Dakota County Tribune Business Weekly 10-25-12

laura adelmann jessica harper laura adelmann

Group gives details to ice effort 2A Housing plan in Eagan advances 2A Fee increases approved in Farmington 2A

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date ##, 2009 october 25, 2012

Volume 30, Number # VOLUME 33, NUMBER 35

Dakota County Tribune Since 1884

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A new space to prepare for a race

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inside biz forum

U.S. Sen. Amy Klobuchar deserves a second term based on her track record of success in Washington, D.C. amy 4A klobuchar forum

john kline

U.S. Rep. John Kline says improving the American economy is his No. 1 priority as he seeks another term.

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laurie traub

Dakota County public defender urges other attorneys to question evidence methods used outside of court.

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news

Mi5 Fitness and Lakeville CrossFit co-owner Andrew Franz climbs a rope at his gym in Lakeville.

Photo by Andy Rogers

CrossFit combination gym opens off I-35

by Andy Rogers

Dakota county Tribune

There are more ways than ever to get your exercise fix in Lakeville these days.

Mi5 Fitness and Lakeville CrossFit – a combination CrossFit gym that offers personal training and rehabilitation – hopes to stand out after officially opening Sept. 22.

CrossFit gyms have been sprouting all over the metro area, becoming a popular form of exercise for several reasons, according to Mi5 Fitness and Lakeville CrossFit co-owner Chris Giesking. A big one is the community it builds.

Photo by Andy Rogers Mi5 Fitness and Lakeville “Taking care of yourself and CrossFit co-owner and fitness going through a really hard workdirector Chris Giesking climbs out together, it really brings people the gymnastic rings at his gym in together,” Giesking said.

One of the main attractions of Lakeville.

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CrossFit is the structure. It’s constantly varied and based on functional movement at a high intensity. Every class features a workout of the day, or WOD, often named after fallen servicemen.

“If you just go to your own gym without anyone telling you what to do, it’s really easy to slack,” Giesking said. “The big thing is being evidence-based.”

At the end of the workout, participants record their time to measure themselves against previous training sessions.

“A reason why CrossFit is exploding is it’s finally a way for people to be accountable for their fitness,” Giesking said.

CrossFit gyms focus more on basic training using equipment such as gymnastics rings, pull-up bars, boxes, sand bags, medicine balls and Olympic weightlifting

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dakota arts movements.

“Every sport offers some dyCaponi Art Park this week news namic movement,” co-ownerCode Type: UPC Version A in Eagan Stats: 0 will 3242-ECM Publishers Andrew Franz said. “We want Customer: host children of all Order #: P34915-017 MAG: 1.00 P.O. #: BWA: 0.0020 to teach people how to do theseOrdered ages this weekend By: Symbol Width: 1.4690 Positive Up Height: 1.0200 functional movements. If you just Polarity: for Symbol aFlexoHalloweenDate Run: 05/29/2002 Width: 0.0000 do bench press and squats, you’re inspired event. seeing massive amounts of injuries Back Page caponi and people aren’t really ever learnart park ing anything.”

Their location is more than just a CrossFit gym, according to the owners.

“CrossFit started out in a garage,” Giesking said. “They’re very raw and rough.”

Mi5 Fitness brings together 8 34493 00023 6 personal training with one-onone sessions and small-group fitness along with classes focused on mobility and stability, a boot camp, General 952-894-1111 a Fit Teens class and, of course, Distribution 952-846-2070

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October 25, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Arena planners set fast construction course Joint-powers leaders meet in effort to plan for second sheet of ice at Schmitz-Maki Ice Arena

by Laura Adelmann

Dakota County Tribune

All that stands between a second sheet of ice in Farmington can be resolved in five meetings, according to Ice for Tigers spokesman Rob Juncker who headed the first joint-powers agreement meeting Oct. 15.

Participants gathered to discuss how to build a second ice arena included City Administrator Dave McKnight, Farmington Schools Superintendent Jay Haugen, hockey and skating group members, Farmington Business Association President Clyde Rath, city employees and Farmington City Council Member Jason Bartholomay.

Under Juncker’s direction, members identified issues that need to be resolved for a rink to be built.

Challenges cited included ownership, funding and ongoing costs, the city’s debt

load, design issues, flooding potential, taxpayer concerns, ice use and equity between groups and year-round use of the facility.

There was also discussion about including surrounding townships as part of the jointpowers agreement.

Juncker said the group will work through the concerns to reach an acceptable joint-powers agreement and encouraged open communication.

“When we walk out of here, if for some reason two years down the road, if for some reason someone raises their hand and says ‘I was the voice of reason in the JPA who said that shouldn’t happen,’ you don’t get that right unless you bring this up right here and right now,” Juncker said.

Ice for Tigers’ goal is to raise $1.5 million to help build the arena that would

be attached to Farmington’s Schmitz-Maki Arena.

The second sheet of ice would allow shorter driving times for practices and games, and for the city to host tournaments that could encourage economic development like a hotel and restaurants.

Cost is the most important factor, Juncker said. He said he would return at the next meeting, tentatively set for Nov. 5, with “rock solid” construction costs and a plan.

Fundraising, revenue and operational planning will be discussed, and Juncker said they will review other JPAs as models to consider.

“We want to be very conservative in our estimates,” Juncker said, “to make sure we come out of here with something we all believe in.”

Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

Met Council gives Parkview plans green light

by Jessica Harper

Dakota County Tribune

A controversial plan to turn an Eagan golf course into a housing development is moving forward.

On Oct. 10, the Metropolitan Council unanimously approved an amendment to change Parkview Golf Course’s guided land use from private recreation to low-density residential. The proposal will return to the Eagan City Council for a final approval.

Met Council Member Wendy Wulff said she believes the amendment is a local issue that should be decided locally.

Eden Prairie-based real estate developer Hunter Emerson faced resistance from residential groups immediately after announcing its plans in May to build 173 homes on the 80-acre site.

The developer’s plans for the site at 1310 and 1290 Cliff Road also call for a clubhouse, community gathering space, neighborhood parks and a bike path that would connect the new development to the Fairway Hills neighborhood and Lebanon Hills Regional Park.

Home prices would range from $200,000 to $650,000.

Though no one spoke against the proposal at the Metropolitan Council meeting, residents packed City Council and Planning Commission meetings in June to voice their opposition.

Several people expressed concerns about the loss of one of Eagan’s two golf courses (Lost Spur is the other), while others said they worry about losing green space.

One group put up signs saying “Save Parkview” throughout the neighborhood surrounding the property, and someone anonymously sent threatening letters to members of the City Council.

Parkview co-owner Robert Zaviheim said he has attempted to sell the failing golf course for some time and determined selling it to developers would be the most feasible option.

Zaviheim entered into a purchase agreement with Hunter Emerson in May, which is contingent upon a guide plan change, rezoning and plat approvals that would allow a project to move forward.

When the City Council approved submitting the proposal to the Metropolitan Coun-

Photo by Jessica Harper

The Metropolitan Council unanimously approved on Oct. 10 an amendment to Eagan’s comprehensive guide plan that changes Parkview Golf Course’s guided land use from private recreation to low-density residential. cil in June, council members agreed the plan would be the most viable option for the property. Council members added that they fear if they left the property owner without a viable option, the city could face litigation as it did over the Carriage Hills development.

“We can’t favor a public benefit that disproportionately falls on a private property owner,” Mayor Mike Maguire said at the June meeting.

In 2004, the council declined to change its guide plan to allow Wensmann Homes to develop the Carriage Hills golf course property.

The city was subsequently sued by the developer, which claimed it incurred losses as a result of the council’s decision. The case eventually went to Minnesota Supreme Court in 2007, and the city settled with the developer before a ruling could be made.

Though Wensmann intended to redevelop the property, its plans were stalled in 2008 by the recession. Another developer has since started construction on the property.

Several steps will need to be taken before Hunter Emerson can break ground. Among other things, the City Council would need to rezone the site as residential and approve detailed plans before the project can move forward.

Jessica Harper is at jessica.harper@ecm-inc. com or facebook.com/sunthisweek.

Photo by Laura Adelmann

Ice for Tigers spokesman Rob Juncker handed out note pads during the first joint-powers agreement meeting Oct. 15.

Council passes fee increases on split vote Julie May questions inter-fund loans, balances

by Laura Adelmann

Dakota County Tribune

A slew of fees will increase in Farmington next year after a 3-2 City Council vote Oct. 15.

Council members Julie May and Jason Bartholomay cast the dissenting votes regarding the fee increases that City Administrator Dave McKnight first proposed at a workshop last week.

About 25 different fees are increasing across various departments and among those affected will be property owners, businesses and developers.

Council Member Julie May advocated for simplified methods of taxing and city accounting by paying for city staff and services through the general fund instead of incorporating 15 pages of fees.

“Every year if we’re going to sit here and talk about how to increase the general levy and then talk about how to increase fees to pay for staff, that’s basically what we’re doing,” she said. “It’s frustrating as a council member.”

She said she understood development fees, but questioned fees to residents for things like installing new siding or adding a water softener.

Council Member Christy Jo Fogarty said user fees reflect the city’s longstanding payas-you-go philosophy of taxation.

“I shouldn’t have to pay for my neighbor’s inspections because he decides to do home improvements on a consistent basis, and vice versa,” she said.

May also cited concern about continually rising taxes in the city.

“As the years go on … the answer can’t just be increase the taxes and fees,” she said, suggesting service cuts as another option.

One of the biggest fee concerns the council discussed is the 2013 increase from $80 to $100 per acre to help fund storm pond dredging. Those fees on commercial properties will increase from $165 to $210 per acre next year.

City Engineer Kevin Schorzman said the city’s 142 storm ponds have never been dredged, and fee increases are needed because of stiffer regulations that increased five times the cost of disposing of materials containing chemicals associated with coal-tar based driveway sealants.

The 2013 fee increase is to fund testing of the city’s storm water ponds. In 2014, coun-

cil may consider an additional fee increase to cover clean-up costs.

May cited concerns and requested details about inter-fund borrowing and loans that has happened in the funds before increases are approved.

“I don’t feel comfortable increasing a fee when I don’t even know what money should be in that fund,” May said.

New City Finance Director Robin Hanson said she would not have time to research and provide that information before year-end.

Fogarty said she agrees the council needs an understanding of cash flow on the funds, but did not think they should wait until they have that information to take action.

“I understand and completely agree we need to have a real good understanding of what the cash flow is on these (funds) and what’s going where,” Fogarty said. “But that doesn’t change what’s going in …and coming out in a year. We need to keep that flat so we’re not going in a hole.”

She said people pay the storm water fees expecting not to have a huge assessment because that money has been built up over the years.

At the workshop, May had questioned whether the city could avoid increasing fees by utilizing fund balances, but the council was not provided those fund balance amounts.

In an email, Schorzman said the city’s sewer fund has a balance of $826,068.

The city’s water fund, overseen by the autonomous Water Board, is $5.1 million.

Fogarty told this newspaper the Water Board is planning to build a water treatment plant with that money.

Schorzman said the city’s stormwater fund balance is $578,566 and its solid waste fund is $346,194.

Farmington also has funds with negative cash balances.

According to McKnight, the city’s streetlight utility fund has a $17,663 deficit; the Economic Development Authority’s budget is in the red $36,243 now, but is expected to have an $800 balance by year-end.

He said the ice arena fund has a $286,505 deficit. The liquor store’s cash balance is $170,813.

Laura Adelmann is at laura.adelmann@ecminc.com or facebook.com/sunthisweek.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 25, 2012

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Accolades

Business Briefs

Business Briefs

Business Briefs

James Barton Design Build recognized

DCR Chamber hosts program on precious metal mining

Ribbon cutting set for Mobile pantry

Mayo Clinic provides heart care in Lakeville

Apple Valley-based James Barton Design Build was recently recognized in both Qualified Remodeler – Top 500 and Remodeling Magazine – Top 550.

Each year Qualified Remodeler – Top 500 recognizes remodelers for their significant and sustained success in terms of years in business, industry certification, dollar volume, industry awards and community service.

The Top 500 is the longest ongoing recognition program in the remodeling industry. In 2012 JBDB ranked No. 241 nationwide. The Remodeling Magazine – 550 Award recognizes the largest remodeling and home improvement companies in the nation. JBDB ranked No. 74 in 2012.

Vern Baker, president of Duluth Metals, will outline the opportunity presented to Minnesotans to create a new mining industry in northeast Minnesota in a program from 7:30 to 9 a.m. Friday, Oct. 26, at the DCR Chamber office, 1121 Town Centre Drive, Suite 102, Eagan. Duluth Metals is one of several companies seeking to attain federal and state permits to mine copper, nickel and other strategic and precious metals. An RSVP is required. Contact Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com for information.

An open house and ribbon cutting will be held from 4 to 6 p.m. Thursday, Nov. 8, for Eagan & Lakeville Resource Center’s new Mobile Pantry at Restoration Covenant Ministry Center and Office, 7707 147th St. W., Apple Valley.

The ribbon cutting will be at 4:30 p.m.

The open house will include complimentary harvest desserts and apple cider as well as tours of the Mobile Pantry bus and the host site at the Restoration Covenant Ministry Center.

For more information, contact Jessy Annoni at (651) 288-9202 or jannoni@ dcrchamber.com.

Noteworthy

Rosemount-based Minnesota Energy Resources has created the It’s Worth the Energy grant opportunity worth up to $3,000. Nonprofit organizations located and operating in the Minnesota Energy Resources’ service area were invited to submit project proposals outlining how they would use the grant money to better the community in one of the following three areas: Environment, Community or Human Services. The three organizations participating are: 360 Communities, Burnsville; The Achievement Center, Worthington; and Headwaters Science Center, Bemidji.

Voting is now open on Minnesota Energy Resources’ Facebook page (www. facebook.com/minnesotaenergyresources). Followers of Minnesota Energy Resources are allowed one vote per day through Nov. 6.

All three finalists will receive a grant; first place will receive $3,000; second, $2,000; and third, $1,000.

Winners will be announced on Facebook on Nov. 7.

Mayo Clinic cardiovascular specialists are now providing care for adult patients at FamilyHealth Medical Clinic in Lakeville.

Gregory W. Barsness, M.D.; Rajiv Gulati, M.D., Ph.D.; and Verghese Mathew, M.D., provide outreach services on a rotating basis at the clinic every other Tuesday. Each has a special interest in vascular diseases especially peripheral arterial disease — in addition to general cardiac problems.

The Mayo Clinic physicians work closely with community physicians to provide care for local patients. If needed, Mayo Clinic provides additional cardiovascular and diagnostic testing in Rochester.

Kathleen Meier of Northfield Hospital & Clinics, said the expansion of Mayo Clinic cardiology services in Lakeville significantly broadens the local access to these services.

“The opening of this practice reduces wait times and offers local residents more flexibility for scheduling tests if necessary,” Meier said. “Any time we can provide more specialty care locally, patients and their families benefit.”

Patients can be referred by their primary physician by calling (952) 4690500.

David Gregg, M.D. Named chief medical officer at StayWell, Eagan

David Gregg, M.D., has been appointed chief medical officer at Eaganbased StayWell Health Management.

He has been acting in a chief medical advisory role for StayWell since the beginning of 2012.

Gregg holds a bachelor’s degree from Harvard and a medical degree from the University of Minnesota School of Medicine. He is board certified in internal medicine and licensed in both Minnesota and Wisconsin.

Gregg practiced internal medicine and occupational medicine in the Twin Cities before joining HealthPartners in Minneapolis as vice president and medical officer. After HealthPartners, he joined Mercer Health & Benefits as a principal and national physician consultant. Prior to joining StayWell, he founded Gregg Consulting Services, a health care consulting business.

Michael Swanson Named personal banking officer at Merchants Bank, Apple Valley

Michael Swanson has joined Merchants Bank in Apple Valley as a personal banking officer.

Swanson has a dozen years of banking experience, including the last 10 years with MidCountry Bank. For the past five years he has been the assistant branch manager at MidCountry’s location in Hastings, and before that he was the branch manager in Inver Grove Heights.

Voting open on Facebook for grant opportunity

Credit union members can apply for scholarships US Federal Credit Union, Burnsville, is participating in the 2013 Minnesota Family Involvement Council scholarship program. MNFIC is awarding two $1,000 scholarships and 16 $500 scholarships to students who will be enrolled in post-secondary education during the 2013-14 academic year.

Both traditional and non-traditional students who are members at any MNFIC-affiliated credit union are eligible for the scholarships.

To apply, students fill out a one-page application and complete a 500-word essay answering the question, “What is the best financial advice you’ve been given or the hardest financial lesson you’ve learned? How has this impacted your life?”

Applications will be due on Feb. 1, 2013, and winners will be notified in the spring of 2013. For more information, visit www.usfed.org.

Lakeville chamber holds Fall Gala on Nov. 2 The Lakeville Area Chamber of Commerce will hold its Fall Gala Friday, Nov. 2, aboard the White Star Line’s R.M.S. Titanic, departing from Brackett’s Crossing Country Club at 6 p.m.

Tickets are $125. For more information, call (952) 469-2020.

Spooky Tails run/walk slated Oct. 27 in Burnsville Burnsville’s Honest-1 Auto Care shop owner, Tom Dombrock, will sponsor the Spooky Tails 5K Run/1K Walk at 10 a.m. Saturday, Oct. 27, to raise money for the local animal shelter, Wags & Whiskers. The event will be at Alimagnet Park in Burnsville. All participants will receive a $15 gift certificate for Honest-1 Auto Care.

In addition, starting now through Nov. 3, 10 percent of each sale at Burnsville’s Honest-1 will be donated to Wags & Whiskers. Also during that time frame, Honest-1 will be selling its VIP coupon books, which are typically $100, for $80 and half of each sale will be donated to Wags & Whiskers.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to reporter.thisweek@ecm-inc.com, fax to (952) 846-2010 or mail it to the Apple Valley office at 15322 Galaxie Ave., Suite 219, Apple Valley, MN 55124. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing.

Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

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October 25, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Klobuchar proven, has more to offer It’s hard not to be impressed by U.S. Sen. Amy Klobuchar. She’s smart. She’s subtle. She is a careful listener. And almost always, she seems to be right on the mark when it comes to doing what is best for Minnesotans.

We heartily endorse the first-term Democrat in her race against Republican challenger Kurt Bills on Nov. 6.

In 2008 when the economy was reeling and American automakers were announcing plans to close dealerships, many right here in Minnesota, Klobuchar met with manufacturers and local dealers to preserve as many dealerships as possible, but also to ask them to re-evaluate their plans and in some cases extend the period for closure to give dealerships more time to sell inventory. It may seem insignificant now, but it was critical at the time.

Klobuchar played a key role in preserving a Walser dealership in Bloomington. She easily could have sidestepped this issue, but through her involvement she humanized it and forced automakers to truly take a close look at what they were doing.

When Stillwater needed political leadership in the Senate to get funding to replace the antiquated and aging 80-year-old lift bridge, Klobuchar was there to help garner support on both sides of the aisle — something she has done quite well since being elected in 2006.

The bridge issue had been anchored in

ECM Editorial muck for years as proponents and opponents haggled over what should be done, but neither side offered viable solutions.

Her bipartisan legislation will result in a larger, safer bridge that will serve the needs of the St. Croix Valley for the next 100 years.

She has supported the effort to reduce an Obamacare-related, $28 billion tax on medical devices, which has been widely viewed by Minnesota medical device companies like Medtronic as critical to their continued success. There are an estimated 400 medical device companies in Minnesota employing some 35,000 people.

She has sponsored legislation to make penalties for stalkers more severe, has worked to make access to information about missing children more available for all investigating agencies, worked tirelessly to provide more help to homeless veterans and has sponsored legislation to simplify international adoptions.

After the earthquake in Haiti, she worked with more than two dozen Minnesota families to get children who were in the process of being adopted to their new homes in Minnesota more quickly.

That was significant, as living conditions were rapidly deteriorating in those first few months after the earthquake, leaving

Amy Klobuchar many children susceptible to illness and disease.

Klobuchar’s voice on the Senate agriculture committee, whose Senate-passed farm bill ends direct payments to farmers and agribusinesses and saves $23 billion compared with current law, is vital to Minnesota.

Bills, a Rosemount High School economics teacher who is finishing his single term in the Minnesota House of Representatives, brings some intriguing attributes to the race, most notably a keen

Kline: Economy is my No. 1 priority

by U.S. Rep. John Kline r-2nd district

Throughout my time in office I have witnessed a number of changes in Minnesota and the lives of the men and women who call our great state home.

The population growth of the 2nd Congressional District has transformed sleepy bedroom suburbs for Twin Cities workers into thriving communities with their own unique identities. Rural communities rich with agricultural history are a vital part of Minnesota’s heritage and economy.

Unfortunately, not all the change has been positive. In recent years, too many families and businesses have been forced to make adjustments as they weather the ups and downs of the bumpy economic road our nation has traveled.

As I travel around the district, constituents tell me they are concerned about their futures because of the pervasive uncertainty of our economic environment.

Business owners are hesitant to invest in their companies or hire new workers because they don’t know what unexpected costs and regulations may emerge. At a small-business roundtable meeting in Eagan this summer, a Rosemount businesswoman summed up what most are saying – the economic climate is “very scary right now” for families and businesses.

This uncertainty is contributing to the painfully slow pace of our economic re-

Guest Columnist John Kline

covery, which is the most important challenge facing Minnesotans – and Americans – today. And getting our nation back on the right track will remain my No. 1 priority if you give me the honor of serving you for the next two years. I will remain committed to pursuing policies that will provide the certainty our job creators need to put Americans back to work. I will remain committed to earning back taxpayers’ trust by carefully weighing every dollar we spend to ensure limited resources are available for the national priorities. I will remain committed to ending wasteful pork-barrel and restoring order to America’s fractured fiscal house.

This is a massive undertaking, but during my time in office I have demonstrated my ability to find solutions to the problems that matter most to Minnesota families. In the past two years, I am particularly proud to have ensured our Minnesota Red Bulls received the benefits they earned and advanced legislation to do away with the flawed No Child Left Behind education law. I will apply the same determination to our economic challenges.

I came to Congress with an in-depth

knowledge of our armed forces and defense policy and strong convictions about how to ensure the United States will thrive on the international stage. But this role has also provided on-the-job training on issues I couldn’t have anticipated.

I have learned about cormorants, storage of train cars, and what the federal government can do about Asian carp.

Perhaps the greatest education has come from listening to your concerns and suggestions. I believe you – not the federal government – have the answers to the challenges facing our nation, and I am committed to continuing to carry your views and values to Washington.

Representing the men and women of the 2nd Congressional district has been a great honor. I welcome your input and perspectives on the issues facing our state and our nation. Together we have enjoyed important victories, and together we can restore our nation to the shining city on a hill we know it can be. I have enjoyed having you as a partner in governing and humbly request the opportunity to continue to work with you for the next two years.

John Kline and his wife, Vicky, live in Burnsville. He is chairman of the House Education and the Workforce Committee. A 25-year veteran of the U.S. Marine Corps, he also serves on the House Armed Services Committee.

Submissions to Forum: www.DakotaCountyTribune.biz

sense of economics and a laser focus on reducing the national debt. But beyond the national debt, we’ve heard little about what Bills would do in D.C. to represent Minnesota more effectively Kurt Bills than Klobuchar.

Bills expresses fondness for U.S. Sen. Rand Paul’s budget plan, a severely austere vision for the country that garnered little support in the Senate. Bills has a puzzling take on the well-known Grover Norquist’s nonew-taxes candidate pledge: Bills signed it but says he doesn’t feel bound by it.

Klobuchar has her own credentials on the national debt. She was one of 14 senators who insisted on formation of a debt commission before they would vote two years ago to raise the debt ceiling.

She advocates a mixture of hard budget choices and new revenue for pruning the unsustainable national debt.

As a senator who has gained the respect of fellow senators on both sides of the aisle, Klobuchar has an opportunity to be an exemplary leader who can make good decisions that will affect our state and nation for years to come.

This editorial is a product of the ECM Editorial Board. Sun Thisweek and the Dakota County Tribune are part of ECM Publishers Inc.

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President......................... Marge Winkelman General Manager ....................Jeff Coolman Director of News . .............. Keith Anderson Managing Editors ....................Tad Johnson .................................................John Gessner Sales Manager.........................Mike Jetchick Production/Office Manager.....Ellen Reierson Buzz submissions......darcy.odden@ecm-inc.com Business Briefs....... darcy.odden@ecm-inc.com Story ideas................tad.johnson@ecm-inc.com Letters.......................tad.johnson@ecm-inc.com Advertising...................... ads.dct@ecm-inc.com Entered as periodical matter at the post office at Burnsville, Minnesota. Periodicals postage paid at Burnsville, Minnesota. Issued weekly from an office in Burnsville.

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DAKOTA COUNTY TRIBUNE WEEKLY ������� October ��� 25,���� 2012 ������ BUSINESS ������ �������

5A ��

Burnsville council race features mayoral rematch

by John Gessner

Mayor Elizabeth Kautz: City has ‘improved immensely’ during her tenure course, Kautz said.

“We have a strong economic development position here in Burnsville, and that is our greatest asset,” she said.

Willenburg said a key challenge is attracting young families to an aging community with an aging population.

dakota county tribune

Saying Burnsville has “improved immensely” since she became mayor in 1995, Elizabeth Kautz made her case Oct. 15 for re-election over challenger Jerry Willenburg, who attacked key parts of the mayor’s record.

Willenburg provided most of the fireworks in a Burnsville Chamber of Commercesponsored forum for mayor and City Council candidates.

Willenburg also ran in 2008, losing to Kautz by four percentage points in the closest race of Kautz’s career. Willenburg opposed construction of the city’s $20 million Performing Arts Center, which Kautz had championed and which had gained final council approval on a 3-2 vote.

Updating his argument Oct. 15, Willenburg said the PAC, which opened in 2009, costs the city about $1.7 million a year, has averaged nearly $400,000 in operating losses over three years and should be sold.

Before the PAC was built, a consultant projected annual losses on center operations of as much as $350,000.

The 2011 loss of more than $275,000 was about $115,000 less than had been budgeted.

Other annual costs include debt service, management fees and employee salaries.

The most ringing endorsement of the PAC came not from Kautz, who didn’t mention it, but from Suzanne Nguyen, a newcomer to city politics and one of four candidates for two council seats.

“We have parks. We have the ice center. We have the golf course,” Nguyen said.

“And we have something that I feel is just putting BurnsCrossfit, from 1A

Council candidates Photo by John Gessner

Burnsville city election candidates appeared at an Oct. 15 forum at City Hall. They are, from left, council candidates Bruce Johnson, Suzanne Nguyen, Steve Cherney and Mary Sherry, and mayoral candidates Jerry Willenburg and Elizabeth Kautz.

said.

Cherney, who was elected to the council in 1999 and lost his re-election bid in 2003, said he’s “back in the hunt” with the support of family and friends.

He promised fiscal conservatism, a focus on core services and “out-of-the-box thinking” for solving problems.

“I will vote to restrain unnecessary spending, and I will work with and support other council members in that effort,” Cherney said. “I will listen to the citizens of Burnsville as I always have and continue to work on their behalf. I truly enjoy this level of government.”

Nguyen, a speech and language clinician in the Minneapolis schools, said she has a master’s degree in speech and communications.

“My strength is communication,” she said. “I seek to listen, understand and respect.

I’m positive, and I believe in collaboration. I love Burnsville. I think it’s the best city to live and raise families in America.”

Johnson, whose campaign literature states that he wants no increase in the annual city tax levy, said Burnsville “may have to look at lowering some of the restrictions and fees to attract business to the community. And we need to continue to expand the tax base.”

The city needs to enforce and strengthen propertymaintenance codes to address substandard properties, Johnson said.

Candidates for two fouryear council terms are Nguyen, one-term incumbent Mary Sherry, former council member Steve Cherney and Bruce Johnson. Dan Gustafson, whose term is expiring, isn’t seeking re-election after two terms.

Sherry, a former Planning Commission member, said she’s been volunteering in Burnsville since moving to the city 36 years ago.

“I’m running to ensure an effective, collaborative City Council,” she said. “When I took office in 2009, the combative tone (on the council) changed. I’m able to take a firm stand on what I believe is right, yet I respect others’ opinions: council members, citizens and business owners.”

Increasing the tax base is the city’s biggest challenge, Sherry said. With mining expected to continue for another 20 years in the Minnesota River Quadrant, the city faces “challenging discussions” about interim land uses there before full redevelopment occurs, she said.

Some aging strip malls are also ripe for redevelopment, Sherry said. “I think there are some wonderful opportunities for some vibrant John Gessner can be reached at neighborhood development, john.gessner@ecm-inc.com or places that would be walkable facebook.com/sunthisweek. for the people who are living in those neighborhoods,” she

ville on the map, which is the Heart of the City and the Burnsville Performing Arts Center. The Burnsville Performing Arts Center continues to improve our economic position in business and development and tourism. It’s a wonderful place.”

Kautz claimed a broad history of progress in her 17 years as mayor. The city has reduced its debt, earned a AAA bond rating, taxed judiciously, built a trust fund to replace aging infrastructure and contained city government costs by reducing staff and deploying technology, the mayor said.

Crime is down 39 percent since she took office, Burnsville has added private-sector jobs and city government has laid the groundwork for future redevelopment in the 1,700-acre Minnesota River Quadrant west of Interstate 35W, Kautz said.

“We do all this with everyone being part of the decision-making process,” Kautz said. “We have a protracted process that allows everyone the voice to speak and to give

us their thoughts. I ask again for your vote on Nov. 6. I will continue to serve this community with passion and with great love.”

Candidates, including Willenburg, were unanimous in their praise of Burnsville’s AAA bond rating. But Willenburg also noted that in an Oct. 10 rating of three new general obligation bond issues in Burnsville, Moody’s Investor’s Services added a “negative outlook” – not a downgrade – to the AAA rating on the city’s $59.7 million in general obligation debt.

Willenburg read from the Moody’s report, which said consecutive years of “significant declines in taxable values” in Burnsville, the city’s “weaker” demographic profile compared with its neighbors and the “modest enterprise risk posed by the city’s Performing Arts Center” might “pose downward pressure on the city’s rating.”

“I think we need to respond to a red flag like that,” said Willenburg, who also took aim at the Heart of the City downtown redevelop-

“We still have that raw feeling,” Franz said. “The biggest expense was the equipment and outfitting the building.”

They started with a budget of $60,000 for equipment, but it quickly shuffled around to outfit the building. The fact there are no rows of ellipticals or treadmills, which cost from $5,000 to $15,000, saved a lot.

The location has been a boon for business so far, with the sign and facility within sight of Interstate 35.

“People come right off the interstate,” Giesking said.

“We have people who come in for work from Faribault looking for a morning workout.”

The goal is to have memberships in the 200-300 range with 10-20 people per CrossFit class.

More information can be found at www.mi5fitness. com.

Dakota-Scott workforce board seeks award nominations

CrossFit. One of the owners, chiropractor James Midboe, will have an office on site. In the future they plan on adding massage therapy and nutrition consultation.

Owners Giesking, Franz, Midboe, along with operations manager Jared Cooley and financial manager Steve Jones, feel the combination will set them apart from other fitness centers and CrossFit gyms in the south metro.

Mi5 Fitness doesn’t have the rows of ellipticals and treadmills you’ll find at your typical gym, but they have more than the average CrossFit gym because of the personal training side of the business.

To fit all of that in along with showers and business offices, the owners chose a 6,500-square-foot location, larger than the average CrossFit location, in a former auction/consignment busi- Andy Rogers can be reached at ness location at 16320 Ken- andy.rogers@ecm-inc.com or rick Loop by Ghost Riders. facebook.com/sunthisweek.

The Dakota-Scott Workforce Investment Board is taking nominations for awards that will be presented during the annual Legislative and Awards Luncheon Dec. 14.

The board hosts these annual awards to recognize companies and individuals who demonstrate best practices. Send nominations to ��� ��� ������ ��� ���� ��� ���� ���������� �������� ������ ����� ��� ���� ����������� ���� ��� ����� ������ ���� �� ����� �� ���� ����

ment initiated during Kautz’s tenure.

