Dakota County Tribune Business Weekly by Dakota County Tribune

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Blue Cross sells Eagan building 5A MnDOT to close I-35E in Burnsville 5A Golf course redevelopment rejected 5A

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date ##, 2009 january 31, 2013

Volume 30, Number # VOLUME 33, NUMBER 49

Dakota County Tribune Since 1884

Cueing up for fun

Photo by Jennifer Chick

Farmington Billiards owner Dan Rider plays on the snooker table he recently added to the pool hall at 933 Eighth St. It is a 1945 Brunswick Anniversary table refinished by one of Rider’s friends, and what he says is the only snooker table in the south metro area. Rider, 66, has been playing pool since college and bought the business in January 2010. He loves the challenge of the game and the opportunity to meet new people at his pool hall.

Farmington Billiards is an entertaining retreat, no matter what the season

by Jennifer Chick

DAKOTA COUNTY TRIBUNE

At Farmington Billiards, the pool tables draw people in, but it’s owner Dan Rider’s warm welcome that keeps them coming back. Rider and his wife, Barb, bought Farmington Billiards, 933 Eighth St., in January 2010, when Rider was looking for a way to spend his retirement. At that time, he was working for the Sara Lee Coffee and Tea Plant in St. Louis Park. He would work at the pool hall until 1 a.m., then get up at 5:30 a.m. to go to his other job. When the plant closed in February 2012, Rider found himself in that retirement phase he had first envisioned two years earlier. For Rider, owning Farmington Billiards was a natural progression. A love of math led Rider to earn a college degree in mathematics, and pool played into those strengths. “I’ve been playing pool since college,” the 66-year-old Rider said, “and I used to run pool leagues in southern Minnesota. I like the geometry of it, the strategy of it. It’s a sport you can play all your life. My goal is to be at the national tournament in Vegas and competing when I’m 100.” When he heard Farmington Billiards was for sale, he thought the place was a natural fit. The game catered to his mathematics prowess, and the customers fit his friendly personality. Regulars Joe and Karen McCauley of Farmington play there several nights each week. Karen said it makes a difference when the owner greets you at the door. Every time his front door opens with a ding, Rider makes sure he greets the customers, whether they are regulars like the McCauleys, or first-timers. The McCauleys’ friends, Tony and Carol Malbury, also play at Farmington Billiards regularly because of the atmosphere. “I appreciate Dan’s zest for trying to get people in here and promote the game of pool,” Carol said. Leagues play Sunday through Thursday nights, with tournaments on Friday and Saturdays. Leagues have summer, fall and

inside biz news

winter sessions. Spots are still available evLebanese ery night in the winter session, which just restaurant in started a few weeks ago. Burnsville aims to attract those Since Rider bought the business, he has unfamiliar with been building up the leagues, bringing in the country’s players from as far away as Mankato and cuisine. Owatonna. Recently, people drove from MIKE New Prague to play on the new 5-foot by 2A AYOUB 10-foot snooker table, a 1945 Brunswick Anniversary table. Rider’s friend refinished the table and news was looking for a place where it would be appreciated. Rider offered to put it at Farmington Billiards, where it could draw in inThe Hastings city terested customers. He said his is the only administrator snooker table on the south side of the metro. will move his “We just keep trying to build the busioff ice across the ness,” Rider said. county after he Much of his marketing comes through became Eagan’s Facebook and ads at the local liquor stores. choice. dave Farmington Billiards is one of only two 2A osberg pool halls in the area. The other is located in Burnsville. Every year, he hosts the “Rider Cup,” where teams play golf in the morning and then shoot pool in the afternoon. forum On Saturday, Feb. 9, the annual Minnesota Pool Association’s Mixed Scotch Doubles Tournament will play at Farmington The Dakota Billiards. County Last Tuesday night found several teams community has playing in the Advanced League at Farmshown great ington Billiards. Mark Weaver of Inver support for helping Grove Heights was one of those players. He those recover from domestic violence. had recently returned to the sport after a ann long hiatus. 4A sheridan “Dan was so nice right off the bat, and he reminded me of what I liked about pool, which was the getting out and playing pool dakota arts with your buddies,” he said. Weaver is in sales and says playing pool is a great way to relax after a stressful day. Italian pianist “You can forget about everything stressRoberto Plano will ful in line and just zone out on the game,” join the Dakota said Josh Halverson of Northfield, another Symphony this Valley week news Advanced League player. for a concert on Code Type: UPC Version A Stats: 0 Former owner Larry Jones does miss theCustomer: 3242-ECM Publishers Feb. 10 Order #: P34915-017 MAG:in 1.00 kids who used to congregate at Farmington P.O. #: BWA: 0.0020 Burnsville. By: Symbol Width: 1.4690 Billiards. It used to be a place where theyOrdered roberto Polarity: Positive Up Symbol Height: 1.0200 Flexo Width: Page 0.0000 Back would meet to set plans for later, he said.Date Run: 05/29/2002plano Now, texting has taken away the need to meet up. But Rider said a few kids still play at Farmington Billiards. For instance, April Larson, 12, of Bloomington, has been playing in the Wednesday night league. She traveled to Germany in December to compete in the world youth championships. Although with 16 pool tables and one snooker table, pool play is the main focus of 8 34493 00023 6 the business, Rider also serves pizza and hot dogs. He is in the process of upgrading his liquor license to strong beer and wine. “I love coming down here,” Joe McCauley said. “It’s a great atmosphere. Everybody gets along with everybody. We’re all friends. General 952-894-1111 At the end of the night, you shake hands and Distribution 952-846-2070 everybody had a good time.” Advertising 952-846-2011 For more information about leagues and upcoming tournaments, contact Rider at (612) 226-7665.

January 31, 2013 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Authenticity is Lebanese restaurant’s calling card by John Gessner

DAKOTA COUNTY TRIBUNE

Authenticity is owner Mike Ayoub’s calling card at Byblos Lebanese Grill in Burnsville. He was born in Lebanon, near the ancient city of Byblos, and grew up helping his mother in the kitchen. “Our food is really, really deep into our culture,” said Ayoub, 37, who opened the restaurant on July 1 at 14637 County Road 11, next to Davanni’s. “The Lebanese people are very particular about their food. We like our food to be fresh, cooked right, spiced right. Lebanese food is not hot, it’s not spicy — it’s flavorful.” He claims Byblos is the only Lebanese “grill” in the Midwest, a distinction owing to the restaurant’s pre-marinated, freshly cut beef, lamb and chicken. The only comparably authentic Lebanese eatery in the Twin Cities, Ayoub said, is Beirut Restaurant, a fixture in West St. Paul since 1984.

The vast majority of Byblos’ customers aren’t Lebanese. “It takes some time for people to figure out the food,” Ayoub said, “but thank God we have a lot, a lot, a lot of repeat business. Most of the business is by word-ofmouth.” Ayoub studied car electro-mechanics at the Byblos Institute and worked in Lebanon until 2001, when he came to the United States “looking for a better future.” He met his wife, Nancy, who was born to Lebanese parents in St. Paul. The couple, who have three children, lived in Boston and San Antonio, Texas, before settling in Inver Grove Heights. “We wanted to raise our family around family,” Ayoub said. Nancy, who makes the baklavas and cheesecake Byblos serves for dessert, has experience in the restaurant business, Ayoub said. “Both of us” were interested in opening a restaurant, he

numerous appetizers and a children’s menu. Diners with big appetites and broad tastes can try the $24.95 lunch sampler or the $39.95 Taste of Lebanon ($12 and $19, respectively, for each additional diner). But most of Byblos’ fare is less than $10. Garlic is a key flavor, Ayoub said, and Byblos makes a garlic sauce of cream-cheese consistency that many diners use as a dip for their skin-on french fries. “Lebanese people, we love our potatoes,” he said. Byblos customers order at a counter and have their food brought to them at tables with cloth napkins. Byblos serves wine and beer, with happy hour pricing daily from 2 to 6 p.m. Restaurant hours are Photo by John Gessner 11 a.m. to 9 p.m. Monday Owner Mike Ayoub showed a sampling of the fare at Byblos Lebanese Grill at 14637 through Saturday and noon County Road 11 in Burnsville. to 6 p.m. Sunday. said. “I like to cook. I like my Byblos offers six pita sand- four toasted wraps, three sal- John Gessner can be reached at stomach. One of my passions wiches, two speciality plates ads, four kabobs (shish ta- john.gessner@ecm-inc.com or is cooking.” (meat lover and veggie lover), wook, kafta, beef and lamb), facebook.com/sunthisweek.

Winners named for 2013 Exceptional Businesswomen Hastings city administrator Celebration will be Tuesday, March 5, in Eagan

by Tad Johnson

Dakota County Tribune

Eleven women will be honored with the 2013 Exceptional Businesswomen Award during a recognition ceremony and breakfast Tuesday, March 5, at Lost Spur Event Center and Golf Course in Eagan. This year’s winners in the fourth class of Exceptional Businesswomen are: • Sharon Hoffman Avent, Smead Manufacturing Company president and CEO, Hastings; • Ruthe Batulis, Dakota County Regional Chamber of Commerce president; • Catherine Byers Breet, ARBEZ Inc. owner, Eagan; • Jeanne Hutter, Lakeville Convention & Visitors Bureau director; • Rosealee Lee, Dakota County Technical College hospitality faculty member, Rosemount; • Debbie McConnell, Medi-Car Auto Repair owner, Rosemount; • Patti McDonald, McDonald Eye Care Associates business administrator, Lakeville; • Susan McGaughey, Valley Natural Foods general manager, Burnsville; • Kristina Murto, Ensemble Creative & Marketing owner, Lakeville; • Linda Peterson, Beau Monde Salon owner, Burnsville; and • Stacey Stratton, True Talent Group president, Apple Valley. The award, which has been given by the Dakota County Tribune and Sun Thisweek since 2010, recognizes women who have distinguished themselves in Dakota County business and community efforts. This year’s group represents manufacturing, family-run small businesses, teachers, motivators, organizers, innovators and barrier breakers. Nominations were reviewed by

a panel of judges from the Dakota County Tribune, Sun Thisweek and the Dakota County Technical College Foundation. The newspaper and the foundation are organizing the recognition program, which will include a special print edition of the Tribune profiling the winners and an awards breakfast. The event, which has previously been held in Lakeville, Apple Valley and Burnsville, will include guest speaker Coldwell Banker Burnet President Robin Peterson of Apple Valley and a chance to meet past and present Exceptional Businesswomen. A single ticket for the event costs $25. A table of eight may be purchased for $175. Tickets can be purchased online at www.SunThisweek.com/exceptionalbusinesswomen. Sponsorship packages are available by calling Mike Jetchick at (952) 8462019. Past winners of the Exceptional Businesswomen award have been: Class of 2012: Sunny Bhakta, Comfort Inn and Budget Host Inn; Connie Braziel, Minnesota Zoo; Jamie Dahlen, Holiday Inn and Best Western Premier Nicollet Inn; Michele Engdahl, Thomson Reuters; Carrie Guarrero, Cornerstone Mortgage Company; Chris Holtan, Lancet Software; Peggy Johnson, Dakota Electric; Sheila Longie, Shred Right; Sona Mehring, CaringBridge; Terri Shepherd, Xact Resources Inc.; and Theresa Wise, Delta Airlines.

2013

Class of 2011: Mary Ajax, 360 Communities; Jan Beeson, Lily Wellness Inc.; Cheryl Caponi, Caponi Art Park and Learning Center; Jennifer Eisenhuth, Dr. Jennifer Eisenhuth Orthodontics; Elaine Grundhauser, One 2 One Marketing Inc.; JuliAnne Jonker, Jonker Portrait Gallery; Nicole Nogosek, Double N Equestrian Center; Wanda Oland, Rascal’s Apple Valley Bar & Grill; Nancy Quinnell, Hollstadt & Associates; Barbara Toombs, First State Bank of Rosemount; Janie Tutewohl, Janie’s Home Team and Market on Oak; Denise Vogt; Twin Cities Ballet & Ballet Royale MN; and Linda Young, Lucky’s 13 Pub. Class of 2010: LaDonna Boyd, Dakota Electric; Marie DeNicola; Mainstream Boutique; Jackie Fritz, Sterling State Bank; Holly Hewitt, Holly’s Centre Stage Dance; Rachel Hollstadt, Hollstadt and Associates; Kathy Klang, Cummings, Keegan and Co.; Beth Krehbiel; Fairview Ridges Hospital; Doris LaMott Hoel, Chateau Lamothe; Maggie Linvill, Linvill Properties; Annette Marquez, The Perfect Occasion; Amy Mayer, BI Consulting Group; Darlene Miller, Permac Industries; Deb Thomas, Partners in Excellence; Julia Thompson, TAGS Gymnastics; and Janelle Waldock, Blue Cross Blue Shield. Tad Johnson can be reached at tad. johnson@ecm-inc.com or facebook.com/ sunthisweek.

to replace Tom Hedges

Dave Osberg is expected to begin serving Eagan in March by Jessica Harper

DAKOTA COUNTY TRIBUNE

Hastings City Administrator Dave Osberg has been chosen to become the second city administrator in Eagan’s history, following the retirement of Tom Hedges in February. A contract is expected to be formally ratified at Eagan’s next City Council meeting on Feb. 5. Osberg, 54, was chosen from four finalists who interviewed Jan. 17 and 18. “Eagan had four great candidates to select from who are great assets to their re- Dave Osberg spective communities,” Eagan Mayor Mike Maguire said in a news release. Osberg’s well-recognized track record and familiarity with the community, among other aspects were among the reasons he was chosen for the position, Maguire said. “I am extremely honored to be selected as Eagan’s next city administrator,” Osberg said in the release. “While leaving Hastings after more than two decades is difficult.” Osberg has been administrator of Hastings since 1989. He’s been active and knowledgeable about Dakota County issues, having chaired the Dakota Communications Center Executive Committee for the combined public safety answering point for 911 calls in the county, including Eagan. He was also a previous co-chair of the High Performance Partnership committee of city managers and mayors working on joint opportunities among the cities in Dakota County. Osberg has more than 30 years of full-time experience in local government as a former city manager and city administrator in St. James and Waterville, Minn., respectively. He interned for the city of Eagan from 1981-82 where he worked for Hedges. Osberg has a master’s degree in urban and regional studies from Mankato State University, and a bachelor’s degree in government from St. John’s University in Collegeville, Minn. Osberg and his wife of nearly 29 years, Laurie, have four adult children. He is expected to begin his Eagan duties March 25, after wrapping up his work in Hastings. Jessica Harper is at jessica.harper@ecm-inc.com or facebook. com/sunthisweek.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 31, 2013

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Accolades

Business Briefs

Luther ‘Lou’ Geistfeld Chosen 2013 Banker of The Year by NorthWestern Financial Review

Luther “Lou” Henry Geistfeld, president of Citizens Bank Minnesota, New Ulm, has been named Banker of the Year for 2013 by NorthWestern Financial Review. Citizens Bank has a branch in Lakeville. Geistfeld has been president of the $318 million bank for 25 years. After graduating from Mankato State University in southern Minnesota, Geistfeld joined the FDIC where he was an examiner for six years. He joined the bank in 1981 and was named president in 1987. Gary Raak Owner of Twin Cities Featherlite named Horse Person of the Year by Minnesota Horse Council

Gary Raak, owner of Elko-based Twin Cities Featherlite, has been named Horse Person of the Year by the Minnesota Horse Council. Apple Valley hotel receives customer service award GrandStay Hotel & Conference, Apple Valley, received an award at GrandStay Hospitality LLC’s 2013 Brand Conference held Jan. 9-10. The Apple Valley hotel was honored with the 2012 Every Guest ~ Every Time Customer Service award which recognizes consistent high scores in guest surveys and through the brand quality assurance evaluations.

Business Briefs Local roofing company helps homeowners get relief Apple Valley-based M3 Construction is working with south metro homeowners to claim part of the settlement in the Certainteed Organic Shingle class action lawsuit settled in October 2010. M3 Construction can help complete the warranty application process, remove/repair shingle samples for submission and handle the submission process to Certainteed for customers. Certainteed reimburses 100 percent of the $50 surcharge for a professional contractor to pull the sample shingle and replace it with a new shingle. Most of the roofs with these shingles were built between 1992 to 1998. M3 Construction can be reached at (952) 374-8103 or www.m3roofs.com.

Business Briefs

Lillians to be open every weekend beginning Feb. 7

Kowalski’s, Allina Health give tips for heart-healthy living

Lillians has announced its franchise locations will be open every weekend beginning Feb. 7. Lillians has a location in Farmington. The store offers women the latest looks in boutique and department store fashions and accessories at “ridiculously affordable” prices.

Experts from Kowalski’s Markets and Allina Health will give tips for living a heart-healthy lifestyle from 6:30 to 8 p.m. Thursday, Feb. 21, at Eagan Kowalski’s Market, 1646 Diffley Road. The Improving Your Heart’s Health event will present what’s new in heart health, what people can do to help their heart stay well, what questions to ask their doctor and more. Attendees will also sample foods that have heart-helping benefits. The event fee is $10. Register online at: http://kowalskismarkets.com/index. php?option=com_dtregister&Itemid=65.

NACR sponsors Avaya Evolutions in Dallas area Eagan-based solutions integration expert NACR will be a gold sponsor of Avaya Evolutions on Feb. 6 at the Irving Convention Center in Irving, Texas. The special one-day event designed for IT, and collaboration leaders will provide customers with the opportunity to engage, interact, and collaborate with NACR and Avaya executives, peers, and other industry leaders.

Dakota Dental helps to Give Kids a Smile Dakota Dental’s Apple Valley dentists, Dr. Shelley Wakefield and Dr. Bennett Isabella, along with their staff, will provide free dental care to children on Feb. 1, as part of Give Kids a Smile Day. The program provides no-cost dental care for children in low-income homes. Services at Dakota Dental will include preventative oral health care, fluoride treatments, cleanings and sealants, and restorative services such as fillings. The dental clinic also participates in events during the month of February in recognition of Children’s Dental Health Month. The dentists speak to schools, parenting and church groups and other organizations to advocate for proper oral health care and wellness. Individuals interested in receiving free dental services through the Give Kids A Smile program should be 18 years or younger and need to have a parent or legal guardian accompany them. Appointments are necessary and can be made by calling (952) 431-5774. Scheduling a presentation for a classroom or group may also be arranged at this number. Credit union gives financial education to students Leon Eichten, senior vice president and chief financial officer of Burnsville-based US Federal Credit Union, recently met with Eden Prairie High School seniors to discuss financial education, higher education and more. His presentation was part of a larger program at EPHS, where professionals in various fields offer students advice and information about furthering their education. Patio Town in Burnsville set to re-open on Feb. 18 Patio Town in Burnsville will re-open for the season on Feb. 18. Hours will be 8 a.m. to 5 p.m. Monday-Friday with Saturday-Sunday hours starting in March. Patio Town is a retailer of do-it-yourself landscaping materials. Its Burnsville location is at 2801 Highway 13 W., one mile west of Interstate 35W, (952) 894-4400.

Countdown on to National Pancake Day IHOP restaurants will once again invite guests to enjoy free pancakes during National Pancake Day on Feb. 5, while celebrating Children’s Miracle Network Hospitals’ 30th anniversary. On this day, the restaurant chain hopes to raise $3 million as the first national fundraising campaign to kick off the 2013 fundraising year for Children’s Miracle Network Hospitals. During National Pancake Day, more than 1,500 IHOP restaurants across the country will invite guests to enjoy a complimentary stack of IHOP’s signature buttermilk pancakes from 7 a.m. to 10 p.m. Guests will be encouraged to make a voluntary contribution to the local Children’s Miracle Network Hospital or other local charities. All donations will help local charities provide vital equipment, life-saving procedures and critical care for sick and injured children. IHOP has locations in Apple Valley and Burnsville.

Joan Steffend to speak at women’s luncheon Joan Steffend, national Emmy awardwinning television journalist and television host, will be the guest speaker at the 11:30 a.m. Tuesday, Feb. 26, Lakeville Women in Business Luncheon at Holiday Inn & Suites Lakeville, 20800 Kenrick Ave. Steffend will share “Giving is Good Business.” Cost is $20 for members and $30 for nonmembers. RSVP to Michele Shea at michele@lakevillechamber.org by Feb. 19. Bite of Burnsville tickets available now Tickets for the Burnsville Chamber of Commerce’s Bite of Burnsville are now on sale. Tickets are $40 and can be purchased by calling the Burnsville Chamber at (952) 435-6000 or through the Burnsville Performing Arts Center. The event will run from 5:30 to 10 p.m. Thursday, March 14, at the Performing Arts Center. Activities will include cuisine sampling, raffle drawings, silent and live auctions, full bar and a live performance by GB Leighton. More information can be found at www.biteofburnsville.com.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to reporter.thisweek@ecm-inc. com, fax to (952) 846-2010 or mail it to the Apple Valley office at 15322 Galaxie Ave., Suite 219, Apple Valley, MN 55124. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

January 31, 2013 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

360 Communities appreciates community support for survivors of domestic abuse by Ann Sheridan

DAKOTA COUNTY TRIBUNE

A recent University of Minnesota report says that by their 40s, about one-third of Minnesota women have experienced intimate partner violence. More than a quarter of female college students in Minnesota reported being a victim of intimate partner violence, according to the University of Minnesota Humphrey School’s Center on Women and Public Policy’s “Status of Women & Girls in Minnesota” (2012). These are troubling statistics, and at 360 Communities, we recognize that addressing violence against women and supporting survivors of abuse takes more than 360 Communities Lewis House domestic violence shelters. It takes community: community awareness, community engagement, and cross-sector community partnerships. Fortunately, we have an abundance of these efforts taking place in Dakota County. Individuals, companies and government agencies are more engaged with our domestic violence shelters than ever – providing referrals, volunteering time with our staff and residents, and donating food, money, clothing and much more. The 360 Communities Lewis House staff is bolstered each day by inspirational acts of support from the community. Here are just some of

Guest Columnist Ann Sheridan

the recent ways people have shown their commitment to supporting survivors of domestic abuse: • Alert community members recognized signs of abuse with their neighbor and drove the woman to our shelter. • Teens from two local schools took the initiative to raise awareness of teen dating violence, domestic violence, and sexual assault within their schools. • A supervisor at Wal-Mart recognized domestic abuse signs with one of her employees and connected her with Lewis House. • A local business held a holiday work party and its 70 employees used part of the time to walk to our shelter and sing Christmas carols to the shelter residents. • A high school football team regularly visits Lewis House to read to kids. • Police continue to be strong partners in the

fight against domestic violence. Officers are taking more time to understand victim’s stories, and in return, the victims are collaborating with police. • A Burger King in Eagan continues to collect donations for Lewis House at its drive-through window. • Members of a church quilting group regularly donate blankets to our shelters. • A mother brought her 9-year-old twins to Lewis House so they could donate some of their birthday gifts as a way to give back. These acts provide residents of Lewis House a sense of hope and belonging – that there are people outside of our shelter walls that wish them well and have an interest in them healing and starting new lives. The support and services that Lewis House staff and volunteers provide are greatly enhanced by the generosity of the community. In fact, it would not be possible to do this work without it. You can support the valuable work of Lewis House advocates in Eagan and in Hastings as they help survivors of domestic violence and sexual assault through the difficult process of rebuilding their lives. If you are inspired to contribute in your own way, call (651) 452-7288. If you would like to volunteer at one of the shelters,

Dayton’s tax plan a major leap forward by Jeff Van Wychen

Special to the Tribune

For over a decade, the tax policy coming from the State Capitol has been giving rural and middle class Minnesotans the short end of the stick. New reforms proposed by Gov. Mark Dayton take a big step toward reversing these trends while also restoring fiscal sanity to the state budget. Taken as a whole, Dayton’s proposed reforms will increase tax fairness, adequately fund critical public investments, and solve the state’s budget deficit without shifts or accounting gimmicks. True to recent public pronouncements, the governor proposed a “fourth tier” income tax rate. The wealthiest 2 percent of Minnesotans will see a 2 percent tax rate increase on income in excess of $250,000 for married joint filers, $200,000 for heads of households, and $150,000 for single filers. This is the single most powerful element in the Dayton tax proposal in terms of reducing the regressive nature of Minnesota’s tax system. Currently, the wealthiest 2 percent of Minnesota households pay 20 percent less in state and local taxes per dollar of income than do middleincome households. After the governor’s proposed income tax increase (in isolation from all other proposed changes), the wealthiest 2 percent will be paying about 8 percent less – definitely a major leap in the direction of tax fairness. At the same time, the fourth tier income tax increase will generate $1.1 billion in badly needed revenue. The governor’s proposal both expands the corporate income tax base while reducing the corporate income tax rate. The base broadening is accomplished by eliminating several inefficient tax preferences that were doing little to create new jobs and new economic activity, including

Guest Columnist Jeff Van Wychen

foreign operating corporation provisions. He also proposes adopting an “economic substance test,” which would require that corporate transactions have a legitimate business purpose other than tax avoidance. The expansion of the corporate income tax base will be offset by a significant reduction in the corporate income tax rate from 9.8 percent to 8.4 percent, reducing the state corporate income tax rate rank from the fourth highest in the nation to 12th highest. Dayton’s corporate income tax reforms will level the playing field among businesses. The governor lowers the sales tax rate and broadens the sales tax base by eliminating many current exemptions, including the following. • Selected consumer goods and services, including clothing items over $100, over-thecounter drugs, digital goods, repair services (including auto repair), personal care and instruction services, and legal and accounting services. • Selected business services, including legal, accounting, computer, advertising, architecture, employment, specialized design, management consulting, and business support services. • Goods sold over the Internet through Minnesota-based affiliates. To offset the broader base, the sales tax rate will fall from 6.875 percent to 5.5 percent, thereby reducing Minnesota’s sales tax rank from sev-

enth highest in the nation to 27th. As a result of this rate reduction, the tax on goods that are already taxable under current law – items ranging from school supplies and shampoo to hockey sticks and hula hoops – will fall by 20 percent. The Dayton sales tax proposal will generate a net revenue increase of $2.1 billion in the fiscal year 2014-15 biennium. Property tax relief has been a priority for rural communities in recent years and Dayton’s budget provides it through a direct $500 property tax rebate to all homeowners in 2014. In addition, the Dayton budget provides for an annual $80 million (19 percent) increase in city Local Government Aid and an annual $40 million (24 percent) increase County Program Aid that partially replaces cuts to these two programs over the previous decade. Dayton’s budget will result in an aggregate statewide property tax reduction of nearly 10 percent. The $2 billion generated by Dayton’s tax plan will be sufficient to close the FY 2014-15 structural deficit of $1.1 billion while also providing revenue to fund investments in K-12 and higher education and other areas that have been allowed to languish over the last decade. The Dayton tax proposal is not perfect, but all things considered, it is the most comprehensive and thoughtful reform initiative since the turn of the century and represents a major move forward in terms of promoting tax fairness, revenue adequacy, and budget stability. Jeff Van Wychen is fellow and director of tax policy and analysis at MN2020, a nonpartisan, progressive think tank focusing on education, health care, transportation and economic development. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

visit 360Communities.org and fill out our volunteer interest form. Please consider attending the upcoming 28th annual Domestic Abuse Awareness Luncheon on Feb. 15, 2013 at Brackett’s Crossing Country Club in Lakeville. The cost is $30 per person and all money raised will support violence prevention and intervention work at 360 Communities. There will be two guest speakers on hand to share their experiences with domestic violence: Metro Transit Police Chief John Harrington and survivor Leigh Block. You can find out more or register by visiting 360Communities.org. Ann Sheridan is director of violence prevention at 360 Communities. 360 Communities aims to prevent violence, ensure school success and promote long-term self-suff iciency. 360 Communities Lewis House offers a safe haven for women and children. In addition to meeting immediate needs, advocates provide emotional support, resources and court advocacy. 360 Communities Sexual Assault Services provides free, conf idential support 24 hours a day to survivors of sexual assault. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President......................... Marge Winkelman General Manager ....................Jeff Coolman Director News..................... Keith Anderson Managing Editors ....................Tad Johnson .................................................John Gessner Sales Manager.........................Mike Jetchick Buzz submissions......darcy.odden@ecm-inc.com Business Briefs....... darcy.odden@ecm-inc.com Story ideas................tad.johnson@ecm-inc.com Letters.......................tad.johnson@ecm-inc.com Advertising...................... ads.dct@ecm-inc.com

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 31, 2013

Blue Cross building sells after a year on market by Jessica Harper

DAKOTA COUNTY TRIBUNE

A 10-story Eagan building owned by Blue Cross and Blue Shield of Minnesota has a new owner. The Waterview Office Tower at 1200 Yankee Doodle Road was sold to Fleetpark LLC in December after being on the market for more than a year, said Jim McManus, a spokesperson for the Eaganbased health insurer.

