12/16/2010 - Dakota County Tribune Business Weekly

JOHN GESSNER T.W. BUDIG T.W. BUDIG

Amid controversy, Humane Society will close 2A Emmer concedes, Dayton to be sworn in Jan. 3 10A Mike Hatch’s daughter, Anne, commits suicide 11A

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DATE ##, 2009 DECEMBER 16, 2010

VOLUME 30, NUMBER # VOLUME 31, NUMBER 42

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Darlene Miller named Business Person of the Year

by Jessica Harper

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INSIDE BIZ FORUM

Profiles in Business

DAKOTA COUNTY TRIBUNE

After a difficult year, Darlene Miller, president and CEO of Burnsville-based Permac Industries, finally received some good news.

She was named Business Person of the Year by the Burnsville Chamber of Commerce.

“When I won the U.S. Chamber award, I felt that it was truly like winning an Oscar, but this award meant more to me because it’s from my peers,” Miller said.

Her company, which manufactures precision machine parts, was named Small Business of the Year in 2008 by the United States Chamber of Commerce in Washington, D.C. Miller and Permac Industries have received numerous awards over the years.

Permac received the U.S. Chamber Blue Ribbon Award in 2007, and in 2006 Miller was named Minnesota’s Small Business Person of the Year by the U.S. Small Business Administration.

Miller was also named among the 2010 Exceptional Business Women by the Dakota County Tribune Business Weekly.

“She is an individual who has the respect of the business community,” said Dick Sjoquist, owner of Burnsville Toyota and a member of the Business

PHIL KRINKIE

FORUM

Fifteen cities are taking steps to conserve energy and prevent pollution by joining Minnesota Greenstep.

DON HEINZMAN 4A

Photo by Jessica Harper

Permac Industries President and CEO Darlene Miller was recently named Business Person of the Year by the Burnsville Chamber of Commerce.

Person of the Year selection committee.

Miller was selected by the committee of previous award winners for her commitment to the Burnsville chamber and community, Sjoquist said.

Community activist Miller has been a member of the Burnsville chamber for about eight years and served as chairwoman in 2007.

Miller is also a member of numerous other business organizations, including the Minnesota Valley Medical Manufacturers’ Network, the United States Chamber of Commerce and the Precision Machined Products Association.

BEST PRACTICES

Photo by Rick Orndorf

Darlene Miller of Permac Industries volunteers for local chambers and nonprofits in the community, and is politically outspoken. In September, she held a rally for GOP gubernatorial candidate Tom Emmer at Permac.

Although Miller has been popular in the business community, she has encountered a few foes in the political sphere.

Last fall, she held a rally for Republican gubernatorial candidate Tom Emmer at Permac Industries – something for which she received some flack.

Regardless of a few spiteful e-mails, Miller said she does

Pawlenty cabinet member and ex-Burnsville mayor will head state’s hospitality trade association

by John Gessner

Profiles in Business

There are less pleasant jobs in state government than the one Dan McElroy will exit this month to become president of Minnesota’s hospitality trade association.

The days of engineering wrenching state budget cuts are behind Minnesota’s former finance commissioner, a top official in Gov. Tim Pawlenty’s administration since the Eagan Republican took office in 2003.

McElroy has spent the last three years as

commissioner of the Department of Employment and Economic Development.

And lately, he’s had relatively good news to report in the aftermath of the Great Recession.

Minnesota’s un- Dan McElroy employment rate as of Dec. 13 was 7.1 percent, well below the national rate of 9.8 percent. The average work week in Minnesota is getting longer, postings on job websites are up and state work-force centers report more hiring, McElroy said.

Help the economy and environment by buying locally and sustainably this holiday. It will benef it your own quality of life.

LEE EGERSTROM 5A

BUSINESS 101

See Miller, Page 40A

Jobs picture looking up as McElroy exits Capitol DAKOTA COUNTY TRIBUNE

It’s time for the Vikings to get real about building a new stadium.

Owner Ziggy Wilf needs to lower his expectations 4A

“The short story is we’re better than many other states; we’re not as good as we would like to be,” said the longtime Burnsville resident and former mayor. “We have higher unemployment than prerecession levels, and I’m not satisfied that our unemployment rate is lower than other states’ until we get at or below the mid-4 percent range that we have when we’re not in recession.”

Come Jan. 4, the former travel-industry pro will return to the private sector, this time as president of Hospitality Minnesota, the trade group for the state’s restaurant, lodging, and resort and campground associations.

After eight years in the Pawlenty administration, and eight years before that as a state representative from Burnsville, McElroy said See McElroy, Page 40A

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December 16, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Amid controversy, Humane Society will close Closing, failed capital campaigns bring grumbling about mismanagement

by John Gessner DAKOTA COUNTY TRIBUNE

Minnesota Valley Humane Society officials say a bad economy and rising costs are to blame for the closing of its Burnsville animal shelter on Dec. 31.

Some volunteers suspect bad management has much to do with the closing, which comes after suspension of a failed capital campaign to raise money for a new site in Eagan.

But the MVHS’s executive director says donations have eroded while the number of animals the organization has taken in has held steady or increased in recent years.

“MVHS has been around for 30 years,” said Lynae Gieseke, who was a volunteer and MVHS board member before being hired as executive director in 1998. “We’ve always lived very close to the edge. What does that tell you: Maybe the south metro area just doesn’t want to support a Humane Society and animal shelter.”

The MVHS was founded in 1981 and established the shelter in Burnsville’s old City Hall building at 1313 E. Highway 13 in 1991.

The organization has 15 employees and has placed more than 50,000 animals in homes over the last two decades.

The MVHS says rising demand for services and rising health care and operational costs are competing with a falloff in donations. The organization gets about half its revenue from donations and the rest from adoption and surrender fees, Gieseke said.

“It’s the economy,” she said. “Smaller shelters like ours, they’re hurting. Even in good years, budgets are always tight. But now in the Great Recession, it’s even more pronounced. When you’ve gone through all your reserves, your savings and so forth, it’s a struggle to meet payroll.”

The MVHS cut its budget from about $1 million in 2009 to $800,000 in 2010, she said. The shelter stopped sterilizing animals in October 2009, and last year it began closing its doors to the public on Mondays and Tuesdays.

“I think they really have their hearts in the right place, but no business savvy,” said Kristin Heiberg of Minneapolis, a volunteer dogwalker at the shelter since 2002. “I think a lot of us feel angry and frustrated and a little bitter” when MVHS officials blame the economy alone.

Heiberg and Kay Smith of Apple Valley, a volunteer

Photos by Rick Orndorf

The Minnesota Valley Humane Society shelter in Burnsville has placed more than 50,000 animals since opening in 1991. The organization failed to raise enough money to move from its cramped, outdated Burnsville site to a new building in Eagan. since the shelter opened, criticized the organization’s failed capital campaigns.

And they say management

by Gieseke and the sevenmember board of directors has been less than transparent.

Gieseke said MVHS boards have talked for at least eight years of leaving the Burnsville building, which she said is too small and has a leaky roof, mold, poor air handling and a potential asbestos hazard.

A capital campaign the organization began preparing for eight years ago fizzled, with the money raised – perhaps a couple of hundred thousand dollars – going to pay the expenses of the campaign, she said. The plan was to rebuild on the current site.

Another campaign was launched in 2007, Gieseke said. A hired fundraising consultant’s three-year contract ended in October, with cash, cash pledges and pledges of in-kind services and materials stalled at $630,000.

The goal was to raise $2.1 million to buy and renovate an Eagan building, after the organization’s first choice – the Maxsun Fu r n i t u re building on County R o a d 42 in Burnsville – was nixed by a City Council zoning decision in July 2009.

Meanwhile, the MVHS sold its shelter property to Eden Baptist Church of Savage, which had approached the organization in its search for a new home. The church already owns the soccer field next door.

The sale closed last August. The church has been a “wonderful” landlord, but still wants the MVHS off the property by spring of 2011, Gieseke said.

“It’s just like when somebody sells their house or buys another house. Oftentimes, you don’t go looking for another house until your house is sold,” she said. “It happens all the time.”

Selling the property without securing a new home was “very bad business,” said Heiberg, who also questions what will become of the donations made to the latest capital campaign.

Gieseke said donations received will go to pay the expenses of the campaign and to help “pay off the

remaining debts of the organization.” Use of the donations isn’t “restricted,” she said.

But under state law, the money is restricted if the intent of the donor is clear that it’s for a capital campaign, said Jon Pratt, executive director of the Minnesota Council of Nonprofits.

“If it was in response to a special project, that’s what the contribution’s considered to be for,” Pratt said.

A nonprofit would need a district court ruling to free donations for other uses, such as repaying general debt, he said.

“That’s not uncommon,” Pratt said. “Sometimes donors put restrictions on a contribution that can no longer be satisfied. And organizations sort of make the case that this doesn’t really make sense and we’d like to use it for a different purpose.”

Pratt also said donors to the capital campaign have no claim to get their money back. Gieseke said she’s had no such requests.

See MVHA, Page 7A

What will happen to the animals?

MVHS has seen an uptick in adoptions, but surrenders haven’t stopped

by Erin Johnson DAKOTA COUNTY TRIBUNE

Eagan resident Katie Pike walks among the cages of cats at the Minnesota Valley Humane Society, looking for a possible feline companion.

Several of the cats she saw online have already found homes, “which is good,” she said.

Pike has adopted from MVHS before – she already has a cat and a dog – but said she wasn’t seriously considering adopting another until she heard of the closing.

She is now looking to add another cat to her family.

“Or maybe two,” she said.

“Every animal deserves a good home for the holidays.”

MVHS has seen a slight uptick in adoptions since announcing it would close, with 41 pets finding homes last Saturday alone.

“It was very, very busy around here,” said Executive Director Lynae Gieseke.

But that same day there were 12 pets surrendered to the shelter. And the next day was pretty quiet, she said.

While several cats, dogs and even rabbits still need to find homes, Gieseke cautions people against rushing to adopt an animal.

“Don’t think you need to come down and adopt an animal to ‘save’ the animal,” she said. “Only adopt an animal if you’ve been thinking of adopting an animal. This shouldn’t be a snap decision.”

Gieseke said if there are

animals remaining when the shelter closes, MVHS staff will contact other shelters, breed-placement groups, and rescue groups to take them in.

But she said she’s confident all the animals will find homes.

“That’s our number one priority,” she said. “We’re going to find everybody a home.”

When asked if any remaining animals would be euthanized, Gieseke said, “Absolutely not.”

Gieseke herself, who already has 10 cats, said she’s doing her best to resist the temptation of adding another.

“But I wouldn’t be surprised if staff may be taking animals home with them,” she said.

Going forward, Gieseke said she is concerned by the fact that there are no other shelters in the south metro.

“We’re it,” she said.

So where should residents go to adopt or surrender pets?

The nearest shelter is the Animal Humane Society, which has metro-area locations in St. Paul, Woodbury and Golden Valley.

Another option is Last Hope, a no-kill rescue group based in Farmington.

Surrendered animals can still be brought to MVHS through Sunday, Dec. 12, and adoptions will continue through Dec. 31.

Erin Johnson is at erin.johnson@ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 16, 2010

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Business Briefs

Business Briefs

CRUTCHFIELD DERMATOLOGY OFFERS NATURAL WRINKLE TREATMENT TOOL

CHS DELEGATES ELECT SIX DIRECTORS; OFFICER SLATE NAMED

Charles E. Crutchfield III, M.D., a Minnesota board-certified dermatologist with offices in Eagan, will offer Selphyl, a new wrinkle-fighting treatment.

A small amount of a patient’s own blood is taken and the platelet and growth factor rich portion is obtained.

About a teaspoon of this material is injected back into the patient’s skin. At the site, special skin cells divide and other cells produce collagen, filling in wrinkles.

The process has been used in sports medicine for joint injuries for about a decade. Results start to be seen in two to four weeks, with a maximum result seen at about 12-14 weeks. Results can last up to two years. The procedure is FDA approved.

The Selphyl treatment takes about 30 minutes. Patients are able to return to their normal activities immediately.

Crutchfield is a graduate of the Mayo Clinic College of Medicine. He specializes in the treatment of acne, psoriasis, and ethnic skin diseases and is one of the country’s leading cosmetic dermatologists. Crutchfield is also a professor of biology at Carleton College and an associate professor of dermatology at the University of Minnesota Medical School.

Crutchfield’s peer recognition honors include Top Doctor (Minneapolis St. Paul magazine), Top Doctor for Women (Minnesota Monthly magazine), America’s 10 Leading Dermatologists (Black Enterprise magazine), America’s Top Doctors (Castle Connolly Guide), America’s Top Dermatologists (Consumers’ Research Council of America), and The Best Doctors in America 20092010 (Best Doctors). He has received the Gold Triangle Award from the American Academy of Dermatology, the Karis Humanitarian Award from the Mayo Clinic and the Physician Health Care Hero Award from Medica, Twin Cities Business and Kare 11 Broadcasting. He is also the official team dermatologist for the Minnesota Vikings and Minnesota Twins.

Members of CHS Inc., an Inver Grove Heights energy, grains and foods company, have elected six agricultural producers to the cooperative’s board of directors.

Elected to the CHS board of directors for a three-year term was C.J. Blew, a Castleton, Kan., farmer who currently is chairman of the Mid Kansas Coop board of directors. He assumes a position on the 17-member board which was recently shifted from Minnesota to the company’s south central U.S. region. Re-elected for three-year terms were Michael Toelle, Browns Valley, Minn.; Dennis Carlson, Mandan, N.D.; Randy Knecht, Houghton, S.D.; Robert Bass, Reedsburg, Wis.; and Steve Riegel, Ford, Kan. The elections took place Dec. 3 at the CHS annual meeting held in Minneapolis.

Following the annual meeting, the 17 directors re-elected Toelle to his ninth one-year term as chairman of the board for the nation’s largest cooperative. Other officers elected include Bass as first vice chairman; Jerry Hasnedl of St. Hilaire, Minn., as secretary-treasurer; Curt Eischens of Minneota, Minn., as second vice chairman; and Knecht as assistant secretary-treasurer.

NEW DCR CHAMBER OF COMMERCE MEMBER New member of the Dakota County Regional Chamber of Commerce: • Buck Hill Ski Area 15400 Buck Hill Road Burnsville, Minn.

(952) 435-7174 www.buckhill.com

GENISYS NOW OFFERS PRIVATE STUDENT LOANS Genisys Credit Union, 1519 Central Parkway, Suite 110, Eagan, now offers private student loans to its members to help fill the funding gap in the cost of a college education. Genisys recently partnered with Credit Union Student Choice to offer a competitive private Genisys student loan to families who have exhausted other financial options.

They are committed to helping all of their youth members by providing additional value through their new student loans and College Rewards program.

This easy-to-use program starts with an online application (www.genisyscu. org), and once approved, ends with having additional funds to assist members in achieving their educational goals.

LAKEVILLE ORTHDONTICS OPEN IN NEW LOCATION The new Lakeville Orthodontics building located at 18341 Orchard Trail next to Best Buy and SuperTarget is now open.

Business Briefs

Business Briefs

EAGAN FOUNDATION ANNOUNCES NEW BOARD

US FEDERAL CREDIT UNION RAISES $11,500

The Eagan Foundation has announced its 2010-11 Board of Directors. The board is responsible for governing all fiscal operations of the foundation, managing scholarship and community grant programs, and maintaining community partnerships.

Executive Committee – Patti Engel (chair), Bob Braun (vice chair), Janet Alland, Nicole Hall, Laurie Halverson and Carol Swenson.

Members – Karen Berg Johnson, Sue Chrastil, Mary Cork, Barb Ducharme, Lisa Endersbe, Angela Finnegan, Rob Graham, Tom Hedges (ex officio), Laurie Huusko, Brenda Johnson, Christina Johnson, Karen Julian, Suzanne Kvas, Karen Lyons, Barb McGivern, Michael Proebstle, Jon Quesnel, Juli Seydell Johnson, Steve Thompson, Janelle Waldock and Janel Woods.

US Federal Credit Union, Burnsville, raised $11,500 in donations during the October month-long Combined Federal Campaign.

Employees raised funds through a variety of activities including Casual for a Cause jeans days, pledging, craft/ bake sales, and a pizza party. Children’s Miracle Network was the credit union’s designated charity.

COLE’S SALON IS TOYS FOR TOTS SITE Cole’s Salon is a 2010 Toys for Tots donation site. Drop off new, unwrapped toys at any of its five locations through Dec. 16.

• 15050 Cedar Ave. S., Apple Valley, (952) 891-4112.

• 14150 Nicollet Ave. S., Burnsville, (952) 435-8585.

• 2131 Cliff Road, Eagan, (651) 454-1390.

• 3450 Pilot Knob Road, Eagan, (651) 456-9454.

• 8160 County Road 42, Savage, (952) 226-5310.

MINNESOTA FARM BUREAU FOUNDATION RAISES FUNDS AT AUCTION The Minnesota Farm Bureau Foundation Auction was held on Nov. 19 at the Minnesota Farm Bureau Federation’s 92nd annual meeting. The auction raised nearly $11,000, of which $1,800 will go towards the Ag Cab Lab-Tractor and Combine projects.

LAKEVILLE BUILDING PERMITS The city of Lakeville issued building permits with a total valuation of $51,104,857 through the end of November. This compares to a total valuation of $68,987,255 during the same period last year. The total valuation of commercial and industrial permits through November was $3,686,000, which compares to $7,196,500 through November of last year.

The city also issued permits for 119 single family homes through November with a total valuation of $32,871,000.

This compares to permits for 114 single family homes with a total valuation of $31,800,000 through November of last year.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337.

When sending a photo by e-mail be sure that it is 200 dpi or greater.

Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing.

Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

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December 16, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

It’s time for Vikings to get real about new stadium

by Phil Krinkie SPECIAL TO THE TRIBUNE

The Vikings aren’t going to get into the playoffs this year, and they aren’t likely to get a new stadium next year. So, it’s time they get realistic. Every year for at least the last 12 years, Lester Bagley, now the vice president of public affairs for the Minnesota Vikings, has come whining to state lawmakers about the need for a new Vikings stadium. And each year the answer is the same: “No!” During this period of time, state legislators have approved a sales tax in Hennepin County to pay for a new Twins ballpark, “contributed” several hundred million dollars to pay for a new football stadium for the Gophers and, of course, provided state financing for a new hockey arena in St. Paul.

So why after all these years has the Legislature been so reluctant to heft most of the cost of a new Vikings stadium?

The most obvious reason is: They don’t need one. Even though the Metrodome is 28 years old, it isn’t a bad place to watch a football game – it was designed as a football venue, after all. It is climate controlled. It has private suites (although suites without the luxury of their own private bathrooms). And yes, it even has a light-rail line to deliver fans to the front door.

On the down side, the Metrodome has hard plastic seats, narrow concourses,

Guest Columnist Phil Krinkie

undersized bathroom capacity and no on-site parking. But, all in all, it’s not a bad place to take in a Sunday afternoon gridiron contest. On the other hand, the good old Hubert Humphrey Metrodome was a lousy place to watch a baseball game. It was here in the Metrodome that many new terms were added to baseball’s lexicon, such as “the rug,” “the baggy” and “lost in the lights.” One pop fly was even lost in the inflatable roof. So after 10 years of debate and disagreements, a proposal from Hennepin County to pay for a new Twins stadium with a .015 cent sales tax was approved by the Legislature.

Before this happened, another stadium deal was approved by the folks in St. Paul – money for a new football stadium for the U of M Gophers. This deal was put together with a three-way partnership.

First, TCF Bank made a significant private contribution. Second, the University of Minnesota and its alumni made a large financial commitment. And third, the largest financing component came, of course, from Minnesota taxpayers. This deal came together because of a push from the University of Minnesota, a com-

plete financing package and the desire to return college football to the campus.

Let’s remember that the Legislature appropriated money for a study of a joint use football stadium for the Gophers and the Vikings, but the Vikings walked away from that deal.

Fast forward to December 2010 and the Vikings still don’t have a site plan or a local government partner with just weeks before the start of the 2011 legislative session. Previously, the Vikings have walked away from a proposal to construct a facility in Anoka County and have thumbed their noses at proposals from the Metropolitan Sports Commission (operators of the Metrodome) for a major renovation of the current facility.

Now, with their lease expiring in 2011, the Vikings are once again giving only hints about a proposed site, with no details about a financing package. Bagley stated recently the Vikings hope to have a plan to present within 30 to 60 days, which may be too late for many lawmakers. The Vikings have had 10 years to come up with a viable financing proposal for a new stadium, yet every time they come close to a workable solution, they walk away.

When Ziggy Wilf purchased the team in 2005, he knew the details of the lease at the Metrodome and he understood the finances of the team. With the clock running out, Mr. Wilf should seriously consider two very viable options for the team.

Cities take steps to conserve energy by joining Minnesota GreenStep

by Don Heinzman TRIBUNE COLUMNIST

It is time for Minnesotans to get serious about the threat of global warming and the need to discharge fewer carbons into the atmosphere and to conserve energy.

The campaign to save the planet will take the same fervor and zeal as the civil rights movement and the mobilization of resources to fight World War II. That, however, is not happening, partly because of deniers who defy the logic of most scientists, who fear the planet is heating up and dire consequences could result.

During these difficult economic times, the public has difficulty focusing on such threats as global warming.

The green code to invent, finance and manage new green industries that draw on fewer fossil fuels has not caught on with the public, to say nothing of those in leadership and legislative positions In Minnesota, under an organization called Minnesota GreenStep Cities, 15 cities are taking steps to conserve energy and to prevent dirty carbons from polluting the earth’s atmosphere, with another 15 expected to join the movement. Among the GreenStep cities are Eagan, Elk River, Pine River and Royalton.

Minnesota GreenStep gets cities to develop 28 best practices under five major headings: Building and Lighting, Land Use,

Tribune Columnist Don Heinzman Transportation, Environmental Management and Economic Community Development.

The appeal is more to energy efficiency and economic savings than to preventing global warming. The organization is a project of the Minnesota Pollution Control Commission and the League of Minnesota Cities, among others.

GreenStep says any organization in the community can build interest. GreenStep will send a resource person to talk to groups and city councils.

The next step is to have the city council approve a resolution to work toward GreenStep Recognition. Some cities have energy commissions that work on the suggested best practices, which are listed on the GreenStep website and have an advisor to call on each practice.

Another source to check out is Elk River, which in 1997 was designated an Energy City by the Minnesota Environment Initiative, out of 30 applicants.

Elk River has an energy commission that directs the program. One component is

Project Conserve involving 300 homeowners who are taking measured steps to conserve energy. During the pilot project involving 31 homeowners, the average savings was more than $400.

The city also has completed three demonstration Energy Houses. Staff also conducts energy audits on homes and discovers “phantom loads,” which leads to steps such as unplugging computers, entertainment centers and television sets.

The city has completed projects on a landfill gas-to-energy facility, a refuse-derived fuel plant, commercial use of geothermal heat pumps, recovery ventilators and a full-scale wind generator.

In addition, the city employs sustainable building design and has promoted LEEDcertified schools and the LEED-certified public library.

Despite these programs the groundswell of public opinion to save energy and use less fossil fuel has not developed.

Contacting Minnesota GreenStep Cities is a good first step to get started. The website is www.greenstep.pca.state.mn.us.

Don Heinzman, chairman of the ECM Editorial Board, can be contacted at don. heinzman@ecm-inc.com. The Dakota County Tribune is part of ECM Publishers Inc. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

One, cut the deal with the Sports Commission to remodel the Dome. Don’t be greedy; it won’t cost a half a billion dollars to improve the place. The Dome can use some updating, but it doesn’t need an extreme makeover. In a recent poll, 66 percent of respondents said the Vikings should stay in the Dome, and only 27 percent said they need a new stadium.

The other option is for Wilf to swallow his pride and cut a deal to play at TCF Stadium. The Gophers play only eight home games there, and it’s a great football venue. I’m sure someone can figure out how to cover over the maroon with purple for Sunday afternoon Vikings games.

Whichever option the Vikings may consider, it’s time for Wilf to lower his expectations. Minnesota is facing a $6 billion projected budget shortfall, so money for a billionaire playground will not be a top priority for lawmakers during the 2011 session. Everyone should lower their expectations for the upcoming session, and that includes Mr. Wilf and his Vikings.

Phil Krinkie is a former Republican state representative from Lino Lakes and the president of the Taxpayers League of Minnesota. The eight-term lawmaker chaired the House Tax Committee and two other House panels. Krinkie’s e-mail is: philk@taxpayersleague.org.

Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 16, 2010

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Financial Sense

Don’t wait until after Dec. 31 to do your 2010 tax planning For most people, the last week of the year is almost too late to make the tax moves that make the most sense for them. It’s best to review options now before the holidays – and holiday spending – potentially derail opportunities to save money.

The first piece of advice is to get some advice. A financial planning expert such as a Certified Financial Planner professional can review your overall financial situation, and a tax professional can add additional expertise. Here are some other ideas: • Start pulling your records together: Even if you have a longtime filing system you trust or computerbased record-keeping that’s well in place, set aside a day or two to make sure receipts and entries make sense before the holidays and yearend activities swing into full gear.

Even the most attentive taxpayer can make bookkeeping mistakes for personal or business taxes. If your tax situation is particularly complex or you’ve undergone significant life-

style or business changes during 2010 (i.e., getting married, getting divorced, going bankrupt) – or a had significant increase in income, a large capital gain or even an inheritance – it might make sense to sit down with your planner and tax professional before New Year’s.

• Defer income if that makes sense for you: If you are self-employed or if you operate a company, consider whether it makes sense to defer income until 2011 as a way to save money on taxes. Though this is fairly common advice, it is very tax-situation-specific, so check to see if deferring income is a good strategy.

• Remember your retirement: If you and your spouse file jointly, by contributing to a traditional IRA each of you might be able to deduct up to $5,000 if you’re under 50 by the end of the year – if you’re older by year end, that deduction rises to $6,000.

But consult a tax expert to see if you qualify for those limits based on your other retirement investments and income levels.

Some employer qualified plans may also allow large employee contributions prior to year’s end – if you can afford to make one, check with your plan administrator.

• Check investment gains and losses: If you have some capital losses in your taxable investment accounts see if it makes sense to sell and offset them against any capital gains you’ve realized this year.

Again, consult your experts to make sure you’re making the most tax-efficient decision.

• Prepay property taxes: If it makes sense to accelerate that deduction based on your tax advisor’s opinion, pay those early 2010 taxes before the end of the year.

• Prepay state income taxes: Again, if it makes sense based on your tax situation, consider making a fourth-quarter estimated state tax payment due in January before the end of the year to accelerate the deduction.

• Plan a stock donation to charity: If you have stock with a large unrealized capital gain that you’ve held

longer than a year, you can give that stock to a qualified charity and claim a deduction for the current fair market value of the security.

The deduction is limited, however, to 30 percent of adjusted gross income.

Any amounts over this can be carried forward 5 years.

If you have a stock with an unrealized capital loss, do the opposite – sell the stock, claim the capital loss, then donate the resulting cash proceeds to charity.

This is actually better than just donating cash, because you get the same deduction and never have to pay the capital gains taxes from the appreciated security, or you can take a current deduction if you have a loss.

A similar donation to a donor-advised fund can provide the same current benefit while allowing you to take your time in appointing the specific charity to ultimately receive the gift.

• Make sure donations are documented: You must have either a receipt or a canceled check to back up any contribution, regard-

less of the amount, and you can’t simply give away junk and state a “like new” value for it. If you don’t have such a written record, the IRS will disallow the write-off if the lack of proper record keeping is discovered in an audit.

Also, you can write off out-of-pocket costs you incur while doing good works.

Ingredients for casseroles you regularly prepare for a nonprofit organization’s soup kitchen, for example, or the cost of stamps you buy for your school’s fundraiser count as a charitable contribution.

• Look for breaks on student-loan interest: If parents pay back a child’s student loan, the IRS treats it as though the money was given to the child, who then paid the debt.

A child who’s not claimed as a dependent can qualify to deduct up to $2,500 of student-loan interest paid by mom and dad assuming they meet the income test. And he or she doesn’t have to itemize their deductions to use this money-saver.

• Check those work-re-

lated moving expenses: If you moved due to a change in your job or business location, you may be able to deduct certain moving expenses. There are two tests.

The distance test requires that the new job be at least 50 miles farther from your old home than your old job location was from your old home.

The second is the time test, which means you must work for at least 39 weeks during the first 12 months right after you arrive in the general location of your new job. Self-employed people have to work full-time for at least 39 weeks during the first 12 months for a total 78 weeks during the first 24 months after they arrive in the qualified location.

This column is provided by the Financial Planning Association (FPA) of Minnesota, the leadership and advocacy organization connecting those who provide, support and benefit from professional financial planning. FPA of Minnesota can be found online at www. fpamn.org.

Best Practices Help the economy, environment: Buy locally and sustainably this holiday

by Lee Egerstrom SPECIAL TO THE TRIBUNE

Most Minnesota households are pondering final gift selections for another holiday season with little thought of their decision’s economic or environmental impact.

This is an understandable oversight. But consumers wield a tremendous amount of market power to influence their local merchants. They can do themselves and their neighbors a lot of good demanding locally made and sustainable products, when available.

For instance, retail industry studies show that on average 68 cents of the consumer’s dollar stay and work in the local community when spent at locally owned retail stores, while only 43 cents on the dollar stay at home when spent at “big box” chain stores based outside Minnesota.

Going even further, when locally made or grown products are involved, upwards of 90 cents

Guest Columnist Lee Egerstrom

of the dollar stay at home and multiply in value when working through the local economy.

This economic research has been part of the last three Minnesota 2020 annual holiday shopping reports. Each report explores different issues small businesses face and how “buying local” keeps money at home, working in our counties and state economy. In addition, Minnesota 2020 has compiled an online listing, www.mn2020.org/giftguide, of local companies for shoppers interested in supporting neighborhood merchants.

Some of the Gift Guide’s Eagan shops include Homestead Pickin’ Parlor and Bernstein Books.

This year, Made in Minnesota 2010 took the “buy

local” concept one step further with the Strategies for Growing Sustainable Small Businesses report.

Aided by undergraduate research fellows from Macalester College in St. Paul, Minnesota 2020 surveyed more than 400 local entrepreneurs featured in the online Gift Guide. They found a large number of makers and sellers of unique local products following what can generally be called “sustainable,” or “green” business practices.

In some cases, developing sustainable business strategies was a conscious decision by an artisan, manufacturer or retailer based on his or her values.

In other cases, sustainability came about almost as an afterthought, as businesses sought products more unique than rival products on the market.

In many cases, however, decisions were made

with economic objectives in mind, such as reducing energy costs, waste disposal costs and expenses for items such as packaging and ingredients.

Regardless of a manufacturer or seller’s internal motivation in becoming sustainable or reducing environmental impacts, he or she represents only two parts of the supply chain.

The fate of most sustainable business decisions depends on the market consumers create.

Research findings cited in the report note both “carrot and stick” approaches to making businesses more sustainable. Some academics emphasize regulations, fines and penalties for not becoming sustainable or setting up eco-friendly infrastructure – the stick.

Others look at the importance of creating a marketplace for consumer demand from community or social pressures and the economic payoff that results – the carrot.

One place that has explored these consumer strategies is Denmark.

Danish researchers examined what they call a “political consumer,” a shopper who makes conscious decisions to buy locally grown food, when possible; purchase from merchants and their employees who live and work in their communities; and buy products or buy from people who intentionally strive to reduce commerce’s negative environmental consequences.

In other words, the “political consumer” purchases based on social values, not price.

These consumers have not been carefully studied in Minnesota or elsewhere in America, but there is strong evidence that they exist.

Huge, multinational companies are increasingly adding and promoting products that are considered “green,” and local entrepreneurs are reporting success in promoting products that are both eco-friendly and local

to customers seeking such products.

So, if you are still looking to pick up a “little something” for Aunt Millie this holiday season, be aware that you have both economic and environmental influence on the health of your community and your own quality of life.

Economists would call that a real multiplier effect.

Your friends at the coffee shop would say you are putting your money where your mouth is. In either case, you would be helping Minnesota and your community move forward.

Lee Egerstrom, a veteran journalist and author of books on agriculture, economic development and cooperative business development, is a research fellow with Minnesota 2020 working in the area of rural economic development.

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December 16, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Business 101

Culture shift takes business to the next level Happy employees make dollars and sense

by Lisa Bah SPECIAL TO THE TRIBUNE

Does the culture of your organization echo your personal management style? Are you stuck in what may be your comfort zone, but not that of your employees?

Many business owners become complacent once they’re beyond the start-up years when much of their time was spent managing cash flow, business growth and building loyalty among their employees and customers. Sadly, it often takes an earth-shattering event – flirting with Chapter 11 bankruptcy, or the loss of a major customer or supplier before a company is motivated to make a culture shift.

It’s easy to maintain the current environment. After all, when potential hires are interviewed, there is a tendency to select “the best fit,” which doesn’t always equate with the best skill set as managers tend to hire people similar to themselves.

To eek out the first wave of a culture shift, one of the first things to do is acknowledge that the shift is in the company’s best interest in terms of future success.

Make It Happen Lisa Bah

Unfortunately, this is impossible unless there’s a clear understanding of the current culture. I often find it easier to bring in a trusted friend or colleague from a similar field to act as my surrogate rather than try to play anthropologist in an environment I know all too well.

Ask your colleague to observe interactions and note who seems to interact the most and least with others.

Ask for feedback as to tone of voice, mood and body language. From your colleague’s perspective, is there a correlation between desk or cube areas with how happy or dissatisfied employees seem to be?

How do employees relate to time? There is a big difference between someone committed to completing a task by a certain time and someone who is clock-watching to make sure they receive every second of a 15-minute break.

I d e a l l y, your colleague will take the time to talk to staff. Some of my favorite questions are openended and telling of the organization’s true culture.

Why would you tell a friend to work here? Who can you always count on in the organization and why? How do you view supervisors?

What you and your colleague are looking for are enthusiastic responses indicative of a cohesive team, or hesitant responses indicative of a fractured team situation.

Anything short of glowing reviews means opportunities for improvement in the business culture. The challenge is how to embrace change as a meaningful experience without alienating longtime employees. Anyone who has facilitated meaningful change in a work environment knows that it’s easier said than done.

I think a team-based interactive leadership approach is the least threatening to employees who fend off change.

The key is getting the naysayers (usually supervisors) to become champions of the

In Brief

If you have a subject you would like to see the Make It Happen columnists explore, contact Chris Hayes at (651) 423-8266, or chris.hayes@dctc.edu.

cause by allowing their leadership skills to shine outside their usual roles and by raising awareness through training. Rather than let a middle manager plateau, the leaders of the business need to push a from-good-to-great mentality from the top on down.

Here are five initial thoughts: 1. Don’t select the most obvious employees when you begin discussing culture change.

2. When stakeholders resist change, be glad; they’ll point out what works while tempering ideas from people who want to change everything all at once.

3. Your commitment as a leader has more impact on change than anything else.

4. Pain drives change and creates leaders.

5. Rewards, real or perceived, promote excellence.

Every day at Dakota County Technical College, students in our supervi-

For the most part, people like to be held accountable.

They want to know they’re contributing to daily operations. For business owners who are accustomed to total control, it may feel like they are giving up the business model they have used for years in exchange for the unknown. However, one year out, the same owner will more than likely be positioned to reap the rewards of culture shift.

Happy employees are productive employees. Happy employees have lower rates of absenteeism. Happy employees are loyal. Happy employees bring in like-minded employee referrals. Happy employees push for innovation. Happy employees market your business better than any media ad ever could.

Culture change – we could all use a dose.

sory management programs – multicultural leadership, small business operations, human resources development and more – talk about real-world situations they encounter in the workplace.

We problem-solve ways to deal with their on-the-job issues. Often, the issues have more to do with the culture of the organization than the processes in place. A frequent comment is that older organizations haven’t moved forward to meet the needs of their employees and the business community at large.

If your business has always operated in a traditional style where employees have little decision-making power, start Lisa Bah is director of business by empowering each and ev- and management at Dakota ery one of them to do what County Technical College in seems logical.

Rosemount and site coordiOf course, it will take time nator at the Small Business to happen naturally, but if Development Center in Apple employees are encouraged to Valley. She can be reached at dialogue, they often find solisa.bah@dctc.edu. lutions without supervisory intervention.

New technology guide helps entrepreneurs grow their small businesses, create jobs

Valley Natural Foods kicks off first-ever ‘Caring Community’ holiday giving campaign

A new technology tool for small businesses is now available to help them grow and create jobs. The new education resource, Business Technology Simplified, helps small business owners connect the dots between entrepreneurship and technology to give them a competitive edge.

The U.S. Small Business Administration and Microsoft have teamed up to develop this free, comprehensive guide on how technology can improve the small business owner’s chances for success.

The Business Technology Simplified guidebook includes fundamentals on the importance of technology, and on how it can be used to achieve a business’s goals.

In the guidebook’s foreword, Earvin “Magic” Johnson writes about his journey in developing a multimillion dollar company and the value of technology to remain competitive.

“Our goal as an agency is to get information, tools and

Valley Natural Foods kicked off its first-ever “Caring Community” holiday giving campaign this month. The campaign encourages customers to donate food and clothing items to support Dakota County residents in need during the holiday season.

Valley Natural Foods is providing its 8,000-plus members with a couple unique in-store ways to participate in this year’s giving event: by purchasing wholesome, fresh $5 gift baskets (valued at $20-30) for donation or by donating “new” sweatshirts, hats, mittens, lounge pants, socks and long-sleeve shirts for a casual clothing collection.

All donations will go to 360 Communities, a Dakota County nonprofit that serves 20,000 people each year through food assistance, domestic violence

services into the hands of small business owners more quickly so they can spend more time doing what they do best – creating the jobs that will drive our economic recovery,” said SBA Administrator Karen Mills. “This new guidebook is one more tool available to support small business growth through access to information and resources.”

Business Technology Simplified offers tips on how to use technology and innovation to make businesses work more efficiently. The guidebook incorporates relevant and practical material on simplifying work tasks, doit-yourself marketing, cloud computing, time management, finding and cultivating customers, and more.

“Small businesses, which employ nearly 50 percent of the U.S. work force, rely on trustworthy technology that is easily adaptable and scalable to support growth and give them freedom to focus on the innovation and passion

that drives their businesses,” said Cindy Bates, Microsoft’s vice president of U.S. Small and Medium Business.

Business Technology Simplified is available in a printed format in SBA district offices and at local SBA resource partners, or can be accessed online as an electronic publication and as an electronic distance-learning course.

The new online course has been created for self-paced access to practical guidance on applying technology to build and grow strong companies. The course features an audio-guided lesson indexed by modules that include information on how to use technology to save time in day-to-day tasks, how to better manage a business, mobile solutions that work, and tips on expanding customer base.

To access the course, go to www.sba.gov/training, then click “Business Technology Simplified” in the Highlighted Courses section. It is one of nearly 30 online tutorials offered by the SBA.

prevention and early education programs.

Thanks to product donations from Valley Natural Foods vendors to subsidize expenses, nearly half of the $5 gift bag cost will be distributed as a cash donation to 360 Communities.

Donating vendors include: Sunrise Gourmet Pasta, Food For Life, Food Should Taste Good, Mary’s Gone Crackers, Back to Nature and Nature’s Path. Valley Natural Foods vendors, Toasty Kidz, based in Rosemount, and Minnesota Mittens, based in Winona, also provide customers with instore options for purchase of hats and mittens for the

clothing drive.

For the eighth year in a row, Valley Natural Foods has also adopted a family through the 360 Communities program called Armful of Love.

Armful of Love matches families facing financial difficulty with a sponsor who ensures they will have some gifts under the tree.

Funds have been set aside for this special initiative and employees will purchase gifts.

Ongoing 360 Communities donation efforts at Valley Natural Foods include cash collection canisters at the registers and a food donation barrel located near the store’s exit. 360 Communities is always in need of canned fruit, tuna, chicken, pancake mix, syrup, peanut butter and jelly, canned peas, juice boxes and personal hygiene items such as shampoo and toothpaste.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 16, 2010

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Valley Ridge Shopping Center will finally be developed

by John Gessner DAKOTA COUNTY TRIBUNE

An outdated Burnsville shopping mall with a white-elephant reputation will be redeveloped for senior housing.

