01/14/2010 - Dakota County Tribune Business Weekly by Dakota County Tribune

Comic store caters to all types 2A Restaurant owners learn to evolve 6A Will it be a Republican come back? 9A

ANDREW MILLER JESSICA HARPER T.W. BUDIG

dakotacountytribune.biz dakotacountytribune.biz

DATE ##, 2009 JANUARY 14, 2010

VOLUME 30, NUMBER # VOLUME 30, NUMBER 46

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appyafter 43 years Happy Harryâ&#x20AC;&#x2122;s Furniture has served generations of loyal customers

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DAKOTA COUNTY TRIBUNE

Furnishing a home is all about finding pieces that offer style, quality and comfort. Selecting a furniture store to assist in making those choices may be as important as choosing the right furnishings. Happy Harryâ&#x20AC;&#x2122;s Furniture has been serving its broad base of customers for 43 years in Farmington with what it bills as honesty, product quality and exceptional personal service. Harry and Lou Ross opened Happy Harryâ&#x20AC;&#x2122;s in 1966 because they loved furniture and wanted to open a store. The couple expanded the showroom in 1976 to 12,000 square feet to accommodate more furnishings. Their sons, Jim and Tim Ross, have been coowners of the family business for 14 years a n d r u n a l l

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INSIDE BIZ BUZZ SPOTLIGHT

Burnsville couple opens Minnesotaâ&#x20AC;&#x2122;s largest Jazzercise center in Apple Valley to help people get in shape for the new year. LYNDA 3A ISAACS FORUM

DAKOTA COUNTY TRIBUNE

Photo by Kara Hildreth

Jim Ross, owner of Happy Harryâ&#x20AC;&#x2122;s Furniture in Farmington, is proud to continue running the 43-year family business alongside his brother, Tim, and a loyal staff that keep serving a loyal client base with quality furniture. Ross stands next to two photographs taken of his four children at different ages. aspects of ordering furniture pieces, advertising and attending to customersâ&#x20AC;&#x2122; needs. Happy Harryâ&#x20AC;&#x2122;s employs a loyal team of sales, service and delivery staff members who keep customers happy and coming back. â&#x20AC;&#x153;Our trademark is our honesty, service, quality and our word - doing what we say we are going

to do,â&#x20AC;? Ross said. â&#x20AC;&#x153;People see us and know we are not a revolving door but the same faces. There is a trust in that because they know us, and we do not work on commission.â&#x20AC;? Choosing to buy only American-made home furnishings because he believes they are designed and constructed in the See Happy Harryâ&#x20AC;&#x2122;s, Page 44A

Happy Harryâ&#x20AC;&#x2122;s Furniture, Highway 3 in Farmington, is open 360 days a year, seven days a week and store hours run from 9 a.m. to 9 p.m. Monday through Friday, 9 a.m. to 5 p.m. Saturday and from noon to 5 p.m. Sunday. Many home furnishing styles are online at www. happyharrysfurniture.com. The business can be reached at (651) 463-7482.

Happy Harryâ&#x20AC;&#x2122;s Furnitureâ&#x20AC;&#x2122;s name was taken from a nickname Harry Ross got from friends. â&#x20AC;&#x153;My dad was always laughing - he was a happy, jolly guy and they thought it was a good name that would work and it stuck,â&#x20AC;? his son, Jim Ross, said. â&#x20AC;&#x153;There were those who said it was not as fancy a name as some other furniture places, but it is a name people wonâ&#x20AC;&#x2122;t forget.â&#x20AC;? When Happy Harryâ&#x20AC;&#x2122;s Furniture opened in 1964, the business and customer traffic revolved around people buying furniture at Christmas and tax season. Harry thought the business was an ideal match to allow him to take up his favorite hobby - fishing. Years later, the couple bought a cabin up north to head to on the weekends and holidays. Harry and Lou Ross live in Arizona in the winter and Farmington during the summer months. Harry, 84, is enjoying his retirement with his wife, his son said.

DANE SMITH

The average person cannot stop paying bills; federal and state government should not be allowed to either. 4A

BUSINESS 101

RONALD THOMAS

Communities of choice drive new powerful markets and have replaced the traditional communities of class. 5A

CAPITOL COMMERCE

Governor meets with Democrat leaders to talk about the 2010 legislative session and how to address the state def icit. TIM 11A PAWLENTY

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January 14, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Superpowers in the suburbs With a bookstore-like atmosphere, Mind’s Eye Comics in Eagan caters to collectors and general readers alike by Andrew Miller DAKOTA COUNTY TRIBUNE

As a child, Andrew Troth found vicarious thrills in the action-packed monthly adventures of the Legion of Super-heroes and other larger-than-life comic book characters. Troth, of Eagan, turned that childhood enchantment into a full-time occupation. “I’ve loved comics since I was a kid and always entertained ideas of doing something with them. After time I found out I wasn’t cut out to be a writer or an artist, so I went into retail,” said Troth, who opened Mind’s Eye Comics 11 years ago in Eagan’s Thomas Lake Center shopping complex at 1565 Cliff Road. Troth’s shop, which offers a wide variety of new and used comics and features different sections for superhero comics, Japanese manga titles, and webcomics (comics first published on the Internet), was designed with a warm and welcoming bookshoplike ambiance. “I think a lot of people have the image of a comic

Photo by Andrew Miller

Mind’s Eye offers a wide variety of new and used comics and features different sections for superhero comics, Japanese manga titles, and webcomics (comics first published on the Internet).

Photo by Andrew Miller

Andrew Troth opened Mind’s Eye Comics 11 years ago in the Thomas Lake Center shopping complex in Eagan. book store as a place that can be hard to find, difficult to get around in, difficult to deal with, and not necessarily appealing to enter if you feel like you don’t know what you’re doing,” Troth said. “I thought a comic shop that had the atmosphere of a

bookstore rather than a hobby shop would attract people.” To that end, Troth added carpeting and plush furniture for customers to sit and browse through titles, hardwood cabinets custom-built to hold back issues of comics, and, eschewing a common

comic shop stereotype, he keeps the store well lit. “We replace the light bulbs when they go out,” he said with a laugh. Troth said he chose Eagan as the location for his shop because the area was underserved at the time.

“I opened the store in the suburbs because I saw a need for it,” said Troth, who worked for other Twin Cities comic book stores, including Shinders in Bloomington and DreamHaven Books & Comics in Minneapolis, before opening Mind’s Eye. “I just wasn’t very happy with the options that existed out here at the time,” which consisted of the nowshuttered Comic Archives in Apple Valley and a Shinders, he said. Troth promotes his business through print advertising, a Web site (www.mindseyecomics.com), as well as Facebook and MySpace pages. He also participates in Free Comic Book Day, the annual industry-wide promotion held the first Satur-

day in May that offers free comic books to people who visit comics shops. He tends to avoid comic book conventions. “I’m not a convention guy,” he said. “I’m kind of an introvert, and I’m busy enough running the store as it is.” And though selling comics has become his 9-to-5 job, Troth still finds pleasure between the pages of his favorite titles. “I still read a lot of comics,” said Troth, who lately has been working his way through “Age of Bronze,” a series published by Image Comics that retells the legend of the Trojan War. “It’s what I grew up with and what I love.” Andrew Miller is at andrew.miller@ecm-inc.com.

Better Business Bureau releases statistics, predictions for 2010 The Better Business Bureau of Minnesota and North Dakota has compiled its statistics for 2009 and is announcing the top ten industries for customer complaints and inquiries, as well as total instances of service to the public – more than 1.7 million a new record for the BBB. The BBB handled over 25,500 complaints in 2009, resolving nearly 92 percent of them. “2009 is barely in our rear view mirror, and we’re working hard to analyze the data for trends,” said Dana Badgerow, president and CEO of the BBB. “The statistics that emerge from the past year will allow us to identify the industries that most need our help in decreasing complaints and increasing consumer trust.” Despite the troubles the auto industry has experienced recently, complaints against auto dealers topped our list last year. Complaints against contractors were also prevalent, as evidenced by the five categories in the construction field which made the list. The construction industry also topped the list of inquiries from the public the BBB received in 2009. Work-At-Home offers were No. 7 on that list, likely a result of an increase in offers of that nature and the continued high unemployment rate. The top ten complaints on industries were: • auto dealers – new and used vehicles • Siding contractors • roofing contractors • construction and remodeling services • auto repair and services

• contractors-general • banks • windows-installation/service • television-cable, CATV and satellite. The top ten inquiries on industries were: • roofing contractors • contractor-general • construction and remodeling services • electronic equipment and supplies dealers • mortgages and/or escrow companies • collection agencies • work-at-home companies • heating and air conditioning • Internet shopping services • auto dealers-used vehicles

Predictions for 2010 The BBB has received thousands of calls about scams that affected consumers this past year. Based on the BBB’s observations, here are some scams to be on the lookout for in 2010! • Winter Olympics Scams. The 2010 Winter Games are in Vancouver, British Columbia this year. If you’re considering going, make sure tickets for Olympic events are purchased from the appropriate agency. US citizens must purchase tickets from www.cosport.com. Scammers may also seek to take advantage of consumers by offering ‘hospitality packages,” which consumers pay for only to discover they don’t have accommodations. • Census Scams. Scammers may use

the census in an attempt to ‘phish’ and get personal information from consumers via e-mail. Census information will not be collected by e-mail. For more information about how the census process will work, check www.census.gov . • Green Remodeling Offers. When working with a contractor, homeowners should have a clear understanding of what makes a product green and the precise advantages and disadvantages of that item. Consumers should verify that the products offered are eligible for advertised rebates or tax incentives. • Job Scams. Seeking to take advantage of high unemployment rates, scammers will try to rope people into fraudulent re-shipping schemes or offer jobs in exchange for an up-front payment. Be aware that re-shipping schemes are illegal and legitimate employment offers do not require any payment up-front. • Pre-Acquired Account Marketing ‘Offers.’ After making purchases online, customers receive pop-ups offering discounts which appear to come from the retailer. However, the pop-ups come from third-party companies and by clicking on these offers to save, customers unknowingly sign up for memberships, which result in monthly billings (usually far greater than the initial offer of savings) to their credit cards – even when they haven’t directly provided their credit card numbers. Agreements between online retailers and these third-party companies allow customer credit card information to be

shared. Customers should be alert when presented with these offers and make sure they understand all the terms of offers they receive. • IRS-related scams. These tend to flare up as tax season approaches. The IRS reminds people that they do not discuss tax account matters with people by e-mail. • Wireless security breaches. Consumers need to be aware that unless they take precautions, their personal information can be compromised when they use public Wi-Fi connections. Visit www.onguardonline.gov/topics/wireless-security.aspx for more information. • Fake online classified ads or auction sales. Customers respond to online offers or auctions that are too good to be true, only to find out they do not get the promised product and their personal information (credit card number) has been compromised. • Gift card scams. This occurs when people buy gift cards from auction sites at reduced prices and then discover the cards are blank or nearly depleted of value. It’s best to purchase a gift card directly from the merchant. • Smishing scams. Similar to phishing, smishing uses cell phone text messages to deliver the “bait” to get you to divulge your personal information. The “hook” (the method used to actually capture your information) in the text message may be a Web site URL. However it has become more common to see a phone number that connects to an automated voice response system.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 14, 2010

Buzz Moving Up YVONNE PERKINS Awarded ALC designation Edina Realty, Boyd Perkins Group Jordan

Yvonne Perkins of Edina Realty and the Boyd Perkins Group has been awarded the Accredited Land Consultant designation of the Realtors Land Institute. As an ALC, Perkins joins an elite group of land specialists who have attained the highest level of knowledge and experience in their profession. Perkins currently serves as the vice president of the Minnesota Chapter of the Realtors Land Institute and is a Realtor with Edina Realty. She specializes in residential, farms and land, and land for development. The Realtors Land Institute is an affiliate organization of the National Association of Realtors. It focuses on serving land professionals who specialize in: farms, ranches, recreational, and other specialty land properties; undeveloped tracts of land; transitional and development land; subdivision and lot wholesaling; and site selection and assemblage of land parcels. For more information about the institute, visit www.RLILand.com or call 1-800-441-5263. Perkins can be reached at (612) 7091555 or yvonneperkins@edinarealty. com.

Noteworthy HEIDI NORDIN Appointed State Advisory Council on Mental Health

Gov. Tim Pawlenty announced on Dec. 2 the appointment of Eagan resident Heidi Nordin to the State Advisory Council on Mental Health. Nordin is a manager with US Bank’s Network Operations Center in St. Paul Previously, she has held positions as a PC network development supervisor with the city of Bridgeport, Connecticut; a help desk representative with IBM Global Services in Minneapolis and Southbury, Connecticut; and a customer service representative with First Bank Systems in St. Paul. Nordin has an associate of applied science degree in computer and voice networking from Alexandria Technical College and is currently pursuing her bachelor of science degree in management information systems at Metropolitan State University. Nordin volunteers with the National Alliance on Mental Illness office in St. Paul where she serves on its legislative committee and was its 2007 Office Volunteer of the Year. Nordin replaces Eileen Stack on the State Advisory Council on Mental Health as the NAMI–Minnesota representative to complete a four-year term that expires on Jan. 2, 2012. The State Advisory Council on Mental Health advises the governor, legislature and state agencies on the policies, programs and services affecting people with mental illness.

Buzz Spotlight Couple opens jazzercise center in Apple Valley Ribbon cutting ceremony will be held for South Metro Jazzercise on Jan. 14 by Jessica Harper DAKOTA COUNTY TRIBUNE

When Lynda Isaacs of Burnsville took a jazzercise class while living in Virginia 24 years ago, she never imagined it would one day lead her to owning her own business. Isaacs said she enjoyed the classes so much that she decided to quit the corporate world two years later to become a jazzercise teacher. “I really enjoy the sense of community with the people who come here – it’s so much fun,” she said. When she and her husband, Tom, moved to Minnesota 18 years ago, she began teaching the classes under the Jazzercise franchise at community centers in Brooklyn Park and Maple Plain. However, Lynda dreamed of having a bigger, permanent location for her classes. She quit teaching classes in Brooklyn Park and Maple Plain and sold the franchise rights to opened South Metro Jazzercise in Apple Valley last November. The center is franchised under Jazzercise and is the largest jazzercise fitness center in Minnesota. A ribbon cutting ceremony will be held at 10:30 a.m. Jan. 14 at the center, which is located at 14751 Energy Way

Business Briefs

Photo by Jessica Harper

Lynda (left) and Tom Isaacs recently opened South Metro Jazzercise in Apple Valley. A ribbon cutting ceremony will be held at 10:30 a.m. Jan. 14 at the center, which is located at 14751 Energy Way in Apple Valley. in Apple Valley. Lynda said she and her husband chose to open the center in Apple Valley because they saw it as a under-served market. “We wanted to give customers more flexibility and time, and we wanted to offer more classes to facilitate their needs,” she said.

Tom Isaacs said he decided to join the venture because he saw it as a good opportunity to use his marketing and sales skills. In addition to the center, Lynda teaches jazzercise classes in Eagan, Lakeville and Savage under the Jazzercise franchise at community centers and local community education programs.

Business Briefs

LITTLE GYM RANKED NO. 1 IN CHILDREN’S FITNESS

TECHNICAL COLLEGE LAUNCHES NEW ONLINE NEWS SOURCE

DARTS’ RIVER BLUFFS VILLAGE PROGRAM HAS NEW OFFICE

The Little Gym, which has a Burnsville location, has been ranked No. 1 in the Children’s Fitness category in Entrepreneur Magazine’s Top Franchises List, otherwise known as Franchise 500. This is the fourth consecutive year the franchise company has earned this ranking. “We are pleased to be recognized with our parent company as a leader in this category because it reinforces that parents are seeing the benefits of what we offer their children,” said Aaron Love of The Little Gym of Burnsville. The magazine also noted the overall strength of children-focused franchising, calling The Little Gym a leader in the growing children’s services segment. Paul Dickison of The Little Gym International said: “Just as each of The Little Gym locations takes pride in helping children soar, the company’s franchise concept has allowed hundreds of entrepreneurs to satisfy their dreams of business ownership in their local towns. The company’s core belief in structured curriculum for skill development has made The Little Gym a valued partner with parents who want to provide the best development opportunities for their children.” The Little Gym programs range from parent-child classes in early motor skills to grade-school gymnastics, sports skills development, karate, cheerleading and dance.

Dakota County Technical College will launch YouBlue, a new online news source, on Jan. 15 at www.dctc. edu. Erin Edlund, the college’s director of marketing and communications, reports that YouBlue will serve as the college’s premier conduit of news and information as the technical college celebrates its 40th anniversary. To learn more about YouBlue, visit dctc.edu/youblue. To learn more about DCTC’s 40th Anniversary, “40 Years in Gear,” visit www.dctc.edu/visitors-community/ news/events/40-years-in-gear.cfm.

River Bluffs Village, a member-based program of DARTS, is hosting an open house of its new office space Thursday, Jan. 21, from 12:00-3 p.m. The office is located at 750 South Plaza Drive, Suite 110, Mendota Heights (South of Dodd Road and 110 in the Mendota Heights Business Center-south side). People can learn about the River Bluffs Village program, meet RBV members and preferred service providers, and enjoy some refreshments. The public is welcome to attend. For more information, contact Jessica Hagemann, River Bluffs Village Director, at (651) 209-0710 or Jessica. hagemann@darts1.org.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

January 14, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

A whimsical unallotment analogy for Minnesota by Dane Smith SPECIAL TO THE TRIBUNE

Guest Columnist

Bottom line: Not paying your bills is just plain wrong. Until the court decision last week that found part of Gov. Tim Pawlenty’s massive budget unallotment gambit to be unconstitutional, I was strongly considering sending that he legally signed into law through this a letter like this to some of those annoying process called “unallotment.” people who keep demanding that I pay my Cell phone folks, let me give you some adbills – one in particular. vice: Tighten your belt and live within your means or do what I’ve done: Unallot your obDear Cell Phone Service Provider: ligations. I know that I agreed to certain financial obWarmly, ligations for your services – you could say that Mr. Smith I just “signed into law” all of these monthly P.S. Maybe you could save some bucks by charges as part of a new two-year contract – getting rid of Catherine Zeta-Jones as your but a pretty serious projected shortfall in my celebrity advertiser. She’s getting a little old, household finances compels me to “unallot” and I’ve heard Tiger Woods is cheaper. about 10 percent of my contractual obligation to you guys, indefinitely, and before I pay my Granted, this analogy is a bit tortured, first bill. but it’s at least as valid as comparing our My legal advisers tell me you can and must state budget process to a family balancing its continue providing this service, even with this checkbook at the kitchen table. reduced funding. One important difference is that our state I might add that your bill over the years government’s responsibilities to five milhas been going up by amounts I find “unsus- lion Minnesotans – for law enforcement and tainable,” even though I agreed to all these emergency services, vital long-term investnew services. ments in schools and colleges, hospitals and Although I could easily raise the funds to public health, and environmental protection pay this bill, I have pledged to my family that – are much more important than one family’s we will have “no new income” as long as I am cell phone service. boss around here. Oh, and by the way, my “unBut the hypothetical letter has one cruallotments” extend to lots of other things my cial aspect in common with the unallotment other household members previously agreed scheme: It does not hold up in court. to. It would not be legal and neither is I know this might seem unusual or Pawlenty’s unilateral exercise of unallot“wrong,” but please read the attached news ment power, according to a ruling by highly clippings showing how the governor of Min- respected Ramsey County District Court nesota has decided not to fund appropriations Judge Kathleen Gearin, a senior jurist and the

Dane Smith

Ramsey court’s chief judge. Unallotment as Pawlenty practiced it last summer, before the two-year budget period even began, is unconstitutional and an abuse of executive branch authority, in Judge Gearin’s view, and most knowledgeable observers – left, center and some on the right - seem to be agreeing. It’s noteworthy that conservatives such as Politics in Minnesota Publisher Sarah Janecek described the ruling as “a good decision for the state” in that it forces a closer review of unallotment powers and the separation of powers principles. One of the more fact-based conservative bloggers, SCSU Scholars at www.scsuscholars.com, said that the “arguments are over things that are sufficiently vague that one hopes the higher courts take up the case.” Yet another senior conservative opinion leader, Mitch Pearlstein, editorialized in an MPR commentary this week that it would be hard to imagine a court somewhere not issuing “at least a ‘whoa, pardner’ at some point.” But beyond all this process stuff lies the larger question of whether Minnesota should continue its risky experiment with starving and cutting public investment, adhering to the “no new taxes” mantra, and slashing our bottom-line Price of Government (total state and local revenues as a percentage of total income) by about 10 percent over the last decade. Last summer, I co-wrote an editorial with retired business owner Charlie Quimby arguing that the unallotment grab would not pass constitutional muster, but I think the more important “told you so” was our point about the value of public investment in advancing broader prosperity.

Civic Caucus to focus on ‘Making Minnesota the State that Works’ - again Submitted by the Civic Caucus SPECIAL TO THE TRIBUNE

Verne Johnson, Chair and founder of the Civic Caucus, a non-partisan, nonprofit organization, said today “That Minnesotans must reject the myth that solving a huge and growing state financial problem means only higher taxes or painful cuts in services. “There is a much better approach: Looking at problems with fresh eyes; reexamining old assumptions; concentrating on outcomes; not being afraid to challenge traditional practices; advancing unconventional ways of solving the problems.” The Civic Caucus believes that the creative abilities of citizens and organizations of all political leanings statewide, so well demonstrated in the past, must now be energized to develop proposals for redesigning public services to an extent never before contemplated. It also believes that Minnesota’s next governor must be someone who will marshal this creativity and bring a steady stream of good ideas to the Legislature. The governor must be able to both steer through the present budget crisis and establish a trajectory that sees beyond recovery. The Civic Caucus will attach highest priority in its weekly activities to redesign of the public sector. Through interviews and summaries the caucus will identify thoughtful redesign proposals, learn about them, explore their implications, and help elected

Guest Columnist officials and others become familiar with them. The Civic Caucus believes that it is important to Minnesota’s immediate budget crisis, and the longer-term economic challenges, to have an ability to take ideas and make detailed proposals that can be turned into bills. Taxing and cutting cannot resolve the disconnect between revenues and expenditures. Things must be done differently, but to do so ideas must come into the legislature. The Caucus is willing to play a role in identifying areas of potential and elevating ideas from the state’s thought leaders. To guide this effort the Civic Caucus has prepared a guiding document titled - “Different Choices: Redesigning Public Services.” To date, the guiding document has be endorsed by over 100 thought leaders in the state including former governors, legislative leaders and leaders in business, government, higher education along (need to add). You can review the guiding document and the signatories at www.civiccaucus.org.

Highlights from ‘Different Choices’ Minnesota is at a time for choosing. Educational performance is stagnant.

Health care costs continue to rise, increasing pressure on employers and the state budget. There are calls for an expensive renaissance in transit. The middle class is being squeezed from all sides. World-class businesses have not come to Minnesota for a while, and some have left. The state, like others, is in the middle of the greatest budget crisis in its history. Decline is a choice. It happens when a state turns away from a penchant for creativity and improvement, and succumbs to the comfortable drag of mediocrity. Greatness is made. There is remarkable opportunity, through redesign in the public sector. What has made Minnesota great is not the size of our government, its efficiency, or even its effectiveness at any one time. The trait that has provided Minnesota its edge begins with an ability to understand the relationship between how public systems are arranged and what they produce; followed by a willingness to work collectively to improve government and make things work better. The governor and Legislature face a budget shortfall of at least $4 billion for the biennium beginning July 2011 - more serious than the 2009 shortfall that shocked the state to attention. That year the state exhausted its creative tools to shift resources, and had access to one-time federal stimulus See Caucus, Page 7A

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We said then and will affirm now that Minnesota actually needs more and smarter investment in these things: education, especially in the crucial early-childhood years and toward a much improved higher-education attainment rate; in transportation and transit and on our crumbling public works infrastructure; in the clean-up of impaired waters and climate-changing air quality; and in public health and health care for needy and struggling middle-income families who are in distress – in part because of private-sector failures. These are not just frills or bills that can be ignored. Our state’s leading economists, such as Federal Reserve Vice President Art Rolnick and State Economist Tom Stinson (not to mention national commentators such as conservative David Brooks), have called out for more investment in these assets that have always helped nourish a good business climate and created an enviable quality of life. But back to my tortured analogy: My family actually needs the mobile phone service, and not just because of the technical legality that we agreed to it. We need it because the world is changing in ways that require more, not less, spending on certain things – and community-building, business-enhancing public investment fits that bill. Dane Smith is the president of Growth & Justice – a non-partisan advocate for fair taxation and smart public investment. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner Managing Editor .....................Tad Johnson Business Editor ..................... Jessica Harper Sales Manager ........................Mike Jetchick Production Manager............. Ellen Reierson Business Manager.................... Eva Mooney Buzz submissions... jessica.harper@ecm-inc.com Business Briefs ...... darcy.odden@ecm-inc.com Story ideas ............ jessica.harper@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 14, 2010

More than $5 million slated for clean energy jobs training Funds will help Minnesotans find jobs in renewable energy industries Minnesota will receive more than $5 million to support workforce development projects in renewable energy and green industries through the Department of Labor Energy Training Partnership grant program, according to a press release from U.S. Sen. Amy Klobuchar, DFL-Minn. The program will provide

training for manufacturing workers entering renewable energy industries. Funds will be distributed across the Twin Cities area, the Iron Range, and 38 southern Minnesota counties, covering a total of 53 of Minnesota’s 87 counties. “Our emerging energy economy holds enormous potential for Minnesota,” Klobuchar said. “These funds will train manufacturing workers and unemployed Minnesotans to fill the new jobs being created in the new energy economy.”

WorkForce Center offers job seeker conference Jan. 21 Re-energize your job search for 2010 at January Jump Start, a conference for job seekers from 8 a.m. to 3 p.m. Jan. 21, at the Dakota County Northern Service Center, 1 Mendota Road W. in West St. Paul. The ninth annual event, hosted by the Dakota-Scott County WorkForce Center, will feature keynote speaker Bob Klatt who will deliver the keynote address, promoting a positive attitude and creating new opportunities from change. Klatt, also known as Bowler Bob, promises a “pinspirational” message. Workshops will be offered on a variety of topics, including: labor market

information, interviewing 101, generations in the workplace, transformation to a green economy, job search networking tools and financial survival in today’s economy. Registration is required. To register, call (651) 5545964 or send an e-mail with your name, phone number, e-mail address and how you heard about January Jump Start to WFCSVC@ co.dakota.mn.us. Free bus service is available from the Burnsville and Shakopee WorkForce Centers to the event. To ride the bus, reserve your seat when registering for the event.

The Department of Labor awarded the $5 million grant to the Blue Green Alliance, a national strategic partnership between labor unions and environmental organizations, to increase workers’ skills and teach workers green manufacturing techniques and processes to make them employable in the new energy economy. Blue Green Alliance will use these partnerships to design and distribute training approaches that lead to portable industry credentials and employment, including regis-

tered apprenticeships. Additionally, the grants will help develop a new curriculum for certified green manufacturing training that will address the training needs of employers creating green jobs and provide services to ensure that workers take advantage of these opportunities. All training and placement activities funded through this grant program will be conducted at the local level with a portion of the total funds – approximately $25 million – reserved for projects that will serve communities

impacted by automotive industry-related restructuring. Key partnerships include United Steelworkers, Institute for Career Development, Solar Energy Industries Association, Honeywell, Minnesota Renewable Energy Marketplace, Saint Paul Area Chamber of Commerce, Midway Chamber of Commerce, Minnesota State Colleges and Universities, Dunwoody College of Technology, RESOURCE, Inc., Quality Career Services, Workforce Investment Boards and One-Stop Career

Centers, partner unions and member organizations. Minnesota counties also received funding as part of a $2 million grant to ECIA Business Growth, Inc. Based on industry and partner input through an ongoing Green Jobs Advisory Committee, this initiative will develop and implement three separate career ladders to connect workers to jobs in renewable electric power, energy efficient assessment and energy efficient building.

Instant tax refund costs fees, interest Tax season is just around the corner and many people are already planning how to spend their refund. Much of this planned spending will be for current expenses and overdue bills. According to Shirley Anderson-Porisch, a family resource management educator with University of Minnesota Extension, difficult financial situations too often lead people to take out a tax refund loan to get “instant” money. In recent years, U.S. taxpayers have taken out more than 30 million dollars in tax refund loans, also called a refund anticipation loan. “Unfortunately, a large part of that money went as finance fees to loan companies – money that could have been in the pockets of taxpayers if they had just waited a few more days for their tax return from the government,” Anderson-Porisch said. Some tax preparation com-

panies suggest the people take out a RAL after completing their tax forms. The company will usually charge a fee for tax preparation and then offer an RAL from an affiliated bank. Fees are charged for the loan and the loan application. Annual percentage rates for these loans are reportedly between 80 percent and 190 percent. Anderson-Porisch asks those who are considering taking out an instant tax refund loan to consider these facts: • An instant tax refund loan is nothing more than a high interest loan. Loans are made before tax returns are filed. If the state or federal government denies the refund, loan recipients will still have to pay back the loan. The longer the loan terms, the higher the fees. • If the loan is not paid back, it will likely be turned over to a collection company. • With a tax refund loan, the recipient always gets less of

the tax refund. The tax preparer and bank will deduct loan fees from the tax refund. • Taxpayers who file electronically do not need an instant refund loan. Electronic tax filing speeds the process of filing forms and receiving a tax refund. Tips from University of Minnesota Extension include: • Avoid letting anyone “rush” you into a loan decision. Taxpayers who have signed their name to a RAL application have usually created a difficult financial situation for themselves. • Ask questions about fees and interest rates. Ask if your name will be shared with other companies. Some tax preparation companies may ask you to sign forms allowing them to share your personal information with other companies. • Know your rights. You have the right to receive information, and the right to say no

to these requests. • Make sure you know about the people who are filing your taxes. If you use a tax preparer, find out if they are a reputable business by contacting the Better Business Bureau at 1-800-646-6222 or Consumer Division of the Minnesota Attorney General’s Office 1-800657-3787. • File your taxes electronically. The Internal Revenue Service says that if you file taxes electronically, it will take less than two weeks to process the return, and send you the refund. “Be a wise money manager and protect your tax refund,” Anderson-Porisch said. “Avoid the instant tax refund loan.” For more helpful tips on making wise financial decisions, visit University of Minnesota Extension’s Resource Management for Daily Life program Web site at www.extension.umn.edu/ResourceManagement.

Business 101 Harnessing microtrends: Communities of choice drive new, powerful markets by Ronald E. Thomas SPECIAL TO THE TRIBUNE

Dakota County Technical College’s tradition of educational excellence is largely rooted in our ability to respond swiftly to inevitable changes in market demand. What we are learning, though, is that the demand doesn’t always come from the largest or loudest group of voices. To grasp this concept, one can turn to Mark Penn, the pollster and PR consultant who famously coined the term “soccer moms” in the late 1990s. In his New York Times bestseller, Microtrends: The Small Forces Behind Tomorrow’s Big Changes, Penn examines 75 diverse groups, which make up just 1 percent of the population, or roughly three million people, that are creating small but powerful market and cultural movements. He

Guest Columnist Ronald E. Thomas

argues that these communities of choice are replacing traditional communities of class. Individuals across the nation are embracing interests and lifestyles of their choosing while surrounding themselves with people and information that reflect those decisions. In turn, they expect the marketplace and surrounding cultural environments to substantiate their distinctive consumer identities by providing them with products, ideas and other resources that match their needs and interests. Penn categorizes his microtrend groups in 15 specific chapters, including “Work Life,” “Teens,” “Looks and

Fashion,” “International” and so forth. In a chapter titled “Technology,” he looks at two groups with polar opposite agendas: the social geeks and the new luddites. The social geeks are tech-savvy individuals who exploit technology to bolster and enhance their personal and work lives. The new luddites, on the other hand, have made it their mission to eliminate technology from day-to-day living. Both groups have emerged as important forces in society. The social geeks have earned respect from their peers for linking superb technical abilities with extrovert personalities. The new luddites have rallied significant support in their community and beyond for abolishing Internet

use as the means to reverse perceived communication breakdowns. While you may not know people in these particular groups, I suspect that after reading Penn’s book, you will be able to identify yourself or someone you know with one or more of his 75 microtrend groups, which cover the gamut from extreme commuters to interracial families to sun-haters to pet parents to high school moguls to caffeine crazies to impressionable elites to video game grown-ups to numbers junkies to eurostars. This is exactly Penn’s point. In all sectors of business, education, nonprofits and government, we need to closely monitor these compact but very influential groups to comprehend future trends, which will allow us to find, better serve and expand our customer bases. Penn points out that even slight changes in the mix of

atoms of a given product or material can have profound effects. He describes microtrends as “societal atoms” that reflect changing habits and choices at the individualized community level. Even slight changes in the mix of these distinct cultural units can trigger tremendous changes in societies around the globe, reshaping the character of our own society and ultimately the marketplace. Understanding and acting on microtrends becomes even more crucial in dire economic environments. Technical education is measured by its ability to respond swiftly and effectively to trends in business, industry and the marketplace. We are geared to the needs of companies dependent on highly skilled workers as well as industries seeking new and advanced workforce training. We are tuned to shifts in the mar-

ketplace that require new academic programs or curriculum updates that help us better educate our students. To successfully monitor trends, micro or otherwise, higher education needs to foster stronger connections with business and industry. If you are interested in joining one of our college’s advisory boards, working on training development or just offering some advice about an academic program related to your area of expertise, please contact me at ron. thomas@dctc.edu. We welcome your help and would appreciate your insights and perspectives on microtrends as they pertain to our specific field or business. Ronald E. Thomas, Ph.D., is president of Dakota County Technical College in Rosemount.

January 14, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Restaurant owners learn to evolve Leong and Corrine Tan faced rocky start when opening Satay-2-Go, found new strategies by Jessica Harper DAKOTA COUNTY TRIBUNE

Sizzling pork, chicken and beef served on skewers by vendors in the streets of Malaysia – this is the “fast food” Leong and Corrine Tan fondly remember growing up. It was this concept that served as the inspiration behind the Tans’ restaurant, Satay-2-Go, in Apple Valley. “Most Asian take-out places are Chinese takeout,” Leong Tan said. “We wanted to do something different.” Owning a restaurant has been a life-long dream for the Lakeville couple. Leong immigrated to the United States in 1980 to study business and marketing at the University of Minnesota. Corrine joined him when they married 20 years later. When the couple opened the satay take-out restaurant and Asian bakery seven years ago, it was a shot in the dark. With little market research prior to opening the business, they did not know how it would be received by the community. “We decided to give it a shot and see what happens,” Leong said. After two months, it began to fail. Customers found the menu to be too small.

Photo by Jessica Harper

Corrine Tan, owner of Satay-2-Go in Apple Valley, runs the take-out restaurant and bakery from open to close, doing everything from baking home-made Asian breads to taking orders.

In Brief

Address: 6670 150th Street West Phone: (952) 891-8551 Web site: www.satay-2-go.com

“I realized there is not much of a market for just satay and a bakery,” Leong said. “We needed to evolve or we would have gone bankrupt.” Since they took out a small business loan and used their home as collateral to finance the restaurant, the couple felt they had too much invested to give up. They expanded the menu to include other common Asian street foods such as stir-fried noodles, egg rolls and sushi.

The goal was to keep the street vendor atmosphere, Leong said. They continued to evolve the business the following year by offering catering services and selling wholesale baked goods to local grocery stores. The change paid off. Revenues began to increase 10 percent each year. Word of mouth and positive reviews by local food critics also helped the business grow, Leong said. Leong said revenues

Photo by Jessica Harper

Satay-2-Go owner Leong Tan runs the restaurant at night after punching out from his full-time job as a senior research analyst at Ingenix in Eden Prairie. dropped slightly during 2009, but that he does not know exactly how much they have declined. The restaurant has remained profitable despite the decline in sales, though, he said. Although the restaurant is profitable, Leong said, he continues to work full time as a senior research analyst at Ingenix in Eden Prairie during the day and oversees the restaurant at night. He said he never intended to turn the restaurant into a full-time job.

Instead, he views it as an investment that he hopes to use for retirement. Balancing a full-time job and the restaurant can be tiring at times, he said, but it pays off. “I enjoy the freedom at the restaurant,” he said. “You’re your own boss, and when you see the same customers come in day after day, it makes it all worthwhile.” Satay-2-Go is a full-time job for Corrine, who runs the restaurant from open to close, doing everything

Photo by Jessica Harper

from baking home-made breads to taking orders. The restaurant also has six part-time employees. As the couple plans for the new year, Leong said they will continue to evolve the business to meet customers demands. Leong said he hopes to expand his catering business to include corporate catering, and to increase revenue by 20 to 25 percent this year. Jessica Harper is at jessica.harper@ecm-inc.com.

Photo by Jessica Harper

Book Your Company Event at... 8075 Lucerne Blvd. 3 Miles West of I-35 952-440-4656 • HeritageLinks.com Lakeville, MN 55044

When owners Leong and Corrine Tan opened Satay-2-Go seven years ago, they aimed In addition to being an Asian take-out restaurant, Satay-2-Go is an Asian bakery that ofat creating a take-out restaurant that specialized in the types of foods commonly sold by fers an array of baked goods such as red bean buns, coconut jam bread and Asian-style pigs street vendors across Asia. in a blanket.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 14, 2010

Business Briefs Metro region park-and-ride usage drops six percent in 2009 Higher unemployment rates and decreased fuel costs are the likely cause of a drop in commuter demand for regional park-and-ride spaces in 2009. According to results from an autumn survey of facilities in the metro, commutersâ&#x20AC;&#x2122; use of the regionâ&#x20AC;&#x2122;s park-and-rides went down by nearly 6 percent from last year, decreasing by 1,150 vehicles to 17,200. This is the first time yearto-year demand has decreased since 2002, when the survey of regional park-and-ride use was first conducted annually. â&#x20AC;&#x153;The good news is that despite the decline from 2008, park-and-ride usage remains slightly higher than 2007 levels,â&#x20AC;? said Metro Transit Facilities Planner Charles Carlson.

The state Department of Employment and Economic Developmentâ&#x20AC;&#x2122;s Minnesota Job Skills Partnership Program gave a $38,000 grant to support lean training for 67 employees of Residential Services of Northeast Minnesota. The one-year training collaboration includes MJSP, Residential Services of Northeast Minnesota and Lake Superior College. Residential Services is a nonprofit organization that serves adults and children with developmental and physical disabilities, mental illness and brain injuries in facilities in Duluth, St. Louis County and seven other northeastern Minnesota counties. Lean training, in the health care environment, focuses on eliminating waste and identifies steps that add value to the entire health care delivery process. Lake Superior College will collaborate with Residential Services to develop a Lean petizers, burgers, pastas and Residential Care Training Prodessert pizza for delivery, car- gram for supervisors and manry out for lunch and dinner agers. or dining in at the restaurant offers seating for up to 35 patrons. â&#x20AC;&#x153;My newest appetizer is deep-fried ravioli,â&#x20AC;? Wade said. The U.S. Federal Credit â&#x20AC;&#x153;We have loved having the restaurant and meeting new Union will host its bi-annual people, and we already have blood drive Jan. 22 and is inso many wonderful, regular viting the community to donate. customers,â&#x20AC;? Wade said. U.S. Federal is once again Aiming to network with local groups to meet business joining forces with Memorial lunch needs, Wade said: â&#x20AC;&#x153;We Blood Centers, a major supwant to aim our restaurant plier of blood to hospitals in toward families and we are the Twin Cities area, northgetting a hold of some video ern Minnesota and northgames to be more kid friend- western Wisconsin. Past U.S. Federal blood ly.â&#x20AC;? Farmingtonâ&#x20AC;&#x2122;s Pilot Knob drives have achieved high Pizzeria can be contacted at results with donations from 30 or more employees, along (651) 332-2163. with additional donors, at each bi-annual event, providing life saving blood for its community. The MBC blood mobile will be parked in the U.S. ing several items to promote Federal parking lot at 1400 Riverwood Drive in Burnsfitness at home and away. That year, the survey showed that 17,164 vehicles used the regionâ&#x20AC;&#x2122;s park-andrides. Between 2007 and 2008, gas prices spiked as high as $4 a gallon, which may have prompted more commuters to park their cars and board a train or bus to get to work or school, Carlson said. The survey represents a year-to-year comparison of use of the regionâ&#x20AC;&#x2122;s park-andride, and park-and-pool facilities. Officials from Metro Transit, regional transit providers and the Minnesota Department of Transportation counted vehicles at facilities in late September and early October.

