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Jw Seagon: All Y our Insurance Needs
BY SIMON ASHWORTH
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Yes, I can choose the level of cover that’s right for me Yes, there are options to make my cover more affordable Yes, paying my premium and tax is easy
It may seem like a moot point, but the truth is, every customer is different. At JW Seagon- which is represented by Tanmanagement Insurance Brokers Ltd in Tanzania - we don’t believe the one size fits all; we trake time to understand your unique situation, consider the benefits available and recommend a solution suits you.
That is one reason why we launched JWS Worldwide Health Plan, an international health insurance policy available exclusively through JW Seagon and developed in partnership with Hollard Cigna Health. Whether you want health insurance for you and your family, or a company plan that meets the needs of your workforce, the flexibility of JWS Worldwide Health Plan allows you to select cover that is right for you and most importantly, your budget. Whilst satisfying your health needs should always be your main priority when considering health insurance, a policy you choose also has to work for you financially.
40 I Dar Life I MARCH 2020 JWS Worldwide Health Plan includes: • 5 levels of cover -from an inpatient-only plan to a top of the range comprehensive plan, as well as supplementary dental options; • the option to be treated anywhere in the world, anywhere in the world excluding the USA, or anywhere in Africa & India only; • a wide range of deductibles.
AS THE HEAD OF HEALTHCARE AT JW SEAGON, I’M OFTEN ASKED ‘WHAT MAKES A GOOD INTERNATIONAL HEALTHCARE PLAN?’ BUT AT THE RISK OF SOUNDING LIKE A BELEAGUERED POLITICIAN, I ALWAYS RESPOND IN THE SAME WAY – BY SUGGESTING THAT A BETTER QUESTION IS TO ASK ‘WHAT IS THE RIGHT HEALTHCARE PLAN FOR ME?’
Another(and increasingly prominent)box that needs to be ticked is the regulatory compliance. In recent years the regulatory position in Tanzania has become even more challenging with regard to health insurance. As a result, a number of international health insurers have withdrawn from the market, or their regulatory position has become uncertain. Most people consider their health a top priority so any uncertainty or doubt around health insurance should be avoided. Reassuringly JWS Worldwide Health Plan is fully compliant with Tanzanian regulation and means: • there are no issues paying premiums overseas (premiums are paid locally); • you are NOT liable for withholding and filing Withholding Tax because Resolution withholds the tax when remitting the premium to Hollard Cigna Health and pays the Tanzania Revenue Authority (TRA) directly.
Does your current health insurance tick all the boxes? If not, or you’d like some help in making an assessment, then it is time to give JW Seagon a call; we will be delighted to discuss how JWS Worldwide Health Plan can be shaped around you, your family, your business and your budget.