The City Council approved plans Dec. 7 to replace Valley Ridge Shopping Center with 140 senior apartments.

The project is a partnership between the Dakota County Community Development Agency and Presbyterian Homes.

The CDA will build the 46,000-square-foot building and provide 80 affordable independent-living apartments. Presbyterian Homes will lease space for 60 affordable assisted-living units, including 15 to 20 memory-care units.

Plans also call for future development of 52,000 square feet of retail and office space on the east side of the Valley Ridge property, located south of Burnsville Parkway and west of County Road 5.

Demolition of the 91,710-square-foot mall is expected late next summer or next fall, with completion of the new Valley Ridge Senior Housing complex by

Photo by Rick Orndorf

Valley Ridge Shopping Center will be redeveloped for senior housing, with future plans also calling for 52,000 square feet of retail and office space. the end of 2012.

The mall opened in 1963. A 33,000-squarefoot addition was built in 1971.

There’s been talk of redeveloping the site for years. A 2004 city study on Burnsville’s strip retail centers identified Valley Ridge as a prime redevelopment

candidate.

The center has been plagued by vacancies, poor curb appeal, an eclectic tenant mix with little potential for cross-shopping, the absence of a strong anchor tenant and an oversized sea of parking, according to the study. Vacancy is 50 percent.

“It’s redeveloping an area that has needed some work, so thank you very much,” Mayor Elizabeth Kautz told CDA officials.

The CDA has a purchase agreement with Valley Ridge owner Engelsma Limited Partnership, said Kari Gill, the CDA’s deputy executive director.

The CDA will relocate mall tenants, which is expected to take about six months prior to demolition, she said. That should help fill some vacancies in other Burnsville malls, Kautz said.

Gill said all Valley Ridge tenants have redevelopment clauses in their leases, but at least one tenant is upset about moving.

Alex Luebbert, who owns the Super Mercado Olmeca market and restaurant and the adjacent VIP Olmeca Events Center, told the council that discussions with his landlord left him believing the redevelopment was still three to five years away.

“Otherwise, I wouldn’t have paid $480,000 for this project,” Luebbert said, referring to the event center.

Last month the council granted him permission to operate the center as an interim use for another year.

“This beautiful (redevelopment) project, it’s going to be so nice for everybody, but not for us,” said Luebbert, who opened his market 10 years ago and has leased increasingly more space on the mall’s west end.

Burnsville arts academy enrollment lower than envisioned

by Jessica Harper DAKOTA COUNTY TRIBUNE

Enrollment at Burnsville’s Envision Academy is down this school year, and Burnsville-Eagan-Savage district officials are considering changes to spur interest.

The academy has 49 students this year, which is 26 fewer than last year.

This is a meager student body compared to the 300 students the School Board aimed for when it approved the program two years ago.

The academy was one of several magnet programs launched last year as part of a state-mandated plan to reduce racial imbalances in the nearby Lakeville school district.

The program enables students to take music, dance and theater classes at the Performing Arts Center in Burnsville and all other courses at Burnsville High School.

By studying at the PAC, students are given an opportunity to work with professionals and groups such as the James Sewell Ballet.

The district pays $135,000 to lease space at the PAC, and $90,000, which is reimbursed by the state, to transport students to and from the academy.

Staffing Envision costs

$170,000 more each year – which is covered by state and local funding – than it would if students attended Burnsville High School full-time.

In addition to tacking on more costs, the program adds an extra hour to students’ school day, which many students have said discourages them from participating, District 191 Superintendent Randy Clegg said.

“Our thought was this would be their primary activity, but it’s not turning out that way,” he said.

Students have told officials in surveys that the academy’s schedule is difficult to balance with afterschool activities, homework, and jobs, Burnsville High School Principal Dave Helke said.

As a result, district officials are looking at redesigning the schedule to make it more flexible, he said.

Officials are also considering extending the academy’s music program, which is currently limited to string instruments.

Transportation can also be a barrier for some district students, Helke said.

“Sometimes the logistics of getting to and from the program can be difficult,”

MVHS from Page 2A

brochures, upgrades to its website and promotions on Facebook, said Ruth Dunn, communications director for District 191.

“The key is to market to junior high school and middle school kids who are passionate about the arts,” Dunn said.

Jessica Harper is at jessica.harper@ecm-inc.com.

John Gessner is at john.gessner@ecm-inc.com.

Photo by Rick Orndorf

marketing efforts to draw in more students and clarify what the program entails, Helke said.

“We are trying to deliver a solid identity in the arts,” he said. “For some students, they enrolled, and then it wasn’t what they thought it would be.’

The district’s marketing strategy so far has included theater advertisements,

John Gessner is at burnsville. thisweek@ecm-inc.com.

Smith, the Apple Valley volunteer, thinks Gieseke aimed too high, starting with the first capital campaign.

“I know she said she wanted to be on the cover of USA Today: first green Humane Society,” Smith said. “Big ambitions. I think she was just totally over her head, but unable to see she was totally over her head.”

Gieseke acknowledged that she has critics and said this isn’t the first volunteer or employee insurrection she’s faced.

“Negativity has been spread,” she said. “If everyone could have pulled together for the common good, rather than individuals going their separate way, throwing poison darts, then what?”

For Smith – who has been a foster owner of 200 kittens and 50 adults cats through the MVHS – losing the shelter where she volunteers weekly is “devastating.”

“There were five of us (volunteers) over here last night in kind of a mourning session, venting and figuring out what we can do, if anything. We’re a bunch of retired women living on limited incomes. It’s impractical to think we could start a shelter.”

Enrollment at Envision Academy in the Burnsville-Eagan-Savage School District is down to 45 students, which is 26 fewer than last year. District officials had hoped enrollment in the program, which launched last school year, would eventually reach 300. he said.

Although interest has dropped among students within the district, those from nearby districts continue to enroll.

More than a third of the academy’s students enroll from outside districts, Helke said.

In addition to changes within the program, district officials are stepping up

“I think, perhaps, Mr. Luebbert, you need to have a conversation with your landlord, because your contract is with them,” Kautz said.

The mayor said she’s already gotten calls from people interested in renting an apartment.

The CDA’s four stories of independent-living units will be priced for seniors with incomes 80 percent below the average median income, according to the CDA. Presbyterian Homes’ three stories of assisted-living units will be for seniors with incomes 50 percent below the average median, the CDA said.

There’s no schedule for building the retail and office project, which is planned for three buildings.

In the meantime, the vacant property will be seeded with grass, said City Planner Chris Slania.

“It ultimately will be our goal to sell it to a commercial developer,” Gill said.

“Hopefully the economy will improve and there will be some interest in it.”

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December 16, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Apple Valley Homeless by choice Mandy Mulder is a young woman with a big heart.

Before she completes her final semester of college, the 22-year-old Rosemount resident is taking time off from school to undertake a project that will have an impact far beyond the halls of academia.

Her project, Mission America, will see Mandy Mulder traveling cross-country and visit- Mulder ing the nation’s most poverty-stricken areas, where she’ll be sleeping in homeless shelters, taking her meals at soup kitchens and volunteering at church outreach centers.

Mulder, who will be filming her experiences for a documentary to raise awareness about poverty in America, is, in essence, becoming a homeless person for the duration of the project.

“I’m going to sleep how they sleep, I’m going to eat how they eat — I’m going to experience it,” said Mulder, a graduate of the School of Environmental Studies in Apple Valley who works as a youth pastor at St. Andrew Lutheran Church in the north-metro area. “My mission is to bring awareness to poverty in our country, and I’m a huge believer that if you truly want to help someone in a situation, you have to know what that situation is.”

Mulder said the concept behind Mission America can be traced to her high school days, when she dreamed of taking a road trip across the country, but the idea evolved in recent years into something more, a “pay-it-forward type thing.”

Mulder, who’s filed the paperwork to establish Mission America as a nonprofit organization and is undertaking the cross-country trek independently of her coursework at Virginia-based Liberty University, plans to depart in May, driving her Dodge Neon to more than 60 sites over a three- to four-month period. Her itinerary first has her heading east to Maine, then down the East Coast, and finally west across the country to California.

Her stops include big cities such as Milwaukee, Chicago and New York City, as well as indigent rural areas such as Pine Ridge, S.D. “I’m trying to target the areas with the most need,” said Mulder, who is now contacting social workers to make arrangements to volunteer, and sleep, at sites where she’ll be stopping. She plans to do a service project and make a monetary donation at each of her stops.

For the project, Mulder’s commitment to living a life of poverty borders on the extreme.

In addition to sleeping in homeless shelters and eating only at charity kitchens, Mulder said that prior to departing she’ll be cutting off her hair “for hygiene purposes,” and will be bringing along only two changes of clothing.

In fact, except for the clothes she’s bringing with her on the trip, Mulder is giving away her entire wardrobe. The Sunday before Christmas, she plans to set up a table on Lake Street in Minneapolis with all her clothes, along with blankets, cans of soup, and a sign that lets passersby know that everything there is free for the taking.

Mulder’s parents, Lee and Karen Mulder, say they are proud of their daughter and support her Mission America project.

Safety, though, is a concern. As of now, Mulder plans to take the trip by herself, though she is considering bringing a friend from college along.

“The safety is a big issue for (my parents),” Mulder said.

“I’m bringing my cell phone for safety, and I’ll probably carry mace.”

Mulder, an Apple Valley native who attended Grace Lutheran Church growing up, underscored that though she’s heavily involved in her current church and has previously done Christian mission work, she doesn’t want Mission America to be strictly a “Christian-based” project.

Mulder is seeking donations — to help cover the cost of gas for her trip, and to make donations at each site she visits — through her Mission America website, www.facebook. com/MissionAmerica.

— Andrew Miller

Burnsville Vehicular homicide charged in 11-year-old’s July 18 death Criminal vehicular homicide and other charges have been filed in the July 18 crash that killed 11-year-old Joel Michael Balistreri of Burnsville and injured his parents and sister.

Leah Christina Graeber, 28, of Savage, was charged Dec. 6 with one count of felony criminal vehicular homicide, three counts of criminal vehicular operation (two felonies and a gross misdemeanor), and a felony fifth-degree controlled substance crime.

Contrary to initial reports from the State Patrol, the Dakota County Attorney’s office says a blood test revealed Graeber wasn’t under the influence of drugs or alcohol when her Buick LeSabre crossed the grass median and vaulted into opposing traffic on Highway 13 at around 8 p.m. July 18. But an open beer container and trace amounts of drugs were found in her car, according to the criminal complaint.

The speeding car crashed into the GMC Yukon carrying members of the Balistreri family. A State Patrol reconstruction determined that Graeber was traveling at about 78 to 86 mph when the vehicle vaulted into northbound traffic just south of Washburn Avenue in Burnsville, according to the complaint.

Joel Balistreri’s father, Geoffrey, was driving the Yukon.

He suffered broken bones and facial lacerations, remains on crutches and may never regain full movement of one ankle, according to the complaint filed in Dakota County District Court.

Injuries suffered by Joel’s mother, Pamela, and sister, Megan, included bruises, lacerations and cuts, according to the complaint.

Graeber, whose legs were trapped in her vehicle, seemed “confused and out of it” when questioned at the scene by a Burnsville police officer, the complaint said.

She told the officer she was coming from Shakopee, but then said she was heading to Shakopee, the complaint said.

“Graeber denied drinking any alcohol but stated that she had no idea where she was or what had happened,” the complaint said.

State troopers found an open container of beer in her car, two pipes and a plastic tube, the complaint said.

Testing revealed trace amounts of cocaine and THC, an ingredient in marijuana, on the pipes, the complaint said.

A third vehicle was also hit during the crash, but the driver was uninjured, the complaint said.

Two witnesses to the crash estimated Graeber’s speed at about 100 mph. The slower speed determined by the accident reconstruction “does not take into account the vehicle scuffing for approximately 330 feet before vaulting,” the complaint said.

Joel, known as “Joey,” would have been a fifth-grader this fall at St. John the Baptist School in Savage. He played baseball and hockey for Burnsville youth sports teams.

— John Gessner

Levy hike is 5.2 percent Several Burnsville property owners tried to persuade the City Council Dec. 7 that citizens battered by the economy and falling home values can’t afford the city’s proposed 2011 tax increase.

Over their objections, the council voted 3-2 to raise the city’s total tax levy by 5.2 percent. Council members Charlie Crichton and Dan Kealey, who have called for holding the increase to 3.7 percent, voted “no.”

Next year’s city taxes will rise by about $15 on an averagevalued ($208,000) Burnsville home. Taxes on $1 million in commercial/industrial property will rise by about $368.

The council adopted the $27.86 million levy and $80.8 million budget, which includes a $33.86 million general operating fund.

Of next year’s 5.2 percent increase, 1.5 to 1.7 percent will be borne by existing taxpayers, said Tammy Omdal, deputy city manager and chief financial officer. That’s because Burnsville’s largest tax-increment financing district is being decertified and will begin generating new tax revenue, she said.

— John Gessner

Eagan New Eagan food shelf opens Supporters who gathered for the opening of Eagan’s expanded food shelf, The Pantry, were impressed as they walked among the facility’s fully stocked shelves, made to resemble a grocery store.

“What you see here is a beautiful facility,” said Sam Gerth, who serves on the board of the Eagan Resource Center.

Even more importantly, families in need who have already used the food shelf have reacted with “pure glee,” said Lisa Horn, executive director of the Eagan Resource Center.

The Pantry is an expansion of the Eagan Resource Center, which has been operating out of a smaller facility at 2910 Rahn Road. That facility will continue to be used for client intakes, ESL classes, and resource and referral services.

The Pantry is just blocks away in the Cedarvale Business Center on Cedar Grove Parkway. It offers 1,000 square feet of additional space and will be open three days a week, with plans to eventually add more days.

The interior is intended to replicate a grocery store, complete with shopping carts and freezer cases.

Clients are able to stroll the aisles with the assistance of a personal shopper, who will help them check out and help them out to their car with their bags.

Construction on the space cost $150,000. The ERC is in the process of raising donations to cover the cost, which it hopes to do by January. Horn said the organization has raised about $80,000 so far.

The ERC serves about 500 families from Eagan, Burnsville, Apple Valley and Rosemount each month, and the need keeps growing, Horn said.

Horn wants to remind people that while food donations are great, food shelves can do more with actual money.

For more information or to donate, visit www.eaganrc.org or call (651) 688-3189.

— Erin Johnson

Eagan Civic Arena debuts eco-friendly changes After a $3.19 million makeover — partly funded by federal dollars — the Eagan Civic Arena has been converted to a geothermal facility.

The city expects the ice arena retrofit will save it big bucks on energy costs, about $135,000 this year alone.

And if those savings don’t materialize, the company that installed the technology, Harris Companies, will reimburse the city for the difference.

But officials don’t think that will be necessary. In the few months the facility has been operating with the new technology, the savings have been significant, said Cherryl Mesko, superintendent of operations. In the month of August, for instance, energy and operating costs decreased from $5,000 in 2009 to $500 this year.

The environmental impact of the changes annually is the equivalent of removing 124 cars from the road or planting 139 acres of pine forest, she said.

Geothermal technology essentially uses underground pipes to recover heat that escapes from the compressors used to freeze the ice arenas. That heat is stored in the pipes until it is needed to heat the building and its water.

The city made about $500,000 in other energy improvements as part of the project, including sealing doors and windows and installing motion-activated vending machines. It also replaced the floor of the west ice arena, which has had a long-term leaking issue.

The city received a $1.3 million grant for the project as part of the Federal Recovery Act. Dakota Electric also provided $90,000 in energy rebates, leaving the city to fund about $1.7 million of the total cost. No city tax dollars were used for the project, officials said. Rather, it was funded by civic arena revenues and debt restructuring.

The makeover resulted in a smaller ice rink. The extra space allowed the city to partner with the Eagan Hockey Association to build a two-story, dry-land training area to be used for stick-handling drills, shooting stations, and weight training.

— Erin Johnson

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 16, 2010

9A

News Roundup Recent news from around Dakota County

Eagan City Council approves final budget, levy The Eagan City Council approved its final 2011 budget on Dec. 7, along with a 2.8 percent levy increase to offset uncollectable taxes from a growing number of delinquent properties.

The council held a public hearing on the budget and property tax levy at its meeting; there were no comments from residents.

Council members unanimously approved a general fund budget of $27.7 million, an increase of a little more than half of 1 percent over last year. The increase is mainly due to rising employee health insurance costs, according to the city.

The total approved property tax levy is $28.2 million, a 2.8 percent increase over last year.

The bulk of the increase — 2 percent — will be used to compensate for potential uncollected taxes from property value appeals and delinquencies, which city officials said are on the rise. If the funds remain untapped, they will be put toward planned-for capital expenditures, such as the proposed Duckwood overpass at I-35E, or to buy down future tax levies, officials said.

The approved levy will result in a $27 increase in property taxes for the owner of an average-priced home in Eagan, which in 2011 will be $241,744.

The budget, which remains below inflation, also continues last year’s wage freeze for city employees, and eliminates the vacant streets supervisor position, dividing those duties between two other existing staff members.

At $800 for the average household, Eagan’s property taxes still remain among the lowest in the metro area.

— Erin Johnson

Farmington 2011 budget set; administrator to be laid off

After months of tense negotiations, Farmington City Council members on Dec. 6 adopted a 2011 budget that eliminates the position of administrative services director held by Lisa Shadick.

Combined with other reductions, the change allowed council members to cut the levy by a total of $470,841, bringing the levy to $8.5 million.

The city’s total 2011 budget will be $9.1 million, with $45,841 left in contingency funds for unexpected events or circumstances next year.

Farmington Finance Director Teresa Walters said the budget covers all of the city’s debt payments for next year.

With this budget, Farmington property owners next year will see a 3.42 percent property tax increase on the city portion of their tax bills, instead of the preliminary 3.73 percent increase set in September.

As a result, the levy means the average home, valued at $199,800, will be charged an additional $1.98 per month for city taxes, said Walters.

Shadick, who started with the city as an assistant liquor operations manager in 1996 and was promoted to administrative services director in 2002, declined to comment.

Human Resources Director Brenda Wendlandt said the city is reviewing how to distribute Shadick’s responsibilities to other staff members. Shadick’s last day will be Dec. 31.

She is scheduled to receive a severance and vacation payout of $19,228 and unemployment benefits of $30,420 in 2011.

The budget also includes plans to not fill the maintenance supervisor position, vacated by a retirement, and a reduction to a 32-hour week for one position in human resources.

Maintenance staff will be reorganized as well, but the budget also includes a pay increase for police sergeants, which adds $35,000 to the budget.

Council Member Terry Donnelly was the lone vote against adopting the budget with the layoff.

— Laura Adelmann

Lakeville

Rosemount

Lakeville to consider tax cuts A couple dozen business owners turned out at the Lakeville City Council’s Truth in Taxation meeting on Monday, Dec. 6, and their message was unified: Business owners feel under siege and feel the city should tighten its belt.

Though most of the city’s property owners are slated to see status quo or even slight reductions in their property taxes, businesses will see an increase because of state property taxes.

After hearing some convincing testimonies, the City Council said it would consider another look at the budget to isolate areas where spending could be cut.

Todd Bornhauser, executive director of the Lakeville Area Chamber of Commerce, asked the council to consider something like a 3 to 5 percent cut “across the board.”

The proposed budget features no city tax levy increase, although businesses would see a property tax increase because of State General Property Tax and Fiscal Disparities increases.

City Finance Director Dennis Feller said in a memo to the council that of a business’s total tax bill, the city’s portion is 14 percent.

At the meeting, Feller explained what exactly the state’s Fiscal Disparities property tax is.

About 31 percent of the total tax on business and industrial properties in Lakeville consists of that tax, which is designed to promote orderly regional development and share the tax base of new commercial and industrial development for the seven-county metro area.

This is where a majority of the tax increases lie for the coming biennium, he said.

In addition to a perceived lack of belt-tightening, the public hearing participants alluded to a general sentiment that Lakeville’s relationship with its business community is on thin ice and that the city does a questionable job attracting new business.

Bryan Bartz owns and operates Mendell Machine and Manufacturing Inc. in the Airlake Industrial Park. He lamented before the council the loss of opportunity present in Costco, which had flirted with the idea of Lakeville and Burnsville before choosing the latter.

Bartz said taxes were going up as valuations were going down. He added that the budget is quite complex to read, even for a business owner such as himself.

Bartz suggested a budget advisory board that would include community members.

City Administrator Steve Mielke responded to Jacobson’s concerns that the city was not doing more with less, as its residents have been these past couple years.

“Back in 2008 and 2009 we reduced the budget 6 percent,” Mielke said, adding that with layoffs and adjustments “employment levels today are roughly where they were in 2002, even though the population base has grown by 12,000 since 2002. It’s not as if we haven’t done anything.”

As for Bartz’s concern about Lakeville’s lost business opportunities, Mielke addressed this, too.

The city’s municipal off-sale liquor operations were the deal-breaker regarding Costco. “We offered to co-locate with Costco, but they chose not to take advantage of that,” Mielke said For the City Council to eschew Lakeville’s municipal monopoly to attract specific retailers would actually add to the tax burden, Feller said. The liquor operations experience sales of about $15 million a year, funds which are used to reduce debt and pay for public safety equipment.

Where the city is asking for businesses and residents to pay more is in slightly increased sewage treatment, street light, surface water management fees and water usage fees. Some of these are attributable to increases in rates on the service provider end, Feller said, but the city also needs to upgrade and perform maintenance on the water system.

The full proposed budget can be found on Lakeville’s website at www.ci.lakeville.mn.us.

The City Council plans to meet at 6:15 p.m. on Wednesday, Dec. 15, to discuss ideas for cutting the budget.

Rosemount City Council OK’s 2011 levy, budget Rosemount City Council members unanimously adopted a $16.6 million budget and $10.9 million levy for 2011, which allows properties a break on the city portion of property tax bills.

Under the budget, spending cuts and reduced property values resulted in a $60 property tax reduction for the medianvalued home in Rosemount.

In 2010, city taxes on an average property were cut by $77.

While the news is good for property owners who want lower taxes, the reduction in property values means people are losing equity and the city is losing its tax base.

The median-valued Rosemount home in 2010 was $231,400 and in 2011 will be $212,600, according to Rosemount Finance Director Jeff May. In 2011, Rosemount is planning to lose 5.08 percent in its tax base from 2010 and 8 percent in residential values, May said.

Also anticipating the city to lose $429,507 in state-funded Market Value Homestead Credit funds, City Council members have worked hard to cut the budget and reduce costs.

Beginning early in 2010, council members set budget goals, and reviewed possible money-saving options for the city to pursue.

Because of the economic conditions, one full-time building inspector was laid off, and the 2011 budget provides for half the salary.

Another full-time position, a GIS technician, will be reduced to a 30-hour per week position.

A Parks and Recreation Department “tiny tot” program that had been waning in popularity will be cut, and the city will reduce the number of newsletters and park brochures it prepares and distributes.

In addition, reductions were made to 2011 travel and conference budgets.

But one of the biggest moves the city made that allowed the city to reduce its 2011 levy was the decision to pay down its debt using the 2009 surplus funds.

May has said that paying off two debts saved $190,000 in tax levies for 2011.

In addition, the city used 2009 surplus funds to pay for outdoor warning sirens and police records software, a decision that has so far stopped an increase in the city’s Capital Improvement Program Fund.

Council Member Kurt Bills said it has been a pleasure to see City Administrator Dwight Johnson and May buckle down and reduce government expense.

— Laura Adelmann

City seeks applicants for vacant council seat

Rosemount residents who are eligible voters, age 21 and older, have a chance to be appointed to fill the term of Council Member Kurt Bills, who was elected to the Minnesota Legislature on Nov. 2.

Bills’ term expires Dec. 31, 2012, and under state law, Rosemount City Council members will appoint his replacement.

The process involves submitting an application, available on the city’s website, www.ci.rosemount.mn.us, to City Hall by 4:30 p.m. on Dec. 30.

Applications for the position can be mailed to the city at 2875 145th St. W., Rosemount, MN 55068; faxed to (651) 423-5203; or e-mailed to City Clerk Amy Domeier, amy.domeier@ci.rosemount.mn.us.

Applicants are interviewed by the council, a process that will be open to the public if the council decides to conduct the interviews as a group. Interviews will be at 6:30 p.m. on Jan. 11 and continue to Jan. 12, if necessary.

City Administrator Dwight Johnson said he expects a candidate to be selected by mid-February, and the person would take the oath of office at the first council meeting he or she — Aaron Vehling attends as a board member.

— Laura Adelmann

10A

December 16, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Emmer concedes, Dayton to be sworn in Jan. 3

by T.W. Budig ECM CAPITOL REPORTER

Democrat Mark Dayton hadn’t stepped foot in the governor’s office since 1990 – neither have Democrats, in a sense.

But that will change.

The State Canvassing Board onWednesday, Dec. 8, certified Dayton as winner of the close Minnesota gubernatorial race. Republican candidate Rep. Tom Emmer conceded the race to Dayton earlier in the morning.

The two men exchanged invitations and pleasantries in a phone call Emmer made to Dayton shortly after 10 a.m.

“He (Emmer) concluded very honorably today to the benefit of us all,” Dayton said.

Dayton said he knew from experience Emmer’s call was “a hard call to make.”

Emmer, who had petitioned the Minnesota Supreme Court along with the Republican Party of Minnesota to intercede in the election contest only to be rebuffed, said the voters of Minnesota had spoken.

“We respect that choice,” said Emmer.

Photo by Tim Budig

Democratic Governor-elect Mark Dayton grins during a Capitol press conference on Dec. 8 as the drawn-out governor’s race came to a conclusion. Republican Rep. Tom Emmer conceded to Dayton, the two men talking shortly Photo by Tim Budig after 10 a.m. Dec. 8 on the phone. Gov. Tim Pawlenty and Democratic Governor-elect Mark Dayton embraces a well wisher on the Capitol steps on Dayton were scheduled to appear together on Dec. 9 at a Dec. 8 after addressing the media. Lt. Governor-elect Sen. Yvonne Solon Prettner did not Capitol press conference. appear with the governor-elect, the senator being on vacation, Dayton explained.

Won’t be part of legal challenges Emmer suggested further legal challenges to the election could be forthcoming, but that he would not be part of any.

“It’s our job to make sure he (Dayton) can be the best governor he can possibly be,” said Emmer.

He and his family made the decision to concede the race, Emmer explained.

He did not rule out possible future political activity.

“We’ll see what the rest of life has to offer,” said a smiling Emmer.

Dayton, a former U.S. senator, and the first Democrat to hold the governor’s office since Rudy Perpich some 20 years ago – said he felt “humbled” by the victory.

“I feel resolved to do my very, very best,” Dayton, 63, told reporters at an afternoon Capitol press conference.

Faces $6 billion def icit Dayton enters office facing a projected $6 billion state budget deficit and a Legislature solidly controlled by Republicans.

Dayton pledged his willingness to work cooperatively with lawmakers and completing the upcoming

Photo by Tim Budig

Republican gubernatorial candidate Rep. Tom Emmer conceded to Democrat Mark Dayton on Dec. 8 outside his home in Delano. Surrounded by family members, Emmer expressed best wishes to Dayton. Emmer’s wife Jacqquie, standing at Emmer’s side along with daughter Katie, tried to hold back her emotions as her husband made his final comments to the media.

Capitol Roundup

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

legislative session on time.

“If we simply disregard and defeat each other’s proposals, and try to make each other look bad in the process, we will only cause unwanted gridlock and deadlock,” said Dayton.

House Majority Leaderelect Matt Dean of Dellwood congratulated the new Democratic governor.

“We look forward to working with the leadership in the Senate and the governor to move Min-

nesota forward in what is likely to be an equally challenging session,” Dean said in a statement.

Dayton said he has contacted Republican legislative leaders, Senate Majority Leader-elect Amy Koch and House SpeakerDesignate Kurt Zellers, and requested a meeting.

Dayton spoke of job creation, but indicated that he would “insist” that state and local tax dollars be collected more “progressively.”

Will pursue taxthe-rich strategy

Photo by Tim Budig

Surrounded by family members, Emmer expressed best wishes to Dayton as Emmer’s wife, Jacqquie, stands at his In recent days Dayton side along with daughter Katie. has indicated he intended to pursue his tax-the-rich Gov. Tim Pawlenty on Dec. sons might make use of the strategy as detailed in the 9. The next day, he named residence, but that certainTina Smith as his chief of ly his two black German campaign.

While campaigning on staff. She was chief of staff shepherds Mesbi and Dathe promise to significantly to Minneapolis Mayor R.T. kota would share the residence with their owner. increase K-12 funding every Rybak.

“No excuses. We’ll be Dayton indicated that year he is governor, Dayton used softer language when ready,” he said of assem- no inaugural plans had yet bling an administration to been made. asked about the promise.

“I’m going to do my ut- take over state government.

Dayton will be sworn Plans to visit New most – yes,” he said.

To voters who voted for into office on Jan. 3.

York for fundraiser First Lady Mary Pawlenothers gubernatorial candiThe governor-elect was dates, Dayton said that he ty has invited him to tour to visit New York City would “work equally hard the Governor’s Residence, on Monday, Dec. 13, for Dayton said. for you.” a fundraiser hosted by fiThe governor-elect, a Dayton appeared at the See Govenor, Page 11A Capitol with Republican divorcee, indicated his two

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 16, 2010

11A

Capitol Commerce

Cravaack takes over Oberstar’s 8th District seat Congressman-elect receives mentoring from Rep. John Kline of Lakeville

by T.W. Budig ECM CAPITOL REPORTER

Eighth Congressional District Republican U.S. Rep.-elect Chip Cravaack will be sworn into office along with 83 other House Republican freshmen the first week of January.

Cravaack is part of the Republican wave that wrested away control of the House from Democrats. Cravaack’s upset victory over Democratic Rep. James Oberstar caught national attention for the former military and commercial pilot.

Cravaack views the incoming Republican freshman class as bringing the voice of America to Washington.

He speaks of an earnest personal focus.

“I’m not going out there to play patty cake,” said Cravaack, of Lindstrom.

Going to Washington with purpose and a reason “I’m going out there with a purpose and a reason,” he said, explaining he was trying to prevent his children and their generation from being crushed by the debt from an older generation unwilling to face fiscal reality.

Incoming Republican House Speaker John Boehner appreciates the focus of his freshmen, Cravaack believes.

Not that Cravaack defines himself in terms of party.

Governor from Page 10A

nancier and Democratic supporter George Soros, with former president Bill Clinton scheduled to appear.

Dayton indicated that there were unpaid legal bills stemming from the recount, but said he did not know exactly how much the total cost would be.

Dayton also plans to visit Washington.

Although Dayton defeated the DFL-endorsed gubernatorial candidate in the state primary, Democrats expressed excitement over his election.

“Now that this election process is complete, Governor-elect Dayton can

“My allegiance is to the people of the Eighth,” said Cravaack. “They’re the people who voted for me to go to Congress, not the Republican Party.”

Cravaack’s new Washington office is in the Cannon House Office Building, the oldest congressional office building on Capitol Hill and one offering the congressman-elect a fine view of the U.S. Capitol dome.

There’s a small ledge on the wall outside of the building that allows Cravaack and staff to catch fresh air.

because that’s the moment his brother checked media sources and discovered the 8th District race had been called for Chip. “‘You got it – you won!’”

Cravaack remembers his brother exclaiming.

Moments later, jubilant campaign staff came flying out of the “war room.”

“That’s when reality hit and I said, ‘We did this. We made it,’ ” said Cravaack with a satisfied grin.

Cravaack said he entered the now-famous race assuming nothing.

Calls Oberstar a powerful legislator

Grams helping with transition Former Republican U.S. Sen. Rod Grams, who’s helping Cravaack’s transition efforts, has visited Washington with Cravaack, introducing the fledging lawmaker to prospective committee chairmen.

Grams entered the U.S. House with some of the chairs, he explained, so he personally knows them.

Cravaack is angling for a seat on the House Energy and Commerce Committee – he views such an assignment as beneficial, as the committee deals with mining.

“If we (the 8th District) were a small country and just dependent on our natural resources, we’d be extremely wealthy,” said Cravaack.

Other committees of interest to Cravaack are Oberstar’s old committee, Transportation and Infrastructure, with the retired

get to work addressing the state’s budget crisis, supporting public education, and creating jobs,” said state DFL Party Chairman Brian Melendez.

The American Federation of State, County and Municipal Employees Council 5 President Eliot Seide also expressed support for the new governor.

Frontline workers part of the solution “Mark Dayton recognizes that frontline workers are part of the solution, not the problem,” he said.

The union represents 20,000 state employees.

The governor’s race was Dayton’s fifth run for

Photo by Jon Tatting, ECM Post Review

Eighth District U.S. Rep.-elect Chip Cravaack, of Lindstrom, fields a question and makes a point during a recent interview. Cravaack, a Republican, pulled off one of the biggest national election upsets Nov. 2 when he defeated longtime U.S. Rep. Jim Oberstar, a Democrat.

the U.S. Navy captain also mentioning the Armed Services Committee and Intelligence Committee, among others.

Kline serves as mentor Republican 2nd Rep. John Kline of Lakeville has been serving as a mentor to Cravaack, letting him use his House office for interviews, and giving advice.

Cravaack laughs telling

statewide office.

He served as state auditor and also held posts with the Perpich administration.

A recovering alcoholic, Dayton briefly began to drink again late in his U.S. Senate term – he sought treatment in 2007.

“I know I’m fully capable of undertaking the job,” said Dayton during the campaign, asked about his personal health.

Dayton’s lieutenant governor is Sen. Yvonne Prettner Solon of Duluth.

A widow, Prettner Solon is a clinical psychologist by profession.

T.W. Budig is at tim. budig@ecm-inc.com.

the story of meeting with Kline early in his campaign – instead of beginning with chitchat, Kline, a former U.S. Marine colonel, slapped the table with the palms of his hands, saying, “‘So what’s your plan?’”

“Congressman Kline has been extremely helpful to us,” said Cravaack.

Cravaack may not remember the exact time he’ll be sworn into office but remembers 3:47 a.m. Nov. 3,

“I wasn’t arrogant enough to feel that I’d beat Congressman Oberstar,” he said. “He’s a powerful man.

He’s a powerful legislator.”

Speaking recently in the realty office in North Branch that will soon become his local congressional office, Cravaack – asked about his ability to match Oberstar’s skills at bringing home the bacon – detailed a different approach.

“The best thing I can do for the Eighth District is getting a stable business environment so small business can invest in themselves and create jobs in the economy,” said Cravaack.

The congressman-elect also spoke of assisting mining.

On transportation funding, Cravaack spoke of letting state officials set priorities. “Instead of using muscle, we use priority of projects,” he said.

“With all due respect to Congressman Oberstar, the

thing is, things are getting fixed that may not have the highest priority of getting fixed,” said Cravaack.

Does not support Northern Lights Express Cravaack currently does not support the Northern Lights Express, a proposed passenger train running between Duluth and Minneapolis.

“We can’t support anything that’s subsidized at this point,” said Cravaack, warning of the growing national debt. “If things change, sure, we can open it (discussion) up again.”

Cravaack does not support a particular train, but uses the image as a metaphor in describing the national debt.

“We’re like a train heading for a cliff,” he said.

“And there’s going to be a certain point that no matter how hard we crank on the brakes on this train, we’re still going off the cliff,” he said. “I don’t think we’ve reached that point yet, but I think we’re doggone close.”

Although he’s not even sworn into office yet, one Washington newspaper blog mentioned Cravaack as facing tough prospects of re-election.

That decision is in the hands of the voters, Cravaack explained.

“I just think about doing a good job for the people of the Eighth District – that’s all I think about,” he said.

T.W. Budig is at tim.budig@ecm-inc.com.

Mike Hatch’s daughter commits suicide

by T.W. Budig ECM CAPITOL REPORTER

The daughter of former Minnesota Attorney General Mike Hatch committed suicide in her Chicago condo over the weekend, according to media reports.

Anne Hatch, 27, was pronounced dead late Sunday afternoon after being found by a building employee checking on her well-being, according to Chicago’s WBBM Radio.

The Hatch family issued a statement on Dec. 13: “This is a sad and painful time for our family,” the statement reads.

“Nothing in life can prepare you for the loss of a child. We are grateful for the outpouring of support and compassion we

have received from so many people. We ask that our family’s privacy be respected at this very difficult time.”

Mike Hatch and his wife, Patti, live in Burnsville and raised their family here.

Ken Martin, a DFL activist who worked on Mike Hatch’s 2006 gubernatorial campaign, remembers Anne Hatch fondly.

“It hit a lot of us who are close to Mike in the gut today,” said Martin, of Eagan.

“She was a great person — a delight in the office,” said Martin.

Anne Hatch worked on her father’s gubernatorial campaign when he ran against and lost to Gov. Tim Pawlenty, Martin explained.

She was dedicated to seeing

her father elected governor, he said.

There was a special bond between Mike Hatch and Anne Hatch, Martin said.

Indeed, Martin describes the entire Hatch family as “a very tight family.”

Anne Hatch gained media attention in 2004 when she and a sister were arrested outside of a Chicago nightclub where they had gone to celebrate Anne Hatch’s 21st birthday.

She was a university student at the time.

The battery charges against the Hatch sisters were later dismissed in court.

T.W. Budig is at tim.budig@ ecm-inc.com.

12A

December 16, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Calendar To submit an item for the Calendar, e-mail it to darcy.odden@ecm-inc.com or fax (952) 846-2010.

Date-specific Dakota County Regional Chamber of Commerce events: • Wednesday, Dec. 22, noon to 1:15 p.m., ChamberNet, DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan.

Lead sharing group. Information: Robb Sweetnam at (952) 469-9229. • Thursday, Jan. 6, 4 to 9 p.m., Minnesota Chamber Session Priorities 2011, S. Paul RiverCentre, 175 West Kellogg Blvd., St. Paul. Political moderator Tom Hauser from KSTP-TV is back to ask the hard questions of the legislative leaders and review their priorities for the 2011 legislative session.

Cost: $90 per person at the DCR chamber table (only nine seats available); $95 per person (member), $130 per person (nonmember), $900 for a table of 10 (member), $1,300 for a table fo 10 (nonmember). Information: Ruthe at (651) 2889201 or rbatulis@dcrchamber. com. • Wednesday, Jan. 12, noon to 1:15 p.m., ChamberNet, DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan.

Lead sharing group. Information: Robb Sweetnam at (952) 469-9229. • Thursday, Jan. 13, 8 to 9 a.m., Coffee Break at Home

Federal, 2805 Dodd Road, Suite 160, Eagan. Information: Michelle Tighe at mtighe@ dcrchamber.com. • Tuesday, Jan. 18, noon to 1:30 p.m., New Member Orientation, DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan. Free. RSVP required. Information: Michelle Tighe at (651) 288-9202 or mtighe@dcrchamber.com.

Apple Valley Chamber of Commerce events: • Thursday, Dec. 16, 5 to 6:30 p.m., Business After Hours at American Bank, 14295 Cedar Ave., Apple Valley. Celebrate the holidays. Free appetizers, wine and beer. Information: LeeAnn at (952) 432-8422 or LeeAnn@AppleValleyChamber. com. • Tuesday, Dec. 21, noon to 4 p.m., Chamber Christmas Open House, Apple Valley Chamber of Commerce Office, 14800 Galaxie Ave., Suite 101.

Open to all chamber members.

Free. Information: LeeAnn at (952) 432-8422 or LeeAnn@ AppleValleyChamber.com.

Burnsville Chamber of Commerce events: • Sunday, Jan. 23, 11 a.m. to 3 p.m., Wedding Expo at Nicollet Inn (formerly Holiday Inn), 14201 Nicollet Ave S., Burnsville. Cost: $5 (free if you RSVP on Facebook at http:// w w w. f a c e b o o k . c o m / e v e n t . php?eid=128455237212095); 6-foot booth for vendors is $150 ($100 for chamber members).

Information: Nathan Kremer

at http://www.cultivate-ideas. com. Information: Teri Otte at (612) 670-8574 or teri@cultivate-ideas.com.

Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741.

Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-tobusiness referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category.