Pilot Knob Pizzeria hosts grand re-opening events Jan. 29-31 by Kara Hildreth DAKOTA COUNTY TRIBUNE

Pilot Knob Pizzeria in Farmington plans a grand reopening after its first year in business to introduce a new menu that includes beer and wine. Restaurant specials will kick off during the weekend of Jan. 29, 30 and 31 at the Farmington restaurant located at 18500 Pilot Knob Road in the Pilot Knob Marketplace strip mall. â&#x20AC;&#x153;We are planning giveaways and daily drawings during the day and gift cards,â&#x20AC;? said Kim Wade, owner. â&#x20AC;&#x153;We want the public to be aware of our new menu items and the beer and wine.â&#x20AC;? Besides thin- or thickstyle pizza made with fresh toppings, the new menu will serve up fresh salads, new ap-

Courses will include principles of continuous improvement, value stream mapping, workplace organization and adapting to change. â&#x20AC;&#x153;Residential Services is seeing increased demand for its services in the face of regulatory changes and staff turnover, and experiencing pressure to maintain high quality with limited resources,â&#x20AC;? said DEED Commissioner and MJSP Board Chair Dan McElroy. â&#x20AC;&#x153;Lake Superior Collegeâ&#x20AC;&#x2122;s lean curriculum will add value to staff, clients and residential care providers in the Duluth area.â&#x20AC;? For more information on the grant, call Steve Wagner, vice president of Workforce Development at Lake Superior College at (218) 733-5934 or e-mail s.wagner@lsc.edu . The MJSP offers technical, financial and job training assistance to businesses, communities, educational institutions and workers. The board connects businesses with specific education needs to educational institutions to design customized training programs.

Credit union invites community to help increase blood donations

Snap Fitness joins UCare network benefit for seniors

The new partnership with Snap Fitness enables UCare for seniors members who either belong to, or join, a Snap Fitness club to receive a monthly dues reduction of up to $20 in their club membership fee. To qualify for the discount, each member must visit a participating Snap Fitness facility and work out at least eight times each month. Other health clubs featured in this UCan! health club savings option include participating Anytime Fitness, Curves, Fitness 19, Life Time Fitness, National Independent Health Club Association (NIHCA) member clubs, the YMCAs of Minneapolis and St. Paul, and select YMCA branches in Greater Minnesota and Wisconsin.

ville from 9 a.m. to 1 p.m. Jan. 22. According to the Memorial Blood Centersâ&#x20AC;&#x2122; Web site, of the U.S. population eligible to donate blood, less than 10 percent do annually. In addition to the general shortage of donations, blood is consistently in higher demand through the winter and holiday months making this time of year even more critical for donations. By opening the blood drive to the public, U.S. Federal hopes to gain more eligible donors. For contact and registration information or to sign up for this event, go to www. mbc.org, and click on Blood Drives and Blood Drive Schedules.

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UCare announced recently that Snap Fitness centers are available as a fitness and workout option to participants in UCareâ&#x20AC;&#x2122;s UCan! UCare Activity Network fitness program. UCan! is available only to members of UCare for Seniors Medicare Advantage plan throughout Minnesota, and in 26 western Wisconsin counties. As of Jan. 1, 2010, Snap Fitness operates more than 150 locations in the UCare for Seniors service area across Minnesota and western Wisconsin. UCan! is a fitness program specially designed for UCare for Seniors members. UCan! offers three fitness options: health club savings, EnhanceFitness fitness classes, and a Do-It-Yourself Kit contain-

and wit to bear on the problem, solutions will come from the informed pragmatism of many Minnesotans determined to create new alternatives.â&#x20AC;? Minnesotans again have a rare opportunity to concentrate on where we are heading. The gubernatorial race is open with no major national office to contend for attention. The economic crisis has brought on a collective self-awareness and reassessment of our condition. We have many assets: A growing and vibrant population of seniors with an under-realized capacity to offer their talents; productive workers; a diversified business sector; rich natural resources; and a strong bio-medical industry that could boom into the next decades. Minnesotans hold a quiet confidence rooted in a legacy of excellence, and understand that with great aspirations comes a requirement for good, smart, work. And we are hopeful. But hope is not a method. There is no single answer to the myriad challenges we face. The solutions will come one at a time, many starting out small. We must cultivate ideas from everywhere, statewide, looking to the government not for solutions but for enactment. Given a chance, the bright people who live here can find a way to make the state work well. Most of them would never choose to run for public office. That is okay. The challenge is to put them together with those who have. We need an entrepreneurâ&#x20AC;&#x2122;s hunger for innovation with patience and tolerance for failure. By applying the time-tested practices of idea-generation and collective action, the people of this state will have a strategy for greatness.

Caucus from Page 4A

Residential services employees receive lane training with grant

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funds to backstop further erosion. No such options or assistance are available for 2011. In the short term options are limited, and budgets will likely be reconciled in part with some combination of taxing and cutting. Despite being consumed with crisis management today, it is the responsibility of private and public leadership to look to tomorrow. By now it is clear that we are facing an unprecedented situation that reaches beyond the next session. We cannot cut our way out of it, we cannot tax our way out of it, and we cannot grow our way out of it if we expect to have a stronger state tomorrow. The long-term strategy Minnesota needs now is a process of redesigning aspects of our public sector so that it works better, at a lower cost, by working differently. The process is policy entrepreneurship by thoughtful, engaged individuals and groups. Former Gov. Elmer Andersen once said when he was asked who might be governor someday: â&#x20AC;&#x153;I donâ&#x20AC;&#x2122;t think thatâ&#x20AC;&#x2122;s very important right now. When the public is clear about what it wants, elected officials are important. They get it done. â&#x20AC;&#x153;But in a time like this, when the answers are not clear, politicians hesitate. The leaders are those who generate the new ideas.â&#x20AC;? Facing a challenging budget environment in 1983, Gov. Rudy Perpich spoke directly to the legislature in his budget message: â&#x20AC;&#x153;The leadership of Minnesota must and will find new solutions to public problems, and expanded alternatives to the strategies of cut and tax. Long-term solutions involve raising The Civic Caucus is a Minnerevenues through expanded sota-based non-partisan orgaeconomic activity, and re- nization offering a new model designing government. We for public affairs dialogue, need to reconsider and reeducating and encouraging structure the way we provide citizens and leaders across state services. The answers political ideology to explore will not come easily. solutions to challenges facing But if we bring our will the state.

ďż˝

January 14, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Real Estate New Listings*

New Listings* (3 months)

Twin Cities Metro - 13 County 2007-2009

Twin Cities Metro - 13 County As of December 27, 2009 4000

3000

3500 2500

3000 2000

2500

2000

1500

1500 1000

1000 500

500

2007 2008 2009 ee 9 k 1 ee 1 k W 13 ee k W 15 ee k W 17 ee k W 19 ee k W 21 ee k W 23 ee k W 25 ee k W 27 ee k W 29 ee k W 31 ee k W 33 ee k W 35 ee k W 37 ee k W 39 ee k W 41 ee k W 43 ee k W 45 ee k W 47 ee k W 49 ee k 51

7 k

ee W

k W

1 ee

7/ 12 /2

20 0

9 0/

20 0

9 12 /2

00 9

20 0 3/ 12 /1

9 20 0 9/

12 /6

9 11 /2

11 /2

20 0

9 20 0 5/ 11 /1

00 9 /2 11 /8

00 9 /2 11 /1

20 0

9 10 /2

20 0

9 10 /1

20 0 1/ 10 /1

10 /4

00 9

*Provided by the Saint Paul Area Association of REALTORS® as reported by the Regional Multiple Listing Service. Figures are based on singlefamily homes, townhomes, and condominiums. Numbers are subject to change. For additional information contact the Saint Paul Area Association of REALTORS® at 651-776-6000.

*Provided by the Saint Paul Area Association of REALTORS® as reported by the Regional Multiple Listing Service. Figures are based on single-family homes, townhomes, and condominiums. Numbers are subject to change. For additional information contact the Saint Paul Area Association of REALTORS® at 651-776-6000.

Pending Sales

Pending Sales* (3 months)

Twin Cities Metro - 13 County

2007-2009

As of December 27, 2009 1200

1400

1200

1000

800 800

600 600

400 400

200

12 /2 7/ 09

12 /2 0/ 09

12 /1 3/ 09

12 /0 6/ 09

11 /2 9/ 09

11 /2 2/ 09

11 /1 5/ 09

11 /0 8/ 09

11 /0 1/ 09

10 /2 5/ 09

0 10 /1 8/ 09

W ee k W 1 ee k W 3 ee k W 5 ee k W 7 ee k W 9 ee k W 11 ee k W 13 ee k W 15 ee k W 17 ee k W 19 ee k W 21 ee k W 23 ee k W 25 ee k W 27 ee k W 29 ee k W 31 ee k W 33 ee k W 35 ee k W 37 ee k W 39 ee k W 41 ee k W 43 ee k W 45 ee k W 47 ee k W 49 ee k 51

10 /1 1/ 09

2007 2008 2009

10 /0 4/ 09

200

Twin Cities housing market ends 2009 looking up story, ending the year with a 16.7 percent increase from last year. Low mortgage rates, historic affordability, pent-up demand and the Federal First-Time Home Buyer Tax Credit all worked in concert to encourage the buying resurgence. The Twin Cities Housing Affordability Index for the year was 202, a record high reflecting a more accessible market for buyers. Home sales below $150,000 jumped 72 percent from a year ago, as first-time buyers rushed to take advantage of the tax

credit. “A lot of folks took the plunge into home ownership this year for the first time,” said Jim Stanton, President of the North Metro Realtors Association. “That helped stabilize communities and absorbed some of the excess supply we had a year ago.” The inventory of available homes has dropped dramatically in the last year. At the start of 2010 there were 19,179 homes for sales in the metro area, down 22.3 percent from a year ago. Lender-mediated inventory, in particular, is disap-

pearing quickly, dropping from 9,046 units at the peak in February to 5,695 units today. Within that lender-mediated category, foreclosures are selling much faster than short sales. “With job losses and mortgage delinquencies, foreclosure activity will continue to be significant in our market,” said Brad Fisher, President of the Minneapolis Area Association of Realtors. “But thankfully, a lot of vacant homes have been filled in the last year.” With more lower-end properties being bought

2009 will go down in the history books as the year that the local housing market took large healing steps towards balance, according to special new year-end analysis from the three Twin Cities area Realtors associations. In the Twin Cities 13-county metro area, total pending sales for 2009 ended at 52,167, an 18.4 percent increase from 2008. That is the highest number of units sold since 2005 and the strongest year-overyear increase in sales since 1998. Closed sales were a similar

by first-time buyers and the continued presence of lender-mediated sales, median prices for the year were down. The 2009 median sales price of $166,000 was a 14.9 percent decline from 2008. However, prices have substantially strengthened since the spring; the December median sales price is down only 3 percent from a year ago. Separating lender-mediated foreclosure and short sale properties from traditional homes paints a clearer picture. In 2009, the median sales price of lender-mediated properties was $124,000, a drop of 14.2 percent from 2008. The traditional median sales price was $204,000, a decline of 8.3 percent from last year. For the year, 43 percent of closed sales in the region were lender-mediated, which was a 31.4 percent from

2008. The number of new listings entering the market during 2009 decreased by 11 percent compared to one year ago, the lowest showing since 2003 and the third consecutive year of substantial decline. With the tax credit extended until April 30, and expanded to include a $6,500 credit for non-firsttime home buyers, the early months of the year should see slightly stronger listing activity. Some sellers will put their homes on the market and once sold, will buy a new home to take advantage of the expanded tax credit. “The local economy and housing market still face some real challenges,” said Tony Maurer, President for the Saint Paul Area Association of Realtors. “But we’ve made a lot of progress and there’s legitimate reason for optimism as the year begins.”

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 14, 2010

Capitol Commerce

Will it be a Republican comeback? Local representatives speculate whether GOP will regain seats in next election or not by T.W. Budig ECM CAPITOL REPORTER

Though politically battered in recent years, Republicans look forward to the next election with optimism and confidence. All three Republican members of Minnesota’s congressional delegation foresee their party’s fortunes brightening — perhaps even begin to shimmer. Washington pundits predict Republicans will pick up seats in the U.S. House in November, said 2nd Congressional District Congressman John Kline, R-Lakeville. Charlie Cook, of the influential Cook Political Report, currently predicts that House Democrats will lose between 20 to 30 seats, a loss ratio increased just six weeks ago. Another Washington insider, Dick Morris, has predicted Republicans will win back the House — something Cook does not rule out.

Kline: A dream “That’s a dream that very few of us could have six months ago,” Kline said, speaking shortly before Christmas, about recapturing the House. “And it’s a dream now that’s starting to have legs,” he said. Third Congressional District Congressman Erik Paulsen, R-Eden Prairie, recently echoed the optimism. “It (retaking the House) certainly is a possibility — it’s sort of growing more possible each and every day,” Paulsen

Photo by T.W. Budig

U.S. Rep. John Kline, R-Lakeville, celebrates his 2008 victory over Iraq War veteran Steve Sarvi.

Capitol Roundup

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

said, pointing to the recent defection of an Alabama Democratic congressman to the Republican ranks as a portent of shifting power. Republicans got mauled in the past two elections, explained Gov. Tim Pawlenty recently. He compared the Republi-

can Party now to a sports team in the rebuilding process. “It’s a party in transition,” Pawlenty said. Intergenerational changes are taking place. New personalities and new ideas are rising. As the party nears the elections, things will begin to crystallize, said Pawlenty who is nationally seen a potential presidential candidate.

A very narrow road

Photo by T.W. Budig

U.S. Rep. Michelle Bachmann, R-Stillwater, is one of the frequent Republican voices on talk shows and on Capitol Hill.

One Minnesota DFLer sees the Republican Party heading down a very narrow road. Democratic National Committee member Nancy Larson views the party as getting too conservative, devising litmus tests of fidelity. “I see the Republican Party doing what the Democratic Party did for a number of years — it was going too tight with the base,” Larson said. “I think that doesn’t bode well for the country, and I think it doesn’t bode well for the Republican Party.” But Republicans do not necessarily look back fondly at the party’s performance in recent years. They talk of a damaged brand, loss of core principles. “I think Republicans have their share of the blame as well,” Pawlenty said of perceived out-of-control federal spending. But the governor places greater blame on Democrats.

Tea Party movement Sixth Congressional Dis-

Photo by T.W. Budig

Many have said the Gov. Tim Pawlenty will be a powerful trict Congresswoman Michele voice of the Republican Party in the future, but are unsure Bachmann, R-Stillwater, in if will be as a candidate for president in 2012. part traces the origins of the Tea Party movement — a Bachmann does not view litmus test there was,” she said. ground level movement of the entire movement as autoPaulsen believes the ReAmericans defined by what matically shifting into the Republican Party can be a “big they’re against, back to the publican camp. tent” party without watering Bush Administration’s han“I think that remains to be down its principles. dling of the financial services seen,” she said. “I think people “I think it can be done. And industry meltdown. are really waiting to see if the I think it should be done,” he President Bush signed the Republican Party will return said. $700 billion bailout bill in the to its core conservative prin“The old (President) Ronfall of 2008. ciples.” ald Reagan philosophy is the “And that really hurt the Pawlenty, too, sees a disphilosophy I think should Republican brand,” Bachmann tance. guide us,” he said. said. “And I think people said, “At this time, it’s a moveThat is, someone who ‘That’s it. I had it.” ment separate from either poagrees with the party 80 perKline, too, indicated that litical party,” Pawlenty said. cent of the time is a friend Republicans had to reestablish But the Republican Party is — not a traitor for disagreethe party’s fiscal credibility. changing, the governor noted. ing 20 percent of the time, he “There has been a lot of “I hope the Tea Party explained. soul searching and rethinking,” Kline said. “There’s no appe- movement is part of that,” he Reagan philosophy tite in the Republican Party said. According to the Wash- will build majority for expanding government.” ington Times, conservative The party has learned from “I think that Ronald Reamembers of the Republican the past, Paulsen said. gan’s philosophy is to going “I think folks are looking National Committee want to to be what builds a governing for fresh ideas, renewed ener- create a rule that would restrict majority – it’s been successful gy, and the party has probably the party from funding candi- in the past,” Paulsen said. learned from some of its mis- dates failing to meet a conserAlthough saying it’s too takes a little bit — particularly vative threshold. early to know how many seats The idea is to prevent tea on the fiscal side,” he said. Republicans will pick up in the partiers from undercutting But where is the new enHouse, Democrat Larson inRepublican candidates, the ergy coming from? dicated that the minority party The Tea Party movement newspaper reports. often gains seats in presidenPawlenty, Bachmann, Kline has caught media attention tial mid-term elections. and is credited with impacting and Paulsen all indicated that, That some Americans are in general, they did not favor Republican politics. uneasy with the changes beBachmann, who nationally formal Republican Party pu- ing crafted by Democrats in has become identified with rity tests. Washington is understandthe movement, diagnoses it as Nobody from nowhere able, Larson said. containing many Republicans, “And people are always Minnesota has a good enbut also self-identified conserworried when there’s change” vatives, independents, libertar- dorsement system, Bachmann said Larson. ians and disaffected Demo- said. But she also thought that “I am nobody from nocrats. believing simple answers where,” she said. would solve complex problems She had to go “eyeball-toA large coalition was wishful thinking. “It’s a fairly large coalition,” eyeball” with district Repubshe said. “But there’s probably licans to gain their trust, their T.W. Budig is at tim.budig@ about 70 percent agreement support, Bachmann said. ecm-inc.com. “That was really the best on issues.”

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January 14, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Legislators to meet with local business leaders Dakota County chamber hosts business and industry legislative breakfast on Feb. 15 by Jessica Harper DAKOTA COUNTY TRIBUNE

As the new year begins so too will the 2010 legislative session. But before they head to the state Capitol, several area lawmakers will be discussing issues that affect local businesses at the Dakota County Regional Chamber’s business and industry legislative breakfast. The event is set for 7:30 a.m. on Feb. 15 at Flint Hills Resources’ northern administrative center in Inver Grove Heights. Business leaders who attend will have an opportunity to ask questions and express their concerns. Dakota County Regional Chamber Chairman Don Hoeft said he sees taxes, health care and mass transportation as being key concerns among local business leaders. “Obviously taxes are going to be a big issue with the budget deficit that the state is projecting,” he said. Hoeft said he would like to know whether legislators plan to increase taxes or cut expenditures such as social programs and education to balance the budget. Hoeft said he hopes they will specifically talk about how they plan to address rising health care costs. Transportation is another pressing issue in the region, Hoeft said. He said he hopes the legislators will discuss, for instance, how they plan to meet increasing transportation needs on Highway 3 as the University of Minnesota moves forward with its plans to develop UMore Park in Rosemount. “State Highway 3 is already overburdened with traffic and so that’s always a concern with development in that corridor,” he said. Unemployment is another challenge that businesses are facing.

Pat Garofalo

Phil Sterner

Mike Pat Obermueller Pariseau

Jim Carlson

Photo by Rick Orndorf

Among the topics of discussion slated for a legislative update organized by the Dakota County Regional Chamber of Commerce is transportation and transit in Dakota County.

Capitol Roundup

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

“As more and more people become unemployed, and the state’s resources to pay unemployment compensation have dwindled, there’s a concern that if those rates

increase – is that putting a greater burden on business owners?” Hoeft said. Dakota County Regional Chamber President Ruthe Batulis said that permitting

processes is another challenge that businesses, specifically real estate companies, face right now. The following state Legislators are expected to attend the breakfast: Sen. Pat Pariseau, R-Farmington; Rep. Pat Garofalo, R-Farmington; Sen. Chris Gerlach, R-Apple Valley; Rep. Phil

Chris Gerlach Sterner, DFL-Rosemount; Sen. Jim Carlson, DFL-Eagan; Rep. Sandra Masin, DFL-Eagan; Sandra Rep. Mike Masin Obermueller, DFL-Eagan; Sen. Jim Metzen, DFL-South St. Paul; Rep. Rick Hansen, DFLSouth St. Paul; Rep. Joe Atkins, DFL-Inver Grove Heights; Sen. Katie Sieben, DFL-Newport; and Rep. Karla Bigham, DFL-Cottage Grove. Those interested in attending must RSVP by calling (651) 452-9872 or e-mail communications@ dcrchamber.com before the event for security reasons. Registration is $15 for Dakota County Regional Chamber members and $20 for non-members. All attendees must bring a picture ID. Jessica Harper is at jessica.harper@ecm-inc.com.

Governor selects local man for emergency services board Gov. Tim Pawlenty reappointed Michael S. Jordan of Apple Valley to the Emergency Medical Services Regulatory Board. He was appointed to a four-year term that expires on Jan. 6, 2014. Also appointed were Michael S. Gormley, Patrick W. Lee, Gary S. Pearson, and Marlys Tanner. Jordan is the director of civil rights with the city of Minneapolis. He has over 30 years of experience working in a variety of positions in government, corporate, and nonprofits, which include serving as the public information coordinator for the St. Paul Police Department and commissioner of the Minnesota Department of Public Safety, and business unit director for Honeywell, Inc. Jordan earned his juris doctorate degree from the University of St. Thomas Law School in Minneapolis, his master’s degree in management from Stanford University Graduate School of Business in Stanford, Calif., and his bachelor’s degree from the University of Minnesota. Jordan, who has been a member of the EMS Regulatory Board since April 2009, is reappointed as a public member. The Emergency Medical Services Regulatory Board makes recommendations on improving access, delivery and effectiveness of the state’s EMS delivery system and establishes procedures for investigating, hearing and resolving complaints against EMS providers. The board consists of 19 members, including 15 appointed by the governor.

Foreclosure mediation bill to be pushed this legislative session Consumers continue to struggle with lender bureaucracies Minnesota Attorney General Lori Swanson, state Rep. Debra Hilstrom, DFL-Brooklyn Center and state Senator Linda Scheid, DFL-Brooklyn Park announced last week that they will try again this year to get a foreclosure mediation bill enacted into law to provide a process through which borrowers facing

foreclosure can negotiate with lenders in an attempt to save their homes. “We keep hearing from consumers who face corporate bureaucracies in which paperwork gets lost and calls aren’t returned, or where banks claim their hands are tied because the loan has been sliced up and sold on Wall Street,” Swanson said. “We need to cut through the red tape and get some help to people.” According to a press re-

lease issued by the legislators, the goal of the bill, called the HomeownerLender Mediation Act, is to provide a process through which homeowners facing foreclosure can meet with their lender to discuss whether a loan modification, short sale, or other remedy besides foreclosure is an option. Gov. Tim Pawlenty vetoed the HomeownerLender Mediation Act last year. The Homeowner-Lend-

er Mediation Act is based on the “Farmer-Lender Mediation Act” passed by the Minnesota Legislature in 1986 to tackle the farm crisis. Minnesota became the first state in the nation to enact a farmer-lender mediation law under which a lender could not foreclose on a family farm unless the lender first offered to mediate the debt. The original FarmerLender Mediation Act was renewed by the Legislature

last year. In November 2009, the University of Minnesota Extension Service announced that a record number of farmers were using the mediation program with mediations up by 86 percent in 2009 compared to 2008. “Around the country, courts and legislatures are stepping up to create a process where homeowners in trouble can work with their lenders to try to find solutions,” said Hilstrom, chief

House author of the Homeowner-Lender Mediation Act. “Minnesota needs to step up too.” Swanson, Hilstrom, and Scheid said that mandatory foreclosure mediation programs are currently operating in about 14 states. In some cases, the programs have been ordered by the state supreme court or local courts, and in others are a result of legislative enactments.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 14, 2010

11A

Capitol Commerce

Pre-session meeting constructive Governor meets with Democrat leaders to talk about upcoming session, state deficit by T.W. Budig ECM CAPITOL REPORTER

Legislative leaders leaving the Governor’s Office on Jan. 8 all agreed the meeting with Gov. Tim Pawlenty was cordial and constructive. “It’s a new day. It’s a new year,” said Senate Majority Leader Larry Pogemiller, DFL-Minneapolis. Pogemiller characterized the tone of the meeting as the best in several years. Democrats want Pawlenty to quickly produce a supplemental state budget — lawmakers must deal with an immediate $1.2 billion state budget deficit. Bigger deficits are projected ahead. House Speaker Margaret Anderson Kelliher, DFLMinneapolis, and Pogemiller suggested Pawlenty address lawmakers on state budget. In a letter to the governor, the two leaders express hope of holding hearings on the governor’s supplemental budget the week of Jan. 18 — the new session begins Feb. 4. Pawlenty Deputy Chief of Staff Brian McClung indicated the governor would be releasing his supplemental budget in the upcoming weeks, prior to start of session. “We’re not going to raise taxes,” said McClung. The governor would deal with the deficit through bud-

Photo by T.W. Budig Photo by T.W. Budig

House Minority Leader Kurt Zellers, R-Maple Grove, and Senate Minority Leader David Senjem, R-Rochester, said their respective caucus we’re willing to work with Democrats to find solutions. get cuts, he explained. McClung said veterans and core public safety funding would be off the table for the governor, but that K-12 funding could possibly take a budget cut. Other than veterans, public safety, possibly K-12 funding, all the rest of the state budget is open for possible cuts, McClung explained. Democrats look to speedily passing a bonding bill, jobs

bill, and addressing the ending of the General Assistance Medical Care program that the governor vetoed last session. Pawlenty is expected to present his bonding bill next week, and McClung indicated it would be in the range of $725 million. The Democrats will want to spend a lot more, McClung said. McClung indicated that

the governor might be willing to approve a select number of bonding projects early in the session. While lawmakers often talk about speedily passing bonding bill, often the bill languishes until the end of the session. Senate Minority Leader David Senjem, R-Rochester, suggested that would happen again this year. Senate DFLers are will-

Legislative leaders left the governor’s office Jan. 8 after about an hour meeting talking of cordiality and productiveness. A big topic of discussion was the state budget, with House Speaker Margaret Anderson Kelliher, DFLMinneapolis, and Senate Majority Leader Larry Pogemiller, DFL-Minneapolis, calling for quick action from the governor. ing to start examining the state budget situation from a standpoint of cuts alone, Pogemiller said. But they want Republicans to have their budget proposals ready, in writing, and be willing to vote for them. But House Minority Leader Kurt Zellers, RMaple Grove, said so many

House members are running for governor, about the only vote he could guarantee would be his own. Pawlenty and legislative leaders plan to meet again in two weeks. T.W. Budig is at tim.budig@ ecm-inc.com.

Legislators seek to revive foreclosure mediation bill by T.W. Budig ECM CAPITOL REPORTER

Brooklyn Park, a lawmaker pushing legislation that would require mediation between lender and borrower prior to foreclosure, said more than 1,000 foreclosures had taken place in her city that year. “That’s an awful lot in one community,” said Scheid. Foreclosures impact entire neighborhoods, she argued. Scheid, Swanson, and Rep. Debra Hilstrom, DFLBrooklyn Park, want to see a bill, vetoed last session by Gov. Tim Pawlenty, passed this session into law. The Homeowner-Lender Mediation Act would require lenders to offer borrowers the chance to take part in mediation before the lender could foreclose on their home.

Donny and Jenifer Gaudreau of Isanti spent part of their Christmas packing. The Gaudreaus had lost their home to foreclosure – Donny, a construction worker, has been idled by the economy, and the company the Gaudreaus had hired as a last resort to ward off foreclosure had failed to produce. The Gaudreaus had been unable to meet their $1,100 per month mortgage. In November the Gaudreaus had a caller. “Somebody drove up in our driveway and told us that our home had been foreclosed on,” said Jenifer, speaking at an Attorney General’s Office press conference on Jan. 6. “The redemption period had expired and we had to be Mediation out in 21 days,” she said. nonbinding The Gaudreaus believe The mediation would be their story is not unique. nonbinding – foreclosure They’re right. could still take place, said Swanson. 28,000 foreclosures The lawmakers argued There were about 28,000 that homeowners are often foreclosures in Minnesota in unable to speak directly to 2008, according to Attorney their lender in trying to adGeneral Lori Swanson. dress a possible foreclosure. Sen. Linda Scheid, DFL-

Jenifer Gaudreau said their lender seemed uninterested in their plight – that’s why they sought help from a company offering to mediate. “That would have been great,” she said of having had the legislation in place at the start of their mortgage problems. Scheid believes the difficulties with the Governor’s Office can be worked out.

Should move quickly Because the bill had been passed by the Legislature last year, it can move quickly through the process this session, noted the lawmakers. The Gaudreaus are still in their Isanti home. The Attorney General’s Office is negotiating with their lender on working out a payment schedule. Many of the problems they faced over the past months could have been avoided had talks with their lender started earlier, explained Jenifer, an employee of the CambridgeIsanti School District. Gov. Pawlenty’s Deputy Chief of Staff Brian McClung indicated the Gov-

Photo by T.W. Budig

Rep. Debra Hilstrom, DFL-Brooklyn Center, speaks at a foreclosure mediation press conference in the Attorney General’s Office on Wednesday. Hilstrom, House author of a mediation bill that was vetoed by Gov. Tim Pawlenty last session, appeared with Senate bill author, Sen. Linda Scheid, DFL-Brooklyn Park, looking on from the left, and Attorney General Lori Swanson, right, to push the legislation. Standing in the background is Donny and Jenifer Gaudreau of Isanti, who face foreclosure difficulties and came to the press conference to speak in favor of the legislation. ernor’s Office is willing to discuss the mediation legislation. “We are open to discussing this bill with legislators,

but continue to have con- if they are not involved in a cerns, including the provision foreclosure,” he said. that would require all lenders and borrowers to pay for T.W. Budig is at tim.budig@ the mediation program, even ecm-inc.com.

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January 14, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Calendar To submit an item for the ber.com. Calendar, e-mail it to darcy. • Thursday, Jan. 28, 8 odden@ecm-inc.com or fax to 9 a.m., Farmington Area (952) 846-2010. Business Council Breakfast, Farmington Eagles Club, 200 Date-specific Third St. Adriana Martinez Dakota County Region- with Toastmasters will cover al Chamber of Commerce a variety of speaking techevents: niques including ice breakers, • Thursday, Jan. 14, 8:30 being in earnest, organizing to 9:30 a.m., Coffee Break, the speech, body language Home Federal Bank, 2805 and gestures and vocal variDodd Road #160, Eagan. Start ety. She will also discuss the your morning off with a fresh Toastmasters Speech Craft cup of coffee, a business card Program. Fee: $15. Regisand a visit to Home Federal tration required. Information: Bank in Eagan for the January Amanda Franklin at afrankCoffee Break. The monthly lin@dcrchamber.com. Coffee Break was established Apple Valley Chamber of to casually network while gath- Commerce events: ering in a comfortable relaxed • Thursday, Jan. 28, 4:30 atmosphere. Join us for a to 6:30 p.m., Business After great morning and networking. Hours, James Barton DesignSponsored by Home Federal Build, 5920 148th St. E., ApBank. ple Valley. Free. Information: • Friday, Jan. 15, 7:30 to 9 tammy@applevalleychamber. a.m., Business & Industry Leg- com. islative Breakfast, Flint Hills Burnsville Chamber of Resources - North Administra- Commerce events: tive Building, 3098 117th St., • Friday, Jan. 22, 6 to 10 Inver Grove Heights. Bring p.m., MN Chamber Night Out your business concerns, chal- with the Wolves, Target Cenlenges and questions for our ter, Minneapolis. Watch the elected officials. For security Burnsville Chamber Web site reasons, you must RSVP be- for a link to purchase discountfore the event and bring a pic- ed tickets or contact Carrie ture ID to registration. Schmid with the Wolves direct• Tuesday, Jan. 19, 7:30 to ly at (612) 673-1684. 8:30 a.m., Board of Directors • Tuesday, Jan. 26, 11:30 meeting, closed to the public. a.m. to 1 p.m., 2010 Annual If you have questions or con- Membership Meeting with cerns that you’d like to be dis- featured speaker Gov. Tim cussed at the board level, con- Pawlenty. Fee: $25 members, tact Ruthe Batulis at rbatulis@ $30 nonmembers.Contact the dcrchamber.com. chamber for more informa• Thursday, Jan. 21, 7:30 to tion: (952) 435-6000 or anne@ 8:30 a.m., Eagan Area Busi- burnsvillechamber.com. ness Council, DCR Cham• Wednesday, Jan. 27, ber of Commerce, 1121 Town 11:30 a.m. to 1 p.m. January Centre Drive, Suite 102. Infor- Women Empowered, Buca mation: Amanda Franklin at di Beppo, 14300 Burnhaven afranklin@dcrchamber.com. Drive, Burnsville. Featured • Thursday, Jan. 21, noon speaker will be KSTP TV news to 3 p.m., River Bluffs Village anchor Leah McLean. Cost is Open House. River Bluffs Vil- $20 to attend. Visit the chamlage, a member based pro- ber’s Web site to register or gram of DARTS, is hosting an call Anne at (952) 898-5642. open house at the Mendota • Wednesday, Jan. 27, 4 to Heights Business Center on 5 p.m. Information: Travis Marthe lower level, southside. tinson, program & event manRegister for a free member- ager, travis@burnsvillechamship, meet preferred provid- ber.com. ers and instructors, and talk • Monday, Feb. 1, 6 to 8 to RBV members. Information: p.m. School District 191’s 16th Jessica.Hagemann@darts1. Annual Career Fair at Burnscom. ville High School. Area busi• Monday, Jan. 25, 4:30 to nesses can market their ser5:45 p.m., Farmington Eco- vices to over 700 people for nomic Growth Committee, free with a booth at the fair. Anchor Bank Farmington, 324 Students, parents and comOak St. Information: Ruthe munity members are invited to Batulis at rbatulis@dcrcham- explore career opportunities

and seek professional advice. If you would like to host a free booth, contact Marcia Sexton at msexton@burnsville.k12. mn.us or (952) 707-2339. • Mixed Chamber Bowling League: The first ever South Metro Chamber League will be played Wednesdays, 5:30 to 7:30 p.m., at Brunswick Zone, Lakeville. There will be two sessions: Jan. 6 to April 28 and March 3 to May 5. Cost is $15/bowler per week (includes shoes). Call Brunswick Zone and ask for Eric Schmidt or Leslie Jasper at (952) 4352695. Lakeville Area Chamber of Commerce events: • Thursday, Jan. 14, 4:30 to 7 p.m., Business After Hours, Brunswick Zone XL, 11129 162nd St. W., Lakeville. • Friday, Jan. 15, 7:30 a.m., Teacher Appreciation, Area Learning Center. • Tuesday, Jan. 19, 11 a.m., Chamber Board Executive Committee, Chamber Board Room. • Tuesday, Jan. 19, noon, Chamber Board Meeting. • Wednesday, Jan. 20, 7:30 to 9 a.m., New Member Orientation. • Monday, Jan. 25, General Membership Meeting and Holiday Dinner, Crystal Lake Golf Club, 16725 Innsbrook, Lakeville. 6 p.m. social; 7 to 9 p.m. dinner and program. Cost: $40. Join us to thank the outgoing 2009 president, welcome the new 2010 president, acknowledge the 2009 Business Person of the Year and the new 2009 Hospitality Employee of the Year. Register online at www.lakevillechambercvb.org/calen.html. • Thursday, Jan. 28, 4:30 to 7 p.m., Business After Hours, Bank of the West - 5 Year Anniversary, 17533 Cedar Ave., Lakeville. • Friday, Jan. 29, 7:30 to 8:30 a.m., Business Education Committee, Lakeville South High School. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Attendance at first event is free for

SHiFT members and first-time guests. Next event: voluntary contribution of $5. • Thursday, Jan. 14, “Finding Work that Works,” College Center Room 118, Inver Hills Community College. Hear Annie Welch, senior planner in the Dislocated Worker Program, and head of a new program called Project Gate II, and Christine Huff, program manager for Career and Work Services with WomenVenture, talk about programs available for both men and women. • Thursday, Jan. 21, “Being in the Flow,” College Center Room 118. Being in the flow involves concentrating; no awareness of time and no awareness of self. It usually involves a challenge one just beyond my ability yet very rewarding. Participate in a lively discussion and discover answers to these questions, after you watch a YouTube video about the topic. Led by Vic Ward, an independent education management professional and SHiFT member. • Thursday, Jan. 28, “What’s the Next Chapter of Your Life?” Fleming Field Conference Room, 1725 Henry Ave., South St. Paul, (651) 554-3350. Participate in a group discussion about what you want to do next, and get feedback from the group about how you can get there. Led by Tom Tiedemann, principal of Participation by Design, LLC. Ongoing Dakota Business Partners (networking group) meets every Tuesday at 8:30 a.m. at Enjoy! Restaurant in Apple Valley. For more information call at (651) 216-5406. Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals (CNP) is a nonprofit business networking organization established in November 2003. The group meets at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. the first and third Tuesday of each month. CNP is currently looking to add members to its group of 16 members. Only one person from each professional specialty is permitted

to join. All participants should represent their primary occupation, not a part-time business. First two visits are free; thereafter the cost is $50 per year to cover overhead expenses. Contact Jeffrey L. Rothmeyer at (651) 463-8300 to find out if your profession is still available. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www. NetworkUnlimited.org. BNI – The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238 or visit www.bni-mn.com BNI-Networking will meet Wednesdays at 8:15 a.m. at Byerly’s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 247-3200. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the Web site www.prorefx.com. BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 247-2111 or check out the BNI Web site at www.bnimn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Michele Jennings for more infor-

mation: (612) 581-0332. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator” Group meets Tuesdays from 7:308:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork. com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 7465611 or visit www.thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 8906611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. Seed Your Business Networking Group – “Plant a seed and grow your business” – meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary O’Rourke at (651) 994 8392 or visit www.seedyourbusiness.com for more information. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at the Bremer Bank, 17600 Cedar Ave., Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 9971306.

Performance Sales, 4106 Oakbrooke Curve, Eagan. JeAnne DeSign Services, 1360 Chatterton Court, Eagan. Heartland Business Services, 4448 Hamilton Drive, St. Paul. G-Cleaning Co, 1272 Easter Lane, Eagan. Wordplay Press, 14182 Pennock Ave. #313, Apple Valley. Apple Valley Business Watch, 14994 Glazier Ave., Apple Valley. Woodruff Hardwoods, 14367 Glenda Drive, Apple Valley. Summit Hill Research, 12783 Florida Lane, Apple Valley. A & J’s Favorite Things, 15527 Flyboat Lane, Apple Valley. GreenSwitch International Corp., 15781 Cobblestone Lake Parkway, Apple Valley. Livingston Retail Partners, 14155 Ensley Court, Apple Valley. 2nd Moon Cafe, 15000 Portland Ave., Burnsville. Second Hand Tree, 340 Maple Island Road, Burnsville. Screamin Eagle Marine Services, 1625 Viewcrest Lane, Burnsville. Client Beacon, 508 Wildflower Road, Burnsville. Mackin Educational Resources, 3505 County Road 42 W., Burnsville.

RI Services, 1875 Timber Ridge Drive, Burnsville. Fluorescent Lighting Company, 1426 Cliff Road E., Burnsville. Sellstate Advisors Realty, 10728 Cambridge Court, Burnsville. LM Promotions, 12217 Wood Lake Drive, Burnsville. Bella’s Sweets, 13859 Echo Park Terrace, Burnsville. Spring Massage, 14041 Burnhaven Drive, Burnsville. Cash Value Services, 13713 Krestwood Drive, Burnsville. AmericasHomeBridge.com, 3000 County Road 42 W. #310, Burnsville. Community Action Council, 501 E. Highway 13 #102, Burnsville. The Be Connection, 1330 Acorn Circle, Burnsville. Minute Men Professional Moving Services LLC, 2505 Brookview Drive, Burnsville. American National Const, 11517 22nd Ave. S., Burnsville. Nick Sconce, 639 Evergreen Drive, Burnsville. Healthy Trade, 511 E. Travelers Trail, Burnsville. Jimmy John’s Gourmet Sandwiches, 14351 Highway 13 #100, Savage.

Assumed Names Program helps communities meet affordable housing goals A new program offered by Minnesota Housing, the Metropolitan Council, and the Family Housing Fund provides loan financing to assist communities in meeting their affordable housing needs. The Land Acquisition for Affordable New Development funds will be available through the consolidated RFP published by Minnesota Housing. The funding initiative will give priority to proposals seeking the acquisition of land that is close to job growth areas or significant numbers of lower wage jobs, allows for density that is consistent with achieving affordability, minimizes vehicle miles traveled, is proximate

to public transit and implements Green Communities criteria, Minnesota Overlay or comparable program in the development process. The Metropolitan Council funds are available to communities participating in the livable communities program in the seven-county area to help them acquire land for future affordable housing projects. Applications for these funds, including loans to acquire land for future single, multiple or mixed single and multiple-family affordable housing projects, may be made through the consolidated single family RFP and application, available on the Minnesota Housing Web site, www. mnhousing.gov.

