RECORDING: Recorded August 12, 2003, Dakota County Recorder, Document No. 2092973.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16237 East 190th Street, Hastings, MN 55033 TAX PARCEL I.D. #: 33-25700-070-02 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Fawn Oaks, According to the record plat thereof, in Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $115,523.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 22, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1349 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435821 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 7, 2006 MORTGAGOR: Kevin Alfson, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded October 24, 2006, Dakota County Recorder, Document No. 2470553.

ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, National Association for the ACE Securities Corp. Home Equity Loan Trust, Series 2006-NC3, Asset-Backed Pass-Through Certificates, Dated: February 18, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100488910097224553 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: New Century Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS:

MORTGAGED PROPERTY ADDRESS: 1803 River Wood Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 023742703002 LEGAL DESCRIPTION OF PROPERTY: Unit 30, CIC No. 185, Itokah Valley Townhomes, a Condominium, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $179,475.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2010.

HSBC Bank USA, N.A. as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-961 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435730 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 5, 2002 MORTGAGORS: Patrick J. Thompson and Lisa M. Thompson, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded November 18, 2002, Dakota County Recorder, Document No. 1960969.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: August 9, 2007, Recorded: August 16, 2007, Document No. 2537842.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900100457521 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15552 Float Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016340210650 LEGAL DESCRIPTION OF PROPERTY: unit No. 106, CIC No. 282, Regatta VillageHomes, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $94,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $97,614.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 19, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4974 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435836 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:N o v e m b e r 7 , 2005 MORTGAGORS:James P. McDonald and Beth K. Mclarnan, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered November 21, 2005, Dakota County Registrar of Titles, Document No. 579651, Certificate of Title No. 114351.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: April 3, 2006, Recorded: April 17, 2006, Document No. 588147.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520032225056 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4805 Eriks Boulevard, Eagan, MN 55122 TAX PARCEL I.D. #: 107820002005 LEGAL DESCRIPTION OF PROPERTY: Lot 2, in Block 5 in Twin View Manor, together with a non-exclusive easement for drive purposes over and across the South 14 feet of the East 80 feet of Lot 1, Block 5, Twin View Manor, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$228,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$291,713.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said

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Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 18, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-284 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2430502 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 27, 2006 MORTGAGOR: Marilynn Toti, a married person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 17, 2006, Dakota County Recorder, Document No. 2468967.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 28, 2010, Recorded: August 2, 2010, Document No. 2743835.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800903599930 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14519 Florissant Path, Apple Valley, MN 55124 TAX PARCEL I.D. #: 018361212020 LEGAL DESCRIPTION OF PROPERTY: Unit Number 2120, Common Interest Community Number 442, Midtown Place Condominium, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $224,513.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011.

MORTGAGOR(S) RELEASED FROM

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8755 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435910 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,000.00 MORTGAGOR(S): Darin R. Pederson and Laina D. Pederson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 21, 2004 Dakota County Recorder Document Number: 2217657 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: December 20, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000062371 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 643 14th Ave N, South Saint Paul, MN 55075-1631 Tax Parcel ID Number: 36-70207-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5 and the South 1/2 of Lot 4, Block 1, South Park Division No. 8, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $222,390.88 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 11, 2011, or the next business day if August 11, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 30, 2010 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009851F02 2462475 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 21, 2004 MORTGAGORS: Donald P Massie and Dianne M. Goodman, husband and wife.

MORTGAGEE: CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded February 23, 2005, Dakota County Recorder, Document No. 2298069.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14049 Essex Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 012765008001 LEGAL DESCRIPTION OF PROPERTY: Foxmore Ridge, Lot 8, Block 1 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $52,107.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $48,555.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 22, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 22, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 17, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5154 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463371 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 2 , 2001 MORTGAGORS: M a r j o r i e K . B a t e s and Michael F. Bates, wife and husband.

MORTGAGEE: River City Mortgage Corp..

DATE AND PLACE OF RECORDING: Recorded November 29, 2001, Dakota County Recorder, Document No. 1834764.

ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: October 12, 2001, Recorded: November 29, 2001, Document No. 1834765. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: May 1,

istration Systems, Inc, Dated: May 1, 2006, Recorded: May 9, 2006, Document No. 2427182. And thereafter assigned to: U.S. Bank, N.A., Dated: November 9, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: River City Mortgage Corp.

RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15738 Chasewood Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 346457520006 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 6, Rosemount Commons, CIC No 267, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,681.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $165,936.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1505 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435975 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,720.00 MORTGAGOR(S): Ken Denoma MORTGAGEE: First Franklin a Division of Nat. City Bank of IN DATE AND PLACE OF REGISTRATION: Registered with the Registrar of Titles in and for the County of Dakota, State of Minnesota, on the 6th day of September, 2005 as Document No. 573874 with Modification Agreement dated May 20, 2010, recorded October 7, 2010 as Document No. 668979 ASSIGNMENTS OF MORTGAGE: Assigned to Kondaur Capital Corporation, recorded May 1, 2009 as Document No. 643068; further assigned to Second Chance Finance Group, LLC, recorded May 1, 2009 as Document No. 643069 LEGAL DESCRIPTION OF PROPERTY: Lot Fourteen (14), Block Six (6 ) Dakota Hills REGISTERED PROPERTY PROPERTY ADDRESS: 1318 21st Street West, Hastings, MN 55033.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,297.46

���

������ ������ ������� �������� ��� ���� $126,800.00 MORTGAGE: GAGEE: $183,297.46 AMOUNT DUE AND CLAIMED TO BE THAT there has been compliance with all pre-foreclosure requirements; DUE AS OF DATE OF NOTICE, INCLUDthat no action or proceeding has been ING TAXES, IF ANY, PAID BY MORTi n s t i t u t e d a t l a w o r o t h e r w i s e t o GAGEE: $118,158.84 That prior to the commencement of recover the debt secured by said mortthis mortgage foreclosure proceeding gage, or any part thereof; THAT pursuant to the power of sale Mortgagee/Assignee of Mortgagee comc o n t a i n e d i n s a i d m o r t g a g e , t h e plied with all notice requirements as above-described property will be sold required by statute; That no action or by the Sheriff of Dakota County as fol- proceeding has been instituted at law lows: or otherwise to recover the debt DATE AND TIME OF SALE: January secured by said mortgage, or any part thereof; 21, 2011, at 10:00 a.m.

PURSUANT to the power of sale conPLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement tained in said mortgage, the above Center, 1580 Highway 55, Hastings, described property will be sold by the Minnesota to pay the debt secured by Sheriff of said county as follows: DATE AND TIME OF SALE: January said mortgage and taxes, if any, on said p r e m i s e s a n d t h e c o s t s a n d 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , disbursements, including attorneys' f e e s a l l o w e d b y l a w s u b j e c t t o Law Enforcement Center, 1580 Hwy redemption within six (6) months from 55, Lobby #S-100, Hastings, MN t h e d a t e o f s a i d s a l e b y t h e to pay the debt then secured by said mortgagor(s), their personal represen- Mortgage, and taxes, if any, on said premises, and the costs and disbursetatives or assigns.

The date on or before which the m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s mortgagor must vacate the property if allowed by law subject to redemption the mortgage is not reinstated under within six (6) months from the date of s e c t i o n 580.30 o r t h e p r o p e r t y said sale by the mortgagor(s), their redeemed under section 580.23 : July personal representatives or assigns 21, 2011 at 11:59 p.m. unless reduced to Five (5) weeks under THE TIME ALLOWED BY LAW FOR MN Stat. §580.07.

REDEMPTION BY THE MORTGAGOR, TIME AND DATE TO VACATE PROPTHE MORTGAGOR'S PERSONAL ERTY: If the real estate is an REPRESENTATIVES OR ASSIGNS, owner-occupied, single-family dwellMAY BE REDUCED TO FIVE WEEKS IF ing, unless otherwise provided by law, A J U D I C I A L O R D E R I S E N T E R E D the date on or before which the mortU N D E R M I N N E S O T A S T A T U T E S , gagor(s) must vacate the property if the SECTION 582.032 , DETERMINING, mortgage is not reinstated under secAMONG OTHER THINGS, THAT THE tion 580.30 or the property is not M O R T G A G E D P R E M I S E S A R E redeemed under section 580.23 is I M P R O V E D W I T H A R E S I D E N T I A L 11:59 p.m. on July 28, 2011.

MORTGAGOR(S) RELEASED FROM DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN FINANCIAL OBLIGATION ON MORTAGRICULTURAL PRODUCTION, AND GAGE: None ARE ABANDONED. "THE TIME ALLOWED BY LAW FOR Dated: November 23, 2010 REDEMPTION BY THE MORTGAGOR, Second Chance Finance Group, LLC THE MORTGAGOR'S PERSONAL REPAssignee of Mortgagee RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDIHOELSCHER LAW FIRM, PLLC By: _________________________________ CIAL ORDER IS ENTERED UNDER Brian G. Hoelscher #0238752 MINNESOTA STATUTES, SECTION Attorneys for Assignee of Mortgagee 582.032, DETERMINING, AMONG 13100 Wayzata Boulevard, Suite 100 OTHER THINGS, THAT THE MORTMinnetonka, MN 55305 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF THIS IS A COMMUNICATION FROM LESS THAN FIVE UNITS, ARE NOT A DEBT COLLECTOR. PROPERTY USED IN AGRICULTURAL FORECLOSURE DATA P R O D U C T I O N , A N D A R E Minn. Stat. Sec. 580.025 (1) the physical street address, city, ABANDONED." and zip code of the mortgaged Dated: November 15, 2010.

U.S. Bank, N. A. premises is 1318 21st Street West, Hastings, MN 55033; Mortgagee/Assignee of Mortgagee ( 2 ) t h e n a m e o f t h e t r a n s a c t i o n USSET, WEINGARDEN AND LIEBO, P.L.L.P. agent, residential mortgage servicer, By: Paul A. Weingarden and the lender or broker, as defined in Attorneys for Mortgagee/Assignee of section 58.02, if the person holding Mortgagee the mortgage is a transaction agent as 4500 Park Glen Road #300 defined in section 58.02, subdivision Minneapolis, MN 55416 30 are as follows: - not applicable; or (952) 925-6888 19-1358 the name of the residential mortgage servicer and the lender or broker, as THIS IS A COMMUNICATION FROM defined in section 58.02, if the person A DEBT COLLECTOR. 12/2/10-1/6/11 h o l d i n g t h e m o r t g a g e i s n o t a 2436045 transaction agent as defined in section 58.02, subdivision 30 are as follows: residential mortgage servicer - BSI NOTICE OF MORTGAGE Financial Services, Inc., lender or FORECLOSURE SALE broker - original lender First Franklin THE RIGHT TO VERIFICATION a Division of Nat. City Bank of IN, present holder Second Chance Finance OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN Group, LLC; ( 3 ) t h e t a x p a r c e l i d e n t i f i c a t i o n THE TIME PROVIDED BY LAW IS number of the mortgaged premises is: NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that 19-19500-140-06; (4) if stated on the mortgage, the default has occurred in conditions of the following described mortgage: transaction agent's mortgage DATE OF MORTGAGE:April 30, 2004 identification number is: - not MORTGAGOR:D a v i d A . R e u t e r , a applicable; (5) if stated on the mortgage, the single person.

MORTGAGEE:Mortgage Electronic name of the residential mortgage originator as defined in section 58.02 Registration Systems, Inc..

DATE AND PLACE OF RECORDING: is: First Franklin a Division of Nat. City Registered May 26, 2004, Dakota Bank of IN County Registrar of Titles, Document 2431107 12/2/10-1/6/11 No. 537989, Certificate of Title No. 131824.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 5, 2010.

NOTICE OF MORTGAGE Said Mortgage being Registered FORECLOSURE SALE THE RIGHT TO VERIFICATION Land.

TRANSACTION AGENT: Mortgage OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTTHE TIME PROVIDED BY LAW IS GAGE IDENTIFICATION NUMBER ON NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MORTGAGE: 100021278920258527 LENDER OR BROKER AND MORTdefault has occurred in conditions of the following described mortgage: GAGE ORIGINATOR STATED ON DATE OF MORTGAGE: April 16, 2004 MORTGAGE: U.S. Bank, N.A. MORTGAGOR: S u s a n B o h l k e n , a RESIDENTIAL MORTGAGE SERsingle person.

VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: MORTGAGEE: L a k e l a n d M o r t g a g e Corp..

5114 Hummingbird Lane, Farmington, DATE AND PLACE OF RECORDING: MN 55024 TAX PARCEL I.D. #: 148250116408 Recorded May 10, 2004, Dakota County LEGAL DESCRIPTION OF PROPRecorder, Document No. 2202921.

A S S I G N M E N T S O F M O R T G A G E : ERTY: Unit No. 164 Common Interest Assigned to: TCF Mortgage CorporaCommunity No. 323, a condominium, tion, Dated: April 16, 2004, Recorded: Vermillion Grove Condominiums, May 10, 2004, Document No. 2202922.

Dakota County, Minnesota.

And thereafter assigned to: Mortgage COUNTY IN WHICH PROPERTY IS Electronic Registration Systems, Inc, Dated: May 1, 2006, Recorded: May 5, LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF 2006, Document No. 2426248. And thereafter assigned to: U.S. Bank, N.A., MORTGAGE:$129,976.00 AMOUNT DUE AND CLAIMED TO BE Dated: October 14, 2010.

DUE AS OF DATE OF NOTICE, INCLUDTRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - ING TAXES, IF ANY, PAID BY MORTGAGE IDENTIFICATION NUMBER ON GAGEE:$122,246.66 That prior to the commencement of MORTGAGE: NONE LENDER OR BROKER AND MORT- this mortgage foreclosure proceeding G A G E O R I G I N A T O R S T A T E D O N Mortgagee/Assignee of Mortgagee complied with all notice requirements as MORTGAGE: Lakeland Mortgage Corp.

R E S I D E N T I A L M O R T G A G E S E R - required by statute; That no action or proceeding has been instituted at law VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part 469 Tiffany Drive, Hastings, MN 55033 thereof; TAX PARCEL I.D. #: 191640011001 PURSUANT to the power of sale conLEGAL DESCRIPTION OF PROPtained in said mortgage, the above ERTY: Lot 11, Block 1, Cari Park, accord- described property will be sold by the ing to the recorded plat thereof, and Sheriff of said county as follows: DATE AND TIME OF SALE: January situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS 21, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF ���������� �� ���� ����� MORTGAGE: $126,800.00

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������ ������� is not reinstated under sec mortgage tion 580.30 or the property is not ���������� ���� ��������� PLACE OF SALE:Sheriff s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1313 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2430580 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 18, 2008 MORTGAGOR:W i l l i a m D e w i n g , a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 7, 2008, Dakota County Recorder, Document No. 2616556.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: May 26, 2010, Recorded: June 9, 2010, Document No. 2734495.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000060681 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8050 Casper Way East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-51001-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Nelsons Merrimac Second Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$183,037.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$198,787.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under sec-

redeemed under section 580.23 is 11:59 p.m. on July 20, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 18, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3997 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2430556 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage: DATE OF MORTGAGE: May 11, 2007 MORTGAGORS: Titus Construction, Inc. MORTGAGEES: Wells Federal Bank FSB RECORDING INFORMATION: Recorded on May 11, 2007, as Document Number 610458, in the Office of the Registrar of Titles of Dakota County, Minnesota. There are no Assignments of the Mortgage.

TAX PARCEL ID NUMBER: 02-22551-101-05 LEGAL DESCRIPTION: Unit No. 101, CIC No. 558, Earley Lake Office Park, a common interest community, located in the County of Dakota; Pursuant to the Declaration and Bylaws Doc. No. 609876; Subject to the provisions, restrictions and easements contained in the Declaration (and Bylaws) and subject to the provisions of Minnesota Common Interest Ownership Act, Minnesota, Statutes Chapter 515B, and Acts Amendatory thereof. > Check here if all or part of the described property is Registered (Torrens) PROPERTY ADDRESS: 1713 Southcross Drive West, Suite B, Burnsville, MN 55306.

The person holding the Mortgage is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30.

The name of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, is Wells Federal Bank FSB. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn.

Stat. 58.02, is Wells Federal Bank FSB. The requisites of Minn. Stat. 580.02 have been satisfied. All pre-foreclosure requirements have been complied with.

No action or proceeding has been instituted at law or otherwise to recover the debt secured by the mortgage, or any part thereof.

The original principal amount secured by the Mortgage was $162,400.00.