Eagan insurer declines to reveal purchase price for 10-story building

Blue Cross put the property on the market in 2011 and closed the sale on Dec. 31, 2012, McManus said. The 98,000-square-foot tower was built in 1985, but wasn’t purchased by Blue Cross until 1992. At its peak, the tower housed about 400 Blue Cross employees who oversaw operations. The distance between the tower and Blue Cross’ campus

off Highway 13 became problematic over time, McManus said. The company transferred employees to other buildings in September 2011, leaving the tower empty. McManus declined to reveal the purchase price of the Waterview Office Tower. The building’s listing price was $6.4 million. Fleetpark is owned by Wayne Hoovestol, who also

owns a trucking business in Eagan called Hoovestol Inc. Hoovestol owns several properties in the Twin Cities. He could not be reach for comment. Signs posted near the building indicate Fleetpark intends to lease 10,000-squarefoot sections of the building. Jessica Harper is at jessica. harper@ecm-inc.com or facebook.com/sunthisweek.

The Waterview Office Tower on 1200 Yankee Doodle Road was sold in December to Fleetpark LLC. The building was previously owned by Blue Cross and Blue Shield of Minnesota, which put the tower on the market in 2011. Photo by Jessica Harper

Planning Commission rejects MnDOT to close I-35E for one month this summer Parkview development plans Major road projects means season of headaches for drivers

by Laura Adelmann

DAKOTA COUNTY TRIBUNE

This summer, I-35 commuters will see road closures, detours and lane reductions as $20 million in bridge and road repair projects stretching from Elko New Market to Eagan begin in May and will include a one-month closure of the flyover bridge at the Burnsville/Lakeville border. “It is going to be a very busy summer,” Nicole DanielsonBartelt, Minnesota Department of Transportation senior transportation engineer, told the Lakeville City Council at its Jan. 22 meeting. Closures of Lakeville area’s only north-south state highway begin in May when MnDOT will start redecking the 35E flyover bridge over 35W. “It is probably one of the most difficult bridges in the metro-area to work on, because it has impacts to both 35E and 35W,” Bartelt said. I-35E will close for a month from County Road 42 to the 35E/35W split as the flyover bridge deck is torn down and replaced. I-35W will close May 4 from 10 p.m. to 7 a.m. as workers remove the deck. It will then reopen. MnDOT’s official detour during I-35’s month-long closing is I-494 to 35W, many commuters will likely use Cedar Avenue as an alternate route. Those drivers will have to pay attention in early June because once 35E southbound reopens, Cedar Avenue will close for two weeks as Dakota County completes pavement work on that corridor. Once that work is completed, likely mid-June, 35E will be reduced to a single lane in both directions for 30 days with some short-term ramp closures that are yet to be determined as MnDOT completes road work. Around June 10, Scott County plans to build a roundabout at County Road 29 and County Road 46, right next to I-35 as well, that will be a full road closure.

The project is hoped to be completed by August. By mid-July until the end of the season, work on I-35 will move south and reduce traffic to single lane from the split to County Road 2 as road and bridge repairs are made and cable median barriers installed along that stretch. Lakeville will also be doing road work on 204th Street and within portions of the Valley Park and Clays Acres neighborhoods this summer, but that won’t require road closures. Bridge painting will close I-35 again for one weekend in August from the split to Highway 13 with traffic detoured using 494 and 35E, which will be open again at that time. A project on I-35 between Owatonna and Faribault will also reduce travel to a single lane this summer. Locally, another major construction project will continue next year. In 2014, Dakota County plans to construct a multi-lane roundabout at County Highway 50 (Kenwood Trail) and County Highway 60 (185th Street), widen the roads from where they intersect to Jurel Way and Orchard Trail. City Council Member Doug Anderson encouraged Bartelt to explore crossover routing to avoid shutting down I-35E, but Bartelt said median barrier at the split to County Road 50 prevents such a plan. “This is a big deal for this community,” Anderson said, encouraging MnDOT to take another look to see if there is a way to avoid closing the freeway for a full month. MnDOT Planner John Solberg said traffic would not be able to travel south on a north bound 35E. “At that point you’d be putting southbound traffic right into northbound traffic,” he said. Anderson and Mayor Matt Little questioned MnDOT’s alternative route plans incorporating 494, stating most people will use Cedar Avenue.

“For us who are commuters, the last thing we’re going to do is put ourselves into going east and west on 494 in the morning or afternoon or going north and south on 35W,” Anderson said. “You’re crazy if you’re going to make that choice. So the reality is nobody’s going to do that unless they don’t live here.” He suggested officials consider ways to manage increased traffic on more likely alternative routes that may include signal controls and signs to address safety. Bartelt said MnDOT’s alternative routes are really designed for interstate traffic, and the state will send user surveys to local commuters to help estimate what kind of traffic volumes can be expected on alternative local routes. MnDOT is also working with Dakota County and the Metropolitan Council to coordinate construction schedules and possibly add transit routes. In and around Lakeville, Swecker said traffic will shift from west to east, filling roads like County Road 50, Cedar Avenue, Highway 3 and even frontage roads through Lakeville and Burnsville. Council Member Kerrin Swecker advocated for MnDOT to hold a public meeting online to inform residents of the plans, calling the community “extremely engaged” and “very plugged-in community.” Bartelt said they will consider that option, and MnDOT will post signs and provide email alerts about the project updates through its website, www.dot.state.mn.us. “This is a six- to sevenmonth, one-and-a-half season project,” Swecker said. “It’s nice to see that it’s not a sixyear project … as much of an impact as it’s going to be this summer — it’s going to be difficult — I’m glad to see it’s just one season.” Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

Proposal advances to City Council for review

by Jessica Harper

DAKOTA COUNTY TRIBUNE

Plans to build a housing development on the Parkview Golf Club property were rejected this week by the Eagan Planning Commission due to concerns the development would impede upon Lebanon Hills Regional Park. The commission on Jan. 22 voted to recommend a denial of Eden Prairie real estate developer Hunter Emerson’s proposal to the rezone Parkview from public recreation to planned development and a denial of its proposed preliminary planned development. Hunter Emerson hopes to turn the golf course at 1310 Cliff Road in Eagan into a development called Dakota Path that would include 177 single-family homes, a swimming pool, a tot-lot, a pavilion and a basketball court. The basketball court, tot-lot, pavilion and trails throughout the development would be open to the public, said Scott Carlston, owner of Hunter Emerson. The development would feature a variety of home sizes to accommodate both empty nesters and growing families, he said. Hunter Emerson had previously added a senior housing complex to its plans, but removed the complex after consulting with nearby residents and Dakota County officials. It was determined the site would not accommodate the needs of a senior housing complex due to a lack of public transportation and amenities, Carlston said. Commissioners were impressed by the proposed amenities, but worried the development would infringe upon the aesthetics of Lebanon Hills Regional Park. The plans call for a 20foot buffer that would be covered by deciduous and conifer trees and would separate the development from the park. The buffer would be a part of homeowners’ yards. Most commissioners con-

tended that the developer’s plan wouldn’t adequately separate Dakota Path from the natural parkland. “My concern is that there is no way to properly enforce this with it being self enforceable or by a homeowners’ association,” Commissioner Mike Supina said. Supina added that he is also concerned that the buffer is too small. Dakota County Park Director Steve Sullivan expressed concerns about whether the development would negatively impact the view of people visiting the 2,000-acre natural area. “This buffer has not been proven to be adequate,” Sullivan said. “The lack of an adequate buffer would change the quality of recreation uses of this park.” Sullivan said county officials prefer a buffer similar to the 100-foot buffer at the neighboring Fairway Hills developments. In addition to concerns about the development’s potential impacts on the park, residents expressed concerns about traffic. A recent study concluded Pilot Knob, Cliff and other roads surrounding the proposed development would be able to safely accommodate additional traffic resulting in the added housing. Despite the study’s results, a number of residents expressed concerns about traffic. “I can’t begin to tell you what it will be like to live in this neighborhood if this goes in,” said Christie Soderling, who lives in the nearby Parkcliff neighborhood. Soderling noted that the area presently experiences increased traffic during sporting events at a nearby park, which will get worse, she said, if Dakota Path moves forward. A few residents criticized the study saying it was inaccurate, but City Engineer John Gorder sided with the study. Others, including planning commissioners, ex-

pressed concerns about the small number of acres dedicated to parks. The developer’s plans dedicated two acres to park land, but commissioners and residents had hoped to see four acres dedicated. “I’m disappointed there isn’t more park land dedicated,” Supina said. The developer’s controversial plans have met a slew of criticism from nearby residents who had hoped to keep the golf course open. But Parkview co-owner Robert Zakheim has contended since June, when the development was first proposed, that the golf course is unsustainable. One group of residents proposed in October the city purchase the golf course to turn into a city amenity, but historically, such proposals fail to pass on referendum. A similar proposal was placed on a referendum nearly 10 years ago proposing the city purchase Carriage Hills Golf Course. Voters defeated the referendum by an overwhelming majority. While a number of residents have opposed the plans, a few others have spoke in favor of the development at previous meetings. Although the proposal was rejected by the Planning Commission, it will move on the City Council for consideration. The council doesn’t always follow the Planning Commission’s recommendations. The Planning Commission recommended in September a denial of a comprehensive guide plan amendment to change Parkview’s guided land use from private recreation to low-density residential, but the City Council unanimously approved sending the amendment to the Metropolitan Council, which approved the measure. Jessica Harper is at jessica. harper@ecm-inc.com or facebook.com/sunthisweek.

January 31, 2013 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Erickson leads arts fundraising group by Laura Adelmann

DAKOTA COUNTY TRIBUNE

One of Lakeville’s most prominent officials is the new president of the Friends of the Lakeville Area Arts Center, a nonprofit organization dedicated to supporting the city’s only public arts facility. Bob Erickson, city administrator from 1989-2004 and a Lakeville Area School Board member, replaces former Mayor Duane Zaun (1983-2000) for the position Zaun held since the center’s opening in 2001. Zaun is credited with bringing the arts center from dream to reality and worked closely with Erickson, an early promoter, to grow community support for the project that preserved the historic former All Saints Catholic Church building. Although Zaun did not respond to messages seeking comment, in 2008 he said the arts center does “a wonderful job” of bringing people together. The center’s performance space is named after Zaun.

Photo by Laura Adelmann

Lakeville Area School Board Member Bob Erickson is the second person elected Friends of the Lakeville Area Arts Center president. The friends board unanimously elected Erickson to the post, replacing former Mayor Duane Zaun who stepped down from the board after serving since 2001. Erickson, a member of the Lakeville Area Arts Advisory Board who joined the friends group after his retire-

ment from city government in 2004, said he has always had a passion for the arts, and enjoys his own private collection that

Drotning named top business person Lakeville resident began working on cars as a boy

by Laura Adelmann

While growing his business, Drotning also has main The founder and president tained an active role in servCEO of Crystal Lake Automoing the Lakeville community, tive was recognized on Monday where he and wife Vickie have as the Lakeville Area Chamber lived for 30 years, raising two of Commerce’s 2012 Business children, Scot and Charla. Person of the Year. Drotning’s activities in Karl Drotning, 62, started clude being a Lakeville Planthe Lakeville mechanical and ning Commission member, collision repair business in 1986 upon which he has served for and now employs 26 full-time 15 years and included several workers, over half of whom have leadership positions such as worked there for over a decade chair and vice-chair. Karl Drotning and include family members. He has been part of the He credits the fun atmoLakeville Strategic Growth sphere as part of the reason for the business’ Task Force and has represented the city on low turnover. several Metropolitan Council committees. “I enjoy having a good time, and I like to Drotning has also worked on Lakeville’s play,” Drotning said. “The shop is my play- Comprehensive Plan updates and transportaground, staff and customers are my playmates. tion plans as part of the County Road 42 Task I try to keep a positive, up environment, I en- Force study group and the I-35 Solutions Alcourage them to grow personally and treat the liance. staff with respect.” Over the years, he has been a volunteer He credits co-owner Jim Siegfried and his softball coach, baseball umpire and active in many friends and associates for helping him the Boy Scouts, including serving as a Scout build the business he decided to open at age Troop 111 board member and Scoutmaster. 36, after already having worked 25 years in Crystal Lake Automotive supports local the auto industry. charities that include 360 Communities and Drotning said as a kid he “hung around” Robert Lewis House, and holds an annual his neighborhood mechanical and collision Kids Against Hunger food packaging proshop until he ended up working there, getting gram. his first paycheck at 11 years old. Drotning’s business and his service to the After collecting his gold watch for 25 community was recognized Jan. 28 at a banyears of service, Drotning began to pursue his quet at the Crystal Lake Golf Club and Bandream of starting his own business, fixing cars quet facility. out of a rented stall in Lakeville. He said it is “very gratifying” to be recog He picked up warranty business, and his nized for his accomplishments and commureputation for quality work and friendly ser- nity involvement. vice grew quickly. “I’m proud to be a business person in Drotning hired his first employee four Lakeville,” Drotning said. “I’m proud to be months after opening, and 13 months later he part of the Lakeville community.” had three employees. Now located at 16055 Buck Hill Road, Laura Adelmann is at laura.adelmann@ecmthe business has its own 25,000-square-foot inc.com or facebook.com/sunthisweek. building and is bustling with activity. DAKOTA COUNTY TRIBUNE

includes a signed Norman Rockwell. He also collects signed books and stamps. “It all kinda fits together,”

Erickson said. He credits his genetic mother for his interest in arts and education. Erickson said he hired a private investigator to find his birth parents after the death of his beloved adoptive parents Adolf and Estelle Erickson. Erickson learned his genetic mother, Marie Sanders, was a respected English teacher and adjunct professor in Wisconsin who had earned her master’s degree in 1945, a rarity for women in that time. “She immersed herself in education for her whole life,” said Erickson who called it an honor to serve as president of the friends board. With Zaun’s departure, several other members also resigned their seat, indicating it would be a good time for the transition, Arts Center Administrative Assistant Karla Hartmann said. Retiring Friends of the Lakeville Area Arts Center directors are state Rep. Mary Liz Holberg, Paige Macklin and Sally Lovelace.

New friends board directors are Gloria Belzer, Julie Amacher, Michelle Gensinger, Carla Schulz and former Lakeville Parks and Recreation Director Steve Michaud, who will fill a newly created 12th position on the board. Their terms begin as events at the Lakeville Area Arts Center are growing in popularity. Lakeville Parks and Recreation Director Brett Altergott reported at a Jan. 22 City Council meeting that attendance to arts center events hit a record 50,724 in 2012. Upcoming events at the center include a coffee concert featuring Erin Aldridgem and Beth Gilbert this Sunday at 2 p.m. and the musical story of Jack Frost, presented by the Children’s Castle Theater Feb 1-10. For tickets and more Arts Center information, visit www.ci.lakeville.mn.us. Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

BBB releases 2012 complaint, inquiry statistics The Better Business Bureau of Minnesota and North Dakota (BBB) has compiled the top 10 industries for consumer complaints and inquiries, according to its final statistics for 2012. For the year, the BBB provided more than 2.7 million instances of service to the public — a new record. The BBB handled just over 24,200 complaints in 2012, about the same amount as the previous year. It resolved roughly 90 percent of them. “Our complaint levels have remained steady for the last three years,” said Dana Badgerow, president and CEO of the BBB of Minnesota and North Dakota. “We’re pleased that’s the case, but, as always, our goal is to have people visit bbb.org before making purchasing decisions, to find reputable companies and hopefully avoid issues.” Complaints against auto dealers — used cars and new cars — took the top two spots in 2012, followed by complaints against auto repair companies and siding contractors. Used car complaints handled by the BBB typically involved consumer claims that cars were not in the condition promised. Complaints against new car dealers generally touched on issues involving sales of previously-owned vehicles or alleged issues with service or repairs. However, the complaint resolution rates for the used and new car industries were 92 percent and 98 percent, respectively — both above the average resolution rate for BBB complaints. Five separate categories in the construction industry made this year’s top 10 complaint list. The construction industry also topped the list of inquiries from the public in 2012, with collection agencies coming in second. Two new additions to this year’s top 10 consumer inquiries list were Internet shop-

ping and home builders, which reflects the shift in customer shopping habits and would also seem to indicate an improving real estate market. Top 10 industries by volume of complaints: 1. Auto Dealers – Used Cars 2. Auto Dealers – New Cars 3. Auto Repair & Service 4. Siding Contractors 5. Contractors – General 6. Roofing Contractors 7. Banks 8. Construction & Remodeling Services 9. Windows – Installation and Service 10. Property Management Top 10 industries by consumer inquiries: 1. Contractors – General 2. Collection Agencies 3. Pillows 4. Construction & Remodeling Services 5. Roofing Contractors 6. Auto Dealers – Used Cars 7. Internet Shopping 8. Marketing Programs & Services 9. Home Builders 10. Property Management “As always, these statistics tell a story but not the full story,” added Badgerow. “It’s certainly not to single companies in these industries out or label them as problematic. It’s simply a snapshot of trends we noted in our marketplace over the past year.” The mission of the Better Business Bureau is to be the leader in building marketplace trust by promoting, through self-regulation, the highest standards of business ethics and conduct, and to instill confidence in responsible businesses through programs of education and action that inform, assist and protect the general public. Hours are 8 a.m. to 5 p.m. Monday through Friday. Contact the BBB at bbb.org or (651) 699-1111.

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Real Estate

Contractor, real estate continuing education The Builders Association of the Twin Cities University (BATC U) has released its 2013 catalog of some 30 courses for Minnesota contractors to obtain their required 14 credit hours of continuing education for licensure. In addition, most courses qualify for real estate continuing education as well. Courses range from a full day to one-hour sessions. The courses are developed based on feedback from participants each year regarding vital topics, quality of instructors and

changes in statutes and rules. Minnesota law requires all licensed contractors to obtain 14 credit hours every two years, of which one hour must be in regard to energy. BATC University’s course lineup, taught by industry professionals with direct experience and a practical perspective, will easily achieve necessary course hours. All BATC University courses are taught at the Builders Association of the Twin Cities office

at 2960 Centre Pointe Drive, Roseville, in the BATC’s learning center. The facility offers free parking, and all course participants receive complimentary lunch and refreshments throughout the day, as well as being provided all necessary course materials. Registration is achieved at www.batc.org (under Quick Links select Builder Credits – BATC U). The cost of BATC U courses is $15 per credit hour for members and $22 per credit hour for nonmembers.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 31, 2013

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Workers needed as home building, remodeling sales strengthen

The Builders Association of the Twin Cities (BATC) will be holding a job and career fair to help fill over 200 current job openings from more than 15 member companies. The fair will be held from 1 to 6 p.m. Wednesday, Feb. 6, at Roseville Skating Center in the Olympic Room, 2661 Civic Center Drive, Roseville. Job seekers are asked to bring their resumes and references, and to be prepared for interviews. A wide variety of jobs are available, including skilled labor (carpenters, painters, drywallers, etc.), customer service, warehouse, delivery, administrative and sales. Participating companies will also be able to discuss career paths and future opportunities in the industry. No appointments are necessary and there is no fee to attend.

Calendar To submit an item for the Calendar, email it to darcy.odden@ ecm-inc.com or fax (952) 8462010.

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Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the

month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-to-business referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www.dakotabusinesspartners.com or find us on Facebook. Network Unlimited South Valley Chapter, a professional networking chapter, meets Thursdays from 4:30 to 5:45 p.m. at Valley Tap House, 14889 Florence Trail, Apple Valley. To see if your category is open go to www. NetworkUnlimited.org. Network Unlimited Eagan Chapter, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Caspers Cherokee of Eagan, 4625 Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org. BNI – The Valley Networkers Chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www. bni-mn.com BNI – Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI – Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more

information, call Maggie Kase at (952) 230-1602 or visit www.bnimn.com. BNI – Power Links Chapter meets at 7:30 a.m. Thursdays at Highview Hills Senior Living Center, 20150 Highview Ave., Lakeville. Information: Michelle Reisenauer, (612) 868-2950 or mreisenauer@charter.net. BNI – Leads 2 Referrals meets from 7:30 to 9 a.m. Tuesdays at Jeff Belzer’s dealership (second floor cafeteria), 21111 Cedar Ave., Lakeville. Information: Kari Switala, (612) 2983487. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:309 a.m. at the Eagan Community Center, 1501 Central Parkway Eagan. This lively referral group can help you grow your business. Membership is limited to one person from each category. Visitors are welcome. For more information, contact Jay Taylor at (651) 688-3100, jay.taylor@hitechmn. com. Find the chapter’s website at bnimn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held

Thursdays 11:30 a.m. – 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator” Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. SMART (South Metro Area Referral Team) Business Networking Group meets the second and fourth Tuesday of

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every month from 8 to 9 a.m. at the Mediterranean Cruise Cafe, 12500 Nicollet Ave., Burnsville. We are a networking group based on relationships and charitable giving. Openings are available. Visit smartmnnetworking.com. Questions – contact Arlene Seifert at (952) 898-1777. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5. Women’s Business Exchange meets the second and fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 1095 Diffley Road, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 994-8392 or visit www. meetup.com/womens-businessexchange-eagan.  Seed Your Business referralbased networking group meets the first and third Wednesday at noon at Baskets On Occasion, 1095 Diffley Road, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994-8392. Referrals from the Heartland Networking Group meets 7:30 to 9:00 a.m. Tuesdays at: Heartland Credit Union, 5500 S. Robert Trail, Inver Grove Heights. Information: Sherry Buckley at Sherry@SherryBuckley4U.com.

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Date-specific Dakota County Regional Chamber of Commerce events: • Thursday, Feb. 7, 7:30 to 8:30 a.m., The Buzz – Robert Street Transitway Alternatives Update, DARTS, 1645 Marthaler Lane, West St. Paul. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. • Tuesday, Feb. 12, 8 to 9 a.m., Rosemount Connection, Rosemount Fire Station No. 1, 2875 145th St. W., Rosemount. Information: Jessy Annoni at (651) 288-9202 or jannoni@ dcrchamber.com. • Thursday, Feb. 14, 8 to 9 a.m., Coffee Break, The UPS Store – Eagan North, 3432 Denmark Ave., Eagan. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. Burnsville Chamber of Commerce events: • Wednesday, Feb. 13, 8 to 9 a.m., AM Coffee Break, 360 Communities, 501 E. Highway 13, Suite 102, Burnsville. Free for chamber members. • Tuesday, Feb. 19, noon to 1 p.m., Network at Noon, True Choices Services, first floor party room, 1500 McAndrews Road (The Summit Executive Suites), Burnsville. Free. • Wednesday, Feb. 20, 11:30 a.m. to 1 p.m., State of the City Luncheon, Performing Arts Center, 12600 Nicollet Ave., Burnsville. Cost: $25. Registration required at (952) 435-6000 or maranda@burnsvillechamber. com. Lakeville Area Chamber of Commerce events: • Thursday, Jan. 31, 8:15 to 9:15 a.m., Teacher Appreciation Breakfast, Community Education. • Wednesday, Feb. 6, 7:30 to 8:30 a.m., Morning Brew, Sprint by ASW, 17713 Kenwood Trail. • Thursday, Feb. 7, 4:30 to 6:30 p.m., Networking After Hours, Quality Inn (formerly Comfort Inn), 17605 Kenrick Ave.

