New Homes & Renovations - Fall 2016

HOME BUILDING • BUYING • RENOVATING • DECORATING IN NOVA SCOTIA • FALL EDITION

New Homes & Renovations FALL 2016

Planning for life pg.6 Buy vs.

Rent pg.12

The NSHBA 2016 Renovator of the Year

MONK Renovations Page 28

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Welcome Home!

NSHBA 2016 Renovator of the Year

pg

28

Feature Articles 6

Planning For Life

12

Buy vs. Rent

28

NSHBA 2016 Renovator of the Year

Renovation tips for best ROI for the long term in an aging market

A review of what is driving Nova Scotians to choose home ownership or home rental.

A profile of Monk Renovations and their relationship with the NSHBA and the community.

Also Inside...

4

Fall Building Season - NSHBA Free Seminars

20

HomeWishList - Product Showcase

24

Professional Edge - Working with a REALTOR®

25

Professional Edge - Home Heating & Cooling

27

Professional Edge - Energy-Efficiency Tips

34

Before & Afters - Examples of local projects

Online Contest!

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Planning For Life

pg

pg

6

Product Showcase

Buy vs. Rent Product Before Showcase & Afters

pg

20

23

www.newhomesandrenovations.com

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pg

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FALL 2016

See Page

Retail Value $599

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RENOVATION MONTH

New Homes & Renovations

www.newhomesandrenovations.com Published independently for the

The Nova Scotia Home Builders’ Association is the voice of the residential construction industry in Nova Scotia. New Homes & Renovations, Fall 2016 Edition is the official publication for the NSHBA’s local building & renovating industry.

70,000 copies are distributed throughout HRM and the province of Nova Scotia to paid subscribers of The Chronicle Herald and as an exclusive insert in Metro News, at select home improvement retailers and to attendees of the NSHBA’s Consumer Protection Sessions around the province.

NSHBA and Dattcom publications include: • The Real Home Show Guide (March) • New Homes & Renovations - Spring (April) • Parade of New Homes (May/June) • New Homes & Renovations - Fall (October) Please contact the NSHBA directly on how you can be involved in association activities.

124 Chain Lake Dr, Halifax, NS, B3S 1A2 902.450.5554 or Toll Free 1.800.668.2001 email: nshba@nshba.ns.ca or visit www.nshomebuilders.ca No part of this publication may be reproduced, stored in a retrieval system or transmitted, in any form or by any means, without the prior written consent of the NSHBA and Dattcom.

The publishers reserve the right to refuse any advertising and bear no responsibility for advertisers’ messages.

For information on participating in this publication, please contact our editorial and advertising teams at info@homesandrenos.com /HomesandRenos

@homesandrenos

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“To renovate or not to renovate,”should not be the question!

By Sherry Donovan & Jess Meldrum

NSHBA Staff

Protect yourself with the facts before you sign the dotted line!

T

he choice to undergo a renovation or to build a new home is always a bittersweet decision. It can be exhilarating and satisfying when the results turn out exactly how you envision them.

On the other hand, both options can take a turn for the worse and develop into a disaster if they are not approached in the correct way. The renovation and building process can be both costly and time consuming. However, if the critical research is completed before you take on this commitment, you can dramatically reduce your transformation anxieties.

The decision to renovate or build is not one to be made without significant thought.

Here are the top three things we suggest you consider before you sign your name on a contractors dotted line:

Have a written contract for your project: This seems like it should be common sense, however, many people choose to overlook this step or simply do not know what

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should be included in their contract. A good contract will outline your expectations, timelines, and will ultimately give you piece of mind that you have completed your due diligence as a homeowner. It should also include construction details such as start and completion dates, payment schedules, product selections that will be used in construction process, and should also address the implication of how changes will be handled once the contract is signed.

Interview your Contractor in person: An initial face-to-face interview with your contractor is a key component to building a solid relationship. Having an open dialogue with your contractor before your final decision will allow you to gauge their level of expertise in regards to being able to achieve exactly what you truly want and need in your home.

As uncomfortable as it is, there are some non-negotiable questions you should ask your contractor before proceeding: Have

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they received any third party awards?