At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $186,616.99.

Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota County, Minnesota, at public auction on January 24, 2011, 10:00 a.m. at Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN 55033 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law.

The time allowed by law for redemption by Mortgage or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. The real estate is not an owner-occupied single family dwelling.

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Date: December 7, 2010 Name of Mortgagee: Wells Federal Bank FSB Name and address of Attorney for Mortgagee: Richard K. Hocking, P.A. 10657 165th Street West, Lakeville, MN 55044 (952) 432-8129 Attorney ID No. 45639 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 24, 2011 at 10:00 AM has been postponed to January 31, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: December 14, 2010.

2451802 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 6, 2005 MORTGAGORS: Anthony S. Fitzgerald and Ginger L. Fitzgerald, husband and wife.

MORTGAGEE: Homeservices Lending, LLC DBA Edina Realty Mortgage.

DATE AND PLACE OF RECORDING: Registered July 14, 2005, Dakota County Registrar of Titles, Document No. 569527, Certificate of Title No. 136718.

ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc, Dated: July 12, 2005, Recorded: February 5, 2007, Document No. 605473. And thereafter assigned to: U.S. Bank, N.A., Dated: November 19, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homeservices Lending, LLC DBA Edina Realty Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 944 West 14th Street, Hastings, MN 55033 TAX PARCEL I.D. #: 195750012001 LEGAL DESCRIPTION OF PROPERTY: Lot Twelve (12) in Block One (1) in Pine Terrace, according to the map or plat COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $185,993.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1487 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462219 12/30/10-2/3/11

County Registrar of Titles, Document No. 499224, Certificate of Title No. 121378, also recorded with the County Recorder on October 3, 2002 as Document No. 1943200.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. Dated: August 9, 2002, Registered: May 13, 2003, as Document No. 499225, and also recorded with the County Recorder on October 3, 2002, as Document No. 1943201. And thereafter assigned to: AmTrust Bank, F/K/A Ohio Savings Bank, Dated: July 1, 2003, Registered: December 24, 2007 as Document No. 621794 and by instrument Recorded: January 29, 2009, as Document No. 2633648. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: July 1, 2003, Recorded: July 9, 2007, as Document No. 2529044, and by Instrument dated Effective July 1, 2003, Registered: July 27, 2009, as Document No. T647972.

And thereafter assigned to: Chase Home Finance LLC, Dated: July 9, 2009, Registered: July 27, 2009, as Document No. T647973, also recorded with the County Recorder on: July 27, 2009, as Document No. 2673775.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Tradition Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 18108 Jarl Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-63101-010-05 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 5, Raven Lake 2nd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $308,631.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 19, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-5838 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435795 12/2/10-1/6/11

PUBLIC NOTICE PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 9 , 2002 MORTGAGORS: D o n B a n h a m a n d Melissa Banham, husband and wife.

MORTGAGEE: Tradition Mortgage.

DATE AND PLACE OF RECORDING: Registered May 13, 2003, Dakota County Registrar of Titles, Document

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 5 , 2006 MORTGAGORS: Julie R. Kelliher and Marc J. Kelliher, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 27, 2006, Dakota

Recorded October 27, 2006, Dakota County Recorder, Document No. 2471638.

ASSIGNMENTS OF MORTGAGE: Assigned to: Freedom Mortgage Corporation, Dated: October 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000730-0081130023-5 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: LoanCare Servicing Center, Inc. MORTGAGED PROPERTY ADDRESS: 611 Maple Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142690003000 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), of Field Addition to the Village of Farmington, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,720.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $149,018.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2010.

Freedom Mortgage Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1977 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2436112 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 0 , 2007 MORTGAGORS: A d a m J . H e g l a n d and Lisa J. Hegland, husband and wife.

MORTGAGEE: Citibank, N.A. DATE AND PLACE OF RECORDING: Recorded June 10, 2010, Dakota County Recorder, Document No. 2734768.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citibank, N.A. RESIDENTIAL MORTGAGE SERVICER: Citi Home Equity MORTGAGED PROPERTY ADDRESS: 29455 Finch Court, Cannon Falls, MN 55009 TAX PARCEL I.D. #: 311750003001 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Country Aire Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $25,000.00

MORTGAGE: $25,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $25,563.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 18, 2010.

Citibank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-102 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2436082 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 11, 2005 MORTGAGOR: Renae M. Anderson, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: November 22, 2005 Dakota County Recorder Document #: 2383284 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT 2, BLOCK 3, SHANNON HILLS 2ND ADDITION, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 34-67426-020-03 PROPERTY ADDRESS: 14390 Cormorant Way, Rosemount, Minnesota 55068 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $252,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $259,938.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on

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by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is July 27, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: November 23, 2010 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2436750 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE DATE: December 7, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated December 20, 2005 executed by Stephen G. Ayers, as Chief Manager of Dawson Meadows, LLC ("Mortgagor"), to M&I Marshall & Ilsley Bank, ("Mortgagee"), and recorded on December 21, 2005, as Document Number 2390753, in the office of the County Recorder of Dakota County, Minnesota.

2. The Mortgage has been assigned as follows: N/A 3. The original principal amount secured by the Mortgage was: $3,528,000.00 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

6. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: One Million, Five-Hundred Ninety-Six Thousand, Six-Hundred Eighty-One Dollars and Eighty-One Cents ($1,596,681.81).

7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Exhibit A Legal Descriptions: Lots 2, 13 through 16, and 21 through 40, Block 3, and Lot 41, Block 3 (common area), Mystic Meadows 1st Addition, Dakota County, Minnesota Tax Parcel Identification Numbers: 14-51250-020-03 14-51250-130-03 14-51250-140-03 14-51250-150-03 14-51250-160-03 14-51250-210-03 14-51250-220-03 14-51250-230-03 14-51250-240-03 14-51250-250-03 14-51250-260-03 14-51250-270-03 14-51250-280-03 14-51250-290-03 14-51250-300-03 14-51250-310-03 14-51250-320-03 14-51250-330-03 14-51250-340-03 14-51250-350-03 14-51250-360-03 14-51250-370-03 14-51250-380-03 14-51250-390-03 14-51250-400-03 Check here if all or part of the described real property is Registered (Torrens) will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on January 11, 2011, 10:00 a.m., at 1580 Highway 55, Hastings, Minnesota 55033 8. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is 2 months after the date of sale.

EACH HOLDER OF A JUNIOR LIEN MAY REDEEM IN THE ORDER AND MANNER PROVIDED IN MINN. STAT. 582.32, SUBD. 9, BEGINNING AFTER THE EXPIRATION OF THE MORTGAGOR'S REDEMPTION

MORTGAGOR S REDEMPTION PERIOD UNDER MINN. STAT. 582.32.

Attorney for Mortgagee or Assignee of Mortgage Jessica B. Rivas (312897) Larkin, Hoffman, Daly & Lindgren, Ltd. 1500 Wells Fargo Plaza 7900 Xerxes Avenue South Bloomington, MN 55431 952-896-3207 2443740 12/9-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 9 , 2009 MORTGAGORS: William Brown and Jill Brown, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 30, 2009, Dakota County Recorder, Document No. 2634050.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: November 30, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000074500 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1925 Marie Avenue, South Saint Paul, MN 55075-1849 TAX PARCEL I.D. #: 36-67500-020-00 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Shannon's Replat COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,682.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $244,833.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 22, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5175 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463329 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 8 , 2005 MORTGAGORS: Amy E. Andrews and Gretchen M. Courteau, both single.

Gretchen M. Courteau, both single.

MORTGAGEE: Ameriquest Mortgage Company.

DATE AND PLACE OF RECORDING: Registered March 1, 2005, Dakota County Registrar of Titles, Document No. 559961, Certificate of Title No. 124217.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R3, under the Pooling and Servicing Agreement Dated April 1, 2005, Dated: February 11, 2009, Recorded: April 7, 2009, Document No. T641793.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ameriquest Mortgage Company RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 7024 Dawn Avenue, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 207116108004 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, in South Grove No. 12, According to the Recorded plat thereof on file and of record in the Office of the Register of Deeds, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $215,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $244,089.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 3, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 1, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3070 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2443534 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 21, 2004 MORTGAGOR:Katheryn A. Andresen, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 7, 2004, Dakota County Recorder, Document No. 2222984.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: March 23, 2010, Recorded: April 6, 2010, Document No. 2723128.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON

GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000140592 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1615 Clemson Drive Unit B, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-75865-460-02 LEGAL DESCRIPTION OF PROPERTY: Lot 46, Block 2, The Trails of Thomas Lake.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$194,364.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$179,341.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 24, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5033 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2439136 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: January 21, 2003 MORTGAGORS:Gene E. Kiecker, Jr. and Stacy M. Kiecker, Husband and Wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded March 10, 2003, Dakota County Recorder, Document No. 2012077.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 19, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500042944992 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Source, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 17385 Fontana Path, Farmington, MN 55024 TAX PARCEL I.D. #: 221830109004 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 4, Country Pond South 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$176,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$172,697.24 That prior to the commencement of

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������ ������� �������� ��� ���� their That prior������ to the commencement of said sale by the mortgagor(s), this mortgage foreclosure proceeding personal representatives or assigns Mortgagee/Assignee of Mortgagee com- unless reduced to Five (5) weeks under plied with all notice requirements as MN Stat. §580.07.

TIME AND DATE TO VACATE PROPrequired by statute; That no action or proceeding has been instituted at law E R T Y : I f t h e r e a l e s t a t e i s a n o r o t h e r w i s e t o r e c o v e r t h e d e b t owner-occupied, single-family dwellsecured by said mortgage, or any part ing, unless otherwise provided by law, thereof; the date on or before which the mortPURSUANT to the power of sale con- gagor(s) must vacate the property if the tained in said mortgage, the above mortgage is not reinstated under secdescribed property will be sold by the tion 580.30 or the property is not Sheriff of said county as follows: redeemed under section 580.23 is DATE AND TIME OF SALE: February 11:59 p.m. on August 11, 2011.

3, 2011 at 10:00 AM MORTGAGOR(S) RELEASED FROM PLACE OF SALE:Sheriff's Office, Law FINANCIAL OBLIGATION ON MORTEnforcement Center, 1580 Hwy 55, GAGE: None Lobby #S-100, Hastings, MN "THE TIME ALLOWED BY LAW FOR to pay the debt then secured by said REDEMPTION BY THE MORTGAGOR, Mortgage, and taxes, if any, on said THE MORTGAGOR'S PERSONAL REPpremises, and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDUCED TO FIVE WEEKS IF A JUDIallowed by law subject to redemption CIAL ORDER IS ENTERED UNDER within six (6) months from the date of MINNESOTA STATUTES, SECTION said sale by the mortgagor(s), their 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G personal representatives or assigns OTHER THINGS, THAT THE MORTunless reduced to Five (5) weeks under GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07.

TIME AND DATE TO VACATE PROP- LESS THAN FIVE UNITS, ARE NOT E R T Y : I f t h e r e a l e s t a t e i s a n PROPERTY USED IN AGRICULTURAL owner-occupied, single-family dwell- P R O D U C T I O N , A N D A R E ing, unless otherwise provided by law, ABANDONED." Dated: December 23, 2010. the date on or before which the mortChase Home Finance LLC gagor(s) must vacate the property if the Mortgagee/Assignee of Mortgagee mortgage is not reinstated under section 580.30 or the property is not USSET, WEINGARDEN AND LIEBO, P.L.L.P. redeemed under section 580.23 is Attorneys for Mortgagee/Assignee of Mortgagee 11:59 p.m. on August 3, 2011.

MORTGAGOR(S) RELEASED FROM 4500 Park Glen Road #300 FINANCIAL OBLIGATION ON MORT- Minneapolis, MN 55416 (952) 925-6888 GAGE:None 30-8936 "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM THE MORTGAGOR'S PERSONAL REP- A DEBT COLLECTOR. 12/30/10-2/3/11 RESENTATIVES OR ASSIGNS, MAY BE 2462803 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED THE RIGHT TO VERIFICATION OF WITH A RESIDENTIAL DWELLING OF THE DEBT AND IDENTITY OF THE LESS THAN FIVE UNITS, ARE NOT ORIGINAL CREDITOR WITHIN THE PROPERTY USED IN AGRICULTURAL TIME PROVIDED BY LAW IS NOT P R O D U C T I O N , A N D A R E AFFECTED BY THIS ACTION. Date: December 1, 2010 ABANDONED." NOTICE IS HEREBY GIVEN THAT: Dated: November 23, 2010.

1. Default has occurred in the conChase Home Finance LLC ditions of the following described Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. mortgage: DATE OF MORTGAGE: May 22, 2003 By: Paul A. Weingarden ORIGINAL PRINCIPAL AMOUNT OF Attorneys for Mortgagee/Assignee of MORTGAGE: $29,329.60 Mortgagee MORTGAGOR(S): Kurt Donaldson 4500 Park Glen Road #300 MORTGAGEE: Community Resource Minneapolis, MN 55416 Bank (952) 925-6888 DATE AND PLACE OF FILING: June 30-9741 THIS IS A COMMUNICATION FROM 19, 2003, Dakota County (Doc. No: 2066226) A DEBT COLLECTOR. ASSIGNMENTS OF MORTGAGE: 2439263 12/9/10-1/13/11 None LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Nordic Woods NOTICE OF MORTGAGE Fifth Addition, According to the FORECLOSURE SALE Recorded Plat Thereof and Situated in THE RIGHT TO VERIFICATION Dakota County, Minnesota OF THE DEBT AND IDENTITY OF COUNTY IN WHICH PROPERTY IS THE ORIGINAL CREDITOR WITHIN LOCATED: Dakota THE TIME PROVIDED BY LAW IS THE AMOUNT CLAIMED TO BE DUE NOT AFFECTED BY THIS ACTION. ON THE MORTGAGE ON THE DATE OF NOTICE IS HEREBY GIVEN, that THE NOTICE: $22,302.07 default has occurred in conditions of THAT no action or proceeding has the following described mortgage: been instituted at law to recover the DATE OF MORTGAGE: A u g u s t 1 7 , debt secured by said mortgage, or any 2007 part thereof; that there has been comMORTGAGORS: Larry V. Ramey and pliance with all pre-foreclosure notice Lori D. Ramey, Husband and Wife. and acceleration requirements of said MORTGAGEE: Mortgage Electronic mortgage, and/or applicable statutes; Registration Systems, Inc..

PURSUANT to the power of sale conDATE AND PLACE OF RECORDING: tained in said mortgage, the above Recorded August 29, 2007, Dakota described property will be sold by the C o u n t y R e c o r d e r , D o c u m e n t N o . Sheriff of Dakota County as follows: 2540752.

DATE AND TIME OF SALE: A S S I G N M E N T S O F M O R T G A G E : January 26, 2011 (10:00 a.m.)

Assigned to: Chase Home Finance, S A L E : O F P L A C E LLC, Dated: August 27, 2010, Dakota County Sheriff’s Office Recorded: September 8, 2010, Docu- 1580 Highway, 55 Hastings, MN 55033 ment No. 2751142. to pay the debt then secured by said TRANSACTION AGENT: Mortgage mortgage and taxes, if any actually Electronic Registration Systems, Inc. paid by the mortgagee, on the preT R A N S A C T I O N A G E N T ' S M O R T - mises and the costs and disburseGAGE IDENTIFICATION NUMBER ON m e n t s a l l o w e d b y l a w . T h e t i m e MORTGAGE: 100162500044076264 allowed by law for redemption by said LENDER OR BROKER AND MORT- mortgagors, their personal representaG A G E O R I G I N A T O R S T A T E D O N tives or assigns in six (6) months from MORTGAGE: Sterling State Bank the date of sale.