• Tuesday, Feb. 12, 7 to 8 a.m., Breakfast with the City, chamber conference room. River Heights Chamber of Commerce events: • Tuesday, Feb. 5, 4:30 to 5:30 p.m., South St. Paul State of the City Address, South St. Paul City Council Chambers, City Hall, 125 Third Ave. N., South St. Paul. Information: Jennifer Gale at jennifer@riverheights.com. • Thursday, Feb. 7, 7:30 to 9 a.m., Coffee Net, Sam’s Club, 3035 Denmark Ave., Eagan. Information: Chaz Kleinsteuber at (651) 451-2266 or chaz@riverheights.com. • Tuesday, Feb. 12, 11:30 a.m. to 1:30 p.m., Keep it Local for Lunch, Applebee’s, 5855 Blaine Ave., Inver Grove Heights. Information: Chaz Kleinsteuber at (651) 451-2266 or chaz@riverheights.com. District 196 Community Education will offer the Starting Your Own Business series, presented by SCORE, at Scott Highlands Middle School in Apple Valley. Register at www. district196.org/ce or call (651) 423-7920. Save and enroll in all four classes for $99. Enter promo code SCOREW13 to receive the discount. • How to Start Your Own Business, Tuesday, Feb. 12, 6:30 to 8:30 p.m. Cost: $29. • Marketing Strategies and Ideas, Tuesday, Feb. 19, 6:30 to 8:30 p.m. Cost: $29. • Financial Management of Your Business, Tuesday, Feb. 26, 6:30 to 8:30 p.m. Cost: $29. • Developing Your Business Plan, Tuesday, March 5, 6:30 to 8:30 p.m. Cost: $29.

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January 31, 2013 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Proposed work at Rosemount refinery under environmental review Comments are being accepted through Feb. 20 for an environmental review of Flint Hills Resources’ proposed construction of two storage spheres, a rail loading rack, and an expanded rail car staging area at its Pine Bend refinery in Rosemount. The Minnesota Pollution Control Agency has prepared an Environmental Assessment Worksheet for

the proposed project. The EAW reviews how a proposed project could affect the environment. The Flint Hills Resources refinery processes crude oil from western Canada. Products generated at the refinery include gasoline, diesel fuel, heating oil, jet fuel, petroleum coke, asphalt and elemental sulfur. The proposed changes

would allow Flint Hills to store and distribute refinery-grade propylene that the refinery already generates. The project would not result in an increase in the refinery’s crude oil processing capacity. If approved, construction would take place between approximately April 2013 and September 2014. The MPCA also expects to place the refinery’s air

emissions permit on public notice at a later date. The draft air permit will also be open for public comment for 30 days. The MPCA may make changes to the draft air permit based on input received during the EAW public comment period and/or on new information gathered as part of the agency’s own review of the project. Part of the purpose of

the EAW is to help the MPCA determine whether an Environmental Impact Statement, a more in-depth environmental review, is needed. The EAW must be completed before the MPCA can issue final permits for the project. Comments on the EAW must be submitted in writing by 4:30 p.m. Feb. 20 to Steve Sommer, MPCA, 520 Lafayette Road N., St.

Paul, MN 55151-4194, by email to steve.sommer@ state.mn.us or by fax to (651) 297-2343. To request a copy of the draft EAW or to inquire about the environmental review process, call Sommer at (651) 757-2746. The documents are also posted online at the MPCA’s EAW and EIS webpage.

Dakota County Business Contacts

Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce

Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau

Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association

Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau

Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

River Heights Chamber of Commerce Address: 5782 Blackshire Path, Inver Grove Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: info@riverheights.com

Positively Minnesota Marketing Partnership

Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future

Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul

Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE

Role: Counselors to America’s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments

Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, David McKnight Phone: (651) 280-6801 E-mail: dmcknight@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their city’s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at E a g a n 2 5 5 4 8 : 3735 Sibley Memorial Hwy, Eagan, MN 55122. Notice is hereby given that the undersigned will sell at public auction on February 13th, 2013 at 1:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows:

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Rosemount 25552: 15854 Chippendale Ave W, Rosemount, MN 55068. Notice is hereby given that the undersigned will sell at public auction on February 14th, 2013 at 2:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows:

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Burnsville 08304: 14250 Burnsville Parkway W, B u r n s v i l l e , M N 5 5 3 0 6. Notice is hereby given that the undersigned will sell at public auction on February 13th, 2013 at 12:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows:

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Burnsville 34104: 2000 Old County Rd, 34th Pl, B u r n s v i l l e , M N 5 5 3 3 7. Notice is hereby given that the undersigned will sell at public auction on February 13th, 2013 at 11:00am personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows:

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Apple Valley 25544: 5900 148th Street W, Apple Valley, MN 55124. Notice is hereby given that the undersigned will sell at public auction on February 14th, 2013 at 1:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows:

163 - Mataya, Anthony 471 - Kloeppel, Josiah

2013 - Thompson, John 5101 - Macal, Tyler

2045 4407 4666 4708 4812

B007 - Godwin, Mark C007 - Limon, Elizabeth C008 - Ritchie, Sonya C026 - Knippenberg, Alicia C053 - Brown, Dionna C070 - Bostick, Vincent C094 - Finnegan, Mike C132 - Edlund, Dana D004 - Yorahee, Lemuel D030 - Hoiland, Doug D059 - Harlin, Alfonzio E033 - Baumgard, Tracy E060 - Garcia, Angela E061 - Suppes, Jason G003 - Asante, Aristotle

207 - Terry, Cleotha 219 - Davis, Anthony

3277444

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3277475

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PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Just Jewett 2. Principal Place of Business: 12905 Eveleth Avenue, Apple Valley, MN 55124 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Jewett Companies, LLC, 12905 Eveleth Avenue, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 01/12/2013 Matthew R. Jewett 3277341 1/24-1/31/13P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL & APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-13-64 Estate of Sara W. Engelbert, Decedent Notice is given that an application for informal probate of the Decedent’s will dated 12/29/1994 and codicil(s) to the will, dated 1/7/1997 & 10/20/2005, and separate writings( ) under Minn. Stat. 524.2-513 (”Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Elmer E. Engelbert, Jr. whose address is 920 North Highview Circle, Mendota Heights, MN 55118 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 1/25/13 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant Darlene M. Cobian, Atty Reg #234795 Briggs & Morgan, P.A. 332 Minnesota Street, Suite #W2200 St. Paul, MN 55101 651.808.6597; 651.808.6450 dcobian@briggs.com 3284920 1/31-2/7/13

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Allina Health Apple Valley Pharmacy 2. Principal Place of Business: 14655 Galaxie Avenue, Apple Valley, M N 55124 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Allina Health System, 2925 Chicago Avenue, Mail Route 10905, Minneapolis, MN 55407 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 01/08/2013 Elizabeth Truesdell Smith 3277379 1/24-1/31/13

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-13-66 In Re: Estate of TERRY OTTO ENSLEN, aka TERRY O. ENSLEN, and TERRY ENSLEN, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated August 18, 1999. The Registrar accepted the application and appointed Bret A. Enslen, whose address is 1707 Santa Barbara Drive, Waukesha, WI 53189, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the date of issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 1/28/13 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator JEFFREY P. SCOTT & ASSOCIATES, LLC Amanda R. Hespen MN# 0389404 2356 University Avenue West, Suite 400 Saint Paul, MN 55114 Telephone: (651) 647-9533 Facsimile: (651) 647-9544 e-mail: amanda@jeffscottandassociates.com 3285500 1/31-2/7/13

Dicks, Harvey Bailey, Geri-Jean Roque, Mary Janet Bluntson, Amos Lacey, Marie

3277438

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: USP Structural Connectors 2. Principal Place of Business: 14305 Southcross Drive, Ste. 200, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. MiTek USA, Inc., 14515 N. Outer Forty Rd., Ste. 300, Chesterfield, MO 63017 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 1/17/2013 Joseph C. Carr, Jr., Vice President, Secretary and General Counsel 3285603 1/31-2/7/13P

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-13-61 Estate of Geraldine Cecile Kavanagh, Decedent Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted. Notice is also given that the Registrar has informally appointed Patrick Kavanagh, whose address is 13835 Shannon Parkway, Rosemount, MN, 55068 as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 1/25/13 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative Virginia A. Dwyer Grannis & Hauge, P.A. 1260 Yankee Doodle Road, #200 Eagan, MN, 55121 Attorney License No: 123651 Telephone: (651) 797-7423 FAX: (651) 454-4232 Email: dwyerv@grannishauge.com 3284779 1/31-2/7/13

3277433

3277471

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PUBLIC NOTICE SUMMONS

1/24-1/31/13

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: ProLaw Software 2. Principal Place of Business: 610 Opperman Drive, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. West Publishing Corporation, 610 Opperman Drive, Eagan, MN 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 1/23/2013 Debbie N. Young, Assistant Secretary 3285746 1/31-2/7/13P

PUBLIC NOTICE

State of Wisconsin Circuit Court - Milwaukee County Publication Summons - Case No. 12-CV-012692 - The Honorable Paul R. Van Grunsven - Case Code 30404 (Foreclosure of Mortgage) - The amount claimed exceeds $5000.00 Bank of America, N.A., 400 National Way, Simi Valley, CA 93065, Plaintiff vs. Lia Alex Lawbeerjour, Pader Lillian Lawbeerjour, John Doe Lawbeerjour & Jane Doe Lawbeerjour, 3325 W. Ruskin St., Milwaukee, WI 53215-4223 and Brazil, Thelen & Benske, S.C., 1553 E. Racine Ave., Waukesha, WI 53186-6826, Defendants - The State of Wisconsin - To each person named above as a defendant: You are hereby notified that the plaintiff named above has filed a lawsuit or other legal action against you. Within 40 days after 1/17/13 you must respond with a written demand for a copy of the complaint. The demand must be sent or delivered to the court, whose address is 901 N. 9th St., Milwaukee, WI 53233 and to Gray & Assoc., L.L.P., plaintiff's attorney, whose address is 16345 W. Glendale Dr., New Berlin, WI 53151-2841. You may have an attorney help or represent you. If you do not demand a copy of the complaint within 40 days, the court may grant judgment against you for the award of money or other legal action requested in the complaint, and you may lose your right to object to anything that is or may be incorrect in the complaint. A judgment may be enforced as provided by law. A judgment awarding money may become a lien against any real estate you own now or in the future, and may also be enforced by garnishment or seizure of property. Dated 1/10/13, William N. Foshag, State Bar No. 1020417, Gray & Assoc., L.L.P., Attys. for Plaintiff, 16345 W. Glendale Dr., New Berlin, WI 53151-2841, (414) 224-8404, (414) 224-1237. Gray & Assoc., L.L.P. is attempting to collect a debt and any information obtained will be used for that purpose. If you have previously received a discharge in a chapter 7 bankruptcy case, this communication should not be construed as an attempt to hold you personally liable for the debt. 3270022 1/17-1/31/13P

WITHOUT REAL ESTATE State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-FA-12-1893 Case Type: Dissolution with Children In Re the Marriage of: Karri Lopez, Petitioner And Ovidio Lopez, Respondent THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: WARNING: Your spouse (husband or wife) has filed a lawsuit against you for dissolution of your marriage. A copy of the paperwork regarding the lawsuit is served on you with this summons. This summons is an official document from the court that affects your rights. Read this summons carefully. If you do not understand it, contact an attorney for legal advice. 1. The Petitioner (your spouse) has filed a lawsuit against you asking for a dissolution of your marriage (divorce). A copy of the Petition for Dissolution of Marriage is attached to this Summons. There should also be a copy of Petitioner’s Financial Affidavit attached. 2. You must serve upon Petitioner and file with the Court a written Answer to the Petition for Dissolution of Marriage and your Financial Affidavit. You must pay the required filing fee. Answer forms and the Financial Affidavit form are available from the Court Administrator’s office. You must serve your Answer and Financial Affidavit upon Petitioner within thirty (30) days of the date you were served with this Summons, not counting the day of service. If you do not serve and file your Answer and Financial Affidavit, the Court may give your spouse everything he or she is asking for in the Petition for Dissolution of Marriage. 3. This proceeding does not involve real property. NOTICE OF TEMPORARY RESTRAINING PROVISIONS Under Minnesota law, service of this summons makes the following requirements apply to both parties to the action, unless they are modified by the court or the proceeding is dismissed: (1) Neither party may dispose of any assets except (a) for the necessities of life or for the necessary generation of income or preservation of assets, (b) by an agreement of the parties in writing, or (c) for retaining counsel to carry on or to contest this proceeding. (2) Neither party may harass the other party. (3) All currently available insurance coverage must be maintained and continued without change in coverage or beneficiary designation. (4) Parties to a marriage dissolution proceeding are encouraged to attempt alternative dispute resolution pursuant to Minnesota law. Alternative dispute resolution includes mediation, arbitration and other processes as set forth in the district court rules. You may contact the court administrator about resources in your area. If you cannot pay for mediation or alternative dispute resolution, in some counties, assistance may be available to you through a nonprofit provider or a court program. If you are a victim of domestic abuse or threats as defined in Minnesota statutes, chapter 518b, you are not required to try mediation and you will not be penalized by the court in later proceedings. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. NOTICE OF PARENT EDUCATION PROGRAM REQUIREMENTS Under Minnesota Statutes, Section 518.157, in a contested proceeding involving custody or parenting time of a minor child, the parties must begin participation in a parent education program that meets minimum standards promulgated by the Minnesota Supreme Court within 30 days after the first filing with the court. In some Districts, parenting education may be required in all custody or parenting proceedings. You may contact the District Court Administrator for additional information regarding this requirement and the availability of parent education programs. Dated: 11-1-12 3278193 1/24-2/7/13

SHERIFF SALE 2-13-13 Wednesday 10 AM at: Inver Grove Ford, 4725 South Robert Trail, Inver Grove Heights, MN 55077 2004 Mercury Monterey Serial #2MRDA20244BJ10370 Repair/Storage/Sale: $2,899.00 3270183 1/17-2/7/13

PUBLIC NOTICE

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Apple Valley 08302: 7233 155th St West, Apple Valley, MN 55124. Notice is hereby given that the undersigned will sell at public auction on February 14th, 2013 at 11:00am personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 3207 4010 5122 6340 6524

SHULL, ROBIN GRAMLEY, HEATHER Stellick, Joseph Couleur, Matthew johnson-mersha, lola

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PUBLIC NOTICE

NOTICE OF FORECLOSURE SALE DATE: FEBRUARY 12, 2013 AT 10:00AM Property belonging to Jennifer Tousignant, (033568, 025939, 000013129), Donna Williams, (WP669, WP243), Alice Ross, (026127), will be sold by live public auction (verbal bidding) on February 12, 2013 STARTING AT 10:00AM, at DOOR TO DOOR STORAGE, INC., 945 Aldrin Dr., Eagan, MN 55121. Goods were neither packed, loaded, nor inventoried by Door to Door Storage, Inc. General description of the goods likely to be sold: Household, business or consumer goods, namely personal effects, china, furniture, clothing, books, glass, silverware, electronics, tools, and similar items; but actual contents, condition, and quality are unknown to Door to Door Storage, Inc. Persons under 15 not admitted. Photo ID is required for bidders. Only cash or credit card as payment. Bidder Registration begins at 9:30am. Viewing begins at 10:00am, and bidding will begin soon after. As of January 9th, 2006 there are over 50 containers to sell. Each container is 5 ft wide 8 ft long x 7 ft high. 1/24, 1/31/13 CNS-2431980# DAKOTA COUNTY TRIBUNE 3271467 1/24-1/31/13P

PUBLIC NOTICE

Summons and Notice Termination of Parental Rights Matter State of Minnesota Anoka County District Court Tenth Judicial District Court File Number: 02-JV-13-56 Case Type: Juvenile County Attorney Number: JW-2012-00041 In the Matter of the Welfare of the Child(ren) of: Cecelia Rose Jackson Edward Cosgrove NOTICE TO: Cecelia Rose Jackson, above-named parent(s) or legal custodian(s). 1. A Termination of Parental Rights Petition has been filed in the Office of the Clerk of Juvenile Court located at Anoka County Courthouse, 325 East Main Street, Anoka, Minnesota 55303, alleging that parental rights of the above-named parent(s) or legal custodian(s) to the child(ren) named in the petition should be permanently severed. 2. Notice is hereby given that the matter of said Termination of Parental Rights Petition will be called for hearing before the Juvenile Court located at Anoka County Courthouse, 325 East Main Street, Anoka, MN 55303, on February 21, 2013 at 8:30 a.m. or as soon after as the Matter can be heard. 3. YOU ARE ORDERED to appear before the Juvenile Court at the scheduled time and date. 4. You have a right to be represented by counsel. 5. If you fail to appear at the hearing, the Court may still conduct the hearing and grant appropriate relief, including permanently severing the parental rights of the above-named parent(s) or legal custodian(s) and taking permanent custody of the child/ren named in the Petition. Notice is hereby given by three weeks publication of this notice in the Dakota County Tribune, a legal newspaper, the last publication at least ten days before the day of the hearing above specified. WITNESS, the Honorable Thomas M. Fitzpatrick Judge of District Court BY: Jennifer A. Schlieper/by Kathy Court Administrator 3284682 1/31-2/14/13

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PUBLIC NOTICE

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at West St. Paul 25559: 415 Marie Ave. E., West St. Paul, MN 55118. Notice is hereby given that the undersigned will sell at public auction on February 13, 2013 at 9:30 AM personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 1036 - Walker, Debora; 2014 - Owen, Arthur; 2016 - WILLIS, CRYSTAL; 2045 - Battey, Rebecca; 2050 - Finstrom, Barbara; 2098 - EISENZIMMER, DARIN; 3026 - Dunham, Lisa; 3063 - Seawright, Debra; 3078 - HENDERSON, KONSTANCE; 3114 - Banks, Jasmine; 3116 - GROTTO, LINDA; 4115 - Anderson, Heather; 4179 - durrah, shayla 3277496

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE NOTICE IS HEREBY GIVEN: NOTICE OF SALE

That the personal property described as follows, to wit: 2003 Saab 9-3, Serial number YS3FD46Y831051465 will be sold at public auction by Dakota County Sheriff on the 11th day of March, 2013, at 1:00 o'clock P.M., at 1835 Diffley Road in the city of Eagan, County of Dakota, State of Minnesota, To pay and satisfy a lien which is claimed to be due thereon from Jason Janvrin as the owner thereof to Jim Coopers Tire & Auto Service in the sum of Two thousand eight hundred seventy nine dollars and 81/100 computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are as follows, to wit: Storage of owners vehicle Dated 1-23-13 Jim Cooper 1835 Diffley Road Eagan, MN 55122 3281327 1/31-2/14/13

NOTICE PUBLIC NOTICE PUBLIC Notice and Order of Hearing

ORDER FOR HEARING AND NOTICE (Child In Need of Protection Or Services Petition PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-12-3595 In the Matter of the Welfare of T.E.P.-W., Child. TO: Curtis E. Watson Social Worker Jennifer Dockter, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: within the meaning of Minnesota Statutes, Section 260C.007: Subd. 6(8), in that the child is without proper parental care because of the emotional, mental, or physical disability, or state of immaturity of the child’s parent, guardian or other custodian. Subd. 6(9), in that the child is one whose behavior, condition, or environment is such as to be injurious or dangerous to the child or others, including, but not limited to, the exposure of a child to criminal activity in the child’s home. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on February 20, 2013 at 9:00am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by one week publication in a legal newspaper as provided by law, viz: Curtis E. Watson. Dated: January 22, 2013 Richard Spicer Judge 3285303 1/31/13

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-13-60 Estate of Judith Jean Peterson, Decedent. Notice is given that an Application for Informal Appointment of Personal Representative has been filed with the Registrar. No Will has been presented for probate. The Application has been granted. Notice is also given that the Registrar has informally appointed Kelly Moreno, whose address is 129 Fifth Avenue North, South St. Paul, MN 55075 as Personal Representative of the Estate of the Decedent. Any heir, devisee, or other interested person may be entitled to appointment as Personal Representative or may object to the appointment of the Personal Representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the Personal Representative has full power to administer the Estate including, after 30 days from the date of issuance of Letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice, or the claims will be barred. Date: 1/25/13 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Petitioner: George R. Dunn Tilton & Dunn, P.L.L.P. 101 East Fifth Street, #2220 St. Paul, MN 55101 Attorney License No.: 188165 Phone: 651/224-7687 Fax: 651/224-0239 3285250 1/31-2/7/13P

(For Publication) STATE OF WISCONSIN POLK COUNTY CIRCUIT COURT Case No. 13 TP 2 IN THE INTEREST OF Kemen Javier De La Cruz Born to: Gwendolyn Anderson To: David De La Cruz Cortes and any unknown parent at unknown address. IT IS ORDERED: This notice be published advising you that a petition for termination of your parental rights to the above named child be heard at the Polk County Courthouse, Balsam Lake, Wisconsin, Br. 2, 1005 West Main St., Polk Co. Justice Center, on 2/7/13, at 1:15 pm. You have the right to have an attorney present. If you desire to contest the matter and cannot afford an attorney, the state public defender may appoint an attorney to represent you. If you fail to appear and the court terminates your parental rights, either a motion to seek relief from the judgment or a notice of intent to pursue relief from the judgment must be filed in the trial court within 30 days after the judgment is entered, in order to preserve the right to pursue such relief. *IT IS FOUND AND ORDERED T H A T it is essential to include the child’s name in this notice in order to give effective notice to the father. *This notice shall be published one time. If you need help in this matter because of a disability, please call: 715-485-9299 BY THE COURT: Jeffery L. Anderson Circuit Court Judge/ Court Commissioner Date: 1-3-13 3267018 1/17-1/31/13P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-13-67 In Re: Estate of Charlotte R. Lonn, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated April 10, 1975. The Registrar accepted the application and appointed Norman F. Lonn, whose address is 3833 Bellaire Avenue, White Bear Lake, MN 55110, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 1/28/13 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Hammargren & Meyer, P.A. Gary G. Fuchs MN# 32566 3500 American Blvd. West, Suite 450 Bloomington, MN 55431 Telephone: 952-844-9033 Facsimile: 952-844-0114 e-mail: gary@hammarlaw.com 3285162 1/31-2/7/13

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Apple Valley 20296: 15075 Foliage Ave, Apple Valley, MN 55124. Notice is hereby given that the undersigned will sell at public auction on February 14th, 2013 at 12:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows

275 - Mueller, Anya 348 - PETERSON, AARON 35 - Sanford, Christopher 357 - Batulis, Jennifer 388 - DOSS, YOLANDA 576 - KAUPA, KENNETH 608 - SHEPHERD, BETTY 613 - Kaczynski, Nathan 771 - EGAN, JAMES 3277464

1/24-1/31/13

PUBLIC NOTICE

NOTICE TO CREDITORS: FOREIGN PERSONAL REPRESENTATIVE ACTING IN MINNESOTA STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-13-52 Estate of Florence B. Grieve a/k/a Florence Brogan Grieve, Decedent Notice is given that Margaret M. Grieve, residing at 215 East 72nd Street, Apt. 15E, New York, NY, 10021 is the domiciliary foreign Personal Representative (”Personal Representative”) for the estate of Florence B. Grieve a/k/a Florence Brogan Grieve, a resident of the State of Florida. On January 22, 2013, the Personal Representative filed with the Court a document stating an intention to exercise, as to assets in Minnesota, all powers of a local Personal Representative and to maintain actions and proceedings in Minnesota in accordance with Minn. Stat. 524.4-205. Notice is also given that any Minnesota creditor who objects to the Personal Representative’s exercise of power over assets in Minnesota must file a written objection within 60 days from the Personal Representative’s filing. If no objections are filed, the representative may, after the expiration of the 60 day period, exercise all powers of a local Personal Representative. Dated: January 23, 2013 Shawn M. Moynihan Attorney for Foreign Personal Representative Shane Swanson Leonard Street and Deinard 150 S. Fifth St., Ste. 2300 Minneapolis, MN, 55402 Attorney License No: 288433 Telephone: (612) 335-1635 FAX: (612) 335-1657 Email: shane.swanson@leonard.com 3284765 1/31-2/7/13

PUBLIC NOTICE NOTICE AND ORDER OF HEARING

ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-13-41 Estate of Sarah Ann Mooers, Decedent It is Ordered and Notice is given that on 2-28-13, at 9:00 a.m., a hearing will be held in this Court at the Dakota County Courthouse, 1560 Highway 55, Hastings, Minnesota 55102, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Bruce Bruns, whose address is 7610 Banning Way, Inver Grove Heights, Minnesota 55077 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 1/16/13 BY THE COURT Shawn M. Moynihan Judge of District Court (COURT SEAL) Attorney for Petitioner Steven R. Kufus, Esq. Steven R. Kufus, P.A. Spruce Tree Centre, Suite 313 1600 University Avenue West Saint Paul, MN, 55104 Attorney License No: 58853 Telephone: (651) 645-9359 FAX: (651) 645-6801 3278025 1/24-1/31/13

OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1970 SCHU Manufactured Home, VIN # 191787 currently located at 12551 Greentree Court, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 15th day of February, 2013 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Darrell John Kari (02/15/1961), Pamela Kay Kari (01/31/1961) Kurt Alan Larson as the owner(s) first secured party, and/or resident(s) of the aforementioned home, thereof to: Realty Systems - Arizona, Inc., in the sum of One-Thousand, Five-Hundred, Forty-Three Dollars and 94/100 ($1,543.94) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: January 10, 2013 ____________________________ Carol Williams, Agent Realty Systems - Arizona Inc. 3277742 1/24-2/7/13

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Contract Court File No.: 19HA-CV-13-132 _______________________________________ Roundbank, a Minnesota banking corporation, Plaintiff, v. BTC Foods, Inc., d/b/a Grandma Pinky’s Fresh Baked Cookies, a Minnesota corporation, Faith E. Crump and Harry S. Crump, Defendants. _______________________________________ STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: Virtus Law, PLLC 7040 Lakeland Avenue, Suite 111 Brooklyn Park, MN 55428 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the complaint. If you do not want to contest the claims stated in the complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. Dated: December 21, 2012 VIRTUS LAW, PLLC /s/ Lesley J. Adam Thomas M. Fafinski (#215892) Nathan W. Nelson (#347401) Lesley J. Adam (#035093X) 7040 Lakeland Ave, Suite 111 Brooklyn Park, MN 55428 Telephone: 763-432-2169 Fax: 763-447-3591 Attorneys for Plaintiff 3272672 1/17-1/31/13

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Design By Deane 2. Principal Place of Business: 2222 Water Lilly Lane, Eagan, MN 55122 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Deane Michael Biermeier, 2222 Water Lilly Lane, Eagan, MN 55122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 01/15/2013 Deane Michael Biermeier 3274951 1/24-1/31/13P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR SUMMARY ASSIGNMENT OR DISTRIBUTION AND FOR FORMAL PROBATE OF WILL (EXEMPT ESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-13-71 Estate of LORRAINE SZYMANSKI, Decedent Notice is given that a petition has been filed requesting that the Estate assets be summarily assigned and distributed without probate administration. The Petition also requests the probate of an instrument purporting to be the Decedent’s last will dated May 15, 2002. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper, and if no objections or claims are filed or raised, the Court may issue a decree distributing or assigning the Estate’s assets. It is Ordered and Notice is now given that the Petition will be heard on Feb. 28, 2013, at 9:00 a.m., by this Court at Dakota County Judicial Center, Probate Division, 1560 Highway 55, Hastings, Minnesota. Date: 1/25/13 Tim D. Wermager Judge (COURT SEAL) Attorney for Petitioner Stephen M. Meisinger 60 East Marie, Suite 109 West St. Paul, MN 55118 Attorney License No.: 197324 Telephone: 457-2827 FAX: 457-9887 3285091 1/31-2/7/13

PUBLIC NOTICE Notice and Order of Hearing

(For Publication) STATE OF WISCONSIN POLK COUNTY CIRCUIT COURT Case No. 13 TP 1 IN THE INTEREST OF Christian Wayne De La Cruz Born to: Gwendolyn Anderson To: David De La Cruz Cortes and any unknown parent at unknown address. IT IS ORDERED: This notice be published advising you that a petition for termination of your parental rights to the above named child be heard at the Polk County Courthouse, Balsam Lake, Wisconsin, Br. 2, 1005 West Main St., Polk Co. Justice Center, on 2/7/13, at 1:15 pm. You have the right to have an attorney present. If you desire to contest the matter and cannot afford an attorney, the state public defender may appoint an attorney to represent you. If you fail to appear and the court terminates your parental rights, either a motion to seek relief from the judgment or a notice of intent to pursue relief from the judgment must be filed in the trial court within 30 days after the judgment is entered, in order to preserve the right to pursue such relief. *IT IS FOUND AND ORDERED T H A T it is essential to include the child’s name in this notice in order to give effective notice to the father. *This notice shall be published one time. If you need help in this matter because of a disability, please call: 715-485-9299 BY THE COURT: Jeffery L. Anderson Circuit Court Judge/ Court Commissioner Date: 1-3-13 3266901 1/17-1/31/13P

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR DETERMINATION OF DESCENT STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-13-74 In Re: Estate of Christopher Michael Lee, also known as Christopher M. Lee, Decedent. Glenn G. Lee has filed a Petition for Determination of Descent. It is Ordered that on 2-28-2013, at 9:00 am, a hearing will be held in this Court at Dakota County District Court, Judicial Center, 1560 Highway 55, Hastings, Minnesota, on the petition. The petition represents that the decedent died more than three (3) years ago leaving property in Minnesota. Decedent left no will or testamentary documents in any form. The petition requests the Court determine the descent of decedent’s property and assign the property to the persons entitled. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the petition will be granted. Notice shall be given by publishing this Notice and Order as provided by law and by: Mailing a copy of this Notice and Order to each interested person by United States mail at least 14 days before the time set for the hearing. Dated: 1-28-13 BY THE COURT Martha Simonett Judge of District Court Matthew A. Guttman (MN# 0335496) The Molever Law Firm 9800 Shelard Parkway, Suite 212 Plymouth, MN 55441 Telephone: (763) 595-9292 Facsimile: (763) 595-0202 e-mail: mguttman@molever.com 3285502 1/31-2/7/13

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA CONSUMER CREDIT CONTRACT DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-12-5827 Midland Funding LLC as successor in interest to Target National Bank Plaintiff, vs. Karen Neuman Defendant(s). THIS SUMMONS IS DIRECTED TO THE ABOVE-NAMED DEFENDANTS: 1. Y O U A R E B E I N G S U E D . T h e Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is on file in the office of the clerk of the above-named Court. They are official papers that affect your rights. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this Summons a written response called an Answer within 20 days of service of the Summons. You must send a copy of your Answer to the person who signed this Summons located at Messerli & Kramer P.A., 3033 Campus Drive, Suite 250, Plymouth, MN 55441. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A Default Judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. MESSERLI & KRAMER PA /s/ Jonathan R. Septer, #0390506 3033 Campus Drive, Ste 250, Plymouth, MN 55441 Ph#: (763) 548-7900 Fax#: (763) 548-7922 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 3285352 1/31-2/14/13

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PUBLIC NOTICE NOTICE AND ORDER OF HEARING

ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-13-40 Estate of NANCY E. WALLACE, Decedent It is Ordered and Notice is given that on February 14, 2013, at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, Probate Division, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated April 24, 2006, (”Will”), and for the appointment of Linda Miller, whose address is 9034 Janero Avenue S., Cottage Grove, MN 55016 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 1/17/13 Richard Spicer Judge (COURT SEAL) Attorney for Personal Representative Stephen M. Meisinger 60 East Marie, Suite 109 West St. Paul, MN 55118 Attorney License No.: 197324 Telephone: 651-457-2827 FAX: 651-457-9887 3278107 1/24-1/31/13

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 101, 12962 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12962 Nicollet Avenue South, Unit 101, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Stephen Erick Soderlund, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Five Thousand Four Hundred Eight and 00/100 ($5,408.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated August 15, 2012, and recorded November 30, 2012 as Document No. 2912031 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: March 20, 2013, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on September 20, 2013. Dated: January 14, 2013 By __________/s/___________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441221 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 3285498 1/31-3/7/13

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 1 , 2008 MORTGAGOR: Thomas R. Schultz and Valerie E. Schultz, husband and wife. MORTGAGEE: Fifth Third Mortgage Company. DATE AND PLACE OF RECORDING: Recorded April 16, 2008 Dakota County Recorder, Document No. 2584837. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Fifth Third Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Fifth Third Mortgage Company MORTGAGED PROPERTY ADDRESS: 13473 Danube Lane, Rosemount, MN 55068 TAX PARCEL I.D. #: 34.18305.01.030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Country Hills 6th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $315,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $304,960.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 24, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 24, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 29, 2012 Fifth Third Mortgage Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 67 - 12-006687 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 28, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 28, 2013. Fifth Third Mortgage Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 67 - 12-006687 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3286310 1/31/13

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Flying Horse Leatherwork 2. Principal Place of Business: 13618 Grand Ave., Burnsville, MN 55337 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Catherine Lee Zeitler, 13618 Grand Ave., Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 01/09/2013 Catherine Lee Zeitler 3277366 1/24-1/31/13P

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-13-51 Estate of MICHAEL ROY FREDRICKSEN, Decedent It is Ordered and Notice is given that on February 28, 2013, at 9:00 a.m. a hearing will be held in this Court at 1560 Hwy 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of DAVE R. FREDRICKSEN, whose address is 821 45TH AVENUE SW, ROCHESTER, MINNESOTA as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 1/22/13 BY THE COURT Tim Wermager Judge of District Court (COURT SEAL) Attorney for Petitioner TRAVIS M. OHLY OHLY LAW OFFICE 1850 NORTH BROADWAY ROCHESTER, MINNESOTA 55906 Attorney License No: 0347176 Telephone: 507-289-4529 FAX: 507-289-0987 Email: travis@ohlylaw.com 3284737 1/31-2/7/13

PUBLIC NOTICE

NOTICE OF SHERIFF'S SALE OF REAL PROPERTY IN A FORECLOSURE BY ACTION STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-12-5220 CASE TYPE: Contract/Foreclosure Bank of the West, Plaintiff, v. Dunham Properties, LLC, a Minnesota limited liability company; Receivables Management Solutions, Inc., a Minnesota corporation; Robert C. Dunham; Lisa M. Dunham; Anchor Bank, West St. Paul, N.A.; PSC Info Group; and XYZ Corporation, ABC Partnership, Joe Doe and Mary Rowe, whose true names and addresses are unknown to Plaintiff, Defendants. NOTICE IS HEREBY GIVEN that, at 10:00 a.m. on February 26, 2013, at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033-2343 and pursuant to the Findings of Fact, Conclusions of Law, Order for Default Judgment, and Judgment of the District Court of Dakota County, Minnesota, First Judicial District, entered in the above captioned action on December 13, 2012 ("Judgment Order"), the undersigned Sheriff of Dakota County,

undersigned Sheriff of Dakota County, Minnesota will sell the real property described in said Judgment Order, to wit: Parcel 1: The East 190 feet of the North 416 feet of the following described real estate: Beginning at a point on the North line of the Northwest Quarter of the Southeast Quarter, Section 20, Township 28, Range 22, said point being 750.94 feet West of the Northeast corner of said Northwest Quarter of the Southeast Quarter; thence South 1 degree 00 minutes West, a distance of 772 feet; thence West to West line of said Northwest Quarter of the Southeast Quarter; thence North 772 feet, more or less, to the center of Section 20; thence East to the point of beginning, except the North 30 feet thereof. According to the Government Survey thereof. Parcel 2: The East 190 feet of Lot 3, Block 1, Marthaler Industrial Center. Together with an easement for access to Marthaler Lane and for utility purposes over, under and across Lot 3, Block 1, Marthaler Industrial Center, except the East 190 feet thereof as set forth in Dakota County Recorder Document No. 547257. Street Address: 260 Wentworth Avenue East, West St. Paul, Minnesota 55118. (hereinafter the "Real Property") together with all the estates and rights in and to said Real Property and in and to lands lying in streets, alleys and roads adjoining the Real Property and all buildings, structures, improvements, fixtures and annexations, access rights, easements, rights-of-way or use, servitudes, licenses, tenements, hereditaments and appurtenances now or hereafter belonging or pertaining to said Real Property, as one parcel (or, if directed by Plaintiff, in separate parcels), for cash, to the highest bidder, all in accordance with Minnesota Statutes Chapter 581 and the provisions of law relating to the sale of real estate on execution. As set forth in said Judgment Order, the proceeds of the sale shall be applied first to pay Plaintiff's usual and customary costs and expenses of said sale and second to pay, in whole or in p a r t , t h e C o u r t ' s j u d g m e n t i n t he amount of $726,197.68 against Dunham Properties, LLC, Receivables Management Solutions, Inc., Robert C. Dunham and Lisa M. Dunham as described in the Judgment Order, plus interest at the judgment rate accruing on and after December 13, 2012. The overage, if any, shall be paid to the Court to abide by the further order of the Court with respect thereto. The sale is subject to redemption within six (6) months from the date of the order confirming the sale. Dated this 20 day of December, 2012. Dave Bellows Sheriff of Dakota County, Minnesota By: /s/ Robert Shingledecker Deputy Robert Shingledecker BRIGGS AND MORGAN, P.A. Charles B. Rogers (#130588) Joseph D. Roach (#250843) Daniel N. Moak (#347474) 2200 IDS Center 80 South Eighth Street Minneapolis, MN 55402 ATTORNEYS FOR PLAINTIFF 3256181 12/27/12-1/31/13

PUBLIC NOTICE

��

��of�� That prior to�� the commencement Registrar �� of Titles, �� as Document No. this mortgage foreclosure proceeding 612366 Mortgagee/Assignee of Mortgagee comASSIGNMENT(S) OF MORTGAGE: plied with all notice requirements as A s s i g n e d t o S o u t h s t a r I , L L C b y required by statute; That no action or assignment dated March 25, 2008, filed proceeding has been instituted at law of record November 24, 2008 as Docuo r o t h e r w i s e t o r e c o v e r t h e d e b t ment No. 636126 and further assigned secured by said mortgage, or any part to U.S. Bank, N.A. as trustee on behalf of Merrill Lynch Mortgage Investors thereof; PURSUANT to the power of sale con- Trust, Series 2010-NP1, by assigntained in said mortgage, the above ment dated August 9, 2012 and filed of described property will be sold by the record December 14, 2012. Sheriff of said county as follows: The land described in said mortgage DATE AND TIME OF SALE: February is registered land. 7, 2013 at 10:00 AM MORTGAGE HOLDER (as defined in PLACE OF SALE:Sheriff's Office, Law section 58.02): Transaction Agent: NA Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN Transaction Agent’s Mortgage Identito pay the debt then secured by said fication Number on Mortgage: NA Lender or Broker: U.S. Bank, N.A. as Mortgage, and taxes, if any, on said premises, and the costs and disburse- trustee on behalf of Merrill Lynch ments, including attorneys' fees Mortgage Investors Trust, Series allowed by law subject to redemption 2010-NP1 Residential Mortgage Servicer: within six (6) months from the date of said sale by the mortgagor(s), their Green Tree Servicing LLC MORTGAGE ORIGINATOR (as defined personal representatives or assigns unless reduced to Five (5) weeks under in section 58.02): Mortgage Electronic Registration Systems, Inc., a Delaware MN Stat. §580.07. TIME AND DATE TO VACATE PROP- corporation as nominee for First FranE R T Y : I f t h e r e a l e s t a t e i s a n klin Financial Corp., an Op. Sub. of owner-occupied, single-family dwell- MLB&T Co., FSB, a Delaware corporaing, unless otherwise provided by law, tion MORTGAGED PROPERTY ADDRESS: the date on or before which the mortgagor(s) must vacate the property if the 2300 Friendship Lane, Burnsville, MN mortgage is not reinstated under sec- 55337 TAX PARCEL I.D. NO.: tion 580.30 or the property is not redeemed under section 580.23 is 02-27700-01-250 LEGAL DESCRIPTION OF 11:59 p.m. on August 7, 2013 unless that date falls on a weekend or legal P R O P E R T Y : L o t 2 5 , B l o c k 1 , i n holiday, in which case it is the next Friendship Acres, according to the weekday, and unless the redemption recorded plat thereof. period is reduced to 5 weeks under MN COUNTY IN WHICH PROPERTY IS Stat. Secs. 580.07 or 582.032. LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT- MORTGAGE: $198,000.00 GAGE: None AMOUNT CLAIMED TO BE DUE ON "THE TIME ALLOWED BY LAW FOR THE MORTGAGE ON THE DATE OF REDEMPTION BY THE MORTGAGOR, THIS NOTICE: 200,134.66 The holder of the mortgage has THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE complied with all conditions precedent REDUCED TO FIVE WEEKS IF A JUDI- to acceleration of the debt secured by CIAL ORDER IS ENTERED UNDER the mortgage and foreclosure of the MINNESOTA STATUTES, SECTION mortgage and all notice and other 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G requirements of applicable statutes. OTHER THINGS, THAT THE MORT- That no action or proceeding has been GAGED PREMISES ARE IMPROVED i n s t i t u t e d a t l a w o r o t h e r w i s e t o WITH A RESIDENTIAL DWELLING OF r e c o v e r t h e d e b t s e c u r e d b y s a i d LESS THAN FIVE UNITS, ARE NOT mortgage, or any part thereof. PROPERTY USED IN AGRICULTURAL PURSUANT to the power of sale P R O D U C T I O N , A N D A R E contained in said mortgage, the above ABANDONED." described property will be sold by the Dated: December 14, 2012 Sheriff of said county as follows: Minnesota Housing Finance DATE AND TIME OF SALE: February Agency 15, 2013 at 10:00 AM Mortgagee/Assignee of Mortgagee PLACE OF SALE: Dakota County USSET, WEINGARDEN AND LIEBO, P.L.L.P. L a w E n f o r c e m e n t C e n t e r , 1 5 8 0 Attorneys for Mortgagee/Assignee of Highway 55, Lobby #S-100, in the City Mortgagee of Hastings, County of Dakota, State of 4500 Park Glen Road #300 Minnesota Minneapolis, MN 55416 to pay the debt then secured by said (952) 925-6888 mortgage, and taxes, if any, on said 135 - 12-007085 FC premises, and the costs and THIS IS A COMMUNICATION FROM disbursements, including attorneys’ fees allowed by law subject to A DEBT COLLECTOR. 3256414 12/27/12-1/31/13 redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage MINNESOTA SECRETARY OF STATE is not reinstated under Minn. Stat. CERTIFICATE OF ASSUMED NAME §580.30, the property is not redeemed Minnesota Statutes, Chapter 333 under Minn. Stat. § 580.23, or the The filing of an assumed name does redemption period is not reduced not provide a user with exclusive under Minn. Stat. § 582.032, the r i g h t s t o t h a t n a m e . T h e f i l i n g i s Mortgagor must vacate the property on required for consumer protection in or before 11:59 p.m. on August 15, order to enable consumers to be able 2013. to identify the true owner of a busiMORTGAGOR(S) RELEASED FROM ness. FINANCIAL OBLIGATION ON 1. List the exact assumed nam e MORTGAGE: None under which the business is or will be “THE TIME ALLOWED BY LAW FOR conducted: Remedy Massage REDEMPTION BY THE MORTGAGOR, 2. Principal Place of Business: 2020 T H E M O R T G A G O R ' S P E R S O N A L Silver Bell Road, Suite 26, Eagan, MN REPRESENTATIVES OR ASSIGNS, 55122 USA MAY BE REDUCED TO FIVE WEEKS IF 3. List the name and complete street A J U D I C I A L O R D E R I S E N T E R E D address of all persons conducting U N D E R M I N N E S O T A S T A T U T E S , business under the above Assumed SECTION 582.032, DETERMINING, Name, OR if an entity, provide the legal AMONG OTHER THINGS, THAT THE corporate, LLC, or Limited Partnership M O R T G A G E D P R E M I S E S A R E name and registered office address. IMPROVED WITH A RESIDENTIAL Tina Marie Knight, 14745 Portland D W E L L I N G O F L E S S T H A N F I V E A v e n u e , A p t . 1 0 4 , B u r n s v i l l e , MN UNITS, ARE NOT PROPERTY USED IN 55306 AGRICULTURAL PRODUCTION AND 4. I, the undersigned, certify that I ARE ABANDONED.” am signing this document as the perDated: December 17, 2012 son whose signature is required, or as U.S. BANK, N.A. AS TRUSTEE ON agent of the person(s) whose signaBEHALF OF MERRILL LYNCH ture would be required who has authoMORTGAGE INVESTORS TRUST, rized me to sign this document on SERIES 2010-NP1, ASSIGNEE his/her behalf, or in both capacities. I /s/ Peter B. Tiede further certify that I have completed all PETER B. TIEDE -forrequired fields, and that the informa- Atty. I.D. #245094 tion in this document is true and cor- MURNANE BRANDT rect and in compliance with the appli- Attorneys for Assignee cable chapter of Minnesota Statutes. I 30 East Seventh Street, Suite 3200 understand that by signing this docu- St. Paul, Minnesota 55101 ment I am subject to the penalties of Telephone: (651) 227-9411 perjury as set forth in Section 609.48 3252225 12/27/12-1/31/13 as if I had signed this document under oath. Date: 06/23/2012 Tina Marie Knight NOTICE OF ASSOCIATION LIEN 3285661 1/31-2/7/13P FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for RidNOTICE OF MORTGAGE geview Condominium Homes ("DeclaFORECLOSURE SALE ration") as recorded in the office of the THE RIGHT TO VERIFICATION County Recorder in and for Dakota OF THE DEBT AND IDENTITY OF County, Minnesota, which said DeclaTHE ORIGINAL CREDITOR WITHIN ration covers the following described THE TIME PROVIDED BY LAW IS property situated in the County of NOT AFFECTED BY THIS ACTION. Dakota and State of Minnesota, to-wit: NOTICE IS HEREBY GIVEN, that Apartment Number 202, 12838 default has occurred in the conditions Nicollet Avenue South, of the following described mortgage: Condominium Ownership No. 15, DATE OF MORTGAGE: May 31, 2007 Ridgeview Condominium Homes MORTGAGOR(S): Victor Makori and PROPERTY ADDRESS: 12838 Mary Nyarusa, married, husband and Nicollet Avenue South, Unit 202, wife Burnsville MN 55337 MORTGAGEE: Mortgage Electronic THAT, pursuant to said Declaration, Registration Systems, Inc., a Delaware there is claimed to be due and owing corporation as nominee for First Fran- as of the date of this Notice by Chrisklin Financial Corp., an Op. Sub. of topher R. Hughes, as Unit owner, to MLB&T Co., FSB, a Delaware corpora- Ridgeview Homeowners Association, tion the principal amount of Two ThouDATE AND PLACE OF RECORDING: Filed June 14, 2007, Dakota County Registrar of Titles, as Document No. ��

PUBLIC NOTICE

�� Home �� Loans�� Servicing, LP. Dated May 18, 2012 Recorded May 24, 2012, as �� the principal amount of Two Thou sand Seven Hundred Ninety Eight and 00/100 ($2,798.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated May 1, 2012, and recorded November 29, 2012 as Document No. 2911805 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: February 13, 2013, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on August 13, 2013. Dated: December 13, 2012 By _______/S/_________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441137 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 3252880 12/27/12-1/31/13

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-13-72 Estate of JUDITH A. HELSPER, Decedent It is Ordered and Notice is given that on February 28, 2013, at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, Probate Division, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated December 28, 2010, and for the appointment of Raymond R. Helsper, whose address is 331 Christine Lane, West St. Paul, MN 55118 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 1/28/13 Tim D. Wermager Judge (COURT SEAL) Attorney for Personal Representative Stephen M. Meisinger 60 East Marie Avenue #109 West St. Paul, MN 55118 Attorney License No.: 197324 Telephone: 651-457-2827 FAX: 651-457-9887 3285180 1/31-2/7/13

PUBLIC NOTICE

Document No. 2870206. And thereafter assigned to: Nationstar Mortgage LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700023880118 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Nationstar Mortgage, LLC MORTGAGED PROPERTY ADDRESS: 18340 Everton Court, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-33102-130-02 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, Hillview 3rd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $148,874.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 14, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 14, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2012 Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21 - 12-004811 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3256468 12/27/12-1/31/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 27, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,300.00 MORTGAGOR(S): Nicholas Yoon Lee, a single person MORTGAGEE: Postal Credit Union DATE AND PLACE OF REGISTERING: Registered: May 01, 2008 Dakota County Registrar of Titles Document Number: 627407 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Postal Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 144688 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2127 Cliffhill Ln, Eagan, MN 55122-2376 Tax Parcel ID Number: 10-16600-02-040 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Two (2), in Cedar Cliff, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE:

DUE AS OF DATE OF NOTICE: $142,234.48 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 08, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 08, 2013, or the next business day if August 08, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 27, 2012 MORTGAGEE: Postal Credit Union Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026741F01 3253581 12/27/12-1/31/13

PUBLIC NOTICE

premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 7, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2012 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-007084 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3256422 12/27/12-1/31/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,250.00 MORTGAGOR(S): Bradley E. Praznik, aka Brad Praznik, a married man and Tammy L. Torres Praznik, a married woman, as husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Brokers Conduit, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: August 09, 2007 Dakota County Recorder Document Number: 2536202 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: October 03, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200018202651 Lender or Broker: American Brokers Conduit Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9989 Upper 205th St W, Lakeville, MN 55044-8844 Tax Parcel ID Number: 22-75853-01-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, The Meadows 4th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $271,598.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 08, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 08, 2013, or the next business day if August 08, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 27, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003989F05 3256361 12/27/12-1/31/13

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF LOST WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-13-34 In Re: Estate of ANGELO PETER CIPRARI, also known as Chip Ciprari, Decedent. It is Ordered and Notice is given that on 2-14-13 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be a copy of the decedent’s Will dated November 3, 2009, and for the appointment of Deidre A. Ciprari, whose address is 5829 Columbus Ave. S., Minneapolis, Minnesota 55417, as personal representative of the estate of the decedent in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 1/15/13 BY THE COURT Joseph Carter Judge of District Court Theresa K. Readio (MN# 169420) Law Office of Theresa K. Readio, LLC 4183 Joppa Circle, MS-LO Savage, Minnesota 55378 Telephone: (952) 894-7388 Facsimile: (952) 894-7388 3277957 1/24-1/31/13