Will they provide references? What are their communication plans and strategies throughout the construction process to keep you informed? What is their policy regarding site visits once construction has begun? How are change orders handled once the contract has been signed- what is the impact to the timeline, price, etc?

Understanding your Contractor’s level of expertise: There are a few key areas that will help determine how committed a company is to professionalism within the construction industry – which is ultimately a reflection of their own company. Being a member of a professional association such as the Nova Scotia Home Builders’ Association (NSHBA) or having additional designations such as Certified Aging in Place Specialist, Certified Residential Builder or RenoMark is an indication that they are dedicated to staying up-to-date with mandatory training.

With many of these programs, companies are required to participate in continuing education to have the latest knowledge on housing trends, knowledge of building science and industry incentives.

It is also recommended to ask if they have recognized safety training for their employees? Do they offer new home or renovation warranty? Do they carry Workers’ Compensation and liability coverage?

This is a lot of information to consider and with so much information available, it needs to be organized in a way that works best for you without being overwhelming.

The NSHBA has developed a series of homeowner consumer protection sessions that which break down some of the information needed to begin a renovation or home construction into manageable sections. These sessions will provide homeowners with the information to make better decisions before beginning, allowing for a better experience throughout the renovation process.

All sessions are held at no charge to participants. Attendees will receive a package of resource material and have the opportunity to hear industry experts address topics that will help them with their new home or renovation projects.

Pre-registration is required, so reserve your seat today by contacting the NSHBA directly at (902) 450-5556 or emailing communications@nshba.ns.ca

Planing to build or renovate your home?

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Highlights include hiring a contractor; planning for your new home, energy efficiency options; home warranty protection; heating options; new home trends and highlights.

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Planning for life.

Consider renovations that provide the best return on investment for your future, or future owners, in an aging population.

By Heather Clarke Contributing Writer

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M

ost homeowners in their ‘30s don’t need grab bars near the toilet or enough space for a wheelchair to slip through the doorway, but that shouldn’t stop them from reinforcing their walls and widening their doorways.

Nova Scotia Home Builders Association CEO Sherry Donovan says homeowners across the province are realizing the benefits of renovating their home for people with mobility issues, whether it’s for themselves (now or down the road), their aging parents, or even a potential buyer when they eventually sell their home.

“People are looking at their homes differently, especially here in Nova Scotia where we’re extremely aware of our aging population,” says Donovan. “It’s not

just seniors, either. We have various-aged homebuyers thinking ‘Will I have mobility issues down the line?’ or ‘Will my in-laws move in someday?’ and they’re also thinking about resale.”

Lawtons Home HealthCare business development manager Ron Swan says it’s all a matter of demographics, as the Baby Boomers are now in their ’60s and late ’50s.

“We want to live where we want to live, do what we want to do, and maintain our independence,” says Swan, 63.

“Nobody is considering long-term care as an attractive option and people are living a lot longer than they used to, so we’re going to see this trend continue for the foreseeable future.”

Swan says seniors most commonly need to enter long-term care because

they’ve suffered a bad fall, but there are ways to mitigate the risk so they’re able to return home safely. His 87-year-old mother lives in an apartment and Swan works with her landlord to make sure she has everything she needs for safe accessibility.

Grab bars are a common bathroom addition to make it easier to get on and off the toilet, as well as climb in and out of the tub. If you don’t need grab bars but you’re renovating your bathroom for other reasons, Donovan says it’s smart to reinforce the walls while you have the chance. Then it’s far easier – and less expensive – to add grab bars in the future when and if required.

If you’re considering knocking out a closet to make your bathroom a little Continued...

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AGING-IN-PLACE RENOVATIONS

You really want to make that bathroom as large as you can so there’s space if someone needs to go in with a walker or a wheelchair.

Ron Swan, Lawtons Home HealthCare

Simple changes can start in the bathroom: reinforced walls for grab bars, zero-threshold showers, wider floorplans and wheelchair accessable vanities are some of the changes that, although subtle in appearance, make a large difference.

Heath Pierson

Owner Phone: (902) 209-9418 Fax: (902) 861-1023 Heath@blueridgebuilders.ca www.blueridgebuilders.ca

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larger, that might be an especially smart decision.