For more information, contact Jeff Rothmeyer at JeffR@ Roundbank.com or see www.

CreativeNetworkingProfessionals.com.

Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.

NetworkUnlimited.org.

BNI – The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue.

Only one person from each profession. Bring your own lunch.

For more information, call Nicole Blasing at (651) 331-9238 or visit www.bni-mn.com BNI - Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660.

BNI-Networking meets Wednesdays at 8:15 a.m. at Byerly’s Cafe in Eagan. Open to all professionals for referrals.

For more information, call (651) 247-3200.

Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baeck-

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er, area director, at (612) 6185347 or visit the website www. prorefx.com.

BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 247-2111 or check out the BNI Website at www.bni-mn.com.

Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a memberâ&#x20AC;&#x2122;s home. For information, call (952) 894-8831.

Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Michele Jennings for more information: (612) 5810332.

Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. â&#x20AC;&#x201C; 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 3148676.

Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register.

Grapevine Network â&#x20AC;&#x153;Common Denominatorâ&#x20AC;?

Group meets Tuesdays from 7:308:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com.

Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com.

Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and ap-

ply Biblical financial wisdom into their professional advice.

Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 8906611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177.

Seed Your Business Networking Group â&#x20AC;&#x201C; â&#x20AC;&#x153;Plant a seed and grow your businessâ&#x20AC;? â&#x20AC;&#x201C; meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary Oâ&#x20AC;&#x2122;Rourke at (651) 994 8392 or visit www.seedyourbusiness.com for more information.

The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Perkins Restaurant, 17387 Kenyon Trail, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 9971306.

SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www. shiftonline.org).

Members: Free. Guests: $5.

Sunrise Results BNI Chapter meets from 7:30 to 9 a.m.

Thursdays at the DCTC Partners in Education site in Apple Valley, 14200 Cedar Ave. Networking for local business owners, only one person from each profession. For more information call Jake Hines at (952) 292-1151.

Womenâ&#x20AC;&#x2122;s Business Exchange meets monthly from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. For meeting date or more information, contact Mary at (651) 9948392 or visit www.meetup.com/ womensbusinessexchange.

Thomson Reuters introduces new folder-sharing system Thomson Reuters, Eagan, is introducing new foldersharing capabilities to its legal research system, WestlawNext (www.westlawnext. com).

Managing the collective knowledge of an organization is at the core of WestlawNextâ&#x20AC;&#x2122;s new folder-sharing feature.

With folder sharing, the most experienced researchers in an organization can be

part of every project. Folder sharing eliminates the need to redo research thatâ&#x20AC;&#x2122;s already been done, and it gives attorneys and research teams a simple way to contribute to, and draw from, a growing, organization-specific knowledge base.

With folder sharing, WestlawNext users can now collaborate with team members across the office or across the country in real time.

Gas prices fall in Twin Cities

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Lakeville Area Chamber of Commerce events: â&#x20AC;˘ Friday, Dec. 17, 7:30 to 8:30 a.m., Business & Education meeting, Lakeville North High School. â&#x20AC;˘ Friday, Dec. 17, 7:30 a.m., Government Affairs meeting, chamber conference room. â&#x20AC;˘ Monday, Dec. 20, 7 p.m., final city levy approval and adoption of budget, Lakeville City Council Chambers, 20195 Holyoke Ave. â&#x20AC;˘ Friday, Dec. 24, chamber office closed. â&#x20AC;˘ Thursday, Jan. 13, 5 to 7 p.m., Networking After Hours at Green Planet Car Wash. â&#x20AC;˘ Monday, Jan. 31, 6 p.m., Annual Dinner & Holiday Party. â&#x20AC;˘ Saturday, March 19, 9 a.m. to 3 p.m., 2011 Landscape & Home/Consumer Showcase Expo at Lakeville North High School. Room for over 150 exhibitors. Early bird special rate for any 2010 chamber member in good standing who reserves a booth by Dec. 31. Sponsorships available. Join the Landscape & Home Committee. Call (952) 469-2020.

River Heights Chamber of Commerce events: â&#x20AC;˘ Tuesday, Dec. 21, 4:45 to 5:45 p.m., Member Ally Group meeting, event location to be determined. Information: Annie Platek at annie@riverheights. com. â&#x20AC;˘ Wednesday, Dec. 22, 7:30 to 8:30 a.m., South St. Paul Local Issues, Central Square Community Center, 100 Seventh Ave. N., South St. Paul.

Reports from Mayor Beth Baumann, city officials, parks and recreation, elected officials and the River Heights Chamber of Commerce and Progress Plus.

Black Sheep coffee and bakery provided. Information: Annie Platek at annie@riverheights. com. â&#x20AC;˘ Tuesday, Jan. 18, 4:45 to 5:45 p.m., Member Ally Group meeting, location to be determined. Information: Annie Platek at annie@riverheights. com. â&#x20AC;˘ Thursday, Jan. 20, 8 to 11 a.m., Local Business Marketing Summit at Clarion Hotel - South St. Paul. Cost: $20 in advance/ $25 at the door. Additional employees can attend for half price. Registration form online

Average retail gasoline prices in the Twin Cities have fallen 4.3 cents per gallon in the past week, averaging $2.93 per gallon on Dec. 12. This compares with the national average that has increased 1.3 cents per gallon in the last week to $2.96 per gallon, according to gasoline price website TwinCitiesGasPrices.com.

Including the change in

gas prices in the Twin Cities during the past week, prices on Dec. 12 were 49.8 cents per gallon higher than the same day one year ago and are 11.7 cents per gallon higher than a month ago. The national average has increased 7.4 cents per gallon during the last month and stands 35.4 cents per gallon higher than this day one year ago.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 16, 2010

UCare announces 2009 Pay for Performance awards and Prepaid Medical Assistance Program, UCareâ&#x20AC;&#x2122;s Minnesota Senior Health Options (UCareâ&#x20AC;&#x2122;s MSHO), and to members of the UCare for Seniors Medicare Advantage plan.

For results achieved in 2009, UCare made P4P payments to: â&#x20AC;˘ 546 eligible care systems and independent clinics serving MHCP members. Total MHCP payments were $1.39 million. â&#x20AC;˘ 365 eligible care sys-

tems and independent clinics serving members of UCare for Seniors Medicare Advantage plan. Total Medicare payments were $696,450. â&#x20AC;˘ 109 eligible care systems and independent clinics serving members of UCareâ&#x20AC;&#x2122;s MSHO. Total MSHO payments were $73,500; 2009 was the first year UCare included MSHO in the P4P program.

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Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Web site: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce

Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m.

Judy Tschumper is the director of the Downtown Lakeville Business Association.

Positively Minnesota Marketing Partnership

Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Web site: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Web site: www.burnsville.org Eagan, Jon Hohenstein

Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337

Minnesota Department of Employment & Economic Development

Phone: (651) 675-5660

Phone: (952) 435-6000 Fax: (952) 435-6972

Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101

Web site: www.ci.eagan.mn.us

Web site: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Phone: (651) 259-7298 Fax: (651) 215-3841

Phone: (651) 280-6821

E-mail: Positively.Minnesota@state.mn.us

Web site: www.ci.farmington.mn.us

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Web site: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Web site: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Web site: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Web site: http://eaganmn.com

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County.

Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Web site: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, confidential, face-to-face assistance from successful business mentors.

Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Web site: www.score-southmetro.org

City Governments

E-mail: enjoyeagan@eaganmn.com

Role: Provide guidance through any real estate development process; may provide financial incentives

Downtown Lakeville Business Association

through tax increment financing, local loan funds or state or federal business finance programs.

Address: 8790 207th St. W., Suite 204, P.O. Box 371,

Apple Valley, Bruce Nordquist

E-mail: jhohenstein@cityofeagan.com Farmington, Tina Hansmeier E-mail: thansmeier@ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Web site: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Web site: www.ci.inver-grove-heights.mn.us Mendota Heights, David McKnight Phone: 651-452-1850 E-mail: davidm@mendota-heights.com Web site: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Web site: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Web site: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Web site: www.ci.west-saint-paul.mn.us

*Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE TO CREDITORS OF J & W LIQUIDATION, INC. Formerly J & W. Asphalt Construction, Inc. 1. J & W Liquidation, Inc., formerly J & W Asphalt Construction, In c., a Minnesota corporation, does hereby state that it is in the process of dissolving.

2. The corporation filed a Notice of Intent to Dissolve with the Minnesota Secretary of State on December 13, 2010.

3. The address of the Office to which written claims against the corporation must be presented is Mackall, Crounse & Moore, PLC, 901 Marquette Avenue, 1400 AT&T Tower, Minneapolis, Minnesota 55402.

4. The date by which all claims must be received shall be (90 days from the first publication date) March 16, 2011.

SPECIALITY INSULATION GROUP, INC. By /s/ Dennis E. Johnson, President 2450672 12/16/10-1/6/11

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19F5-07-16134 Case Type: Domestic Abuse In the Matter of : Andrea Rivera, Petitioner vs.

John Beckely, Respondent To Respondent named above: An order has been issued directing you to appear at 14955 Galaxie Ave, Apple Valley, MN on December 29, 2010 at 9:00 a.m. and explain why the relief sought in the Application for Extension of the Order for Protection should not be granted.

You may obtain a copy of the Petition and any order issued from the Court from the Dakota County Court Administrator’s Office.

If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter.

Failure to appear will not be a defense to prosecution for violation of the Court’s Order.

Date: December 9, 2010.

Carolyn Renn Court Administrator Valerie Blomquist Deputy 2448077 12/16/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF CO-PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS (ANCILLARY PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No. 19HA-PR-10-699 In Re: Estate of Donald G. Haack, Deceased.

TO: ALL INTERESTED PERSONS AND CREDITORS: Notice is given, that an application for informal probate of the above-named decedent’s last will dated June 15, 1987, has been filed with the Registrar herein in an ancillary proceeding, and the application has been granted. Any objections may be filed in the above, and the same will be heard by the Court upon notice of hearing fixed for such purpose.

Notice is hereby given that the informal appointment of Steven Haack, whose address is 11914 Summerset Lane, Burnsville, Minnesota 55337 and Wendy Mees, whose address is 10156 Boone Circle, Bloomington, Minnesota 54385, as ancillary co-personal representatives of the estate of the above-named decedent, has been made. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative, and the personal representative is empowered to fully administer the estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate, unless objections thereto are filed with the Court (pursuant to Section 524.3-607) and the Court otherwise orders.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Probate Court Administrator within four months after the date of this notice or said claims will be barred.

Dated: 12/6/10 RICHARD G. SPICER Judge Michael J. Smith (183350) Larkin Hoffman Daly & Lindgren Ltd. 1500 Wells Fargo Plaza 7900 Xerxes Avenue South Minneapolis, MN 55431 (952) 835-3800 Filed: District Court Administrator 2446922 12/16-12/23/10

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 01/18/2011 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Jason Stelter Bill of Lading #: 80809 Amount: $4,351.50 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2434635 12/2-12/16/10

PUBLIC NOTICE

NOTICE OF FORECLOSURE SALE DATE: January 4, 2011 at 10:00AM Property belonging to John Scott, (42808, 45830, 29808), Jennifer Tousignant, (33568, 25939, 13129), Mikhala Iversen, (WP22316, WP41190, WP44635), Ann Niedzielski, (WP584, WP195, WP673), Demetrus Epps, (WP567), Arabia Joiner, (WP429), Janis Jensen, (WP483), Mara Yackel, (WP683), Jean Lemon, (WP300), Amy Resberg, (WP568), Harold Taylor, (WP308, WP572), Danielle Solberg, (WP248), Mike Buckingham, (WP502, WP735), Angela Stainiger, (WP132, WP453), Joseph Bester, (WP193, WP211, WP254, WP183), Cheryl Gendler, (WP705, WP711), Anthony Johnson, (39633, 8006, WP670, WP743) will be sold by live public auction (verbal bidding) on January 4, 2011 STARTING AT 10:00AM, at DOOR TO DOOR STORAGE, INC., 945 Aldrin Dr., Eagan, MN 55121. Goods were neither packed, loaded, nor inventoried by Door to Door Storage, Inc. General description of the goods likely to be sold: Household, business or consumer goods, namely personal effects, china, furniture, clothing, books, glass, silverware, electronics, tools, and similar items; but actual contents, condition, and quality are unknown to Door to Door Storage, Inc. Persons under 15 not admitted. Photo ID is required for bidders. Only cash or credit card as payment. Bidder Registration begins at 9:30am. Viewing begins at 10:00am, and bidding will begin soon after. Each container is 5 ft wide 8 ft long x 7 ft high.

12/16, 12/23/10 CNS-2001340# DAKOTA COUNTY TRIBUNE 2442271 12/16-12/23/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: SUPERAMERICA 2. State the address of the principal place of business: 2060 Centre Point Blvd., Suite 1, Mendota Heights, MN 55120 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Northern Tier Retail LLC, 2060 Centre Point Blvd., Suite 1, Mendota Heights, MN 55120 4. This certificate is an amendment of Certificate of Assumed name number 232292 originally filed on February 2, 2000.

5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 12/6/10 Rex E. Butcher, President 2443635 12/9-12/16/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Porzio 2. State the address of the principal place of business: 4381 West Highway 13, Savage, MN 55378 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Dakk Enterprises, LLC, 18045 Elgin Avenue, Farmington, MN 55024 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: 8-24-10 Anne Lichty Owner 2446777 12/16-12/23/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Pizza Man 2. State the address of the principal place of business: 4381 West Highway 13, Savage, MN 55378 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Dakk Enterprises, LLC, 18045 Elgin Avenue, Farmington, MN 55024 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: 8-24-10 James W. Lichty 2446860 12/16-12/23/10P

PUBLIC NOTICE PUBLIC NOTICE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 11/13/2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $440,500.00 MORTGAGOR: Jared D. Weniger and Meghan M. Weniger MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF FILING: 12/13/2007 as Document Number 2561178 in the Office of the Recorder, Dakota County, Minnesota LEGAL DESCRIPTION OF PROPERTY: Lot 35, Block 3, Cobblestone Lake 3rd Addition, Common Interest Community Number 357, Cobblestone Lake, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 15678 Duck Pond Way, Apple Valley, MN 55124 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota TAX PARCEL I.D. NO.: 011805235003 LENDER: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Consumer Finance TRANSACTION AGENT: None RESIDENTIAL MORTGAGE ORIGINATOR: U.S. Bank National Association ND THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $461,795.14 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all preforeclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 02/04/2011 at 10:00 AM PLACE OF SALE: Dakota County Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursement allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on 08/02/2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/14/2010 U.S. Bank National Association ND Mortgagee; Dunakey & Klatt, P.C.,

By Brian Sayer Attorney for Mortgagee, 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701.

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451578 12/16/10-1/20/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: The River Bobbin 2. State the address of the principal place of business: 14884 Lower Endicott Way, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Judith Ann Remiger, 14884 Lower Endicott Way, Apple Valley, MN 55124 David John Remiger, 14884 Lower Endicott Way, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date 11-30-10 Judith A. Remiger, Partner 2450359 12/16-12/23/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Key Notary Service 2. State the address of the principal place of business: 13627 Knox Dr., Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Kyriaky Machovsky, 13627 Knox Dr., Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date: 6/04/2010 Kyriaky Machovsky, Notary Public/ Certified Notary Signing Agent 2443965 12/16-12/23/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Mikros Solutions 2. State the address of the principal place of business: 1601 McCarthy Road, Eagan, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

McCann Daly, LLC, 1601 McCarthy Road, Eagan, MN 55121 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: December 5, 2010 Stephan P. Daly Director of Operations 2450128 12/16-12/23/10

PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Cameco Computers 2. State the address of the principal place of business: 245 Marie Avenue East, Suite 350, West Saint Paul, MN 55118-4171 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Cameco Technologies, LLC, 245 Marie Avenue East, Suite 350, West Saint Paul, MN 55118-4171 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: December 6, 2010 Sakina Ngandu, President 2445945 12/16-12/23/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: The Metropolitan Experience 2. State the address of the principal place of business: 5920 Blackberry Bridge Path, Inver Grove Heights, MN 55076 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

The Metropolitan Clinic, LLC, 5920 Blackberry Bridge Path, Inver Grove Heights, MN 55076 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 12-10-2010 JOHN J. ACKELSONPresident/Chief Manager 2450700 12/16-12/23/10P

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1972 MARS manufactured home, VIN# 15744 currently located at 12300 Geneva Court, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 30th day of December, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Mayra Hernandez Clemente (02/16/1981), Andres Aguirre Nunez (04/14/1963) as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, Nine-Hundred, Four Dollars and 72/100 ($3,904.72) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant’s personal property remaining on landlord’s premises following abandonment by tenant.

Dated: November 24, 2010 Carol Williams, Agent Hometown Homes 2443606 12/9-12/23/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE IN PROCEEDINGS SUBSEQUENT TO INITIAL REGISTRATION OF LAND STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-6385 In the Matter of the Petition of: Mortgage Electronic Registration S y s t e m s , I n c . , In Relation to Certificate of Title No. 135398 issued for land in the County of Dakota and State of Minnesota and legally described as: Lot Three (3), Block Four (4), in ROLLING OAKS SOUTH PLAT SEVEN, according to the recorded plat thereof.

TO: Nancy E. Brooks; Todd A. Haney; Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter: IT IS ORDERED, that you, and all persons interested, appear before this Court on the 26th day of January, 2011, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 135398 and enter a new Certificate of Title for the land therein described in favor of Mortgage Electronic Registration Systems, Inc., subject to the memorials of Document Nos. 140423 and 195307 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 652680, and free also from the Memorial of this Order.

IT IS FURTHER ORDERED, That this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) upon each of the above-named parties who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated; (d) upon a dissolved, withdrawn, or revoked business entity governed by Minn. Stat. Chp. 302A, 303, 317A, 322A, 322B, or 323 in the manner provided by Minn. Stat. § 5.25.

Dated: November 5, 2010 Approved: Examiner of Titles James P. O'Connell By: James P. O'Connell Examiner of Titles

BY THE COURT: Patricia K. Sutherland Judge of District Court Robert Q. Williams Orin J. Kipp Wilford & Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651) 209-3300 (Phone) Attendance is not required at said time except to object to the entry of the above-described Order.

2447052 12/16-12/23/10

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PUBLIC NOTICE

The purpose of this Notice is to announce the start of a 30-day public comment period on a proposed amendment to the Dakota County HOME Investment Partnership (HOME) Program Budget for Program Year 2007.

Proposed amendment to the 2007 HOME Program Year: The Dakota County CDA is proposing to reallocate approximately $123,000.00 of available 2007 HOME funds to Habitat for Humanity CHDO for the purpose of acquiring the vacant lot located at 836 Deppe Street in West St. Paul and constructing a new single family home. The property was originally acquired by the Dakota County CDA as a vacant, foreclosed property and demolished by the Dakota County CDA. Habitat will acquire the property from the CDA and oversee the construction of the new home. After construction, the home will be sold to a pre-approved income eligible buyer.

The 2007 HOME funds are part of a required 15% set aside for organizations that qualify as Community Housing Development Organizations (CHDOs). Habitat for Humanity CHDO was designated as a CHDO for Dakota County in 2009.

Please submit written and/or oral comments to the CDA to the attention of Stephanie Newburg, HOME Program Coordinator, Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123. Telephone: 651-675-4466, Fax: 651-675-4444, MN Relay Service: 1-800-627-3529.

This information is also available on t h e C D A ' s w e b s i t e a t www.dakotacda.org and on the Dakota C o u n t y w e b s i t e a t www.dakotacounty.us . The Dakota County CDA will accept comments now through January 17, 2011. Upon request, this amendment will be available in an alternative format by contacting the CDA. 2447444 12/16/10

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-10-6796 Capital One Bank (USA), N.A., Plaintiff, vs.

Tyrone M Reese, Jr, Defendant(s).

THIS SUMMONS IS DIRECTED TO THE ABOVE-NAMED DEFENDANTS; 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is on file in the office of the clerk of the above-named Court. They are official papers that affect your rights.

2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this Summons a written response called an Answer within 20 days of service of this Summons. You must send a copy of your Answer to the person who signed this Summons located at Messerli & Kramer P.A., 3033 Campus Drive, Suite 250, Plymouth, MN 55441.

3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint.

In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer.

4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A Default Judgment can then be entered against you for the relief requested in the Complaint.

5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights you you may lose the case.

6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute.

MESSERLI & KRAMER P.A. /s/ Jaime J. Hommerding Jaime J. Hommerding, #0387432 3033 Campus Drive, Suite 250 Plymouth, MN 5441 Telephone: (763) 548-7900 Facsimile: (763) 548-7922 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.

NSC/10-89462-0 2433432 12/2-12/16/10

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Breach of Contract Court File No. 19HA-CV-10-6997 Central Bank, Plaintiff, vs.

Donald G. Peterson, Defendant.

THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANT: You are hereby summoned and required to serve upon plaintiff’s attorneys Answer to the Complaint which is herewith served upon you, within twenty (20) days after service of this Summons upon you, exclusive of the date of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint.

This case may be subject to Alternative Dispute Resolution (ADR) processes under Rule 114 of the General Rules of Practice for the District Courts. The Court Administrator or your attorney can provide you with information about ADR options and a list of neutrals available in your area.

ADR does not affect your obligation to respond to the Summons and Complaint within twenty (20) days.

Dated: November 2, 2010 PAIEMENT LAW OFFICE, L.L.C. By: /s/____________________________ Joseph M. Paiement, Reg. #169122 St. Croix Business Center, Suite 155 221 East Myrtle Street Stillwater, MN 55082 651.967.5050 Attorney for Plaintiff 2440126 12/9-12/23/10

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: CONTRACT ACTION Court File No. ________ Assigned Judge: _______ Associated Materials, LLC d/b/a Alside Supply, Plaintiff, vs.

Russel T. Rider d/b/a/ R. Rider Improvement, Defendant.

THIS SUMMONS IS DIRECTED TO Russel T. Rider d/b/a R. Rider Improvement: 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights.

You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons.

2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this Summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Eric G. Olsen, Esq. John A. Halpern & Associates 500 Plymouth Building 12 South Sixth Street Minneapolis, MN 55402-1510 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint.

In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer.

4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint.

5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case.

6. ALTERNATIVE DISPUTE RESOLUTION . The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute.

Dated: December 6, 2010 JOHN A. HALPERN & ASSOCIATES By: /s/ Eric G. Olsen #0289577 500 Plymouth Building 12 South Sixth Street Minneapolis, MN 55402-1510 Telephone: (612) 375-1980 Facsimile: (612) 342-2709 e-mail: jahalpern@aol.com ATTORNEYS FOR PLAINTIFF 2443902 12/16-12/30/10

ORDER FOR HEARING AND NOTICE (Child in Need Of Protection Or Services PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-10-3352 In the Matter of the Welfare of D.D., Child.

TO: Ulysses Bryant Social Worker Irasema Morales, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: within the meaning of Minnesota Statutes, Section 260C.007: Subd. 6(1) in that the child is abandoned or without a parent, guardian or other custodian. Subd.

6(3), in that the child is without necessary food, clothing, shelter, education or other required care for the child’s physical or mental health or morals because the child’s parent, guardian or custodian is unable or unwilling to provide that care. Subd. 6(9), in that the child is one whose behavior, condition, or environment is such as to be injurious or dangerous to the child or others, including, but not limited to, the exposure of a child to criminal activity in the child’s home.

IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on February 9, 2011 at 9:00 a.m., or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by one week publication in a legal newspaper as provided by law, viz: Ulysses Bryant.

Dated: December 10, 2010 Judge Richard Spicer 2450326 12/16/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Earl F. Andersen 2. State the address of the principal place of business:19784 Kenrick Avenue, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Safety Signs, LLC, 19784 Kenrick Avenue, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 11/4/10 Sue Blanchard President 2440298 12/9-12/16/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Studio 33 Photography 2. State the address of the principal place of business: 13521 Nicollet Lane, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Cynthia Webb, 13521 Nicollet Lane, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 11/6/10 Cynthia Webb 2440263 12/9-12/16/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Jim’s Hair House 2. State the address of the principal place of business: Plaza West, 4731 W. Highway 13, Savage, Minn. 55378 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

James G.Visnovec, 27017 Vernon Blvd, Elko, Minn. 55020 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 10-5-2010 James G. Visnovec, Owner 2441908 12/9-12/16/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Whirlsource 2. State the address of the principal place of business: 2430 Enterprise Drive, Mendota Heights, MN 55120 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Business Development Sales, Inc., 2430 Enterprise Drive, Mendota Heights, MN 55120 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 11-30-10 David J. DeMarsh, President 2446899 12/16-12/23/10P

PUBLIC NOTICE

Order for Hearing on Petition for Order Approving Settlement; Establishing Special Needs Trust; and Conveying Real Estate STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19 HA-PR-10-305 In Re: Conservatorship of James Douglas Kafka, Protected Person TO ALL PARTIES INTERESTED IN THE ABOVE-TITLED MATTER: The Petition of Jeffrey T. Kittelson has been filed requesting approval of settlement, establishment of a special needs trust and conveyance of real estate. A copy of the Petition is attached to this Order.

NOW THEREFORE, IT IS ORDERED that a hearing on the Petition be held at 9:00 a.m. on January 3, 2011, at Dakota County District Court, 1560 Highway 55, Hastings, MN 55033; IT IS FURTHER ORDERED that this Notice and Order for Hearing be published in a County legal newspaper once at least twenty (20) days prior to date of said hearing and that mailed notice be given to all persons and parties having an interest in said trust at least fifteen (15) days prior to date of said hearing.

Date: December 3, 2010

BY THE COURT Erica H. MacDonald Judge of the District Court Attorney for Petitioner: SCHMITZ & SCHMIDT, P.A. Jeffrey W. Schmidt (#240758) 400 Robert Street North, #1840 St. Paul, MN 55101 Voice: (651) 291-2405 Fax: (651) 291-0887 jschmidt@elderlaw123.com 2448109 12/16/10

ORDER FOR HEARING PETITION FOR DESCENT OF PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No. 19HA-PR-10-676 In Re: Estate of Marcella A. Dicus Deceased The petition of Theresa R. Dicus dated November 10, 2010, having been filed in this Court representing that the above named decedent(s) has been dead for more than three years leaving certain property therein described, and requesting the probate of the last will of each decedent, if any, and the descent of said property be determined and assigned by the Court to the persons entitled thereto.

IT IS HEREBY ORDERED, that said petition be heard on the 3rd day of January, 2011, at 9:00 o’clock A.M. by the above named Court at the Dakota County Judicial Center, Hastings, State of Minnesota.* IT IS FURTHER ORDERED that the petitioner give notice of said hearing in the manner prescribed by M.S.A. 524.1-401 to all persons entitled to notice pursuant to M.S.A. 524.3-403 and to all persons who have filed a demand for notice pursuant to M.S.A. 524.3-204.

Dated: 12/1/10 *Any objections to the petition must be filed with the Court prior to or at the hearing. If proper, and no objections are filed or raised, the petition may be granted.

RICHARD G. SPICER Judge (COURT SEAL) Michael W. McNabb Attorney for Petitioner Ames Business Center 2500 West County Road 42 Burnsville, Minnesota 55337 (952) 894-9812 2439740 12/9-12/16/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-699 Estate of Mary R. Shepard, Decedent Notice is given that an application for informal probate of the Decedent’s Will, dated January 21, 2002, and (“Will”), has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Stanley S. Shepard, whose address is 688 Fairmont Avenue, St. Paul, MN, 55402, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5.

Dated: 12/3/10 RICHARD G. SPICER Attorney for Personal Representative Timothy J. Pabst/Eileen M. Day Leonard, Street and Deinard 150 S. 5th St. Ste. 2300 Minneapolis, MN, 55402 Attorney License No: 83434/294330 Telephone: (612) 335-1500 FAX: (612) 335-1657 Email: Eileen.Day@leonard.com 2442201 12/9-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 6 , 2005 MORTGAGORS: Lynn M. Schaab and Michael J. Schaab, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 24, 2005, Dakota County Recorder, Document No. 2298440.

ASSIGNMENTS OF MORTGAGE:

Assigned to: CitiMortgage, Inc., Dated: October 15, 2008, Recorded: November 18, 2008, Document No. 2623205.

And thereafter assigned to: Selene Finance, LP, Dated: September 23, 2010, Recorded: September 23, 2010, Document No. 2754386, and by Document No. 2708854. And thereafter assigned to: Selene RMOF REO Acquisition LLC, Dated: September 24, 2010, Recorded: September 27, 2010, Document No. 2754999, as corrected by Corrective Assignment dated September 24, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100236400000109344 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mercantile Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Selene Finance, LP MORTGAGED PROPERTY ADDRESS: 984 Livingston Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 42-48100-160-08 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 8, Michel's B. Addition to West St. Paul.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,972.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 11, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 3, 2010.

Selene RMOF REO Acquisition, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1675 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2413660 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 18, 2007 MORTGAGORS: Brian Burpee and Cynthia Burpee, husband and wife MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: July 30, 2007 Dakota County Recorder Document #: 2533957 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT 18, BLOCK 2, DONNAY'S COLLEGE PARK SECOND ADDITION, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 22-21101-180-02 PROPERTY ADDRESS: 16696 Gannon Avenue W, Rosemount, Minnesota 55068 TRANSACTION AGENT: N/A

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��� �������� ��� ���� ������ ������ ������� Dakota County Law Office, Sheriffs Enforcement Center, 1580 Highway 55 ���������� ���� ��������� TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $251,332.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2010 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is June 30, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: October 28, 2010 U.S. Bank National Association, ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2408259 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: October 21, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Diamond Path Villages Association, Inc. (hereinafter the "Association") which was recorded as Document No. 537352, in the Office of the Dakota County Recorder, as amended, covering the following property: LEGAL DESCRIPTION: Lot 133, Block 1, Diamond Path 6th Addition, Dakota County, Minnesota STREET ADDRESS: 5175 - 148th St. W., Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-20505-133-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of October 21, 2010, from Andrew Zahn, title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $5,197.50 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after October 21, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from his financial obligation to pay said amount.

6. The Declaration, referenced above, provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on August 24, 2010, as Document No. 2748177 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law

Lobby S-100, Hastings, MN 55033, on the 30th day of December, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on June 30, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIAMOND PATH VILLAGES ASSOCIATION, INC. Attorneys for Diamond Path Villages Association, Inc. THOMSEN & NYBECK, P.A. By: _____________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diamond Path Villages/Zahn/09-7-204D)

2409884

11/11-12/16/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File N. 19HA-PR-10-711 Estate of: Clarice M. Westberg, a/k/a Clarice Mary Westberg, Decedent TO ALL INTERESTED PERSONS AND CREDITORS: Notice is hereby given that an Application for informal probate of the above-named Decedent’s last Will, dated December 30, 2005, has been filed with the Registrar herein, and the Application has been granted informally probating such Will. Any objections may be filed in the above named court and the same will be heard by the Court upon notice of hearing fixed for such purpose.

Notice is hereby further given that informal appointment of Linda M. Zawacki whose address is 2319 Moreland Court, Maplewood, MN 55119, as personal representative of the Estate of the above-named Decedent, has been made. Any heir, devisee, or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative, and the personal representative is empowered to fully administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease, or distribute real estate, unless objections thereto are filed with the Court (pursuant to Minn.

Stat. Section 524.3-607), and the Court otherwise orders.

Notice is hereby given that ALL CREDITORS having claims against said Estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred.

Date: 12/13/10 Richard G. Spicer Judge Attorney for Applicant CHANDLER AND BROWN, LTD. Paul D. Brown MN# 136050 332 Minnesota Street, Suite W2610 St. Paul, MN 55101 Telephone: 651-228-0497 Facsimile: 651-228-9237 2451165 12/16-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2007 MORTGAGORS: Amy A. Schultz and John W. Schultz, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded October 17, 2007, Dakota County Recorder, Document No. 2550929.

ASSIGNMENTS OF MORTGAGE: Assigned to: Citimortgage, Inc., Dated: October 12, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON

GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100017935170901447 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18541 English Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 145865102002 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Prairie Creek 2nd Addition, according to the recorded plat thereof COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $206,923.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4826 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2414954 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 13, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $7,627,900.00 MORTGAGOR: Wyngate Townhomes, LLC, a Minnesota limited liability company MORTGAGEE: R e i l l y M o r t g a g e Group, Inc., a District of Columbia corporation DATE AND PLACE OF RECORDING: Recorded May 15, 2002, Office of the County Recorder, Dakota County, Minnesota, Document No. 1896359.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, National Association, a national banking association by Assignment dated July 31, 2006, which was duly filed of record in the Office of the County Recorder, Dakota County, Minnesota, on September 18, 2006, as Document No. 2462112, as assigned to the Secretary of Housing and Urban Development of Washington, D.C. by Assignment of dated December 11, 2009, which was duly filed of record in the Office of the County Recorder, Dakota County, Minnesota, on December 17, 2009, as Document No. 2703001, as assigned to LENOX MORTGAGE XIII LLC, a Delaware limited liability company, by Assignment of Mortgage dated September 22, 2010, which was duly filed of record in the Office of the County Recorder, Dakota County, Minnesota, on September 29, 2010, as Document No. 2755707.

LEGAL DESCRIPTION OF PROPERTY WHICH IS ABSTRACT PROPERTY: Original legal description: Outlot A, Deeg Pond.

Together with non-exclusive easements for storm sewer and sanitary sewer purposes over parts of Lots 3, 4, 9, 10, 11, 12, and 15, Block 1, Deeg

9, 10, 11, 12, and 15, Block 1, Deeg Pond, as contained in the Utility Easement dated March 12, 2002, recorded May 15, 2002 in the office of the Dakota County Recorder as Doc. No. 1896354.

And together with a non-exclusive easement for construction purposes over part of Lots 9 and 10, Block 1, Deeg Pond, as contained in the Temporary Construction Easement dated March 12, 2002, recorded May 15, 2002 in the office of the Dakota County Recorder as Doc. No. 1896355.

And together with the non-exclusive easement for construction purposes over part of Lot 10, Block 1, Deeg Pond, as contained in the Temporary Driveway Construction Easement dated March 12, 2002, recorded May 15, 2002 in the office of the Dakota county Recorder as Doc. No. 1896356.

And together with a non-exclusive easement for cross access purposes over parts of Lots 1, 2, 10, and 11, Block 1, Deeg Pond, as contained in the Cross Access Easement dated March 12, 2002, recorded May 15, 2002 in the office of the Dakota County Recorder as Doc. No. 1896357.

Currently described as: PARCEL A: Lot 1, Block 1, Wyngate Townhomes.

PARCEL B: Non-exclusive easements for storm sewer and sanitary sewer purposes over parts of Lots 3, 4, 9, 10, 11, 12, and 15, Block 1, Deeg Pond, as contained in the Utility Easement dated March 12, 2002, filed May 15, 2002 in the office of the Dakota County Recorder as Doc. No. 1896354.

PARCEL C: A non-exclusive easement for cross access purposes over parts of Lots 1, 2, 10, and 11, Block 1, Deeg Pond, as contained in the Cross Access Easement dated March 12, 2002, recorded May 15, 2002 in the office of the Dakota County Recorder as Doc. No. 1896357 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $7,325,831.78.

PHYSICAL STREET ADDRESS, CITY AND ZIP CODE OF THE PREMISES: 1150 McAndrews Road East, Burnsville, MN 55337 TAX PARCEL IDENTIFICATION NUMBER OF THE PREMISES: 02-85600-010-01 The following Mortgagors have been released from financial obligation on the mortgage: None.

That prior to the commencement of this mortgage foreclosure proceeding Assignee of Mortgagee complied with all pre-foreclosure requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, all of the property that is described in the mortgage, both real and personal, including the above described property, will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 a.m. Friday, January 14, 2011 PLACE OF SALE: D a k o t a C o u n t y Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor, its personal representatives or assigns.

Date: November 10, 2010 LENOX MORTGAGE XIII LLC, a Delaware limited liability company By: Oppenheimer Wolff & Donnelly LLP Attorneys for Lenox Mortgage XIII LLC By: /s/ Rebecca G. Sluss Rebecca G. Sluss Its: Attorney THIS DOCUMENT WAS DRAFTED BY: OPPENHEIMER WOLFF & DONNELLY LLP (RGS) 3300 Plaza VII 45 South Seventh Street Minneapolis, Minnesota 55402 Telephone: (612) 607-7000 2415265 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: January 7, 2004.

MORTGAGORS: Casey Ann Tiedens and Scott G. Tiedens, wife and husband.

MORTGAGEE: Ameriquest Mortgage Company.

DATE AND PLACE OF RECORDING: Recorded February 9, 2004, Dakota County Recorder, Document No. 2173639.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee of Ameriquest Securities Inc., Asset Backed Pass-Through Certificates, Series 2004-R2 under the Pooling & Servicing Agreement dated as of March 1, 2004, Without Recourse, Dated: September 18, 2006, Recorded: September 29, 2006, Document No. 2464989.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORT-

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ameriquest Mortgage Company RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 5218 187th Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 145865001008 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 8, Prairie Creek First Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $219,469.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2011 .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 29, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 71-916 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2411866 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $407,374.00 MORTGAGOR(S): William T. Beighley, Jr. and Valerie G. Beighley, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 25, 2007 Dakota County Recorder Document Number: 2512191 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: November 05, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100232301120053947 Lender or Broker: Centennial Mortgage and Funding, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3444 83rd St E, Inver Grove Heights, MN 55076-4563 Tax Parcel ID Number: 20-76500-170-01 LEGAL DESCRIPTION OF PROPERTY: Lot 17. Block 1, Timber Ponds, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $409,166.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 30, 2011, or the next business day if June 28, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 11, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017690F01 2413397 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 26, 2003 MORTGAGORS: Timothy E. Abbott and Jill A. Abbott, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 6, 2003, Dakota County Recorder, Document No. 2090101.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 1, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599920020233 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Resource Financial Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14342 Ebony Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015750305002 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Pilot Knob Estates Fourth Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $209,868.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROP-

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TIME AND DATE TO VACATE PROP ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9470 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415144 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 27, 2002 MORTGAGOR: Jeffrey S. Jaworski, a Single Person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 24, 2003, Dakota County Recorder, Document No. 2004604.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: September 3, 2010, Recorded: September 13, 2010, Document No. 2751914.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900030474950 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage, LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 653 South 4th Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367510014016 LEGAL DESCRIPTION OF PROPERTY: LOT 14, BLOCK 16, TARBOX ADDITION TO SOUTH ST. PAUL. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $101,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $95,708.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9000 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415205 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 1998 MORTGAGORS: T o m m y L . B i s h o p and Janet L. Bishop, husband and wife.

MORTGAGEE: Home Town Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded June 18, 1998, Dakota County Recorder, Document No. 1509673.

ASSIGNMENTS OF MORTGAGE: Assigned to: Crossland Mortgage Corp., Dated: April 30, 1998, Recorded: June 18, 1998, Document No. 1509674. And thereafter assigned to: Chase Manhattan Mortgage Corporation N/K/A Chase Home Finance LLC, Dated: December 22, 2000, Recorded: January 10, 2001, Document No. 1743205.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Home Town Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14607 Embry Path, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-19902-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Delaney Park Third Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $116,053.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $96,797.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 6, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9791 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451495 12/16/10-1/20/11

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-700 In Re: Estate of Dorothy L. Guenther, aka Dorothy Lois Guenther, Deceased It is Ordered and Notice is hereby given that on the 10th day of January 2011 at 9:00 o'clock A.M., a hearing will be held in the above named Court at 1560 West Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated December 28, 1999, and for the appointment of Dean E. Guenther, 1380 Marice Drive, Eagan, MN 55121 as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, and sell real and personal property, and do all necessary acts for the estate.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred.

Dated: 12/8/10 Edward Lynch Judge (COURT SEAL) P. James Taurinskas Attorney I.D. #108480 633 So. Concord St., #320 P. O. Box 605 South St. Paul, MN 55075 2447731 12/16-12/23/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-712 In Re Estate of: Helen L. Fabel, Deceased.

Notice is given that an Application for informal probate of the Decedent’s Will dated April 20, 1992, has been filed with the Court in an informal proceeding. The Application has been granted. Any objections may be filed with this Court and will be heard by the Court after proper notice of hearing.

