Can you get a title loan in California if you still owe money on the car? One of the most frequent questions associated with Car title loans Long Beach CA is whether you can get a title loan in California if you still owe money on the car. The answer is not a simple yes or no but it depends on the specific situation. In most of the cases, you are eligible to use your vehicle as a collateral for an auto title loan. Here is all you need to know about it.
What are the requirements to get a car title loan on a car that I am still repaying? One of the main advantages of auto title loans is that they are fast and they do not depend on your credit history. In other words, you can get emergency financing even with bad credit in as little time as 30 minutes, as it is with Fast Money Car Title Loans. The main requirement is to have the title on your vehicle оn your name and use it as a collateral for the loan that you are going to receive. In case, however, that you are still repaying your car, you can get an auto title loan and the amount depends on the following criteria:
The brand of your vehicle The model of your vehicle The age of your vehicle The mileage If you have a salvage title on your vehicle, meaning that your vehicle has been damaged Your monthly income – note that according to the legislation in California it should be minimum $1,200 Full coverage insurance Personal and/or professional references
All these factors can influence the amount that you can get on your vehicle. It is also good to know that you can use not only your car as a collateral but also an RV, truck, trailer, motorcycle or boat. Basically, you need to know that the car title loan is based on the equity of your vehicle and not on the number of payments you have made so far or you still need to make.
Why should I get an auto title loan if I still owe money on my car? Car title loans are fast solutions in case you need emergency financing as a result of unexpected debt or overdue bills that need to be paid urgently. In the event that you still owe money on your vehicle, it is also a good idea to get an auto title loan with Fast Money Car Title Loans because: 
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Part of the amount that you can get as an Auto title loan Long Beach CA can be used to cover the outstanding payments on your vehicle. In some instances, if you have just a couple of payments left, your car title loan amount might be increased to cover them. You can get a fast loan to repay your vehicle in full and finally have it entirely in your possession.
What are the advantages of Fast Money Car Title Loans We strive to provide the best for our clients for over 20 years now and therefore we offer some of the best advantages for car title loan borrowers in California:
Quick approval – you get your cash in about 30 minutes Simple procedure – you need to provide just a few documents in order to get the title loan (your ID, your car title, proof of your address, proof of employment, car’s insurance and registration and your driver’s license) No credit history check – you can get a loan from us even if you have a bad credit score No prepayment penalty – you are free to cover your payments earlier without any penalty imposed You keep and drive your car for the entire period of the loan
Get started Here at Fast Money Car Title Loans, we will make sure to answer all your questions you might have in case you have not repaid your car in full and want to get a car title loan.You can visit our website, call us at 877-594-4025 or come to our office at 3451 Cherry Ave. Long Beach CA 90807. We have opened several locations throughout California so that it will be more convenient for our clients to come to us personally if they prefer this form of communication.