RESIDENTIAL MORTGAGE SERTHE TIME ALLOWED BY LAW FOR VICER: Chase Home Finance LLC R E D E M P T I O N B Y T H E MORTGAGED PROPERTY ADDRESS: M O R T G A G O R ( S ) , T H E 4610 Kingsbury Drive, Eagan, MN MORTGAGOR(S)’ PERSONAL PRERE55122 SENTATIVES OR ASSIGNS MAY BE TAX PARCEL I.D. #: 101350001004 REDUCED TO FIVE WEEKS IF A JUDILEGAL DESCRIPTION OF PROP- CIAL ORDER IS ENTERED UNDER ERTY: MINNESOTA STATUTES, SECTION LOT 1, BLOCK 4, BEACON HILL, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G DAKOTA COUNTY, MINNESOTA OTHER THINGS, THAT THE MORTCOUNTY IN WHICH PROPERTY IS GAGED PREMISES ARE IMPROVED LOCATED: Dakota WITH A RESIDENTIAL DWELLING OF ORIGINAL PRINCIPAL AMOUNT OF LESS THAN FIVE UNITS, ARE NOT MORTGAGE: $254,400.00 PROPERTY USED IN AGRICULTURAL AMOUNT DUE AND CLAIMED TO BE PRODUCTION, AND ARE ABANDONED. DUE AS OF DATE OF NOTICE, INCLUD- GECK, DUEA & OLSON, PLLC ING TAXES, IF ANY, PAID BY MORT- By: /e/Mark Duea ________ GAGEE: $255,375.72 Mark E. Duea, That prior to the commencement of Atty. ID No: 027351X this mortgage foreclosure proceeding Cove Place Professional Building Mortgagee/Assignee of Mortgagee com- 4770 White Bear Parkway, Suite 100 plied with all notice requirements as White Bear Lake, MN 55110 required by statute; That no action or Telephone: 651-426-3249 proceeding has been instituted at law NOTICE OF MORTGAGE or otherwise to recover the debt FORECLOSURE SALE secured by said mortgage, or any part FORECLOSURE DATA thereof; (1) Street Address, city and zip code PURSUANT to the power of sale con- of mortgaged premises: 12805 Floral tained in said mortgage, the above Avenue, Apple Valley, MN 55124 described property will be sold by the (2) Transaction agent; residential Sheriff of said county as follows: mortgage servicer and lender or broDATE AND TIME OF SALE: February ker: NA 11, 2011 at 10:00 AM (3) Tax parcel identification numPLACE OF SALE: S h e r i f f ' s O f f i c e , ber: 01-52004-180-02 Law Enforcement Center, 1580 Hwy (4) Transaction Agent’s mortgage ID 55, Lobby #S-100, Hastings, MN number (MERS number): NA to pay the debt then secured by said (5) Name or mortgage originator: Mortgage, and taxes, if any, on said Community Resource Bank premises, and the costs and disburse- 2439485 12/9-1/13/11 ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������MORTGAGED ������ ������� PROPERTY ADDRESS: 231 Warburton Street West, South ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 14, 1987 MORTGAGOR: John M. Parranto, a single person.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase

by FDIC as receiver for Washington Mutual Bank as successor by merger to Home Savings of America, F.A..

DATE AND PLACE OF RECORDING: Registered January 5, 1988, Dakota County Registrar of Titles, Document No. 197073, Certificate of Title No. 109791 ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being upon Registered Land TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Home Savings of America, F.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4797 Richard Lane, Eagan, MN 55122 TAX PARCEL I.D. #: 103297527001 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-seven (27), Block One (1), in Hillcrest Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $101,249.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None Dated: December 13, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3382 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462385 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 21, 2008 MORTGAGOR: Michael J. White, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded April 28, 2008, Dakota County Recorder, Document No. 2587376.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: November 10, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100143500801110276 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS:

Saint Paul, MN 55075 TAX PARCEL I.D. #: 366582008004 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, South St. Paul Syndicate Park, Dakota Co., Minn., according to the recorded plat thereof, and situate in Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $133,501.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 2, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5051 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2443373 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 4 , 2004 MORTGAGORS: Clark C. McKenney and Lisa D. Mckenney, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 22, 2004, Dakota County Recorder, Document No. 2197227.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: November 10, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073981126279588 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bremer Bank, National Association RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17178 Hamilton Drive, Lakeville, MN 55044 TAX PARCEL I.D. #: 221715011002 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, Cherrywood Heights, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $199,718.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4. 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 1, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5060 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2442171 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 17, 2009 MORTGAGORS: Y e n g T h a o a n d Annie Vue, Both Single persons.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded April 28, 2009, Dakota County Recorder, Document No. 2652849.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: November 9, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000091009 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 5264 186th Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 145865004005 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 5, Prairie Creek First Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,328.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $238,302.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the

gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 29, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5008 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2443447 12/9/10-1/13/11

PUBLIC NOTICE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 11/13/2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $440,500.00 MORTGAGOR: Jared D. Weniger and Meghan M. Weniger MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF FILING: 12/13/2007 as Document Number 2561178 in the Office of the Recorder, Dakota County, Minnesota LEGAL DESCRIPTION OF PROPERTY: Lot 35, Block 3, Cobblestone Lake 3rd Addition, Common Interest Community Number 357, Cobblestone Lake, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 15678 Duck Pond Way, Apple Valley, MN 55124 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota TAX PARCEL I.D. NO.: 011805235003 LENDER: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Consumer Finance TRANSACTION AGENT: None RESIDENTIAL MORTGAGE ORIGINATOR: U.S. Bank National Association ND THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $461,795.14 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all preforeclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 02/04/2011 at 10:00 AM PLACE OF SALE: Dakota County Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursement allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on 08/02/2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/14/2010 U.S. Bank National Association ND Mortgagee; Dunakey & Klatt, P.C.,

By Brian Sayer Attorney for Mortgagee, 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701.

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451578 12/16/10-1/20/11P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 06, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00

MORTGAGE: $196,000.00 MORTGAGOR(S): Gregory D. M. Carlson, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 26, 2005 Dakota County Recorder Document Number: 2374536 ASSIGNMENTS OF MORTGAGE: And assigned to: Colonial Savings, F.A. Dated: December 02, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100029006380483117 Lender or Broker: Colonial Savings, F.A. Residential Mortgage Servicer: Colonial Savings Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13025 Eveleth Ave, Apple Valley, MN 55124-5224 Tax Parcel ID Number: 01-31008-160-07 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16), Block Seven (7), Greenleaf Ninth Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $187,622.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 21, 2011, or the next business day if July 21, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 09, 2010 ASSIGNEE OF MORTGAGEE: Colonial Savings, F.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018244F01 2442314 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 17, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $115,500.00 MORTGAGOR(S): Brian Fleming and Stacy A Fleming, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 26, 2007 Dakota County Recorder Document Number: 2552941 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: November 04, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0002577102-6 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4110 Rahn Rd Apt 306, Eagan, MN 55122-2141 Tax Parcel ID Number: 10-22470-306-02 LEGAL DESCRIPTION OF PROPERTY: Unit No A306 CIC No 468 Eagan Garden Dakota County Minnesota AMOUNT DUE AND CLAIMED TO BE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $132,604.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 21, 2011, or the next business day if July 21, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 09, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007750F03 2438938 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 30, 2008 MORTGAGOR:Germaine L. Mattison, A Single Person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded June 5, 2008, Dakota County Recorder, Document No. 2594725.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 19, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100229801000240972 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prestige Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 17623 Hyde Park Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 228850401001 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Zweber Farm Fifth, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$381,825.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$397,852.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees

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ments, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 22, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9727 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2439282 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 06, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $113,712.00 MORTGAGOR(S): Cory J. Wagner, an unmarried man and Ashley M. Johnson, an unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: December 30, 2003 Dakota County Recorder Document Number: 2157846 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 424 Frederick Cir, Hastings, MN 55033-2635 Tax Parcel ID Number: 19-17500-606-50 LEGAL DESCRIPTION OF PROPERTY: Unit Number 606, Hastings Century South, CIC # 336, Dakota County, MN. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $128,508.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 21, 2011, or the next business day if July 21, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 09, 2010 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018396F01 2441258 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 7 , 2006 MORTGAGORS: F r a n k J . D i f r o n z o and Sandra M. Difronzo, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 16, 2007, Dakota County Recorder, Document No. 2503020. Also Registered November 29, 2010, Dakota County Registrar of Titles, Document No. T671665, Certificate of Title No. 52283.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: December 13, 2010.

Said Mortgage being Partially Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100010402043993801 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: SunTrust Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 3676 Conroy Court, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 205365202021 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 21, The Oaks Third Addition, according to the recorded plat COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $134,706.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 15, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 15, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9562 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2457117 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 9 , 2003 MORTGAGOR: Craig J. Anderson, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered November 6, 2003, Dakota County Registrar of Titles, Document No. 520715, Certificate of Title No. 134917, as corrected by Corrective Mortgage recorded January 13, 2005 as Document No. 556629.

ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: September 24, 2009, Recorded: October 5, 2009, Document No. T651858.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061903241000065 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 8317 Delaney Drive, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-18102-034-05 LEGAL DESCRIPTION OF PROPERTY: Unit 34, CIC No. 351, a condominium, Cobblestone Oaks III Condominium, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,760.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $121,760.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010.

Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-854 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2461889 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 5 , 2008 MORTGAGORS: Jessica L. Wuebker and Andrew H. Greenleaf, Both Single persons.

MORTGAGEE: Mortgage Electronic

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded April 8, 2008, Dakota County Recorder, Document No. 2583204.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: November 9, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000140660 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15428 Frost Path, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014480030506 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1305, Common Interest Community No. 377, Legacy Square Condominiums, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,501.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $162,185.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28,2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 29, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5018 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2443465 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: December 9, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage described as follows: Date of Mortgage: July 31, 2003 Mortgagor: Gayle E. Drewry Mortgagee: M&I Bank FSB, a Federal savings bank Date Recorded: September 19, 2003 Document No.: 2112583 Where Recorded: County Recorder of Dakota County, Minnesota Mortgage ID No.: 726-0002731784040854 2. The original principal amount secured by the Mortgage was: $189,000.00.

3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof, and no Mortgagor has been released from liability on the Mortgage.

4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

5. At the date of this notice, th e amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $175,076.59.

6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows:

���

������ ������ ������� �������� ��� 1580 ����Hwy 55, follows: Enforcement Center, Legal Description: COMMENCING AT Lobby #S-100, Hastings, MN A POINT ON THE SOUTH LINE OF to pay the debt then secured by said THE NORTHWEST 1/4 OF SECTION Mortgage, and taxes, if any, on said 9, TOWNSHIP 27 NORTH, RANGE 23 premises, and the costs and disburseWEST, SAID POINT BEING 282 FEET m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s EAST OF THE SOUTHWEST COR- allowed by law subject to redemption N E R O F S A I D N O R T H W E S T 1 / 4 ; within six (6) months from the date of THENCE NORTH 22 DEGREES 53 said sale by the mortgagor(s), their MINUTES EAST 244.5 FEET ALONG personal representatives or assigns THE EAST LINE OF STATE TRUNK unless reduced to Five (5) weeks under HIGHWAY #13, THENCE EAST 241.7 MN Stat. §580.07.

FEET, THENCE SOUTH 22 DEGREES TIME AND DATE TO VACATE PROP53 MINUTES WEST 244.5 FEET TO E R T Y : I f t h e r e a l e s t a t e i s a n SOUTH LINE OF SAID NORTHWEST owner-occupied, single-family dwell1/4, THENCE WEST 241.7 FEET TO ing, unless otherwise provided by law, THE POINT OF BEGINNING, DAKOTA the date on or before which the mortCOUNTY, MINNESOTA gagor(s) must vacate the property if the P r o p e r t y A d d r e s s : 3 1 7 0 S i b l e y mortgage is not reinstated under secMemorial Highway, Eagan, MN 55121 tion 580.30 or the property is not Parcel No(s): 10-00900-020-32 redeemed under section 580.23 is will be sold by the Sheriff of Dakota 11:59 p.m. on July 28, 2011.

County, Minnesota, at public auction MORTGAGOR(S) RELEASED FROM on January 24, 2011, at 10:00 a.m. at FINANCIAL OBLIGATION ON MORTthe Sheriff’s office, located at Dakota GAGE:None County Law Enforcement Center, 1580 "THE TIME ALLOWED BY LAW FOR Highway 55, Lobby S-100, Hastings, REDEMPTION BY THE MORTGAGOR, M i n n e s o t a , t o p a y t h e d e b t t h e n THE MORTGAGOR'S PERSONAL REPsecured by the Mortgage and taxes on RESENTATIVES OR ASSIGNS, MAY BE said land, if any, paid by the holder of REDUCED TO FIVE WEEKS IF A JUDIthe Mortgage, and the costs and dis- CIAL ORDER IS ENTERED UNDER bursements, including attorneys’ fees, MINNESOTA STATUTES, SECTION allowed by law.

582.032, DETERMINING, AMONG 7 . T h e t i m e a l l o w e d b y l a w f o r OTHER THINGS, THAT THE MORTr e d e m p t i o n b y M o r t g a g o r o r GAGED PREMISES ARE IMPROVED Mortgagor’s personal representatives WITH A RESIDENTIAL DWELLING OF or assigns is six (6) months after the LESS THAN FIVE UNITS, ARE NOT date of sale. Each holder of a junior PROPERTY USED IN AGRICULTURAL lien may redeem in the order and P R O D U C T I O N , A N D A R E manner provided in Minnesota Stat- ABANDONED." Dated: November 23, 2010. utes Section 582.32, Subd. 9, beginning after the expiration of Mortgagor’s Chase Home Finance LLC Mortgagee/Assignee of Mortgagee redemption period.

8. THE TIME ALLOWED BY LAW FOR USSET, WEINGARDEN AND LIEBO, P.L.L.P. REDEMPTION BY THE MORTGAGOR, By: Paul A. Weingarden THE MORTGAGOR’S PERSONAL REP- Attorneys for Mortgagee/Assignee of RESENTATIVES OR ASSIGNS MAY BE Mortgagee REDUCED TO FIVE WEEKS IF A JUDI- 4500 Park Glen Road #300 CIAL ORDER IS ENTERED UNDER Minneapolis, MN 55416 MINNESOTA STATUTES, SECTION (952) 925-6888 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 30-6441 OTHER THINGS, THAT THE MORT- THIS IS A COMMUNICATION FROM GAGED PREMISES ARE IMPROVED A DEBT COLLECTOR. 12/9/10-1/13/11 WITH A RESIDENTIAL DWELLING OF 2437027 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. NOTICE OF MORTGAGE 9. If the Mortgage is not reinstated FORECLOSURE SALE under Minnesota Statutes Section THE RIGHT TO VERIFICATION 580.30 or if the Mortgagor does not OF THE DEBT AND IDENTITY OF redeem under Minnesota Statutes Section 580.23, the Mortgagor must vacate THE ORIGINAL CREDITOR WITHIN the property subject to the Mortgage THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. by 11:59 p.m. on July 24, 2011.

NOTICE IS HEREBY GIVEN, that GURSTEL CHARGO PA default has occurred in conditions of Attorneys for M&I Bank FSB, Mortgagee the following described mortgage: /s/ Marc L. Kruger DATE OF MORTGAGE: December 16, Marc L. Kruger (Atty. No. 58609) 2005 6681 Country Club Drive MORTGAGORS: B a r b a r a M . V a s i l e Golden Valley, MN 55427 and Anthony R. Vasile, Jr., wife and (763) 267-6700 husband.

60364.23 / 726-00027317840-40854 MORTGAGEE: ABN Amro Mortgage THIS IS A COMMUNICATION FROM Group, Inc. N/K/A CitiMortgage, Inc..

A DEBT COLLECTOR DATE AND PLACE OF RECORDING: 2429432 12/9/10-1/13/11 Recorded January 23, 2006, Dakota County Recorder, Document No. 2399235.

ASSIGNMENTS OF MORTGAGE: NOTICE OF MORTGAGE NONE FORECLOSURE SALE TRANSACTION AGENT: NONE THE RIGHT TO VERIFICATION TRANSACTION AGENT'S MORTOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN GAGE IDENTIFICATION NUMBER ON THE TIME PROVIDED BY LAW IS MORTGAGE: NONE LENDER OR BROKER AND MORTNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that G A G E O R I G I N A T O R S T A T E D O N default has occurred in conditions of M O R T G A G E : A B N A m r o M o r t g a g e the following described mortgage: Group, Inc. N/K/A CitiMortgage, Inc. DATE OF MORTGAGE: August 30, RESIDENTIAL MORTGAGE SER2005 VICER: CitiMortgage, Inc. MORTGAGOR:Virginia A. Kaczmarek, MORTGAGED PROPERTY ADDRESS: 13985 Fernando Avenue, Apple Valley, a single person.

MORTGAGEE:Mortgage Electronic MN 55124 Registration Systems, Inc..