“We have rows of townhomes and condominiums that sit empty, business and retail space that was built and has never been leased out,” Willenburg said, adding that the signature Grande Market Square building has fallen into foreclosure.

Said Kautz, “The Heart of the City is doing quite well, thank you very much.”

Willenburg called for a business coalition that would catalogue existing businesses and vacant spaces and recruit complementary businesses to the city.

Kautz pointed to the most recent city-commissioned survey of Burnsville business owners.

“The business community in the last survey says the city of Burnsville is very friendly,” she said. “Ninety-two percent of our businesses say that the city is going in the right direction.”

City government has a strong record of “convening” businesses and residents to get input and chart the city’s

Mark Jacobs at mark.jacobs@ co.dakota.mn.us by Nov. 1.

Include the name of the business or individual and the reason for nominating them.

The Mark McAfee Friend of Workforce Award is given to an individual who has championed workforce issues at the local, state or federal level. The Business Champion Award is for an outstand-

ing company that uses Workforce Center services such as the job fairs, job postings or counselors. The Bob Killeen Award is for companies’ successful implementation of quality practices.

The Excellence in Youth Employment Services Awards is for organizations or programs, an employer or an individual who has dem-

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onstrated a commitment to and effectiveness in preparing young people, ages 14-21 to enter the workforce.

The Bob Klas Sr. Entrepreneur Award recognizes a local entrepreneur success story.

For more information, contact the Workforce Investment Board at (651) 5545633.

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6A ��

October 25, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY ������� ��� ���� ������ ������ �������

St. Paul crime lab hearing resumed this week

by Laura Adelmann

dakota county tribune

Walter Swift spent over 26 years in prison for a rape he did not commit because his court-appointed attorney did not challenge the science that wrongly convicted him.

Steve Toney was sentenced to life in prison for rape and sodomy based on bad science, and served 13 years before he was exonerated in 1996 after DNA testing excluded him as the perpetrator.

Toney had repeatedly asked his attorney to have DNA testing done before his case ever went to trial.

“She refused,” said Lauri Traub, a First District public defender, whose questioning of witnesses with state trial team attorney Christine Funk in Dakota County courts revealed significant testing, training and procedure failures at the St. Paul drug crime lab.

Traub cited the Swift and Toney cases at an Oct. 12 public defender training event, where she encouraged defense attorneys to become educated about scientific data and processes used in court cases.

The scientific inquiry Traub and Funk conducted resulted in testimony that led St. Paul Police Chief Tom Smith

Photo by Laura Adelmann

Public defense attorney Lauri Traub urged colleagues at an Oct. 12 training event to become educated about scientific data and processes used in court cases. to shut the lab down and replace St. Paul Police Sgt. Shay Shackle as director. An outside firm has also been hired to conduct a review of lab practices.

During the hearing, which was set to continue Tuesday, the state has effectively conceded that drug testing at the St. Paul crime lab was unreliable.

Eagan-based ProAct names Employers of the Year

A variety of businesses were chosen for this year’s ProAct Employer of the Year awards, with honors going to: • Asset Marketing Services in Burnsville, • IMV Technologies USA in Maple Grove, • Chuck & Don’s Pet Food Outlet in Eagan, and • Eagan-based Peanut’s Place, which provides animal boarding and grooming services.

Winners were chosen in

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four employer categories: Business Partner, Community Employment, Supported Employment and Vocational Partner.

The businesses were part of ProAct’s 40th annual Awards Dinner held in early October.

ProAct is headquartered in Eagan and has additional operations in Red Wing, Zumbrota and in Hudson, Wis.

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The hearing’s focus is now on whether contamination at the lab was so widespread samples that went through the lab are unreliable for retesting.

Dakota County prosecutors are in the unusual position of defending the lab that Dakota County Attorney James Backstrom has directed the county stop using after testimony revealed the lab’s lack of standard

operating procedures, training, documentation and validation testing to ensure consistent and reliable testing.

Dakota County Chief Deputy Attorney Phil Prokopowicz refused comment about his situation defending the lab’s practices at the hearing, but said one of the witnesses he plans to call to testify is Eric Gruenwald, an analyst for the Bureau of Criminal Apprehension where Dakota County now sends its drug evidence.

Of the 98 pending drug cases retested by the BCA for Dakota, Washington and Ramsey counties so far, Prokopowicz said 97 test results were confirmed.

One Ramsey County drug case was dismissed Sept. 27 after retesting found the evidence was not methamphetamine.

Dakota County has also reduced or dropped charges in about five drug cases the BCA refused to test because only trace evidence remained, Prokopowicz said.

He added the county also has at least 20 cases with trace evidence at the BCA awaiting retesting.

While the Frye-Mack ruling will only directly pertain

to the four remaining cases included in the hearing, chief public defender Steve Holmgren said there could be hundreds more drug cases in the three counties that could also be challenged as a result of the crime lab revelations.

He said the state is anticipating post-conviction release petitions and is seeking grant money to help fund the added defense work.

Holmgren added Washington and Ramsey counties are also working on challenging some of the other testing procedures at the St. Paul crime lab, such as fingerprints and blood stains.

“If they are not using scientific methods in the drug lab, it certainly raises issues about what methods they are using for fingerprints or whatever,” Holmgren said.

Dakota County primarily used the lab for drug testing, but could have a few fingerprint or blood stain cases there as well, he said.

But appeals could also come from cases around the state, because the Minnesota State Patrol also used the crime lab to test evidence in its cases.

Holmgren said many in the criminal justice system were surprised to learn of the St.

Paul crime lab problems.

“I think most of us or all of us basically were working under the assumptions that these folks are scientists and use scientific methods,” Holmgren said. “We were stunned, I think the entire justice system was stunned. Nobody had any suspicion that this was really as shoddy as it has turned out to be.”

Holmgren said the FryeMack hearing illustrates how important it is for crime labs to be accredited in Minnesota, and he expects the issue will come up at the Legislature next session.

There are 18 agencies in Minnesota that are selfidentified crime labs, and the Ramsey County Sheriff ’s Office also runs an unaccredited lab.

There are few accredited crime labs in Minnesota: the two BCA labs, the Minneapolis Police Department and the Hennepin County Sheriff ’s Department.

“I’m hoping the state takes a position that there needs to be some oversight and an accreditation process,” Holmgren said.

Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

Best Practices Help customers trust you by protecting personal data Customers expect that every business — large or small — which collects their sensitive personal information will protect it. Beyond customer expectations, there are legal requirements, as well.

Depending on your type of business and the states in which your customers reside, you may very well be legally required to protect the personal information you collect. The Better Business Bureau of Minnesota and North Dakota (BBB) urges all businesses to safeguard the privacy of their customers.

“Protecting your customers’ personal data against mishandling needs to be a top priority of every business that collects customer information,” said Dana Badgerow, president and CEO of the Better Business Bureau of Minnesota and North Dakota. “In order to have trust in your business, your customers need to know that their personal information is going to be protected.”

When looking to secure your customers’ private data, BBB recommends the following: • Determine what makes sense for your type of business. This will be based on the type of data that you collect and store, and the kind of resources you have to manage and protect that data. If your small business keeps information about customers in several formats (e.g., on

Guest Columnist

Better Business Bureau

• Evaluate costs vs. benefits of different security methods. Brainstorm different types of security procedures and think about whether they make sense for the type of data you maintain, as well as the format in which it is maintained, the likelihood that someone might try to obtain the information and the harm that would result if the information were improperly obtained.

• Write it down. Type up the checklists you’ve just created, the security measures you are taking, and an explanation on why these security measures make sense. Congratulations — you’ve just created the foundation of a written security policy.

For more tips on data security, visit BBB’s Data Security – Made Simpler, www.bbb.org/data-security.

paper, on hard drives and online), you should sit down with a team of your employees — your IT person, office manager, etc. — and discuss security issues together to make sure all the bases are covered.

• Inventory your data. Inventory the type of data you collect, store and/or transmit, as well as: how you store your data; where you store your data for each type and format of customer information; how data is moved; and who has access to it. Take into consideration your type of business, and all the tools your The mission of the Better Business employees use to do their jobs. This is Bureau is to be the leader in building a very important part of the inventory process, as it will help you begin to iden- marketplace trust by promoting, through tify the potential ways that sensitive data self-regulation, the highest standards of could be inadvertently disclosed. If you business ethics and conduct, and to instill conf idence in responsible businesses think you need outside help to identify potential leak points, consider consult- through programs of education and action ing with a data forensics team or the that inform, assist and protect the general bank or processor that provides your public. Hours of operation are 8 a.m. to merchant account services. Also, be sure 5 p.m. Monday through Friday. Contact to inventory the data controls you cur- the BBB at bbb.org or (651) 699-1111, toll-free at 1-800-646-6222. rently have in place.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 25, 2012

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Government

Lakeville council forum sees sparks City Council candidates talk budget, decorum during Lakeville Chamber of Commerce event

by Aaron M. Vehling

Dakota County Tribune

Before a small crowd in Lakeville City Hall on Tuesday night, Oct. 16, the three city council candidates made their cases for why they should be elected to two open seats.

The Lakeville Area Chamber of Commercesponsored forum was largely free of the contentious atmosphere of last week’s mayoral debate.

Nevertheless, there was a moment involving a discussion of the city’s Finance Advisory Committee when things got heated.

Candidate David Bares asked about incumbent Kerrin Swecker’s lack of support for the FAC, the appointed group formed in 2011 that offers financial policy advice to the City Council. Candidate Doug Anderson serves on the FAC and was previously its chair.

Bares, owner of an executive search firm, asserted Swecker voted against it, saying it was a 3-2 vote. However, it was a 4-1 vote with Council Member and mayoral candidate Matt Little as the sole dissenter, who opposed it, he said at the time, because it was an expansion of government.

Swecker, an account executive at CenturyLink, corrected Bares.

“I was absolutely in support of the (FAC) and was extremely instrumental in the creation of it,” she said.

“I think the (FAC) was absolutely appropriate, but wanted to make sure we were doing it correctly since it was our first time.”

Later in the night following the forum, Bares emailed Swecker.

“I was wrong about the final vote count on the Financial Advisory Committee,” he wrote. He wrote to the

Doug Dave Anderson Bares Dakota County Tribune saying that he had received “bad intel.”

Aside from a brief dustup, the candidates engaged in discussions about how they would address Lakeville’s budget and tax levy in the coming years.

They also discussed debt and council decorum, among other things.

Anderson, vice president for finance and administration at Hamline University, said that if Dakota County and Lakeville public schools are not asking for a tax increase, then the city should not either.

The projected 2.7 percent increase in the tax levy for next year is relatively small per household, he said, but the picture on the business end is worse.

“The increase is roughly 9 percent,” Anderson said, adding that the city must look carefully at controlling costs.

The City Council will vote on a final levy in December.

Anderson said that while the city has done well adapting to the recession, “the economy is not out of the woods yet.”

There should be no new employees hired and the city should look into park fees, its vacant buildings and its assets for ways to make a more efficient budget.

Also, he said, “We need to look to more fully utilize technology.”

Bares said the city needs to “hold tight on any increase” until the economy does better.

“I’ve examined the preliminary budget document,” he said. “It seems we can delay some Kerrin spending a Swecker year.”

Both Bares and Anderson suggested the city should take advantage of historically low interest rates and consider borrowing money.

“The city has an excellent credit rating (Moody’s gives it an Aa1),” Anderson said.

While the city does have about $80 million in debt, Anderson said that “debt isn’t always bad.”

“Should we have more?

Probably not,” he added, “but there are opportunities to utilize debt for infrastructure.”

Anderson said that Hamline just completed a new building, taking advantage of a cost of debt that was less than 1 percent.

The city could do this as well, he said, as a way to spread the cost of muchneeded infrastructure projects over time.

Some of Lakeville’s 1960s-era developments have ragged roads and sewer and water systems that are slated for reconstruction. Total costs are said to exceed $20 million.

Bares said he is not a “big proponent of debt,” but it “is a great time to finance.”

“I would support increasing debt in certain circumstances – infrastructure mostly,” he said. “We can’t let fear of debt get in the way of a growing city, but we can’t get reckless with spending either.”

Swecker said the level of debt was appropriate for the age and size of Lakeville, but advocated for a future approach that centers on a “pay as you go” model,” adding that the city should not shift

the burden of current expenditures to the future taxpayers.

She gave some reasons for the $80 million in debt, focusing on infrastructure.

“We had to finance the construction of the County Road 70 bridge,” she said.

“That interchange is vital for the business community.”

Swecker added older roads need to be fixed. The city has been reconstructing roads in the Valley Park area and has plans for additional projects.

Some of those roads, projects that were put off, “no longer meet the safety needs of the community, so we need to look at how we’re going to do road reconstruction,” she said.

A zero percent levy increase, she said, is vital for the success of Lakeville’s business community.

Decorum

As with the mayoral forum, Chamber Executive Director Todd Bornhauser asked the city council candidates about decorum on the council.

Last year saw a number of meetings that played host to corrosive relations on the council, especially surrounding discussions about the Heritage Center.

It got bad enough that Swecker and Council Member Laurie Rieb called for a special meeting to address the toxic atmosphere.

Bares said that he has talked with former council members who told him that there were disagreements in the past, “but in the end the councils of past pulled together.”

“Lakeville is an honorable city,” he said. “Respect for others is taught in the schools and at home.”

Bares is vice chairman of the board for Opportunity Partners, an organization that

helps people with disabilities find jobs and attain financial stability.

He said that on that board, he has learned how a group of different people and opinions can find ways to get along and get things done.

Friendship and trust can go a long way,” he said.

Swecker recalls that when she was first appointed to the council in 2007, it was “much more civil than it was recently.”

She said that she does not think the entire council has had issues with decorum.

Nevertheless, “the current City Council needs to deal with issues and not personalities.”

She referred to the special meeting in 2011 and said that most of the personality differences were worked out then.

“I’ve always taken an even stance,” Swecker said. “I consider compromise. That’s what I’ve always done.”

The topic of a “dysfunctional council” has come up often while Anderson has been door-knocking.

“It does appear there are clearly perceptions, if not realities,” he said.

The council must come together through a shared mission and vision and commit to civil dialogue and a respect for others, he said.

“Compromise will happen sometimes through negotiation and trade-offs, but when they make the decision, they need to go forward as a team.”

Closing remarks

In their closing remarks, each candidate highlighted key reasons they deserve to be elected (or re-elected) to the council.

Anderson pointed to his 30 years of business and community service experience, as well as his personal integrity.

He also mentioned his re-

spect for the principles of fiscal conservatism.

In addition, he quoted some advice he received from his father-in-law, the late Jerry Erickson, a Lakeville businessman and pioneer: “Be honest with all you do and serve the community.”

Bares highlighted his experience starting and operating his small business and raising a family under that paradigm.

“I have the vision, the experience and the temperament,” he said. “I will bring new ideas while retaining the best of what we have to offer.”

Swecker mentioned her five years on the City Council, five years on the Planning Commission before that and a total of 20 years of community advocacy and service.

While she said all the candidates were quality people, she said her experience sets her apart from Bares and Anderson.

“I’m a proven budget-cutter and a voice of reason,” she said. “I provide input and am always engaged.

She added that she always asks questions and does her homework.

“I come prepared,” she said. “After I’ve taken all sides in and done my homework, I make the best decision possible for this community.”

The full forum will be available on the city’s website, along with last week’s mayoral forum. The city’s cable network will also replay both events.

The next Chamber forum focuses on legislative candidates and will take place Oct. 23 at 11 a.m. during the Chamber’s general membership luncheon.

Vehling is at aaron.vehling@ ecm-inc.com or facebook.com/ sunthisweek.

Oversight approved for raises, promotions in Farmington City code changed to mandate Farmington council’s OK

by Laura Adelmann

Dakota County Tribune

Farmington’s city administrator will no longer be able to give promotions and raises without City Council approval under city code changes unanimously approved Oct. 15.

Under the new code the only pay adjustments an administrator or acting administrator will be authorized to approve are cost-of-living and scheduled step increases based on the amount of time

an employee has worked for the city.

All promotions, job title changes and raises must be submitted for council approval.

Concern about the powers granted Farmington’s administrator or acting administrator grew following this newspaper’s stories about past salary increases and promotions that allowed some city employees multiple raises within a year.

The raises and promotions

were authorized by senior officials who signed off on each other’s raises without full knowledge of then-Farmington City Council members, according to meeting minutes and interviews with then-City Council members.

City salary records show some of the raises were granted based on a 2002 Fox Lawson & Associates compensation study that found city department heads were already earning more than other comparable positions.

The full study findings were never presented to the council, and a summary the council was given never mentioned the salary comparison findings.

At the meeting, Council Member Julie May asked that any proposed raises or promotions also be discussed at a workshop so council members are fully aware of raises and promotions.

It was included in the information the council received that proposed raises

and promotions be included on the consent agenda, where items are passed in one motion, usually without discussion.

“When they’re adding promotions and job titles …

I don’t want to see it just on the consent agenda and then I’m just going to stamp it, because that’s really not doing anything,” May said. “I’m not talking about micromanaging, but we certainly have to have more information than just a memo in the

consent agenda.”

A review by Minneapolis law firm Ratwik, Roszak and Maloney in September concluded the raises and promotions granted without City Council approval were legal and followed city code, but the council asked for changes in the administrator’s authority to ensure council oversight of such actions.

Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

8A

October 25, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Experience counts in City Council race Candidates tout their professional, volunteer work in forum

by Tad Johnson

Dakota County Tribune

Personal experience was the main way in which three Rosemount City Council candidates differentiated themselves during a forum last week at City Hall.

Jeff Weisensel, Vanessa Demuth and Joe Zanmiller cast themselves as candidates in the mold of their professional and volunteer roles.

The incumbent civil engineer, the Planning Commissioner geologist and the lifelong Rosemount resident technology expert put their views on display as they vie for two, four-year council seats. Joe Kurle, a self-employed residential draftsman, was unable to attend because of illness.

Weisensel, who was elected in 2008, explained his experience through his work as a civil engineer and on the council for the past four years along with his 10 years on the city’s Planning Commission.

Demuth cited her work as a geologist and degree in business administration as helping the city work through issues at UMore Park, which will be the site of a 40-year aggregate mining operation and proposed sustainable housing and commercial de-

In Brief

More information about the Rosemount City Council candidates is located at sunthisweek.com/category/rosemount-citycouncil-candidates-2012.

The webpage includes video of the Dakota County Regional Chamber of Commerce forum and primary election questionnaire responses from the candidates.

Responses to Dakota County Tribune’s second candidate questionnaire will run in the Oct. 26 Voters Guide and posted online.

velopment.

Zanmiller said his family’s 100-year history in Rosemount gives him the perspective of the past and his 32 years in the information technology industry will help shape the city’s future.

Key issues

Weisensel talked about several projects the city has undertaken in his four years on the council, in addition to citing that city portion of taxes on the average value home has dropped over those years.

He said residents are getting a good value for their taxes and that the city’s service to residents hasn’t been compromised.

“It has been successful,” he said.

He touted his support for the proposed senior housing and senior center facility, which is still in the development stages, as being a pretty big opportunity.

He pointed out that the city has done well in partnership with others recently

through the development of athletic fields at Dakota County Technical College and possible creation of a YMCA in Rosemount.

Another development that Weisensel said he hopes to see in the near future is the development of a hotel northeast of the junction of Highway 3 and County Road 42.

He said a study found there was demand in Rosemount for a hotel related to Flint Hills Resources refinery, the technical college and the general public.

Demuth said she has used her technical knowledge on the Planning Commission to advocate for a protective mining buffer for the aquifer that rests under the UMore land, ensure that clean fill is used on the site and protections are in place for the city’s water supply.

She said the UMore site includes such contamination as arsenic, lead and PCBs among others.

“I feel we need to care-

fully look at the land use in relationship to the contamination on the property,” she said.

Demuth was the only commissioner to vote “no” when Dakota Aggregates mining permit was recently approved. The issue has been forwarded to the City Council.

She said once the site is cleaned up based on Minnesota Pollution Control Agency rules, development can proceed.

Zanmiller advocated for the expansion of a telecommunications network that will ensure that residents and businesses have high-speed communications.

He sees this investment as a way to attract technology sector jobs, improve connectivity for residents and provide e-learning opportunities.

Technology is another way Zanmiller said he wants to help engage the community in the issues facing it.

“I want to see (the city) develop in an effective and cost effective way to make it a pleasant and exciting place to live,” Zanmiller said.

Zanmiller, who described himself as a consensus-builder, said feedback opportunities could be enhanced using technology that can link the city to residents remotely.

He also views technology as a way for the city to utilize its capacity to save money.

Agreement

The three candidates agreed on most issues during the night.

All of them think there are ways in which the city can do a better job of attracting and retaining businesses.

Demuth thought streamlining the permitting process would be a way to incite business development in addition to marketing the city’s “shovel-ready” business designation, and proximity to railroad and truck transportation routes.

She also thought the business incubator concept was a step in the right direction.

Weisensel said the Port Authority, which he chairs, has focused on targeting marketing information to business site selectors and improving the city’s redesigned website.

In addition to Zanmiller’s previous comments about building up technology infrastructure, he thought the city should be identifying potential business relocations within and into Rosemount.

Regarding the proposed sustainable community for 20,000-30,000 residents on the UMore property, the candidates agreed it could benefit the city.

Weisensel advocated for open communication as the UMore project is developed.

He said he didn’t want to see it become a separate world

but rather part of the existing culture and neighborhoods.

Zanmiller views the UMore development as a great opportunity from a research, learning and development perspective.

“It will be a very essential part of the community,” he said.

All of them advocated for changes to the transit system in Rosemount.

Zanmiller, who previously served on the Minnesota Valley Transit Authority board, said a bus route should go to the technical college.

Demuth said bus shelters need to be built in Rosemount.

Weisensel and Zanmiller said bus service needs to go from Rosemount to St. Paul.

In addressing the issue of communicating with residents and businesses, Weisensel said the redesigned website encourages feedback.

With information such as council packets, agendas, reports, and webcasts on the site, he challenged people to be engaged in the process.

Demuth suggested that work sessions could be turned into webcasts, too.

Zanmiller said he would use his networking and technology skills to actively engage the public.

Tad Johnson is at tad.johnson@ ecm-inc.com or facebook.com/ sunthisweek.

Late teacher’s vast book collection bequeathed

by John Gessner

Dakota County Tribune

Donna Swindal’s pancreatic cancer, diagnosed in spring 2006, progressed swiftly. A meticulous planner during her 35 years of teaching, she could no longer control events like she used to. “ S h e passed away at ThanksDonna giving that Swindal same year,” at age 63, said her husband, Jim, of Burnsville. “When she passed away there were a number of loose ends. I know that she had plans for the books. There were a total of about 1,500.”

Donna had collected the books – children’s books, most geared to elementaryage audiences – during her 31 years of teaching in Burnsville-Eagan-Savage School District 191 and four prior years when she taught in New York state.

Jim gave several hundred of them to grandchildren and other family members. This summer, he catalogued the remaining 1,047 – 940 titles in all – in 14 file boxes.

“They were to be shared

Submitted photo

Sky Oaks students arranged the donated books from Donna Swindal on tables in the media center. with young people,” per Donna’s wishes, Jim said, though he wasn’t sure how she’d hoped to accomplish that.

“I’d been struggling, frankly, for a number of years as to finding an appropriate place for those books,” he said. “And I found that about three blocks from my house at Sky Oaks.”

The Swindal collection was bequeathed on Sept.

27 to Sky Oaks Elementary School. Media special-

ist Nancy Meyer and three teachers came to the house with a pickup truck.

The collection includes fairy tales, children’s literature, books of stories embedded with math problems, books about world cultures, books of poetry – “all kinds of stuff,” said Jim, a retired Toro executive Many are now in the school library, said Sky Oaks Principal Kay Fecke, a former teaching colleague of Don-

na’s and longtime friend of the Swindals, who married in 1986 – the second marriage for both – and lived in Burnsville.

Some of the books went to younger teachers to help build their classroom libraries, Fecke said. A few leftovers were donated to a children’s charity.

“Not a one of them went to waste,” said Fecke, whose adult son had Donna for a second-grade teacher at Ed-

ward Neill Elementary in Burnsville.

“It didn’t surprise me at all when Jim invited me over to see the books that Donna had,” said Fecke, a former District 191 sixth-grade teacher. “Poetry was a passion of hers. She had her secondgraders writing poetry, and it was beautiful. I know, because my son was there.”

Donna taught elementary school in District 191 from 1969 to 2000, when she retired. She taught at Edward Neill, Sioux Trail, Marion W. Savage and Hidden Valley, where she worked the last years of her career as a resource teacher, helping colleagues and working with gifted students as well as those needing extra help.

Intellectually rigorous with a knack for meeting kids on their level, Donna was an adjunct professor of education at Hamline University from 1996 to 2000. In 1993 she was District 191’s Teacher of the Year and a runnerup for state Teacher of the Year.

“It was always such a thrill to watch her diagnose and work individually to help children reach their potential,” Fecke said. “She practiced the art of teach-

ing with such passion that I think everybody who had a chance to work with her, bar none, would say she was always willing to give a hand, be a mentor, work to find the right key for every child.”

Donna, whose son and daughter graduated from Burnsville High School, spent thousands on books and other school supplies, all of which made their way into her classrooms, Jim said.

As a volunteer, she helped organize and catalogue the Kerlan Collection of children’s books at the University of Minnesota. Donna patronized her local library, checking out 20 to 30 children’s books at a time, Jim said.

“She would check out these big stacks of books every week and read them in bed at night,” he said. “There were people from the library who came to her memorial service because she was so well-known.”

She loved writing, reading and teaching poetry. A selection of her poetry was read at the service and preserved in a booklet for family and friends.

John Gessner can be reached at john.gessner@ecm-inc.com or facebook.com/sunthisweek.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY October 25, 2012

9A

Sign, sign, everywhere a sign Over 11 months, Bill Kuhn sought to photograph every ‘Rosemount’ sign

by Andrew Miller

Rosemount has to offer.”

Kuhn, who works for Delta Airlines as an industrial engineer, said photography has been a lifelong passion.

In recent years he’s honed his skills through photography classes with District 196 Community Education, and he volunteers as an event

photographer with Make-aWish Minnesota.

He estimates that he spent 25 hours shooting photos of Rosemount signs during those 11 months, and another 40 to 60 hours assembling the photos into a collage on his computer.

He had intended to submit the collage in the “digitally altered photo” category of the annual Rosemount Photo Contest sponsored by the Rosemount Area Arts Council, but missed the contest’s deadline. As for the fate of Kuhn’s photo tribute to his hometown, he’s been mulling over some options.

“I would love to see it make its way onto the side of a building – I think it would be really cool for the city of Rosemount to have some type of mural,” he said. “I could see it on T-shirts, or on a park building, or on banners at schools. There’s so many possibilities – it’s generic enough that I think it has a longevity to it.”

And he’s already got his next big photo project in

a.m., ribbon cutting (8 a.m.) and open house, Walmart, 12200 River Ridge Blvd., Burnsville. Free, guests welcome.

• Friday, Oct. 26, 8 to 11 a.m., Hitting a Homerun in Dakota County: Tips for Small Business Success, Rosemount Community Center, 13885 S. Robert Trail, Rosemount. Free. Register by Oct. 18. Information: www.dakotacda.org or (651) 675-4432.

• Monday, Oct. 29, 3 to 5 p.m., Backups and Beer, Bloomington Hilton – West, 3900 American Blvd. W., Bloomington. Free.

Information: Michael McKeen, (952) 649-1631.

• Thursday, Nov. 1, 4:30 to 6:30 p.m., Business After Hours, High Five Bar & Grill, 14103 Irving Ave. S., Burnsville. Information: Chad True, http://hi5bar. com/.

Lakeville Area Chamber of Commerce events: • Thursday, Oct. 25, 8 to 10 a.m., Southeast Metro Small Business Saturday Presentation, Best Western Premier – Nicollet Inn, 14201 Nicollet Ave. S., Burnsville. Free. Registration required. Information: Jeff Ferrazzo and Jean Lesmeister, (303) 9979327, jlesmeister@constantcontact.com.

• Friday, Oct. 26, 8 to 11 a.m., Hitting a Homerun in Dakota County: Tips for Small Business Success, Rosemount Community Center, 13885 S. Robert Trail, Rosemount. Free. RSVP at www. dakotacda.org or (651) 675-4432.

• Friday, Nov. 2, 6 to 11 p.m., Fall Gala. Registration required.

Information: todd@lakevillechambercvb.org.

• Monday, Nov. 5, 2 to 4:45 p.m., Career Jamboree, Lakeville South High School.

River Heights Chamber of Commerce events: • Thursday, Oct. 25, 8 to 10 a.m., Southeast Metro Small Business Saturday Presentation, Best Western Premier – Nicollet Inn, 14201 Nicollet Ave. S., Burnsville. Free. Registration required. Information: Jeff Ferrazzo and Jean Lesmeister, (303) 9979327, jlesmeister@constantcontact.com.

• Friday, Oct. 26, 8 to 11 a.m., Hitting a Homerun in Dakota County: Tips for Small Business Success, Rosemount Community

Center, 13885 S. Robert Trail, Rosemount. Free. RSVP at www. dakotacda.org or (651) 675-4432.

• Wednesday, Oct. 31, 7:30 to 9 a.m., Coffee Net, Tandem Printing, 2970 Lexington Ave. S., Eagan. Information: Chaz Kleinsteuber at chaz@riverheights. com.

Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741.

Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-to-business referrals.

Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com.

Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville.

For why our group is different and more information visit www.dakotabusinesspartners.com or find us on Facebook.

Network Unlimited South Valley Chapter, a professional networking chapter, meets Thursdays from 4:30 to 5:45 p.m. at Valley Tap House, 14889 Florence Trail, Apple Valley. To see if your category is open go to www.

NetworkUnlimited.org.

Network Unlimited Eagan Chapter, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Caspers Cherokee of Eagan, 4625 Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org.

SMART (South Metro Area Referral Team) Business Networking Group meets the second and fourth Tuesday of the month from 8 to 9 a.m. at the Green Mill Restaurant, 1940 Rahncliff Court, Eagan. The

group is based on relationships and charitable giving. Openings are available. Visit smartmnnetworking.com. Questions – contact Arlene Seifert at (952) 8981777.

BNI – The Valley Networkers Chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession.

Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www. bni-mn.com BNI – Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660.

BNI – Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bnimn.com.

BNI – Power Links Chapter meets at 7:30 a.m. Thursdays at Highview Hills Senior Living Center, 20150 Highview Ave., Lakeville. Information: Michelle Reisenauer, (612) 868-2950 or mreisenauer@charter.net.

BNI – Leads 2 Referrals meets from 7:30 to 9 a.m. Tuesdays at Jeff Belzer’s dealership (second floor cafeteria), 21111 Cedar Ave., Lakeville. Information: Kari Switala, (612) 2983487.

Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com.

Elite Executives Chapter of Business Networking International meets each Tuesday 7:30-9 a.m. at Kowalski’s Market, 1646 Diffley Road, Eagan. This lively referral group can help you grow your business. Membership is limited to one person from each category. Visitors are welcome.

For more information, contact Jay Taylor at (651) 688-3100, jay. taylor@hitechmn.com. Find the

Dakota County Tribune

For 11 months, Bill Kuhn was a man on a mission.

Starting in September of last year and ending this summer, Kuhn traveled the streets of his hometown looking to photograph every sign that bears the word “Rosemount.”

Businesses, schools, water towers, highway signs, even railroad crossings – Kuhn shot them all. He’s now got a massive, 146-photo collage to show for his efforts.

“I don’t want to say I got obsessed with it, but even to this day I’m still looking for things that say ‘Rosemount,’” he said.

Kuhn said his sign project began as a series of family outings last summer – a lot of Sunday mornings driving around town with his wife and son. About halfway through, he started going solo.

“It was a fun adventure, and I wanted to show my love for Rosemount,” he said.

“If everyone took a little tour like I did, you’d see the beauty

Photo by Rick Orndorf

Bill Kuhn traveled the city streets and country roads of Rosemount for his photo-collage project documenting signs bearing his hometown’s name. mind. take some time and a lot of “I’d like to do a people-of- planning.”

