08/06/2009 - Dakota County Tribune Business Weekly by Dakota County Tribune

JENNY WOODS STACEY ACKERMAN ANDREW MILLER

A new ‘Frontier’ of promotions 2A Threads & Inks tests young entrepreneur 7A Hitting a Grand Slam for entertainment 8A dakotacountytribune.biz

AUGUST 6, 2009

VOLUME 30, NUMBER 22

Dakota County Tribune Since 1884

INSIDE BIZ FORUM

PHIL KRINKIE

The 2009 Legislature couldn’t balance a budget the governor could OK, but tended to other hot topics. 4A

BUSINESS 101

While fads fade, salon endures

Cole’s Salon celebrates Experience 30 years

www.colessalon.com

and developing their skills through reading, videos and CDs. The company also created the Star Thrower program, which enhances self-learning and profesbyinto Stacey provide individual mentoring opportunities for Walk any Ackerman one of Cole’s Salon’s five locations sional development. Team memCOUNTY TRIBUNE new hires. in DAKOTA the South Metro area and you will find the bers are encouraged to attend experience be special. Enter into the salon Doug Cole, tofounder of Cole’s industry and nationwide events to Twenty-three years ago, Jennifer Wilson was andattended instantly you be greeted Salon, St.will Paul Barberby friendly staff stay abreast of trends. one of those new hires. Today along with her role members assist in making your visit School at age as 18they where he you learned Cole’s Salon has several emas salon manager she is one of three vice you look the warmly lit work fromunique. Jerry As Rients, hisaround longtime ployees who’ve been with the compresidents helping to shape the future of Cole’s. stations you’ll notice busy professionals mentor. pany for 30 years because they keep Visit her at the newly remodeled Apple Valley performing the 74, latestworks hair styling trends or Today Rients, at learning and growing throughout location and she will proudly share the merits of foiling techniques. Walk around further and Cole’s Apple Valley salon as a bartheir careers. the new granite counter tops or the custom tiled you’ll notice glass doors that lead you to the spa ber, which he has been doing for “Cole’s has been all I need to floors that lead to the new spa area. “All this area where massage treatments, manicure and the past 20 years. Rients continues re-modeling is important for the success of our make my life successful and be pedicure services or the latest in skin to berejuvenation a mentor for Cole, and has company, but it’s still about people. We will fulfilled,” said Janel Murphy, a 30services are provided. Or sit and Photo by Rick Orndorf inspired forinthe de-area sipping a year Cole’s Salon veteran. “At the relaxhim in the thelast spafour waiting Cole’s Salon leadership (from left) Laura Trish, Melissa Hanson, Tim cades. end of the day, I feel good about warm cup of herbal tea. Of course,Cole, something Trish Storhoff. “We wantTourtillott, to give eachand team member the Cole his firstjust Cole’s Sa-overnight. Doug Cole,Char making others feel good.” this opened special doesn’t happen taught his employandofprinciples.” to take hold their biggest lon in Burnsville in 1979. It was thing Cole has opportunity Cole’s Salon has grown through The first Cole’s Salon its doors ees28 foryears the last 30 years, and is what Cole started the Golden Nug- the years by nurturing employthe only salon south ofopened the river dreams and bring them into reality” agotime withthat owner Dougthe Cole in to his businesses’ suc- gets program in which employees ees and building a loyal clientele. he attributes at that serviced en-specializing Doug Cole, owner children’s haircuts. From the onset his vision cess. are—challenged to write 200 nug- Many clients have been seeing the tire family. During the late 1970s, was to focus on people. Today, with more than In 1970, Doug Cole opened gets in six months. Burnsville was booming and it was same stylist for several years. continue look for the best candidates 300 employees, the vision remainsChildren’s steadfastly Barber “Golden available nuggets are putting atto Southdale a perfect opportunity for Cole to “The customer service keeps me to join our company” says Wilson. “It may not be same; provide exceptional service that goes later, at age 23, good things in our mind. It is coming back,” said Trish Perkins, growthewith the community and Mall. Three years are not looking for team beyond the client’s expectations, delivered by about positive self-talk and self- a client at the Apple Valley salon he closed theeasy salonbecause becauseweone raise his own family. members who just want to get the job done; we people who are constantly learning new skills thought,” Cole said. employee was are too looking much. for people who This October the company will who has been seeing stylist Jessica truly want to serve and developing their own careers. In an industry Every one of Cole’s way employees “From age 18 to 26 I didn’t celebrate its 30-year anniversary. Stapf for 13and years. “They definitely in their communities throughout the our guests.” noted for high turn-over, many of the original is given a notebook in which they learn, which was detrimental to my The staff business currently operates Twin Cities to build awareness and raise money cater to what you want. Jessica will still remain with Cole’s. on the decades Doug Cole affirmations write down positive encouraged mepast to three five salons – in Burnsville, Apple business. JerryReflecting for causes such asmy Multiple Sclerosis, take calls and squeezeColon me in.” explains, veryday fortunate “Wetwo want to give and eachSavage team member the such as,the “We will receive start learning an hour a“We day,”have Colebeenevery Valley, in Eagan Cancer, Breast Cancer, Military and While a lot makeovers has changed in the people of this community what have been more than opportunity take hold of their we believe” and “Habits leave proudly said.dreams “From the very beginning, more. Cole’s supports efforts.the com– and has 330to employees. Colebiggest business over their 30 years, generous in their supportafor our salons.” Many and bring them intohis reality” says Cole. best trail.” we“The established a learning culture, has purposefully kept locations pany hasn’t changed its core values, heard before, yet it’s still true,” says of the staff members are part of thisCole’s community way we know to do this is by providing on-going Each Salon “We’ve also has a itwhich grounded in the desire to better south of the river to form strong stem from trust and honesty in closing. “we are all in the people and true feel value deeply committed to giving education by sharing the latest tools,ourselves, resources,provide learning library,back where Cole employees to our community ties. and consists of “growing yourself,” business. We look forward to providing a great in neighborhood and training in an active learning culture.” Each andthrough encouraged and to keep learning live bytheir ourinvolvement values are Learning an hour a day is some- customers See Cole’s, Page 8A

Gives Back

salon is equipped with a resource center used for group learning while veteran employees

charitable events. Cole’s team members and their families enjoy participating and leading the

A mentor can help a young worker rise through the ranks of an organization or lead to other career opportunities. HAROLD 5A TORRENCE BEST PRACTICES

Knowing the difference between advertising and public relations can help businesses create buzz that works. STACEY 6A ACKERMAN BEST PRACTICES

Pixar promotes a culture of communication that reaps innovation and proﬁts in movie-making. JEFF 6A APPELQUIST

General 952-894-1111 Distribution 952-846-2070 Advertising 952-846-2011

place for people to come to work as well as serving our community for years to come.”

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Southport Centre 952 891 / 4112

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Cedar Cliff Eagan Station Cobblestone Court Marketplace at 42 651 454 / 1390 651 456 9454next page. 952 435 / 8585 952 226 / 5310 1. Click on corners of the pages to “ﬂip” to/ the

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Dakota County Tribune BUSINESS WEEKLY

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August 6, 2009 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Marketing efforts benefit company, community Frontier, which has its Central Region headquarters and call centers in Burnsville, partners with Vikings and nonprofits by Jenny Woods

SPECIAL TO THE TRIBUNE

Through some new partnership marketing efforts, Frontier Communications Corp. is giving customers more bang for their buck while also giving its brand more play. The Stamford, Conn.based telecommunications company, whose Central Region headquarters and residential and commercial call centers are located in Burnsville, is teaming with forprofit and nonprofit organizations to extend special and exclusive offers to customers and enhance the communities it serves. Frontier provides phone, Internet and entertainment services to residential, business, commercial and governmental organizations for most of Dakota County. In response to challenging economic times, Frontier is focused on bringing customers more value and building on its relationships to increase retention and attract new customers.

‘Show Your Horns’

When it comes to encouraging fan loyalty, one of Frontier’s new partners has nearly five decades of experience: the NFL’s Minnesota Vikings. The Frontier-Vikings partnership began in June and will continue through the 2009 season. Among the offers the organizations are promoting is “great seats to a great rivalry.” Frontier has a limited number of face-value tickets to the Oct. 5 Vikings-Green Bay game, available before they go on sale to the general public. New residential customers who sign up for Frontier’s Digital Phone Unlimited service or current customers who upgrade to the service are eligible to purchase two tickets with no added fees.

Customers who purchase both Digital Phone Unlimited and High-Speed Internet Max are eligible to purchase four tickets. The same goes for new commercial customers taking Frontier Business Unlimited service with a term contract, current commercial customers who upgrade to Frontier Business Unlimited or commercial customers who sign on for both Frontier Business Unlimited and Business HighSpeed Internet. The tickets are available on Frontier’s microsite for the Vikings partnership, FrontierFan.com, or by calling (866) 207-6358. Frontier will add the cost to customers’ bill after they purchase tickets. “It’s still summertime (prefootball season), so we’re just beginning to get it out there. We have promising results to date,” said Burgess Harrison, regional residential marketing director - Central Region for Frontier. As part of the alliance, all Frontier customers also will be able to receive discounts on other game tickets purchased through the Vikings and Vikings merchandise and will have the opportunity to enter a contest at FrontierFan.com to win a trip for two with the Vikings, two tickets to Vikings Training Camp or a “Show Your Horns” gift pack. Frontier customers also will be able to get “Vikings Voicemail” exclusively through the company, allowing fans to download Vikings players’ voices as their voicemail message. Marc Morgan, senior corporate sales manager with Eden Prairie-based Minnesota Vikings Football, said the Vikings and Frontier have been talking for several years about a partnership. Although the organizations’ agreement

Photo by Rick Orndorf

Burgess Harrison (left), regional residential marketing director - Central Region for Frontier, Bill Vanderhoff, sales and service specialist, and Rena Lewis, sales and service specialist, are working to promote the Show Your Horns partnership with the Minnesota Vikings by transferring it over to a Show Your Sales motivational tool in the call centers.

In Brief

Information about Frontier’s Show Your Horns promotion, which includes an opportunity to obtain tickets to the Minnesota Vikings vs. Green Bay Packers home game. are available on Frontier’s microsite for the Vikings partnership, FrontierFan. com, or by calling (866) 2076358. Frontier will add the cost to customers’ bill after they purchase tickets.

only began in June, he said he’s already heard positive feedback from fans and is looking forward to continuing a mutually beneficial partnership for many years to come. “Our goals are twofold – first, to create a unique and exciting opportunity for football fans and Frontier customers by offering the chance to enjoy Vikings football without having to spend a lot of money,” Morgan said. “With the current economy everyone is looking to cut costs,

Photo by Rick Orndorf

Dave Schoenbeck (right) of Apple Valley drops off a bag of food to the Frontier offices in Burnsville with Mike Lynn and Burgess Harrison of Frontier.

and through this partnership Frontier is able to offer fans the chance to attend some of the most popular Vikings games of the year with tickets at face value. And second, to work together to promote the Vikings brand and the team’s new marketing campaign ‘Show Your Horns’ to Frontier customers.” Matt Hansen, an account supervisor at St. Paul-based Beehive PR who has more than seven years of experience in sports marketing, said the partnership is a strategic way to extend the reach and impact of both organizations’ brands. “For Frontier, it helps legitimize their brand and services with its key demographic — they receive exclusivity in their category and can connect their brand to the emotions of Vikings fans. In return, driving sales, hopefully,” Hansen said. “For the Vikings, they receive a partnership with a local/state company that fuels the Minnesota pride and hometown emotion, something that companies like Miller, Coca-Cola, etc. have a hard time doing. But the real reason it’s beneficial for the Vikings is that it is purely a revenue generator for the team.” Harrison said Frontier wants to become closer to its customers and marketplace, and the Vikings program is just one example.

DONATE

Frontier launched another

partnership in May that’s focused on giving back to the communities it serves: Great Frontier DONATE — Let’s Talk Up A Cause. Through the program, which will run through October in all of Frontier’s markets across its 24-state service area, the company is partnering with United Way and food-relief agencies to donate a portion of its monthly long-distance revenues. Locally, Frontier will give those funds to the Greater Twin Cities United Way to purchase supplies for area food banks. “Our mission is simply to be the leader in providing communications services to residential and business customers in our markets,” said Michael Flynn, vice president and general manager for Frontier’s operations in Minnesota, Iowa and Nebraska. “Part of being a leader in our markets is giving back and supporting our communities in a real, tangible way. Great Frontier DONATE does that and helps those in our communities most challenged in our troubled economy.” Frontier has a national goal to donate $250,000 in cash to food banks. On Aug. 6 Frontier’s CEO Maggie Wilderotter will be in the Twin Cities and will present a check for $2,000 to the Greater Twin Cities United Way that will support three local food pantries, including the Community Action Council in Burnsville. In addition to its financial contributions, Frontier is collecting food and cash from employees at its work centers and from customers at its store locations. It has food collection bins in its Burnsville retail store and at its kiosk at the Burnsville Mall. It also will have a collection container for attendees of the upcoming Dakota County Fair.

Frontier is partnering with businesses such as banks and grocers to host food collection containers in their storefronts as well. “Frontier has a long history of giving back to the community, and we have a very strong local presence,” said Patricia Amendola, manager of communications and public relations for the Central Region of Frontier. “Most of our employees, and particularly our local managers, live in the same areas which they serve, so they have an interest in enhancing those communities and in working with their neighbors. Typically, food shelves are low on supplies during the summer, and even more so this year because of the economic distress. We thought carrying (Great Frontier DONATE) through October would help to restock those food shelves in our communities and hopefully then the Thanksgiving donations will start to come in.”

Other partnerships

In the past, Frontier employees have partnered with different chambers to present Internet training and computer orientation classes that are open to the public, allowing the telecommunications company to showcase its high-speed Internet services. Employees also have delivered Internet safety presentations at school parent/teacher meetings, at the same time giving parents information on Frontier products and services. The company is teaming with the upcoming Dakota County Fair to give customers a buy-one-get-one offer on tickets, and when Frontier customers arrive to the fair they will get a coupon for two free kids tickets. In addition, Frontier is offering complimentary Wi-Fi to all participants and vendors for the weeklong fair. Frontier’s latest business partnership is a relationship with First National Community Bank in Wisconsin, which has offices in Hudson, Somerset, River Falls and New Richmond. Customers who use the bank’s NetTeller service and sign up for Frontier’s highspeed Internet service will receive a financial bonus added to their bank account. Frontier will power the bank’s NetTeller service. Harrison said Frontier plans to increase its focus on partnership marketing efforts. “In this day and age, businesses have to work together for mutual goals,” he said. “We really want to demonstrate to current customers and to new people who may not know Frontier ‘here are the kinds of things Frontier is doing. What’s the next thing they’re going to do for us?’ ”

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY August 6, 2009

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Moving Up

Business Briefs

NEW DENTIST AT CHILDREN’S DENTAL CARE IN LAKEVILLE

CULVER’S AWARDS $220,000 IN SCHOLARSHIPS TO EMPLOYEES

PUBLIC INVITED TO DOCUMENT SHREDDING EVENT AUG. 15

BUILDING ZONING REVISIONS MAY REQUIRE HIGHER STANDARD

Dr. Amy Kebriaei has joined the staff at Children’s Dental Care. Kebriaei grew up in Duluth and received a B.S. degree in biology from the University of Minnesota, Minneapolis. She graduated from the University of Nebraska’s College of Dentistry in 2007, and has completed a two-year specialty in pediatric dentistry. Kebriaei is currently working on a master’s degree in public health. Children’s Dental Care’s Lakeville office is located at 17510 Dodd Blvd. Call (952) 997-7100 for more information.

More than 200 student team members at Culver’s Restaurants across the country received a bonus this year – scholarship money. Awarding more than $1.3 million since 1993, Culver’s VIP Foundation Scholarship Fund has been doing it for the past 16 years for more than 1,400 team members pursuing higher education. This year Culver’s awarded $220,000 in scholarships to 205 student team members during its annual VIP scholarship reception held Aug, 5 in Madison, Wis. Recipients were awarded $1,000 to $2,000 scholarships thanks to the generosity of Culver’s franchise partners, suppliers and Culver Franchising System Inc. More than 125 restaurants and their team members from 14 states were represented in this year’s program. Culver’s has locations in Burnsville, Eagan, Lakeville and Apple Valley. For additional information about Culver’s VIP Scholarship program, visit www.culversvipfoundation.com.

M&I Bank will host a shredding event from 9 a.m. until noon Saturday, Aug. 15, at its location at 7095 151st St. W., Apple Valley. The event aims to help protect the environment and the identities of community members by recycling sensitive documents in a safe and secure manner. People are encouraged to gather up to five bags or boxes, per person, of sensitive documents and dispose of them free of charge. Experts recommend consumers shred documents containing personal information – such as credit card applications – before discarding. Other personal information such as tax documents, bank statements, credit card statements, and receipts more than seven years old should also be shredded. Document Destruction, a document disposal service, will provide an industrial-sized precision shredder and camera, which will enable participants to view their documents being shredded on-site. Additional information about identity theft and tips for keeping personal information safe will be available at the event. M&I Bank personnel will be on hand to discuss ways consumers can protect themselves from identity theft.

The Lakeville Area Chamber of Commerce is encouraging members to comment on the city of Lakeville’s proposed Zoning and Subdivision Ordinances revisions that would, among other things, require a “higher standard” of exterior building finish materials. The ordinance would apply to new buildings and expansions to existing buildings when new area is larger than 50 percent of original floor plate. The proposed changes call for wall finishes to be “upgraded,” excluding metal buildings completely, and requiring multiple wall components on exterior walls to “improve” their appearance. The next steps will include additional work sessions with the City Council, Planning Commission, Economic Development Commission, and other community organizations. Public meetings will be held in fall 2009 to review the proposed updates. The anticipated final adoption of the updates will be in spring 2010. For more information go online at http://www.ci.lakeville.mn.us/index. php?option=com_content&view=articl e&id=651&Itemid=1054.

Accolades JEFFREY LARSON Named Five Star Agent JBL Companies Inc. Eagan

JBL Companies Inc. President Jeffrey B. Larson was named to the list of “Five Star: Best in Client Satisfaction Commercial Real Estate Agents” by Crescendo Business Services, an independent research firm. In December 2008, Crescendo conducted a survey of 1,100 real estate agents and 8,000 TCB magazine subscribers based on the criteria of market knowledge, negotiation skills, communication, understanding of client needs, ethics, representing the client’s best interest, value for fee, post-transaction service, and client satisfaction. This award is limited to 7 percent of all professionals within a specific industry and market area. Larson founded JBL Companies in 1991. The company offers services in development, sales and leasing, property management, receiverships and maintenance. Under Larson’s leadership, the company has successfully handled hundreds of transactions. Between 1991 and 2008, Larson personally handled close to 50 receiverships. In mid-2008, he teamed up with Dale Severson and Bob Bayer in forming Management Resolutions, an entity solely dedicated to receiverships, asset management, turnaround businesses and loan workouts. Since then, they have been engaged in over 40 receivership assignments.

LAKEVILLE FEE STRUCTURE PROPOSES INCREASES IN COSTS The city of Lakeville has proposed an increase in fee structure for projects that develop land, construct new buildings or expand existing buildings, according to the Lakeville Area Chamber of Commerce. After Todd Bornhauser, the chamber’s executive director, spoke at a council meeting to address the late notice regarding the proposed changes not allow time for feedback, the council tabled the proposal. City leaders said they would meet with chamber and business representatives to get further review and input. A copy of the proposed fee structure changes can be obtained at chamber office. ZUMBA EVENT SET AUG. 20 TO SUPPORT THE CARING TREE “Zumba For Your Heart and With Your Heart!” will be held at 7 p.m. Thursday, Aug. 20, by Studio FitFusion in Grand Hall Studio, 217 Oak St., downtown Farmington. The event will be held in support of The Caring Tree, a nonprofit which gives low-income K-12 students basic supplies to start out the school year right. Zumba is a fusion of Latin dancing and fitness moves. For more information, contact Barbara Runck at (612) 743-2938 or bjrunck@gmail.com.

INFORMATION TECHNOLOGY WORKSHOP SET BY WIB The South of the River Entrepreneurs group from the Dakota Scott WIB Business Services Committee will host a workshop titled “How To Be a Consultant (Emphasis on the IT Field)” from 1 to 5 p.m. Tuesday, Aug. 18, at the Partners in Education Building, 14200 Cedar Ave., Apple Valley. Cost is $10. For more information, call (651) 423-8612 or go to www.dctc4business.com.

UNITED EDUCATORS CREDIT UNION AWARDED FIVE-STAR RATING In July, Bauerfinancial Inc. awarded United Educators Credit Union its five-star “Superior” rating for its 70th consecutive period. This rating is based on the second quarter 2009 performance. The credit union is scheduled to open an office in Apple Valley this fall. United Educators is the only statewide credit union exclusively serving the education community. It offers a full line of financial services.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to tad.johnson@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

August 6, 2009 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

The 2009 legislature did what? When? by Phil Krinkie

SPECIAL TO THE TRIBUNE

The month of August is often referred to as the “dog days of summer,” the time after the Fourth of July celebrations and before the kids go back to school. It is usually hot and people are not paying too much attention to politics, at least until the start of the State Fair. What a great time to have a bunch of miscellaneous and obscure bills passed by the legislature become law! Unless a specific date is written into the statute, all new laws become effective on Aug. 1. This date was probably picked for two reasons: 1) Because it was after the start of the state’s fiscal year calendar which is July 1, and 2) Because most people are vacationing and have long forgotten about legislative activities since they adjourned some two months earlier. Despite being at the Capitol for five months last session, the Legislature some how could not produce a balanced budget. During the budget stalemate, what other weighty concerns did they address? What important issues consumed their time so that when the session ended there was a $2.7 billion budget gap? Get ready, here are some highlights of the new laws, which went into effect Aug. 1. Starting with my favorite … the “More Money for Attorneys Bill.” Sponsored by two attorneys, Rep. Joe Mullery, DFL-Minneapolis, and Sen. Don Bet-

Guest Columnist

zold, DFL-Fridley, this new law eliminates a per-hour cap on an award of attorney’s fees in a civil action or contested case where the state is a party. The current $125 an hour just isn’t enough. The new law allows a judge to issue a “reasonable” award based on the “kind and quality” of service received by the defense. After all, in this economy, how can we expect any “quality” attorney to make it on only a $125 an hour? Second, there is the “Let’s License Everybody Syndrome.” Starting Aug. 1, the Board of Firefighter Training and Education will appoint an accredited organization to prepare and administer firefighter certification examinations. This is just the precursor to the real law, which does not go into effect until July 1, 2011. After that date, all newly hired fulltime firefighters will need a license. Do we have a problem in Minnesota with unqualified firefighters? There are often stories on the nightly news about heroic rescues and property losses which are kept to a minimum because of capable firefighters throughout Minnesota. If current firefighters are exempt from the law, is there a real fear that new recruits won’t be as good as the veterans they are replacing? What was the problem the legislature was trying to solve? Next is this year’s “feel good” legislation.

One year after the Dakota Conflict of 1862, President Lincoln signed the Minnesota Indian Removal Law, resulting in removal of the Dakota people from the state. Effective Aug. 1, 2009, in the form of a nonbinding resolution, Minnesota lawmakers urge the president and Congress to repeal this federal legislation, which is still on the books. What has Congress been doing for the last 100 years? Second place for this year’s “feel good” legislation: A new requirement that campus bookstores at public colleges and universities, to the extent possible, offer clothing for sale that was manufactured in the United States. Most college students are on a budget, so my guess is that price will still determine purchasing behavior. And what does the phrase “to the extent possible” mean? Let’s not leave out one of the Legislature’s annual contests: “How to make “Minnesota’s fishing laws more complicated!” Every year they find a way to make Minnesota’s fishing laws just a little more confusing. This year’s new laws include the following: 1) The minimum age of a resident who may fish free during the “Take a Kid Fishing Weekend” when accompanied by a child under age 16 is lowered from 18 to 16; 2) Anyone may fish from shore in water that is wholly contained within a state park, except in waters that require a trout stamp; 3) Spearing a fish is added to the list of available lifetime licenses, of course with some exceptions; 4) Finally, a nonresident license may be issued

Winds of progress sweep across Minnesota by Nathan Paine

SPECIAL TO THE TRIBUNE

For generations, Minnesota’s prairie towns have distinguished themselves by their skylines: the water tower, church steeples, and grain elevator. But in the last decade, new landmarks have been sprouting along the countryside in the form of wind turbines. Some stand alone in a wide open field; others huddle in bunches of 20 or 30. While they’ll never replace the budging silver water containers in the sky or long, slender symbols of faith as enduring icons of life in the Midwest, wind turbines do represent the future of Minnesota’s economy. How much a part of our economy’s next generation is what I set out to find. For the past six months, I’ve been collecting, analyzing, and crunching the numbers on the economic benefits of wind energy. If Minnesota makes the right investments and fosters this technology properly, wind could generate 3,000-5,000 jobs and pump $8 billion into the state’s economy over the next two decades. But jobs aren’t the only benefit. Minnesota has the opportunity to become an industry leader and a hub for research, development and production of wind technology. As any Minnesotan can tell you, we certainly have enough wind. We also have the manufacturing base, skilled workforce and university and college system in

Guest Columnist

place to capitalize on this renewable energy source. Armed with this information, I put together a report for Minnesota 2020, Winds of Progress (www.mn2020.org), and we hit Highway 52 in a triangular tour through Minnesota’s prairie to spread the positive news. Throughout the state, we found generally supportive responses to wind power and its potential to be an economic engine that helps move Minnesota’s economy out of this recession, especially for skilled manufacturers, who have seen job loses hit more than 35,000 in the last year. Modest metal fabricating or welding operations capped many of the towns we passed through on our journey. While most aren’t making turbine blades and towers now, many have workers with the transferrable knowhow and machinery to start producing these components and put some of the laid-off back on the job. In fact, Minnesota ranks in the top third of the nation when it comes to companies already operating in fields related to wind component manufacturing, with more than 400 businesses and 26,000 workers. Having these companies supply the Minnesota wind industry might produce five jobs in one town, 10 more in the facility down the road and maybe a dozen more

in the next county over. While these might sound like only small increments, in places with total populations fewer than 2,000 or 3,000, several jobs means a lot. They pay well and are tough to outsource because these large components are expensive to transport long distances, making them more cost efficient to build near the wind farm. Once the farm is in operation, technicians will have to live nearby to service them. The real economic multiplier kicks in when local farmers, business people and folks in town start investing in and owning wind farms. Winds of Progress highlights how economic growth from local ownership is three times greater than corporate ownership in wind production. The workers and local owners are much more likely than out-ofstate corporate investors to take their families out to dinner in town, buy a new truck from the local Chevy or Ford dealer and pump their revenue and profits back into Main Street business. Even though we have the ingredients and enthusiasm without the proper recipe from Minnesota policy makers and business leaders, our success in the wind industry isn’t guaranteed. We’ll need strong state, local and business partnerships, especially when it comes to combining our existing knowledge base and research with out-of-state developers to ensure there is a home-grown, wind-speSee Paine, Page 10A

Submissions to Forum: www.DakotaCountyTribune.biz

to spear fish from a dark house. (This one was passed so that Ollie could invite his cousin Sven from Wisconsin to spear a fish with him in a dark house.) Sounds dangerous! Many of the new laws passed this session aren’t bad, they are simply not significant. There is an old saying that goes, never waste a good budget crisis to bring about meaningful change. In 2009, lawmakers squandered an opportunity to change the way services are delivered in Minnesota. They frittered away the legislative session with a little funding change here and a little funding change there. In addition, they delayed a whole bunch of payments, which will only make budget matters worse in the next biennium. The opportunity to rethink what services should be provided at the state level, the county level and the city level was lost. And more importantly, the key question about what services should or shouldn’t be provided by government wasn’t addressed. Hopefully, next year lawmakers will tackle the important issue of budget reform and not just rehash the budget battles of the 2009 session. Phil Krinkie is a former Republican state representative from Lino Lakes and the president of the Taxpayers League of Minnesota. The eight-term lawmaker chaired the House Tax Committee and two other House panels. Krinkie’s e-mail is at: philk@taxpayersleague.org.

Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY August 6, 2009 ��

Business 101

Seek a mentor … and improve your personal, professional life by Harold Torrence

Make It Happen

SPECIAL TO THE TRIBUNE

Today’s workplace environment is increasingly complex and challenging for individuals who are trying to move up the career ladder, or simply trying to get a job. As we struggle to balance our personal lives and work, we can suddenly find ourselves feeling lonely in a jungle of unorganized thoughts and ideas. When you are unclear and uncertain, finding the right path to the next level up can be very difficult. Because of our individualized human natures, we tend to keep our feelings and desires to ourselves. This reality can hinder our chances to identify and embrace new and better opportunities. In a way, what we have is a choice between viewing the world with tunnel vision, or making a change so that we

see things from a 360-degree perspective. To gain a 360-degree outlook on your world, you will need support from people who can listen to you and provide honest, insightful feedback and ideas. What you need is a mentor. Look around and chances are you will discover that one or more of your friends, coworkers, family members, teachers and/or professional acquaintances fit the description. Once you encounter a good potential match, don’t be afraid to ask that person to be your mentor. Formal and even informal mentoring can be indispensable in helping you reach your personal and professional goals. Students in Dakota County Technical College’s Multi-

cultural Leadership program build mentoring relationships with individuals who are professionally and academically successful. Having established mentors gives them a solid understanding of what it takes to reach higher levels of performance both personally and professionally. Jason Kelvie, a member of our multicultural leadership learning community, works for the city of Burnsville. Jason found that his mentor was extremely helpful in allowing him to understand his workplace relationships and improve his communication skills so that he could forge stronger bonds with his coworkers and managers. “While this mentoring experience was happening, I was able to transition to a new and better career opportunity,” Ja-

Coming Soon

Photo by Tad Johnson

Apple Valley Walmart begins expansion

Apple Valley citizens are excited for that.” The new Walmart store will include a number of features that aim to make the store more environmentally and shopper friendly. Some of the new features include: • Upgraded LED lighting • High-efficiency heating, ventilation, and air-conditioning units • Sensor-activated, low-flow water faucets • Added green space around the store • Full grocery • Wider aisles • Additional check-out lanes The Apple Valley store currently employs 268 people. Construction is expected to take about a year, during which time the Walmart store will remain open for business.

make you reframe your way of thinking. For example, you will almost certainly start replacing the word “problem” with “opportunity.” When setting goals, we sometimes find it difficult to visualize a clear mental picture. However, when you start chatting and interacting with your mentor, all of a sudden you are able to understand yourself better and see new options and alternatives to get where you want to be. Your priorities will dictate the kind of mentor you’ll need. You can seek a mentor for career enhancement or one that will focus on your personal de- Harold Torrence is supervisory management instructor at velopment. What’s important to know is that you don’t need Dakota County Technical College in Rosemount. a sophisticated mentoring

Last year, Burlington Coat Factory, which has a location in Apple Valley, raised more than $1.6 million for The Leukemia & Lymphoma Society (LLS) in its fight against blood cancers. On Aug. 1, it began its eighth year encouraging customers to purchase paper balloons in its stores nationwide. The $1 (or more) donation supports LLS’s efforts to find cures for leukemia, lymphoma, myeloma and Hodgkin’s disease. To supplement the funds raised by balloon sales, Burlington Coat Factory employees and their families will also form Light The Night Walk teams, raising money at special events held in their communities throughout the fall. Since 2002, Burlington’s efforts on behalf of LLS through in-store paper balloon sales, Light The Night Walks and additional fundraising efforts have raised more than $5 million. “We are extremely proud to continue our strong commitment to The Leukemia & Lymphoma Society,” notes Tom Kingsbury, president and

chief executive officer of Burlington Coat Factory. “These fund-raising efforts not only support and promote LLS’s goals and services, but they are a great way to build awareness and boost morale among our employees and customers.”

Business enters eighth year of fight against leukemia, lymphoma

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On July 21, community leaders joined Walmart in breaking ground to convert the Apple Valley Walmart store into a 188,000square-foot supercenter with a full grocery. Apple Valley Mayor Mary HamannRoland praised Walmart for the expansion project that will bring added benefits to the community, including creating 100 new jobs at the store and 150 construction jobs, and helping increase the city’s tax base. “Apple Valley is in a reinvestment renaissance, and you are part of it,” said HamannRoland to the large group of city employees, construction workers, and Walmart associates who gathered at the event. “Walmart is adding square footage in a smart way and providing groceries in a difficult economy.

son explained. “My mentor’s examples helped me adapt my communication style with my new supervisor. My mentor also helped me see challenges and opportunities from a more positive outlook. As a result, I was able to establish a new friendship and expand my network of connections and resources.” A trusting and well-structured mentoring relationship can help you uncover and reinforce your strengths, which will give you the power to reach your human capacity and potential. Something special and different happens when a mentor takes the time to listen attentively to your concerns, challenges and opportunities. This exercise alone can

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Light The Night Walk, which takes place in communities across the country each fall, is the nation’s night to pay tribute and bring hope to people touched by cancer, said John Walter, president and CEO of LLS.

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Walmart employees who had been with the store since it opened in 1999 and public officials broke ground on the company’s expansion project July 21. The design of the renovated Walmart in Apple Valley will be a departure from the company’s traditional storefront. To suggest a Coming Soon, e-mail tad. johnson@ecm-inc.com or call (952) 846-2033.

In Brief

program to have a mentor. Seeking someone who cares about your success and has a sincere interest in your future development is a personal decision with a tremendous professional impact. It’s never too late to change – so go ahead and start your lifelong mentoring journey. In future columns, I will drill down and cover specifics regarding globalization, supervisory management and multiculturalism. For more information about the college’s Supervisory Management and Multicultural Management programs, contact me at harold. torrence@dctc.edu or visit, www.dctc.edu. To maximize your educational ROI, visit www.dctc. edu/business-industry/roi. cfm.

If you have a subject that you would like to have the Make It Happen columnists write about, contact Chris Hayes at (651) 423-8266 or chris.hayes@dctc.edu.

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August 6, 2009 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

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Best Practices

Advertising vs. PR – what’s the difference? by Stacey Ackerman

Guest Columnist

SPECIAL TO THE TRIBUNE

There is a fine line between advertising and public relations, and it’s one that often gets blurred. As a business owner, it’s important to distinguish these differences and maximize each one’s potential. The fundamental difference is that you pay for advertising; it blatantly gets your message across and usually has a call to action or enhances brand recognition. You also have complete control over what is said, when it’s said, what it looks like and how your message is communicated. Public relations, on the other hand is free publicity, but its message is very different. Public relations (specifi-

cally media relations) is a way to tell your story in a much more in depth way. What you are presenting is a story idea, and typically the reporter will then take your information and write what she desires, without having to get your approval. Do not to expect your public relations campaign to sell your product or service, even if that is your ultimate goal. What you are really selling the reporter on is empathy, loyalty or something that readers can relate to with your product or service. To effectively sell yourself through PR, you need to be able to think like a journalist, not like a business owner. Journalists really despise a blatant ad campaign in

a press release. They will either hit “delete” before opening the e-mail, or they will forward it to their ad sales representative. You need to step outside your world to find out what readers want to know about your business. To find out what this story may be, think of a client that really benefited from your services, or an employee who has a unique story to tell. I find heartwarming stories or ones that jive with current events get the most buzz. Some favorite stories that I have helped clients tell are: a fitness trainer who wanted more clients. We used his mother to tell the story, who is 70 years old and is also becoming a certified fitness trainer, to share how she is helping seniors get into bet-

ter shape. This story aired on the 10 p.m. news and headlined, “Pump You Up.” Another client, a life coach in the early stages of her business, wanted to gain credibility and empathy among potential clients. Her story, headlining, “Discovering Your Path,” in Best of Times, a newspaper for senior citizens, was about her personal career change at age 70 and how she can relate to her clients’ life changes. I also worked with a pastor, whose congregants hired me to get more exposure for their church. The article that came out in Thisweek, Sept. 16, headlined, “Building a community of open hearts and open minds,” was about how this church embraces liberalism. Public relations is an inexpensive way for your small businesses to gain exposure, credibility and to tell its story. It is one area of mar-

keting, however, that is often overlooked because it is time consuming and often takes an outside perspective to make it work. The key elements for an effective public relations campaign are: 1) A newsworthy hook; 2) Proper journalistic writing style; and 3) The pitch. A newsworthy hook means it has to appeal to the publication’s readers just as much as it conveys your message. The proper journalistic writing style means putting the “who,” “what,” “where,” “when,” “why,” and “how” in the leading paragraph and following it with less important details. There is also a writing form called Associated Press (AP) Style, which has specific grammatical guidelines, ones that are quite different than you learned in English class.

Finally, journalists are bombarded with hundreds of stories each day, so persistence and follow-up is key. You need to be able to give the reporter a 10 second reason why he should publish your story. When the power of public relations works in your favor, it instantly gives your business credibility and tells your story in a way that no advertisement ever could. While advertising is an important aspect of marketing your business, make sure to combine it with some PR spin – your campaign will go a lot further.

ing.” And this is not just fun time or a way to avoid work, but rather a critical job expectation. Nelson says, “This is part of everyone’s work. We’re all filmmakers here. We all have access to the same curriculum. In class, people from every level sit right next to our directors and the president of the company.” Pixar University epitomizes the concept of broad knowledge-sharing. Nelson asserts, “The skills we develop are skills we need everywhere in the organization. Why teach drawing to accountants? Because drawing class doesn’t just teach people to draw. It teaches them to be more observant. There’s no company on earth that wouldn’t benefit from having people become more observant.” At Pixar University, employees are also encouraged to try new things, take risks, and learn from mistakes. The University crest says in Latin: “Alienus Non Diutius,” which translates to “alone no longer.” “It’s the heart of our model, giving people opportunities to fail together and to recover

from mistakes together,” Nelson says. In addition to excellent financial results, Pixar has earned countless industry accolades for its work, including 22 Academy Awards, four Golden Globes, and three Grammys. Every Pixar film produced since 2001 was nominated for a Best Animated Feature Oscar and four of those movies, “Finding Nemo,” “The Incredibles,” “Ratatouille,” and “WALL-E,” came home with the little golden statuette. Pixar Animation Studios provides an incredibly compelling example of an organization that sees the critical value in gathering information from a diverse variety of sources and then sharing it openly up, down and across the company. Those individuals who hold information closely would not survive in such a culture. Pixar’s reputation as a place where creative genius thrives is indeed wellearned. Companies like Pixar that set themselves up as learning organizations and follow through on that commitment tend to be successful. Other organizations – where secre-

cy, lack of clarity, and generally poor communication all around are the rule – suffer in the end. Where does your organization or team sit on the communication spectrum? Do you openly share important knowledge and information in all directions? Does your culture foster honest feedback and careful listening? What do you personally contribute from a communication standpoint? A human or animal organism needs circulation of blood and nutrients to all parts of the body in order to have full physical health. Similarly, freely flowing knowledge and information are the “lifeblood” of any organization that hopes to achieve robust business outcomes.

Stacey Ackerman, runs Small Business Builders, a marketing consulting business. She is a speaker, writer and instructor on small business marketing. She can be reached at sackerman@smallbus inessbuilders.com.

Share knowledge, information in all directions by Jeff Applequist

Guest Columnist

SPECIAL TO THE TRIBUNE

I spoke with an executive recently who told me about the corporate culture in his company. Secrecy, withholding critical information, and inconsistent communication were common practice. My friend was frustrated to no end. Organizations that fail to share important knowledge and information up, down and across struggle in the long run. No organization achieves perfection with regard to information sharing, because human judgment is involved. Obviously, some data is not appropriate for wide distribution. Sometimes, confidentiality is a necessity. To communicate well requires time, focus and effort, which are often in short supply. Nevertheless some companies, such as Pixar Animation Studios, excel as organizations that openly and honestly share knowledge. Pixar is one of the most successful film production companies of all time.

The “fraternity of geeks” who work at Pixar succeeded in transforming hand-drawn cel animation to computergenerated 3-D graphics. The string of movies thus created, starting with “Toy Story” in 1995, have been hugely popular and critically acclaimed. Through it all, a corporate culture that highly values information-sharing at every level within the organization has enabled Pixar to continue to produce one hit after another. The September 2008 issue of Harvard Business Review cited several reasons for Pixar’s sustained creative success. Among other things, the company espouses a philosophy that “we are smarter than me.” The company believes that everyone needs to be involved in the creative process and, to that end, communication throughout all levels is imperative. Next, Pixar works to hire good people, to support them, and to foster an environment in which trust and respect are a given. More specifically,

those good people are encouraged to take risks, knowing that they will inevitably make mistakes. Talented people will learn from failures and use their hard-earned discoveries to move forward more effectively on subsequent projects. Finally, Pixar’s culture is flat, collegial and extremely peer-oriented. Hierarchies are out, everyone is treated with respect, and both honest feedback and careful listening are encouraged and rewarded. One very specific and practical example of the way information-sharing plays itself out is Pixar University. Every employee is encouraged to spend as many as four hours a week furthering his or her education. Pixar University offers more than a hundred courses, from filmmaking and writing to sculpture, painting and drawing. Randy Nelson, dean of Pixar University, says, “We offer the equivalent of an undergraduate education in fine arts and the art of filmmak-

Jeff Appelquist is founder and president of Blue Knight Battlefield Seminars, which provides individual leadership and team development training. Jeff is a former Marine officer, practicing attorney, and corporate executive. His Web site is www.blueknightseminars.com, and he can be reached at jeff.appelquist@blueknightse minars.com.

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY August 6, 2009

Entrepreneur launches business earlier than expected Jessie Mommsen started Lakeville’s Threads & Inks while in her 20s by Stacey Ackerman

DAKOTA COUNTY TRIBUNE

When Jessie Mommsen graduated from college in 2004 she knew she wanted to have her own business someday – probably when she was in her 40s. But today, at age 28, this young entrepreneur is celebrating her fifth year as owner of Threads & Inks, a screenprinting and embroidery business located in Lakeville’s Airlake Industrial Park. Mommsen, a 1999 graduate of Lakeville High School, has always had a passion for sports, and was an avid hockey player and track runner during her high school days. “I always knew I wanted to work in a sports-related field, but I didn’t like working for someone else,” she said. In 1993, her uncle was tired of the money the family was spending on Mommsen and her Brother Grant’s sports apparel and thought it would be a good idea to open their own business. The shop was started by Mommsen’s mom and two aunts in Blooming Prairie and is still in business under the name Sports Stitch. Mommsen got an early start in the business, placing apparel orders with her teammates from Sports Stitch in high school. During college, she worked at the family business placing orders and meeting customers. After college graduation with a degree in business, she needed a job. Mommsen and her family learned that the only other retail embroider in Lakeville was retiring and saw it as a great opportunity to start their own shop. “I took four or five months to research and write a business plan. I attended a twoday class on embroidery and

Photo by Rick Orndorf

Photo by Rick Orndorf Jessie Mommsen, a 1999 graduate of Lakeville High School, runs Threads & Inks with her Threads & Inks mascot, a bulldog named Stella, keep an eye mother, Lynn Krejci. on the inventory.

In Brief

Threads & Inks is located at 21017 Heron Way, Suite 108 in Lakeville. The phone number is (952) 469-6695, the e-mail address is info@threadsandinks.com and the Web site is at www.threadsandinks. com.

went to a tradeshow in Las Vegas to get suppliers,” she said. When the business first opened, Mommsen was sitting alone in the shop and wondering what she got herself into. Then, her first customer came wandering into the store wondering what they did. He happened to own a business down the street and needed to order hats for his company. Then, a big order came from the Lakeville North High School band, a previous client of Sports Stitch. Since that time, they’ve had a steady flow of repeat customers and have serviced more than 1,000 groups. Three years ago, Mommsen’s mother, Lynn Krejci, retired from her job as a home

economics teacher at Lakeville North High School and decided to join her daughter in running the business. “The white hair gives me a lot of power, but she’s in charge,” Krejci said. “We have a great mother and daughter relationship – it doesn’t seem strange having my daughter as the boss.” Today, Mommsen also has her Threads & Inks mascot, a bulldog named Stella, who keeps her company at the shop, as well as a part-time college student who has been with the business for two years. She hopes her brother Grant can soon come to work with them full time. Threads & Inks had gross sales of more than $300,000 last year and projects sales to reach $375,000 this year, ac-

cording to Mommsen. “The business has gone way beyond what our projections were both in terms of production and the new equipment we’ve acquired,” Krejci said. Threads & Inks is the only retail embroidery shop in Lakeville. While there is vast competition among people selling embroidered apparel online and through third parties, Threads & Inks prides itself on getting to personally know each customer and designing and making everything in-house. The company says its in-house production allows for faster service and better quality control. Most orders are completed in one and a half to two weeks. While the business serves a lot of sports teams, it also has several business customers ranging from stump grinders to bankers. “I love getting to know the people in the community. I get to see the kids grow up and come back from college

to visit,” Mommsen said. Threads & Inks has also designed apparel for the Lakeville fire station. Through this relationship, the fire chief drove a vintage truck in Mommsen’s wedding. Mommsen does all of the shirt designs herself, using a sophisticated computer program. She has always been creative, and even won a T-shirt and sweatshirt design contest at Cherry View Elementary School in sixth grade. “One of my favorite projects was designing shirts with ‘bling’ for the Minnesota Twins’ wives,” Krejci said. “It was a challenge because the Twins logo had to meet exact specifications.” Even with the recession, the business has continued to thrive. “We were slow for about a month and a half, but it’s hard to tell if it would have been that way anyway,” Mommsen said.

The company sells a lot of items for identity and safety, such as uniforms for landscapers and contractors, which continue to be needed even during tough times. Mommsen has also noticed that sports teams change every year and always need new apparel. “It’s been absolutely amazing. We’ve been so surprised it’s been as good as it has,” Krejci said. “Even parents who’ve lost their jobs still seem to find a way to purchase their kid a letter jacket, which is an area where we expected sales to fall.” As far as the future for Threads & Inks, Mommsen is in the process of starting a young professionals networking group for entrepreneurs in the south metro. The two women are also excited by the expansion opportunities their new chenille machine will bring, such as creating patches and corporate letter jackets.

Photo by Rick Orndorf

Threads & Inks had gross sales of more than $300,000 last year and projects sales to reach $375,000 this year.

The company says its in-house production allows for faster service and better quality control. Most orders are completed in one and a half to two weeks.

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August 6, 2009 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY ��

Stepping up to the plate in Burnsville A longtime fixture of Eagan’s now-demolished Cedarvale Mall, Grand Slam U.S.A. finds success in new Burnsville location

by Andrew Miller

DAKOTA COUNTY TRIBUNE

When Eagan’s Cedarvale Mall was condemned for redevelopment a few years ago, Grand Slam U.S.A. didn’t have to search far for a new home. The indoor entertainment center whose offerings include mini golf, laser tag, bumper cars and batting cages relocated to 12425 River Ridge Boulevard in Burnsville – just a few miles down Highway 13 from Cedarvale – in September 2007. According to Grand Slam manager Jim VanderAarde, the location on River Ridge Boulevard offered better visibility – it’s just northwest of the Interstate 35W/Highway 13 interchange, and right across the street from Skateville roller-skating rink and the former Minnesota River School of Fine Arts. The Burnsville site was also chosen for its proximity to Cedarvale, in which Grand Slam had occupied space since 1989. “We wanted to go somewhere close to Eagan, because in this type of business it’s hard to establish yourself,” said VanderAarde, whose brother, John, owns the business. Cedarvale, built in 1965 and the second shopping mall in Minnesota, was at one time a hub of commercial activity in Eagan, anchored

Photo by Andrew Miller

Grand Slam U.S.A., whose offerings include bumper cars, mini golf, laser tag and batting Photo by Andrew Miller cages, relocated to 12425 River Ridge Boulevard in Burnsville – just a few miles down HighGrand Slam U.S.A. manager Jim VanderAarde stands out- way 13 from its former location in Cedarvale Mall – in September 2007. side the indoor entertainment center’s new Burnsville location at 12425 River Ridge Boulevard. Grand Slam moved to Burnsville after almost two decades in Eagan’s Cedarvale Mall, a once-popular commercial hub that was condemned at creating a vibrant urban sary in September, used the Grand Slam, whose party and demolished to make way for the Village at Cedar Grove center in one of Eagan’s old- relocation to update its en- packages range from $8.95 to est neighborhoods. tertainment offerings, adding $15.95 per person. redevelopment project. For Grand Slam, the move a multi-story children’s play “Business has been really by Applebaum’s grocery store mall had become a virtual to Burnsville has proved to be area, state-of-the-art laser phenomenal,” he said. “In totag arena, and a redesigned day’s economic times, people and Ben Franklin and home ghost town, known only to a boon. “It’s night and day,” Van- mini golf course with a pirate are looking for inexpensive to men’s and women’s cloth- many as the home of Grand entertainment.” ing stores, drug stores, a travel Slam. Finally, Cedarvale was derAarde said. “There’s a lot theme. VanderAarde said the agency and various other condemned to make way for more traffic.” Andrew Miller is at Grand Slam, which will economic downturn hasn’t shops. the Village at Cedar Grove, a But in the last decade, the redevelopment project aimed celebrate its 20th anniver- had an effect on business at andrew.miller@ecm-inc.com.

Cole’s from Page 1A

“Living as a team” and “Giving guests the Cole’s experience.” Cole’s only hires personnel who are dedicated to these core values and fit in with the company’s culture. The company has 100 mentors made up of senior staff that helps junior employees develop themselves both personally and professionally. “We teach from a call to action approach,” Cole said. “Each employee delivers her own unique Cole’s experience by performing six steps, focusing on three quality checks and preparing each day with a challenging written plan.” After its 15-year anniversary, Cole decided to thank his staff for growing the company by offering employee stock options. Today the company is 40-percent employee owned. “We thrive because we’re all in it together,” Cole said. “Nobody wants to quit because of relationships. When you have a

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relationship, that’s what develops trust.” Cole’s Salon’s relationships expand beyond the salons and into the community. The company has raised $16,000 for colon cancer and breast cancer and has been involved with numerous other community projects. Cole also reaches out as a mentor to new salon owners and graduating cosmetology students in an effort to give back. “Successful people are willing to help others,” he said. This year, Cole was the keynote speaker at Minnesota School of Beauty’s graduation ceremony. According to co-owner Lara Kelley, Cole is an inspiration to his students as well as to them. He has taught the owners of Minnesota School of Beauty not to undermine their front desk staff, because they are the first impression that guests will receive. Cole’s Salon has seen continuous growth for 29 years. This is the first time in history in which sales are down – 2.6 percent – from last year. “During this tough economy we must stress appreciation for our guests and make them feel good,” Cole said. Cole’s Salon is giving back to guests by making them a part of the 30-year anniversary celebration. The company is giving away $30,000 in cash and prizes to its customers. Weekly drawings begin on Sept. 25 in all locations, with grand prizes being drawn on Oct. 29. Clients can enter into the raffle every time they come in for appointments or when they purchase products. In 30 years, Cole’s Salon has grown from a single family hair-cutting location to five full-service spas. “Our biggest challenge over the 30 years has been meeting the expectations of a growing company and dealing with the dynamics of change from a small staff to more than 300 people,” Cole said. Cole said he is optimistic about the company’s future. “We’re open to growth and definitely believe we’ll grow our company. We plan to spend the next five years focusing on improving existing locations. It’s not about how big we are, it’s about getting better,” he said.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY August 6, 2009 ��

Capitol Commerce

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Is it raw ambition, or just perfect timing? Those who have seen Pawlenty rise to prominence reflect on what has led him to the top by T.W. Budig

ECM CAPITOL REPORTER

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.ThisweekLive.com.

White House tapped St. Paul mayor Norm Coleman on the shoulder. “(Republican strategist) Karl Rove and the guys in the White House screwed it up,” said Durenberger. Pawlenty would have made a very good U.S. senator, Durenberger said, and he would have been reelected last year. But Pawlenty rebounded, winning the governorship in 2002, winning despite a whopping campaign violation fine being leveled at his Photo by T.W. Budig Gov. Tim Pawlenty visits with U.S. service members who have been deployed to Iraq. campaign. Pawlenty won re-election Pawlenty visited the war zone in July. in 2006. the camaraderie of the office, of the campaign. Durenberger did not sense that Pawlenty was plotting his own political future. “No. I don’t think he did. I think he was just exploring,” Durenberger said. “I don’t know if he had a lot of ambition for himself in the early days.” Pawlenty worked on two campaigns for Durenberger during the 1980s. In the late 1980s, Pawlenty, a practicing attorney, was appointed by former Eagan Mayor Vic Ellison to the Planning Commission. Ellison wondered how long the successful attorney would remain in local government. Spending the time was a financial sacrifice for Pawlenty, he said.

Elected to council

Pawlenty ran for the Eagan City Council, winning a seat on the fivemember body. Former Eagan Council Member Ted Wachter, who logged some 27 years on the council, remembers Pawlenty for seconding a motion that he had made to ban billboards along I-35E going through Eagan. He was great to get along with, Wachter said of Paw-

lenty. “We never had no arguments,” he said. Did Pawlenty strike him as a man on the move? “No. Never had that idea at all,” Wachter said. Former Republican state auditor Pat Anderson, who when serving with Pawlenty on the Eagan City Council was known as Pat Awada, said she did not know Pawlenty well at that time. She only served on the council with him for a year, Anderson said. She knew he was making preparations for a run for the state house. “Did he think beyond the Legislature? I have no idea,” she said. “But I think at that point when we were young, serving on a city council, we weren’t thinking of one of us, or both of us, being governors,” said Anderson, a Republican gubernatorial candidate. But former Eagan Mayor Tom Egan, now a Dakota County Commissioner, believes that Pawlenty was following a plotted political course. “I think the governor’s strategy was very well scripted back then, and I think it’s scripted to date,” said Egan, whom Pawlenty reappointed to the Met Council. “I think even back in

those days he had plans for higher office – very little doubt in my mind. … Tim is a very gifted person – a very bright, very ambitious person.” Pawlenty was elected to the House in 1992 in District 38B, but for six years served in the minority. He found it frustrating, explained Durenberger. “I know in the Legislature he became discouraged after a while not being able to change things,” he said. “We talked about that from time to time. … I think he wanted movement. I think he wanted to shape things.” Opportunity knocked in the 1998 election when Republicans gained control of the House. Pawlenty later was elected House majority leader.

Skills begin to shine

John McCain

Pawlenty’s admiration for Republican U.S. Sen. John McCain of Arizona began taking on greater and greater implications in more recent years as McCain nudged closer to a presidential run. Although Pawlenty ultimately failed to make the final cut as McCain’s running mate, Anderson believes the experience was an eyeopener for Pawlenty. “All of a sudden doors opened to some possibilities and maybe opened (Pawlenty’s) eyes to possibilities that he might have on the national level,” Anderson said. “Until McCain came around, I don’t think Tim was thinking in terms of national office.” Anderson, for one, sees no evidence that Pawlenty has molded his style of governance to attract the attention of national Republican leaders. Former Eagan mayor Ellison doesn’t buy the idea either, saying the things Pawlenty talks about now – smaller government, lower taxes – are the exactly same things he talked about in Eagan 20 years ago.

“I think when he was majority leader his leadership skills really started to shine,” said Tingelstad, elected to the House in 1996. People were expecting Pawlenty to run for something, she said. “If you have aspirations for higher office, (majority leader is) a great place to be,” she said. Dealt a diﬃcult hand But a planned run for Durenberger, too, disthe U.S. Senate crumpled misses the notion that Pawfor Pawlenty when the Bush lenty caters to the Republi-

can elite. “No – I think he was dealt a difficult (state budget) hand,” he said. Pawlenty makes decisions with at least some consideration to national politics, Tingelstad said, but it’s a minor part of the overall process. Egan suggested that ambition could guide the governor’s hand. “I’m cynical,” said Egan, who prior to a recent interview had been looking at a Powerpoint on budget cuts. Pawlenty is leaving a state budget situation — one that he “created,” said Egan — that is more dire than it has to be. “In other words, there’s going to be a lot baggage left for his successor. … Whether that’s for good or for bad, I don’t know. But he’s certainly leaving it for other people,” said Egan of the deficit projected to shroud the budget. “I think the jury is still out on some of those questions,” Egan said of the relationship between ambition and judgement in Pawlenty. Durenberger in looking back sees coincidence shaping Pawlenty’s career. And perhaps more. “Some people who are more evangelical in their faith say, that when you’re in the right place at the right time, you don’t know necessarily which direction you’ll be led,” Durenberger said. For her part, Tingelstad sees something methodical, workmanlike in Pawlenty’s course. “I don’t think there was any grandiose plan,” she said. “I think he took one step at a time, and he found success – people encouraged him,” she said. “Again, in his career, he’s been at the right place at the right time,” said Tingelstad. “And that’s sort of been the story of his life.” T.W. Budig is at tim. budig@ecm-inc.com.