TAX PARCEL I.D. #: 018325001001 DATE AND PLACE OF RECORDING: LEGAL DESCRIPTION OF PROPR e c o r d e d S e p t e m b e r 2 7 , 2 0 0 5 , ERTY: Dakota County Recorder, Document Lot 1, Block 1, Waterford Village, No. 2364837. according to the map or plat thereof ASSIGNMENTS OF MORTGAGE: on file and of record in the Office of Assigned to: Chase Home Finance the County Recorder in and for LLC, Dated: March 6, 2009, Recorded: Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS April 8, 2009, Document No. 2648760.

TRANSACTION AGENT: Mortgage LOCATED: Dakota Electronic Registration Systems, Inc. ORIGINAL PRINCIPAL AMOUNT OF T R A N S A C T I O N A G E N T ' S M O R T - MORTGAGE: $400,000.00 GAGE IDENTIFICATION NUMBER ON AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDMORTGAGE: 100015901074393802 LENDER OR BROKER AND MORT- ING TAXES, IF ANY, PAID BY MORTG A G E O R I G I N A T O R S T A T E D O N GAGEE: $409,539.72 MORTGAGE: CTX Mortgage Company, That prior to the commencement of LLC this mortgage foreclosure proceeding R E S I D E N T I A L M O R T G A G E S E R - Mortgagee/Assignee of Mortgagee comVICER: Chase Home Finance LLC plied with all notice requirements as MORTGAGED PROPERTY ADDRESS: required by statute; That no action or 1524 139th Street West, Rosemount, proceeding has been instituted at law MN 55068 or otherwise to recover the debt T A X P A R C E L I . D . # : secured by said mortgage, or any part 34-48300-706-18 thereof; LEGAL DESCRIPTION OF PROPPURSUANT to the power of sale conERTY: tained in said mortgage, the above Unit No. 0706, Meadows of Bloom- described property will be sold by the field, Common Interest Community Sheriff of said county as follows: Number 470, Dakota County, MinneDATE AND TIME OF SALE: January sota.

27, 2011 at 10:00 AM COUNTY IN WHICH PROPERTY IS PLACE OF SALE: S h e r i f f ' s O f f i c e , LOCATED:Dakota Law Enforcement Center, 1580 Hwy ORIGINAL PRINCIPAL AMOUNT OF 55, Lobby #S-100, Hastings, MN MORTGAGE:$125,200.00 to pay the debt then secured by said AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said DUE AS OF DATE OF NOTICE, INCLUD- premises, and the costs and disburseING TAXES, IF ANY, PAID BY MORT- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s GAGEE:$147,438.73 allowed by law subject to redemption That prior to the commencement of within six (6) months from the date of this mortgage foreclosure proceeding said sale by the mortgagor(s), their Mortgagee/Assignee of Mortgagee com- personal representatives or assigns plied with all notice requirements as unless reduced to Five (5) weeks under required by statute; That no action or MN Stat. §580.07. proceeding has been instituted at law TIME AND DATE TO VACATE PROPor otherwise to recover the debt E R T Y : I f t h e r e a l e s t a t e i s a n secured by said mortgage, or any part owner-occupied, single-family dwellthereof; ing, unless otherwise provided by law, PURSUANT to the power of sale con- the date on or before which the morttained in said mortgage, the above gagor(s) must vacate the property if the described property will be sold by the mortgage is not reinstated under secSheriff of said county as follows: tion 580.30 or the property is not DATE AND TIME OF SALE: January redeemed under section 580.23 is 28, 2011 at 10:00 AM 11:59 p.m. on July 27,2011.

PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������ �������of Mortgagee Mortgagee/Assignee USSET, WEINGARDEN AND LIEBO, P.L.L.P. ���������� ���� ��������� 11:59 p.m. on July 27,2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 29, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5067 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2443420 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 6 , 2009 MORTGAGOR: S h a w n C . B e l l , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 3, 2009, Dakota County Recorder, Document No. 2699740.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: December 8, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100315900000210665 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: River City Mortgage & Financial, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2547 Yellowstone Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 192970207605 LEGAL DESCRIPTION OF PROPERTY: Unit No. 76, CIC No. 439, Glendale Heights Villas, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,527.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $167,189.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee

Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9796 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451470 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 5 , 2004 MORTGAGORS: Daniel J. Lick and Dana M. Lick, husband and wife.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase

by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded July 23, 2004, Dakota County Recorder, Document No. 2229489.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 220 North 18th Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-17200-060-00 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Choban's Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,180.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2573 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462328 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 9 , 2006 MORTGAGORS: M a r i a T . L o p e z ,

p , A/K/A Maria Lopez and Juan R. Lopez, Wife and Husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded December 6, 2006, Dakota County Recorder, Document No. 2479791.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 1, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000811633700 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 18541 Elk River Trl., Farmington, MN 55024 TAX PARCEL I.D. #: 145865109005 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 5, Prairie Creek Second Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,405.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9794 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2450160 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 26, 2001 MORTGAGORS: J a m e s B . W h e e l e r and Julie M. Wheeler, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 4, 2002, Dakota County Recorder, Document No. 1847520.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: November 1, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061901313000229 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 19053 Everest Trail, Farmington, MN

, g , 55024 TAX PARCEL I.D. #: 147750301003 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Troyhill 4th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $168,848.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3272 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451591 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 24, 2004 MORTGAGORS:Paul T. Herzog and Eva Herzog, husband and wife.

MORTGAGEE:Chase Home Finance, LLC S/B/M to Chase Manhattan Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded August 13, 2004, Dakota County Recorder, Document No. 2237590.

O F A S S I G N M E N T S MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Home Finance, LLC S/B/M to Chase Manhattan Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16290 Fernando Way, Rosemount, MN 55068 T A X P A R C E L I . D . # : 22-21177-070-10 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 10, Donnay's Valley Park 8th Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$218,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$224,481.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the

p p y y Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 1, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8510 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2444728 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 1 , 2007 MORTGAGORS: Todd C. Wylie and Teri A. Wylie, husband and wife.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase

by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA DATE AND PLACE OF RECORDING: Recorded July 30, 2007, Dakota County Recorder, Document No. 2534071.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 900 Ramsey Street, Hastings, MN 55033 TAX PARCEL I.D. #: 196690009001 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, CIC No. 453, Schoolhouse Square, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,320.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $123,207.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under sec-

g g tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3335 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451602 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2007 MORTGAGORS: M i l l i o n M u l u g e t a and Lia Estifanos, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 20, 2007, Dakota County Recorder, Document No. 2503723.

ASSIGNMENTS OF MORTGAGE: Assigned to: Branch Banking and Trust Company, Dated: November 18, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100159969613046500 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Liberty Mortgage Corporation DBA Liberty Mortgage Corporation (Georgia) RESIDENTIAL MORTGAGE SERVICER: Branch Banking and Trust Company MORTGAGED PROPERTY ADDRESS: 1243 Oakdale Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 425370102001 LEGAL DESCRIPTION OF PROPERTY: Lot 1 and the North 10 feet of Lot 2, Block 1, Oakdale 2nd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $180,941.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E

���������� �� ���� �����

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P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2010.

Branch Banking & Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1973 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451635 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 7, 2003 MORTGAGORS: R i c o G i l a r d i a n d Belaynesh Ayana, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 11, 2003, Dakota County Recorder, Document No. 2092348.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, trustee for CSFB-Credit Suisse First Boston c/o Chase Home Finance, LLC, Dated: April 4, 2007, Recorded: April 10, 2007, Document No. 2508656.

And thereafter assigned to: U.S. Bank National Association, as Trustee for Home Equity Asset Trust 2003-6, Home Equity Pass-Through Certificates, Series 2003-6, Dated: May 11, 2010, Recorded: May 28, 2010, Document No. 2732577.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100014704641164941 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AEGIS Funding Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 617 East 134th Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-17000-040-05 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 5, Chateaulin First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $247,527.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4028 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2461799 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 19, 2001 MORTGAGORS: Richard Jay Jacobs and Frances M. Jacobs, husband and wife.

MORTGAGEE: U.S. Bank, N.A. Successor by merger to Firstar Bank, N.A..

DATE AND PLACE OF RECORDING: Registered January 24, 2002, Dakota County Registrar of Titles, Document No. 458062, Certificate of Title No. 106092.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. Successor by merger to Firstar Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 20315 Kensington Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 224754607001 LEGAL DESCRIPTION OF PROPERTY: LOT SEVEN (7), BLOCK ONE (1) IN MARION VILLAGE SECOND ADDITION, ACCORDING TO THE RECORDED PLAT THEREOF. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $212,613.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 9, 2010.

U.S. Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-287 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462093 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 5 , 2009 MORTGAGORS: Ronald G. Goret, III and Mona Goret, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 21, 2009, Dakota County Recorder, Document No. 2691752.

ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: December 8, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900101200722 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage, LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 15310 Darjeeling Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 348360406004 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 4, Wensmann Fifth Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $182,446.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9798 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451267 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 8 , 2007 MORTGAGORS: Cheryl L. Hausauer and Gene A. Hausauer, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 24, 2007, Dakota County Recorder, Document No. 2532527.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: December 8, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100060677002843605 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Guaranty Mortgage Corp.

RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13005 Salem Place, Burnsville, MN 55337 TAX PARCEL I.D. #: 023290001005 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 5, Highland Forest 1st Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00

MORTGAGE: $180,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,758.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9816 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451702 12/16/10-1/20/11

PUBLIC NOTICE

Our File No. 10MN00577-1 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $107,612.00 MORTGAGOR(S): Donald Murtagh, as a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Maribella Mortgage, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100220710000110458 SERVICER: Ocwen Loan Servicing, LLC LENDER: Maribella Mortgage, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on February 7, 2006, as Document No. 2404077 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Dated: May 31, 2006, and recorded October 22, 2010 by Document No. 2761076.

LEGAL DESCRIPTION OF PROPERTY: Unit No A113, CIC No. 468, Eagan Gardens, Dakota County, Minnesota.

PROPERTY ADDRESS: 4110 Rahn Road #113, Eagan, MN 55122 PROPERTY I.D: 10-22470-113-02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Twelve Thousand Five Hundred Eighteen and 44/100 ($112,518.44) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on February 1, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually

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������ ������� ��� mortgage and taxes, if������ any actually 5 8 2 . 0 3�������� 2, DETERM I N I���� NG, AMONG paid by the mortgagee, on the pre- OTHER THINGS, THAT THE MORTmises and the costs and disburse- GAGED PREMISES ARE IMPROVED ments allowed by law.

WITH A RESIDENTIAL DWELLING OF The time allowed by law for redemp- LESS THAN FIVE UNITS, ARE NOT tion by said mortgagor(s), their per- PROPERTY USED IN AGRICULTURAL sonal representatives or assigns is 6 P R O D U C T I O N , A N D A R E ABANDONED." months from the date of sale.

Dated: December 7, 2010.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, Deutsche Bank National Trust Company, as trustee THE MORTGAGOR`S PERSONAL REPMortgagee/Assignee of Mortgagee RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- USSET, WEINGARDEN AND LIEBO, P.L.L.P. CIAL ORDER IS ENTERED UNDER Attorneys for Mortgagee/Assignee of MINNESOTA STATUTES, SECTION Mortgagee 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 4500 Park Glen Road #300 OTHER THINGS, THAT THE MORT- Minneapolis, MN 55416 GAGED PREMISES ARE IMPROVED (952) 925-6888 WITH A RESIDENTIAL DWELLING OF 60-1898 LESS THAN FIVE UNITS, ARE NOT THIS IS A COMMUNICATION FROM PROPERTY USED IN AGRICULTURAL A DEBT COLLECTOR. 12/16/10-1/20/11 P R O D U C T I O N , A N D A R E 2451557 ABANDONED." Dated: December 16, 2010 HSBC Bank USA, N.A., as Trustee NOTICE OF MORTGAGE on behalf of ACE Securities Corp.

FORECLOSURE SALE Home Equity Loan Trust and for THE RIGHT TO VERIFICATION the registered holders of ACE Securities Corp. Home Equity Loan OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN Trust, Series 2006-ASAP3, Asset THE TIME PROVIDED BY LAW IS Backed Pass-Through Certificates NOT AFFECTED BY THIS ACTION. Randall S. Miller & Associates, PLLC NOTICE IS HEREBY GIVEN, that Attorneys for Assignee of Mortgage/ default has occurred in conditions of Mortgagee the following described mortgage: One Financial Plaza, DATE OF MORTGAGE: May 17, 2004 120 South Sixth Street, Suite 1100 MORTGAGORS: Nathan D Heimdal,a Minneapolis, MN 55402 single person and Kenneth D Heimdal Phone: 612-573-3677 A S A P # 3 8 4 5 9 0 6 1 2 / 1 6 / 2 0 1 0 , and Pamela Heimdal, husband and 12/23/2010, 12/30/2010, 01/06/2011, wife.

MORTGAGEE: Mortgage Electronic 01/13/2011, 01/20/2011 Registration Systems, Inc. 2449782 12/16/10-1/20/11 DATE AND PLACE OF RECORDING: Registered September 3, 2004, Dakota County Registrar of Titles, Document No. 546848, Certificate of Title No. NOTICE OF MORTGAGE 133212.

FORECLOSURE SALE ASSIGNMENTS OF MORTGAGE: THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF Assigned to: CitiMortgage, Inc, Dated: THE ORIGINAL CREDITOR WITHIN September 28, 2009, Recorded: JanuTHE TIME PROVIDED BY LAW IS ary 8, 2010, Document No. T656384.

Said Mortgage being Registered Land.

NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that TRANSACTION AGENT: Mortgage default has occurred in conditions of Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTthe following described mortgage: DATE OF MORTGAGE:July 3, 2006 GAGE IDENTIFICATION NUMBER ON MORTGAGOR: D a w n M . C a s e y - MORTGAGE: 100226700000051723 LENDER OR BROKER AND MORTBrooks, a single person.

MORTGAGEE: J P M o r g a n C h a s e G A G E O R I G I N A T O R S T A T E D O N Bank, National Association as succes- MORTGAGE: Citizens State Bank sor to Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. f/k/a Long Beach Mortgage Company.

DATE AND PLACE OF RECORDING: MORTGAGED PROPERTY ADDRESS: Recorded October 6, 2006, Dakota 925 Redwell Lane, Apple Valley, MN C o u n t y R e c o r d e r , D o c u m e n t N o . 55124 TAX PARCEL I.D. #: 01-11706-240-05 2466263.

LEGAL DESCRIPTION OF PROPASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National ERTY: Trust Company, as Trustee for Long Lot 24, Block 5, Apple Valley 7th Addition Beach Mortgage Loan Trust 2006-7, COUNTY IN WHICH PROPERTY IS Dated: December 5, 2007, Recorded: December 11, 2007, Document No. LOCATED: Dakota 2560528.

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,080.00 TRANSACTION AGENT: NONE AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTMORTGAGE: NONE LENDER OR BROKER AND MORT- GAGEE: $157,487.84 GAGE ORIGINATOR STATED ON That prior to the commencement of MORTGAGE: Long Beach Mortgage this mortgage foreclosure proceeding Company Mortgagee/Assignee of Mortgagee comR E S I D E N T I A L M O R T G A G E S E R - plied with all notice requirements as required by statute; That no action or VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: proceeding has been instituted at law 1406 5th Avenue South, South Saint o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part Paul, MN 55075 thereof; TAX PARCEL I.D. #: 363210002016 LEGAL DESCRIPTION OF PROPPURSUANT to the power of sale contained in said mortgage, the above ERTY: Lot 2, Block 16, Hauses Addition to described property will be sold by the South St. Paul, Dakota County, Min- Sheriff of said county as follows: DATE AND TIME OF SALE: February nesota.

COUNTY IN WHICH PROPERTY IS 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Law Enforcement Center, 1580 Hwy MORTGAGE: $180,000.00 55, Lobby #S-100, Hastings, MN AMOUNT DUE AND CLAIMED TO BE to pay the debt then secured by said DUE AS OF DATE OF NOTICE, INCLUD- Mortgage, and taxes, if any, on said ING TAXES, IF ANY, PAID BY MORT- premises, and the costs and disburseGAGEE: $227,511.20 ments, including attorneys' fees That prior to the commencement of allowed by law subject to redemption this mortgage foreclosure proceeding within six (6) months from the date of Mortgagee/Assignee of Mortgagee com- said sale by the mortgagor(s), their plied with all notice requirements as personal representatives or assigns required by statute; That no action or unless reduced to Five (5) weeks under proceeding has been instituted at law MN Stat. §580.07.