“You really want to make that bathroom as large as you can so there’s space if someone needs to go in with a walker or a wheelchair,” says Swan.

Many homeowners assume their only accessible option is removing their tub entirely and replacing it with a zero-threshold shower. This is a great option to consider, especially if showers are your preference. However there are many specialized bathtub models, either newly installed or available through retrofit, which provide a low-threshold, watertight doorway on the side of the tub.

If mobility issues still prevent someone from stepping into one of these specialized bathtubs, have no fear – Swan says there’s no age limit on relaxing in a bubble bath.

“We can put in bath lifts that can lower you into the tub and then bring you back up again, for people who enjoy the full experience of a bath,” says Swan.

He says these bathroom renovations can be so attractive that most people don’t even notice the accessibility features.

“They walk in and say ‘Wow, this is a really nice bathroom.’ It doesn’t have to look clinical at all,” says Swan.

The entries of most homes are not

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AGING-IN-PLACE RENOVATIONS

in choosing a renovator. CAPS renovators understand the skills required to successfully renovate a home so a person can remain there comfortably into their golden years.

“These professionals have taken the time to better educate themselves on the needs of people with mobility issues,” says Donovan. “It’s another tool in their toolbox to better serve their client.”

She says a lot of builders and renovators without the CAPS certification may not consider againgin-place options, as they’re simply not accustomed to thinking about designing for mobility-changed homeowners.

“With CAPS, they have that expertise to ask the homeowner ‘Have you considered wider doorways or additional lighting in the kitchen?’” says Donovan.

“Or they might say ‘You don’t need grab

bars in the bathroom yet, but we may want to reinforce that wall so it’s easy to add them in the future.”

Donovan notes that most homeowners tend not to think about these types of renovations until they suddenly find themselves – or a loved one – in desperate need of grab bars or wheelchair-accessible doorways. That’s why she encourages anyone renovating their home to keep an open mind when it comes to small or large changes that could save them a lot of money down the road.

“It’s much less expensive to do these things when the walls are already open,” says Donovan. “It’s also far easier to execute them, compared to when you’re suddenly in the hospital with an injury and can’t go home until the modifications are done to the home.”

Continued...

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accessible for wheelchairs or walkers, so Swan says that’s where renovations can be essential. Installing a porch lift – a specialized exterior elevator – sounds like the far fancier option, but he says it’s often more practical than a ramp.

Since a ramp must be 12” long for every 1” of height in order to meet code requirements, a home with a door that’s 5’ off the ground would require a staggering 50’ ramp. Ramps require more maintenance and need to be shovelled all winter long, and they can also be an eyesore. Porch lifts can be discreetly tucked off to one side.

Interior elevators are another option.

Although far more expensive, these can be retrofitted into a home within a closet or other open space, opening into a garage or the somewhere near the front entry. Just like commercial elevators, you can incorporate a stop on each level of your home, providing access to all areas.

Swan recently worked with a Bedford couple to renovate their two-storey home by adding a residential elevator with six stops to reach every level – including the basement and outside entrance.

“He and his wife are in their early ’80s and they don’t want to go anywhere else, so the elevator is going to allow them to stay there as long as they can,” says Swan.

While the elevator was a $100,000 project, Swan says there are less expensive upgrades that can make a huge difference to a person’s quality of life. Kitchens can be made more accessible by installing appliances with front-mounted controls and special cabinets that lower themselves to a person’s level. Raised outlets and lowered light switches are hugely helpful for people using wheelchairs.

As with any renovation project, Donovan says it’s critical to research a renovator’s credentials and get everything in writing.

“There’s a lot of money at stake when you’re renovating, and you’re putting a lot of trust into the renovator that they’re going to be able to meet your expectations,” says Donovan.

“Unfortunately, there are always people out there looking to make money off others’ misfortunes.”

The CAPS (Certified Aging-in-Place Specialists) program was designed to give homeowners greater peace of mind

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AGING-IN-PLACE RENOVATIONS Residential elevators are on the upper-end of the scale for aging-in-place renovation options. However, when comparing the cost of moving to a new home, the investment to maintain access to all levels of your existing home could be more economical.