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-PR-13-70 In Re: Estate of Wanda Stryker, Deceased. TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 28th day of February 2013, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated January 22, 1991, and for the appointment of Richard L. Stryker, Jr. whose address is 1693 Dayton Avenue, St. Paul, MN 55104, as personal representative of the estate of the above named decedent in an unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 1-28-13 Tim D. Wermager Judge of District Court (COURT SEAL) Attorney for Petitioner: RICHARD J. GABRIEL (#32864) GABRIEL LAW OFFICE, PLLC 880 Sibley Memorial Highway, Suite 114 Mendota Heights, MN 55118-1736 (651) 554-9159 3285071 1/31-2/7/13

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Knot & Sew 2. Principal Place of Business: 20707 Jutland Place, Lakeville, MN 55044 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Mary Lou Linne, 20707 Jutland Place, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 01/22/2013 Mary Lou Linne 3285789 1/31-2/7/13P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-13-44 Estate of Clarence F. Everman, Decedent. It is Ordered and Notice is given that on February 14, 2013, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, January 20, 2006, (”Will”), and for the appointment of Diane S. Schmidtke, whose address is 3900-240th Street West, Farmington, MN 55024 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 1/17/13 BY THE COURT Joseph Carter Judge of District Court (COURT SEAL) Attorney for Petitioner Terrence A. Merritt Dougherty, Molenda, Solfest, Hills & Bauer P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN 55124 Attorney License No: 0072151 Telephone: (952) 953-8824 FAX: (952) 432-3780 Email: tmerritt@dmshb.com 3278166 1/24-1/31/13

PUBLIC NOTICE

��

LLC, DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 1126 Pine Street, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-15300-02-070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Bristol Square First Addition, according to the recorded plat thereof, Dakota County, Minnesota, Common Interest Community No. 258 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $150,179.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 7, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 7, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 14, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 19-3310 FC1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3256434 12/27/12-1/31/13

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Platinum Yoga 2. Principal Place of Business: 509 East County Road 42, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. DBYMA, LLC, 9197 163rd St. W., Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 1/28/13 David B. Younglove 3285708 1/31-2/7/13P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: OlsonProbateSolutions 2. Principal Place of Business: 18 Westchester Square, Burnsville, MN 55337 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Donna Jean Olson, 18 Westchester Square, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 01/25/2013 Donna Jean Olson 3285720 1/31-2/7/13P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-13-50 Estate of Margery Martha Neska a/k/a Margery Martha Haberoth, Decedent It is Ordered and Notice is given that on February 28, 2013, at 9:00 am, a hearing will be held in this Court at 1560 Hwy 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, August 18, 1991, (”Will”), and for the appointment of Michael W. Neska, whose address is 4412 Derrymoor Court, Rosemount, MN, 55068 as Personal Representative of the Estate of the Decedent in a SUPERVISED administration. Any objections to the petition must be filed with the court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 1/22/13 BY THE COURT Tim Wermager Judge of District Court (COURT SEAL) Attorney for Petitioner Jennifer L. Heusinkveld Heusinkveld Law Firm, PLLC 15769 Cardinal Circle Rosemount, MN, 55068 Attorney License No: 0312381 Telephone: (612) 217-4387 FAX: (651) 454-5217 Email: jennifer@heusinkveldlaw.com 3283971 1/31-2/7/13P

PUBLIC NOTICE

MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 3923 77th Street East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20.71163.01.140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 1, South Grove No. 14 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,956.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $172,471.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 14, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 14, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 17, 2012 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-006985 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3259520 1/3-2/7/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 16, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,000.00 MORTGAGOR(S): Michele M Gramaglia and Patrick G Gramaglia Jr, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lehman Brothers Bank, FSB, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: August 29, 2006 Dakota County Recorder Document Number: 2457338 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: November 28, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003309876 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17105 Gannon Way, Rosemount, MN 55068-5137 Tax Parcel ID Number: 22.16.703.02.090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Cedar Highlands Fourth Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $231,565.66

$231,565.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 15, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 15, 2013, or the next business day if August 15, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 03, 2013 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026661F01 3260167 1/3-2/7/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,250.00 MORTGAGOR(S): Emmanuel Bour and Naana Ofori Atia, Husband and Wife MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: August 29, 2006 Dakota County Recorder Document Number: 2457191 ASSIGNMENTS OF MORTGAGE: And assigned to: Citigroup Global Markets Realty Corp. Dated: October 14, 2008 Recorded: October 27, 2008 Dakota County Recorder Document Number: 2619822 And assigned to: PennyMac Corp. Dated: July 30, 2012 Recorded: August 10, 2012 Dakota County Recorder Document Number: 2886661 And assigned to: PennyMac Mortgage Investment Trust Holdings I, LLC Dated: October 30, 2012 Recorded: December 07, 2012 Dakota County Recorder Document Number: 2913795 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: PennyMac Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4076 152nd Ct W, Rosemount, MN 55068-1590 Tax Parcel ID Number: 34.83600.03.130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 3, Wensmann Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $296,610.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 15, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed

��

�� ments, including attorney �� fees allowed�� GAGE OR I G I N A T �� O R �� STATED ON by law, subject to redemption within MORTGAGE: Community Neighborsix (6) months from the date of said hood Housing Services, Inc. RESIDENTIAL MORTGAGE SERsale by the mortgagor(s), their perVICER: U.S. Bank Home Mortgage, a sonal representatives or assigns. If the Mortgage is not reinstated division of U.S. Bank National Associaunder Minn. Stat. §580.30 or the prop- tion MORTGAGED PROPERTY ADDRESS: erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate 6815 Clayton Avenue, Inver Grove the property on or before 11:59 p.m. on Heights, MN 55076 T A X P A R C E L I . D . # : August 15, 2013, or the next business day if August 15, 2013 falls on a Satur- 20.71160.03.010 LEGAL DESCRIPTION OF PROPday, Sunday or legal holiday. Mortgagor(s) released from financial ERTY: Lot 1, Block 3, South Grove No. 11 obligation: NONE COUNTY IN WHICH PROPERTY IS THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT- LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE MORTGAGE: $223,155.00 AMOUNT DUE AND CLAIMED TO BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTTHE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE GAGEE: $264,420.35 That prior to the commencement of TIME PROVIDED BY LAW IS NOT this mortgage foreclosure proceeding AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Mortgagee/Assignee of Mortgagee comREDEMPTION BY THE MORTGAGOR, plied with all notice requirements as THE MORTGAGOR'S PERSONAL REP- required by statute; That no action or RESENTATIVES OR ASSIGNS, MAY BE proceeding has been instituted at law REDUCED TO FIVE WEEKS IF A JUDI- o r o t h e r w i s e t o r e c o v e r t h e d e b t CIAL ORDER IS ENTERED UNDER secured by said mortgage, or any part MINNESOTA STATUTES, SECTION thereof; PURSUANT to the power of sale con582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- tained in said mortgage, the above GAGED PREMISES ARE IMPROVED described property will be sold by the WITH A RESIDENTIAL DWELLING OF Sheriff of said county as follows: DATE AND TIME OF SALE: February LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL 14, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law PRODUCTION, AND ARE ABANDONED. Enforcement Center, 1580 Hwy 55, DATED: January 03, 2013 A S S I G N E E O F M O R T G A G E E : Lobby #S-100, Hastings, MN PennyMac Mortgage Investment to pay the debt then secured by said Mortgage, and taxes, if any, on said Trust Holdings I, LLC premises, and the costs and disburseWilford, Geske & Cook P.A. ments, including attorneys' fees Attorneys for Assignee of Mortgagee allowed by law subject to redemption 8425 Seasons Parkway, Suite 105 within six (6) months from the date of Woodbury, MN 55125-4393 said sale by the mortgagor(s), their (651) 209-3300 personal representatives or assigns File Number: 023580F01 3259505 1/3-2/7/13 unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an NOTICE AND ORDER OF HEARING owner-occupied, single-family dwellON PETITION FOR PROBATE OF ing, unless otherwise provided by law, WILL AND APPOINTMENT OF the date on or before which the mortPERSONAL REPRESENTATIVE gagor(s) must vacate the property if the AND NOTICE TO CREDITORS mortgage is not reinstated under secSTATE OF MINNESOTA tion 580.30 or the property is not COUNTY OF DAKOTA redeemed under section 580.23 is FIRST JUDICIAL DISTRICT 11:59 p.m. on August 14, 2013 unless DISTRICT COURT that date falls on a weekend or legal PROBATE DIVISION holiday, in which case it is the next Court File No. 19HA-PR-13-38 weekday, and unless the redemption Estate of Philip C. Helland, Decedent period is reduced to 5 weeks under MN It is Ordered and Notice is given that Stat. Secs. 580.07 or 582.032. on 2-14-2013, at 9:00 a.m., a hearing MORTGAGOR(S) RELEASED FROM will be held in this Court at 1560 FINANCIAL OBLIGATION ON MORTHighway 55 West, Hastings, Minnesota GAGE: None 55033 for the formal probate of an "THE TIME ALLOWED BY LAW FOR instrument purporting to be the Will of REDEMPTION BY THE MORTGAGOR, the Decedent, dated July 25, 2001, THE MORTGAGOR'S PERSONAL REP(”Will”), and for the appointment of RESENTATIVES OR ASSIGNS, MAY BE Michael T. Helland, whose address is REDUCED TO FIVE WEEKS IF A JUDI14625 Idylwood Road, Minnetonka, CIAL ORDER IS ENTERED UNDER Minnesota 55345 as Personal Repre- MINNESOTA STATUTES, SECTION sentative of the Estate of the Decedent 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G in an UNSUPERVISED administration. OTHER THINGS, THAT THE MORTAny objections to the petition must be GAGED PREMISES ARE IMPROVED filed with the Court prior to or raised WITH A RESIDENTIAL DWELLING OF at the hearing. If proper and if no LESS THAN FIVE UNITS, ARE NOT objections are filed or raised, the Per- PROPERTY USED IN AGRICULTURAL sonal Representative will be appointed P R O D U C T I O N , A N D A R E w i t h f u l l p o w e r t o a d m i n i s t e r t h e ABANDONED." Estate including the power to collect Dated: December 19, 2012 all assets, to pay all legal debts, Minnesota Housing Finance claims, taxes and expenses, to sell real Agency and personal property, and to do all Mortgagee/Assignee of Mortgagee necessary acts for the Estate. USSET, WEINGARDEN AND LIEBO, P.L.L.P. Notice is also given that (subject to Attorneys for Mortgagee/Assignee of Minn. Stat. 524.3-801) all creditors Mortgagee having claims against the Estate are 4500 Park Glen Road #300 required to present the claims to the Minneapolis, MN 55416 Personal Representative or to the (952) 925-6888 C o u r t A d m i n i s t r a t o r w i t h i n f o u r 135 - 12-007136 FC months after the date of this Notice or THIS IS A COMMUNICATION FROM the claims will be barred. A DEBT COLLECTOR. Dated: 1/16/13 3259514 1/3-2/7/13 BY THE COURT Joseph T. Carter Judge of District Court NOTICE OF MORTGAGE (COURT SEAL) FORECLOSURE SALE Attorney for Petitioner NOTICE IS HEREBY GIVEN that Terrence A. Merritt default has occurred in the conditions Dougherty, Molenda, Solfest, Hills & of the following described mortgage: Bauer P.A. DATE OF MORTGAGE: January 26, 7300 West 147th Street, Suite 600 2006 Apple Valley, MN 55124 ORIGINAL PRINCIPAL AMOUNT OF Attorney License No: 0072151 MORTGAGE: $309,600.00 Telephone: (952) 953-8824 MORTGAGOR(S): Yuriy Gontcharov FAX: (952) 432-3780 and Svetlana Gontcharova, husband Email: tmerritt@dmshb.com 3277999 1/24-1/31/13 and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for GreenPoint Mortgage Funding, Inc., NOTICE OF MORTGAGE its successors and/or assigns FORECLOSURE SALE DATE AND PLACE OF RECORDING: THE RIGHT TO VERIFICATION Recorded: February 23, 2006 Dakota OF THE DEBT AND IDENTITY OF County Recorder THE ORIGINAL CREDITOR WITHIN Document Number: 2407880 THE TIME PROVIDED BY LAW IS ASSIGNMENTS OF MORTGAGE: NOT AFFECTED BY THIS ACTION. And assigned to: Nationstar MortNOTICE IS HEREBY GIVEN, that gage LLC default has occurred in conditions of Dated: November 28, 2012 the following described mortgage: Transaction Agent: Mortgage ElecDATE OF MORTGAGE: April 25, 2006 tronic Registration Systems, Inc. MORTGAGOR: Milissa A. Delao and Transaction Agent Mortgage IdentifiRoman D. Delao, wife and husband. cation Number: 100013800885623013 MORTGAGEE: C o m m u n i t y N e i g h Lender or Broker: GreenPoint Mortborhood Housing Services, Inc.. gage Funding, Inc. DATE AND PLACE OF RECORDING: Residential Mortgage Servicer: Filed June 13, 2006, Dakota County Nationstar Mortgage LLC Registrar of Titles, Document No. Mortgage Originator: Not Applicable 592159 on Certificate of Title No. COUNTY IN WHICH PROPERTY IS 140077. LOCATED: Dakota ASSIGNMENTS OF MORTGAGE: Property Address: 7699 133rd St W, A s s i g n e d t o : M i n n e s o t a H o u s i n g Apple Valley, MN 55124-7617 Finance Agency. Dated April 25, 2006 Tax Parcel ID Number: Filed 6/13/2006, Dakota, as Document 01-31800-01-060 No. 592160. LEGAL DESCRIPTION OF PROPSaid Mortgage being upon Regis- ERTY: Lot 6, Block 1, Hallwood Hightered Land. lands, Dakota County, Minnesota TRANSACTION AGENT: NONE AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT'S MORT- D U E A S O F D A T E O F N O T I C E : GAGE IDENTIFICATION NUMBER ON $310,384.66 MORTGAGE: NONE THAT all pre-foreclosure requireLENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N ��

PUBLIC NOTICE

�� before �� 11:59�� p.m. on April 7, 2013, or the next business day if April 7, 2013 �� THAT all pre foreclosure require ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 22, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 22, 2013, or the next business day if August 22, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 10, 2013 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026662F01 3266795 1/10-2/14/13

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE UNDER MINN. STAT. § 582.32 NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 6, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $1,824,000.00 MORTGAGOR(S): South Metro Properties, LLC MORTGAGEE: Wells Federal Bank, FSB DATE AND PLACE OF RECORDING: Recorded: July 10, 2007 Dakota County Registrar Document Number: 613666 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wells Federal Bank, FSB Residential Mortgage Servicer: Wells Federal Bank, formerly known as Wells Federal Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1501, 1505, 1509 and 1513 Southcross Drive W., Burnsville, MN 55306 Tax Parcel ID Number: 02-22551-01-040 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block One (1), Earley Lake Office Park Two, Dakota County, Minnesota VOLUNTARY FORECLOSURE AGREEMENT: Dated: December 13, 2012 Recorded: December 19, 2012 Document Number: T708544 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF VOLUNTARY FORECLOSURE AGREEMENT: $2,048,755.84 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 7, 2013 at 10:00 AM PLACE OF SALE: Dakota County Sheriff's Main Office, Civil Division, 1580 W. Highway 55, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within two (2) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the property is not redeemed under Minn. Stat. §582.32, the Mortgagor must vacate the property on or before 11:59 p.m. on April 7, 2013, or

falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. DATED: January 7, 2013 WELLS FEDERAL BANK, formerly known as Wells Federal Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Wells Federal Bank 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025482L01 3267376 1/10-1/31/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 28, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,818.00 MORTGAGOR(S): Michael L. Risdon, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Towne Mortgage Company dba AmeriCU Mortgage, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: November 02, 2010 Dakota County Recorder Document Number: 2763193 ASSIGNMENTS OF MORTGAGE: And assigned to: Towne Mortgage Company d/b/a AmeriCU Mortgage Dated: January 22, 2013 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100063700004060643 Lender or Broker: Towne Mortgage Company dba AmeriCU Mortgage Residential Mortgage Servicer: Towne Mortgage Company d/b/a AmeriCU Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 624 5th St W, Hastings, MN 55033-1710 Tax Parcel ID Number: 19-10500-27-130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 27, Addition No. Thirteen to the City of Hastings, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $149,265.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 16, 2013, or the next business day if September 16, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 31, 2013 ASSIGNEE OF MORTGAGEE: Towne Mortgage Company d/b/a AmeriCU Mortgage Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026927F01 3284276 1/31-3/7/13

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-13-42 Estate of Edna M. Rodrick, Decedent. It is Ordered and Notice is given that on February 14, 2013, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55 West, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, April 13, 2005, (”Will”), and for the appointment of Rebecca A. Weaver, whose address is 4056 Pennsylvania Avenue, Eagan, MN 55123 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 1/17/13 BY THE COURT Shawn M. Moynihan Judge of District Court (COURT SEAL) Attorney for Petitioner Terrence A. Merritt Dougherty, Molenda, Solfest, Hills & Bauer P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN 55124 Attorney License No: 0072151 Telephone: (952) 953-8824 FAX: (952) 432-3780 Email: tmerritt@dmshb.com 3278088 1/24-1/31/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 18, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Angela Jane Rickard, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lehman Brothers Bank, FSB., its successors and assigns DATE AND PLACE OF REGISTERING: Registered: April 26, 2005 Dakota County Registrar of Titles Document Number: 564014 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: November 08, 2011 Registered: May 08, 2012 Dakota County Registrar of Titles Document Number: T695855 And assigned to: Nationstar Mortgage LLC Dated: June 22, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440002175732 Lender or Broker: Lehman Brothers Bank, FSB. Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 129712 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 667 35th St W, Hastings, MN 55033-4143 Tax Parcel ID Number: 19-71025-03-150 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 3, South Oaks of Hastings, Common Interest Community No. 374, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $152,675.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 22, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat.

erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 22, 2013, or the next business day if August 22, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 10, 2013 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010361F03 3266577 1/10-2/14/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 6 , 2007 MORTGAGOR: Timothy J. Chandler and Christina M. Chandler, husband and wife. MORTGAGEE: C i t i M o r t g a g e , I n c . S/B/M with ABN Amro Mortgage Group, Inc. DATE AND PLACE OF RECORDING: Filed November 6, 2007, Dakota County Registrar of Titles, Document No. 619820 on Certificate of Title No. 132493. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 744 22nd Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36.76800.02.140 LEGAL DESCRIPTION OF PROPERTY: Lot Numbered Fourteen (14) in Block Two (2) of Tower Heights, County of Dakota, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $174,742.81 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 28, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 28, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 2, 2013 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-006771 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3266828 1/10-2/14/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,790.00 MORTGAGOR(S): Doug Commerford, an unmarried man and Abby Kolesar, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Cornerstone Mortgage Partners XII, L.L.C., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: June 14, 2006 Dakota County Recorder Document Number: 2437588 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank Trust Company Americas as Trustee for RALI 2006-QA6 Dated: August 21, 2012 Recorded: August 28, 2012 Dakota County Recorder Document Number: 2890231 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177071200006027 Lender or Broker: Cornerstone Mortgage Partners XII, L.L.C. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1225 Willow Trl, Farmington, MN 55024-8412 Tax Parcel ID Number: 14.15303.03.040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Bristol Square Fourth Addition, CIC 504, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $134,120.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 16, 2013, or the next business day if September 16, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 31, 2013 ASSIGNEE OF MORTGAGEE: Deutsche Bank Trust Company Americas as Trustee for RALI 2006-QA6 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026056F01 3283574 1/31-3/7/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $408,000.00 MORTGAGOR(S): Vladimir A Petruk, a single man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: June 02, 2005 Dakota County Recorder Document Number: 2327230 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1517 Covington Ln, Eagan, MN 55122-2746 Tax Parcel ID Number: 10-57665-01-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Pinetree Pass 6th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $497,711.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 01, 2013, or the next business day if August 01, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 20, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013259F03 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 01, 2013 at 10:00 AM has been postponed to April 02, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 23, 2013 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013259F03 3284298 1/31/13

PUBLIC NOTICE

��

woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Minnesota Lending Co., L.L.C TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100532100053211002 SERVICER: Rushmore Loan Management Services LLC LENDER: Minnesota Lending Co. L.L.C.. DATE AND PLACE OF FILING: Dakota County Minnesota, Registrar of Title, on February 13, 2008, as Document No. 623748. ASSIGNED TO: U.S. Bank National Association as Legal Title Trustee for Truman 2012 SC Title Trust Dated: February 1, 2012, and recorded July 18, 2012 by Document No. T699712. LEGAL DESCRIPTION OF PROPERTY: Lot Six (6), Block Seven (7), Kenridge, Dakota County, Minnesota PROPERTY ADDRESS: 17615 Finesse Trl, Lakeville, MN 55024 PROPERTY I.D: 22-41625-07-060 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Forty-Nine Thousand Nine Hundred Twenty-Nine and 98/100 ($249,929.98) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on March 5, 2013 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section 580.30 or the property is not redeemed under Minn. Stat. Section 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 5, 2013, or the next business day if September 5, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 17, 2013 U.S. Bank National Association as Legal Title Trustee for Truman 2012 SC Title Trust Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00998-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4350518 01/17/2013, 01/24/2013, 01/31/2013, 02/07/2013, 02/14/2013, 02/21/2013 3271499 1/17-2/21/13

PUBLIC NOTICE

minium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $139,052.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 07, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 09, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 7, 2013 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-007195 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3273183 1/17-2/21/13

PUBLIC NOTICE

mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 03/01/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the property is 11:59 p.m. on 09/01/2013, or the next business day if 09/01/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 01/17/2013 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3272770 1/17-2/21/13

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE NOTICE IS HEREBY GIVEN that default has been made in the terms and conditions of the Declaration of Regency Homeowners Association, (hereinafter the ADeclaration@) recorded in the office of the Registrar of Titles of Dakota County, Minnesota as Document No. 240029, which covers the following property: Legal Description: Apartment No. B-19, Regency Condominium Homes, Dakota County, Certificate of Title No. 152809 Property Address: 2007 East 122nd Street, Unit B19, Burnsville, Minnesota 55337 PID: 02-03610-69-053 THAT pursuant to said Declaration, there is claimed to be due and owing as of January 8, 2013, from Michelle A. Vansickle, title holder, to Regency Homeowners Association, a Minnesota non-profit corporation, the amount of $3,560.42, for assessments, late fees and collection costs, plus additional assessments and other amounts that may have accrued since the date of this notice, including the costs of collection and foreclosure; THAT prior to the commencement of this foreclosure proceeding, Lienor complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said lien, or any part thereof; THAT the owner has not been released from her financial obligation to pay said amount; THAT pursuant to Minn. Stat. § 515B.3-116, said debt creates a lien upon said premises in favor of Regency Homeowners Association, as evidenced by a lien statement recorded on November 28, 2012, in the office of the Dakota County Registrar of Titles as Document No. T706975; THAT pursuant to the power of sale granted by the owners in taking title to the premises subject to said Declaration, said lien will be foreclosed by the sale of said property by the sheriff of said County at the Dakota County Sheriff’s Office, 1580 Highway 55, in the City of Hastings, County of Dakota, Minnesota on March 7, 2013, at 10 a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorney’s fees as allowed by law. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of said sale. DATE TO VACATE PROPERTY: The date on or before which the owner must vacate the property if the account is not brought current or the property

is not brought current or the property redeemed under Minn. Stat. § 580.23 is September 7, 2013. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE OWNER, THE OWNER’S PERSONAL REPRESENTATIVE OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Date: January 8, 2013 REGENCY HOMEOWNERS ASSOCIATION, Lienor By /s/ Nigel H. Mendez Nigel H. Mendez (0347917) Carlson & Associates, Ltd. 1052 Centerville Circle Vadnais Heights, MN 55127 (651) 287-8640 ATTORNEY FOR REGENCY HOMEOWNERS ASSOCIATION 3270210 1/17-2/21/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 26, 2007 MORTGAGOR: A m y M o r r i s o n , a single person. MORTGAGEE: National City Mortgage a division of National City Bank. DATE AND PLACE OF RECORDING: Filed June 7, 2007, Dakota County Registrar of Titles, Document No. 612145 on Certificate of Title No. 142711. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. Dated February 18, 2010 Recorded April 7, 2010, as Document No. T660153. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 705 East Burnsville Parkway #316, Burnsville, MN 55337 TAX PARCEL I.D. #: 02.32600.01.990 LEGAL DESCRIPTION OF PROPERTY: Unit No. 316, located in Condominium No. 7, Woodhurst West, a Condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $139,088.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 07, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 09, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