TIME AND DATE TO VACATE PROPor otherwise to recover the debt secured by said mortgage, or any part E R T Y : I f t h e r e a l e s t a t e i s a n owner-occupied, single-family dwellthereof; PURSUANT to the power of sale con- ing, unless otherwise provided by law, tained in said mortgage, the above the date on or before which the mortdescribed property will be sold by the gagor(s) must vacate the property if the mortgage is not reinstated under secSheriff of said county as follows: DATE AND TIME OF SALE: February tion 580.30 or the property is not redeemed under section 580.23 is 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , 11:59 p.m. on August 11, 2011.

MORTGAGOR(S) RELEASED FROM Law Enforcement Center, 1580 Hwy FINANCIAL OBLIGATION ON MORT55, Lobby #S-100, Hastings, MN to pay the debt then secured by said GAGE: None "THE TIME ALLOWED BY LAW FOR Mortgage, and taxes, if any, on said premises, and the costs and disburse- REDEMPTION BY THE MORTGAGOR, m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s THE MORTGAGOR'S PERSONAL REPallowed by law subject to redemption RESENTATIVES OR ASSIGNS, MAY BE within six (6) months from the date of REDUCED TO FIVE WEEKS IF A JUDIsaid sale by the mortgagor(s), their CIAL ORDER IS ENTERED UNDER personal representatives or assigns MINNESOTA STATUTES, SECTION unless reduced to Five (5) weeks under 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTMN Stat. §580.07.

TIME AND DATE TO VACATE PROP- GAGED PREMISES ARE IMPROVED E R T Y : I f t h e r e a l e s t a t e i s a n WITH A RESIDENTIAL DWELLING OF owner-occupied, single-family dwell- LESS THAN FIVE UNITS, ARE NOT ing, unless otherwise provided by law, PROPERTY USED IN AGRICULTURAL the date on or before which the mort- P R O D U C T I O N , A N D A R E gagor(s) must vacate the property if the ABANDONED." mortgage is not reinstated under secDated: December 13, 2010. tion 580.30 or the property is not CitiMortgage, Inc. redeemed under section 580.23 is Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. 11:59 p.m. on August 11, 2011.

MORTGAGOR(S) RELEASED FROM Attorneys for Mortgagee/Assignee of FINANCIAL OBLIGATION ON MORT- Mortgagee 4500 Park Glen Road #300 GAGE: None "THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 THE MORTGAGOR'S PERSONAL REP- 10-2489 RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. 12/30/10-2/3/11 CIAL ORDER IS ENTERED UNDER 2461765 MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ A s s������ i g n e d t o : ������� BankUnited, November 16, 2010. ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 8 , 2005 MORTGAGOR: Linden D. Pfeiffer, a married person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 18, 2005, Dakota County Recorder, Document No. 2297393.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: December 7, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278907856772 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 427 Tiffany Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 191640017002 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 2, Cari Park, according to the plat thereof now on file and of record in the office of the County Recorder, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $140,737.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17 , 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1647 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462169 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 20, 2006 MORTGAGOR: Timothy S. Frey, an unmarried man.

MORTGAGEE: BankUnited, FSB. DATE AND PLACE OF RECORDING: Recorded January 17, 2007, Dakota County Recorder, Document No. 2488832.

ASSIGNMENTS OF MORTGAGE: Assigned to: BankUnited, Dated:

Dated:

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BankUnited, FSB RESIDENTIAL MORTGAGE SERVICER: BankUnited MORTGAGED PROPERTY ADDRESS: 11641 Horizon Drive Unit 401, Burnsville, MN 55337 TAX PARCEL I.D. #: 022246040102 LEGAL DESCRIPTION OF PROPERTY: Unit No. 401, Common Interest Community No. 188, Eagles Ridge, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $206,125.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 24, 2010.

BankUnited Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-266 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2443621 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 5 , 2007 MORTGAGORS: V. Barton Porter and Rebekah Porter, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 15, 2007, Dakota County Recorder, Document No. 2496838.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for American Home Mortgage Assets Trust 2007-2, Mortgage-Backed Pass-Through Certificates Series 2007-2, Dated: November 5, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100024200015770874 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Brokers Conduit RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 13625 Fernando Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013100318011 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 11, Greenleaf Fourth Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $270,872.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 1, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3194 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2443561 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 9 , 2008 MORTGAGOR: Vincent L. Dahlberg, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 14, 2008, Dakota County Recorder, Document No. 2622689.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: December 8, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100273100009075306 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: M & I Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1066 Beatrice Street, Eagan, MN 55121 TAX PARCEL I.D. #: 104775010003 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 3, McKee Addition, according to the plat thereof now on file and of record in the office of the County Recorder within and for said Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,158.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $200,292.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy

Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9805 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451192 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 14, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,824.00 MORTGAGOR(S): Zebual L Beck and Hannah M Beck, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 01, 2009 Dakota County Recorder Document Number: 2681690 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: October 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100397202995051944 Lender or Broker: Nationstar Mortgage, LLC dba Champion Mortgage Company Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7200 166th Ct, Rosemount, MN 55068-5204 Tax Parcel ID Number: 22-21100-200-06 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 6, Donnay's College Park AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $224,118.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 28, 2011, or the next business day if July 28, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 16, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017342F01 2450018 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 1 5 , 2007 MORTGAGORS:Renato Sigifredo Carlevarino and Rosario Del Pilar Carlevarino, husband and wife.

MORTGAGEE:Mortgages Unlimited, Inc. DATE AND PLACE OF RECORDING: Recorded August 29, 2007, Dakota County Recorder, Document No. 2540854.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc, Dated: August 15, 2007, Recorded: August 29, 2007, Document No. 2540855.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4463 Woodgate Court, Eagan, MN 55122 TAX PARCEL I.D. #: 108460216003 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 3, Woodgate 3rd Addition, CIC No. 226 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$173,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$177,111.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5071 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2446753 12/1610-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 4 , 2007 MORTGAGORS: Gelacio R. Genis and Enedelia B. Serrano, both single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded November 1, 2007, Dakota County Recorder, Document No. 2553858.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: November 9, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278926806873 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 2029 Pin Oak Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 106275005201 LEGAL DESCRIPTION OF PROPERTY: The East 50 Feet of Lot 5, Block 1, Rahn Ridge, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $156,904.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 24, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 16, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1518 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463472 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: December 10, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of Declaration of Boulder Village Townhomes Association, common interest community number 180, a planned community, dated January 31, 1996 and recorded on March 11, 1996 as Document No. 1335139, in the office of the Dakota County Recorder, as amended and/or supplemented by Document Nos. 1563646, 1649350 and 2503421, and as further amended and/or supplemented, covering the following property: L E G A L D E S C R I P T I O N : Lot 6, Block 2, Boulder Village 1st Addition, Common Interest Community No. 180, Dakota County, Minnesota STREET ADDRESS: 16775 Iredale

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STREET ADDRESS: 16775 Iredale Path, Lakeville, Minnesota 55044 TAX PARCEL ID NUMBER: 22-14650-060-02 2. Pursuant to said Declaration, there is claimed to be due and owing as of December 10, 2010, from Sandra J. Raines, title holder, to the Association, a Minnesota non-profit corporation, the amount of $8,513.50 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after December 7, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from her financial obligation to pay said amount.

6. The Declaration, referenced above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on October 4, 2010, as Document No. 2756696 and was amended by an Amended Notice of Lien dated November 9, 2010 and filed on November 16, 2010 as Document No. 2766487, in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN, on the 1st day of February, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys' fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representative or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on August 1, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BOULDER VILLAGE TOWNHOMES ASSOCIATION Attorneys for Boulder Village Townhomes Association THOMSEN & NYBECK, P.A. By:_________________________________ Matthew A. Drewes, Esq. ( #315369 ) 3600 American Boulevard West, Suite 400 Bloomington, MN 55431 (952) 835-7000 (Boulder Village/Raines/05-7-182C.010)

2450105

12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2006 MORTGAGOR: A i k o S t e a r n s , a n unmarried woman.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase

by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded May 12, 2006, Dakota County Recorder, Document No. 2429052.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 3140 Farnum Drive, Unit A, Eagan, MN 55121 TAX PARCEL I.D. #: 10-18151-040-03 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Coachman Land Company 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $167,639.49

GAGEE: $167,639.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 6, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3367 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451621 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 10, 2006 MORTGAGORS: K a r l a M c L a u g h l i n and Nancy Nardi, both single persons.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 8, 2006, Dakota County Recorder, Document No. 2426964.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: November 17, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013900807248186 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Irwin Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 9190 Tyne Lane, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 201840401006 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Coventry Pass 5th Addition, Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $285,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $280,803.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 9, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5091 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451750 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $404,000.00 MORTGAGOR(S): Kari Ann Moen aka Kari Ann Forness Moen, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 10, 2006 Dakota County Recorder Document Number: 2411508 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE OF SAMI II 2006-AR3 Dated: December 09, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0001226085-0 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17240 Jade Ct, Lakeville, MN 55044-9195 Tax Parcel ID Number: 22.72691.090.04 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 4, Stonebriar 2nd Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $526,593.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 28, 2011, or the next business day if July 28, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 16, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE OF SAMI II 2006-AR3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018140F01 2447189 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,750.00 MORTGAGOR(S): Caleb S. Garn and Angela Garn, husband and wife MORTGAGEE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage DATE AND PLACE OF RECORDING: Recorded: January 18, 2007 Dakota County Recorder Document Number: 2489235 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, N.A. Dated: January 12, 2007 Recorded: May 18, 2007 Dakota County Recorder Document Number: 2517970 And assigned to: Countrywide Bank, N.A. Dated: January 12, 2007 Recorded: May 18, 2007 Dakota County Recorder Document Number: 2517971 And assigned to: BAC HOME LOANS SERVICING, LP Dated: December 14, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11679 Millpond Ave, Burnsville, MN 55337-7251 Tax Parcel ID Number: 02-48503-056-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. 56, CIC Number 157, Boulder Pond, a condominium, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $155,018.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2011, or the next business day if August 04, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 23, 2010 ASSIGNEE OF MORTGAGEE: BAC HOME LOANS SERVICING, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018395F01 2452540 12/23/10-1/27/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 20, 2004 MORTGAGORS: Stephen W. Wallick and Cheryl L. Wallick, husband and wife.

MORTGAGEE: U.S. Bank, N.A..

DATE AND PLACE OF RECORDING: Registered March 18, 2004, Dakota County Registrar of Titles, Document No. 0532823, Certificate of Title No. 106860.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 2089 Carnelian Lane, Saint Paul, MN 55122 TAX PARCEL I.D. #: 101670227008 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty Seven (27), Block Eight (8) in Cedar Grove No. 3 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,863.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 8, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1303 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462741 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 15, 2009 MORTGAGOR: Kirstin Yvonne Lawson, A Single Person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded December 22, 2009, Dakota County Recorder, Document No. 2703904.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 24, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600012379729 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisors Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13195 Flagstaff Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015200001002 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Nordic Woods First Addition, According to the Recorded Plat Thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,739.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,158.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9797 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2450184 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2007 MORTGAGORS: Sally A. Westerberg and Brenda R. Pagel, both single.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase

by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded January 7, 2008, Dakota County Recorder, Document No. 2564813.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4305 Metcalf Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 106440002003 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, River Hills 9th Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $286,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD-

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��� �������� ��� ���� ������ ������ ������� ments, including attorney fees allowed by law, subject to redemption within ���������� ���� ��������� DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $298,367.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 6, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3372 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451611 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 31, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,805.00 MORTGAGOR(S): Troy A Klein, married MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: April 30, 2004 Dakota County Registrar of Titles Document Number: 535824 LOAN MODIFICATION: Dated: January 07, 2009 Registered: January 13, 2009 Document Number: T637845 ASSIGNMENTS OF MORTGAGE: And assigned to: Capital One, N.A. Dated: December 03, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015305540549650 Lender or Broker: Chevy Chase Bank, F.S.B. Residential Mortgage Servicer: Chevy Chase Bank Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 140342 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14624 Fieldcrest Ln, Burnsville, MN 55306-6915 Tax Parcel ID Number: 02-71200-100-05 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 5 in Southcross Heights 1st Addition, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $215,492.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed

six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 28, 2011, or the next business day if July 28, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 16, 2010 ASSIGNEE OF MORTGAGEE: Capital One, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017931F01 2447846 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2006 MORTGAGORS: Michael E. Melchior and Samantha P. Melchior, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered June 13, 2006, Dakota County Registrar of Titles, Document No. 592147, Certificate of Title No. 118808.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: February 4, 2010, Recorded: February 16, 2010, Document No. T658113. And thereafter assigned to: Selene Finance LP, Dated: May 12, 2010, Recorded: May 18, 2010, Document No. 662095.

And thereafter assigned to: Selene RMOF REO Acquisition LLC, Dated: July 28, 2010, Recorded: August 23, 2010, Document No. T666495.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100267400005342751 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Equity Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Selene Finance LP MORTGAGED PROPERTY ADDRESS: 3779 Red Robin Lane, Eagan, MN 55122 TAX PARCEL I.D. #: 10-77100-020-16 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 16, Town View First Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $167,147.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under sec-

mortgage is not reinstated under sec tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 2, 2010.

Selene RMOF REO Acquisition LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1716 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451547 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 1998 MORTGAGORS: T o m m y L . B i s h o p and Janet L. Bishop, husband and wife.

MORTGAGEE: Home Town Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded June 18, 1998, Dakota County Recorder, Document No. 1509673.

ASSIGNMENTS OF MORTGAGE: Assigned to: Crossland Mortgage Corp., Dated: April 30, 1998, Recorded: June 18, 1998, Document No. 1509674. And thereafter assigned to: Chase Manhattan Mortgage Corporation N/K/A Chase Home Finance LLC, Dated: December 22, 2000, Recorded: January 10, 2001, Document No. 1743205.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Home Town Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14607 Embry Path, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-19902-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Delaney Park Third Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $116,053.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $96,797.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E

P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 6, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9791 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451495 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: that a default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 1, 2006.

MORTGAGOR(S): Renee Ann Hammes-Briggs and James M. Briggs, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Wilmington Finance, Inc. DATE AND PLACE OF RECORDING: Filed January 24, 2007, Dakota County Recorder, Document No. 2491027.

ASSIGNMENT(S) OF MORTGAGE: Assigned to The Bank of New York Mellon, as Trustee for CIT Mortgage Loan Trust 2007-1, by assignment dated December 1, 2010, filed for record December 9, 2010, as Document No. 2771552.

The land described in said mortgage is not registered land.

MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: The Bank of New York Mellon, as Trustee for CIT Mortgage Loan Trust 2007-1.

Residential Mortgage Servicer: Vericrest Financial, Inc. MORTGAGE ORIGINATOR (as defined in section 58.02): Wilmington Finance, Inc. MORTGAGED PROPERTY ADDRESS: 12089 Gantry Lane, Apple Valley, MN, 55124.

TAX PARCEL I.D. NO.: 01-15201-200-01.

LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 1, Briar Oaks of Apple Valley 2nd Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota.

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $427,500.00.

AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $443,476.94.

The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof.

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2011 at 10:00 a.m.

PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30, the property is not redeemed under Minn. Stat. §580.23, or the redemption period is not reduced under Minn. Stat. §582.032, the Mortgagor must vacate the property on or before 11:59 p.m. on August 17, 2011, or the next business day if August 17, 2011 falls on a Saturday, Sunday or legal holiday.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Renee Ann Hammes-Briggs.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N A N D A R E ABANDONED." Dated: December 22, 2010.

THE BANK OF NEW YORK MELLON, AS TRUSTEE FOR CIT MORTGAGE LOAN TRUST 2007-1, Assignee /s/ Anna C. Mickelson ANNA C. MICKELSON -forAtty. I.D. #347814 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462495 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2008 MORTGAGORS: K r i s t i n A y d t a n d Timothy Aydt, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded April 30, 2008, Dakota County Recorder, Document No. 2587682.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: December 2, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600000164380 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisor's Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 449 Stonewood Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-75895-280-01 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 1, Common Interest Community No. 562, The Summit at Buck Hill, according to the recorded plat thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,342.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $250,777.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 16, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1624 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462150 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 12, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,000.00 MORTGAGOR(S): Jamie S. Trittelwitz and Mark A. Trittelwitz, wife and husband MORTGAGEE: Colorado Federal Savings Bank DATE AND PLACE OF RECORDING: Recorded: February 08, 2005 Dakota County Recorder Document Number: 2293944 ASSIGNMENTS OF MORTGAGE: And assigned to: MorEquity, Inc. Dated: January 21, 2005 Recorded: July 20, 2005 Dakota County Recorder

County Recorder Document Number: 2341914 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Colorado Federal Savings Bank Residential Mortgage Servicer: MorEquity, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13070 Florida Ct, Apple Valley, MN 55124-7943 Tax Parcel ID Number: 01-52003-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Nordic Woods Fourth Addition, according to the map or plat thereof on file or of record in the office of the County Recorder in and for Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $281,827.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 28, 2011, or the next business day if July 28, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 16, 2010 ASSIGNEE OF MORTGAGEE: MorEquity, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018524F01 2450070 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 27, 2007 MORTGAGOR: J e s s i c a J e a n Johnson, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 22, 2007, Dakota County Recorder, Document No. 2551786.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: December 8, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073981106478176 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bremer Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 217 8th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 363255005003 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, Hepburn park Addition to the City of St. Paul, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD-

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DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $132,112.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9808 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451234 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 22, 2003 MORTGAGORS: J o h n W . L o v e a n d Kathryn A. Love, husband and wife.