Any individual, corporation, limited partnership or limited liability company that conducts business in Minnesota under a name other than their full legal name, must file a Certificate of Assumed Name.

Grove Heights. Harrington Cleaners LLC, 1238 S. Robert St., West St. Paul. Healthy U, 249 Crestway Lane, West St. Paul. SSS International, 1777 Oakdale Ave., West St. Paul. Celtic Rose Photography, Designer Selections, 1777 18330 Lafayette Way, Lakeville. Oakdale Ave., West St. Paul. Celtic Rose Photo Studio, AIC Music, 1335 Oakdale 18330 Lafayette Way, Lakeville. Ave. #205, West St. Paul. F & E Supply, 9020 Canter Zantigo of West St. Paul, 1221 Lane, Lakeville. S. Robert St., West St. Paul. Jaguar Properties, 9020 CanWholesale Real Estate, 1176 ter Lane, Lakeville. Charleton Ave., West St. Paul. Danko Productions, 14774 craigs vending, 3289 Rolling Damask Court, Rosemount. Hills Drive, Eagan. Chef at the Door, 13682 BirchFeather Flusher, 1368 High wood Ave., Rosemount. Site Drive #101, Eagan. UR Body Today, 2622 W. Steve’s Family Market, 1396 133rd St., Rosemount. Lone Oak Road, Eagan. Event Decorating Etcetera, Serenity Interiors, 1450 Rich15380 Chili Court, Rosemount. ards Court, Eagan. StevenBe, 2980 145th St. W., Chhem Tech, 4034 Beryl Rosemount. Road, Eagan. Taylor Design Solutions, 123 Totos Commercial Cleaning, Fifth Ave. N., South St. Paul. 1745 Davenport Ave., Eagan. Sacks Thrift Avenue, 204 MaPawcessories, 1977 Jan Echo rie Ave. E., South St. Paul. Trail, Eagan. Coaching for Higher, 156 PopDooDahDay Services, 3610 lar St. W., South St. Paul. Knoll Ridge Drive, Eagan. Calais Holdings, 1047 Central Bruegger’s Bakery Cafe, 3450 Ave., South St. Paul. Pilot Knob, Eagan. The Little Steer Restaurant, Isomali, 3492 St. Charles 11650 Courthouse Blvd., Inver Place, Eagan.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 14, 2010

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Klobuchar road trip to focus on jobs, energy, innovation U.S. Sen. Amy Klobuchar traveled throughout Minnesota the week of Jan. 11 to highlight the job creation potential of energy efficiency and homegrown energy, especially with small businesses, according to a press release from her office.

Klobuchar is co-author of the American Renewable Energy Act, which would establish a national renewable energy standard (modeled after Minnesotaâ&#x20AC;&#x2122;s â&#x20AC;&#x153;25 by 25â&#x20AC;? law) to stimulate innovation and investment in homegrown energy.

She also serves as chair of the Senate Subcommittee on Competitiveness, Innovation and Export Promotion. During the week, Klobuchar visited businesses and held events in Cohasset, Cloquet, Detroit Lakes, Duluth, Moorhead, Park Rap-

ids, Rochester and St. Paul. For the kick-off of her tour on Monday morning, Klobuchar visited Innovative Power Systems, a licensed general contractor in St. Paul that installs renewable energy systems for homes and businesses. The company

has 18 employees. Klobucharâ&#x20AC;&#x2122;s statewide tour concluded with an Energy Efficiency and Innovation Summit she convened at the University of Minnesotaâ&#x20AC;&#x2122;s Carlson School of Management in Minneapolis.

The summit brought together Minnesota policymakers and businesses. The featured speaker was Cathy Zoi, assistant secretary for energy efficiency and renewable energy, U.S. Department of Energy.

Dakota County Business Contacts Apple Valley Chamber of Commerce

tax increment financing, local loan funds or state or federal Address: 8790 207th St. W., Suite 204, P.O. Box 371, business finance programs. Lakeville, MN 55044 Apple Valley, Bruce Nordquist E-mail: dlba@frontiernet.net Phone: (952) 953-2576 Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. E-mail: bnordquist@ci.apple-valley.mn.us Judy Tschumper is the director of the Downtown LakevWeb site: www.ci.apple-valley.mn.us ille Business Association. Burnsville, Skip Nienhaus Phone: (952) 895-4454 Positively Minnesota Marketing E-mail: skip.nienhaus@ci.burnsville.mn.us Partnership Web site: www.burnsville.org Minnesota Department of Employment & Economic Eagan, Jon Hohenstein Development Phone: (651) 675-5000 Address: 1st National Bank Building, 332 Minnesota St., E-mail: jhohenstein@cityofeagan.com Suite E200, St. Paul, MN 55101 Web site: www.cityofeagan.com Phone: (651) 259-7298 Farmington, Tina Hansmeier Fax: (651) 215-3841 Phone: (651) 280-6821 E-mail: Positively.Minnesota@state.mn.us E-mail: thansmeier@ci.farmington.mn.us Web site: www.ci.farmington.mn.us Dakota Future Hastings, Shannon Rausch Role: Provide site location assistance for firms considering Phone: (651) 480-2344 Dakota County locations and serves as a general gateway for E-mail: SRausch@ci.hastings.mn.us economic development services within Dakota County. Web site: www.ci.hastings.mn.us Address: P.O. Box 240874, Apple Valley MN 55124-0874 Inver Grove Heights, Jennifer Gale E-mail: bill@dakotafuture.com Phone: 651-451-2266 Phone: (651)491-2551 E-mail: Kevin@progressplus.org Web site: www.dakotafuture.com Web site: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Minnesota Workforce Centers in Burnsville Phone: 651-452-1850 E-mail: jimd@mendota-heights.com and West St. Paul Web site: www.mendota-heights.com Role: Assist in the hiring and training of new employees, Lakeville, Dave Olson general gateway into Minnesota Department of EmployPhone: 952-985-4421 ment and Economic Development and other state agencies E-mail: dolson@ci.lakeville.mn.us Phone: 612-821-4411 Web site: www.ci.lakeville.mn.us E-mail: terrell.towers@state.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 South Metro SCORE E-mail: Kim.lindquist@ci.rosemount.mn.us Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, Web site: www.ci.rosemount.mn.us confidential, face-to-face assistance from successful business South St. Paul, Jennifer Gale mentors. Phone: 651-451-2266 Phone: (952) 890-7020 E-mail: kevin@progressplus.org E-mail: southmetroscore@qwestoffice.com www.southstpaul.org Web site: www.score-southmetro.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 City Governments E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Role: Provide guidance through any real estate develWeb site: www.ci.west-saint-paul.mn.us opment process; may provide financial incentives through

Downtown Lakeville Business Association

Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Web site: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Web site: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 101 W Burnsville Pkwy - Suite 150B, Burnsville, MN 55337 Phone: (952) 898-5646 Fax: (952) 487-1777 Web site: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Web site: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Web site: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Web site: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Business Directory

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Mama’s Leather Shop 2. State the address of the principal place of business: 20650 Jutland Place, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Darcy Iverson, 20650 Jutland Place, Lakeville, MN 55044 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date December 19, 2009 Darcy T. Iverson 2029912 1/7-1/14/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Mr. Twissty’s Balloons and Magic 2. State the address of the principal place of business: 16442 Goodview Trail, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Stephen D. Twiss, 16442 Goodview Trail, Lakeville, MN 55044 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date December 7, 2009 Stephen D. Twiss, Owner 2028341 1/7-1/14/10P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-09-797 In Re: Estate of DERYCK ARNOLD GERARD, a/k/a DERYCK A. GERARD, Decedent. It is Ordered and Notice is given that on February 8, 2010 at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, MN 55033, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated January 8, 2008, and for the appointment of SYLVIA MARKLE, whose address is 6646 E. Barwick Drive, Cave Creek, AZ 85331, as personal representative of the decedent’s estate in [an unsupervised] [a supervised] administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 12-30-09 BY THE COURT Rex Stacey Judge of District Court Chestnut & Cambronne, P.A. Mylene A. Peterson MN# 0281554 3700 Campbell Mithun Tower 222 South Ninth Street Telephone: 612-339-7300 Facsimile: 612-336-2940 e-mail: mpeterson@chestnutcambronne.com 2029135 1/7-1/14/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: The Blondie Foundation in Memory of Brutus 2. State the address of the principal place of business: 112 Hidden Meadow Road, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Cindy S. Schwirtz, 112 Hidden Meadow Road, Apple Valley, MN 55124 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 12/8/09 Cindy Schwirtz, President and CEO 2028262 1/7-1/14/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Aber & Levine 2. State the address of the principal place of business: 14101 Southcross Drive West, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. New York Mint, LLC, 800 Nicollet Mall, Ste. 1150, Minneapolis, MN 55402 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 1/4/2010 Charles B. Lannin, President 2038253 1-/14-1/21/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Gold Shield International 2. State the address of the principal place of business: 14101 Southcross Drive West, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. New York Mint, LLC, 800 Nicollet Mall, Ste. 1150, Minneapolis, MN 55402 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 1/4/2010 Charles B. Lannin, President 2038241 1-/14-1/21/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: LM Promotions 2. State the address of the principal place of business: 12217 Wood Lake Drive, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name or if the business is a corporation, provide the legal corporate name and registered office address of the corporation. Lisa Miller, 4720 Harriet Avenue South, Minneapolis, MN 55419 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 11/2/09 Lisa Miller - Owner 2039357 1/14-1/21/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Cakes & Beans 2. State the address of the principal place of business: 18401 Lake Forest Dr., Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Alisha Perkins, 18401 Lake Forest Dr., Lakeville, MN 55044 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 12/16/09 Alisha Perkins, President 2036559 1/14-1/21/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: ASHA 2. State the address of the principal place of business: 1109 Hilloway Circle, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Asha V Gilbertson, 1109 Hilloway Circle, Burnsville, MN 55306 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 12-29-2009 Asha V Gilbertson - Owner 2027992 1/7-1/14/10P

NOTICE PUBLIC NOTICE PUBLIC NOTICE OF PUBLIC NOTICE PUBLIC NOTICE MINNESOTA SECRETARY OF STATE

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-15 ESTATE OF LYNETTE ELIZABETH ERNST aka LYNETTE E. ERNST, DECEDENT It is Ordered and Notice is given that on Feb. 8, 2010 at 9:00 a.m. a hearing will be held in this Court at Dakota County Judicial Center 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated June 21, 2007 (”Will”), and for the appointment of Michael G. Ernst whose address is: 732 Mohican Court, Mendota Heights, MN 55120 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 1/11/10 Mary J. Theisen Judge (COURT SEAL) Attorney For Petitioner Daniel M. Sheridan Sheridan Law Offices 4470 Erin Drive Suite 101 Eagan, MN 55122 651-452-8705 183210 2037979 1/14-1/21/10

CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: THE CHAP STORE 2. State the address of the principal place of business: 2020 Highway 13 East, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Victory Fellowship, 18445 Lafayette Way, Lakeville, MN 55044 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 12/02/09 Brian Tascarella, Owner/Manager 2027966 1/7-1/14/10P

PUBLIC NOTICE PUBLIC NOTICE NOTICE AND ORDER OF HEARING

OF PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-09-802 Estate of Jedd Jo In Nam Bates, a/k/a Jedd J. Bates, Decedent It is Ordered and Notice is given that on 2/8/10, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota 55033, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Shauna L. Menning, whose address is 893 Hyland Court, Eagan, MN, 55123 as Personal Representative of the Estate of the Decedent in a SUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 12/31/09 BY THE COURT RICHARD G. SPICER Judge of District Court (COURT SEAL) Attorney for Petitioner Joan P. Kurlander Fogel Law Offices, P.A. 1660 South Highway 100 Suite 318 Minneapolis, MN, 55416 Attorney License No: 0282492 Telephone: (763) 746-4045 FAX: (763) 746-4048 Email: Joan@FogelLawOffices.com 2030397 1/7-1/14/10P

INVITATION TO BID

Notice is hereby given that sealed bids will be received by the office of the Director of Property Management, Dakota County CDA, Minnesota until 2:30 PM on January 28, 2010 at the office of the Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, Mn. 55123 at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the: Carpet and Flooring Installation Services throughout Dakota County Bids shall be on the forms provided for that purpose and according to the Contract Documents prepared by the Dakota County CDA, 1228 Town Centre Drive, Eagan, Mn 55123. Bid forms and contract documents may be seen and obtained at the office of the Dakota County CDA, 1228 Town Centre Drive, Eagan, Mn 55123 (651) 675-4507. Bids shall be directed to the Contract Services Manager, securely sealed and endorsed upon the outside wrapper, Formal Bid with the project address and bid due date. The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement; Disadvantaged Business Enterprises (DME) will be afforded full opportunity to submit bids and/or proposals and will not be subjected to discrimination on the basis of race, color, sex age, religion or national origin. The work to be performed under this contract is subject to the requirements of section 3 of the Housing and Urban Development Act of 1968, as amended, 12 u.s.c. 170u (section3). If the Contract Price is $75,000 or more, Contractor shall at its own cost provide the CDA with performance bond pursuant to Minn. Stat. § 574.26 The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interests of the CDA. Juan Montoya Contract Services Manager Dakota County CDA Eagan, Minnesota (651)675-4507 2039387 1/14-1/21/10

MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 8, 2006. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,000.00. MORTGAGOR(S): Sky's The Limit Nursery and Landscaping, Inc. MORTGAGEE: CornerStone State Bank. DATE AND PLACE OF FILING: Filed October 27, 2006, Dakota County Recorder, as Document Number 2471743. LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 2, Circle High Addition, Dakota County, Minnesota. PROPERTY ADDRESS: 15201 County Road 5, Burnsville, Minnesota 55306. PARCEL ID #: 02-17500-230-02. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $277,271.16 as of December 7, 2009 (per diem $56.8301). THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Tuesday, February 9, 2010, 10:00 a.m. PLACE OF SALE: Dakota County Sheriff's Office Law Enforcement Center 1580 Highway 55 Hastings, Minnesota 55033 to pay the debt secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated 12/9/09 Attorney for CornerStone State Bank Gary L. Monahan (#126214) Monahan Law Office 419 North Main Street Le Sueur, MN 56058 507-665-3329 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. 2010626 12/24/09-1/28/10

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Ample Leasing 2. State the address of the principal place of business: 2995 Lone Oak Circle, Suite 12, Eagan, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Paul Tillman, 4006 Deerwood Trail, Eagan, MN 55122 4. This certificate is an amendment of Certificate of Assumed name number 11555430002 originally filed on 12/20/2004 under the name Champion Enterprises. 5. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 12/22/2009 Paul Tillman, Principal 2039349 1/14-1/21/10P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-09-7548 In the Matter of the Petition of: Chase Home Finance LLC, a Delaware limited liability company, In Relation to Certificate of Title No. 141760 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Nineteen (19), Block One (1), in PARKWOOD PONDS, according to the recorded plat thereof. TO: PAO THAO; SANDY THAO; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 10th day of February, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 141760 and enter a new Certificate of Title for the land therein described in favor of Federal National Mortgage Association, a United States corporation, subject to the memorials of Document Nos. 258323 and 258324 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 652827, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 12/21/09 BY THE COURT: Joseph Carter Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP Suite 300 4500 Park Glen Road Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2037687 1/14-1/21/10

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Crist Security 2. State the address of the principal place of business: 16475 Kingswood Drive, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. John J. Crist, 16475 Kingswood Drive, Lakeville, MN 55044 4. This certificate is an amendment of Certificate of Assumed name number 1406251 originally filed on 12/16/2009 under the name Crist Consulting. 5. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 12/26/2009 John J. Crist, Principle Consultant 2031871 1/7-1/14/10P

PUBLIC NOTICE NOTICE OF ASSESSMENT LIEN

FORECLOSURE SALE Date: November 23, 2009 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Diamond Path Villages Association, Inc. (hereinafter the "Association") which Declaration was filed in the office of the Dakota County Recorder on April 6, 1979 as Document No. 537352, and as amended which covers the following property: Lot 48, Block 1, Diamond Path 6th Addition, Dakota County, Minnesota. 2. Pursuant to said Declaration, there is claimed to be due and owing as of November 23, 2009 from Elizabeth A. Jones, title holder, to the Association, a Minnesota non-profit corporation, the amount of $11,918.10 for unpaid assessments, late fees and attorneys fees and costs, plus any other such amounts that will accrue after November 23, 2009, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. The owner has not been released from her financial obligation to pay said amount. 5. The Lien arises pursuant to the Declaration described above, and is further described in a Notice of Lien in favor of the Association dated November 12, 2009, and recorded on November 18, 2009, Document No. 2697434 in the Dakota County Recorder's Office. 6. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 28th day of January, 2010 at 10:00 a.m., at public auction to the highest bidder, to pay the amount then due for said assess ments, together with the additional costs of foreclosure, including attorneys fees as allowed by law. 7. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, its personal representatives or assigns is six (6) months from the date of sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 8. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIAMOND PATH VILLAGES ASSOCIATION, INC. Attorneys for Diamond Path Villages Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diamond Path/Jones 09-7-565D) 2002446 12/10/09-1/14/10

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Beads Indeed 2. State the address of the principal place of business: 1003 Honeysuckle Lane, Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Denise Grundler, 1003 Honeysuckle Lane, Farmington, MN 55024 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 10/7/2009 Denise Grundler, owner 2032233 1/7-1/14/10P

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: December 18, 2009 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration of Gardenview Place Association (hereinafter the "Association") which was recorded as Document No. 1109609 on March 29, 1993, in the Office of the Dakota County Recorder, covering the following property: L E G A L D E S C R I P T I O N : Lot 2, Block 1, Gardenview Place First Addition, Dakota County, Minnesota STREET ADDRESS: 14306 Hickory Court, Apple Valley, MN 55124 P A R C E L I D N U M B E R : 01-28950-020-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of December 18, 2009, from Diana G. Williams, title holder, to the Association, a Minnesota non-profit corporation, the amount of $11,820.36 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after December 18, 2009, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above provides for a continuing lien against the property. An Amended and Superceding Notice of Lien evidencing the amount due was recorded on September 30, 2009, as Document No. 2687540 in the Dakota County Recorder's Office, amending Notice of Lien filed November 10, 2008 as Document No. 2622162. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 4th day of March, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on September 4, 2010, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GARDENVIEW PLACE ASSOCIATION Attorneys for Gardenview Place Association: THOMSEN & NYBECK, P.A. By: ______________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Gardenview Place/Williams/09-7-635D)

2034728

1/14-2/18/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Twin Cities House of Prayer 2. State the address of the principal place of business: 910 Logan Lane, S. S. Paul, MN 55075 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Minnesota House of Prayer, 910 Logan Lane, S. St. Paul, MN 55075 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 12/14/09 Terry M. Christopher, Director of Operations 2032131 1/7-1/14/10P

PUBLIC NOTICE NOTICE OF

MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: D A T E O F M O R T G A G E : May 25, 2005 MORTGAGOR: Joel C. Strozewski and Sheri L. Strozewski, husband and wife MORTGAGEE: Affinity Plus Federal Credit Union, a federally chartered credit union DATE AND PLACE OF RECORDING: Recorded June 16, 2005, in the office of the County Recorder, as Document No. 2331121, Rice County, Minnesota. MORTGAGED PROPERTY ADDRESS: 9597 171st Street West, Lakeville, Minnesota 55044. TAX PARCEL I.D. NO. 22-72690-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Stonebriar, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $389,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $368,916.41 INTEREST RATE AND PER DIEM: Current interest rate is 4.875%, with a daily per diem of $47.51. That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2010 at 10:00 a.m. PLACE OF SALE: Dakota County Sheriff's Office, 1580 Highway 55, Lobby S100, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: July 28, 2010 at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 10, 2009 MESSERLI & KRAMER, P.A. By: /s/ Creig Andreasen Creig Andreasen (Lic. # 0334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information will be used for that purpose. 2010559 12/17/09-1/21/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Omega Collectibles 2. State the address of the principal place of business: 14101 Southcross Drive West, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. New York Mint, LLC, 800 Nicollet Mall, Ste. 1150, Minneapolis, MN 55402 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 1/4/2010 Charles B. Lannin, President 2038223 1-/14-1/21/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME RENEWAL Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. CURRENT INFORMATION ON FILE: 1. Assumed Name: Precision Alignment 2. Date of Original Filing: 06/05/2000 3. Current Expiration Date: 06/05/2010 4. Business Address: 20174 Heritage Drv., Lakeville, MN 55044 5. Nameholder(s) and Address(es): Martin Van Orson, 12861 Shannon Pkwy., Rosemount, MN 55068 INFORMATION YOU WISH TO CHANGE: Nameholder(s) and Address(es): Precision Alignment, Alexander Van Orsow, 12861 Shannon Pkwy., Rosemount, Minnesota 55068 I certify that I am authorized to execute this renewal and I further certify that by signing this document, I am subject to the penalties of perjury as set forth in section 609.48 as if I had signed this document under oath. Date 12/29/2009 Alexander Van Orsow 2031023 1/7-1/14/10

PUBLIC NOTICE PUBLIC NOTICE NOTICE OF

MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 25, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,000.00 MORTGAGOR(S): Christopher J. Schulte and Melissa M. Schulte, husband and wife MORTGAGEE: Postal Credit Union DATE AND PLACE OF RECORDING: Recorded: July 28, 2003 Dakota County Recorder Document Number: 2084882 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Postal Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17135 Heywood Ct, Lakeville, MN 55044-9131 Tax Parcel ID Number: 22-84600-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Woodbury First Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $162,971.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2010, or the next business day if August 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 17, 2009 MORTGAGEE: Postal Credit Union Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010732F01 2008740 12/17/09-1/21/10

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County of Dakota District Court First Judicial District Court File Number: 19AVFA-09-4811 Case Type: Domestic Abuse In the Matter of: Melissa Stewart, Petitioner vs. Tyrone Boswell, Respondent To Respondent named above: An order has been issued directing you to appear at Western Service Center, 14955 Galaxie Ave., Apple Valley, MN 55124 on Feb. 8, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota (Apple Valley) County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date Jan. 5, 2010 Carolyn Renn Court Administrator Pam Schadegg Deputy 2033912 1/14/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-09-784 In Re: Estate of Ruth L. Stokke, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated October 15, 1981. The Registrar accepted the application and appointed Paul W. Stokke, whose address is 1372 Carling Drive, Unit 104, St. Paul, Minnesota 55108, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: December 23rd, 2009 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar McGuigan & Holly, P.L.C. Patrick J. McGuigan MN# 70592 200 Associated Bank Building 176 N. Snelling Avenue St. Paul, Minnesota 55104 Telephone: 651-646-6325 Facsimile: 651-646-8584 2025839 1/7-1/14/10P

Aeration system for Birch Pond at School of Environmental Studies to be turned on between January 14-22. This is for public safety notice that the aeration system for Birch Pond at the School of Environmental Studies in Apple Valley, Minnesota will be turned on between January 14-22. For more information, contact Steve Hage at the School of Environmental Studies, 12155 Johnny Cake Ridge Rd., Apple Valley, 952-431-8750. 2035876 1/14/10

PUBLIC NOTICE

NOTICE TO CREDITORS AND CLAIMANTS OF INTENT TO DISSOLVE OF THE MOUNTAINSTAR GROUP, INCORPORATED PLEASE TAKE NOTICE that shareholders of The MountainStar Group, Incorporated (the “Corporation”) have authorized a formal dissolution of the Corporation, and a Notice of Intent to Dissolve has been filed with the Secretary of State of Minnesota on January 5, 2010. Be advised that all claims against the Corporation must be submitted in writing to the following address within 90 days from the first date of publication of this notice: Mulligan & Bjornnes PLLP Attn: Michael Ostrem 401 Groveland Avenue Minneapolis, MN 55403 Phone: 612-871-1800 Facsimile: 612-871-7869 Dated: January 5, 2010 Constance J. O’Hara, President 2039366 1/14-2/4/10

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County of Dakota District Court First Judicial District Court File Number: 19WS-FA-10-5 Case Type: Domestic Abuse In the Matter of: Sandra Martinez, Petitioner vs. David Gabriel Perez Tapia, Respondent To Respondent named above: An order has been issued directing you to appear at 1 W Mendota Rd #140, West St Paul, MN 55118 on January 29, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date 1-8-10 Kathryn D. Messerich Court Administrator / Deputy 2037219 1/14/10

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File: 19HA-PR-10-13 In Re: the Estate of Glenn Francis Grau, a/k/a Glenn F. Grau, Decedent. It is Ordered and Notice is given that on February 8, 2010 at 9:00AM, a hearing will be held in this Court at the Dakota County Government Center, 1560 West Hiway 55, Hastings, MN 55033, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated August 10, 1999 and for the appointment of Sarah M. Grau, whose address is 2610 Woody Drive, Billings, MT 59102 as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: January 7, 2010. BY THE COURT: Patrice Sutherland Judge of District Court MARK GRAY (ID# 37114) 3960 Minnehaha Avenue Minneapolis, MN 55406 612.724.3075 Fax 612-722-3109 ATTORNEY FOR PETITIONER 2036466 1/14-1/21/10P

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PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1972 MARS Manufactured home, VIN# 014477 currently located at 12395 Geneva Way, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 29th day of January, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Gilberto Castor (02/09/1963), Rosa Montiel (09/14/1980), Jose Castor (05/09/1978), as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, Three-Hundred, Fifty-Five Dollars and 59/100 ($3,355.59) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: December 31, 2009 __________________________ Carol Williams, Agent Hometown Homes 2032267 1/7-1/21/10

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1995 LIBR Manufactured home, VIN# 06L26455 currently located at 12473 Genesee Way, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 29th day of January, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Gustavo Chagoya Monarez (05/25/1967), Alfonso Macias Pulido (03/19/1973), Patricia Chagoya (11/07/1964) and Green Tree Financial Corp, as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, Two-Hundred, Sixty-Six Dollars and 37/100 ($3,266.37) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: December 31, 2009 __________________________ Carol Williams, Agent Hometown Homes 2032250 1/7-1/21/10

PUBLIC NOTICE

ADVERTISEMENT FOR BIDS DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY EAGAN, MINNESOTA 55123 Notice is hereby given that sealed bids will be received by the Office of the Director of Community Revitalization, Dakota County Community Development Agency (CDA), until 11:00 a.m. CST, January 26, 2010, at the Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123, at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the grounds maintenance for various CDA owned properties. Bids shall be on the forms provided for that purpose and according to the Invitation to Bidders prepared by the Dakota County CDA. Bid forms, Invitation to Bidders, and specifications may be seen and obtained by contacting Melissa Taphorn at (651) 675-4467. Bids shall be directed to Melissa Taphorn, securely sealed and endorsed upon the outside wrapper with the Project Name and Bid Due Date. The Dakota County CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantages Business Enterprises will be afforded full opportunity to submit bids and/or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin. The work to be performed under this Contract is subject to the requirements of Section 3 of the Housing and Redevelopment Act of 1968. The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interests of the CDA. MELISSA TAPHORN, ASSISTANT DIRECTOR OF COMMUNITY REVITALIZATION DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY EAGAN, MINNESOTA 2032118 1/7-1/14/10

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1972 MSHF Manufactured home, VIN# 14343 currently located at 12375 Geneva Way, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 29th day of January, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Cesaro Ada (09/07/1964), Shannon Catherine Germain (03/24/1971), as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, Five-Hundred, Seventy-Seven Dollars and 12/100 ($3,577.12) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: December 31, 2009 __________________________ Carol Williams, Agent Hometown Homes 2032242 1/7-1/21/10

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 2003 FRIE Manufactured home, VIN# MY0325904ABV currently located at 12555 Geranium Court, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 29th day of January, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Gary Don Williams(07/02/1946), Rodney Williams (08/30/1947 Origen Financial LLC and Dakota County CDA as owners thereof to Hometown Homes, in the sum of Three-Thousand, Eight-Hundred, Forty-Eight Dollars and 50/100 ($3,848.50) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: December 31, 2009 __________________________ Carol Williams, Agent Hometown Homes 2032280 1/7-1/21/10

PUBLIC NOTICE

ADVERTISEMENT FOR BIDS DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY EAGAN, MINNESOTA 55123 Notice is hereby given that sealed bids will be received by the Office of the Director of Community Revitalization, Dakota County Community Development Agency (CDA), until 10:00 a.m. CST, January 26, 2010, at the Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123, at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the rehabilitation of property located at 17150 Hemlock Court in Lakeville, Minnesota. A walk-through of the properties will be held on January 13, 2010 at 1:00 p.m. Bids shall be on the forms provided for that purpose and according to the Invitation to Bidders prepared by the Dakota County CDA. Bid forms, Invitation to Bidders, and specifications may be seen and obtained at the scheduled walk-through and/or by contacting Melissa Taphorn at (651) 675-4467. Bids shall be directed to Melissa Taphorn, securely sealed and endorsed upon the outside wrapper with the Project Name and Bid Due Date. The Dakota County CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantages Business Enterprises will be afforded full opportunity to submit bids and/or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin. The work to be performed under this Contract is subject to the requirements of Section 3 of the Housing and Redevelopment Act of 1968. The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interests of the CDA. MELISSA TAPHORN, ASSISTANT DIRECTOR OF COMMUNITY REVITALIZATION DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY EAGAN, MINNESOTA 2032112 1/7-1/14/10

ORDER FOR HEARING AND NOTICE (CHILD IN NEED OF PROTECTION OR SERVICES PETITION-VOLUNTARY PLACEMENT PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-10-91 In the Matter of the Welfare of K.M.D., Child. TO: Ruben Ducker Social Worker, Jokotade Shonibare, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: within the meaning of Minnesota Statute 260C.007, Subd. 6(6), in that the child is one whose parent, guardian, or other custodian for good cause desires to be relieved of the child’s care and custody, including a child who entered foster care under a voluntary placement agreement between the parent and the responsible social service agency under Section 260C.212, Subdivision 8. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on February 3, 2010 at 8:30 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by one week publication in a legal newspaper as provided by law, viz: Ruben Ducker. Dated: January 7, 2010 Richard G. Spicer Judge 2037761 1/14/10

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT-CIVIL DIVISION FIRST JUDICIAL DISTRICT Case Type: Other Civil Associates Assets Management, LLC Plaintiff, vs. Dwight Harrison, Defendant. _______________________________________ THE STATE OF MINNESOTA TO THE ABOVE NAMED DEFENDANT(S): YOU ARE HEREBY SUMMONED and required to serve upon Plaintiff’s attorney an answer to the Complaint which is herewith served upon you, within thirty (30) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the complaint. Rule 114 of the Minnesota General Rules of Practice for the District Courts provides for Alternative Dispute Resolution in civil cases. Alternative Dispute Resolution includes mediation, arbitration, and other processes as set forth in the District Court rules. You may contact the Court Administrator for further information. Dated: December 30, 2009 DAVID W. VANDERHEYDEN AND ASSOCIATES, P.A. BY: _____________________________ David W. VanDerHeyden Attorney for Plaintiff Attorney Reg. No. 122622 302 Elton Hills Drive NW, Suite 300 PO Box 6535 Rochester MN 55903-6535 (507) 281-2315 2028196 1/7-1/21/10P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: 14-Quiet Title Court File: 19-HA-CV-10-73 Richard A. Wolters, Plaintiff, vs. Anita Gail Williams, f/k/a Anita Gail Wolters, Defendant. The State of Minnesota to the Above-Named Defendant: You are hereby summoned and required to serve upon plaintiff’s attorney an answer to the complaint which is herewith served upon you and which is on file in the office of the clerk of the above-named court within 20 days after service of this summons upon you, exclusive of the day of service. If you fail to do so judgment by default will be taken against you for the relief demanded in the complaint. This action involves, affects or brings in question real property situated in the County of Dakota, State of Minnesota, described as follows: Lot 18 and the South 3 feet of Lot 19, Block 1, John G. deWerff’s Subdivision to St. Paul and Lot 17, Block 1, John G. deWerff’s Subdivision to St. Paul The object of this action is to determine adverse claims to said land. PLEASE NOTE that Supreme Court Rule 114 obliges the parties to attempt some form of alternative dispute resolution before proceeding to trial. By: Esther M. Lerman Esther M. Lerman #62315 Attorney for Plaintiff 1155 Centre Pointe Drive, Suite 10 Mendota Heights, Minnesota 55120 (651) 686-8688 2038172 1/14-1/28/10P

NOTICE AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-09-798 Estate of Peggy Jo Ford, Decedent It is Ordered and Notice is given that February 8, 2010 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Courthouse, 1560 H i g h w a y 5 5 , H a s t i n g s , M i n n e s o ta 55033, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of James Ford, whose address is 3110 Alden Pond Lane, Eagan, Minnesota 55121, as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 12-30-09 By: Rex Stacey District Court Judge, Probate Division David Wilson Minnesota Attorney I.D. #0280239 Wilson Law Group 3019 Minnehaha Avenue Suite 200 Minneapolis, Minnesota 55406 Phone: 612-436-7100 Fax: 612-436-7101 2029055 1/7-1/14/10P

PUBLIC NOTICE

SUMMONS (Defendant Vincent James Huber, a/k/a Vincent J. Huber) STATE OF MINNESOTA COUNTY OF DAKOTA Other Civil/Reformation of Mortgage DISTRICT COURT FIRST JUDICIAL DISTRICT File No. 19HA-CV-09-5580 ) Fremont Investment & Loan, ) Plaintiff, ) ) v. ) ) Vincent James Huber, ) a/k/a Vincent J. Huber ) and United States of America, ) ) Defendants. ) ) ________________________________ ) THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANT VINCENT JAMES HUBER, A/K/A VINCENT J. HUBER: You are hereby summoned and required to serve upon Plaintiff's attorneys an Answer to the Complaint which is herewith served upon you, within twenty (20) days from the service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. You are further hereby notified that one of the objects of this action is to reform the mortgage granted by Vincent J. Huber on April 21, 2006 to Fremont Investment & Loan, recorded May 8, 2006 as Document No. 2426946 ("Mortgage"), to replace the current legal description with the following legal description: The West 242 Feet of the North 450 Feet of the Southwest 1⁄4 o f t h e N o r t h e a s t 1⁄4 o f Section 19, Township 114, Range 20, Dakota County, Minnesota, except that part deeded to the State of Minnesota for Right of Way Plat No. 19-118; to obtain a determination that the Mortgage is prior and superior to any right, title, interest or lien of Defendants; to obtain a determination that the foreclosure of the Mortgage was valid in all respects. This case may be subject to Alternate Dispute Resolution (ADR) processes under Rule 114 of the General Rules of Practice for the District Courts. The Court Administrator or your attorney can provide you with the information about ADR options and a list of neutrals available in your area. ADR does not affect your obligation to respond to the Summons and Complaint within twenty (20) days. Dated: September 10, 2009. ORME & ASSOCIATES, LTD. By ________________________________ Michael J. Orme Attorney No. 199333 Dana K. Nyquist Attorney No. 250211 Andrew J. Kozlowski, III Attorney No. 387867 Attorneys for Plaintiff 4040 Nicols Road Eagan, MN 55122 Telephone: (651) 688-7646 2026009 12/31/09-1/14/10

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1973 MARS Manufactured home, VIN# 16459 currently located at 12175 Geneva Way, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 29th day of January, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Lonell Davis (04/03/1948), and Commercial Credit Thrift Inc. as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, Eight-Hundred, Sixty-Seven Dollars and 70/100 ($3,867.70) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: December 31, 2009 __________________________ Carol Williams, Agent Hometown Homes 2032258 1/7-1/21/10

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1971 MARS Manufactured home, VIN# 13924 currently located at 12742 Garner Way, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 29th day of January, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Felipe Martinez-Alarcon (01/27/1971), Cecilia Sandaoval Cruz(11/22/1973), and United Credit as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, One-Hundred, Ninety-Four Dollars and 18/100 ($3,194.18) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: December 31, 2009 __________________________ Carol Williams, Agent Hometown Homes 2032276 1/7-1/21/10

PUBLIC NOTICE

NOTICE OF FILING OF NOTICE OF INTENT TO DISSOLVE SUNLAKE TECHNOLOGIES, INC. Pursuant to the provisions of Minnesota Statutes Section 302A.727, the following notice is given by Sunlake Technologies, Inc., a Minnesota corporation (the "Company"). 1. The Company is in the process of dissolving. 2. The Company filed a Notice of Intent to Dissolve with the office of the Minnesota Secretary of State on December 29, 2009. 3. The address of the office to which written claims against the Company must be presented is: 8 Windy Hill Court Sunfish Lake, MN 55077 4. Pursuant to Minnesota Statutes Section 302A.727, subd. 2(e), the date by which all the claims against the Company must be received at the above address is the later of the following: a. ninety (90) days after the date this Notice was published for the first of four (4) successive weeks in a legal newspaper in the county or counties where the registered office and the principal executive offices of the Company are located; or b. if you are a known creditor of or claimant against the Company, ninety (90) days after the earlier of the date on which this Notice was (i) handed to you, (ii) left at your office with a clerk or other person in charge of the office, or if there is no one in charge of your office, when left in a conspicuous place in the office, or if the office is closed or if you have no office, when left at your dwelling house or usual place of abode with some person of suitable age and discretion then residing therein, or (iii) deposited in the United States mail with sufficient postage affixed addressed to you at the address designated by you or at your last known address. Dated: December 29, 2009 SUNLAKE TECHNOLOGIES, INC. By Kenneth Rosenblum Its Chief Executive Officer 2025328 12/31/09-1/21/10

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court file No. 19HA-PR-09-795 ESTATE OF ROBERT E. EBERLEIN, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated May 30, 2003, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Jill M. Eberlein whose address is: 612 Walnut St., Farmington, MN 55024-1349 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 12/29/09 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney For Personal Representative Michael G. Kula, Esq. MICHAEL G. KULA & ASSOCIATES, P.A. Attorneys at Law 1275 St. Clair Avenue St. Paul, MN 55105 (651) 699-1499 Fax (651) 699-0134 #181080 mkula@kula-associates.com 2028451 1/7-1/14/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-09-800 Estate of: MARLYS MAE GUILDNER, also known as MARLYS M. GUILDNER, and MARLYS GUILDNER, Decedent It is Ordered and Notice is given that on February 8, 2010, at 9:00 a.m., a hearing will be held in this Court at 1560 West Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Gary D. Guildner, Gregory J. Guildner, and Barbara M. Lang, whose addresses are: Gary D. Guildner 23366 Chippendale Ave. W. Farmington, MN 55024 Gregory J. Guildner 23366 Chippendale Ave. W. Farmington, MN 55024 Barbara M. Lang 1008 Crown St. Mount Airy, MD 21771 as co-personal representatives of the estate of the Decedent in an UNSUPERVISED administration. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, sell real and personal property, and do all necessary acts for the estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 12-30-09 Rex Stacey Judge (COURT SEAL) Attorney for Personal Representative William R. Asp (#388992) BEST & FLANAGAN LLP 225 South Sixth Street, Suite 4000 Minneapolis, MN 55402-4690 Attorney License No: 53X Telephone: (612) 339-7121 2029097 1/7-1/14/10

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PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 0 , 2007 MORTGAGORS: Patricia Antwi and Patience Senkyire, both single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 19, 2007, Dakota County Recorder, Document No. 2510869. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: October 13, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100053030011320927 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Aegis Wholesale Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18234 Kerrville Trail #104, Lakeville, MN 55044 TAX PARCEL I.D.#: 22-58500-104-20 LEGAL DESCRIPTION OF PROPERTY: Unit 104, Prairie Lake Lodges, Common Interest Community Number 372 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $209,317.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 26, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2465 2004300643 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 4, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 4, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2465 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2030520 1/14/10

PUBLIC NOTICE PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR DESCENT OF PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HAPR09-799 Estate of Richard J. Bloch, Sr., also known as Richard J. Bloch, Decedent A Petition for Determination of Descent has been filed with this Court. The Petition represents that the Decedent died more than three years ago, leaving property in Minnesota and requests the probate of Decedent’s last Will and the descent of such property be determined and assigned by this Court to the persons entitled to the property. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper, and no objections are filed or raised, the Petition may be granted. IT IS ORDERED and Notice is further given, that the Petition will be heard on 1-25, 2010, at 9:00 am, by this Court at 1560 Highway 55, Hastings, Minnesota. 1. Notice shall be given to all interested persons (Minn. Stat. § 524.1-401) and persons who have filed a demand for notice pursuant to Minn. Stat. 524.3-204. 2. Notice shall be given by publishing this Notice and Order as provided by law and by mailing a copy of this Notice and Order at least 14 days prior to the hearing date. Dated: 12-30-09 BY THE COURT Rex Stacey Judge of District Court (COURT SEAL) Attorney for Petitioner Trisha A. Vicario (#0343845) Hansen, Dordell, Bradt, Odlaug & Bradt, PLLP 3900 Northwoods Drive, Suite 250 St. Paul, MN 55112 Telephone: (651) 332-8730 FAX: (651) 482-8909 Email: tvicario@hdbob.com 2037371 1/14-1/21/10