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They called him Timmy. Former Republican state Rep. Kathy Tingelstad, of Andover, was a good friend of one of Gov. Tim Pawlenty’s sisters and two years ahead of Pawlenty in high school in South St. Paul. She remembers the darkhaired teen as quiet, dividing his time working in the produce department at the grocery store and playing hockey. Critics of the Republican governor and possible presidential candidate have long depicted Pawlenty as captive of his personal ambition. They say he has plied a style of governance more tailored to appeasing a national Republican audience than assisting a school teacher or an uninsured family in Minnesota. Despite this characterization, Tingelstad recalls nothing about her friend’s little brother as suggesting simmering ambition. “If someone would have said, ‘Point out a future governor,’ he would not have been on my list,” Tingelstad said. Pawlenty began to test the political waters as a college student, in the summer of 1980 interning in the office of former Republican U.S. Sen. David Durenberger. The story is told that Durenberger’s office was looking for an intern from South St. Paul or St. John’s University. Pawlenty got the nod. “I always took a lot of pride in hiring people who were smarter than I was,” Durenberger said. “He fit. He really fit. He’s inquisitive. …He wanted to learn – I think he’s still like that. He’s always exploring.” Pawlenty was a lot of fun, said Durenberger, whose children liked Pawlenty and have stayed in touch. Pawlenty seemed to like

Capitol Roundup

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10A

August 6, 2009 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

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Calendar

To sumbit an item for the Calendar, e-mail it to darcy. odden@ecm-inc.com or fax (952) 846-2010. Date-specific Dakota County Regional Chamber of Commerce events: Thursday, Aug. 6, 7:30 a.m., The Buzz at Workforce Center, West St. Paul. Tuesday, Aug. 11, 8 a.m., Connection at Rosemount National Bank, Rosemount. Wednesday, Aug. 12, 7:30 a.m., Rosemount Area Business Council meeting at Anderson Insurance Consultants, Rosemount. Wednesday, Aug. 12, noon, ChamberNet at DCR Chamber, Eagan. Thursday, Aug. 13, 8:30 a.m., Coffee Break at Everest Institute, Eagan. Tuesday, Aug. 18, 7:30 a.m., Board of Directors meeting at DCR Chamber, Eagan. Tuesday, Aug. 18, noon, New Member Orientation at DCR Chamber, Eagan. Wednesday, Aug. 19, 7:30 a.m., 2009 Business Excellence Awards at Eagan Community Center, Eagan. Thursday, Aug. 20, 7:30 a.m., Eagan Area Business Council meeting at DCR Chamber, Eagan. Friday, Aug. 21, 8 a.m., Government Affairs Committee at DCR Chamber, Eagan. Monday, Aug. 24, 4:30 p.m., Farmington

Economic Growth Committee at Anchor Bank, Farmington. Thursday, Aug. 27, 8 a.m., Farmington Breakfast at Farmington Eagles, Farmington. “How To Be a Consultant – Emphasis on IT” workshop by the South of the River Entrepreneurs group from the Dakota Scott WIB Business Services Committee from 1 to 5 p.m.Tuesday, Aug. 18, at Partners in Education Building, 14200 Cedar Ave., Apple Valley. Investment: $10. Information: (651) 423-8612 or www. dctc4business.com. “Finding Work That Works,” seminar will be presented Thursday, Sept. 17, at the Seniors Expo at Treasure Island Resort and Casino. Designed and presented specifically for senior women and men by WomenVenture, the seminar will address: how to determine what you’d really enjoy doing, how to get started on that small business idea that’s been in the back of your mind for a long time, and what your ideal volunteer opportunity might be. Free. Reservations required. Information: (612) 798-7237 or www.101expos.com. Ongoing Dakota Business Partners (networking group) meets every

Tuesday at 8:30 a.m. at Enjoy! Restaurant in Apple Valley. For more information call at (651) 216-5406. Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals (CNP) is a nonprofit business networking organization established in November 2003. The group meets at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. the first and third Tuesday of each month. CNP is currently looking to add members to its group of 16 members. Only one person from each professional specialty is permitted to join. All participants should represent their primary occupation, not a part-time business. First two visits are free; thereafter the cost is $50 per year to cover overhead expenses. Contact Jeffrey L. Rothmeyer at (651) 463-8300 to find out if your profession is still available. BNI – The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple

Assumed Names Any individual, corporation, limited partnership or limited liability company that conducts business in Minnesota under a name other than their full legal name, must file a Certificate of Assumed Name.

Drive, Apple Valley. Vista Funding Group, 13609 Ferris Ave. S., Apple Valley. Strategic Hosting, 14709 W. Burnsville Parkway #33, Burnsville. Excelsior Henderson, 1509 Keller Lake Road, Burnsville. Dharma Objects, 1301 Cliff Creatively Yours Staging, 15357-106 Greenhaven Lane, Road E. #113, Burnsville. Q Nails, 716 County Road 42 Burnsville. Arbor Vista Homes LLC, 14750 W., Burnsville. PMC, Inc., 13112 Court Place, W. Burnsville Parkway, Burnsville. Floor to Ceiling, 3200 Corpo- Burnsville. Transcoastal, 13310 Elm rate Center Drive #101, BurnsDrive, Burnsville. ville. Fry Inspections, 12915 Abbott Choice Insurance Network, 151 W. Burnsville Parkway #229, Circle, Burnsville. AA Vopat, 1427 Valley Drive, Burnsville. Sparkling Spaces by Steph, Burnsville. ChadWick Property Record 15887 Firtree Lane, Apple Valley. Sustain, 180 Garden View Management, 3200 Skyview

Drive, Burnsville. Two Gems, 8225 Carriage Hill Road, Savage. Berkness.com, 13078 Glenhurst Circle, Savage. Classic Interiors, 14800 Summit Oaks Drive, Burnsville. Resumous, 857 E. 145th St., Burnsville. Logicalistings, 1430 Woodhill Road, Burnsville. Basic Transportation, 508 Upperwood Way, Burnsville. Property Asset Record Company, 3200 Skyview Drive, Burnsville. LaBelle Boutique, 8160 County Road 42, Savage. City of Sound, 7487 W. 144th St., Savage.

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Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238 or visit www.bnimn.com BNI-Networking will meet Wednesdays at 8:15 a.m. at Byerly’s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 2473200. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the Web site www.prorefx.com. BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 247-2111 or check out the BNI Web site at www.bni-mn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831.

Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 78:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Michele Jennings for more information: (612) 581-0332. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator” Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork. com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and shar-

ing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month (beginning July 2) from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 3891177. Seed Your Business Networking Group – “Plant a Seed and Grow Your Business” – meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court Suite 104, Eagan, MN 55121. This is a free networking referral group. Only one person from each profession. Contact Mary O’Rourke at (651) 994 8392 or email basketlady52@hotmail.com for more information.

Paine from Page 4A

Minnesota needs to advance in this industry. Continuing through the L, on day two, we arrived at the University of Minnesota Morris with a lot of excitement about its biomass plant and wind turbine. We left convinced each are shining examples of how our universities and colleges will help catapult Minnesota to the center of research and development in renewable resources. Every few years there’s a new idea for diversifying and strengthening Minnesota’s

Main Streets. While wind might not be the magic bullet everywhere, it certainly makes sense for many rural towns to consider harnessing the state’s natural resource.

cific skill set in Minnesota. More investment in research and development also needs to take place. During our trek we saw two great examples of how state investment in education will help fuel our growth in wind. On day one of the tour, we stopped at Riverland Community College’s Albert Lea campus. This fall, the college will start its wind turbine technician class, preparing the skilled workforce

Nathan Paine is a Minnesota 2020 Energy Policy Fellow. Minnesota 2020 is a nonpartisan, progressive think tank that focuses on the issues of education, health care, transportation and economic development.

Business Directory ��

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To advertise in the Dakota County Tribune Business Directory call 952-894-1111

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE MINNESOTA PUBLIC NOTICE MINNESOTA PUBLIC NOTICE MINNESOTA PUBLIC NOTICE MINNESOTA SECRETARY OF STATE SECRETARY OF STATE SECRETARY OF STATE SECRETARY OF STATE Notice of Issuance of Harassment Notice of Public Sale

Order For Relief by Publication State of Minnesota County of DAKOTA District Court First Judicial District Court File Number: 19WS-CV-09-1179 Case Type: Harassment Jennifer Scherbel, Petitioner(s) vs. Fabian Galaviz, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. A hearing is scheduled for August 21st, 2009 at 9:00 a.m. at 1 W Mendota Rd #140, West St. Paul, MN 55118. Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. Date July 28th, 2009 Carolyn M. Renn Court Administrator K. Luhrs Deputy 1833956 8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 03, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,000.00 MORTGAGOR(S): Isaac Frimpong and Christinana Pomaa, husband and wife MORTGAGEE: U.S. Bank, National Association, ND DATE AND PLACE OF RECORDING: Recorded: February 20, 2007 Dakota County Recorder Document Number: 2497812 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Bank, National Association, ND Residential Mortgage Servicer: U.S. Bank Consumer Finance Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17405 Fontana Path, Farmington, MN 55024-9022 Tax Parcel ID Number: 22-18301-100-04 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 4, Country Pond South 2nd Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $237,211.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2010, or the next business day if March 24, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 06, 2009 MORTGAGEE: U.S. Bank, National Association, ND Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007209F01 1842079 8/6-9/10/09

On August 21st 2009 at 1:00 PM a Lien Sale of personal property will be held at the Lakeville Storage Center location at 9455 215th St W Lakeville, MN 55044. Included in sale: # 206 1959 Glaspar 16’ seafoam green runabout boat, with 75 HP Chrysler outboard motor, with trailer. MN LIC 3851DG. 1830873 7/30-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 10, 2008 MORTGAGOR: R e b e c c a J . W i l l e n bring, a single woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 8, 2008, Dakota County Recorder, Document No. 2616784. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: July 20, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052211006135295 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Franklin American Mortgage Company RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1444 5th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D.#: 36-32100-130-16 LEGAL DESCRIPTION OF PROPERTY: The South 1/2 of Lot 11,all of Lot 12 and the North 11.22 Feet of Lot 13, Block 16 Hauses addition to South St. Paul, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,962.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $247,897.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 28, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 29, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2077 2005745654 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1843884 8/6-9/10/09

AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Retirement Education PLUS. 2. State the address of the principal place of business: 13677 Holyoke Lane, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Retirement Eduction PLUS Inc., 13677 Holyoke Lane, Apple Valley, MN 55124 4. This certificate is an amendment of Certificate of Assumed name number 33626340002 originally filed on June 1, 2009. 5. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 7/20/2009 Nancy K. Lecrone Nonini, President 1838856 8/6-8/13/09

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-09-4113 In the Matter of the Petition of: Federal Home Loan Mortgage Corporation, in Relation to Certificate of Title No. 138342 issued for land in the County of Dakota and State of Minnesota legally described as follows: Unit No. 333, consisting of Residential Unit No. 333 and Garage Unit No. 333, Condominium No. 91, Cedarwoods of Southview, a Condominium, located in Dakota County, Minnesota. TO: JULIE A. PRIFREL; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR U.S. BANK, N.A.; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 26th day of August, 2009, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 138342 and enter a new Certificate of Title for the land therein described in favor of Federal Home Loan Mortgage Corporation, subject to the memorials of Document Nos. 72009 and 188525 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 639363, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 7/2/09 BY THE COURT: Edward Lynch Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo PLLP Suite 300 4500 Park Glen Road Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 1830945 7/30-8/6/09

CERTIFICATE OF ASSUMED NAME RENEWAL Assumed Name # X 84430 CURRENT INFORMATION ON FILE: 1. Assumed Name: Interlight. 2. Date of Original Filing: 07/24/1989 3. Current Expiration Date: 07/24/2009 4. Business Address: 1236 Earle Way, Burnsville, MN 55306 5. Nameholder(s) and Address(es): Bernard G. Cook, 1236 Earle Way, Burnsville, MN 55306 INFORMATION YOU WISH TO CHANGE: 3. Current Expiration Date: 10 Year Extension 4. Business Address: 1236 Earle Way, PO Box 1468, Burnsville, MN 55306 5. Nameholder(s) and Address(es): Bernard G. Cook, 1236 Earle Way, PO Box 1468, Burnsville, MN 55306 I certify that I am authorized to execute this renewal and I further certify that by signing this document, I am subject to the penalties of perjury as set forth in section 609.48 as if I had signed this document under oath. Date 7/13/09 Bernard G. Cook 1839063 8/6-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,100.00 MORTGAGOR(S): Tami J. Badois, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 14, 2004 Dakota County Recorder, Document Number: 2275901 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100285700000041185 Lender or Broker: Winstar Mortgage Partners, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20153 Holister Ln, Lakeville, MN 55044-6866 Tax Parcel ID Number: 22-32175-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Common Interest Community No. 366, Heritage Walk, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,173.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 M O R T G A G E E : Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006569F01 1828888 7/30-9/3/09

CERTIFICATE OF ASSUMED NAME RENEWAL Assumed Name # X 226161 CURRENT INFORMATION ON FILE: 1. Assumed Name: Superior Express. 2. Date of Original Filing: 08/25/1999 3. Current Expiration Date: 08/25/2009 4. Business Address: 3924 Boston Ct., Eagan, MN 55123 5. Nameholder(s) and Address(es): Terrence R. Johnson, 3924 Boston Ct, Eagan, MN 55123 INFORMATION YOU WISH TO CHANGE: 1. Assumed Name: Superior Express Couriers 3. Current Expiration Date: 10 Year Extension 4. Business Address: 1461 Wellington Way, Eagan, MN 55122 5. Nameholder(s) and Address(es): Terrence R. Johnson, 1461 Wellington Way, Eagan, MN 55122 I certify that I am authorized to execute this renewal and I further certify that by signing this document, I am subject to the penalties of perjury as set forth in section 609.48 as if I had signed this document under oath. Date 3/2/09 Terry Johnson 1839037 8/6-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,500.00 MORTGAGOR(S): Melissa Griffith, Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 19, 2007, Dakota County Registrar of Titles, Document #: 604400 ASSIGNMENTS OF MORTGAGE: And thereafter assigned to: Consumer Solutions, LLC, Dated: March 10, 2009 Transaction Agent : Mortgage Electronic Registration Systems, Inc Transaction Agent Mortgage Identification Number : 100488910110335899 Lender or Broker : New Century Mortgage Corporation Residential Mortgage Servicer : Specialized Loan Servicing Mortgage Originator : Not Applicable CERTIFICATE OF TITLE NO. 141825 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 10, Palomino Woods COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address : 13925 Herald Court Apple Valley, MN 55124 Tax Parcel ID No : 01-56775-190-10 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $211,278.85 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 6, 2009 Consumer Solutions, LLC Assignee of Mortgagee Wilford & Geske Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway Suite 105 Woodbury, Minnesota 55125 (651)209-3300 File ID: 197750-28734 1841912 8/6-9/10/09

CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Allure Auto Glass Repair. 2. State the address of the principal place of business: 3460 Golfview Drive #2323, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Scott A. Wolf, 3460 Golfview Drive #2323, Eagan, MN 55123 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date July 29, 2009 Scott A. Wolf, Owner 1838959 8/6-8/13/09

PUBLIC NOTICE ORDER TO SHOW CAUSE

STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-09-3862 In the Matter of the Petition of: Deutsche Bank National Trust Company, as Trustee on Behalf of the Certificate Holders of Morgan Stanley ABS Capital I, Inc., Trust 2004-NC3, Mortgage Pass Through Certificates, Series 2004-NC3, in Relation to Certificate of Title No. 121897 issued for land in the County of Dakota and State of Minnesota legally described as follows: Unit No. 1206 Common Interest Community Number 176, Vermillion Carriage Homes, a condominium located in the County of Dakota. TO: NICHOLAS T. HAYES; VERMILION CARRIAGE HOMES ASSOCIATION; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 23rd day of September, 2009, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 121897 and enter a new Certificate of Title for the land therein described in favor of Deutsche Bank National Trust Company, as Trustee on Behalf of the Certificate Holders of Morgan Stanley ABS Capital I, Inc., Trust 2004-NC3, Mortgage Pass Through Certificates, Series 2004-NC3, subject to the memorials of Document Nos. 326384, 332788, 348516, 351208, 352901, 357404, 360131, and 362297 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 634503, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 7/615/09 BY THE COURT: John S. Connolly Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: James P. O'Connell Attorney for Petitioner: Robert Q. Williams Wilford & Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 1844556 8/6-8/13/09

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PUBLIC NOTICE MINNESOTA SECRETARY OF STATE

CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Parkwood Pointe Apartments. 2. State the address of the principal place of business: 12312 Parkwood Drive, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Parkwood Pointe Apartments Limited Partnership, 1107 Hazeltine Boulevard, Suite 200, Chaska, MN 55318 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 7/21/2009 Dan R. Peterka, Vice President 1822307 7/30-8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,000.00 MORTGAGOR(S): Barbara J. Bjugan, an unmarried woman MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: January 19, 2006 Dakota County Recorder, Document Number: 2398153 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wachovia Mortgage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9580 209th St W, Lakeville, MN 55044-5908 Tax Parcel ID Number: 22-75857-060-03 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, The Meadows 8th Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $238,009.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006964F01 1823777 7/30-9/3/09

PUBLIC NOTICE MINNESOTA PUBLIC NOTICE MINNESOTA PUBLIC NOTICE MINNESOTA PUBLIC NOTICE MINNESOTA PUBLIC NOTICE SECRETARY OF STATE SECRETARY OF STATE SECRETARY OF STATE SECRETARY OF STATE Notice of Hearing by Publication

(Minn. Stat. § 518B.01, subd. 8) State of Minnesota County of DAKOTA District Court 1st Judicial District Court File Number: 19AVFA-09-2821 Case Type: Domestic Abuse In the Matter of: MARY WHELAN, Petitioner vs. GERALD NELMS, Respondent To Respondent named above: An order has been issued directing you to appear at 14955 GALAXIE AVENUE, APPLE VALLEY, MN o n A U G 19, 2009 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the DAKOTA COUNTY, APPLE VALLEY County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date JULY 29, 2009 CAROLYN RENN Court Administrator VALERIE BLOMQUIST Deputy 1841326 8/6/09

PUBLIC NOTICE NOTICE OF ASSESSMENT LIEN

FORECLOSURE SALE Date: July 20, 2009 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Valley Way Homeowners Association, Inc. (hereinafter the "Association") which was recorded as Document No. 2651026 on April 12, 1985, in the Office of the County Recorder of Dakota County, Minnesota, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 41, Garage No. 41A, Valley Way Village Condominium, Condominium File No. 78, Dakota County, Minnesota STREET ADDRESS: 14847 Embry Path, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-81450-041-03 2. Pursuant to said Declaration, there is claimed to be due and owing as of July 20, 2009, from Michael W. Anderson, title holder, to the Association, a Minnesota non-profit corporation, the amount of $2,633.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after July 20, 2009, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. The owner has not been released from his financial obligation to pay said amount. 5. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on March 6, 2009, as Document No. 2641830 in the Dakota County Recorder's Office. 6. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 30th day of September, 2009, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 7. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on March 30, 2010. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 8. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. VALLEY WAY HOME-OWNERS ASSOCIATION Attorneys for Valley Way Homeowners Association: THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3300 Edinborough Way, Suite 600 Edina, Minnesota 55435 (952) 835-7000 (Valley Way-Anderson-09-7-154D) 1843545 8/6-9/10/09

CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Rubber Soul Entertainment. 2. State the address of the principal place of business: 1869 Deer Hills Trail, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Dwight Ludvigson, 1869 Deer Hills Trail, Eagan, MN 55122 Brian McGuire, 5750 Portland Ave., White Bear Lake, MN 55110 Michael McDonough, 5013 Grafton Ave. N., Oakdale, MN 55128 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date July 17, 2009 Dwight Ludvigson, General Partner 1843532 8/6-8/13/09

CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: HORSE AND RIDER PORTRAITS. 2. State the address of the principal place of business: 616 TURNBERRY CT, NORTHFIELD, MN 55057 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. BUTTONWEED PRESS, LLC, 616 TURNBERRY CT, NORTHFIELD, MN 55057 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 03/04/2009 JAMES PERRY, SECRETARY OF BUTTONWEED PRESS, LLC 1838904 8/6-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,920.00 MORTGAGOR(S): James P Fitzgerald, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 17, 2004 Dakota County Recorder, Document Number: 2238582 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100197500000224501 Lender or Broker: Brier Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12991 Echo Ln, Apple Valley, MN 55124-8675 Tax Parcel ID Number: 01-20540-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Common Interest Community Number 130, Diamond Path Townhomes, Dakota County, Minnesota, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $151,124.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 M O R T G A G E E : Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006529F01 1828957 7/30-9/3/09

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 21, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,000.00 MORTGAGOR(S): Janet M. Zaun, an unmarried woman MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: April 30, 2003 Dakota County Recorder, Document Number: 2039862 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wachovia Mortgage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15691 Gateway Path, Apple Valley, MN 55124-5159 Tax Parcel ID Number: 01-16700-194-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 194, Condominium No. 117, Cedar Pointe, Carriage Homes Condominium AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $124,269.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006928F01 1823404 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Alcom Distributing. 2. State the address of the principal place of business: 25 South 21st Street - P.O. Box 2925, Fargo, ND 58103 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Plexus Company, 1802 First Ave. South, PO Box 2925, Fargo, ND 58108-2925 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 7/09/2009 Kevin D. Bouma, CEO 1843528 8/6-8/13/09

CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: MGM Wine and Spirits of Rosemount. 2. State the address of the principal place of business: 14865 South Robert Street, Rosemount, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. FPW, LLC, PO BOX 1782, St. Paul, MN 55101 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 6/29/09 William Kuether, Governing Member 1838926 8/6-8/13/09

PUBLIC NOTICE PUBLIC NOTICE NOTICE OF MORTGAGE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,800.00 MORTGAGOR(S): Reva Nelson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 26, 2007 Dakota County Registrar of Titles, Document Number: 621823 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003281067 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 132422 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15100 Lac Lavon Dr, Burnsville, MN 55306-6368 Tax Parcel ID Number: 02-71251-0110-03 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Three (3) in Southwind Plat Two, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $175,800.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006486F01 1813850 7/23-8/27/09

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 MORTGAGOR(S): Matthew M. Strum, a single person and Erika Hecker, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 10, 2006 Dakota County Recorder, Document Number: 2452817 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100122200002724885 Lender or Broker: BNC Mortgage, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15357 Greenhaven Dr Apt 103, Burnsville, M N 55306-1620 Tax Parcel ID Number: 02-84410-125-02 LEGAL DESCRIPTION OF PROPERTY: Unit No. 125, Common Interest Community No. 145, Winterwood Villas, a Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $188,233.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004094F02 1814655 7/23-8/27/09

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PUBLIC NOTICE Notice of Public Sale

On August 21st, 2009 at 1:00 p.m. a Lien Sale of personal property will be held at the Lakeville Storage Center location at 9455 215th St W, Lakeville, MN 55044. Included in sale: #8 Brandon Maki 1251 Prairie View Trail Farmington, MN 55024. Partial inventory: Big screen TV, gas grill, storage totes, jet ski, file cabinet, bikes, extension ladder, kitchen table, clothes washer, refrigerator. Tag # 2522875 #26 Kimberly Weber 112 Co. Rd 42 Apple Valley, MN 55124. Partial inventory: Misc. boxes, beds, furniture, kitchen table and chairs, microwave, storage totes, children’s toys, clothing, book shelf. Tag # 2522886 #38 Anne Mitchell 2 0 9 1 s t A v e . N. E . N e w P r a g u e , M N 56071. Partial inventory: Car parts, computers, wheels, engine cherry picker, couch, kitchen chairs. Tag # 2522401 1842964 8/6-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $369,750.00 MORTGAGOR(S): Douglas A. Meller, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: October 24, 2006 Dakota County Registrar of Titles, Document Number: 599904 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052624251363174 Lender or Broker: Fieldstone Mortgage Company Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 131898 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17532 Kodiak Ct, Lakeville, MN 55044-9271 Tax Parcel ID Number: 225475108001 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block One (1), Orchard Lake Estates 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $380,596.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2010, or the next business day if March 24, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 06, 2009 MORTGAGEE: M o r t g a g e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007201F01 1839759 8/6-9/10/09

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE NOTICE OF SALE OF PERSONAL SUMMONS The Fair Housing Implementation NOTICE OF MORTGAGE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Fiesta Market. 2. State the address of the principal place of business: 320 3rd St., Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Pablo Gonzalez, 20622 Brennan Path, Farmington, MN 55024 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 6/12/09 Pablo Gonzalez 1838940 8/6-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 7, 2004 MORTGAGOR: Vanessa L. Kahle, a single person. MORTGAGEE: ABN AMRO Mortgage Group, Inc., N/K/A CitiMortgage Inc. DATE AND PLACE OF RECORDING: Recorded September 16, 2004, Dakota County Recorder, Document No. 2248204. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc., N/K/A CitiMortgage Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8612 Holland Avenue, Apple Valley, MN 55124 TAX PARCEL I.D.#: 01-27503-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Forest Park Estates 4th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $322,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $300,956.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 22, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1689 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1830450 7/30-9/3/09

PROPERTY IN POSSESSION OF DICK'S VALLEY SERVICE, INC Notice is hereby given that pursuant to Minnesota Statute 168B.01, Dick's Valley Service shall sell the following vehicles at public sale unless reclaimed by their rightful owner or lien holder under Minnesota Statute 168B.08. Failure of the owner or lien holders to exercise their right to reclaim the vehicle and contents within the appropriate time allowed under section 168B.051, subdivision 1, 1a, or 2, shall be deemed a waiver by them of all right, title, and interest in the vehicle and contents and a consent to the transfer of title to and disposal or sale of the vehicle and contents pursuant to section 168B.08. 1. Yamaha Motorcycle with VIN# JYA12R001CA004829, towed on Sept 3, 2008 from 700 Evergreen Dr, Burnsville MN 2. General Motors Truck with VIN# 2GCDC14H2C1185997 TOWED ON April 3, 2009 from 2105 Cliff Rd, Eagan MN Dick's Valley Service, Inc, 6781 146th St W, Apple Valley, Mn 55124 952-432-2848 Dated this 27th day of July, 2009. 1837615 8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 17, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,200.00 MORTGAGOR(S): Michele F. Canilla, a single individual MORTGAGEE: Fort Snelling Federal Credit Union DATE AND PLACE OF RECORDING: Recorded: April 30, 2008 Dakota County Recorder, Document Number: 2587866 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Fort Snelling Federal Credit Union Residential Mortgage Servicer: Hiway Federal Credit Union Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3468 Greenwood Ct S, Eagan, MN 55122-1330 Tax Parcel ID Number: 10-73000-040-06 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 5, and Lot 4, Block 6, Surrey Heights First Addition, according to the recorded plat thereof and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $166,670.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2010, or the next business day if March 24, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 06, 2009 MORTGAGEE: Fort Snelling Federal Credit Union Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005276F01 1842529 8/6-9/10/09

STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FAMILY COURT DIVISION FIRST JUDICIAL DISTRICT Tammy Karnofsky, Plaintiff, Petitioner, vs. Bryan George Duncan, Bryan Joshua Duncan, Tory Duncan, and Willow Tree LLC, a Minnesota company, and its Assigns, Defendants. THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANT: Bryan George Duncan, 511 Columbus Avenue, Apt. 24, New Prague, Minnesota, 56071. You are hereby summoned and required to serve upon Plaintiff’s attorney an answer to the Complaint which is served upon you together with this Summons within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against for the relief demanded in the Complaint. The object of this action is for the Fraud and Conversion of company assets. The above-captioned action involves, affects or brings into question the title to or some interest in real property described as: Section 34, Township 113, Range 023, 2 acres commencing 135 feet north of northwest corner, block 14, St. Wenceslaus Addition, north 270 feet east 297 feet, south 270 feet and west 297 to point of beginning County of Scott, State of Minnesota. Dated: February 24, 2009. LIEBMANN LAW OFFICE, P.A. By: Gary G. Liebmann Attorney for Plaintiff Atty. Reg. 239562 12400 Portland Avenue S. Suite 180 Burnsville, MN 55337 (952) 882-1227 1831155 7/30-8/13/09

PUBLIC NOTICE ORDER TO SHOW CAUSE

STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-09-4174 In the Matter of the Petition of: Mortgage Electronic Registration Systems, Inc., in Relation to Certificate of Title No. 141156 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Nine (9), Block Three (3) in Echo Hills Addition, according to the recorded plat thereof now on file and of record in the office of the Registrar of Titles in and for Dakota County, Minnesota. TO: JAY ARDEN CLARKE; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 26th day of August, 2009, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 141156 and enter a new Certificate of Title for the land therein described in favor Mortgage Electronic Registration Systems, Inc., subject to the memorials of Document Nos. 19157 and 46993 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 625714, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 7/15/09 BY THE COURT: John S. Connelly Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: James P. O'Connell Attorney for Petitioner: David R. McCalip Wilford & Geske 8425 Seasons Parkway Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 1828359 7/30-8/6/09

Council invites you to a Public Meeting to discuss the Regional Analysis of Impediments to Fair Housing The Fair Housing Implementation Council (FHIC), in cooperation with the Cities of Bloomington, Eden Prairie, Minneapolis, Minnetonka, Plymouth, St. Paul, Woodbury, and the Counties of Anoka, Dakota, Hennepin, Ramsey, Washington, and Carver, has contracted with Western Economic Services (WES) to conduct a metro-wide analysis of barriers to fair housing and issues of discrimination in housing. This fair housing planning is required of communities that receive certain funds from the U.S. Department of Housing and Urban Development. The final report will identify specific barriers to fair housing and propose recommendations and time frames for addressing these items. A draft document will be available on or about August 10, 2009 at www.dakotacda.org and www.co.dakota.mn.us. The FHIC invites you to attend one of three public meetings being offered throughout the metro area at which WES will present its preliminary findings. As an individual or organization concerned with fair housing issues, your input is important. Meeting locations and times: North Metro: A n o k a C o u n t y Human Service Center (Room 300), 1201 - 89th Ave. NE, Blaine MN 55434 August 19, 2009 at 9:30 a.m. South Metro: Dakota County CDA (Boardroom), 1228 Town Centre Drive, Eagan MN 55123 August 19, 2009 at 2:30 p.m. West Metro: R i d g e d a l e L i b r a r y (Rolf Room)- 12601 Ridgedale Dr, Minnetonka, MN 55305 August 20, 2009 at 9:30 a.m. For space planning purposes, please RSVP no later than Monday, August 17 to Stephanie Newburg at 651-675-4466 or snewburg@dakotacda.state.mn.us). Please indicate any disability related accommodations or translation/interpreter services you may require. 1841786 8/6/09

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-09-4175 In the Matter of the Petition of: Am Trust Bank, in Relation to Certificate of Title No. 140520 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Twelve (12) in Block One (1) of South Grove No. 5 according to the recorded plat thereof. TO: FERNANDO RAMIREZ; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 26th day of August, 2009, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 140520 and enter a new Certificate of Title for the land therein described in favor Am Trust Bank, subject to the memorial of Document No. 16176 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 635895, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 7/8/09 BY THE COURT: Richard G. Spicer Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: James P. O'Connell Attorney for Petitioner: David R. McCalip Wilford & Geske 8425 Seasons Parkway Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 1828411 7/30-8/6/09