MORTGAGEE: Provincial Bank.

DATE AND PLACE OF RECORDING: Recorded May 30, 2003, Dakota County Recorder, Document No. 2054786.

ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: April 22, 2003, Recorded: May 30, 2003, Document No. 2054787.

And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: May 1, 2006, Recorded: May 10, 2006, Document No. 2428136. And thereafter assigned to: U.S. Bank, N.A., Dated: November 12, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provincial Bank RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 16103 Excelsior Drive, Rosemount, MN 55068 TAX PARCEL I.D. #: 222086006001 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Dodd Pointe 1st Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $161,244.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said

Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 7, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1532 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451527 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 29, 2004 MORTGAGOR: Jennifer A. Larges, A Single Person.

MORTGAGEE: C h a s e M a n h a t t a n Mortgage Corporation NKA Chase Home Finance LLC. DATE AND PLACE OF RECORDING: Registered May 14, 2004, Dakota County Registrar of Titles, Document No. 537014, Certificate of Title No. 131655.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation NKA Chase Home Finance LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13266 Huntington Drive, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016450002001 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block One (1), In Rode'O Hills, According to the Recorded Plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $209,462.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP-

THE MORTGAGOR S PERSONAL REP RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9779 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451512 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 7 , 2006 MORTGAGORS: O l i v e r J a m e s B e l l and Madonna M. Bell, husband and wife.

MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded April 25, 2006, Dakota County Recorder, Document No. 2423233.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: October 3, 2007, Recorded: October 10, 2007, Document No. 2549730.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 1033 Macarthur Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 423400005002 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Hurley's Addition to West St. Paul, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $213,288.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25 , 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 17, 2010.

Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4287 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463586 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 14, 2006 MORTGAGORS: Renae Olafson and Dale A. Olafson, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 6, 2006, Dakota County Recorder, Document No. 2479986.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: November 19, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278908669448 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14503 Europa Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014884501010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 10, Mistwood, Common Interest Community No. 123 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $142,285.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 8, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 8, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010.

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3322 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462322 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:February 21, 2008 MORTGAGOR:M e l i s s a A . C r o c k , a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 9, 2008, Dakota County Recorder, Document No. 2583304.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: December 2, 2010.

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4114 Dehrer Way, Inver TRANSACTION AGENT: Mortgage MN 55076 Electronic Registration Systems, Inc. TAX PARCEL I.D. #: 208430004102 TRANSACTION AGENT'S MORTLEGAL DESCRIPTION OF PROPGAGE IDENTIFICATION NUMBER ON ERTY: MORTGAGE: 100131022705447146 Lots 3 and 4, Block 2, In Williams Addition LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON COUNTY IN WHICH PROPERTY IS MORTGAGE: American Mortgage Net- LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF work, Inc. R E S I D E N T I A L M O R T G A G E S E R - MORTGAGE: $226,750.00 VICER: Chase Home Finance LLC AMOUNT DUE AND CLAIMED TO BE MORTGAGED PROPERTY ADDRESS: DUE AS OF DATE OF NOTICE, INCLUD6475 Dawn Way, Inver Grove Heights, ING TAXES, IF ANY, PAID BY MORTMN 55076 GAGEE: $243,606.50 TAX PARCEL I.D. #: 203650021009 That prior to the commencement of LEGAL DESCRIPTION OF PROP- this mortgage foreclosure proceeding ERTY: Mortgagee/Assignee of Mortgagee comThat part of Lot 19 lying North of the plied with all notice requirements as South 20 feet thereof, all of Lot 20, required by statute; That no action or and the South 5 feet of Lot 21, all proceeding has been instituted at law being in Block 9, Inver Grove Fac- o r o t h e r w i s e t o r e c o v e r t h e d e b t tory Addition, Dakota County, Min- secured by said mortgage, or any part nesota. INCLUDING that part of the thereof; vacated alley which accrued to the PURSUANT to the power of sale conproperty by reason of the vacation tained in said mortgage, the above thereof, according to the plat thereof, described property will be sold by the and situate in Dakota County, Min- Sheriff of said county as follows: DATE AND TIME OF SALE: February nesota.

COUNTY IN WHICH PROPERTY IS 10, 2011 at 10:00 AM LOCATED:Dakota PLACE OF SALE: S h e r i f f ' s O f f i c e , ORIGINAL PRINCIPAL AMOUNT OF Law Enforcement Center, 1580 Hwy MORTGAGE:$189,000.00 55, Lobby #S-100, Hastings, MN AMOUNT DUE AND CLAIMED TO BE to pay the debt then secured by said DUE AS OF DATE OF NOTICE, INCLUD- Mortgage, and taxes, if any, on said ING TAXES, IF ANY, PAID BY MORT- premises, and the costs and disburseGAGEE:$188,492.01 ments, including attorneys' fees That prior to the commencement of allowed by law subject to redemption this mortgage foreclosure proceeding within six (6) months from the date of Mortgagee/Assignee of Mortgagee com- said sale by the mortgagor(s), their plied with all notice requirements as personal representatives or assigns required by statute; That no action or unless reduced to Five (5) weeks under proceeding has been instituted at law MN Stat. §580.07. or otherwise to recover the debt TIME AND DATE TO VACATE PROPsecured by said mortgage, or any part E R T Y : I f t h e r e a l e s t a t e i s a n thereof; owner-occupied, single-family dwellPURSUANT to the power of sale con- ing, unless otherwise provided by law, tained in said mortgage, the above the date on or before which the mortdescribed property will be sold by the gagor(s) must vacate the property if the Sheriff of said county as follows: mortgage is not reinstated under secDATE AND TIME OF SALE: February tion 580.30 or the property is not 4, 2011 at 10:00 AM redeemed under section 580.23 is PLACE OF SALE:Sheriff's Office, Law 11:59 p.m. on August 10, 2011.

Enforcement Center, 1580 Hwy 55, MORTGAGOR(S) RELEASED FROM Lobby #S-100, Hastings, MN FINANCIAL OBLIGATION ON MORTto pay the debt then secured by said GAGE: None Mortgage, and taxes, if any, on said "THE TIME ALLOWED BY LAW FOR premises, and the costs and disburse- REDEMPTION BY THE MORTGAGOR, m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s THE MORTGAGOR'S PERSONAL REPallowed by law subject to redemption RESENTATIVES OR ASSIGNS, MAY BE within six (6) months from the date of REDUCED TO FIVE WEEKS IF A JUDIsaid sale by the mortgagor(s), their CIAL ORDER IS ENTERED UNDER personal representatives or assigns MINNESOTA STATUTES, SECTION unless reduced to Five (5) weeks under 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G MN Stat. §580.07.

OTHER THINGS, THAT THE MORTTIME AND DATE TO VACATE PROP- GAGED PREMISES ARE IMPROVED E R T Y : I f t h e r e a l e s t a t e i s a n WITH A RESIDENTIAL DWELLING OF owner-occupied, single-family dwell- LESS THAN FIVE UNITS, ARE NOT ing, unless otherwise provided by law, PROPERTY USED IN AGRICULTURAL the date on or before which the mort- P R O D U C T I O N , A N D A R E gagor(s) must vacate the property if the ABANDONED." Dated: November 30, 2010. mortgage is not reinstated under secChase Home Finance LLC tion 580.30 or the property is not Mortgagee/Assignee of Mortgagee redeemed under section 580.23 is USSET, WEINGARDEN AND LIEBO, P.L.L.P. 11:59 p.m. on August 4, 2011.

MORTGAGOR(S) RELEASED FROM Attorneys for Mortgagee/Assignee of FINANCIAL OBLIGATION ON MORT- Mortgagee 4500 Park Glen Road #300 GAGE:None "THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 30-9795 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. 12/16/10-1/20/11 CIAL ORDER IS ENTERED UNDER 2450175 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF ASSESSMENT LIEN GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT Date: November 24, 2010 PROPERTY USED IN AGRICULTURAL YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms P R O D U C T I O N , A N D A R E and conditions of the Declaration for ABANDONED." Cedar Pointe Carriage Homes CondoDated: December 2, 2010. minium Association (hereinafter the Chase Home Finance LLC "Association") which was recorded as Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Document No. 1164049 on November 1, 1993, in the Office of the Dakota By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the Mortgagee following property: 4500 Park Glen Road #300 LEGAL DESCRIPTION: Unit NO. Minneapolis, MN 55416 50, Cedar Pointe Carriage Homes (952) 925-6888 Condominium, Condominium File 30-9757 No. 117, Dakota County, Minnesota THIS IS A COMMUNICATION FROM STREET ADDRESS: 15593 Garnet A DEBT COLLECTOR. Way, Unit 50, Apple Valley, MN 55124 2444719 12/16/10-1/20/11 TAX PARCEL ID NUMBER: 01-16700-050-04 2. Pursuant to said Declaration, NOTICE OF MORTGAGE there is claimed to be due and owing FORECLOSURE SALE as of November 24, 2010, from MatTHE RIGHT TO VERIFICATION thew J. Bernier, title holder, to the OF THE DEBT AND IDENTITY OF Association, a Minnesota non-profit THE ORIGINAL CREDITOR WITHIN corporation, the amount of $2,826.00 THE TIME PROVIDED BY LAW IS for unpaid association dues, late fees, NOT AFFECTED BY THIS ACTION. attorneys fees and costs, plus any NOTICE IS HEREBY GIVEN, that other such amounts that will accrue default has occurred in conditions of after November 24, 2010, and other the following described mortgage: costs of collection and foreclosure DATE OF MORTGAGE: O c t o b e r 2 6 , which will be added to the amount 2007 claimed due and owing at the time of MORTGAGORS: Victorine C. Nde and the sale herein.

Donald Nde, Husband and Wife, and 3. No action is now pending at law or Sylvia N. Gob, A Single Person. otherwise to recover said debt or any MORTGAGEE: Mortgage Electronic part thereof.

Registration Systems, Inc..

4. That all preforeclosure requireDATE AND PLACE OF RECORDING: ments have been met.

Registered November 26, 2007, Dakota 5. The owner has not been released County Registrar of Titles, Document from his financial obligation to pay No. 620427, Certificate of Title No. said amount.

143887.

6. The Declaration, referenced above, A S S I G N M E N T S O F M O R T G A G E : and Minn. Stat. §§515B.3-115 and Assigned to: Chase Home Finance LLC, 515B.3-116 provide for a continuing Dated: November 24, 2010. lien against the property. A Notice of Said Mortgage being Registered Land.

Lien evidencing the amount due was TRANSACTION AGENT: Mortgage recorded on August 9, 2010, as DocuElectronic Registration Systems, Inc. ment No. 2745395 in the Dakota T R A N S A C T I O N A G E N T ' S M O R T - County Recorder's Office.

GAGE IDENTIFICATION NUMBER ON 7. Pursuant to the power of sale conMORTGAGE: 100131022701718458 tained in the same Declaration and LENDER OR BROKER AND MORT- granted by the owners in taking title to G A G E O R I G I N A T O R S T A T E D O N the premises subject to said DeclaraMORTGAGE: American Mortgage Net- t i o n a n d p u r s u a n t t o M i n n . S t a t . work, Inc. §§515B.3-115 and 515B.3-116, said R E S I D E N T I A L M O R T G A G E S E R - Lien will be foreclosed by the sale of VICER: Chase Home Finance LLC said property by the Sheriff of Dakota MORTGAGED PROPERTY ADDRESS: 4114 Dehrer Way, Inver Grove Heights, ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������ ������� AFFECTED

BY THIS ACTION. THE TIME ALLOWED BY LAW ���������� ���� ��������� said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 3rd day of February, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale.

The date and time to vacate the property is 11:59 p.m. on August 3, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CEDAR POINTE CARRIAGE HOMES CONDOMINIUM ASSOCIATION Attorneys for Cedar Pointe Carriage Homes Condominium Association THOMSEN & NYBECK, P.A. By: _____________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Cedar Pointe/Bernier/10-7-337D) 2449870 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 14, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Jennifer L. Schaubach and Matthew Maddox, both single persons MORTGAGEE: Saxon Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded: April 04, 2005 Dakota County Recorder Document Number: 2310007 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank Trust Company Americas as indenture Trustee for the registered holders of Saxon Asset Securities Trust 2005-1 Mortgage Loan Asset Backed Notes, Series 2005-1 Dated: November 30, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Saxon Mortgage, Inc. Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 251 River Woods Ln, Burnsville, MN 55337-3382 Tax Parcel ID Number: 02 77006 020 06 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 6, Townhouse Villages at Riverwoods 7th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,446.84 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2011, or the next business day if August 04, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 23, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank Trust Company Americas as indenture Trustee for the registered holders of Saxon Asset Securities Trust 2005-1 Mortgage Loan Asset Backed Notes, Series 2005-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018260F01 2453905 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,000.00 MORTGAGOR(S): Tracy Massina and Joseph Massina, wife and husband MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: September 06, 2005 Dakota County Recorder Document Number: 2358248 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as trustee, on behalf of The Holders of The Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2005-HE8, Asset Backed Pass-through Certificates, Series NC 2005-HE8 Dated: December 29, 2008 Recorded: July 29, 2010 Dakota County Recorder Document Number: 2743251 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 28363 Henderson Way, Randolph, MN 55065-7531 Tax Parcel ID Number: 31-32500-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Hillside Village, according to the recorded plat thereof, and situate in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $261,777.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2011, or the next business day if August 04, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 23, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee, on behalf of The

as trustee, on behalf of The Holders of The Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2005-HE8, Asset Backed Pass-Through Certificates, Series NC 2005-HE8 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004095F03 2452608 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 19, 2006 MORTGAGORS: Nicholas Ludwig and Analise Ludwig, husband and wife.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded August 3, 2006, Dakota County Recorder, Document No. 2450524.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 12883 Garrett Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 018472501003 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Woodside Estates, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $100,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $99,185.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 17, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4286 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463621 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of

default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 7, 2005 MORTGAGORS:Odutola A. Amusan and Amen A. Amusan, husband and wife.

MORTGAGEE:Credo Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded August 16, 2005, Dakota County Recorder, Document No. 2351508.

ASSIGNMENTS OF MORTGAGE: Assigned to: Sovereign Bank, Dated: July 7, 2005, Recorded: August 16, 2005, Document No. 2351509.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Credo Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Sovereign Bank MORTGAGED PROPERTY ADDRESS: 16069 Goodview Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 221700005001 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Chapel Hills, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$216,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$202,879.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2010.

Sovereign Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2056 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2456361 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 10, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,307.00 MORTGAGOR(S): William Cooper And Sandra A. Cooper, Husband And Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: February 19, 2009 Dakota County Registrar of Titles Document Number: T639394 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: August 20, 2010 Registered: August 30, 2010 Dakota County Registrar of Titles Document Number: T666874 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278840160621 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 122655

122655 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3695 74th St E, Inver Grove Heights, MN 55076-4346 Tax Parcel ID Number: 20-71151-150-03 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15) in Block Three (3) of South Grove No. 2.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $209,616.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2011, or the next business day if August 04, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 23, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016673F03 2457057 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 , 2004 MORTGAGORS: Delbert F. Gaffaney and Denise L. Gaffaney, husband and wife.