PUBLIC NOTICE ADVERTISEMENT FOR BIDS

DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123 Notice is hereby given that sealed bids will be received by the Office of the Director of Housing Finance & Development, Dakota County CDA, Minnesota until 10:00 AM, Wednesday, February 3, 2010, at the office of Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123, at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the Keyless Entry Installation at specified exterior and interior doors in ten separate senior apartment buildings at scattered locations throughout Dakota County. Qualified contractors must have a minimum of 3 years experience in installation of the specified Schlage keyless entry system and must have an office within 100miles of sites. Bids received after the above listed time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the Bidding Documents prepared by Dakota County CDA. Bids will be opened publicly and read aloud. A bid tabulation or other bid result will be furnished to the Bidders. Bids shall be addressed to: Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123. A mandatory pre-bid walk-through of all ten buildings is scheduled for Wednesday & Thursday January 19 & 20, 2010 from 9:00 AM to approximately 2:30 PM each day and is required of ALL bidders. Failure of a bidder to attend the walk-thru of all ten buildings on both days immediately subjects his/her bid to disqualification. Interested bidders must confirm their intent to attend the walk-throughs by contacting the Dakota County CDA Project Manager, Bob Rosenthal @ 651-675-4483 by no later than 3:00PM Friday January 15, 2010. Specifications for this project may not be available until January 19, 2010. Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. Bids shall be directed to the Project Coordinator, securely sealed and endorsed upon the outside wrapper, with the Project Address and Bid Due Date. The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin. The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the CDA. Bob Rosenthal, Capital Projects Coordinator Dakota County Community Development Agency 2031236 1/7-1/14/10

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-1 In Re: Estate of Maria H. Theros, Decedent Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated May 15, 2003. The Registrar accepted the application and appointed James S. Theros, whose address is 2118 Lake Augusta Drive, Mendota Heights, Minnesota 55120, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection, Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: January 4th, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar John M. Giblin (MN# 3454X) Lommen, Abdo, Cole, King & Stageberg, P.A. 2000 IDS Center 80 South Eighth Street Minneapolis Minnesota 55402 Telephone: (612) 339-8131 Facsimile: (612) 339-8064 ATTORNEY FOR PERSONAL REPRESENTATIVE 2030564 1/7-1/14/10

PUBLIC NOTICE NOTICE OF

MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $620,000.00 MORTGAGOR(S): David L. Sisson and Karie K. Sisson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 20, 2004 Dakota County Recorder Document Number: 2240081 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015902083222073 Lender or Broker: CTX Mortgage Company, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13114 Danube Ct, Rosemount, MN 55068-4381 Tax Parcel ID Number: 342510012003 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 3, Evermoor, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $651,639.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 26, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 26, 2010, or the next business day if July 26, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 10, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003910F01 2005178 12/10/09-1/14/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-09-7242 In the Matter of the Petition of: Colonial Savings, F.A., In Relation to Certificate of Title No. 128954 issued for land in the County of Dakota and State of Minnesota and legally described as: Lot Four (4), Block One (1), Town View First Addition, according to the recorded plat thereof TO: JACQUELINE M. KOPP; KRISTIE WILMER; TCF NATIONAL BANK; TOWNVIEW ASSOCIATION; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 10th day of February, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 128954 and enter a new Certificate of Title for the land therein described in favor of Colonial Savings, F.A., subject to the memorials of Document Nos. 65222, 71143, 78934, and 78935 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 641884, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 12/15/09 BY THE COURT: Shawn M. Moynihan Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: David R. McCalip Wilford & Geske, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said time except to object to the entry of the above-described Order. 2038683 1/14-1/21/10

PUBLIC NOTICE NOTICE OF

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�� require County Registrar of Titles, Document�� 4. That �� all preforeclosure No. 564296, Certificate of Title No. ments have been met. 136011. 5. The owner has not been released A S S I G N M E N T S O F M O R T G A G E : from his financial obligation to pay Assigned to: CitiMortgage, Inc., said amount. Dated: October 9, 2009. 6. The Declaration, referenced above, Said Mortgage being Registered Land. and Minn. Stat. §§515B.3-115 and TRANSACTION AGENT: Mortgage 515B.3-116 provide for a continuing Electronic Registration Systems, Inc. lien against the property. A Notice of T R A N S A C T I O N A G E N T ' S M O R T - Lien evidencing the amount due was GAGE IDENTIFICATION NUMBER ON recorded on July 27, 2009, as DocuMORTGAGE: 100053030007060461 ment No. T648072 in the Dakota LENDER OR BROKER AND MORT- County Registrar of Titles' Office. 7. Pursuant to the power of sale conGAGE ORIGINATOR STATED ON MORTGAGE: Aegis Wholesale Corpo- tained in the same Declaration and granted by the owner in taking title to ration R E S I D E N T I A L M O R T G A G E S E R - the premises subject to said DeclaraVICER: CitiMortgage, Inc. tion and pursuant to Minn. Stat. MORTGAGED PROPERTY ADDRESS: §§515B.3-115 and 515B.3-116, said 13349 Court Place, Burnsville, MN Lien will be foreclosed by the sale of 55337 said property by the Sheriff of Dakota T A X P A R C E L I . D . # : County, at the Dakota County Sheriffs 02-40600-010-15 Office, Dakota County Law EnforceL E G A L D E S C R I P T I O N O F P R O P - ment Center, 1580 Highway 55 Lobby ERTY: S-100, Hastings, MN 55033, on the Lot 1, Block 15, Judicial Knolls. 2 8 t h d a y o f J a n u a r y , 2 0 1 0 , a t Dakota County 10:00 a.m. at public auction to the COUNTY IN WHICH PROPERTY IS highest bidder, to pay the amount then LOCATED: Dakota due for said assessments, together ORIGINAL PRINCIPAL AMOUNT OF with the costs of foreclosure, includMORTGAGE: $162,920.00 ing attorneys fees as allowed by law. AMOUNT DUE AND CLAIMED TO BE 8. T h e t i m e a l l o w e d b y l a w f o r DUE AS OF DATE OF NOTICE, INCLUD- redemption by the unit owner, his perING TAXES, IF ANY, PAID BY MORT- sonal representatives or assigns is six GAGEE: $160,332.68 (6) months from the date of sale. The That prior to the commencement of date and time to vacate the property is this mortgage foreclosure proceeding 11:59 p.m. on July 28, 2010, if the Mortgagee/Assignee of Mortgagee com- account is not reinstated or the owner plied with all notice requirements as does not redeem from the foreclosure required by statute; That no action or sale. proceeding has been instituted at law REDEMPTION NOTICE or otherwise to recover the debt THE TIME ALLOWED BY LAW secured by said mortgage, or any part FOR REDEMPTION BY THE MORTthereof; GAGOR, THE MORTGAGOR'S PERPURSUANT to the power of sale con- S O N A L R E P R E S E N T A T I V E S O R tained in said mortgage, the above ASSIGNS, MAY BE REDUCED TO described property will be sold by the F I V E W E E K S I F A J U D I C I A L Sheriff of said county as follows: ORDER IS ENTERED UNDER MINDATE AND TIME OF SALE: February N E S O T A S T A T U T E S , S E C T I O N 4, 2010 at 10:00 AM 582.032, DETERMINING, AMONG PLACE OF SALE:Sheriff's Office, Law O T H E R T H I N G S , T H A T T H E Enforcement Center, 1580 Hwy 55, M O R T G A G E D P R E M I S E S A R E Lobby #S-100, Hastings, MN IMPROVED WITH A RESIDENTIAL to pay the debt then secured by said DWELLING OF LESS THAN FIVE Mortgage, and taxes, if any, on said UNITS, ARE NOT PROPERTY USED premises, and the costs and disburse- IN AGRICULTURAL PRODUCTION, m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s AND ARE ABANDONED. allowed by law subject to redemption 9. THIS IS A COMMUNICATION FROM within six (6) months from the date of A DEBT COLLECTOR ATTEMPTING TO said sale by the mortgagor(s), their COLLECT A DEBT. ANY INFORMApersonal representatives or assigns TION OBTAINED WILL BE USED FOR unless reduced to Five (5) weeks under THAT PURPOSE. MN Stat. §580.07. COBBLESTONE MANOR TIME AND DATE TO VACATE PROPASSOCIATION, INC. E R T Y : I f t h e r e a l e s t a t e i s a n Attorneys for Cobblestone Manor owner-occupied, single-family dwell- Association, Inc.: ing, unless otherwise provided by law, THOMSEN NYBECK the date on or before which the mort- By: Gretchen S. Schellhas (#195595) gagor(s) must vacate the property if the 3600 American Blvd. West, Suite 400 mortgage is not reinstated under sec- Bloomington, Minnesota 55431 tion 580.30 or the property is not (952) 835-7000 redeemed under section 580.23 is (Cobblestone Manor - Binkin/08-7-903D) 11:59 p.m. on August 4, 2010. 2001993 12/10/09-1/14/10 MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None NOTICE OF MORTGAGE "THE TIME ALLOWED BY LAW FOR FORECLOSURE SALE REDEMPTION BY THE MORTGAGOR, NOTICE IS HEREBY GIVEN that THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE default has occurred in the conditions REDUCED TO FIVE WEEKS IF A JUDI- of the following described mortgage: DATE OF MORTGAGE: January 19, CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 2004 ORIGINAL PRINCIPAL AMOUNT OF 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- MORTGAGE: $310,000.00 MORTGAGOR(S): Kelly C Hurley and GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF Charles J Hurley, wife and husband MORTGAGEE: Mortgage Electronic LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL Registration Systems, Inc. DATE AND PLACE OF RECORDING: P R O D U C T I O N , A N D A R E Recorded: February 13, 2004 Dakota ABANDONED." County Recorder, Document Number: Dated: December 2, 2009. 2176813 CitiMortgage, Inc. ASSIGNMENTS OF MORTGAGE: And Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. assigned to: AmTrust Bank, Dated: November 30, 2009 By: Paul A. Weingarden Transaction Agent: Mortgage ElecAttorneys for Mortgagee/ tronic Registration Systems, Inc. Assignee of Mortgagee Agent Mortgage IdentifiTransaction 4500 Park Glen Road #300 cation Number: 100154060001051073 Minneapolis, MN 55416 Lender or Broker: American Resi(952) 925-6888 dential Mortgage, L.P. 10-2526 Residential Mortgage Servicer: 2002456803 THIS IS A COMMUNICATION FROM A AmTrust Bank Mortgage Originator: Not Applicable DEBT COLLECTOR. COUNTY IN WHICH PROPERTY IS 2006772 12/10/09-1/14/10 LOCATED: Dakota Property Address: 17706 Hillwood Ave, Lakeville, MN 55044-6667 NOTICE OF ASSESSMENT LIEN Tax Parcel ID Number: FORECLOSURE SALE 22-88507-020-02 Date: November 17, 2009 LEGAL DESCRIPTION OF PROPYOU ARE NOTIFIED THAT: ERTY: Lot 2, Block 2, Zweber Farm 1. Default has occurred in the terms Eighth and conditions of the Second Amended AMOUNT DUE AND CLAIMED TO BE Declaration for Cobblestone Manor D U E A S O F D A T E O F N O T I C E : Association, Inc. (hereinafter the $286,223.54 "Association") which was recorded as THAT all pre-foreclosure requireDocument No. 549349 on October 5, ments have been complied with; that 2004, in the Office of the Registrar of no action or proceeding has been instiTitles of Dakota County, and also, pur- tuted at law or otherwise to recover the suant to Minn. Stat. §515B.3-116, cov- debt secured by said mortgage, or any ering the following property: part thereof; LEGAL DESCRIPTION: Lot Eleven PURSUANT to the power of sale con(11), Block Two (2) in Cobblestone t a i n e d i n s a i d m o r t g a g e , t h e Manor 2ND Addition, Cobblestone above-described property will be sold M a n o r T o w n h o m e s , C I C # 4 7 5 , by the Sheriff of said county as folDakota County, Minnesota lows: DATE AND TIME OF SALE: January STREET ADDRESS: 8714 134th 28, 2010 at 10:00 AM Street W., Apple Valley, MN 55124 PLACE OF SALE: Dakota County TAX PARCEL ID NUMBER: Law Enforcement Center, 1580 High01-18076-110-02 2. Pursuant to said Declaration, way 55, Lobby S-100, Hastings, Minnethere is claimed to be due and owing sota as of November 17, 2009, from Sergey to pay the debt secured by said mortBinkin, title holder, to the Association, gage and taxes, if any, on said prea Minnesota non-profit corporation, mises and the costs and disbursethe amount of $1,819.00 for unpaid ments, including attorney fees allowed association dues, late fees, attorneys by law, subject to redemption within fees and costs, plus any other such six (6) months from the date of said amounts that will accrue after Novem- sale by the mortgagor(s), their perber 17, 2009, and other costs of collec- sonal representatives or assigns. If the Mortgage is not reinstated tion and foreclosure which will be added to the amount claimed due and under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. owing at the time of the sale herein. 3. No action is now pending at law or §580.23, the Mortgagor must vacate otherwise to recover said debt or any the property on or before 11:59 p.m. on part thereof. 4. That all preforeclosure require- ��

PUBLIC NOTICE

�� default �� has �� occurred in conditions of the following described mortgage: �� the property on or before 11:59 p.m. on July 28, 2010, or the next business day if July 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 10, 2009 ASSIGNEE OF MORTGAGEE: AmTrust Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010635F01 2003758 12/10/09-1/14/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-09-7551 In the Matter of the Petition of: Aurora Loan Services, LLC, a Delaware limited liability company, In Relation to Certificate of Title No. 125579 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot One (1), Block Seven (7) in JOHNNY CAKE RIDGE SECOND ADDITION, according to the recorded plat thereof. TO: ANTHONY D. JANIAK; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 10th day of February, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 125579 and enter a new Certificate of Title for the land therein described in favor of Aurora Loan Services, LLC, a Delaware limited liability company, subject to the memorial of Document No. 483550 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 647072, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 12/21/09 BY THE COURT: Joseph Carter Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2033839 1/14-1/21/10

PUBLIC NOTICE NOTICE OF MORTGAGE

DATE OF MORTGAGE: A u g u s t 3 , 2007 MORTGAGOR: S a n d r a K o r t g a r d , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered August 20, 2007, Dakota County Registrar of Titles, Document No. 615936, Certificate of Title No. 141921. ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, NA, Dated: November 12, 2009. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100077960000906132 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Decision One Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: HSBC Bank USA, N.A. MORTGAGED PROPERTY ADDRESS: 112 County Road 42, Apple Valley, MN 55124 TAX PARCEL I.D.#: 01-11703-110-02 LEGAL DESCRIPTION OF PROPERTY: ALL OF LOT ELEVEN (11), BLOCK TWO (2), APPLE VALLEY 4TH ADDITION AS RECORDED EXCEPTING THAT PORTION BOUNDED BY THE LINES DESCRIBED AS FOLLOWS: THE EAST LINE OF LOT 11, THE SOUTH LINE OF LOT 11, AND A LINE BEGINNING ON THE SOUTH LINE OF LOT 11, 13.08’ WEST OF THE SOUTHEAST CORNER AND EXTENDING NORTHWEST AND PARALLEL TO THE EAST LINE OF LOT 11 A DISTANCE OF 106.28’ THENCE WITH AN ANGLE OF 13°07’34” AND CONTINUING NORTHWESTERLY A DISTANCE OF 57.58’ TO THE NORTHEAST CORNER OF LOT 11 AND NORTHWEST CORNER OF LOT 12, ACCORDING TO THE MAP OR PLAT THEREOF ON FILE AND OF RECORD IN THE OFFICE OF THE REGISTRAR OF TITLES IN AND FOR DAKOTA COUNTY, MINNESOTA. SUBJECT TO EASEMENTS AND RESTRICTIONS NOW OF RECORD. TORRENS PROPERTY CERTIFICATE OF TITLE NO. 141921 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $189,111.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 30, 2009. HSBC Bank USA, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 43-383 5933112 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2003655 12/10/09-1/14/10

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE NOTICE OF MORTGAGE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $201,000.00 MORTGAGOR(S): Martha Alicea and Robert Alicea, Wife and husband MORTGAGEE: Teacher Federal Credit Union DATE AND PLACE OF RECORDING: Recorded: January 31, 2005 Dakota County Recorder Document Number: 2290740 ASSIGNMENTS OF MORTGAGE: And assigned to: CU Members Mortgage Dated: January 07, 2005 Recorded: January 31, 2005 Dakota County Recorder Document Number: 2290741 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: January 21, 2005 Recorded: June 03, 2005 Dakota County Recorder Document Number: 2327458 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100029003772041785 Lender or Broker: Teacher Federal Credit Union Residential Mortgage Servicer: Colonial Savings Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 502 7th Ave S, South Saint Paul, MN 55075-2703 Tax Parcel ID Number: 36-75100-300-02 LEGAL DESCRIPTION OF PROPERTY: Lot 30, and the North 1/2 of Lot 29, Block 2, Tarbox Addition to South St. Paul, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $209,543.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the abovedescribed property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 25, 2010, or the next business day if August 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 25, 2009 ASSIGNEE OF MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 002048F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 14, 2010 at 10:00 AM has been postponed to February 25, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 002048F02 2037563 1/14/10

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 5 , 2004 MORTGAGORS: Daniel J. Lick and Dana M. Lick, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded July 23, 2004, Dakota County Recorder, Document No. 2229489. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 220 North 18th Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D.#: 36-17200-060-00 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Choban's Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $218,811.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 23, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2573 0680393337 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 25, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 4, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2573 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2030310 1/14/10

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 11, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,800.00 MORTGAGOR(S): Jeremy A Seykora and Alyssa A Seykora, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 28, 2006 Dakota County Recorder Document Number: 2424136 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100131020603006543 Lender or Broker: American Mortgage Network, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15117 Cimarron Way, Rosemount, MN 55068-1799 Tax Parcel ID Number: 34-83610-910-01 LEGAL DESCRIPTION OF PROPERTY: Lot 91, Block 1, Wensmann 11th Addition, CIC No. 252 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $209,769.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 02, 2010, or the next business day if September 02, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011791F01 2039332 1/14-2/18/10

PUBLIC NOTICE NOTICE OF

MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 03, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,090.00 MORTGAGOR(S): Seth A. Weise, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 31, 2006 Dakota County Recorder Document Number: 2472456 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: November 05, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015901074408204 Lender or Broker: CTX Mortgage Company, LLC Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1925 Sierra Dr, Hastings, MN 55033-4073

Hastings, MN 55033-4073 Tax Parcel ID Number: 19-58600-502-11 LEGAL DESCRIPTION OF PROPERTY: Unit 1502, Common Interest Community Number 511, a condominium, Prairie Ridge, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $189,975.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 25, 2010, or the next business day if July 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 10, 2009 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010445F01 2007276 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF

��

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-561 7810447560 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2007011 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF

MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 19, 2004 MORTGAGOR:Marion Tilsworth, a single person. MORTGAGEE:Homeservices Lending, LLC d/b/a Edina Realty Mortgage. DATE AND PLACE OF RECORDING: Registered May 12, 2004, Dakota County Registrar of Titles, Document No. 536677, Certificate of Title No. 131632. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc., Dated: March 1, 2005, Recorded: June 3, 2005, Document No. 566678. And thereafter assigned to: U.S. Bank, N.A., Dated: November 12, 2009. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homeservices Lending, LLC d/b/a Edina Realty Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3302 East 78th Street, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-48601-081-01 LEGAL DESCRIPTION OF PROPERTY: Lots 7 and 8, Block 1, in Michael D. Dupont 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$133,655.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$127,255.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 26, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of

within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 26, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-533 7810396022 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2006998 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF

MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 29, 2003 MORTGAGOR: C a r r i e L . M c K e e , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 13, 2003, Dakota County Recorder, Document No. 2139943. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: November 13, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000035351 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4401-B Clover Lane, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-22750-370-03 LEGAL DESCRIPTION OF PROPERTY: Lot 37, Block 3, Eden Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,671.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $147,291.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 9, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 4, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2768 8312311 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2006705 12/10/09-1/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 3 , 2003 MORTGAGORS: Nicholas S. Papes, Jr. and Margaret A. Papes, FKA Margaret A Glunz, husband and wife. MORTGAGEE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc.. DATE AND PLACE OF RECORDING: Recorded August 12, 2003, Dakota County Recorder, Document No. 2092973. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16237 East 190th Street, Hastings, MN 55033 TAX PARCEL I.D. #: 33-25700-070-02 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Fawn Oaks, According to the record plat thereof, in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $114,348.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 30, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1349 637651032 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2031697 1/7-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTIFY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 23, 2005 MORTGAGOR(S): Jody R. Stock and Jessica M. Stock, husband and wife MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: October 11, 2005 Dakota County Recorder Document #: 2369566 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Winter Park Addition, Dakota County, Minnesota. PARCEL ID #: 18 84300 030 01 PROPERTY ADDRESS: 23530 Main Street, Hampton, MN 55031 Transaction Agent: N/A Transaction Agent Id No.: N/A Current Mortgage Servicer: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $202,716.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclosure of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 a.m. PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033. to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: T h e date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statues section 580.30 of the property redeemed under Minnesota Statutes section 580.23 is 8/25/2010 at 11:59 p.m. If the foregoing date is Saturday, Sunday of legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF JUDICIAL ORDER IS ENTERED UNDER M I N N E S O T A S T A T U T E S S E C T I ON 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Dated: January 4, 2010 U.S. Bank National Association ND Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St. Suite 1125 Chicago, Illinois 60606 (312) 541-9710 2032011 1/7-2/11/10

PUBLIC NOTICE NOTICE OF

��

�� $343,441.60 MORTGAGE: 100139104915393377 THAT all pre-foreclosure requireLENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N ments have been complied with; that MORTGAGE: Residential Mortgage no action or proceeding has been instituted at law or otherwise to recover the Group, Inc. R E S I D E N T I A L M O R T G A G E S E R - debt secured by said mortgage, or any V I C E R : J P M o r g a n C h a s e B a n k , part thereof; PURSUANT to the power of sale conNational Association MORTGAGED PROPERTY ADDRESS: t a i n e d i n s a i d m o r t g a g e , t h e 11114 Zebulon Pike Avenue, Burns- above-described property will be sold by the Sheriff of said county as folville, MN 55337 T A X P A R C E L I . D . # : lows: 02-64102-050-06 DATE AND TIME OF SALE: January LEGAL DESCRIPTION OF PROP- 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County ERTY: Lot 5, Block 6, River Hills Third Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MinneAddition COUNTY IN WHICH PROPERTY IS sota LOCATED:Dakota to pay the debt secured by said mortORIGINAL PRINCIPAL AMOUNT OF gage and taxes, if any, on said premises and the costs and disburseMORTGAGE:$203,920.00 AMOUNT DUE AND CLAIMED TO BE ments, including attorney fees allowed DUE AS OF DATE OF NOTICE, INCLUD- by law, subject to redemption within ING TAXES, IF ANY, PAID BY MORT- six (6) months from the date of said GAGEE:$187,185.05 sale by the mortgagor(s), their perThat prior to the commencement of sonal representatives or assigns. this mortgage foreclosure proceeding If the Mortgage is not reinstated Mortgagee/Assignee of Mortgagee com- under Minn. Stat. §580.30 or the propplied with all notice requirements as erty is not redeemed under Minn. Stat. required by statute; That no action or §580.23, the Mortgagor must vacate proceeding has been instituted at law the property on or before 11:59 p.m. on o r o t h e r w i s e t o r e c o v e r t h e d e b t July 28, 2010, or the next business day secured by said mortgage, or any part if July 28, 2010 falls on a Saturday, thereof; Sunday or legal holiday. PURSUANT to the power of sale conMortgagor(s) released from financial tained in said mortgage, the above obligation: NONE described property will be sold by the THIS COMMUNICATION IS FROM Sheriff of said county as follows: A DEBT COLLECTOR ATTEMPTDATE AND TIME OF SALE: February ING TO COLLECT A DEBT. ANY 4, 2010 at 10:00 AM INFORMATION OBTAINED WILL BE PLACE OF SALE:Sheriff's Office, Law USED FOR THAT PURPOSE. Enforcement Center, 1580 Hwy 55, THE RIGHT TO VERIFICATION OF Lobby #S-100, Hastings, MN THE DEBT AND IDENTITY OF THE to pay the debt then secured by said ORIGINAL CREDITOR WITHIN THE Mortgage, and taxes, if any, on said T I M E P R O V I D E D B Y L A W I S N O T premises, and the costs and disburse- AFFECTED BY THIS ACTION. ments, including attorneys' fees THE TIME ALLOWED BY LAW FOR allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, within six (6) months from the date of THE MORTGAGOR'S PERSONAL REPsaid sale by the mortgagor(s), their RESENTATIVES OR ASSIGNS, MAY BE personal representatives or assigns REDUCED TO FIVE WEEKS IF A JUDIunless reduced to Five (5) weeks under CIAL ORDER IS ENTERED UNDER MN Stat. §580.07. MINNESOTA STATUTES, SECTION TIME AND DATE TO VACATE PROP- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G E R T Y : I f t h e r e a l e s t a t e i s a n OTHER THINGS, THAT THE MORTowner-occupied, single-family dwell- GAGED PREMISES ARE IMPROVED ing, unless otherwise provided by law, WITH A RESIDENTIAL DWELLING OF the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the PROPERTY USED IN AGRICULTURAL mortgage is not reinstated under sec- PRODUCTION, AND ARE ABANDONED. tion 580.30 or the property is not DATED: December 10, 2009 redeemed under section 580.23 is MORTGAGEE: Mortgage Elec11:59 p.m. on August 4, 2010. tronic Registration Systems, Inc. MORTGAGOR(S) RELEASED FROM Wilford & Geske, P.A. FINANCIAL OBLIGATION ON MORT- Attorneys for Mortgagee GAGE:None Lawrence A. Wilford "THE TIME ALLOWED BY LAW FOR James A. Geske REDEMPTION BY THE MORTGAGOR, 8425 Seasons Parkway, Suite 105 THE MORTGAGOR'S PERSONAL REP- Woodbury, MN 55125-4393 RESENTATIVES OR ASSIGNS, MAY BE (651) 209-3300 REDUCED TO FIVE WEEKS IF A JUDI- File Number: 007537F02 CIAL ORDER IS ENTERED UNDER 2001048 12/10/09-1/14/09 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF GAGED PREMISES ARE IMPROVED MORTGAGE FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF THE RIGHT TO VERIFICATION OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL THE DEBT AND IDENTITY OF THE P R O D U C T I O N , A N D A R E ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT ABANDONED." AFFECTED BY THIS ACTION. Dated: November 25, 2009. NOTICE IS HEREBY GIVEN, that JPMorgan Chase Bank, N.A. default has occurred in conditions of Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. the following described mortgage: DATE OF MORTGAGE:March 6, 2007 By: Paul A. Weinigarden MORTGAGOR: J u d i t h J . C l a r k , a Attorneys for Mortgagee/ single person. Assignee of Mortgagee MORTGAGEE: Mortgage Electronic 4500 Park Glen Road #300 Registration Systems, Inc. Minneapolis, MN 55416 DATE AND PLACE OF RECORDING: (952) 925-6888 Registered April 24, 2007, Dakota 60-2627 Registrar of Titles, Document County 0613522804 THIS IS A COMMUNICATION FROM A No. 609392, Certificate of Title No. 127317, as corrected by Document DEBT COLLECTOR. Nos. 615076 and 618493. 2006953 12/10/09-1/14/10 ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: November 19, 2009. NOTICE OF MORTGAGE Said Mortgage being Registered Land. FORECLOSURE SALE TRANSACTION AGENT: Mortgage N O T I C E I S H E R E B Y G I V E N t h a t Electronic Registration Systems, Inc. default has occurred in the conditions TRANSACTION AGENT'S MORTof the following described mortgage: GAGE IDENTIFICATION NUMBER ON DATE OF MORTGAGE: November 21, MORTGAGE: 100025440003688626 2005 LENDER OR BROKER AND MORTORIGINAL PRINCIPAL AMOUNT OF G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: $320,000.00 MORTGAGE: Lehman Brothers Bank, MORTGAGOR(S): Douglas J Willen- FSB bring, a married person RESIDENTIAL MORTGAGE SERMORTGAGEE: Mortgage Electronic VICER: Aurora Loan Services LLC Registration Systems, Inc. MORTGAGED PROPERTY ADDRESS: DATE AND PLACE OF RECORDING: 5228 Robin Lane, Farmington, MN Recorded: December 02, 2005 Dakota 55024 County Recorder, Document Number: T A X P A R C E L I . D . # : 2385472 14-82501-183-08 Transaction Agent: Mortgage ElecLEGAL DESCRIPTION OF PROPtronic Registration Systems, Inc. ERTY: Transaction Agent Mortgage IdentifiUnit No. 183, Common Interest cation Number: 100025440002839410 Community No. 323, a condominium, Lender or Broker: Lehman Brothers Vermillion Grove Condominiums, Bank, FSB Dakota County, Minnesota. Residential Mortgage Servicer: COUNTY IN WHICH PROPERTY IS Aurora Loan Services, LLC LOCATED:Dakota Mortgage Originator: Not Applicable ORIGINAL PRINCIPAL AMOUNT OF COUNTY IN WHICH PROPERTY IS MORTGAGE:$176,000.00 LOCATED: Dakota AMOUNT DUE AND CLAIMED TO BE Property Address: 9790 Inver Grove DUE AS OF DATE OF NOTICE, INCLUDT r l , I n v e r G r o v e H e i g h t s , M N ING TAXES, IF ANY, PAID BY MORT55076-3820 GAGEE:$182,184.08 Tax Parcel ID Number: That prior to the commencement of 20-73200-270-00 this mortgage foreclosure proceeding 20-02200-020-56 Mortgagee/Assignee of Mortgagee comL E G A L D E S C R I P T I O N O F P R O P - plied with all notice requirements as ERTY: The North 330 feet of the SE required by statute; That no action or 1 / 4 o f t h e S W 1 / 4 o f Section 22, proceeding has been instituted at law Township 27, Range 22, Dakota or otherwise to recover the debt County, Minnesota, which lies East secured by said mortgage, or any part of County Road No. 77 (formerly thereof; County Highway 21 and Old State PURSUANT to the power of sale conTrunk Highway No. 53), except the tained in said mortgage, the above North 170 feet thereof, according to described property will be sold by the the government survey thereof, also Sheriff of said county as follows: all of Lots 25, 26, 27 except the DATE AND TIME OF SALE: January North 170 feet thereof, and all of Lot 28, 2010 at 10:00 AM 24, Summit Grove. PLACE OF SALE:Sheriff's Office, Law AMOUNT DUE AND CLAIMED TO BE Enforcement Center, 1580 Hwy 55, DUE AS OF DATE OF NOTICE: $343,441.60 ��

PUBLIC NOTICE

�� FINANCIAL �� OBLIGATION GAGE:None �� Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2009. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-946 0045586211 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2005044 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF

MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 24, 2004 MORTGAGORS:Raymond P. Bergdahl and Monica M. Bergdahl, husband and wife. MORTGAGEE:Beneficial Loan and Thrift Co. DATE AND PLACE OF RECORDING: Registered July 23, 2004, Dakota County Registrar of Titles, Document No. 542918, Certificate of Title No. 116512. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Beneficial Loan and Thrift Co. RESIDENTIAL MORTGAGE SERVICER: HSBC Bank USA, N.A. MORTGAGED PROPERTY ADDRESS: 7320 Brittany Lane, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201515231001 LEGAL DESCRIPTION OF PROPERTY: Lot 31, CIC No. 168, Brittany Park 3rd Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$244,233.78 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$242,157.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 2, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT-

ON MORT

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 4, 2009. Beneficial Loan and Thrift Co. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 43-388 54461100119087 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2007030 12/10/09-1/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,400.00 MORTGAGOR(S): Milton V. Green and Amy Green, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 09, 2004 Dakota County Recorder Document Number: 2223597 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053000034686935 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6550 154th St W, Apple Valley, MN 55124-3128 Tax Parcel ID Number: 015590011205 LEGAL DESCRIPTION OF PROPERTY: Unit No. 112, Common Interest Community No. 311, Orchard Pointe Condominium, a condominium located in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $172,496.74 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 25, 2010, or the next business day if August 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006034F02 2029720 1/7-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,700.00 MORTGAGOR(S): Matthew Gindt and Judith Gindt, husband and wife MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: February 11, 2004 Dakota County Recorder Document Number: 2174625 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11020 166th St W, Lakeville, MN 55044-8939 Tax Parcel ID Number: 22-44350-210-02 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 2, Lakeville Hills, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $178,111.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 22, 2010, or the next business day if August 22, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010918F01 2029249 1/7-2/11/10

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,500.00 MORTGAGOR(S): Christine Heinzman and Mark Heinzman, wife and husband MORTGAGEE: Bankers Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: March 24, 2005 Dakota County Recorder, Document Number: 2306878 DATE AND PLACE OF REGISTERING: Registered: March 24, 2005 Dakota County Registrar of Titles, Document Number: 561553 ASSIGNMENTS OF MORTGAGE: And

ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A., Dated: February 21, 2005, Recorded: March 24, 2005 Dakota County Recorder, Document Number: 2306879, Registered: March 24, 2005 Dakota County Registrar of Titles, Document Number: 561554 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 129845 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17341 Jade Ct, Lakeville, MN 55044-9173 Tax Parcel ID Number: 22-13202-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block One (1), Barrett Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $270,675.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that a portion of this property is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 28, 2010, or the next business day if July 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 10, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010213F01 2004130 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF

Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $140,171.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 9, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 2, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2792 8422559 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2006730 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 2, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2790 634715612 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2006750 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF MORTGAGE

��

tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2009. Beneficial Loan and Thrift Co. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 43-211 0014331177 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2003625 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF

MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 31, 2006 MORTGAGOR: K r i s t a M . M o l d e n hauer, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 15, 2006, Dakota County Recorder, Document No. 2437934. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: November 17, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100371106529944021 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage & Investment Consultants, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4130 Rahn Road B217, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-22470-217-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. B217, CIC No. 468, Eagan Gardens COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $104,680.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $105,323.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 25, 2009.