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 28, 2006 MORTGAGORS: B r a d y J . G u n h u s and Tamara J. Pietz, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 31, 2007, Dakota County Recorder, Document No. 2492959, as corrected by Order Recorded June 18, 2009 as Document No. 2665125. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-2, Dated: November 1, 2007 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240011289706 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 25773 Denmark Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 130250003001 LEGAL DESCRIPTION OF PROPERTY: That part of the East Half (E 1/2) of the Northeast Quarter (NE 1/4) of Section Twenty-five (25), Township One Hundred Thirteen (113), Range Twenty (20), Dakota County, Minnesota, described as follows: Commencing at the Southeast corner of the Northeast Quarter (NE 1/4) of said Section Twenty-five (25), thence on an assumed bearing of North, along the East line of the Northeast Quarter (NE 1/4) of said Section Twenty-five (25), a distance of 957.75 feet to the point of beginning of the land to be described; thence on a bearing of West, a distance of 425.00 feet, thence on a bearing of North, a distance of 512.50 feet; thence on a bearing of East, a distance of 425.00 feet to the East line of the Northeast Quarter (NE 1/4) of Section Twenty-five (25), thence on a bearing of South, along said East line, a distance of 512.50 feet to the point of beginning, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $367,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $450,475.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 30, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-1654 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1797138 7/16-8/20/09

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PUBLIC NOTICE SUMMONS

STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: OTHER CIVIL COURT FILE NO. 19HA-CV-09-4767 Richard D. Wilson, Plaintiff, vs. Randy R. Johnson, Defendant. THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANT. You are hereby summoned and required to serve upon the attorneys for Plaintiff, Thomsen & Nybeck, P.A., 3300 Edinborough Way, Suite 600, Edina, Minnesota 55435-5962, an Answer to the Complaint herewith served upon you within twenty (20) days after service, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in said Complaint. PARTIES TO CIVIL ACTIONS ARE ENCOURAGED TO ATTEMPT ALTERNATIVE DISPUTE RESOLUTION PURSUANT TO MINNESOTA LAW. ALTERNATIVE DISPUTE RESOLUTION INCLUDES MEDIATION, ARBITRATION, AND OTHER PROCESSES AS SET FORTH IN THE DISTRICT COURT RULES. YOU MAY CONTACT THE COURT ADMINISTRATOR ABOUT RESOURCES IN YOUR AREA. IF YOU CANNOT PAY FOR MEDIATION OR ALTERNATIVE DISPUTE RESOLUTION, IN SOME COUNTIES, ASSISTANCE MAY BE AVAILABLE TO YOU THROUGH A NONPROFIT PROVIDER OR A COURT PROGRAM. Dated: June 24, 2009 THOMSEN & NYBECK, P.A. By /s/ Nathan J. Knoernschild (Atty No. 0387842) Attorneys for Plaintiff 3300 Edinborough Way, Suite 600 Edina, Minnesota 55435 Telephone No. (612) 835-7000 ACKNOWLEDGEMENT REQUIRED BY LAW Plaintiff Richard D. Wilson, through h i s un d e r s i g n e d a t t o r n e y , h e r e b y acknowledge that costs, disbursements, and reasonable attorney and witness fees may be awarded pursuant to Minn. Stat. § 549.211, to the party against whom the allegations in this pleading are asserted. Dated: June 24, 2009 /s/ Nathan J. Knoernschild 1841817 8/6-8/20/09

PUBLIC NOTICE SUMMONS

STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: Quiet Title Action Court File No. 19-HA-CV-09-4651 Jason B. McClary Kelli J. McClary, Plaintiffs, vs. Hardy Boys Construction, LLC, Defendant. THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS. You are hereby summoned and required to serve upon Plaintiff’s attorney an Answer to the Complaint, which is herewith served upon you, within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in this Complaint. You are hereby notified that this action is one of removal of mechanic’s lien and slander of title with recovery of attorneys’ fees, costs and disbursements herein. This action involves, affects or brings in question real property commonly known as 534 Spruce Street, Eagan, Minnesota and is legally descri bed as Lot Three (3), Block Three (3), Long Acres 1st Addition, according to the plat thereof, Dakota County, Minnesota This case may be subject to Alternative Dispute Resolution (ADR) process under Rule 114 of the General Rules of Civil Procedure for the District Courts. The Court Administrator or your attorney can provide you with information about ADR options and a list of neutrals available in your area. ADR does not affect your obligation to respond to the Summons and Complaint within twenty (20) days. Dated: July 16, 2009 Nathan J. Krogh Attorney for Plaintiff Attorney Reg. No. 286680 1700 West Highway 36 Rosedale Towers, Suite 223 Roseville, MN 55113 (651) 631-0500 1822367 7/30-8/13/09

PUBLIC NOTICE Summons

With Real Estate State of Minnesota County of Dakota District Court First Judicial District Court File Number: Case Type: Dissolution without Children In Re the Marriage of: Jose Villasenor, Petitioner and Kathleen Ledcke, Respondent. THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: WARNING: YOUR SPOUSE (HUSBAND OR WIFE) HAS FILED A LAWSUIT AGAINST YOU FOR DISSOLUTION OF YOUR MARRIAGE. A COPY OF THE PAPERWORK

SERVED ON YOU WITH THIS SUMMONS. THIS SUMMONS IS AN OFFICIAL DOCUMENT FROM THE COURT THAT AFFECTS YOUR RIGHTS. READ THIS SUMMONS CAREFULLY. IF YOU DO NOT UNDERSTAND IT, CONTACT AN ATTORNEY FOR LEGAL ADVICE. 1. The Petitioner (your spouse) has filed a lawsuit against you asking for dissolution of your marriage (divorce). A copy of the Petition for Dissolution of Marriage is attached to this Summons. 2. You must serve upon Petitioner and file with the Court a written Answer to the Petition for Dissolution of Marriage, and you must pay the required filing fee. Answer forms are available from the Court Administrator’s office. You must serve your Answer upon Petitioner within thirty (30) days of the date you were served with this Summons , not counting the day of service. If you do not serve and file your Answer , the Court may give your spouse everything he or she is asking for in the Petition for Dissolution of Marriage. 3. This proceeding involves, affects, or brings into question the real property located at the following address 941 16th Ave N. South St. Paul, MN 55075 in Dakota County, State of Minnesota, with the following legal description: Reeds Goldberg Addition All Of Lots 25 & 26 2 2nd real property located at the following address 934 15th Ave N. South St. Paul, MN 55057 in Dakota County, State of Minnesota, with the following legal description: South Park Division No 1 S 10 Ft Of Lot 5 Blk 10 & N 38 Ft Of 6 10 NOTICE OF TEMPORARY RESTRAINING PROVISIONS UNDER MINNESOTA LAW, SERVICE OF THIS SUMMONS MAKES THE FOLLOWING REQUIREMENTS APPLY TO BOTH PARTIES TO THE ACTION, UNLESS THEY ARE MODIFIED BY THE COURT OR THE PROCEEDING IS DISMISSED: (1) NEITHER PARTY MAY DISPOSE OF ANY ASSETS EXCEPT (A) FOR THE NECESSITIES OF LIFE OR FOR THE NECESSARY GENERATION OF INCOME OR PRESERVATION OF ASSETS, (B) BY AN AGREEMENT OF THE PARTIES IN WRITING, OR (C) FOR RETAINING COUNSEL TO CARRY ON OR TO CONTEST THIS PROCEEDING. (2) NEITHER PARTY MAY HARASS THE OTHER PARTY. (3) ALL CURRENTLY AVAILABLE INSURANCE COVERAGE MUST BE MAINTAINED AND CONTINUED WITHOUT CHANGE IN COVERAGE OR BENEFICIARY DESIGNATION. (4) PARTIES TO A MARRIAGE DISSOLUTION PROCEEDING ARE ENCOURAGED TO ATTEMPT ALTERNATIVE DISPUTE RESOLUTION PURSUANT TO MINNESOTA LAW. ALTERNATIVE DISPUTE RESOLUTION INCLUDES MEDIATION, ARBITRATION AND OTHER PROCESSES AS SET FORTH IN THE DISTRICT COURT RULES. YOU MAY CONTACT THE COURT ADMINISTRATOR ABOUT RESOURCES IN YOUR AREA. IF YOU CANNOT PAY FOR MEDIATION OR ALTERNATIVE DISPUTE RESOLUTION, IN SOME COUNTIES, ASSISTANCE MAY BE AVAILABLE TO YOU THROUGH A NONPROFIT PROVIDER OR A COURT PROGRAM. IF YOU ARE A VICTIM OF DOMESTIC ABUSE OR THREATS AS DEFINED IN MINNESOTA STATUTES, CHAPTER 518B, Y O U A R E N O T R E Q U I R ED T O T R Y MEDIATION AND YOU WILL NOT BE PENALIZED BY THE COURT IN LATER PROCEEDINGS. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. Dated: April 21, 2009 Jose Villasenor 1775408 7/23-8/6/09

PUBLIC NOTICE NOTICE AND ORDER OF HEARING

ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-09-454 ESTATE OF VIOLET ROSEMOND MAXWELL, DECEDENT. It is Ordered and Notice is given that on August 31, 2009 at 9:00 a.m. a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated November 25, 1996 under Minn. Stat. 524.2-513 (“Will”), and for the appointment of Sharon K. Schmitz f/k/a Sharon K. Benedict whose address is: 15584 West Piccadilly Road, Goodyear, AZ 85395 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are

having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 7/22/09 Richard G. Spicer Judge (COURT SEAL) Attorney For Personal Representative Daniel M. Sheridan Sheridan Law Offices 4470 Erin Drive Suite 101 Eagan, MN 55122 651-452-8705 183210 1818680 7/30-8/6/09

PUBLIC NOTICE NOTICE AND ORDER OF HEARING

ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 10HA-PR-09-489 Estate of Carleton D. Peterson, Decedent. It is Ordered and Notice is given that on 9-14-2009, at 9:00 AM, a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, November 27, 2007, (“Will”), and for the appointment of Judy B. Peterson, whose address is 581 Atlantic Hill Drive, Eagan, MN 55123 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 8/4/09 BY THE COURT Pat Sutherland Judge of District Court Attorney for Petitioner Terrence A. Merritt Severson, Sheldon, Dougherty & Molenda, P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN 55124 Attorney License No: 0072151 Telephone: (952) 953-8824 FAX: (952) 432-3780 Email: merrittt@seversonsheldon.com 1845064 8/6-8/13/09

PUBLIC NOTICE NOTICE OF INFORMAL PROBATE

OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-09-458 Estate of John H. Roe, III, Decedent. Notice is given that an application for informal probate of the Decedent’s will dated October 4, 1989 (“Will”), has been filed with the Registrar. The application has been granted. Any objections may be filed with this Court and will be heard by the Court after proper notice of hearing. Notice is also given that the Registrar has informally appointed Sandra B. Roe whose address is 2250 Delaware Avenue, St. Paul, Minnesota 55118 and Wells Fargo Bank, National Association, 90 South Seventh Street, Suite 5300, Minneapolis, Minnesota 55402 as personal representatives of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representatives h a v e f u l l p o w e r to a d m i n i s t e r t h e Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representatives or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 7-23-09 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney for Personal Representative Sarah F. Armstrong Faegre & Benson LLP 2200 Wells Fargo Center 90 South Seventh Street Minneapolis, MN 55402-3901 Attorney License No.: 301930 Telephone No. (612) 766-7000 Fax No. (612) 766-1600 E-Mail: sarmstrong@faegre.com 1822759 7/30-8/6/09

PUBLIC NOTICE NOTICE OF AN ORDER FOR

HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF CO-PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-09-487 In Re: Estate of Karen Noel Cook, Decedent. It is Ordered and Notice is given that on September 14, 2009 at 9:00 AM, a hearing will be held in this Court at Dakota County Judicial Center, Probate Court, 1560 Highway 55, Hastings, Minnesota 55033 on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Jacob N. Humphrey, Miccia Humphrey and Shelli Wampler, whose addresses are: Jacob N. Humphrey: 1887 Silver Bell Road, Eagan, MN 55122; Miccia Humphrey: 222 North Walnut Street, Maryville, MO 64468; Shelli Wampler: 1203 North Main Street, Higginsville, MO 64037 as co-personal representatives of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 8/4/09 BY THE COURT Pat Sutherland Judge of District Court GRANNIS & HAUGE, P.A. Vance B. Grannis, Jr. MN # 36821 1260 Yankee Doodle Road Suite 200 Telephone: 651-456-9000 Facsimile: 651-454-4232 e-mail: cdeschampe@grannishauge.com 1844938 8/6-8/13/09

PUBLIC NOTICE ORDER AND NOTICE

OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION Court File No. 19-HA-PR-09-478 In Re: Estate of Kenneth J. Waltman, aka Kenneth John Waltman, Deceased. TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 31st day of August, 2009, at 9:00 o’clock a.m., a hearing will be held in the above named Court at 1560 West Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated March 14, 2002, and for the appointment of John K. Waltman whose address is 200 Shady Avenue, Vermillion, Minnesota 55085 as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 7/31/09 Michael Mayer Judge (COURT SEAL) P. James Taurinskas Attorney I.D. #108480 633 So. Concord St., #320 P.O. Box 605 South St. Paul, MN 55075 651-451-9743 1841574 8/6-8/13/09

PUBLIC NOTICE ORDER AND NOTICE OF HEARING

ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS AND APPOINTMENT OF ADMINISTRATOR IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION

PROBATE DIVISION Court File No. 19HA-PR-09-450 Case Type 14: Probate of an Estate In Re: Estate of: Robert Louis Duquette, a/k/a Robert J. Duquette, Deceased. TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 31st day of August, 2009, at 9:00 o’clock a.m., a hearing will be held in the above named Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of the estate adjudication of intestacy and determination of heirs of the above named decedent, and for the appointment of Barbara J. Duquette, whose address is 16555 West Rimrock Street, Surprise, Arizona 85388 as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: 7/20/2009. Richard G. Spicer Judge Drafted by: Douglas J. Debner Atty. Reg. No. 0281414 Michael W. Hero, Atty. Reg. No. 146365 Hero & Debner Law Office, P.A. 516 Washington Street Northfield, Minnesota 55057 Telephone: (507) 645-5631 Facsimile: (507) 645-5632 1818775 7/30-8/6/09

PUBLIC NOTICE ORDER TO SHOW CAUSE

STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-09-4177 In the Matter of the Petition of: GreenPoint Mortgage Funding, Inc., in Relation to Certificate of Title No. 134665 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Six (6) in Block Three (3) of South Grove according to the plat thereof on file and of record in the office of the Register of Deeds within and for said County and State. TO: TERRY KOENIGS; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 26th day of August, 2009, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 134665 and enter a new Certificate of Title for the land therein described in favor of James A. Taylor and Karen L. Taylor, Jt. Ten., subject to the memorials of Document Nos. 13229 and 13302 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 638134, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 7/8/09 BY THE COURT: Richard G. Spicer Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: James P. O'Connell Attorney for Petitioner: David R. McCalip Wilford & Geske 8425 Seasons Parkway Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 1828175 7/30-8/6/09

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: 14 - Mortgage Foreclosure Court File No.: Greenleaf Third Association, Plaintiff, v. Latrena Robinson; Stephen M. Read-Smith; Cynthia K. Read-Smith; First Union Home Equity Bank, N.A.; Wells Fargo Bank, N.A.; Metro DentalCare; XYZ Corporation; ABC Partnership; John Doe; and Mary Roe, Defendants. THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: EACH OF YOU ARE HEREBY SUMMONED AND REQUIRED to answer the complaint of the Plaintiff in the above-entitled action, which Complaint has been filed and is on file in the Office of the Clerk of District Court, in the City of Hastings, County of Dakota, State of Minnesota, and to file your answer to said Complaint in the Office of said Clerk of Court within twenty (20) days after the service of this Summons upon you, exclusive of the day of such service. If you fail to answer the Complaint within the time specified, the Plaintiff in this action will apply to the Court for the relief demanded in the Complaint. YOU ARE HEREBY NOTIFIED that this action is brought for the purpose of foreclosing an association lien granted to Plaintiff by and through Declaration of Convenants, Conditions, and Restrictions dated December 27, 1971, filed in the Office of the Dakota County Recorder and covering property legally described as follows: Lot 4, Block 3, Greenleaf Townhouses Third Addition IF PART OF THE PROPERTY TO BE SOLD CONTAINS YOUR HOUSE, YOU MAY DESIGNATE AN AREA AS A HOMESTEAD TO BE SOLD AND REDEEMED SEPARATELY. YOU MAY DESIGNATE THE HOUSE YOU OCCUPY AND ANY AMOUNT OF THE PROPERTY AS A HOMESTEAD. THE DESIGNATED HOMESTEAD PROPERTY MUST CONFORM TO THE LOCAL ZONING ORDINANCES AND BE COMPACT SO THAT IT DOES NOT UNREASONABLY REDUCE THE VALUE OF THE REMAINING PROPERTY. YOU MUST PROVIDE THE COURT WITH A LEGAL DESCRIPTION OF THE HOMESTEAD YOU HAVE DESIGNATED. Personal judgment is claimed against Latrena Robinson. Dated: 7-29-09 SEVERSON, SHELDON, DOUGHERTY & MOLENDA, P.A. By: William M. Topka, #0339003 Stephen A. Ling, #295504 Robert B. Bauer, #227365 Attorneys for Plaintiff 7300 West 147th Street, Suite 600 Apple Valley, Minnesota 55124 (952) 432-3136 ACKNOWLEDGMENT The party above-named represented by the undersigned, hereby acknowledges that sanctions may be imposed pursuant to Minn. Stat. § 549.211. /s/ William M. Topka THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1840925 8/6-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

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p q required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 18, 2009. Liberty Savings Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1321 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1782316 7/2-8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF AND IDENTITY OF THE DEBT THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 17, 2005 MORTGAGORS: Edwin M. Adams and Mapy Adams, husband and wife. MORTGAGEE: M o r t g a g e & I n v e s t ment Consultants DATE AND PLACE OF RECORDING: Registered July 20, 2005, Dakota County Registrar of Titles, Document No. 569952, Certificate of Title No. 033897. ASSIGNMENTS OF MORTGAGE: Assigned to: Option One Mortgage Corporation n/k/a Sand Canyon Corporation, Dated: June 17, 2005, Recorded: February 16, 2006, Document No. 584932. And thereafter assigned to: Wells Fargo Bank, National Association as Trustee for Securitized Asset Backed Receivables LLC 2006-OP1 Mortgage Pass-Through Certificates, Series 2006-OP1, Dated: January 9, 2009, Recorded: February 12, 2009, Document No. T639094. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage & Investment Consultants RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 3798 73rd Street East, Inver Grove Heights, MN 55076 TAX PARCEL I.D.#: 20-71151-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot Two in Block Two of South Grove No. 2 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $211,295.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 26, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT-

GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 22, 2009. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2432 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1782267 7/2-8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 30, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,289.00 MORTGAGOR(S): Michael Klug, a single person and Sara E. Almansour, a single person MORTGAGEE: First Residential Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: October 10, 2002 Dakota County Recorder, Document Number: 1945548 ASSIGNMENTS OF MORTGAGE: And assigned to: AmTrust Bank fka Ohio Savings Bank, Dated: July 31, 2002, Recorded: May 04, 2004 Dakota County Recorder, Document Number: 2200963 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Residential Mortgage Corporation Residential Mortgage Servicer: AmTrust Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3323 River Bluff Dr, Eagan, MN 55121-1720 Tax Parcel ID Number: 10-41300-115-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 115, CIC No. 358 Cedar Bluff Townhome Condominium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $131,643.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2010, or the next business day if March 24, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 06, 2009 ASSIGNEE OF MORTGAGEE: AmTrust Bank fka Ohio Savings Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006433F01 1839579 8/6-9/10/09

NOTICE PUBLIC NOTICE PUBLIC ADVERTISEMENT FOR BIDS ADVERTISEMENT FOR BIDS

DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123 Notice is hereby given that sealed bids will be received by the Office of the Director of Housing Finance & Development, Dakota County CDA, Minnesota until 10:00 AM, Wednesday, August 26, 2009, at the office of Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123, at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the Keyless Entry Installation at nine senior apartment buildings at various locations throughout Dakota County. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the Bidding Documents prepared by Dakota County CDA. Bids will be opened publicly and read aloud. A bid tabulation or other bid result will be furnished to the Bidders. Bids shall be addressed to: Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123. Mandatory pre-bid walk-throughs are scheduled on August 17 & 20, 2009 starting at 8:30 AM on each day. Attendance is required on both days of ALL bidders. Failure of a bidder to attend the walk-throughs immediately subjects his/her bid to disqualification. Call the Dakota County CDA Contact person below to find out exact details of the walk-throughs. Interested bidders can contact Bob Rosenthal @ 651-675-4483 of the D a k o t a C o u n t y C D A t o o b t a i n b id documents and receive more information regarding this project. Specifications for this project may not be available until August 17, 2009. Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. Bids shall be directed to the Project Coordinator, securely sealed and endorsed upon the outside wrapper, with the Project Address and Bid Due Date. The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin. The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the CDA. Bob Rosenthal, Capital Projects Coordinator Dakota County Community Development Agency 1842604 8/6-8/13/09

PUBLIC NOTICE ORDER AND NOTICE

OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND FOR APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND FOR DETERMINATION OF HEIRSHIP AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No. 19HA-PR-09-461 In Re: Estate of Thomas Lee Grady, also known as, Thomas L. Grady, also known as Thomas Grady, Deceased. TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given, that on the 31st day of August, 2009, at 9:00 a.m. a hearing will be held in the above named Court, at the Dakota County Judicial Center, 1560 Hwy 55, Hastings, MN for the formal probate of instruments entitled LAST WILL AND TESTAMENT OF THOMAS L. GRADY dated December 27, 2003, which instruments together purport to be the Will of the above named decedent, and for the appointment of Donna J. Grady, whose address is 2747 East River Hills Dr., Burnsville, MN 55337, as personal representative of the estate of the above-named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, said personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. NOTICE IS FURTHER GIVEN THAT ALL CREDITORS HAVING CLAIM S AGAINST SAID ESTATE ARE REQUIRED TO PRESENT THE SAME TO SAID PERSONAL REPRESENTATIVE OR TO THE DISTRICT COURT ADMINISTRATOR WITHIN FOUR MONTHS AFTER THE DATE OF THIS NOTICE OR SAID CLAIMS WILL BE BARRED. Dated: 7-24-09 Micheal V. Sovis Judge of District Court Probate Division J. Kevin McVay, Attorney for Petitioner 7400 Lyndale Avenue South, #120 Richfield, MN 55423 612-866-1057 #71602 FAX 612-866-5157 1834063 8/6-8/13/09

DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123 Notice is hereby given that sealed bids will be received by the Office of the Director of Housing Finance & Development, Dakota County CDA, Minnesota until 11:00 AM, Wednesday, August 26, 2009, at the office of Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123, at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for three separate projects and three separate bid openings for projects at Colleen Loney Manor 1675 Livingston Ave. W. St. Paul, MN 55118. The three separate projects are: 1. Passenger Elevator replacement (two elevators) 2. Asphalt replacement 3. Unit door replacement and keyless entry systems Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the Bidding Documents prepared by Dakota County CDA. Bids will be opened publicly and read aloud in the order listed above. A bid tabulation or other bid result will be furnished to the Bidders. Bids shall be addressed to: Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123. Mandatory on-site pre-bid walk-throughs are as scheduled: Passenger elevator on August 18, 2009 at 9:00AM Asphalt replacement on August 18, 2009 at 10:00AM Unit door replacement on August 18, 2009 at 11:00AM Attendance is required to bid on these projects. Failure of a bidder to attend the walk-throughs immediately subjects his/her bid to disqualification. Call the Dakota County CDA Contact person below to find out exact details of the walk-throughs. Interested bidders can contact Vince M a r k e l l @ 6 5 1 - 6 7 5 - 4 4 8 1 of the D a k o t a C o u n t y C D A t o o b t a i n b id documents and receive more information regarding these projects. Specifications for the three projects will not be available until August 17, 2009. Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. Sealed bids shall be addressed on the outside wrapper to: Vince Markell, Dakota County CDA Project name (either Passenger Elevator replacement, Asphalt replacement, or Unit door replacement) Bid due date and time. These projects are Davis-Bacon prevailing wage projects. The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin. The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the CDA. Vince Markell, Capital Fund Coordinator Dakota County Community Development Agency 1844391 8/6-8/13/09

PUBLIC NOTICE NOTICE AND ORDER OF HEARING

ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-09-451 Estate of Helen H. Johnson aka Helen Charlotte Johnson, Decedent. It is Ordered and Notice is given that on 8-17-09, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55 West, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, October 14, 1997, (“Will”), and for the appointment of Jolene K. Fluegge, whose address is 13610 Georgia Drive, Apple Valley, MN, 55124 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 7/21/09 BY THE COURT Shawn M. Moynihan Judge of District Court (COURT SEAL)

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�� (COURT SEAL) Attorney for Petitioner Terrence A. Merritt NOTICE AND ORDER OF Severson, Sheldon, Dougherty & HEARING ON PETITION FOR Molenda, P.A. FORMAL ADJUDICATION OF 7300 West 147th Street, Suite 600 INTESTACY, DETERMINATION OF Apple Valley, MN 55124 HEIRSHIP, APPOINTMENT OF Attorney License No: 0072151 PERSONAL REPRESENTATIVE Telephone: (952) 953-8824 AND NOTICE TO CREDITORS FAX: (952) 432-3780 STATE OF MINNESOTA Email: merrittt@seversonsheldon.com 1819004 7/30-8/6/09 COUNTY OF Dakota DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT NOTICE AND ORDER Court File No. 19HA-PR-09-474 OF HEARING ON PETITION ESTATE OF Roger J. Pollok, DECEFOR FORMAL ADJUDICATION DENT. OF INTESTACY, DETERMINATION It is Ordered and Notice is given that OF HEIRSHIP, APPOINTMENT on August 31, 2009 at 9:00 a.m. a hearOF PERSONAL REPRESENTATIVE ing will be held in this Court at the AND NOTICE TO CREDITORS Dakota County Judicial Center, 1560 STATE OF MINNESOTA Highway 55, Hastings, Minnesota, for COUNTY OF DAKOTA the adjudication of intestacy and FIRST JUDICIAL DISTRICT determination of heirship of the DeceDISTRICT COURT dent, and for the appointment of DenPROBATE DIVISION nis P. Barrett whose address is: 1570 Case No. 19HA-PR-09-462 Concordia Avenue, St. Paul, MN 55104 Estate of DAVID A. BENTE, Dece- a s p e r s o n a l r e p r e s e n t a t i v e o f t h e dent. Estate of the Decedent in an UNSUIt is Ordered and Notice is given that PERVISED administration. Any objecon August 31, 2009 at 9:00 a.m., a tions to the Petition must be filed with hearing will be held in this Court at the Court prior to or raised at the hear1560 Highway 55, Hastings, Minnesota, ing. If proper and if no objections are for the adjudication of intestacy and filed or raised, the personal represendetermination of heirship of the Dece- tative will be appointed with full power d e n t , a n d f o r t h e a p p o i n t m e n t o f to administer the Estate, including the Brenda Bente, whose address is P.O. power to collect all assets, pay all legal Box 374, Victoria, MN, 55386 as Per- debts, claims, taxes and expenses, to sonal Representative of the Estate of sell real and personal property, and do the Decedent in an UNSUPERVISED all necessary acts for the Estate. administration. Any objections to the Notice is also given that (subject to petition must be filed with the Court Minn. Stat. 524.3-801) all creditors prior to or raised at the hearing. If having claims against the Estate are proper and if no objections are filed or required to present the claims to the raised, the Personal Representative personal representative or to the Court will be appointed with full power to Administrator within four months after administer the Estate, including the the date of this Notice or the claims power to collect all assets, to pay all will be barred. legal debts, claims, taxes and Date 7/29/09 expenses, to sell real and personal Robert Carolan property, and to do all necessary acts Judge for the Estate. (COURT SEAL) Notice is also given that (subject to Attorney For Personal Representative Minn. Stat. 524.3-801) all creditors James M. Burkhardt having claims against the Estate are Attorney at Law required to present the claims to the 215 Fourth Street North Personal Representative or to the Cannon Falls, MN 55009 C o u r t A d m i n i s t r a t o r w i t h i n f o u r 507-263-3921 months after the date of this Notice or Attorney I.D. 13286 the claims will be barred. 1839096 8/6-8/13/09 Dated: July 24, 2009 BY THE COURT Thomas Poch NOTICE OF AND ORDER Judge of District Court FOR HEARING ON PETITION (COURT SEAL) FOR FORMAL ADJUDICATION OF Attorney for Petitioner INTESTACY, DETERMINATION OF Robert J. Wendling HEIRS, FORMAL APPOINTMENT WENDLING & ASSOCIATES, P.A. OF PERSONAL REPRESENTATIVE Suite 145 AND NOTICE TO CREDITORS 201 West Burnsville Parkway STATE OF MINNESOTA Burnsville, MN 55337 COUNTY OF DAKOTA Attorney License No: 183957 DISTRICT COURT Telephone: (952) 894-2546 FIRST JUDICIAL DISTRICT FAX: (952) 890-1579 Court File No.: 19HA-PR-09-440 1841417 8/6-8/13/09 In Re: Estate of Stanley Keith Larson, Decedent. It is Ordered and Notice is given that NOTICE OF INFORMAL PROBATE on 8-31-09 at 9:00 a.m., a hearing will OF WILL AND APPOINTMENT OF be held in this Court at Hastings, MinPERSONAL REPRESENTATIVE AND nesota, on a petition for the adjudicaNOTICE TO CREDITORS tion of intestacy and determination of STATE OF MINNESOTA decedent’s heirs, and for the appointCOUNTY OF DAKOTA ment of Keith Bryan Larson, whose FIRST JUDICIAL DISTRICT address is 4455 Village Lake Drive, SE, DISTRICT COURT P.O. Box 502, Prior Lake, MN 55372, as PROBATE DIVISION p e r s o n a l r e p r e s e n t a t i v e o f t h e Court File No. 19HA-PR-09-480 decedent’s estate in an unsupervised Estate of Walter William Hodgson administration. a/k/a Bill Hodgson, Decedent. Any objections to the petition must Notice is given that an application be raised at the hearing or filed with for informal probate of the Decedent’s the Court prior to the hearing. If the will dated July 24, 2003 and first codi- petition is proper and no objections cil to the will, dated December 20, are filed or raised, the personal repre2007, has been filed with the Registrar. sentative will be appointed with the The application has been granted. full power to administer the decedent’s Notice is also given that the Regis- estate, including the power to collect trar has informally appointed Susan C. a l l a s s e t s ; t o p a y a l l l e g a l d e b t s , Hodgson and Anne S. Hodgson, whose claims, taxes, and expenses; to sell addresses are, respectively, 701 Lin- real and personal property; and to do d e n S t r e e t , # 1 0 2 , S t . P a u l , M N all necessary acts for the decedent’s 55118-1168 and 318 Busch Terrance, estate. Minneapolis, MN 55419 as personal Notice is further given that, subject representatives of the Estate of the to Minn. Stat. § 524.3-801, all crediDecedent. Any heir, devisee or other t o r s h a v i n g c l a i m s a g a i n s t t h e interested person may be entitled to d e c e d e n t ’ s e s t a t e a r e r e q u i r e d t o appointment as personal representa- present the claims to the personal reptive or may object to the appointment resentative or to the Court within four of the personal representatives. Unless (4) months after the date of this notice objections are filed with the Court or the claims will be barred. (pursuant to Minn. Stat. 524.3-607) Dated: 7/24/09 and the Court otherwise orders, the Richard G. Spicer personal representatives have full Judge of District Court power to administer the Estate, includ- Carlson Estate Planning ing, after 30 days from the date of Kevin C. Lanigan issuance of letters, the power to sell, MN # 14339 encumber, lease or distribute real 7650 Edinborough Way, Suite 750 estate. Edina, MN 55435 Any objections to the probate of the Telephone: 952-832-9000 Will or appointment of the Personal Facsimile: 952-896-0001 Representatives must be filed with this e-mail: klanigan@carldonplanning.com Court and will be heard by the Court 1834174 8/6-8/13/09 after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to NOTICE OF MORTGAGE Minn. Stat. 524.3-801) all creditors FORECLOSURE SALE having claims against the Estate are NOTICE IS HEREBY GIVEN that required to present the claims to the personal representatives or to the default has occurred in the conditions C o u r t A d m i n i s t r a t o r w i t h i n f o u r of the following described mortgage: DATE OF MORTGAGE: March 07, months after the date of this Notice or 2003 the claims will be barred. ORIGINAL PRINCIPAL AMOUNT OF Dated: July 31st, 2009 MORTGAGE: $140,000.00 Carol M. Renn MORTGAGOR(S): Bryan A. Youness Registrar and Tanya R. Youness, husband and By: Joann Bauer wife Deputy Registrar MORTGAGEE: Mortgage Electronic Attorney for Applicant Registration Systems, Inc. Alison J. Midden DATE AND PLACE OF RECORDING: Briggs and Morgan, P.A. Recorded: April 22, 2003 Dakota 2400 IDS Center Recorder, Document Number: County Minneapolis, MN 55402 2033944 Attorney License No: 0302934 Transaction Agent: Mortgage ElecTelephone: (612) 977-8218 tronic Registration Systems, Inc. FAX: (612) 977-8650 Transaction Agent Mortgage IdentifiEmail: amidden@briggs.com