Photo: Lawton’s Home HealthCare

someone living in long-term care than it does to support them in their own home. Before rushing to put an aging parent into long-term care, he believes it’s important to think about all of the options.

“Some people in assisted living are paying $4,000 or $5,000 a month, and you can make your home fully accessible – and maybe bring in a caregiver a few days a week – for a fraction of that cost,” says Swan.

“Once they’ve had an assessment with an occupational therapist and you get an idea of the cost for the changes that would need to be made to the home, then you can make a decision based on the big picture.”

END

When someone reaches out to discuss making a home more accessible, Swan says he arranges a consultation with the family so he can explain their options. If the renovations are for a person who needs them immediately, due to declining health or mobility, he loops in their healthcare provider and an occupational therapist.

“If their goal is to maintain their independence, they need to say ‘OK, where am I now? How could my needs change in the future?’” says Swan. “An occupational therapist can assess their ability to safely function in their home – physically and cognitively.”

Swan says an OT will sometimes ask the person to perform different tasks – like preparing a meal or going through their bathing routine – to see what modifications need to be made to the home.

“You need to spend that time getting a really good understanding of what your situation is up front and what it may be like two, three, four or five years down the road so you can make decisions based on that,” says Swan.

He says it can cost far more to support 10

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Certified aging-in-place renovation suggestions: • Wider hallways (36”) • Wider doorways (32”) • Lowered light switches • Raised outlets • Zero-threshold doorways • Open concept rooms with 60”+ turn space • Lever-style door handles • Lever-style faucets • Adjustable/handheld showerheads, 6-foot hose • Reinforced walls in bathroom for grab-bars • Zero-threshold shower entry • Wall-mount sink with knee space • Lowered counters or multi-levelled work spaces • Open under-counter seated work areas • Removable lower cabinets • Roll-out base cabinet drawers, lazy susans • Side-swing or wall oven • Side-by-side refrigerator/freezer • Option of Microwave oven at counter height • Raised washer/dryer (12-15” higher) • Ample hand/stair rails • Pre-framed future elevator (i.e., stacked closets) • Plan for future one-level living (i.e. flex room) • Plan for future legal in-law suite • Low-maintenance exterior siding • Low-maintenance landscaping

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By Ania Swiationiowski

T

here are few things as personal as your home. It’s where you hang your hat and where your heart is. It’s your own special place in the world. Whether you raise your family there or just use it as a place to sleep and put all your stuff, choosing a home must be the right fit. So what meets your needs? One of the biggest questions you’ll need to answer is: should you buy a home or should you rent?

Both buying and renting have upsides and downsides and while there will be a million considerations that will influence the decision, but they can be boiled down to two basic factors, lifestyle and finances.

These two factors are unique to each person and may change more than once over a lifetime.

LIFESTYLES OVER A LIFETIME

LIFESTYLES OVER A LIFETIME

In the real estate world (renting or buying), “lifestyle” seems to be a key word everywhere you look. “The decision to rent or buy has a lot to do with where you’re at in your life and what you are looking for,” says Sherry Donovan, CEO of the Nova Scotia Home Builders Association (NSHBA).

“There are many factors. Family size, location, local schools, what is available in the community, and so many others that determine your lifestyle and what you are looking for in a home.”

Young and Growing Families Most first-time homeowners are young families. According to Statistics Canada these are primarily the Millennial (20-34) and even the Gen-X (35-50) generations.

Many of these families are focused on putting down roots in a community, developing homes for their children and

the lifestyle they want for their families, and building equity for their retirement.

For them, taking on the responsibilities of home ownership makes a lot of sense. But for many first-time buyers the financial hurdles can be significant, so a first (or starter) home may not have all the elements or quality of products you would ideally want. However it may allow the owners to build enough equity to buy a second-time home in the future and begin to establish those roots for the lifestyle they want for their families.

Scott Smith, owner of Rooftight Construction, has been building homes for 20 years. “First-time buyers tend to choose a home based on location and price and make their family fit their home.

They are looking for a starter home and the best bang for their buck in what they can get,” says Smith. “First-time buyers don’t tend to buy on energy efficiency or the perfect space, but on price.”

However, second time buyers tend to be those that have growing families and have built enough equity when selling their first home that they can be more focused on upgrading.