Notice is also given that the Court has informally appointed Gary Fabel, whose address is 709 Woodbridge Drive, Mendota Heights, MN 55118 as Personal Representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as Personal Representative or may object to the appointment of the Personal Representative. Unless objections are filed with the Court (pursuant to Minn. Stat. § 524.3-607) and the Court otherwise orders, the Personal Representative has the power to administer the Estate in Minnesota including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Notice is also given that (subject to Minn. Stat. § 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 12/13, 2010 RICHARD G. SPICER District Court Judge Attorney for Personal Representative: Charles A. Cox, III #134302 Cox, Goudy, McNulty & Wallace, P.L.L.P. 2929 University Avenue SE, Suite 108 Minneapolis, MN 55414 612-338-1414 612-338-6754 facsimile mcwall@bitstream.net 2450720 12/16-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2007 MORTGAGORS: John Michael Sawicke and Barbara Ann Sawicke, husband and wife.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase

by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded December 20, 2007, Dakota

Recorded December 20, 2007, Dakota County Recorder, Document No. 2562436.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 260 River Woods Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 027700702005 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 5, Townhouse Villages at River Woods 8th Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $197,676.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 1, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3282 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415317 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 16, 2006 MORTGAGOR: Satyanarayana Boda, a married person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 18, 2006, Dakota County Recorder, Document No. 2446289.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 1, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074405259 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13559 Athena Way, Rosemount, MN 55068 TAX PARCEL I.D. #: 344830248001 LEGAL DESCRIPTION OF PROPERTY: Lot 48, Block 1, Meadows of Bloomfield 3rd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

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������ ������ ������� LOCATED: Dakota 4, 2011�������� at 10:00 AM ��� ���� ORIGINAL PRINCIPAL AMOUNT OF PLACE OF SALE: S h e r i f f ' s O f f i c e , MORTGAGE: $328,000.00 Law Enforcement Center, 1580 Hwy AMOUNT DUE AND CLAIMED TO BE 55, Lobby #S-100, Hastings, MN DUE AS OF DATE OF NOTICE, INCLUD- to pay the debt then secured by said ING TAXES, IF ANY, PAID BY MORT- Mortgage, and taxes, if any, on said GAGEE: $328,291.52 premises, and the costs and disburseThat prior to the commencement of m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s this mortgage foreclosure proceeding allowed by law subject to redemption Mortgagee/Assignee of Mortgagee com- within six (6) months from the date of plied with all notice requirements as said sale by the mortgagor(s), their required by statute; That no action or personal representatives or assigns proceeding has been instituted at law unless reduced to Five (5) weeks under o r o t h e r w i s e t o r e c o v e r t h e d e b t MN Stat. §580.07.

TIME AND DATE TO VACATE PROPsecured by said mortgage, or any part thereof; ERTY: If the real estate is an PURSUANT to the power of sale con- owner-occupied, single-family dwelltained in said mortgage, the above ing, unless otherwise provided by law, described property will be sold by the the date on or before which the mortSheriff of said county as follows: gagor(s) must vacate the property if the DATE AND TIME OF SALE: January mortgage is not reinstated under sec14, 2011 at 10:00 AM tion 580.30 or the property is not PLACE OF SALE: S h e r i f f ' s O f f i c e , redeemed under section 580.23 is Law Enforcement Center, 1580 Hwy 11:59 p.m. on July 5, 2011.

55, Lobby #S-100, Hastings, MN MORTGAGOR(S) RELEASED FROM to pay the debt then secured by said FINANCIAL OBLIGATION ON MORTMortgage, and taxes, if any, on said GAGE: None premises, and the costs and disburse"THE TIME ALLOWED BY LAW FOR m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDEMPTION BY THE MORTGAGOR, allowed by law subject to redemption THE MORTGAGOR'S PERSONAL REPwithin six (6) months from the date of RESENTATIVES OR ASSIGNS, MAY BE said sale by the mortgagor(s), their REDUCED TO FIVE WEEKS IF A JUDIpersonal representatives or assigns CIAL ORDER IS ENTERED UNDER unless reduced to Five (5) weeks under MINNESOTA STATUTES, SECTION MN Stat. §580.07.

582.032, DETERMINING, AMONG TIME AND DATE TO VACATE PROP- OTHER THINGS, THAT THE MORTE R T Y : I f t h e r e a l e s t a t e i s a n GAGED PREMISES ARE IMPROVED owner-occupied, single-family dwell- WITH A RESIDENTIAL DWELLING OF ing, unless otherwise provided by law, LESS THAN FIVE UNITS, ARE NOT the date on or before which the mort- PROPERTY USED IN AGRICULTURAL gagor(s) must vacate the property if the P R O D U C T I O N , A N D A R E mortgage is not reinstated under sec- ABANDONED." tion 580.30 or the property is not Dated: November 9, 2010.

Chase Home Finance LLC redeemed under section 580.23 is Mortgagee/Assignee of Mortgagee 11:59 p.m. on July 14, 2011.

MORTGAGOR(S) RELEASED FROM USSET, WEINGARDEN AND LIEBO, P.L.L.P. FINANCIAL OBLIGATION ON MORT- By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of GAGE: None "THE TIME ALLOWED BY LAW FOR Mortgagee REDEMPTION BY THE MORTGAGOR, 4500 Park Glen Road #300 THE MORTGAGOR'S PERSONAL REP- Minneapolis, MN 55416 RESENTATIVES OR ASSIGNS, MAY BE (952) 925-6888 30-9141 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER THIS IS A COMMUNICATION FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR. 11/11-12/16/10 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2415347 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF MORTGAGE LESS THAN FIVE UNITS, ARE NOT FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL THE RIGHT TO VERIFICATION P R O D U C T I O N , A N D A R E OF THE DEBT AND IDENTITY OF ABANDONED." THE ORIGINAL CREDITOR WITHIN Dated: November 3, 2010.

THE TIME PROVIDED BY LAW IS Chase Home Finance LLC NOT AFFECTED BY THIS ACTION. Mortgagee/Assignee of Mortgagee Notice is hereby given that default USSET, WEINGARDEN AND LIEBO, P.L.L.P. has occurred in conditions of the folBy: Paul A. Weingarden Attorneys for Mortgagee/Assignee of lowing described mortgage: DATE OF MORTGAGE: August 23, Mortgagee 2007 4500 Park Glen Road #300 Reid J. Fjerstad, a MORTGAGOR: Minneapolis, MN 55416 single person (952) 925-6888 MORTGAGEE: U.S. Bank National 30-9488 THIS IS A COMMUNICATION FROM Association ND DATE AND PLACE OF RECORDING: A DEBT COLLECTOR. Recorded: September 7, 2007 2415122 11/11-12/16/10 Dakota County Registrar of Titles Document #: 616901 ASSIGNMENTS OF MORTGAGE: None NOTICE OF MORTGAGE LEGAL DESCRIPTION OF PROPFORECLOSURE SALE THE RIGHT TO VERIFICATION ERTY: LOT SIXTEEN (16) AND THE OF THE DEBT AND IDENTITY OF SOUTH ONE HALF (S1/2) OF LOT THE ORIGINAL CREDITOR WITHIN SEVENTEEN (17), GERBER'S THE TIME PROVIDED BY LAW IS ADDITION, ACCORDING TO THE NOT AFFECTED BY THIS ACTION. PLAT THEREOF ON FILE AND OF NOTICE IS HEREBY GIVEN, that RECORD IN THE OFFICE OF THE default has occurred in conditions of REGISTER OF DEEDS IN AND the following described mortgage: FOR SAID COUNTY AND STATE. DATE OF MORTGAGE: A u g u s t 1 7 , The Torrens Certificate No. is 2006 MORTGAGORS: Jacob Lukkes and 138839 PARCEL ID #: 36-29100-170-00 Jennifer Lukkes, husband and wife.

MORTGAGEE: Mortgage Electronic PROPERTY ADDRESS: 1240 South Registration Systems, Inc..

7th Avenue, South Saint Paul, MinDATE AND PLACE OF RECORDING: nesota 55075 Recorded September 1, 2006, Dakota TRANSACTION AGENT: N/A County Recorder, Document No. TRANSACTION AGENT ID NO.: N/A 2458118.

CURRENT MORTGAGE SERVICER: A S S I G N M E N T S O F M O R T G A G E : U.S. Bank National Association ND Assigned to: Chase Home Finance, COUNTY IN WHICH PROPERTY IS L L C , D a t e d : S e p t e m b e r 1 4 , 2 0 1 0 , LOCATED: Dakota Recorded: September 22, 2010, DocuORIGINAL PRINCIPAL AMOUNT OF ment No. 2754146.

MORTGAGE: $225,000.00 TRANSACTION AGENT: Mortgage AMOUNT DUE AND CLAIMED TO BE Electronic Registration Systems, Inc. DUE AS OF DATE OF NOTICE, INCLUDT R A N S A C T I O N A G E N T ' S M O R T - ING TAXES, IF ANY PAID BY MORTGAGE IDENTIFICATION NUMBER ON GAGEE: $238,651.38 MORTGAGE: 100015901074407552 That prior to the commencement of LENDER OR BROKER AND MORT- this mortgage foreclosure proceeding G A G E O R I G I N A T O R S T A T E D O N Mortgagee/Assignee of Mortgagee comMORTGAGE: CTX Mortgage Company, plied with all notice requirements as LLC required by statute; that no MortgagR E S I D E N T I A L M O R T G A G E S E R - ors have been released from financial VICER: Chase Home Finance LLC obligation on said Mortgage; that no MORTGAGED PROPERTY ADDRESS: action or proceeding has been insti1876 13th Street West, Hastings, MN t u t e d b y l a w t o r e c o v e r t h a t d e b t 55033 secured by said Mortgage, or any part TAX PARCEL I.D. #: 195860090710 thereof; that all conditions precedent LEGAL DESCRIPTION OF PROP- to foreclose of the Mortgage and accelERTY: eration of the debt secures thereby UNIT NO. 907, COMMON INTEREST have been fulfilled; COMMUNITY NUMBER 511, A CONPURSUANT to the power of sale D O M I N I U M , P R A I R I E R I D G E , therein contained, said Mortgage will DAKOTA COUNTY, MINNESOTA be foreclosed and the above described COUNTY IN WHICH PROPERTY IS property will be sold by the Sheriff of LOCATED: Dakota said county as follows: ORIGINAL PRINCIPAL AMOUNT OF DATE AND TIME OF SALE: DecemMORTGAGE: $159,990.00 ber 30, 2010 at 10:00 am AMOUNT DUE AND CLAIMED TO BE PLACE OF SALE: Dakota County DUE AS OF DATE OF NOTICE, INCLUD- Law Enforcement Center Lobby S-100, ING TAXES, IF ANY, PAID BY MORT- 1580 Highway 55, Hastings, MN 55033 GAGEE: $175,574.79 to pay the debt the debt then secured That prior to the commencement of by the Mortgage, and taxes, if any, on this mortgage foreclosure proceeding said premises, and the costs and disMortgagee/Assignee of Mortgagee com- bursements, including attorneys' fees plied with all notice requirements as allowed by law, subject to redemption required by statute; That no action or within six (6) months from the date of proceeding has been instituted at law sale by the mortgagor, their personal o r o t h e r w i s e t o r e c o v e r t h e d e b t representatives or assigns. secured by said mortgage, or any part DATE TO VACATE PROPERTY: The thereof; date on or before which the mortgagor PURSUANT to the power of sale con- must vacate the property if the morttained in said mortgage, the above gage is not reinstated under Minnedescribed property will be sold by the sota Statutes section 580.30 nor the Sheriff of said county as follows: property redeemed under Minnesota DATE AND TIME OF SALE: January ���������� �� ���� ����� 4, 2011 at 10:00 AM

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������County ������ ������� of Dakota and State of Min nesota. ���������� ���� ��������� property redeemed under Minnesota Statutes sections 580.23 is June 30, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: November 8, 2010 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2414696 11/11-12/16/10

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-10-PR-714 Estate of EDITH MARIE BOKOVOY, Decedent.

NOTICE TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is given that on January 24, 2011, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, and for the formal probate of an instrument purporting to be the Will of the Decedent, undated as to the day, month and year and purported to be dated as of the date notarized, April 20, 2010, and for the appointment of Heather L. L. Koering, whose address is 4200 County Road 42 West, Savage, Minnesota 55378, as personal representative of the estate of Decedent in a SUPERVISED administration. Any objections to the petition must be filed with the Court prior to or at the hearing. If proper and if no objections are filed, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801), ALL CREDITORS having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 12-14-2010 Edward Lynch Judge Eastlund, Solstad, Cade & Hutchinson Heather L. L. Koering, #30394X 4200 County Road 42 West Savage, MN 55378 (952) 894-6400 2451565 12/16-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 6 , 2005 MORTGAGOR: S u s a n M . Z i m m e r man, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 18, 2005, Dakota County Recorder, Document No. 2382267.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100271100000169340 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homebridge Mortgage Bankers Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16117 Flagstaff Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 225135105001 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Niakwa Village 2nd Addition, in the City of Rosemont, County of Dakota and State of Min-

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $118,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $105,069.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 28, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9530 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415092 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-679 ESTATE OF Gregory Scott Brown a/k/a Greg Brown DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated 03/23/2002, and codicil to the will dated ______________, and separate writing under Minn. Stat.

524.2-513 (“Will”), has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Julie Kay Brown whose address is: 1060 Kingsford Street, St. Paul, MN 55106 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 12-1-2010 Richard G. Spicer Judge Attorney For Personal Representative David J. Thoelke Attorney at Law 1959 Sloan Place Suite 110 Maplewood, MN 55117-2070 651-778-3000 I.D. 109046 2440178 12/9-12/16/10P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-685 ESTATE OF Betty Jane Lilienkamp, DECEDENT It is Ordered and Notice is given that on 1-3-2011 at 9:00 a.m. a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Michael C. Lilienkamp whose address is: 16900 Garcia Way, Rosemount, MN 55068 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 12-2-10 Michael V. Sovis Judge (COURT SEAL) Attorney For Personal Representative R. Glenn Nord, Esq. R. Glenn Nord & Associates, P.A. 20686 Holyoke Avenue P.O. Box 427 Lakeville, MN 55044 Phone: 952-469-4948 Fax: 952-469-4940 79625 2441273 12/9-12/16/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF CO-PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Court File No. 19HA-PR-10-701 ESTATE OF Peter P. Poppler, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated November 22, 2005, has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Stephen J. Poppler and Mary Arabadji whose address is: 14861 Echo Way, Apple Valley, Minnesota 55124 and 3477 St. Charles Place, Eagan, Minnesota 55122 as personal representative for the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 12-9-10 Edward Lynch Judge Attorney For Personal Representative Paul H. Hauge Grannis & Hauge, P.A. 1260 Yankee Doodle Road Suite 200 Eagan, MN 55121 651-456-9000 42304 2448312 12/16-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 5 , 2007 MORTGAGORS: Phillip J. Wojcik and Heidi M. Wojcik, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 19, 2007, Dakota County Recorder, Document No. 2531419.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131022607121500 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2700 Shawnee Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 021555013001 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Burnsville Highlands First Addition, Dakota County, MN COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $164,743.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 28, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9512 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415070 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 6 , 2001 MORTGAGORS: Terry L. Lindahl and Lori E. Lindahl, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 13, 2001, Dakota County Recorder, Document No. 1765078.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: October 20, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100054130000399890 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: North American Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 17524 Fairfax Avenue South, Farmington, MN 55024 TAX PARCEL I.D. #: 224810307003 LEGAL DESCRIPTION OF PROP-

LEGAL DESCRIPTION OF PROP ERTY: Lot 7, Block 3, Meadow Brook Fourth Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $136,763.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 1, 2010 JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3249 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2415332 11/11-12/16/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-675 Estate of DAVID P. BENTRUP, Decedent It is Ordered and Notice is given that on January 3, 2011, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent, dated June 29, 2005, and for the appointment of Rebecca L. Winiecki, whose address is 6177 Viking Boulevard NW, Anoka, MN, 55303 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 11/30/10

BY THE COURT Patrice Sutherland Judge of District Court (COURT SEAL) Attorney for Personal Representative David A. Rephan Chestnut Cambronne PA 17 Washington Avenue North, Suite 300 Minneapolis, MN 55401 Attorney License No: 253753 Telephone: (612) 339-7300 FAX: (612) 336-2940 Email: drephan@chestnutcambronne.com 2440400 12/9-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 29, 2003 MORTGAGORS: Ronda S. Rath and Clyde E. Rath, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded October 1, 2003, Dakota County Recorder, Document No. 2118601.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 4, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599938165202 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Capital Mortgage Services RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13943 Everest Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013100515002 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 2, Greenleaf 6th Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $243,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $235,689.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 7, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9282 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 11, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: December 13, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9282 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2450052 12/16/10

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PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19-HA-PR-10-680 In Re: Estate of NAN ROBERTA ZNIDAR, Decedent.

It is Ordered and Notice is given that on January 3, 2011 at 9:00 am a hearing will be held in this Court at 1560 Hwy 55, Hastings, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Judith Mary Kordell, whose address is 3158 Crane Creek Place, Eagan, MN 55121, as personal representative of the decedent’s estate in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 12/1/2010

BY THE COURT Erica H. MacDonald Judge of District Court MESSINGER & OJILE, PLLP Fred J. Ojile MN# 121381 310 Fourth Avenue South, Suite 950 Telephone: 612 373 0000 Facsimile: 612 373 0008 Email: fred@messingerojile.com 2441926 12/9-12/16/10

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-689 In Re: Estate of Richard R. DeWolf, Sr., Decedent.

It is Ordered and Notice is given that on January 10, 2011 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, MN 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated July 14, 2010, and for the appointment of Richard R. DeWolf, Jr., whose address is 1621 South Concord Street, South St. Paul, MN 55075, and Karen Nelson, whose address is 7982 Clairborne Lane, Inver Grove Heights, MN 55076, as personal representatives of the estate of the decedent in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representatives will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate.

Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 12-3-10

BY THE COURT Erica MacDonald Judge of District Court Beth A. Lilyquist (MN# 0259263) Attorney at Law 6043 Hudson Road, Suite 140M Woodbury, MN 55125 Telephone: (651) 739-4000 Facsimile: (651) 730-9227 ATTORNEY FOR PETITIONERS 2441969 12/9-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 0 , 2007 MORTGAGORS: James M. Gee and Susan L. Gee, husband and wife.

Susan L. Gee, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 13, 2007, Dakota County Recorder, Document No. 2496132.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: October 26, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020000351525781 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14228 Dearborn Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 341830028001 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 1, Country Hills First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $234,150.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $229,982.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 3, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4941 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2413124 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 8, 2006 MORTGAGORS: Jason David Erb and Diana Marie Trettel, both single persons, as joint tenants MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: May 24, 2006 Dakota County Recorder Document #: 2432312 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: UNIT 404, COACHMAN OAKS CONDOMINIUM, DAKOTA COUNTY, MINNESOTA, CONDOMINIUM FILE NO. 45.

PARCEL ID #: 10-18100-404-01 P R O P E R T Y A D D R E S S : 3155 Coachman Road # 404, Eagan, Minnesota 55121 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $133,200.00

MORTGAGE: $133,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $137,397.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 30, 2010 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is June 30, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: November 5, 2010 US Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2413036 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-708 In Re: Estate of Andrea Plaugher, a/k/a Andrea Ruth Plaugher, a/k/a Andrea R. Plaugher, a/k/a Andrea B. Plaugher, Decedent.

It is Ordered and Notice is given that on January 10, 2011 at 9:00 am, a hearing will be held in this Court at Dakota County Probate Court, Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated October 8, 2002, and for the appointment of Jon Theobald, whose address is 157 Stonebridge Road, Lilydale, MN 55118, as personal representative of the decedent’s estate in a supervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 12-13-2010

BY THE COURT Thomas Poch Judge of District Court Thomas R. O’Connell Collins, Buckley, Sauntry & Haugh, P.L.L.P. 332 Minnesota Street, W-1100 St. Paul, Minnesota 55101 Telephone: (612) 227-0611 Fax: (612) 227-0758 Emai: toconnell@cbsh.net Attorney License No.: 080755 2450465 12/16-12/23/10P

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-706 In Re: Estate of: Lisa Michele Lach aka Lisa M. Lach, Decedent.

Notice is given that an Application for Informal Appointment of Personal Representative was filed with the Registrar. The Registrar accepted the application and appointed Patricia D. Lach whose address is 8330 Ewing Rd., Bloomington, Minn. 55431 to serve as the personal representative of the decedent’s estate.

Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection.

Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters of general administration, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 12-9-10 Edward Lynch Judge Attorney for Personal Representative Medard B. Kaisershot # 53235 5701 Kentucky Ave. N., # 180 Crystal MN 55428-3385 ph: 763-535-9027 facsimile: 763-537-3177 email: mkaisers@isd.net 2449908 12/16-12-23/10P

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-688 Estate of Bradley Thomas Burgeson, Decedent Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted.

Notice is also given that the Registrar has informally appointed Chad Thomas Burgeson, whose address is 1429 Collins Road, Fort Myers, FL, 33919 as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 12/3/2010 RICHARD G. SPICER Judge Attorney for Personal Representative Dennis J. Smith Dennis J. Smith Law Office, Ltd. 13570 Grove Drive, #370 Maple Grove, MN, 55311 Attorney License No: 0313725 Telephone: (763) 424-7525 FAX: (763) 424-4476 Email: DennisJSmith@comcast.net 2442296 12/9-12/16/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 15, 2007 MORTGAGORS: Mai Tong Thao and Cha Vue, husband and wife.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase

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by FDIC as receiver for Washington ERTY: Mutual Bank f/k/a Washington Mutual Lot 15, Block 6, Echo Valley, Dakota Bank, FA. County, Minnesota DATE AND PLACE OF RECORDING: COUNTY IN WHICH PROPERTY IS Recorded December 31, 2007, Dakota LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF County Recorder, Document No. MORTGAGE: $379,050.00 2563800.

AMOUNT DUE AND CLAIMED TO BE ASSIGNMENTS OF MORTGAGE: DUE AS OF DATE OF NOTICE, INCLUDNONE ING TAXES, IF ANY, PAID BY MORTTRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - GAGEE: $435,963.75 That prior to the commencement of GAGE IDENTIFICATION NUMBER ON this mortgage foreclosure proceeding MORTGAGE: NONE LENDER OR BROKER AND MORT- Mortgagee/Assignee of Mortgagee comG A G E O R I G I N A T O R S T A T E D O N plied with all notice requirements as MORTGAGE: Washington Mutual Bank, required by statute; That no action or FA proceeding has been instituted at law RESIDENTIAL MORTGAGE SER- or otherwise to recover the debt secured by said mortgage, or any part VICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: thereof; PURSUANT to the power of sale con797 Sunset Drive, Eagan, MN 55123 TAX PARCEL I.D. #: 107298802002 tained in said mortgage, the above LEGAL DESCRIPTION OF PROP- described property will be sold by the Sheriff of said county as follows: ERTY: Lot 2, Block 2, Sunset Fourth AddiDATE AND TIME OF SALE: January tion, Dakota County, Minnesota 7, 2011 at 10:00 AM COUNTY IN WHICH PROPERTY IS PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said MORTGAGE: $270,600.00 AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said DUE AS OF DATE OF NOTICE, INCLUD- premises, and the costs and disburseING TAXES, IF ANY, PAID BY MORT- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s GAGEE: $288,605.66 allowed by law subject to redemption That prior to the commencement of within six (6) months from the date of this mortgage foreclosure proceeding said sale by the mortgagor(s), their Mortgagee/Assignee of Mortgagee com- personal representatives or assigns plied with all notice requirements as unless reduced to Five (5) weeks under required by statute; That no action or MN Stat. §580.07.

TIME AND DATE TO VACATE PROPproceeding has been instituted at law or otherwise to recover the debt E R T Y : I f t h e r e a l e s t a t e i s a n secured by said mortgage, or any part owner-occupied, single-family dwellthereof; ing, unless otherwise provided by law, PURSUANT to the power of sale con- the date on or before which the morttained in said mortgage, the above gagor(s) must vacate the property if the described property will be sold by the mortgage is not reinstated under secSheriff of said county as follows: tion 580.30 or the property is not DATE AND TIME OF SALE: January redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

6, 2011 at 10:00 AM MORTGAGOR(S) RELEASED FROM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy FINANCIAL OBLIGATION ON MORT55, Lobby #S-100, Hastings, MN GAGE: None to pay the debt then secured by said "THE TIME ALLOWED BY LAW FOR Mortgage, and taxes, if any, on said REDEMPTION BY THE MORTGAGOR, premises, and the costs and disburse- THE MORTGAGOR'S PERSONAL REPm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s RESENTATIVES OR ASSIGNS, MAY BE allowed by law subject to redemption REDUCED TO FIVE WEEKS IF A JUDIwithin six (6) months from the date of CIAL ORDER IS ENTERED UNDER said sale by the mortgagor(s), their MINNESOTA STATUTES, SECTION personal representatives or assigns 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G unless reduced to Five (5) weeks under OTHER THINGS, THAT THE MORTMN Stat. §580.07.

GAGED PREMISES ARE IMPROVED TIME AND DATE TO VACATE PROP- WITH A RESIDENTIAL DWELLING OF E R T Y : I f t h e r e a l e s t a t e i s a n LESS THAN FIVE UNITS, ARE NOT owner-occupied, single-family dwell- PROPERTY USED IN AGRICULTURAL ing, unless otherwise provided by law, P R O D U C T I O N , A N D A R E the date on or before which the mort- ABANDONED." Dated: November 5, 2010. gagor(s) must vacate the property if the mortgage is not reinstated under secCitiMortgage, Inc. Mortgagee/Assignee of Mortgagee tion 580.30 or the property is not redeemed under section 580.23 is USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden 11:59 p.m. on July 6, 2011.

MORTGAGOR(S) RELEASED FROM Attorneys for Mortgagee/Assignee of FINANCIAL OBLIGATION ON MORT- Mortgagee 4500 Park Glen Road #300 GAGE: None "THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 THE MORTGAGOR'S PERSONAL REP10-4854 RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. 11/11-12/16/10 CIAL ORDER IS ENTERED UNDER 2414916 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF INFORMAL PROBATE GAGED PREMISES ARE IMPROVED OF WILL AND APPOINTMENT OF WITH A RESIDENTIAL DWELLING OF PERSONAL REPRESENTATIVE AND LESS THAN FIVE UNITS, ARE NOT NOTICE TO CREDITORS PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E STATE OF MINNESOTA COUNTY OF DAKOTA ABANDONED." DISTRICT COURT Dated: October 29, 2010 PROBATE DIVISION JPMorgan Chase Bank, N.A. FIRST JUDICIAL DISTRICT Mortgagee/Assignee of Mortgagee Court File No. 19HA-PR-10-702 USSET, WEINGARDEN AND LIEBO, P.L.L.P. ESTATE OF Penny Dimmen, DECEBy: Paul A. Weingarden Attorneys for Mortgagee/Assignee of DENT Notice is given that an application Mortgagee for informal probate of the Decedent’s 4500 Park Glen Road #300 will dated March 4, 1978, has been Minneapolis, MN 55416 filed with the Registrar. The applica(952) 925-6888 tion has been granted.

60-3252 Notice is also given that the RegisTHIS IS A COMMUNICATION FROM trar has informally appointed Joseph A DEBT COLLECTOR. R. Dimmen whose address is: 2098 2415305 11/11-12/16/10 Marble Lane, Eagan, MN 55122 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be NOTICE OF MORTGAGE entitled to appointment as personal FORECLOSURE SALE THE RIGHT TO VERIFICATION representative or may object to the OF THE DEBT AND IDENTITY OF appointment of the personal represenTHE ORIGINAL CREDITOR WITHIN tative. Unless objections are filed with THE TIME PROVIDED BY LAW IS the court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that orders, the personal representative has default has occurred in conditions of full power to administer the Estate including, after 30 days from the date the following described mortgage: DATE OF MORTGAGE: September of issuance of letters, the power to sell, encumber, lease or distribute real 30, 2008 MORTGAGOR: Jose Esteban Ponce, estate.

Any objections to the probate of the an unmarried man.

MORTGAGEE: Mortgage Electronic will or appointment of the Personal Representative must be filed with this Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Court and will be heard by the Court Registered October 10, 2008, Dakota after the filing of an appropriate petiCounty Registrar of Titles, Document tion and proper notice of hearing.

Notice is also given that (subject to No. T634269, Certificate of Title No. Minn. 524.3-801) all creditors having 145622.

A S S I G N M E N T S O F M O R T G A G E : claims against the Estate are required Assigned to: CitiMortgage, Inc., Dated: to present the claims to the personal March 26, 2009, Recorded: April 8, representative or to the Court Administrator within four months after the 2009, Document No. T641818. date of this Notice or the claims will be Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage barred.

Date: 12-9-10 Electronic Registration Systems, Inc. Edward Lynch TRANSACTION AGENT'S MORTJudge GAGE IDENTIFICATION NUMBER ON Attorney For Personal Representative MORTGAGE: 100011520057242556 LENDER OR BROKER AND MORT- John E. Trojack G A G E O R I G I N A T O R S T A T E D O N John E. Trojack Law Office P.A. 1549 Livingston Avenue MORTGAGE: Citimortgage, Inc. R E S I D E N T I A L M O R T G A G E S E R - Suite 101 West St. Paul, MN 55118-3420 VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: (651) 451-9696 14128 Frontier Lane, Burnsville, MN 110929 2450243 12/16-12/23/10 55337 TAX PARCEL I.D. #: 02-22680-150-06 LEGAL DESCRIPTION OF PROP- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

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MORTGAGEE: Mortgage ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FOURTH JUDICIAL DISTRICT Court File No.: 19HA-PR-10-698 In re: Estate of Derek Lee Gilmer Aka Rick Lee Gilmer Decedent.

It is Ordered and Notice is given that on 1-10-11 at 9:00 a.m., a hearing will be held in this Court at 1560 Hwy 55 Hastings, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Janet Gilmer, whose address is 27700 Danville Avenue, P O Box 491, Castle Rock Minnesota 55010, as personal representative of the decedent’s estate in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court withinfour (4) months after the date of this notice or the claims will be barred.

Dated: 12/8/10

BY THE COURT Edward Lynch Judge of District Court David Hvistendahl, Attorney for Petitioner Hvistendahl, Moersch, Dorsey & Hahn, P.A. 311 South Water Street Northfield MN 55057 License No. 48604 Phone: 507-645-9358 2447600 12/16-12/23/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-678 In Re: Estate of Eleanor Evelyn Weber, a/k/a Eleanor E. Weber, Decedent.

Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated July 8, 2010.

The Registrar accepted the application and appointed Darlene Charboneau, whose address is 4241 Hampshire Ave N, Crystal MN 55428, to serve as the personal representative of the decedent’s estate.

Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection.

Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 12/1/10 RICHARD G. SPICER Judge Jay A. Joyner P.A. Jay A. Joyner MN# 52887 3247 Humboldt Ave S Minneapolis MN 55408-3329 Telephone: 612-801-1836 Facsimile: 763-560-1434 e-mail: jjoyner@joynerlaw.com 2441046 12/9-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 4 , 2005 MORTGAGOR: M a r k S . O f s t i e , a single man.

Electronic

Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded March 10, 2005, Dakota County Recorder, Document No. 2303318.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: June 5, 2008, Recorded: June 13, 2008, Document No. 2596618.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550048549140 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Source Lending Corp.

RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4217 Juniper Point, Eagan, MN 55122 TAX PARCEL I.D. #: 101480033001 LEGAL DESCRIPTION OF PROPERTY: Lot 33, Block 1, CIC No. 303, Boulder Ridge, Together with the benefits contained in Declaration Document No. 857589, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,560.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $169,847.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4840 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2414987 11/11-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 0 , 2007 MORTGAGORS: Richard Norton and Jill Norton, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered September 4, 2007, Dakota County Registrar of Titles, Document No. 616632, Certificate of Title No. 101912.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 2, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001501703 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS:

MORTGAGED PROPERTY ADDRESS: 1520 Earle Way, Burnsville, MN 55306 TAX PARCEL I.D. #: 022247501001 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Earl Place.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $237,256.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $271,292.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011 .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 4, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9505 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2418645 11/18-12/23/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-691 Estate of CYRIL I. ABURIME, Decedent It is Ordered and Notice is given that on January 3, 2011, at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Livia Aburime, whose address is 9142 Tyne Lane, Inver Grove Heights, MN 55077 as personal representative of the Estate of the Decedent in a SUPERVISED administration. Any objection to the Petition must be filed with the Court prior to or raised at the hearing.

If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 12/6/10 RICHARD G. SPICER Judge Attorney for Personal Representative Corrine D. Lynch Law Office of Corrine D. Lynch One Corporate Plaza 7400 Metro Blvd., Suite 450 Edina, MN 55439 Attorney License No.: 65535 Telephone: 952-893-6730 FAX: 952-893-6733 2442793 12/9-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2006 MORTGAGOR: A i k o S t e a r n s , a n unmarried woman.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase

by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded May 12, 2006, Dakota County Recorder, Document No. 2429052.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 3140 Farnum Drive, Unit A, Eagan, MN 55121 TAX PARCEL I.D. #: 10-18151-040-03 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Coachman Land Company 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $167,639.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 6, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3367 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451621 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 18, 2009 MORTGAGOR: M i s t y M . M c l a i n , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded March 6, 2009, Dakota County Recorder, Document No 2641530.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 28, 2010.

TRANSACTION AGENT: Mortgage

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268300377211 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4462 Glen Echo Bay, Eagan, MN 55122 TAX PARCEL I.D. #: 101779001102 LEGAL DESCRIPTION OF PROPERTY: Unit No. 11, Cliff Lake Courthomes, CIC Number 125, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,187.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $129,289.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1417 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422263 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 2 , 2003 MORTGAGORS: Mark R. Wallick and Nancy A. Wallick, husband and wife.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase

by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded October 30, 2003, Dakota County Recorder, Document No. 2133361.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 15737 Harmony Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014580115006 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 6, Longridge Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT-

ING TAXES, IF ANY, PAID BY MORT GAGEE: $139,345.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3297 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422699 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $356,084.00 MORTGAGOR(S): Chad Weiss and Heidi Weiss, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Maribella Mortgage, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100220710000054136 SERVICER: Ocwen Loan Servicing, LLC LENDER: Maribella Mortgage, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on September 15, 2005, as Document No. 2361054 ASSIGNED TO: U.S. Bank N.A., as Trustee for the registered holders of BancCap Asset Securitization Issuance Corporation, Mortgage Loan Asset Backed Certificates, Series 2006-1 Dated: January 29, 2008, and recorded February 8, 2008 by Document No. 2571285.

LEGAL DESCRIPTION OF PROPERTY: Waterview Lot 13, Block 1, Dakota County, Minnesota PROPERTY ADDRESS: 646 Waterview Cv, Eagan, MN 55123 PROPERTY I.D: 10 83500 130 01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Three Hundred Ninety-One Thousand One Hundred and 59/100 ($391,100.59) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 4, 2011 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemp-

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The time allowed by law for redemp tion by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 18, 2010 U.S. Bank N.A., as Trustee for the registered holders of BancCap Asset Securitization Issuance Corporation, Mortgage Loan Asset Backed Certificates, Series 2006-1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00514-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3813524 11/18/2010, 11/25/2010, 12/02/2010, 12/09/2010, 12/16/2010, 12/23/2010 2419969 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,234.00 MORTGAGOR(S): Harry R Duckson and Faye A Duckson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: November 10, 2005 Dakota County Registrar of Titles Document Number: 578932 AND CORRECTIVE MORTGAGE REGISTERING: December 21, 2005 Dakota County Registrar of Titles Document Number: 581476 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: October 25, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100220710000084604 Lender or Broker: Maribella Mortgage, LLC Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 138122 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17375 Gettysburg Way, Lakeville, MN 55044-4005 Tax Parcel ID Number: 22-18604-146-20 LEGAL DESCRIPTION OF PROPERTY: Unit No. 19146, CIC No. 424, Crossroads Condominium, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,375.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 04, 2011, or the next business day if July 04, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 18, 2010 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017789F01 2416712 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 3, 2006 MORTGAGOR: D a w n M . C a s e y Brooks, a single person.

MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor to Washington Mutual Bank, FA f/k/a Long Beach Mortgage Company.

DATE AND PLACE OF RECORDING: Recorded October 6, 2006, Dakota County Recorder, Document No. 2466263.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-7, Dated: December 5, 2007, Recorded: December 11, 2007, Document No. 2560528.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Long Beach Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1406 5th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 363210002016 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 16, Hauses Addition to South St. Paul, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $227,511.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 7, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1898 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451557 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 6 , 2009 MORTGAGOR: S h a w n C . B e l l , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 3, 2009, Dakota County Recorder, Document No. 2699740.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: December 8, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100315900000210665 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: River City Mortgage & Financial, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2547 Yellowstone Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 192970207605 LEGAL DESCRIPTION OF PROPERTY: Unit No. 76, CIC No. 439, Glendale Heights Villas, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,527.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $167,189.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9796 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451470 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: that a default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 22, 1999.

MORTGAGOR(S): Ward Knutson and Elizabeth A. Knutson, husband and wife.

MORTGAGEE: GE Capital Mortgage Services, Inc. DATE AND PLACE OF RECORDING: Filed December 6, 1999, Dakota County Recorder, Document No. 1657785.

ASSIGNMENT(S) OF MORTGAGE: Assigned to First Union National Bank,

Assigned to First Union National Bank, as Indenture Trustee by assignment dated April 7, 2000, recorded November 2, 2000, as Document No. 1728625 and to Bayview Loan Servicing, LLC by assignment dated September 9, 2009, recorded September 11, 2009, as Document No. 2683870.

The land described in said mortgage is not registered land.

MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Bayview Loan Servicing, LLC. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): GE Capital Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: 3829 Bridgewater Drive, Eagan, MN, 55123.

TAX PARCEL I.D. NO.: 10-75835-080-01.

LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, The Oaks of Bridgewater 1st Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota.

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,650.00.

AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $236,459.83.

The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof.

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2011 at 10:00 a.m.

P L A C E O F S A L E : Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 6, 2011, or the next business day if July 6, 2011 falls on a Saturday, Sunday or legal holiday.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N A N D A R E ABANDONED." Dated: November 9, 2010 BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Anna C. Mickelson ANNA C. MICKELSON -forAtty. I.D. #347814 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2416357 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 16, 2005 MORTGAGOR: Travis B. Anderson, a single man.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 29, 2005, Dakota County Recorder, Document No. 2392750.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2006-BNC 1, Dated: May 21, 2010, Recorded: May 26, 2010, Document No. 2732224.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200002183884 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 326 Chestnut Street, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-45300-303-01 LEGAL DESCRIPTION OF PROP-

���

������ ������ ������� �������� ��� ���� LEGAL DESCRIPTION OF PROP $58,775.62 ERTY: THAT all pre-foreclosure requireThe East 15.00 feet of Lots 28, 29 ments have been complied with; that and 30, Block 1, Lincoln Park Addi- no action or proceeding has been instit i o n t o S o u t h S t . P a u l , D a k o t a tuted at law or otherwise to recover the County, Minnesota, together with the debt secured by said mortgage, or any West 1/2 of Vacated Boston Avenue part thereof; lying Southerly of the Easterly PURSUANT to the power of sale conextension of the Northerly Lot line of t a i n e d i n s a i d m o r t g a g e , t h e Lot 30 and lying Northerly of the above-described property will be sold Easterly Extension of the Southerly by the Sheriff of said county as follows: Lot line of Lot 28 DATE AND TIME OF SALE: January COUNTY IN WHICH PROPERTY IS 03, 2011 at 10:00 AM LOCATED: Dakota PLACE OF SALE: Dakota County ORIGINAL PRINCIPAL AMOUNT OF Law Enforcement Center, 1580 HighMORTGAGE: $239,310.00 AMOUNT DUE AND CLAIMED TO BE way 55, Lobby S-100, Hastings, MinneDUE AS OF DATE OF NOTICE, INCLUD- sota ING TAXES, IF ANY, PAID BY MORT- to pay the debt secured by said mortGAGEE: $240,356.55 gage and taxes, if any, on said preThat prior to the commencement of mises and the costs and disbursethis mortgage foreclosure proceeding ments, including attorney fees allowed Mortgagee/Assignee of Mortgagee com- by law, subject to redemption within plied with all notice requirements as six (6) months from the date of said required by statute; That no action or sale by the mortgagor(s), their perproceeding has been instituted at law sonal representatives or assigns. or otherwise to recover the debt If the Mortgage is not reinstated secured by said mortgage, or any part under Minn. Stat. §580.30 or the propthereof; erty is not redeemed under Minn. Stat.