Rosemount collage,” he said.

“I’d like to capture people in Andrew Miller can be reached at their work environments – andrew.miller@ecm-inc.com or facebook.com/sunthisweek. farmers, business people, people in education jobs. That’ll

chapter’s website at bnimn.com.

Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831.

Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339.

Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. – 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676.

Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register.

Grapevine Network “Common Denominator” Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com.

Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com.

Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice.

Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE

Calendar To submit an item for the Calendar, email it to darcy.odden@ ecm-inc.com or fax (952) 8462010.

Date-specific Dakota County Regional Chamber of Commerce events: • Thursday, Oct. 25, 8 to 9 a.m., Farmington Coffee Brew HaHa, Farmington Library, 508 Third St., Farmington. Information: Jessy Annoni at (651) 2889202 or jannoni@dcrchamber. com.

• Thursday, Oct. 25, 8 to 10 a.m., Southeast Metro Small Business Saturday Presentation, Best Western Premier – Nicollet Inn, 14201 Nicollet Ave. S., Burnsville. Free. Registration required. Information: Jeff Ferrazzo and Jean Lesmeister, (303) 9979327, jlesmeister@constantcontact.com.

• Friday, Oct. 26, 8 to 11 a.m., Hitting a Homerun in Dakota County: Tips for Small Business Success, Rosemount Community Center, 13885 S. Robert Trail, Rosemount. Free. RSVP at www. dakotacda.org or (651) 675-4432.

• Monday, Oct. 29, 10 a.m. to 3 p.m., ribbon cutting and community blood drive, Jack of All Trades Handyman, Eagle Valley Bank Building, 14800 Galaxie Ave., Apple Valley. Contact: Lindsay Reddy at lindsay@callthejack.com.

• Tuesday, Oct. 30, 7:30 to 9 a.m., Eagan Mayor’s Breakfast and Tour of Coca-Cola Refreshments, 2750 Eagandale Blvd., Eagan. Information: Jessy Annoni at (651) 288-9202 or jannoni@ dcrchamber.com.

• Thursday, Nov. 1, 7:30 to 8:30 a.m., The Buzz/West St. Paul/Mendota Heights Business Council at DARTS, 1645 Marthaler Lane, West St. Paul. Information: Jessy Annoni at (651) 2889202 or jannoni@dcrchamber. com.

Apple Valley Chamber of Commerce events: • Thursday, Nov. 29, 4:30 to 6:30 p.m., Chamber Business After Hours, Pahl’s Market, 6885 W. 160th St., Apple Valley. Information: Kristy at kristy@applevalleychamber.com.

Burnsville Chamber of Commerce events: • Friday, Oct. 26, 7:30 to 8:30

Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177.

SMART (South Metro Area Referral Team) Business Networking Group meets the second and fourth Tuesday of every month from 8 to 9 a.m. at the Green Mill Restaurant, 1940 Rahncliff Court, Eagan. We are a networking group based on relationships and charitable giving. Openings are available. Visit smartmnnetworking.com. Questions – contact Arlene Seifert at (952) 898-1777.

The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306.

SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org).

Members: Free. Guests: $5.

Women’s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 994-8392 or visit www. meetup.com/womens-businessexchange-eagan. Seed Your Business referral-based networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994-8392.

Rise and Shine Networking Group meets the second Wednesday every month at 8 a.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting.

Information: Mary at (651) 9948392 or meetup.com/riseandshine networking group.

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PUBLIC NOTICE

NOTICE TO SUPPLIERS BID REQUEST FOR WATER TREATMENT CHEMICALS AND POTASSIUM ORTHOPHOSPHATE BID CLOSE: 19 November 2012, 11:00 a.m.

LOCATION: Lakeville City Hall 20195 Holyoke Avenue Lakeville, Minnesota 55044 Telephone: (952) 985-4400 NOTICE IS HEREBY GIVEN that sealed bids will be received, opened, and read aloud at 11:00 a.m. on Monday, 19 November 2012, in the presence of the City Clerk and the Public Works Director at the City Hall, 20195 Holyoke Avenue, Lakeville, Minnesota for the purchase of water treatment chemicals and potassium orthophosphate.

Bidders desiring a copy of the specifications and bid forms for either or both water treatment chemicals and potassium orthophosphate may obtain them electronically at www.lakevillemn.gov or from the office of the Public Works Director, 18400 Ipava Avenue, Lakeville, Minnesota 55044. Bidders may bid on either or both specifications. Bidders for water treatment chemicals must bid on all items in the specification.

The City Council reserves the right to reject any and all bids and to waive minor irregularities and informalities therein and further reserves the right to award the contract in the best interest of the City.

All bids must be addressed to: City Clerk, City of Lakeville, 20195 Holyoke Avenue, Lakeville, Minnesota 55044.

Publish: Dakota County Tribune CITY OF LAKEVILLE Charlene Friedges, City Clerk 3195461 10/25/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. List the exact assumed nam e under which the business is or will be conducted: RED TAG Cleaners 2. Principal Place of Business: 980 Garden View Drive, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

RED TAG Cleaners, Inc., 3250 Rollings Hills Drive, Eagan, MN 55121-2300 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 10/2/12 Lynn Ramsey, CEO 3187628 10/18-10/25/12P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Custody/Parenting time Court File No.: 19AV-FA-12-2992 _______________________________________ In re: The Matter of: MICHAEL BELLUTO, Petitioner, and JENNIFER BROWN, Respondent. _______________________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: You are hereby summoned and required to serve upon petitioner’s attorney an answer to the petition which is served upon you together with this summons within twenty (20) days after service of this summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for relief demanded in the petition.

Date: October 5, 2012 JAMES D. CAPRA, INC. /s/ James D. Capra (#019847X) Attorney For Petitioner 26 Exchange Street East, Suite 310 St. Paul, Minnesota 55101-2264 Tel: (651) 291-0903 Fax: (651) 291-0842 3186753 10/18-11/1/12P

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PUBLIC NOTICE

NOTICE OF PUBLIC HEARING CITY OF LAKEVILLE REQUEST: A Conditional Use Permit to allow a private community center in an RM-1, Medium Density Residential Zoning District.

APPLICANT: George Maverick of Rose Mountain Spiritual Community Center.

LOCATION AND LEGAL DESCRIPTION: The property is located at 20732 Holt Avenue in the City of Lakeville, Dakota County, Minnesota and is legally described as follows: Lots 1 and 2, except the North 7.5 feet of Lot 2, Block 8 Berres Addition to Lakeville; and, Lot 5, Block 14 Lakeville Village (Town of Fairfield) and the east 20 feet of vacated Walnut (Holt) Street adjacent thereto, which accrued by reason of the vacation thereof, according to the plat on file in the Dakota County Recorder’s office. and, The west 131.0 feet of Lot 12, Block 14 Lakeville Village (Town of Fairfield) and the east 20 feet of vacated Walnut (Holt) Street adjacent thereto, which accrued by reason of the vacation thereof, according to the plat on file in the Dakota County Recorder’s office.

WHEN: Thursday, November 8, 2012 beginning at 6:00 p.m. or as soon thereafter as the parties may be heard.

WHERE: P l a n n i n g C o m m i s s i o n Meeting. City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville.

QUESTIONS: Call Associate Planner, Allyn Kuennen at (952) 985-4424 or you may e-mail comments or questions to akuennen@lakevillemn.gov.

D A T E D this 23rd day of October 2012.

CITY OF LAKEVILLE _____________________ Charlene Friedges City Clerk 3196645 10/25/12

PUBLIC NOTICE

CITY OF LAKEVILLE PUBLIC HEARING NOTICE NOTICE IS HEREBY GIVEN that the Lakeville City Council will meet on Monday, November 5, 2012, at approximately 7:00 p.m. at the Council Chambers, 20195 Holyoke Avenue, to consider the imposition of a $27,500.00 service charge under Minnesota Statutes Chapter 428A in the Special Service District in Downtown Lakeville. Petition requirements of Minnesota Statutes have been met.

The purpose of the District is for economic development. The proposed special assessment is based on net tax capacity of the taxable property located within the Special Service District. All interested persons will be given an opportunity to be heard at the hearing regarding the proposed service charge.

Additional information can be obtained by contacting Dennis Feller, City Finance Director, at (952) 985-4481.

Dated this 1st day of October, 2012 CITY OF LAKEVILLE

3173603

BY: __________________ Charlene Friedges, City Clerk 10/11 & 10/25/12

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at E a g a n 2 5 5 4 8 : 3735 Sibley Memorial Hwy, Eagan, MN 55122. Notice is hereby given that the undersigned will sell at public auction on November 5th, 2012 at 1:00pm personal property including but not limited to furniture, clothing, tools and/or other household items.

The name of the person(s) whose personal property is to be sold is as follows:

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Burnsville 08304: 14250 Burnsville Parkway W, Burnsville, MN 55306. Notice is hereby given that the undersigned will sell at public auction on November 5th, 2012 at 12:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows:

129 - Barbeau, Richard 163 - Mataya, Anthony 318 - Warling, Joe 354 - Jones, Dandre 442 - Prenger, Marcus 3182121 10/18-10/25/12

4112 - Sykora, Tom 4131 - Shepherd, Karl 4230 - Hasler, Kerri 4460 - Solleh, Dennis 3182097

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. List the exact assumed nam e under which the business is or will be conducted: Jones Unlimited 2. Principal Place of Business: 16933 Hubbard Trail, Lakeville, MN 55044 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

David S Jones, 16933 Hubbard Trail, Lakeville, MN 55044 Jodie M Jones, 16933 Hubbard Trail, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 07/13/2012 David S. Jones 3186933 10/18-10/25/12P

10/18-10/25/12

PUBLIC NOTICE

CITY OF LAKEVILLE, DAKOTA COUNTY, MINNESOTA NOTICE OF HEARING ON IMPROVEMENT TO WHOM IT MAY CONCERN: NOTICE IS HEREBY GIVEN that the City Council of Lakeville will meet at 7:00 p.m. on Monday, November 19, 2012, at the City Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota, to consider the 2013 Street Reconstruction Project within portions of Donnay's College Park, Donnay's Valley Park, Donnay's Valley Park 2nd Addition, Donnay's Valley Park 6th Addition, Southbluff, Clay's Acres, Dodd Terrace and The Meadows; City Improvement Project 13-02, pursuant to Minn. Stat. 429.011 to 429.111.

The area proposed to be assessed for the improvements is as follows: The project will include property in that part of Section 3 Township 114 Range 20 and that part of Section 30 Township 114 Range 20, lying east of Interstate 35 within the City of Lakeville, Dakota County, Minnesota, and also being in subdivisions: Donnay's College Park, Donnay's Valley Park, Donnay's Valley Park 2nd Addition, Donnay's Valley Park 6th Addition, Southbluff, Clays' Acres, Dodd Terrace and The Meadows.

The estimated cost of the improvement is $8,508,000. Such persons as desire to be heard with reference to the proposed improvement will be heard at this meeting.

DATED this 15th day of October 2012.

CITY OF LAKEVILLE BY: Charlene Friedges, City Clerk 3189221 10/25/12

PUBLIC NOTICE

PUBLIC HEARING NOTICE CITY OF LAKEVILLE The Planning Commission of the City of Lakeville will hold a public hearing on Thursday, November 8, 2012 at 6:00 p.m. or as soon thereafter as the parties may be heard at the City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota to consider amendments to the following chapters of the Lakeville City Code: Title 3 (Business and License Regulations) Chapter 21 (Dynamic Display Signs) Title 10 (Subdivision Ordinance) Chapter 4-3 (Streets and Alleys) Title 11 (Zoning Ordinance) Chapter 16-25 (Noise) Chapter 17-9 (Building Type and Construction) Chapter 17-19 (Minimum Lot Area, Unsewered Lots) Chapter 21-5 (Fences) Chapter 21-9 (Required Screening and Landscaping) Chapter 23-15 (General Sign Regulations) Chapter 23-17 (Prohibited Signs) Chapter 27-3 (Model Home Qualifications) Chapter 31-5 (Daycare General Provisions) Chapter 35-3 (Keeping Animals) Chapter 35-5 (Animal Feedlots) Chapter 70-7 (O-R District Conditional Uses) Chapter 70-11 (O-R District Uses by Administrative Permit) Chapter 71-7 (C-1 District Conditional Uses) Chapter 71-11 (C-1 District Uses by Administrative Permit) Chapter 72-7 (C-2 District Conditional Uses) Chapter 72-9 (C-2 District Interim Uses) Chapter 72-11 (C-2 District Uses by Administrative Permit) Chapter 73-7 (C-3 District Conditional Uses) Chapter 73-9 (C-3 District Interim Uses) Chapter 73-11 (C-3 District Uses by Administrative Permit) Chapter 74-7 (C-CBD District Conditional Uses) Chapter 74-11 (C-CBD District Uses by Administrative Permit) Chapter 74-15 (C-CBD District Lot Requirements and Setbacks) Chapter 75-3 (O-P District Permitted Uses) Chapter 75-7 (O-P District Conditional Uses) Chapter 75-11 (O-P District Uses by Administrative Permit) Chapter 85-7 (I-CBD District Conditional Uses) Chapter 85-11 (I-CBD District Uses by Administrative Permit) Chapter 86-7 (I-1 District Conditional Uses) Chapter 86-11 (I-1 District Uses by Administrative Permit) Chapter 87-7 (I-2 District Conditional Uses) Chapter 87-11 (I-2 District Uses by Administrative Permit) All who wish to comment are asked to attend and be heard.

QUESTIONS: Call Planning Director Daryl Morey at 952-985-4422 or e-mail questions or comments to dmorey@lakevillemn.gov DATED this 23rd day of October, 2012 CITY OF LAKEVILLE _____________________________ Charlene Friedges, City Clerk 3196527 10/25/12

CITY OF LAKEVILLE NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that a public hearing will be held before the City Council of the City of Lakeville in the Council Chambers, 20195 Holyoke Avenue, on the 5th day of November, 2012, at 7:00 p.m. or as soon thereafter as the parties may be heard to consider the application of T & M Management Group, LLC, for an on-sale and Sunday liquor license at Casa Nostra Pizzeria & Ristorante Italiano, located at 20198 Heritage Drive.

D A T E D this 22nd day of October 2012 Charlene Friedges, City Clerk 3195601 10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,900.00 MORTGAGOR(S): Pamela J. Giles, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Summit Mortgage Corporation, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: April 21, 2006 Dakota County Recorder Document Number: 2422190 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: September 17, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061906086000066 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11659 Millpond Ave, Burnsville, MN 55337-7252 Tax Parcel ID Number: 02-48502-03-042 LEGAL DESCRIPTION OF PROPERTY: Unit Number 42, C.I.C. Number 157, Boulder Pond, A Condominium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $143,049.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 07, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 07, 2013, or the next business day if June 07, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 25, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026203F01 3193508 10/25-11/29/12

PUBLIC HEARING NOTICE CITY OF LAKEVILLE REQUEST: Preliminary plat of 139 single family residential lots to be known as Summerlyn.

APPLICANT: U.S. Home Corporation, D/B/A Lennar.

LOCATION AND LEGAL DESCRIPTION: The property is located east of Dodd Boulevard (CSAH 9), north of 194th Street and west of Holyoke Avenue in the City of Lakeville, Dakota County, Minnesota, and is legally described as follows: Summerlyn Legal Description Per Title Commitment The North 656.70 feet of the South 1510.95 feet of the West Half of the Northeast Quarter of Section 20, Township 114, Range 20, Dakota County, Minnesota.

And The South 854.25 feet of the West Half of the Northeast Quarter of Section 20, Township 114, Range 20, Dakota County, Minnesota, except that part of the Southwest Quarter of the Northeast Quarter of Section 20, Township 114, Range 20, Dakota County, Minnesota, lying southeasterly and southerly of the following described line and its easterly extension: Commencing at the Southeast corner of said Southwest Quarter of the Northeast Quarter; thence North 89 degrees 57 minutes 36 seconds West, assumed bearing, along the South line of said Southwest Quarter of the Northeast Quarter, a distance of 783.41 feet to the point of beginning of the line to be described; thence North 51 degrees 25 minutes 56 seconds East, 21.72 feet; thence northeasterly 187.32 feet, along a tangential curve, concave to the northwest, having a radius of 410.00 feet, and a central angle of 26 degrees 10 minutes 39 seconds; thence northeasterly 555.31 feet, along a reverse curve, concave to the southeast, having a radius of 490.00 feet, and a central angle of 64 degrees 55 minutes 58 seconds; thence South 89 degrees 48 minutes 45 seconds East, tangent to said last described curve, 207.84 feet to the East line of said Southwest Quarter of the Northeast Quarter and said line there terminating.

And The Southeast Quarter of the Northwest Quarter of Section 20, Township 114, Range 20, Dakota County, Minnesota, EXCEPT that part lying West of State Aid Road No. 9 also known as Dodd Blvd. ALSO EXCEPT that part beginning at the intersection of the centerline of State Aid Road No. 9, also known as Dodd Blvd, with the north line of the said Southeast Quarter of the Northwest Quarter, thence East on the North line thereof, 200.06 feet; thence South 375 feet; thence West 222.44 feet to the center of said State Aid Road No. 9; thence Northerly on the centerline to the point of beginning; Dakota County, Minnesota.

WHEN: Thursday, November 8, 2012 at 6:00 p.m. as soon thereafter as the parties may be heard.

WHERE: P l a n n i n g C o m m i s s i o n Meeting at the City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota.

QUESTIONS: Call Associate Planner Frank Dempsey at (952) 985-4423 or e-mail comments or questions to fdempsey@lakevillemn.gov DATED this 23rd day of October 2012 CITY OF LAKEVILLE ____________________________ Charlene Friedges, City Clerk 3196483 10/25/12

PUBLIC NOTICE

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to persons, herein after named and others interested that on 10/30/12 at 10 o’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at: Lake Marion Mini Storage 22595 Pillsbury Avenue Lakeville, MN 55044 Sale will be held in accordance with terms of a notice previously given the persons herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage and a description of the goods is as follows: Household Goods David Sturlaugson $530.00

3181114

Household Goods Rebecca Wisner $275.00 10/18-10/25/12

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PUBLIC NOTICE

NOTICE OF FINDING OF NO SIGNIFICANT IMPACT AND NOTICE OF INTENT TO REQUEST RELEASE OF FUNDS October 17, 2012 Dakota County CDA 1228 Town Centre Drive Eagan, MN 55123 651-675-4400 These notices shall satisfy two separate but related procedural requirements for activities to be undertaken by the Dakota County CDA. REQUEST FOR RELEASE OF FUNDS On or about November 13, 2012 the Dakota County CDA will submit a request to Minnesota Housing for the release of Neighborhood Stabilization Program 3 funds under the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, as amended, to undertake a project known as NSP 3 Target Area Acquisition and Rehab, for the purpose of acquiring and rehabilitating foreclosed properties for future resale or rental, with total funds estimated at $638,242 within the NSP 3 target area of West Saint Paul, MN. FINDING OF NO SIGNIFICANT IMPACT The Dakota County CDA has determined that the project will have no significant impact on the human environment. Therefore, an Environmental Impact Statement under the National Environmental Policy Act of 1969 (NEPA) is not required. Additional project information is contained in the Environmental Review Record (ERR) on file at the Dakota County CDA 1228 Town Centre Dr Eagan MN 55123 and may be examined or copied weekdays 8:00 A.M. to 4:30 P.M. PUBLIC COMMENTS Any individual, group, or agency disagreeing with this determination or wishing to comment on the project may submit written comments to the Dakota County CDA Director of Community Economic Development. All comments received by November 12, 2012, will be considered by the Dakota County CDA prior to authorizing submission of a request for release of funds. Comments should specify which Notice they are addressing.

RELEASE OF FUNDS The Dakota County CDA certifies to Minnesota Housing that Andrea Brennan in her capacity as Director of Community Economic Development consents to accept the jurisdiction of the Federal Courts if an action is brought to enforce responsibilities in relation to the environmental review process and that these responsibilities have been satisfied. Minnesota Housing's approval of the certification satisfies its responsibilities under NEPA and related laws and authorities, and allows the Dakota County CDA to use Program funds.

OBJECTIONS TO RELEASE OF FUNDS Minnesota Housing will accept objections to its release of funds and the Dakota County CDA certification for a period of fifteen days following the anticipated submission date or its actual receipt of the request (whichever is later) only if they are on one of the following bases: (a) the certification was not executed by the Certifying Officer of the Dakota County CDA; (b) the Dakota County CDA has omitted a step or failed to make a decision or finding required by HUD regulations at 24 CFR Part 58; (c) the grant recipient has committed funds or incurred costs not authorized by 24 CFR Part 58 before approval of a release of funds by Minnesota Housing; or (d) another Federal agency acting pursuant to 40 CFR Part 1504 has submitted a written finding that the project is unsatisfactory from the standpoint of environmental quality.

Objections must be prepared and submitted in accordance with the required procedures (24 CFR Part 58) and shall be addressed to Minnesota Housing 400 Sibley Street Suite 300 Saint Paul MN 55101. Potential objectors should contact Minnesota Housing to verify the actual last day of the objection period.

Andrea Brennan, Director of Community Economic Development 3190716 10/25/12

his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 7/12/2012 John C. Gschwind, VP, Legal, General Counsel & Corporate Secretary 3182567 10/18-10/25/12P

further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 10/1/12 Thomas P. Cardella, Owner 3187399 10/18-10/25/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. List the exact assumed nam e under which the business is or will be conducted: Gloria’s Garden Childcare 2. Principal Place of Business: 1279 Cherokee Ave, West St. Paul, MN 55118 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Gloria J Allie, 1279 Cherokee Ave, West St. Paul, MN 55118 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 9-21-12 Gloria J. Allie 3190372 10/25-11/1/12P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. List the exact assumed nam e under which the business is or will be conducted: MAG Marketing 2. Principal Place of Business: 7358 160th St W, Rosemount, MN 55068 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Murphy Automotive, Inc., 7358 160th St W, Rosemount, MN 55068 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 10/10/2012 Steve Caspers 3183416 10/18-10/25/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. List the exact assumed nam e under which the business is or will be conducted: Northland Outdoors Duluth Deer Classic 2. Principal Place of Business: 14551 Judicial Rd., #111, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Shamrock Productions, 14551 Judicial Rd., #111, Burnsville, MN 55306 4. This certificate is an amendment of Certificate of Assumed Name File Number: 3658194-3, originally filed on: 01/12/2010.

5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 05/25/2012 Robert M. Wright, Treasurer 3187433 10/18-10/25/12P

PUBLIC NOTICE PUBLIC NOTICE MINNESOTA SECRETARY OF STATE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. List the exact assumed nam e under which the business is or will be conducted: GEXPRO 2. Principal Place of Business: 2845 West Service Road, Eagan, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

General Supply & Services, Inc., 1000 Bridgeport, Avenue, 5th Flr, Shelton, CT 06484 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I

CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. List the exact assumed nam e under which the business is or will be conducted: Dakota Sports Apparel 2. Principal Place of Business: 15029 Tyacke Drive, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Thomas Cardella, 15029 Tyacke Drive, Burnsville, MN 55306 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all

further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 05/25/2012 Robert M. Wright, Treasurer 3187421 10/18-10/25/12P

PUBLIC NOTICE PUBLIC NOTICE

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. List the exact assumed nam e under which the business is or will be conducted: Big Sky lawn and landscape maintenance 2. Principal Place of Business: 5130 220th st w, Farmington, MN 55024 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Nicholas Duane Ahrens, 5130 220th st w, Farmington, MN 55024 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 08/16/2012 Nicholas Ahrens 3190544 10/25-11/1/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. List the exact assumed nam e under which the business is or will be conducted: Duluth Boat Sports Travel & RV Show 2. Principal Place of Business: 14551 Judicial Rd. #111, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Shamrock Productions, 14551 Judicial Rd. #111, Burnsville, MN 55306 4. This certificate is an amendment of Certificate of Assumed Name File Number: 58208 originally filed on: 11/25/1986 under the name Duluth Boat Sports and Travel Show 5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. List the exact assumed nam e under which the business is or will be conducted: TwinkleImages 2. Principal Place of Business: 10 Walden St., Burnsville, MN 55337 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Thuyen Minh Nguyen, 10 Walden St., Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 10/16/2012 Thuyen Nguyen 3190380 10/25-11/1/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Standley Services 2. State the address of the principal place of business: 12910 Penn Ave S, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Kara Ann Anderson, 12910 Penn Ave S, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 09/08/2012 Kara Ann Anderson 3196694 10/25-11/1/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. List the exact assumed nam e under which the business is or will be conducted: Open To Wellness 2. Principal Place of Business: 20660 Jacquard Ave, Lakeville, MN 55044 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Lori Colleen Triden, 20660 Jacquard Ave, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and cor-

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BY THE rect and in compliance with the appli- THE MORTGAGOR`S PERSONAL REPcable chapter of Minnesota Statutes. I RESENTATIVES OR ASSIGNS, MAY BE understand that by signing this docu- REDUCED TO FIVE WEEKS IF A JUDIment I am subject to the penalties of CIAL ORDER IS ENTERED UNDER perjury as set forth in Section 609.48 MINNESOTA STATUTES, SECTION as if I had signed this document under 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORToath.

GAGED PREMISES ARE IMPROVED Date: 09/18/2012 Lori Colleen Triden WITH A RESIDENTIAL DWELLING OF 3185294 10/18-10/25/12P LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." MINNESOTA SECRETARY OF STATE Dated: September 20, 2012 CERTIFICATE OF ASSUMED NAME HSBC Bank USA, N.A., as Trustee Minnesota Statutes, Chapter 333 for the registered holders of The filing of an assumed name does Renaissance Home Equity Loan not provide a user with exclusive Trust 2006-1. r i g h t s t o t h a t n a m e . T h e f i l i n g i s Randall S. Miller & Associates, PLLC required for consumer protection in Attorneys for Assignee of Mortgage/ order to enable consumers to be able Mortgagee to identify the true owner of a busi- Canadian Pacific Plaza, ness.

120 South Sixth Street, Suite 1100 1. List the exact assumed nam e Minneapolis, MN 55402 under which the business is or will be Phone: 952-232-0052 conducted: Fur-Ever Wild Our File No. 09MN00058-2 2. Principal Place of Business: 10132 THIS IS A COMMUNICATION FROM 235th St. W., Lakeville, MN 55044 USA A DEBT COLLECTOR. 3. List the name and complete street A-4299067 09/20/2012, 09/27/2012, address of all persons conducting 10/04/2012, 10/11/2012, 10/18/2012, business under the above Assumed 10/25/2012 Name, OR if an entity, provide the legal 3147895 9/20-10/25/12 corporate, LLC, or Limited Partnership name and registered office address.

Terri Petter, 10132 235th St. W., Lakeville, MN 55044 NOTICE OF SALE AND 4. I, the undersigned, certify that I DISPOSAL OF PROPERTY am signing this document as the perPS Orangeco, Inc and/or Shurgard son whose signature is required, or as TRS, Inc will conduct sale(s) at Public agent of the person(s) whose signa- S t o r a g e l o c a t e d a t A p p l e V a l l e y ture would be required who has autho- 20296: 15075 Foliage Ave, Apple rized me to sign this document on Valley, MN 55124. Notice is hereby his/her behalf, or in both capacities. I given that the undersigned will sell at further certify that I have completed all public auction on N o v e m b e r 6 t h , required fields, and that the informa- 2012 at 12:00pm personal property tion in this document is true and cor- including but not limited to furniture, rect and in compliance with the appli- clothing, tools and/or other household cable chapter of Minnesota Statutes. I items. The name of the person(s) understand that by signing this docu- whose personal property is to be sold ment I am subject to the penalties of is as follows: perjury as set forth in Section 609.48 as if I had signed this document under 275 - Mueller, Anya oath.

309 - Long, Nanette C Date: 10/13/2012 324 - DAVIDSON, DONNA Terri Petter 34 - Webb, Kelly 3190994 10/25-11/1/12P 35 - Sanford, Christopher 360 - THOMPSON, KATHARINE 388 - DOSS, YOLANDA 405 - HESSER, GREGORY NOTICE OF MORTGAGE 455 - OWUSU, KWAME FORECLOSURE SALE 555 - KELLAR, MITZI THE RIGHT TO VERIFICATION OF 608 - SHEPHERD, BETTY THE DEBT AND IDENTITY OF THE 611 - CLARK, STEVEN ORIGINAL CREDITOR WITHIN THE Cadillac VIN: 6GAL5785CE678364 T I M E P R O V I D E D B Y L A W I S N O T 643 - BOWERS, ERIC AFFECTED BY THIS ACTION. 3182173 10/18-11/1/12 NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 14, NOTICE OF INFORMAL PROBATE 2006 OF WILL AND APPOINTMENT OF ORIGINAL PRINCIPAL AMOUNT OF PERSONAL REPRESENTATIVE AND MORTGAGE: $156,100.00 NOTICE TO CREDITORS MORTGAGOR(S): Jerry G Claussen STATE OF MINNESOTA and Michelle M Claussen, husband and COUNTY OF DAKOTA wife FIRST JUDICIAL DISTRICT MORTGAGEE: Mortgage Electronic DISTRICT COURT Registration Systems, Inc. as nominee PROBATE DIVISION for Fidelity Mortgage of NY a division of Court File No.19HA-PR-12-649 Delta Funding Corporation Estate of Walter D. Worcester a.k.a.

TRANSACTION AGENT: Mortgage W. Dean Worcester a.k.a. Walter Electronic Registration Systems, Inc. Dean Worcester, Decedent MIN#: 100076600000592661 Notice is given that an application SERVICER: Ocwen Loan Servicing, for informal probate of the Decedent’s LLC will dated July 14, 2009 and codicil ( ) LENDER: Fidelity Mortgage of NY a to the will, dated ____, and separate division of Delta Funding Corporation. writings ( ) under Minn. Stat.

D A T E A N D P L A C E O F F I L I N G : 524.2-513 (“Will”), has been filed with Dakota County Minnesota, Recorder , the Registrar. The application has been on April 24, 2006, as Document No. granted.

2422784.

Notice is also given that the RegisASSIGNED TO: HSBC Bank USA, trar has informally appointed John N.A., as Trustee for the registered E m o r y w h o s e a d d r e s s i s 8 4 8 1 W . holders of Renaissance Home Equity 172nd Street, Lakeville, MN 55044 as Loan Trust 2006-1. Dated: October 7, personal representative of the Estate of 2008 , and recorded January 22, 2009 the Decedent. Any heir, devisee or

by Document No. 2631965 . other interested person may be L E G A L D E S C R I P T I O N O F P R O P - entitled to appointment as personal ERTY: REAL PROPERTY IN DAKOTA representative or may object to the COUNTY, MINNESOTA, DESCRIBED AS appointment of the personal represenFOLLOWS: Lot 7, Block 2, Riverwood tative. Unless objections are filed with 2 N D a d d i t i o n , a c c o r d i n g t o t h e the Court (pursuant to Minn. Stat. recorded Plat thereof, and situate to 524.3-607) and the Court otherwise Dakota County, MInnesota. orders, the personal representative has PROPERTY ADDRESS: 3120 Teal Ct, full power to administer the Estate, Hastings, MN 55033 including, after 30 days from the date PROPERTY I.D: 19-64376-02-070 of issuance of letters, the power to COUNTY IN WHICH PROPERTY IS sell, encumber, lease or distribute real LOCATED: Dakota estate.

THE AMOUNT CLAIMED TO BE DUE Any objections to the probate of the ON THE MORTGAGE ON THE DATE OF Will or appointment of the Personal T H E N O T I C E : O n e H u n d r e d Representative must be filed with this Eighty-Eight Thousand Six Hundred Court and will be heard by the Court Two and 70/100 ($188,602.70) after the filing of an appropriate petiTHAT no action or proceeding has tion and proper notice of hearing. been instituted at law to recover the Notice is also given that (subject to debt secured by said mortgage, or any Minn. Stat. 524.3-801) all creditors part thereof; that there has been com- having claims against the Estate are pliance with all pre-foreclosure notice required to present the claims to the and acceleration requirements of said personal representative or to the Court mortgage, and/or applicable statutes; Administrator within four months after PURSUANT, to the power of sale con- the date of this Notice or the claims tained in said mortgage, the above will be barred. described property will be sold by the A charitable beneficiary may request Sheriff of said county as follows: notice of the probate proceedings be DATE AND TIME OF SALE: 10:00 AM given to the Attorney General pursuon November 6, 2012 ant to Minn. Stat. 501B.41, subd. 5.