��

�� WITH A RESIDENTIAL DWELLING OF�� LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL NOTICE OF MORTGAGE P R O D U C T I O N , A N D A R E FORECLOSURE SALE ABANDONED." THE RIGHT TO VERIFICATION Dated: January 7, 2013 OF THE DEBT AND IDENTITY OF Green Tree Servicing LLC THE ORIGINAL CREDITOR WITHIN Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE TIME PROVIDED BY LAW IS Attorneys for Mortgagee/Assignee of NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Mortgagee default has occurred in conditions of 4500 Park Glen Road #300 the following described mortgage: Minneapolis, MN 55416 DATE OF MORTGAGE: June 18, 2010 (952) 925-6888 MORTGAGOR: Adam J. Herrmann, a 8 - 12-007365 FC married person. THIS IS A COMMUNICATION FROM MORTGAGEE: W e l l s F a r g o B a n k , A DEBT COLLECTOR. 3273159 1/17-2/21/13 N.A.. DATE AND PLACE OF RECORDING: Recorded July 6, 2010 Dakota County Recorder, Document No. 2738952. NOTICE OF MORTGAGE ASSIGNMENTS OF MORTGAGE: FORECLOSURE SALE Assigned to: U.S. Bank National AssoTHE RIGHT TO VERIFICATION ciation. Dated September 21, 2010 OF THE DEBT AND IDENTITY OF R e c o r d e d S e p t e m b e r 2 9 , 2 0 1 0 , a s THE ORIGINAL CREDITOR WITHIN Document No. 2755789. THE TIME PROVIDED BY LAW IS TRANSACTION AGENT: NONE NOT AFFECTED BY THIS ACTION. TRANSACTION AGENT'S MORTNOTICE IS HEREBY GIVEN, that GAGE IDENTIFICATION NUMBER ON default has occurred in conditions of MORTGAGE: NONE the following described mortgage: LENDER OR BROKER AND MORTDATE OF MORTGAGE: November 27, G A G E O R I G I N A T O R S T A T E D O N 2007 MORTGAGE: Wells Fargo Bank, N.A. MORTGAGOR: Andrew J. Hanson, a RESIDENTIAL MORTGAGE SERsingle man. VICER: U.S. Bank Home Mortgage, a MORTGAGEE: J P M o r g a n C h a s e division of U.S. Bank National AssociaBank, N.A. tion DATE AND PLACE OF RECORDING: MORTGAGED PROPERTY ADDRESS: Recorded December 10, 2007 Dakota 509 8th Street, Farmington, MN 55024 County Recorder, Document No. TAX PARCEL I.D. #: 140320059021 2560508. LEGAL DESCRIPTION OF PROPA S S I G N M E N T S O F M O R T G A G E : ERTY: NONE EXHIBIT A TRANSACTION AGENT: NONE The West Two Hundred Seventy-six TRANSACTION AGENT'S MORTfeet (W. 276’) of the South Eighty feet GAGE IDENTIFICATION NUMBER ON (S. 80’) of the North Three Hundred MORTGAGE: NONE Twenty-five and five tenths feet (N. LENDER OR BROKER AND MORT325.5’) of the Northwest Quarter of GAGE ORIGINATOR STATED ON the Southwest Quarter (NW 1/4 of SW MORTGAGE: JPMorgan Chase Bank, 1/4) of Section Thirty Two (32), N.A. Township One Hundred Fourteen RESIDENTIAL MORTGAGE SER(114), Range Nineteen (19), accordVICER: JPMorgan Chase Bank, ing to the survey thereof, Dakota National Association County, Minnesota, LESS AND MORTGAGED PROPERTY ADDRESS: EXCEPT 3671 156th Street West, Rosemount, The East 40 feet of the West 276 feet MN 55068 of the South 80 feet of the North TAX PARCEL I.D. #: 348131006200 325.5 feet of the NW 1/4 of the SW LEGAL DESCRIPTION OF PROP1/4 of Section 32, Township 114, ERTY: Range 19, Dakota County, MinneLot 20, Block 6, Valley Oak Addition sota, as deeded to City of FarmingReplat, according to the recorded ton in Warranty Deed recorded as plat thereof on file and of record in Document No. 1311450 the office of the County Recorder, COUNTY IN WHICH PROPERTY IS Dakota County, Minnesota. LOCATED: Dakota COUNTY IN WHICH PROPERTY IS ORIGINAL PRINCIPAL AMOUNT OF LOCATED: Dakota MORTGAGE: $152,940.00 ORIGINAL PRINCIPAL AMOUNT OF AMOUNT DUE AND CLAIMED TO BE MORTGAGE: $165,000.00 DUE AS OF DATE OF NOTICE, INCLUDAMOUNT DUE AND CLAIMED TO BE ING TAXES, IF ANY, PAID BY MORTDUE AS OF DATE OF NOTICE, INCLUD- GAGEE: $157,762.30 ING TAXES, IF ANY, PAID BY MORTThat prior to the commencement of GAGEE: $161,222.70 this mortgage foreclosure proceeding That prior to the commencement of Mortgagee/Assignee of Mortgagee comthis mortgage foreclosure proceeding plied with all notice requirements as Mortgagee/Assignee of Mortgagee com- required by statute; That no action or plied with all notice requirements as proceeding has been instituted at law required by statute; That no action or o r o t h e r w i s e t o r e c o v e r t h e d e b t proceeding has been instituted at law secured by said mortgage, or any part o r o t h e r w i s e t o r e c o v e r t h e d e b t thereof; secured by said mortgage, or any part PURSUANT to the power of sale conthereof; tained in said mortgage, the above PURSUANT to the power of sale con- described property will be sold by the tained in said mortgage, the above Sheriff of said county as follows: described property will be sold by the DATE AND TIME OF SALE: March Sheriff of said county as follows: 19, 2013 at 10:00 AM DATE AND TIME OF SALE: March PLACE OF SALE: S h e r i f f ' s O f f i c e , 21, 2013 at 10:00 AM Law Enforcement Center, 1580 Hwy PLACE OF SALE: S h e r i f f ' s O f f i c e , 55, Lobby #S-100, Hastings, MN Law Enforcement Center, 1580 Hwy to pay the debt then secured by said 55, Lobby #S-100, Hastings, MN Mortgage, and taxes, if any, on said to pay the debt then secured by said premises, and the costs and disburseMortgage, and taxes, if any, on said m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s premises, and the costs and disburse- allowed by law subject to redemption m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s within six (6) months from the date of allowed by law subject to redemption said sale by the mortgagor(s), their within six (6) months from the date of personal representatives or assigns said sale by the mortgagor(s), their unless reduced to Five (5) weeks under personal representatives or assigns MN Stat. §580.07. unless reduced to Five (5) weeks under TIME AND DATE TO VACATE PROPMN Stat. §580.07. ERTY: If the real estate is an TIME AND DATE TO VACATE PROP- owner-occupied, single-family dwellE R T Y : I f t h e r e a l e s t a t e i s a n ing, unless otherwise provided by law, owner-occupied, single-family dwell- the date on or before which the morting, unless otherwise provided by law, gagor(s) must vacate the property if the the date on or before which the mort- mortgage is not reinstated under secgagor(s) must vacate the property if the tion 580.30 or the property is not mortgage is not reinstated under sec- redeemed under section 580.23 is tion 580.30 or the property is not 11:59 p.m. on September 19, 2013, redeemed under section 580.23 is unless that date falls on a weekend or 11:59 p.m. on September 23, 2013, legal holiday, in which case it is the unless that date falls on a weekend or next weekday, and unless the redemplegal holiday, in which case it is the tion period is reduced to 5 weeks next weekday, and unless the redemp- u n d e r M N S t a t . S e c s . 5 8 0 . 0 7 o r tion period is reduced to 5 weeks 582.032. under MN Stat. Secs. 580.07 or MORTGAGOR(S) RELEASED FROM 582.032. FINANCIAL OBLIGATION ON MORTMORTGAGOR(S) RELEASED FROM GAGE: None FINANCIAL OBLIGATION ON MORT"THE TIME ALLOWED BY LAW FOR GAGE: None REDEMPTION BY THE MORTGAGOR, "THE TIME ALLOWED BY LAW FOR THE MORTGAGOR'S PERSONAL REPREDEMPTION BY THE MORTGAGOR, RESENTATIVES OR ASSIGNS, MAY BE THE MORTGAGOR'S PERSONAL REP- REDUCED TO FIVE WEEKS IF A JUDIRESENTATIVES OR ASSIGNS, MAY BE CIAL ORDER IS ENTERED UNDER REDUCED TO FIVE WEEKS IF A JUDI- MINNESOTA STATUTES, SECTION CIAL ORDER IS ENTERED UNDER 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G MINNESOTA STATUTES, SECTION OTHER THINGS, THAT THE MORT5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G GAGED PREMISES ARE IMPROVED OTHER THINGS, THAT THE MORT- WITH A RESIDENTIAL DWELLING OF GAGED PREMISES ARE IMPROVED LESS THAN FIVE UNITS, ARE NOT WITH A RESIDENTIAL DWELLING OF PROPERTY USED IN AGRICULTURAL LESS THAN FIVE UNITS, ARE NOT P R O D U C T I O N , A N D A R E PROPERTY USED IN AGRICULTURAL ABANDONED." P R O D U C T I O N , A N D A R E Dated: January 18, 2013 ABANDONED." U.S. Bank National Association Dated: January 21, 2013 Mortgagee/Assignee of Mortgagee JPMorgan Chase Bank, USSET, WEINGARDEN AND LIEBO, P.L.L.P. National Association Attorneys for Mortgagee/Assignee of Mortgagee/Assignee of Mortgagee Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. 4500 Park Glen Road #300 Attorneys for Mortgagee/Assignee of Minneapolis, MN 55416 Mortgagee (952) 925-6888 4500 Park Glen Road #300 19 - 12-005340 FC Minneapolis, MN 55416 THIS IS A COMMUNICATION FROM (952) 925-6888 A DEBT COLLECTOR. 30 - 12-007239 FC 3285837 1/31-3/7/13 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3286068 1/31-3/7/13 ��

PUBLIC NOTICE

�� MORTGAGE: �� First National New Richmond ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 02, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Cornelia W. Travis, an unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: July 10, 2006 Dakota County Recorder Document Number: 2443975 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6746 158th St W, Apple Valley, MN 55124-6529 Tax Parcel ID Number: 01-32150-01-097 LEGAL DESCRIPTION OF PROPERTY: Lot 97, Block 1, Hawthorne, CIC No. 369, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $201,885.72 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 16, 2013, or the next business day if September 16, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 31, 2013 MORTGAGEE: Wells Fargo Bank, N.A Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026884F01 3284290 1/31-3/7/13

PUBLIC NOTICE

Bank of

RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1711 Pleasant Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 363090006202 LEGAL DESCRIPTION OF PROPERTY: The South 100 Feet of Lots 15, 16, 17, 18, 19 and 20 except the West 20 feet of the South 100 feet of said Lot 15; all in Block 6, Grand View Addition to South St. Paul, according to the recorded plat thereof, in Dakota County, Minnesota, Except the East 20 feet thereof, together with that part of vacated Moreland Avenue, adjacent, with accrued thereto by reason of the vacation thereof COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $279,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $351,649.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 7, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 9, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 7, 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-007261 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3273447 1/17-2/21/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 07, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,750.00 MORTGAGOR(S): Rebecca A. Faust, a single person and Darby J. Myers, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Homecomings Financial Network, Inc., its successors and assigns DATE AND PLACE OF REGISTERING: Registered: October 02, 2006 Dakota County Registrar of Titles Document Number: 598709 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank Trust Company Americas as Trustee for RALI 2006-QA10 Dated: August 29, 2012 Registered: September 06, 2012 Dakota County Registrar of Titles Document Number: T702330 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604703843971 Lender or Broker: Homecomings Financial Network, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 127815

127815 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 132 5th Ave S, South Saint Paul, MN 55075-2332 Tax Parcel ID Number: 36-32550-08-220 LEGAL DESCRIPTION OF PROPERTY: North One Half (1/2) of Lot Twenty-one (21) and all of Lot Twenty-two (22), Block Eight (8), Hepburn Park Addition to the City of St. Paul, according to the recorded plat thereof AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $177,800.35 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 03, 2013, or the next business day if September 03, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 17, 2013 ASSIGNEE OF MORTGAGEE: Deutsche Bank Trust Company Americas as Trustee for RALI 2006-QA10 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026147F01 3272854 1/17-2/21/13

PUBLIC NOTICE

GAGEE: $91,663.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 5, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 5, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 7, 2013 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 12-005055 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3273108 1/17-2/21/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 08, 2011 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $361,900.00 MORTGAGOR(S): Charles R Cano aka Charles Cano, a Single Person MORTGAGEE: Wells Federal Bank, FSB DATE AND PLACE OF RECORDING: Recorded: July 14, 2011 Dakota County Recorder Document Number: 2809803 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wells Federal Bank, FSB Residential Mortgage Servicer: Wells Federal Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16641 Jacaranda Way, Lakeville, MN 55044-4630 Tax Parcel ID Number: 22-46982-01-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Lynwood North 8th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $363,647.28 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 03, 2013, or the next business day if September 03, 2013 falls on a Saturday, Sunday or legal holiday.

a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 17, 2013 MORTGAGEE: Wells Federal Bank, formerly known as Wells Federal Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026862F01 3273499 1/17-2/21/13

PUBLIC NOTICE

NOTICE OF FORECLOSURE SALE UNDER JUDGMENT AND DECREE (Real Property) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No:19HA-CV-12-4791 Case Type: Mortgage Foreclosure _______________________________________ AnchorBank, fsb, Plaintiff, v. 3012 Bryant Avenue South, LLC, Michael J. White, Gerald J. Schult and Bernice M. Schult, Amy A. White n/k/a Amy Aileen Tritschler, Unknown Tenants, John Doe, Mary Roe, and XYZ Corporation, Defendants. _______________________________________ NOTICE IS HEREBY GIVEN, that pursuant to and by virtue of a Judgment and Decree entered in the above-entitled action on January 10, 2013, a certified copy of which has been delivered to me, directing the sale of the subject real property to satisfy the amount found and adjudged due to Plaintiff from Defendant 3012 Bryant Avenue South, LLC, the Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on March 13, 2013, at 10:00 a.m., at the Dakota County Law Enforcement Center - Lobby Entrance, 1580 Highway 55, Hastings, Minnesota 55033 the premises and real estate described in the Judgment and Decree of Foreclosure, to wit: Lots 9, 10 and 11, Block 2, Motor Line Addition to Dakota County, according to the recorded plat thereof, and situate in Dakota County, Minnesota. PID: 36.49100.02.090; 36.49100.02.100; 36.49100.02.110 and commonly known as 1551 Willis Avenue, South St. Paul, Minnesota 55075 ("Property"). The common addresses are for reference purposes only. The sale is subject to redemption by the mortgagor, its personal representatives or assigns within six (6) months from the date of confirmation of the sale, unless reduced to five (5) weeks under Minn. Stats. §580.07. DAVE BELLOWS Sheriff of Dakota County, Minnesota By: /s/ Robert Shingledecker Deputy Drafted By: Eckberg, Lammers, Briggs, Wolff & Vierling, PLLP (NJV) Attorneys for Plaintiff 1809 Northwestern Avenue Stillwater, MN 55082 (651) 439-2878 3278319 1/24-2/28/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 16, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $285,000.00 MORTGAGOR(S): Joseph R Heim and Kari R Heim, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Residential Mortgage Group, Inc., its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: August 17, 2007 Dakota County Recorder Document Number: 2538228 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: December 26, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100139104915494068 Lender or Broker: Residential Mortgage Group, Inc. Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

LOCATED: Dakota Property Address: 17260 Glencoe Ave, Lakeville, MN 55044-7423 Tax Parcel ID Number: 22-67503-01-090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Shady Oaks Shores 4th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $277,494.21 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 03, 2013, or the next business day if September 03, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 17, 2013 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026748F01 3272868 1/17-2/21/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 31, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,200.00 MORTGAGOR(S): Kristin R. Pomplun, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Winstar Mortgage Partners, Inc., its successors and/or assigns DATE AND PLACE OF REGISTERING: Registered: March 24, 2005 Dakota County Registrar of Titles Document Number: 561575 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: December 20, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100285700000095413 Lender or Broker: Winstar Mortgage Partners, Inc. Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 135583 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3337 Cory Ln, Hastings, MN 55033-3926 Tax Parcel ID Number: 19-73206-01-180 LEGAL DESCRIPTION OF PROPERTY: Lot Eighteen (18), Block One (1), Sunny Acres 7, Common Interest Community Number 231, a planned community located in Dakota County, Minnesota and according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $125,809.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

��

lows: DATE AND TIME OF SALE: March 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 03, 2013, or the next business day if September 03, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 17, 2013 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026782F01 3271859 1/17-2/21/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 19, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $75,000.00 MORTGAGOR(S): Amie A. Cooper, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Mortgage Network, Inc., its successors and/or assigns DATE AND PLACE OF REGISTERING: Registered: August 12, 2003 Dakota County Registrar of Titles Document Number: 0510096 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: May 22, 2012 Registered: June 04, 2012 Dakota County Registrar of Titles Document Number: T697231 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100131020303890428 Lender or Broker: American Mortgage Network, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 122051 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7675 142nd St W Unit 101, Apple Valley, MN 55124 Tax Parcel ID Number: 01-57001-02-067 LEGAL DESCRIPTION OF PROPERTY: Residential Unit No. RC 101 and Garage Unit No. GC 101, Condominium No. 57, The Pennock Place Condominium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $53,647.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on

the property on or before 11:59 p.m. on September 03, 2013, or the next business day if September 03, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 17, 2013 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026849F01 3272843 1/17-2/21/13

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT (Mortgage Foreclosure by Action) Court File No. 19HA-CV-12-2881 _______________________________________ Vermillion State Bank, Plaintiff, v. James H. Cunningham, Kathleen J. Cunningham, The Gallagher Company, Cunningham’s Sports, Inc., Dakota County, Minnesota in the person of James C. Backstrom, United States of America, State of Minnesota, J. Doe I-V and XYX Co. I-V, Defendants. _______________________________________ Notice is hereby given that under and by virtue of a judgment entered in the above-entitled action on November 21, 2012, a certified copy of which has been delivered to me directing sale of the property hereinafter described to satisfy the amount found and adjudged due to the Plaintiff in the above action from Defendants James H. Cunningham, Kathleen J. Cunningham, The Gallagher Company and Cunningham's Sports, Inc., the Sheriff of Dakota County will sell at public auction, to the highest bidder for cash, on March 4, 2013, at 10:00 a.m., at the Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033, in said state and county, the premises and real estate described in said judgment, being in Dakota County, Minnesota, to wit: PARCEL A: Lot 9, Block 4, Hepburn Park Addition to the City of St. Paul, Dakota County, Minnesota. Property address: 133 - 8th Avenue South, South St. Paul, MN 55075 Parcel I.D. No. 36-32550-090-04 AND

seconds East along the North line of said South Half of the Northwest Quarter 1469.38 feet to the Westerly right of way line of the Chicago and Northwestern Transportation Company; thence South 44 degrees 40 minutes 15 seconds West along said right of way line 648.61 feet; thence North 89 degrees 59 minutes 44 seconds West 889.48 feet; thence North 3 degrees 23 minutes 52 seconds West 31.1 feet; thence North 12 degrees 18 minutes 13 seconds East 153.78 feet; thence North 22 degrees 37 minutes 47 seconds West 269.89 feet to a point hereinafter referred to as Point "A", thence South 75 degrees 11 minutes 13 seconds West 52.87 feet to the West line of said Northwest Quarter; thence North 0 degrees 09 minutes 11 seconds East along said West line 44.42 feet to the point of beginning. Easement No.2: An easement for ingress and egress over that part of the South Half of the Northwest Quarter of Section 23, Township 27, Range 22 described as follows: Commencing at the Northwest corner of said South Half of the Northwest Quarter; thence South 89 degrees 59 minutes 44 seconds East along the North line of said South Half of the Northwest Quarter 1469.38 feet to the Westerly right of way line of the Chicago and Northwestern Transportation Company; thence South 44 degrees 40 minutes 15 seconds West along said right of way line 648.61 feet, thence North 89 degrees 59 minutes 44 seconds West 889.48 feet to the point of beginning of the easement to be described; thence South 3 degrees 23 minutes 52 seconds East 80 feet; thence North 53 degrees 38 minutes 50 seconds East 50.37 feet; thence North 82 degrees 52 minutes 47 seconds East 161.25 feet, thence North 88 degrees 36 minutes 27 seconds East 205.06 feet; thence South 89 degrees 59 minutes 44 seconds East 260.00 feet; thence North 0 degrees 00 minutes 16 seconds East 25 feet to the intersection with a line that bears South 89 degrees 59 minutes 44 seconds East from the point of beginning; thence Westerly 670.31 feet to the point of beginning. Easement No.3: A 20 foot easement for ingress and egress over portion of the South Half of the Northwest Quarter of Section 23, Township 27, Range 22, the Easterly line of which is described as follows: Commencing at the Northwest corner of said South Half of the Northwest Quarter; thence South 89 degrees 59 minutes 44 seconds East, along the North line of said South Half of the Northwest Quarter, 1469.38 feet to the Westerly right of way line of the Chicago and Northwestern Transportation Company, thence South 44 degrees 40 minutes 15 seconds West along said right of way line 648.61 feet; thence North 89 degrees 59 minutes 44 seconds West 889.48 feet; thence South 3 degrees 23 minutes 52 seconds East 80 feet to the point of beginning of the Easterly line of said 20 foot easement; thence North 3 degrees 23 minutes 52 seconds West 111.10 feet; thence North 12 degrees 18 minutes 13 seconds East 153.78 feet; thence North 22 degrees 37 minutes 47 seconds West 269.89 feet and there terminating, Dakota County, Minnesota. Property address: 9244 Inver Grove Trail, Inver Grove Heights, MN 55076 Parcel I.D. No. 20-02300-31-014 AND PARCEL C: All that part of the Southwest 1/4 of the Northeast 1/4 of the Northwest 1/4 of Section 23, Township 27, Range 22 lying Northerly and Westerly of the right of way of the Chicago and North Western Transportation Company, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. Except any part thereof which lies within the following described property: That part of the Northeast 1/4 of the Northwest 1/4 of Section 23, Township 27, Range 22, described as follows: Commencing at a point 2 chains and 33 links West of the Northeast corner of the Northeast 1/4 of the Northwest 1/4 of said Section, thence West 17 chains and 67 links to the Northwest corner of said Northeast 1/4 of the Northwest 1/4, thence South 11 chains, thence East 10 chains and 75 links to the West line of the Chicago & Great Western Railway right-of-way; thence in a Northerly direction along the said West right-of-way line of said Railway to the place of beginning.

PARCEL B: The East 5 acres of the following described land (the West line of said East 5 acres being perpendicular to the North line of said parcel): That part of the South Half of the Northwest Quarter of Section 23, Township 27, Range 22 described as follows: Beginning at the Northwest corner thereof; thence South 89 degrees 59 minutes 44 seconds East along the North line of said South Half of the Northwest Quarter 1469.38 feet to the Westerly right of way line of the Chicago and Northwestern Transportation Company; thence South 44 degrees 40 minutes 15 seconds West along said right of way line 648.61 feet; thence North 89 degrees 59 minutes 44 seconds West 889.49 feet, thence North 3 degrees 23 minutes 52 seconds West 31.1 feet; thence North 12 degrees 18 minutes13 seconds East 153.78 feet; thence North 22 degrees 37 minutes 47 seconds West 269.89 feet to a point hereinafter referred to as Point "A"; thence South 75 degrees 11 minutes 13 seconds West 52.87 feet to the West line of said Northwest Quarter; thence North 0 degrees 09 minutes 11 seconds East along said West line 44.42 feet to the point of beginning. Together with the following easements.

subject to redemption within six (6) months after confirmation of said sale.