PURSUANT to the power of sale con- §580.23, the Mortgagor must vacate tained in said mortgage, the above the property on or before 11:59 p.m. on described property will be sold by the July 03, 2011, or the next business day Sheriff of said county as follows: if July 03, 2011 falls on a Saturday, DATE AND TIME OF SALE: January Sunday or legal holiday.

14, 2011 at 10:00 AM Mortgagor(s) released from financial PLACE OF SALE: S h e r i f f ' s O f f i c e , obligation: NONE Law Enforcement Center, 1580 Hwy THIS COMMUNICATION IS FROM 55, Lobby #S-100, Hastings, MN A DEBT COLLECTOR ATTEMPTby said secured debt then the to pay ING TO COLLECT A DEBT. ANY Mortgage, and taxes, if any, on said INFORMATION OBTAINED WILL BE premises, and the costs and disburse- USED FOR THAT PURPOSE. ments, including attorneys' fees THE RIGHT TO VERIFICATION OF allowed by law subject to redemption THE DEBT AND IDENTITY OF THE within six (6) months from the date of ORIGINAL CREDITOR WITHIN THE said sale by the mortgagor(s), their T I M E P R O V I D E D B Y L A W I S N O T personal representatives or assigns AFFECTED BY THIS ACTION. unless reduced to Five (5) weeks under THE TIME ALLOWED BY LAW FOR MN Stat. §580.07.

REDEMPTION BY THE MORTGAGOR, TIME AND DATE TO VACATE PROP- THE MORTGAGOR'S PERSONAL REPE R T Y : I f t h e r e a l e s t a t e i s a n RESENTATIVES OR ASSIGNS, MAY BE owner-occupied, single-family dwell- REDUCED TO FIVE WEEKS IF A JUDIing, unless otherwise provided by law, CIAL ORDER IS ENTERED UNDER the date on or before which the mort- MINNESOTA STATUTES, SECTION gagor(s) must vacate the property if the 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G mortgage is not reinstated under sec- OTHER THINGS, THAT THE MORTtion 580.30 or the property is not GAGED PREMISES ARE IMPROVED redeemed under section 580.23 is WITH A RESIDENTIAL DWELLING OF 11:59 p.m. on July 14, 2011.

LESS THAN FIVE UNITS, ARE NOT MORTGAGOR(S) RELEASED FROM PROPERTY USED IN AGRICULTURAL FINANCIAL OBLIGATION ON MORT- PRODUCTION, AND ARE ABANDONED. GAGE: None DATED: November 18, 2010 "THE TIME ALLOWED BY LAW FOR ASSIGNEE OF MORTGAGEE: REDEMPTION BY THE MORTGAGOR, Mortgage Electronic THE MORTGAGOR'S PERSONAL REPRegistration Systems, Inc. RESENTATIVES OR ASSIGNS, MAY BE Wilford & Geske, P.A. REDUCED TO FIVE WEEKS IF A JUDI- Attorneys for Assignee of Mortgagee CIAL ORDER IS ENTERED UNDER Lawrence A. Wilford MINNESOTA STATUTES, SECTION James A. Geske 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 8425 Seasons Parkway, Suite 105 OTHER THINGS, THAT THE MORT- Woodbury, MN 55125-4393 GAGED PREMISES ARE IMPROVED (651) 209-3300 WITH A RESIDENTIAL DWELLING OF File Number: 018035F01 LESS THAN FIVE UNITS, ARE NOT 2416791 11/18-12/23/10 PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." NOTICE OF MORTGAGE Dated: November 4, 2010.

FORECLOSURE SALE U.S. Bank, National Association, THE RIGHT TO VERIFICATION as Trustee OF THE DEBT AND IDENTITY OF Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Mortgagee default has occurred in conditions of 4500 Park Glen Road #300 the following described mortgage: Minneapolis, MN 55416 DATE OF MORTGAGE: J a n u a r y 4 , (952) 925-6888 2005 75-4065 MORTGAGOR: Bonnie J. Mc Callum, THIS IS A COMMUNICATION FROM a single person.

A DEBT COLLECTOR. MORTGAGEE: ABN AMRO Mortgage 2422336 11/18-12/23/10 Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded May 13, 2005, Dakota County NOTICE OF MORTGAGE Recorder, Document No. 2321835.

FORECLOSURE SALE ASSIGNMENTS OF MORTGAGE: N O T I C E I S H E R E B Y G I V E N t h a t NONE default has occurred in the conditions TRANSACTION AGENT: NONE of the following described mortgage: TRANSACTION AGENT'S MORTDATE OF MORTGAGE: August 04, GAGE IDENTIFICATION NUMBER ON 1992 MORTGAGE: NONE ORIGINAL PRINCIPAL AMOUNT OF LENDER OR BROKER AND MORTMORTGAGE: $72,867.00 GAGE ORIGINATOR STATED ON MORTGAGOR(S): Eugene T. Robin- MORTGAGE: ABN AMRO Mortgage ette and Victoria L. Robinette, hus- Group, Inc n/k/a CitiMortgage, Inc band and wife RESIDENTIAL MORTGAGE SERMORTGAGEE: United Mortgage Cor- VICER: CitiMortgage, Inc. poration MORTGAGED PROPERTY ADDRESS: DATE AND PLACE OF RECORDING: 1670 Woodgate Lane, Eagan, MN 55122 Recorded: September 10, 1992 TAX PARCEL I.D. #: 104725114001 Dakota County Recorder LEGAL DESCRIPTION OF PROPDocument Number: 1066863 ERTY: ASSIGNMENTS OF MORTGAGE: Lot 14, Block 1, Mallard Park SecAnd assigned to: Bank of America, ond Addition FSB COUNTY IN WHICH PROPERTY IS Dated: September 01, 1994 LOCATED: Dakota Recorded: August 15, 1995 Dakota ORIGINAL PRINCIPAL AMOUNT OF County Recorder MORTGAGE: $119,500.00 Document Number: 1294346 AMOUNT DUE AND CLAIMED TO BE And assigned to: Mortgage Elec- DUE AS OF DATE OF NOTICE, INCLUDtronic Registration Systems, Inc. ING TAXES, IF ANY, PAID BY MORTDated: December 02, 1998 GAGEE: $89,677.50 Recorded: June 21, 1999 Dakota That prior to the commencement of County Recorder this mortgage foreclosure proceeding Document Number: 1614333 Mortgagee/Assignee of Mortgagee comTransaction Agent: Mortgage Elec- plied with all notice requirements as tronic Registration Systems, Inc. required by statute; That no action or Transaction Agent Mortgage Identifi- proceeding has been instituted at law cation Number: 100025400001004325 or otherwise to recover the debt Lender or Broker: United Mortgage secured by said mortgage, or any part Corporation thereof; Residential Mortgage Servicer: PURSUANT to the power of sale conAurora Loan Services, LLC tained in said mortgage, the above Mortgage Originator: Not Applicable described property will be sold by the COUNTY IN WHICH PROPERTY IS Sheriff of said county as follows: LOCATED: Dakota DATE AND TIME OF SALE: January Property Address: 179 Mainzer St, 13, 2011 at 10:00 AM West Saint Paul, MN 55118-1531 PLACE OF SALE: S h e r i f f ' s O f f i c e , T a x P a r c e l I D N u m b e r : Law Enforcement Center, 1580 Hwy 42-32000-060-00 55, Lobby #S-100, Hastings, MN L E G A L D E S C R I P T I O N O F P R O P - to pay the debt then secured by said ERTY: Lot Six (6) of Hardwick's Addi- Mortgage, and taxes, if any, on said t i o n a c c o r d i n g t o t h e m a p o r p l a t premises, and the costs and disbursethereof on file or of record in the office m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s of the County Recorder in and for allowed by law subject to redemption Dakota County, Minnesota. within six (6) months from the date of AMOUNT DUE AND CLAIMED TO BE said sale by the mortgagor(s), their DUE AS OF DATE OF NOTICE: ���������� �� ���� ����� $58,775.62

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������ ������� RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI���������� ���� ��������� said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4895 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2420972 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 3, 2003 MORTGAGOR: Patricia M. Buss, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered June 3, 2003, Dakota County Registrar of Titles, Document No. 501544, Certificate of Title No. 111528.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: March 10, 2008, Recorded: March 17, 2008, Document No. 625065.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100154060000004818 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Residential Mortgage, LP. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13886 Granada Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011695033003 LEGAL DESCRIPTION OF PROPERTY: Unit No. 33, CIC No. 136, Cedarwick, A Condominium, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $118,315.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 10, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4932 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422798 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 8 , 2007 MORTGAGORS: Cheryl L. Hausauer and Gene A. Hausauer, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 24, 2007, Dakota County Recorder, Document No. 2532527.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: December 8, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100060677002843605 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Guaranty Mortgage Corp.

RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13005 Salem Place, Burnsville, MN 55337 TAX PARCEL I.D. #: 023290001005 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 5, Highland Forest 1st Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,758.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9816 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451702 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 24, 2004 MORTGAGORS:Paul T. Herzog and Eva Herzog, husband and wife.

MORTGAGEE:Chase Home Finance, LLC S/B/M to Chase Manhattan Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded August 13, 2004, Dakota County Recorder, Document No. 2237590.

A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Home Finance, LLC S/B/M to Chase Manhattan Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16290 Fernando Way, Rosemount, MN 55068 T A X P A R C E L I . D . # : 22-21177-070-10 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 10, Donnay's Valley Park 8th Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$218,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$224,481.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 1, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8510 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2444728 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 21, 2007 MORTGAGOR: Kristine R. Wallace, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 21, 2007, Dakota County Recorder, Document No. 2504115.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC,

Assigned to: Chase Home Finance LLC, Dated: November 11, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100356107020150943 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Partners, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 15684 Chasewood Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 346457511006 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 6, Rosemount Commons, CIC No. 267, Dakota County, Minnesota, according to the recorded plat thereof.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $203,033.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 11, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9639 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422312 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 3 0 , 2006 MORTGAGORS: Johnnie D. Taylor and Patricia E. Dittrich, husband and wife.

MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded November 22, 2006, Dakota County Recorder, Document No. 2477333.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: April 8, 2009, Recorded: May 5, 2009, Document No. 2654592.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 15385 Flower Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015590008705 LEGAL DESCRIPTION OF PROPERTY: Unit No. 87, Orchard Pointe Condominiums, CIC No. 311, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,930.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 12, 2010.

Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4107 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422361 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 1 , 2003 MORTGAGORS: J e f f r e y D . M c c o r mick and Elizabeth Mccormick, Husband and Wife.

MORTGAGEE: C h a s e M a n h a t t a n Mortgage Corporation n/k/a Chase Home Finance, LLC. DATE AND PLACE OF RECORDING: Recorded September 24, 2003, Dakota County Recorder, Document No. 2114640.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation n/k/a Chase Home Finance, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 20619 Justice Path, Lakeville, MN 55044 TAX PARCEL I.D. #: 224405203002 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Lake Marion Estates 3rd Addition, according to the recorded plat thereof COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $276,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $245,585.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN

55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 11, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9558 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422455 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 7 , 2007 MORTGAGORS: Denise L. Jones and David L. Cranmer, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 21, 2007, Dakota County Recorder, Document No. 2498202.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: November 9, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074405275 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13585 Atwater Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 344830220001 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 1, Meadows of Bloomfield 3rd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $398,178.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $398,119.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT-

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FINANCIAL OBLIGATION ON MORT GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9588 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422524 11/18-12/23/10

PUBLIC NOTICE

Our File No. 10MN00577-1 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $107,612.00 MORTGAGOR(S): Donald Murtagh, as a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Maribella Mortgage, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100220710000110458 SERVICER: Ocwen Loan Servicing, LLC LENDER: Maribella Mortgage, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on February 7, 2006, as Document No. 2404077 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Dated: May 31, 2006, and recorded October 22, 2010 by Document No. 2761076.

LEGAL DESCRIPTION OF PROPERTY: Unit No A113, CIC No. 468, Eagan Gardens, Dakota County, Minnesota.

PROPERTY ADDRESS: 4110 Rahn Road #113, Eagan, MN 55122 PROPERTY I.D: 10-22470-113-02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Twelve Thousand Five Hundred Eighteen and 44/100 ($112,518.44) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on February 1, 2011 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 16, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 ASAP# 3845906 12/16/2010, 12/23/2010, 12/30/2010, 01/06/2011, 01/13/2011, 01/20/2011 2449782 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2006 MORTGAGORS: Michael E. Melchior and Samantha P. Melchior, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered June 13, 2006, Dakota County Registrar of Titles, Document No. 592147, Certificate of Title No. 118808.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: February 4, 2010, Recorded: February 16, 2010, Document No. T658113. And thereafter assigned to: Selene Finance LP, Dated: May 12, 2010, Recorded: May 18, 2010, Document No. 662095.

And thereafter assigned to: Selene RMOF REO Acquisition LLC, Dated: July 28, 2010, Recorded: August 23, 2010, Document No. T666495.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100267400005342751 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Equity Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Selene Finance LP MORTGAGED PROPERTY ADDRESS: 3779 Red Robin Lane, Eagan, MN 55122 TAX PARCEL I.D. #: 10-77100-020-16 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 16, Town View First Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $167,147.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 2, 2010.

Selene RMOF REO Acquisition LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1716 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451547 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 MORTGAGOR: Michael S. Osborn, a single man.

single man.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 12, 2007, Dakota County Recorder, Document No. 2487741.

ASSIGNMENTS OF MORTGAGE: Assigned to: M&T Bank, Dated: November 4, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100050300005512109 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Worldwide Mortgage & Inv LLC d/b/a Worldwide Lending RESIDENTIAL MORTGAGE SERVICER: M&T Bank MORTGAGED PROPERTY ADDRESS: 8423 208th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 225670204001 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Park Terrace 3rd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $224,759.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 11, 2010.

M&T Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 37-53 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422716 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 4 , 2007 MORTGAGOR: T e y e n t G e r m a , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 9, 2007, Dakota County Recorder, Document No. 2555413.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: November 9, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600000157046 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisor's Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1000 Crystal Lake Road West, Burnsville, MN 55306 TAX PARCEL I.D. #: 025371502001 LEGAL DESCRIPTION OF PROPERTY:

ERTY: Lot 2, Block 1, Oak Ridge COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $259,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $274,856.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9584 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422559 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 26, 2004 MORTGAGORS: William B. Carli and Marisol J. Carli, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered May 18, 2004, Dakota County Registrar of Titles, Document No. 537275, Certificate of Title No. 131673.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 28, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278920257602 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 19662 Meadowlark way, Farmington, MN 55024 TAX PARCEL I.D. #: 148250124508 LEGAL DESCRIPTION OF PROPERTY: Unit No. 245, Common Interest Community No. 323, a condominium, Vermillion Grove Condominiums, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,630.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $163,730.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January

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������ ������� ���A ���� DATE AND������ TIME OF SALE: January F I V E �������� WEEKS IF JUDICIAL 20, 2011 at 10:00 AM ORDER IS ENTERED UNDER MINPLACE OF SALE: S h e r i f f ' s O f f i c e , N E S O T A S T A T U T E S , S E C T I O N Law Enforcement Center, 1580 Hwy 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said M O R T G A G E D P R E M I S E S A R E Mortgage, and taxes, if any, on said IMPROVED WITH A RESIDENTIAL premises, and the costs and disburse- DWELLING OF LESS THAN FIVE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s UNITS, ARE NOT PROPERTY USED allowed by law subject to redemption IN AGRICULTURAL PRODUCTION, within six (6) months from the date of AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM said sale by the mortgagor(s), their personal representatives or assigns A DEBT COLLECTOR ATTEMPTING TO unless reduced to Five (5) weeks under COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR MN Stat. §580.07.

TIME AND DATE TO VACATE PROP- THAT PURPOSE. PALOMINO CLIFFS ERTY: If the real estate is an TOWNHOMES ASSOCIATION owner-occupied, single-family dwelling, unless otherwise provided by law, Attorneys for Palomino Cliffs the date on or before which the mort- Townhomes Association gagor(s) must vacate the property if the THOMSEN & NYBECK, P.A. mortgage is not reinstated under sec- By: _____________________________ tion 580.30 or the property is not Gretchen S. Schellhas (#195595) redeemed under section 580.23 is 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 11:59 p.m. on July 20, 2011.

MORTGAGOR(S) RELEASED FROM (952) 835-7000 FINANCIAL OBLIGATION ON MORT- (Palomino Cliffs/Rashid/10-7-231D) 2420860 11/18-12/23/10 GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPNOTICE OF MORTGAGE RESENTATIVES OR ASSIGNS, MAY BE FORECLOSURE SALE REDUCED TO FIVE WEEKS IF A JUDINOTICE IS HEREBY GIVEN that CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION default has occurred in the conditions 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G of the following described mortgage: DATE OF MORTGAGE: August 14, OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED 2009 ORIGINAL PRINCIPAL AMOUNT OF WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT MORTGAGE: $216,824.00 MORTGAGOR(S): Zebual L Beck and PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E Hannah M Beck, husband and wife MORTGAGEE: Mortgage Electronic ABANDONED." Registration Systems, Inc. Dated: November 11, 2010.

DATE AND PLACE OF RECORDING: U.S. Bank, N. A. Recorded: September 01, 2009 Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Dakota County Recorder Document Number: 2681690 By: Paul A. Weingarden ASSIGNMENTS OF MORTGAGE: Attorneys for Mortgagee/Assignee of And assigned to: Nationstar MortMortgagee gage, LLC 4500 Park Glen Road #300 Dated: October 13, 2010 Minneapolis, MN 55416 Transaction Agent: Mortgage Elec(952) 925-6888 tronic Registration Systems, Inc. 19-1418 Transaction Agent Mortgage IdentifiTHIS IS A COMMUNICATION FROM cation Number: 100397202995051944 A DEBT COLLECTOR. Lender or Broker: Nationstar Mort2422201 11/18-12/23/10 gage, LLC dba Champion Mortgage Company Residential Mortgage Servicer: Nationstar Mortgage, LLC NOTICE OF ASSESSMENT LIEN Mortgage Originator: Not Applicable FORECLOSURE SALE COUNTY IN WHICH PROPERTY IS Date: November 1, 2010 LOCATED: Dakota YOU ARE NOTIFIED THAT: Property Address: 7200 166th Ct, 1. Default has occurred in the terms and conditions of the Declaration for Rosemount, MN 55068-5204 Tax Parcel ID Number: Palomino Cliffs Townhomes Association (hereinafter the "Association") 22-21100-200-06 LEGAL DESCRIPTION OF PROPwhich was recorded as Document No. 343117 on September 10, 1996, in the ERTY: Lot 20, Block 6, Donnay's ColOffice of the Dakota County Registrar lege Park AMOUNT DUE AND CLAIMED TO BE of Titles and also, pursuant to Minn.

Stat. §515B.3-116, covering the follow- D U E A S O F D A T E O F N O T I C E : $224,118.60 ing property: THAT all pre-foreclosure requireLEGAL DESCRIPTION: Lot Two ( 2 ) , B l o c k N i n e ( 9 ) , P A L O M I N O ments have been complied with; that CLIFFS 2ND ADDITION, COMMON no action or proceeding has been instiINTEREST COMMUNITY NUMBER tuted at law or otherwise to recover the debt secured by said mortgage, or any 257, Dakota County, Minnesota STREET ADDRESS: 13333 Hum- part thereof; PURSUANT to the power of sale conmingbird Lane, Apple Valley, MN tained in said mortgage, the 55124 T A X P A R C E L I D N U M B E R : above-described property will be sold by the Sheriff of said county as fol01-56501-020-09 2. Pursuant to said Declaration, lows: DATE AND TIME OF SALE: January there is claimed to be due and owing as of November 1, 2010, (including 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County December 2010 accelerated dues of $291) from Manal Rashid, title holder, Law Enforcement Center, 1580 Hight o t h e A s s o c i a t i o n , a M i n n e s o t a way 55, Lobby S-100, Hastings, Minnenon-profit corporation, the amount of sota $7,462.00 for unpaid association to pay the debt secured by said mortdues, late fees, attorneys fees and gage and taxes, if any, on said precosts, plus any other such amounts mises and the costs and disbursethat will accrue after November 1, ments, including attorney fees allowed 2010, and other costs of collection and by law, subject to redemption within foreclosure which will be added to the six (6) months from the date of said amount claimed due and owing at the sale by the mortgagor(s), their personal representatives or assigns. time of the sale herein.

If the Mortgage is not reinstated 3. No action is now pending at law or otherwise to recover said debt or any under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. part thereof.

4. That all preforeclosure require- §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on ments have been met.

5. The owner has not been released July 28, 2011, or the next business day from his financial obligation to pay if July 28, 2011 falls on a Saturday, Sunday or legal holiday. said amount.

Mortgagor(s) released from financial 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and obligation: NONE THIS COMMUNICATION IS FROM 515B.3-116 provide for a continuing lien against the property. A Notice of A DEBT COLLECTOR ATTEMPTLien evidencing the amount due was ING TO COLLECT A DEBT. ANY recorded on September 28, 2010, as INFORMATION OBTAINED WILL BE Document No. T668408 in the Dakota USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF County Registrar of Titles' Office.

7. Pursuant to the power of sale con- THE DEBT AND IDENTITY OF THE tained in the same Declaration and ORIGINAL CREDITOR WITHIN THE granted by the owner in taking title to T I M E P R O V I D E D B Y L A W I S N O T the premises subject to said Declara- AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR tion and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPLien will be foreclosed by the sale of said property by the Sheriff of Dakota RESENTATIVES OR ASSIGNS, MAY BE County, at the Dakota County Sheriffs REDUCED TO FIVE WEEKS IF A JUDIOffice, Dakota County Law Enforce- CIAL ORDER IS ENTERED UNDER ment Center, 1580 Highway 55 Lobby MINNESOTA STATUTES, SECTION S-100, Hastings, MN 55033, on the 6th 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G day of January, 2011, at 10:00 a.m. OTHER THINGS, THAT THE MORTat public auction to the highest bidder, GAGED PREMISES ARE IMPROVED to pay the amount then due for said WITH A RESIDENTIAL DWELLING OF assessments, together with the costs LESS THAN FIVE UNITS, ARE NOT of foreclosure, including attorneys fees PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. as allowed by law.

DATED: December 16, 2010 8. T h e t i m e a l l o w e d b y l a w f o r ASSIGNEE OF MORTGAGEE: redemption by the unit owner, his perNationstar Mortgage, LLC sonal representatives or assigns is six (6) months from the date of sale. The Wilford & Geske, P.A. date and time to vacate the property Attorneys for Assignee of Mortgagee is 11:59 p.m. on July 6, 2011, if Lawrence A. Wilford the account is not reinstated or the James A. Geske owners do not redeem from the fore- 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 closure sale.

(651) 209-3300 REDEMPTION NOTICE T H E T I M E A L L O W E D B Y L A W File Number: 017342F01 2450018 12/16/10-1/20/11 FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO F I V E W E E K S I F A J U D I C I A L ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������100021268000405561 ������� MORTGAGE: LENDER OR BROKER AND MORT���������� ���� ���������

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: November 24, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Cedar Pointe Carriage Homes Condominium Association (hereinafter the "Association") which was recorded as Document No. 1164049 on November 1, 1993, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit NO. 50, Cedar Pointe Carriage Homes Condominium, Condominium File No. 117, Dakota County, Minnesota STREET ADDRESS: 15593 Garnet Way, Unit 50, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-16700-050-04 2. Pursuant to said Declaration, there is claimed to be due and owing as of November 24, 2010, from Matthew J. Bernier, title holder, to the Association, a Minnesota non-profit corporation, the amount of $2,826.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after November 24, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from his financial obligation to pay said amount.

6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on August 9, 2010, as Document No. 2745395 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 3rd day of February, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale.

The date and time to vacate the property is 11:59 p.m. on August 3, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CEDAR POINTE CARRIAGE HOMES CONDOMINIUM ASSOCIATION Attorneys for Cedar Pointe Carriage Homes Condominium Association THOMSEN & NYBECK, P.A. By: _____________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Cedar Pointe/Bernier/10-7-337D) 2449870 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 14, 2005 MORTGAGOR: Michele Weegman, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded January 6, 2006, Dakota County Recorder, Document No. 2395140.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000405561

GAGE ORIGINATOR STATED ON MORTGAGE: Centennial Mortgage and Funding, Inc RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3175 Village Trail 105, Hastings, MN 55033 TAX PARCEL I.D. #: 196437510505 LEGAL DESCRIPTION OF PROPERTY: Unit No. 105 and Garage Unit No. 105, Riverwood Carriage Homes Condominium, Condominium File No. 80, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $105,081.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $102,604.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 11, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1421 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422230 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 20, 2003 MORTGAGORS: Eric S. Edmond and Renee B. Ross, both single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered April 1, 2003, Dakota County Registrar of Titles, Document No. 493935, Certificate of Title No. 122707.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: November 9, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599916020882 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DJ Financial Services LTD. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14810 Camero Lane, Rosemount, MN 55068 TAX PARCEL I.D. #: 344740107002 LEGAL DESCRIPTION OF PROPERTY: Lot 7, in Block 2, Marian Terrace Replat 2nd Addition, according to the plat thereof now on file and of record in the Office of the Register of Deeds in and for Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $163,885.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9565 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422426 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 17, 2003 MORTGAGOR: K a r i D . A l t e m a , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 24, 2003, Dakota County Recorder, Document No. 2083201.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: November 8, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500058970709 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Source, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16566 Flagstaff Avenue West, Lakeville, MN 55068 TAX PARCEL I.D. #: 222117718004 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 4, Donnay's Valley Park 8th COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $139,170.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees

ments, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 8, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9551 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422467 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 3 0 , 2003 MORTGAGORS: Jesus Sanchez and Carmen Sanchez, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 18, 2003, Dakota County Recorder, Document No. 2096131.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 2, 2009, Recorded: October 12, 2009, Document No. 2689744.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500060075356 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 416 19th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-32900-140-02 LEGAL DESCRIPTION OF PROPERTY: Lot 13 and the South 1/2 of Lot 14, Block 2, Hillside Terrace.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $171,670.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 5, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7150 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422375 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 5 , 2007 MORTGAGOR: A n n E . B o r m a n , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 13, 2007, Dakota County Recorder, Document No. 2530126.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: December 8, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900020960414 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage, LLC d/b/a Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 5683 West 126th Street, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015765107003 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Pinecrest 2nd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $257,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $271,444.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9817 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451684 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2007 MORTGAGORS: Sally A. Westerberg and Brenda R. Pagel, both single.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase

by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded January 7, 2008, Dakota County Recorder, Document No. 2564813.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4305 Metcalf Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 106440002003 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, River Hills 9th Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $286,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $298,367.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 6, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3372 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451611 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 21, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Jarol S Christiansen and Konnisa Christiansen, husband and wife MORTGAGEE: River City Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: February 18, 2003 Dakota County Recorder Document Number: 2001419 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: November 21, 2002

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Dated: November 21, 2002 Recorded: February 18, 2003 Dakota County Recorder Document Number: 2001420 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 11, 2006 Dakota County Recorder Document Number: 2428312 And assigned to: U.S. Bank National Association Dated: November 11, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001807138 Lender or Broker: River City Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 540 Chapel Ln, Eagan, MN 55121-2301 Tax Parcel ID Number: 10-15600-150-11 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Burrview Acres, according to the plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $136,702.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 04, 2011, or the next business day if July 04, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 18, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016466F01 2421420 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 5, 2005 MORTGAGORS: B r a n d o n J . B r u h a and Molly J. C. Bruha, husband and WIFE. MORTGAGEE: Residential Finance Corporation.

DATE AND PLACE OF RECORDING: Recorded May 11, 2005, Dakota County Recorder, Document No. 2320874.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc, Dated: March 11, 2005, Recorded: June 21, 2005, Document No. 2332395, and

by Document No. 2332396 and 2419513.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Residential Finance Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 213 Walnut Street, Farmington, MN

213 Walnut Street, Farmington, MN 55024 TAX PARCEL I.D. #: 147700009008 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 8, Town of Farmington COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $186,458.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 10, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4945 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2422778 11/18-12/23/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 11, 2008 MORTGAGOR: Milissa S. Whitehurst, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 22, 2008, Dakota County Recorder, Document No. 2573638.

ASSIGNMENTS OF MORTGAGE: Assigned to: Citimortgage, Inc., Dated: October 29, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000131487 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1995 Highland Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 193285201004 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Highland Hills Third Addition, according to the recorded plat thereof and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $238,525.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $251,805.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

PURSUANT to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 12, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4949 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2428959 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,550.00 MORTGAGOR(S): James R Schomaker, Vicki J Schomaker MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fidelity Mortgage, Inc TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100076600000348700 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fidelity Mortgage, Inc..

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on June 17, 2005, as Document No. 2331706 ASSIGNED TO: HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Asset-Backed Notes, Series 2005-2 Dated: June 30, 2005 , and recorded March 1, 2010 by Document No. 2716585 .

LEGAL DESCRIPTION OF PROPERTY: The Following Described Real Property Lying and Being located in Dakota County, Minnesota: Lot Six (6), Block Two (2), Donnay`s College Park, according to the Recorded Plat thereof on file and of record in the Office of the county Recorder, Dakota County, Minnesota.

PROPERTY ADDRESS: 7275 165th Street West, Rosemount, MN 55068 PROPERTY I.D: 22-21100-060-02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-One Thousand Three Hundred Forty-One and 63/100 ($141,341.63) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 11, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 25, 2010 HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Asset-Backed Notes, Series 2005-2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00048-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3820997 11/25/2010, 12/02/2010, 12/09/2010, 12/16/2010, 12/23/2010, 12/30/2010 2427796 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 29, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,400.00 MORTGAGOR(S): Diane M. Arnold, a unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: December 13, 2004 Dakota County Recorder Document Number: 2275229 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7066 159th St W, Apple Valley, MN 55124-5130 Tax Parcel ID Number: 01-11653-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Apple Ponds 4th Addition, according to the recorded plat thereof and situate in Dakot a County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $219,072.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 21, 2011, or the next business day if July 21, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 09, 2010 MORTGAGEE: Wells Fargo Bank, N.A also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018439F01 2441246 12/9/10-1/13/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 1 , 2007 MORTGAGORS: Todd C. Wylie and Teri A. Wylie, husband and wife.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase

by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA DATE AND PLACE OF RECORDING: Recorded July 30, 2007, Dakota County Recorder, Document No. 2534071.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 900 Ramsey Street, Hastings, MN 55033 TAX PARCEL I.D. #: 196690009001 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, CIC No. 453, Schoolhouse Square, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,320.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $123,207.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3335 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451602 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,300.00 MORTGAGOR(S): Lawrence J. Lesniak and Charmayne Y Lesniak, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 08, 2005 Dakota County Recorder Document Number: 2328422 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100026900050780716 Lender or Broker: Bell America

Mortgage, LLC dba Bell Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20657 Hampshire Way, Lakeville, MN 55044-4666 Tax Parcel ID Number: 22 82052 090 02 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Village Creek 3rd Addition, Common Interest Community No. 327, according to the plat thereof on file or of record in the Office of the County Recorder, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,920.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 07, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 07, 2011, or the next business day if July 07, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 25, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018134F01 2426527 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $285,000.00 MORTGAGOR(S): Craig T Osborne and Amy M Osborne , husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Aegis Lending Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100055140027083332 SERVICER: Ocwen Loan Servicing, LLC LENDER: Aegis Lending Corporation.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on October 9, 2006, as Document No. 2466912 ASSIGNED TO: Deutsche Bank National Trust Company, as Indenture Trustee for the registered Noteholders of Aegis Asset Backed Securities Trust 2006-1, Mortgage Backed Notes Dated: December 21, 2007 , and recorded January 24, 2008 by Document No. 2567915 .

LEGAL DESCRIPTION OF PROPERTY: Lot 6,Block 4,Beacon Hill, Dakota County, Minnesota.

PROPERTY ADDRESS: 4640 Kingsbury Drive, Eagan, MN 55122 PROPERTY I.D: 10-13500-060-04 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-Nine Thousand Six Hundred Twenty and 32/100 ($199,620.32) THAT no action or proceeding has

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��� �������� ��� ���� ������ ������ ������� owner occupied, single family dwell ing, unless otherwise provided by law, ���������� ���� ��������� THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 11, 2011 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 25, 2010 Deutsche Bank National Trust Company, as Indenture Trustee for the registered Noteholders of Aegis Asset Backed Securities Trust 2006-1, Mortgage Backed Notes Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00592-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3821806 11/25/2010, 12/02/2010, 12/09/2010, 12/16/2010, 12/23/2010, 12/30/2010 2427883 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 5 , 2003 MORTGAGORS:Michael J. Werth and Marian J. Werth, both unmarried.

MORTGAGEE:Tradition Mortgage.

DATE AND PLACE OF RECORDING: Recorded November 20, 2003, Dakota County Recorder, Document No. 2142775.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A. as successor by purchase by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA, Dated: August 25, 2003, Recorded: November 20, 2003, Document No. 2142776.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Tradition Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 454 13th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367020901004 LEGAL DESCRIPTION OF PROPERTY: Lots 5, 6, 7, 8, and 9, Block 8 and Lot 1, Block 4, South Park Division No. 10, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$150,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$145,601.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwell-

the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3315 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2428077 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 18, 2005 MORTGAGORS:Luan V. Pham a/k/a Luam V. Pham and Linda Do Pham, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 25, 2005, Dakota County Recorder, Document No. 2325134.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 16, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013900795467277 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Irwin Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1600 Wexford Circle, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-83851-320-01 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 1, Wexford 2nd Addition.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$297,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$316,362.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

ABANDONED. Dated: November 16, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2428012 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 6, 2009 MORTGAGOR: Joseph M. Blackfelner, a single person MORTGAGEE: Affinity Plus Federal Credit Union, a credit union organized under the laws of the United States of America DATE AND PLACE OF RECORDING: Recorded March 10, 2009, in the office of the County Recorder, as Document No. 2642692, Dakota County, Minnesota.

MORTGAGED PROPERTY A D D R E S S : 13441 Fairlawn Court, Apple Valley, Minnesota 55124 TAX PARCEL I.D. NOS. 01-31001-310-10 LEGAL DESCRIPTION OF PROPERTY: Lot 31, Block 10, Greenleaf Second Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,962.99 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID

BY MORTGAGEE: $212,062.04 INTEREST RATE AND PER DIEM: Current interest rate is 2.00%, with a daily per diem of $11.42.

That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011, at 10:00 am.

PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: July 28, 2011, at 11:59 p.m.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 14, 2010 MESSERLI & KRAMER P.A. By: /s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information will be used for that purpose.

867189.2 2451169 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $282,000.00 MORTGAGOR(S): John Reese and Michelle Reese, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Maxim Mortgage Corporation, A Texas Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc

Electronic Registration Systems, Inc MIN#: 100392000612180145 SERVICER: Ocwen Loan Servicing, LLC LENDER: Maxim Mortgage Corporation, A Texas Corporation.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on January 23, 2007, as Document No. 2490512 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2007-ASAP2, Asset Backed Pass-Through Certificates Dated: March 13, 2007 , and recorded September 8, 2008 by Document No. 2611803 .

LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Carrollton Estates, Dakota County, MN PROPERTY ADDRESS: 7836 Upper 145th Court West, Apple Valley, MN 55124 PROPERTY I.D: 011630013001 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Twenty-Six Thousand Four Hundred Forty-Two and 11/100 ($226,442.11) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 11, 2011 P L A C E O F S A L E : S h e r i f f ` s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 25, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2007-ASAP2, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00585-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3821824 11/25/2010, 12/02/2010, 12/09/2010, 12/16/2010, 12/23/2010, 12/30/2010 2427857 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of that certain Mortgage, Security Agreement and Assignment of Rents and Leases, dated September 21, 2005, executed by Stahl Commercial Properties LLC, a Minnesota limited liability company, and Stahl Commercial Properties II LLC, a Minnesota limited liability company, as borrower (collectively, the "Mortgagor"), and delivered to World Savings Bank, FSB, a federal savings bank, as mortgagee (together with its successors in interest, the "Mortgagee"), which mortgage was recorded October 18, 2005 in the Office of the County Recorder of Dakota County, Minnesota as Document No. 2371989, as assigned by that certain Corporation Assignment of Mortgage and Related Documents, dated February 24, 2010, executed by Wachovia Mortgage, a division of Wells Fargo Bank, NA, formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB, as assignor, and delivered to Fannie Mae, which was recorded June 7, 2010 in th e Office of the County Recorder of Dakota County, Minnesota as Document No. 2734101 (collectively, the "Mortgage"), the original principal amount secured by said Mortgage, being $596,250.00; that no action or proceeding has been instituted at law to recover the debt secured by said Mortgage or any part thereof; that any notice required by said Mortgage, or any note secured thereby, or by law, to be given prior to the commencement of these proceedings to foreclose said Mortgage has been given; that there is due and claimed to be due upon said Mortgage, including interest to date hereof, the sum of $625,745.44; and that pursuant to the power of sale therein contained, said Mortgage will be foreclosed.

be foreclosed.

Fannie Mae, in its capacity as the record holder of the Mortgage, and the Mortgagor, in its capacity as the record holder of the legal and equitable interest in that certain real estate encumbered by the Mortgage, have entered into a Voluntary Mortgage Foreclosure Agreement dated as of November 12, 2010, evidenced by a Memorandum of Voluntary Mortgage Foreclosure Agreement recorded November 17, 2010 in the Office of the County Recorder of Dakota County, Minnesota as Document No. 2766822.

The tract of land in said Mortgage, lying and being in Dakota County, Minnesota, and legally described as follows, to-wit: Parcel 1: That part of Lot 18, Block 2, Hampton, Dakota County Minnesota, described as follows: Commencing at the Northwest corner of said Lot 18; thence South 12 degrees 12 minutes 21 seconds East (assumed bearing) along the West line thereof a distance of 40.00 feet; thence North 83 degrees 14 minutes 33 seconds East, a distance of 74.50 feet; thence North 12 degrees 12 minutes 21 seconds West, parallel with the West line of said Lot 18, a distance of 16.00 feet; thence North 86 degrees 17 minutes 09 seconds East, parallel with the North line of said Lot 18, a distance of 74.56 feet, more or less to the East line of said Lot 18; thence South 12 degrees 16 minutes 31 seconds East along said East line of Lot 18, a distance of 45.00 feet to the point of beginning of the land to be described; thence South 83 degrees 16 minutes 33 seconds West a distance of 70.86 feet; thence South 6 degrees 42 minutes 21 seconds East a distance of 30.00 feet; thence South 83 degrees 17 minutes 39 seconds West a distance of 75.00 feet, more or less to the West line of said Lot 18; thence South along the West line of said Lot 18 to a point which is 162 feet Southerly of the Northerly line of said Lot 18, measured along the Westerly line of said Lot 18; thence Easterly in a straight line to a point on the Easterly line of said Lot 18 which point is 34 feet Northerly from the Southeast corner of said Lot 18; thence Northerly along the Easterly line of said Lot 18 to the point of beginning, according to the recorded plat thereof, and situate in Dakota County, Minnesota.