PLACE OF SALE: Sheriff`s Mai n Dated: 10/12/12 Office, Law Enforcement Center, 1580 Heidi Carstensen Highway 55, Hastings MN 55033-2343 Registrar to pay the debt then secured by said Carolyn M. Renn mortgage and taxes, if any actually Court Administrator paid by the mortgagee, on the pre- Attorney for Applicant mises and the costs and disburse- James M. Kempainen m e n t s a l l o w e d b y l a w . T h e t i m e 8609 Lyndale Ave So #115 allowed by law for redemption by said Bloomington, MN 55420 mortgagor(s), their personal represen- Attorney License No: 54975 tatives or assigns is 6.00 months from Telephone: 952-881-8636 the date of sale. If Mortgage is not FAX: 952-881-9150 reinstated under Minn. Stat. §580.30 Email: jimkemp5154@hotmail.com or the property is not redeemed under 3187938 10/18-10/25/12 Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 6, 2013, or the next business day if May 6, 2013 falls on a Saturday, Sunday or legal holiday.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 4, 2009 MORTGAGOR: Lisa Nyberg, a married woman.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. .

DATE AND PLACE OF RECORDING: Filed February 2, 2010, Dakota County Registrar of Titles, Document No. T657554 on Certificate of Title No. 148332.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc..

Said Mortgage being upon Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100248900000029455 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Rescue Mortgage Inc dba Mortgage Depot RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4723 Oak Cliff Drive, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-53550-01-031 LEGAL DESCRIPTION OF PROPERTY: Exhibit A That part of Lot 3, Block 1, Oak Cliff, Dakota County, Minnesota, except that part lying Westerly of the following described line Commencing at the Southwest corner of said Lot 3, Block 1; thence in a Northeasterly direction, along the Southerly line thereof, a distance of 52 31 feet to the actual point of beginning of the line to be described, thence Northwesterly to a point on the North line of said Lot 3, Block 1, distant 87 89 feet East from the Northwest corner thereof, as measured along sai d North Line, and thence terminating.

Torrens property The Torrens Certificate Number is 144284 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,051.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $220,394.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: , 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on ______________________, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 9, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-003473 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3195611 10/25-11/29/12

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,454.00 MORTGAGOR(S): Randolph Reynolds, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Home Savings of America, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 12, 2010 Dakota County Recorder Document Number: 2746068 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: March 29, 2012 Recorded: April 09, 2012 Dakota County Recorder Document Number: 2860609 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100442510070472420 Lender or Broker: Home Savings of America Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1916 55th Street Ct E, Inver Grove Heights, MN 55077-1688 Tax Parcel ID Number: 20-22100-01-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Dupont Stevens Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $195,591.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 26, 2013, or the next business day if April 26, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 13, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026009F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 26, 2012 at 10:00 AM has been postponed to December 10, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 15, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026009F01 3193502 10/25/12

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 19, 2010 MORTGAGOR: Michael J Baker and Sooryun S Baker, husband and wife.

MORTGAGEE: Fifth Third Mortgage Company.

DATE AND PLACE OF RECORDING: Filed December 3, 2010, Dakota County Registrar of Titles, Document No. T672072 on Certificate of Title No. 139237.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being upon Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Fifth Third Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Fifth Third Mortgage Company MORTGAGED PROPERTY ADDRESS: 5818 142ND Street West, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-66700-05-150 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 5, Scottsbriar 1st, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $203,843.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __April 30, 2013__, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 29, 2012 Fifth Third Mortgage Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 67 - 12-003158 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 8, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 19, 2012.

Fifth Third Mortgage Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 67 - 12-003158 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3193646 10/25/12

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT File No. 19HA-PR-12-664 -------------------------------------------------Estate of: Pamela Violet Zeidler, a/k/a Pamela V. Zeidler, a/k/a Pamela Zeidler, Decedent -------------------------------------------------Notice is given that an application for informal probate of the Decedent’s Will dated November 24, 1998, has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Harold L. Zeidler whose address is: 40286 Greenlawn Avenue, North Branch, MN 55056, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court orders otherwise, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the Will or appointment of the personal representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 10/20/12 Carol M. Renn Registrar By: /s/ Heidi Carstensen Deputy Registrar Attorney For Personal Representative Barry L. Wittenkeller, Esq. #118254 Grannis & Hauge, P.A. 1260 Yankee Doodle Road, Suite 200 Eagan, MN 55121 (651) 456-9000 3194668 10/25-11/1/12

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT File No. 19HA-PR-12-661 ---------------------------------------------------------Estate of: Terry Michael Orpen, a/k/a Terry M. Orpen, a/k/a Terry Orpen, Decedent ---------------------------------------------------------Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted.

Notice is also given that the Registrar has informally appointed Michael T. Orpen whose address is: 250 Duke Street, St. Paul, MN 55102, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court orders otherwise, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the appointment of the personal representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 10/19/12 Carol M. Renn Registrar By: /s/ Heidi Carstensen Deputy Registrar Attorney for Personal Representative Barry L. Wittenkeller, Esq. #118254 Grannis & Hauge, P.A. 1260 Yankee Doodle Road, Suite 200 Eagan, MN 55121 (651) 456-9000 3194534 10/25-11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions

default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 3, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,800.00 MORTGAGOR(S): Teodoro Lozano and Mary T. Lozano, Husband and wife as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for BNC Mortgage, Inc., a Delaware Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100122200003118442 SERVICER: Ocwen Loan Servicing, LLC LENDER: BNC Mortgage, Inc., A Delaware Corporation.

DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on April 17, 2007, as Document No. 609125.

ASSIGNED TO: Wilmington Trust National Association, as successor trustee to Citibank, N.A., as Trustee for BNC Mortgage Loan Trust Series 2007-3 Dated: April 3, 2007 , and recorded August 21, 2012 by Document No. T701448 .

LEGAL DESCRIPTION OF PROPERTY: The land referred to in this commitment is described as follows: Lot One (1) in Block Four (4) of South Grove No. 5, Dakota County, Minnesota.

PROPERTY ADDRESS: 3738 Upper 71st St E, Inver Grove Heights, MN 55076 PROPERTY I.D: 207115404012 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-One Thousand Six Hundred Twelve and 03/100 ($171,612.03) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 6, 2012 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat.

Section580.30 or the property is not redeemed under Minn. Stat.

Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 6, 2013, or the next business day if May 6, 2013 falls on a Saturday, Sunday or legal holiday.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 20, 2012 Wilmington Trust National Association, as successor trustee to Citibank, N.A., as Trustee for BNC Mortgage Loan Trust Series 2007-3 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00776-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4299999 09/20/2012, 09/27/2012, 10/04/2012, 10/11/2012, 10/18/2012, 10/25/2012 3149482 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 5 , 2009 MORTGAGOR: E r i n M . Y o u n g , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 28, 2009 Dakota County Recorder, Document No. 2692977.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000269-0010121434-3 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage,

MORTGAGE: Bell America Mortgage, LLC, d/b/a Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 49 Birnamwood Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 021400008020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 8, Birnamwood Plat 1, Dakota County, Minnestoa COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $170,891.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 1 1 : 5 9 p . m . o n _ M a y 8 , 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 10, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001436 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3157360 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 10, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $284,000.00 MORTGAGOR(S): Tod Michael Franklin and Michele Anne Franklin, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for GN Mortgage, LLC, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 19, 2007 Dakota County Recorder Document Number: 2489518 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: August 14, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100016500006322118 Lender or Broker: GN Mortgage, LLC Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17415 Goodhue Ave, Lakeville, MN 55044-9535 Tax Parcel ID Number: 22-17052-03-170 LEGAL DESCRIPTION OF PROPERTY: Lot Seventeen (17), Block Three (3), Cherry Highlands Third, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $319,751.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the

���������� �� ���� �����

���������� ���� ��������� debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025804F01 3155257 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 26, 2006 MORTGAGOR: Daniel J. Ronayne, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 16, 2006 Dakota County Recorder, Document No. 2438433.

ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000250979 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: 6754 162ND Street West, Lakeville, MN 55068 T A X P A R C E L I . D . # : 22-21172-03-090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, Donnay's Valley Park 3rd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,625.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $204,810.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their

y g g ( ), personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 8, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 10, 2012 Bank of America, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18 - 12-002955 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3155998 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 29, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,400.00 MORTGAGOR(S): Diane M. Arnold, a unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: December 13, 2004 Dakota County Recorder Document Number: 2275229 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7066 159th St W, Apple Valley, MN 55124-5130 Tax Parcel ID Number: 01-11653-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Apple Ponds 4th Addition, according to the recorded plat thereof and situate in Dakot a County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $217,272.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018439F02 3155242 9/20-10/25/12

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL SUMMARY ADMINISTRATION OR DISTRIBUTION, PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE (UNSUPERVISED ADMINISTRATION) STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-648 Estate of DAVID A. WITZKE, Decedent NOTICE IS GIVEN that a petition signed by Ingrid M. Witzke, surviving spouse of Decedent, for Notice and oorder of Hearing on Petition for Formal Summary Administration or Distribution, Probate of Will of Decedent and Appointment of Ingrid M. Witzke as Personal Representative (unsupervised administration) (“Petition”) has been filed with the Court.

Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised the Petition may be granted.

IT IS ORDERED, that the Petition will be heard on 11-13-12, at 9:00 a.m. by this Court at Dakota County Judicial Center, 1560 West Highway 55, Hastings, MN 55033.

1. Notice shall be given to all interested persons (Minn. Stat. 524.1-401) and persons who have filed a demand for notice pursuant to Minn. Stat.

524.3-204.

2. Notice shall be given by: Mailing a copy of this Notice and Order by U.S. Postal Service at least 14 days prior to the hearing date to all interested parties (Minn. Stat. 5241-401) and persons who have filed a Demand for Notice; Publishing this Notice and Order in accordance with law.

Dated: 10/11/12

BY THE COURT David L. Knutson Judge of District Court Attorney for Personal Representative John Troyer Law Firm of John Troyer 16135 Linch Ave. Lakeville, MN 55044 Attorney License No: 0111004 Telephone: (952) 435-1747 FAX: (952) 898-9769 Email: trojoh@visi.com 3186814 10/18-10/25/12P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-665 Estate of Anthony Finell, Decedent Notice is given that an application for informal probate of the Decedent’s will dated 3/14/2003 and codicil( ) to the will, dated ______, and separate writings( ) under Minn. Stat. 524.2-513 (“Will”), has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Joan E. Sowieja whose address is 7730 Blackwell Court, Inver Grove Heights, MN 55076 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5.

Dated: 10/20/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant John E. Trojack John E. Trojack Law Office P.A. 1549 Livingston Avenue Suite 101 West St. Paul, MN 55118 Attorney License No: 0110929 Telephone: 651-451-9696 FAX: 651-451-9786 Email: john.trojack@trojacklaw.com 3194855 10/25-11/1/12

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-662 In Re: Estate of GREGG H. HEGMAN, Decedent.

Notice is given that an Application for Informal Appointment of Personal Representative was filed with the Registrar. The Registrar accepted the application and appointed DAVID S. HEGMAN, whose address is 1124 James Avenue, Saint Paul, Minnesota 55105, to serve as the personal representative of the decedent’s estate.

Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection.

Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters of general administration, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 10/19/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative: DUDLEY AND SMITH, P.A. Michael J. Burke (MN# 174816) 101 East Fifth Street, Suite 2602 Saint Paul, MN 55101 Telephone: 651-291-1717 Facsimile: 651-223-5055 e-mail: mburke@dudleyandsmith.com 3194606 10/25-11/1/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-657 Estate of Patricia Ann Adams, Decedent Notice is given that an application for informal probate of the Decedent’s Will, dated July 28, 2012, (“Will”), has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed James Anthony Spencer, whose address is 5354 189th Street W., Farmington, MN, 55024, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 10/17/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative Michael D. Burville Burville Law Office, P.A. 429 Third Street P.O. Box 187 Farmington, MN, 55024 Attorney License No: 0261889 Telehone: (651) 460-3757 FAX: (651) 460-6568 Email: mike@burvillelaw.com 3190205 10/25-11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 13, 2007

���

������ ������ ������� ������� ��� ���� MORTGAGE: Countrywide Bank, FSB 13, 2007 RESIDENTIAL MORTGAGE SERMORTGAGOR: Brandon L. Schloegel, a single man.

VICER: Bank of America, N.A. MORTGAGEE: Mortgage Electronic MORTGAGED PROPERTY ADDRESS: Registration Systems, Inc. 1 7 3 3 2 I t h a c a L a n e , L a k e v i l l e , MN DATE AND PLACE OF RECORDING: 55044 T A X P A R C E L I . D . # : Recorded September 20, 2007 Dakota County Recorder, Document 22-13201-04-030 LEGAL DESCRIPTION OF PROPNo. 2545234.

A S S I G N M E N T S O F M O R T G A G E : ERTY: Lot 3, Block 4, Barrett Second AddiAssigned to: Green Tree Servicing tion, Dakota County, Minnesota LLC. COUNTY IN WHICH PROPERTY IS TRANSACTION AGENT: Mortgage LOCATED: Dakota Electronic Registration Systems, Inc. ORIGINAL PRINCIPAL AMOUNT OF TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: $200,000.00 AMOUNT DUE AND CLAIMED TO BE MORTGAGE: 1001337-0002505768-1 LENDER OR BROKER AND MORT- DUE AS OF DATE OF NOTICE, INCLUDG A G E O R I G I N A T O R S T A T E D O N ING TAXES, IF ANY, PAID BY MORTGAGEE: $207,803.53 MORTGAGE: Countrywide Bank, FSB That prior to the commencement of RESIDENTIAL MORTGAGE SERthis mortgage foreclosure proceeding VICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: Mortgagee/Assignee of Mortgagee com1465 Pringle Court, Hastings, M N plied with all notice requirements as required by statute; That no action or 55033 T A X P A R C E L I . D . # : proceeding has been instituted at law or otherwise to recover the debt 19-19601-02-020 LEGAL DESCRIPTION OF PROP- secured by said mortgage, or any part thereof; ERTY: Lot 20, Block 1, Dakota View SecPURSUANT to the power of sale conond Addition, Dakota County, Min- tained in said mortgage, the above described property will be sold by the nesota COUNTY IN WHICH PROPERTY IS Sheriff of said county as follows: DATE AND TIME OF SALE: NovemLOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF ber 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law MORTGAGE: $179,500.00 AMOUNT DUE AND CLAIMED TO BE Enforcement Center, 1580 Hwy 55, DUE AS OF DATE OF NOTICE, INCLUD- Lobby #S-100, Hastings, MN ING TAXES, IF ANY, PAID BY MORT- to pay the debt then secured by said Mortgage, and taxes, if any, on said GAGEE: $174,723.21 That prior to the commencement of premises, and the costs and disbursethis mortgage foreclosure proceeding m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Mortgagee/Assignee of Mortgagee com- allowed by law subject to redemption plied with all notice requirements as within six (6) months from the date of required by statute; That no action or said sale by the mortgagor(s), their proceeding has been instituted at law personal representatives or assigns o r o t h e r w i s e t o r e c o v e r t h e d e b t unless reduced to Five (5) weeks under secured by said mortgage, or any part MN Stat. §580.07.

TIME AND DATE TO VACATE PROPthereof; PURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n tained in said mortgage, the above owner-occupied, single-family dwelldescribed property will be sold by the ing, unless otherwise provided by law, Sheriff of said county as follows: the date on or before which the mortDATE AND TIME OF SALE: Novem- gagor(s) must vacate the property if the mortgage is not reinstated under secber 09, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law tion 580.30 or the property is not Enforcement Center, 1580 Hwy 55, redeemed under section 580.23 is 11:59 p.m. on May 8, 2013, unless the Lobby #S-100, Hastings, MN to pay the debt then secured by said redemption period is reduced to 5 Mortgage, and taxes, if any, on said weeks under MN Stat. Secs. 580.07 or premises, and the costs and disburse- 582.032. ments, including attorneys' fees MORTGAGOR(S) RELEASED FROM allowed by law subject to redemption FINANCIAL OBLIGATION ON MORTwithin six (6) months from the date of GAGE: None "THE TIME ALLOWED BY LAW FOR said sale by the mortgagor(s), their personal representatives or assigns REDEMPTION BY THE MORTGAGOR, unless reduced to Five (5) weeks under THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE MN Stat. §580.07.

TIME AND DATE TO VACATE PROP- REDUCED TO FIVE WEEKS IF A JUDIE R T Y : I f t h e r e a l e s t a t e i s a n CIAL ORDER IS ENTERED UNDER owner-occupied, single-family dwell- MINNESOTA STATUTES, SECTION ing, unless otherwise provided by law, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the date on or before which the mort- OTHER THINGS, THAT THE MORTgagor(s) must vacate the property if the GAGED PREMISES ARE IMPROVED mortgage is not reinstated under sec- WITH A RESIDENTIAL DWELLING OF tion 580.30 or the property is not LESS THAN FIVE UNITS, ARE NOT redeemed under section 580.23 is PROPERTY USED IN AGRICULTURAL 11:59 p.m. on May 09,2013, unless the P R O D U C T I O N , A N D A R E redemption period is reduced to 5 ABANDONED." Dated: September 12, 2012 weeks under MN Stat. Secs. 580.07 or Bank of America, N.A. 582.032.

Mortgagee/Assignee of Mortgagee MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT- USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of GAGE: None "THE TIME ALLOWED BY LAW FOR Mortgagee REDEMPTION BY THE MORTGAGOR, 4500 Park Glen Road #300 THE MORTGAGOR'S PERSONAL REP- Minneapolis, MN 55416 RESENTATIVES OR ASSIGNS, MAY BE (952) 925-6888 REDUCED TO FIVE WEEKS IF A JUDI- 18 - 12-003022 FC CIAL ORDER IS ENTERED UNDER THIS IS A COMMUNICATION FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR. 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 3157307 9/20-10/25/12 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF MORTGAGE LESS THAN FIVE UNITS, ARE NOT FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL NOTICE IS HEREBY GIVEN that P R O D U C T I O N , A N D A R E default has occurred in the conditions ABANDONED." of the following described mortgage: Dated: September 18, 2012 DATE OF MORTGAGE: February 09, Green Tree Servicing LLC 2009 Mortgagee/Assignee of Mortgagee ORIGINAL PRINCIPAL AMOUNT OF USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of MORTGAGE: $291,005.00 MORTGAGOR(S): Steven K. Darnell, Mortgagee husband and Cynthia A. Darnell, wife 4500 Park Glen Road #300 MORTGAGEE: Mortgage Electronic Minneapolis, MN 55416 Registration Systems, Inc. as nominee (952) 925-6888 for Suntrust Mortgage, Inc., its suc8 - 12-003507 FC THIS IS A COMMUNICATION FROM cessors and assigns DATE AND PLACE OF RECORDING: A DEBT COLLECTOR. Recorded: March 11, 2009 Dakota 3157349 9/20-10/25/12 County Recorder Document Number: 2642937 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, NOTICE OF MORTGAGE Inc. FORECLOSURE SALE Dated: December 09, 2011 THE RIGHT TO VERIFICATION Recorded: March 20, 2012 Dakota OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN County Recorder Document Number: 2856701 THE TIME PROVIDED BY LAW IS Transaction Agent: Mortgage ElecNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that tronic Registration Systems, Inc. Transaction Agent Mortgage Identifidefault has occurred in conditions of cation Number: 100010402187427731 the following described mortgage: Lender or Broker: Suntrust MortDATE OF MORTGAGE: November 20, gage, Inc. 2008 Residential Mortgage Servicer: SunMORTGAGOR: M a r k A . S c h n e i d e r and Deborah K, Schneider, husband Trust Mortgage, Inc. Mortgage Originator: Not Applicable and wife.

COUNTY IN WHICH PROPERTY IS MORTGAGEE: Mortgage Electronic LOCATED: Dakota Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Property Address: 4401 Braddock Recorded December 2, 2008 Dakota Trl, Eagan, MN 55123-1929 County Recorder, Document No. Tax Parcel ID Number: 2625026.

10-45091-02-070 ASSIGNMENTS OF MORTGAGE: LEGAL DESCRIPTION OF PROPAssigned to: Bank of America, N.A., ERTY: Lot 7, Block 2, Lexington Pointe successor by merger to BAC Home Seventh Addition AMOUNT DUE AND CLAIMED TO BE Loans Servicing, LP FKA Countrywide DUE AS OF DATE OF NOTICE: Home Loans Servicing LP. TRANSACTION AGENT: Mortgage $301,198.48 THAT all pre-foreclosure requireElectronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - ments have been complied with; that GAGE IDENTIFICATION NUMBER ON no action or proceeding has been instiMORTGAGE: 1001337-0003464962-7 tuted at law or otherwise to recover the LENDER OR BROKER AND MORT- debt secured by said mortgage, or any GAGE ORIGINATOR STATED ON ���������� �� ���� ����� MORTGAGE: Countrywide Bank, FSB

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� ��� ���� ������ ������ ������� TO VERIFICATION OF THE RIGHT THE DEBT AND IDENTITY OF THE ���������� ���� ��������� debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023357F01 3153140 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 03, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,000.00 MORTGAGOR(S): Mary Ann Maughan and Daniel N. Maughan, wife and husband MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: June 17, 2005 Dakota County Recorder Document Number: 2331578 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5443 180th St W, Farmington, MN 55024-9280 Tax Parcel ID Number: 14-19500-08-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 8, Dakota County Estates, Dakota County, Minnesota, according to the recorded plat thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $186,187.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF

ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024378F01 3155249 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2004 MORTGAGOR: Russyl J. Magnuson as his sole and separate property, a single person.

MORTGAGEE: T r u s t e d M o r t g a g e Company.

DATE AND PLACE OF RECORDING: Recorded November 19, 2004 Dakota County Recorder, Document No. 2268965.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, successor by merger to Chase Home Finance, LLC, s/b/m to Chase Manhattan Mortgage Corporation.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Trusted Mortgage Company RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 12946 Nicollet Avenue South, Unit 102, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-01300-16-560 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 102, 12946 Nicollet Avenue, Ridgeview Condominium Homes, Condominium File Number 15, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $71,150.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $61,903.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 1 1 : 5 9 p . m . o n _ M a y 8 , 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 7, 2012

Dated: September 7, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 30-12311 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3157791 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-666 In Re: Estate of Lee Wayne Betts, Decedent.

Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated December 22, 2009. The Registrar accepted the application and appointed Trevor Lane Betts, whose address is 20653 Helena Lane, Lakeville, Minnesota 55044, to serve as the personal representative of the decedent’s estate.

Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection.

Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 10/20/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator John D. Reddall (MN# 0386977) Mardell Law Office 15000 Garrett Avenue Apple Valley Minnesota 55124 Telephone: (952) 432-8899 Facsimile: (952) 432-8914 ATTORNEY FOR PERSONAL REPRESENTATIVE 3194915 10/2-11/1/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-640 Estate of SARAH RUTH DANIELS, Decedent Notice is given that an application for informal probate of the Decedent’s will dated January 20, 2011 (“Will”), has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Richard B. Daniels, whose address is: 1175 Norbert Lane, St. Paul, MN 55116 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 10/9/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant Thomas B. Schway Law Office of Thomas B. Schway 6230 Tenth Street North, Suite 410 Oakdale, MN 55128 Attorney License No.: 130580 Telephone: (651) 731-6243 FAX: (651) 731-4111 3183510 10/18-10/25/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-655 Estate of Edward A Hagberg, Sr aka Edward August Hagberg, Sr, Decedent Notice is given that an application for informal probate of the Decedent’s will dated October 6, 1983, and codicil(s) to the will, dated ______, and separate writing(s) under Minn. Stat.

524.2-513 dated ____ (“Will”), has been filed with the Registrar. The application has been granted.

Notice is also given that the Registrar has informally appointed Edward A Hagberg Jr, whose address is: 1949 Covington Lane, Eagan, MN 55122 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice of the claims will be barred.

Date: 10/16/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant/ pro se Edward A Hagberg Jr 1949 Covington Lane Eagan, MN 55122 Telephone: 651-206-3922 edhagbergjr@gmail.com 3188320 10/18-10/25/12P

PUBLIC NOTICE

State of Wisconsin Circuit Court Burnett County Publication Summons - Case No. 12-CV-196 - The Honorable Kenneth L. Kutz - Case Code 30404 (Foreclosure of Mortgage) - The amount claimed exceeds $5000.00 CitiMortgage, Inc., 5280 Corporate Dr., Mail Code 22-528-1011(FCL) 0023(BK), Frederick, MD 21703, Plaintiff vs.

Daniel J. O'Neil and Patricia M. O'Neil, 3647 Falcon Way, Saint Paul, MN 55123-2488, Defendants - The State of Wisconsin - To each person named above as a defendant: You are hereby notified that the plaintiff named above has filed a lawsuit or other legal action against you. Within 40 days after 10/18/12 you must respond with a written demand for a copy of the complaint. The demand must be sent or delivered to the court, whose address is 7410 County Rd. K #115, Siren, WI 54872-9067 and to Gray & Assoc., L.L.P., plaintiff's attorney, whose address is 16345 W. Glendale Dr., New Berlin, WI 53151-2841. You may have an attorney help or represent you. If you do not demand a copy of the complaint within 40 days, the court may grant judgment against you for the award of money or other legal action requested in the complaint, and you may lose your right to object to anything that is or may be incorrect in the complaint. A judgment may be enforced as provided by law. A judgment awarding money may become a lien against any real estate you own now or in the future, and may also be enforced by garnishment or seizure of property. Dated this 5th day of October, 2012. William N. Foshag, State Bar No. 1020417, Gray & Assoc., L.L.P., Attys. for Plaintiff, 16345 W. Glendale Dr., New Berlin, WI 53151-2841, (414) 224-8404, (414) 224-1271. Gray & Assoc., L.L.P. is attempting to collect a debt and any information obtained will be used for that purpose. If you have previously received a discharge in a chapter 7 bankruptcy case, this communication should not be construed as an attempt to hold you personally liable for the debt.

3183993 10/18-11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 02, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $322,800.00 MORTGAGOR(S): Brenda Lysholm, a single person, Myron R Lysholm, and Julia L Lysholm, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 15, 2009 Dakota County Recorder Document Number: 2671463 ASSIGNMENTS OF MORTGAGE: And assigned to: BANK OF

And assigned to: BANK OF AMERICA, N.A. Dated: May 12, 2012 Recorded: May 17, 2012 Dakota County Recorder Document Number: 2868797 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000255-0000167957-8 Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17630 Hemlock Ave, Lakeville, MN 55044-3908 Tax Parcel ID Number: 22-57200-05-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 5, Pine Grove, according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $320,953.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026037F01 3150732 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 13, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 MORTGAGOR(S): Sharon V Mitchell, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: May 26, 2005 Dakota County Recorder Document Number: 2325562 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5665 126th St W, Apple Valley, MN 55124-8228 Tax Parcel ID Number: 01-57675-01-320 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 1, Pinecrest Townhomes, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $143,179.86 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

lows: DATE AND TIME OF SALE: November 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 02, 2013, or the next business day if May 02, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 20, 2012 MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026108F01 3155984 9/20-10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 25, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,721.00 MORTGAGOR(S): Scott D Collings and Julie A Hart-Collings, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Summit Mortgage Corporation, it successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: September 17, 2008 Dakota County Recorder Document Number: 2613662 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP, fka Countrywide Home Loans Servicing, LP Dated: September 10, 2010 Recorded: September 17, 2010 Dakota County Recorder Document Number: 2753237 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061907000058669 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20737 Akin Road W, Farmington, MN 55024-8024 Tax Parcel ID Number: 14.02500.80.082 LEGAL DESCRIPTION OF PROPERTY: That part of the Northeast Quarter of the Southeast Quarter of Section 25, Township 114, Range 20, described as follows: Commencing at a point on the North line of said Northeast Quarter of Southeast Quarter a distance of 1034.7 feet West of the Northeast corner thereof; thence South 34 degrees 58 minutes 00 seconds East 890.65 feet; thence South 25 degrees 31 minutes 00 seconds East 379.55 feet to the actual p oint of beginning; t h e n c e South 64 degrees 34 minutes 00 seconds West 290.4 feet; thence South 25 degrees 31 minutes 00 seconds East to the south line of said Northeast Quarter of the Southeast Quarter; thence east along said south line to the centerline of C.S.A.H. No. 31; thence northwesterly along said centerline to the point of beginning.

Lying southerly of the following described line: Commencing at a point on the North line of said Northeast Quarter of Southeast Quarter a distance of 1034.7 feet West of the Northeast corner thereof; thence South 34 degrees 58 minutes 00 seconds East 890.65 feet; thence South 25 degrees 31 minutes 00 seconds east 379.55 feet; thence South 64 degrees 34 minutes 00 seconds West 290.4 feet; thence South 25 degrees 31 minutes 00 seconds East a distance of 74.86 feet to the beginning of the line to be described; thence North 73 degrees 31 minutes 56 seconds East to the centerline of C.S.A.H. No. 31 and said line there terminating.

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terminating.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $292,318.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 09, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 09, 2013, or the next business day if May 09, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 27, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, F/K/A Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026180F01 3163767 9/27-11/1/12

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota First JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-651 Estate of Daniel Joseph Steele, a/k/a Daniel J. Steele, Decedent It is Ordered and Notice is given that on Nov. 13, 2012, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent, dated August 10, 2007 and under Minn. Stat. 524.2-513 (“Will”), and for the appointment of Lynn D. Steele, whose address is 7175 Wyandot Lane, Liberty Township, OH 45044 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration.

Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5.

Dated: 10/15/12

BY THE COURT Richard G. Spicer Judge of District Court (COURT SEAL) R. Glenn Nord R. Glenn Nord & Associates, P.A. 20686 Holyoke Avenue, PO Box 427 Lakeville, MN 55044Attorney License No: 79625 Telephone: 952-469-4948 Fax: 952-469-4940 Email: rgnord@juno.com 3187992 10/18-10/25/12

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Summons to Establish Custody and Parenting Time State of Minnesota County Dakota District Court Judicial District: First Court File Number: ___________ Case Type: _______________ In Re the Custody of: Devyne Duroshola Born 06-12-2007 Born 10-28-1984 Toyosi Duroshola, Petitioner and Shakira Gray, Respondent TO THE ABOVE-NAMED RESPONDENT: THIS SUMMONS IS AN OFFICIAL DOCUMENT THAT AFFECTS YOUR RIGHTS. A copy of the paperwork regarding the lawsuit is served on you with this summons. Read this summons and attached petition carefully. If you do not understand it, contact an attorney for legal advice.

1. The Petitioner has filed a lawsuit asking the court to decide custody and parenting time of the minor child(ren) listed above in the caption.

Petitioner is requesting the court to establish child support 2. You must serve upon Petitioner and file with the court a written Answer to the Petition. If Petitioner is requesting child support, you must file a Financial Affidavit along with your Answer. You must pay the required filing fee. If you cannot afford to pay the filing fee, you may qualify to have the filing fee waived by the court. You must file an In Forma Pauperis application with the court and a judge will decide whether you must pay the fee.

All court forms are available from the Court Administrator’s office and on the C o u r t ’ s w e b s i t e a t www.mncourts/gov/forms . You must serve your Answer and Financial Affidavit upon Petitioner within twenty (20) days of the date you were served with this Summons, not counting the day of service. If you do not serve and file your Answer and Financial Affidavit, the court may grant Petitioner everything he or she is asking for in the attached Petition.

NOTICE OF PARENT EDUCATION PROGRAM REQUIREMENTS Parenting education may be required in all custody or parenting proceedings. You may contact court administration for additional information regarding this requirement and the availability of parent education programs.