MORTGAGEE: Chase Home Finance LLC FKA Chase Manhattan Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded March 24, 2004, Dakota County Recorder, Document No. 2188474.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Home Finance LLC FKA Chase Manhattan Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1210 6th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-32100-040-07 LEGAL DESCRIPTION OF PROPERTY: The South 1/2 of the Lot 2, all of Lot 3, and the North 1/2 of Lot 4, Block 7, Hauses Addition to South St. Paul, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,323.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $107,302.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8314 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2457137 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 1 6 , 2005 MORTGAGORS:Mark Rios and Kristine Rios, Husband and Wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded August 29, 2005, Dakota County Recorder, Document No. 2355734.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 8, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100014440002623783 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NETBANK RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 259 9th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 363255015002 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 2, Hepburn Park Addition to the City of Saint Paul, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$215,970.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$248,181.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law,

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ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9850 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2456267 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 02, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $105,000.00 MORTGAGOR(S): Gina L. Nelson f/k/a Gina L. Sikkink and William Nelson, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 19, 2005 Dakota County Recorder Document Number: 2361989 ASSIGNMENTS OF MORTGAGE: And assigned to: Americu Mortgage Company Dated: December 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100063700002716576 Lender or Broker: Twin Cities Co-Ops Federal Credit Union Residential Mortgage Servicer: Towne Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3589 Blue Jay Way Apt 102, Eagan, MN 55123-2207 Tax Parcel ID Number: 10-45050-043-04 LEGAL DESCRIPTION OF PROPERTY: Unit 4102, Lexington Place Condominium, Condominium No. 66, a condominium located in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $97,236.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2011, or the next business day if August 04, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 23, 2010

DATED: December 23, 2010 ASSIGNEE OF MORTGAGEE: Americu Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018551F01 2456656 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 9 , 2006 MORTGAGOR: A n n a B r a d s e t h , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded January 26, 2006, Dakota County Recorder, Document No. 2400531.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: November 23, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278925321726 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 16 Riverwoods Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 027700003003 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Townhouse Village at Riverwoods 1st Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $106,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $101,017.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 15, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 15, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1555 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462187 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 3 1 , 2005

2005 MORTGAGOR:D i a n e E . L a u b e , a single person.

MORTGAGEE:ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded December 7, 2005, Dakota County Recorder, Document No. 2386700.

A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 6705 Foliage Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 225135028001 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 1, Niakwa Village COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$115,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$110,744.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5109 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2452596 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 27, 2003 MORTGAGOR: Jane W. Fredenburg MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered February 17, 2005, Dakota County Registrar of Titles, Document No. 559148, Certificate of Title No. 135270.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 21, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013700074705748 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wachovia Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1818 Bluestone Drive East, Eagan, MN 55122 TAX PARCEL I.D. #: 10-16706-010-09 LEGAL DESCRIPTION OF PROPERTY:

ERTY: Lot 1, Block 9, in Cedar Grove No. 7, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $166,017.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8270 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2457183 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2007 MORTGAGOR: S h a n n o n M a r i e Johnson, a single person.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded July 17, 2007, Dakota County Recorder, Document No. 2530719.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 2, 2010, Recorded: May 14, 2010, Document No. 2730315.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4782 Aspen Street, Hampton, MN 55031 TAX PARCEL I.D. #: 18-35500-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Heights of Hampton 1st.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $204,241.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e ,

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�������� ��� ����the mort which c e , the date on or before PLACE OF ������ SALE: S h e������ r i f f s O f f i������� Law Enforcement Center, 1580 Hwy gagor(s) must vacate the property if the mortgage is not reinstated under sec55, Lobby #S-100, Hastings, MN to pay the debt then secured by said tion 580.30 or the property is not Mortgage, and taxes, if any, on said redeemed under section 580.23 is premises, and the costs and disburse- 11:59 p.m. on February 13, 2012. ments, including attorneys' fees MORTGAGOR(S) RELEASED FROM allowed by law subject to redemption FINANCIAL OBLIGATION ON MORTwithin six (6) months from the date of GAGE:None said sale by the mortgagor(s), their "THE TIME ALLOWED BY LAW FOR personal representatives or assigns REDEMPTION BY THE MORTGAGOR, unless reduced to Five (5) weeks under THE MORTGAGOR'S PERSONAL REPMN Stat. §580.07.

RESENTATIVES OR ASSIGNS, MAY BE TIME AND DATE TO VACATE PROP- REDUCED TO FIVE WEEKS IF A JUDIE R T Y : I f t h e r e a l e s t a t e i s a n CIAL ORDER IS ENTERED UNDER owner-occupied, single-family dwell- MINNESOTA STATUTES, SECTION ing, unless otherwise provided by law, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the date on or before which the mort- OTHER THINGS, THAT THE MORTgagor(s) must vacate the property if the GAGED PREMISES ARE IMPROVED mortgage is not reinstated under sec- WITH A RESIDENTIAL DWELLING OF tion 580.30 or the property is not LESS THAN FIVE UNITS, ARE NOT redeemed under section 580.23 is PROPERTY USED IN AGRICULTURAL 11:59 p.m. on August 18, 2011.

P R O D U C T I O N , A N D A R E MORTGAGOR(S) RELEASED FROM ABANDONED." Dated: December 9, 2010.

FINANCIAL OBLIGATION ON MORTU.S. Bank, National Association, GAGE: None as Trustee "THE TIME ALLOWED BY LAW FOR Mortgagee/Assignee of Mortgagee REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- USSET, WEINGARDEN AND LIEBO, P.L.L.P. RESENTATIVES OR ASSIGNS, MAY BE By: Paul A. Weingarden REDUCED TO FIVE WEEKS IF A JUDI- Attorneys for Mortgagee/Assignee of CIAL ORDER IS ENTERED UNDER Mortgagee MINNESOTA STATUTES, SECTION 4500 Park Glen Road #300 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Minneapolis, MN 55416 OTHER THINGS, THAT THE MORT- (952) 925-6888 GAGED PREMISES ARE IMPROVED 75-4100 WITH A RESIDENTIAL DWELLING OF THIS IS A COMMUNICATION FROM LESS THAN FIVE UNITS, ARE NOT A DEBT COLLECTOR. 12/23/10-1/27/11 PROPERTY USED IN AGRICULTURAL 2452584 P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010.

Chase Home Finance LLC NOTICE OF MORTGAGE Mortgagee/Assignee of Mortgagee FORECLOSURE SALE USSET, WEINGARDEN AND LIEBO, P.L.L.P. NOTICE IS HEREBY GIVEN that Attorneys for Mortgagee/Assignee of default has occurred in the conditions Mortgagee of the following described mortgage: 4500 Park Glen Road #300 DATE OF MORTGAGE: May 23, 2006 Minneapolis, MN 55416 ORIGINAL PRINCIPAL AMOUNT OF (952) 925-6888 MORTGAGE: $158,000.00 30-7915 MORTGAGOR(S): Casey McKernan THIS IS A COMMUNICATION FROM and Michelle McKernan, husband and A DEBT COLLECTOR. wife 2457098 12/23/10-1/27/11 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 22, 2006 Dakota NOTICE OF MORTGAGE County Recorder FORECLOSURE SALE Document Number: 2439833 THE RIGHT TO VERIFICATION ASSIGNMENTS OF MORTGAGE: OF THE DEBT AND IDENTITY OF And assigned to: THE BANK OF NEW THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR TO NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that JPMORGAN CHASE BANK, N.A., AS default has occurred in conditions of TRUSTEE FOR HOLDERS OF SAMI II the following described 2 0 0 6 - A R 2 , M O R T G A G E PASS-THROUGH CERTIFICATES, mortgage:DATE OF MORTGAGE:January 26, 2005 SERIES 2006-AR2 MORTGAGORS:D o u g l a s V . C o r Dated: November 23, 2010 Transaction Agent: Mortgage Elecrington and Stacey A. Corrington, husband and wife. tronic Registration Systems, Inc. MORTGAGEE:Mortgage Electronic Transaction Agent Mortgage Identification Number: 100015700068168018 Registration Systems, Inc. Lender or Broker: Countrywide DATE AND PLACE OF RECORDING: Recorded March 4, 2005, Dakota Home Loans, Inc. Residential Mortgage Servicer: BAC County Recorder, Document No. Home Loans Servicing, L.P. 2301708.

ASSIGNMENTS OF MORTGAGE: Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS Assigned to: U.S. Bank National Association, as Trustee for Structured LOCATED: Dakota Property Address: 610 Centennial Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series Dr, Farmington, MN 55024-1609 Tax Parcel ID Number: 2005-3, Dated: June 30, 2010, Recorded: July 9, 2010, Document No. 14-73100-060-03 LEGAL DESCRIPTION OF PROP2739840.

TRANSACTION AGENT: Mortgage ERTY: Lot 6, Block 3, Sunnyside Addition to Farmington Electronic Registration Systems, Inc. AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON D U E A S O F D A T E O F N O T I C E : MORTGAGE: 100122200001416624 $155,742.45 THAT all pre-foreclosure requireLENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N ments have been complied with; that no action or proceeding has been instiMORTGAGE: BNC Mortgage, Inc. R E S I D E N T I A L M O R T G A G E S E R - tuted at law or otherwise to recover the debt secured by said mortgage, or any VICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: part thereof; 14915 East 210th Street, Hastings, MN PURSUANT to the power of sale con55033 tained in said mortgage, the T A X P A R C E L I . D . # : above-described property will be sold by the Sheriff of said county as fol25-02500-010-51 LEGAL DESCRIPTION OF PROP- lows: DATE AND TIME OF SALE: February ERTY: The East Half (E 1/2) of Southeast 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Quarter (SE 1/4 ) of Southwest Quarter (SW 1/4 ) of Section Twenty-Five Law Enforcement Center, 1580 High(25) Township One Hundred Four- way 55, Lobby S-100, Hastings, Minnesota teen (114) Range Seventeen (17).

COUNTY IN WHICH PROPERTY IS to pay the debt secured by said mortLOCATED:Dakota gage and taxes, if any, on said preORIGINAL PRINCIPAL AMOUNT OF mises and the costs and disburseMORTGAGE:$273,000.00 ments, including attorney fees allowed AMOUNT DUE AND CLAIMED TO BE by law, subject to redemption within DUE AS OF DATE OF NOTICE, INCLUD- six (6) months from the date of said ING TAXES, IF ANY, PAID BY MORT- sale by the mortgagor(s), their perGAGEE:$344,858.85 sonal representatives or assigns.

That prior to the commencement of If the Mortgage is not reinstated this mortgage foreclosure proceeding under Minn. Stat. §580.30 or the propMortgagee/Assignee of Mortgagee com- erty is not redeemed under Minn. Stat. plied with all notice requirements as §580.23, the Mortgagor must vacate required by statute; That no action or the property on or before 11:59 p.m. on proceeding has been instituted at law August 04, 2011, or the next business o r o t h e r w i s e t o r e c o v e r t h e d e b t day if August 04, 2011 falls on a Satursecured by said mortgage, or any part day, Sunday or legal holiday. thereof; Mortgagor(s) released from financial PURSUANT to the power of sale con- obligation: NONE tained in said mortgage, the above THIS COMMUNICATION IS FROM described property will be sold by the A DEBT COLLECTOR ATTEMPTSheriff of said county as follows: ING TO COLLECT A DEBT. ANY DATE AND TIME OF SALE: February INFORMATION OBTAINED WILL BE 11, 2011 at 10:00 AM USED FOR THAT PURPOSE. PLACE OF SALE:Sheriff's Office, Law THE RIGHT TO VERIFICATION OF Enforcement Center, 1580 Hwy 55, THE DEBT AND IDENTITY OF THE Lobby #S-100, Hastings, MN ORIGINAL CREDITOR WITHIN THE to pay the debt then secured by said T I M E P R O V I D E D B Y L A W I S N O T Mortgage, and taxes, if any, on said AFFECTED BY THIS ACTION. premises, and the costs and disburseTHE TIME ALLOWED BY LAW FOR m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDEMPTION BY THE MORTGAGOR, allowed by law subject to redemption THE MORTGAGOR'S PERSONAL REPwithin twelve (12) months from the RESENTATIVES OR ASSIGNS, MAY BE date of said sale by the mortgagor(s), REDUCED TO FIVE WEEKS IF A JUDIt h e i r p e r s o n a l r e p r e s e n t a t i v e s o r CIAL ORDER IS ENTERED UNDER assigns unless reduced to Five (5) MINNESOTA STATUTES, SECTION weeks under MN Stat. §580.07.

582.032, DETERMINING, AMONG TIME AND DATE TO VACATE PROP- OTHER THINGS, THAT THE MORTE R T Y : I f t h e r e a l e s t a t e i s a n GAGED PREMISES ARE IMPROVED owner-occupied, single-family dwell- WITH A RESIDENTIAL DWELLING OF ing, unless otherwise provided by law, the date on or before which the mort- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������ ������� ���������� ���� ��������� WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 23, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE FOR HOLDERS OF SAMI II 2006-AR2, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-AR2 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018277F01 2456743 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 20, 2009 MORTGAGOR: Michael Gerald Benson, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded March 5, 2009, Dakota County Recorder, Document No. 2641368.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 12, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000376766 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1101 Hawthorne Court, Northfield, MN 55057 TAX PARCEL I.D. #: 432250035001 LEGAL DESCRIPTION OF PROPERTY: Lot 35, Block 1, College View Estates, CIC No. 197, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $161,758.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1348 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462117 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 31, 2007 MORTGAGORS: Preston R Hoy and Shannon M Hoy, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 14, 2008, Dakota County Recorder, Document No. 2565852.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: December 3, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900190975184 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1004 East 132nd Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 025660108002 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Parkwood South 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $207,476.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 24, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 22, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4680 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463396 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 3 , 2003 MORTGAGORS: Albert E Clayton, III and Vikki L Clayton, husband and wife.

MORTGAGEE: N a t i o n a l C i t y R e a l Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co., d/b/a Commonwealth United Mortgage Company.

DATE AND PLACE OF RECORDING: Recorded December 23, 2003, Dakota County Recorder, Document No. 2156268.

ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: September 9, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co., d/b/a Commonwealth United Mortgage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 16684 Gerdine Path West, Rosemount, MN 55068 TAX PARCEL I.D. #: 222110139004 LEGAL DESCRIPTION OF PROPERTY: Lot 39, Block 4, Donnay's College Park 2nd Addition, Dakota County, State of Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $170,294.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 31, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 28, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2352 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 11, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: December 27, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2352 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462628 12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 4 , 2008 MORTGAGOR: E r i c A . G o e m a n , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded November 3, 2008, Dakota

Recorded November 3, 2008, Dakota County Recorder, Document No. 2620922.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: June 19, 2009, Recorded: June 30, 2009, Document No. 2667739.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268001835194 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 16590 Imperial Circle, Lakeville, MN 55044 TAX PARCEL I.D. #: 228330013001 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Walnut Ridge COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $258,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $263,834.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 15, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 15, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1347 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462133 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 27, 2002 MORTGAGOR: Timothy C. Zaayer, a single person.

MORTGAGEE: U.S. Bank, N.A..