Second-time home owners are more about upgrading. They are in the 3555 age group and have built equity by selling a first home. “There are two things that these home buyers are looking for.

The first thing is they’re looking to fix mistakes they made on their first home, so all the things they wish they had or wish they would have done. The second thing is they have a family that has grown so they are looking to build a home that fits their family now. That’s where our conversations with our clients usually Continued...

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Photos: Carson Arthur, Courtesy HGTV’s Critical Listing

Contributing Writer

Photo: Bergman Landscape & Masonry

BUY RENT

Generational differences, lifestyle choices and finances are all affecting the traditional perception of “home”.

BUY VS. RENT

starts – we interview families to see how their family lives and design a home around that,” explains Smith.

Smith and Donovan also bring up an additional point: the differences between buying an already lived in home versus buying a newly built home. When buying an already lived in home or with renting, there is less certainty in where the home is in terms of its lifespan and so budgeting for repairs and renovations can be difficult.

“A major benefit for owning a new home is knowing what you’re getting,” says

Donovan. “You’ve chosen the products and materials to build the house and you have the warranties in hand. With that, along with a home warranty, you can better budget for the home’s lifespan. When renting you don’t have that luxury. You may not know the age or quality of the products or have any control over upgrades.”

Smith adds that what attracts many second-time buyers to designing a home is that they can opt for energy efficient homes. Energy efficient homes allow for better budgeting with water and energy

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Sutton Group Professional Realty

bills and greatly increase the re-sale value of a home.

The Lock and Leave Lifestyle Within the Gen-X and Millennial generations it seems there are more people delaying or deciding not to have families or needing increased flexibility due to the nature of the modern work-force. The days of working at one job for 30 years is gone.

Moving between cities and provinces is becoming common in the modern job market.

For these lifestyles, taking on time and money needed for house ownership and maintenance may not be the best choice.

Being tied to a mortgage doesn’t make sense when you don’t know yet where you will be in five years. Renting allows for greater mobility because at most your commitment to a home will be a one-year lease.

Jason Brunt, Vice President of Business Development for Clayton Developments, feels that it is very important that housing opportunities fit all lifestyles. He makes the point that market forces have changed over the years.

“Right now is relatively unique,” explains Brunt. “We have a couple factors going on that are driving some different behavioural patterns. The region has a very diverse demographic audience and a very diverse financial audience as well. So the key for this market, from our perspective, is to make sure we cater to as many segments as possible.”

“What is more relevant right now is lifestyle choices. When you compare the top and the bottom ages of the demographic spectrum, there are a lot of consistencies between them that never would have popped up before,” adds Brunt.

“Take for example property maintenance vs. alternative lifestyle interests: just as many young individuals enjoy ‘locking and leaving’ as you see with the older generations. If you go back ten years, the focus was primarily about building equity in a home for your future retirement plans and planting roots in a community. Those factors are still very important for younger families with children who gravitate to home ownership, but the lifestyle and the way people choose to live has superseded that.”

However, the lock and leave lifestyle could be accommodated by either renting or buying. Renting allows people to have

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BUY VS. RENT The Parks of West Bedford

Continued...

The Master Planned Community a more transient lifestyle, but for people who want the flexibility, yet still want to own their home, there is the option of a condominium.

Condo developments cater to agingin-place, downsizing empty-nesters, and younger couples without children because they offer a lot of the features and benefits of a stand-alone, single family dwelling or a private property, yet without the need for maintenance.

In contrast to this, Smith’s new home clientèle rarely includes empty-nesters or seniors. “Most empty-nesters these days are going to rent apartments or condos and are really trying to scale down.”

According to Smith, the reasons why empty-nesters and seniors in Halifax go

With a need to cater to our region’s diverse age groups, lifestyle interests and ever-evolving housing needs, the master planned community is designed to accommodate a cross-section of multiple housing types, with both ownership and rental options, to make sure that the community can cater to as many people as possible – from first-time home buyers or renters to large families, empty-nesters and seniors.

towards renting is because it is frequently their only option for downsizing. “Their homes are typically older and need a lot of work to fix up and there are no developments in metro that offer purchasing single family seniors’ living.”