PUBLIC NOTICE

1841193

8/6-8/13/09

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�� sota to pay the debt secured by said mort�� Transaction Agent Mortgage Identifi cation Number: 100060677002108249 Lender or Broker: Source One Mortgage, LLC Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18170 Echo Dr, Farmington, MN 55024-9111 Tax Parcel ID Number: 14-19501-180-02 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Dakota County Estates Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $130,601.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 02, 2009 MORTGAGEE: M o r t g a g e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005795F01 1781176 7/2-8/6/09

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,993.00 MORTGAGOR(S): Thomas J. Johnson, a single person and Erica J. Langenfeld, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 10, 2005 Dakota County Recorder, Document Number: 2369306 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A., Dated: June 18, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000340303 Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 481 Tiffany Dr, Hastings, MN 55033-3983 Tax Parcel ID Number: 19-16402-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Cari Park 3rd Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $197,487.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota

gage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 02, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006063F01 1779585 7/2-8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

ABANDONED. Dated: June 17, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1797 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1782147 7/2-8/6/09

PUBLIC NOTICE NOTICE AND ORDER

OF HEARING ON PETITION FOR PROBATE OF WILL AND CODICIL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-09-466 ESTATE OF KARI C. FASTH, aka KARI FASTH, DECEDENT. It is Ordered and Notice is given that on August 31, 2009 at 9:00 a.m. a hearing will be held in this Court at 1560 Highway 55, Hastings, MN 55033, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated December 22, 2003 and codicil to the will dated January 8, 2008, and for the appointment of Amy F. Feliss whose address is: 316 Uplands Drive, Aptos, CA 95003 as personal representative of the Estate of the Decedent in a SUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 7/27/09 David L. Knutson Judge (COURT SEAL) Attorney For Personal Representative Ivory L. Ruud, Esq. (0387000) Thomsen & Nybeck, P.A. 3300 Edinborough Way Suite 600 Edina, MN 55435 (952) 835-7000 Fax No. (952) 835-9450 (Email: iruud@tn-law.com) 1834009 8/6-8/13/09

PUBLIC NOTICE NOTICE OF INFORMAL

APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-09-460 Estate of Marie Alice Lohmar a/k/a Marie A. Lohmar and Marie Lohmar, Decedent. Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted. Notice is also given that the Registrar has informally appointed Sharon Lohmar, whose address is 1077 Sibley Memorial Highway, #511, Mendota Heights, MN, 55118 as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 7-23-09 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney for Personal Representative Robert P. Laue Christensen & Laue, P.A. 5101 Vernon Avenue South, Suite 400 Edina, MN 55436 Attorney License No: 176618 Telephone: (952) 927-8855 FAX: (952) 927-5427 Email: rpl@edinalaw.com 1822659 7/30-8/6/09

PUBLIC NOTICE NOTICE OF AND ORDER

FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-09-449 In Re: Estate of Rose Mary O. Beissel, also known as RoseMary O. Beissel, Rosemary O. Beissel and Rosemary Beissel, Decedent. It is Ordered and Notice is given that on August 31, 2009 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated February 11, 1982, and for the appointment of Jeffrey W. Beissel as personal representative of the estate of the decedent in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 7/20/09 BY THE COURT Richard G. Spicer Judge of District Court Patrick J. Gallagher (MN# 33182) Ginkel & Gallagher 563 Bielenberg Drive, #215 Woodbury, Minnesota 55125 Telephone: (651) 224-4741 Facsimile: (651) 223-5318 1819235 7/30-8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 22, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3305 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1781514 7/2-8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 7, 2005 MORTGAGORS: James P. McDonald and Beth K. Mclarnan, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered November 21, 2005, Dakota County Registrar of Titles, Document No. 579651, Certificate of Title No. 114351. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: April 3, 2006, Recorded: April 17, 2006, Document No. 588147. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520032225056 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4805 E r i k s B o u l e vard, Eagan, MN 55122 TAX PARCEL I.D. #: 107820002005 LEGAL DESCRIPTION OF PROPERTY: Lot 2, in Block 5 in Twin View Manor, together with a non-exclusive easement for drive purposes over and across the South 14 feet of the East 80 feet of Lot 1, Block 5, Twin View Manor, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $264,776.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 10, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-284 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1843688 8/6-9/10/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 4 , 2004 MORTGAGOR: Kevin Boehmer and Joyce Boehmer, husband and wife. MORTGAGEE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded September 22, 2004, Dakota County Recorder, Document No. 2250542. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 639 Highway 110, Mendota Heights, MN 55118 TAX PARCEL I.D.#: 27-28700-152-00 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Gailand Heights, Except the North 158 feet thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $227,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $231,803.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 3, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1053 646101148 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1844354 8/6-9/10/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $307,500.00 MORTGAGOR(S): Debra Proulx and Danny Clarkson as joint tenants MORTGAGEE: Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: December 15, 2004 Dakota County Recorder, Document Number: 2276603 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wachovia Mortgage, FSB f/k/a World Savings Bank,

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gage, FSB f/k/a World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3698 Widgeon Way, Eagan, MN 55123-1113 Tax Parcel ID Number: 106590410001 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, St. Francis Wood 5th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $347,074.48 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 14, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 02, 2009 MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005095F01 1781576 7/2-8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

DATE AND TIME OF SALE: August 20, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 22, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-100 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1782209 7/2-8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 22, 2007 MORTGAGOR: Leann Peters, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 3, 2007, Dakota County Recorder, Document No. 2528302. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-H1, Dated: June 16, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240014988585 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corp. RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1409 12th Street West, Hastings, MN 55033 TAX PARCEL I.D.#: 19-64500-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Rocky Ridge Townhouses First Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $156,455.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 18, 2009. U.S. Bank National Association, Trustee

Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3307 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1780039 7/2-8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 1999 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,175.00 MORTGAGOR(S): Christina Calisano, a single person and James Kaufenberg, a single person MORTGAGEE: EquiCredit Corporation of Mn. DATE AND PLACE OF RECORDING: Recorded: May 21, 1999 Dakota County Recorder, Document Number: 1607141 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, f/k/a First Bank National Association Trust U/A dated 6/1/99 (EQCC H o m e E q u i t y L o a n T r u s t 1 9 9 9 - 2 ), Dated: June 07, 2002, Recorded: June 28, 2002 Dakota County Recorder, Document Number: 1911151 And assigned to: NationsCredit Financial Services Corporation, Dated: May 11, 2009 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: EquiCredit Corporation of Mn. Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14304 Portland Ave, Burnsville, MN 55337-4686 Tax Parcel ID Number: 02-84811-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Wood Park Flat Twelve, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $138,284.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 11, 2009 ASSIGNEE OF MORTGAGEE: NationsCredit Financial Services Corporation Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003813F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 30, 2009 at 10:00 AM has been postponed to September 03, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 30, 2009 ASSIGNEE OF MORTGAGEE: NationsCredit Financial Services Corporation Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003813F01 1839691 8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 23, 2007 MORTGAGORS: Joleen L. Munson and Jens B. Munson, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 5, 2007, Dakota County Recorder, Document No. 2507777. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3, Dated: July 15, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240013641342 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 6683 Folsom Path, Farmington, MN 55024 TAX PARCEL I.D.#: 22-18301-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, County Pond South 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $270,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $282,978.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 7, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 27, 2009. US Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3390 1044867114 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1843981 8/6-9/10/09

PUBLIC NOTICE NOTICE OF MORTGAGE

�� Group, Inc.NKA CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded July 11, 2005, Dakota County Recorder, Document No. 2338778. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc.NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3155 Coachman Road 340, Eagan, MN 55121 TAX PARCEL I.D.#: 10-18100-506-01 LEGAL DESCRIPTION OF PROPERTY: Unit Number 340, Coachman Oaks Condominium, Condominium File Number 45, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $99,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $98,845.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 23, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1885 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1781742 7/2-8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

�� INCLUD �� DUE AS OF DATE OF NOTICE,

ING TAXES, IF ANY, PAID BY MORTGAGEE: $196,471.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 24, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3340 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1782512 7/2-8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 24, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $258,000.00 MORTGAGOR(S): Eric A. Goeman, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 03, 2008 Dakota County Recorder, Document Number: 2620922 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A., Dated: June 19, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268001835194 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16590 Imperial Cir, Lakeville, MN 55044-5600 Tax Parcel ID Number: 22-83300-130-01 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Walnut Ridge AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $270,836.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

��

�� CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 02, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004419F01 1781359 7/2-8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 2 , 2007 MORTGAGORS: Nicole J. Voss and Scott Voss, wife and husband. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded October 23, 2007, Dakota County Recorder, Document No. 2552184. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association as successor in interest to Washington Mutual Bank MORTGAGED PROPERTY ADDRESS: 16440 Havelock Way, Lakeville, MN 55044 TAX PARCEL I.D.#: 22-32902-080-05 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 5, Highview Heights 3rd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $260,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $266,362.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 24, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 27, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2392 3014620664 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1844314 8/6-9/10/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 16, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,950.00 MORTGAGOR(S): Henry M. Moore, husband, Letitia M. Moore, wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 29, 2007 Dakota County Recorder, Document Number: 2558459 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402069890550 Lender or Broker: SunTrust Mortgage, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4870 Boatman Ln, Inver Grove Heights, MN 55076-1160 Tax Parcel ID Number: 20-44027-905-10 LEGAL DESCRIPTION OF PROPERTY: CIC No. 434 Lafayette Park East Unit No. 10905, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $246,607.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 18, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004661F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 06, 2009 at 10:00 AM has been postponed to September 10, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 06, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004661F01 1844240 8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 14, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $1,000,000.00 MORTGAGOR(S): Michael N Safi and Patricia A. Safi, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 22, 2007 Dakota County Recorder, Document Number: 2498647 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100226700000077900

cation Number: 100226700000077900 Lender or Broker: Citizens State Bank Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8964 Almquist Way, Inver Grove Heights, MN 55077-3565 Tax Parcel ID Number: 20-47575-010-08 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 8, Marianna Ranch, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $1,065,917.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 02, 2009 M O R T G A G E E : M o r t g ag e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005887F01 1780735 7/2-8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2009 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 19, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3292 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1781447 7/2-8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3319 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1782475 7/2-8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,759.00 MORTGAGOR(S): Bonifacio Osorio Aguilar and Dorotea Monterrey, as husband and wife MORTGAGEE: Brier Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: May 21, 2002 Dakota County Recorder, Document Number: 1898362 ASSIGNMENTS OF MORTGAGE: And assigned to: CitiMortgage, Inc. successor by merger with ABN AMRO Mortgage Group, Inc., Dated: April 30, 2002, Recorded: September 16, 2002 Dakota County Recorder, Document Number: 1936053 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Brier Mortgage Corporation Residential Mortgage Servicer: CitiMortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 401 8th St, Farmington, MN 55024-1402 Tax Parcel ID Number: 14-03200-020-33 LEGAL DESCRIPTION OF PROPERTY: The North 65 feet of the West 231 feet of the North 140 feet of the South 440 feet of the Southwest 1/4 of the Northwest 1/4 of Section 32, Township 114, Range 19, according to the Government Survey thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $142,078.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 18, 2009 ASSIGNEE OF MORTGAGEE: CitiMortgage, Inc. successor by merger with ABN AMRO Mortgage Group, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005387F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 06, 2009 at 10:00 AM has been postponed to September 10, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 06, 2009 ASSIGNEE OF MORTGAGEE: CitiMortgage, Inc. successor by merger with ABN AMRO Mortgage Group, Inc. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005387F01 1830549 8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 23, 2003 MORTGAGOR: Deanna D. Huehn, a single person. MORTGAGEE: N a t i o n a l C i t y R e a l Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co. dba Commonwealth Mid-Atlantic Mortgage. DATE AND PLACE OF RECORDING: Recorded September 9, 2003, Dakota County Recorder, Document No. 2106478. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co. dba Commonwealth Mid-Atlantic Mortgage RESIDENTIAL MORTGAGE SERVICER: National City Real Estate Services LLC MORTGAGED PROPERTY ADDRESS: 4510 B Cinnamon Ridge Trail, Eagan, MN 55122 TAX PARCEL I.D.#: 10-17400-151-00 LEGAL DESCRIPTION OF PROPERTY: Building B, Unit No. 11, Cinnamon Ridge Carriage Homes, A Condominium, Condominium No. 41, Located in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $107,998.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $105,922.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 1, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 1, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 30, 2009. National City Real Estate Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1794 0002373779 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1843575 8/6-9/10/09

PUBLIC NOTICE NOTICE OF MORTGAGE

��

a married person. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded June 19, 2008, Dakota County Recorder, Document No. 2597706. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: June 17, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 5467 180th Street West, Farmington, MN 55024 TAX PARCEL I.D.#: 14-19500-020-08 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 8, Dakota County Estates, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,190.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $128,150.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 18, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6790 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1782252 7/2-8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 23, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1890 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1781873 7/2-8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 24, 2009. National City Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3328 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1781404 7/2-8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 11, 2004 MORTGAGORS: Jeremy J. Deysach and Michelle M. Deysach, husband and wife. MORTGAGEE: First Franklin Financial Corporation. DATE AND PLACE OF RECORDING: Recorded December 15, 2004, Dakota County Recorder, Document No. 2276615. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for FFMLT Trust 2005-FF2, Mortgage Pass-Through Certificates, Series 2005-FF2, Dated: July 14, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1355 Balsam Street East, Eagan, MN 55123 TAX PARCEL I.D.#: 10-84354-100-02 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, Wilderness Run 5th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $247,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $257,812.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 24, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 23, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3366 1044399647 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1843605 8/6-9/10/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 7, 2007 MORTGAGORS: Ronald H. Pierce and Catherine Pierce, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 17, 2007, Dakota County Recorder, Document No. 2561799. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: July 20, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000269-0014097448-5 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4898 West 190th Street, Farmington, MN 55024 TAX PARCEL I.D.#: 14-47800-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Meadow Creek 1st Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $260,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $270,995.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 24, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 29, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2080 2004883155 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1843804 8/6-9/10/09

PUBLIC NOTICE NOTICE OF MORTGAGE

��Inc., �� Assigned to: CitiMortgage, Dated: February 16, 2009, Recorded: March 10, 2009, Document No. 2642766. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000606-7700243103-9 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ryan Mortgage Co. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 321 11th Street, Farmington, MN 55024 TAX PARCEL I.D.#: 14-22507-030-04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, East Farmington Eighth, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,214.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $225,377.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 25, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 25, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1440 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1782457 7/2-8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

�� That �� or no action required by statute; proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 11, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 11, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2225 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1780248 7/2-8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 14, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $335,500.00 MORTGAGOR(S): Huong Kim Nguyen, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 24, 2006 Dakota County Recorder, Document Number: 2422970 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039295046575493 Lender o r B r o k e r : First Magnus Financial Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20701 Gemini Trl, Lakeville, MN 55044-2514 Tax Parcel ID Number: 22-71450-080-03 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Spyglass, according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $334,144.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 14, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

��

�� PRODUCTION, AND ARE ABANDONED. DATED: July 02, 2009 MORTGAGEE: M o r t g a g e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005824F01 1781196 7/2-8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 21, 2002 MORTGAGORS: Silvia E. Padilla and Marvin O. Padilla, wife and husband. MORTGAGEE: Mortgages Unlimited, Inc. DATE AND PLACE OF RECORDING: Recorded February 12, 2003, Dakota County Recorder, Document No. 1999525. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc., Dated: November 21, 2002, Recorded: February 12, 2003, Document No. 1999526. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 423 East Bernard Street, West Saint Paul, MN 55118 TAX PARCEL I.D.#: 42-34100-220-02 LEGAL DESCRIPTION OF PROPERTY: Lot 20, 21 and 22, Block 2, Hutchinson's Addition to St. Paul, together with that part of the vacated alley adjacent thereto which accrued thereto by reason of the vacation thereof, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,489.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $168,178.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 23, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 24, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2078 624375186 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1830659 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 31, 2005 MORTGAGOR: M i s h a L . R e z a c , a single person. MORTGAGEE: First Franklin. DATE AND PLACE OF RECORDING: Recorded June 9, 2005, Dakota County Recorder, Document No. 2329269. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: February 8, 2006, Recorded: March 6, 2006, Document No. 2410415. And thereafter assigned to: Deutsche Bank National Trust Company, as Trustee for FFMLT Trust 2005-FF8, Mortgage Pass-Through Certificates, Series 2005-FF8, Dated: July 14, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 17125 Encina Path, Lakeville, MN 55024 TAX PARCEL I.D.#: 22-18101-206-06 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1206, Common Interest Community No. 329, Cornerstone Lake Condominiums, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $143,533.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 27, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3370 1044497405 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1843626 8/6-9/10/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,000.00 MORTGAGOR(S): Michael J. Olson, a single person MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: October 28, 2003 Dakota County Recorder, Document Number: 2132087 LOAN MODIFICATION: Dated: March 01, 2008, Recorded: December 24,

01, 2008, Recorded: December 24, 2008, Document Number: 2628188 ASSIGNMENTS OF MORTGAGE: And assigned to: Ameriquest Mortgage Company, Dated: July 25, 2003, Recorded: August 25, 2006 Dakota County Recorder, Document Number: 2456284 And assigned to: Deutsche Bank National Trust Company, as Trustee , Dated: July 25, 2003, Recorded: August 25, 2006 Dakota County Recorder, Document Number: 2456285 And assigned to: Deutsche Bank National Trust Company, as Trustee for Asset-Backed Pass-Through Certificates, Series 2003-W1, Dated: June 19, 2009 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20530 Hollins Ave W, Lakeville, MN 55044-8677 Tax Parcel ID Number: 22-76800-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Todd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $150,719.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 02, 2009 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for Asset-Backed Pass-Through Certificates, Series 2003-W1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004278F01 1781613 7/2-8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $285,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $335,803.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 25, 2009. GRP Loan, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1305 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1782283 7/2-8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 02, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005668F01 1781545 7/2-8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $222,000.00 MORTGAGOR(S): Frank Perilli and Sandra J. Perilli, husband and wife MORTGAGEE: First Residential Mortgage Corp. DATE AND PLACE OF RECORDING: Recorded: August 11, 2005 Dakota County Recorder, Document Number: 2349998 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A., Dated: July 20, 2005, Recorded: October 11, 2005 Dakota County Recorder, Document Number: 2369597 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Residential Mortgage Corp. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9839 208th St W, Lakeville, MN 55044-8813 Tax Parcel ID Number: 22-75850-100-01 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, The Meadows, Dakota County, MN AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $229,211.06 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 11, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004414F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 30, 2009 at 10:00 AM has been postponed to September 09, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 30, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004414F01 1839670 8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 8 , 2003 MORTGAGOR: Christine Peterson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 15, 2003, Dakota County Recorder, Document No. 2124408. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: July 25, 2008, Recorded: July 28, 2008, Document No. 2604774. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100226700000037938 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citizens State Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 2801 125th Street East, Burnsville, MN 55337 TAX PARCEL I.D.#: 02-18350-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Country Wood Estates. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $245,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $263,189.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 24, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 29, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2088 8284030 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1843662 8/6-9/10/09

PUBLIC NOTICE NOTICE OF MORTGAGE

��

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 328 River Woods Lane, Burnsville, MN 55337 TAX PARCEL I.D.#: 02-77009-030-09 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 9, Townhouse Villages at River Woods 10th Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $122,705.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 16, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1867 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1782384 7/2-8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 19, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 22, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6818 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1782239 7/2-8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 08, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,000.00 MORTGAGOR(S): William H. Kutzorik, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: February 02, 2007 Dakota County Recorder, Document Number: 2493542 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Bank National Association ND Residential Mortgage Servicer: U.S. Bank Consumer Finance Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13637 Heather Hills Dr, Burnsville, MN 55337-3907 Tax Parcel ID Number: 02-32251-050-07 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 7, Heather Hills 2nd Addition, together with appurtenant easements created pursuant to Declaration, Document No. 427403 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $199,896.86 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 02, 2009 MORTGAGEE: U.S. Bank

MORTGAGEE: U.S. Bank National Association ND Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005269F01 1776790 7/2-8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 06, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $231,000.00 MORTGAGOR(S): Sheila Rae Gordon, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 02, 2007 Dakota County Recorder, Document Number: 2534877 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100196368001430639 Lender or Broker: Guaranteed Rate, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18358 Kerrville Trl, Lakeville, MN 55044-7310 Tax Parcel ID Number: 22 58501 806 20 LEGAL DESCRIPTION OF PROPERTY: Unit Number 806, Prairie Lake Lodges, C.I.C. Number 372, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $238,568.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 02, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004710F01 1782433 7/2-8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 09, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,400.00 MORTGAGOR(S): Michael L. Vandelac MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: May 03, 2007 Dakota County Registrar of Titles, Document Number: 609939 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200016567436 Lender or Broker: American Brokers Conduit Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 140153 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 751 22nd Ave N,

Property Address: 751 22nd Ave N, South Saint Paul, MN 55075-1318 Tax Parcel ID Number: 367680030001 LEGAL DESCRIPTION OF PROPERTY: Lot 30, block 1 of Tower Heights AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,686.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 02, 2009 M O R T G A G E E : Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004579F01 1781143 7/2-8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 31, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $324,000.00 MORTGAGOR(S): Regenia G. David and Richard W. David, wife and husband MORTGAGEE: Ameriquest Mortgage Company DATE AND PLACE OF RECORDING: Recorded: December 16, 2002 Dakota County Recorder, Document Number: 1972990 LOAN MODIFICATION: Dated: April 24, 2008, Recorded: September 29, 2008, Document Number: 2615184 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, National Association as successor by merger with LaSalle Bank, N.A., Dated: April 03, 2008, Recorded: April 23, 2008 Dakota County Recorder, Document Number: 2586287 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Ameriquest Mortgage Company Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3681 Widgeon Way, Eagan, MN 55123-1157 Tax Parcel ID Number: 10-65904-140-02 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, St. Francis Wood 5th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $336,512.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said

�� six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 02, 2009 ASSIGNEE OF MORTGAGEE: Bank of America, National Association as successor by merger with LaSalle Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004272F02 1781704 7/2-8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 MORTGAGOR(S): Deandre Lachonne Slater and Christina Rose Adams, both single persons MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: July 20, 2006 Dakota County Registrar of Titles, Document Number: 594168 LOAN MODIFICATION: Dated: March 31, 2008, Registered: June 27, 2008, Document Number: 630068 ASSIGNMENTS OF MORTGAGE: And assigned to: Avelo Mortgage, LLC, Dated: November 09, 2007, Registered: November 13, 2007 Dakota County Registrar of Titles, Document Number: 619905 And assigned to: Bank of America, National Association as successor by merger to Lasalle Bank, National Association, as trustee under the Pooling and Servicing Agreement dated as of January 1, 2007, GSAMP Trust 2007-H1, Dated: June 17, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910006560995 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 140294 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8376 Lower 138th Ct, Apple Valley, MN 55124-9415 Tax Parcel ID Number: 01-84193-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Wildwood Fourth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $236,985.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 20, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

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OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 02, 2009 ASSIGNEE OF MORTGAGEE: Bank of America, National Association as successor by merger to Lasalle Bank, National Association, as trustee under the Pooling and Servicing Agreement dated as of January 1, 2007, GSAMP Trust 2007-H1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004636F01 1779959 7/2-8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 31, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $391,200.00 MORTGAGOR(S): Craig Andrews, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 30, 2007 Dakota County Recorder, Document Number: 2541158 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, National Association, as Trustee, on behalf of the holders of the CSMC Mortgage-backed Pass-through Certificates, Series 2007-7, Dated: July 06, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030011994903 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19600 Embers Ave, Farmington, MN 55024-7362 Tax Parcel ID Number: 14-56800-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Parkview Ponds, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $402,944.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2010, or the next business day if March 24, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 06, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association, as Trustee, on behalf of the holders of the CSMC Mortgage-backed Pass-through Certificates, Series 2007-7 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006435F01 1839494 8/6-9/10/09

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�� MORTGAGEE: First Franklin DATE AND PLACE OF RECORDING: ��

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2005 MORTGAGORS: Tim J. Powers and Sabrina Powers, husband and wife. MORTGAGEE: NationPoint. DATE AND PLACE OF RECORDING: Recorded May 16, 2005, Dakota County Recorder, Document No. 2322247. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: August 31, 2005, Recorded: September 19, 2005, Document No. 2361800. And thereafter assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank National Association, as Trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-FF1, Dated: July 28, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NationPoint RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 14386 Banyan Lane, Rosemount, MN 55068 TAX PARCEL I.D.#: 34-14700-080-04 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Bloomfield, Common Interest Community No. 250, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,712.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 8, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 30, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3367 1044479143 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1844203 8/6-9/10/09

PUBLIC NOTICE NOTICE OF MORTGAGE

Registered November 8, 2007, Dakota County Registrar of Titles, Document No. 619916, Certificate of Title No. 143757. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: June 17, 2009. And thereafter assigned to: National City Bank, Dated: June 23, 2009. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 8240 Cloman Avenue East, Inver Grove Heights, MN 55076 TAX PARCEL I.D.#: 20-18851-040-03 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, in Cukier 2nd, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $189,831.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 24, 2009. National City Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3312 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1789588 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 25, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 25, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1705 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1783486 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 01, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,720.00 MORTGAGOR(S): Kevin A. Kopp, a single person and Andrea D. Springer, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 22, 2005 Dakota County Recorder, Document Number: 2383311 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100220710000095352 Lender or Broker: Maribella Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 401 Linden St, South Saint Paul, MN 55075-5903 Tax Parcel ID Number: 364530007009 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 9, Lincoln Park Addition to South St. Paul, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $134,249.85 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 09, 2009 M O R T G A G E E : Mortgage E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005567F01 1789052 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2004 MORTGAGORS: Wayne Allen Lord and Julia Ann Lord, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 21, 2004, Dakota County Recorder, Document No. 2217792. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: June 24, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900300698908 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage, LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 15813 Drawstone Trail, Apple Valley, MN 55124 TAX PARCEL I.D.#: 01-18050-020-06 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 6, Common Interest Community Number 357, Cobblestone Lake, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $452,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $461,118.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 29, 2009. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-876 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1789366 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 04, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $251,200.00 MORTGAGOR(S): Benjamin T. Heidtke and Tracy M. Heidtke, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 19, 2005 Dakota County Recorder, Document Number: 2362109 ASSIGNMENTS OF MORTGAGE: And

ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A., Dated: June 26, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000229670 Lender or Broker: Spectra Financial Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8557 Bechtel Ct, Inver Grove Heights, MN 55076-5105 Tax Parcel ID Number: 20-54870-110-02 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, Orchard Meadows AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $270,827.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 09, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005367F01 1788659 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 29, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-246 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1789258 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

��

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 1, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6873 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1789447 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 17, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,000.00 MORTGAGOR(S): Joan Remick Kennedy and Charles Edward Kennedy, III, wife and husband MORTGAGEE: The Lending Connection, Inc. DATE AND PLACE OF RECORDING: Recorded: August 15, 2003 Dakota County Recorder, Document Number: 2095197 ASSIGNMENTS OF MORTGAGE: And assigned to: New Century Mortgage Corporation, Dated: December 12, 2006, Recorded: January 22, 2007 Dakota County Recorder, Document Number: 2490075 And assigned to: Deutsche Bank National Trust Company, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2003, Morgan Stanley Dean Witter Capital I, Inc., Trust 2003-NC3, Dated: January 04, 2003, Recorded: January 22, 2007 Dakota County Recorder, Document Number: 2490076 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: The Lending Connection, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1440 Highview Ave, Eagan, MN 55121-1142 Tax Parcel ID Number: 10-32880-095-00 LEGAL DESCRIPTION OF PROPERTY: The West 30 feet of Lot 6, the East 30 feet of the North 60 feet of the West 360 feet of Lot 9 and the West 330 feet of Lot 9, all in Highview Acres, except that part contained within Remick Addition. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $194,256.17 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2003, Morgan Stanley Dean Witte r Capital I, Inc., Trust 2003-NC3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007287F01 1830213 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 , 2002 MORTGAGOR: David R. Hoffman, a single man. MORTGAGEE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded October 10, 2002, Dakota County Recorder, Document No. 1945606. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17547 Five Oaks Drive, Farmington, MN 55024 TAX PARCEL I.D.#: 22-20878-040-04 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, Dodd Ridge Fourth Addition, Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $143,556.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 1, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 1, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 29, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1521 625953134 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1843934 8/6-9/10/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 11, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $262,000.00 MORTGAGOR(S): Karen L. Hauer and Terry L. Hauer, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 30, 2008 Dakota County Recorder, Document Number: 2568942 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440004032097 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC

Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1396 -1398 Sigfrid S, Eagan, MN 55123 Tax Parcel ID Number: 10-84354-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Wilderness Run Fifth Addition, Dakota County AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $272,540.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 09, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005388F01 1788568 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 MORTGAGOR(S): Greg D. Dotstry and Kawanna B. Dotstry, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: November 04, 2005 Dakota County Registrar of Titles, Document Number: 578449 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000221350 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 119009 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13490 Havelock Trl, Apple Valley, MN 55124-9516 Tax Parcel ID Number: 01-56775-030-04 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block Four (4) in Palomino Woods, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $227,210.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 09, 2009 M O R T G A G E E : Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004920F01 1788561 7/9-8/13/09

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PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 2, 2007 MORTGAGORS: Justin M. Rojesky and Rachel L. Peters, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 16, 2007, Dakota County Recorder, Document No. 2509981. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: June 25, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904000745673 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 19726 Escort Trail, Farmington, MN 55024 TAX PARCEL I.D.#: 14-16600-607-10 LEGAL DESCRIPTION OF PROPERTY: Unit No. 607, Common Interest Community Number 520, a Condominium, Charleswood Crossing, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,636.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $176,266.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 1, 2009 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 29, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6852 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1789494 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

VICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 4880 Bivens Court, Inver Grove Heights, MN 55076 TAX PARCEL I.D.#: 20-44026-802-08 LEGAL DESCRIPTION OF PROPERTY: Unit No. 8802, Lafayette Park East, Common Interest Community No. 434, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $159,669.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 24, 2009. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3323 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1789570 7/9-8/13/09

PUBLIC NOTICE NOTICE OF ASSESSMENT LIEN

FORECLOSURE SALE Date: June 18, 2009 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration of Jefferson Commons Association (hereinafter the "Association") which was recorded as Document No. 1443836 on September 11, 1997, in the Office of the Registrar of Titles of Dakota County, Minnesota, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N : Lot 9, Block 2, CIC #228, Heritage Square Addition, Jefferson Commons, Dakota County, Minnesota STREET ADDRESS: 20116 Homefire Way, Lakeville, MN 55044 TAX PARCEL ID NUMBER: 22-32100-090-02 2. Pursuant to said Declaration, there is claimed to be due and owing as of June 18, 2009, from Julie Woodis, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,108.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after June 17, 2009, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. The owner has been released from part of her personal financial obligation to pay said amount owed thru December 23, 2008, but remains obligated for amounts accruing after said date, and the property remains subject to the Association's lien. 5. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on November 25, 2008, as Document No. 2624295 in the Dakota County Recorder's Office. 6. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 26th day of August, 2009, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for

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�� bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 7. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 8. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. JEFFERSON COMMONS ASSOCIATION Attorneys for Jefferson Commons Association: THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3300 Edinborough Way, Suite 600 Edina, Minnesota 55435 (952) 835-7000 (Jefferson Commons/Woodis/06-7-504D) 1781311 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $373,000.00 MORTGAGOR(S): Grace Calise, an unmarried woman, and Joseph G Demarco and Lucille Demarco, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 12, 2005 Dakota County Recorder, Document Number: 2369909 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0005869647-3 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12644 Dutch Ct, Apple Valley, MN 55124-5742 Tax Parcel ID Number: 01-15150-150-01 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, Briar Knoll 1st Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $402,560.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 16, 2009 MORTGAGEE: M o r t g a g e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006352F01 1796349 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 19, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,400.00 MORTGAGOR(S): Nicole S. Kanieski, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 15, 2005 Dakota County Recorder, Document Number: 2380983 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604259671222 Lender or Broker: Homecomings Financial Network, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1903 Silver Bell Rd Apt 318, Eagan, MN 55122-3124 Tax Parcel ID Number: 10-22451-460-01 LEGAL DESCRIPTION OF PROPERTY: Unit No. 318 and Garage No. 61, Condominium No. 43, Shannon Glen Condominium IV, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $125,283.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2010, or the next business day if March 24, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 06, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007200F01 1842430 8/6-9/10/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,000.00 MORTGAGOR(S): Marcus Bohn, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 02, 2004 Dakota County Recorder, Document Number: 2222009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177700000340081 Lender or Broker: Home Town Mortgage, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 98-100 Meadow Cir, Burnsville, MN 55337 Tax Parcel ID Number: 02-64500-120-05 LEGAL DESCRIPTION OF PROP-

LEGAL DESCRIPTION OF PROP ERTY: Lot 12, Block 5, Rolling Meadow Acres AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $225,633.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 09, 2009 M O R T G A G E E : M o r t g ag e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005076F01 1788556 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 10, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 MORTGAGOR(S): Burton Koukol and Susan Kay Koukol, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: November 16, 2005 Dakota County Registrar of Titles, Document Number: 579256 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910005030669 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 84505 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 200 14th Ave N, South Saint Paul, MN 55075-1942 Tax Parcel ID Number: 36-47400-170-01 LEGAL DESCRIPTION OF PROPERTY: Lots Sixteen (16) and Seventeen (17), Block One (1) Marshalls Add. to the City of South St Paul, according to the plat thereof on file and of record in the Office of the Register of Deeds in and for said County and State. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $220,731.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE

INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 09, 2009 M O R T G A G E E : Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 001143F02 1788980 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 09, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): Robert Diaz Flores and Maria A. Cruseno, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 03, 2007 Dakota County Recorder, Document Number: 2513929 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604734493044 Lender or Broker: Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.) Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18336 Elm Tree Cir, Farmington, MN 55024-8711 Tax Parcel ID Number: 14-19505-050-06 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 6, Dakota County Estates 6th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $203,352.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2010, or the next business day if March 24, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 06, 2009 M O R T G A G E E : Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006106F01 1841872 8/6-9/10/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,000.00 MORTGAGOR(S): Eric C. Solem and Michelle Solem, husband and wife MORTGAGEE: Aames Funding Corporation dba Aames Home Loan DATE AND PLACE OF RECORDING: Recorded: May 18, 2006 Dakota County Recorder, Document Number: 2430892 ASSIGNMENTS OF MORTGAGE: And assigned to: Avelo Mortgage, LLC, Dated: April 18, 2006, Recorded: May 01, 2008 Dakota County Recorder, Document Number: 2587973 And assigned to: Bank of America, National Association, as successor by merger to LaSalle Bank, National Association, as trustee under the Pooling and Servicing Agreement dated as of June 1, 2006, GSAMP Trust 2006-HE4, Dated: July 24, 2009 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Aames Funding Corporation dba Aames Home Loan Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3566 Village Trl, Hastings, MN 55033-3496 Tax Parcel ID Number: 19-64381-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Riverwood 7th Addition, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $252,957.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2010, or the next business day if March 24, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 06, 2009 ASSIGNEE OF MORTGAGEE: Bank of America, National Association, as successor by merger to LaSalle Bank, National Association, as trustee under the Pooling and Servicing Agreement dated as of June 1, 2006, GSAMP Trust 2006-HE4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005383F01 1839621 8/6-9/10/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 28, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,800.00 MORTGAGOR(S): Richard J. Reiter, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 26, 2007 Dakota County Recorder, Document Number: 2533210

2533210 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 123000000020196010 Lender or Broker: Drake Bank Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19948 Butternut Trl, Farmington, MN 55024-1475 Tax Parcel ID Number: 122450009904 LEGAL DESCRIPTION OF PROPERTY: Lot 99, Block 4, Empire River Preserve AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $273,958.09 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 09, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006066F01 1788639 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 01, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,200.00 MORTGAGOR(S): Josie Eng, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 02, 2005 Dakota County Recorder, Document Number: 2346841 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100135540000361536 Lender or Broker: First National Bank of Arizona Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 311 3rd Ave S, South Saint Paul, MN 55075-2613 Tax Parcel ID Number: 366430003013 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 13, of Riverside Park Addition to the city of South St. Paul, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $125,944.00 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within

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by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 09, 2009 MORTGAGEE: M o r t g a g e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005564F01 1789071 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6853 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1789465 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 3 , 2006 MORTGAGOR: J o s h u a C . A l l e n , a married person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 31, 2006, Dakota County Recorder, Document No. 2472358. ASSIGNMENTS OF MORTGAGE: Assigned to: DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT RELATING TO IMPAC SECURED ASSETS CORP., MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-4, Dated: June 1, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100053525031899594 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Impac Funding Corporation dba Impac Lending Group RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 1317 Summit Oaks Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 027300015001 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, Summit Oaks First Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $317,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $329,292.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 1, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 6, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-482 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1789168 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

Recorded June 21, 2004, Dakota County Recorder, Document No. 2217733. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: June 26, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026600064198091 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Peoples Home Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1408 136th Street West, Burnsville, MN 55337 TAX PARCEL I.D.#: 02-42700-130-02 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, Knob Hill according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $196,751.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 25, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 2, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1875 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1789233 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $232,231.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 25, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 6, 2009. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-497 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1789149 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 22, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,200.00 MORTGAGOR(S): Cynthia A. Thomas, single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 08, 2007 Dakota County Recorder, Document Number: 2522858 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402057823860 Lender or Broker: SunTrust Mortgage, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13729 Heather Hills Dr, Burnsville, MN 55337-3909 Tax Parcel ID Number: 02-32252-030-06 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 6, Heather Hills Third Addition, CIC No. 467, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $192,000.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

�� OTHER THINGS,�� THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 09, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005596F01 1788702 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $247,500.00 MORTGAGOR(S): Michael L. Pierson and Vikki A. Pierson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 03, 2006 Dakota County Recorder, Document Number: 2465777 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P., Dated: June 04, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100017935160801664 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2149 140th St W, Rosemount, MN 55068-2244 Tax Parcel ID Number: 34-14503-220-02 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 2, Biscayne Pointe Fourth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $258,525.29 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 09, 2009 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004933F01 1789607 7/9-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

�� County Rec o r d e r , �� D o�� c u m e n�� t No.

2375029. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A., Dated: June 23, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 8740 Benson Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D.#: 20-25680-125-04 LEGAL DESCRIPTION OF PROPERTY: UNIT No. 125, Condominium No. 120, Fairway Villiage, a Condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $144,834.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 2, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3679 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1798503 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

��

�� CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION �� plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 9, 2009. Mortgage Electronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1344 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1798454 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,512.00 MORTGAGOR(S): Emilie I. Bohanon, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: November 07, 2005 Dakota County Registrar of Titles, Document Number: 578674 CORRECTIVE MORTGAGE: Dated: October 25, 2005, Registered: October 25, 2006 Dakota County Registrar of Titles, Document Number: 599876 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440002781133 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 138086 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17397 Gettysburg Way, Lakeville, MN 55044-4005 Tax Parcel ID Number: 221860413418 LEGAL DESCRIPTION OF PROPERTY: Unit No. 18134, CIC No. 424, Crossroads Condominiums AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $156,071.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 16, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005516F01 1794863 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 21, 2003 MORTGAGORS: Scott A. Ludwig and Laura J. Ludwig, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA DATE AND PLACE OF RECORDING: Recorded December 29, 2003, Dakota County Recorder, Document No. 2157246. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association as successor in interest to Washington Mutual Bank MORTGAGED PROPERTY ADDRESS: 18949 Inca Avenue, Lakeville, MN 55044 TAX PARCEL I.D.#: 22-16905-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Century Ridge CIC No. 296 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $250,423.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 2, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2284 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1798318 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

MORTGAGORS: Lynn Andrews and Christopher Jon Andrews, wife and husband. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded May 9, 2007, Dakota County Recorder, Document No. 2515445. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 2, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 6585 Craig Avenue, Inver Grove Heights, MN 55076 TAX PARCEL I.D.#: 20-13250-100-01 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Bakken Heights, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $292,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $298,735.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 7, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6863 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1797960 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $330,494.00 MORTGAGOR(S): Chanry M Kellogg, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 20, 2005 Dakota County Recorder, Document Number: 2362279 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700057347342 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18671 Dunbury Ave, Farmington, MN 55024-8766 Tax Parcel ID Number: 14-47803-190-06 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 6, Meadow Creek 4th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $337,668.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Septem-

DATE AND TIME OF SALE: Septem ber 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 16, 2009 M O R T G A G E E : Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006786F01 1798731 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 18, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,729.00 MORTGAGOR(S): Michael Vlasak, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 07, 2004 Dakota County Recorder, Document Number: 2245416 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0003494497-1 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1362 Easter Ln, Eagan, MN 55123-1732 Tax Parcel ID Number: 10-84354-220-03 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 3, Wilderness Run Fifth Addition, according to the plat thereof on file and of record in the Office of the County Recorder, in and for Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $179,200.23 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 16, 2009 M O R T G A G E E : Mortgage Elec-

MORTGAGEE: Mortgage Elec tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006478F01 1798513 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 , 2007 MORTGAGORS: I v a n K O a t i s a n d Lea C. Oatis, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA DATE AND PLACE OF RECORDING: Registered February 1, 2007, Dakota County Registrar of Titles, Document No. 605343, Certificate of Title No. 141926. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association as trustee for WaMu Mortgage Pass-Through Certificate for WMALT Series 2007-OA3, Dated: June 23, 2009 Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association as successor in interest to Washington Mutual Bank MORTGAGED PROPERTY ADDRESS: 1601 South Skyline Drive, Burnsville, MN 55337 TAX PARCEL I.D.#: 02-69000-170-01 LEGAL DESCRIPTION OF PROPERTY: Lot 17, in Block 1 in Skyline View Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $247,472.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $270,654.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 8, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2246 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1798363 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 15, 2008, Dakota County Recorder, Document No. 2617925. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: April 28, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100075102008084776 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AME Financial Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18611 Everest Path, Farmington, MN 55024 TAX PARCEL I.D.#: 14-50504-070-04 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 4, Nelsen Hills Farm 5th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $279,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $293,255.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 8, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 7, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1719 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1798213 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 30, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $92,625.00 MORTGAGOR(S): Anthony J. Pizzalato, an unmarried man and Melissa J. Finstad, an unmarried woman MORTGAGEE: Wachovia Mortgage FSB f/k/a World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: February 20, 2003 Dakota County Recorder, Document Number: 2002889 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wachovia Mortgage FSB f/k/a World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1871 Silver Bell Rd, Eagan, MN 55122-1179 Tax Parcel ID Number: 10-22451-254-01(Unit 107-2A) 10-22451-365-01 (Unit 52) LEGAL DESCRIPTION OF PROPERTY: UNIT 107-2A, TOGETHER WITH GARAGE UNIT NUMBER 52, SHANNON GLEN CONDOMINIUM 11, DAKOTA COUNTY, MINNESOTA, CONDOMINIUM FILE NO.33 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $108,020.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

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part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 16, 2009 MORTGAGEE: Wachovia Mortgage FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005771F01 1795367 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $251,050.00 MORTGAGOR(S): Craig J. Ladner and Darla J. Ladner, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 11, 2007 Dakota County Recorder, Document Number: 2516487 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, NA, Dated: July 06, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100143500712380125 Lender or Broker: American Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5980 131st St W, Apple Valley, MN 55124-7562 Tax Parcel ID Number: 01-31008-010-12 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 12, Greenleaf 9th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $257,840.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 16, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, NA Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006453F01 7997383 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 23, 2005 MORTGAGOR: Gregory T. Lewis, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 20, 2005, Dakota County Recorder, Document No. 2372587. ASSIGNMENTS OF MORTGAGE: A s s i g n e d t o : U . S . B a n k N a t i o n al Association, as Trustee for J.P. Morgan Mortgage Acquisition Corp. 2006-FRE1, Asset Backed Pass-Through Certificates, Series 2006-FRE1, Dated: May 20, 2009, Recorded: May 28, 2009, Document No. 2659833. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001944-5000176687-3 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Fremont Investment & Loan RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 1937 Southcross Drive West 1102, Burnsville, MN 55306 TAX PARCEL I.D.#: 02-71216-102-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1102, Condominium No. 115, Southcross Village Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $138,041.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 24, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 21, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3623 22428791 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1830610 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,000.00 MORTGAGOR(S): Thor Aasland MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 14, 2005 Dakota County Recorder, Document Number: 2295295 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100224620000472640 Lender or Broker: Ownit Mortgage Solutions, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7783 157th St W, Apple Valley, MN 55124-9162 Tax Parcel ID Number: 014910101003 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Morningview Second Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $152,102.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 11, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004274F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 30, 2009 at 10:00 AM has been postponed to September 10, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 30, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004274F01 1838485 8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

Assigned to: Countrywide Document Custody Services, A Division of Treasury Bank, N.A., Dated: September 12, 2003, Recorded: October 21, 2003, Document No. 2127730. And thereafter assigned to: COUNTRYWIDE HOME LOANS, INC. FOR THE BENEFIT OF GOLDMAN SACHS MORTGAGE COMPANY, Dated: July 17, 2008, Recorded: August 28, 2008, Document No. 2610590. And thereafter assigned to: BAC Home Loans Servicing L.P. f/k/a Countrywide Home Loans Servicing L.P., Dated: June 5, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mainstreet Bank RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 5898 Black Berry Bridge Path, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 202740007003 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Foresthaven. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $560,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $581,714.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 6, 2009. BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-64 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1797021 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

�� That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 7, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1964 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1798178 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Vanessa A. Hislop and Daniel E. Hislop, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 11, 2006 Dakota County Recorder, Document Number: 2444247 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates, Dated: June 24, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100220710000123667 Lender or Broker: Maribella Mortgage, LLC Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1205 Larch St, Farmington, MN 55024-1791 Tax Parcel ID Number: 142250509003 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, East Farmington Sixth Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $186,714.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP-

�� S �� REP PERSONAL THE MORTGAGOR

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 16, 2009 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005684F01 1797086 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $356,000.00 MORTGAGOR(S): Mark E. Skeens and Deanne L. Skeens, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: March 07, 2006 Dakota County Registrar of Titles, Document Number: 585980 ASSIGNMENTS OF MORTGAGE: And assigned to: MorEquity, Inc., Dated: November 14, 2008, Registered: December 03, 2008 Dakota County Registrar of Titles, Document Number: T636206 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100372406012096167 Lender or Broker: Wilmington Finance, a division of AIG Federal Savings Bank Residential Mortgage Servicer: MorEquity, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 112153 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16125 Inglewood Dr, Lakeville, MN 55044-8768 Tax Parcel ID Number: 22-14500-140-04 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 4, in Bluebill Bay Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $385,347.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 16, 2009 ASSIGNEE OF MORTGAGEE: MorEquity, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 001648F03 1795410 7/16-8/20/09

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�� PROPERTY ADDRESS: MORTGAGED 1055 Livingston Avenue, West Saint ��

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,520.00 MORTGAGOR(S): Keeli Zambrano and Edward Zambrano, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 12, 2006 Dakota County Recorder, Document Number: 2467904 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company, Dated: December 17, 2008, Recorded: January 20, 2009 Dakota County Recorder, Document Number: 2631523 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030010165158 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3300 Country Wood Dr, Burnsville, MN 55337-3420 Tax Parcel ID Number: 02-18353-060-03 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Country Wood Estates 4th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $235,093.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 16, 2009 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003353F02 1796385 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

Paul, MN 55118 TAX PARCEL I.D.#: 42-48100-110-10 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 10, B. Michel's Addition to West St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $108,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $106,110.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 9, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 8, 2009. Mortgage Electronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-172 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1798377 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE Date: July 16, 2009 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage executed by Nicollet Ridge Chiropractic Office, LLC, a Minnesota limited liability company, as Mortgagor, to MidCountry Bank, a federal savings bank, as Mortgagee, dated May 30, 2006 and filed for record June 8, 2006, as Document Number 591879, in the Office of the Registrar of Titles of Dakota County, Minnesota. The land described in the Mortgage is registered land, as evidenced by Certificate of Title No. 140038. 2. T h e M o r t g a g e h a s n o t b e e n assigned. 3. The original principal amount secured by the Mortgage was: $247,000.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. A t t h e d a t e o f t h i s n o t i c e t h e amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $261,880.96. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot Four (4), Block One (1), Valentine Nicollet Addition, According to the recorded plat thereof, Dakota County, Minnesota. will be sold by the County Sheriff of Dakota County, Minnesota, at a public auction on Thursday, August 27, 2009 at 10:00 a.m., at the Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, 55305. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six months after the date of sale. 9. Each holder of a junior lien may redeem in the order and manner provided in Minn. Stat. § 580.24, beginning after the expiration of the mortgagor's redemption period under Minn. Stat. § 580.23. 10. T H I S C O M M U N I C A T I O N I S FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 11. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE

ORIGINAL CREDITOR WITHIN THE TIME ALLOWED BY LAW IS NOT AFFECTED BY THIS ACTION. 12. Foreclosure data required pursuant to Minn. Stat. § 580.025: a. Physical street address, city, and zip code of mortgaged premises: 12280 Nicollet Avenue South, Burnsvillle, MN 55337. b. Name of transaction agent, residential mortgage servicer, and lender or broker: MidCountry Bank. c. Tax parcel identification number: 02-81080-040-01 d. Transaction Agent's mortgage ID number (if stated in mortgage): None e. Name of mortgage originator (if stated in mortgage): MidCountry Bank. Attorney for Mortgagee: Timothy J. Prindiville NILSSON MIDNESS, P.A., f/k/a Nilsson Law Offices, P.A. 900 Flour Exchange Building 310 Fourth Ave. South Minneapolis, MN 55415 Tel. 612-746-1043 1798467 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 25, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,700.00 MORTGAGOR(S): Nancy B. Louise, a single woman MORTGAGEE: CitiMortgage, Inc, successor by merger with ABN AMRO Mortgage Group, Inc. DATE AND PLACE OF REGISTERING: Registered: August 08, 2003 Dakota County Registrar of Titles, Document Number: 509477 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: CitiMortgage, Inc, successor by merger with ABN AMRO Mortgage Group, Inc. Residential Mortgage Servicer: CitiMortgage, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 145670 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7350 Dawn Ave, Inver Grove Heights, MN 55076-4320 Tax Parcel ID Number: 20-71150-120-01 LEGAL DESCRIPTION OF PROPERTY: Lot Twelve (12), in Block One (1) of South Grove according to the plat thereof on file and of record in the office of the Register of Deeds within and for said County and State AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $156,452.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2010, or the next business day if March 24, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 06, 2009 MORTGAGEE: CitiMortgage, Inc, successor by merger with ABN AMRO Mortgage Group, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007276F01 1839411 8/6-9/10/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,000.00 MORTGAGOR(S): Scott J. Obeidzinski, a single person MORTGAGEE: Vermillion State Bank DATE AND PLACE OF RECORDING: Recorded: February 28, 2006 Dakota County Recorder, Document Number: 2409200 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc., Dated: February 17, 2006, Recorded: February 28, 2006 Dakota County Recorder, Document Number: 2409201 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700059102638 Lender or Broker: Vermillion State Bank Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1420 17th St W, Hastings, MN 55033-3209 Tax Parcel ID Number: 19-32850-110-07 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 7, Highland Hills First Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $201,205.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 16, 2009 ASSIGNEE OF MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006790F01 1798753 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 26, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $396,000.00 MORTGAGOR(S): Charles D. Holien, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: August 13, 2003 Dakota County Registrar of Titles, Document Number: 0510168 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100139104915379442 Lender or Broker: Residential Mortgage Group Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 129891 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 343 Maple Island Rd, Burnsville, MN 55306-5523 Tax Parcel ID Number: 024740006001 LEGAL DESCRIPTION OF PROP-

LEGAL DESCRIPTION OF PROP ERTY: Lot 6, Block 1, of Maple Island AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $389,335.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 16, 2009 M O R T G A G E E : M o r t g age Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006286F01 1796269 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 27, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,600.00 MORTGAGOR(S): Tiffany Wood, a single person and Robert A. Sievers, Jr., a single person MORTGAGEE: Bakers Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: August 16, 2004 Dakota County Recorder, Document Number: 2238266 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A., Dated: May 27, 2004, Recorded: August 16, 2004 Dakota County Recorder, Document Number: 2238267 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bakers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3820 Willow Way, Eagan, MN 55122-1627 Tax Parcel ID Number: 10-14993-610-01 LEGAL DESCRIPTION OF PROPERTY: Lot 61, Block 1, Briar Hill 4th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,754.48 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE

ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 16, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006635F01 1797360 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,000.00 MORTGAGOR(S): Roxana Urquhart, a unmarried person MORTGAGEE: U.S. Bank National Association, ND DATE AND PLACE OF RECORDING: Recorded: December 05, 2006 Dakota County Recorder, Document Number: 2479599 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Bank National Association, ND Residential Mortgage Servicer: U.S. Bank Consumer Finance Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 516 8th Ave S, South Saint Paul, MN 55075-2705 Tax Parcel ID Number: 36-75100-260-01 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 1, Tarbox Addition to South Saint Paul AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $184,111.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 16, 2009 MORTGAGEE: U.S. Bank National Association, ND Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003866F02 1797459 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $221,777.00 MORTGAGOR(S): Paula J. Comfort, a single person MORTGAGEE: Mortgage Electronic

��

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 21, 2007 Dakota County Recorder, Document Number: 2562999 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A., Dated: July 06, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100257100030070656 Lender or Broker: MidCountry Bank, Federal Savings Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16349 Griffon Trl, Lakeville, MN 55044-7242 Tax Parcel ID Number: 22-17001-010-04 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Chapel Hills 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $229,876.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 16, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006276F01 1797340 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

ING TAXES, IF ANY, PAID BY MORT GAGEE: $263,248.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 8, 2009. Mortgage Electronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-169 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1798348 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,000.00 MORTGAGOR(S): Eric L. Ernst and Jennifer D. Ernst, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: May 20, 2009 Dakota County Registrar of Titles Document Number: 643965 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100199600000100319 Lender or Broker: Advisor's Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 117799 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12313 Michelle Cir, Burnsville, MN 55337-2916 Tax Parcel ID Number: 02-53702-080-02 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, in Oak Leaf Plat Three, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $180,105.85 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 16, 2009 M O R T G A G E E : M o r t g a ge E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 001422F01 1795331 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 4 , 2002 MORTGAGOR: Joseph F Croteau, a single person. MORTGAGEE: Ameriquest Mortgage Company DATE AND PLACE OF RECORDING: Recorded November 27, 2002, Dakota County Recorder, Document No. 1965669. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee on behalf of the Certificateholders for Ameriquest Mortgage Securities Inc. Series 2002-D, Asset-Backed Certificates, Dated: February 11, 2009, Recorded: February 17, 2009, Document No. 2637644. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ameriquest Mortgage Company RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 3836 Laurel Court, Eagan, MN 55122 TAX PARCEL I.D. #: 101499014001 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 1, Briar Hill COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $162,947.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 30, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2802 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1797250 7/16-8/20/09