Dated: 8-13-2012 3188254 10/25-11/8/12P

PUBLIC NOTICE

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Rosemount 25552: 15854 Chippendale Ave W, Rosemount, MN 55068. Notice is hereby given that the undersigned will sell at public auction on N o v e m b e r 6 t h , 2012 at 2:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 3101 - Lindsey, Sheena 3182245 10/18-10/25/12

PUBLIC NOTICE

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Apple Valley 08302: 7233 155th St West, Apple Valley, MN 55124. Notice is hereby given that the undersigned will sell at public auction on N o v e m b e r 6 t h , 2012 at 11:00am personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 3226 - Wittstruck, Kristel 5122 - Stellick, Joseph 6528 - Negen, Abbi 3182145 10/18-10/25/12

PUBLIC NOTICE

PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at West St. Paul 25559: 415 Marie Ave E, West St. Paul, MN 55118. Notice is hereby given that the undersigned will sell at public auction on November 5, 2012 at 9:30 AM personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: Turner, Detra - 1031; Cuate, Jose 1035; Bushyhead, Beverly - 1046; Dalbec, Pamela - 1054; Willkom, Elizabeth - 1069; Mikacevich, David - 1074; Fierro, Dezerae - 1103; Passmore, Karen - 2011; Correo, Jonathan - 2036; Foote, Raquel - 2103; Youness, Brent 2109; Richardson - 3039; Anorve, Job 3104; Schneider, Dan - 3108; Grotto, Linda - 3116; Allen, Dymeka - 4035; Thompson, Cathy - 4072; Sandoval, Cynthia - 4101; Menz, Elena - 4115; Barron, Antonio - 4152; Mikacevich, Lori - 4154; Hurrell, Connie - 4168; Page, Brandon - 4174; Kelly, Prentiss - 5055 3186690 10/18-10/25/12

Notice is hereby given that on November 23, 2012 at 11:00AM at Acorn Mini Storage, 2935 Lexington Ave. S., city of Eagan, county of Dakota, state of Minnesota, the undersigned Acorn Mini Storage will sell at Public Sale by competitive bidding the personal property heretofore stored with the undersigned by: Unit # 155 Amy Hardwig Scooter, fishing equip., television, bicycle, furniture, boxes of unknown content #4678386 Unit # 503B Tasha Griffin Luggage, boxes of unknown content #4678385 Unit # 660 Sharrod Rowe/ Jessie Holt Stereo equip., luggage, furniture, boxes of unknown content #4678382 3188583 10/18-10/25/12

PUBLIC NOTICE

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on October 30, 2012 at 11 a.m. at 19 Hays Ave, Skyline Village MHC, Inver Grove Heights, Minnesota 55076, the following manufactured home will be sold by public auction by the Sheriff of Dakota County: A 1979 Liberty manufactured home, 24 x 44, Serial No. 06L13190XU. This sale will be held to satisfy a claim held by S k y l i n e V i l l a g e M H C , upon the above described property and owned by James & Janet Pavlick and Judy Irene Harlow. The property has been abandon in the S k y l i n e V i l l a g e MHC for more than 60 days.

The amount of the claim against the above referenced property is $ 4714.00 computed to the date of sale, exclusive of expenses of said sale and the advertising thereof.

Date October 1 2012 SKYLINE VILLAGE MHC (by) a Sue Ludden 7510 Concord Blvd.

Inver Grove Heights, MN, 55076 651-451-2874 (Dakota County Tribune: October 11, October 18th, October 25th 2012) 3172295 10/11-10/25/12P

PUBLIC NOTICE

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Apple Valley 25544: 5900 148th Street W, Apple Valley, MN 55124. Notice is hereby given that the undersigned will sell at public auction on N o v e m b e r 6 t h , 2012 at 1:00pm personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: 118 219 263 264 306

-

Sibal, Darius Davis, Anthony Hodgin, Krystal Jordan, Elissa Hahn, Joel Ford VIN: 8F03F172310 813 - Storlie, Christopher 3182201 10/18-11/1/12

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE, AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-641 In Re: Estate of Mark Alan Henke, Decedent It is Ordered and Notice is given that on November 13, 2012 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the adjudication of intestacy and determination of heirs of the decedent, and for the appointment of Joyce Henke as personal representative of the decedent’s estate in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the estate.

Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the estate are required to present the claims to the personal representative or to the Court Administrator within four (4) months after the date of this notice or the claims will be barred.

Dated: 10/10/12

BY THE COURT Tim Wermager Judge of District Court Lampe Law Group, LLP 105 East Fifth Street PO Box 240 Northfield, MN 55057 507-663-1211 Attorney Reg. #168877 3184612 10/18-10/25/12

NOTICE OF SALE AND DISPOSAL OF PROPERTY PS Orangeco, Inc and/or Shurgard TRS, Inc will conduct sale(s) at Public Storage located at Burnsville 34104: 2000 Old County Rd, 34th Pl, Burnsville, MN 55337. Notice is hereby given that the undersigned will sell at public auction on November 5th, 2012 at 11:00am personal property including but not limited to furniture, clothing, tools and/or other household items. The name of the person(s) whose personal property is to be sold is as follows: A002 - Burtness, Richard C045 - Buck, Sharon C048 - Strand, Linda C132 - Edlund, Dana D015 - Spence, David D068 - Gonzalez, Daniel E028 - Humensky, Rennie E063 - Oslund, Brianna E070 - Smith, Ryan 3182068 10/18-10/25/12

PUBLIC NOTICE

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on October 30, 2012 at 11 a.m. at 6 Capital Drive, Skyline Village MHC, Inver Grove Heights, Minnesota 55076, the following manufactured home will be sold by public auction by the Sheriff of Dakota County: A 1 9 9 0 F r i e n d s h i p manufactured home, 14 x 70, Serial No. MY907011V28FKRA. This sale will be held to satisfy a claim held by S k y l i n e V i l l a g e M H C , upon the above described property and owned by Patricia Kindschy. The property has been abandon in the Skyline Village MHC for more than 60 days.

The amount of the claim against the above referenced property is $ 8809.00 computed to the date of sale, exclusive of expenses of said sale and the advertising thereof.

Date October 1 2012 SKYLINE VILLAGE MHC (by) a Sue Ludden 7510 Concord Blvd.

Inver Grove Heights, MN, 55076 651-451-2874 (Dakota County Tribune: October 11th, October 18th, October 25th 2012) 3172277 10/11-10/25/12P

PUBLIC NOTICE

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on Thursday, November 8, 2012 at 1:00 p.m. at the Queen Anne Courts Office at 17701 Kenyon Ave W., Lakeville Minnesota 55044, the following property will be sold by public auction by the Sheriff of Dakota County.

1966 Liberty Home 12x51 serial # 44866 This sale will be held to satisfy a claim upon the above-described property held by Queen Anne Courts, pursuant to Minnesota Sections 504B.365 and 514. Upon information and belief, this property is owned by Timothy Sayre. The amount of the claim against the above referenced property is $979.80 computed to the date of sale, exclusive of the expenses of said sale and the advertising thereof, together with the actual expenses of making said sale.

Dated: October 4, 2012 Queen Anne Courts 17701 Kenyon Ave W. Lakeville, Minnesota 55044 (952) 435-7979 or (952) 890-8440 3177440 10/11-10/25/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 12, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Gardenview Place Association (hereinafter the "Association") which was recorded as Document No. 1109609, in the Office of the County Recorder of Dakota County, Minnesota, as amended, covering the following property: LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 1, Gardenview Place 1st, Dakota County, Minnesota STREET ADDRESS: 14338 Hickory Way, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-28950-01-260 2. Pursuant to said Declaration, there is claimed to be due and owing as of September 12, 2012, from Scott Clark, title holder, to the Association, a Minnesota non-profit corporation, the amount of $8,247.60 for unpaid association dues, late fees, attorneys' fees and costs,plus any other such amounts that will accrue after September 12, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from the owner's financial obligation to pay said amount.

6. The Declaration, referenced above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on June 20, 2012, as Document No. 2875483 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale con-

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������ ��� ���� by said 7. Pursuant to the power������ of sale con������� to pay the������� debt then secured tained in the same Declaration and Mortgage, and taxes, if any, on said granted by the owner in taking title to premises, and the costs and disbursethe premises subject to said Declara- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s tion, said Lien will be foreclosed by the allowed by law subject to redemption sale of said property by the Sheriff of within six (6) months from the date of Dakota County, at the Dakota County said sale by the mortgagor(s), their Sheriff's Office, Dakota County Law personal representatives or assigns Enforcement Center, 1580 Highway 55, unless reduced to Five (5) weeks under Lobby S-100 , Hastings, MN 55033, on MN Stat. §580.07.

TIME AND DATE TO VACATE PROPthe 16th day of November, 2012, at 10:00 a.m. at public auction to the E R T Y : I f t h e r e a l e s t a t e i s a n highest bidder, to pay the amount then owner-occupied, single-family dwelldue for said assessments, together ing, unless otherwise provided by law, with the costs of foreclosure, includ- the date on or before which the mortgagor(s) must vacate the property if the ing attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r mortgage is not reinstated under secredemption by the unit owner, his per- tion 580.30 or the property is not sonal representatives or assigns is six redeemed under section 580.23 is (6) months from the date of sale. The 11:59 p.m. on May 13, 2013, unless the date and time to vacate the property is redemption period is reduced to 5 11:59 p.m. on May 16, 2013, if the weeks under MN Stat. Secs. 580.07 or account is not reinstated or the owner 582.032.

MORTGAGOR(S) RELEASED FROM does not redeem from the foreclosure FINANCIAL OBLIGATION ON MORTsale.

GAGE: None REDEMPTION NOTICE "THE TIME ALLOWED BY LAW FOR THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORT- REDEMPTION BY THE MORTGAGOR, GAGOR, THE MORTGAGOR'S PER- THE MORTGAGOR'S PERSONAL REPS O N A L R E P R E S E N T A T I V E S O R RESENTATIVES OR ASSIGNS, MAY BE ASSIGNS, MAY BE REDUCED TO REDUCED TO FIVE WEEKS IF A JUDIF I V E W E E K S I F A J U D I C I A L CIAL ORDER IS ENTERED UNDER ORDER IS ENTERED UNDER MIN- MINNESOTA STATUTES, SECTION NESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTO T H E R T H I N G S , T H A T T H E GAGED PREMISES ARE IMPROVED M O R T G A G E D P R E M I S E S A R E WITH A RESIDENTIAL DWELLING OF IMPROVED WITH A RESIDENTIAL LESS THAN FIVE UNITS, ARE NOT DWELLING OF LESS THAN FIVE PROPERTY USED IN AGRICULTURAL UNITS, ARE NOT PROPERTY USED P R O D U C T I O N , A N D A R E IN AGRICULTURAL PRODUCTION, ABANDONED." Dated: September 13, 2012 AND ARE ABANDONED. JPMorgan Chase Bank, National 9. THIS IS A COMMUNICATION FROM Association A DEBT COLLECTOR ATTEMPTING TO Mortgagee/Assignee of Mortgagee COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of THAT PURPOSE. Mortgagee GARDENVIEW PLACE 4500 Park Glen Road #300 ASSOCIATION Minneapolis, MN 55416 Attorneys for Gardenview Place (952) 925-6888 Association 30 - 12-002905 FC THOMSEN & NYBECK, P.A. THIS IS A COMMUNICATION FROM By: _________________ A DEBT COLLECTOR. Gretchen S. Schellhas (#195595) 3165078 9/27-11/1/12 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Gardenview Place / Clark/ 12-7-303D) NOTICE OF ASSESSMENT LIEN 3163812 9/27-11/1/12 FORECLOSURE SALE Date: September 13, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms NOTICE OF MORTGAGE and conditions of the Declaration for FORECLOSURE SALE Path Villages Association, Diamond THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF Inc. (hereinafter the "Association") THE ORIGINAL CREDITOR WITHIN which was recorded as Document No. THE TIME PROVIDED BY LAW IS 537352, in the Office of the County Recorder of Dakota County, MinneNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that sota, as amended, covering the following property: default has occurred in conditions of LEGAL DESCRIPTION OF PROPthe following described mortgage: ERTY: Lot 112, Block 1, DiaDATE OF MORTGAGE: M a r c h 1 6 , mond Path 6th Addition, Dakota 2009 County, Minnesota MORTGAGOR: Christina K. Austin, a STREET ADDRESS: 5157 148th single woman.

Street West, Apple Valley, MN MORTGAGEE: Mortgages Unlimited, 55124 Inc. TAX PARCEL ID NUMBER: DATE AND PLACE OF RECORDING: 01-20505-01-112 Recorded June 1, 2009, Dakota 2. Pursuant to said Declaration, County Recorder, Document No. 2660366 and also filed in the office of there is claimed to be due and owing the Registrar of Titles June 1, 2009, as of September 13, 2012, from Jodene Document No. T644570 on Certificate M. Kipfer, title holder, to the Association, a Minnesota non-profit corporaof Title No. 143465.

A S S I G N M E N T S O F M O R T G A G E : tion, the amount of $14,409.75 for Assigned to: JPMorgan Chase Bank, unpaid association dues, late fees, attorneys' fees and costs, plus any National Association.

Said Mortgage being upon Regis- other such amounts that will accrue after September 13, 2012, including tered Land. reasonable attorneys' fees and costs of TRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - collection and foreclosure which will GAGE IDENTIFICATION NUMBER ON be added to the amount claimed due and owing at the time of the sale MORTGAGE: NONE LENDER OR BROKER AND MORT- herein.

3. No action is now pending at law or GAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, otherwise to recover said debt or any part thereof.

Inc. 4. That all preforeclosure requireRESIDENTIAL MORTGAGE SERV I C E R : J P M o r g a n C h a s e B a n k , ments have been met.

5. The owner has not been released National Association MORTGAGED PROPERTY ADDRESS: from the owner's financial obligation to pay said amount.

1596 Ashbury Place, Eagan, MN 55122 6. The Declaration, referenced above, TAX PARCEL I.D. #: 101435103030 LEGAL DESCRIPTION OF PROP- provides for a continuing lien against the property. An Amended Notice of ERTY: That part of Lot 3, Block 3 in Black- Lien evidencing the amount due was hawk Glen 2nd Addition, according recorded on February 14, 2012, as to the recorded plat thereof lying Document No. 2849259 in the Dakota South of the South line of the North- C o u n t y R e c o r d e r ' s O f f i c e , w h i c h east Quarter of the Southwest Quar- amends Notice of Lien filed on Octoter of Section 16, Township 27, b e r 1 4 , 2 0 0 9 a s D o c u m e n t N o .

Range 23, Dakota County, Minne- 2690393.

7. Pursuant to the power of sale consota. (Torrens cert 107837) tained in the same Declaration and AND Lot 3, Block 3, Blackhawk Glen 2nd granted by the owner in taking title to Addition, Dakota County, Minnesota, the premises subject to said DeclaraExcept that part lying South of the tion, said Lien will be foreclosed by the South line of the Northeast Quarter sale of said property by the Sheriff of of the Southwest Quarter of Section Dakota County, at the Dakota County 1 6 , T o w n s h i p 2 7 , R a n g e 2 3 . Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55, (Abstract) COUNTY IN WHICH PROPERTY IS Lobby S-100 , Hastings, MN 55033, on the 16th day of November, 2012, at LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF 10:00 a.m. at public auction to the MORTGAGE: $272,000.00 highest bidder, to pay the amount then AMOUNT DUE AND CLAIMED TO BE due for said assessments, together DUE AS OF DATE OF NOTICE, INCLUD- with the costs of foreclosure, includING TAXES, IF ANY, PAID BY MORT- ing attorneys fees as allowed by law.

GAGEE: $266,536.44 8. T h e t i m e a l l o w e d b y l a w f o r That prior to the commencement of redemption by the unit owner, her perthis mortgage foreclosure proceeding sonal representatives or assigns is six Mortgagee/Assignee of Mortgagee com- (6) months from the date of sale. The plied with all notice requirements as date and time to vacate the property required by statute; That no action or is 11:59 p.m. on May 16, 2013, if proceeding has been instituted at law the account is not reinstated or the o r o t h e r w i s e t o r e c o v e r t h e d e b t owner does not redeem from the secured by said mortgage, or any part foreclosure sale. thereof; REDEMPTION NOTICE PURSUANT to the power of sale conTHE TIME ALLOWED BY LAW tained in said mortgage, the above FOR REDEMPTION BY THE MORTdescribed property will be sold by the GAGOR, THE MORTGAGOR'S PERSheriff of said county as follows: SONAL REPRESENTATIVES OR DATE AND TIME OF SALE: Novem- ASSIGNS, MAY BE REDUCED TO ber 13, 2012 at 10:00 AM FIVE WEEKS IF A JUDICIAL PLACE OF SALE:Sheriff's Office, Law ORDER IS ENTERED UNDER MINEnforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� ��� ���� ������ ������ ������� ���������� ���� ��������� NESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIAMOND PATH VILLAGES ASSOCIATION, INC. Attorneys for Diamond Path Villages Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 Diamond Path Villages/ Kipfer/08-7-845D) 3163777 9/27-11/1/12

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT DIVISION FIVE-APPLE VALLEY CASE TYPE: 4 Court File No: ---------------------------------------------------------In Re the Marriage of: TAMARA NICOLE MATHEWS, Petitioner, and ROBERT STEVE MATHEWS, Respondent, and COUNTY OF DAKOTA, Intervenor.

---------------------------------------------------------THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: You are hereby summoned and required to serve upon Petitioner's attorney an Answer to the Petition, which is on file at the First Judicial District, District Court Administration within thirty (30) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded by the Petitioner.

This proceeding does not involve real property.

NOTICE OF TEMPORARY RESTRAINING PROVISIONS Under Minnesota law, service of this summons makes the following requirements apply to both parties to the action, unless they are modified by the court or the proceeding is dismissed: (1) Neither party may dispose of any assets except (a) for the necessities of life or for the necessary generation of income or preservation of assets, (b) by an agreement of the parties in writing, or (c) for retaining counsel to carry on or to contest this proceeding.

(2) Neither party may harass the other party.

(3) All currently available insurance coverage must be maintained and continued without change in coverage or beneficiary designation.

(4) Parties to a marriage dissolution proceeding are encouraged to attempt alternative dispute resolution pursuant to Minnesota law. Alternative dispute resolution includes mediation, arbitration and other processes as set forth in the district court rules. You may contact the court administrator about resources in your area. If you cannot pay for mediation or alternative dispute resolution, in some counties, assistance may be available to you through a nonprofit provider or a court program. If you are a victim of domestic abuse or threats as defined in Minnesota statutes, chapter 518b, you are not required to try mediation and you will not be penalized by the court in later proceedings.

IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. NOTICE OF PARENT EDUCATION PROGRAM REQUIREMENTS Under Minnesota Statutes, Section 518.157, in a contested proceeding involving custody or parenting time of a minor child, the parties must begin participation in a parent education program that meets minimum standards promulgated by the Minnesota Supreme Court within 30 days after the first filing with the court. In some Districts, parenting education may be required in all custody or parenting proceedings. You may contact the District Court Administrator for additional information regarding this requirement and the availability of parent education programs.

UPON SERVICE OF THE SUMMONS, THE RESTRAINING PROVISIONS CONTAINED IN THE NOTICE APPLY BY OPERATION OF LAW UPON BOTH PARTIES UNTIL MODIFIED BY FURTHER ORDER OF THE COURT OR DISMISSAL OF THE PROCEEDING, UNLESS MORE THAN ONE YEAR HAS PASSED SINCE THE LAST DOCUMENT WAS FILED WITH THE COURT. LEGAL ASSISTANCE OF DAKOTA COUNTY, LTD. Dated: __________________ By: ________________________________ KATIE TROTZKY Attorney for Petitioner 14800 Galaxie Avenue, Suite 103 Apple Valley, MN. 55124 (952) 431-3200 Attorney Registration No. 110978 3187873 10/18-11/1/12

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN SUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT Court File No. 19HA-PR-12-643 In Re: Estate of STEVEN MICHAEL BUBOLTZ, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is ordered and notice is hereby given that on the 13 day of November, 2012, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Hastings, Minnesota, on petition of Shawn Buboltz, dated August 7, 2012, for the adjudication of intestacy and determination of heirship of the above named decedent, and for the appointment of Shawn Buboltz, whose address is 50603 River Road, Rush City, Minnesota, as personal representative of the estate of the above named decedent in supervised administration, and any objection thereto must be filed with the court. That, if proper, and no objections are filed, said personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the estate.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred.

Dated: 10/10/12 Tim Wermager Judge (COURT SEAL) Ronald R. Bradley #0201297 Attorney for Petitioner 12340 Grouse St NW Minneapolis, MN 55448-1944 612-280-6231 3184205 10/18-10/25/12

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No. 19HA-PR-12-650 Estate of Shirley L. Nelson, Decedent It is Ordered and Notice is given that on November 13, 2012 at 9:00 a.m., a Hearing will be held in this Court at The Dakota County Judicial Center, 1560 Highway 55, Hastings, MN, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Dean Vik, whose address is 1848 Taconite Trail, Eagan, MN 55122 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objection to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 10/12/12 David L. Knutson Judge (COURT SEAL) Attorney for Petitioner Genelle Forsberg Genelle Forsberg Law Office 1345 Corporate Center Curve, #205 Eagan, MN 55121 Attorney License No.: 0255749 Phone: 651-209-8925 FAX: 651-209-8926 3187913 10/18-10/25/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: September 20, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration of Diffley Commons Homeowner’s Association (hereinafter the “Association”) which was recorded as Document No. 1022377 on January 10, 1997 in the office of the County Recorder of Dakota County, Minnesota, and also, pursuant to Minn. Stat. § 515B.3-116, covering the following property: Unit 22, Diffley Commons Condominium No. 107 Property Address: 1936 Glenfield Court Eagan, MN 55122 PID: 10-20450-04-022 2. Pursuant to said Declaration, there is claimed to be due and owing as of the date of this notice from the owner of said unit, The Secretary of Housing and Urban Development to the Association, a Minnesota non-profit

Association, a Minnesota non profit corporation, the amount of $2,877.00 for unpaid association dues, attorneys fees and costs, plus any other such amounts that will accrue after the date of this notice for costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. The owner has not been released from its financial obligation to pay said amount.

5. The lien arises pursuant to the Declaration, describes above, Minn.

Stat. §515B.3-116 and is further described in a Notice of Lien in favor of the Association recorded on September 6, 2011 as Document No. 2891860 in the Dakota County Recorder’s Office.

6. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. Sec. 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at 1580 Highway 55, Hastings, MN 55033 on November 15, 2012 at 10:00 am at public auction to the highest bidder, to pay the amount then due for said assessments, together with the additional costs of foreclosure, including attorneys fees as allowed by law.

7. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, its personal representatives or assigns is six(6) months from date of sale. If the lien is not satisfied under Minn. Stat. § 580.23 or the property is not redeemed under Minn. Stat. § 580.23, the owner must vacate the property on or before 11:59p.m. on May 15, 2013 or the next business day if May 15, 2013 falls on a Saturday, Sunday or legal holiday.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 8. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: 9/20, 2012 Attorney for the Association: THE LAW OFFICE OF DAVID S. HOLMAN By: /s/ David S. Holman David S. Holman # 193628 201 W Travelers Trail Suite 225 Burnsville, MN 55337 952-895-1224 3160636 9/27-11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 22, 2006 MORTGAGOR: Ryan Volk, a single man.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Filed January 17, 2007, Dakota County Registrar of Titles, Document No. 604516 on Certificate of Title No. 141840.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, National Association as Trustee for the Certificate holders of Structured Asset Mortgage Investments II Inc., Bear Stearns Mortgage Funding Trust 2006-AR-3, Mortgage Pass-Through Certificates, Series 2006-AR3.

Said Mortgage being upon Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100386100002367399 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bear Stearns Residential Mortgage Corp.

RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 20458 Kensfield Trail, Lakeville, MN 55044 TAX PARCEL I.D. #: 227139006105 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1105, CIC No. 340, Springbrook Condominiums, a condominium located in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $196,998.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com-

Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 1 1 : 5 9 p . m . o n _ M a y 8 , 2013_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 10, 2012 Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001361 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3159941 9/27-11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 23, 2005 MORTGAGOR: Peter L. Daudelin, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded December 22, 2005 Dakota County Recorder, Document No. 2391159.

ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100143500053161456 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Morgage Corporation RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 13124 Gable Lane, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-52016-02-028 LEGAL DESCRIPTION OF PROPERTY: Unit 28, Nordic Woods 17th Addition, CIC Number 158, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $169,596.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 15, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees

ments, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 15, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 14, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-001744 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3163942 9/27-11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 11/18/2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 MORTGAGOR(S): Dudley M. Arp and Kathleen A. Arp, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 12/23/2004 as Document Number 2279132 in the Office of the County Recorder, Dakota County, Minnesota ASSIGNMENT OF MORTGAGE: Assigned to Provident Funding Associations, L.P. DATE AND PLACE OF FILING: 01/24/2012 as Document Number 2844441 in the Office of the County Recorder, Dakota County, Minnesota LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Wood Park Plat Twelve, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 14306 Portland Avenue S., Burnsville, MN 55337 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota TAX PARCEL I.D. NO.: 02-84811-01-040 ABSTRACT PROPERTY LENDER: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN: 1000179-5714110018-0 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $143,757.72 No action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof. There has been compliance with all preforeclosure notice requirements of said mortgage and/or applicable statutes.

Pursuant to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 11/09/2012 at 10:00 A.M. PLACE OF SALE: Dakota County Sheriff's Office, 1580 Highway 55 Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is no t redeemed under section 580.23 is 11:59 p.m. on 05/09/2013 or the next business day if 05/09/2013 falls on a Saturday, Sunday or legal holiday.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

GAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 9/27/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C.,

By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701.

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3158644 9/27-11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 1 , 2007 MORTGAGOR: A p r i l K . M i l n e r , a married woman.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..D A T E A N D PLACE OF RECORDING: Recorded February 20, 2007 Dakota County Recorder, Document No. 2497741.

ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700073394112 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 7632 157th Street West, Apt. 308, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01.49100.08.058 LEGAL DESCRIPTION OF PROPERTY: Unit No. 2308, Morningview Condominiums, Dakota County, Minnesota, Condominiums File No. 60, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $90,880.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $87,703.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 15, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 15, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: August 1, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee

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Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-002632 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3163957 9/27-11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $66,000.00 MORTGAGOR(S): Timothy Wayne Kirchner and Robin J Kirchner, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 19, 2006 Dakota County Recorder Document Number: 2462494 ASSIGNMENTS OF MORTGAGE: And assigned to: DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF IMPAC SECURED ASSETS CORP., MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-4 Dated: May 12, 2012 Recorded: June 17, 2012 Dakota County Recorder Document Number: 2868790 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200014107342 Lender or Broker: American Brokers Conduit Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 918 Hall Ave, West Saint Paul, MN 55118-1418 Tax Parcel ID Number: 42-48700-00-040 LEGAL DESCRIPTION OF PROPERTY: The South 80 feet of Lots 1 through 4 in Minea & Schneemann's Re-arrangement of Block No. 35, Jackson & Bidwell's Addition to West Saint Paul, which includes the North 7 1/2 feet of the vacated alley adjacent thereto, according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $66,666.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 09, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 09, 2013, or the next business day if May 09, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 27, 2012 ASSIGNEE OF MORTGAGEE: DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF IMPAC SECURED ASSETS CORP., MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-4 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026125F01 3162486 9/27-11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,500.00 MORTGAGOR(S): Jose T. Ortega and Sabina Franco Cortes, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 06, 2005 Dakota County Recorder Document Number: 2319623 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWABS, Inc., Asset-Backed Certificates, Series 2005-AB1 Dated: February 13, 2012 Recorded: February 23, 2012 Dakota County Recorder Document Number: 2851253 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700048896027 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1031 Ohio St, Saint Paul, MN 55118-1227 Tax Parcel ID Number: 42-66750-01-020 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2) in Block One (1) of Schmalzbauer's Addition, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,031.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 16, 2013, or the next business day if May 16, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 04, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWABS, Inc., Asset-Backed Certificates, Series 2005-AB1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026165F01 3167382 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,000.00 MORTGAGOR(S): William K. Harrison and Amy A. Harrison, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Equity Mortgage, Inc., its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: May 06, 2005 Dakota

Recorded: May 06, 2005 Dakota County Recorder Document Number: 2319738 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of CWABS, Inc., Asset-Backed Certificates, Series 2005-AB2 Dated: May 24, 2011 Recorded: July 07, 2011 Dakota County Recorder Document Number: 2808547 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100267400003893086 Lender or Broker: American Equity Mortgage, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17417 Hummingbird Ave, Lakeville, MN 55044-7470 Tax Parcel ID Number: 22-33312-02-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Homestead Creek East 3rd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $277,099.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 16, 2013, or the next business day if May 16, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 04, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of CWABS, Inc., Asset-Backed Certificates, Series 2005-AB2 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026245F01 3171271 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00 MORTGAGOR(S): Susan K. Roverud, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Mortgage & Investment Consultants, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 27, 2007 Dakota County Recorder Document Number: 2540126 DATE AND PLACE OF REGISTERING: Registered: August 27, 2007 Dakota County Registrar of Titles Document Number: 616128 ASSIGNMENTS OF MORTGAGE: And assigned to: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: June 14, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003711-0000054979-7 Lender or Broker: Mortgage & Investment Consultants, Inc.

Investment Consultants, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 143264 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 673 Brockton Curv, Eagan, MN 55123-1678 Tax Parcel ID Number: 10.32990.05.180 LEGAL DESCRIPTION OF PROPERTY: Lot Eighteen (18), Block Five (5), in Hills of Stonebridge, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $270,007.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that a portion of this property is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 16, 2013, or the next business day if May 16, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 04, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022727F01 3166706 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE You are notified that: 1. Default has occurred in the conditions of the Multifamily Mortgage, Assignment of Leases and Rents, Security Agreement and Fixture Financing Statement, dated May 31, 2007, executed by THE JOHNSON MANAGEMENT COMPANY, a Minnesota general partnership, JOHNSON MANAGEMENT COMPANY II, LLC, a Minnesota limited liability company, and BURNINGHAM 324, LLC, a Minnesota limited liability company, as Mortgagors, to Wells Fargo Bank, N.A., a national association, as Mortgagee, recorded in the office of the County Recorder in and for Dakota County, Minnesota on June 4, 2007 as Document No. 2521579, assigned to Federal Home Loan Mortgage Corporation, a United States of America corporation, by Assignment of Security Instrument, dated May 31, 2007, recorded in the office of said County Recorder on June 4, 2007 as Document No. 2521580, and amended by Amendment No. 1 to Multifamily Mortgage, Assignment of Rents, Security Agreement and Fixture Financing Statement, dated as of July 25, 2007, recorded in the office of said County Recorder on August 17, 2007 as Document No. 2538088 (as so assigned and amended, the "Mortgage").

2. The original principal amount secured by the Mortgage was Eighteen Million Seven Hundred Thousand and no/100 Dollars ($18,700,000.00).

3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

4. The holder of the Mortgage has complied with any conditions precedent to acceleration of the debt secured by, and foreclosure of, the Mortgage, and any notice and other requirements of any applicable statutes.

5. At the date of this Notice, the

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������ ������� ������� RELEASED ��� ���� FROM 5. At the date of this ������ Notice, the MORTGAGOR(S) amount due on the Mortgage is Nine- FINANCIAL OBLIGATION ON MORTteen Million Two Hundred Twenty-six GAGE: None "THE TIME ALLOWED BY LAW FOR Thousand Seven Hundred Twelve and 75/100ths Dollars ($19,226,712.75).