Parcel 2: That part of Lot 18, Block 2, Hampton, Dakota County, Minnesota, described as follows: Commencing at the Northwest corner of said Lot 18; thence South 12 degrees 12 minutes 21 seconds East (assumed hearing) along the West line thereof a distance of 40.00 feet to the point of beginning of the land to be described; thence North 83 degrees 14 minutes 33 seconds East, a distance of 74.50 feet; thence North 12 degrees 12 minutes 21 seconds West, parallel with the West line of said Lot 18 a distance of 16.00 feet; thence North 86 degrees 17 minutes 09 seconds East, parallel with the North line of said Lot 18 a distance of 74.66 feet, more or less, to the East line of said Lot 18; thence South 12 degrees 16 minutes 31 seconds East along said East line of Lot 18 a distance of 45.00 feet; thence South 83 degrees 16 minutes 33 seconds West a distance of 70.86 feet; thence South 6 degrees 42 minutes 21 seconds East a distance of 30.00 feet; thence South 83 degrees 17 minutes 39 seconds West a distance of 75.00 feet, more or less to the West line of said Lot 18; thence North 12 degrees 12 minutes 21 seconds West along said West line of Lot 18 a distance of 63.00 feet to the point of beginning, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. (which real property, together with any and all easements, rights-of-way, licenses, privileges, and appurtenances thereto and any and all other real property which may at any time hereafter be conveyed by Mortgagor to Mortgagee as security for that certain promissory note secured by the Mortgage (the "Note"), is hereinafter referred to as the "Land"); All highways, roads, streets, alleys, and other public rights-of-way and thoroughfares, bordering on or adjacent to the Land, together with all right, title, and interest of Mortgagor to the real property lying within said highways, roads, streets, alleys, and other public rights-of-way and thoroughfares, and all vacated highways, roads, streets, alleys, and public rights-of-way and thoroughfares, and all strips and gores adjoining or within the Land or any part thereof; All buildings, structures, improvements, railroad spurs, tracks and sidings, plants, works, and fixtures now or at any time located on any portion of the Land, and all extensions, additions, betterments, substitutions, and replacements thereof; All fixtures, furniture, furnishings, equipment, machinery, ppliances, apparatus, and other property of every kind and description now or at any time installed or located on or used or usable in connection with the Land or the buildings and improvements situated thereon, including, but not limited to, all lighting, heating, cooling, ventilating, air-conditioning, humidifying, dehumidifying, plumbing, sprinkling, incinerating, refrigerating, air-cooling, lifting, fire extinguishing, cleaning, communicating, security, surveillance, computer, telephone and electrical systems, and the machinery, appliances, fixtures, and equipment

appliances, fixtures, and equipment pertaining thereto, all switchboards, engines, motors, tanks, pumps, floor coverings, carpeting, partitions, conduits, ducts, compressors, elevators, escalators, accessories, draperies, blinds and other window coverings, and the machinery, appliances, fixtures, and equipment pertaining thereto, all of which fixtures, furnishings, furniture, equipment, machinery, appliances, apparatus, and other property, whether or not permanently affixed to the Land; All rights, privileges, permits, licenses, easements, consents, tenements, hereditaments, and appurtenances at any time belonging to or in any way appertaining to all or any part of the Land and any property or interests subject to the Mortgage; all right, title, and interest of Mortgagor in all reversions and remainders in or to all or any part of the Land and other property and interests subject to the Mortgage, and all avails, rents, income, issues, profits, royalties, and revenues derived from or belonging to all or any part of the Land and other property and interests subject to the Mortgage; Any and all proceeds of the conversion, whether v oluntary or involuntary, of all or any part of the Land and other property and interests subject to the Mortgage into cash or liquidated claims, including, by way of illustration and not limitation, all proceeds of insurance and all awards and payments, including interest thereon, which may be made with respect to all or any part of the Land or other property and interests subject to the Mortgage, or any estate or easement therein, as a result of any damage to or destruction of all or any part of the Land and other property and interests subject to the Mortgage, the exercise of the right or power of condemnation or eminent domain, the closing of, or the alteration of the grade of, any highway, road, street, alley or other public right-of-way or thoroughfare on or adjoining all or any part of the Land and other property and interests subject to the Mortgage, or any other injury to or decrease in the value of all or any part of the Land or other property and interests subject to the Mortgage, to the extent of all amounts which may be secured by the Mortgage, and any and all assignments and other instruments as are necessary for the purpose of assigning said proceeds, awards, and payments to Mortgagee, free, clear and discharged of any and all encumbrances of any kind or nature, whatsoever; and The immediate and continuing right to receive and collect all rents, income, issues and profits which are or may become due under or by virtue of any lease or agreement (oral or written) for the leasing, subleasing, use or occupancy of all or any part of the Land, or any buildings, structures or improvements located on the Land, made or agreed to by the Mortgagor, and all of such leases or agreements, together with all guaranties therefore and any renewals or extensions thereof (collectively, the "Mortgaged Property"); will be sold by the Sheriff of Dakota County, Minnesota at public auction on Monday, December 27, 2010 at 10:00 o'clock A.M., at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, to pay the debt secured by said Mortgage and taxes, if any, on said premises and the costs, attorneys' fees and disbursements allowed by law. The time allowed by law for redemption by the Mortgagor, its personal representatives, successors or assigns is two (2) months from the date of said sale.

Each person holding a junior lien upon the Mortgaged Property or some part thereof may redeem in the order and manner provided by Minn. Stat. § 582.32, subd. 9, beginning after the expiration of the Mortgagor's redemption period, but only if one week or more before the end of the Mortgagor's redemption period the creditor files with the Office of the County Recorder in the county where the Mortgaged Property is located a notice of intention to redeem.

Property Addresses: 23290-23304 Main Street, Hampton, MN 55031.

Tax Parcel ID Numbers: 18-32000-184-02 and 18-32000-185-02.

Dated: November 18, 2010 FANNIE MAE FAEGRE & BENSON LLP

By D. Charles Macdonald Attorneys for Mortgagee 2200 Wells Fargo Center 90 South Seventh Street Minneapolis, MN 55402 2426201 11/25-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 08, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,544.00 MORTGAGOR(S): Michael J. Homiak and Pilar A Homiak, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 13, 2005 Dakota County Recorder Document Number: 2321626 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440002301882 Lender or Broker: Lehman Brothers

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Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20075 Cabrilla Way, Farmington, MN 55024-1483 Tax Parcel ID Number: 12 24500 029 04 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 4, Empire River Preserve CIC No. 386, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $144,954.03 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 07, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 07, 2011, or the next business day if July 07, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 25, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018136F01 2426549 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE This NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE is published and given pursuant to Minn.

Stat. § 582.32. The date of the Agreement for Voluntary Foreclosure Pursuant to Minn. Stat. § 582.32, executed

by Joseph K. Paulose and Lucy J. Paulose, husband and wife, and Eagle Valley Bank, N.A., a national banking association, is October 8, 2010 and filed for record on October 15, 2010 in the office of the Dakota County Recorder in and for the County of Dakota and State of Minnesota, as Document No. 2759869.

NOTICE IS HEREBY GIVEN: that default has occurred in the conditions of that certain Mortgage executed by Joseph K. Paulose and Lucy J. Paulose, husband and wife, as Mortgagor, in favor of Eagle Valley Bank, N.A., a national banking association, as Mortgagee, which is dated November 28, 2005 and filed for record on December 7, 2005, in the office of the Dakota County Recorder in and for the County of Dakota and State of Minnesota, as Document No. 2386829 (“Mortgage”); that the land described in the Mortgage is not registered land; that the original principal amount secured by said Mortgage being $450,000.00; that no action or proceeding at law is now pending to recover the debt secured by the Mortgage or any part thereof; that the holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage and all notice and other requirements of applicable statutes; that, as of the date of this notice, the amount due and claimed to be due on the Mortgage, including interest to the date hereof and taxes, if any, paid by the holder of the Mortgage is $368,903.95, plus attorneys’ fees and costs; and that pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows to wit: The Northeast Quarter (NE 1⁄4) of the Southeast Quarter (SE 1⁄4) of Section

Southeast Quarter (SE 1⁄4) of Section Thirty-Five (35), Township One Hundred Fourteen (114), Range Twenty-One (21), except that part taken for highway purposes, Dakota County, Minnesota; together with all privileges, hereditaments, easements and appurtenances, all rents, leases, issues and profits, all claims, awards and payments made as a result of the exercise of the right of eminent domain, and all existing and future improvements and fixtures (collectively, the “Real Property”) Property Identification No.: 22-03500-010-75; Property Address: unassigned together with all buildings, structures, improvements, and all other property, proceeds, and rights as set forth in the Mortgage, will be sold by the Sheriff of said County at public auction on the 27th day of December, 2010 at 10:00 a.m., at the Dakota County Sheriff’s Office, Law Enforcement Center, 1580 Highway 55, Lobby #S-100, Hastings, Minnesota, to pay the debt then secured by said Mortgage and taxes, if any, on said premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is two months from the date of sale, except that if the real estate is subject to a federal tax lien under which the United States is entitled to a 120-day redemption period under section 7425(d)(1) of the Internal Revenue Code, as amended, the mortgagor's redemption period is 120 days from the date of sale.

Each holder of a junior lien may redeem in the order and manner provided in Minn. Stat. § 582.32, Subdivision 9, beginning after the expiration of the Mortgagors’ redemption period. Pursuant to Minn.

Stat. § 582.32, Subdivision 9, a person holding a junior lien upon the real estate or some part of the real estate may redeem in the order and manner specified in Minn. Stat. §§ 580.24 and 580.25, but only if before the end of the Mortgagor's redemption period the creditor files with the county recorder or registrar of titles of each county where the real estate is located, a notice of intention to redeem. If a junior creditor fails to timely file a notice of intention to redeem or fails to redeem, its lien on the real estate is extinguished.

Dated: November 16, 2010 Eagle Valley Bank, N.A., a national banking association FAFINSKI MARK & JOHNSON, P.A. Connie A. Lahn, #0269219 Christopher J. Knapp, #0344412 Flagship Corporate Center 775 Prairie Center Drive, Suite 400 Eden Prairie, Minnesota 55344 Telephone: 952.995.9500 Facsimile: 952.995.9577 ATTORNEYS FOR EAGLE VALLEY BANK, N.A. THIS INSTRUMENT WAS DRAFTED BY: FAFINSKI MARK & JOHNSON, P.A. (CJK) 775 Prairie Center Drive, Suite 400 Eden Prairie, Minnesota 55344 Telephone: 952.995.9500 LOAN NO. 17714 2428847 11/25-12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 22, 2005 MORTGAGOR: J o s e p h S m i t h , a single person.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded February 23, 2006, Dakota County Recorder, Document No. 2408097.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: February 25, 2009, Recorded: March 6, 2009, Document No. 2641636.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1145 Bidwell Street, Saint Paul, MN 55118 TAX PARCEL I.D. #: 427140305001 LEGAL DESCRIPTION OF PROPERTY: Lot 5, except the South 10 feet thereof, Block 1, Spande's 4th Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $239,394.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

PURSUANT to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6370 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2429023 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 1, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,000.00 MORTGAGOR(S): Charles B Milne, a married person, Purchase Money Mortgage MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Maribella Mortgage, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100220710000113015 SERVICER: Ocwen Loan Servicing, LLC LENDER: Maribella Mortgage, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on March 14, 2006, as Document No. 2412467 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Dated: May 31, 2006 , and recorded October 22, 2010 by Document No. 2761078 .

LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Five (5), Whispering Oaks 1st addition, according to the recorded Plat thereof, Dakota County, Minnesota.

PROPERTY ADDRESS: 504 Pleasant Drive, Hastings, MN 55033 PROPERTY I.D: 19-83950-020-05 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Twenty-Three Thousand Six Hundred Ninety-Five and 73/100 ($123,695.73) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 11, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 25, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00580-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3821456 11/25/2010, 12/02/2010, 12/09/2010, 12/16/2010, 12/23/2010, 12/30/2010 2427813 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: MORTGAGORS:Justin A. Kepler and Joyce K. Luedke, both single.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered April 14, 2008, Dakota County Registrar of Titles, Document No. 626546, Certificate of Title No. 144598.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 16, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900031030033 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 21030 Chippendale Court, Farmington, MN 55024 TAX PARCEL I.D. #: 142110005100 LEGAL DESCRIPTION OF PROPERTY: Lot 3 and those parts of Lots 4 and 5 lying Easterly of a Straight Line drawn from a point on the North Line of Said Lot 4 Distant 28 feet West of the Northeast Corner of Said Lot 4 to the Southeast Corner of Said Lot 5, All in Dooley Add. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$173,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$185,340.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 25, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 25, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2010.

���

������ ������ ������� ��������AGENT: ��� ���� TRANSACTION Mortgage Dated: November 16, 2010.

Electronic Registration Systems, Inc. Chase Home Finance LLC MIN#: 100195910000569866 Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. SERVICER: Ocwen Loan Servicing, By: Paul A. Weingarden LLC Attorneys for Mortgagee/Assignee of LENDER: First NLC Financial SerMortgagee vices, LLC. DATE AND PLACE OF FILING: 4500 Park Glen Road #300 Minneapolis, MN 55416 Dakota County Minnesota, Recorder , (952) 925-6888 on May 13, 2005, as Document No. 2321792 30-9660 ASSIGNED TO: Deutsche Bank THIS IS A COMMUNICATION FROM National Trust Company, as trustee for A DEBT COLLECTOR. 2427961 11/25-12/30/10 I x i s R e a l E s t a t e C a p i t a l T r u s t 2005-HE4 Mortgage Pass Through Certificates, Series 2005-HE4 Dated: April 20, 2010 , and recorded October 29, NOTICE OF MORTGAGE 2010 by Document No. 2762630.

FORECLOSURE SALE LEGAL DESCRIPTION OF PROPYOU ARE NOTIFIED that default has ERTY: Lot 19 except the South 20 feet occurred in the conditions of the fol- thereof, and all of Lot 20, Block 4, lowing described Mortgage: South park division Number 8, Dakota DATE OF MORTGAGE: May 11, 2007 County, Minnesota MORTGAGORS: Titus Construction, PROPERTY ADDRESS: 619 11th Inc. Avenue, South Saint Paul, MN 55075 MORTGAGEES: Wells Federal Bank PROPERTY I.D: 36-70207-200-04 FSB COUNTY IN WHICH PROPERTY IS R E C O R D I N G I N F O R M A T I O N : LOCATED: Dakota Recorded on May 11, 2007, as DocuTHE AMOUNT CLAIMED TO BE DUE ment Number 610458, in the Office of ON THE MORTGAGE ON THE DATE OF t h e R e g i s t r a r o f T i t l e s o f D a k o t a THE NOTICE: One Hundred Ninety-Six County, Minnesota. There are no Thousand Four Hundred One and Assignments of the Mortgage.

68/100 ($196,401.68) TAX PARCEL ID NUMBER: THAT no action or proceeding has 02-22551-101-05 been instituted at law to recover the LEGAL DESCRIPTION: Unit No. 101, debt secured by said mortgage, or any CIC No. 558, Earley Lake Office Park, a part thereof; that there has been comcommon interest community, located pliance with all pre-foreclosure notice in the County of Dakota; and acceleration requirements of said Pursuant to the Declaration and mortgage, and/or applicable statutes; Bylaws Doc. No. 609876; Subject to the PURSUANT, to the power of sale conprovisions, restrictions and ease- tained in said mortgage, the above ments contained in the Declaration described property will be sold by the (and Bylaws) and subject to the provi- Sheriff of said county as follows: sions of Minnesota Common Interest DATE AND TIME OF SALE: 10:00 Ownership Act, Minnesota, Statutes AM on January 11, 2011 Chapter 515B, and Acts Amendatory PLACE OF SALE: Sheriff`s M a i n thereof.

Office, Law Enforcement Center, 1580 > Check here if all or part of the Highway 55, Hastings MN 55033-2343 described property is Registered (Tor- to pay the debt then secured by said rens) mortgage and taxes, if any actually PROPERTY ADDRESS: 1713 South- paid by the mortgagee, on the precross Drive West, Suite B, Burnsville, mises and the costs and disburseMN 55306. ments allowed by law. The time The person holding the Mortgage is allowed by law for redemption by said not a transaction agent, as defined by mortgagor(s), their personal represenMinn. Stat. 58.02, subd. 30. tatives or assigns is 6 months from the The name of the residential mort- date of sale. gage servicer and the lender or broker, "THE TIME ALLOWED BY LAW FOR as defined in Minn. Stat. 58.02, is REDEMPTION BY THE MORTGAGOR, Wells Federal Bank FSB. If stated on THE MORTGAGOR`S PERSONAL REPthe Mortgage, the name of the mort- RESENTATIVES OR ASSIGNS, MAY BE gage originator, as defined in Minn. REDUCED TO FIVE WEEKS IF A JUDIStat. 58.02, is Wells Federal Bank FSB. CIAL ORDER IS ENTERED UNDER The requisites of Minn. Stat. 580.02 MINNESOTA STATUTES, SECTION have been satisfied. All pre-foreclo- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G sure requirements have been com- OTHER THINGS, THAT THE MORTplied with.

GAGED PREMISES ARE IMPROVED No action or proceeding has been WITH A RESIDENTIAL DWELLING OF i n s t i t u t e d a t l a w o r o t h e r w i s e t o LESS THAN FIVE UNITS, ARE NOT recover the debt secured by the mort- PROPERTY USED IN AGRICULTURAL gage, or any part thereof.

P R O D U C T I O N , A N D A R E T h e o r i g i n a l p r i n c i p a l a m o u n t ABANDONED." secured by the Mortgage was Dated: November 25, 2010 $162,400.00.

Deutsche Bank National Trus t At the date of this notice the amount Company, as trustee for Ixis Real due on the Mortgage, including taxes, Estate Capital Trust 2005-HE4 if any, paid by the holder of the MortMortgage Pass Through gage, is: $186,616.99.

Certificates, Series 2005-HE4 Pursuant to the power of sale in the Randall S. Miller & Associates, PLLC Mortgage, the Mortgage will be fore- A t t o r n e y s f o r A s s i g n e e o f closed, and the mortgaged premises Mortgage/Mortgagee will be sold by the Sheriff of Dakota One Financial Plaza, County, Minnesota, at public auction 120 South Sixth Street, Suite 1100 on January 24, 2011, 10:00 a.m. at Minneapolis, MN 55402 Dakota County Law Enforcement Cen- Phone: 612-573-3677 ter, 1580 Highway 55, Lobby S-100, Our File No. 10MN00591-1 Hastings, MN 55033 THIS IS A COMMUNICATION FROM to pay the debt secured by said mort- A DEBT COLLECTOR. gage and taxes, if any, on said pre- A S A P # 3 8 2 1 8 2 3 1 1 / 2 5 / 2 0 1 0 , mises and the costs and disburse- 12/02/2010, 12/09/2010, 12/16/2010, ments, including attorney fees allowed 12/23/2010, 12/30/2010 by law.

2427896 11/25-12/30/10 The time allowed by law for redemption by Mortgage or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. The NOTICE OF MORTGAGE real estate is not an owner-occupied FORECLOSURE SALE single family dwelling.

THE RIGHT TO VERIFICATION OF THIS COMMUNICATION IS FROM A THE DEBT AND IDENTITY OF THE DEBT COLLECTOR ATTEMPTING TO ORIGINAL CREDITOR WITHIN THE COLLECT A DEBT. ANY INFORMA- T I M E P R O V I D E D B Y L A W I S N O T TION OBTAINED WILL BE USED FOR AFFECTED BY THIS ACTION. THAT PURPOSE. THE RIGHT TO VERINOTICE IS HEREBY GIVEN: That FICATION OF THE DEBT AND IDEN- default has occurred in the conditions TITY OF THE ORIGINAL CREDITOR of the following described mortgage: WITHIN THE TIME PROVIDED BY LAW DATE OF MORTGAGE: September IS NOT AFFECTED BY THIS ACTION. 30, 2005 Date: December 7, 2010 ORIGINAL PRINCIPAL AMOUNT OF Name of Mortgagee: Wells Federal MORTGAGE: $144,000.00 Bank FSB Name and address of AttorMORTGAGOR(S): Kristen Reppen,an ney for Mortgagee: Richard K. Hocking, unmarried woman and Travis Witt, an P . A . 1 0 6 5 7 1 6 5 t h S t r e e t W e s t , unmarried man Lakeville, MN 55044 (952) 432-8129 MORTGAGEE: Mortgage Electronic Attorney ID No. 45639 Registration Systems, Inc. as nominee for DHI Mortgage Company Limited NOTICE OF POSTPONEMENT OF Partnership MORTGAGE FORECLOSURE SALE The above referenced sale scheduled TRANSACTION AGENT: Mortgage for January 24, 2011 at 10:00 AM has Electronic Registration Systems, Inc. been postponed to January 31, 2011 at MIN#: 100020410000863253 10:00 AM in the Dakota County Law SERVICER: Ocwen Loan Servicing, Enforcement Center, 1580 Highway 55, LLC Lobby S-100, Hastings, Minnesota in LENDER: DHI Mortgage Company said County and State.

Limited Partnership.

DATED: December 14, 2010.

DATE AND PLACE OF FILING: 2451802 12/16/10-1/20/11 Dakota County Minnesota,Registrar of Title , on October 19, 2005, as Document No. 577152 ASSIGNED TO: HSBC Bank USA, NOTICE OF MORTGAGE N.A., as Trustee on behalf of ACE FORECLOSURE SALE Securities Corp. Home Equity Loan THE RIGHT TO VERIFICATION OF Trust and for the registered holders of THE DEBT AND IDENTITY OF THE ACE Securities Corp. Home Equity ORIGINAL CREDITOR WITHIN THE Loan Trust, Series 2006-ASAP2, Asset T I M E P R O V I D E D B Y L A W I S N O T Backed Pass-Through Certificates AFFECTED BY THIS ACTION. Dated: March 28, 2006 , and recorded NOTICE IS HEREBY GIVEN: That November 5, 2010 by Document No. default has occurred in the conditions T670583. of the following described mortgage: LEGAL DESCRIPTION OF PROPDATE OF MORTGAGE: April 29, 2005 ERTY: Unit No. 18138, CIC No. 424, ORIGINAL PRINCIPAL AMOUNT OF Crossroads Condominiums, Dakota MORTGAGE: $179,350.00 County, Minnesota Being Registered MORTGAGOR(S): Michael Joseph land as is evidenced by Certificate of Lenertz and Brienne Nicole Lenertz, title No. 133980 husband and wife PROPERTY ADDRESS: 17391 GetMORTGAGEE: Mortgage Electronic tysburg Way, Lakeville, MN 55044 Registration Systems, Inc. as nominee PROPERTY I.D: 221860413818 for First NLC Financial Services, LLC TRANSACTION AGENT: Mortgage ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������ men t s , i n c l u ������� ding attorneys fees allowed by law subject to redemption ���������� ���� ��������� PROPERTY I.D: 221860413818 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-Nine Thousand Six Hundred Forty and 00/100 ($149,640.00) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 11, 2011 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 25, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00524-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3821455 11/25/2010, 12/02/2010, 12/09/2010, 12/16/2010, 12/23/2010, 12/30/2010 2427834 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 1, 2007 MORTGAGORS: Justin L. Schreader and Jolene Schreader a/k/a Joleen Schreader, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 14, 2008, Dakota County Recorder, Document No. 2572207.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: October 27, 2009, Recorded: November 6, 2009, Document No. 2694802.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520048289427 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16099 Flagstaff Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-73400-160-01 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, Sunrise Village, CIC No. 586.

Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $278,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $325,177.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees

within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 12, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4953 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2428991 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $201,600.00 MORTGAGOR(S): Joyce LaFavre, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: March 23, 2006 Dakota County Registrar of Titles Document Number: 586919 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, NA, successor by merger to Countrywide Bank, FSB Dated: May 26, 2009 Registered: June 24, 2009 Dakota County Registrar of Titles Document Number: T646212 And assigned to: BAC HOME LOANS SERVICING, LP Dated: November 11, 2010 And assigned to: BAC HOME LOANS SERVICING, LP Dated: November 18, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0001226110-6 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 132125 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3335 148th St W, Rosemount, MN 55068-4339 Tax Parcel ID Number: 34-62856-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1; in Rahn's Seventh Addition, according to the plat thereof now on file and of record.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $232,448.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 07, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 07, 2011, or the next business day if July 07, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 25, 2010 ASSIGNEE OF MORTGAGEE: BAC HOME LOANS SERVICING, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018174F01 2425671 11/25-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 3 0 , 2004 MORTGAGORS: Neng Xiong and Ly Vang Xiong, husband and wife.

MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded July 27, 2004, Dakota County Recorder, Document No. 2230593.

ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: June 30, 2004, Recorded: July 27, 2004, Document No. 2230594.

And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: May 1, 2006, Recorded: May 8, 2006, Document No. 2426779. And thereafter assigned to: U.S. Bank, N.A., Dated: October 26, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 703 Williams Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 191750001037 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 37, Century South, according to the recorded plat thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $287,413.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $306,783.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

ABANDONED. Dated: November 17, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1404 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2436011 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 10, 2006 MORTGAGORS: K a r l a M c L a u g h l i n and Nancy Nardi, both single persons.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 8, 2006, Dakota County Recorder, Document No. 2426964.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: November 17, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013900807248186 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Irwin Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 9190 Tyne Lane, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 201840401006 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Coventry Pass 5th Addition, Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $285,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $280,803.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 9, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5091 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451750 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2006

DATE OF MORTGAGE: April 28, 2006 MORTGAGOR: Jacqueline A. Harden, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded June 5, 2006, Dakota County Recorder, Document No. 2435013.

ASSIGNMENTS OF MORTGAGE: Assigned to: THE BANK OF NEW YORK MELLON F/K/A THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006- 10, Dated: September 17, 2008, Recorded: October 9, 2008, Document No. 2617177.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700067301511 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 12916 Morgan Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 021950115001 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, Dakota Place 2nd Addition, CIC No. 527.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,120.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $184,353.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2010.

The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-174 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435767 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 5, 2002 MORTGAGORS: Patrick J. Thompson and Lisa M. Thompson, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded November 18, 2002, Dakota County Recorder, Document No. 1960969.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: August 9, 2007, Recorded: August 16, 2007, Document No. 2537842.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900100457521

MORTGAGE: 100026900100457521 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15552 Float Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016340210650 LEGAL DESCRIPTION OF PROPERTY: unit No. 106, CIC No. 282, Regatta VillageHomes, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $94,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $97,614.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 19, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4974 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435836 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:N o v e m b e r 7 , 2005 MORTGAGORS:James P. McDonald and Beth K. Mclarnan, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered November 21, 2005, Dakota County Registrar of Titles, Document No. 579651, Certificate of Title No. 114351.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: April 3, 2006, Recorded: April 17, 2006, Document No. 588147.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520032225056 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4805 Eriks Boulevard, Eagan, MN 55122 TAX PARCEL I.D. #: 107820002005 LEGAL DESCRIPTION OF PROPERTY: Lot 2, in Block 5 in Twin View Manor, together with a non-exclusive easement for drive purposes over and across the South 14 feet of the East 80 feet of Lot 1, Block 5, Twin View Manor, Dakota County,

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Twin View Manor, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$228,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$291,713.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 18, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-284 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2430502 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 7, 2006 MORTGAGOR: Kevin Alfson, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded October 24, 2006, Dakota County Recorder, Document No. 2470553.

ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, National Association for the ACE Securities Corp. Home Equity Loan Trust, Series 2006-NC3, Asset-Backed Pass-Through Certificates, Dated: February 18, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100488910097224553 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: New Century Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 1803 River Wood Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 023742703002 LEGAL DESCRIPTION OF PROPERTY: Unit 30, CIC No. 185, Itokah Valley Townhomes, a Condominium, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $179,475.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2010.

HSBC Bank USA, N.A. as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-961 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435730 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 18, 2008 MORTGAGOR:W i l l i a m D e w i n g , a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 7, 2008, Dakota County Recorder, Document No. 2616556.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: May 26, 2010, Recorded: June 9, 2010, Document No. 2734495.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000060681 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8050 Casper Way East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-51001-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Nelsons Merrimac Second Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$183,037.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$198,787.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law,

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 18, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3997 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2430556 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2004 MORTGAGOR: S u s a n B o h l k e n , a single person.

MORTGAGEE: L a k e l a n d M o r t g a g e Corp..

DATE AND PLACE OF RECORDING: Recorded May 10, 2004, Dakota County Recorder, Document No. 2202921.

ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: April 16, 2004, Recorded: May 10, 2004, Document No. 2202922.

And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: May 1, 2006, Recorded: May 5, 2006, Document No. 2426248. And thereafter assigned to: U.S. Bank, N.A., Dated: October 14, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corp.

RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 469 Tiffany Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 191640011001 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Cari Park, according to the recorded plat thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $118,158.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1358 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2436045 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:February 21, 2008 MORTGAGOR:M e l i s s a A . C r o c k , a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 9, 2008, Dakota County Recorder, Document No. 2583304.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: December 2, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131022705447146 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 6475 Dawn Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 203650021009 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 19 lying North of the South 20 feet thereof, all of Lot 20, and the South 5 feet of Lot 21, all being in Block 9, Inver Grove Factory Addition, Dakota County, Minnesota. INCLUDING that part of the vacated alley which accrued to the property by reason of the vacation thereof, according to the plat thereof, and situate in Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$189,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$188,492.01 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 2, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9757 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2444719 12/16/10-1/20/11

������ ������ ������� ���� A S S I�������� G N M E N T S ��� OF M O R T G��� AGE:

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 22, 2003 MORTGAGORS: J o h n W . L o v e a n d Kathryn A. Love, husband and wife.

MORTGAGEE: Provincial Bank.

DATE AND PLACE OF RECORDING: Recorded May 30, 2003, Dakota County Recorder, Document No. 2054786.

ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: April 22, 2003, Recorded: May 30, 2003, Document No. 2054787.

And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: May 1, 2006, Recorded: May 10, 2006, Document No. 2428136. And thereafter assigned to: U.S. Bank, N.A., Dated: November 12, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provincial Bank RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 16103 Excelsior Drive, Rosemount, MN 55068 TAX PARCEL I.D. #: 222086006001 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Dodd Pointe 1st Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $161,244.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 7, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1532 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451527 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 3 , 2003 MORTGAGORS: Nicholas S. Papes, Jr. and Margaret A. Papes, FKA Margaret A Glunz, husband and wife.

MORTGAGEE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc..

DATE AND PLACE OF RECORDING: Recorded August 12, 2003, Dakota County Recorder, Document No. 2092973.

ASSIGNMENTS OF MORTGAGE:

NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16237 East 190th Street, Hastings, MN 55033 TAX PARCEL I.D. #: 33-25700-070-02 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Fawn Oaks, According to the record plat thereof, in Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $115,523.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 22, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1349 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435821 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 9 , 2002 MORTGAGORS: D o n B a n h a m a n d Melissa Banham, husband and wife.

MORTGAGEE: Tradition Mortgage.

DATE AND PLACE OF RECORDING: Registered May 13, 2003, Dakota County Registrar of Titles, Document No. 499224, Certificate of Title No. 121378, also recorded with the County Recorder on October 3, 2002 as Document No. 1943200.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. Dated: August 9, 2002, Registered: May 13, 2003, as Document No. 499225, and also recorded with the County Recorder on October 3, 2002, as Document No. 1943201. And thereafter assigned to: AmTrust Bank, F/K/A Ohio Savings Bank, Dated: July 1, 2003, Registered: December 24, 2007 as Document No. 621794 and by instrument Recorded: January 29, 2009, as Document No. 2633648. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: July 1, 2003, Recorded: July 9, 2007, as Document No. 2529044, and by Instrument dated Effective July 1, 2003, Registered: July 27, 2009, as Document No. T647972.

And thereafter assigned to: Chase Home Finance LLC, Dated: July 9,

���������� �� ���� �����

��� �������� ��� ���� ������ ������ ������� LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF ���������� ���� ��������� Home Finance LLC, Dated: July 9, 2009, Registered: July 27, 2009, as Document No. T647973, also recorded with the County Recorder on: July 27, 2009, as Document No. 2673775.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Tradition Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 18108 Jarl Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-63101-010-05 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 5, Raven Lake 2nd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $308,631.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 19, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-5838 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435795 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2007 MORTGAGOR: Victoria Simondet, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded May 30, 2007, Dakota County Recorder, Document No. 2520550.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 5, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278908267581 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 401 Burnsville Parkway East 105, Burnsville, MN 55337 TAX PARCEL I.D. #: 025200110500 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 105, Apartment Ownership No. 18, Windham Hills, a condominium located in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

MORTGAGE: $92,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $91,862.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1338 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435946 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,600.00 MORTGAGOR(S): Charles H. Hall and Rebecca J. Hall, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 25, 2005 Dakota County Recorder Document Number: 2374353 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-82 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-82 Dated: November 01, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0000894845-0 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 31 Pine Pl, Farmington, MN 55024-9685 Tax Parcel ID Number: 14-30200-060-06 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 6, Glenview Townhomes and Commercial, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $204,997.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed

ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 14, 2011, or the next business day if July 14, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 02, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-82 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-82 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017969F01 2429077 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 2 , 2001 MORTGAGORS: M a r j o r i e K . B a t e s and Michael F. Bates, wife and husband.

MORTGAGEE: River City Mortgage Corp..

DATE AND PLACE OF RECORDING: Recorded November 29, 2001, Dakota County Recorder, Document No. 1834764.

ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: October 12, 2001, Recorded: November 29, 2001, Document No. 1834765. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: May 1, 2006, Recorded: May 9, 2006, Document No. 2427182. And thereafter assigned to: U.S. Bank, N.A., Dated: November 9, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: River City Mortgage Corp.

RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15738 Chasewood Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 346457520006 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 6, Rosemount Commons, CIC No 267, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,681.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $165,936.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an

ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1505 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435975 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 6 , 2009 MORTGAGORS: Tommy J. Danyi and Amy E. Danyi, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 11, 2009, Dakota County Recorder, Document No. 2655834.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: November 9, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000086694 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Home Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18096 Ellice Lane, Farmington, MN 55024 TAX PARCEL I.D. #: 141950101006 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Dakota Estates 2nd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,905.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $211,409.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

ABANDONED. Dated: November 19, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5010 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2436071 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: December 10, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of Declaration of Boulder Village Townhomes Association, common interest community number 180, a planned community, dated January 31, 1996 and recorded on March 11, 1996 as Document No. 1335139, in the office of the Dakota County Recorder, as amended and/or supplemented by Document Nos. 1563646, 1649350 and 2503421, and as further amended and/or supplemented, covering the following property: L E G A L D E S C R I P T I O N : Lot 6, Block 2, Boulder Village 1st Addition, Common Interest Community No. 180, Dakota County, Minnesota STREET ADDRESS: 16775 Iredale Path, Lakeville, Minnesota 55044 TAX PARCEL ID NUMBER: 22-14650-060-02 2. Pursuant to said Declaration, there is claimed to be due and owing as of December 10, 2010, from Sandra J. Raines, title holder, to the Association, a Minnesota non-profit corporation, the amount of $8,513.50 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after December 7, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from her financial obligation to pay said amount.

6. The Declaration, referenced above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on October 4, 2010, as Document No. 2756696 and was amended by an Amended Notice of Lien dated November 9, 2010 and filed on November 16, 2010 as Document No. 2766487, in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN, on the 1st day of February, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys' fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representative or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on August 1, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BOULDER VILLAGE TOWNHOMES ASSOCIATION Attorneys for Boulder Village Townhomes Association THOMSEN & NYBECK, P.A. By:_________________________________ Matthew A. Drewes, Esq. ( #315369 ) 3600 American Boulevard West, Suite 400 Bloomington, MN 55431 (952) 835-7000 (Boulder Village/Raines/05-7-182C.010)

2450105

12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 30, 2004 MORTGAGOR:D a v i d A . R e u t e r , a

MORTGAGOR:D a v i d A . R e u t e r , a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered May 26, 2004, Dakota County Registrar of Titles, Document No. 537989, Certificate of Title No. 131824.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 5, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278920258527 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 5114 Hummingbird Lane, Farmington, MN 55024 TAX PARCEL I.D. #: 148250116408 LEGAL DESCRIPTION OF PROPERTY: Unit No. 164 Common Interest Community No. 323, a condominium, Vermillion Grove Condominiums, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$129,976.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$122,246.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1313 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2430580 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 5 , 2006 MORTGAGORS: Julie R. Kelliher and Marc J. Kelliher, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 27, 2006, Dakota County Recorder, Document No. 2471638.

ASSIGNMENTS OF MORTGAGE: Assigned to: Freedom Mortgage Corporation, Dated: October 28, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000730-0081130023-5 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON

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GAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: LoanCare Servicing Center, Inc. MORTGAGED PROPERTY ADDRESS: 611 Maple Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142690003000 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), of Field Addition to the Village of Farmington, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,720.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $149,018.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2010.

Freedom Mortgage Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1977 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2436112 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 27, 2006 MORTGAGOR: Marilynn Toti, a married person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 17, 2006, Dakota County Recorder, Document No. 2468967.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 28, 2010, Recorded: August 2, 2010, Document No. 2743835.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800903599930 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14519 Florissant Path, Apple Valley, MN 55124 TAX PARCEL I.D. #: 018361212020 LEGAL DESCRIPTION OF PROPERTY: Unit Number 2120, Common Interest Community Number 442, Midtown Place Condominium, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD-

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $224,513.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8755 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435910 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,720.00 MORTGAGOR(S): Ken Denoma MORTGAGEE: First Franklin a Division of Nat. City Bank of IN DATE AND PLACE OF REGISTRATION: Registered with the Registrar of Titles in and for the County of Dakota, State of Minnesota, on the 6th day of September, 2005 as Document No. 573874 with Modification Agreement dated May 20, 2010, recorded October 7, 2010 as Document No. 668979 ASSIGNMENTS OF MORTGAGE: Assigned to Kondaur Capital Corporation, recorded May 1, 2009 as Document No. 643068; further assigned to Second Chance Finance Group, LLC, recorded May 1, 2009 as Document No. 643069 LEGAL DESCRIPTION OF PROPERTY: Lot Fourteen (14), Block Six (6 ) Dakota Hills REGISTERED PROPERTY PROPERTY ADDRESS: 1318 21st Street West, Hastings, MN 55033.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,297.46 THAT there has been compliance with all pre-foreclosure requirements; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; THAT pursuant to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of Dakota County as follows: DATE AND TIME OF SALE: January 21, 2011, at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under

the mortgage is not reinstated under s e c t i o n 580.30 o r t h e p r o p e r t y redeemed under section 580.23 : July 21, 2011 at 11:59 p.m.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, S E C T I O N 582.032 , DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 23, 2010 Second Chance Finance Group, LLC Assignee of Mortgagee HOELSCHER LAW FIRM, PLLC By: _________________________________ Brian G. Hoelscher #0238752 Attorneys for Assignee of Mortgagee 13100 Wayzata Boulevard, Suite 100 Minnetonka, MN 55305 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FORECLOSURE DATA Minn. Stat. Sec. 580.025 (1) the physical street address, city, and zip code of the mortgaged premises is 1318 21st Street West, Hastings, MN 55033; (2) the name of the transaction agent, residential mortgage servicer, and the lender or broker, as defined in section 58.02, if the person holding the mortgage is a transaction agent as defined in section 58.02, subdivision 30 are as follows: - not applicable; or the name of the residential mortgage servicer and the lender or broker, as defined in section 58.02, if the person holding the mortgage is not a transaction agent as defined in section 58.02, subdivision 30 are as follows: residential mortgage servicer - BSI Financial Services, Inc., lender or broker - original lender First Franklin a Division of Nat. City Bank of IN, present holder Second Chance Finance Group, LLC; (3) the tax parcel identification number of the mortgaged premises is: 19-19500-140-06; (4) if stated on the mortgage, the transaction agent's mortgage identification number is: - not applicable; (5) if stated on the mortgage, the name of the residential mortgage originator as defined in section 58.02 is: First Franklin a Division of Nat. City Bank of IN 2431107 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 6 , 2009 MORTGAGOR: Kevin Yang Xiong fka Yang Xiong, A Single Person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded February 6, 2009, Dakota County Recorder, Document No. 2635705.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: November 9, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000174263 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 407 12th Street North, Farmington, MN 55024 TAX PARCEL I.D. #: 142250213004 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 4, East Farmington Third Addition, according to the recorded plat thereof, in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,589.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $226,594.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 24, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5023 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435869 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 0 , 2007 MORTGAGORS: A d a m J . H e g l a n d and Lisa J. Hegland, husband and wife.