PUBLIC NOTICE NOTICE OF MORTGAGE

MORTGAGOR(S): Nicholas C. Wille, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 02, 2006 Dakota County Recorder, Document Number: 2424800 ASSIGNMENTS OF MORTGAGE: And assigned to: E*Trade Bank, Dated: July 02, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100059120011002106 Lender or Broker: E*Trade Bank Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1105 Charlton St, West Saint Paul, MN 55118-1220 Tax Parcel ID Number: 42-01800-050-31 LEGAL DESCRIPTION OF PROPERTY: Part of Lot One (1) in Section Eighteen (18), Township Twenty-eight (28), Range Twenty-two (22), Dakota County, Minnesota, described as follows, to-wit: Commencing at a point on the West line of Charlton Avenue, which is 144.2 feet North of the Northeast corner of Lot 1 in Block 1 of Ickler's 3rd Addition to South Saint Paul, thence West 129.5 feet, thence North 84 feet, thence East 129.5 feet, thence South 84 feet to the place of beginning. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $181,946.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 ASSIGNEE OF MORTGAGEE: E*Trade Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006348F01 1812581 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,500.00 MORTGAGOR(S): Joshua J. Louricas and Angela J. Louricas, husband and wife MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: November 01, 2006 Dakota County Recorder, Document Number: 2472700 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: U.S. Bank National Association ND Residential Mortgage Servicer: U.S. Bank Consumer Finance Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18295 Elkwood Ave, Farmington, MN 55024-8702 Tax Parcel ID Number: 14-19505-110-06 LEGAL DESCRIPTION OF PROPERTY: Real Property in Dakota County, Minnesota Described as follows Lot Eleven (11), Block Six (6), Dakota County Estates Sixth Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE:

D U E A S O F D A�� T E O F N�� OTICE: $228,925.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: U.S. Bank National Association ND Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006201F01 1814241 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 09, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $113,000.00 MORTGAGOR(S): Michael R Dahmes, an unmarried man MORTGAGEE: M & I Marshall & Ilsley Bank DATE AND PLACE OF REGISTERING: Registered: February 15, 2007 Dakota County Registrar of Titles, Document Number: 606167 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: M & I Marshall & Ilsley Bank Residential Mortgage Servicer: M & I Mortgage Corp. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142021 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1905 Estates Trl, Burnsville, MN 55306-5333 Tax Parcel ID Number: 02-84827-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Two (2), in Woods Estates 3rd Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $118,350.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR

�� THE TIME�� ALLOWED BY LAW FOR

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 27, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $344,000.00 MORTGAGOR(S): Ruth Close, a married woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 07, 2006 Dakota County Recorder, Document Number: 2480367 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800910109426 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 868/870 Trails End, Eagan, MN 55123 Tax Parcel ID Number: 10-83611-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Wescott Hills Revised 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $382,030.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006299F01 1814000 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,861.00 MORTGAGOR(S): Nabil Madani, A Single Man MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING:

��

�� north along the east lines of said Lot Ten (10) and Lot Eleven (11) a dis�� DATE AND PLACE OF RECORDING: Recorded: August 16, 2005 Dakota County Recorder, Document Number: 2351599 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of The Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2005-HE8, Asset Backed Pass-Through Certificates, Series NC 2005-HE8, Dated: July 07, 2009 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20568 Abbey Ln, Farmington, MN 55024-7317 Tax Parcel ID Number: 14-48706-154-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 154, Common Interest Community No. 319, a condominium, Middle Creek Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $157,169.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 04, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of The Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2005-HE8, Asset Backed Pass-Through Certificates, Series NC 2005-HE8 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006479F01 1813700 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 28, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,150.00 MORTGAGOR(S): Linda R. Tutko, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 06, 2005 Dakota County Recorder, Document Number: 2319875 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000619105267 Lender or Broker: Summit Mortgage Corp. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1111 Lilac Ct, Hastings, MN 55033-2539 Tax Parcel ID Number: 19-19503-112-03 LEGAL DESCRIPTION OF PROPERTY: That part of Lot Ten (10) and Lot Eleven (11), Block Three (3). Dakota Hills Fourth Addition, lying northerly of the following described line: Commencing at the southeast corner of said Lot Ten (10); thence north along the east lines of said Lot

tance of 82.50 feet to the point of beginning of line to be described; thence west to its intersection with the westerly line of said Lot Ten (10) at a point 37.67 feet northeasterly of the angle point in said Lot Ten (10), said 37.67 feet being measured along the westerly line of said Lot Ten (10) and the arc of a 60 foot radius curve, central angle of 35 degrees 58 minutes 04 seconds, and there terminating, according to the plat thereof now on file and of record in the office of the County Recorder within and for said County and State. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $191,560.93 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006233F01 1814069 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 8, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2817 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1811262 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,000.00 MORTGAGOR(S): Vasiliy Pakhnyuk, A married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 14, 2006 Dakota County Recorder, Document Number: 2460861 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003339899 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4401 Slater Rd, Eagan, MN 55122-2382 Tax Parcel ID Number: 101740228002 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 2, Cinnamon Ridge 3rd Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $249,866.74 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: Mortgage Elec-

M O R T G A G E E : Mortgage Elec tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006222F01 1814027 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 1 , 2005 MORTGAGORS: R h o n d a K . G r e showak and James G. Greshowak, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 5, 2005, Dakota County Recorder, Document No. 2336934. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: July 9, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000091545 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 526 South 6th Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D.#: 36-75100-241-03 LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 3, "Tarbox Addition to South St. Paul", according to the recorded plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$166,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $173,761.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 15, 2009. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-881 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1814540 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,400.00 MORTGAGOR(S): Yuriy Prokhorov and Mariya Prokhorov, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 19, 2007 Dakota County Recorder, Document Number: 2503434 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800914438045

cation Number: 100013800914438045 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3321 Brookview Dr, Burnsville, MN 55337-1871 Tax Parcel ID Number: 02-73251-120-04 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 4, Sunset Terrace 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $218,977.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006300F01 1813831 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $257,400.00 MORTGAGOR(S): Anna Bunnell and Christopher Bunnell, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 03, 2005 Dakota County Recorder, Document Number: 2366835 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100194450001730887 Lender or Broker: Fremont Investment & Loan Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15870 Frisian Ln, Apple Valley, MN 55124-6030 Tax Parcel ID Number: 01-32151-089-01 LEGAL DESCRIPTION OF PROPERTY: Lot 89, Block 1, Hawthorne 2nd CIC #369, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $261,406.23 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

sonal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 M O R T G A G E E : M o r t g age Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005928F01 1812630 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 25, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $374,000.00 MORTGAGOR(S): Brian D. Severson and Debra J. Severson, husband and wife MORTGAGEE: American Summit Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: June 17, 2002 Dakota County Recorder, Document Number: 1906833 ASSIGNMENTS OF MORTGAGE: And assigned to: Ohio Savings Bank, Dated: April 25, 2002, Recorded: June 17, 2002 Dakota County Recorder, Document Number: 1906834 And assigned to: MorEquity, Inc., Dated: August 05, 2003, Recorded: October 27, 2003 Dakota County Recorder, Document Number: 2130139 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: American Summit Mortgage Corporation Residential Mortgage Servicer: MorEquity, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17118 171st Ct, Lakeville, MN 55044-6823 Tax Parcel ID Number: 22-72691-110-07 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 7, Stonebriar Second Addition, according to the recorded plat thereof, situated in the County of Dakota County, State of Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $370,358.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 04, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 ASSIGNEE OF MORTGAGEE:

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ASSIGNEE OF MORTGAGEE: MorEquity, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006683F01 1812706 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 04, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $291,200.00 MORTGAGOR(S): Michael R. Johnson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 16, 2006 Dakota County Recorder, Document Number: 2454013 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000262800 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17448 Horseshoe Way, Lakeville, MN 55044-7004 Tax Parcel ID Number: 223331102002 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Homestead Creek East 2nd Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $299,705.53 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: M o r t g a g e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006229F01 1813708 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 09, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,320.00 MORTGAGOR(S): Eric Holmquist, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 30, 2005 Dakota County Registrar of Titles Document Number: 575690 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100020410000852967 Lender or Broker: DHI Mortgage Company Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 137674

137674 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17521 Gillette Way, Lakeville, MN 55044-3407 Tax Parcel ID Number: 221860108112 LEGAL DESCRIPTION OF PROPERTY: Unit No. 11081, Common Interest Community No. 424, Crossroads Condominium, Dakota County AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $150,083.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006769F01 1813696 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,000.00 MORTGAGOR(S): Scott Hemmer and Joy Hemmer, husband and wife, and Frederick Hemmer and Dorothy Hemmer, husband and wife MORTGAGEE: Vermillion State Bank DATE AND PLACE OF RECORDING: Recorded: May 19, 2005 Dakota County Recorder, Document Number: 2323632 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank N.A., Dated: April 29, 2005, Recorded: November 29, 2005 Dakota County Recorder, Document Number: 2384573 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Vermillion State Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3872 66th St E, Inver Grove Heights, MN 55076-2220 Tax Parcel ID Number: 20-13250-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Bakken Heights AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $220,507.46 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE

obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006525F01 1814278 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $105,271.00 MORTGAGOR(S): Chimar A. Smith, a single man MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: October 21, 2005 Dakota County Recorder, Document Number: 2373176 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc., Dated: March 24, 2006, Recorded: April 18, 2006 Dakota County Recorder, Document Number: 2421206 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100269610102441417 Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4110 Rahn Rd Apt 111, Eagan, MN 55122-2183 Tax Parcel ID Number: 10-22470-111-02 LEGAL DESCRIPTION OF PROPERTY: Unit No. A111, CIC No. 468, Eagan Gardens, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $107,923.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 ASSIGNEE OF MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006756F01 1830002 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,400.00 MORTGAGOR(S): Milton V. Green and Amy Green, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 09, 2004 Dakota County Recorder, Document Number: 2223597 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053000034686935 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6550 154th St W, Apple Valley, MN 55124-3128 Tax Parcel ID Number: 015590011205 LEGAL DESCRIPTION OF PROPERTY: Unit No. 112, Common Interest Community No. 311, Orchard Pointe Condominium, a condominium located in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $171,096.06 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 M O R T G A G E E : Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006034F01 1814594 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

�� TAX PARCEL I.D.#: 40-19400-030-02 LEGAL DESCRIPTION OF PROPERTY: LOT THREE (3), BLOCK TWO (2), DAKOTA ACRES. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $94,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $97,686.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 17, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3712 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1814361 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 23, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,000.00 MORTGAGOR(S): Chester Cooley and Jennifer Cooley, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 27, 2004 Dakota County Recorder, Document Number: 2279512 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100194450001203125 Lender or Broker: Fremont Investment & Loan Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1145 Willow Trl, Farmington, MN 55024-8411 Tax Parcel ID Number: 14-15301-120-01 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Bristol Square Second Addition, Common Interest Community Number 258, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $183,369.53 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF

�� THE RIGHT TO VERIFICATION OF

THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004177F02 1813719 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 15, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,400.00 MORTGAGOR(S): Alicia R. Welsant, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: July 22, 2004 Dakota County Registrar of Titles, Document Number: 542681 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100285700000005545 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 132419 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2074 Marvle Ln, Eagan, MN 55122-2014 Tax Parcel ID Number: 101670332004 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 4 in Cedar Grove No. 4, according to the recorded plat thereof as corrected by the Surveyor's Certificate of Correction recorded in Book 38 M.R., Page 628, in the office of the Registrar of Deeds, and the Court Order entered in District Court Case Number 56051, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $160,065.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006474F01 1811234 7/23-8/27/09

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�� VICER: National City Real Estate Ser vices LLC ��

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 27, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $258,000.00 MORTGAGOR(S): Ruth Close, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 07, 2006 Dakota County Recorder, Document Number: 2480359 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003450100 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1868 Deer Hills Trl, Eagan, MN 55122-2251 Tax Parcel ID Number: 10-72978-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Sun Cliff Fourth Addition according to the recorded plat thereof AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $266,914.08 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: M o r t g a g e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006235F01 1813783 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

MORTGAGED PROPERTY ADDRESS: 23 Lilac Lane, Farmington, MN 55024 TAX PARCEL I.D. #: 141530101004 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Bristol Square Second Addition, Common Interest Community No. 258, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,839.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $150,696.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 15, 2009. National City Real Estate Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1756 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1812759 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 15, 2009. National City Real Estate Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1757 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1813804 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 17, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1673 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1814630 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 08, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Maria Garcia, a single person and Azaola C. Alvarado-Quintero, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 01, 2005 Dakota County Recorder, Document Number: 2376709 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700057853950 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4485 Clover Ln, Eagan, MN 55122-2437 Tax Parcel ID Number: 10-22750-190-01 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 1, Eden Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $199,687.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 04, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 M O R T G A G E E : Mortgage Electronic Registration Systems, Inc Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006957F01 1813725 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

Trustee for the Certificateholders CWALT, Inc. Asset-Backed Certificates, Series 2004-28CB, Dated: May 28, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000159840 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Litton Loan Servicing MORTGAGED PROPERTY ADDRESS: 425 5th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 366430007010 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 10, Riverside Park Addition to the City of St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $177,152.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 15, 2009. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-494 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1812833 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $159,716.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 3, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: June 29, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2757 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1800680 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 16, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,880.00 MORTGAGOR(S): Gerald B. Langham and Carla D. Langham, husband and wife MORTGAGEE: Fremont Investment & Loan DATE AND PLACE OF RECORDING: Recorded: February 19, 2003 Dakota County Recorder, Document Number: 2002333 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon Trust Company, N.A. fka The Bank of New York Trust Company, N.A., as successor-in-interest to JPMorgan Chase Bank, National Association, fka JPMorgan Chase Bank, as Trustee for the Ace Securities Corp. Home Equity Loan Trust, Series 2003-FM1, Asset Backed Pass-Through Certificates, Dated: July 15, 2009 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Fremont Investment & Loan Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8276 173rd St W, Lakeville, MN 55044-7815 Tax Parcel ID Number: 221707612002 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Cherry Ridge Second. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $196,356.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION

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THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon Trust Company, N.A. fka The Bank of New York Trust Company, N.A., as successor-in-interest to JPMorgan Chase Bank, National Association, fka JPMorgan Chase Bank, as Trustee for the Ace Securities Corp. Home Equity Loan Trust, Series 2003-FM1, Asset Backed Pass-Through Certificates Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005301F01 1812968 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $115,450.00 MORTGAGOR(S): Lisa R. De Luney, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 02, 2005 Dakota County Recorder, Document Number: 2385518 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000207821 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4130 Rahn Rd Apt 308, Eagan, MN 55122-2142 Tax Parcel ID Number: 10-22470-308-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. B308, CIC No. 468, Eagan Gardens, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $119,169.17 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: M o r t g a g e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006320F01 1813712 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 14, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,500.00 MORTGAGOR(S): Jay J. Stadler, a single person and Tina M. Morrison, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 05, 2005 Dakota County Recorder, Document Number: 2367339 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061905256000104 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1356 9th Ave S, South Saint Paul, MN 55075-3309 Tax Parcel ID Number: 36-75300-100-00 LEGAL DESCRIPTION OF PROPERTY: All of Lots Nine (9) and Ten (10), Taurinskas Addition, according to the plat thereof on file or of record in the Office of the County Recorder, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $248,947.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006791F01 1802779 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

TAX PARCEL I.D.#: 01-66700-020-08 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 8 in Scottsbriar 1st, according to the recorded plat thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $253,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $268,417.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 15, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 14, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1372 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1814468 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 14, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,683.00 MORTGAGOR(S): May Her Yang, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 03, 2008 Dakota County Recorder, Document Number: 2611120 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A., Dated: July 10, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268001703442 Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3269 Valley Ridge Dr, Eagan, MN 55121-1751 Tax Parcel ID Number: 10-41300-032-05 LEGAL DESCRIPTION OF PROPERTY: Unit 32, CIC Number 358, Cedar Bluff Townhome Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $173,463.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE

INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006533F01 1802585 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 31, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,265.00 MORTGAGOR(S): Guven Alcin and Colleen Marie Alcin, husband and wife and Rustem Alcin and Ilknur Alcin, husband and wife MORTGAGEE: Pioneer Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: May 14, 2004 Dakota County Recorder, Document Number: 2204652 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A., Dated: March 31, 2004, Recorded: May 14, 2004 Dakota County Recorder, Document Number: 2204653 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Pioneer Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20031 Cabrilla Way, Farmington, MN 55024-1483 Tax Parcel ID Number: 12-24500-051-04 LEGAL DESCRIPTION OF PROPERTY: Lot 51, Block 4, Empire River Preserve, CIC No. 386 according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $169,836.23 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006972F01 1814257 7/23-8/27/09

�� ber 04, 2009 �� at 10:00 AM

PUBLIC NOTICE NOTICE OF ASSOCIATION LIEN

FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 202, 12936 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes according to the plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota. P R O P E R T Y A D D R E S S : 12936 Nicollet Avenue South Unit 202, Burnsville MN 55337. THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Deutsche Bank National Trust Company, c/o Countrywide Home Loans, Inc., as Unit owner, to Ridgeview Homeowners Association, the principal amount of Four Thousand Nine Hundred Four and 50/100 ($4,904.50) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated February 19, 2009, and recorded June 11, 2009, as Document No. 2663587 in the office of the County Recorder in and for Dakota County, Minnesota. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: September 9, 2009, at 10:00 A.M. PLACE OF SALE: Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. Dated: July 20, 2009 By: David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441125 THIS COMMUNICATION IS FROM A DEBT COLLECTOR. 1814179 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 17, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,700.00 MORTGAGOR(S): Steve G. Maternowski and Patricia A. Maternowski, husband and wife MORTGAGEE: Wilmington Finance, a division of AIG Federal Savings Bank DATE AND PLACE OF RECORDING: Recorded: April 15, 2004 Dakota County Recorder, Document Number: 2195101 ASSIGNMENTS OF MORTGAGE: And assigned to: MorEquity, Inc., Dated: March 25, 2004, Recorded: January 11, 2005 Dakota County Recorder, Document Number: 2284378 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wilmington Finance, a division of AIG Federal Savings Bank Residential Mortgage Servicer: MorEquity, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 645 Rita Ct, Eagan, MN 55121-2321 Tax Parcel ID Number: 10-32000-020-00 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Harvey Addition, according to the plat thereof now on file and of record in the Office of the County Recorder within and for Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $234,250.06 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 04, 2009 at 10:00 AM

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PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 ASSIGNEE OF MORTGAGEE: MorEquity, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004962F02 1811517 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 27, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,250.00 MORTGAGOR(S): James A Michka and Elizabeth C Jacobs-Michka, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 12, 2004 Dakota County Recorder, Document Number: 2256970 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440001821336 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14029 Belmont Ct, Rosemount, MN 55318 Tax Parcel ID Number: 34-14502-190-02 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 2, Biscayne Pointe Third Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $219,984.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: Mortgage Elec-

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�� T R A N S�� ACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON �� MORTGAGEE: M o r t g a g e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006311F01 1813967 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $95,200.00 MORTGAGOR(S): Cherie Dupuis, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 01, 2007 Dakota County Recorder, Document Number: 2500070 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100232301120043039 Lender or Broker: Centennial Mortgage and Funding, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 918 9th St, Farmington, MN 55024-1412 Tax Parcel ID Number: 14-77025-040-03 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Towns Edge Plaza, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $98,867.57 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: M o r t g a g e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006488F01 1813737 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

MORTGAGE: 100020000286557859 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cendant Mortgage Corporation D/B/A Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 821 6th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D.#: 36-46000-260-14 LEGAL DESCRIPTION OF PROPERTY: The North half of Lot 25 and the South half of Lot 26, in Block 14, in Lorraine Park Addition to the City of St. Paul, according to the recorded plat thereof on file and of record in the office of the Registrar of Titles Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,550.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $155,521.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 9, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1993 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1814402 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 21, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,000.00 MORTGAGOR(S): Linda R. Tutko, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: October 11, 2004 Dakota County Registrar of Titles, Document Number: 549670 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061903325000189 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 133714 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3427 Upper 149th Cr, Rosemount, MN 55068 Tax Parcel ID Number: 34-62857-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block One (1), Rahn's Eight Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $217,484.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne-

way 55, Lobby S 100, Hastings, Minne sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005732F01 1813765 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,000.00 MORTGAGOR(S): J Carmen Esquivel Hernandez, a single man MORTGAGEE: Home Loan Funding, Inc. DATE AND PLACE OF RECORDING: Recorded: June 10, 2005 Dakota County Recorder, Document Number: 2329491 ASSIGNMENTS OF MORTGAGE: And assigned to: Downey Savings and Loan Association, F.A., Dated: April 07, 2005, Recorded: April 04, 2007 Dakota County Recorder, Document Number: 2507354 And assigned to: Mortgage Electronic Registration Systems, Inc., Dated: June 05, 2006, Recorded: June 23, 2006 Dakota County Recorder, Document Number: 2440187 And assigned to: Central Mortgage Company, Dated: July 09, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100202690327844983 Lender or Broker: Home Loan Funding, Inc. Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4377 Yorktown Dr, Eagan, MN 55123-3030 Tax Parcel ID Number: 10-72997-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Sunset Eleventh Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $232,217.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006599F01 1801924 7/23-8/27/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 8, 2004 MORTGAGORS: John Peter Verstraete and Julie A. Murphy, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA DATE AND PLACE OF RECORDING: Recorded September 10, 2004, Dakota County Recorder, Document No. 2246628. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA as Trustee for WaMu Mortgage Pass-Through Certificates Series 2004-PR2 Trust, Dated: June 29, 2009 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association as successor in interest to Washington Mutual Bank MORTGAGED PROPERTY ADDRESS: 3310 Rolling Hills Drive, Eagan, MN 55121 TAX PARCEL I.D.#: 10-15501-370-02 LEGAL DESCRIPTION OF PROPERTY: Lot 37, Block 2, Bur Oak Hills Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $268,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $271,562.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 21, 2009. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2249 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1830426 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

MORTGAGEE: River City Mortgage Corp. DATE AND PLACE OF REGISTERING: Registered: September 30, 2003 Dakota County Registrar of Titles, Document Number: 516294 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation, Dated: July 21, 2003, Registered: September 30, 2003 Dakota County Registrar of Titles, Document Number: 516295 And assigned to: Mortgage Electronic Registration Systems, Inc., Dated: May 01, 2006, Registered: May 09, 2006 Dakota County Registrar of Titles, Document Number: 589855 And assigned to: U.S. Bank, N.A., Dated: July 16, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001902087 Lender or Broker: River City Mortgage Corp. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 129433 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1598 Summit Shores Cir, Burnsville, MN 55306-5818 Tax Parcel ID Number: 02-73084-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block One (1), Summit Shores Fifth, CIC No. 376, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $267,314.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005181F01 1827299 7/30-9/03/09

PUBLIC NOTICE NOTICE OF MORTGAGE

Mortgage Electronic Registration Sys tems, Inc., Dated: July 1, 2003, Recorded: July 9, 2007, as Document No. 2529044, and by Instrument dated Effective July 1, 2003. And thereafter assigned to: Chase Home Finance LLC, Dated: July 9, 2009. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Tradition Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 18108 Jarl Court, Lakeville, MN 55044 TAX PARCEL I.D.#: 22-63101-010-05 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 5, Raven Lake 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $295,395.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 22, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 13, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-5838 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1830126 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 27, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $320,000.00 MORTGAGOR(S): Richard J. Lamotte, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 26, 2007 Dakota County Recorder, Document Number: 2491745 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company, Dated: July 15, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100488910115984618 Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2318 Bonaire Path, Rosemount, MN 55068 Tax Parcel ID Number: 34-02110-013-31 LEGAL DESCRIPTION OF PROPERTY: That part of Government Lot 2 and the West Half of the Southwest Quarter (W 1/2 of SW 1/4) of Section Twenty-One (21), Township One Hundred Fifteen (115), Range Nineteen (19), Dakota County, Minnesota, described as follows: Commencing at the Southeast corner of said West Half of the Southwest Quarter (W 1/2 of SW 1/4); thence North 0 degrees 11 minutes 11 seconds West (assumed bearing) along the East line thereof a distance of 1753.82 feet; thence continuing North 0 degrees 11 minutes 11 seconds West along said East line

��

11 seconds West along said East line a distance of 900.00 feet to the centerline of 135th Street West; thence Northwesterly on said centerline along a non-tangential curve concave to the Northeast having a radius of 433.55 feet, a central angle of 8 degrees 32 minutes 38 seconds and a chord bearing of North 63 degrees 42 minutes 54 seconds West for a distance of 64.55 feet; thence North 59 degrees 26 minutes 36 seconds West along said centerline, tangent to the last described curve a distance of 295.35 feet to the actual point of beginning, thence continuing North 59 degrees 26 minutes 36 seconds West along said centerline a distance of 171.78 feet; thence along said centerline on a tangential curve concave to the Northeast, having a radius of 1174.50 feet and a central angle of 12 degrees 09 minutes 00 seconds for a distance of 249.08 feet; thence North 47 degrees 17 minutes 36 seconds West along said centerline a distance of 197.50 feet to the centerline of Biscayne Avenue; thence South 16 degrees 15 minutes 18 seconds West along said centerline a distance of 442.16 feet; thence Southwesterly on said centerline along a tangential curve concave to the Northwest, having a radius of 1454.44 feet and a central angle of 8 degrees 17 minutes 48 seconds for a distance of 159.84 feet; thence South 72 degrees 23 minutes 03 seconds East a distance of 685.58 feet; thence North 2 degrees, 12 minutes 43 seconds East a distance of 413.35 feet to the point of beginning and there terminating; according to the Government Survey thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $352,463.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006828F01 1827066 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 04, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,920.00 MORTGAGOR(S): Kathryn L. Neuenfeldt and Joseph W. Neuenfeldt, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 25, 2006 Dakota County Recorder, Document Number: 2399926 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000120625 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6565 168th St W, Rosemount, MN 55068-1817 Tax Parcel ID Number: 22-21174-120-01

22 21174 120 01 LEGAL DESCRIPTION OF PROPERTY: Lot Twelve (12), Block One (1), Donnay's Valley Park 5th, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $195,371.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004918F02 1829881 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Adam A. Grobove, III an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 19, 2005 Dakota County Recorder, Document Number: 2323725 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, National Association, as Trustee, Dated: August 17, 2006, Recorded: September 07, 2006 Dakota County Recorder, Document Number: 2459189 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100224620000617061 Lender or Broker: Ownit Mortgage Solutions, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1134 Ramsey St, Hastings, MN 55033-2810 Tax Parcel ID Number: 19-77300-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Tripp's Addition to Hastings, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $145,117.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE

INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, National Association, as Trustee Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007018F01 1817465 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 18, 2002 MORTGAGORS: S c o t t H e n z e a n d Kathy M. Henze, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 18, 2003, Dakota County Recorder, Document No. 2001502. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: July 15, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026600021790774 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Principal Residential Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12960 Pleasant Avenue South, Burnsville, MN 55337 TAX PARCEL I.D.#: 02-15180-100-04 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 4, Brittany Heights, Dakota Co., Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,111.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $129,770.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 22, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2022 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1830491 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 4 , 2003 MORTGAGORS: C l a y t o n W . L i t c h field and Rochelle K. Litchfield, husband and wife. MORTGAGEE: Welcome Home Mortgage Services Co. DATE AND PLACE OF RECORDING: Recorded April 24, 2003, Dakota County Recorder, Document No. 2036442. ASSIGNMENTS OF MORTGAGE: Assigned to: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co., Dated: March 14, 2003, Recorded: April 24, 2003, Document No. 2036443. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Welcome Home Mortgage Services Co. RESIDENTIAL MORTGAGE SERVICER: National City Real Estate Services LLC MORTGAGED PROPERTY ADDRESS: 4163 Starbridge Court, Eagan, MN 55122 TAX PARCEL I.D.#: 10-83571-100-01 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Wenzel Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $233,158.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 21, 2009. National City Real Estate Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1771 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1828666 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

�� MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Brier Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12931 South Harriet Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 021518001001 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Brittany Heights, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $100,855.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 23, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 23, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 24, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2069 638553228 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1830788 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

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plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 24, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 23, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-283 7892522891 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1830308 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 24, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Balla M Musa and Seham A. Nabry, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 06, 2005 Dakota County Recorder, Document Number: 2337431 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100026900100793438 Lender or Broker: Bell America Mortgage, LLC dba Bell Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13313 Morgan Ave S, Burnsville, MN 55337-2095 Tax Parcel ID Number: 02-32850-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Highland Five Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $170,543.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR

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�� MORTGAGOR: Heather Moe, a single woman. �� THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 MORTGAGEE: M o r t g a g e E l e c tronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006914F01 1829247 7/30-9/03/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 29, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $117,760.00 MORTGAGOR(S): Timothy W. Parkos, an unmarried man MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: October 23, 2003 Dakota County Recorder, Document Number: 2128807 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wachovia Mortgage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5325 206th St W, Farmington, MN 55024-1469 Tax Parcel ID Number: 14-48703-117-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 117, CIC No. 319, a Condominium, Middle Creek Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $134,936.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 23, 2009 MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006739F01 1822584 7/30-9/03/09