Easement No. 1: An easement for ingress and egress over the South 20 feet of the following described land. Parcel A: That part of the following described land lying West of the East 5 acres thereof (the West line of said East 5 acres being perpendicular to the North line of said parcel): That part of the South Half of the Northwest Quarter of Section 23, Township 27, Range 22 described as follows: Beginning at the Northwest corner thereof, thence South 89 degrees 59 minutes 44 seconds East along the North line of

Property address: xxxx Inver Grove Trail, Inver Grove Heights, MN 55076 Parcel I.D. No. 20-02300-26-011

ARE ABANDONED. Date: January 15, 2013 DAVE BELLOWS, Sheriff of Dakota County By: /s/ Robert Shingledecker Deputy Kristine K. Nogosek, #304803 STEIN & MOORE, P.A. Attorneys for Plaintiff 332 Minnesota Street, Suite W-1650 St. Paul, MN 55101 (651) 224-9683 3273365 1/17-2/21/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 2, 2007 MORTGAGOR: Justin M. Rojesky, an unmarried man and Rachel L. Peters, an unmarried woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 16, 2007 Dakota County Recorder, Document No. 2509981. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance LLC. Dated June 25, 2009 Recorded July 1, 2009, as Document No. 2668043. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904000745673 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 19726 Escort Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 14-16600-10-607 LEGAL DESCRIPTION OF PROPERTY: Unit No. 607, Common Interest Community Number 520, a Condominium, Charleswood Crossing, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,636.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $208,801.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 14, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 16, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 15, 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 30-11332 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3285922 1/31-3/7/13

�� DATE OF MORTGAGE: April 17,�� 2003

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 27, 2002 MORTGAGOR: Scott a. Ganzer and Katie M. Ganzer, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 29, 2003 Dakota County Recorder, Document No. 1991155. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Dated June 25, 2012 Recorded July 17, 2012, as Document No. 2880699. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599906326158 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Nokomis Corporation of Minnesota RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 358 Stanley Street East, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 424280005061 LEGAL DESCRIPTION OF PROPERTY: The West 30 feet of Lot 5 and the East Half of Lot 6, Block 5, Koch and Kersts Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $125,487.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 22, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 23, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 24, 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-006895 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3286106 1/31-3/7/13

PUBLIC NOTICE

MORTGAGOR: F r a n c o i s M . D e Backer and Betty A. De Backer, husband and wife. MORTGAGEE: TCF Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded May 23, 2003 Dakota County Recorder, Document No. 2052548. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc. Dated May 1, 2006 Recorded May 10, 2006, as Document No. 2428118. And thereafter assigned to: U.S. Bank National Association. Dated July 17, 2012 Recorded July 30, 2012, as Document No. 2883850. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: TCF Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 2708 Rolling Oaks Road, Burnsville, MN 55337 TAX PARCEL I.D. #: 026411106072 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 7, Block 6, River Hills 12th Addition, according to the recorded plat thereof lying Northwesterly of a line drawn from a point on the Southwesterly line of said Lot 7 distant 55.90 feet Southeasterly of most Westerly Corner of said Lot 7 to a point on the Northeasterly line of said lot 7 distant 55.90 feet Southeasterly of the most Northerly corner of said Lot 7, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $116,042.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 5, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 5, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 3, 2013 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 12-003059 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3273130 1/17-2/21/13

PUBLIC NOTICE

��

�� T R A N S A C�� TION AGENT S MORT GAGE IDENTIFICATION NUMBER ON �� 2003 MORTGAGOR: Angela J. Brickley, a single person. MORTGAGEE: River City Mortgage Corp.. DATE AND PLACE OF RECORDING: Recorded November 3, 2003 Dakota County Recorder, Document No. 2135183. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Dated August 22, 2003 Recorded November 3, 2003, as Document No. 2135184. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: River City Mortgage Corp. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 4417 Naper Bay, Eagan, MN 55122 TAX PARCEL I.D. #: 101779102097 LEGAL DESCRIPTION OF PROPERTY: Unit 97, Cliff Lake Courthomes, Common Interest Community No. 125, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $93,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $69,810.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 5, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 5, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 3, 2013 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 12-004100 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3273074 1/17-2/21/13

PUBLIC NOTICE

MORTGAGE: 100268908030200017 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Key Financial Corporation of Florida, a Florida Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 13501 Bryant Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 024270008060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 8, Knob Hill, Dakota County, Minnesota and Outlot F, Block 1, Knob Hill II, Dakota County, Minnesota; Situated Dakota County in the State of Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $263,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $296,243.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 14, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 16, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 10, 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-007565 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3279125 1/24-2/28/13

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: January 4, 2013 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Cedar Pointe Carriage Homes Condominium Association (hereinafter the "Association") which was recorded as Document No. 1164049, in the Office of the County Recorder of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 59, Cedar Pointe Carriage Homes Condominium, Condominium File No. 117, Dakota County, Minnesota STREET ADDRESS: 15575 Garnet Way, Apple Valley, MN 55124 T A X P A R C E L I D N O . 01-16700-04-059 2. Pursuant to said Declaration, there is claimed to be due and owing as of January 4, 2013, from David B. Larsen, title holder, to the Association, a Minnesota non-profit corporation, the amount of $11,325.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after January 4, 2013, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof.

part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on November 16, 2012, as Document No. 2909481 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN 55033, on the 14th day of March, 2013, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on September 16, 2013, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CEDAR POINTE CARRIAGE HOMES CONDOMINIUM ASSOCIATION Attorneys for Cedar Pointe Carriage Homes Condominium Association THOMSEN & NYBECK, P.A. By: ______________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Cedar Pointe/Larsen/ 12-7-475D)

3277759

1/24-2/28/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,384.00 MORTGAGOR(S): Allen Clausen and Mandy Clausen, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Advisor's Mortgage, LLC, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: April 26, 2004 Dakota County Recorder Document Number: 2198044 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: January 19, 2012 Recorded: January 31, 2012 Dakota County Recorder Document Number: 2845507 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100199600000077251 Lender or Broker: Advisor's Mortgage, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15340 Drexel Way, Apple Valley, MN 55124-6833 Tax Parcel ID Number: 01-11752-02-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Apple Valley East 3rd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $165,204.29 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 08, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said

six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 09, 2013, or the next business day if September 09, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 24, 2013 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026941F01 3278949 1/24-2/28/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,358.00 MORTGAGOR(S): September M Grames, a single woman MORTGAGEE: CTX Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: November 30, 2005 Dakota County Recorder Document Number: 2384763 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC, f/k/a Centex Home Equity Company, LLC Dated: March 21, 2006 Recorded: March 27, 2006 Dakota County Recorder Document Number: 2415443 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: CTX Mortgage Company, LLC Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4857 Boatman Ln, Inver Grove Heights, MN 55076-1160 Tax Parcel ID Number: 20-44026-06-601 LEGAL DESCRIPTION OF PROPERTY: Unit No. 6601, Lafayette Park East, Common Interest Community No. 434, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $215,025.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 08, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 09, 2013, or the next business day if September 09, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 24, 2013 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC, f/k/a Centex Home Equity Company, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010952F04 3277534 1/24-2/28/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,581.00 MORTGAGOR(S): Gregory Ross, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Patriot Mortgage Inc., its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: November 05, 2003 Dakota County Recorder Document Number: 2136322 LOAN MODIFICATION: Dated: August 16, 2010 Recorded: October 21, 2010 Document Number: 2760713 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: April 27, 2010 Recorded: June 03, 2010 Dakota County Recorder Document Number: 2733450 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000381-1001741238-9 Lender or Broker: American Patriot Mortgage Inc. Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14856 Lower Endicott Way Unit 46, Apple Valley, MN 55124-6338 Tax Parcel ID Number: 01-81450-03-046 LEGAL DESCRIPTION OF PROPERTY: Unit No. 46 and Garage Unit No. 46A, Condominium No. 78, Valley Way Village Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $160,187.46 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 08, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 09, 2013, or the next business day if September 09, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 24, 2013 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014558F03 3278307 1/24-2/28/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 8 , 2006 MORTGAGOR: Mitchell L. Edelstein, a single person. MORTGAGEE: B a n k o f A m e r i c a , N.A.. DATE AND PLACE OF RECORDING: Recorded May 5, 2006 Dakota County Recorder, Document No. 2426465. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bank of America, N.A. RESIDENTIAL MORTGAGE SERVICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: 657-659 South 5th Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36.75100.17.150 LEGAL DESCRIPTION OF PROPERTY: Lots 14 and 15, Block 17, Tarbox Addition to South St. Paul. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $160,962.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 14, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 16, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 16, 2013 Bank of America, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18 - 12-007549 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3283351 1/31-3/7/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $245,000.00 MORTGAGOR(S): Clayton Shull, a single person and Christopher R. Harchanko, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.), its successors and/or assigns DATE AND PLACE OF REGISTERING:

��

ING: Registered: October 22, 2007 Dakota County Registrar of Titles Document Number: 619119 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: October 17, 2012 Registered: November 13, 2012 Dakota County Registrar of Titles Document Number: T706136 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000626-0475484754-1 Lender or Broker: Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.) Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 143655 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 131 Chaparral Dr, Saint Paul, MN 55124-9719 Tax Parcel ID Number: 01-56603-01-220 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-two (22), Block One (1) in Palomino Hills Fourth Addition, according to the recorded plat thereof now on file and of record in the Office of the Registrar of Titles in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $244,992.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 08, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 09, 2013, or the next business day if September 09, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 24, 2013 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026843F01 3278532 1/24-2/28/13

PUBLIC NOTICE

MORTGAGED PROPERTY ADDRESS: 1284 13th Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 19-19503-03-170 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 3, Dakota Hills Fourth Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $233,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $228,677.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 19, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 19, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 21, 2013 M&T Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 37 - 12-007452 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3279112 1/24-2/28/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 01, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,350.00 MORTGAGOR(S): Aimee R Evansen, a single person MORTGAGEE: Bremer Bank, National Association DATE AND PLACE OF RECORDING: Recorded: December 14, 2006 Dakota County Recorder Document Number: 2481888 LOAN MODIFICATION: Dated: February 12, 2011 Recorded: November 23, 2011 Document Number: 2832639 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Bank, N.A. Dated: December 01, 2006 Recorded: December 14, 2006 Dakota County Recorder Document Number: 2481889 And assigned to: Countrywide Home Loans Servicing LP Dated: November 11, 2008 Recorded: December 01, 2008 Dakota County Recorder Document Number: 2624774 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bremer Bank, National Association Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 486 Tiffany Dr, Hastings, MN 55033-3980 Tax Parcel ID Number: 19-16402-01-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Cari Park 3rd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $166,033.10 THAT all pre-foreclosure require-

THAT all pre foreclosure require ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 08, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 09, 2013, or the next business day if September 09, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 24, 2013 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026939F01 3278906 1/24-2/28/13

PUBLIC NOTICE

DATE AND TIME OF SALE: March 14, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 16, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 15, 2013 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-007617 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3279093 1/24-2/28/13

PUBLIC NOTICE

��

�� falls on a Saturday, Sunday or legal�� disbursements, including attorneys fees allowed by law subject to holiday. MORTGAGOR(S) RELEASED FROM redemption within twelve (12) months F I N A N C I A L O B L I G A T I O N O N from the date of said sale by the MORTGAGE: None mortgagor(s), their personal THE TIME ALLOWED BY LAW FOR representatives or assigns unless REDEMPTION BY THE MORTGAGOR, reduced to Five (5) weeks under MN T H E M O R T G A G O R ' S P E R S O N A L Stat. §580.07. REPRESENTATIVES OR ASSIGNS, TIME AND DATE TO VACATE MAY BE REDUCED TO FIVE WEEKS IF PROPERTY: If the real estate is an A JUDICIAL ORDER IS ENTERED o w n e r - o c c u p i e d , s i n g l e - f a m i l y U N D E R M I N N E S O T A S T A T U T E S , dwelling, unless otherwise provided by SECTION 582.032, DETERMINING, law, the date on or before which the A M O N G O T H E R T H I N G S T H A T mortgagor(s) must vacate the property M O R T G A G E D P R E M I S E S A R E if the mortgage is not reinstated under I M P R O V E D W I T H A R E S I D E N T I A L section 580.30 or the property is not D W E L L I N G O F L E S S T H A N F I V E redeemed under section 580.23 is UNITS, ARE NOT PROPERTY USED IN 1 1 : 5 9 p . m . o n J a n u a r y 2 7 , 2 0 1 4 , AGRICULTURAL PRODUCTION, AND unless that date falls on a weekend or ARE ABANDONED. legal holiday, in which case it is the Dated: 12/13/2012 next weekday, and unless the U.S. Bank National Association ND, redemption period is reduced to 5 Mortgagee/Mortgage Assignee weeks under MN Stat. Secs. 580.07 or 582.032. Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, MORTGAGOR(S) RELEASED FROM Attorneys for Mortgagee/ FINANCIAL OBLIGATION ON Mortgage Assignee MORTGAGE: None 531 Commercial Street, P.O. Box 2363, "THE TIME ALLOWED BY LAW FOR Waterloo, IA 50701 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL NOTICE OF POSTPONEMENT The above referenced sale scheduled REPRESENTATIVES OR ASSIGNS, for 01/25/2013 is hereby postponed MAY BE REDUCED TO FIVE WEEKS IF 03/01/2013 at 10:00 A.M. at the Dakota A J U D I C I A L O R D E R I S E N T E R E D County Sheriff's Office, 1580 Highway U N D E R M I N N E S O T A S T A T U T E S , 55, Hastings, MN 55033. Unless said SECTION 582.032, DETERMINING, mortgage is reinstated or the property AMONG OTHER THINGS, THAT THE redeemed, or unless the time for M O R T G A G E D P R E M I S E S A R E redemption is reduced by judicial I M P R O V E D W I T H A R E S I D E N T I A L order, the premises must be vacated by D W E L L I N G O F L E S S T H A N F I V E 11:59 p.m. on 09/01/2013 or the next UNITS, ARE NOT PROPERTY USED IN business day if 09/01/2013 falls on a AGRICULTURAL PRODUCTION, AND Saturday, Sunday or legal holiday. ARE ABANDONED." Dated: 01/23/2013 Dated: December 4, 2012 U.S. Bank National Association ND, U.S. Bank National Association, as Trustee Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., Mortgagee/Assignee of Mortgagee By Brian G. Sayer and Crystal W. Rink, USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Attorneys for Mortgagee/ Mortgage Assignee Mortgagee THIS IS A COMMUNICATION FROM A 4500 Park Glen Road #300 D E B T C O L L E C T O R A N D A N Y Minneapolis, MN 55416 INFORMATION OBTAINED WILL BE (952) 925-6888 USED FOR THAT PURPOSE. 30 - 12-001718 FC 3283438 1/31/13 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE OF MORTGAGE Pursuant to the provisions of FORECLOSURE SALE Minnesota Statutes 580.07, the THE RIGHT TO VERIFICATION f o r e g o i n g f o r e c l o s u r e s a l e i s OF THE DEBT AND IDENTITY OF postponed until March 29, 2013 at THE ORIGINAL CREDITOR WITHIN 10:00 AM at the Sheriff’s Office, Law THE TIME PROVIDED BY LAW IS Enforcement Center, 1580 Hwy 55, NOT AFFECTED BY THIS ACTION. Lobby #S-100, Hastings, MN, in said NOTICE IS HEREBY GIVEN, that county and state. default has occurred in conditions of Dated: January 24, 2013 the following described mortgage: U.S. Bank National Association, DATE OF MORTGAGE: J a n u a r y 2 2 , as Trustee 2007 Mortgagee/Assignee of Mortgagee MORTGAGOR: Lori Jan Martin and USSET, WEINGARDEN AND LIEBO, P.L.L.P. Eric Raymond Martin, wife and hus- Attorneys for Mortgagee/Assignee of band. Mortgagee MORTGAGEE: J P M o r g a n C h a s e 4500 Park Glen Road #300 Bank, National Association, successor Minneapolis, MN 55416 in interest by purchase from the FDIC (952) 925-6888 as Receiver of Washington Mutual 30 - 12-001718 FC Bank f/k/a Washington Mutual Bank, THIS IS A COMMUNICATION FROM FA . A DEBT COLLECTOR. DATE AND PLACE OF RECORDING: 3283399 1/31/13 Recorded February 9, 2007 Dakota County Recorder, Document No. 2495196; a portion of the premises originally encumbered by the MortNOTICE OF MORTGAGE gage has been released pursuant to FORECLOSURE SALE Doc. No. 2686708, re-recorded as Doc. THE RIGHT TO VERIFICATION No 2778136. OF THE DEBT AND IDENTITY OF A S S I G N M E N T S O F M O R T G A G E : THE ORIGINAL CREDITOR WITHIN Assigned to: U.S. Bank National Asso- THE TIME PROVIDED BY LAW IS ciation, as Trustee, successor in inter- NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that est to Bank of America, National Association as Trustee as successor by default has occurred in conditions of m e r g e r t o L a S a l l e B a n k , N a t i o n a l the following described mortgage: Association as Trustee for WaMu DATE OF MORTGAGE: O c t o b e r 2 5 , Mortgage Pass-Through Certificates 2002 MORTGAGOR: M a r y K . S c h l e i s , a Series 2007-HY3 Trust. single woman. TRANSACTION AGENT: NONE MORTGAGEE: Mortgage Electronic TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON Registration Systems, Inc.. DATE AND PLACE OF RECORDING: MORTGAGE: NONE LENDER OR BROKER AND MORT- Filed April 10, 2003, Dakota County G A G E O R I G I N A T O R S T A T E D O N Registrar of Titles, Document No. MORTGAGE: Washington Mutual Bank, 495295 on Certificate of Title No. 127652. FA ASSIGNMENTS OF MORTGAGE: RESIDENTIAL MORTGAGE SERV I C E R : J P M o r g a n C h a s e B a n k , Assigned to: JPMorgan Chase Bank, National Association S/B/M Chase National Association MORTGAGED PROPERTY ADDRESS: Home Finance LLC. 26386 Highview Avenue, Farmington, Said Mortgage being upon Registered MN 55024 Land. T A X P A R C E L I . D . # : TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. 13-02800-26-030, 13-02800-26-012 TRANSACTION AGENT'S MORTLEGAL DESCRIPTION OF PROPGAGE IDENTIFICATION NUMBER ON ERTY: The north 783.00 feet of the West MORTGAGE: 1001625-0003755724-7 Half of the Southwest Quarter of the LENDER OR BROKER AND MORTNorthwest Quarter of Section 28, G A G E O R I G I N A T O R S T A T E D O N Township 113, Range 20, Dakota MORTGAGE: Alpine Lending, LLC RESIDENTIAL MORTGAGE SERCounty, Minnesota, EXCEPT the east VICER: JPMorgan Chase Bank, 50.80 feet thereof. COUNTY IN WHICH PROPERTY IS National Association MORTGAGED PROPERTY ADDRESS: LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF 101 Mary Ann Lane, Burnsville, MN MORTGAGE: $450,000.00 55337 TAX PARCEL I.D. #: 027643009010 AMOUNT DUE AND CLAIMED TO BE LEGAL DESCRIPTION OF PROPDUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY ERTY: Lot 1, Block 9, Timberland-Knoll MORTGAGEE: $410,170.90 Acres, Dakota County, Minnesota That prior to the commencement of COUNTY IN WHICH PROPERTY IS this mortgage foreclosure proceeding M o r t g a g e e / A s s i g n e e o f M o r t g a g e e LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF complied with all notice requirements as required by statute; That no action MORTGAGE: $90,000.00 AMOUNT DUE AND CLAIMED TO BE or proceeding has been instituted at law or otherwise to recover the debt DUE AS OF DATE OF NOTICE, INCLUDsecured by said mortgage, or any part ING TAXES, IF ANY, PAID BY MORTGAGEE: $106,966.96 thereof; That prior to the commencement of PURSUANT to the power of sale contained in said mortgage, the above this mortgage foreclosure proceeding described property will be sold by the Mortgagee/Assignee of Mortgagee complied with all notice requirements as Sheriff of said county as follows: DATE AND TIME OF SALE: January required by statute; That no action or proceeding has been instituted at law 25, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , o r o t h e r w i s e t o r e c o v e r t h e d e b t Law Enforcement Center, 1580 Hwy secured by said mortgage, or any part thereof; 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said PURSUANT to the power of sale Mortgage, and taxes, if any, on said contained in said mortgage, the above premises, and the costs and disbursements, including attorneys' ��

PUBLIC NOTICE

�� ORIGINAL�� PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 �� contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 22, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 22, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 20, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005153 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 5, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 23, 2013. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005153 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3282884 1/31/13

PUBLIC NOTICE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $164,060.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 21, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 23, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 21, 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-007171 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3286026 1/31-3/7/13

PUBLIC NOTICE

contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on September 11, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section 580.30 or the property is not redeemed under Minn. Stat. Section 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 11, 2013, or the next business day if March 11, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 26, 2012 Wells Fargo Bank, National Association, as Trustee for Asset Backed Funding Corporation Asset-Backed Certificates, Series 2007-NC1 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00587-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4276457 07/26/2012, 08/02/2012, 08/09/2012, 08/16/2012, 08/23/2012, 08/30/2012 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for January 29, 2013 at 10:00 AM, has been postponed to March 20, 2013 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: January 29, 2013 Wells Fargo Bank, National Association, as Trustee for Asset Backed Funding Corporation Asset-Backed Certificates, Series 2007-NC1 Jennifer K Fischer (0311248) Attorneys for Wells Fargo Bank, National Association, as Trustee for Asset Backed Funding Corporation Asset-Backed Certificates, Series 2007-NC1 Randall S. Miller and Associates, PLLC Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 12MN00587-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE MAY BE DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. A-4355250 01/31/2013 3286233 1/31/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 13, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 MORTGAGOR(S): Sharon V Mitchell, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: May 26, 2005 Dakota County Recorder Document Number: 2325562 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5665 126th St W, Apple Valley, MN 55124-8228 Tax Parcel ID Number: 01-57675-01-320 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 1, Pinecrest Townhomes, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $143,179.86 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

PURSUANT to the power of sale con tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026108F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 02, 2012 at 10:00 AM has been postponed to January 22, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 19, 2012 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 22, 2013 at 10:00 AM has been postponed to February 21, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 17, 2013 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 21, 2013 at 10:00 AM has been postponed to March 21, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 24, 2013 MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026108F01 3283393 1/31/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,000.00 MORTGAGOR(S): Albin G. Sorenson and Deborah J. Sorenson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Home Loans, Inc., its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: March 10, 2005 Dakota County Recorder Document Number: 2303405 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: August 15, 2012 Recorded: August 24, 2012 Dakota County Recorder Document Number: 2889653 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700044570618 Lender or Broker: Countrywide Home Loans, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7154 145th St W, Apple Valley, MN 55124-8516

Apple Valley, MN 55124-8516 Tax Parcel ID Number: 01-66503-06-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 6, Scott Highlands Fourth Addition, Hennepin County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $154,281.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 01, 2013, or the next business day if August 01, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 20, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026689F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 01, 2013 at 10:00 AM has been postponed to April 05, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 17, 2013 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026689F01 3283312 1/31/13

PUBLIC NOTICE

ley, MN 55124 TAX PARCEL I.D. #: 01-56501-020-09 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Nine (9), Palomino Cliffs 2nd Addition, Common Interest Community Number 257 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $308,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $371,339.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 12, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 2, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 12, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 13, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 28, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 17, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 11, 2012. JPMorgan Chase Bank, National Association

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National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 23, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 13, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 18, 2012 at 10:00 AM at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 21, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 20, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 16, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 12, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 20, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60 - 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 21, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 11, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60 - 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 25, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 18, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee

Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 8, 2013 at 10:00 AM at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 24, 2013. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3283594 1/31/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $310,000.00 MORTGAGOR(S): Robert Schindeldecker and Jeannine Schindeldecker, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, N.A., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 02, 2006 Dakota County Recorder Document Number: 2424985 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A. Dated: February 29, 2012 Recorded: March 02, 2012 Dakota County Recorder Document Number: 2852840 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0001302049-3 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1775 60th St E, Inver Grove Heights, MN 55077-1823 Tax Parcel ID Number: 20.68200.00.050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Silver Acres Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $346,406.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 28, 2013, or the next business day if January 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 14, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393

Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024470F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 27, 2012 at 10:00 AM has been postponed to August 27, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 22, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 27, 2012 at 10:00 AM has been postponed to September 27, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 23, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 27, 2012 at 10:00 AM has been postponed to October 29, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 28, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 29, 2012 at 10:00 AM has been postponed to January 30, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 29, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 30, 2013 at 10:00 AM has been postponed to April 30, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 25, 2013 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024470F01 3284309 1/31/13

PUBLIC NOTICE

owner occupied, single family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the property is 11:59 p.m. on 07/25/2013, or the next business day if 07/25/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/13/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/ Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 NOTICE OF POSTPONEMENT The above referenced sale scheduled for 01/25/2013 is hereby postponed 03/01/2013 at 10:00 A.M. at the Dakota County Sheriff's Office, 1580 Highway 55, Hastings, MN 55033. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, the premises must be vacated by 11:59 p.m. on 09/01/2013 or the next business day if 09/01/2013 falls on a Saturday, Sunday or legal holiday. Dated: 01/23/2013 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C. By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/ Mortgage Assignee THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3281751 1/31/13

PUBLIC NOTICE NOTICE OF SHERIFF’S SALE

UNDER JUDGMENT AND DECREE STATE OF MINNESOTA COUNTY OF DAKOTA OTHER CIVIL DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-11-4361 Alerus Financial, National Association, as successor to Prosperan Bank f/k/a Washington County Bank, Plaintiff, v. Premier Development Group, Inc., a Minnesota Corporation; Korey Bannerman, an individual; Robert Carlson, an individual; JEM Mortgage Holdings, LLC, a Minnesota Limited Liability Company; Mesenbrink Construction & Engineering, Inc., a Minnesota Corporation; John Mesenbrink, an individual; Orion Development, LLC, an inactive Minnesota Limited Liability Company; Cheryl M. Wachal Trnka, an individual. Defendants. NOTICE IS HEREBY GIVEN, that under and by virtue of the Order Granting Plaintiff’s Motion for Default Judgment Against Defendants and Order of Foreclosure (”Order”) entered in the above-entitled action on the 18th day of January, 2012, a certified copy of which has been delivered to me directing the sale of the real property hereinafter described to satisfy or partially satisfy the amount found and adjudged due to said Plaintiff Alerus Financial, National Association, as successor to Prosperan Bank (formerly known as Washington County Bank), as prescribed in the Order, the undersigned Dave Bellows, the Sheriff of Dakota County, will sell at public auction to the highest bidder for cash, on Friday, March 15, 2013, at 10:00 a.m., in the at the Dakota County Sheriff’s Office, Law Enforcement Center, 1580 Highway 55, in the City of Hastings, County of Dakota, State of Minnesota, the real property, lying and being in the Counties of Dakota and Blue Earth, State of Minnesota, described in said Order as the parcel of real property located at: 3344 Sherman Court, Eagan, Minnesota 55122 that is legally described as: Lot Three (3), Block One (1), Birchwood Office Park, according to the plat and survey thereof on file and of record in the office of the County recorder in and for Dakota County, Minnesota; (hereinafter the “Premises”) together with: (i) all buildings and improvements now or hereafter located on the Premises (the “Improvements”); (ii) all of the estate, right, title, claim or demand of any nature whatsoever of Borrower, either in law or in equity, in possession or expectancy, in and to the Mortgaged Property (as defined below) or any part thereof; (iii) all easements, rights-of-way, gores of land, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, and all estates, rights, titles, interests, privileges, liberties,