MORTGAGEE: Citibank, N.A. DATE AND PLACE OF RECORDING: Recorded June 10, 2010, Dakota County Recorder, Document No. 2734768.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citibank, N.A. RESIDENTIAL MORTGAGE SERVICER: Citi Home Equity MORTGAGED PROPERTY ADDRESS: 29455 Finch Court, Cannon Falls, MN 55009 TAX PARCEL I.D. #: 311750003001 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Country Aire Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $25,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $25,563.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

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������ ������ ������� �������� ��� ���� AMOUNT OF PRINCIPAL ORIGINAL PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E MORTGAGE: $196,000.00 MORTGAGOR(S): Gregory D. M. CarlABANDONED." son, unmarried Dated: November 18, 2010.

MORTGAGEE: Mortgage Electronic Citibank, N.A. Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. DATE AND PLACE OF RECORDING: By: Paul A. Weingarden Recorded: October 26, 2005 Dakota Attorneys for Mortgagee/Assignee of County Recorder Mortgagee Document Number: 2374536 4500 Park Glen Road #300 ASSIGNMENTS OF MORTGAGE: Minneapolis, MN 55416 And assigned to: Colonial Savings, (952) 925-6888 F.A. 11-102 Dated: December 02, 2010 Transaction Agent: Mortgage ElecTHIS IS A COMMUNICATION FROM tronic Registration Systems, Inc. A DEBT COLLECTOR. Transaction Agent Mortgage Identifi2436082 12/2/10-1/6/11 cation Number: 100029006380483117 Lender or Broker: Colonial Savings, F.A. NOTICE OF MORTGAGE Residential Mortgage Servicer: ColoFORECLOSURE SALE nial Savings NOTICE IS HEREBY GIVEN that Mortgage Originator: Not Applicable default has occurred in the conditions COUNTY IN WHICH PROPERTY IS of the following described mortgage: LOCATED: Dakota DATE OF MORTGAGE: January 12, Property Address: 13025 Eveleth 2005 Ave, Apple Valley, MN 55124-5224 ORIGINAL PRINCIPAL AMOUNT OF Tax Parcel ID Number: MORTGAGE: $300,000.00 01-31008-160-07 MORTGAGOR(S): Jamie S. TrittelLEGAL DESCRIPTION OF PROPwitz and Mark A. Trittelwitz, wife and ERTY: Lot Sixteen (16), Block Seven husband (7), Greenleaf Ninth Addition, Dakota MORTGAGEE: Colorado Federal Sav- County, Minnesota. ings Bank AMOUNT DUE AND CLAIMED TO BE DATE AND PLACE OF RECORDING: DUE AS OF DATE OF NOTICE: Recorded: February 08, 2005 Dakota $187,622.43 County Recorder THAT all pre-foreclosure requireDocument Number: 2293944 ments have been complied with; that ASSIGNMENTS OF MORTGAGE: no action or proceeding has been instiAnd assigned to: MorEquity, Inc. tuted at law or otherwise to recover the Dated: January 21, 2005 debt secured by said mortgage, or any Recorded: July 20, 2005 Dakota part thereof; County Recorder PURSUANT to the power of sale conDocument Number: 2341914 tained in said mortgage, the Transaction Agent: Not Applicable above-described property will be sold Transaction Agent Mortgage Identifi- by the Sheriff of said county as folcation Number: Not Applicable lows: Lender or Broker: Colorado Federal DATE AND TIME OF SALE: January Savings Bank 21, 2011 at 10:00 AM Residential Mortgage Servicer: PLACE OF SALE: Dakota County MorEquity, Inc. Law Enforcement Center, 1580 HighMortgage Originator: Not Applicable way 55, Lobby S-100, Hastings, MinneCOUNTY IN WHICH PROPERTY IS sota LOCATED: Dakota to pay the debt secured by said mortProperty Address: 13070 Florida Ct, gage and taxes, if any, on said preApple Valley, MN 55124-7943 mises and the costs and disburseT a x P a r c e l I D N u m b e r : ments, including attorney fees allowed 01-52003-070-01 by law, subject to redemption within L E G A L D E S C R I P T I O N O F P R O P - six (6) months from the date of said ERTY: Lot 7, Block 1, Nordic Woods sale by the mortgagor(s), their perFourth Addition, according to the map sonal representatives or assigns. or plat thereof on file or of record in If the Mortgage is not reinstated the office of the County Recorder in under Minn. Stat. §580.30 or the propand for Dakota County, Minnesota. erty is not redeemed under Minn. Stat.

AMOUNT DUE AND CLAIMED TO BE §580.23, the Mortgagor must vacate D U E A S O F D A T E O F N O T I C E : the property on or before 11:59 p.m. on $281,827.19 July 21, 2011, or the next business day THAT all pre-foreclosure require- if July 21, 2011 falls on a Saturday, ments have been complied with; that Sunday or legal holiday. no action or proceeding has been instiMortgagor(s) released from financial tuted at law or otherwise to recover the obligation: NONE debt secured by said mortgage, or any THIS COMMUNICATION IS FROM part thereof; A DEBT COLLECTOR ATTEMPTPURSUANT to the power of sale con- ING TO COLLECT A DEBT. ANY t a i n e d i n s a i d m o r t g a g e , t h e INFORMATION OBTAINED WILL BE above-described property will be sold USED FOR THAT PURPOSE. by the Sheriff of said county as folTHE RIGHT TO VERIFICATION OF lows: THE DEBT AND IDENTITY OF THE DATE AND TIME OF SALE: January ORIGINAL CREDITOR WITHIN THE 28, 2011 at 10:00 AM TIME PROVIDED BY LAW IS NOT PLACE OF SALE: Dakota County AFFECTED BY THIS ACTION. Law Enforcement Center, 1580 HighTHE TIME ALLOWED BY LAW FOR way 55, Lobby S-100, Hastings, Minne- REDEMPTION BY THE MORTGAGOR, sota THE MORTGAGOR'S PERSONAL REPto pay the debt secured by said mort- RESENTATIVES OR ASSIGNS, MAY BE gage and taxes, if any, on said pre- REDUCED TO FIVE WEEKS IF A JUDImises and the costs and disburse- CIAL ORDER IS ENTERED UNDER ments, including attorney fees allowed MINNESOTA STATUTES, SECTION by law, subject to redemption within 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G six (6) months from the date of said OTHER THINGS, THAT THE MORTsale by the mortgagor(s), their per- GAGED PREMISES ARE IMPROVED sonal representatives or assigns.

WITH A RESIDENTIAL DWELLING OF If the Mortgage is not reinstated LESS THAN FIVE UNITS, ARE NOT under Minn. Stat. §580.30 or the prop- PROPERTY USED IN AGRICULTURAL erty is not redeemed under Minn. Stat. PRODUCTION, AND ARE ABANDONED. §580.23, the Mortgagor must vacate DATED: December 09, 2010 the property on or before 11:59 p.m. on ASSIGNEE OF MORTGAGEE: July 28, 2011, or the next business day Colonial Savings, F.A. if July 28, 2011 falls on a Saturday, Wilford & Geske, P.A. Sunday or legal holiday.

Attorneys for Assignee of Mortgagee Mortgagor(s) released from financial Lawrence A. Wilford obligation: NONE James A. Geske THIS COMMUNICATION IS FROM 8425 Seasons Parkway, Suite 105 A DEBT COLLECTOR ATTEMPT- Woodbury, MN 55125-4393 ING TO COLLECT A DEBT. ANY (651) 209-3300 INFORMATION OBTAINED WILL BE File Number: 018244F01 USED FOR THAT PURPOSE. 2442314 12/9/10-1/13/11 THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE NOTICE OF MORTGAGE TIME PROVIDED BY LAW IS NOT FORECLOSURE SALE AFFECTED BY THIS ACTION. THE RIGHT TO VERIFICATION THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, OF THE DEBT AND IDENTITY OF THE MORTGAGOR'S PERSONAL REP- THE ORIGINAL CREDITOR WITHIN RESENTATIVES OR ASSIGNS, MAY BE THE TIME PROVIDED BY LAW IS REDUCED TO FIVE WEEKS IF A JUDI- NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION default has occurred in conditions of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the following described mortgage: DATE OF MORTGAGE: January 21, OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED 2003 MORTGAGORS:Gene E. Kiecker, Jr. WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT and Stacy M. Kiecker, Husband and PROPERTY USED IN AGRICULTURAL Wife.

MORTGAGEE:Mortgage Electronic PRODUCTION, AND ARE ABANDONED. Registration Systems, Inc..

DATED: December 16, 2010 DATE AND PLACE OF RECORDING: ASSIGNEE OF MORTGAGEE: Recorded March 10, 2003, Dakota MorEquity, Inc. County Recorder, Document No. Wilford & Geske, P.A. 2012077.

Attorneys for Assignee of Mortgagee ASSIGNMENTS OF MORTGAGE: Lawrence A. Wilford Assigned to: Chase Home Finance James A. Geske LLC, Dated: November 19, 2010.

8425 Seasons Parkway, Suite 105 TRANSACTION AGENT: Mortgage Woodbury, MN 55125-4393 Electronic Registration Systems, Inc. (651) 209-3300 TRANSACTION AGENT'S MORTFile Number: 018524F01 GAGE IDENTIFICATION NUMBER ON 2450070 12/16/10-1/20/11 MORTGAGE: 100162500042944992 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON NOTICE OF MORTGAGE MORTGAGE: Mortgage Source, Inc. FORECLOSURE SALE RESIDENTIAL MORTGAGE SERN O T I C E I S H E R E B Y G I V E N t h a t VICER: Chase Home Finance LLC default has occurred in the conditions MORTGAGED PROPERTY ADDRESS: of the following described mortgage: 17385 Fontana Path, Farmington, MN DATE OF MORTGAGE: September 55024 06, 2005 ORIGINAL PRINCIPAL AMOUNT OF ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������ secured by said mort the debt������� to pay gage and taxes, if any, on said pre���������� ���� ��������� 55024 TAX PARCEL I.D. #: 221830109004 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 4, Country Pond South 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$176,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$172,697.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 3, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9741 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2439263 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 17, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $115,500.00 MORTGAGOR(S): Brian Fleming and Stacy A Fleming, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 26, 2007 Dakota County Recorder Document Number: 2552941 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: November 04, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0002577102-6 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4110 Rahn Rd Apt 306, Eagan, MN 55122-2141 Tax Parcel ID Number: 10-22470-306-02 LEGAL DESCRIPTION OF PROPERTY: Unit No A306 CIC No 468 Eagan Garden Dakota County Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $132,604.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mort-

mises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 21, 2011, or the next business day if July 21, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 09, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007750F03 2438938 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 22, 2006 MORTGAGORS:Nicholas Ludwig and Analise Ludwig, Married Couple.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded January 18, 2007, Dakota County Recorder, Document No. 2489168.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 18, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500019583005 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ohio Savings Bank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 12883 Garrett Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 018472501003 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Woodside Estates, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$179,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$174,049.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 22, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9693 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2439165 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 06, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $113,712.00 MORTGAGOR(S): Cory J. Wagner, an unmarried man and Ashley M. Johnson, an unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: December 30, 2003 Dakota County Recorder Document Number: 2157846 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 424 Frederick Cir, Hastings, MN 55033-2635 Tax Parcel ID Number: 19-17500-606-50 LEGAL DESCRIPTION OF PROPERTY: Unit Number 606, Hastings Century South, CIC # 336, Dakota County, MN. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $128,508.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 21, 2011, or the next business day if July 21, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 09, 2010 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018396F01 2441258 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 9 , 2006 MORTGAGORS: M a r i a T . L o p e z , A/K/A Maria Lopez and Juan R. Lopez, Wife and Husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded December 6, 2006, Dakota County Recorder, Document No. 2479791.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 1, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000811633700 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 18541 Elk River Trl., Farmington, MN 55024 TAX PARCEL I.D. #: 145865109005 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 5, Prairie Creek Second Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,405.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9794 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2450160 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 21, 2004 MORTGAGOR:Katheryn A. Andresen, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 7, 2004, Dakota County Recorder, Document No. 2222984.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: March 23, 2010, Recorded: April 6, 2010, Document No. 2723128.

April 6, 2010, Document No. 2723128.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000140592 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1615 Clemson Drive Unit B, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-75865-460-02 LEGAL DESCRIPTION OF PROPERTY: Lot 46, Block 2, The Trails of Thomas Lake.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$194,364.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$179,341.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 24, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5033 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2439136 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 20, 2006 MORTGAGOR: Timothy S. Frey, an unmarried man.

MORTGAGEE: BankUnited, FSB. DATE AND PLACE OF RECORDING: Recorded January 17, 2007, Dakota County Recorder, Document No. 2488832.

ASSIGNMENTS OF MORTGAGE: Assigned to: BankUnited, Dated: November 16, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BankUnited, FSB RESIDENTIAL MORTGAGE SERVICER: BankUnited MORTGAGED PROPERTY ADDRESS: 11641 Horizon Drive Unit 401, Burnsville, MN 55337 TAX PARCEL I.D. #: 022246040102 LEGAL DESCRIPTION OF PROPERTY: Unit No. 401, Common Interest Community No. 188, Eagles Ridge, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT-

ING TAXES, IF ANY, PAID BY MORT GAGEE: $206,125.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 24, 2010.

BankUnited Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-266 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2443621 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 4 , 2004 MORTGAGORS: Clark C. McKenney and Lisa D. Mckenney, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 22, 2004, Dakota County Recorder, Document No. 2197227.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: November 10, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073981126279588 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bremer Bank, National Association RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17178 Hamilton Drive, Lakeville, MN 55044 TAX PARCEL I.D. #: 221715011002 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, Cherrywood Heights, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $199,718.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disburse-

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premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4. 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 1, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5060 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2442171 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2005 MORTGAGOR:Virginia A. Kaczmarek, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded September 27, 2005, Dakota County Recorder, Document No. 2364837.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 6, 2009, Recorded: April 8, 2009, Document No. 2648760.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074393802 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1524 139th Street West, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34-48300-706-18 LEGAL DESCRIPTION OF PROPERTY: Unit No. 0706, Meadows of Bloomfield, Common Interest Community Number 470, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$125,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$147,438.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None

GAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6441 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2437027 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: November 17, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Century Ridge Townhomes Association (hereinafter the "Association") which was recorded as Document No. 1787608 on June 29, 2001, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Lot 2, Block 1, Century Ridge 2nd Addition, CIC No. 296, Dakota County, Minnesota STREET ADDRESS: 9285 190th Street West, Lakeville, MN 55044 TAX PARCEL ID NUMBER: 22-16951-020-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of November 17, 2010, from Cathryn S. Scott, title holder, to the Association, a Minnesota non-profit corporation, the amount of $4,238.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after November 17, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from her financial obligation to pay said amount.

6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was r e c o r d e d o n O c t o b e r 1 8 , 2 0 1 0 , as Document No. 2759938 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 27th day of January, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 27, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CENTURY RIDGE HOMEOWNERS ASSOCIATION Attorneys for Century Ridge Homeowners Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Century Ridge/Scott/07-7-588D) 2438067 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 29, 2004 MORTGAGOR: Jennifer A. Larges, A Single Person.

MORTGAGEE: C h a s e M a n h a t t a n Mortgage Corporation NKA Chase Home Finance LLC. DATE AND PLACE OF RECORDING: Registered May 14, 2004, Dakota County Registrar of Titles, Document No. 537014, Certificate of Title No. 131655.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation NKA Chase Home Finance LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13266 Huntington Drive, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016450002001 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block One (1), In Rode'O Hills, According to the Recorded Plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $209,462.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9779 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451512 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 16, 2005 MORTGAGORS: B a r b a r a M . V a s i l e and Anthony R. Vasile, Jr., wife and husband.

MORTGAGEE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc..

DATE AND PLACE OF RECORDING: Recorded January 23, 2006, Dakota County Recorder, Document No. 2399235.

ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13985 Fernando Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 018325001001 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Waterford Village, according to the map or plat thereof on file and of record in the Office of the County Recorder in and for Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $400,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $409,539.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27,2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 29, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5067 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2443420 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 30, 2008 MORTGAGOR:Germaine L. Mattison, A Single Person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded June 5, 2008, Dakota County Recorder, Document No. 2594725.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 19, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100229801000240972 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prestige Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 17623 Hyde Park Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 228850401001 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Zweber Farm Fifth, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$381,825.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD-

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������ ������ ������� �������� ��� ���� DUE AS OF DATE OF NOTICE, INCLUD 55, Lobby #S-100, Hastings, MN ING TAXES, IF ANY, PAID BY MORT- to pay the debt then secured by said GAGEE:$397,852.38 Mortgage, and taxes, if any, on said That prior to the commencement of premises, and the costs and disbursethis mortgage foreclosure proceeding m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Mortgagee/Assignee of Mortgagee com- allowed by law subject to redemption plied with all notice requirements as within six (6) months from the date of required by statute; That no action or said sale by the mortgagor(s), their proceeding has been instituted at law personal representatives or assigns o r o t h e r w i s e t o r e c o v e r t h e d e b t unless reduced to Five (5) weeks under secured by said mortgage, or any part MN Stat. §580.07. thereof; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n tained in said mortgage, the above owner-occupied, single-family dwelldescribed property will be sold by the ing, unless otherwise provided by law, the date on or before which the mortSheriff of said county as follows: DATE AND TIME OF SALE: February gagor(s) must vacate the property if the mortgage is not reinstated under sec4, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law tion 580.30 or the property is not Enforcement Center, 1580 Hwy 55, redeemed under section 580.23 is 11:59 p.m. on July 27, 2011.

Lobby #S-100, Hastings, MN to pay the debt then secured by said MORTGAGOR(S) RELEASED FROM Mortgage, and taxes, if any, on said FINANCIAL OBLIGATION ON MORTpremises, and the costs and disburse- GAGE: None ments, including attorneys' fees "THE TIME ALLOWED BY LAW FOR allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, within six (6) months from the date of THE MORTGAGOR'S PERSONAL REPsaid sale by the mortgagor(s), their RESENTATIVES OR ASSIGNS, MAY BE personal representatives or assigns REDUCED TO FIVE WEEKS IF A JUDIunless reduced to Five (5) weeks under CIAL ORDER IS ENTERED UNDER MN Stat. §580.07.

MINNESOTA STATUTES, SECTION TIME AND DATE TO VACATE PROP- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G E R T Y : I f t h e r e a l e s t a t e i s a n OTHER THINGS, THAT THE MORTowner-occupied, single-family dwell- GAGED PREMISES ARE IMPROVED ing, unless otherwise provided by law, WITH A RESIDENTIAL DWELLING OF the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the PROPERTY USED IN AGRICULTURAL mortgage is not reinstated under sec- P R O D U C T I O N , A N D A R E tion 580.30 or the property is not ABANDONED." Dated: December 1, 2010. redeemed under section 580.23 is 11:59 p.m. on August 4, 2011.

Deutsche Bank National Trust MORTGAGOR(S) RELEASED FROM Company, as trustee Mortgagee/Assignee of Mortgagee FINANCIAL OBLIGATION ON MORTUSSET, WEINGARDEN AND LIEBO, P.L.L.P. GAGE:None "THE TIME ALLOWED BY LAW FOR Attorneys for Mortgagee/Assignee of REDEMPTION BY THE MORTGAGOR, Mortgagee THE MORTGAGOR'S PERSONAL REP- 4500 Park Glen Road #300 RESENTATIVES OR ASSIGNS, MAY BE Minneapolis, MN 55416 REDUCED TO FIVE WEEKS IF A JUDI- (952) 925-6888 40-3194 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION THIS IS A COMMUNICATION FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR. 12/9/10-1/13/11 OTHER THINGS, THAT THE MORT- 2443561 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT NOTICE OF MORTGAGE PROPERTY USED IN AGRICULTURAL FORECLOSURE SALE P R O D U C T I O N , A N D A R E THE RIGHT TO VERIFICATION ABANDONED." DEBT AND IDENTITY OF THE OF Dated: November 22, 2010.

THE ORIGINAL CREDITOR WITHIN Chase Home Finance LLC THE TIME PROVIDED BY LAW IS Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. NOT AFFECTED BY THIS ACTION. Notice is hereby given that default By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of has occurred in conditions of the following described mortgage: Mortgagee DATE OF MORTGAGE: November 11, 4500 Park Glen Road #300 2005 Minneapolis, MN 55416 MORTGAGOR: Renae M. Anderson, a (952) 925-6888 single person 30-9727 MORTGAGEE: U.S. Bank National THIS IS A COMMUNICATION FROM Association ND A DEBT COLLECTOR. DATE AND PLACE OF RECORDING: 2439282 12/9/10-1/13/11 Recorded: November 22, 2005 Dakota County Recorder Document #: 2383284 ASSIGNMENTS OF MORTGAGE: NOTICE OF MORTGAGE None FORECLOSURE SALE LEGAL DESCRIPTION OF PROPTHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF ERTY: LOT 2, BLOCK 3, SHANNON THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS HILLS 2ND ADDITION, DAKOTA NOT AFFECTED BY THIS ACTION. COUNTY, MINNESOTA. NOTICE IS HEREBY GIVEN, that PARCEL ID #: 34-67426-020-03 default has occurred in conditions of PROPERTY ADDRESS: 14390 Corthe following described mortgage: morant Way, Rosemount, Minnesota DATE OF MORTGAGE: J a n u a r y 5 , 55068 2007 TRANSACTION AGENT: N/A MORTGAGORS: V. Barton Porter and TRANSACTION AGENT ID NO.: N/A Rebekah Porter, husband and wife.

CURRENT MORTGAGE SERVICER: MORTGAGEE: Mortgage Electronic U.S. Bank National Association ND Registration Systems, Inc. COUNTY IN WHICH PROPERTY IS DATE AND PLACE OF RECORDING: LOCATED: Dakota Recorded February 15, 2007, Dakota ORIGINAL PRINCIPAL AMOUNT OF C o u n t y R e c o r d e r , D o c u m e n t N o . MORTGAGE: $252,800.00 2496838.

AMOUNT DUE AND CLAIMED TO BE A S S I G N M E N T S O F M O R T G A G E : DUE AS OF DATE OF NOTICE, INCLUDAssigned to: Deutsche Bank National ING TAXES, IF ANY PAID BY MORTTrust Company, as Trustee for Ameri- GAGEE: $259,938.56 can Home Mortgage Assets Trust That prior to the commencement of 2 0 0 7 - 2 , M o r t g a g e - B a c k e d this mortgage foreclosure proceeding P a s s - T h r o u g h C e r t i f i c a t e s S e r i e s Mortgagee/Assignee of Mortgagee com2007-2, Dated: November 5, 2010. plied with all notice requirements as TRANSACTION AGENT: Mortgage required by statute; that no MortgagElectronic Registration Systems, Inc. ors have been released from financial T R A N S A C T I O N A G E N T ' S M O R T - obligation on said Mortgage; that no GAGE IDENTIFICATION NUMBER ON action or proceeding has been instiMORTGAGE: 100024200015770874 tuted by law to recover that debt LENDER OR BROKER AND MORT- secured by said Mortgage, or any part G A G E O R I G I N A T O R S T A T E D O N thereof; that all conditions precedent MORTGAGE: American Brokers Con- to foreclose of the Mortgage and accelduit eration of the debt secures thereby R E S I D E N T I A L M O R T G A G E S E R - have been fulfilled; VICER: American Home Mortgage SerPURSUANT to the power of sale vicing, Inc therein contained, said Mortgage will MORTGAGED PROPERTY ADDRESS: be foreclosed and the above described 13625 Fernando Avenue, Apple Valley, property will be sold by the Sheriff of MN 55124 said county as follows: TAX PARCEL I.D. #: 013100318011 DATE AND TIME OF SALE: January LEGAL DESCRIPTION OF PROP- 27, 2011 at 10:00 am ERTY: PLACE OF SALE: Dakota County Lot 18, Block 11, Greenleaf Fourth Law Enforcement Center, Lobby S-100, Addition, Dakota County, Minnesota. 1580 Highway 55, Hastings, MN 55033 COUNTY IN WHICH PROPERTY IS to pay the debt the debt then secured LOCATED: Dakota by the Mortgage, and taxes, if any, on ORIGINAL PRINCIPAL AMOUNT OF said premises, and the costs and disMORTGAGE: $236,000.00 bursements, including attorneys' fees AMOUNT DUE AND CLAIMED TO BE allowed by law, subject to redemption DUE AS OF DATE OF NOTICE, INCLUD- within six (6) months from the date of ING TAXES, IF ANY, PAID BY MORT- sale by the mortgagor, their personal GAGEE: $270,872.78 representatives or assigns.

That prior to the commencement of DATE TO VACATE PROPERTY: The this mortgage foreclosure proceeding date on or before which the mortgagor Mortgagee/Assignee of Mortgagee com- must vacate the property if the mortplied with all notice requirements as gage is not reinstated under Minnerequired by statute; That no action or sota Statutes section 580.30 nor the proceeding has been instituted at law property redeemed under Minnesota o r o t h e r w i s e t o r e c o v e r t h e d e b t Statutes sections 580.23 is July 27, secured by said mortgage, or any part 2011 at 11:59 p.m. If the foregoing thereof; date is Saturday, Sunday, or a legal PURSUANT to the power of sale con- holiday, then the date to vacate is the tained in said mortgage, the above next business day at 11:59 p.m. described property will be sold by the MORTGAGOR RELEASED FROM Sheriff of said county as follows: FINANCIAL OBLIGATION ON MORTDATE AND TIME OF SALE: January GAGE: None 27, 2011 at 10:00 AM THE TIME ALLOWED BY LAW FOR PLACE OF SALE: S h e r i f f ' s O f f i c e , REDEMPTION BY THE MORTGAGOR, Law Enforcement Center, 1580 Hwy ���������� �� ���� ����� 55, Lobby #S-100, Hastings, MN

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������ ������� DWELLING OF A RESIDENTIAL WITH LESS THAN FIVE UNITS, ARE NOT ���������� ���� ��������� REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: November 23, 2010 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2436750 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 8 , 2005 MORTGAGORS: Amy E. Andrews and Gretchen M. Courteau, both single.

MORTGAGEE: Ameriquest Mortgage Company.

DATE AND PLACE OF RECORDING: Registered March 1, 2005, Dakota County Registrar of Titles, Document No. 559961, Certificate of Title No. 124217.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R3, under the Pooling and Servicing Agreement Dated April 1, 2005, Dated: February 11, 2009, Recorded: April 7, 2009, Document No. T641793.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ameriquest Mortgage Company RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 7024 Dawn Avenue, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 207116108004 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, in South Grove No. 12, According to the Recorded plat thereof on file and of record in the Office of the Register of Deeds, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $215,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $244,089.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 3, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 1, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3070 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2443534 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 1 5 , 2007 MORTGAGORS:Renato Sigifredo Carlevarino and Rosario Del Pilar Carlevarino, husband and wife.

MORTGAGEE:Mortgages Unlimited, Inc. DATE AND PLACE OF RECORDING: Recorded August 29, 2007, Dakota County Recorder, Document No. 2540854.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc, Dated: August 15, 2007, Recorded: August 29, 2007, Document No. 2540855.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4463 Woodgate Court, Eagan, MN 55122 TAX PARCEL I.D. #: 108460216003 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 3, Woodgate 3rd Addition, CIC No. 226 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$173,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$177,111.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5071 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2446753 12/1610-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 6 , 2007 MORTGAGORS: Victorine C. Nde and Donald Nde, Husband and Wife, and Sylvia N. Gob, A Single Person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered November 26, 2007, Dakota County Registrar of Titles, Document No. 620427, Certificate of Title No. 143887.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 24, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131022701718458 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4114 Dehrer Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 208430004102 LEGAL DESCRIPTION OF PROPERTY: Lots 3 and 4, Block 2, In Williams Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $226,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $243,606.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9795 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2450175 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Date: December 1, 2010 NOTICE IS HEREBY GIVEN THAT: 1. Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 22, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $29,329.60 MORTGAGOR(S): Kurt Donaldson MORTGAGEE: Community Resource Bank DATE AND PLACE OF FILING: June 19, 2003, Dakota County (Doc. No: 2066226)

2066226) ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Nordic Woods Fifth Addition, According to the Recorded Plat Thereof and Situated in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $22,302.07 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of Dakota County as follows: DATE AND TIME OF SALE: January 26, 2011 (10:00 a.m.)

S A L E : O F P L A C E Dakota County Sheriff’s Office 1580 Highway, 55 Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagors, their personal representatives or assigns in six (6) months from the date of sale.

THE TIME ALLOWED BY LAW FOR R E D E M P T I O N B Y T H E M O R T G A G O R ( S ) , T H E MORTGAGOR(S)’ PERSONAL PRERESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. GECK, DUEA & OLSON, PLLC By: /e/Mark Duea ________ Mark E. Duea, Atty. ID No: 027351X Cove Place Professional Building 4770 White Bear Parkway, Suite 100 White Bear Lake, MN 55110 Telephone: 651-426-3249 NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA (1) Street Address, city and zip code of mortgaged premises: 12805 Floral Avenue, Apple Valley, MN 55124 (2) Transaction agent; residential mortgage servicer and lender or broker: NA (3) Tax parcel identification number: 01-52004-180-02 (4) Transaction Agent’s mortgage ID number (MERS number): NA (5) Name or mortgage originator: Community Resource Bank 2439485 12/9-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 21, 2008 MORTGAGOR: Michael J. White, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded April 28, 2008, Dakota County Recorder, Document No. 2587376.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: November 10, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100143500801110276 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 231 Warburton Street West, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 366582008004 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, South St. Paul Syndicate Park, Dakota Co., Minn., according to the recorded plat thereof, and situate in Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $133,501.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM

4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 2, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5051 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2443373 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 17, 2009 MORTGAGORS: Y e n g T h a o a n d Annie Vue, Both Single persons.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded April 28, 2009, Dakota County Recorder, Document No. 2652849.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: November 9, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000091009 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 5264 186th Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 145865004005 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 5, Prairie Creek First Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,328.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $238,302.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 29, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5008 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2443447 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: December 9, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage described as follows: Date of Mortgage: July 31, 2003 Mortgagor: Gayle E. Drewry Mortgagee: M&I Bank FSB, a Federal savings bank Date Recorded: September 19, 2003 Document No.: 2112583 Where Recorded: County Recorder of Dakota County, Minnesota Mortgage ID No.: 726-0002731784040854 2. The original principal amount secured by the Mortgage was: $189,000.00.

3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof, and no Mortgagor has been released from liability on the Mortgage.

4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

5. At the date of this notice, th e amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $175,076.59.

6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Legal Description: COMMENCING AT A POINT ON THE SOUTH LINE OF THE NORTHWEST 1/4 OF SECTION 9, TOWNSHIP 27 NORTH, RANGE 23 WEST, SAID POINT BEING 282 FEET EAST OF THE SOUTHWEST CORNER OF SAID NORTHWEST 1/4; THENCE NORTH 22 DEGREES 53 MINUTES EAST 244.5 FEET ALONG THE EAST LINE OF STATE TRUNK HIGHWAY #13, THENCE EAST 241.7 FEET, THENCE SOUTH 22 DEGREES 53 MINUTES WEST 244.5 FEET TO SOUTH LINE OF SAID NORTHWEST 1/4, THENCE WEST 241.7 FEET TO THE POINT OF BEGINNING, DAKOTA COUNTY, MINNESOTA Property Address: 3170 Sibley Memorial Highway, Eagan, MN 55121 Parcel No(s): 10-00900-020-32 will be sold by the Sheriff of Dakota County, Minnesota, at public auction on January 24, 2011, at 10:00 a.m. at the Sheriff’s office, located at Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota, to pay the debt then secured by the Mortgage and taxes on said land, if any, paid by the holder of the Mortgage, and the costs and disbursements, including attorneys’ fees, allowed by law.

7. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is six (6) months after the date of sale. Each holder of a junior l i e n m a y redeem in the order and manner provided in Minnesota Statutes Section 582.32, Subd. 9, beginning after the expiration of Mortgagor’s redemption period.

8. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. If the Mortgage is not reinstated under Minnesota Statutes Section 580.30 or if the Mortgagor does not redeem under Minnesota Statutes Section 580.23, the Mortgagor must vacate the property subject to the Mortgage by 11:59 p.m. on July 24, 2011.

GURSTEL CHARGO PA Attorneys for M&I Bank FSB, Mortgagee /s/ Marc L. Kruger Marc L. Kruger (Atty. No. 58609) 6681 Country Club Drive Golden Valley, MN 55427 (763) 267-6700 60364.23 / 726-00027317840-40854 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR 2429432 12/9/10-1/13/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $404,000.00 MORTGAGOR(S): Kari Ann Moen aka Kari Ann Forness Moen, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 10, 2006 Dakota County Recorder Document Number: 2411508 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE OF SAMI II 2006-AR3 Dated: December 09, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0001226085-0 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17240 Jade Ct, Lakeville, MN 55044-9195 Tax Parcel ID Number: 22.72691.090.04 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 4, Stonebriar 2nd Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $526,593.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 28, 2011, or the next business day if July 28, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 16, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE OF SAMI II 2006-AR3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018140F01 2447189 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 5 , 2008 MORTGAGORS: Jessica L. Wuebker and Andrew H. Greenleaf, Both Single persons.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded April 8, 2008, Dakota County

Recorded April 8, 2008, Dakota County Recorder, Document No. 2583204.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: November 9, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000140660 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15428 Frost Path, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014480030506 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1305, Common Interest Community No. 377, Legacy Square Condominiums, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,501.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $162,185.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28,2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 29, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5018 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2443465 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE DATE: December 7, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage dated December 20, 2005 executed by Stephen G. Ayers, as Chief Manager of Dawson Meadows, LLC ("Mortgagor"), to M&I Marshall & Ilsley Bank, ("Mortgagee"), and recorded on December 21, 2005, as Document Number 2390753, in the office of the County Recorder of Dakota County, Minnesota.

2. The Mortgage has been assigned as follows: N/A 3. The original principal amount secured by the Mortgage was: $3,528,000.00 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

6. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: One Million, Five-Hundred Ninety-Six Thousand, Six-Hundred Eighty-One Dollars and Eighty-One Cents ($1,596,681.81).

7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Exhibit A Legal Descriptions: Lots 2, 13

Legal Descriptions: Lots 2, 13 through 16, and 21 through 40, Block 3, and Lot 41, Block 3 (common area), Mystic Meadows 1st Addition, Dakota County, Minnesota Tax Parcel Identification Numbers: 14-51250-020-03 14-51250-130-03 14-51250-140-03 14-51250-150-03 14-51250-160-03 14-51250-210-03 14-51250-220-03 14-51250-230-03 14-51250-240-03 14-51250-250-03 14-51250-260-03 14-51250-270-03 14-51250-280-03 14-51250-290-03 14-51250-300-03 14-51250-310-03 14-51250-320-03 14-51250-330-03 14-51250-340-03 14-51250-350-03 14-51250-360-03 14-51250-370-03 14-51250-380-03 14-51250-390-03 14-51250-400-03 Check here if all or part of the described real property is Registered (Torrens) will be sold by the County Sheriff of Dakota County, Minnesota, at public auction on January 11, 2011, 10:00 a.m., at 1580 Highway 55, Hastings, Minnesota 55033 8. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is 2 months after the date of sale.

EACH HOLDER OF A JUNIOR LIEN MAY REDEEM IN THE ORDER AND MANNER PROVIDED IN MINN. STAT. 582.32, SUBD. 9, BEGINNING AFTER THE EXPIRATION OF THE MORTGAGOR'S REDEMPTION PERIOD UNDER MINN. STAT. 582.32.

Attorney for Mortgagee or Assignee of Mortgage Jessica B. Rivas (312897) Larkin, Hoffman, Daly & Lindgren, Ltd. 1500 Wells Fargo Plaza 7900 Xerxes Avenue South Bloomington, MN 55431 952-896-3207 2443740 12/9-12/30/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 19, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,100.00 MORTGAGOR(S): James A Mesnik, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: July 31, 2007 Dakota County Registrar of Titles Document Number: 614950 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 122577 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4790 Babcock Trl, Inver Grove Heights, MN 55077-1208 Tax Parcel ID Number: 20-02910-020-79 LEGAL DESCRIPTION OF PROPERTY: All that part of the South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29, Township 28N, Range 22W, of the 4th P.M. described as follows, to-wit: Commencing at the northeast corner of the said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29; thence westerly along the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29 a distance of 217 feet to a point; thence southerly and at an angle of 90 degrees with said north line a distance of 75 feet to a point, said point being the point of beginning of the land to be herein described and hereby conveyed; from said point of beginning, continue southerly along the line of the last above-mentioned course (namely along the line running southerly and at an angle of 90 degrees to the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29) a distance of 124 feet; thence southwesterly a distance of 216.70 feet, more or less, to a point in the center line of Oakdale Avenue, which point is 353.69 feet southeasterly along the center line of said Oakdale Avenue from the point of intersection of said Oakdale Avenue with the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29; thence northwesterly along the center line of said Oakdale Avenue a distance of 125.83 feet to a point; thence northeasterly 285.08 feet, more or less to the point of beginning; all according to the Government Survey thereof, and the Judicial Land Survey filed in File 48317 in Clerk of District Court's Office, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $240,995.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this

mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 08, 2011, or the next business day if April 08, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007340F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 08, 2010 at 10:00 AM has been postponed to October 28, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 08, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB fka World Savings Bank, FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 28, 2010 at 10:00 AM has been postponed to November 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 28, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB fka World Savings Bank, FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 29, 2010 at 10:00 AM has been postponed to December 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 29, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB fka World Savings Bank, FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 29, 2010 at 10:00 AM has been postponed to January 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: December 29, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007340F02 2450304 12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 8 , 2007

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Julie A. Kranz, husband and wife.

Dated: April 23, 2010.

MORTGAGEE: Mortgage Electronic U.S. Bank National Association, Registration Systems, Inc..

Trustee Mortgagee/Assignee of Mortgagee DATE AND PLACE OF RECORDING: R e c o r d e d M a r c h 7 , 2 0 0 7 , D a k o t a USSET, WEINGARDEN AND LIEBO, P.L.L.P. C o u n t y R e c o r d e r , D o c u m e n t N o . By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of 2500906.

A S S I G N M E N T S O F M O R T G A G E : Mortgagee Assigned to: U.S. BANK NATIONAL 4500 Park Glen Road #300 A S S O C I A T I O N , A S T R U S T E E O F Minneapolis, MN 55416 MASTR ADJUSTABLE RATE MORT- (952) 925-6888 18-217 GAGES TRUST 2007-3, Dated: October 8, 2008, Recorded: October 27, 2008, THIS IS A COMMUNICATION FROM Document No. 2619824.

A DEBT COLLECTOR. TRANSACTION AGENT: Mortgage NOTICE OF POSTPONEMENT OF Electronic Registration Systems, Inc. MORTGAGE FORECLOSURE SALE TRANSACTION AGENT'S MORTPursuant to the provisions of GAGE IDENTIFICATION NUMBER ON M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e MORTGAGE: 100133700019892010 foregoing foreclosure sale is LENDER OR BROKER AND MORT- postponed until August 12, 2010 at G A G E O R I G I N A T O R S T A T E D O N 10:00 am at the Sheriff's Office, Law MORTGAGE: Countrywide Bank, N.A. Enforcement Center, 1580 Hwy 55, R E S I D E N T I A L M O R T G A G E S E R - Lobby #S-100, Hastings, MN, in said VICER: BAC Home Loans Servicing county and state.

L.P. Dated: June 25, 2010.

MORTGAGED PROPERTY ADDRESS: U.S. Bank National Association, 13378 Danube Circle, Rosemount, MN Trustee 55068 Mortgagee/Assignee of Mortgagee TAX PARCEL I.D. #: 342510512001 USSET, WEINGARDEN AND LIEBO, P.L.L.P. LEGAL DESCRIPTION OF PROP- By: Paul A. Weingarden ERTY: Attorneys for Mortgagee/Assignee of Lot 12, Block 1, Evermoor 6th Addi- Mortgagee tion.