PUBLIC NOTICE NOTICE OF MORTGAGE

MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA DATE AND PLACE OF RECORDING: Recorded February 5, 2007, Dakota County Recorder, Document No. 2494132. ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, National Association as successor by merger to LaSalle Bank NA as trustee for WaMu Mortgage Pass-Through Certificates Series 2007-OA2 Trust, Dated: July 6, 2009 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, N.A. as successor in interest to Washington Mutual Bank MORTGAGED PROPERTY ADDRESS: 2378 Rushmore Road, Hastings, MN 55033 TAX PARCEL I.D.#: 19-29702-380-03 LEGAL DESCRIPTION OF PROPERTY: Lot 38, Block 3, Common Interest Community #567, Glendale Heights Third COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,492.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $212,743.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 20, 2009. Bank of America, N.A., as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2287 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1830364 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 27, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,920.00 MORTGAGOR(S): Theresa M. Howard, a single person MORTGAGEE: Bankers Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: July 15, 2003 Dakota County Recorder, Document Number: 2078098 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation, Dated: May 27, 2003, Recorded: July 15, 2003 Dakota County Recorder, Document Number: 2078099 And assigned to: Mortgage Electronic Registration Systems, Inc. , Dated: May 01, 2006, Recorded: May 09, 2006 Dakota County Recorder, Document Number: 2427196 And assigned to: U.S. Bank, N.A., Dated: July 16, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001866365 Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17443 Glacier Way, Lakeville, MN 55044-6432

Way, Lakeville, MN 55044-6432 Tax Parcel ID Number: 22-170-52-010-05 LEGAL DESCRIPTION OF PROPERTY: Unit 10, Cherry Highlands, a condominium, CIC No. 265, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $135,436.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005514F01 1827335 7/30-9/3/09

PUBLIC NOTICE

A. NOTICE OF DEFAULT AND FORECLOSURE SALE WHEREAS, on July 12, 2005, a certain Mortgage was executed by Myrtle Allen, as mortgagor, in favor of Wells Fargo Bank, N.A., as mortgagee, and was recorded on August 8, 2005, as Instrument No. 2348756 in the Office of the County Recorder, Dakota County; and WHEREAS, the Mortgage was insured by the United States Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing Act for the purpose of providing single family housing; and WHEREAS, the Mortgage is now owned by the Secretary, pursuant to an assignment dated March 9, 2007, and recorded on May 21, 2007, as Instrument Number 2518317, in the office of the County Recorder, Dakota County; and WHEREAS, a default has been made in the covenants and conditions of the Mortgage in that the payment due on October 1, 2008, was not made and remains wholly unpaid as of the date of this notice, and no payment has been made sufficient to restore the loan to currency; and WHEREAS, the entire amount delinquent as of August 28, 2009 will be $186,370.31; and WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Mortgage to be immediately due and payable; NOW, THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary's designation of me as Foreclosure Commissioner, recorded as Instrument No. ___________, notice is hereby given that on August 28, 2009 at 10:00 a.m. local time, all real and personal property at or used in connection with the following described premises ("Property") will be sold at public auction to the highest bidder: Lot 12 and the North 1/2 of Lot 13, Block 5, Riverside Park Addition to the City of South St. Paul, Dakota County, Minnesota Commonly known as: 345 7th Avenue South, South St. Paul, MN The sale will be held at Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Lobby #S-100, Hastings, MN; The Secretary of Housing and Urban Development will bid $186,370.31, plus attorneys' fees and costs. There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorate share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. THERE SHALL BE

foreclosure sale. THERE SHALL BE NO PERIOD OF REDEMPTION. When making their bids, all bidders except the Secretary must submit a deposit totaling $18,637.03 in the form of a certified check or cashier's check made out to the Secretary of HUD. A deposit need not accompany each oral bid. If the successful bid is oral, a deposit of $18,637.03 must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier's check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them. The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of a certified or cashier's check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due. If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the foreclosure commissioner after consultation of the HUD representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant. The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier's check payable to the Secretary of HUD, before public auction of the property is completed. The amount that must be paid if the mortgage is to be reinstated prior to the scheduled sale is $NA, plus all other amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner's attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents, a commission for the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement. Tender of payment by certified or cashier's check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below. Date: July 27, 2009 /s/ Paul A. Weingarden Foreclosure Commissioner Paul A. Weingarden Usset, Weingarden & Liebo P.L.L.P. 4500 Park Glen Road, Suite 300 St. Louis Park, MN 55416 Tele: 952-925-6888 Telefax: 952-925-5879 1830027 7/30-8/13/09

PUBLIC NOTICE NOTICE OF MORTGAGE

Assigned to: U.S. Bank, N.A., Dated: July 10, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278925443066 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4470 207th Street West, Farmington, MN 55024 TAX PARCEL I.D.#: 14-64275-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Riverside West, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $320,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $314,573.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 24, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 24, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-278 7892544306 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1830337 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

TAX PARCEL I.D.#: 02-81920-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Villaburne. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $218,309.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 17, 2009. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2250 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1830397 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

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said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 24, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 24, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2049 2005676872 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1830769 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 07, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,900.00 MORTGAGOR(S): Jessica J. Schuler, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 21, 2006 Dakota County Recorder, Document Number: 2422437 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee for the holders of the First Franklin Mortgage Loan Trust 2006-FF10 Mortgage Pass-through Certificates, Series 2006-FF10, Dated: July 10, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240007502013 Lender or Broker: NationPoint a Division of National City Bank of IN Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13628 Findlay Ave, Apple Valley, MN 55124-8068 Tax Parcel ID Number: 01-31003-050-04 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, Greenleaf Fourth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $229,302.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009

DATED: July 30, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of the First Franklin Mortgage Loan Trust 2006-FF10 Mortgage Pass-through Certificates, Series 2006-FF10 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006706F01 1830234 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2006 MORTGAGORS: Richard A. Jamieson and Jacqueline J. Jamieson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded July 25, 2006, Dakota County Recorder, Document No. 2448147. ASSIGNMENTS OF MORTGAGE: Assigned to: THE BANK OF NEW YORK MELLON F/K/A THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC. ASSET-BACKED CERTIFICATES, SERIES 2006-13, Dated: September 8, 2008, Recorded: October 6, 2008, Document No. 2616389. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700069591077 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 15004 Park Avenue, Burnsville, MN 55306 TAX PARCEL I.D. #: 025655406001 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Paha Sapa Knolls Fifth Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $337,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $379,149.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2009 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 24, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: July 24, 2009. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-156 139273115 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1830175 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 07, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $478,400.00 MORTGAGOR(S): Daovone Chanthalinh, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 28, 2007 Dakota County Recorder, Document Number: 2527097 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030011503548 Lender or Broker: Aegis Wholesale Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14255 Footbridge Way, Apple Valley, MN 55124-3331 Tax Parcel ID Number: 011658505001 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Cedar Isle Estates 6th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $533,949.88 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006408F01 1829832 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,880.00 MORTGAGOR(S): Heide Lund, unmarried woman MORTGAGEE: First Franklin, a division of Nat. City Bank of IN DATE AND PLACE OF RECORDING: Recorded: November 17, 2005 Dakota County Recorder, Document Number: 2381771 ASSIGNMENTS OF MORTGAGE: And assigned to: First Franklin Financial Corporation, Dated: March 07, 2006, Recorded: April 03, 2006 Dakota County Recorder, Document Number: 2417509 And assigned to: U.S. Bank National Association, As Trustee For The Holders Of The First Franklin Mortgage Loan Trust Mortgage Pass-through Certificates, Series 2006-FF2, Dated: April 01, 2008, Recorded: May 27, 2008 Dakota County Recorder, Document Number: 2592917 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin, a division of Nat. City Bank of IN Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8111 Dana Path, Inver Grove Heights, MN 55076-3824 Tax Parcel ID Number:

Tax Parcel ID Number: 20-18291-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Concord Commons 2nd, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $210,299.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, As Trustee For The Holders Of The First Franklin Mortgage Loan Trust Mortgage Pass-through Certificates, Series 2006-FF2 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 001899F02 1827572 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 23, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 MORTGAGOR(S): Nicholas J. Breun and Melissa L. Breun, husband and wife MORTGAGEE: Aames Funding Corporation dba Aames Home Loan DATE AND PLACE OF REGISTERING: Registered: December 27, 2004 Dakota County Registrar of Titles, Document Number: 555180 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Indenture Trustee of the Aames Mortgage Investment Trust 2004-1, Dated: July 16, 2009 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Aames Funding Corporation dba Aames Home Loan Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 134670 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3764 Conroy Trl, Inver Grove Heights, MN 55076-3116 Tax Parcel ID Number: 20-53652-010-29 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 29, The Oaks Third Addition, together with Declaration of Covenants, Conditions and Restrictions recorded as Document Number 388776 and amended by Document Number 403417, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $136,170.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mort-

�� mort by said to pay the debt secured gage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Indenture Trustee of the Aames Mortgage Investment Trust 2004-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005182F01 1827197 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 10, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,000.00 MORTGAGOR(S): William G. Rogers, a married man MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: October 31, 2006 Dakota County Recorder, Document Number: 2472435 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wachovia Mortgage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12525 Pinehurst Dr, Burnsville, MN 55337-3455 Tax Parcel ID Number: 02-57500-120-02 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Pinehurst, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $283,731.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 MORTGAGEE: Wachovia Mortgage, FSB fka World Savings

�� World �� Savings �� gage, FSB fka Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006848F01 1823807 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 17, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,000.00 MORTGAGOR(S): Lorie Ann Hable, a single woman MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: March 06, 2007 Dakota County Recorder, Document Number: 2500680 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, N.A., as Trustee on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series AMQ 2007-HE@ Asset Backed Pass-through Certificates, Series AMQ 2007-HE, Dated: January 22, 2007 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 359 4th Ave S, South Saint Paul, MN 55075-2617 Tax Parcel ID Number: 36-64300-150-12 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 12, Riverside Park Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $142,563.98 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 ASSIGNEE OF MORTGAGEE: Wells Fargo Bank, N.A., as Trustee on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series AMQ 2007-HE@ Asset Backed Pass-through Certificates, Series AMQ 2007-HE Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006226F01 1830055 7/30-9/3/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 18, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,400.00 MORTGAGOR(S): Misty L. Nickle, Single Person and Derek A. Achartz, Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

��

�� Registration Systems, Inc. Mortgagee �� Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 30, 2005, Dakota County Recorder, Document #: 2384847 Transaction Agent : Mortgage Electronic Registration Systems, Inc Transaction Agent Mortgage Identification Number : 100015700061498131 Lender or Broker : America's Wholesale Lender Residential Mortgage Servicer : Countrywide Home Loans Mortgage Originator : Not Applicable LEGAL DESCRIPTION OF PROPERTY: Situated in the County of Dakota and in the State of Minnesota, to-wit: the East 103 feet of Lot Ten (10), Auditor's Subdivision Number 38, Eagan, Except the South 28 feet thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address : 3295 Hwy 55 Eagan, MN 55121 Tax Parcel ID No : 100380001010 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,896.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 23, 2009, 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 5, 2009 Mortgage Electronic Registration Systems, Inc. Mortgagee Wilford & Geske Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 7650 Currell Boulevard Suite 300 Woodbury, Minnesota 55125 (651)209-3300 File ID: 054975-39302 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 23, 2009, at 10:00 A.M., has been postponed to June 4, 2009, at 10:00 A.M. in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN, in said County and State. Dated: April 23, 2009 Mortgage Electronic Registration Systems, Inc. Mortgagee Wilford & Geske, PA Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 7650 Currell Blvd., Suite 300 Woodbury, MN 55125 (651)209-3300 Client ID: 39302 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 4, 2009 at 10:00 a.m. has been Postponed to July 30, 2009 at 10:00 a.m. in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN, in said County and State Dated: June 18, 2009 Mortgage Electronic Registration Systems, Inc. Mortgagee Wilford & Geske Lawrence A. Wilford James A. Geske 8425 Seasons Parkway Suite 105 Woodbury, MN 55125 Ph.: 651-209-3300 File ID: 39302 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 30, 2009 at 10:00 a.m. has been Postponed to September 17, 2009 at 10:00 a.m. in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, in the City of Hastings in said County and State. Dated: July 29, 2009 Mortgage Electronic Registration Systems, Inc.

Wilford & Geske By: Lawrence A. Wilford/James A. Geske 8425 Seasons Parkway Suite 105 Woodbury, MN 55125 Ph.: 651-209-3300 File ID: 39302 1839607 8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 7, 2007 MORTGAGORS: Jeffrey J. Kabat and Melissa K. Kabat, husband and wife. MORTGAGEE: National City Mortgage a division of National City Bank DATE AND PLACE OF RECORDING: Registered October 5, 2007, Dakota County Registrar of Titles, Document No. 618367, Certificate of Title No. 138249. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: National City Real Estate Services LLC MORTGAGED PROPERTY ADDRESS: 15865 Hyland Pointe Court, Apple Valley, MN 55124 TAX PARCEL I.D.#: 01-34500-270-01 LEGAL DESCRIPTION OF PROPERTY: Lot 27, Block 1, in Hyland Pointe Shores COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $230,523.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 7, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 12, 2009. National City Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1557 0005828833 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 30, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 6, 2009. National City Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1557 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 3, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 30, 2009. National City Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1557 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1838436 8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 9, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $100,000.00 MORTGAGOR(S): Curtis M. Larson and Anita M. Larson, Husband and Wife MORTGAGEE: Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB, a Federal Savings Bank DATE AND PLACE OF RECORDING: Recorded: November 29, 2004, Dakota County Recorder, Document #: 2271333 Transaction Agent : Not Applicable Transaction Agent Mortgage Identification Number : Not Applicable Lender or Broker : Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB, a Federal Savings Bank Residential Mortgage Servicer : Wachovia Mortgage, FSB Mortgage Originator : Not Applicable LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, Greenleaf 12th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address : 4681 141st St W Apple Valley, MN 55124 Tax Parcel ID No : 01-31011-050-03 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $108,205.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 2, 2009, 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 12, 2009 Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB, a Federal Savings Bank Mortgagee Wilford & Geske Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 7650 Currell Boulevard Suite 300 Woodbury, Minnesota 55125 (651)209-3300 File ID: 233200-35793 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 2, 2009 at 10:00 a.m. has been postponed to May 21, 2009 at 10:00 a.m. in the Dakota County Sheriff's Office; Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN Dated: March 25, 2009 Wachovia Mortgage FSB, f/k/a World Savings Bank, FSB Mortgagee Wilford & Geske, PA Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 7650 Currell Blvd., Suite 300 Woodbury, MN 55125 (651)209-3300

(651)209-3300 Client ID: 35793 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 21, 2009 at 10:00 am has been postponed to July 2, 2009 at 10:00 am in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN, in said County and State. Dated: May 20, 2009 Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB, a Federal Savings Bank Mortgagee Wilford & Geske By: Lawrence A. Wilford James A. Geske Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651) 209-3300 Client ID: 233200-35793 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 2, 2009 at 10:00 a.m. has been Postponed to August 6, 2009 at 10:00 a.m. in the Dakota County Law Enforcement Center, 1580 Highway, Lobby S-100, Hastings, MN Dated: July 1, 2009 Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB, a Federal Savings Bank Mortgagee Wilford & Geske By: Lawrence A. Wilford/James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Ph.: 651-209-3300 File ID: 35793 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 6, 2009 at 10:00 A.M. has been postponed to September 10, 2009 at 10:00 A.M. in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN, in said County and State. Dated: August 6, 2009 Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB, a Federal Savings Bank Mortgagee Wilford & Geske, PA Attorneys for Mortgagee Lawrence A. Wilford 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651)209-3300 Client ID: 35793 1842834 8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 3, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6370 1766367453 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 30, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 6, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6370 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 3, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 29, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6370 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1833750 8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 17, 2008. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6122 1793773388 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 2, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 18, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6122 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 25, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 3, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6122 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 30, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 29, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6122 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 3, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 30, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6122 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1836773 8/6/09

PUBLIC NOTICE NOTICE OF MORTGAGE

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August 6, 2009 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY �� 17 18 49 , a radius of 287.89 feet and a chord that bears South �� deceased, MARGARET DUDLEY, deceased, MARCELLA DUDLEY, deceased, CHARLES SHEEHAN, deceased, DOROTHY SHEEHAN, deceased, MARGARET COUILLARD, MARY ELLEN SAMUELSON, PATRICIA SHEEHAN, GERALYN SHEEHAN, JOSEPH DUDLEY, deceased, BELVA DUDLEY, deceased, JOSEPH DUDLEY, JR., MARY ANN ZINKAN, ELLEN BURKE, GRACE A. TREWICK, NANCY KELLY, ROBERT JAMES DUDLEY, deceased, BERNAS DUDLEY, deceased, PATRICK DUDLEY, MAUREEN KRENSKE, KATHLEEN SWEDIN, VINCENT DUDLEY, TIMOTHY DUDLEY, MARGARET ROSE DUDLEY, DONALD HIGHFIELD, deceased, MARY HIGHFIELD, deceased, ROBERT HIGHFIELD, deceased, COLLEEN MAGNUSON, EDWARD DUDLEY, deceased, DONNA DUDLEY, DENNIS DUDLEY, JOHN DUDLEY, SUSAN HAUGE, FERDINAND W. VOLKERT, JUNE E. VOLKERT, Also any other of the defendants who are deceased and the unknown heirs of any deceased defendant; Also the successors or assigns of above named parties together with all other parties unknown that claim a right, title, interest, lien or estate in the real estate described in the Complaint herein, Defendants. THE STATE OF MINNESOTA TO THE ABOVE NAMED DEFENDANTS: You and each of you are hereby summoned and required to answer the Complaint of the plaintiff in the above entitled action which Complaint has been filed in the office of the Clerk of District Court above named, in the Dakota County District Court in the City of Hastings, Dakota County, Minnesota, and to file your answer to the said Complaint with the Clerk of the above named Court within twenty (20) days after the service of this Summons upon you, exclusive of the day of such service; and if you fail to file said answer to said Complaint within the time aforesaid, the plaintiffs will apply to the Court for the relief demanded in said Complaint. And you are hereby notified that the object of this action, among other things, is to obtain a judgment that the plaintiffs are the owners in fee simple of the following described real property and that none of said defendants have any estate or interest therein or lien thereon, and that such action affects the following described lands situation in the County of Dakota, State of Minnesota: The North half (N 1/2) of Section Twenty-eight (28), Township One hundred twelve (112), Range Nineteen (19), EXCEPT THE FOLLOWING TWO PARCELS: 1. The North 40 acres of the West 55 acres of the Northwest quarter (NW 1/4) of said Section Twenty-eight (28); 2. Beginning at a point which is 1510 feet due east of a point two rods south of the northwest corner of the NW 1/4 of Section 28, Township 112, Range 19; thence due south 434 feet; thence due west 500 feet; thence due north 434 feet; thence due east 500 feet to the point of beginning. AND INCLUDING THE FOLLOWING: The Northwest quarter (NW 1/4) of the Northeast quarter (NE 1/4) of Section Eight (8), Township one hundred twelve (112), Range Nineteen (19). AND Beginning at a point which is 1510 feet due east of a point two rods south of the northwest corner of the NW 1/4 of Section 28, Township 112, Range 19; thence due south 434 feet; thence due west 500 feet; thence due north 434 feet; thence due east 500 feet to the point of beginning. AND That part of the Southwest quarter (SW 1/4) of the Southeast quarter (SE 1/4) of Section Twenty (20), Township One hundred twelve (112), Range Nineteen (19), described as follows: Beginning at the southeast corner of said Southwest quarter (SW 1/4) of the Southeast quarter (SE 1/4); thence North 0° 09’26” East (assumed bearing) along the east line of said Southwest quarter (SW 1/4) of the Southeast quarter (SE 1/4) 1318.48 feet to a line parallel with and 150.00 feet southeasterly as measured at right angles from the centerline of the existing track of the Union Pacific Railway Co. line; thence South 62° 56’53” West along said parallel line 1255.40 feet to the centerline of Canada Avenue, as traveled; thence easterly along said centerline 59.25 feet along a nontangential curve concave to the north having a central angle of 20°21’36”, a radius of 166.73 feet and a chord that bears South 70°33’24” East; thence South 80°44’12” East, along said centerline, tangent to the last described curve, 91.95 feet; thence southeasterly along said centerline 117.02 feet along a tangential curve concave to the south having a central angle of 31°12’46” and a radius of 214.80 feet; thence South 49°31’26” East, along said centerline, 77.82 feet; thence South 47°13’41” East, along said centerline, 139.67 feet; thence southerly along said centerline 59.90 feet along a nontangential curve concave to the west having a central angle of 32°44’47”, a radius of 104.81 feet and a chord that bears South 21°22’42” East; thence southerly along said centerline 86.99 feet along a nontangential curve concave to the west having a central angle of 17°18’49”, a radius of 287.89 feet

7°40’20” West; thence South 23°25’37” West along said centerline 152.72 feet; thence southerly along said centerline 148.27 feet along a tangential curve concave to the east having a central angle of 21°17’36” and a radius of 398.96 feet; thence South 2°08’02” West along said centerline 115.16 feet to the south line of said Southwest quarter (SW 1/4) of the Southeast quarter (SE 1/4), thence North 88°29’36” East along said south line 789.45 feet to the point of beginning. No personal claim is made against any defendant. Dated at Cannon Falls, Minnesota this 9th day of July, 2009. James M. Burkhardt Attorney for Plaintiffs 215 Fourth Street North Cannon Falls, MN 55009 (507) 263-3921 Attorney I.D. No. 13286 1811377 7/23-8/6/09

Cedar Avenue BRT site OK’d

During its July 20 meeting, the Lakeville City Council approved a Metro Transit plan to build a 191-parkingstall bus rapid transit station along Cedar Avenue just south of 175th Street. Construction was set to begin by the end of July. The 7.6-acre plot where the BRT station will be was purchased by the Metropolitan Council in July. Once it’s completed on Sept. 28, bus stations in Eagan, Apple Valley and Lakeville will dot the Cedar Avenue corridor, providing people with transit access to a dozen destinations, including Minneapolis, St. Paul and the Mall of America, according to Dakota County and Metro Transit officials. Construction of the Cedar Avenue surface lot will cost $1.3 million and be constructed in two phases. Phase two, for which no timetable has been presented, will increase the size of the lot from 191 to 392 stalls. – Derrick Williams

New laws that affect business enacted

The following is a listing of select new laws passed during the 2009 legislative session affecting consumers and business that took effect Aug. 1. A complete summary of all laws passed by the 2009 Legislature is available online from the House Public Information Services Office. Go to http://www.house.mn/hinfo/ newlaws/newlawsmain.asp.

fected companies that they may be subject to divestment. If a company does not take action within 90 days to cease its scrutinized business operations, the board will begin selling, redeeming, divesting or withdrawing its stock in the company. The law includes a prohibition on acquiring new stocks in such companies. Exemptions are provided to companies involved in humanitarian and similar work in Iran. Dental therapist licensure required A provision in the omnibus higher education law, sponsored by Rep. Tom Rukavina (DFL-Virginia) and Sen. Sandy Pappas (DFL-St. Paul), calls for a new class of mid-level dental practitioners - dental therapists. These oral health care practitioners will serve as a middle option between dentists and hygienists, and work in underserved areas. The law lays out educational requirements for dental therapists and “advanced dental therapists,” and also establishes licensure requirements and other regulations. The Board of Dentistry will receive $110,000 to pay for licensing dental therapists.

Contractor or employee? A new law addresses the misclassification of some workers in the trucking and courier industry as independent contractors rather than employees. Sponsored by Rep. Sheldon Johnson (DFL-St. Paul) and Sen. David Tomassoni (DFL-Chisholm), the law lays out factors all needing to be present for a worker to be considered an independent contractor, including when the individual: • owns the equipment or holds it under a bona fide lease arrangement; • is responsible for the equipment’s maintenance and operating costs; • is paid based on work performed, not time expended; • substantially controls the means and manner of the service performance; and • enters into a written Industry Paying subcontractors contract specifying that the relationship is one of an in- promptly dependent contractor and not Beginning Aug. 1, 2009, that of an employee. subcontractors and suppliers working on residential jobs Government will have the same assurance Divesting from Iran as those working for commerA new law requires the cial contractors that they’ll be State Board of Investment to paid in a timely manner. divest assets it currently holds A new law, sponsored by with companies that do busi- Rep. Larry Howes (R-Walkness with, or invest in, Iran’s er) and Sen. Linda Scheid energy sector. (DFL-Brooklyn Park), strikes Sponsored by Rep. Ryan language excluding residenWinkler (DFL-Golden Val- tial subcontractors and supley) and Sen. Terri Bonoff pliers from an existing law (DFL-Minnetonka), the requiring prompt payment. board must identify and comPrime contractors or subpile a list of companies en- contractors who hire other gaging in “scrutinized busi- subcontractors or suppliness operations” in Iran. ers must pay those they hire It will then notify the af- within 10 days from the date

payment is requested. The business in Minnesota may law also stipulates interest to continue to do so pending be paid on late payments. approval or disapproval of the provider’s, broker’s, or investInsurance ment agent’s application for a Speeding up insurance license as long as the applicaclaims tion is filed with the state by Let’s say you own a store Dec. 31, 2009. and a fire destroys the buildAcupuncturist services ing and your inventory. You reimbursement – Treatment have insurance, but you may by licensed acupuncture pracfind you have to hire a lawyer titioners will become more to get the insurance company widely reimbursed by health to pay up. care plans that already offer Sponsored by Rep. Joe physician-supervised or proAtkins (DFL-Inver Grove vided coverage only. Heights) and Sen. Tom Bakk A new law provides equal (DFL-Cook), a new law will access to a licensed acupuncallow for a 10 percent inter- ture practitioner for services est charge on the insurance covered under a regulated proceeds calculated from the health plan. time the insured requests payIf acupuncture services ment of the policy amount, provided by a physician are plus reasonable attorney fees covered, the same services and court costs. provided by a licensed acuIt also clarifies the puncture practitioner must term and usage of “surviv- also be covered. ing spouse” as it relates to a It does not require health business of a deceased pro- plans that don’t cover any fessional who was the sole acupuncture services to beowner of a firm at the time gin doing so. It applies to of their death. The law gives coverage issued, renewed or the surviving spouse one year continued on or after Aug. 1, after the professional’s death 2009. to sell the practice; prior law Law allowed only 90 days. Sale of life insurance poliGreater attorney fee cies modified awards Some people who purSponsored by Rep. Joe chase a life insurance policy Mullery (DFL-Mpls) and sell it to a third party before Sen. Don Betzold (DFLthe policy matures. A new law Fridley), a new law elimisponsored by Rep. Joe Atkins nates a per-hour cap on an (DFL-Inver Grove Heights) award of attorney’s or agents and Sen. Chris Gerlach (R- fees in a civil action or conApple Valley) modifies stat- tested case where the state is utes regulating viatical settle- a party. ments. Under current law, when Under the law, a broker a court finds the state is not or provider will need to be justified in bringing forth an licensed by the state where action, the defendant is enthe person selling the policy titled to an award of attorney resides. A licensed insurance fees and expenses. However, producer agent in good stand- the $125 hourly cap, estabing will be allowed to operate lished in 1986, is still in statas a viatical settlement broker. ute. Supporters said it is hard The law also lays out grounds for a license to be suspended to get good legal representaor revoked and for refusal to tion at that limited price. The law will allow a judge issue or renew the license of the provider, broker or agent. to issue a reasonable award Although the law is effec- based on the prevailing martive Aug. 1, 2009, a viatical ket rate for the kind and settlement provider, broker or quality of service received by investment agent transacting the defense.

Building on Recovery Act provisions implemented earlier this year, the U.S. Small Business Administration announced recently it can provide surety bond guarantees on federal contracts valued at up to $10 million, if the contracting officer certifies that the guarantee is in the best interests of the government. An Interim Final Rule is available for public inspection at The Federal Register. Currently, under a related provision of the Recovery Act that was implemented in March, SBA can provide bond guarantees up to $5 million through September 2010 on all public and private contracts and subcontracts. SBA partners with the

their markets hurt by a poor economy and lagging construction.” Additional program enhancements published in the rule include: • a new small business size standard for this program; • authorization for SBA to exercise discretion in deciding bond liability issues; and, • a definition of “Order” issued under an Indefinite Delivery Contract. The new size standard (which will be in effect until Sept. 30, 2010) temporarily replaces the current size standard for the surety bond guarantee program. Through its Bond Guarantee program, SBA will also help by guaranteeing bid, pay-

Employment

Realtors invited to tour new Farmington SBA offers $10 million surety bond guarantee for businesses High School Farmington Area Public Schools is offering area realtors an opportunity to experience the new Farmington High School and learn more about all of the changes that have taken place in the district this year. The realtors’ forum is slated for Thursday, Aug. 13, from 9 to 11 a.m. Participants will tour the new school and be provided up-to-date information about the district’s grade configuration, new attendance boundaries, school name changes, and other changes. To register, contact the Southern Twin Cities Association of Realtors at (651) 452-6611.

surety industry to help small businesses that would otherwise be unable to obtain bonding in the traditional commercial marketplace. Under the partnership, SBA provides a guarantee to the participating surety company of between 70 and 90 percent of the bond amount. “Raising the surety bond limit is a critical step in making sure small businesses in the construction and service sector have access to federal contracting opportunities that will help drive economic recovery,” SBA Administrator Karen Mills said. “These changes support small and emerging businesses nationwide, particularly construction contractors who have seen

ment and performance bonds to protect the project owner against financial loss if a contractor defaults or fails to perform. Finally, the rule adds a definition for an “Order” issued under an Indefinite Delivery Contract to clarify that SBA bond guarantees apply to individual orders, as well as contracts. SBA assistance in locating a participating surety company or agent, and completing application forms, is available online. For more information on SBA’s Surety Bond Guarantee Program, including Surety Office contacts, go online to http://www.sba.gov/osg/, or call 1-800-U ASK SBA.