REDEMPTION BY THE MORTGAGOR, 6. Pursuant to the power of sale in THE MORTGAGOR'S PERSONAL REPthe Mortgage, the Mortgage will be RESENTATIVES OR ASSIGNS, MAY BE foreclosed and the real and personal REDUCED TO FIVE WEEKS IF A JUDIproperty described as follows: CIAL ORDER IS ENTERED UNDER Lots 1 and 3, Block 1, Burningham MINNESOTA STATUTES, SECTION Replat, Dakota County, Minnesota; 582.032, DETERMINING, AMONG TOGETHER WITH the fixtures and OTHER THINGS, THAT THE MORTpersonal property described in the GAGED PREMISES ARE IMPROVED M o r t g a g e a n d i n t h e F i n a n c i n g WITH A RESIDENTIAL DWELLING OF Statement recorded in the office of LESS THAN FIVE UNITS, ARE NOT said County Recorder on June 4, PROPERTY USED IN AGRICULTURAL 2007 as Document No. 2521581, and P R O D U C T I O N , A N D A R E in the Financing Statement filed in ABANDONED." Dated: September 26, 2012 the office of the Secretary of State of Fidelity Bank the State of Minnesota on June 8, Mortgagee/Assignee of Mortgagee 2007 as File No. 200717099071; will be sold by the Sheriff of Dakota USSET, WEINGARDEN AND LIEBO, P.L.L.P. County, Minnesota at public auction Attorneys for Mortgagee/Assignee of on November 28, 2012, at 10:00 a.m., Mortgagee at the Sheriff's Main Office, Dakota 4500 Park Glen Road #300 County Law Enforcement Center, 1580 Minneapolis, MN 55416 Highway 55, Lobby S100, Hastings, (952) 925-6888 62 - 12-003750 FC Minnesota 55033.

7. T h e t i m e a l l o w e d b y l a w f o r THIS IS A COMMUNICATION FROM redemption by Mortgagors, their suc- A DEBT COLLECTOR. 10/4-11/8/12 cessors or assigns, is six (6) months 3172948 after the date of sale.

8. No Mortgagor has been released from financial obligation on the MortNOTICE OF MORTGAGE gage.

FORECLOSURE SALE Dated: September 25, 2012.

Date: September 24, 2012 Federal Home Loan Mortgage TO VERIFICATION OF RIGHT THE Corporation THE DEBT AND IDENTITY OF THE Assignee of Mortgagee ORIGINAL CREDITOR WITHIN THE Timothy L. Gustin TIME PROVIDED BY LAW IS NOT Jeffrey L. Watson AFFECTED BY THIS ACTION Beth A. Gliedman YOU ARE NOTIFIED THAT: Attorneys for Assignee of Mortgagee 1. Default has occurred in the condi4800 Wells Fargo Center tions of the Mortgage dated April 14, 90 South Seventh Street 2005, executed by BEPCO, LLC, a MinMinneapolis, MN 55402-4129 nesota limited liability company, as (612) 877-5000 3172244 10/4-11/8/12 Mortgagor, to Thrivent Financial Bank, a federal savings bank, as Mortgagee, and filed for record April 22, 2005, as Document Number: 2315303, in the NOTICE OF MORTGAGE Office of the County Recorder, Dakota FORECLOSURE SALE County, Minnesota, which Mortgage THE RIGHT TO VERIFICATION has been amended from time to time, OF THE DEBT AND IDENTITY OF most recently by the Third AmendTHE ORIGINAL CREDITOR WITHIN ment of Promissory Note and Real THE TIME PROVIDED BY LAW IS Estate Mortgage dated August 5, 2011, and filed for record on September 27, NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that 2011, as Document Number 2821387, default has occurred in conditions of in the office of the County Recorder of the following described mortgage: Dakota County, Minnesota.

DATE OF MORTGAGE: M a r c h 1 7 , 2. T h e M o r t g a g e h a s n o t b e e n 2003 assigned.

MORTGAGOR: Stephen C. Bartlowe 3. There is no transaction agent for and Susan B Bartlowe, husband and this Mortgage. wife.

4. There is no transaction agent's MORTGAGEE: Mortgage Electronic mortgage identification number identiRegistration Systems, Inc.. fied in the Mortgage.

DATE AND PLACE OF RECORDING: 5. There is no residential mortgage Filed August 4, 2003, Dakota County servicer for this Mortgage.

Registrar of Titles, Document No. 6. The original principal amount 0508738 on Certificate of Title No. secured by the Mortgage was: Three 105079.

Hundred Fifty-Five Thousand and A S S I G N M E N T S O F M O R T G A G E : 00/100ths ($355,000.00) Dollars.

Assigned to: Fidelity Bank.

7. No action or proceeding at law is Said Mortgage being upon Regis- n o w p e n d i n g t o r e c o v e r t h e d e b t tered Land. secured by the Mortgage, or any part TRANSACTION AGENT: Mortgage thereof.

Electronic Registration Systems, Inc. 8. The holder of the Mortgage has T R A N S A C T I O N A G E N T ' S M O R T - complied with all conditions preceGAGE IDENTIFICATION NUMBER ON d e n t t o a c c e l e r a t i o n o f t h e d e b t MORTGAGE: 100073000920352283 secured by the Mortgage and forecloLENDER OR BROKER AND MORT- sure of the Mortgage, and all notice G A G E O R I G I N A T O R S T A T E D O N and other requirements of applicable MORTGAGE: Freedom Mortgage Cor- statutes, including all pre-foreclosure poration requirements, if applicable.

RESIDENTIAL MORTGAGE SER9. At the date of this notice the VICER: Fidelity Bank amount due and claimed to be due on MORTGAGED PROPERTY ADDRESS: the Mortgage, including taxes, if any, 20263 Kensington Way, Lakeville, MN p a i d b y t h e M o r t g a g e e i s : T h r e e 55044 Hundred Thirty-One Thousand Nine T A X P A R C E L I . D . # : Hundred Twenty-Seven and 23/100ths 22.47546.02.030 Dollars ($331,927.23).

LEGAL DESCRIPTION OF PROP10. T h e p h y s i c a l a d d r e s s o f t he ERTY: mortgaged premises is: 120 and 122 Lot Three (3), Block Two (2), Marion 2nd Street E. Hastings, Minnesota Village Second Addition, according 55033. to the recorded plat thereof, Dakota 11. The Property Tax Identification County, Minnesota.

Number of the mortgaged premises is: COUNTY IN WHICH PROPERTY IS 19-32150-13-012 and 19-32150-13-010.

LOCATED: Dakota 12. Pursuant to the power of sale in ORIGINAL PRINCIPAL AMOUNT OF the Mortgage, the Mortgage will be MORTGAGE: $197,000.00 f o r e c l o s e d , a n d t h e r e a l p r o p e r ty AMOUNT DUE AND CLAIMED TO BE legally described as follows: DUE AS OF DATE OF NOTICE, INCLUDThe East 1/2 of the West 2/3 of ING TAXES, IF ANY, PAID BY MORTLot 1, Block 13, Town of Hastings, GAGEE: $172,343.72 Dakota County, Minnesota That prior to the commencement of and this mortgage foreclosure proceeding The North 80 feet 2 1⁄2 inches of Mortgagee/Assignee of Mortgagee comthe East 1/3 of Lot 1, Block 13, plied with all notice requirements as Town of Hastings, Dakota County, required by statute; That no action or Minnesota (the "Property") proceeding has been instituted at law will be sold by the County Sheriff of o r o t h e r w i s e t o r e c o v e r t h e d e b t Dakota County, Minnesota, at public secured by said mortgage, or any part auction on Tuesday, November 20, thereof; 2012, at 10:00 a.m., at the Dakota PURSUANT to the power of sale con- County Sheriff's Office, Civil Division, tained in said mortgage, the above 1580 Highway 55, Hastings, Minnesota, described property will be sold by the 55033.

Sheriff of said county as follows: 13. T h e t i m e a l l o w e d b y l a w f o r DATE AND TIME OF SALE: Novemredemption by Mortgagor(s) or ber 29, 2012 at 10:00 AM Mortgagor's personal representatives PLACE OF SALE:Sheriff's Office, Law or assigns is six (6) months after the Enforcement Center, 1580 Hwy 55, date of sale. Each holder of a junior Lobby #S-100, Hastings, MN lien may redeem in the order and to pay the debt then secured by said manner provided in Minnesota Statute Mortgage, and taxes, if any, on said 582.32, subd. 9, beginning after the premises, and the costs and disburseexpiration of the Mortgagor's redempments, including attorneys' fees tion period. allowed by law subject to redemption 14. U n l e s s t h e M o r t g a g e i s within six (6) months from the date of reinstated or the property redeemed, said sale by the mortgagor(s), their or unless the time for redemption is personal representatives or assigns reduced by judicial order, you must unless reduced to Five (5) weeks under vacate the premises by 11:59 p.m. on MN Stat. §580.07.

May 20, 2013.

TIME AND DATE TO VACATE PROP15. THE TIME ALLOWED BY LAW ERTY: If the real estate is an FOR REDEMPTION BY THE owner-occupied, single-family dwellMORTGAGOR, THE MORTGAGOR'S ing, unless otherwise provided by law, PERSONAL REPRESENTATIVES OR the date on or before which the mortASSIGNS MAY BE REDUCED TO FIVE gagor(s) must vacate the property if the WEEKS IF A JUDICIAL ORDER IS mortgage is not reinstated under secENTERED UNDER MINNESOTA tion 580.30 or the property is not STATUTES, SECTION 582.032, redeemed under section 580.23 is DETERMINING, AMONG OTHER 11:59 p.m. on _May 29, 2013_, unless THINGS, THAT THE MORTGAGED the redemption period is reduced to 5 PREMISES ARE IMPROVED WITH A weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� ��� ���� ������ ������ ������� ���������� ���� ��������� PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THE FOLLOWING PAGE IS THE SIGNATURE PAGE FOR THE NOTICE OF MORTGAGE FORECLOSURE SALE. Attorney for Mortgagee: JENSEN SONDRALL & PERSELLIN, P.A. By: /s/ Stacy A. Woods Stacy A. Woods, #261658 8525 Edinbrook Crossing, Suite 201 Brooklyn Park, MN 55443 (763) 424-8811 Mortgagee: THRIVENT FINANCIAL BANK, a federal savings bank By: /s/ Timothy Knutzen Its: Assistant V.P. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. THIS IS THE SIGNATURE PAGE FOR THE NOTICE OF MORTGAGE FORECLOSURE SALE. 3168485 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 29, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,000.00 MORTGAGOR(S): Tsitsi Magaya, a single woman and Ngoma Hantuba, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for GWP Mortgage, its successor and/or assigns DATE AND PLACE OF RECORDING: Recorded: September 12, 2006 Dakota County Recorder Document Number: 2460239 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: September 19, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000312-0540755344-1 Lender or Broker: GWP Mortgage Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17294 Greentree Path, Lakeville, MN 55044-7412 Tax Parcel ID Number: 22-67505-01-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Shady Oak Shores 6th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $288,238.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 26, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 28, 2013, or the next business day if May 28, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 11, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026080F01 3178079 10/11-11/15/12

PUBLIC NOTICE

SUMMONS With Real Estate State of Minnesota County Dakota District Court 1st Judicial District Court File Number: ________ Case Type: Dissolution with Children In Re the Marriage of: Laura Rose Esparza-Webster, Petitioner and Rafael Esparza-Gonzalez, Respondent THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: WARNING: Your spouse (husband or wife) has filed a lawsuit against you for dissolution of your marriage. A copy of the paperwork regarding the lawsuit is served on you with this summons. This summons is an official document from the court that affects your rights. Read this summons carefully. If you do not understand it, contact an attorney for legal advice.

1. The Petitioner (your spouse) has filed a lawsuit against you asking for dissolution of your marriage (divorce).

A copy of the Petition for Dissolution of Marriage is attached to this Summons.

2. You must serve upon Petitioner and file with the court a written Answer to the Petition for Dissolution of Marriage, and you must pay the required filing fee. Answer forms are available from the court administrator’s office. You must serve your Answer upon Petitioner within thirty (30) days of the date you were served with this Summons , not counting the day of service. If you do not serve and file your Answer, the court may give your spouse everything he or she is asking for in the Petition for Dissolution of Marriage.

3. This proceeding involves, affects, or brings into question the real property located at the following address 1784 Gold Ct Eagan in Dakota County, State of MN with the following legal description: Cedar Grove No 6. 23 6 NOTICE OF TEMPORARY RESTRAINING PROVISIONS Under Minnesota law, service of this summons makes the following requirements apply to both parties to the action, unless they are modified by the court or the proceeding is dismissed: (1) Neither party may dispose of any assets except (a) for the necessities of life or for the necessary generation of income or preservation of assets, (b) by an agreement of the parties in writing, or (c) for retaining counsel to carry on or to contest this proceeding.

(2) Neither party may harass the other party.

(3) All currently available insurance coverage must be maintained and continued without change in coverage or beneficiary designation.

(4) Parties to a marriage dissolution proceeding are encouraged to attempt alternative dispute resolution pursuant to Minnesota law. Alternative dispute resolution includes mediation, arbitration and other processes as set forth in the district court rules. You may contact the court administrator about resources in your area. If you cannot pay for mediation or alternative dispute resolution, in some counties, assistance may be available to you through a nonprofit provider or a court program. If you are a victim of domestic abuse or threats as defined in Minnesota statutes, chapter 518b, you are not required to try mediation and you will not be penalized by the court in later proceedings.

IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. NOTICE OF PARENT EDUCATION PROGRAM REQUIREMENTS Under Minnesota Statues, Section 518.157, in a contested proceeding involving custody or parenting time of a minor child, the parties must begin participation in a parent education program that meets minimum standards promulgated by the Minnesota Supreme Court within 30 days after the first filing with the court. In some Districts, parenting education may be required in all custody or parenting proceedings. You may contact the District Court Administrator for additional information regarding this requirement and the availability of parent education programs.

Dated: 9/30/12 3180266 10/11-10/25/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,900.00 MORTGAGOR(S): Valerie J. Stading, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for PHH Home Loans, LLC, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: September 17, 2007 Dakota County Recorder Document Number: 2544339 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: November 02, 2011 Recorded: November 15, 2011

Recorded: November 15, 2011 Dakota County Recorder Document Number: 2830746 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100020000450134899 Lender or Broker: PHH Home Loans, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1569 Clemson Dr, Eagan, MN 55122-4805 Tax Parcel ID Number: 10-75951-02-340 LEGAL DESCRIPTION OF PROPERTY: Lot 34, Block 2, Thomas Lake Heights 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $198,002.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 16, 2013, or the next business day if May 16, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 04, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026243F01 3171264 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 29, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,735.00 MORTGAGOR(S): Adib N Akale, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Marketplace Home Mortgage, LLC DATE AND PLACE OF REGISTERING: Registered: November 19, 2009 Dakota County Registrar of Titles Document Number: T654227 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: August 13, 2012 Registered: August 17, 2012 Dakota County Registrar of Titles Document Number: T701283 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1002491-2000022369-8 Lender or Broker: Marketplace Home Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 147922 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4684 Lenore Ln, Eagan, MN 55122-3619 Tax Parcel ID Number: 10-63983-12-010 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Twelve (12), in Ridgecliffe Fourth Addition, according to the recorded plat thereof, Dakota County, Minnesota

Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $123,825.03 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 16, 2013, or the next business day if May 16, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 04, 2012 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025921F01 3166782 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 MORTGAGOR(S): William S. Zarbok and Amy C. Zarbok, husband and wife MORTGAGEE: Wells Federal Bank, FSB DATE AND PLACE OF RECORDING: Recorded: July 06, 2006 Dakota County Recorder Document Number: 2443118 LOAN MODIFICATION: Dated: May 21, 2010 Recorded: July 08, 2010 Document Number: 2739428 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wells Federal Bank, FSB Residential Mortgage Servicer: Wells Federal Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18002 Chippendale Ave , Farmington, MN 55024-9677 Tax Parcel ID Number: 12-01700-27-017 LEGAL DESCRIPTION OF PROPERTY: The West 234.38 feet of the West 550.00 feet of the North 262.00 feet of the Northwest Quarter of the Northwest Quarter of Section 17, Township 114, Range 19, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $232,856.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat.

erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 16, 2013, or the next business day if May 16, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 04, 2012 MORTGAGEE: Wells Federal Bank, formerly known as Wells Federal Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025774F02 3168470 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 29, 2006.

MORTGAGOR(S): Mohamed Emam Ally and Zorana Shaik Soeltan Ally, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for DHI Mortgage Company Limited Partnership, a Texas limited partnership.

DATE AND PLACE OF RECORDING: Filed April 14, 2006, Dakota County Registrar of Titles, as Document No. 588061.

ASSIGNMENT(S) OF MORTGAGE: Assigned to Green Tree Servicing LLC by assignment dated June 18, 2012, filed for record July 2, 2012, as Document No. T698723.

The land described in said mortgage is registered land.

MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent’s Mortgage Identification Number on Mortgage: NA. Lender or Broker: Green Tree Servicing LLC. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Mortgage Electronic Registration Systems, Inc., as nominee for DHI Mortgage Company Limited Partnership, a Texas limited partnership.

MORTGAGED PROPERTY ADDRESS: 17437 Gettysburg Way, Lakeville, MN 55044.

TAX PARCEL I.D. NO.: 22-18604-15-115.

LEGAL DESCRIPTION OF PROPERTY: Unit No. 15115, CIC No. 424, Crossroads Condominiums, a condominium located in the County of Dakota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota.

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,644.00.

AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $176,075.40.

The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof.

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 27, 2012 at 10:00 a.m.

PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30, the property is not redeemed under Minn. Stat. §580.23, or the redemption period is not reduced under Minn. Stat. §582.032, the Mortgagor must vacate the property on or before 11:59 p.m. on May 27, 2013, or the next business day if May 27, 2013 falls on a Saturday, Sunday or legal holiday.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON

FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N A N D A R E ABANDONED.” Dated: September 18, 2012 GREEN TREE SERVICING LLC, Assignee /s/ Peter B. Tiede PETER B. TIEDE -forAtty. I.D. #245094 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3158667 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of a mortgage dated February 4, 2011 , executed by IC Properties, LLC , as mortgagor(s) to Vermillion State Bank as mortgagee in the original principal amount of Five Hundred Fifty-four Thousand Three Hundred Forty-nine and 06/100 ($554,349.06 ) Dollars, recorded with the D a k o t a County Registrar of Titles, State of Minnesota, on February 22, 2011, as doc. no. T676125 ; that the mortgage is upon registered land; that all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law to recover any part of the debt secured by said mortgage; that there is claimed to be due thereon the sum of Five Hundred Seventy-five Thousand Fifty-three and 17/100 ($575,053.17 ) Dollars on this date; and that pursuant to the power of sale therein the mortgage will be foreclosed and the property in Dakota County, Minnesota, described as follows: Tract F, Registered Land Survey No. 58, according to the recorded survey thereof, Dakota County, Minnesota.

Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, crops, timber, diversion or third party payments made to crop producers, improvements, structures, fixtures, replacements, wells, water, ditches, reservoirs, reservoir sites, dams and riparian and water rights.

Street Address: 725 Spiral Blvd., Hastings, MN 55033 Parcel I.D. #: 19-90580-00-060 will be sold by the sheriff of said county at public auction on November 30, 2012, at 10:00 o'clock A.M. at Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, to pay the debt secured by the mortgage, including costs and attorneys' fees allowed by law subject to redemption by the mortgagor(s), its heirs or assigns, within six (6) months from the date of sale. The mortgagor(s) must vacate the property on or before 11:59 p.m. on May 30, 2013, if (i) the mortgage is not reinstated under §580.30, or (ii) the property is not redeemed under §580.23.

Dated: October 3, 2012 Vermillion State Bank, Mortgagee Ralph L. Moore, STEIN & MOORE, P.A., Attorneys for Mortgagee, 332 Minnesota Street, #W-1650 St. Paul, MN 55101 (651) 224-9683 3163835 10/4-11/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 8, 2009 MORTGAGOR: Kathleen R. Bowen, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded August 5, 2009 Dakota County Recorder, Document No. 2676105.

ASSIGNMENTS OF MORTGAGE: Assigned to: Branch Banking and Trust Company.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100159969618141363 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Liberty Mortgage Corporation DBA Liberty Mortgage Corporation Georgia RESIDENTIAL MORTGAGE SERVICER: Branch Banking and Trust Company MORTGAGED PROPERTY ADDRESS: 1780 Meadowlark Road, Eagan, MN 55122 T A X P A R C E L I . D . # : 10.32950.03.009 LEGAL DESCRIPTION OF PROP-

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LEGAL DESCRIPTION OF PROP ERTY: Unit 11780, CIC No. 142, Meadowlark Ridge Townhomes, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,536.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $178,348.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 4, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 4, 2013_, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 Branch Banking and Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 108 - 12-002441 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180531 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $137,200.00 MORTGAGOR(S): Shelley Randazzo, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for United Residential Mortgage, LLC, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 06, 2006 Dakota County Recorder Document Number: 2395169 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: August 30, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200900001008009 Lender or Broker: United Residential Mortgage, LLC Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5301 206th St W, Farmington, MN 55024-1469 Tax Parcel ID Number: 14-48703-05-131 LEGAL DESCRIPTION OF PROPERTY: Unit No. 131, CIC No. 319, a Condominium, Middle Creek Condominium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $131,828.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 26, 2012 at 10:00 AM

ber 26, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 28, 2013, or the next business day if May 28, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 11, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026029F01 3173552 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 3, 2011 MORTGAGOR: Sunika Loth, unmarried woman and Wachira Loth, a married man.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. .

DATE AND PLACE OF RECORDING: Recorded June 10, 2011 Dakota County Recorder, Document No. 2804672.

ASSIGNMENTS OF MORTGAGE: Assigned to: Flagstar Bank, FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550321345117 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lendsmart Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: Flagstar Bank, FSB MORTGAGED PROPERTY ADDRESS: 16978 Galleon Circle, Lakeville, MN 55044 TAX PARCEL I.D. #: 221853003020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Creekside Village COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,950.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,519.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 28, 2012 Flagstar Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92 - 12-004973 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180540 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 18, 2008 MORTGAGOR: W i l l i a m D e w i n g , single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 7, 2008 Dakota County Recorder, Document No. 2616556.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000060681 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8050 Casper Way East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20.51001.01.020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Nelsons Merrimac Second Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,037.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $228,450.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-003602 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180585 10/11-11/15/12

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-12-4505 In the Matter of the Petition of: Bayview Loan Servicing, LLC, in Relation to Certificate of Title No. 142383 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Eight (8), Block One (1) in SUNSET PONDS OFFICE, PARK, according to the recorded plat thereof.

TO: PAVLISH HOLDING, LLC, A LIMITED LIABILITY COMPANY UNDER THE LAWS OF THE STATE OF MINNESOTA; PAVLISH HOLDINGS, LLC, A LIMITED LIABILITY COMPANY UNDER THE LAWS OF THE STATE OF MINNESOTA; DARIN D. PAVLISH; and to parties, if any, in possession of said premises adverse to the Petitioner.

Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 12th day of December, 2012, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel certificate of Title No. 142383 and enter a new Certificate of Title for the land therein described in favor of Bayview Loan Servicing, LLC, subject to the memorials of Document Nos. 519311 and 540469 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 690579, and free also from the Memorial of this Order.

IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated.

DATED: Oct. 4, 2012

BY THE COURT: Kathryn D. Messerich Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ James P. O’Connell JAMES P. O’CONNELL Attorney for Petitioner: Kyle M. Johnson Murnane Brandt 30 East Seventh Street Suite 3200 St. Paul, MN 55101-4919 Attendance is not required at said hearing except to object to the entry of the above described Order.

3189349 10/25-11/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 5 , 2002 MORTGAGOR: David M. Gorham and Marjorie J. Gorham, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Filed July 13, 2012, Dakota County Registrar of Titles, Document No. 699363 on Certificate of Title No. 99231.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association.

Said Mortgage being upon Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599893094801 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Residential Brokerage Alternatives RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank,

���

��� ���� V I C E R : J P M������ o r g a n C h������ a s e B a n k������� , mortgage ������� and foreclosure of the mort National Association gage and all notice and other requireMORTGAGED PROPERTY ADDRESS: ments of applicable statutes. That no 11120 168TH Street West, Lakeville, action or proceeding has been instiMN 55044 tuted at law or otherwise to recover the debt secured by said mortgage, or any TAX PARCEL I.D. #: 223795103070 LEGAL DESCRIPTION OF PROP- part thereof.

PURSUANT to the power of sale conERTY: Lot 7, Block 3, Jackson Heights 2nd tained in said mortgage, the above described property will be sold by the Addition COUNTY IN WHICH PROPERTY IS Sheriff of said county as follows: DATE AND TIME OF SALE: NovemLOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF ber 29, 2012 at 10:00 a.m.

PLACE OF SALE: Sheriff's main MORTGAGE: $219,000.00 AMOUNT DUE AND CLAIMED TO BE o f f i c e i n t h e D a k o t a C o u n t y L a w DUE AS OF DATE OF NOTICE, INCLUD- Enforcement Center, 1580 Highway 55, ING TAXES, IF ANY, PAID BY MORT- Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota.

GAGEE: $212,555.83 That prior to the commencement of to pay the debt then secured by said this mortgage foreclosure proceeding mortgage, and taxes, if any, on said Mortgagee/Assignee of Mortgagee com- premises, and the costs and disburseplied with all notice requirements as m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s required by statute; That no action or allowed by law subject to redemption proceeding has been instituted at law within six (6) months from the date of o r o t h e r w i s e t o r e c o v e r t h e d e b t said sale by the mortgagor(s), their secured by said mortgage, or any part personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM thereof; PURSUANT to the power of sale con- FINANCIAL OBLIGATION ON MORTtained in said mortgage, the above GAGE: None.

Dated: October 5, 2012. described property will be sold by the BAYVIEW LOAN SERVICING, LLC, Sheriff of said county as follows: Assignee DATE AND TIME OF SALE: Novem/s/ Peter B. Tiede ber 29, 2012 at 10:00 AM -forPLACE OF SALE:Sheriff's Office, Law PETER B. TIEDE Enforcement Center, 1580 Hwy 55, Atty. I.D. #245094 MURNANE BRANDT Lobby #S-100, Hastings, MN to pay the debt then secured by said Attorneys for Assignee Mortgage, and taxes, if any, on said 30 East Seventh Street, Suite 3200 premises, and the costs and disburse- St. Paul, Minnesota 55101 m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Telephone (651) 227-9411 10/11-11/15/12 allowed by law subject to redemption 3179031 within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns NOTICE OF MORTGAGE unless reduced to Five (5) weeks under FORECLOSURE SALE MN Stat. §580.07.

THE RIGHT TO VERIFICATION TIME AND DATE TO VACATE PROPDEBT AND IDENTITY OF THE OF ERTY: If the real estate is an owner-occupied, single-family dwell- THE ORIGINAL CREDITOR WITHIN ing, unless otherwise provided by law, THE TIME PROVIDED BY LAW IS the date on or before which the mort- NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that gagor(s) must vacate the property if the mortgage is not reinstated under sec- default has occurred in conditions of the following described mortgage: tion 580.30 or the property is not DATE OF MORTGAGE: July 25, 2003 redeemed under section 580.23 is MORTGAGOR: J a s o n D . B e r g l u n d 11:59 p.m. on May 29, 2013, unless the redemption period is reduced to 5 and Mishelle S. Berglund, husband and weeks under MN Stat. Secs. 580.07 or wife.

MORTGAGEE: C i t i M o r t g a g e , I n c .

582.032.

MORTGAGOR(S) RELEASED FROM S/B/M with ABN Amro Mortgage Group, Inc. FINANCIAL OBLIGATION ON MORTDATE AND PLACE OF RECORDING: GAGE: None Filed August 28, 2003, Dakota "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, County Registrar of Titles, Document THE MORTGAGOR'S PERSONAL REP- No. 0512215 on Certificate of Title No. RESENTATIVES OR ASSIGNS, MAY BE 129080.

ASSIGNMENTS OF MORTGAGE: REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NONE Said Mortgage being upon RegisMINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G tered Land.

TRANSACTION AGENT: NONE OTHER THINGS, THAT THE MORTTRANSACTION AGENT'S MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF GAGE IDENTIFICATION NUMBER ON LESS THAN FIVE UNITS, ARE NOT MORTGAGE: NONE LENDER OR BROKER AND MORTPROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E GAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage ABANDONED." Group, Inc. Dated: October 1, 2012 RESIDENTIAL MORTGAGE SERJPMorgan Chase Bank, National VICER: CitiMortgage, Inc. Association MORTGAGED PROPERTY ADDRESS: Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. 4611 Lenore Lane, Eagan, MN 55122 T A X P A R C E L I . D . # : Attorneys for Mortgagee/Assignee of 10.63980.10.010 Mortgagee LEGAL DESCRIPTION OF PROP4500 Park Glen Road #300 ERTY: Minneapolis, MN 55416 Lot 1, Block 10, in Ridgecliffe First (952) 925-6888 Addition 30-10769 COUNTY IN WHICH PROPERTY IS THIS IS A COMMUNICATION FROM LOCATED: Dakota A DEBT COLLECTOR. ORIGINAL PRINCIPAL AMOUNT OF 3180620 10/11-11/15/12 MORTGAGE: $203,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTNOTICE OF MORTGAGE GAGEE: $180,659.27 FORECLOSURE SALE That prior to the commencement of NOTICE IS HEREBY GIVEN, that default has occurred in the conditions this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comof the following described mortgage: DATE OF MORTGAGE: January 22, plied with all notice requirements as 2008. required by statute; That no action or M O R T G A G O R ( S ) : J u s t K i d d i n g proceeding has been instituted at law Around Daycare and Preschool, Inc., a o r o t h e r w i s e t o r e c o v e r t h e d e b t Minnesota corporation. secured by said mortgage, or any part MORTGAGEE: Lehman Brothers thereof; Bank, FSB. PURSUANT to the power of sale conDATE AND PLACE OF RECORDING: tained in said mortgage, the above F i l e d F e b r u a r y 1 4 , 2 0 0 8 , D a k o t a described property will be sold by the County Recorder, as Document No. Sheriff of said county as follows: DATE AND TIME OF SALE: Novem2572406.

ASSIGNMENT(S) OF MORTGAGE: ber 30, 2012 at 10:00 AM Assigned to Bayview Loan Servicing, PLACE OF SALE:Sheriff's Office, Law LLC, by assignment dated February 8, Enforcement Center, 1580 Hwy 55, 2008, filed for record April 29, 2009, as Lobby #S-100, Hastings, MN D o c u m e n t N o . 2 6 5 3 4 1 8 , a n d to pay the debt then secured by said r e - r e c o r d e d o n J u n e 2 2 , 2 0 0 9 , a s Mortgage, and taxes, if any, on said premises, and the costs and disburseDocument No. 2665777.

The land described in said mortgage m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s allowed by law subject to redemption is not registered land.

MORTGAGE HOLDER (as defined in within six (6) months from the date of said sale by the mortgagor(s), their section 58.02): personal representatives or assigns Transaction Agent: NA. Transaction Agent's Mortgage Identi- unless reduced to Five (5) weeks under MN Stat. §580.07. fication Number on Mortgage: NA. TIME AND DATE TO VACATE PROPLender or Broker: Bayview Loan ERTY: If the real estate is an Servicing, LLC. owner-occupied, single-family dwellResidential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined ing, unless otherwise provided by law, in section 58.02): Lehman Brothers the date on or before which the mortgagor(s) must vacate the property if the Bank, FSB. MORTGAGED PROPERTY ADDRESS: mortgage is not reinstated under sec5089 208th Street, Farmington, MN, tion 580.30 or the property is not redeemed under section 580.23 is 55024.

T A X P A R C E L I . D . N O . : 11:59 p.m. on May 30, 2013, unless the redemption period is reduced to 5 14-25855-01-020.

L E G A L D E S C R I P T I O N O F P R O P - weeks under MN Stat. Secs. 580.07 or ERTY: Lot 2, Block 1, Farmington 582.032.

MORTGAGOR(S) RELEASED FROM Industrial Park 208th Street Addition.

COUNTY IN WHICH PROPERTY IS FINANCIAL OBLIGATION ON MORTGAGE: None LOCATED: Dakota.

"THE TIME ALLOWED BY LAW FOR ORIGINAL PRINCIPAL AMOUNT OF REDEMPTION BY THE MORTGAGOR, MORTGAGE: $438,000.00.