Dated: November 25, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2775 652994402 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2006685 12/10/09-1/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 7 , 2006 MORTGAGOR: David A. Krech, unmarried man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 29, 2006, Dakota County Recorder, Document No. 2457185. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company as Trustee for American Home Mortgage Assets Trust 2006-5 Mortgage-Backed Pass-Through Certificates, Series 2006-5, Dated: November 24, 2009, Recorded: December 8, 2009, Document No. 2701030. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100024200014057174 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Brokers Conduit RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 1004 Spruce Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142250015009 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 9, East Farmington First Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $265,601.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 18, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2945 0031333321 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2031766 1/7-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,200.00 MORTGAGOR(S): Raymond Bender and Lisa M Bender, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: August 29, 2005 Dakota County Registrar of Titles Document Number: 573282 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177700000385435 Lender or Broker: Kleinbank dba Kleinmortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 132301 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 988 Whitney Dr, Apple Valley, MN 55124-9186 Tax Parcel ID Number: 01-11706-030-08 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 8, Apple Valley Seventh Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $189,601.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 25, 2010, or the next business day if August 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011448F01 2029626 1/7-2/11/10

PUBLIC NOTICE NOTICE OF

MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 02, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $297,520.00 MORTGAGOR(S): Galen Tucker, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 04, 2004 Dakota County Recorder Document Number: 2233833 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 10010320000068576 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17764 Hickory Trl, Lakeville, MN 55044-6606

Lakeville, MN 55044-6606 Tax Parcel ID Number: 22-88507-040-03 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Zweber Farm Eighth, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $303,463.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 28, 2010, or the next business day if July 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 10, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010566F01 2005149 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,000.00 MORTGAGOR(S): Paul G Chavis and Deborah S Chavis, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 25, 2005 Dakota County Recorder, Document Number: 2374091 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc., Dated: November 30, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010401437714187 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 24055 Hogan Ave, Hampton, MN 55031-9768 Tax Parcel ID Number: 29-30700-050-01 LEGAL DESCRIPTION OF PROPERTY: Lots 4 and 5, Block 1, Gores's Addition to New Trier AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $82,835.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their per-

��

�� sale by the mortgagor(s), their per �� REDUCED�� TO FIVE �� WEEKS IF A JUDI sonal representatives or assigns. CIAL ORDER IS ENTERED UNDER If the Mortgage is not reinstated MINNESOTA STATUTES, SECTION under Minn. Stat. §580.30 or the prop- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G erty is not redeemed under Minn. Stat. OTHER THINGS, THAT THE MORT§580.23, the Mortgagor must vacate GAGED PREMISES ARE IMPROVED the property on or before 11:59 p.m. on WITH A RESIDENTIAL DWELLING OF July 29, 2010, or the next business day LESS THAN FIVE UNITS, ARE NOT if July 29, 2010 falls on a Saturday, PROPERTY USED IN AGRICULTURAL Sunday or legal holiday. PRODUCTION, AND ARE ABANDONED. Mortgagor(s) released from financial DATED: December 10, 2009 ASSIGNEE OF MORTGAGEE: obligation: NONE Deutsche Bank National Trust THIS COMMUNICATION IS FROM Company, as Indenture Trustee, A DEBT COLLECTOR ATTEMPTon behalf of the holders of the ING TO COLLECT A DEBT. ANY Aames Mortgage Investment INFORMATION OBTAINED WILL BE Trust 2006-1, Mortgage Backed USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Notes THE DEBT AND IDENTITY OF THE Wilford & Geske, P.A. ORIGINAL CREDITOR WITHIN THE Attorneys for Assignee of Mortgagee T I M E P R O V I D E D B Y L A W I S N O T Lawrence A. Wilford AFFECTED BY THIS ACTION. James A. Geske THE TIME ALLOWED BY LAW FOR 8425 Seasons Parkway, Suite 105 REDEMPTION BY THE MORTGAGOR, Woodbury, MN 55125-4393 THE MORTGAGOR'S PERSONAL REP- (651) 209-3300 RESENTATIVES OR ASSIGNS, MAY BE File Number: 010047F01 12/10/09-1/14/10 REDUCED TO FIVE WEEKS IF A JUDI- 2003288 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF OTHER THINGS, THAT THE MORTMORTGAGE FORECLOSURE SALE GAGED PREMISES ARE IMPROVED THE RIGHT TO VERIFICATION WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT OF THE DEBT AND IDENTIFY OF PROPERTY USED IN AGRICULTURAL THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS PRODUCTION, AND ARE ABANDONED. NOT AFFECTED BY THIS ACTION. DATED: December 10, 2009 NOTICE IS HEREBY GIVEN that ASSIGNEE OF MORTGAGEE: default has occurred in conditions of Suntrust Mortgage, Inc. the following described mortgage: Wilford & Geske, P.A. DATE OF MORTGAGE: February 07, Attorneys for Assignee of Mortgagee 2005 Lawrence A. Wilford MORTGAGOR(S): Allan L. BreidenJames A. Geske bach and Stefani J. Breidenbach, hus8425 Seasons Parkway, Suite 105 band and wife Woodbury, MN 55125-4393 MORTGAGEE: U.S. Bank National (651) 209-3300 Association ND File Number: 010643F01 DATE AND PLACE OF RECORDING: 1998442 12/10/09-1/14/10 Recorded: March 21, 2005 Dakota County Recorder Document #: 2305587 NOTICE OF MORTGAGE ASSIGNMENTS OF MORTGAGE: FORECLOSURE SALE None NOTICE IS HEREBY GIVEN that LEGAL DESCRIPTION OF PROPdefault has occurred in the conditions ERTY: of the following described mortgage: Lot 4, Block 2, Hills of Stonebridge DATE OF MORTGAGE: October 27, 3rd Addition, Dakota County, Min2005 nesota. ORIGINAL PRINCIPAL AMOUNT OF PARCEL ID #: 10 32992 040 02 MORTGAGE: $197,600.00 PROPERTY ADDRESS: 731 CamMORTGAGOR(S): Lynda Stevens, a berwell Drive, Eagan, MN 55123 single person Transaction Agent: N/A MORTGAGEE: Aames Funding CorTransaction Agent Id No.: N/A poration dba Aames Home Loans Current Mortgage Servicer: U.S. Bank DATE AND PLACE OF REGISTER- National Association ND ING: Registered: December 14, 2005 COUNTY IN WHICH PROPERTY IS Dakota County Registrar of Titles, LOCATED: Dakota Document Number: 581028 ORIGINAL PRINCIPAL AMOUNT OF ASSIGNMENTS OF MORTGAGE: And MORTGAGE: $320,000.00 assigned to: Deutsche Bank National AMOUNT DUE AND CLAIMED TO BE Trust Company, as Indenture Trustee, DUE AS OF DATE OF NOTICE, on behalf of the holders of the Aames INCLUDING TAXES, IF ANY PAID BY Mortgage Investment Trust 2006-1, MORTGAGEE: $315,181.62 Mortgage Backed Notes, Dated: That prior to the commencement of November 04, 2009 this mortgage foreclosure proceeding Transaction Agent: Not Applicable Mortgagee/Assignee of Mortgagee comTransaction Agent Mortgage Identifi- plied with all notice requirements as cation Number: Not Applicable required by statute; that no MortgagLender or Broker: Aames Funding ors have been released from financial Corporation dba Aames Home Loans obligation on said mortgage; that no Residential Mortgage Servicer: Select action or proceeding has been instiPortfolio Servicing tuted by law to recover that debt Mortgage Originator: Not Applicable secured by said Mortgage, or any part CERTIFICATE OF TITLE NUMBER: thereof; that all conditions precedent 138349 to foreclosure of the Mortgage and COUNTY IN WHICH PROPERTY IS a c c e l e r a t i o n o f t h e d e b t s e c u r e s LOCATED: Dakota thereby have been fulfilled; Property Address: 20699 Jaguar Ave, PURSUANT to the power of sale Lakeville, MN 55044-5944 therein contained, said Mortgage will T a x P a r c e l I D N u m b e r : be foreclosed and the above described 22-48203-050-01 property will be sold by the Sheriff of L E G A L D E S C R I P T I O N O F P R O P - said county as follows: ERTY: Lot Five (5), Block One (1), DATE AND TIME OF SALE: February Meadows West 4th Addition, accord- 25, 2010 at 10:00 a.m. ing to the recorded plat thereof. PLACE OF SALE: Dakota County AMOUNT DUE AND CLAIMED TO BE Law Enforcement Center, Lobby S-100, D U E A S O F D A T E O F N O T I C E : 1580 Highway 55, Hastings, MN 55033. $197,523.30 to pay the debt then secured by said THAT all pre-foreclosure require- Mortgage, and taxes, if any, on said ments have been complied with; that premises, and the costs and disburseno action or proceeding has been insti- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s tuted at law or otherwise to recover the allowed by law, subject to redemption debt secured by said mortgage, or any within six (6) months from the date of part thereof; that this is registered said sale by the mortgagor(s), their property; personal representatives or assigns. PURSUANT to the power of sale conDATE TO VACATE PROPERTY: T h e t a i n e d i n s a i d m o r t g a g e , t h e date on or before which the mortgagor above-described property will be sold must vacate the property if the mortby the Sheriff of said county as folgage is not reinstated under Minnelows: sota Statues section 580.30 of the DATE AND TIME OF SALE: January property redeemed under Minnesota 25, 2010 at 10:00 AM Statutes section 580.23 is 8/25/2010 at PLACE OF SALE: Dakota County 11:59 p.m. If the foregoing date is SatLaw Enforcement Center, 1580 High- urday, Sunday of legal holiday, then way 55, Lobby S-100, Hastings, Minne- the date to vacate is the next business sota day at 11:59 p.m. to pay the debt secured by said mortMORTGAGOR(S) RELEASED FROM gage and taxes, if any, on said pre- FINANCIAL OBLIGATION ON MORTmises and the costs and disburse- GAGE: NONE ments, including attorney fees allowed THE TIME ALLOWED BY LAW FOR by law, subject to redemption within REDEMPTION BY THE MORTGAGOR, six (6) months from the date of said THE MORTGAGOR'S PERSONAL REPsale by the mortgagor(s), their per- RESENTATIVES OR ASSIGNS, MAY BE sonal representatives or assigns. REDUCED TO FIVE WEEKS IF JUDIIf the Mortgage is not reinstated CIAL ORDER IS ENTERED UNDER under Minn. Stat. §580.30 or the prop- M I N N E S O T A S T A T U T E S S E C T I ON erty is not redeemed under Minn. Stat. 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G §580.23, the Mortgagor must vacate OTHER THINGS, THAT THE MORTthe property on or before 11:59 p.m. on GAGED PREMISES ARE IMPROVED July 25, 2010, or the next business day WITH A RESIDENTIAL DWELLING OF if July 25, 2010 falls on a Saturday, LESS THAN FIVE UNITS, ARE NOT Sunday or legal holiday. PROPERTY USED IN AGRICULTURAL Mortgagor(s) released from financial PRODUCTION, AND ARE ABANDONED. obligation: NONE THIS IS A COMMUNICATION FROM A THIS COMMUNICATION IS FROM DEBT COLLECTOR. A DEBT COLLECTOR ATTEMPTDated: January 4, 2010 ING TO COLLECT A DEBT. ANY U.S. Bank National Association ND INFORMATION OBTAINED WILL BE Kenneth J. Johnson USED FOR THAT PURPOSE. Minnesota State Bar No. 0246074 THE RIGHT TO VERIFICATION OF Johnson, Blumberg & Associates, LLC THE DEBT AND IDENTITY OF THE Attorney for Mortgagee ORIGINAL CREDITOR WITHIN THE 230 W. Monroe St. T I M E P R O V I D E D B Y L A W I S N O T Suite 1125 AFFECTED BY THIS ACTION. Chicago, Illinois 60606 THE TIME ALLOWED BY LAW FOR (312) 541-9710 REDEMPTION BY THE MORTGAGOR, 2032027 1/7-2/11/10 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- ��

PUBLIC NOTICE

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PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 16, 2007 MORTGAGORS: Eric M. Knutson and Tracy L. Knutson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 12, 2007, Dakota County Recorder, Document No. 2523509. ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Funding Associates, L.P., Dated: October 19, 2009 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100017995170503403 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGED PROPERTY ADDRESS: 17745 Idalia Path, Lakeville, MN 55044 TAX PARCEL I.D.#: 22-19600-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Daniels Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $276,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $277,102.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 22, 2009. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1460 9517050340 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 11, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 6, 2010. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1460 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2033793 1/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 0 , 2006 MORTGAGORS: William E. Strauss and Mary E. Strauss, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 20, 2006, Dakota County Recorder, Document No. 2421885. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 31, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100059012560468418 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Nbank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4669 Blaine Avenue, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-44001-905-05 LEGAL DESCRIPTION OF PROPERTY: Unit Number 0905, Lafayette Park, CIC 370, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $167,901.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7669 1915366377 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039305 1/14-2/18/10

PUBLIC NOTICE NOTICE OF

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 1, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015902278007669 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1496 Sherwood Way, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-57665-120-02 LEGAL DESCRIPTION OF PROPERTY: LOT 12, BLOCK 2, PINETREE PASS 6TH ADDITION, ACCORDING TO THE RECORDED PLAT THEREOF, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $563,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $559,459.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7557 1927074991 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2006792 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF

Lot 11, Block 5 in Rolling Oaks South Plat Two. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $222,607.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 1, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2281 2003761451 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2006636 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF

Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 4, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2639 3013635614 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2006912 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF

MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 03, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,208.00 MORTGAGOR(S): Thomas Murray and Annmarie Murray, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: May 09, 2008 Dakota County Registrar of Titles Document Number: T627729 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 01, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100281210761431256 Lender or Broker: Platinum Lending Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 130247 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5801 143rd St W, Apple Valley, MN 55124-8093 Tax Parcel ID Number: 01-66700-190-05 LEGAL DESCRIPTION OF PROPERTY: Lot Nineteen (19), Block Five (5) in Scottsbriar 1st, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $226,828.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 28, 2010, or the next business day if July 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 10, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010685F01 2005613 12/10/09-1/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 29, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $243,840.00 MORTGAGOR(S): Arkadiy Petruk and Leah Petruk, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 14, 2004 Dakota County Recorder Document Number: 2276059 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100060677001418128 Lender or Broker: Integrity One Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4651 Parkcliff Dr, Eagan, MN 55123-2143 Tax Parcel ID Number: 10-56702-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Parkcliff 3rd Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $248,949.57 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 26, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 26, 2010, or the next business day if August 26, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011307F01 2033053 1/14-2/18/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 08, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,400.00 MORTGAGOR(S): Bryan Harrison, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 09, 2005 Dakota County Recorder Document Number: 2349164 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: December 23, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100038900010019862 Lender or Broker: Voyager Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15146 Dunbar Blvd, Apple Valley, MN 55124-6841 Tax Parcel ID Number: 011175010004 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 4, AppleValley East, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $196,245.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 25, 2010, or the next business day if August 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010488F01 2029176 1/7-2/11/10

PUBLIC NOTICE NOTICE OF

the Northwest Quarter of Section 20, Township 115, Range 20, Dakota County, Minnesota, described as follows: Beginning at a point on the East line of said East Half, 926.17 feet South of the Northeast corner thereof; thence South on said East line (said bearing assumed) 406.38 feet; thence West 240.00 feet; thence North 319.22 feed; thence North 70 degrees 02 minutes 20 seconds East, 255.33 feet to the point of beginning. Except that part taken by the State of Minnesota for highway purposes in Partial Final Certificate filed as Document Number 649000 and as corrected by Deed filed as Document No. 677893. Together with an easement for ingress and eg re ss as c o n t a i n e d i n D o c u m e n t Numbers 588943 and 2141315, all in and for Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $385,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $380,679.99 INTEREST RATE AND PER DIEM: Current interest rate is 7.30%, with a daily per diem of $74.8087. That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2010 at 10:00 a.m. PLACE OF SALE: Dakota County Law Enforcement Center, located at 1580 Highway 55, Lobby S100, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: July 21, 2010 at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 8, 2009 MESSERLI & KRAMER, P.A. By: /s/ Creig Andreasen Creig Andreasen (Lic. # 0334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402 (612) 672-3600 Attorney in Fact for Prime Security Bank IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information will be used for that purpose. 2007056 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF

this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 4, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2867 640970535 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2007118 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 4, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2643 3062520006 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2006935 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $328,000.00 MORTGAGOR(S): Brett A Knudson and Susan M Knudson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 13, 2006 Dakota County Recorder, Document Number: 2481471 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of the Home Equity Asset Trust 2007-3 Home Equity Pass-through Certificates, Series 2007-3, Dated: September 05, 2007, Recorded: September 14, 2007 Dakota County Recorder, Document Number: 2543827 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200100108032917 Lender or Broker: EquiFirst Corporation Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14336 Bayberry Trail, Rosemount, MN 55068 Tax Parcel ID Number: 34-14703-100-01 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Bloomfield Fourth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $355,226.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 25, 2010, or the next business day if July 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

��

�� RESENTATIVES�� OR ASSIGNS, MAY BE�� REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NOTICE OF MINNESOTA STATUTES, SECTION MORTGAGE FORECLOSURE SALE 582.032, DETERMINING, AMONG NOTICE IS HEREBY GIVEN that OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED default has occurred in the conditions WITH A RESIDENTIAL DWELLING OF of the following described mortgage: DATE OF MORTGAGE: August 06, LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL 2008 ORIGINAL PRINCIPAL AMOUNT OF PRODUCTION, AND ARE ABANDONED. MORTGAGE: $265,500.00 DATED: December 10, 2009 MORTGAGOR(S): Wendweson B ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, Semamo and Meseret Zeru, husband and wife as Trustee, on behalf of the MORTGAGEE: Pentagon Federal C.U. holders of the Home Equity DATE AND PLACE OF RECORDING: Asset Trust 2007-3 Home Equity Recorded: August 15, 2008 Dakota Pass-through Certificates, County Recorder Series 2007-3 Document Number: 2608486 Wilford & Geske, P.A. Transaction Agent: Not Applicable Attorneys for Assignee of Mortgagee Transaction Agent Mortgage IdentifiLawrence A. Wilford cation Number: Not Applicable James A. Geske Lender or Broker: Pentagon Federal 8425 Seasons Parkway, Suite 105 C.U. Woodbury, MN 55125-4393 Residential Mortgage Servicer: Pen(651) 209-3300 tagon FCU File Number: 010405F01 Mortgage Originator: Not Applicable 2003267 12/10/09-1/14/10 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17597 Foxboro Ln, Farmington, MN 55024-8194 NOTICE OF Tax Parcel ID Number: MORTGAGE FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t 22-30946-030-05 default has occurred in the conditions LEGAL DESCRIPTION OF PROPof the following described mortgage: ERTY: Lot 3, Block 5, Greenridge SecDATE OF MORTGAGE: November 11, o n d A d d i t i o n , a c c o r d i n g t o t h e 2005 recorded plat thereof, and situate in ORIGINAL PRINCIPAL AMOUNT OF Dakota County, Minnesota MORTGAGE: $203,358.00 AMOUNT DUE AND CLAIMED TO BE MORTGAGOR(S): September M D U E A S O F D A T E O F N O T I C E : Grames, a single person $273,872.24 MORTGAGEE: CTX Mortgage ComTHAT all pre-foreclosure requirepany, LLC ments have been complied with; that DATE AND PLACE OF RECORDING: no action or proceeding has been instiR e c o r d e d : N o v e m b e r 3 0 , 2 0 0 5 tuted at law or otherwise to recover the Dakota County Recorder debt secured by said mortgage, or any Document Number: 2384763 part thereof; ASSIGNMENTS OF MORTGAGE: PURSUANT to the power of sale conAnd assigned to: Nationstar Mort- t a i n e d i n s a i d m o r t g a g e , t h e gage LLC, f/k/a Centex Home Equity above-described property will be sold Company, LLC by the Sheriff of said county as folDated: March 21, 2006 lows: Recorded: March 27, 2006 Dakota DATE AND TIME OF SALE: February County Recorder 25, 2010 at 10:00 AM Document Number: 2415443 PLACE OF SALE: Dakota County Transaction Agent: Not Applicable Law Enforcement Center, 1580 HighTransaction Agent Mortgage Identifi- way 55, Lobby S-100, Hastings, Minnecation Number: Not Applicable sota Lender or Broker: CTX Mortgage to pay the debt secured by said mortCompany, LLC gage and taxes, if any, on said preR e s i d e n t i a l M o r t g a g e S e r v i c e r : mises and the costs and disburseNationstar Mortgage, LLC ments, including attorney fees allowed Mortgage Originator: Not Applicable by law, subject to redemption within COUNTY IN WHICH PROPERTY IS six (6) months from the date of said LOCATED: Dakota sale by the mortgagor(s), their perProperty Address: 4857 Boatman Ln, sonal representatives or assigns. Inver Grove Heights, MN 55076-1160 If the Mortgage is not reinstated T a x P a r c e l I D N u m b e r : under Minn. Stat. §580.30 or the prop20-44026-601-06 erty is not redeemed under Minn. Stat. L E G A L D E S C R I P T I O N O F P R O P - §580.23, the Mortgagor must vacate ERTY: Unit No. 6601, Lafayette Park the property on or before 11:59 p.m. on East, Common Interest Community No. August 25, 2010, or the next business 434, Dakota County, Minnesota. day if August 25, 2010 falls on a SaturAMOUNT DUE AND CLAIMED TO BE day, Sunday or legal holiday. DUE AS OF DATE OF NOTICE: Mortgagor(s) released from financial $205,142.67 obligation: NONE THAT all pre-foreclosure requireTHIS COMMUNICATION IS FROM ments have been complied with; that A DEBT COLLECTOR ATTEMPTno action or proceeding has been insti- ING TO COLLECT A DEBT. ANY tuted at law or otherwise to recover the INFORMATION OBTAINED WILL BE debt secured by said mortgage, or any USED FOR THAT PURPOSE. part thereof; THE RIGHT TO VERIFICATION OF PURSUANT to the power of sale con- THE DEBT AND IDENTITY OF THE t a i n e d i n s a i d m o r t g a g e , t h e ORIGINAL CREDITOR WITHIN THE above-described property will be sold T I M E P R O V I D E D B Y L A W I S N O T by the Sheriff of said county as fol- AFFECTED BY THIS ACTION. lows: THE TIME ALLOWED BY LAW FOR DATE AND TIME OF SALE: March REDEMPTION BY THE MORTGAGOR, 04, 2010 at 10:00 AM THE MORTGAGOR'S PERSONAL REPPLACE OF SALE: Dakota County RESENTATIVES OR ASSIGNS, MAY BE Law Enforcement Center, 1580 High- REDUCED TO FIVE WEEKS IF A JUDIway 55, Lobby S-100, Hastings, Minne- CIAL ORDER IS ENTERED UNDER sota MINNESOTA STATUTES, SECTION to pay the debt secured by said mort- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G gage and taxes, if any, on said pre- OTHER THINGS, THAT THE MORTmises and the costs and disburse- GAGED PREMISES ARE IMPROVED ments, including attorney fees allowed WITH A RESIDENTIAL DWELLING OF by law, subject to redemption within LESS THAN FIVE UNITS, ARE NOT six (6) months from the date of said PROPERTY USED IN AGRICULTURAL sale by the mortgagor(s), their per- PRODUCTION, AND ARE ABANDONED. sonal representatives or assigns. DATED: January 07, 2010 If the Mortgage is not reinstated MORTGAGEE: Pentagon Federal C.U. under Minn. Stat. §580.30 or the prop- Wilford & Geske, P.A. erty is not redeemed under Minn. Stat. Attorneys for Mortgagee §580.23, the Mortgagor must vacate Lawrence A. Wilford the property on or before 11:59 p.m. on James A. Geske September 04, 2010, or the next busi- 8425 Seasons Parkway, Suite 105 ness day if September 04, 2010 falls on Woodbury, MN 55125-4393 a Saturday, Sunday or legal holiday. (651) 209-3300 Mortgagor(s) released from financial File Number: 011337F01 obligation: NONE 2028628 1/7-2/11/10 THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY NOTICE OF INFORMATION OBTAINED WILL BE MORTGAGE FORECLOSURE SALE USED FOR THAT PURPOSE. NOTICE IS HEREBY GIVEN that THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE default has occurred in the conditions ORIGINAL CREDITOR WITHIN THE of the following described mortgage: DATE OF MORTGAGE: September TIME PROVIDED BY LAW IS NOT 25, 2002 AFFECTED BY THIS ACTION. ORIGINAL PRINCIPAL AMOUNT OF THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, MORTGAGE: $145,000.00 MORTGAGOR(S): Jeff S Richardson THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE and Kathryn A Richardson, husband and wife REDUCED TO FIVE WEEKS IF A JUDIMORTGAGEE: Optimum Mortgage CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION Services, Inc. DATE AND PLACE OF RECORDING: 582.032, DETERMINING, AMONG Recorded: December 09, 2002 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED Dakota County Recorder Document Number: 1969791 WITH A RESIDENTIAL DWELLING OF ASSIGNMENTS OF MORTGAGE: LESS THAN FIVE UNITS, ARE NOT And assigned to: TCF Mortgage CorPROPERTY USED IN AGRICULTURAL poration PRODUCTION, AND ARE ABANDONED. Dated: September 25, 2002 DATED: January 14, 2010 Recorded: May 28, 2003 Dakota ASSIGNEE OF MORTGAGEE: County Recorder Nationstar Mortgage LLC, f/k/a Document Number: 2053590 Centex Home Equity Company, LLC And assigned to: Mortgage ElecWilford & Geske, P.A. tronic Registration Systems, Inc. Attorneys for Assignee of Mortgagee Dated: May 01, 2006 Lawrence A. Wilford Recorded: May 05, 2006 Dakota James A. Geske County Recorder 8425 Seasons Parkway, Suite 105 Document Number: 2425927 Woodbury, MN 55125-4393 And assigned to: U.S. Bank National (651) 209-3300

PUBLIC NOTICE

File Number: 010952F01 2037928

1/14-2/18/10

��

�� DUE �� AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORT�� And assigned to: U.S. Bank National Association Dated: December 02, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001773348 Lender or Broker: Optimum Mortgage Services, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18617 Jasper Way, Lakeville, MN 55044-9682 Tax Parcel ID Number: 22-44305-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Lakeview Heights, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $128,176.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2010, or the next business day if August 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 17, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010711F01 2013151 12/17/09-1/21/10

PUBLIC NOTICE

GAGEE: $220,498.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2665 3011330739 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2014430 12/17/09-1/21/10

PUBLIC NOTICE

Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 3, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 4, 2009. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-952 0030161210 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2014663 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 10, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,129.00 MORTGAGOR(S): Nancy J. Lundgren, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 15, 2007 Dakota County Recorder Document Number: 2556304 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 10, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100029500019744063 Lender or Broker: Taylor, Bean & Whitaker Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1631 Walnut Ln, Saint Paul, MN 55122-2531 Tax Parcel ID Number: 10-84600-280-03 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 3, Woodgate, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $179,330.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2010, or the next business day if August 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 17, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010668F01 2011322 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 11, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $247,000.00 MORTGAGOR(S): Tarek Hamila and Shakiba Hamila, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 25, 2007 Dakota County Recorder Document Number: 2526243 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003869259 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4201 Trenton Rd, Eagan, MN 55123-1949 Tax Parcel ID Number: 10-52100-360-02 LEGAL DESCRIPTION OF PROPERTY: Lot 36, Block 2, Northview Meadows, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $271,370.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 25, 2010, or the next business day if August 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011381F01 2029611 1/7-2/11/10

PUBLIC NOTICE

Paul N.A. DATE AND PLACE OF RECORDING: Recorded April 8, 1999, Dakota County Recorder, Document No. 1594378. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Manhattan Mortgage Corporation N/K/A Chase Home Finance LLC, Dated: April 2, 1999, Recorded: April 8, 1999, Document No. 1594379. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Anchor Bank, West St. Paul N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 11020 Alameda Avenue, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 207130002002 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Southern Terrace Estates, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $449,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $401,012.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7531 1583196535 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2012630 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $278,230.00 MORTGAGOR(S): Richard B Watters and Ines M Watters, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 03, 2005 Dakota County Recorder Document Number: 2347009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000177248 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18627 Dylan Dr, Farmington, MN 55024-7070 Tax Parcel ID Number: 14-47803-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Meadow Creek Fourth Addition, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE:

DUE AS OF DATE OF NOTICE: $286,583.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 02, 2010, or the next business day if August 02, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 17, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010818F01 2013371 12/17/09-1/21/10

PUBLIC NOTICE

��

Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 9, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3525 1044712607 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2014784 12/17/09-1/21/10

PUBLIC NOTICE

mortgage is not reinstated under sec tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2813 2003131690 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR 2014543 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 18, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,000.00 MORTGAGOR(S): Bryan R Nippoldt, single and Molly K Widstrom, single MORTGAGEE: Nationstar Mortgage, LLC DATE AND PLACE OF RECORDING: Recorded: October 09, 2006 Dakota County Recorder Document Number: 2466796 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Nationstar Mortgage, LLC Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3524 Cloman Way, Inver Grove Heights, MN 55076-1649 Tax Parcel ID Number: 20-44352-020-10 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 10, Lakebridge Patio Homes Third Addition. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $170,347.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2010, or the next business day if September 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010949F01 2037941 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,000.00 MORTGAGOR(S): Scott Frykholm, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 04, 2007 Dakota County Recorder Document Number: 2548362 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: December 17, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000304560 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5310 180th St W, Farmington, MN 55024-9275 Tax Parcel ID Number: 14-19500-330-07 LEGAL DESCRIPTION OF PROPERTY: Lot 33, Block 7, Dakota County Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $255,696.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010750F01 2028608 1/7-2/11/10

PUBLIC NOTICE

MORTGAGED PROPERTY ADDRESS: 13216 South Upton Avenue, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-32901-340-01 LEGAL DESCRIPTION OF PROPERTY: Lot 34, Block 1, Highland Forest 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$262,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$283,696.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 7, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2803 1120097694 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2009919 12/17/09-1/21/10

PUBLIC NOTICE

��

�� is ��not �� Mortgagee/Assignee of Mortgagee com�� If the Mortgage reinstated plied with all notice requirements as under Minn. Stat. §580.30 or the proprequired by statute; That no action or erty is not redeemed under Minn. Stat. proceeding has been instituted at law §580.23, the Mortgagor must vacate o r o t h e r w i s e t o r e c o v e r t h e d e b t the property on or before 11:59 p.m. on secured by said mortgage, or any part August 04, 2010, or the next business day if August 04, 2010 falls on a Saturthereof; PURSUANT to the power of sale con- day, Sunday or legal holiday. tained in said mortgage, the above Mortgagor(s) released from financial described property will be sold by the obligation: NONE Sheriff of said county as follows: THIS COMMUNICATION IS FROM DATE AND TIME OF SALE: February A DEBT COLLECTOR ATTEMPT11, 2010 at 10:00 AM ING TO COLLECT A DEBT. ANY PLACE OF SALE: S h e r i f f ' s O f f i c e , INFORMATION OBTAINED WILL BE Law Enforcement Center, 1580 Hwy USED FOR THAT PURPOSE. 55, Lobby #S-100, Hastings, MN THE RIGHT TO VERIFICATION OF to pay the debt then secured by said THE DEBT AND IDENTITY OF THE Mortgage, and taxes, if any, on said ORIGINAL CREDITOR WITHIN THE premises, and the costs and disburse- T I M E P R O V I D E D B Y L A W I S N O T m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s AFFECTED BY THIS ACTION. allowed by law subject to redemption THE TIME ALLOWED BY LAW FOR within six (6) months from the date of REDEMPTION BY THE MORTGAGOR, said sale by the mortgagor(s), their THE MORTGAGOR'S PERSONAL REPpersonal representatives or assigns RESENTATIVES OR ASSIGNS, MAY BE unless reduced to Five (5) weeks under REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MN Stat. §580.07. TIME AND DATE TO VACATE PROP- MINNESOTA STATUTES, SECTION E R T Y : I f t h e r e a l e s t a t e i s a n 582.032, DETERMINING, AMONG owner-occupied, single-family dwell- OTHER THINGS, THAT THE MORTing, unless otherwise provided by law, GAGED PREMISES ARE IMPROVED the date on or before which the mort- WITH A RESIDENTIAL DWELLING OF gagor(s) must vacate the property if the LESS THAN FIVE UNITS, ARE NOT mortgage is not reinstated under sec- PROPERTY USED IN AGRICULTURAL tion 580.30 or the property is not PRODUCTION, AND ARE ABANDONED. DATED: December 17, 2009 redeemed under section 580.23 is 11:59 p.m. on August 11, 2010. ASSIGNEE OF MORTGAGEE: Bank of America, N.A. successor by MORTGAGOR(S) RELEASED FROM merger to LaSalle Bank National FINANCIAL OBLIGATION ON MORTAssociation, as Trustee for the GAGE: None registered holders of GSAMP Trust "THE TIME ALLOWED BY LAW FOR 2005-HE6, Mortgage Pass-Through REDEMPTION BY THE MORTGAGOR, Certificates, Series 2005-HE6 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE Wilford & Geske, P.A. REDUCED TO FIVE WEEKS IF A JUDI- Attorneys for Assignee of Mortgagee CIAL ORDER IS ENTERED UNDER Lawrence A. Wilford MINNESOTA STATUTES, SECTION James A. Geske 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 8425 Seasons Parkway, Suite 105 OTHER THINGS, THAT THE MORT- Woodbury, MN 55125-4393 GAGED PREMISES ARE IMPROVED (651) 209-3300 WITH A RESIDENTIAL DWELLING OF File Number: 009766F01 12/17/09-1/21/10 LESS THAN FIVE UNITS, ARE NOT 2011309 PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." NOTICE OF Dated: December 9, 2009. MORTGAGE FORECLOSURE SALE Deutsche Bank National NOTICE IS HEREBY GIVEN that Trust Company, as trustee default has occurred in the conditions Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. of the following described mortgage: DATE OF MORTGAGE: June 14, 2007 By: Paul A. Weingarden ORIGINAL PRINCIPAL AMOUNT OF Attorneys for Mortgagee/ MORTGAGE: $187,000.00 Assignee of Mortgagee MORTGAGOR(S): Teresa Omana 4500 Park Glen Road #300 Torres, a single person Minneapolis, MN 55416 MORTGAGEE: Mortgage Electronic (952) 925-6888 Registration Systems, Inc. 76-3215 DATE AND PLACE OF REGISTER1044664143 T H I S I S A C O M M U N I C A T I O N ING: Registered: October 09, 2007 Dakota FROM A DEBT COLLECTOR. County Registrar of Titles 2012442 12/17/09-1/21/10 Document Number: 618490 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiNOTICE OF cation Number: 100062604739766295 MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that Lender or Broker: Homecomings default has occurred in the conditions F i n a n c i a l , L L C f k a H o m e c o m i n g s of the following described mortgage: Financial Network, Inc. DATE OF MORTGAGE: March 04, Residential Mortgage Servicer: GMAC 2005 Mortgage, LLC ORIGINAL PRINCIPAL AMOUNT OF Mortgage Originator: Not Applicable MORTGAGE: $147,760.00 CERTIFICATE OF TITLE NUMBER: MORTGAGOR(S): Jon B. Engeswick, 143575 a married person COUNTY IN WHICH PROPERTY IS MORTGAGEE: Mortgage Electronic LOCATED: Dakota Registration Systems, Inc. Property Address: 885 Oriole Dr, DATE AND PLACE OF RECORDING: Apple Valley, MN 55124-8992 Recorded: March 21, 2005 Dakota Tax Parcel ID Number: County Recorder 01-11703-030-05 Document Number: 2305708 LEGAL DESCRIPTION OF PROPASSIGNMENTS OF MORTGAGE: ERTY: Lot Three (3), Block Five (5) in And assigned to: Bank of America, Apple Valley Fourth Addition, Dakota N.A. successor by merger to LaSalle County, Minnesota. Bank National Association, as Trustee AMOUNT DUE AND CLAIMED TO BE for the registered holders of GSAMP D U E A S O F D A T E O F N O T I C E : T r u s t 2 0 0 5 - H E 6 , M o r t g a g e $194,045.00 Pass-Through Certificates, Series THAT all pre-foreclosure require2005-HE6 ments have been complied with; that Dated: January 30, 2008 no action or proceeding has been instiRecorded: February 11, 2008 Dakota tuted at law or otherwise to recover the County Recorder debt secured by said mortgage, or any Document Number: 2571489 part thereof; that this is registered Transaction Agent: Mortgage Elec- property; tronic Registration Systems, Inc. PURSUANT to the power of sale conTransaction Agent Mortgage Identifi- t a i n e d i n s a i d m o r t g a g e , t h e cation Number: 100220710000020087 above-described property will be sold Lender or Broker: Maribella Mort- by the Sheriff of said county as folgage, LLC lows: Residential Mortgage Servicer: DATE AND TIME OF SALE: February Ocwen Loan Servicing, LLC 04, 2010 at 10:00 AM Mortgage Originator: Not Applicable PLACE OF SALE: Dakota County COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 HighLOCATED: Dakota way 55, Lobby S-100, Hastings, MinneProperty Address: 3050 Shields Dr sota Apt 103, Eagan, MN 55121-1302 to pay the debt secured by said mortT a x P a r c e l I D N u m b e r : gage and taxes, if any, on said pre104465126001 mises and the costs and disburseL E G A L D E S C R I P T I O N O F P R O P - ments, including attorney fees allowed ERTY: Lots 26 and 22, Block 1, Lemay by law, subject to redemption within Lake Hills Townhomes six (6) months from the date of said AMOUNT DUE AND CLAIMED TO BE sale by the mortgagor(s), their perD U E A S O F D A T E O F N O T I C E : sonal representatives or assigns. $158,367.99 If the Mortgage is not reinstated THAT all pre-foreclosure require- under Minn. Stat. §580.30 or the propments have been complied with; that erty is not redeemed under Minn. Stat. no action or proceeding has been insti- §580.23, the Mortgagor must vacate tuted at law or otherwise to recover the the property on or before 11:59 p.m. on debt secured by said mortgage, or any August 04, 2010, or the next business part thereof; day if August 04, 2010 falls on a SaturPURSUANT to the power of sale con- day, Sunday or legal holiday. tained in said mortgage, the Mortgagor(s) released from financial above-described property will be sold obligation: NONE by the Sheriff of said county as folTHIS COMMUNICATION IS FROM lows: A DEBT COLLECTOR ATTEMPTDATE AND TIME OF SALE: February ING TO COLLECT A DEBT. ANY 04, 2010 at 10:00 AM INFORMATION OBTAINED WILL BE PLACE OF SALE: Dakota County USED FOR THAT PURPOSE. Law Enforcement Center, 1580 HighTHE RIGHT TO VERIFICATION OF way 55, Lobby S-100, Hastings, Minne- THE DEBT AND IDENTITY OF THE sota ORIGINAL CREDITOR WITHIN THE to pay the debt secured by said mort- T I M E P R O V I D E D B Y L A W I S N O T gage and taxes, if any, on said pre- AFFECTED BY THIS ACTION. mises and the costs and disburseTHE TIME ALLOWED BY LAW FOR ments, including attorney fees allowed REDEMPTION BY THE MORTGAGOR, by law, subject to redemption within THE MORTGAGOR'S PERSONAL REPsix (6) months from the date of said RESENTATIVES OR ASSIGNS, MAY BE sale by the mortgagor(s), their per- REDUCED TO FIVE WEEKS IF A JUDIsonal representatives or assigns. If the Mortgage is not reinstated ��

PUBLIC NOTICE

�� REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 17, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010604F01 2008921 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2005 MORTGAGORS: M i c h e l l e R . L u c io and Russell J. Lucio, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 25, 2005, Dakota County Recorder, Document No. 2354770. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 31, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013900796592644 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Irwin Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2725 71st Street East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-48625-030-04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Michael D. DuPont's 4th Addition Country Meadows, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $245,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $250,612.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 9, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7649 1960416527 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039285 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 06, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $320,000.00 MORTGAGOR(S): Darrell G. Kulsrud, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: July 06, 2005 Dakota County Registrar of Titles Document Number: 568946 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 123219400000033190 Lender or Broker: CSMC, Inc. dba Direct Mortgage Funding Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 136637 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12914 Hialeah Path, Apple Valley, MN 55124-9785 Tax Parcel ID Number: 01-75850-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block One (1), The Highlands, according to the recorded plat AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $339,504.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 19, 2010, or the next business day if August 19, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011099F01 2029939 1/7-2/11/10

PUBLIC NOTICE

GAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 15962 Garrett Court, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-11653-320-02 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 2, Apple Ponds 4th Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $262,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $272,060.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 9, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7472 1962260087 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2012675 12/17/09-1/21/10

PUBLIC NOTICE

plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 9, 2009. Beneficial Loan and Thrift Co. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 43-198 0017061292 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2012401 12/17/09-1/21/10

PUBLIC NOTICE

within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 7, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7538 1963904367 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2012580 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: November 16, 2009 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Amended Declaration of Crystal Lake Townhome Association (hereinafter the "Association") which was recorded on November 7, 2006, as Document No. 2473888, in the Office of the County Recorder of Dakota County, Minnesota, and as Document No. 600698 in the office of the Registrar of Titles office, and pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N : Lot 57, Block 1, CIC #580, Crystal Hills, a/k/a Crystal Lake Townhomes STREET ADDRESS: 16255 Crystal Hills Drive, Lakeville, MN 55044 TAX PARCEL ID NUMBER: 22-18550-570-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of November 16, 2009, from John B. Yung, title holder, to the Association, a Minnesota non-profit corporation, the amount of $2,476.50 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after November 16, 2009, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from his financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on October 5, 2009, as Document No. 2688325 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 18th day of February, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on August 18, 2010, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO

A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CRYSTAL LAKE TOWNHOME ASSOCIATION Attorneys for Crystal Lake Townhome Association: THOMSEN & NYBECK, P.A. By: ______________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000

(Crystal Lake Townhome - Yung/08-7-312D)

2013397

12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 8, 2006 MORTGAGORS: Cynthia Cervantes and Fernando Cervantes, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 20, 2006, Dakota County Recorder, Document No. 2462670. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF16, Asset-Backed Certificates, Series 2006-FF16, Dated: December 9, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240010107768 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 4449 Clover Lane Unit B, Eagan, MN 55122 TAX PARCEL I.D. #: 10-22750-050-03 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, Eden Addition, together with the benefits as contained in Document No. 561844, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $155,251.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3557 1044763672 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039170 1/14-2/18/10

��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00 MORTGAGOR(S): Corey Andresen and Angela Andresen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 02, 2007 Dakota County Recorder Document Number: 2547728 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: December 31, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100017935170900134 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 508 Wilson Ct, Northfield, MN 55057-1374 Tax Parcel ID Number: 43-52100-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6), Block Two (2), North Ridge Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $162,701.00 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 01, 2010, or the next business day if September 01, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008381F01 2035462 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 25, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Tina Ruth Sheldrake fka Tina Ruth Rothove, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 12, 2008 Dakota County Recorder Document Number: 2571974 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604765777059 Lender or Broker: Homecomings Financial, LLC fka Homecomings Financial Network, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC

Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 433 8th Ave S, South Saint Paul, MN 55075-2511 Tax Parcel ID Number: 36-64300-090-03 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, "Riverside Park Addition to the City of St. Paul", Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $165,443.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2010, or the next business day if August 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 17, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010606F01 2008853 12/17/09-1/21/10

PUBLIC NOTICE

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 9, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2794 602454756 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2014715 12/17/09-1/21/10

PUBLIC NOTICE

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2626 0695149153 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2014455 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 0 , 2007 MORTGAGORS: Bret Anderberg and Linda Anderberg, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 13, 2007, Dakota County Recorder, Document No. 2509451. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: November 19, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100059600093291602 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Universal American Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18395 Lafayette Way, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-58507-218-04 LEGAL DESCRIPTION OF PROPERTY: Unit No 218D, CIC No. 372, Prairie Lake Lodges COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,647.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $219,170.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