DATE AND PLACE OF RECORDING: Registered June 4, 2003, Dakota County Registrar of Titles, Document No. 501632, Certificate of Title No. 128152.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 19655 Falcon Path, Farmington, MN 55024 TAX PARCEL I.D. #: 148250120508 LEGAL DESCRIPTION OF PROPERTY: Unit No. 205, Common Interest Community No. 323, a condominium, Vermillion Grove Condominiums, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,350.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $133,675.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1478 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462250 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 07, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,500.00 MORTGAGOR(S): Brian Lee Heckmann and Christine Heckmann, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 27, 2007 Dakota County Recorder Document Number: 2546586 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: October 07, 2010 Recorded: October 11, 2010 Dakota County Recorder Document Number: 2758630 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039032129740649 Lender or Broker: Quicken Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 902 Bellows St, West St Paul, MN 55118-1319 Tax Parcel ID Number: 42-66700-091-00 LEGAL DESCRIPTION OF PROPERTY: The South Fifty Five (S.55) feet of the North Ninety Eight (N 98) feet of Lots Seven (7), Eight (8) and Nine (9), Schlafle's Re-Arrangement, West. St. Paul, Dakota County, according to the plat thereof on file and of record in the office of the Register of Deeds in and for Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $179,652.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 30, 2011, or the next business day if May 30, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017526F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 30, 2010 at 10:00 AM has been postponed to January 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 30, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 03, 2011 at 10:00 AM has been postponed to February 02, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: December 30, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017526F01 2462595 12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 27, 2008 MORTGAGOR: Mitchell J. Pieper, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded July 30, 2008, Dakota County Recorder, Document No. 2605225.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: November 16, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100143500812650062 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Corporation, a Minnesota Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1005 144th Street East, Burnsville, MN 55337 TAX PARCEL I.D. #: 028480517004 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 4, Wood Park Plat Six, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,101.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $161,942.19 That prior to the commencement of this mortgage foreclosure proceeding

���������� �� ���� �����

this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 8, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 8, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1554 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462058 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 7 , 2006 MORTGAGORS: M i c h a e l K . H o u g e and Whitney R. Houge, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered May 25, 2006, Dakota County Registrar of Titles, Document No. 590989, Certificate of Title No. 109362.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF8, Asset-Backed Certificates, Series 2006-FF8, Dated: May 17, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240007015487 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 13900 High Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-22680-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Echo Valley.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $640,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $660,816.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from

redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 24, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 25, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3672 1044664764 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 23, 2011 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: December 21, 2010 Deutsche Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3672 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462392 12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 4 , 2008 MORTGAGORS: R o n a l d R u s t a n d Mary Rust, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded March 28, 2008, Dakota County Recorder, Document No. 2580901.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: December 1, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268001408000 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Vermillion State Bank RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 912 5th Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 191050018024 LEGAL DESCRIPTION OF PROPERTY: THE EAST 3/4 OF LOT 17 AND WEST 1/2 OF LOT 18, BLOCK 24, ADDITION NO. THIRTEEN TO THE CITY Of HASTINGS COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,432.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $206,030.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees

ments, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 16, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1612 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463531 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 24, 2006 MORTGAGORS: Amide J. Mutaboyerwa and Lisa Brower Mutaboyerwa, Husband and Wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded May 3, 2006, Dakota County Recorder, Document No. 2425125.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: November 29, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249130000024178 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4632 Beacon Hill Road, Eagan, MN 55122 TAX PARCEL I.D. #: 101350008003 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Beacon Hill, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $221,539.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 22, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 22, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1607 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463457 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 MORTGAGOR: Philo Cleigh, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 12, 2007, Dakota County Recorder, Document No. 2487770.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successor by merger to LaSalle Bank N.A., as Trustee for First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-FF2, Dated: September 13, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240011982508 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 12922 Nicollet Avenue South, #302, Burnsville, MN 55337 TAX PARCEL I.D. #: 020130049216 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 302, 12922 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes, a Condominium.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $75,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $79,882.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 23, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 23, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3721

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�������� ��� MORTGAGOR, ���� REDEMPTION

BY THE 76 3721 ������ ������ ������� THIS IS A COMMUNICATION FROM THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR. REDUCED TO FIVE WEEKS IF A JUDINOTICE OF POSTPONEMENT OF CIAL ORDER IS ENTERED UNDER MORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f MINNESOTA STATUTES, SECTION Minnesota Statutes 580.07, the 582.032, DETERMINING, AMONG f o r e g o i n g f o r e c l o s u r e s a l e i s OTHER THINGS, THAT THE MORTpostponed until December 28, 2010 at GAGED PREMISES ARE IMPROVED 10:00 am at the Sheriff's Office, Law WITH A RESIDENTIAL DWELLING OF Enforcement Center, 1580 Hwy 55, LESS THAN FIVE UNITS, ARE NOT Lobby #S-100, Hastings, MN, in said PROPERTY USED IN AGRICULTURAL county and state.

P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 12, 2010.

U.S. Bank, National Association, Dated: December 16, 2010. as Trustee Chase Home Finance LLC Mortgagee/Assignee of Mortgagee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Attorneys for Mortgagee/Assignee of Mortgagee Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 (952) 925-6888 30-9888 76-3721 THIS IS A COMMUNICATION FROM THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462770 12/30/10-2/3/11 A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of NOTICE OF MORTGAGE Minnesota Statutes 580.07, the FORECLOSURE SALE foregoing foreclosure sale is THE RIGHT TO VERIFICATION postponed until February 1, 2011 at 10:00 am at the Sheriff's Office, Law OF THE DEBT AND IDENTITY OF Enforcement Center, 1580 Hwy 55, THE ORIGINAL CREDITOR WITHIN Lobby #S-100, Hastings, MN, in said THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. county and state.

NOTICE IS HEREBY GIVEN, that Dated: December 27, 2010. default has occurred in conditions of U.S. Bank, National Association, the following described mortgage: as Trustee DATE OF MORTGAGE:December 22, Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. 2006 MORTGAGORS:Nicholas Ludwig and By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Analise Ludwig, Married Couple.

MORTGAGEE:Mortgage Electronic Mortgagee Registration Systems, Inc..

4500 Park Glen Road #300 DATE AND PLACE OF RECORDING: Minneapolis, MN 55416 Recorded January 18, 2007, Dakota (952) 925-6888 C o unty Recorder, Document No. 76-3721 THIS IS A COMMUNICATION FROM 2489168.

ASSIGNMENTS OF MORTGAGE: A DEBT COLLECTOR. Assigned to: Chase Home Finance 2462438 12/30/10 LLC, Dated: November 18, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTNOTICE OF MORTGAGE GAGE IDENTIFICATION NUMBER ON FORECLOSURE SALE THE RIGHT TO VERIFICATION MORTGAGE: 100162500019583005 LENDER OR BROKER AND MORTOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN G A G E O R I G I N A T O R S T A T E D O N THE TIME PROVIDED BY LAW IS MORTGAGE: Ohio Savings Bank RESIDENTIAL MORTGAGE SERNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that VICER: Chase Home Finance LLC default has occurred in conditions of MORTGAGED PROPERTY ADDRESS: the following described mortgage: 12883 Garrett Avenue, Apple Valley, DATE OF MORTGAGE: O c t o b e r 2 8 , MN 55124 2004 TAX PARCEL I.D. #: 018472501003 MORTGAGORS: R o b e r t O . M o r g a n LEGAL DESCRIPTION OF PROPand Teresa M. Morgan, Husband and ERTY: Wife.

Lot 1, Block 3, Woodside Estates, Dakota County, Minnesota MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

COUNTY IN WHICH PROPERTY IS DATE AND PLACE OF RECORDING: LOCATED:Dakota Recorded November 23, 2004, Dakota ORIGINAL PRINCIPAL AMOUNT OF C o u n t y R e c o r d e r , D o c u m e n t N o . MORTGAGE:$179,000.00 AMOUNT DUE AND CLAIMED TO BE 2270270.

A S S I G N M E N T S O F M O R T G A G E : DUE AS OF DATE OF NOTICE, INCLUDAssigned to: Chase Home Finance LLC, ING TAXES, IF ANY, PAID BY MORTGAGEE:$174,049.98 Dated: December 14, 2010.

TRANSACTION AGENT: Mortgage That prior to the commencement of Electronic Registration Systems, Inc. this mortgage foreclosure proceeding T R A N S A C T I O N A G E N T ' S M O R T - Mortgagee/Assignee of Mortgagee comGAGE IDENTIFICATION NUMBER ON plied with all notice requirements as MORTGAGE: 100010401429014208 required by statute; That no action or LENDER OR BROKER AND MORT- proceeding has been instituted at law GAGE ORIGINATOR STATED ON or otherwise to recover the debt secured by said mortgage, or any part MORTGAGE: Suntrust Mortgage, Inc. R E S I D E N T I A L M O R T G A G E S E R - thereof; PURSUANT to the power of sale conVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: tained in said mortgage, the above 17165 Fieldcrest Avenue, Farmington, described property will be sold by the MN 55024 Sheriff of said county as follows: TAX PARCEL I.D. #: 224810113001 DATE AND TIME OF SALE: January LEGAL DESCRIPTION OF PROP- 28, 2011 at 10:00 AM ERTY: PLACE OF SALE:Sheriff's Office, Law Lot 1, Block 13, Meadow Brook Sec- Enforcement Center, 1580 Hwy 55, ond Addition, Dakota County, Min- Lobby #S-100, Hastings, MN nesota to pay the debt then secured by said COUNTY IN WHICH PROPERTY IS Mortgage, and taxes, if any, on said LOCATED: Dakota premises, and the costs and disburseORIGINAL PRINCIPAL AMOUNT OF m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s allowed by law subject to redemption MORTGAGE: $185,500.00 AMOUNT DUE AND CLAIMED TO BE within six (6) months from the date of DUE AS OF DATE OF NOTICE, INCLUD- said sale by the mortgagor(s), their ING TAXES, IF ANY, PAID BY MORT- personal representatives or assigns unless reduced to Five (5) weeks under GAGEE: $181,465.75 That prior to the commencement of MN Stat. §580.07.

TIME AND DATE TO VACATE PROPthis mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com- E R T Y : I f t h e r e a l e s t a t e i s a n plied with all notice requirements as owner-occupied, single-family dwellrequired by statute; That no action or ing, unless otherwise provided by law, proceeding has been instituted at law the date on or before which the morto r o t h e r w i s e t o r e c o v e r t h e d e b t gagor(s) must vacate the property if the secured by said mortgage, or any part mortgage is not reinstated under section 580.30 or the property is not thereof; PURSUANT to the power of sale con- redeemed under section 580.23 is tained in said mortgage, the above 11:59 p.m. on July 28, 2011. described property will be sold by the MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTSheriff of said county as follows: DATE AND TIME OF SALE: February GAGE:None 25, 2011 at 10:00 AM "THE TIME ALLOWED BY LAW FOR PLACE OF SALE: S h e r i f f ' s O f f i c e , REDEMPTION BY THE MORTGAGOR, Law Enforcement Center, 1580 Hwy THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said REDUCED TO FIVE WEEKS IF A JUDIMortgage, and taxes, if any, on said CIAL ORDER IS ENTERED UNDER premises, and the costs and disburse- MINNESOTA STATUTES, SECTION ments, including attorneys' fees 582.032, DETERMINING, AMONG allowed by law subject to redemption OTHER THINGS, THAT THE MORTwithin six (6) months from the date of GAGED PREMISES ARE IMPROVED said sale by the mortgagor(s), their WITH A RESIDENTIAL DWELLING OF personal representatives or assigns LESS THAN FIVE UNITS, ARE NOT unless reduced to Five (5) weeks under PROPERTY USED IN AGRICULTURAL MN Stat. §580.07.

P R O D U C T I O N , A N D A R E TIME AND DATE TO VACATE PROP- ABANDONED." ERTY: If the real estate is an Dated: November 22, 2010. owner-occupied, single-family dwellChase Home Finance LLC ing, unless otherwise provided by law, Mortgagee/Assignee of Mortgagee the date on or before which the mort- USSET, WEINGARDEN AND LIEBO, P.L.L.P. gagor(s) must vacate the property if the By: Paul A. Weingarden mortgage is not reinstated under sec- Attorneys for Mortgagee/Assignee of tion 580.30 or the property is not Mortgagee redeemed under section 580.23 is 4500 Park Glen Road #300 Minneapolis, MN 55416 11:59 p.m. on August 25, 2011.

MORTGAGOR(S) RELEASED FROM (952) 925-6888 FINANCIAL OBLIGATION ON MORT- 30-9693 GAGE: None THIS IS A COMMUNICATION FROM "THE TIME ALLOWED BY LAW FOR A DEBT COLLECTOR. 12/9/10-1/13/11 REDEMPTION BY THE MORTGAGOR, 2439165

PUBLIC NOTICE

PUBLIC NOTICE

32A

December 30, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Photo by Jessica Harper

Photo by Jessica Harper

Doris LaMott Hoel, owner of Fun Foods Catering, will lease the industrial kitchen at the The Paul and Sheila Wellstone Center will serve as Fun Foods Cateringâ&#x20AC;&#x2122;s primary cusNeighborhood House. The company will cater a range of events, from upscale corporate tomer. However, the business will also provide off-site catering. The Performing Arts dinners to weddings and nonprofit fundraisers.

Center in Burnsville will continue to be a regular site.

LaMott Hoel from Page 1A

have a building to take care of.â&#x20AC;?

Most of Fun Foodsâ&#x20AC;&#x2122; business will come from the Wellstone Center, since the company will serve as the primary caterer. However, it will also serve other locations, such as the Performing Arts Center in Burnsville.

Fun Foods Catering will offer three tiers of service: Chateau Lamothe Catering for upscale events, Fun Foods

Catering for casual dining and boxed lunches, and Fun Foods for Faith, which provides a discount for nonprofit organizations.

Prices will range from $5 a person to $25 a person, depending upon the level of service, LaMott Hoel said.

Although LaMott Hoel is excited to pursue her passion full time, she said she will miss her regular customers, many of whom have become good friends. â&#x20AC;&#x153;We have a saying here,

â&#x20AC;&#x2DC;Come as a stranger, return as a friend,â&#x20AC;&#x2122; and it really was true,â&#x20AC;? she said.

Although her clientele will change, LaMott Hoel will retain most of her 15 employees with the exception of her husband, Dave Hoel, and daughter, Alyson, who plan to pursue other interests.

A passion for food The opportunity to be creative and interact with people were primarily what attracted LaMott Hoel to the food in-

dustry 35 years ago, she said.

As a teen, she and her brother helped their parents run a restaurant and bar.

While attending Dakota County Technical Collegeâ&#x20AC;&#x2122;s culinary school, LaMott Hoel was the only female student â&#x20AC;&#x201D; an intimidating situation, she recalls.

Her first job was at the Radisson in Bloomington, where she was hired as the pantry person and quickly rose to broiler chef.

After that, LaMott Hoel

DCTC establishes $800,000 Kopp Endowment for Employment Dakota County Technical College has achieved its communitywide mission to support students by establishing an $800,000 Kopp Endowment for Employment. Made possible by a matching grant from Lee and Barbara Kopp and the Kopp Family Foundation, the endowment will provide emergency funds for DCTC students experiencing some form of financial hardship or crisis.

DCTC Vice President

Sharon LaComb reported that funding the Kopp Endowment for Employment became a top priority for the college over the course of 2010. She noted that raising $400,000 wasnâ&#x20AC;&#x2122;t an easy task due to tough economic times, but individuals and organizations throughout the community came through when it counted.

In 2004, the Council for Resource Development, an affiliate of the American

Association of Community Colleges, honored Lee and Barbara Kopp as Benefactors of the Year for their generous support of the Minnesota State Colleges and Universities system. The chairman and CEO of Kopp Investment Advisors, Lee Kopp often cites a $200 scholarship he received in 1952 as the key to his success as the first in his family to attend college. â&#x20AC;&#x153;Supporting students through emergency funds

is essential,â&#x20AC;? Lee Kopp said. â&#x20AC;&#x153;The Kopp Family Foundation recognizes the importance of higher education in strengthening our economy at the local, state and national levels. DCTC is focused on programs and skills that enhance employability. By helping provide the means for students to earn their degrees and graduate, we are building bridges to a better future.â&#x20AC;?

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worked as a baker for 10 years until taking a job in corporate catering.

In 1989, she founded Fun Foods Catering.

She and her husband decided five years ago to pursue their dream of becoming restaurateurs by opening Chateau Lamothe in a building just south of County Road 42 and east of Burnsville Center.

The restaurant side was more Hoelâ&#x20AC;&#x2122;s inspiration, while the catering segment fulfilled LaMott Hoelâ&#x20AC;&#x2122;s pas-

sion.

The restaurant and catering business remained profitable until the end despite declining revenue brought on by the recession, LaMott Hoel said.

She declined to reveal Chateau Lamotheâ&#x20AC;&#x2122;s annual revenue, but said the closing was not financially motivated.

Jessica Harper is at jessica.harper@ecm-inc.com.

GasBuddy unveils Cheap Gas application GasBuddy announced the newest iPhone application designed to help users find the cheapest local gas prices, just as prices hit 15-month highs. Motorists looking for cheap gasoline can now find local gas prices and see real-time pricing on their iPhone devices.

The free-to-download application uses GPS and cellular triangulation technology to provide listings for gasoline stations, or alternatively, users may search via ZIP code or city. The Find Cheap Gas app has been downloaded over 1 million times in just a few months on other platforms. The app is designed to show the user local stations and their prices using information reported by GasBuddy spotters.

The GasBuddy app also awards points to motorists who sign up

for free to report prices.

Spotters are awarded based on their level of participation and can enter to win a $250 gas card using the points awarded.

GasBuddy gives away a $250 gas card every week.

The GasBuddy application is now available for free on iPhone, Android, and Windows handsets.

GasBuddy also has a mobile website, m.gasbuddy. com, which is nearly identical in interface to the new app. The mobile site is available for everyone who has an Internet browser on their device.