AMOUNT CLAIMED TO BE DUE ON THE MORTGAGOR'S PERSONAL REPTHE MORTGAGE ON THE DATE OF RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDITHIS NOTICE: $429,445.11.

The holder of the mortgage has com- CIAL ORDER IS ENTERED UNDER plied with all conditions precedent to MINNESOTA STATUTES, SECTION acceleration of the debt secured by the mortgage and foreclosure of the mort- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� ��� ���� ������ ������ ������� of Mortgagee Mortgagee/Assignee USSET, WEINGARDEN AND LIEBO, P.L.L.P. ���������� ���� ��������� MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004554 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180575 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 8 , 2003 MORTGAGOR: Mathew E. Peterson and Kim L. Peterson, Husband and Wife.

MORTGAGEE: O p t i m u m M o r t g a g e Services Inc..

DATE AND PLACE OF RECORDING: Recorded October 17, 2003 Dakota County Recorder, Document No. 2126314.

ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Optimum Mortgage Services Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 5536 Upper 183RD Street West, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-75600-03-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Terra Addition, According to the Recorded Plat Thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $127,237.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee

Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3243 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3179010 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 15, 1994 MORTGAGOR: D e l a n i e J . R o y , a single person.

MORTGAGEE: Inland Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded April 27, 1994 Dakota County Recorder, Document No. 1212251.

ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Inland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 6633 West 162nd Court #321A, Rosemount, MN 55068 T A X P A R C E L I . D . # : 22.51352.01.321 LEGAL DESCRIPTION OF PROPERTY: Unit No. 321, Niakwa Village Condominium, Condominium File No. 54 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $44,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $28,980.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve(12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2013 unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-005502 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180568 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,200.00 MORTGAGOR(S): Christine Johnson, single and Robert Johnson and Amy Johnson, married to eachother MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First NLC Financial Services, LLC, DBA the lending center TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100195910004510676 SERVICER: Ocwen Loan Servicing, LLC LENDER: First NLC Financial Services, LLC, DBA the lending center.

DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , recorded by Court Order on March 15, 2010, as Document No. T 659136.

ASSIGNED TO: HSBC Bank USA, N.A., as Trustee for the registered holders of First NLC Trust 2007-1 Mortgage-Backed Certificates, Series 2007-1 Dated: June 12, 2012 , and recorded June 27, 2012 by Document No. T698531 .

LEGAL DESCRIPTION OF PROPERTY: Lot 11 except the South 97 feet, and the East 20 feet of Lot 12 except the South 97 feet of Lot 12, all in Block 5, Gilbert Heights, according to the recorded plat thereof, Dakota County, Minnesota.

PROPERTY ADDRESS: 1521 Christensen Avenue, Saint Paul, MN 55118 PROPERTY I.D: 42-30000-05-121 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Thirty-One Thousand Two Hundred Fifty-Three and 27/100 ($231,253.27) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 27, 2012 P L A C E O F S A L E : S he r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat.

Section580.30 or the property is not redeemed under Minn. Stat.

Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 27, 2013, or the next business day if May 27, 2013 falls on a Saturday, Sunday or legal holiday.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 11, 2012 HSBC Bank USA, N.A., as Trustee for the registered holders of First N L C T r u s t 2 0 0 7 - 1 Mortgage-Backed Certificates, Series 2007-1 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 11MN00531-3 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4308767 10/11/2012, 10/18/2012, 10/25/2012, 11/01/2012, 11/08/2012, 11/15/2012 3170256 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 5 , 2007 MORTGAGOR:M i c h a e l a A . W i l k i e and Jason D. Wilkie, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 13, 2007 Dakota County Recorder, Document No. 2496327.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001464-0125800830-2 LENDER OR BROKER AND MORT-

LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: Primary Residential Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17402 Harding Lane, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22.17153.04.100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 4, Cherrywood Heights, 3rd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $231,558.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 30, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004398 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3180597 10/11-11/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 8 , 2004 MORTGAGOR: Christine M. Gnerer and Thomas N. Gnerer, wife and husband.

MORTGAGEE: Long Beach Mortgage Company.

DATE AND PLACE OF RECORDING: Recorded March 8, 2005 Dakota County Recorder, Document No. 2302453.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company,as Trustee for Long Beach Mortgage Loan Trust 2005-1 .

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Long Beach Mortgage Company RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2604 East 121st Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 021825101090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1,Connelly Estates 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD-

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $320,864.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 Deutsche Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004757 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188807 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 2, 2007.

MORTGAGOR(S): Juette P. Holseth and Patrick M. Holseth, wife and husband.

MORTGAGEE: Peoples Bank of Commerce, a Minnesota banking corporation.

DATE AND PLACE OF RECORDING: Filed August 31, 2007, Dakota County Recorder, as Document No. 2541359.

ASSIGNMENT(S) OF MORTGAGE: NA. The land described in said mortgage is not registered land.

MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Peoples Bank of Commerce.

Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Peoples Bank of Commerce.

MORTGAGED PROPERTY ADDRESS: 1625 Robert Street South and 66 Wentworth Avenue East, West St. Paul, Minnesota, 55118.

TAX PARCEL I.D. NO.: 42-02000-54-050; 42-02000-54-030.

LEGAL DESCRIPTION OF PROPERTY: Parcel 1: The North 180 feet of the West 160 feet of the East 483.4 feet of the Northeast 1⁄4 of the Northwest 1⁄4 of the Southwest 1⁄4 of Section 20, Township 28, Range 22, Dakota County, Minnesota, except the North 30 feet thereof and except the West 18.4 feet thereof.

Parcel 2: The South 165 feet of the North 345 feet of the East 465 feet of the Northwest 1⁄4 of the Southwest 1⁄4 of Section 20, Township 28, Range 22, Dakota County, Minnesota; together with (I) all buildings and improvements located on the property, (II) all machinery, equipment, fixtures, business assets, personal property located on the property, and (III) fixtures appurtenant thereto owned by the mortgagor(s) and used in connection with the operation and occupancy thereof.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota.

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $625,000.00.

AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $600,599.55.

The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the

acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof.

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 a.m.

PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Patrick M. Holseth.

Dated: October 15, 2012.

PEOPLES BANK OF COMMERCE, Mortgagee /s/ Jodie L. Grabarski JODIE L. GRABARSKI -forAtty. I.D. #277125 MURNANE BRANDT Attorneys for Mortgagee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 1504044 3187544 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 7 , 2008 MORTGAGOR: M a t t h e w G . N e l s o n and Carrie J. Nelson, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 16, 2008 Dakota County Recorder, Document No. 2566702.

ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1002812-1073602362-6 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Platinum Lending Corporation RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 3628 West 152nd Street, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34.54104.02.100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, O'Leary's Hills Fifth Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $328,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $326,183.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6 , 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 6, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

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REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 9, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-005046 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3185019 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 22, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $233,079.00 MORTGAGOR(S): Ruth G Blondin, a Single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for M&I Marshall & Ilsley Bank, its successor and/or assigns DATE AND PLACE OF RECORDING: Recorded: November 18, 2009 Dakota County Recorder Document Number: 2697181 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP Dated: September 06, 2011 Recorded: September 19, 2011 Dakota County Recorder Document Number: 2820049 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003074-0035371130-2 Lender or Broker: M&I Marshall & Ilsley Bank Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17168 Gannon Way W, Rosemount, MN 55068-5136 Tax Parcel ID Number: 22.16703.01.030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Cedar Highlands 4th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $257,810.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 30, 2013, or the next business day if May 30, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 18, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026274F01 3187870 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 16, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,500.00 MORTGAGOR(S): Jeremy Bardwell, a single man MORTGAGEE: First Franklin Financial Corp., subsidiary of National City Bank of Indiana DATE AND PLACE OF RECORDING: Recorded: October 30, 2003 Dakota County Recorder Document Number: 2133714 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. BANK, NATIONAL ASSOCIATION, AS SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A., AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE HOLDERS OF MERRILL LYNCH MORTGAGE INVESTORS TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2006-FF1 Dated: February 27, 2012 Recorded: March 05, 2012 Dakota County Recorder Document Number: 2853277 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin Financial Corp., subsidiary of National City Bank of Indiana Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 204 5th Ave N, South Saint Paul, MN 55075-2030 Tax Parcel ID Number: 36-70300-14-160 LEGAL DESCRIPTION OF PROPERTY: Lots Fifteen (15) and Sixteen (16), in Block Fourteen (14) in South St. Paul.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $190,549.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 30, 2013, or the next business day if May 30, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 18, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, NATIONAL ASSOCIATION, AS SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A., AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE HOLDERS OF MERRILL LYNCH MORTGAGE INVESTORS TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFIC A T E S , S E R I E S 2006-FF1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023918F02 3182032 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 1999 MORTGAGOR: Ann L. McMillon f/k/a Ann L. Pozzini and Melvin McMillon, wife and husband.

MORTGAGEE: C e n d a n t M o r t g a g e Corporation dba Burnet Home Loans.

DATE AND PLACE OF RECORDING: Recorded March 22, 1999 Dakota County Recorder, Document No. 1589592.

ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: JPMorgan Chase Bank, National Association .

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cendant Mortgage Corporation dba Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 8412 173RD Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 221707602020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Cherry Ridge Second Addition. Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE $107,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $12,286.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __December 6, 2013____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-002902 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188471 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 8 , 2005 MORTGAGOR: J o n a t h a n J o h n s o n and Jodea Johnson, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 7, 2005 Dakota County Recorder, Document No. 2386721.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance, LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100220710000093332 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Maribella Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 615 12th Avenue North, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36.70207.03.190 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 3, South Park Division No. 8, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $168,110.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 29, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004679 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188788 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 2 , 2002 MORTGAGOR: Kevin P. Tierney and Michelle L. Tierney, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded December 4, 2002 Dakota County Recorder, Document No. 1967833.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100148610000200821 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Instafi.com RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 13218 James Avenue South, Burns-

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������ ������ ������� ��� ���� Burns������� South, OF THIS NOTICE: $315,133.96 13218 James Avenue THAT no action or proceeding has ville, MN 55337 T A X P A R C E L I . D . # : been instituted at law to recover the debt secured by said mortgage, or any 02-18550-02-100 LEGAL DESCRIPTION OF PROP- part thereof; that there has been comERTY: pliance with all pre-foreclosure notice Lot 10, Block 2, Crosstown Estates and acceleration requirements of said COUNTY IN WHICH PROPERTY IS mortgage, and/or applicable statutes.

Pursuant to the power of sale conLOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF tained in said Mortgage, the Mortgage MORTGAGE: $136,000.00 will be foreclosed, and the mortgaged AMOUNT DUE AND CLAIMED TO BE premises will be sold by the Sheriff of DUE AS OF DATE OF NOTICE, INCLUD- Dakota, Minnesota at public auction as ING TAXES, IF ANY, PAID BY MORT- follows: GAGEE: $119,717.60 DATE AND TIME OF SALE: That prior to the commencement of 11/30/2012 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com- Office, 1580 Highway 55, Hastings, MN plied with all notice requirements as 55033 to pay the debt then secured by required by statute; That no action or said mortgage and taxes, if any actuproceeding has been instituted at law ally paid by the mortgagee, on the o r o t h e r w i s e t o r e c o v e r t h e d e b t premises and the costs and disbursesecured by said mortgage, or any part ments allowed by law. thereof; The time allowed by law for redempPURSUANT to the power of sale con- t i o n b y s a i d M o r t g a g o r ( s ) o r tained in said mortgage, the above Mortgagor's personal representatives described property will be sold by the or assigns is six (6) months from the date of sale.

Sheriff of said county as follows: TIME AND DATE TO VACATE PROPDATE AND TIME OF SALE: December 7, 2012 at 10:00 AM ERTY: PLACE OF SALE:Sheriff's Office, Law Minnesota Statute 580.04(b) proEnforcement Center, 1580 Hwy 55, v i d e s , " I f t h e r e a l e s t a t e i s a n owner-occupied, single-family dwellLobby #S-100, Hastings, MN to pay the debt then secured by said ing, the notice must also specify the Mortgage, and taxes, if any, on said date on or before which the mortgage premises, and the costs and disburse- must vacate the property if the mortm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s gage is no reinstated under section allowed by law subject to redemption 580.30 or the property redeemed under within six (6) months from the date of section 580.23." If the statute applies, said sale by the mortgagor(s), their the time to vacate the proprty is 11:59 personal representatives or assigns p.m. on 05/30/2013, or the next busiunless reduced to Five (5) weeks under ness day if 05/30/2013 falls on a SaturMN Stat. §580.07. rday, Sunday or legal holiday.

MORTGAGOR(S) RELEASED FROM TIME AND DATE TO VACATE PROPE R T Y : I f t h e r e a l e s t a t e i s a n FINANCIAL OBLIGATION ON MORTowner-occupied, single-family dwell- GAGE: None ing, unless otherwise provided by law, THE TIME ALLOWED BY LAW FOR the date on or before which the mort- REDEMPTION BY THE MORTGAGOR, gagor(s) must vacate the property if the THE MORTGAGOR'S PERSONAL REPmortgage is not reinstated under sec- RESENTATIVES OR ASSIGNS, MAY BE tion 580.30 or the property is not REDUCED TO FIVE WEEKS IF A JUDIredeemed under section 580.23 is CIAL ORDER IS ENTERED UNDER 11:59 p.m. on _June 7, 2013, unless MINNESOTA STATUTES, SECTION the redemption period is reduced to 5 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G weeks under MN Stat. Secs. 580.07 or OTHER THINGS THAT MORTGAGED 582.032.

PREMISES ARE IMPROVED WITH A MORTGAGOR(S) RELEASED FROM RESIDENTIAL DWELLING OF LESS FINANCIAL OBLIGATION ON MORT- THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PROGAGE: None "THE TIME ALLOWED BY LAW FOR DUCTION, AND ARE ABANDONED. REDEMPTION BY THE MORTGAGOR, Dated: 10/18/2012 THE MORTGAGOR'S PERSONAL REPNewbury Place REO III, LLC, RESENTATIVES OR ASSIGNS, MAY BE Mortgagee/Mortgage Assignee REDUCED TO FIVE WEEKS IF A JUDI- Dunakey & Klatt, P.C., CIAL ORDER IS ENTERED UNDER By Brian G. Sayer and Crystal W. Rink, MINNESOTA STATUTES, SECTION Attorneys for Mortgagee/Mortgage 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Assignee OTHER THINGS, THAT THE MORT- 531 Commercial Street, P.O. Box 2363, GAGED PREMISES ARE IMPROVED Waterloo, IA 50701 WITH A RESIDENTIAL DWELLING OF THIS IS A COMMUNICATION FROM A LESS THAN FIVE UNITS, ARE NOT DEBT COLLECTOR ATTEMPTING TO PROPERTY USED IN AGRICULTURAL COLLECT A DEBT. ANY INFORMAP R O D U C T I O N , A N D A R E TION OBTAINED WILL BE USED FOR ABANDONED." THAT PURPOSE. Dated: October 8, 2012 3187689 10/18-11/22/12 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee NOTICE OF MORTGAGE USSET, WEINGARDEN AND LIEBO, P.L.L.P. FORECLOSURE SALE Attorneys for Mortgagee/Assignee of THE RIGHT TO VERIFICATION OF THE Mortgagee DEBT AND IDENTITY OF 4500 Park Glen Road #300 THE ORIGINAL CREDITOR WITHIN Minneapolis, MN 55416 THE TIME PROVIDED BY (952) 925-6888 LAW IS NOT AFFECTED BY THIS 60 - 60-3411 ACTION. THIS IS A COMMUNICATION FROM NOTICE IS HEREBY GIVEN: That A DEBT COLLECTOR. Default has occurred in the conditions 3188514 10/18-11/22/12 of the following described mortgage: DATE OF MORTGAGE: 11/22/2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $305,000.00 NOTICE OF MORTGAGE MORTGAGOR(S): Patrick D. Weir and FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE Laurie L. Weir, husband and wife as DEBT AND IDENTITY OF joint tenants MORTGAGEE: U.S. Bank National THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY Association ND LAW IS NOT AFFECTED BY THIS DATE AND PLACE OF FILING: ACTION. 12/12/2006 as Document Number NOTICE IS HEREBY GIVEN: That 2481302 in the Office of the County Default has occurred in the conditions Recorder, Dakota County, Minnesota of the following described mortgage: TAX PARCEL I.D. NO.: DATE OF MORTGAGE: 06/30/2005 22-64452-02-010 ORIGINAL PRINCIPAL AMOUNT OF LEGAL DESCRIPTION OF PROPMORTGAGE: $300,000.00 ERTY: Lot 1, Block 2, Rock Ridge MORTGAGOR(S): Tamera K. Mueller Third Addition, Dakota County, Minand Ross Z. Mueller, wife and husband nesota MORTGAGEE: Mortgage Electronic STREET ADDRESS OF PROPERTY: Registration Systems, Inc., as nomi- 9741 172nd Street West, Lakeville, MN nee for Mercantile Mortgage Company 55044 DATE AND PLACE OF FILING: ABSTRACT PROPERTY 08/22/2005 as Document Number COUNTY IN WHICH PROPERTY IS 2353408 in the Office of the County LOCATED: Dakota Recorder, Dakota County, Minnesota LENDER OR BROKER AND MORTASSIGNMENT OF MORTGAGE: GAGE ORIGINATOR: U.S. Bank Assigned to MCM Capital Homeowners National Association ND Advantage Trust IX recorded on RESIDENTIAL MORTGAGE SER0 3 / 2 6 / 2 0 1 2 i n D o c u m e n t N u m b e r VICER: U.S. Bank National Associa2857757 in the Office of the County tion ND Recorder, Dakota County, Minnesota.

TRANSACTION AGENT: None ASSIGNMENT OF MORTGAGE: THE AMOUNT CLAIMED TO BE DUE Assigned to Newbury Place REO III, ON THE MORTGAGE AS OF THE DATE LLC recorded on 07/05/2012 as Docu- OF THIS NOTICE: $310,700.55 ment Number 2878233 in the Office of THAT no action or proceeding has the County Recorder, Dakota County, been instituted at law to recover the Minnesota debt secured by said mortgage, or any T A X P A R C E L I . D . N O . : part thereof; that there has been com10-83500-01-160 pliance with all pre-foreclosure notice L E G A L D E S C R I P T I O N O F P R O P - and acceleration requirements of said ERTY: Lot 16, Block 1, Waterview, mortgage, and/or applicable statutes.

Dakota County, Minnesota Pursuant to the power of sale conABSTRACT PROPERTY tained in said Mortgage, the Mortgage STREET ADDRESS OF PROPERTY: will be foreclosed, and the mortgaged 658 Waterview Cove, Eagan, MN 55123 premises will be sold by the Sheriff of COUNTY IN WHICH PROPERTY IS Dakota, Minnesota at public auction as LOCATED: Dakota follows: LENDER OR BROKER AND MORTDATE AND TIME OF SALE: GAGE ORIGINATOR: Mercantile Mort- 11/30/2012 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's gage Company R E S I D E N T I A L M O R T G A G E S E R - Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by VICER: BSI Financial Services, Inc. TRANSACTION AGENT: Mortgage said mortgage and taxes, if any actually paid by the mortgagee, on the Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - premises and the costs and disburseGAGE IDENTIFICATION NUMBER ON ments allowed by law.

MORTGAGE: 100236400000145363 The time allowed by law for redempTHE AMOUNT CLAIMED TO BE DUE t i o n b y s a i d M o r t g a g o r ( s ) o r ON THE MORTGAGE AS OF THE DATE ���������� �� ���� ����� OF THIS NOTICE: $315,133.96

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� ��� ���� ������582.032. ������ ������� MORTGAGOR(S) RELEASED ���������� ���� ��������� tion by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale.

TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 05/30/2013, or the next business day if 05/30/2013 falls on a Saturday, Sunday or legal holiday.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 10/18/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C.,

By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3188365 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 9, 2005 MORTGAGOR: Tommy Ngo and Le Ngo, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 22, 2005 Dakota County Recorder, Document No. 2391278.

ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000389-0001003586-8 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Voyager Bank RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 7241 Brittany Lane, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-73150-03-022 LEGAL DESCRIPTION OF PROPERTY: Unit no. 22, Condominium Number 118, Brittany Lane Condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$148,881.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 07, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 7, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 2, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-004874 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3187388 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 6 , 2005 MORTGAGOR: D o u g l a s V . C o r rington and Stacey A. Corrington, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 4, 2005 Dakota County Recorder, Document No. 2301708.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2005-3.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200001416624 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 14915 East 210TH Street, Hastings, MN 55033 TAX PARCEL I.D. #: 250250051010 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A LEGAL DESCRIPTION Parcel A certain tract or parcel of land in Dakota County, in the State of Minnesota, described as follows: The East Half (E 1/2) of Southeast Quarter (SE 1/4) of Southwest Quarter (SW 1/4) of Section Twenty-Five (25) Township One Hundred Fourteen (114) Range Seventeen (17) according to the Government Survey thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $273,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $390,075.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 6, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-002863 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188674 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 15, 2006 MORTGAGOR: Bryon J. Suski and Joy M. Suski, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Filed November 6, 2006, Dakota County Registrar of Titles, Document No. 600350 on Certificate of Title No. 141222.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. Said Mortgage being upon Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100038900010059074 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Voyager Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1331 16th Street West, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-19500-02-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Dakota Hills COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,340.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $198,491.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 7, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 7, 2013_, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 9, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-003444 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188413 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 6 , 2006 MORTGAGOR: Keng Cee Yang and Pa M. Yang, husband and wife.

MORTGAGEE: Postal Credit Union.

DATE AND PLACE OF RECORDING: Recorded October 23, 2006 Dakota County Recorder, Document No. 2470212.

ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Postal Credit Union RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 8822 Branson Drive, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20.11857.02.053 LEGAL DESCRIPTION OF PROPERTY: Unit No. 53, Common Interest Community No. 181, Rose Hill Villas, a Condominium COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,308.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 6, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-005515 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188656 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 5 , 2007 MORTGAGOR: A n n E . B o r m a n , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 13, 2007 Dakota County Recorder, Document No. 2530126.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000269-0002096041-4 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 5683 West 126th Street, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015765103070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Pinecrest 2nd Addition, Dakota County, Minnesota0713 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $257,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $269,060.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 6, 2013 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 3, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004981 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188818 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 3 , 2007 MORTGAGOR: C o u r t n e y P o l l o c k , unmarried woman.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 17, 2007 Dakota County Recorder, Document No. 2510263.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100060677002780765 LENDER OR BROKER AND MORT-

LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: Superior Financing, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1750 Delaware Avenue, West Saint Paul, MN 55118 T A X P A R C E L I . D . # : 42-01900-56-011 LEGAL DESCRIPTION OF PROPERTY: North 190 feet of South 498.39 feet of North 797.87 feet of the SW 1/4 of the SW 1/4 except the East 705 feet thereof, Section 19, Township 28, Range 22, Dakota County, Minnesota, also except the West 219 feet of the East 924.00 feet of the South 190 feet of the North 489.43 feet of the SW 1/4 of the SW 1/4, Section 19, Township 28, Range 22 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $234,285.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 6, 2013_, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-002056 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3188430 10/18-11/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 7, 2004 MORTGAGOR: Jay C. Emerson and Trudi A. Emerson, husband and wife.

MORTGAGEE: J P M o r g a n C h a s e Bank, National Association S/B/M with Chase Home Finance LLC S/B/M with Chase Manhattan Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded January 21, 2005 Dakota County Recorder, Document No. 2287207.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 786 North Hay Lake Road, Eagan, MN 55123 TAX PARCEL I.D. #: 102580105010 LEGAL DESCRIPTION OF PROPERTY:

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ERTY: Lot 1, Block 5, Fawn Ridge 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,272.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 12, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005540 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3194498 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 16, 2010 MORTGAGOR: Charles F. Cox and Michelle L. Cox, husband and wife MORTGAGEE: Affinity Plus Federal Credit Union, a credit union organized under the laws of the United States of America DATE AND PLACE OF RECORDING: Recorded December 9, 2010, in the office of the County Recorder, as Document No. 2771438, Dakota County, Minnesota.

MORTGAGED PROPERTY ADDRESS: 1211 Hillside Court, Hastings, Minnesota 55033 TAX PARCEL I.D. NO. 19-19501-06-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 6, Dakota Hills Second Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $260,710.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID

BY MORTGAGEE: $260,851.19 INTEREST RATE AND PER DIEM: Current interest rate is 4.625%, with a daily per diem of $31.82.

That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 7, 2012, at 10:00 am.

PLACE OF SALE: Dakota County

PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: June 7, 2013, at 11:59 p.m.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 19, 2012 MESSERLI & KRAMER P.A. By:/s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.

3194738 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 2 , 2010 MORTGAGOR: D a n i e l M L o e s a n d Jennifer J Herman, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded August 24, 2010 Dakota County Recorder, Document No. 2748216.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268003442676 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage and Equity Consultants, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 1532 Sherwood Way, Eagan, MN 55122 T A X P A R C E L I . D . # : 10.15007.02.010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Brittany 8th Addition, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $286,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $296,683.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 6, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 2, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-256-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3195715 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,000.00 MORTGAGOR(S): Eric C Solem and Michelle Solem, Husband and Wife MORTGAGEE: Aames Funding Corporation DBA Aames Home Loan SERVICER: Ocwen Loan Servicing, LLC LENDER: Aames Funding Corporation DBA Aames Home Loan.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on May 18, 2006, as Document No. 2430892. Said mortgage modified by Loan Modification Agreement recorded June 09, 2010 As Document Number 2734398 in the office of the Ramsey County ASSIGNED TO: U.S. Bank, National Association, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2006, GSAMP Trust 2006-HE4, Mortgage Pass-Through Certificates, Series 2006-HE4 Dated: July 9, 2012 , and recorded July 31, 2012 by Document No. 2884018.

LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Riverwood 7th Addition, according to the recorded plat thereof, Dakota County, Minnesota PROPERTY ADDRESS: 3566 Village Trail, Hastings, MN 55033 PROPERTY I.D: 19-64381-02-040 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Fifty-Seven Thousand Nine Hundred Thirty-Seven and 94/100 ($257,937.94) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the bove described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on October 16, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat.

Section580.30 or the property is not redeemed under Minn. Stat.

Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 16, 2013, or the next business day if April 16, 2013 falls on a Saturday, Sunday or legal holiday.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 30, 2012 U.S. Bank, National Association, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2006, GSAMP Trust 2 0 0 6 - H E 4 , M o r t g a g e Pass-Through Certificates, Series 2006-HE4 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00510-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4288935 08/30/2012, 09/06/2012,

A 4288935 08/30/2012, 09/06/2012, 09/13/2012, 09/20/2012, 09/27/2012, 10/04/2012 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for October 16, 2012 at 10:00 AM , has been postponed to November 7, 2012 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: October 16, 2012 U.S. Bank, National Association, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2006, GSAMP Trust 2 0 0 6 - H E 4 , M o r t g a g e Pass-Through Certificates, Series 2006-HE4 Jennifer K Fischer (0311248) Attorneys for U.S. Bank, Nationa l Association, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2006, GSAMP Trust 2006-HE4, Mortgage Pass-Through Certificates, Series 2006-HE4 Randall S. Miller and Associates, PLLC Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 12MN00510-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE MAY BE DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED

BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. A-4314946 10/25/2012 3187135 10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 9, 2003 MORTGAGOR: Dianne C. Evans, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 6, 2003 Dakota County Recorder, Document No. 2137090.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100257100030025312 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Federal FSB RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1855 Silver Bell Road #220, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-22451-01-149 LEGAL DESCRIPTION OF PROPERTY: Unit #220-2A, together with Garage No. 72, Shannon Glen Condominium I, Dakota County, Minnesota, Condominium File No. 32 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $125,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $114,065.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 16, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 19, 2013, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM

���

������ ������ ������� ��� ���� and disburse FROM and the costs MORTGAGOR(S) RELEASED premises ������� F I N A N C I A L O B L I G A T I O N O N ments, including attorney fees allowed MORTGAGE: None by law, subject to redemption within "THE TIME ALLOWED BY LAW FOR six (6) months from the date of said REDEMPTION BY THE MORTGAGOR, sale by the mortgagor(s), their perTHE MORTGAGOR'S PERSONAL REP- sonal representatives or assigns.

RESENTATIVES OR ASSIGNS, MAY BE If the Mortgage is not reinstated R E D U C E D T O F I V E W E E K S I F A under Minn. Stat. §580.30 or the propJUDICIAL ORDER IS ENTERED UNDER erty is not redeemed under Minn. Stat.

MINNESOTA STATUTES, SECTION §580.23, the Mortgagor must vacate 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the property on or before 11:59 p.m. on O T H E R T H I N G S , T H A T T H E June 07, 2013, or the next business M O R T G A G E D P R E M I S E S A R E day if June 07, 2013 falls on a SaturI M P R O V E D W I T H A R E S I D E N T I A L day, Sunday or legal holiday.

DWELLING OF LESS THAN FIVE Mortgagor(s) released from financial UNITS, ARE NOT PROPERTY USED IN obligation: NONE AGRICULTURAL PRODUCTION, AND THIS COMMUNICATION IS FROM A ARE ABANDONED." DEBT COLLECTOR ATTEMPTING TO Dated: June 16, 2012 COLLECT A DEBT. ANY INFORMAJPMorgan Chase Bank, National TION OBTAINED WILL BE USED FOR Association THAT PURPOSE. Mortgagee/Assignee of Mortgagee THE RIGHT TO VERIFICATION OF USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE DEBT AND IDENTITY OF THE Attorneys for Mortgagee/Assignee of ORIGINAL CREDITOR WITHIN THE Mortgagee TIME PROVIDED BY LAW IS NOT 4500 Park Glen Road #300 AFFECTED BY THIS ACTION. Minneapolis, MN 55416 THE TIME ALLOWED BY LAW FOR (952) 925-6888 REDEMPTION BY THE MORTGAGOR, 30-8-2012 FC THE MORTGAGOR'S PERSONAL REPTHIS IS A COMMUNICATION FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR. REDUCED TO FIVE WEEKS IF A JUDINOTICE OF POSTPONEMENT OF CIAL ORDER IS ENTERED UNDER MORTGAGE FORECLOSURE SALE MINNESOTA STATUTES, SECTION Pursuant to the provisions of 582.032, DETERMINING, AMONG M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e OTHER THINGS, THAT THE MORTf o r e g o i n g f o r e c l o s u r e s a l e i s GAGED PREMISES ARE IMPROVED postponed until October 18, 2012 at WITH A RESIDENTIAL DWELLING OF 10:00 AM at the Sheriff's Office, Law LESS THAN FIVE UNITS, ARE NOT Enforcement Center, 1580 Hwy 55, PROPERTY USED IN AGRICULTURAL Lobby #S-100, Hastings, MN, in said PRODUCTION, AND ARE ABANDONED. county and state.

DATED: October 25, 2012 Dated: August 15, 2012.

ASSIGNEE OF MORTGAGEE: JPMorgan Chase Bank, National Deutsche Bank National Trust Association Company, as Trustee for Mortgagee/Assignee of Mortgagee Ameriquest Mortgage Securities USSET, WEINGARDEN AND LIEBO, P.L.L.P. Inc., Asset-Backed Pass-Through Attorneys for Mortgagee/Assignee of Certificates, Series 2005-R8 Mortgagee Wilford, Geske & Cook P.A. 4500 Park Glen Road #300 Attorneys for Assignee of Mortgagee Minneapolis, MN 55416 8425 Seasons Parkway, Suite 105 (952) 925-6888 Woodbury, MN 55125-4393 30-8-2012 FC (651) 209-3300 THIS IS A COMMUNICATION FROM File Number: 025038F03 A DEBT COLLECTOR. 3195305 10/25-11/29/12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of NOTICE OF MORTGAGE Minnesota Statutes 580.07, the FORECLOSURE SALE foregoing foreclosure sale is THE RIGHT TO VERIFICATION postponed until December 20, 2012 at OF THE DEBT AND IDENTITY OF 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, THE ORIGINAL CREDITOR WITHIN Lobby #S-100, Hastings, MN, in said THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. county and state.