��

�� CIAL ORDER �� IS ENTERED UNDER�� MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF OTHER THINGS, THAT THE MORTMORTGAGE FORECLOSURE SALE GAGED PREMISES ARE IMPROVED NOTICE IS HEREBY GIVEN that WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT default has occurred in the conditions PROPERTY USED IN AGRICULTURAL of the following described mortgage: DATE OF MORTGAGE: August 17, P R O D U C T I O N , A N D A R E 2004 ABANDONED." ORIGINAL PRINCIPAL AMOUNT OF Dated: December 10, 2009. MORTGAGE: $224,000.00 CitiMortgage, Inc. MORTGAGOR(S): Jose P Rubio and Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Darla A Rubio, husband and wife MORTGAGEE: Wells Fargo Bank, By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly Mortgagee known as Wachovia Mortgage, FSB fka 4500 Park Glen Road #300 World Savings Bank, FSB Minneapolis, MN 55416 DATE AND PLACE OF RECORDING: (952) 925-6888 Recorded: October 29, 2004 Dakota 10-2811 County Recorder 2004307172 Document Number: 2262582 THIS IS A COMMUNICATION FROM Transaction Agent: Not Applicable A DEBT COLLECTOR. Transaction Agent Mortgage Identifi2014578 12/17/09-1/21/10 cation Number: Not Applicable Lender or Broker: Wells Fargo Bank, N.A. successor by merger to Wells NOTICE OF Fargo Bank Southwest, N.A. formerly MORTGAGE FORECLOSURE SALE known as Wachovia Mortgage, FSB fka THE RIGHT TO VERIFICATION World Savings Bank, FSB OF THE DEBT AND IDENTITY OF Residential Mortgage Servicer: THE ORIGINAL CREDITOR WITHIN Wachovia Mortgage, FSB THE TIME PROVIDED BY LAW IS Mortgage Originator: Not Applicable NOT AFFECTED BY THIS ACTION. COUNTY IN WHICH PROPERTY IS NOTICE IS HEREBY GIVEN, that LOCATED: Dakota default has occurred in conditions of Property Address: 2629 Borden Way, the following described mortgage: Inver Grove Heights, MN 55076-2009 DATE OF MORTGAGE: S e p t e m b e r Tax Parcel ID Number: 30, 2005 20-81300-040-03 MORTGAGORS: David B. Freedman LEGAL DESCRIPTION OF PROPand Siew Keng Freedman, husband ERTY: Lot Four (4), Block Three (3), and wife. Valley Heights Addition MORTGAGEE: Mortgage Electronic AMOUNT DUE AND CLAIMED TO BE Registration Systems, Inc. DUE AS OF DATE OF NOTICE: DATE AND PLACE OF RECORDING: $251,258.43 Recorded January 18, 2006, Dakota THAT all pre-foreclosure requireC o u n t y R e c o r d e r , D o c u m e n t N o . ments have been complied with; that 2397835. no action or proceeding has been instiA S S I G N M E N T S O F M O R T G A G E : tuted at law or otherwise to recover the Assigned to: Chase Home Finance LLC, debt secured by said mortgage, or any Dated: December 31, 2009. part thereof; TRANSACTION AGENT: Mortgage PURSUANT to the power of sale conElectronic Registration Systems, Inc. tained in said mortgage, the T R A N S A C T I O N A G E N T ' S M O R T - above-described property will be sold GAGE IDENTIFICATION NUMBER ON by the Sheriff of said county as folMORTGAGE: 100013900801163464 lows: LENDER OR BROKER AND MORTDATE AND TIME OF SALE: March G A G E O R I G I N A T O R S T A T E D O N 01, 2010 at 10:00 AM MORTGAGE: Irwin Mortgage CorporaPLACE OF SALE: Dakota County tion Law Enforcement Center, 1580 HighR E S I D E N T I A L M O R T G A G E S E R - way 55, Lobby S-100, Hastings, MinneVICER: Chase Home Finance LLC sota MORTGAGED PROPERTY ADDRESS: to pay the debt secured by said mort3970 Worchester Drive, Eagan, MN gage and taxes, if any, on said pre55123 mises and the costs and disburseTAX PARCEL I.D. #: 10-32990-030-01 ments, including attorney fees allowed LEGAL DESCRIPTION OF PROP- by law, subject to redemption within ERTY: six (6) months from the date of said Lot 3, Block 1, Hills of Stonebridge. sale by the mortgagor(s), their perCOUNTY IN WHICH PROPERTY IS sonal representatives or assigns. LOCATED: Dakota If the Mortgage is not reinstated ORIGINAL PRINCIPAL AMOUNT OF under Minn. Stat. §580.30 or the propMORTGAGE: $240,000.00 erty is not redeemed under Minn. Stat. AMOUNT DUE AND CLAIMED TO BE §580.23, the Mortgagor must vacate DUE AS OF DATE OF NOTICE, INCLUD- the property on or before 11:59 p.m. on ING TAXES, IF ANY, PAID BY MORT- September 01, 2010, or the next busiGAGEE: $233,845.86 ness day if September 01, 2010 falls on That prior to the commencement of a Saturday, Sunday or legal holiday. this mortgage foreclosure proceeding Mortgagor(s) released from financial Mortgagee/Assignee of Mortgagee com- obligation: NONE plied with all notice requirements as THIS COMMUNICATION IS FROM required by statute; That no action or A DEBT COLLECTOR ATTEMPTproceeding has been instituted at law ING TO COLLECT A DEBT. ANY o r o t h e r w i s e t o r e c o v e r t h e d e b t INFORMATION OBTAINED WILL BE secured by said mortgage, or any part USED FOR THAT PURPOSE. thereof; THE RIGHT TO VERIFICATION OF PURSUANT to the power of sale con- THE DEBT AND IDENTITY OF THE tained in said mortgage, the above ORIGINAL CREDITOR WITHIN THE described property will be sold by the T I M E P R O V I D E D B Y L A W I S N O T Sheriff of said county as follows: AFFECTED BY THIS ACTION. DATE AND TIME OF SALE: March 9, THE TIME ALLOWED BY LAW FOR 2010 at 10:00 AM REDEMPTION BY THE MORTGAGOR, PLACE OF SALE: S h e r i f f ' s O f f i c e , THE MORTGAGOR'S PERSONAL REPLaw Enforcement Center, 1580 Hwy RESENTATIVES OR ASSIGNS, MAY BE 55, Lobby #S-100, Hastings, MN REDUCED TO FIVE WEEKS IF A JUDIto pay the debt then secured by said CIAL ORDER IS ENTERED UNDER Mortgage, and taxes, if any, on said MINNESOTA STATUTES, SECTION premises, and the costs and disburse- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s OTHER THINGS, THAT THE MORTallowed by law subject to redemption GAGED PREMISES ARE IMPROVED within six (6) months from the date of WITH A RESIDENTIAL DWELLING OF said sale by the mortgagor(s), their LESS THAN FIVE UNITS, ARE NOT personal representatives or assigns PROPERTY USED IN AGRICULTURAL unless reduced to Five (5) weeks under PRODUCTION, AND ARE ABANDONED. MN Stat. §580.07. DATED: January 14, 2010 TIME AND DATE TO VACATE PROPMORTGAGEE: Wells Fargo ERTY: If the real estate is an Bank, N.A. successor by merger owner-occupied, single-family dwellto Wells Fargo Bank Southwest, ing, unless otherwise provided by law, N.A. formerly known as the date on or before which the mortWachovia Mortgage, FSB fka gagor(s) must vacate the property if the World Savings Bank, FSB mortgage is not reinstated under sec- Wilford & Geske, P.A. tion 580.30 or the property is not Attorneys for Mortgagee redeemed under section 580.23 is Lawrence A. Wilford 11:59 p.m. on September 9, 2010. James A. Geske MORTGAGOR(S) RELEASED FROM 8425 Seasons Parkway, Suite 105 FINANCIAL OBLIGATION ON MORT- Woodbury, MN 55125-4393 GAGE: None (651) 209-3300 "THE TIME ALLOWED BY LAW FOR File Number: 011495F01 REDEMPTION BY THE MORTGAGOR, 2038285 1/14-2/18/10 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDINOTICE OF CIAL ORDER IS ENTERED UNDER MORTGAGE FORECLOSURE SALE MINNESOTA STATUTES, SECTION THE RIGHT TO VERIFICATION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- OF THE DEBT AND IDENTITY OF GAGED PREMISES ARE IMPROVED THE ORIGINAL CREDITOR WITHIN WITH A RESIDENTIAL DWELLING OF THE TIME PROVIDED BY LAW IS LESS THAN FIVE UNITS, ARE NOT NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E default has occurred in conditions of the following described mortgage: ABANDONED." DATE OF MORTGAGE: M a r c h 7 , Dated: January 7, 2010. 2007 Chase Home Finance LLC MORTGAGOR: Randy A. Jacobson, a Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. single man. MORTGAGEE: Mortgage Electronic By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Registration Systems, Inc. DATE AND PLACE OF RECORDING: Mortgagee Recorded March 30, 2007, Dakota 4500 Park Glen Road #300 County Recorder, Document No. Minneapolis, MN 55416 2506631. (952) 925-6888 ASSIGNMENTS OF MORTGAGE: 30-7712 Assign ed to: U.S. B a n k , N a t i o n a l 1960568616 THIS IS A COMMUNICATION FROM Association, as successor trustee to A DEBT COLLECTOR. 2039239 1/14-2/18/10 ��

PUBLIC NOTICE

�� vicing, �� Inc �� MORTGAGED PROPERTY ADDRESS: �� Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-2, Dated: November 13, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240013077091 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corp. RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1663 Concord Street South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-45300-080-14 LEGAL DESCRIPTION OF PROPERTY: Lot 7 and 8, Block 14, Lincoln Park Addition to South Saint Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $128,140.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 9, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3523 1044857865 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2014805 12/17/09-1/21/10

PUBLIC NOTICE

19800 Dover Drive, Farmington, MN 55024 TAX PARCEL I.D. #: 145680001003 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Parkview Ponds, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $344,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $380,386.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2009. Citigroup Global Markets Realty Corp Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2922 0023196124 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2014399 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 01, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $320,000.00 MORTGAGOR(S): Paulette H. Hjelle-Ranta, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 21, 2006 Dakota County Recorder Document Number: 2455152 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800902730957 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 10327 165th St W, Lakeville, MN 55044-5638 Tax Parcel ID Number: 22-82200-042-01 LEGAL DESCRIPTION OF PROPERTY: THE EAST HALF OF LOT 4, BLOCK 1, VISTA GLEN, COMMON INTEREST COMMUNITY NO. 387, ACCORDING TO THE RECORDED PLAT THEREOF, DAKOTA COUNTY, MINNESOTA AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $357,476.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne-

way 55, Lobby S 100, Hastings, Minne sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 29, 2010, or the next business day if July 29, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 17, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010718F01 2013162 12/17/09-1/21/10

PUBLIC NOTICE

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 9, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3513 1044559733 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2014799 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 8 , 2006 MORTGAGORS: Wendy L. Alexander and Michael H. Maurer, both single. MORTGAGEE: Option One Mortgage Corporation, NKA Sand Canyon Corporation. DATE AND PLACE OF RECORDING: Recorded December 26, 2006, Dakota County Recorder, Document No. 2484013. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan Trust 2006-3 Asset-Backed Certificates, Series 2006-3, Dated: November 10, 2009, Recorded: November 18, 2009, Document No. 2697482. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Option One Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 14398 Banyan Lane, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34-14700-110-04 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 4, Bloomfield, Dakota County, MN COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,360.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $139,318.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2009. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2935 0022134050 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2014496 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 19, 2007 MORTGAGOR: Mollie A. Maleitzke, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 25, 2007, Dakota County Recorder, Document No. 2512178. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 7, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500029387587 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Spectra Financial, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 993 South Robert Street #B2, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 42-23725-002-10 and 42-23725-001-11. LEGAL DESCRIPTION OF PROPERTY: Unit Number B2 and P1, Homes of Emerson Hill, Common Interest Community Number 537, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $141,227.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 8, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6680 1991449940 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039319 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 17, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,800.00 MORTGAGOR(S): Troy L Freden, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 14, 2007 Dakota County Recorder Document Number: 2543842 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: January 06, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000104-0206452328-9 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13428 Heather Hills Dr, Burnsville, MN 55337-390 Tax Parcel ID Number: 02-32250-030-09 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 9, Heather Hills First Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $124,728.98 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the abovedescribed property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2010, or the next business day if September 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011578F01 2037498 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 MORTGAGOR(S): Brendon O'Brien, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 16, 2005 Dakota County Recorder Document Number: 2351374 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 10, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700007607248 Lender or Broker: Countrywide Bank, a division of Treasury Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P.

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Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4420 Cinnamon Ridge Trl, Eagan, MN 55122-2385 Tax Parcel ID Number: 10-17404-061-01 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 6, Block 1, Cinnamon Ridge 5th Addition of Eagan, Dakota County, Minnesota, lying Easterly of a line drawn from a point on the South line of said Lot 6 distant 35.77 feet East of the Southwest corner thereof to a point on the North line of said Lot 6 distant 34.45 feet East of the Northwest corner thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $168,051.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2010, or the next business day if August 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 17, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010724F01 2011353 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 22, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,000.00 MORTGAGOR(S): Timothy E. Aldrich, Sr. and Debra L. Aldrich MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 22, 2003 Dakota County Recorder Document Number: 2082078 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 08, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039302003187427 Lender or Broker: Alliance Bancorp Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1040 William Ct, Mendota Heights, MN 55120-1302 Tax Parcel ID Number: 27-19150-030-00 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Curley's Valley View Replat AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $236,881.00 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

lows: DATE AND TIME OF SALE: February 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2010, or the next business day if August 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 17, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010693F01 2010779 12/17/09-1/21/10

PUBLIC NOTICE

ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 11, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3552 1044662466 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2014765 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 5 , 2006 MORTGAGORS: Nicholas Brandt and Athimaphone Brandt f/k/a Athimaphone Thongratsamy, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 18, 2006, Dakota County Recorder, Document No. 2462144. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 16, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100060677002670982 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Heartland Home Loans, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13244 South Humboldt Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-44700-320-02 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 2, Leisure Estates, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $245,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $262,660.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 16, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-466 6003221055 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2019392 12/24/09-1/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 15, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,250.00 MORTGAGOR(S): Jed J. Loewen, a single person MORTGAGEE: Anchor Bank, West St. Paul, N.A. DATE AND PLACE OF RECORDING: Recorded: January 28, 2003 Dakota County Recorder Document Number: 1990648 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: November 15, 2002 Recorded: January 28, 2003 Dakota County Recorder Document Number: 1990649 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 15, 2006 Dakota County Recorder Document Number: 2429811 And assigned to: U.S. Bank National Association Dated: January 06, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001798303 Lender or Broker: Anchor Bank, West St. Paul, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7214 158th St W, Apple Valley, MN 55124-5937 Tax Parcel ID Number: 01-11650-010-06 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Apple Ponds, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $109,791.04 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2010, or the next business day if September 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009144F01 2037528 1/14-2/18/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2004 MORTGAGORS: Nathan D Heimdal a single person and Kenneth D Heimdal and Pamela Heimdal, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered September 3, 2004, Dakota County Registrar of Titles, Document No. 546848, Certificate of Title No. 133212. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: September 28, 2009. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100226700000051723 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citizens State Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 925 Redwell Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-11706-240-05 LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 5, Apple Valley 7th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,080.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,041.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 21, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2489 8430045 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2036414 1/14-2/18/10

PUBLIC NOTICE

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ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, as successor by merger to National City Bank, Dated: July 1, 2008, Recorded: September 24, 2008, Document No 2614403. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 913 Pine Street, Farmington, MN 55024 TAX PARCEL I.D. #: 14-30200-100-02 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, Glenview Townhomes & Commercial, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $146,100.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 17, 2009. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-2663 1044311041 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2019545 12/24/09-1/28/10

PUBLIC NOTICE

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�� Sheriff �� of said county as follows: DATE AND TIME OF SALE: February �� Lot 5, Block 1, Lexington Square 7th Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $156,285.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 7, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7541 1583389798 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2016689 12/24/09-1/28/10

PUBLIC NOTICE

16, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 16, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-578 7810373076 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2019380 12/24/09-1/28/10

PUBLIC NOTICE

tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 11, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7278 1766484050 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2019474 12/24/09-1/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 30, 2007. MORTGAGOR(S): Hieuduc D. Nguyen, a married man. MORTGAGEE: InterBay Funding, LLC. DATE AND PLACE OF RECORDING: Filed September 20, 2007, Dakota County Recorder, as Document No. 2545213. ASSIGNMENT(S) OF MORTGAGE: Assigned to Bayview Loan Servicing, LLC, by assignment dated January 31, 2008, filed for record March 10, 2008, as Document No. 2576797. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Bayview Loan Servicing, LLC. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): InterBay Funding, LLC. MORTGAGED PROPERTY ADDRESS: 529 Concord Street, North St. Paul, MN 55075. TAX PARCEL I.D. NO.: 36-24750-020-04. LEGAL DESCRIPTION OF PROPERTY: Lots 1 and 2, Block 4, Eureka Improvement Co's Rearrangement "A"; together with (I) all buildings and improvements located on the property and (II) all machinery, equipment, fixtures and personal property located on the property owned by the mortgagor(s) and used in connection with the operation and occupancy thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,500.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $176,540.83. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 a.m. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033, to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 11, 2010, or the next business day if September 11, 2010 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None. Dated: January 4, 2010. BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Anna C. Mickelson -forANNA C. MICKELSON Atty. I.D. #347814 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1035936 2037456 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 5 , 2006 MORTGAGORS: Gemeda F. Urgessa and Gutata F. Urgessa, both single. MORTGAGEE: Merchants Bank, N.A. - Hampton. DATE AND PLACE OF RECORDING: Recorded October 31, 2006, Dakota County Recorder, Document No. 2472519. ASSIGNMENTS OF MORTGAGE: Assigned to: Merchants Bank, N.A. Winona, Dated: October 25, 2006, Recorded: October 31, 2006, Document No. 2472520. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Merchants Bank, N.A. Hampton RESIDENTIAL MORTGAGE SERVICER: Merchants Bank, N.A. MORTGAGED PROPERTY ADDRESS: 1944 Timber Wolf Trail South, Eagan, MN 55122 TAX PARCEL I.D. #: 10-48050-055-01 LEGAL DESCRIPTION OF PROPERTY: Lot 55, Block 1, Meadowland First Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $251,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $249,895.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 5, 2010. Merchants Bank, N.A. - Winona Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 94-381 16006958 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2038958 1/14-2/18/10

PUBLIC NOTICE

County Recorder, Document No. 2492257. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-1, Dated: February 11, 2009, Recorded: February 20, 2009, Document No. 2638671. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240012264401 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corp. RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 2090 Diffley Road, Eagan, MN 55122 TAX PARCEL I.D. #: 10-16701-130-04 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 4, Cedar Grove No. 2, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $241,244.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2010 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 17, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3081 1044836722 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2019515 12/24/09-1/28/10

PUBLIC NOTICE

gage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 7260 158th Street West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-11650-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Apple Ponds COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,396.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $213,780.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 16, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-628 7810211148 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2019434 12/24/09-1/28/10

PUBLIC NOTICE

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Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 9, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7471 1911311067 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2016749 12/24/09-1/28/10

PUBLIC NOTICE

Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2009. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-782 96541075 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2019364 12/24/09-1/28/10

PUBLIC NOTICE

11:59 p.m. on August 25, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 17, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2684 5942242420 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2019624 12/24/09-1/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,000.00 MORTGAGOR(S): Marc E. Rohricht and Sovanny Rohricht, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 06, 2005 Dakota County Recorder Document Number: 2367892 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1002812-5980674200-3 Lender or Broker: Platinum Lending Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3271 Hill Ridge Dr, Eagan, MN 55121-1749 Tax Parcel ID Number: 10-41300-027-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 27, Common Interest Comunity No. 358, Cedar Bluff Townhome Condominium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $125,544.72 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2010, or the next business day if September 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011631F01 2037593 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 03, 1999 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $89,600.00 MORTGAGOR(S): John H Erickson, an unmarried man MORTGAGEE: First Alliance Mortgage Company DATE AND PLACE OF RECORDING: Recorded: July 20, 1999 Dakota County Recorder Document Number: 1622747 ASSIGNMENTS OF MORTGAGE: And assigned to: WMC Mortgage Corp. Dated: February 11, 2000 Recorded: March 28, 2000 Dakota County Recorder Document Number: 1681470 And assigned to: Nations Credit Home Equity Services Corporation Dated: July 21, 1999 Recorded: June 19, 2000 Dakota County Recorder Document Number: 1698575 And assigned to: The Bank of New York Mellon f/k/a The Bank of New York, as Trustee for the holders of the EQCC Asset backed Certificates, Series 2001-1F Dated: November 09, 2001 Recorded: December 23, 2009 Dakota County Recorder Document Number: 2704110 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Alliance Mortgage Company Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7405 162nd St W, Rosemount, MN 55068-1037 Tax Parcel ID Number: 22-21170-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Donnay's Valley Park, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $41,755.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 19, 2011, or the next business day if February 19, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as Trustee for the holders of the EQCC Asset backed Certificates, Series 2001-1F Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009504F01 2029852 1/7-2/11/10

PUBLIC NOTICE

��

��GIVEN, �� that�� NOTICE IS HEREBY MORTGAGE: 100015904001588171 default has occurred in conditions of LENDER OR BROKER AND MORTthe following described mortgage: GAGE ORIGINATOR STATED ON DATE OF MORTGAGE: May 12, 2005 MORTGAGE: CTX Mortgage Company, MORTGAGORS: P a u l K e e l e r a n d LLC Maggie Keeler, husband and wife. RESIDENTIAL MORTGAGE SERMORTGAGEE: First Franklin. VICER: Chase Home Finance LLC DATE AND PLACE OF RECORDING: MORTGAGED PROPERTY ADDRESS: R e c o r d e d J u n e 2 7 , 2 0 0 5 , D a k o t a 976 Allen Avenue, West Saint Paul, MN C o u n t y R e c o r d e r , D o c u m e n t N o . 55118 2334483. TAX PARCEL I.D. #: 42-38000-120-46 ASSIGNMENTS OF MORTGAGE: LEGAL DESCRIPTION OF PROPAssigned to: First Franklin Financial ERTY: Lot 12, Block 46, Jackson and Corporation, Dated: August 31, 2005, Recorded: September 19, 2005, DocuBidwell’s Addition to West St. Paul, Dakota County, Minnesota. ment No. 2361811. And thereafter COUNTY IN WHICH PROPERTY IS assigned to: Deutsche Bank National Trust Company, as Trustee for FFMLT LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Trust 2005-FF8, Mortgage Pass-Through Certificates, Series MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE 2005-FF8, Dated: November 23, 2009. DUE AS OF DATE OF NOTICE, INCLUDTRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - ING TAXES, IF ANY, PAID BY MORTGAGE IDENTIFICATION NUMBER ON GAGEE: $162,853.52 That prior to the commencement of MORTGAGE: NONE LENDER OR BROKER AND MORT- this mortgage foreclosure proceeding G A G E O R I G I N A T O R S T A T E D O N Mortgagee/Assignee of Mortgagee complied with all notice requirements as MORTGAGE: First Franklin R E S I D E N T I A L M O R T G A G E S E R - required by statute; That no action or proceeding has been instituted at law VICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: o r o t h e r w i s e t o r e c o v e r t h e d e b t 5334 142nd Path West, Apple Valley, secured by said mortgage, or any part thereof; MN 55124 PURSUANT to the power of sale conTAX PARCEL I.D. #: 01-31010-020-02 LEGAL DESCRIPTION OF PROP- tained in said mortgage, the above described property will be sold by the ERTY: Lot 2, Block 2, Greenleaf Eleventh Sheriff of said county as follows: DATE AND TIME OF SALE: February Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS 4, 2010 at 10:00 AM LOCATED: Dakota PLACE OF SALE: S h e r i f f ' s O f f i c e , ORIGINAL PRINCIPAL AMOUNT OF Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN MORTGAGE: $198,400.00 AMOUNT DUE AND CLAIMED TO BE to pay the debt then secured by said DUE AS OF DATE OF NOTICE, INCLUD- Mortgage, and taxes, if any, on said ING TAXES, IF ANY, PAID BY MORT- premises, and the costs and disburseGAGEE: $206,305.42 ments, including attorneys' fees That prior to the commencement of allowed by law subject to redemption this mortgage foreclosure proceeding within six (6) months from the date of Mortgagee/Assignee of Mortgagee com- said sale by the mortgagor(s), their plied with all notice requirements as personal representatives or assigns required by statute; That no action or unless reduced to Five (5) weeks under proceeding has been instituted at law MN Stat. §580.07. TIME AND DATE TO VACATE PROPor otherwise to recover the debt secured by said mortgage, or any part E R T Y : I f t h e r e a l e s t a t e i s a n thereof; owner-occupied, single-family dwellPURSUANT to the power of sale con- ing, unless otherwise provided by law, tained in said mortgage, the above the date on or before which the mortdescribed property will be sold by the gagor(s) must vacate the property if the mortgage is not reinstated under secSheriff of said county as follows: DATE AND TIME OF SALE: February tion 580.30 or the property is not 11, 2010 at 10:00 AM redeemed under section 580.23 is PLACE OF SALE: S h e r i f f ' s O f f i c e , 11:59 p.m. on August 4, 2010. Law Enforcement Center, 1580 Hwy MORTGAGOR(S) RELEASED FROM 55, Lobby #S-100, Hastings, MN FINANCIAL OBLIGATION ON MORTto pay the debt then secured by said GAGE: None Mortgage, and taxes, if any, on said "THE TIME ALLOWED BY LAW FOR premises, and the costs and disburse- REDEMPTION BY THE MORTGAGOR, m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s THE MORTGAGOR'S PERSONAL REPallowed by law subject to redemption RESENTATIVES OR ASSIGNS, MAY BE within six (6) months from the date of REDUCED TO FIVE WEEKS IF A JUDIsaid sale by the mortgagor(s), their CIAL ORDER IS ENTERED UNDER personal representatives or assigns MINNESOTA STATUTES, SECTION unless reduced to Five (5) weeks under 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G MN Stat. §580.07. OTHER THINGS, THAT THE MORTTIME AND DATE TO VACATE PROP- GAGED PREMISES ARE IMPROVED E R T Y : I f t h e r e a l e s t a t e i s a n WITH A RESIDENTIAL DWELLING OF owner-occupied, single-family dwell- LESS THAN FIVE UNITS, ARE NOT ing, unless otherwise provided by law, PROPERTY USED IN AGRICULTURAL the date on or before which the mort- P R O D U C T I O N , A N D A R E gagor(s) must vacate the property if the ABANDONED." mortgage is not reinstated under secDated: December 8, 2009. tion 580.30 or the property is not Chase Home Finance LLC redeemed under section 580.23 is Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. 11:59 p.m. on August 11, 2010. MORTGAGOR(S) RELEASED FROM By: Paul A. Weingarden FINANCIAL OBLIGATION ON MORT- Attorneys for Mortgagee/ Assignee of Mortgagee GAGE: None "THE TIME ALLOWED BY LAW FOR 4500 Park Glen Road #300 REDEMPTION BY THE MORTGAGOR, Minneapolis, MN 55416 THE MORTGAGOR'S PERSONAL REP- (952) 925-6888 30-7465 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- 1911484190 CIAL ORDER IS ENTERED UNDER THIS IS A COMMUNICATION FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR. 12/24/09-1/28/10 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2016330 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF LESS THAN FIVE UNITS, ARE NOT MORTGAGE FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL THE RIGHT TO VERIFICATION P R O D U C T I O N , A N D A R E OF THE DEBT AND IDENTITY OF ABANDONED." THE ORIGINAL CREDITOR WITHIN Dated: December 10, 2009. THE TIME PROVIDED BY LAW IS Deutsche Bank National Trust NOT AFFECTED BY THIS ACTION. Company, as trustee NOTICE IS HEREBY GIVEN, that Mortgagee/Assignee of Mortgagee default has occurred in conditions of USSET, WEINGARDEN AND LIEBO, P.L.L.P. the following described mortgage: By: Paul A. Weingarden DATE OF MORTGAGE: A u g u s t 2 4 , Attorneys for Mortgagee/ 2004 Assignee of Mortgagee MORTGAGORS: Donald J. Footh and 4500 Park Glen Road #300 Rachel M. Footh, husband and wife. Minneapolis, MN 55416 MORTGAGEE: Mortgage Electronic (952) 925-6888 Registration Systems, Inc. 76-3538 DATE AND PLACE OF RECORDING: 1044486279 THIS IS A COMMUNICATION FROM Recorded September 16, 2004, Dakota C o unty Recorder, Document No. A DEBT COLLECTOR. 2248535. 2019578 12/24/09-1/28/10 ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: November 30, 2009. TRANSACTION AGENT: Mortgage NOTICE OF Electronic Registration Systems, Inc. MORTGAGE FORECLOSURE SALE TRANSACTION AGENT'S MORTTHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF GAGE IDENTIFICATION NUMBER ON THE ORIGINAL CREDITOR WITHIN MORTGAGE: 100285700000015684 LENDER OR BROKER AND MORTTHE TIME PROVIDED BY LAW IS GAGE ORIGINATOR STATED ON NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MORTGAGE: Summit Mortgage Corpodefault has occurred in conditions of ration RESIDENTIAL MORTGAGE SERthe following described mortgage: DATE OF MORTGAGE: September VICER: CitiMortgage, Inc. 24, 2007 MORTGAGED PROPERTY ADDRESS: MORTGAGOR: Robert A. Munson, a 558 15th Avenue North, South Saint single person. Paul, MN 55075 MORTGAGEE: Mortgage Electronic TAX PARCEL I.D. #: 36-66600-010-06 Registration Systems, Inc. LEGAL DESCRIPTION OF PROPDATE AND PLACE OF RECORDING: ERTY: Recorded November 14, 2007, Dakota Lot 1, Block 6, of H.J. Schult AddiCounty Recorder, Document No. tion to the City of South St. Paul 2556160. COUNTY IN WHICH PROPERTY IS A S S I G N M E N T S O F M O R T G A G E : LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Assigned to: Chase Home Finance LLC, MORTGAGE: $177,120.00 Dated: December 4, 2009. AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT: Mortgage DUE AS OF DATE OF NOTICE, INCLUDElectronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - ING TAXES, IF ANY, PAID BY MORTGAGE IDENTIFICATION NUMBER ON �� MORTGAGE: 100015904001588171

PUBLIC NOTICE

�� Mortgage, ��and �� taxes, if any, on said premises, and the costs and disburse�� ING TAXES, IF ANY, PAID BY MORT GAGEE: $188,482.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 16, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 11, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2856 770598859 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2025208 12/31/09-2/4/10

PUBLIC NOTICE

ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 16, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 11, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2245 630852018 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2025182 12/31/09-2/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $348,000.00 MORTGAGOR(S): Patricia Mignone and Albert M Mignone, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 10, 2006 Dakota County Registrar of Titles Document Number: 582663 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100261495673239889 Lender or Broker: Great Northern Financial Group, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 111946 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2204 Oakwood Dr, Burnsville, MN 55306-4853 Tax Parcel ID Number: 02-84701-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2) in Block One (1) of Woodland Hills 2nd Addition according to the plat thereof on file and of record in the Office of the Registrar of Titles in and for said County and State, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $391,608.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011215F01 2026049 12/31/09-2/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 14, 2003 MORTGAGORS: Mitchell K. Narveson and Rhonda A. Narveson, husband and wife. MORTGAGEE: A B N A M R O M O R T GAGE GROUP, INC. NKA CitiMortgage, Inc.. DATE AND PLACE OF RECORDING: Recorded September 15, 2003, Dakota County Recorder, Document No. 2109708. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO MORTGAGE GROUP, INC. NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13201 East Manor Boulevard, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-16200-160-01 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, Burnsville Woods. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $166,799.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 9, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 5, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2971 638806029 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2038893 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 07, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $227,000.00 MORTGAGOR(S): David J. Hanner and Ann M. Hanner, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 26, 2006 Dakota County Recorder Document Number: 2440659 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: December 31, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000179-3516050114-0 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17800 Jamaica Cir, Lakeville, MN 55044-9520 Tax Parcel ID Number: 22-53502-150-03 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 3, Oak Hills third Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $240,754.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 01, 2010, or the next business day if September 01, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008384F01 2035534 1/14-2/18/10

PUBLIC NOTICE

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 16041 Excel Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-20862-070-02 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Dodd Pointe 3rd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $194,023.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 9, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2009. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3539 1044432290 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2019566 12/24/09-1/28/10

PUBLIC NOTICE

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $127,965.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 16, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 16, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-577 9900135544 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2019415 12/24/09-1/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 14, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,720.00 MORTGAGOR(S): Josephine Musoke, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 26, 2006 Dakota County Recorder Document Number: 2448372 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003214134 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1600 W 139th St, Burnsville, MN 55337-4368 Tax Parcel ID Number: 02-15379-120-04 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 4, Burnhaven Woods Plat Three AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $240,037.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 11, 2010, or the next business day if August 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial

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Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 24, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 001878F02 2016995 12/24/09-1/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 18, 2005 MORTGAGOR: Laurie M. Dezenzo, a single person. MORTGAGEE: First Franklin. DATE AND PLACE OF RECORDING: Recorded July 28, 2005, Dakota County Recorder, Document No. 2344953. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: December 1, 2005, Recorded: December 27, 2005, Document No. 2391758 And thereafter assigned to: PNC Bank, National Association, as successor by merger to National City Bank, Dated: November 25, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 15708 Griffon Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-49102-020-04 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Morningview Third Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $156,619.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 16, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2009. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3542 1044530705 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2019595 12/24/09-1/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 3, 2005 MORTGAGORS: Christina Kochendorfer and Jay Kochendorfer, wife and husband. MORTGAGEE:Commonwealth United Mortgage a division of National City Bank of Indiana. DATE AND PLACE OF RECORDING: Recorded November 16, 2005, Dakota County Recorder, Document No. 2381600. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association s/b/m to National City Mortgage Co., a subsidiary of National City Bank of Indiana n/k/a National City Bank, Dated August 30, 2006, Recorded: September 21, 2006, Document No. 2462923. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Commonwealth United Mortgage a division of National City Bank of Indiana RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 1701 Meadowview Court, Hastings, MN 55033 TAX PARCEL I.D. #: 19-83230-010-07 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 7, Wallin Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $400,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $393,457.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 7, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1902 0004339211 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2038843 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2007 MORTGAGOR: Amanda Berendt, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 15, 2007, Dakota County Recorder, Document No. 2524407. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: June 18, 2009, Recorded: June 24, 2009, Document No. 2666354. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131022606928251 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 7441 143rd Street Court West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-31102-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Greenleaf Townhouses 3rd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,005.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 7, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7623 1980174748 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039465 1/14-2/18/10

PUBLIC NOTICE

2386703. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2005-FF10, Dated: November 23, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 1212 9th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-11600-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, except the North 30 Feet thereof, and all of Lot 4, Block 2, Annex Addition to South St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $185,563.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 18, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-36 0011303724 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2025120 12/31/09-2/4/10

PUBLIC NOTICE

STATE OF MINNESOTA COUNTY OF DAKOTA CASE TYPE: Breach of Contract/ Foreclosure/Receivership DISTRICT COURT FIRST JUDICIAL DISTRICT Court File: 19HA-CV-09-5572 Judge: Thomas Poch Marshall Bank, National Association, a national banking association, Plaintiff, vs. Jacky Larson, an individual; the Estate of James Larson, a deceased individual; Security State Bank of Howard Lake, a Minnesota corporation; Dakota County, Minnesota; the Minnesota Department of Revenue; Velocity Investments, LLC, a New Jersey limited liability company; Dakota Bluff Financial, LLC, a Minnesota limited liability company; BankCherokee, a Minnesota corporation; and Jane and John Doe, and all other persons unknown claiming any right, title, estate, interest, or lien in the real estate described herein, Defendants. NOTICE OF SHERIFF'S SALE UNDER JUDGMENT AND DECREE REAL PROPERTY STATE OF MINNESOTA ) )ss COUNTY OF DAKOTA ) NOTICE IS HEREBY GIVEN, that under and by virtue of the Findings of Fact, Conclusions of Law and Order for Judgment against among others, Defendants Jacky Larson and th e

��

�� Common Interest�� Community No. Defendants Jacky Larson and th e�� 125 Estate of James Larson (collectively, COUNTY IN WHICH PROPERTY IS "Larson"), dated November 13, 2009, a n d e n t e r e d i n t h e a b o v e e n t i t l e d LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF action on November 13, 2009, by the District Court of Dakota County, Min- MORTGAGE: $157,300.00 nesota, First Judicial District, ("JudgAMOUNT DUE AND CLAIMED TO BE ment") a certified copy of which has DUE AS OF DATE OF NOTICE, INCLUDbeen delivered to me, directing the sale ING TAXES, IF ANY, PAID BY MORTof the premises hereinafter described GAGEE: $158,079.83 to satisfy the amount found and That prior to the commencement of adjudged due Plaintiff Marshall Bank, this mortgage foreclosure proceeding National Association ("Marshall"), as Mortgagee/Assignee of Mortgagee commortgagee and lender, in the above plied with all notice requirements as e n t i t l e d a c t i o n f r o m L a r s o n , t h e required by statute; That no action or undersigned Sheriff of Dakota County proceeding has been instituted at law will sell at public auction, to the high- o r o t h e r w i s e t o r e c o v e r t h e d e b t est bidder, for cash, on February 10, secured by said mortgage, or any part 2010, at 10:00 a.m., at the Dakota thereof; County Sheriff's Office, Law EnforcePURSUANT to the power of sale conment Center, 1580 Highway 55, Lobby tained in said mortgage, the above #S-100, Hastings, Minnesota, 55033, described property will be sold by the the premises and real estate, lying and Sheriff of said county as follows: DATE AND TIME OF SALE: February being in the County of Dakota, State of Minnesota, described in said Judg- 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , ment, to wit ("Property"): T h a t P a r t o f L o t 9 , B l o c k 1 , Law Enforcement Center, 1580 Hwy Berkshire of Burnsville, according to 55, Lobby #S-100, Hastings, MN the recorded plat thereof, Dakota to pay the debt then secured by said County, Minnesota, lying Easterly of Mortgage, and taxes, if any, on said t h e f o l l o w i n g d e s c r i b e d l i n e : premises, and the costs and disburseCommencing at the Southwest ments, including attorneys' fees Corner of said Lot 9, thence Easterly allowed by law subject to redemption along the South Line of said Lot 9 a within six (6) months from the date of d i s t a n c e o f 7 9 . 0 5 f e e t t o t h e said sale by the mortgagor(s), their beginning of the line to be described; personal representatives or assigns t h e n c e d e f l e c t i n g t o t h e l e f t 9 9 unless reduced to Five (5) weeks under degrees 15 minutes 25 seconds a MN Stat. §580.07. TIME AND DATE TO VACATE PROPdistance of 83.77 feet, thence northwesterly to a point to the north E R T Y : I f t h e r e a l e s t a t e i s a n line of said Lot 9 distant 30.36 feet owner-occupied, single-family dwellEasterly to the Northwest corner of ing, unless otherwise provided by law, said Lot 9 and said line terminates the date on or before which the mortProperty Address: 13831 Echo Park gagor(s) must vacate the property if the mortgage is not reinstated under secLane, Burnsville, MN 55337 P r o p e r t y I d e n t i f i c a t i o n N o . : tion 580.30 or the property is not 02-13700-092-01 redeemed under section 580.23 is The Property shall be sold to pay the 11:59 p.m. on August 18, 2010. debt then secured by that certain MORTGAGOR(S) RELEASED FROM mortgage executed by James Larson FINANCIAL OBLIGATION ON MORTand Jacky Larson, as mortgagor, in GAGE: None "THE TIME ALLOWED BY LAW FOR favor of Marshall, as mortgagee and l e n d e r , d a t e d S e p t e m b e r 2 , 2 0 0 4 , REDEMPTION BY THE MORTGAGOR, w h i c h w a s r e c o r d e d a g a i n s t t h e THE MORTGAGOR'S PERSONAL REPProperty on October 14, 2004 in the RESENTATIVES OR ASSIGNS, MAY BE Office of the Dakota County Recorder, REDUCED TO FIVE WEEKS IF A JUDIa s D o c u m e n t N o . 2 2 5 7 8 5 9 CIAL ORDER IS ENTERED UNDER ("Mortgage"), the principal amount MINNESOTA STATUTES, SECTION secured by the Mortgage being 582.032, DETERMINING, AMONG $190,000.00. The total amount due OTHER THINGS, THAT THE MORTand owing on the Mortgage as of the GAGED PREMISES ARE IMPROVED date of this notice is $205,117.39, plus WITH A RESIDENTIAL DWELLING OF interest, costs, and attorneys' fees that LESS THAN FIVE UNITS, ARE NOT have accrued since the entry of the PROPERTY USED IN AGRICULTURAL Judgment, and will continue to accrue. P R O D U C T I O N , A N D A R E T h e t i m e a l l o w e d b y l a w f o r ABANDONED." Dated: December 18, 2009. redemption by the Mortgagor, the CitiMortgage, Inc. Mortgagor's personal representatives, Mortgagee/Assignee of Mortgagee successors, or assigns is six months from the date of said sale. Each holder USSET, WEINGARDEN AND LIEBO, P.L.L.P. of a junior lien may redeem in the By: Paul A. Weingarden order and manner provided in Minn. Attorneys for Mortgagee/ Stat. §§ 580.24 and 580.25, beginning Assignee of Mortgagee after the expiration of the Mortgagor's 4500 Park Glen Road #300 Minneapolis, MN 55416 redemption period. THE TIME ALLOWED BY LAW FOR (952) 925-6888 10-2874 REDEMPTION BY THE MORTGAGOR, T H E M O R T G A G O R ' S P E R S O N A L 2003036649 ASSIGNS, OR REPRESENTATIVES THIS IS A COMMUNICATION FROM MAY BE REDUCED TO FIVE WEEKS IF A DEBT COLLECTOR. 12/31/09-2/4/10 A J U D I C I A L O R D E R I S E N T E R E D 2025220 UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE NOTICE OF MORTGAGED PREMISES ARE MORTGAGE FORECLOSURE SALE IMPROVED WITH A RESIDENTIAL NOTICE IS HEREBY GIVEN that DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN default has occurred in the conditions of the following described mortgage: AGRICULTURAL PRODUCTION, AND DATE OF MORTGAGE: May 17, 2007 ARE ABANDONED. ORIGINAL PRINCIPAL AMOUNT OF Dated this 15th day of December, MORTGAGE: $205,100.00 2009 MORTGAGOR(S): Stephen J Dahlen DON GUDMUNDSON and Diane S Dahlen, husband and wife Sheriff of Dakota County MORTGAGEE: Mortgage Electronic By: /s/ Robert Shingledecker Registration Systems, Inc. Sheriff DATE AND PLACE OF RECORDING: FAFINSKI MARK & JOHNSON, P.A. Recorded: June 04, 2007 Dakota Connie A. Lahn, #0269219 County Recorder Christopher J. Knapp, #0344412 Document Number: 2521422 775 Prairie Center Drive, Suite 400 Transaction Agent: Mortgage ElecEden Prairie, Minnesota 55344 tronic Registration Systems, Inc. Telephone: 952.995.9500 Transaction Agent Mortgage IdentifiFacsimile: 952.995.9577 ATTORNEYS FOR MARSHALL BANK, cation Number: 100039219872619407 Lender o r B r o k e r : First Magnus NATIONAL ASSOCIATION Financial Corporation 2025093 12/31/09-2/4/10 Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS NOTICE OF LOCATED: Dakota MORTGAGE FORECLOSURE SALE Property Address: 19943 Langford THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF Ln # 801, Farmington, MN 55024-8423 Tax Parcel ID Number: THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS 14-16504-801-05 LEGAL DESCRIPTION OF PROPNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that ERTY: Unit Number 0801, Common default has occurred in conditions of I n t e r e s t C o m m u n i t y N u m b e r 3 2 8 , Charleswood Condominium, Dakota the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 0 , County, Minnesota. 2005 AMOUNT DUE AND CLAIMED TO BE MORTGAGOR: M o l l y M c G u i r e , a D U E A S O F D A T E O F N O T I C E : single person. $214,437.83 MORTGAGEE: Mortgage Electronic THAT all pre-foreclosure requireRegistration Systems, Inc. ments have been complied with; that DATE AND PLACE OF RECORDING: no action or proceeding has been instiRecorded October 7, 2005, Dakota tuted at law or otherwise to recover the C o u n t y R e c o r d e r , D o c u m e n t N o . debt secured by said mortgage, or any 2368591. part thereof; ASSIGNMENTS OF MORTGAGE: PURSUANT to the power of sale conAssigned to: CitiMortgage, Inc, Dated: t a i n e d i n s a i d m o r t g a g e , t h e above-described property will be sold December 2, 2009. TRANSACTION AGENT: Mortgage by the Sheriff of said county as folElectronic Registration Systems, Inc. lows: DATE AND TIME OF SALE: February TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON 18, 2010 at 10:00 AM MORTGAGE: 100038406051226903 PLACE OF SALE: Dakota County LENDER OR BROKER AND MORT- Law Enforcement Center, 1580 HighG A G E O R I G I N A T O R S T A T E D O N way 55, Lobby S-100, Hastings, MinneMORTGAGE: Sirva Mortgage, Inc sota R E S I D E N T I A L M O R T G A G E S E R - to pay the debt secured by said mortVICER: CitiMortgage, Inc. gage and taxes, if any, on said preMORTGAGED PROPERTY ADDRESS: mises and the costs and disburse4418 Jan Echo Trail, Eagan, MN 55122 ments, including attorney fees allowed TAX PARCEL I.D. #: 10-17791-100-02 by law, subject to redemption within LEGAL DESCRIPTION OF PROP- six (6) months from the date of said ERTY: sale by the mortgagor(s), their perUnit 100, Cliff Lake Courthomes, Common Interest Community No. ��

PUBLIC NOTICE

�� PROPERTY �� USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. �� sale by the mortgagor(s), their per sonal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011001F01 2026024 12/31/09-2/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,000.00 MORTGAGOR(S): Jeffrey J. Frazho and Jennifer Frazho, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 26, 2005 Dakota County Recorder Document Number: 2364173 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100016200000184651 Lender or Broker: First Mortgage Company, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8234 166th St W, Lakeville, MN 55044-6238 Tax Parcel ID Number: 223290107003 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Highview Heights 2nd Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $222,768.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

DATED: December 31, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010813F01 2026019 12/31/09-2/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,200.00 MORTGAGOR(S): Steven G. Morgenstern and Kimberly A. Morgenstern, husband and wife MORTGAGEE: Associated Bank Minnesota, N.A. DATE AND PLACE OF RECORDING: Recorded: February 22, 2004 Dakota County Recorder Document Number: 2187850 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Associated Bank Minnesota, N.A. Residential Mortgage Servicer: Associated Bank - WI Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 284 Annapolis St E, Saint Paul, MN 55118-1601 Tax Parcel ID Number: 42-47700-160-01 LEGAL DESCRIPTION OF PROPERTY: Lots 15 and 16, Block 1, McClung & McMurran's Addition to St. Paul, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $148,358.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 13, 2010, or the next business day if November 13, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 19, 2009 MORTGAGEE: Associated Bank Minnesota, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009963F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 07, 2010 at 10:00 AM has been postponed to May 13, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 07, 2010 MORTGAGEE: Associated Bank Minnesota, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009963F01 2034820 1/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 3 0 , 2005 MORTGAGOR: Arlene M. Francis, a single person. MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Registered September 20, 2005, Dakota County Registrar of Titles, Document No. 574775, Certificate of Title No. 126637. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A., Dated: December 11, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 1754 Flamingo Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 10-77100-030-11 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 11, Town View First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $171,423.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 18, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3861 20476610 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2031749 1/7-2/11/10

PUBLIC NOTICE

Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100017995161200696 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGED PROPERTY ADDRESS: 18772 Embers Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 14-58652-020-04 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Prairie Creek Third Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $227,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $231,511.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 11, 2009. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1454 9516120069 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2019460 12/24/09-1/28/10

PUBLIC NOTICE

MORTGAGE: $145,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $137,974.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7571 1660122531 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2019495 12/24/09-1/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 09, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $368,000.00 MORTGAGOR(S): Mark J Smith and Shannon M Smith, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 11, 2006 Dakota County Recorder Document Number: 2419597 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100261495705642902 Lender or Broker: Great Northern Financial Group, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18609 Esquire Way, Farmington, MN 55024-8643 Tax Parcel ID Number: 14-50503-030-03 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Nelsen Hills Farm 4th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $421,913.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business

August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011167F01 2026043 12/31/09-2/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 23, 2006 MORTGAGOR: M a r c o s M o r a l e s , single. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded June 8, 2006, Dakota County Recorder, Document No. 2436102. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 4248 Braddock Trail, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-52100-120-02 LEGAL DESCRIPTION OF PROPERTY: Lot Twelve (12), Block Two (2), Northview Meadows COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $261,280.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E

��

P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 21, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1807 3062249143 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2026489 12/31/09-2/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 24, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $404,000.00 MORTGAGOR(S): Gregory C Schultz and Christian M Eriksen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 10, 2007 Dakota County Recorder Document Number: 2549513 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 21, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100282301000021054 Lender or Broker: General Mortgage Finance Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4085 137th St W, Rosemount, MN 55068-3350 Tax Parcel ID Number: 34-18302-070-08 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 8, Country Hills Third Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $433,800.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 16, 2010, or the next business day if August 16, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011331F01 2025998 12/31/09-2/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,000.00 MORTGAGOR(S): Gretchen M. Murr

MORTGAGOR(S): Gretchen M. Murr and Thomas E. Murr, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 11, 2004 Dakota County Recorder Document Number: 2203280 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061900000147111 Lender or Broker: Summit Mortgage Corp. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 233 E Spruce St, South Saint Paul, MN 55075-3526 Tax Parcel ID Number: 36-71500-150-30 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 30, Spring Park, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $137,708.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011213F01 2026674 12/31/09-2/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 19, 1993 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $71,700.00 MORTGAGOR(S): Thomas W Nordstrom and Gretchen J Nordstrom , husband and wife MORTGAGEE: United Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: October 06, 1993 Dakota County Recorder Document Number: 1157151 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A. fka Bank of America, FSB Dated: November 01, 1994 Recorded: February 06, 1997 Dakota County Recorder Document Number: 1404550 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: United Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20828 Jacquard Ave, Lakeville, MN 55044-8840 Tax Parcel ID Number: 22-17750-021-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Clay's Acres AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $74,966.76 THAT all pre-foreclosure requirements have been complied with; that

ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 16, 2010, or the next business day if August 16, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. fka Bank of America, FSB Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010528F01 2025994 12/31/09-2/4/10

PUBLIC NOTICE

premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 18, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-217 158889206 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2025034 12/31/09-2/4/10

PUBLIC NOTICE

��

�� FINANCIAL OBLIGATION ON MORT �� GAGE: None "THE TIME ALLOWED BY LAW FOR NOTICE OF REDEMPTION BY THE MORTGAGOR, MORTGAGE FORECLOSURE SALE THE MORTGAGOR'S PERSONAL REPNOTICE IS HEREBY GIVEN that RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- default has occurred in the conditions CIAL ORDER IS ENTERED UNDER of the following described mortgage: DATE OF MORTGAGE: June 13, 2006 MINNESOTA STATUTES, SECTION ORIGINAL PRINCIPAL AMOUNT OF 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- MORTGAGE: $177,160.00 MORTGAGOR(S): Carline Anne GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF Malaney, an Unmarried Woman MORTGAGEE: Mortgage Electronic LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL Registration Systems, Inc. DATE AND PLACE OF RECORDING: P R O D U C T I O N , A N D A R E Recorded: July 20, 2006 Dakota ABANDONED." County Recorder Dated: December 22, 2009. Document Number: 2446704 PNC Bank, National Association AND CORRECTIVE MORTGAGE Mortgagee/Assignee of Mortgagee RECORDING: October 31, 2006 Dakota USSET, WEINGARDEN AND LIEBO, P.L.L.P. County Recorder By: Paul A. Weingarden Document Number: 2472441 Attorneys for Mortgagee/ Transaction Agent: Mortgage ElecAssignee of Mortgagee tronic Registration Systems, Inc. 4500 Park Glen Road #300 Transaction Agent Mortgage IdentifiMinneapolis, MN 55416 cation Number: 100025440003208672 (952) 925-6888 Lender or Broker: Lehman Brothers 4-1884 Bank, FSB 0003046306 Residential Mortgage Servicer: THIS IS A COMMUNICATION FROM Aurora Loan Services, LLC A DEBT COLLECTOR. Mortgage Originator: Not Applicable 2025414 12/31/09-2/4/10 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1424 Tyler St # 2, NOTICE OF Hastings, MN 55033-2838 MORTGAGE FORECLOSURE SALE Tax Parcel ID Number: N O T I C E I S H E R E B Y G I V E N t h a t 19-77300-120-02 default has occurred in the conditions LEGAL DESCRIPTION OF PROPof the following described mortgage: ERTY: The South 1/2 of Lot 11, Block DATE OF MORTGAGE: September 2, and all of Lot 12, Block 2, Tripp's 30, 2005 Addition to Hastings, Dakota County, ORIGINAL PRINCIPAL AMOUNT OF Minnesota. MORTGAGE: $150,000.00 AMOUNT DUE AND CLAIMED TO BE MORTGAGOR(S): Ronald C Goldbeck, D U E A S O F D A T E O F N O T I C E : a single person $186,510.27 MORTGAGEE: Mortgage Electronic THAT all pre-foreclosure requireRegistration Systems, Inc. ments have been complied with; that DATE AND PLACE OF RECORDING: no action or proceeding has been instiRecorded: October 24, 2005 Dakota tuted at law or otherwise to recover the County Recorder debt secured by said mortgage, or any Document Number: 2373907 part thereof; Transaction Agent: Mortgage ElecPURSUANT to the power of sale contronic Registration Systems, Inc. tained in said mortgage, the Transaction Agent Mortgage Identifi- above-described property will be sold cation Number: 100154070001014609 by the Sheriff of said county as folLender or Broker: American Resi- lows: dential Mortgage, LP. DATE AND TIME OF SALE: March R e s i d e n t i a l M o r t g a g e S e r v i c e r : 04, 2010 at 10:00 AM Aurora Loan Services, LLC PLACE OF SALE: Dakota County Mortgage Originator: Not Applicable Law Enforcement Center, 1580 HighCOUNTY IN WHICH PROPERTY IS way 55, Lobby S-100, Hastings, MinneLOCATED: Dakota sota Property Address: 408 Stanley Ave, to pay the debt secured by said mortSouth Saint Paul, MN 55075-1040 gage and taxes, if any, on said preT a x P a r c e l I D N u m b e r : mises and the costs and disburse36-72800-042-03 ments, including attorney fees allowed L E G A L D E S C R I P T I O N O F P R O P - by law, subject to redemption within ERTY: That part of Lots 1, 2 & 3 and six (6) months from the date of said that part of the Southeasterly 10' of sale by the mortgagor(s), their perLot 4 Block 3 Stickney Addition to sonal representatives or assigns. West St Paul, lying southwesterly of If the Mortgage is not reinstated the northeasterly 55' thereof, Dakota under Minn. Stat. §580.30 or the propCounty Minnesota erty is not redeemed under Minn. Stat. AMOUNT DUE AND CLAIMED TO BE §580.23, the Mortgagor must vacate D U E A S O F D A T E O F N O T I C E : the property on or before 11:59 p.m. on $146,676.60 September 04, 2010, or the next busiTHAT all pre-foreclosure require- ness day if September 04, 2010 falls on ments have been complied with; that a Saturday, Sunday or legal holiday. no action or proceeding has been instiMortgagor(s) released from financial tuted at law or otherwise to recover the obligation: NONE debt secured by said mortgage, or any THIS COMMUNICATION IS FROM part thereof; A DEBT COLLECTOR ATTEMPTPURSUANT to the power of sale con- ING TO COLLECT A DEBT. ANY t a i n e d i n s a i d m o r t g a g e , t h e INFORMATION OBTAINED WILL BE above-described property will be sold USED FOR THAT PURPOSE. by the Sheriff of said county as folTHE RIGHT TO VERIFICATION OF lows: THE DEBT AND IDENTITY OF THE DATE AND TIME OF SALE: February ORIGINAL CREDITOR WITHIN THE 25, 2010 at 10:00 AM TIME PROVIDED BY LAW IS NOT PLACE OF SALE: Dakota County AFFECTED BY THIS ACTION. Law Enforcement Center, 1580 HighTHE TIME ALLOWED BY LAW FOR way 55, Lobby S-100, Hastings, Minne- REDEMPTION BY THE MORTGAGOR, sota THE MORTGAGOR'S PERSONAL REPto pay the debt secured by said mort- RESENTATIVES OR ASSIGNS, MAY BE gage and taxes, if any, on said pre- REDUCED TO FIVE WEEKS IF A JUDImises and the costs and disburse- CIAL ORDER IS ENTERED UNDER ments, including attorney fees allowed MINNESOTA STATUTES, SECTION by law, subject to redemption within 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G six (6) months from the date of said OTHER THINGS, THAT THE MORTsale by the mortgagor(s), their per- GAGED PREMISES ARE IMPROVED sonal representatives or assigns. WITH A RESIDENTIAL DWELLING OF If the Mortgage is not reinstated LESS THAN FIVE UNITS, ARE NOT under Minn. Stat. §580.30 or the prop- PROPERTY USED IN AGRICULTURAL erty is not redeemed under Minn. Stat. PRODUCTION, AND ARE ABANDONED. §580.23, the Mortgagor must vacate DATED: January 14, 2010 the property on or before 11:59 p.m. on MORTGAGEE: Mortgage Electronic August 25, 2010, or the next business Registration Systems, Inc. day if August 25, 2010 falls on a Satur- Wilford & Geske, P.A. day, Sunday or legal holiday. Attorneys for Mortgagee Mortgagor(s) released from financial Lawrence A. Wilford obligation: NONE James A. Geske THIS COMMUNICATION IS FROM 8425 Seasons Parkway, Suite 105 A DEBT COLLECTOR ATTEMPT- Woodbury, MN 55125-4393 ING TO COLLECT A DEBT. ANY (651) 209-3300 INFORMATION OBTAINED WILL BE File Number: 009796F02 USED FOR THAT PURPOSE. 2037650 1/14-2/18/10 THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE NOTICE OF TIME PROVIDED BY LAW IS NOT MORTGAGE FORECLOSURE SALE AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, default has occurred in the conditions THE MORTGAGOR'S PERSONAL REP- of the following described mortgage: DATE OF MORTGAGE: October 26, RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- 2006 ORIGINAL PRINCIPAL AMOUNT OF CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION MORTGAGE: $247,200.00 MORTGAGOR(S): Quinton Edward 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- Niska and Michelle M. Niska, Husband GAGED PREMISES ARE IMPROVED and Wife MORTGAGEE: Mortgage Electronic WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT Registration Systems, Inc. DATE AND PLACE OF RECORDING: PROPERTY USED IN AGRICULTURAL Recorded: November 01, 2006 PRODUCTION, AND ARE ABANDONED. Dakota County Recorder DATED: January 07, 2010 Document Number: 2472790 MORTGAGEE: Mortgage Electronic Transaction Agent: Mortgage ElecRegistration Systems, Inc. tronic Registration Systems, Inc. Wilford & Geske, P.A. Transaction Agent Mortgage IdentifiAttorneys for Mortgagee cation Number: 100013800909118271 Lawrence A. Wilford Lender or Broker: GreenPoint MortJames A. Geske gage Funding, Inc. 8425 Seasons Parkway, Suite 105 Residential Mortgage Servicer: Woodbury, MN 55125-4393 Aurora Loan Services, LLC (651) 209-3300 Mortgage Originator: Not Applicable File Number: 009847F02 2031120 1/7-2/11/10

PUBLIC NOTICE

��

�� PLACE OF SALE: Dakota County Law Enforcement Center, 1580 High�� Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16303 Goodview Trl, Lakeville, MN 55044-8448 Tax Parcel ID Number: 22-16653-030-03 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Cedarglen 4th Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $277,537.21 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011312F01 2026691 12/31/09-2/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 14, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,500.00 MORTGAGOR(S): Steven D Jones and Darla A Jones, husband and wife MORTGAGEE: Postal Credit Union DATE AND PLACE OF REGISTERING: Registered: August 14, 2006 Dakota County Registrar of Titles Document Number: 595921 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Postal Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 113556 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3870 70th St E, Inver Grove Heights, MN 55076-2244 Tax Parcel ID Number: 20-71155-010-01 20-71156-060-00 LEGAL DESCRIPTION OF PROPERTY: Lot A in Block One (1), South Grove No. 6 and Lot F in Block One (1), South Grove No. 7, according to the plat thereof on file or of record in the Office of the Register of Deeds in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $116,724.36 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County

way 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 MORTGAGEE: Postal Credit Union Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011152F01 2026002 12/31/09-2/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 16, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Melissa A Chapman wife and Damien Chapman, a.k.a. Damian Chapman, husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 14, 2006 Dakota County Recorder Document Number: 2460960 ASSIGNMENTS OF MORTGAGE: And assigned to: SunTrust Mortgage, Inc. Dated: December 23, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010401446934628 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13545 Heather Hills Dr, Burnsville, MN 55337-3905 Tax Parcel ID Number: 02-32250-020-06 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 6, Heather Hills First Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,349.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 ASSIGNEE OF MORTGAGEE: SunTrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007969F02 2026709 12/31/09-2/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 24, 2005 MORTGAGORS: John J. Sonia MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 18, 2007, Dakota County Recorder, Document No. 2524864 as modified by Court Order recorded as Document No. 2626608. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: December 23, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100153210511022830 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homefield Financial, Inc. RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 15701 Chalet Court, Burnsville, MN 55306 TAX PARCEL I.D. #: 02-83535-110-06 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 6, West Buck Hills Estates COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $259,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $324,008.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 30, 2009. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-957 0021951421 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2031636 1/7-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,000.00 MORTGAGOR(S): Darin R. Pederson and Laina D. Pederson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 21, 2004 Dakota County Recorder Document Number: 2217657 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000062371 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 643 14th Ave N, South Saint Paul, MN 55075-1631 Tax Parcel ID Number: 36-70207-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5 and the South 1/2 of Lot 4, Block 1, South Park Division No. 8, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $220,367.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 08, 2010, or the next business day if August 08, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 12, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009851F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 07, 2010 at 10:00 AM has been postponed to February 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 07, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009851F01 2033878 1/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,000.00 MORTGAGOR(S): Aleksey Silenko, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING:

DATE AND PLACE OF RECORDING: Recorded: July 19, 2007 Dakota County Recorder Document Number: 2531352 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 23, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100020071003644189 Lender or Broker: PHH Home Loans, LLC Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1700 Four Oaks Rd Apt 114, Eagan, MN 55121-1835 Tax Parcel ID Number: 10-18100-114-01 LEGAL DESCRIPTION OF PROPERTY: Unit No. 114, Coachman Oaks Condominium, Dakota County, Minnesota, Condominium File No. 45 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $120,248.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011440F01 2026028 12/31/09-2/4/10

PUBLIC NOTICE

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $237,154.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $234,607.25 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 18, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-471 7810407171 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2026398 12/31/09-2/4/10

PUBLIC NOTICE

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PUBLIC NOTICE

11:59 p.m. on August 23, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 18, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2875 649669845 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2025247 12/31/09-2/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $409,700.00 MORTGAGOR(S): Srinivas Thirunagari and Nagu Meyyappan, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: October 14, 2004 Dakota County Registrar of Titles Document Number: 549983 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2004-J12 Mortgage Pass-through Certificates, Series 2004-J12 Dated: December 18, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100059600059095856 Lender or Broker: Universal American Mortgage Company, LLC Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 144681 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13518 Crompton Ct, Rosemount, MN 55068-4738 Tax Parcel ID Number: 34-25140-080-04 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Evermoor Glendalough. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $396,052.23 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 11, 2010, or the next business day if August 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 24, 2009 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka

The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2004-J12 Mortgage Pass-through Certificates, Series 2004-J12 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010326F01 2025985 12/31/09-2/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 8 , 2003 MORTGAGORS: Geoffrey Stevens and Jennifer Stevens, husband and wife. MORTGAGEE: American Residential Mortgage, L.P.. DATE AND PLACE OF RECORDING: Recorded October 28, 2003, Dakota County Recorder, Document No. 2132059. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: August 18, 2003, Recorded: October 26, 2004, Document No. 2261549. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: May 16, 2006, Recorded: May 22, 2006, Document No. 2431484. And thereafter assigned to: U.S. Bank, N.A., Dated: December 10, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Residential Mortgage, L.P. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 8487 Corcoran Path, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-71500-061-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 61, Condominium No. 106, Springwood Ponds, A Condominium Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $115,229.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 31, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-616 4800190679 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039064 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 5 , 2002 MORTGAGOR: M a r y K . S c h l e i s , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered April 10, 2003, Dakota County Registrar of Titles, Document No. 495295, Certificate of Title No. 127652. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 28, 2009. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500037557247 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Alpine Lending, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 101 Mary Ann Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-76430-010-09 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 9, Timberland-Knoll Acres, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $90,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $82,684.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 5, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7662 1998253786 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039298 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 15, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $86,400.00 MORTGAGOR(S): Amy Golden, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 30, 2004 Dakota County Recorder Document Number: 2253524 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000069400 Lender or Broker: Prime Mortgage

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�� Mortgage�� Prime Lender or Broker: North line thereof �� 244.5 feet more Corporation or less to the center line of the R e s i d e n t i a l M o r t g a g e S e r v i c e r : Township road running Southerly Aurora Loan Services, LLC through said subdivision, thence Mortgage Originator: Not Applicable Southerly along the center line of COUNTY IN WHICH PROPERTY IS said road 920 feet to the point of beginning, thence Southerly along LOCATED: Dakota Property Address: 12988 Nicollet Ave the center line of said road 136 feet, S Apt 202, Burnsville, MN 55337-3553 thence East parallel to the North line T a x P a r c e l I D N u m b e r : of said subdivision 160 feet, thence 02-01300-688-16 Northerly parallel to the center line L E G A L D E S C R I P T I O N O F P R O P - of said road 136 feet, thence West ERTY: Apartment Number 202, 12988 parallel to the North line of said Nicollet Avenue South Ridgeview Con- subdivision 160 feet to the point of dominium Homes, Apartment Owner- beginning, in Section 29, Township ship No. 15, Dakota County, Minne- 27, Range 23. sota. PARCEL ID #: 10 02900 010 06 AMOUNT DUE AND CLAIMED TO BE P R O P E R T Y A D D R E S S : 4276 D U E A S O F D A T E O F N O T I C E : Blackhawk Road, Eagan, MN 55122 $82,507.46 Transaction Agent: N/A THAT all pre-foreclosure requireTransaction Agent Id No.: N/A ments have been complied with; that Current Mortgage Servicer: U.S. Bank no action or proceeding has been insti- National Association ND tuted at law or otherwise to recover the COUNTY IN WHICH PROPERTY IS debt secured by said mortgage, or any LOCATED: Dakota part thereof; ORIGINAL PRINCIPAL AMOUNT OF PURSUANT to the power of sale con- MORTGAGE: $280,000.00 tained in said mortgage, the AMOUNT DUE AND CLAIMED TO BE above-described property will be sold DUE AS OF DATE OF NOTICE, by the Sheriff of said county as folINCLUDING TAXES, IF ANY PAID BY lows: MORTGAGEE: $299,507.86 DATE AND TIME OF SALE: February That prior to the commencement of 18, 2010 at 10:00 AM this mortgage foreclosure proceeding PLACE OF SALE: Dakota County M o r t g a g e e / A s s i g n e e o f M o r t g a g e e Law Enforcement Center, 1580 High- complied with all notice requirements way 55, Lobby S-100, Hastings, Minne- a s r e q u i r e d b y s t a t u t e ; t h a t n o sota Mortgagors have been released from to pay the debt secured by said mort- financial obligation on said mortgage; gage and taxes, if any, on said pre- that no action or proceeding has been mises and the costs and disburse- instituted by law to recover that debt ments, including attorney fees allowed secured by said Mortgage, or any part by law, subject to redemption within thereof; that all conditions precedent six (6) months from the date of said to foreclosure of the Mortgage and sale by the mortgagor(s), their per- a c c e l e r a t i o n o f t h e d e b t s e c u r e s thereby have been fulfilled; sonal representatives or assigns. PURSUANT to the power of sale If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop- therein contained, said Mortgage will erty is not redeemed under Minn. Stat. be foreclosed and the above described §580.23, the Mortgagor must vacate property will be sold by the Sheriff of the property on or before 11:59 p.m. on said county as follows: August 18, 2010, or the next business DATE AND TIME OF SALE: February day if August 18, 2010 falls on a Satur- 25, 2010 at 10:00 a.m. day, Sunday or legal holiday. PLACE OF SALE: Dakota County Mortgagor(s) released from financial Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033. obligation: NONE THIS COMMUNICATION IS FROM to pay the debt then secured by said A DEBT COLLECTOR ATTEMPT- Mortgage, and taxes, if any, on said ING TO COLLECT A DEBT. ANY premises, and the costs and disburseINFORMATION OBTAINED WILL BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s allowed by law, subject to redemption USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF within six (6) months from the date of THE DEBT AND IDENTITY OF THE said sale by the mortgagor(s), their ORIGINAL CREDITOR WITHIN THE personal representatives or assigns. TIME PROVIDED BY LAW IS NOT DATE TO VACATE PROPERTY: T h e AFFECTED BY THIS ACTION. date on or before which the mortgagor THE TIME ALLOWED BY LAW FOR m u s t v a c a t e t h e p r o p e r t y i f t h e REDEMPTION BY THE MORTGAGOR, m o r t g a g e i s n o t r e i n s t a t e d u n d e r THE MORTGAGOR'S PERSONAL REP- Minnesota Statues section 580.30 of RESENTATIVES OR ASSIGNS, MAY BE t h e p r o p e r t y r e d e e m e d u n d e r REDUCED TO FIVE WEEKS IF A JUDI- Minnesota Statutes section 580.23 is CIAL ORDER IS ENTERED UNDER 8 / 2 5 / 2 0 1 0 a t 1 1 : 5 9 p . m . I f t h e MINNESOTA STATUTES, SECTION foregoing date is Saturday, Sunday of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G legal holiday, then the date to vacate is OTHER THINGS, THAT THE MORT- the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF F I N A N C I A L O B L I G A T I O N O N LESS THAN FIVE UNITS, ARE NOT MORTGAGE: NONE PROPERTY USED IN AGRICULTURAL THE TIME ALLOWED BY LAW FOR PRODUCTION, AND ARE ABANDONED. REDEMPTION BY THE MORTGAGOR, DATED: December 31, 2009 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MORTGAGEE: Mortgage Electronic MAY BE REDUCED TO FIVE WEEKS IF Registration Systems, Inc. Wilford & Geske, P.A. JUDICIAL ORDER IS ENTERED UNDER Attorneys for Mortgagee M I N N E S O T A S T A T U T E S S E C T I ON Lawrence A. Wilford 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE James A. Geske MORTGAGED PREMISES ARE 8425 Seasons Parkway, Suite 105 IMPROVED WITH A RESIDENTIAL Woodbury, MN 55125-4393 DWELLING OF LESS THAN FIVE (651) 209-3300 UNITS, ARE NOT PROPERTY USED IN File Number: 011164F01 AGRICULTURAL PRODUCTION, AND 2026051 12/31/09-2/4/10 ARE ABANDONED. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF Dated: January 5, 2010 MORTGAGE FORECLOSURE SALE U.S. Bank National Association ND THE RIGHT TO VERIFICATION Kenneth J. Johnson OF THE DEBT AND IDENTIFY OF Minnesota State Bar No. 0246074 THE ORIGINAL CREDITOR WITHIN Johnson, Blumberg & Associates, LLC THE TIME PROVIDED BY LAW IS Attorney for Mortgagee NOT AFFECTED BY THIS ACTION. 230 W. Monroe St. N O T I C E I S H E R E B Y G I V E N t h a t Suite 1125 default has occurred in conditions of Chicago, Illinois 60606 the following described mortgage: (312) 541-9710 DATE OF MORTGAGE: September 2031958 1/7-2/11/10 15, 2006 MORTGAGOR(S): Sonja J. Dauphin, a single person MORTGAGEE: U.S. Bank National NOTICE OF Association ND MORTGAGE FORECLOSURE SALE DATE AND PLACE OF RECORDING: NOTICE IS HEREBY GIVEN that Recorded: November 22, 2006 default has occurred in the conditions Dakota County Recorder of the following described mortgage: Document #: 2477337 DATE OF MORTGAGE: May 28, 2004 ASSIGNMENTS OF MORTGAGE: ORIGINAL PRINCIPAL AMOUNT OF None MORTGAGE: $299,925.00 LEGAL DESCRIPTION OF PROPMORTGAGOR(S): Teresa A WallesERTY: verd, an unmarried woman MORTGAGEE: Wells Fargo Bank, All that parcel of land in City of E a g a n , D a k o t a C o u n t y , S t a t e of N.A. successor by merger to Wells Minnesota, as found in deed Doc. Fargo Bank Southwest, N.A. formerly #955381, ID# 10-02900-010-06, known as Wachovia Mortgage, FSB fka b e i n g k n o w n a n d d e s i g n a t e d a s World Savings Bank, FSB DATE AND PLACE OF RECORDING: commencing at the Northwest corRecorded: June 28, 2004 Dakota ner of the W 1⁄2 of the NE 1⁄4 of Section 29, Township 27, Range 23; County Recorder Document Number: 2220542 thence East along the North line Transaction Agent: Not Applicable thereof a distance of 244.5 feet to Transaction Agent Mortgage Identifithe centerline of Blackhawk Road; thence deflecting 91 degrees 46 cation Number: Not Applicable Lender or Broker: Wells Fargo Bank, minutes right and Southerly, a distance of 478.15 feet; thence deflect- N.A. successor by merger to Wells ing 04 degrees 53 minutes left a Fargo Bank Southwest, N.A. formerly distance of 331.85 feet to the point known as Wachovia Mortgage, FSB fka of beginning; thence continuing World Savings Bank, FSB Residential Mortgage Servicer: Southerly along the last described line extended a distance of 246 feet; Wachovia Mortgage, FSB Mortgage Originator: Not Applicable thence deflecting 86 degrees 53 COUNTY IN WHICH PROPERTY IS minutes left a distance of 160.2 feet; thence deflecting 93 degrees 07 LOCATED: Dakota Property Address: 11073 164th St W, minutes left a distance of 257.38 feet; thence deflecting 90 degrees 57 Lakeville, MN 55044-9281 Tax Parcel ID Number: minutes 10 seconds left a distance of 160 feet to the point of begin- 22-00110-014-25 LEGAL DESCRIPTION OF PROPning, excepting that part of the NW 1⁄4 of the NE 1⁄4 described as follows: ERTY: That part of the South Half (S Commencing at the Northwest cor- 1/2) of the Northwest Quarter (NW 1/4) ner thereof, thence East along the North line thereof 244.5 feet more ��

PUBLIC NOTICE

�� ERTY: �� The South 1/2 of Lot 18; all of Lots 19 and 20; the East 24 feet of Lots �� 1/2) of the Northwest Quarter (NW 1/4) of Section One (1), Township One hundred Fourteen (114), Range Twenty-One (21), Dakota County, Minnesota, described as follows: Commencing at the Northeast Corner of the South 476.20 feet of said South Half (S 1/2) of the Northwest Quarter (NW 1/4); thence North 89 degrees 51 minutes 16 seconds West (assumed bearing) along the North line of said South 476.20 feet a distance of 342.94 feet to the point of beginning of the land to be described: Thence North 66 degrees 55 minutes 15 seconds East a distance of 374.34 feet to the East line of said South Half (S 1/2), of the Northwest Quarter (NW 1/4); Thence North 0 degrees 33 minutes 30 seconds East along said East line a distance of 147.38 feet; Thence South 79 degrees 13 minutes 07 seconds West a distance of 501.13 feet, Thence South 0 degree 08 minutes 44 seconds West a distance of 200.00 feet to said North line of the South 476.20 feet; Thence South 89 degrees 51 minutes 16 seconds East along said North line a distance of 146.98 feet to the point of beginning. According to the Government Survey thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $366,759.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 22, 2010, or the next business day if August 22, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011083F01 2029583 1/7-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 10, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,000.00 MORTGAGOR(S): Debra L. Bartels and Terry M. Bartels, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 11, 2003 Dakota County Recorder Document Number: 2029155 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700019980180 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 415 15th St E, Hastings, MN 55033-2855 Tax Parcel ID Number: 19-77300-230-01 LEGAL DESCRIPTION OF PROPERTY: The South 1/2 of Lot 18; all of

21 and 22; the East 24 feet of South 1/2 of Lot 23, Block 1, Tripp's Addition to Hastings, together with that part of vacated Bailly Street as platted in Tripp's Addition to Hastings, on file and of record in the Office of the County Recorder, Dakota County, Minnesota, except that part lying easterly of the following described line: Commencing at the Southwest corner of Section 27, Township 115, Range 17; thence North 89 degrees 23 minutes 09 seconds East, bearing assumed, along the South line of said Section 27; a distance of 1510.97 feet; thence North 0 degrees 48 minutes 12 seconds West a distance of 35.77 feet to the North right-of-way line of 15th Street and the point of beginning of the line to be described; thence North 0 degrees 48 minutes 12 seconds West a distance of 763.60 feet to its intersection with the Easterly extension of the North line of Lot 9, Block 1 of Tripp's Addition to Hastings and there terminating. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $192,672.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 18, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004683F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 06, 2009 at 10:00 AM has been postponed to September 17, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 06, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 17, 2009 at 10:00 AM has been postponed to October 29, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 17, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 29, 2009 at 10:00 AM has been postponed to December 03, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 29, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 03, 2009 at 10:00 AM has been postponed to January 14, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 03, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 14, 2010 at 10:00 AM has been postponed to January 28, 2010 at 10:00 AM in the Dakota County Law

10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 14, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004683F01 2029644 1/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 20, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,880.00 MORTGAGOR(S): Darrow T Scroggins and Amy Scroggins, husband and wife MORTGAGEE: First Mortgage Financial Corporation DATE AND PLACE OF RECORDING: Recorded: May 01, 2003 Dakota County Recorder Document Number: 2040932 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: March 25, 2003 Recorded: May 01, 2003 Dakota County Recorder Document Number: 2040933 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 12, 2006 Dakota County Recorder Document Number: 2428783 And assigned to: U.S. Bank National Association Dated: December 28, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001830080 Lender or Broker: First Mortgage Financial Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15105 County Road 5, Burnsville, MN 55306-5319 Tax Parcel ID Number: 02-54550-110-04 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 4, Orchard Manor, according to the plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $128,461.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2010, or the next business day if September 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011340F01 2037666 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2004 MORTGAGOR: Joseph F. Deleon, a single person. MORTGAGEE: C h a s e M a n h a t t a n Mortgage Corporation N/K/A Chase Home Finance LLC. DATE AND PLACE OF RECORDING: Registered July 19, 2004, Dakota County Registrar of Titles, Document No. 542273, Certificate of Title No. 122322. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation N/K/A Chase Home Finance LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 7951 Conroy Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-36521-110-06 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 6, Inver Grove No. 2. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $165,303.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 10, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7665 1193178248 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039262 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 10, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $500,000.00 MORTGAGOR(S): Michael J. Ries and Pat Ries, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: July 07, 2008 Dakota County Registrar of Titles Document Number: T630448 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, National Association, as Trustee, under the Pooling and Servicing

under the Pooling and Servicing Agreement dated February 1, 2004, Fremont Home Loan Trust 2004-A, Mortgage-Backed Certificates, Series 2004-A Dated: June 08, 2009 Registered: July 08, 2009 Dakota County Registrar of Titles Document Number: T646855 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001944-5000077045-4 Lender or Broker: Fremont Investment & Loan Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 74561 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19245 Michael Ave, Hastings, MN 55033-8611 Tax Parcel ID Number: 25-02200-030-01 LEGAL DESCRIPTION OF PROPERTY: The East Half of the Northeast Quarter (E 1/2 of NE 1/4) of Section Twenty-two (22), Township One Hundred Fourteen (114), Range 17 described as: The North 650.27 feet of the East 565.00 feet of the Southeast Quarter of the Northeast Quarter (SE 1/4 of NE 1/4) of Section 22, Township 114, Range 17, Dakota County, Minnesota, and The South 200.00 feet of the east 341.00 feet of the Northeast Quarter of the Northeast Quarter (NE 1/4 of NE 1/4) of Section 22, Township 114, Range 17, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $493,804.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 21, 2010, or the next business day if July 21, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 22, 2009 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, National Association, as Trustee, under the Pooling and Servicing Agreement dated February 1, 2004, Fremont Home Loan Trust 2004-A, Mortgage-Backed Certificates, Series 2004-A Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004925F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 10, 2009 at 10:00 AM has been postponed to January 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 10, 2009 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, National Association, as Trustee, under the Pooling and Servicing Agreement dated February 1, 2004, Fremont Home Loan Trust 2004-A, Mortgage-Backed Certificates, Series 2004-A NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 07, 2010 at 10:00 AM has been postponed to January 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in

Lobby S 100, Hastings, Minnesota in said County and State. DATED: January 07, 2010 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, National Association, as Trustee, under the Pooling and Servicing Agreement dated February 1, 2004, Fremont Home Loan Trust 2004-A, Mortgage-Backed Certificates, Series 2004-A Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004925F01 2035563 1/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 4 , 2006 MORTGAGOR: Ronald L. Ankney, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 21, 2006, Dakota County Recorder, Document No. 2422380. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: December 23, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061906073000012 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 5323 West 173rd Street, Farmington, MN 55024 TAX PARCEL I.D. #: 22-18103-002-08 LEGAL DESCRIPTION OF PROPERTY: Unit No. 3002, Common Interest Community No. 402, Cornerstone Lake 4th Addition Condominiums, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $148,688.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 2, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 5, 2010. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-961 0032599920 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039044 1/14-2/18/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 1994 MORTGAGORS: J o h n M . P a w l e n t y and Jodi L. Pawlenty, husband and wife. MORTGAGEE: N o r w e s t M o r t g a g e , Inc. DATE AND PLACE OF RECORDING: Recorded August 19, 1994, Dakota County Recorder, Document No. 1236374. ASSIGNMENTS OF MORTGAGE: Assigned to: Universal Mortgage Corporation of Wisconsin, Dated: June 30, 1994, Recorded: August 19, 1994, Document No. 1236375. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Norwest Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Universal Mortgage Corporation of Wisconsin MORTGAGED PROPERTY ADDRESS: 131 Ash Street East, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-73150-160-02 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, Sunny View Terrace, according to the recorded plat thereof on file and of record in the office of the County Recorder, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $84,816.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $65,266.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 4, 2010. Universal Mortgage Corporation of Wisconsin Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 28-411 8828469 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039023 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 21, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,735.00 MORTGAGOR(S): Dana L. Soderstrom, married MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 06, 2007 Dakota County Recorder