��

�� of every i n t e r e s t s , p�� r i v i l e g e s ,�� l i b e r t i e s �� , fixtures �� and other�� property kind and nature whatsoever owned tenements, hereditaments, and by Borrower, or in which Borrower appurtenances of any nature whatsoever, in any way belonging, has or shall have an interest, now or relating or pertaining to the hereafter located upon the Mortgaged Property (including, Mortgaged Property, or without limitation, any and all appurtenances thereto, or usable in development rights, air rights or connection with the present or future operation and occupancy of similar or comparable rights of any the Mortgaged Property and all buildnature whatsoever now or hereafter ing equipment, materials and appurtenant to the Premises or now supplies of any nature whatsoever or hereafter transferred to the Premises) and all land lying in the owned by Borrower, or in which bed of any street, road or avenue, Borrower has or shall have an interest, now or hereafter located opened or proposed, in front of or adjoining the Premises to the center upon the Mortgaged Property (hereinafter collectively referred to line thereof; (iv) all machinery, as the Equipment), and the right, apparatus, equipment, fittings, title and interest of Borrower in and fixtures and other property of every kind and nature whatsoever owned to any of the Equipment which may be subject to any security by Borrower, or in which Borrower agreements (as defined in the has or shall have an interest, now or hereafter located upon the Uniform Commercial Code of the State in which the Premises are Mortgaged Property, or appurtenances thereto, or usable in located), superior in lien to the lien of this Mortgage; (v) all awards or connection with the present or future operation and occupancy of payments, including interest the Mortgaged Property and all thereon, and the right to receive the building equipment, materials and same, which may be made with supplies of any nature whatsoever respect to the Mortgaged Property, owned by Borrower, or in which whether from the exercise of the right of eminent domain (including Borrower has or shall have an any transfer made in lieu of the interest, now or hereafter located exercise of said right), or for any upon the Mortgaged Property (hereinafter collectively referred to as the other injury to or decrease in the value of the Mortgaged Property; (vi) Equipment), and the right, title and interest of Borrower in and to any of all leases and other agreements the Equipment which may be subject (other than the Ground Lease) affecto any security agreements (as ting the use or occupancy of the defined in the Uniform Commercial Mortgaged Property now or hereafter entered into (hereinafter referred to Code of the State in which the Premises are located), superior in as the Leases) and the right to lien to the lien of this Mortgage; (v) receive and apply the rents, issues all awards or payments, including and profits of the Mortgaged Property interest thereon, and the right to (hereinafter referred to as the Rents) receive the same, which may be to the payment of the Obligations; (vii) all proceeds of and any made with respect to the Mortgaged Property, whether from the exercise unearned premiums on any of the right of eminent domain insurance policies (collectively, hereinafter referred to as the (including any transfer made in lieu of the exercise of said right), or for Policies) covering the Mortgaged any other injury to or decrease in the Property, including, without limitation, the right to receive and apply value of the Mortgaged Property; (vi) the proceeds of any insurance, all leases and other agreements (other than the Ground Lease) judgments, or settlements made in lieu thereof, for damage to the affecting the use or occupancy of the Mortgaged Property now or hereafter Mortgaged Property; (viii) the right, entered into (hereinafter referred to in the name and on behalf of as the Leases) and the right to Borrower, to appear in and defend receive and apply the rents, issues any action or proceeding brought and profits of the Mortgaged Property with respect to the Mortgaged Property and to commence any (hereinafter referred to as the Rents) to the payment of the Obligations; action or proceeding to protect the (vii) all proceeds of and any interest of Plaintiff in the Mortgaged unearned premiums on any Property; and (ix) all proceeds of insurance policies (collectively, each of the foregoing (all of the hereinafter referred to as the foregoing, together with the Policies) covering the Mortgaged Premises, hereinafter the “Mortgaged Property, including, without Property”). limitation, the right to receive and The Property is abstract property. apply the proceeds of any insurance, The Tax Parcel ID No. is judgments, or settlements made in 01.09.03.152.015. lieu thereof, for damage to the The Property is secured by a Mortgaged Property; (viii) the right, i n t h e n a m e a n d o n b e h a l f o f Mortgage dated October 25, 2007, and Borrower, to appear in and defend recorded in the Office of the County any action or proceeding brought Recorder in and for Dakota County, w i t h r e s p e c t t o t h e M o r t g a g e d Minnesota, on December 20, 2007, as P r o p e r t y a n d t o c o m m e n c e a n y Document No. 2562455 and recorded action or proceeding to protect the in the Office of the County Recorder in interest of Plaintiff in the Mortgaged and for Blue Earth County, Minnesota, Property; and (ix) all proceeds of on January 7, 2008, as Document No. each of the foregoing (all of the 481CR339, as assigned (hereinafter f o r e g o i n g , t o g e t h e r w i t h t h e collectively the “Mortgage”). The Premises, hereinafter the “Mortgaged maximum indebtedness secured by the Mortgage is $1,475,000.00. As of the Property”). date of this Notice, the amount claimed The Property is abstract property. to be due on the Mortgage is Tax Parcel ID No. is 10-14225-01-030; $681,531.24, pursuant to the Order. and The time allowed by law for [no street address has been assigned r e d e m p t i o n b y t h e m o r t g a g o r o r to this parcel] mortgagor’s personal representatives or assigns is twelve (12) months after That part of Lot 1, Block 1, Trail Creek Addition, according to the plat the date of sale. thereof on file and of record in the office of the County Recorder in and for Blue Earth County, Minnesota, which lies westerly and southerly of the following described line:

Commencing at the southeast corner of said Lot 1; thence South 89 degrees 25 minutes 53 seconds West (Minnesota County Coordinate System of 1983, Blue Earth County Zone), along the south line of said Lot 1 a distance of 182.96 feet to the point of beginning; thence North 00 degrees 34 minutes 27 seconds West, 293.45 feet; thence South 89 degrees 25 minutes 33 seconds West, 255.95 feet to a point on the westerly line of said Lot 1 and there terminating; (hereinafter the “Premises”) together with: (i) all buildings and improvements now or hereafter located on the Premises (the “Improvements”); (ii) all of the estate, right, title, claim or demand of any nature whatsoever of Borrower, either in law or in equity, in possession or expectancy, in and to the Mortgaged Property (as defined below) or any part thereof; (iii) all easements, rights-of-way, gores of land, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments, and appurtenances of any nature whatsoever, in any way belonging, relating or pertaining to the Mortgaged Property (including, without limitation, any and all development rights, air rights or similar or comparable rights of any nature whatsoever now or hereafter appurtenant to the Premises or now or hereafter transferred to the Premises) and all land lying in the bed of any street, road or avenue, opened or proposed, in front of or adjoining the Premises to the center line thereof; (iv) all machinery, apparatus, equipment, fittings, fixtures and other property of every

Dated: December 10, 2012

Dave Bellows, the Sheriff of Dakota County By: /s/ Robert Shingledecker Deputy Dorsey & Whitney LLP 50 South Sixth Street, Suite 1500 Minneapolis, MN 55402 By: Michael D. Stinson Atty. Reg. No. 0392482 (612) 492-6624 Attorneys for Plaintiff 3283005 1/31-3/7/13

PUBLIC NOTICE

��

�� Land. �� TRANSACTION AGENT: �� VICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2717 Cedar Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 023290101230 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 1, Highland Forest 2nd Addition, according to the plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,192.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $253,151.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 24, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 24, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 15, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005023 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 28, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 28, 2013. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005023 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3286274 1/31/13

PUBLIC NOTICE

Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000011127 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1119 Oakdale Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 42-01700-63-080 LEGAL DESCRIPTION OF PROPERTY: Exhibit “A” Legal Description That part of the North 154.75 feet of the Northeast Quarter (NE 1/4) of the Southwest Quarter (SW 1/4) of Section Seventeen (17), Township Twenty-eight (28), Range Twenty-two (22) lying West of the West right of way line of Oakdale Avenue except the West 1100.34 feet thereof and except Butler Avenue, Dakota County, according to the Government Survey thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $133,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $124,038.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 17, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 17, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 8, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-002244 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 21, 2013 at 10:00 AM at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 21, 2013 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-002244 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3283556 1/31/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 08, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $296,000.00 MORTGAGOR(S): Timothy Daniel Ericksen and Debra Ann Ericksen, husband and wife

husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countywide Bank, FSB., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 19, 2007 Dakota County Recorder Document Number: 2551656 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: August 16, 2011 Recorded: November 17, 2011 Dakota County Recorder Document Number: 2831232 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0002533574-9 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9390 207th St W, Lakeville, MN 55044-5999 Tax Parcel ID Number: 22-18200-05-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Country Creek Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $293,884.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 26, 2013, or the next business day if April 26, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 13, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022931F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 26, 2012 at 10:00 AM has been postponed to November 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 22, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 26, 2012 at 10:00 AM has been postponed to December 27, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 09, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 27, 2012 at 10:00 AM has been postponed to January 28, 2013 at

been postponed to January 28, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 13, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 28, 2013 at 10:00 AM has been postponed to February 27, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 15, 2013 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022931F02 3274864 1/31/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 19, 2002 MORTGAGOR: B r i a n J O l s o n , a n unmarried man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 24, 2003 Dakota County Recorder, Document No. 1989111. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Dated October 2, 2012 Recorded October 22, 2012, as Document No. 2903007. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100076030100145105 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: RateOne Home Loans RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 325 Tiffany Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 191640003040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Cari Park, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $162,472.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 21, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 23, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 23, 2013 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004837 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3285975 1/31-3/7/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,800.00 MORTGAGOR(S): Patti A. Stettner and Terry Stettner, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Mortgage & Investment Consultants, Inc., it successors and assigns DATE AND PLACE OF REGISTERING: Registered: January 10, 2006 Dakota County Registrar of Titles Document Number: 582655 LOAN MODIFICATION: Dated: August 30, 2011 Registered: October 27, 2011 Document Number: T686166 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: May 23, 2011 Registered: May 27, 2011 Dakota County Registrar of Titles Document Number: T680072 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003711-0000038797-4 Lender or Broker: Mortgage & Investment Consultants, Inc. Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 115726 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7529 Borman Ct, Inver Grove Heights, MN 55076-2900 Tax Parcel ID Number: 20-18212-07-012 LEGAL DESCRIPTION OF PROPERTY: That part of Lot One (1), Block Seven (7), COLLEGE HIGHLANDS 3RD ADDITION, according to the recorded plat thereof on file in the office of the County Recorder, Dakota County Minnesota, which lies northeasterly of the following described line: Commencing at the northwesterly corner of said Lot 1, thence southeasterly along the northerly line of said Lot 1 a distance of 38.50 feet to the point of beginning of the line to be described; thence southeasterly deflecting to the right 57 degrees 18 minutes 41 seconds 51.42 feet; thence southeasterly deflecting to the left 27 degrees 59 minutes 22 seconds 96.35 feet to the southeasterly boundary of said Lot 1 and there terminating. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $168,894.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 14, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 14, 2013, or the next business day if March 14, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE

MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 02, 2012 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020614F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 14, 2012 at 10:00 AM has been postponed to October 15, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 30, 2012 ASSIGNEE OF MORTGAGEE: Central Mortgage Company NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 15, 2012 at 10:00 AM has been postponed to November 16, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 05, 2012 ASSIGNEE OF MORTGAGEE: Central Mortgage Company NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 16, 2012 at 10:00 AM has been postponed to December 31, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 07, 2012 ASSIGNEE OF MORTGAGEE: Central Mortgage Company NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 31, 2012 at 10:00 AM has been postponed to January 31, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 20, 2012 ASSIGNEE OF MORTGAGEE: Central Mortgage Company NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 31, 2013 at 10:00 AM has been postponed to March 04, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 18, 2013 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020614F02 3278618 1/31/13

PUBLIC NOTICE

��

required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 11, 2012 Deutsche Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60 - 60-2975 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 24, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 17, 2012. Deutsche Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2975 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 21, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 28, 2013. Deutsche Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2975 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3285492 1/31/13

PUBLIC NOTICE

MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 3698 Conroy Trail East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 205365218010 LEGAL DESCRIPTIO N O F P R O P ERTY: Lot 1, Block 18, The Oaks Third Addition, according to the recorded plat, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,487.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $142,348.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 21, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 23, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 18, 2013 JPMorgan Chase Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-007568 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3286009 1/31-3/7/13

PUBLIC NOTICE

ERTY: Lot 69, Block 4, Empire River Preserve, Common Interest Community No. 386, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $147,486.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 22, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 23, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 24, 2013 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-007187 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3286077 1/31-2/7/13

PUBLIC NOTICE

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 31, 2013 23A �� 2 0 1 2 a t �� 10:00 AM i n�� t h e D a�� kota to pay the debt�� secured by said mort��

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 21, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 23, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 23, 2013 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005031 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3285949 1/31-3/7/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,650.00 MORTGAGOR(S): Pernella F. Bull and Charles R. Bull, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin Financial Corp., an OP.SUB. of MLB&T Co., FSB, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 01, 2007 Dakota County Recorder Document Number: 2513350 ASSIGNMENTS OF MORTGAGE: And assigned to: LaSalle Bank National Association as Trustee for Merrill Lynch Mortgage Investors Trust 2007-3, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Dated: December 01, 2007 Recorded: February 20, 2008 Dakota County Recorder Document Number: 2572978 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240013822678 Lender or Broker: First Franklin Financial Corp., an OP.SUB. of MLB&T Co., FSB Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 353 4th Ave S, South Saint Paul, MN 55075-2617 Tax Parcel ID Number: 36-64300-12-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 12, Riverside Park Addition to the City of St. Paul, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $256,413.74 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mort-

gage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 28, 2013, or the next business day if January 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 14, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2007-3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025202F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 27, 2012 at 10:00 AM has been postponed to August 27, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 15, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2007-3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 27, 2012 at 10:00 AM has been postponed to September 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 16, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2007-3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 26, 2012 at 10:00 AM has been postponed to October 26, 2012 at 10:00 AM in the Dakota

County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 26, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2007-3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 26, 2012 at 10:00 AM has been postponed to November 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 22, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2007-3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 26, 2012 at 10:00 AM has been postponed to December 27, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 16, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2007-3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 27, 2012 at 10:00 AM has been postponed to January 28, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 20, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2007-3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 28, 2013 at 10:00 AM has been postponed to February 27, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 23, 2013 ASSIGNEE OF MORTGAGEE: U.S. BANK, NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2007-3 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025202F01 3282918 1/31/13

You say you didn’t notice

until it was too late to do anything about it? Probably, if you aren’t checking the Public Notice columns of this newspaper regularly. Public Notices are required by state law to protect your rights and to help you function more effectively as a citizen. Access to information about what government agencies are doing is what makes the American the most powerful citizen in the world. The Public Notices give you access to information you need ... about new local laws that will affect you ... about plans for major land use changes ... about where roads will go ... whose land will be condemned ... how your tax dollars will be spent ... about court actions that could be important to you, or just plain interesting. Whether you know them as Public Notices or as “the legals”, it pays you to check the Public Notice columns in this newspaper each issue. What you don’t know might cost you!

THISWEEK NEWSPAPERS Dakota County Tribune 952-894-1111

24A

Dakota Arts

January 31, 2013 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Classical music – and an oenophile’s bounty ‘Walls of Wine’ drawing will be held at Dakota Valley Symphony’s Feb. 10 concert

A unique fundraiser at the Dakota Valley Symphony’s upcoming concert offers guests a chance to head home with a cellar’s worth of wine. Tickets will be sold at the concert for a chance to win one of two “Walls of Wine” – each consisting of 50 bottles of wine donated by symphony members and local liquor stores – with the drawing held during intermission. And while oenophiles may swoon at the prospect of 50 bottles, classical music fans will be equally taken with the symphony’s lineup for the Feb. 10 concert, titled “Grieg Meets Verdi,” at the Burnsville Performing Arts Center.

with the Dakota Valley Symphony at its 25th anniversary concert at the Burnsville venue in 2011. The “Grieg Meets Verdi” concert’s second piece, Giuseppe Verdi’s “Requiem,” will see the symphony joined by CORO, an ensemble of Twin Cities vocal soloists, as well as Hymnus, a New

Prague-based community choir. In addition to the Wall of Wine drawing, there will also be a silent auction before the performance and during intermission as a fundraiser for the symphony, which is a nonprofit, all-volunteer arts organization. Tickets for the concert range from $5 to $16 and are available at the Burnsville arts center’s box office and through Ticketmaster at (800) 982-2787 or Ticketmaster.com. More about the Dakota Valley Symphony is at www. dakotavalleysymphony.org. —Andrew Miller

Dakota County libraries will celebrate February as Black History Month with the following programs, which are open to all ages.

• Drum Fun and Vocals, Too – Leonard King Jr. highlights the chronology of rhythm development commonly referred to as jazz, blues, R&B, and gospel Saturday, Feb. 2, 10:30 to 11:30 a.m., Burnhaven Library, 1101 W. County Road 42, Burnsville. • The Twin Cities Community Gospel Choir – Enjoy the soulful interpretation of the African-American

gospel tradition with this Photo submitted choir that creates communi- Italian pianist Roberto Plano returns to the Burnsville ty across boundaries Satur- stage Feb. 10 as a guest artist with the Dakota Valley day, Feb. 16, 11 a.m. to noon, Symphony. Galaxie Library, 14955 Galaxie Ave., Apple Valley. These programs are funded with money from Minnesota’s Arts and CulTo submit items for the Family to noon, recital hall, Farmington tural Heritage Fund. Calendar, email: darcy.odden@ High School, 20655 Flagstaff For more information, Ave. Free. Concessions sold durecm-inc.com. ing 20-minute intermission. Chilvisit www.dakotacounty.us/ dren must be accompanied by an Jan. 31 library or call (651) 450- Thursday, Spaghetti dinner by the Ap- adult. Sponsored by Farmington 2900. ple Valley Lions Club, 5 to 8 p.m. Area Community Education.

tage Drive, Lakeville. Teen fiction writers Loretta Ellsworth and Janet Graber will discuss innovative ways to create fully-fledged characters with authentic voices that readers will root for. Free, but registration required at www. dakotacounty.us/library or (952) 891-0360. Registration is open for spring classes at MacPhail Center for Music. Classes begin the week of Jan. 28 and run through June 9. Information: www.macphail.org or (612) 321-0100. Teen Poetry Jam/Rap Battle from 4 to 6 p.m. Tuesday, Feb. 5, at Apple Valley Teen Center, 14255 Johnny Cake Ridge Road, Apple Valley, (952) 953-2385. Ages 12-18. Cost: $3 in advance (register at www.cityofapplevalley.org), $2 each per group of 10, $4 at the door. Teen artist gatherings at the Eagan Art House from 3:30 to 5:30 Thursdays, Feb. 7 and March 7, and from 1 to 3 p.m. Saturdays, Feb. 2 and March 2. Cost: $3. Information: (651) 6755521. Heavenly Moves Home School Ballet will begin a 10week series of classes for ages 3-9 at 2:30 p.m. Fridays beginning Feb. 8 at Footsteps Dance Studio in Burnsville. Information: berrygood2@charter.net. Princess Prep School – Lakeville will begin a sevenweek session for ages 3-9 at 4:30

p.m. Mondays beginning Feb. 4. Information: berrygood2@charter.net. Adult painting open studio from 9 a.m. to noon the first and third Fridays of the month at the Eagan Art House, 3981 Lexington Ave. S. Fee is $5 per session. Information: (651) 675-5521. Music Together in the Valley offers classes for parents and their infant, toddler and preschool children in Rosemount, Farmington, Lakeville and Apple Valley. Information: www.musictogetherclasses.com or (651) 439-4219. The Eagan Art House offers classes for ages 4 through adult. For a complete listing go to www. eaganarthouse.org or call (651) 675-5521. Dan Petrov Art Studio in Burnsville offers oil painting classes for beginners, intermediate and advanced skill level painters, www.danpetrovart.com, (763) 843-2734. Teens Express Yourself with Paint, 5 to 7 p.m. Mondays at Brushworks School of Art in Burnsville, www.BrushworksSchoolofArt.com, (651) 214-4732. Drama/theater classes for ages 4 and up at River Ridge Arts Building, Burnsville, (952) 7363644. Show Biz Kids Theater Class for children with special needs (ASD/DCD programs), In the Company of Kids 13710 Nicollet Ave., Burnsville, (952)

736-3644. Broadway Kids Dance and Theater Program for all ages and abilities, In the Company of Kids, 13710 Nicollet Ave., Burnsville (Colonial Shopping Center), (952) 736-3644. Join other 55-plus adults at the Eagan Art House to create beaded jewelry. The Jewelry Club meets on the third Friday of each month from 1 to 3 p.m. Information: (651) 675-5500. Soy candle making classes held weekly in Eagan near 55 and Yankee Doodle. Call Jamie at (651) 315-4849 for dates and times. $10 per person. Presented by Making Scents in Minnesota. Country line dance classes held for intermediates Mondays 1:30 to 4 p.m. at Rambling River Center, 325 Oak St., Farmington, $5/class. Call Marilyn (651) 4637833. Country line dance classes on Wednesdays at the Lakeville Senior Center, 20110 Holyoke Ave. Beginners, 9-10 a.m.; Intermediate, 10 a.m.-noon. $5/class. Call Marilyn (651) 463-7833. The Lakeville Area Arts Center offers arts classes for all ages, www.lakevillemn.gov, (952) 985-4640. Rosemount History Book Club meets the second Tuesday of each month from 6:30 to 8 p.m. at the Robert Trail Library. Information: John Loch, (952) 2558545 or jjloch@charter.net.

The symphony is tapping some guest talent for the show. Italian pianist Roberto Plano will be joining the symphony for a performance of Edvard Grieg’s “Piano Concerto in a minor, Op. 16.” This is a reunion of sorts – Plano, a finalist in the Van Cliburn International Piano Competition, also performed

Theater and Arts Briefs Concert to benefit Music Ministry Alive

David Haas and Lori True will perform in concert at 7:30 p.m. Friday, Feb. 1, at Mary, Mother of the Church, 3333 Cliff Road, Burnsville. The concert is a benefit for Music Ministry Alive, an annual liturgical music formation program for high school

and college-age youths. Tickets at the door are $20 per person, $14 for seniors and students.

Celebrate Black History month at libraries

Family Calendar

at the Apple Valley American Legion, 14521 Granada Drive. Cost: $8 for adults, $5 for children ages 5-12, free for children under 5.

Arts Calendar To submit items for the Arts Calendar, email: darcy.odden@ ecm-inc.com. Auditions Expressions Community Theater will hold auditions for the office comedy “Wage Warfare” at 7 p.m. Monday, Feb. 4, and Tuesday, Feb. 5., at the Lakeville Area Arts Center, 20965 Holyoke Ave., Lakeville. If required, callbacks will be 7 p.m. Thursday, Feb. 7. Information: JAndrewWilkins@ gmail.com or (612) 293-0173. Exhibits “Cars, Crowds, and Family,” a photographic glimpse into the life of a local racing family, is on display at Dunn Bros., 20700 Chippendale Ave. W., Farmington. Music “The Legend of Johnny Cash” performed by Philip Bauer, 7:30 p.m. Saturday, Feb. 2, at Lakeville South High School. Sponsored by the Lakeville Area Arts Center and the Lakeville Rotary. Tickets range from $23.50 to $28.50 online at www.LakevilleAreaArtsCenter.com and at the arts center, 20965 Holyoke Ave. Workshops/classes/other “Writing Fiction for Teens: Character and Voice,” 12:30 to 4:30 p.m. Saturday, Feb. 2, at Heritage Library, 20085 Heri-

Friday, Feb. 1 Give Kids a Smile event, 7 a.m. to 4 p.m., Park Dental Farmington, 511 Elm St., Farmington. Free dental care for children ages 2-15. Patients will be seen by appointment only. A parent or legal guardian must accompany them for the duration of the appointment. Families interested in coming in for dental care should call to schedule an appointment at (952) 303-7028. Family Fun Night with Prizes and Meatballs, 5:30 to 8 p.m. at St. Joseph Catholic Church, 13900 Biscayne Ave., Rosemount. Free admission. Pasta dinner offered until 7 p.m. is $7 for adults, $5 for ages 3-12, free for ages 0-2; family cap set at $25. Silent auction and raffle tickets available at an additional cost. Cash or check only. All proceeds benefit St. Joseph School. Information: https://www.facebook.com/ events/236993279767217/. Saturday, Feb. 2 Kick-off Party for Team In Training (TNT), benefitting The Leukemia & Lymphoma Society, 9:30 a.m., Crowne Plaza Hotel and Suites – Minneapolis Airport, 3 Appletree Square, Bloomington. RSVP: http://www.teamintraining. org/mn/firsttimehere/tellmemore or (763) 852-3042. Walk-ins welcome. “Tangled” movie, 10 a.m.

Citizens Climate Lobby meeting, 11 a.m. at Galaxie Library, 14955 Galaxie Ave., Apple Valley. Dr. Martin Tresguerres of the Scripps Institution of Oceanography will speak by national conference call on the topic of “Ocean Acidification – Can Corals Cope?” All are welcome. Information: Deb Nelson at (952) 965-8284. Youth Ice Fishing Contest, noon to 2 p.m., Valley Lake Park, 16050 Garrett Path. Prizes will be awarded to youth ages 13 and under for different fish categories. Participants need to bring their own fishing equipment and bait. Register the day of the contest. Free. Sponsored by Lakeville Knights of Columbus. Sunday, Feb. 3 “Super” pancake breakfast by the Farmington Knights of Columbus, 9 a.m. to noon at Church of St. Michael, 22120 Denmark Ave., Farmington. Menu: pancakes, French toast, sausage links, scrambled eggs, coffee, juice and water. Good-will offerings accepted for DARTS.

Blood drives The American Red Cross will hold the following blood drives. Call 1-800-RED CROSS (1-800733-2767) or visit redcrossblood. org to make an appointment or for more information. • Jan. 25, noon to 6 p.m., Hosanna Lutheran Church, 9600 163rd St. W., Lakeville. • Jan. 26, 10 a.m. to 3 p.m., Wescott Library, 1340 Wescott Road, Eagan.