NOTICE IS HEREBY GIVEN, that Dated: October 22, 2012. default has occurred in conditions of JPMorgan Chase Bank, National the following described mortgage: Association DATE OF MORTGAGE: April 6, 2004 Mortgagee/Assignee of Mortgagee MORTGAGOR: M o n t e A . W i s e a n d USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Deborah Lee Levier-Wise, husband and wife.

Mortgagee MORTGAGEE: CitiMortgage, Inc. 4500 Park Glen Road #300 S/B/M with ABN Amro Mortgage Group, Minneapolis, MN 55416 Inc. (952) 925-6888 DATE AND PLACE OF RECORDING: 30-8-2012 FC Recorded May 25, 2004 Dakota THIS IS A COMMUNICATION FROM C o unty Recorder, Document No. A DEBT COLLECTOR. 2207789.

3195513 10/25/12 ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE NOTICE OF MORTGAGE TRANSACTION AGENT'S MORTFORECLOSURE SALE GAGE IDENTIFICATION NUMBER ON N O T I C E I S H E R E B Y G I V E N t h a t MORTGAGE: NONE default has occurred in the conditions LENDER OR BROKER AND MORTof the following described mortgage: GAGE ORIGINATOR STATED ON DATE OF MORTGAGE: July 18, 2005 MORTGAGE: ABN Amro Mortgage ORIGINAL PRINCIPAL AMOUNT OF Group, Inc MORTGAGE: $160,500.00 RESIDENTIAL MORTGAGE SERMORTGAGOR(S): Lynn M. Holz, a VICER: CitiMortgage, Inc. single person MORTGAGED PROPERTY ADDRESS: MORTGAGEE: Ameriquest Mortgage 13216 Marion Drive, Burnsville, MN Company 55337 DATE AND PLACE OF RECORDING: T A X P A R C E L I . D . # : Recorded: August 01, 2005 Dakota 02.32901.02.100 County Recorder LEGAL DESCRIPTION OF PROPDocument Number: 2346357 ERTY: ASSIGNMENTS OF MORTGAGE: Lot 10, Block 2, Highland Forest 2nd And assigned to: Deutsche Bank Addition, Dakota County, Minnesota National Trust Company, as Trustee COUNTY IN WHICH PROPERTY IS for Ameriquest Mortgage Securities LOCATED: Dakota Inc., Asset-Backed Pass-Through CerORIGINAL PRINCIPAL AMOUNT OF tificates, Series 2005-R8 MORTGAGE: $170,000.00 Dated: January 20, 2009 AMOUNT DUE AND CLAIMED TO BE Recorded: February 17, 2009 Dakota DUE AS OF DATE OF NOTICE, INCLUDCounty Recorder ING TAXES, IF ANY, PAID BY MORTDocument Number: 2637701 GAGEE: $142,780.14 Transaction Agent: Not Applicable That prior to the commencement of Transaction Agent Mortgage Identifi- this mortgage foreclosure proceeding cation Number: Not Applicable Mortgagee/Assignee of Mortgagee comLender or Broker: Ameriquest Mort- plied with all notice requirements as gage Company required by statute; That no action or R e s i d e n t i a l M o r t g a g e S e r v i c e r : proceeding has been instituted at law Homeward Residential, Inc. or otherwise to recover the debt Mortgage Originator: Not Applicable secured by said mortgage, or any part COUNTY IN WHICH PROPERTY IS thereof; LOCATED: Dakota PURSUANT to the power of sale conProperty Address: 1025 Tamarack tained in said mortgage, the above Trl, Farmington, MN 55024-7132 described property will be sold by the T a x P a r c e l I D N u m b e r : Sheriff of said county as follows: 14.74902.06.503 DATE AND TIME OF SALE: DecemL E G A L D E S C R I P T I O N O F P R O P - ber 13, 2012 at 10:00 AM ERTY: Unit Number 1503, Tamarack PLACE OF SALE:Sheriff's Office, Law Ridge Carriage Homes, Common Inter- Enforcement Center, 1580 Hwy 55, est Community Number 294, Dakota Lobby #S-100, Hastings, MN County, Minnesota to pay the debt then secured by said AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said D U E A S O F D A T E O F N O T I C E : premises, and the costs and disburse$159,797.93 ments, including attorneys' fees THAT all pre-foreclosure require- allowed by law subject to redemption ments have been complied with; that within six (6) months from the date of no action or proceeding has been insti- said sale by the mortgagor(s), their tuted at law or otherwise to recover the personal representatives or assigns debt secured by said mortgage, or any unless reduced to Five (5) weeks under part thereof; MN Stat. §580.07.

PURSUANT to the power of sale conTIME AND DATE TO VACATE PROPtained in said mortgage, the ERTY: If the real estate is an above-described property will be sold owner-occupied, single-family dwellby the Sheriff of said county as fol- ing, unless otherwise provided by law, lows: the date on or before which the mortDATE AND TIME OF SALE: Decem- gagor(s) must vacate the property if the ber 07, 2012 at 10:00 AM mortgage is not reinstated under secPLACE OF SALE: Dakota County tion 580.30 or the property is not Law Enforcement Center, 1580 High- redeemed under section 580.23 is way 55, Lobby S-100, Hastings, Minne- 11:59 p.m. on June 13, 2013 unless sota the redemption period is reduced to 5 t o p a y t h e d e b t s e c u r e d b y s a i d weeks under MN Stat. Secs. 580.07 or mortgage and taxes, if any, on said premises and the costs and disburse- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� ��� ���� ������SECTION ������582.032, ������� DETERMINING, AMONG OTHER THINGS, THAT THE ���������� ���� ��������� weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 17, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-005349 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3195636 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,200.00 MORTGAGOR(S): Alexander Svirshch and Viktoria Svirshch, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: April 27, 2004 Dakota County Registrar of Titles Document Number: 535497 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Benefit of the Certificateholders of the CWABS Inc., Asset-Backed Certificates, Series 2004-5 Dated: October 28, 2011 Registered: November 10, 2011 Dakota County Registrar of Titles Document Number: T686952 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700035628649 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 131525 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13754 Heywood Ct, Apple Valley, MN 55124-9588 Tax Parcel ID Number: 01-84190-01-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Common Interest Community No. 321, Wildwood First Addition, according to the recorded plat thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $132,493.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING,

MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE B E N E F I T O F T H E CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2004-5 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023999F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 30, 2012 at 10:00 AM has been postponed to June 28, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: February 29, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE B E N E F I T O F THECERTIFICATEHOLDERS OF T H E C W A B S I N C . , ASSET-BACKED CERTIFICATES, SERIES 2004-5 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 28, 2012 at 10:00 AM has been postponed to September 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: May 16, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2004-5 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 26, 2012 at 10:00 AM has been postponed to October 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 30, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE B E N E F I T O F THECERTIFICATEHOLDERS OF T H E C W A B S I N C . , ASSET-BACKED CERTIFICATES, SERIES 2004-5 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 26, 2012 at 10:00 AM has been postponed to November 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 22, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2004-5 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023999F01 3195966 10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 MORTGAGOR: M a t t h e w A .

Ceminsky, a single man.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded January 17, 2007 Dakota County Recorder, Document No. 2488651.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of CSMC Mortgage-Backed Pass-Through Certificates, Series 2007-5.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100382200060763283 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Funding Group RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 7325 Upper 157th Street West, Apple Valley, MN 55124

Valley, MN 55124 TAX PARCEL I.D. #: 011165003180 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 3, Apple Ponds, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $185,187.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _June 13, 2013_, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 10, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38 - 12-005314 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3189947 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 1 , 2005 MORTGAGOR: Joseph L. Balut, Jr. and Becky L. Balut, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 28, 2005 Dakota County Recorder, Document No. 2375479.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Minnesota, N.A. f/k/a Norwest Bank Minnesota, N.A., solely as Trustee for Bear Stearns Asset Backed Securities I, LLC, Green Point Mortgage Funding Trust 2006-AR1, Mortgage Pass-Through Certificates, Series 2006-AR1.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800881889097 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 15993 Havelock Court, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-45801-08-190 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 8, Longridge Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $231,305.56

GAGEE: $231,305.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 11, 2012 Wells Fargo Bank, National Association, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-96-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3196711 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 5 , 2009 MORTGAGOR: Isaias C. Caampued and Adelina F. Caampued, husband and wife and Matthew F. Caampued, a single man.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 4, 2009 Dakota County Recorder, Document No. 2682546.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100315900000199348 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: River City Mortgage & Financial, LLC, a Limited Liability Company RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 350 Oakdale Court, West Saint Paul, MN 55118 T A X P A R C E L I . D . # : 42-70900-01-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Solar Addition Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,162.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $218,592.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law

PLACE OF SALE:Sheriff s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 6, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 4, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-003659 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3195697 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 9 , 2002 MORTGAGOR: I d o n n a J . M i l l e r , a single person.

MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded September 25, 2002 Dakota County Recorder, Document No. 1939850.

ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 4259 Amber Court, Eagan, MN 55122 TAX PARCEL I.D. #: 101670107090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 7, Cedar Grove No. 2, according to the recorded plat thereof, and situate in Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,250.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 18, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the

gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 18, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 1, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-004531 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3196265 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 08, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $296,000.00 MORTGAGOR(S): Timothy Daniel Ericksen and Debra Ann Ericksen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countywide Bank, FSB., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 19, 2007 Dakota County Recorder Document Number: 2551656 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: August 16, 2011 Recorded: November 17, 2011 Dakota County Recorder Document Number: 2831232 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0002533574-9 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9390 207th St W, Lakeville, MN 55044-5999 Tax Parcel ID Number: 22-18200-05-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Country Creek Estates, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $293,884.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 26, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 26, 2013, or the next business day if April 26, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL

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IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 13, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022931F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 26, 2012 at 10:00 AM has been postponed to November 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 22, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022931F02 3194832 10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $512,000.00 MORTGAGOR(S): Keith C. Vogel, a single man and Brian J. Vogel and Althea Toliver-Vogel, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 07, 2007 Dakota County Recorder Document Number: 2494635 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: August 26, 2011 Recorded: December 28, 2011 Dakota County Recorder Document Number: 2839004 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100092047103769210 Lender or Broker: Webster Bank, N.A. Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9130 250th St E, Hampton, MN 55031-8730 Tax Parcel ID Number: 17-02400-01-012 LEGAL DESCRIPTION OF PROPERTY: The East 662 feet of the West 1322 feet of the North H a l f o f t h e Northeast Quarter of Section 24, Township 113, Range 18, according to the United States Government Survey thereof and situate in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $523,882.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 18, 2013, or the next business day if February 18, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF

MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 05, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010556F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 17, 2012 at 10:00 AM has been postponed to April 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: February 03, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 20, 2012 at 10:00 AM has been postponed to May 21, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 19, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 21, 2012 at 10:00 AM has been postponed to June 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: May 14, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 20, 2012 at 10:00 AM has been postponed to July 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 19, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 20, 2012 at 10:00 AM has been postponed to August 03, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 21, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 03, 2012 at 10:00 AM has been postponed to September 04, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 25, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 04, 2012 at 10:00 AM has been postponed to October 09, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 04, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 09, 2012 at 10:00 AM has been postponed to November 08, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 03, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 08, 2012 at 10:00 AM has been postponed to December 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 19, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010556F02 3193726 10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of

default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 1 , 2003 MORTGAGOR: D y a n a D . D u e r r , a single person.

MORTGAGEE: Goldmine Lending.

DATE AND PLACE OF RECORDING: Recorded May 15, 2003 Dakota County Recorder, Document No. 2047522.

ASSIGNMENTS OF MORTGAGE: Assigned to: Regions Mortgage, Inc. And thereafter assigned to: JPMorgan Chase Bank, N.A. And thereafter assigned to: JPMorgan Chase Bank, National Association, s/b/m to Chase Home Finance LLC. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Goldmine Lending RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 120 11th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-48800-060-03 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Minnesota and Northwestern Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $93,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $103,696.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 16, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 19, 2013 unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 12, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10733 FC1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 18, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: August 16, 2012.

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10733 FC1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 20, 2012 at

postponed until December 20, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 22, 2012.

JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10733 FC1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3195607 10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 22, 2010 MORTGAGOR: Christian J. Gordon and Lydia H. Gordon, as husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 15, 2010 Dakota County Recorder, Document No. 2719172.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268100103114 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Granite Mortgage & Construction Finance, Inc RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 257 Hurley Avenue East, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 424770001250 LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 1, McClung and McMurran's Addition to St. Paul, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $215,323.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $224,175.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 11, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 11, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 9, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 12-002705 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3195661 10/25-11/29/12

������ ������ ������� �������Financial ��� ����Network, ��� for Homecomings

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 13, 2006 MORTGAGOR: Daniel Robert Voeller and Cassandra Maureen-Lewis Voeller, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded January 19, 2007 Dakota County Recorder, Document No. 2489449.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, successor in interest by purchase from the FDIC as Receiver of Washington Mutual Bank.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800913516353 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 62 County Road 42, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011170901040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Apple Valley 10th Addition.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$176,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$217,780.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __June 6, 2013____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: September 26, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004671 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3195743 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 06, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,800.00 MORTGAGOR(S): Manuel A. Bonilla aka Manuel Bonilla and Maria Canas, both single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Homecomings Financial Network,

Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 28, 2005 Dakota County Recorder Document Number: 2375699 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: January 27, 2011 Recorded: February 23, 2011 Dakota County Recorder Document Number: 2787670 And assigned to: Nationstar Mortgage, LLC Dated: July 20, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604258156027 Lender or Broker: Homecomings Financial Network, Inc. Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3596 155th St W, Rosemount, MN 55068-1561 Tax Parcel ID Number: 34-54100-01-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, O'Leary's Hills AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $243,106.49 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 07, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 07, 2013, or the next business day if June 07, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 25, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018976F02 3193493 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2005 MORTGAGOR: Cindy R. Clobes and Steven A. Clobes, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 13, 2005 Dakota County Recorder, Document No. 2321739.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA as trustee for Freddie Mac Securities REMIC Trust 2005-S001.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100330000000013291 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Midamerica Mortgage Coporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 11091 166th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 224435004100

���������� �� ���� �����

��� ������� ��� ���� ������proceeding ������ has ������� been instituted at law or otherwise to recover the debt ���������� ���� ��������� TAX PARCEL I.D. #: 224435004100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 4, Lakeville Hills COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $253,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $256,365.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 15, 2012 Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004831 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3196040 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 3 , 2006 MORTGAGOR: E l s a I . N i t z a n d Stephen A. Nitz, As Joint Tenants wife and husband.

MORTGAGEE: Citibank, N.A. s/b/m to CitiCorp Trust Bank, FSB. DATE AND PLACE OF RECORDING: Filed September 7, 2006, Dakota County Registrar of Titles, Document No. 597226 on Certificate of Title No. 099657.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. Said Mortgage being upon Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiCorp Trust Bank, FSB RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3585 148th Street West, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34-62800-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, of Edwin Rahn Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,501.44 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $222,714.39 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 14, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 14, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 18, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 10-5281 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3195727 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 07/31/2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,700.00 MORTGAGOR(S): Cynthia J. Michael, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 08/08/2006 as Document Number 2452000 in the Office of the County Recorder, Dakota County, Minnesota ASSIGNMENT OF MORTGAGE: Assigned to Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 08/28/2012 as Document Number 2890218 in the Office of the County Recorder, Dakota County, Minnesota TAX PARCEL I.D. NO.: 22-84650-01-320 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 1, Woodhill Premier Townhomes, Common Interest Community Number 482, Dakota County Minnesota ABSTRACT PROPERTY STREET ADDRESS OF PROPERTY: 18047 Kindred Court, Lakeville, MN 55044 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000179-3516070020-5 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $243,269.55 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes.

Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 10/19/2012 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements

and the costs and disbursements allowed by law.

The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale.

TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 04/19/2013, or the next business day if 04/19/2013 falls on a Saturday, Sunday or legal holiday.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 09/06/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C.,

By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 NOTICE OF POSTPONEMENT The above referenced sale scheduled for 10/19/2012 at 10:00 A.M. at the Dakota County Sheriff, 1580 Highway 55, Hastings, MN 55033 is hereby postponed until further notice.

Dated: 10/19/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C.,

By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3194464 10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,000.00 MORTGAGOR(S): Stephen J. Ritz, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: June 22, 2004 Dakota County Recorder Document Number: 2218211 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8589 144th St W, Apple Valley, MN 55124-9302 Tax Parcel ID Number: 01-27500-02-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Forest Park Estates, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $333,103.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 07, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 07, 2013, or the next business day if June 07, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT-

A DEBT COLLECTOR ATTEMPT ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 25, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016231F04 3195298 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 13, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,000.00 MORTGAGOR(S): Kenneth L. Krech, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: July 24, 2003 Dakota County Recorder Document Number: 2083208 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Dated: June 01, 2012 Recorded: June 13, 2012 Dakota County Recorder Document Number: 2874112 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700026664041 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6647 Babcock Trl, Inver Grove Heights, MN 55077-2503 Tax Parcel ID Number: 20-00500-77-050 LEGAL DESCRIPTION OF PROPERTY: Beginning at a point in the center of State Aid Road No. 21, also know as the German Road, said point being 306.4 feet West and 417.4 feet North of the Southeast (SE) corner of the Northeast Quarter (NE 1/4) of the Southeast Quarter (SE 1/4) of Section Five (5), Township Twenty-seven (27), Range Twenty-two (22), thence North 8 degrees 30 minutes West along the center line of said road 100 feet, thence West 206.45 feet, thence South 8 degrees 30 minutes East 100 feet; thence east 206.45 feet to the point of beginning AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $113,805.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 31, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 28, 2013, or the next business day if February 28, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES,

UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 19, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025537F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 31, 2012 at 10:00 AM has been postponed to October 01, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 28, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2012 at 10:00 AM has been postponed to October 31, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 28, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025537F01 3195337 10/25/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $229,500.00 MORTGAGOR(S): Stacey L. Nelson and Scott M. Nelson, wife and husband MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF REGISTERING: Registered: July 21, 2006 Dakota County Registrar of Titles Document Number: 594379 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-M2 Dated: January 27, 2009 Registered: March 04, 2009 Dakota County Registrar of Titles Document Number: T640102 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: Homeward Residential, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 140334 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 158 Juniper Ln, Apple Valley, MN 55124-9311 Tax Parcel ID Number: 01-11702-10-130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 10, Apple Valley Third Addition, according to the plat thereof on file and of record in the office of the Registrar of Titles in and for Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $242,887.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 07, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 07, 2013, or the next business day if June 07, 2013 falls on a Saturday, Sunday or legal holiday.

day, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 25, 2012 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-M2 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025845F01 3195318 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 4 , 2004 MORTGAGOR: John H. Wiegand, a single person.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor in interest by purchase from the FDIC as receiver of Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded March 23, 2004 Dakota County Recorder, Document No. 2188045.

ASSIGNMENTS OF MORTGAGE: Assigned to: DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR WAMU MORTGAGE PASS-THROUGH CERTIFICATES WAMU 2004-AR2.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 15430 Oriole Court, Burnsville, MN 55306 T A X P A R C E L I . D . # : 02-84650-100-01 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Wood Knoll Estates COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $420,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $479,160.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __June 13, 2013___, unless the redemption period is reduced to 5 weeks under MN Stat.

Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP-

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THE MORTGAGOR S PERSONAL REP RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 11, 2012 Deutsche Bank National Trust Company, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60 - 60-2975 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3194584 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 22, 2006 MORTGAGOR: Julie A. Monterotti and Thomas A. Monterotti, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 8, 2006 Dakota County Recorder, Document No. 2480657.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520039444106 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1755 Walnut Lane, Eagan, MN 55122 T A X P A R C E L I . D . # : 10.84601.04.110 LEGAL DESCRIPTION OF PROP ERTY: Lot 11, Block 4, Woodgate 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $200,798.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 13, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 17, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004494 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3195652 10/25-11/29/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,650.00 MORTGAGOR(S): Pernella F. Bull and Charles R. Bull, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin Financial Corp., an OP.SUB. of MLB&T Co., FSB, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 01, 2007 Dakota County Recorder Document Number: 2513350 ASSIGNMENTS OF MORTGAGE: And assigned to: LaSalle Bank National Association as Trustee for Merrill Lynch Mortgage Investors Trust 2007-3, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Dated: December 01, 2007 Recorded: February 20, 2008 Dakota County Recorder Document Number: 2572978 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240013822678 Lender or Broker: First Franklin Financial Corp., an OP.SUB. of MLB&T Co., FSB Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 353 4th Ave S, South Saint Paul, MN 55075-2617 Tax Parcel ID Number: 36-64300-12-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 12, Riverside Park Addition to the City of St. Paul, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $256,413.74 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 27, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 28, 2013, or the next business day if January 28, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 14, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, M O R T G A G E L O A N ASSET-BACKED CERTIFICATES, SERIES 2007-3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025202F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 27, 2012 at 10:00 AM has been

for July 27, 2012 at 10:00 AM has been postponed to August 27, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 15, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, M O R T G A G E L O A N ASSET-BACKED CERTIFICATES, SERIES 2007-3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 27, 2012 at 10:00 AM has been postponed to September 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 16, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSETBACKED CERTIFICATES, SERIES 2007-3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 26, 2012 at 10:00 AM has been postponed to October 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 26, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, M O R T G A G E L O A N ASSET-BACKED CERTIFICATES, SERIES 2007-3 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 26, 2012 at 10:00 AM has been postponed to November 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 22, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A. AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, M O R T G A G E L O A N ASSET-BACKED CERTIFICATES, SERIES 2007-3 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025202F01 3195867 10/25/12

Positive housing outlook is the rule of the day

Local housing market recovery continues to roll forward in the Twin Cities 13-county metropolitan area.

In September, more homes sold in less time at higher prices and for closer to asking price than last year. During the month, 4,032 homes went under contract, 11.0 percent higher than September 2011.

The median sales price was up 12.3 percent to $174,000; the 10K Housing Value Index showed a more modest 6.8 percent increase to $172,208.

The only missing component was seller confidence. Sellers brought 5,341 properties to the market, 4.1 percent fewer than last year. The number of homes for sale on the market fell 29.4 percent to 15,996 — near a nine-year low — making seller conviction and optimism increasingly critical.

DAKOTA COUNTY TRIBUNE BUSINESS ������ ������ WEEKLY ������� October �������25, ���2012 ����

27A ���

Dakota County Business Contacts Apple Valley Chamber of Commerce

Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, Address: 14800 Galaxie Avenue, Suite 332 Minnesota St., Suite E200, St. Paul, 101, Apple Valley, MN 55124 MN 55101 Phone: (952) 432-8422 or 1-800-301- Phone: (651) 259-7298 9435 Fax: (651) 215-3841 Website: www.applevalleychamber. E-mail: Positively.Minnesota@state. com mn.us E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce

Dakota Future

Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic Address: 101 W. Burnsville Parkway, development services within Dakota CounNo. 150, Burnsville, MN 55337 ty.

Phone: (952) 435-6000 Address: P.O. Box 240874, Apple Valley Fax: (952) 435-6972 MN 55124-0874 Website: www.burnsvillechamber.com E-mail: bill@dakotafuture.com E-mail: chamber@burnsvillechamber.

Phone: (651)491-2551 com Website: www.dakotafuture.com

Burnsville Convention & Visitors Bureau

Minnesota Workforce Centers in Burnsville and West St. Paul

Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Role: Assist in the hiring and training Phone: (952) 895-4690 of new employees, general gateway into Fax: (952) 487-1777 Minnesota Department of Employment Website: www.burnsvillemn.com and Economic Development and other Lakeville Area Chamber of state agencies Phone: 612-821-4411 Commerce and Convention E-mail: terrell.towers@state.mn.us

and Visitors Bureau

Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce

Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau

Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-3242620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association

Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m.

Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau

Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-6126122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

River Heights Chamber

Address: 5782 Blackshire Path, Inver Grove Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: info@riverheights.com

Positively Minnesota Marketing Partnership

South Metro SCORE

Role: Counselors to America’s small businesses, free, confidential, face-to-face assistance from successful business mentors.

Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice. com Website: www.score-southmetro.org

City Governments

Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs.

Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley. mn.us Website: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville. mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, David McKnight Phone: (651) 280-6801 E-mail: dmcknight@ci.farmington. mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights. mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount. mn.us Website: www.ci.rosemount.mn.us

Dakota Arts

28A ������ October������� 25, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY �� ��� ���� ������

Trick-or-treat through the sculpture garden

Calendar To submit items for the Arts Calendar, email: darcy.odden@ ecm-inc.com.

Eagan’s Caponi Art Park presents family Halloween event Oct. 27

by Andrew Miller

dakota county tribune

Things may get a little bit spooky, but don’t expect any lurching blood-smeared zombies or other macabre terrors at Caponi Art Park’s Halloween event next weekend.

Geared to families – and held during daylight hours (1 to 4 p.m.) – “Halloween at the Art Park” on Saturday, Oct. 27, offers guests a “trickor-treat tour” of several sculptures, led by costumed guides who will provide some background on each piece.

The sculptures on the tour – all permanent fixtures at the park, and all created by the Eagan art park’s founder Anthony Caponi – were selected based on some modicum of inherent creepiness.

Among the offerings on the sculpture tour are “Pompeii,” awash in what seem to be petrified skulls and skeletons, and “Snake,” a massive coiled reptile.

At each stop on the tour, children will get a piece of candy that relates to the sculpture. Last year’s tour saw Milky Way candy bars passed out at the sculpture “Walk in Outer Space.” Visitors received Twizzlers at “Struggle of the Elements” and were encouraged to try to replicate the sculpture’s twisty-turny curves with their licorice.

In addition to the sculpture tours, children can make Halloween crafts and participate in a superhero-themed scavenger hunt. Guests are encouraged to wear costumes, and harvest-festival treats

such as hot apple cider and popcorn will be available.

There’s also a giant leaf pile. Young and old can jump right in.

“We have 60 acres of oak trees that will likely be dropping their leaves very soon,” said Jenna Strank, Caponi’s communications coordinator.

“I imagine the leaf pile will be at least 15 feet across and 3 feet deep.”

Admission to “Halloween at the Art Park” is free with a $5 per person suggested donation; the “trick-or-treat tour” is for ages 5 and up.

More about the event is at www.caponiartpark.org.

Andrew Miller can be reached at Submitted photo by Craig Drehmel andrew.miller@ecm-inc.com or “Snake” by Anthony Caponi is among the sculptures facebook.com/sunthisweek. featured on the “trick-or-treat tour” at Caponi Art Park in Eagan.

Family Calendar To submit items for the Family Calendar, email: darcy. odden@ecm-inc.com.

Friday, Oct. 26 Halloween open house by the MOMS Club of Eagan, 10 to 11 a.m., Peace Church (gym), 2180 Glory Drive, Eagan. Halloween party for moms and kids.

Kids’ games, treats, and a costume contest. Connect with other stay-at-home moms. Check out more about the club at http://

www.eaganwestmomsclub.org.

Park, 17100 Ipava Ave. Cost: $10 per carload or $3 per person and a nonperishable food item for the community food shelf. Information: (952) 985-4610.

Haunted Woods Trail, 6 to 8 p.m., Central Park, Rosemount.

Free. Donations and nonperishable items accepted. Information: rosemountevents.com.

Saturday, Oct. 27 Phantom Fun Run – 5K, 1/2 mile, and 1/4 mile – Events starting at 8:15 a.m., Pinewood Elementary, 4300 Dodd Road, Eagan. Registration information at www.district196.org/pw/ under “PTO Newsletter,” click on September.

Lakeville’s 21st annual Sunday, Oct. 28 Haunted Forest Festival, 5:30 Eagan Halloween Hodgeto 8:30 p.m., Steve Michaud podge, 3 to 7 p.m. at the Eagan

Community Center, 1501 Central Parkway. Indoor celebration featuring 15-plus carnival games, family dance, art projects, trick or treat room, puppet show and more. Cost $3 per child (18 months and older) and a food donation; free for adults and children 17 months and younger with a food donation. Information: (651) 675-5500 or www.cityofeagan.com.

Concerts/music Alison Scott, 7:30 p.m. Thursday, Oct. 25. Part of the Minnesota Zoo’s Acoustic Concert Series in the Target Learning Center. Tickets: $25. Information: www.mnzoo.com/ events/Events_LiveOnStage.asp.

Jeremy Messersmith, 7:30 p.m. Thursday, Nov. 7. Part of the Minnesota Zoo’s Acoustic Concert Series in the Target Learning Center. Tickets: $25. Information: www. mnzoo.com/events/Events_LiveOnStage.asp.

Exhibits/art shows Harvest of Art Community Art Exhibit runs through Nov. 2 at the Eagan Art House, 3981 Lexington Ave. S., and other Eagan locations.

Information: (651) 675-5521 or www.eaganarthouse.org.

Art Madness by the Eastview Community Foundation, 7 to 11 p.m. Saturday, Nov. 3, at The Barn, Spirit of Brandtjen Farms, 16972 Brandtjen Farm Drive, Lakeville.

Tickets are $35 in advance at www. evcf.org or $40 at the door.

Seasonal events HallZOOween, 9 a.m. to 4 p.m.

Oct. 27-28, Minnesota Zoo, Apple Valley. Information: mnzoo.org.

Minnesota Zoo’s Scarecrow Alley, Oct. 6-31, Apple Valley. Information: mnzoo.org.

Frightmares at Buck Hill in Burnsville, Oct. 25-28. Information: frightmares.com.

ValleySCARE Halloween Haunt, Oct. 6-31, 7 p.m. to midnight Fridays, noon to midnight Saturdays, Shakopee. Information: valleyfair.com.

Planet Spooky at Valleyfair, daytime hours Saturdays and SunTuesday, Oct. 30 days through Oct. 28, Shakopee.

Spaghetti dinner fundraiser Information: valleyfair.com. for Windmill Animal Rescue from 5 to 7 p.m. at Helen’s Cafe, 12 Theater Church St., New Market. Cost: The Prior Lake Players will $10 for adults, $7.50 for ages 12 present “Alice in Wonderland” and younger. Purchase tickets at at 7 p.m. Nov. 2-3 and 9-10 and 2 Windmill Feed & Pet Supply, 350 p.m. Nov. 4 and 10 at Twin Oaks Main St., New Market, or at Wind- Middle School, 15860 Fish Point mill Animal Rescue Thrift Store, Road S.E., Prior Lake. Tickets are 135 S. Main St., Lonsdale. Infor- available online at www.plplayers. mation: windmillanimalrescue@ org or at the door. Tickets are $14 yahoo.com. for adults; $12 for seniors age 65 and older and students; and $8 for children age 12 and younger.

Troupe America will present “Miracle on 34th Street: The Musical” at 2 and 7:30 p.m. Saturday, Nov. 17, at the Burnsville Performing Arts Center, 12600 Nicollet Ave. Tickets are $34 and $39 and can be purchased at the box office, or via Ticketmaster at (800) 982-2787 or ticketmaster.com.

Workshops/classes Sampler Saturday, oil painting, 1 to 5 p.m. Oct. 27 at the Eagan Art House. Cost: $20. Registration required: www.eaganarthouse.org or (651) 675-5521.

Holiday Cards in Watercolor, 9 a.m. to noon Friday, Nov. 9, at the Eagan Art House. Cost: $45. Registration required: www.eaganarthouse.org or (651) 675-5521.

Teen artist gatherings at the Eagan Art House from 3:30 to 5:30 Thursdays, Nov. 8 and Dec. 6; and from 1 to 3 p.m. Saturdays, Nov. 3 and Dec. 1. Cost: $3. Information: (651) 675-5521.

Jewelry Club, 1 to 3 p.m. Fridays, Oct. 19, Nov. 9 and Dec. 14, at the Eagan Art House. Cost: $15 per class. Registration required: www.eaganarthouse.org or (651) 675-5521.

Adult painting open studio from 9 a.m. to noon the first and third Fridays of the month at the Eagan Art House, 3981 Lexington Ave. S. Fee is $5 per session. Information: (651) 675-5521.