4500 Park Glen Road #300 COUNTY IN WHICH PROPERTY IS Minneapolis, MN 55416 LOCATED: Dakota (952) 925-6888 ORIGINAL PRINCIPAL AMOUNT OF 18-217 MORTGAGE: $480,000.00 THIS IS A COMMUNICATION FROM AMOUNT DUE AND CLAIMED TO BE A DEBT COLLECTOR. DUE AS OF DATE OF NOTICE, INCLUDNOTICE OF POSTPONEMENT OF ING TAXES, IF ANY, PAID BY MORTMORTGAGE FORECLOSURE SALE GAGEE: $580,196.21 Pursuant to the provisions of That prior to the commencement of M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e this mortgage foreclosure proceeding f o r e g o i n g f o r e c l o s u r e s a l e i s Mortgagee/Assignee of Mortgagee com- postponed until September 9, 2010 at plied with all notice requirements as 10:00 am at the Sheriff's Office, Law required by statute; That no action or Enforcement Center, 1580 Hwy 55, proceeding has been instituted at law Lobby #S-100, Hastings, MN, in said o r o t h e r w i s e t o r e c o v e r t h e d e b t county and state. secured by said mortgage, or any part Dated: August 16, 2010. thereof; U.S. Bank, National Association, as PURSUANT to the power of sale Trustee contained in said mortgage, the above Mortgagee/Assignee of Mortgagee described property will be sold by the USSET, WEINGARDEN AND LIEBO, P.L.L.P. Sheriff of said county as follows: By: Paul A. Weingarden DATE AND TIME OF SALE: February Attorneys for Mortgagee/Assignee of 18, 2010 at 10:00 AM Mortgagee PLACE OF SALE: S h e r i f f ' s O f f i c e , 4500 Park Glen Road #300 Law Enforcement Center, 1580 Hwy Minneapolis, MN 55416 55, Lobby #S-100, Hastings, MN (952) 925-6888 to pay the debt then secured by said 18-217 Mortgage, and taxes, if any, on said THIS IS A COMMUNICATION FROM p r e m i s e s , a n d t h e c o s t s a n d A DEBT COLLECTOR. disbursements, including attorneys' NOTICE OF POSTPONEMENT OF fees allowed by law subject to MORTGAGE FORECLOSURE SALE redemption within six (6) months from Pursuant to the provisions of t h e d a t e o f s a i d s a l e b y t h e Minnesota Statutes 580.07, the mortgagor(s), their personal foregoing foreclosure sale is representatives or assigns unless postponed until September 30, 2010 at reduced to Five (5) weeks under MN 10:00 am at the Sheriff's Office, Law Stat. §580.07.

Enforcement Center, 1580 Hwy 55, T I M E A N D D A T E T O V A C A T E Lobby #S-100, Hastings, MN, in said PROPERTY: If the real estate is an county and state. owner-occupied, single-family Dated: September 8, 2010. dwelling, unless otherwise provided by U.S. Bank, National Association, law, the date on or before which the as Trustee mortgagor(s) must vacate the property Mortgagee/Assignee of Mortgagee if the mortgage is not reinstated under USSET, WEINGARDEN AND LIEBO, P.L.L.P. section 580.30 or the property is not By: Paul A. Weingarden redeemed under section 580.23 is Attorneys for Mortgagee/Assignee of 11:59 p.m. on August 18, 2010.

Mortgagee MORTGAGOR(S) RELEASED FROM 4500 Park Glen Road #300 F I N A N C I A L O B L I G A T I O N O N Minneapolis, MN 55416 MORTGAGE: None (952) 925-6888 "THE TIME ALLOWED BY LAW FOR 18-217 REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM T H E M O R T G A G O R ' S P E R S O N A L A DEBT COLLECTOR. REPRESENTATIVES OR ASSIGNS, NOTICE OF POSTPONEMENT OF MAY BE REDUCED TO FIVE WEEKS IF MORTGAGE FORECLOSURE SALE A JUDICIAL ORDER IS ENTERED Pursuant to the provisions of UNDER MINNESOTA STATUTES, Minnesota Statutes 580.07, the SECTION 582.032, DETERMINING, f o r e g o i n g f o r e c l o s u r e s a l e i s AMONG OTHER THINGS, THAT THE postponed until October 28, 2010 at M O R T G A G E D P R E M I S E S A R E 10:00 am at the Sheriff's Office, Law I M P R O V E D W I T H A R E S I D E N T I A L Enforcement Center, 1580 Hwy 55, D W E L L I N G O F L E S S T H A N F I V E Lobby #S-100, Hastings, MN, in said UNITS, ARE NOT PROPERTY USED IN county and state.

AGRICULTURAL PRODUCTION, AND Dated: September 27, 2010.

ARE ABANDONED." U.S. Bank, National Association, Dated: December 18, 2009. as Trustee U.S. Bank National Association, Mortgagee/Assignee of Mortgagee Trustee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Mortgagee/Assignee of Mortgagee By: Paul A. Weingarden USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of By: Paul A. Weingarden Mortgagee Attorneys for Mortgagee/ 4500 Park Glen Road #300 Assignee of Mortgagee Minneapolis, MN 55416 4500 Park Glen Road #300 (952) 925-6888 Minneapolis, MN 55416 18-217 (952) 925-6888 THIS IS A COMMUNICATION FROM 18-217 A DEBT COLLECTOR. 158889206 NOTICE OF POSTPONEMENT OF THIS IS A COMMUNICATION FROM MORTGAGE FORECLOSURE SALE A DEBT COLLECTOR. Pursuant to the provisions of NOTICE OF POSTPONEMENT OF Minnesota Statutes 580.07, the MORTGAGE FORECLOSURE SALE foregoing foreclosure sale is P u r s u a n t t o t h e p r o v i s i o n s o f postponed until December 9, 2010 at M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e 10:00 am at the Sheriff's Office, Law f o r e g o i n g f o r e c l o s u r e s a l e i s Enforcement Center, 1580 Hwy 55, postponed until April 22, 2010 at 10:00 Lobby #S-100, Hastings, MN, in said a m a t t h e S h e r i f f ' s O f f i c e , L a w county and state.

Enforcement Center, 1580 Hwy 55, Dated: November 1, 2010.

Lobby #S-100, Hastings, MN, in said U.S. Bank, National Association, county and state. as Trustee Dated: February 18, 2010.

Mortgagee/Assignee of Mortgagee U.S. Bank National Association, USSET, WEINGARDEN AND LIEBO, P.L.L.P. Trustee By: Paul A. Weingarden Mortgagee/Assignee of Mortgagee Attorneys for Mortgagee/Assignee of USSET, WEINGARDEN AND LIEBO, P.L.L.P. Mortgagee By: Paul A. Weingarden 4500 Park Glen Road #300 Attorneys for Mortgagee/Assignee of Minneapolis, MN 55416 Mortgagee (952) 925-6888 4500 Park Glen Road #300 18-217 Minneapolis, MN 55416 THIS IS A COMMUNICATION FROM (952) 925-6888 A DEBT COLLECTOR. 18-217 NOTICE OF POSTPONEMENT OF THIS IS A COMMUNICATION FROM MORTGAGE FORECLOSURE SALE A DEBT COLLECTOR. Pursuant to the provisions of NOTICE OF POSTPONEMENT OF Minnesota Statutes 580.07, the MORTGAGE FORECLOSURE SALE foregoing foreclosure sale is P u r s u a n t t o t h e p r o v i s i o n s o f postponed until February 3, 2011 at M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e 10:00 am at the Sheriff's Office, Law f o r e g o i n g f o r e c l o s u r e s a l e i s Enforcement Center, 1580 Hwy 55, postponed until June 24, 2010 at 10:00 Lobby #S-100, Hastings, MN, in said a m a t t h e S h e r i f f ' s O f f i c e , L a w county and state.

Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said ���������� �� ���� �����

��� �������� ��� ���� ������ ������ ������� ���������� ���� ��������� county and state.

Dated: December 13, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-217 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2450288 12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2007 MORTGAGORS: M i l l i o n M u l u g e t a and Lia Estifanos, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 20, 2007, Dakota County Recorder, Document No. 2503723.

ASSIGNMENTS OF MORTGAGE: Assigned to: Branch Banking and Trust Company, Dated: November 18, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100159969613046500 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Liberty Mortgage Corporation DBA Liberty Mortgage Corporation (Georgia) RESIDENTIAL MORTGAGE SERVICER: Branch Banking and Trust Company MORTGAGED PROPERTY ADDRESS: 1243 Oakdale Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 425370102001 LEGAL DESCRIPTION OF PROPERTY: Lot 1 and the North 10 feet of Lot 2, Block 1, Oakdale 2nd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $180,941.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2010.

Branch Banking & Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1973 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451635 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 26, 2001 MORTGAGORS: J a m e s B . Wheeler and Julie M. Wheeler, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 4, 2002, Dakota County Recorder, Document No. 1847520.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: November 1, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061901313000229 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 19053 Everest Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 147750301003 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Troyhill 4th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $168,848.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3272 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451591 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 2 , 2003 MORTGAGORS: Todd A. Kieser and Christine E. Kieser, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded October 1, 2003, Dakota County Recorder, Document No. 2118288.

2118288.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: May 6, 2010, Recorded: May 7, 2010, Document No. 2728992.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599960510598 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Personal Credit Solutions, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2605 River Hills Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 026410413004 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 4, River Hills Fifth Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $162,436.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 9, 2011 .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 7, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8347 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 12, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: December 13, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8347 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2450319 12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $336,000.00 MORTGAGOR(S): Merlyn Roger Warnsholz and Eleanore N. Warnsholz, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: April 19, 2006 Dakota County Registrar of Titles Document Number: 588314 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New

And assigned to: The Bank of New York Mellon f ka T h e B a n k o f N ew York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 Dated: March 01, 2010 Registered: June 14, 2010 Dakota County Registrar of Titles Document Number: T663349 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700065596948 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 145588 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7878 Dempsey Way, Inver Grove Heights, MN 55076-3494 Tax Parcel ID Number: 206407502001 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block One (1), River Bluffs of Inver Grove Heights AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $353,399.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013056F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 30, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 30, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 19, 2010 at 10:00 AM has been postponed to September 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled

The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 07, 2010 at 10:00 AM has been postponed to November 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 12, 2010 at 10:00 AM has been postponed to December 13, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 12, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 13, 2010 at 10:00 AM has been postponed to January 13, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: December 13, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013056F01 2443946 12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 9 , 2007 MORTGAGORS: Michael Kalmes and Kristan Kalmes, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 31, 2007, Dakota County Recorder, Document No. 2492871.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N.A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-1, Dated: August 16, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240012378102 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 18313 Embers Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 141950305003 LEGAL DESCRIPTION OF PROPERTY: LOT 5, BLOCK 3, DAKOTA COUNTY ESTATES FOURTH ADDITION. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $213,271.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2010 at 10:00 AM

26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 26, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 24, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3707 1044839183 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 7, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 29, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3707 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 11, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: December 9, 2010.

U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3707 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2447032 12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 7 , 2006 MORTGAGOR: Rita Marie Ireland, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded May 5, 2006, Dakota County Recorder, Document No. 2426369.

ASSIGNMENTS OF MORTGAGE: Assigned to: BAC HOME LOANS SERVICING, L.P. F/K/A COUNTRYWIDE HOME LOANS SERVICING, L.P., Dated: April 1, 2009, Recorded: April 22, 2009, Document No 2651775.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700065436012 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS:

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MORTGAGED PROPERTY ADDRESS: 3869 154th Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 345410203002 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, O'Learys Hills Third Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $233,736.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 9, 2010 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 9, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 16, 2010.

BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-419 133089175 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 23, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 10, 2010.

BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-419 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 28, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 23, 2010.

BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-419 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 9, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: November 1, 2010.

BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-419 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 3, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: December 13, 2010.

BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-419 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2450264 12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,400.00 MORTGAGOR(S): Martin De La Cruz and Maria Martha Hita, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 29, 2005 Dakota County Recorder Document Number: 2355705 ASSIGNMENTS OF MORTGAGE: And assigned to: US Bank National Association Dated: February 25, 2010 Recorded: March 11, 2010 Dakota County Recorder Document Number: 2718729 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000271896 Lender or Broker: Centennial Mortgage & Funding, Inc Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1964 Beaver Dam Ct, Eagan, MN 55122-2221 Tax Parcel ID Number: 104805006501 LEGAL DESCRIPTION OF PROPERTY: Lot 65, Block 1, Meadowland First Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $222,378.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: US Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske

James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012526F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 30, 2010 at 10:00 AM has been postponed to June 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 30, 2010 ASSIGNEE OF MORTGAGEE: US Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 01, 2010 at 10:00 AM has been postponed to July 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 01, 2010 ASSIGNEE OF MORTGAGEE: US Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 08, 2010 at 10:00 AM has been postponed to September 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 08, 2010 ASSIGNEE OF MORTGAGEE: US Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 09, 2010 at 10:00 AM has been postponed to November 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: US Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 12, 2010 at 10:00 AM has been postponed to December 16, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 12, 2010 ASSIGNEE OF MORTGAGEE: US Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 16, 2010 at 10:00 AM has been postponed to January 18, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: December 16, 2010 ASSIGNEE OF MORTGAGEE: US Bank National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012526F01 2449978 12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 13, 2006 MORTGAGORS: D a n i e l R o b e r t Voeller and Cassandra Maureen-Lewis Voeller, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 19, 2007, Dakota County Recorder, Document No. 2489449.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A. as successor in interest to Washington Mutual Bank, Dated: October 19, 2006, Recorded: January 14, 2008, Document No. 2565867.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800913516353 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 62 County Road 42, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-11709-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Apple Valley 10th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,677.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or

required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 16, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 21, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1931 5304149528 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 21, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 17, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1931 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 9, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 20, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1931 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 17, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: December 13, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1931 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2450342 12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 0 , 2006

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Lobby #S-100, Hastings, MN, in said MORTGAGEE: Mortgage Electronic county and state.

Registration Systems, Inc..

Dated: December 13, 2010.

DATE AND PLACE OF RECORDING: The Bank of New York Mellon Recorded March 27, 2006, Dakota fka The Bank of New York, County Recorder, Document No. as Trustee 2415643.

Mortgagee/Assignee of Mortgagee A S S I G N M E N T S O F M O R T G A G E : USSET, WEINGARDEN AND LIEBO, P.L.L.P. Assigned to: The Bank of New York By: Paul A. Weingarden Mellon f/k/a The Bank of New York, as Attorneys for Mortgagee/Assignee of Trustee for the Certificateholders Mortgagee CWABS, Inc., Asset-Backed Certifi- 4500 Park Glen Road #300 cates, Series 2006-6, Dated: December Minneapolis, MN 55416 (952) 925-6888 11, 2009.

18-878 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. THIS IS A COMMUNICATION FROM T R A N S A C T I O N A G E N T ' S M O R T - A DEBT COLLECTOR. 12/16/10 GAGE IDENTIFICATION NUMBER ON 2450218 MORTGAGE: 100015700063787440 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON NOTICE OF MORTGAGE MORTGAGE: America's Wholesale FORECLOSURE SALE Lender N O T ICE IS HEREBY GIVEN that RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing default has occurred in the conditions of the following described mortgage: L.P. DATE OF MORTGAGE: March 31, MORTGAGED PROPERTY ADDRESS: 6737 162nd Street West, Lakeville, MN 2004 ORIGINAL PRINCIPAL AMOUNT OF 55068 MORTGAGE: $194,805.00 TAX PARCEL I.D. #: 222117213002 MORTGAGOR(S): Troy A Klein, marLEGAL DESCRIPTION OF PROPried ERTY: MORTGAGEE: Mortgage Electronic Lot 13, Block 2, Donnay's Valley Park 3rd Addition, Dakota County, Registration Systems, Inc. AND PLACE OF REGISTERDATE Minn.

COUNTY IN WHICH PROPERTY IS ING: Registered: April 30, 2004 Dakota LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF County Registrar of Titles Document Number: 535824 MORTGAGE: $159,920.00 LOAN MODIFICATION: AMOUNT DUE AND CLAIMED TO BE Dated: January 07, 2009 DUE AS OF DATE OF NOTICE, INCLUDRegistered: January 13, 2009 ING TAXES, IF ANY, PAID BY MORTDocument Number: T637845 GAGEE: $174,951.21 ASSIGNMENTS OF MORTGAGE: That prior to the commencement of And assigned to: Capital One, N.A. this mortgage foreclosure proceeding Dated: December 03, 2010 Mortgagee/Assignee of Mortgagee comTransaction Agent: Mortgage Elecplied with all notice requirements as required by statute; That no action or tronic Registration Systems, Inc. Transaction Agent Mortgage Identifiproceeding has been instituted at law o r o t h e r w i s e t o r e c o v e r t h e d e b t cation Number: 100015305540549650 Lender or Broker: Chevy Chase secured by said mortgage, or any part Bank, F.S.B. thereof; Residential Mortgage Servicer: Chevy PURSUANT to the power of sale contained in said mortgage, the above Chase Bank Mortgage Originator: Not Applicable described property will be sold by the CERTIFICATE OF TITLE NUMBER: Sheriff of said county as follows: 140342 DATE AND TIME OF SALE: IN WHICH PROPERTY IS COUNTY September 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , LOCATED: Dakota Property Address: 14624 Fieldcrest Law Enforcement Center, 1580 Hwy Ln, Burnsville, MN 55306-6915 55, Lobby #S-100, Hastings, MN T ax Parcel ID Number: to pay the debt then secured by said Mortgage, and taxes, if any, on said 02-71200-100-05 LEGAL DESCRIPTION OF PROPpremises, and the costs and disbursements, including attorneys' fees ERTY: Lot 10, Block 5 in Southcross allowed by law subject to redemption Heights 1st Addition, according to the within six (6) months from the date of recorded plat thereof, Dakota County, said sale by the mortgagor(s), their Minnesota.

AMOUNT DUE AND CLAIMED TO BE personal representatives or assigns unless reduced to Five (5) weeks under D U E A S O F D A T E O F N O T I C E : $215,492.45 MN Stat. §580.07.

THAT all pre-foreclosure requireTIME AND DATE TO VACATE PROPERTY: If the real estate is an ments have been complied with; that no action or proceeding has been instiowner-occupied, single-family dwelling, unless otherwise provided by tuted at law or otherwise to recover the law, the date on or before which the debt secured by said mortgage, or any mortgagor(s) must vacate the property part thereof; that this is registered if the mortgage is not reinstated under property; PURSUANT to the power of sale consection 580.30 or the property is not redeemed under section 580.23 is t a i n e d i n s a i d m o r t g a g e , t h e above-described property will be sold 11:59 p.m. on March 23, 2011.

MORTGAGOR(S) RELEASED FROM by the Sheriff of said county as folF I N A N C I A L O B L I G A T I O N O N lows: DATE AND TIME OF SALE: January MORTGAGE: None "THE TIME ALLOWED BY LAW FOR 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County REDEMPTION BY THE MORTGAGOR, T H E M O R T G A G O R ' S P E R S O N A L Law Enforcement Center, 1580 HighREPRESENTATIVES OR ASSIGNS, way 55, Lobby S-100, Hastings, MinneMAY BE REDUCED TO FIVE WEEKS IF sota A J U D I C I A L O R D E R I S E N T E R E D to pay the debt secured by said mortU N D E R M I N N E S O T A S T A T U T E S , gage and taxes, if any, on said preSECTION 582.032, DETERMINING, mises and the costs and disburseAMONG OTHER THINGS, THAT THE ments, including attorney fees allowed M O R T G A G E D P R E M I S E S A R E by law, subject to redemption within I M P R O V E D W I T H A R E S I D E N T I A L six (6) months from the date of said D W E L L I N G O F L E S S T H A N F I V E sale by the mortgagor(s), their perUNITS, ARE NOT PROPERTY USED IN sonal representatives or assigns.

If the Mortgage is not reinstated AGRICULTURAL PRODUCTION, AND under Minn. Stat. §580.30 or the propARE ABANDONED." erty is not redeemed under Minn. Stat.

Dated: July 29, 2010. §580.23, the Mortgagor must vacate The Bank of New York Mellon, the property on or before 11:59 p.m. on as Trustee July 28, 2011, or the next business day Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. if July 28, 2011 falls on a Saturday, Sunday or legal holiday.

By: Paul A. Weingarden Mortgagor(s) released from financial Attorneys for Mortgagee/Assignee of obligation: NONE Mortgagee THIS COMMUNICATION IS FROM 4500 Park Glen Road #300 A DEBT COLLECTOR ATTEMPTMinneapolis, MN 55416 ING TO COLLECT A DEBT. ANY (952) 925-6888 INFORMATION OBTAINED WILL BE 18-878 USED FOR THAT PURPOSE. 126396716 THE RIGHT TO VERIFICATION OF THIS IS A COMMUNICATION FROM THE DEBT AND IDENTITY OF THE A DEBT COLLECTOR. ORIGINAL CREDITOR WITHIN THE NOTICE OF POSTPONEMENT OF TIME PROVIDED BY LAW IS NOT MORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Minnesota Statutes 580.07, the f o r e g o i n g f o r e c l o s u r e s a l e i s REDEMPTION BY THE MORTGAGOR, MORTGAGOR'S PERSONAL REPTHE postponed until October 21, 2020 at 10:00 am at the Sheriff's Office, Law RESENTATIVES OR ASSIGNS, MAY BE Enforcement Center, 1580 Hwy 55, REDUCED TO FIVE WEEKS IF A JUDILobby #S-100, Hastings, MN, in said CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION county and state.

582.032, DETERMINING, AMONG Dated: September 17, 2010.

OTHER THINGS, THAT THE MORTThe Bank of New York Mellon GAGED PREMISES ARE IMPROVED fka The Bank of New York, as WITH A RESIDENTIAL DWELLING OF Trustee LESS THAN FIVE UNITS, ARE NOT Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. By: Paul A. Weingarden DATED: December 16, 2010 Attorneys for Mortgagee/Assignee of ASSIGNEE OF MORTGAGEE: Mortgagee Capital One, N.A. 4500 Park Glen Road #300 Wilford & Geske, P.A. Minneapolis, MN 55416 Attorneys for Assignee of Mortgagee (952) 925-6888 Lawrence A. Wilford 18-878 THIS IS A COMMUNICATION FROM James A. Geske 8425 Seasons Parkway, Suite 105 A DEBT COLLECTOR. Woodbury, MN 55125-4393 NOTICE OF POSTPONEMENT OF (651) 209-3300 MORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f File Number: 017931F01 2447846 12/16/10-1/20/11 Minnesota Statutes 580.07, the

PUBLIC NOTICE

foregoing foreclosure sale is postponed until February 3, 2011 at

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 10, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,000.00 MORTGAGOR(S): Michael Cross and Jolyne Cross, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 07, 2005 Dakota County Recorder Document Number: 2311087 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of the Home Equity Asset Trust 2005-4 Home Equity Pass Through Certificates, Series 2005-4 Dated: May 08, 2008 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077960000005091 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 830 Jonathan Dr, Apple Valley, MN 55124-7157 Tax Parcel ID Number: 01-11709-080-04 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Apple Valley 10th Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $231,362.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 28, 2011, or the next business day if July 28, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 16, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the Home Equity Asset Trust 2005-4 Home Equity Pass Through Certificates, Series 2005-4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018437F01 2450206 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 17, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,558.00 MORTGAGOR(S): Nicole J Dohmen, a single person and Ty C Smith, a single person MORTGAGEE: Riverview Community Bank DATE AND PLACE OF RECORDING: Recorded: December 28, 2005 Dakota County Recorder Document Number: 2392232 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A.

Recorded: March 07, 2006 Dakota County Recorder Document Number: 2410886 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Riverview Community Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 23712 Belle Ct, Hampton, MN 55031-9640 Tax Parcel ID Number: 18-26101-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Fesba Second Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $151,594.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 12, 2011, or the next business day if May 12, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016890F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 12, 2010 at 10:00 AM has been postponed to December 16, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 12, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 16, 2010 at 10:00 AM has been postponed to January 20, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: December 16, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016890F01 2442084 12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 6 , 2006 MORTGAGORS: Melissa L. Prindle and Joseph G. Prindle, Jr., wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 13, 2006, Dakota County Recorder, Document No. 2397062.

ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: August 4, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410000961438 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 19162 Inndale Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 222060122002 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 2, CIC No. 342, Dodd Marsh Highlands Second Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,620.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $276,549.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 29, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 31, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2268 0004449853 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 3, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 25, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2268 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 11, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: December 13, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P.

USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2268 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2450037 12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 27, 2007 MORTGAGOR: J e s s i c a J e a n Johnson, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 22, 2007, Dakota County Recorder, Document No. 2551786.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: December 8, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073981106478176 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bremer Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 217 8th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 363255005003 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, Hepburn park Addition to the City of St. Paul, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $132,112.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9808 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451234 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 05, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,400.00 MORTGAGOR(S): Jeremy C Engen, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 03, 2004 Dakota County Registrar of Titles Document Number: 546857 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: September 16, 2010 Registered: September 17, 2010 Dakota County Registrar of Titles Document Number: T667792 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700039812611 Lender or Broker: Countrywide Home Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 133213 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3754 Vermilion Ct S, Eagan, MN 55122-3154 Tax Parcel ID Number: 10-16936-407-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 407, Common Interest Community No. 176, Vermillion Carriage Homes, a condominium located in the County of Dakota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $163,599.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017131F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 05, 2010 at 10:00 AM has been postponed to December 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 05, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 06, 2010 at 10:00 AM has been postponed to December 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: December 06, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 21, 2010 at 10:00 AM has been postponed to January 24, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: December 16, 2010 ASSIGNEE OF MORTGAGEE:

ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017131F01 2449961 12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 9 , 2008 MORTGAGOR: Vincent L. Dahlberg, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 14, 2008, Dakota County Recorder, Document No. 2622689.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: December 8, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100273100009075306 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: M & I Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1066 Beatrice Street, Eagan, MN 55121 TAX PARCEL I.D. #: 104775010003 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 3, McKee Addition, according to the plat thereof now on file and of record in the office of the County Recorder within and for said Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,158.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $200,292.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9805 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451192 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

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39A

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 16, 2010

g g g DATE OF MORTGAGE: December 15, 2009 MORTGAGOR: Kirstin Yvonne Lawson, A Single Person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded December 22, 2009, Dakota County Recorder, Document No. 2703904.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 24, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600012379729 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisors Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13195 Flagstaff Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015200001002 L E GA L DE S C R IP T I ON OF PROPERTY: Lot 1, Block 2, Nordic Woods First Addition, According to the Recorded Plat Thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,739.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,158.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9797 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2450184 12/16/10-1/20/11

PUBLIC NOTICE

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 8, 2003 MORTGAGORS: H e c t o r R . M a t a s castillo and Tori Matascastillo, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 12, 2003, Dakota County Recorder, Document No. 2139321.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: April 27, 2006, Recorded: May 23, 2006, Document No. 2432075.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000033604 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7478 Upper 164th Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 22-21170-080-04 LEGAL DESCRI PTION OF PR OPERTY: Lot 8, Block 4, Donnay's Valley Park COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $229,348.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 5, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3835 8313995 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 1, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: July 6, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3835 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 10, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 28, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3835 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 28, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: December 8, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3835 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2445647 12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2006

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,600.00 MORTGAGOR(S): Michael J Stoddard and Susan M Stoddard, husdand and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for WMC Mortgage Corp TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100136300117251560 SERVICER: Ocwen Loan Servicing, LLC LENDER: WMC Mortgage Corp.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on November 7, 2006, as Document No. 2473945 ASSIGNED TO: Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE2 Mortgage Pass-through Certificates, Series 2007-HE2 Dated: July 19, 2010, and recorded July 30, 2010 by Document No. 2743675.

LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Edmar 2nd Addition, according to the recorded Plat thereof on file and of record in the Office of the County Recorder, Dakota County, Minnesota.

PROPERTY ADDRESS: 3613 Upper 204th Street West, Farmington, MN 55024 PROPERTY I.D: 12 22801 050 01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred One Thousand Thirty-Four and 11/100 ($201,034.11) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 5, 2010 PLA C E OF SA LE : Sh e r i ff` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 19, 2010 Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE2 Mortgage Pass-through Certificates, Series 2007-HE2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00372-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3693647 08/19/2010, 08/26/2010, 09/02/2010, 09/09/2010, 09/16/2010, 09/23/2010 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for December 7, 2010 at 10:00 AM, has been postponed to January 11, 2011 at

10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: December 7, 2010 Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE2 Mortgage Pass-through Certificates, Series 2007-HE2 Jennifer K Fischer (0311248) Attorneys for Deutsche Bank National Trust Company, as trustee Morgan Stanley ABS Capital I Inc. Trust 2007-HE2 Mortgage Pass-through Certificates, Series 2007-HE2 Randall S. Miller & Associates, PLLC One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 10MN00372-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. ASAP# 3841116 12/16/2010 2449721 12/16/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,600.00 MORTGAGOR(S): Bradley James Bahe and Kari Lee Bahe, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: February 12, 2007 Dakota County Registrar of Titles Document Number: 605798 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: February 12, 2010 Registered: February 16, 2010 Dakota County Registrar of Titles Document Number: T658066 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100257000001145109 Lender or Broker: VIRTUALBANK, a Division of Lydian Private Bank Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 141978 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13600 Hemlock Ct, Apple Valley, MN 55124-9580 Tax Parcel ID Number: 01-56775-250-03 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-five (25), Block Three (3), in Palomino Woods, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $250,362.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as fol-

lows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012681F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to November 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 12, 2010 at 10:00 AM has been postponed to December 14, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 12, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 14, 2010 at 10:00 AM has been postponed to December 28, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: December 14, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012681F02 2446348 12/16/10

Apple Valley massage therapist convicted of criminal sexual conduct

by Andrew Miller DAKOTA COUNTY TRIBUNE

A former Apple Valley massage therapist accused of inappropriately touching female clients was convicted Wednesday of criminal sexual conduct.

Lawrence Martin Valencour, 62, of Minneapolis, was convicted of six counts of fourth-degree criminal sexual conduct, a felony, in Dakota County District Court.

Valencour was a massage therapist at Touch of Tranquility in Apple Valley. The sexual-touching incidents, which occurred between August and No-

vember 2008, came to light when the businessâ&#x20AC;&#x2122; owner and two of the victims contacted police.

Valencour was charged in July 2009. The court trial was held the week of Nov. 8, and Valencour was convicted this week

by Judge Thomas Poch.

His sentencing is scheduled for Feb. 14.

Each count of fourthdegree criminal sexual conduct carries a maximum penalty of 10 years in prison and a $20,000 fine.

Andrew Miller is at andrew.miller@ecm-inc.com.

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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 5 , 2009 MORTGAGORS: Ronald G. Goret, III and Mona Goret, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 21, 2009, Dakota County Recorder, Document No. 2691752.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: December 8, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900101200722 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage, LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SER-

VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 15310 Darjeeling Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 348360406004 LEGAL DESCRI PTI ON OF PR OPERTY: Lot 6, Block 4, Wensmann Fifth Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $182,446.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9798 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451267 12/16/10-1/20/11

TODAYâ&#x20AC;&#x2122;S THE DAY Stop Smoking American Heart Association SM

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December 16, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Miller from Page 1A

not regret openly supporting the candidate she believes would have best represented her company and employees. â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;m never scared to voice my views,â&#x20AC;? she said, adding that the rally was well-received by Permacâ&#x20AC;&#x2122;s customers, vendors and employees.

Though she is disappointed by Mark Daytonâ&#x20AC;&#x2122;s win, Miller said she believes the business community will need to work with the new Democratic governor.

When sheâ&#x20AC;&#x2122;s not rallying on behalf of the business community, Miller is devoting her time to mentoring local youths.

For the past nine years, Miller has served as a mentor through Hope for Tomorrow, a mentoring program that pairs business leaders with eighth- and ninth-grade students.

In 2005, she brought the

McElroy from Page 1A

heâ&#x20AC;&#x2122;s been eyeing other opportunities since last summer.

McElroy said he doubts he would have stayed in state government even if Republican Tom Emmer had won the governorâ&#x20AC;&#x2122;s race and offered him a job. â&#x20AC;&#x153;I knew I didnâ&#x20AC;&#x2122;t want to retire,â&#x20AC;? added McElroy, 62. â&#x20AC;&#x153;I also knew I didnâ&#x20AC;&#x2122;t want to move anyplace and that I wanted to continue to do work that fit Buddhaâ&#x20AC;&#x2122;s advice: â&#x20AC;&#x2DC;Find something you love to do and youâ&#x20AC;&#x2122;ll never work a day in your life.â&#x20AC;&#x2122; â&#x20AC;?

Roots in hospitality industry In 1979 McElroy and his wife, Mary, bought a travel agency called Travel World of Minnesota. He later joined with partners to create Travel Professionals, which they sold in 1992 to Northwestern Travel. McElroy worked for that firm for a couple of years as president of its leisure division, Mainline Travel.

Photo by Jessica Harper

Permac Industries, a precision parts manufacturer in Burnsville, has received numerous awards, including the 2008 Small Business of the Year honor from the United States Chamber of Commerce. program to Dakota County by co-founding a local chapter.

Miller said she enjoys the opportunity to show students there are numerous paths to success in the business world. â&#x20AC;&#x153;It gives them a chance to open up to another adult that they feel comfortable with â&#x20AC;&#x201C;

He left in 1994 to create Travel Agency Management Solutions, which wrote software, developed computer applications and consulted for travel agencies in the United States and Canada.

Hospitality Minnesota is a good fit for McElroy. â&#x20AC;&#x153;I spent 23 years running travel agencies,â&#x20AC;? said McElroy, who was on Burnsvilleâ&#x20AC;&#x2122;s City Council from 1983 to 1986 and served as mayor from 1987 to 1994. â&#x20AC;&#x153;We worked with hotels and resorts and meeting planners and convention venues. I know a little less about the restaurant side of the business, but I know a fair amount about hospitality in general.â&#x20AC;?

Hospitality in Minnesota is a $10 billion industry that employs 261,000 people â&#x20AC;&#x201C; one in 10 Minnesotans, according to Hospitality Minnesota. McElroy said the three trade groups within the organization have some distinct priorities but common legislative agendas.

Hospitality Minnesotaâ&#x20AC;&#x2122;s wish list for the 2011 legislative session will include a request for video gambling in bars and other entertainment

who wonâ&#x20AC;&#x2122;t judge them,â&#x20AC;? she said.

Farm girl to CEO Miller was fortunate as a child to have this kind of entrepreneurial role model in her parents, who were farmers in New Prague. â&#x20AC;&#x153;I attribute much of my

venues. McElroy noted that Gov.-elect Mark Dayton has signaled his support for statesponsored gaming that would compete with Indian gaming. â&#x20AC;&#x153;There are many legislators who are interested,â&#x20AC;?

McElroy said. â&#x20AC;&#x153;There will be proposals around racinos or other ideas. My members support a more distributed approach.â&#x20AC;?

Hospitality Minnesota will push for continued support of state tourism and marketing efforts and for continued dedication of locally levied hospitality taxes to hospitality promotion. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s certainly under some pressure as cities look for ways to pay for things,â&#x20AC;? McElroy said. â&#x20AC;&#x153;There have been a number of efforts to use the hospitality tax for other purposes. We donâ&#x20AC;&#x2122;t think thatâ&#x20AC;&#x2122;s a good idea.â&#x20AC;?

McElroy said heâ&#x20AC;&#x2122;ll return to the Capitol to testify when necessary, but Hospitality Minnesota hires contract lobbyists. â&#x20AC;&#x153;The trade association does a lot more than lobbying,â&#x20AC;? he added. â&#x20AC;&#x153;It has a very active education program for its members in all three asso-

success to working many hours doing what needed to be done on the farm,â&#x20AC;? said Miller, one of eight children in the family.

Miller said family is a crucial part of her life. She cherishes time spent with her adult sons, Mike and Tim, and her five grandchildren.

Her second passion is her employees â&#x20AC;&#x201C; which stood out to the Business Person of the Year selection committee. â&#x20AC;&#x153;She has her employees at the forefront of her thoughts,â&#x20AC;? Sjoquist said. â&#x20AC;&#x153;Sheâ&#x20AC;&#x2122;s a caring individual who puts others ahead of herself.â&#x20AC;?

Since her first days at Permac Industries, Miller had faith in the business even when others had none.

Miller was hired by Permac in 1992 as a sales representative while trying to find her niche after working in various industries.

every cost and process,â&#x20AC;? she said.

Revenues dropped 40 percent that year, and by early 2010, Miller faced the difficult decision of laying off 26 employees.

The company began to diversify from hydraulic equipment parts into aerospace, defense and medical device parts to adapt to changing market demands. â&#x20AC;&#x153;We should have done that sooner,â&#x20AC;? Miller said.

Permac also changed marketing strategies by using more electronic methods.

As a result, revenue began to rise again, growing by 30 percent, and the company was able to hire 17 employees. â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;m amazed by what my employees have done in these hard times,â&#x20AC;? Miller said. â&#x20AC;&#x153;They are the guts of this company.â&#x20AC;?

Jessica Harper is at jessica.harper@ecm-inc.com.

ciations.â&#x20AC;?

Loyal to Pawlenty Now facing a $6.2 billion shortfall with a new governor and new Legislature, the state had a $4.56 deficit in 2003, when the newly elected Pawlenty unleashed his new finance commissioner on crafting a budget fix without raising taxes. â&#x20AC;&#x153;The governor was the general contractor. I was the architect. And it worked,â&#x20AC;?

McElroy said. â&#x20AC;&#x153;The theme of that 2004-2005 biennium budget was â&#x20AC;&#x2DC;Tough Decisions Today for a Brighter Future Tomorrow.â&#x20AC;&#x2122; We got through that recession in a way that left us with budget surpluses in 2005 and some money to work with in 2006. And then, we immediately got hammered by another recession.â&#x20AC;?

Under Pawlentyâ&#x20AC;&#x2122;s no-newtaxes approach, the stateâ&#x20AC;&#x2122;s 21 executive-branch agencies now have the same number of employees as when Pawlenty Submitted photo took office, said McElroy, who served as the governorâ&#x20AC;&#x2122;s Dan McElroy, former Burnsville mayor and state reprechief of staff after serving as sentative, has served Gov. Tim Pawlenty as finance commissioner, chief of staff, senior advisor on innovation and finance commissioner. commissioner of the Department of Employment and Economic Development.

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Nine months later, Permacâ&#x20AC;&#x2122;s owner asked Miller to buy into the struggling company.

Miller agreed and cashed in her life insurance and savings.

Then in 1994, she purchased the rest of the companyâ&#x20AC;&#x2122;s stock and took over as president and CEO. Miller said she had few qualms about the risky move. â&#x20AC;&#x153;I always thought I could turn it around, even though the numbers said I couldnâ&#x20AC;&#x2122;t,â&#x20AC;? she said.

Miller spruced up the shop and improved Permacâ&#x20AC;&#x2122;s on-time delivery, among other changes, to get the company back on track.

It paid off. Permacâ&#x20AC;&#x2122;s revenue increased 15 percent every year until 2009, when the company began to feel the weight of the recession. â&#x20AC;&#x153;Everything crashed,â&#x20AC;?

Miller said. â&#x20AC;&#x153;We went from growth to really analyzing

And more of those jobs are federally funded today, McElroy added. A greater share of state employees are now front-line workers who interact with the public, he said. â&#x20AC;&#x153;We have made the executive branch, I think, fairly substantially more effective,â&#x20AC;? said McElroy, who led reform efforts as Pawlentyâ&#x20AC;&#x2122;s senior advisor on innovation, a post he took in 2005 after serving as chief of staff.

McElroy is reluctant to lecture the incoming governor and Legislature on how to fix the deficit.

But he is wary of the eco-

nomic effects of raising income taxes on Minnesotaâ&#x20AC;&#x2122;s highest earners, as Dayton proposes. â&#x20AC;&#x153;My advice is that taxes do matter,â&#x20AC;? McElroy said. â&#x20AC;&#x153;Theyâ&#x20AC;&#x2122;re not the only thing that matters. We have made some changes in Minnesotaâ&#x20AC;&#x2122;s corporate income tax that are helpful, essentially the rules of how theyâ&#x20AC;&#x2122;re applied. But the high individual rate does keep some people from coming to Minnesota or staying in Minnesota and should continue to get attention.â&#x20AC;?

John Gessner is at john.gessner@ecm-inc.com.