County Recorder Document Number: 2522113 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, National Association Dated: August 28, 2009 Recorded: September 04, 2009 Dakota County Recorder Document Number: 2682602 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278926960951 Lender or Broker: U.S. Bancorp Advantage, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13473 Brick Path, Rosemount, MN 55068-2474 Tax Parcel ID Number: 34-32076-702-20 LEGAL DESCRIPTION OF PROPERTY: Unit No. 702, Common Interest Community No. 490, a condominium, Harmony West, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $213,557.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2010, or the next business day if September 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 10, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008176F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 29, 2009 at 10:00 AM has been postponed to December 10, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 29, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 10, 2009 at 10:00 AM has been postponed to January 14, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 10, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 14, 2010 at 10:00 AM has been postponed to March 18, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE:

ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008176F01 2036621 1/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2006 MORTGAGOR: T a m m i e J . L i n d , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered January 11, 2007, Dakota County Registrar of Titles, Document No. 604110, Certificate of Title No. 130917. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-FF2, Dated: December 9, 2009. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240011829774 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1901 Melody Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 026900002004 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Four (4) in Skyline View Addition, according to the Recorded plat thereof on file and of record in the Office of the Registrar of Titles in and for Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $233,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $271,858.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3562 1044828077 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039184 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 12, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $238,500.00 MORTGAGOR(S): Stephen F Golz and Kelly A Golz, husband and wife MORTGAGEE: American Equity Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded: April 21, 2005 Dakota County Recorder Document Number: 2314560 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC, f/k/a Centex Home Equity Company, LLC Dated: June 27, 2005 Recorded: July 01, 2005 Dakota County Recorder Document Number: 2336250 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: American Equity Mortgage, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1375 Oakdale Ave, Saint Paul, MN 55118-3211 Tax Parcel ID Number: 42-32500-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Henrietta Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $270,213.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2010, or the next business day if September 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC, f/k/a Centex Home Equity Company, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010904F01 2037955 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 24, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,625.00 MORTGAGOR(S): Heidi S. Beyer, a single person MORTGAGEE: Bankers Mortgage Company, LLC, a Minnesota company DATE AND PLACE OF RECORDING: Recorded: December 03, 2003 Dakota County Recorder Document Number: 2147847 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank N.A., a national corporation Dated: October 24, 2003 Recorded: December 03, 2003 Dakota County Recorder Document Number: 2147848 Transaction Agent: Not Applicable Transaction Agent Mortgage Identifi-

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�� Transaction Agent Mortgage Identifi�� 2162061. �� cation Number: Not Applicable ASSIGNMENTS OF MORTGAGE: Lender or Broker: Bankers Mortgage Assigned to: U.S. BANK NATIONAL Company, LLC, a Minnesota company ASSOCIATION, AS TRUSTEE FOR THE Residential Mortgage Servicer: U.S. BENEFIT OF HARBORVIEW 2003-3 Bank Home Mortgage TRUST FUND, Dated: September 9, Mortgage Originator: Not Applicable 2009. TRANSACTION AGENT: Mortgage COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTProperty Address: 1120 Lilac Ct, Hastings, MN 55033-2539 GAGE IDENTIFICATION NUMBER ON T a x P a r c e l I D N u m b e r : MORTGAGE: 100015700031346402 19-19503-150-03 LENDER OR BROKER AND MORTLEGAL DESCRIPTION OF PROP- G A G E O R I G I N A T O R S T A T E D O N ERTY: Lot 15, Block 3, Dakota Hills MORTGAGE: America's Wholesale Fourth Addition, according to the Lender recorded plat thereof, and situated in RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE L.P. DUE AS OF DATE OF NOTICE: MORTGAGED PROPERTY ADDRESS: $204,455.11 15819 Cicerone Path, Rosemount, MN THAT all pre-foreclosure require- 55068 TAX PARCEL I.D. #: 343025122002 ments have been complied with; that LEGAL DESCRIPTION OF PROPERTY: no action or proceeding has been instiLot 22, Block 2, Geronime Pond 2nd tuted at law or otherwise to recover the Addition CIC No. 260, Dakota debt secured by said mortgage, or any County, Minnesota part thereof; COUNTY IN WHICH PROPERTY IS PURSUANT to the power of sale cont a i n e d i n s a i d m o r t g a g e , t h e LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF above-described property will be sold by the Sheriff of said county as fol- MORTGAGE: $176,175.00 AMOUNT DUE AND CLAIMED TO BE lows: DATE AND TIME OF SALE: October DUE AS OF DATE OF NOTICE, INCLUD29, 2009 at 10:00 AM ING TAXES, IF ANY, PAID BY MORTPLACE OF SALE: Dakota County GAGEE: $192,313.99 That prior to the commencement of Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comMinnesota t o p a y t h e d e b t s e c u r e d b y s a i d plied with all notice requirements as mortgage and taxes, if any, on said required by statute; That no action or p r e m i s e s a n d t h e c o s t s a n d d i s - proceeding has been instituted at law bursements, including attorney fees o r o t h e r w i s e t o r e c o v e r t h e d e b t allowed by law, subject to redemption secured by said mortgage, or any part within six (6) months from the date of thereof; PURSUANT to the power of sale said sale by the mortgagor(s), their contained in said mortgage, the above personal representatives or assigns. If the Mortgage is not reinstated described property will be sold by the u n d e r M i n n . S t a t . § 5 8 0 . 3 0 o r t h e Sheriff of said county as follows: DATE AND TIME OF SALE: Novemproperty is not redeemed under Minn. Stat. §580.23, the Mortgagor must ber 25, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , vacate the property on or before 11:59 p.m. on September 11, 2010, or the Law Enforcement Center, 1580 Hwy next business day if September 11, 55, Lobby #S-100, Hastings, MN 2010 falls on a Saturday, Sunday or to pay the debt then secured by said Mortgage, and taxes, if any, on said legal holiday. Mortgagor(s) released from financial premises, and the costs and disbursements, including attorneys' fees obligation: NONE THIS COMMUNICATION IS FROM allowed by law subject to redemption A DEBT COLLECTOR ATTEMPT- within six (6) months from the date of ING TO COLLECT A DEBT. ANY said sale by the mortgagor(s), their INFORMATION OBTAINED WILL BE personal representatives or assigns unless reduced to Five (5) weeks under USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF MN Stat. §580.07. TIME AND DATE TO VACATE THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE PROPERTY: If the real estate is an TIME PROVIDED BY LAW IS NOT o w n e r - o c c u p i e d , s i n g l e - f a m i l y dwelling, unless otherwise provided by AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR law, the date on or before which the REDEMPTION BY THE MORTGAGOR, mortgagor(s) must vacate the property T H E M O R T G A G O R ' S P E R S O N A L if the mortgage is not reinstated under REPRESENTATIVES OR ASSIGNS, section 580.30 or the property is not MAY BE REDUCED TO FIVE WEEKS IF redeemed under section 580.23 is A J U D I C I A L O R D E R I S E N T E R E D 11:59 p.m. on May 25, 2010. MORTGAGOR(S) RELEASED FROM UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG F I N A N C I A L O B L I G A T I O N O N O T H E R T H I N G S , T H A T T H E MORTGAGE: None "THE TIME ALLOWED BY LAW FOR MORTGAGED PREMISES ARE I M P R O V E D W I T H A R E S I D E N T I A L REDEMPTION BY THE MORTGAGOR, DWELLING OF LESS THAN FIVE THE MORTGAGOR'S PERSONAL UNITS, ARE NOT PROPERTY USED IN REPRESENTATIVES OR ASSIGNS, AGRICULTURAL PRODUCTION, AND MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED ARE ABANDONED. UNDER MINNESOTA STATUTES, DATED: September 10, 2009 SECTION 582.032, DETERMINING, ASSIGNEE OF MORTGAGEE: U.S. AMONG OTHER THINGS, THAT THE Bank N.A., a national corporation MORTGAGED PREMISES ARE Wilford & Geske, P.A. IMPROVED WITH A RESIDENTIAL Attorneys for Assignee of Mortgagee DWELLING OF LESS THAN FIVE Lawrence A. Wilford UNITS, ARE NOT PROPERTY USED IN James A. Geske AGRICULTURAL PRODUCTION, AND 8425 Seasons Parkway, Suite 105 ARE ABANDONED." Woodbury, MN 55125-4393 Dated: September 30, 2009. (651) 209-3300 U.S. Bank National Association, File Number: 006333F02 Trustee NOTICE OF POSTPONEMENT OF Mortgagee/Assignee of Mortgagee MORTGAGE FORECLOSURE SALE The above referenced sale scheduled USSET, WEINGARDEN AND LIEBO, P.L.L.P. for October 29, 2009 at 10:00 AM has By: Paul A. Weingarden been postponed to January 07, 2010 at Attorneys for Mortgagee/Assignee of 10:00 AM in the Dakota County Law Mortgagee Enforcement Center, 1580 Highway 55, 4500 Park Glen Road #300 Lobby S-100, Hastings, Minnesota in Minneapolis, MN 55416 (952) 925-6888 said County and State. 18-688 DATED: October 29, 2009 45905776 ASSIGNEE OF MORTGAGEE: U.S. THIS IS A COMMUNICATION FROM Bank N.A., a national corporation A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled MORTGAGE FORECLOSURE SALE Pursuant to the provisions of for January 07, 2010 at 10:00 AM has been postponed to March 11, 2010 at M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e 10:00 AM in the Dakota County Law f o r e g o i n g f o r e c l o s u r e s a l e i s Enforcement Center, 1580 Highway 55, postponed until January 6, 2010 at Lobby S-100, Hastings, Minnesota in 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, said County and State. Lobby #S-100, Hastings, MN, in said DATED: January 07, 2010 county and state. ASSIGNEE OF MORTGAGEE: U.S. Dated: November 25, 2009. Bank N.A., a national corporation U.S. Bank National Association, Wilford & Geske, P.A. Trustee Attorneys for Assignee Of Mortgagee: Mortgagee/Assignee of Mortgagee Lawrence A. Wilford USSET, WEINGARDEN AND LIEBO, James A. Geske P.L.L.P. 8425 Seasons Parkway, Suite 105 By: Paul A. Weingarden Woodbury, MN 55125-4393 Attorneys for Mortgagee/Assignee of (651) 209-3300 Mortgagee File Number: 006333F02 2035975 1/14/10 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-688 NOTICE OF MORTGAGE THIS IS A COMMUNICATION FROM FORECLOSURE SALE A DEBT COLLECTOR. THE RIGHT TO VERIFICATION OF NOTICE OF POSTPONEMENT OF THE DEBT AND IDENTITY OF THE MORTGAGE FORECLOSURE SALE ORIGINAL CREDITOR WITHIN THE Pursuant to the provisions of TIME PROVIDED BY LAW IS NOT Minnesota Statutes 580.07, the AFFECTED BY THIS ACTION. foregoing foreclosure sale is NOTICE IS HEREBY GIVEN, that postponed until March 3, 2010 at 10:00 default has occurred in conditions of a m a t t h e S h e r i f f ' s O f f i c e , L a w the following described mortgage: Enforcement Center, 1580 Hwy 55, DATE OF MORTGAGE: November 12, Lobby #S-100, Hastings, MN, in said 2003 county and state. MORTGAGOR: A n t h o n y T h o o f t , a Dated: January 4, 2010. single person. U.S. Bank National Association, MORTGAGEE: Mortgage Electronic Trustee Registration Systems, Inc.. Mortgagee/Assignee of Mortgagee DATE AND PLACE OF RECORDING: USSET, WEINGARDEN AND LIEBO, P.L.L.P. Recorded January 8, 2004, Dakota County Recorder, Document No. �� 2162061.

PUBLIC NOTICE

�� USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-688 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2030291 1/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 18, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,350.00 MORTGAGOR(S): Tracy M. Hollstadt, a single person MORTGAGEE: Homeservices Lending, LLC DATE AND PLACE OF REGISTERING: Registered: October 08, 2003 Dakota County Registrar of Titles Document Number: 517112 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. Dated: August 18, 2003 Registered: October 08, 2003 Dakota County Registrar of Titles Document Number: 517113 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: September 14, 2004 Registered: November 12, 2004 Dakota County Registrar of Titles Document Number: 551943 And assigned to: U.S. Bank, N.A. Dated: October 28, 2008 Registered: November 20, 2008 Dakota County Registrar of Titles Document Number: T635892 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278103566191 Lender or Broker: Homeservices Lending, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 121541 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4685 Aspen Ridge Cir, Eagan, MN 55122-4603 Tax Parcel ID Number: 10-53776-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block One (1), Oakpointe of Eagan 2nd Addition, CIC No. 199, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,745.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 25, 2010, or the next business day if August 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010951F01 2029598 1/7-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,000.00 MORTGAGOR(S): Aaron Michael Stricker, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 30, 2007 Dakota County Recorder Document Number: 2541141 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: December 21, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000929527 Lender or Broker: Vermillion State Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 23465 Water St, Hampton, MN 55031-9783 Tax Parcel ID Number: 18-47500-120-01 18-47500-100-01 LEGAL DESCRIPTION OF PROPERTY: Lots 10, 11 and 12, "Mathias Manor" Addition to the Village of Hampton, Minnesota, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $207,625.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 19, 2010, or the next business day if August 19, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010749F01 2028590 1/7-2/11/10

PUBLIC NOTICE NOTICE OF MORTGAGE

MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 17924 Flushing Hill Lane, Lakeville, MN 55044 TAX PARCEL I.D.#: 22-18600-280-06 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 6, Crossroads 1st Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $412,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $427,251.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 19, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 15, 2008. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6091 1064227610 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 16, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 17, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6091 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 9, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 16, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6091 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 10, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 13, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6091 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 15, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 14, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6091 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 7, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 14, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6091 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 18, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 29, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6091 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2027158 1/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $243,750.00 MORTGAGOR(S): Leon Earl Martin and Barbara L. Martin, husband and wife and Michael Martin, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 23, 2005 Dakota County Recorder Document Number: 2363700 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: October 19, 2009 Recorded: October 20, 2009 Dakota County Recorder Document Number: 2691555 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700008669163 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19905 Everhill Ave, Farmington, MN 55024-8421 Tax Parcel ID Number: 14-16503-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Charleswood 4th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $268,697.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the

under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2010, or the next business day if August 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 22, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009523F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 10, 2009 at 10:00 AM has been postponed to January 14, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 10, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 14, 2010 at 10:00 AM has been postponed to February 04, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009523F01 2037541 1/14/10

PUBLIC NOTICE

PLACE OF SALE: S h e r i f f s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 11, 2009. BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-441 34907721 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 25, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 7, 2009. BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-441 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 13, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 25, 2009. BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-441 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 17, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 12, 2009. BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-441 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 12, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 25, 2009. BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-441 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 2, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 11, 2010. BAC Home Loans Servicing L.P.

��

BAC Home Loans Servicing L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-441 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2037863 1/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $362,700.00 MORTGAGOR(S): Allen R Halcomb and Betsy J Halcomb, husband and wife MORTGAGEE: Wilmington Finance, a division of AIG Federal Savings Bank DATE AND PLACE OF REGISTERING: Registered: November 24, 2004 Dakota County Registrar of Titles Document Number: 553010 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: October 19, 2004 Registered: August 15, 2005 Dakota County Registrar of Titles Document Number: 571993 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100046600070038261 Lender or Broker: Wilmington Finance, a division of AIG Federal Savings Bank Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 125879 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 151 Carriage Ln, Burnsville, MN 55306-5078 Tax Parcel ID Number: 02-16401-090-02 LEGAL DESCRIPTION OF PROPERTY: Lot Nine (9), Block Two (2), in Carriage Place Second Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $372,617.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 01, 2010, or the next business day if September 01, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011412F01 2033942 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 31, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,320.00 MORTGAGOR(S): Greg Waller and Kara J. Waller, husband and wife MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: September 25, 2003 Dakota County Recorder Document Number: 2115571 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13205 Walnut Dr, Burnsville, MN 55337-3847 Tax Parcel ID Number: 02-17000-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Two (2), Chateaulin First Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $250,512.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 19, 2010, or the next business day if August 19, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011047F01 2029984 1/7-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 08, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,501.00 MORTGAGOR(S): Julie A Hoffman, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 18, 2006 Dakota County Recorder Document Number: 2462169 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: October 19, 2009 Recorded: October 20, 2009 Dakota County Recorder Document Number: 2691557 Transaction Agent: Mortgage Electronic Registration Systems, Inc.

tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100020410001335640 Lender or Broker: DHI Mortgage Company Limited Partnership Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17875 Glasgow Way, Lakeville, MN 55044-4721 Tax Parcel ID Number: 22-18607-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, CIC No. 437, Crossroads 8th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $261,931.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 22, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009527F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 10, 2009 at 10:00 AM has been postponed to January 14, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 10, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 14, 2010 at 10:00 AM has been postponed to February 18, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009527F01 2038100 1/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): Manuel Salgado-Ruacho and Ana Luisa Dominquez, husband and wife and Jose Ramon Salgado, single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 01, 2006 Dakota County Recorder Document Number: 2478828 Transaction Agent: Mortgage Electronic Registration Systems, Inc.

tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052647007403176 Lender or Broker: Fieldstone Mortgage Company Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 109 7th St, Farmington, MN 55024-1119 Tax Parcel ID Number: 14-20600-120-03 LEGAL DESCRIPTION OF PROPERTY: The South 85 feet of Lots 11 and 12, Block 3, C.M. Dittman's Addition to Farmington, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,998.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 06, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 19, 2010, or the next business day if July 19, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 24, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008369F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 06, 2009 at 10:00 AM has been postponed to January 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 06, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 07, 2010 at 10:00 AM has been postponed to January 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 07, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008369F01 2035848 1/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 14, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $1,000,000.00 MORTGAGOR(S): Michael N Safi and Patricia A. Safi, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 22, 2007 Dakota County Recorder Document Number: 2498647 Transaction Agent: Mortgage Electronic Registration Systems, Inc.

��

�� tronic Registration Systems, Inc. for January 14, 2010 at �� 10:00 AM has Transaction Agent Mortgage Identifi- been postponed to February 18, 2010 at 10:00 AM in the Dakota County Law cation Number: 100226700000077900 Lender or Broker: Citizens State Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in Bank Residential Mortgage Servicer: BAC said County and State. DATED: January 14, 2010 Home Loans Servicing, L.P. MORTGAGEE: Mortgage Electronic Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS Registration Systems, Inc. LOCATED: Dakota Wilford & Geske, P.A. Property Address: 8964 Almquist Attorneys for Mortgagee: W a y , I n v e r G r o v e H e i g h t s , M N Lawrence A. Wilford James A. Geske 55077-3565 T a x P a r c e l I D N u m b e r : 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 20-47575-010-08 LEGAL DESCRIPTION OF PROP- (651) 209-3300 ERTY: Lot 1, Block 8, Marianna Ranch, File Number: 005887F01 2027183 1/14/10 Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $1,065,917.92 NOTICE OF THAT all pre-foreclosure requireMORTGAGE FORECLOSURE SALE ments have been complied with; that THE RIGHT TO VERIFICATION no action or proceeding has been instituted at law or otherwise to recover the OF THE DEBT AND IDENTITY OF ORIGINAL CREDITOR WITHIN THE debt secured by said mortgage, or any THE TIME PROVIDED BY LAW IS part thereof; PURSUANT to the power of sale con- NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that tained in said mortgage, the above-described property will be sold default has occurred in conditions of the following described mortgage: by the Sheriff of said county as folDATE OF MORTGAGE: April 5, 2007 lows: MORTGAGORS: Thomas J. Kyllo and DATE AND TIME OF SALE: August Caroline E. Kolesar, both single. 20, 2009 at 10:00 AM MORTGAGEE: Mortgage Electronic PLACE OF SALE: Dakota County Law Enforcement Center, 1580 High- Registration Systems, Inc. DATE AND PLACE OF RECORDING: way 55, Lobby S-100, Hastings, MinneRecorded May 11, 2007, Dakota County sota to pay the debt secured by said mort- Recorder, Document No. 2516434. ASSIGNMENTS OF MORTGAGE: gage and taxes, if any, on said premises and the costs and disburse- Assigned to: Chase Home Finance LLC, ments, including attorney fees allowed Dated: January 5, 2010. TRANSACTION AGENT: Mortgage by law, subject to redemption within six (6) months from the date of said Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTsale by the mortgagor(s), their perGAGE IDENTIFICATION NUMBER ON sonal representatives or assigns. Mortgagor(s) released from financial MORTGAGE: 100015901074406786 LENDER OR BROKER AND MORTobligation: NONE THIS COMMUNICATION IS FROM A G A G E O R I G I N A T O R S T A T E D O N DEBT COLLECTOR ATTEMPTING MORTGAGE: CTX Mortgage Company, T O C O L L E C T A D E B T . A N Y LLC RESIDENTIAL MORTGAGE SERINFORMATION OBTAINED WILL BE VICER: Chase Home Finance LLC USED FOR THAT PURPOSE. MORTGAGED PROPERTY ADDRESS: THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE 19873 Escalade Way, Farmington, MN ORIGINAL CREDITOR WITHIN THE 55024 TAX PARCEL I.D. #: 14-16600-040-06 TIME PROVIDED BY LAW IS NOT LEGAL DESCRIPTION OF PROPAFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR ERTY: Lot 4, Block 6, Charleswood CrossREDEMPTION BY THE MORTGAGOR, ing. THE MORTGAGOR'S PERSONAL COUNTY IN WHICH PROPERTY IS REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF A JUDICIAL ORDER IS ENTERED U N D E R M I N N E S O T A S T A T U T E S , MORTGAGE: $324,372.00 AMOUNT DUE AND CLAIMED TO BE SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE DUE AS OF DATE OF NOTICE, INCLUDM O R T G A G E D P R E M I S E S A R E ING TAXES, IF ANY, PAID BY MORTI M P R O V E D W I T H A R E S I D E N T I A L GAGEE: $345,079.02 That prior to the commencement of DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comAGRICULTURAL PRODUCTION, AND plied with all notice requirements as ARE ABANDONED. required by statute; That no action or DATED: July 02, 2009 proceeding has been instituted at law MORTGAGEE: Mortgage Electronic or otherwise to recover the debt Registration Systems, Inc. secured by said mortgage, or any part Wilford & Geske, P.A. thereof; Attorneys for Mortgagee PURSUANT to the power of sale conLawrence A. Wilford tained in said mortgage, the above James A. Geske described property will be sold by the 8425 Seasons Parkway, Suite 105 Sheriff of said county as follows: Woodbury, MN 55125-4393 DATE AND TIME OF SALE: March (651) 209-3300 11, 2010 at 10:00 AM File Number: 005887F01 PLACE OF SALE:Sheriff's Office, Law NOTICE OF POSTPONEMENT OF Enforcement Center, 1580 Hwy 55, MORTGAGE FORECLOSURE SALE The above referenced sale scheduled Lobby #S-100, Hastings, MN for August 20, 2009 at 10:00 AM has to pay the debt then secured by said been postponed to September 03, 2009 Mortgage, and taxes, if any, on said at 10:00 AM in the Dakota County Law premises, and the costs and disburseEnforcement Center, 1580 Highway 55, m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Lobby S-100, Hastings, Minnesota in allowed by law subject to redemption within six (6) months from the date of said County and State. said sale by the mortgagor(s), their DATED: August 20, 2009 personal representatives or assigns MORTGAGEE: Mortgage Electronic unless reduced to Five (5) weeks under Registration Systems, Inc. MN Stat. §580.07. NOTICE OF POSTPONEMENT OF TIME AND DATE TO VACATE PROPMORTGAGE FORECLOSURE SALE The above referenced sale scheduled E R T Y : I f t h e r e a l e s t a t e i s a n single-family dwellowner-occupied, for September 03, 2009 at 10:00 AM has been postponed to October 15, ing, unless otherwise provided by law, 2 0 0 9 a t 1 0 : 0 0 A M i n t h e D a k o t a the date on or before which the mortCounty Law Enforcement Center, 1580 gagor(s) must vacate the property if the Highway 55, Lobby S-100, Hastings, mortgage is not reinstated under section 580.30 or the property is not Minnesota in said County and State. redeemed under section 580.23 is DATED: September 03, 2009 11:59 p.m. on September 13, 2010. MORTGAGEE: Mortgage Electronic MORTGAGOR(S) RELEASED FROM Registration Systems, Inc. FINANCIAL OBLIGATION ON MORTNOTICE OF POSTPONEMENT OF GAGE: None MORTGAGE FORECLOSURE SALE "THE TIME ALLOWED BY LAW FOR The above referenced sale scheduled for October 15, 2009 at 10:00 AM has REDEMPTION BY THE MORTGAGOR, been postponed to October 29, 2009 at THE MORTGAGOR'S PERSONAL REP10:00 AM in the Dakota County Law RESENTATIVES OR ASSIGNS, MAY BE Enforcement Center, 1580 Highway 55, REDUCED TO FIVE WEEKS IF A JUDILobby S-100, Hastings, Minnesota in CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION said County and State. 582.032, DETERMINING, AMONG DATED: October 15, 2009 OTHER THINGS, THAT THE MORTMORTGAGEE: Mortgage Electronic GAGED PREMISES ARE IMPROVED Registration Systems, Inc. WITH A RESIDENTIAL DWELLING OF NOTICE OF POSTPONEMENT OF LESS THAN FIVE UNITS, ARE NOT MORTGAGE FORECLOSURE SALE The above referenced sale scheduled PROPERTY USED IN AGRICULTURAL for October 29, 2009 at 10:00 AM has P R O D U C T I O N , A N D A R E been postponed to December 10, 2009 ABANDONED." Dated: January 6, 2010. at 10:00 AM in the Dakota County Law Chase Home Finance LLC Enforcement Center, 1580 Highway 55, Mortgagee/Assignee of Mortgagee Lobby S-100, Hastings, Minnesota in USSET, WEINGARDEN AND LIEBO, P.L.L.P. said County and State. By: Paul A. Weingarden DATED: October 29, 2009 Attorneys for Mortgagee/Assignee of MORTGAGEE: Mortgage Electronic Mortgagee Registration Systems, Inc. 4500 Park Glen Road #300 NOTICE OF POSTPONEMENT OF Minneapolis, MN 55416 MORTGAGE FORECLOSURE SALE The above referenced sale scheduled (952) 925-6888 30-6891 for December 10, 2009 at 10:00 AM has been postponed to January 14, 2010 at 1911355732 10:00 AM in the Dakota County Law THIS IS A COMMUNICATION FROM Enforcement Center, 1580 Highway 55, A DEBT COLLECTOR. 1/14-2/18/10 Lobby S-100, Hastings, Minnesota in 2039272

PUBLIC NOTICE

said County and State. DATED: December 10, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 14, 2010 at 10:00 AM has

��

�� 30 �� 6426 THIS IS A COMMUNICATION FROM ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 7 , 2006 MORTGAGORS: Bradley G. Bramstedt and Kotchakon Bramstedt, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 7, 2006, Dakota County Recorder, Document No. 2403988. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: August 13, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100031209787206430 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provincial Bank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14363 Hickory Way, Apple Valley, MN 55124 TAX PARCEL I.D.#: 01-28950-340-01 LEGAL DESCRIPTION OF PROPERTY: Lot 34, Block 1, Gardenview Place First Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $148,456.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 15, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 17, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6426 1846375199 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 19, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 20, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6426

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTIFY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 01, 2004 MORTGAGOR(S): Alicia M. Lysne and John Lysne, wife and husband MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: January 27, 2005 Dakota County Recorder Document #: 2289396 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: Unit No. 31, Condominium No. 120, Fairway Village, a Condominium, Dakota County, Minnesota. PARCEL ID #: 20 25650 031 04 PROPERTY ADDRESS: 8592 Brinkley Lane, Inver Grove Heights, MN 55076 Transaction Agent: N/A Transaction Agent Id No.: N/A Current Mortgage Servicer: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $182,675.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclosure of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 a.m. PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033. to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: T h e date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statues section 580.30 of the property redeemed under Minnesota Statutes section 580.23 is 8/25/2010 at 11:59 p.m. If the foregoing date is Saturday, Sunday of legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF JUDICIAL ORDER IS ENTERED UNDER M I N N E S O T A S T A T U T E S S E C T I ON

M I N N E S O T A S T A T U T E S S E C T I ON 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Dated: January 5, 2010 U.S. Bank National Association ND Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St. Suite 1125 Chicago, Illinois 60606 (312) 541-9710 2031977 1/7-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 , 2005 MORTGAGOR: Jennifer Kessock, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 17, 2005, Dakota County Recorder, Document No. 2351930. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: December 22, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100285700000134915 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Winstar Mortgage Partners, Inc. RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 14734 Embry Path, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-20505-004-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Diamond Path 6th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,435.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 30, 2009. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-958 0031524440 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2031607 1/7-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 11, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 MORTGAGOR(S): Anthony E Wilebski, a single person and Ann M Wendel, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 06, 2007 Dakota County Recorder Document Number: 2542326 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: December 23, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100143500701580164 Lender or Broker: American Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 216 10th Ave S, South Saint Paul, MN 55075-2216 Tax Parcel ID Number: 36-48800-050-07 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 7, Minnesota and Northwestern Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $186,669.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 25, 2010, or the next business day if August 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010743F01 2029189 1/7-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 20, 2000 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $436,000.00 MORTGAGOR(S): Bertha A. Ruiz and Gilberto M. Ruiz, wife and husband MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: October 20, 2000 Dakota County Recorder Document Number: 1725518 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer:

Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7910 Guild Ct, Apple Valley, MN 55124-7678 Tax Parcel ID Number: 01-75951-090-02 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, The Oaks of Apple Valley II, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $337,890.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 22, 2010, or the next business day if August 22, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010988F01 2029215 1/7-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $269,900.00 MORTGAGOR(S): Eric Peterson and Lanetta Peterson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 27, 2006 Dakota County Registrar of Titles Document Number: 603300 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: December 31, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100017995161107073 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 141662 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 905 Oriole Dr, Saint Paul, MN 55124-8974 Tax Parcel ID Number: 01-11703-180-02 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Apple Valley Fourth Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $276,909.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold

above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 01, 2010, or the next business day if September 01, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008393F02 2034894 1/14-2/18/10

PUBLIC NOTICE

��

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 14, 2010

g y ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 31, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2695 0061134037 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039099 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2003 MORTGAGORS: M i c h a e l J . P o l s k i and Donna L. Polski, husband and wife. MORTGAGEE: rateOne Home Loans. DATE AND PLACE OF RECORDING: Recorded September 18, 2003, Dakota County Recorder, Document No. 2111680. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A. by Court Order recorded as Document No. 2652911 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: rateOne Home Loans RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 16870 Firestone Way, Farmington, MN 55024 TAX PARCEL I.D. #: 22-41750-070-04 L E GA L DE S CRIP T I ON OF PROPERTY: Lot 7, Block 4, Kilkenny Pond COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $220,531.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. ยง580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E

ABANDONED." Dated: January 7, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1705 8403385605 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039133 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 02, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $746,050.00 MORTGAGOR(S): Eric M Tschida and Nancy E. Tschida, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 22, 2006 Dakota County Recorder Document Number: 2477313 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: October 05, 2009 Recorded: October 13, 2009 Dakota County Recorder Document Number: 2689966 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000138-0090872920-1 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1442 Wellington Way, Eagan, MN 55122-2961 Tax Parcel ID Number: 10-72540-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Steeplechase of Eagan, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $815,755.34 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. ยง580.30 or the property is not redeemed under Minn. Stat. ยง580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 28, 2010, or the next business day if July 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 15, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009324F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 03, 2009 at 10:00 AM has been postponed to January 14, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 03, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF

MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 14, 2010 at 10:00 AM has been postponed to January 28, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009324F01 2029979 1/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 10, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,000.00 MORTGAGOR(S): William G. Rogers, a married man MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: October 31, 2006 Dakota County Recorder Document Number: 2472435 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wachovia Mortgage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12525 Pinehurst Dr, Burnsville, MN 55337-3455 Tax Parcel ID Number: 02-57500-120-02 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Pinehurst, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $283,731.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 30, 2009 MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006848F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 17, 2009 at 10:00 AM has been postponed to October 08, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 17, 2009 MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 08, 2009 at 10:00 AM has been postponed to November 12, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 08, 2009 MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB NOTICE OF POSTPONEMENT OF

MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 12, 2009 at 10:00 AM has been postponed to January 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 12, 2009 MORTGAGEE: Wachovia Mortgage, FSB fka World Savings Bank, FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 07, 2010 at 10:00 AM has been postponed to February 11, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 07, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006848F01 2035865 1/14/10

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 9 , 2007 MORTGAGORS: E r v i n A . K o o i s t r a and Carol M. Kooistra, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered August 8, 2007, Dakota County Registrar of Titles, Document No. 615273, Certificate of Title No. 143154. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: October 19, 2009. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100062604742953427 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homecomings Financial, LLC f/k/a Homecomings Financial Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 13121 Longview Drive, Burnsville, MN 55337 TAX PARCEL I.D.#: 02-31101-110-02 LE G A L D E SC R IPT IO N O F P R O P ERTY: Lot 11, Block 2, in Grosse Pointe Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $403,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $445,959.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. ยง580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL

DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 23, 2009. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-930 0021438809 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 25, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 6, 2010. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-930 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2033032 1/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 14, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,960.00 MORTGAGOR(S): Richard C Marshall, an unmarried man MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: June 18, 2004 Dakota County Recorder Document Number: 2216879 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1552 Independence Dr, Northfield, MN 55057-4863 Tax Parcel ID Number: 43-51500-210-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 210, Liberty Park Condominium, Common Interest Commu-

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nity No. 391, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,925.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. ยง580.30 or the property is not redeemed under Minn. Stat. ยง580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 02, 2010, or the next business day if September 02, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011080F01 2036799 1/14-2/18/10

The CHAP Store in Burnsville acquired by Victory Fellowship The CHAP Store, formerly CHAP Value Store, located at the corner of Highway 13 and Cliff Road in the Towne and Country Center in Burnsville, is under new management and ownership. Brian and Donita Tascarella, the new owners, plan to continue the mission that the founders of the original CHAP Ministries, Greg and Carol St. Hilaire, had more than 18 years ago. CHAP, which stands for Caring Helping And Provid-

ing, has been in existence as a nonprofit organization since Sept. 17, 1991. CHAP has changed ownership a few times over the past years, but its mission has always been to meet the needs of the community. The CHAP Store underwent several changes when Brian Tascarella took over as manager on June 29, 2009, under Destiny Christian Church. The changes continue under the Tascarellasโ ownership.

You say you didnโ t notice until it was too late to do anything about it? Probably, if you arenโ t checking the Public Notice columns of this newspaper regularly. Public Notices are required by state law to protect your rights and to help you function more effectively as a citizen. Access to information about what government agencies are doing is what makes the American the most powerful citizen in the world. The Public Notices give you access to information you need ... about new local laws that will affect you ... about plans for major land use changes ... about where roads will go ... whose land will be condemned ... how your tax dollars will be spent ... about court actions that could be important to you, or just plain interesting. Whether you know them as Public Notices or as โ the legalsโ , it pays you to check the Public Notice columns in this newspaper each issue. What you donโ t know might cost you!

THISWEEK NEWSPAPERS Dakota County Tribune 952-894-1111

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January 14, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Photo by Kara Hildreth

Happy Harry’s Furniture co-owner Jim Ross shows off the showroom that offers home Happy Harry’s Furniture sells a large collection of fine home furnishings for every room, furnishings, including popular entertainment centers that house electric fireplaces and including many bedroom furniture styles and children’s rooms. accommodate large flat screen televisions. Happy Harry’s from Page 1A

highest quality with more options and attention to detail, Ross said this has policy has served the business well. “Many think you can save a buck if you buy imported goods, but in the long run it is not as good,” Ross said. Many clients are second, third and even fourth generations of families that have relied the business. “Thirty years ago it was because mom liked something or it was because mom trusted someone, that then the younger generation decided to patronize a business,” Ross said. Happy Harry’s holds a reputation for selling quality furniture that holds its value that is coupled with exceptional personal service. Although the showroom is large, through its Web site, the business sells more than 1,000 options of fur-

niture and representations of models that it can have delivered in less than four to six weeks. Recently Ross took time to shop 17 of the largest Twin Cities furniture stores to check out the competition’s inventory, price and level of customer service. Besides offering competitive prices, he says, Happy Harry’s has always had as its top priority taking care of customers by listening to their wants and needs. “I want our customers to have fun and feel good about what they buy, and so there are no pressure sales - you do not feel hunted down or like you have to settle for anything. … It is a philosophy that Harry created years ago, and it still works,” Ross said. Since the economic recession took hold a couple of years ago, Ross said, people buy furniture when they can better afford to buy, a return to earlier times. “Gluttony is gone and

now we are back to the basics,” he said. When asked how furniture sales are, Ross said: “If you treat people right and take care of people, you will survive. … The big stores have gotten away from service.” Tim and Jim have a combined seven children, so the opportunity will be open to the next generation if they choose to run the family business.

Customer appreciation Each year, Happy Harry’s Furniture offers its customers appreciation gifts during the Dakota County Fair in August and at Christmas. “This year we gave away 500 pounds of cheese at Christmas time, and 1,000 bottles of wine during the fair, and this is our way of saying thanks,” Ross said. Giving back to the Farmington community is also a big part of Happy

Photo by Kara Hildreth

This high style family room furnishing set shows one of many stylish coffee tables designed in wood, inlaid tile with scrolled metal accents. Harry’s heritage. For many years the store has offered volunteer help to move and transport groceries and toys during the annual Toys for Town drive in Farmington. This past October, Happy Harry’s loaded up its trucks to help transport

boxes and furniture from the old Rambling River senior center in Farmington into its new and renovated building at old city hall. “We have been a staple in the community for years and we have employed people,” Ross said. “We are a

big part of Farmington and have provided many families with income, jobs and a career, and we hope we have made a difference.” E-mail Kara Hildreth at: farmington.thisweek@ecm-inc.com

Bureau offers small business advice for ensuring social media success One New Year’s resolution that many small business owners are making is to increase their use of social media to promote their business online through sites like Facebook, MySpace and Twitter. The Better Business Bureau recommends that small business owners ease into the waters thoughtfully when planning to launch a social media strategy; otherwise, they risk abandoning the ship in frustration. Small businesses are shifting their marketing strategy away from expensive ad buys and are increasingly looking toward social media engagement as the less expensive alternative. According to a recent survey by VerticalResponse, Inc., 70 percent of small to

medium-sized businesses plan to increase their use of social media in 2010. At the same time, 79 percent say they will not run television ads and 70 percent say they will not make radio buys. “Small business owners are taking a hard look at their marketing budgets and traditional advertising is something some companies are cutting back on in these lean economic times,” said Dana Badgerow, president and CEO of the Better Business Bureau of Minnesota and North Dakota. “Adopting a comprehensive, but manageable, social media strategy can be an inexpensive yet effective way to improve customer relations and spread the word about your business.” The BBB offers the fol-

lowing advice to small business owners who want to start promoting their company online through social media: • Don’t get in over your head. If you’re a small business owner who is also the marketing department, the worst thing you could do is launch a large, unmanageable strategy that takes up too much time and ends up neglected. You don’t have to do it all at once. Instead, try to set aside a few minutes every day to engage one or two aspects of social media promotion. Start small, such as with a Facebook page or by commenting on blogs or connecting with customers on Twitter. Let your social media strategy grow and evolve

as you learn what works best for your time constraints and business goals. • Create and share information. Social media is about engagement, and creating and sharing content is key to connecting with customers and other industry leaders. You may not realize it, but you, as a small business owner, are an expert and have sound advice and informed opinions to share. When writing your own content, always maintain an appropriate and professional tone and use plenty of links to other sites, blogs, or news articles to help illustrate your point. You can share this content on any number of places such as on your own blog, a community blog or on your Facebook or

MySpace page. • Keep everything connected. Once you’ve created your page on Facebook or established your blog or Twitter account or other online presences, cross-promote your content so that the same message is going out across every site. For example, tweet about your blog post or send a link in a message to your LinkedIn group. Many social media tools can be integrated. For example, you can display a Facebook badge or a Twitter widget on your blog or Web site. • Engage in the Conversation. An online conversation is taking place right now about your business, your industry or issues affecting your com-

munity. Inject yourself and opinions into the conversation by following opinion leaders on Twitter and social networking sites, and commenting on blog posts. Whenever possible, include a link back to your content or Web site. • Engage with customers. Your customers are talking about you online whether you like it or not on their blogs, consumer-focused Web sites and on review sites like Yelp, Yahoo! Local and CitySearch. While you can’t take control of the conversation, you can help steer it by listening, engaging with customers and working to resolve any problems. For more advice on running a small business, visit www.bbb.org.