Master Planned Communities: Mixing it up to meet the needs of the majority Availability of appropriate housing or options to buy or rent are currently an issue in Nova Scotia, particular in Halifax.

As these market demands change, the housing industry needs to modify their developments to keep up with the changes.

For people to be able to make the best

decision between buying and renting, whether it’s a house or multiple unit such as an apartment or condo, the housing inventory and options have to be there.

Brunt explains that this consideration is the core of Clayton Development’s master planned communities. From Brunt’s perspective, making sure a variety of housing options are available is key in community building.

“The Parks of West Bedford is a great example of a master planned community.

The intent is to make sure we have a crosssection of multiple housing types, with both ownership and rental options, to make sure that the community is built diversely.

By doing so we can cater to as many people Continued...

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BUY VS. RENT

BUYING

VS

RENTING

Personalizing/Customizing your space PRO: Buying a newly built home you have control over the design and the ability to customize to your unique needs. With an existing home, you have more control over changes or improvements to the home over time as your needs change. Your options for changes can be simple (like painting) or far more complex (like an addition).

PRO: You have the option to tour many apartments and choose which one suits your style and tastes prior to signing a lease. You have the freedom to move to a new apartment once that lease has expired. You always have the option to add personality to your living space with accessories, artwork and furniture.

CON: With change, comes expense. Although you have more control and options, you are also responsible for maintaining any upgrades and related warranties/costs.

CON: Most rental properties, new or existing, do not allow for interior changes like painting or fixtures. So you are at the mercy of the landlord to make cosmetic upgrades.

Energy Efficiency & Comfort PRO: You can choose the best heating and cooling source based on your personal comfort levels and budget. This gives you the ability to work towards net-zero (no utility costs). With this, you also have better control over your impact on the environment.

CON: Heating and cooling equipment can be very expensive, especially if out of pocket (Not rolled into a mortgage); you are responsible for upkeep and also at the mercy of the variable fuel-source costs.

PRO: You have the option to seek units that includes utilities - quite common in this market – and can choose based on your level of comfort (ie. air conditioning).

Newer units will have better insulation for comfort.

CON: You have less control over the impact you may have on the environment, nor the energy-costs if paying for utilities. Older units may have inconsistent temperature, plus you must rely on the landlord to make repairs to faulty equipment/services.

Living Space, Property, Storage, Privacy PRO: With a purchased home, you typically have more interior living space, multiple levels/rooms and storage.

You also have outdoor space including a yard, gardens, patios, etc. You will usually have a driveway for vehicles and possibly a garage directly outside your residence. In most cases, as you do not share a wall or ceiling/floor, you may have less chance of hearing your neighbours or being affected by their activities (within the home).

CON: Extra square-footage usually means increased cost for heating, cooling, maintenance and property taxes. You are responsible for maintaining (either cost or physical effort) all property, landscaping, exterior, etc. This also means your ability to “lock and leave” is limited.

PRO: Many rentals, especially newer buildings, have large, multi-room units with additional storage space. Features may also include car wash stations, common rooms, entertainment facilities, work-out facilities, libraries, concierge services , pools/spas and more. Exterior spaces (other than your unit’s deck/patio) may include common BBQ areas, decks, patios or shared gardens. Newer units are also constructed using concrete and/or higher-grade insulation for sound control and privacy.

CON: You are limited to the space you rent, the parking space you are granted, as well as the storage provided for you. You will have to share common spaces such as elevators, hallways, parking, common rooms, entries.

Investment & Finance PRO: Owning a home allows the buyer to build equity, have re-sale opportunities down the road and can promote other long term financial planning such as preparing for retirement. Equity built from a first home could also help up-scaling with the purchase of a second home, or other investment or recreational property.

PRO: Without the cost of maintenance, taxes, etc, renters can have a greater saving capacity or more freedom for luxury items (regular trips, cars, clothing, etc). Renting gives the ability to get into your choice of apartment without having to come up with a downpayment and other fees associated with buying.

CON: the biggest obstacle for most looking to buy is to meet the downpayment and other cost requirements.

Also, the costs of upkeep, maintenance and taxes along with market fluctuations could offset potential gains.

CON: Although saving potential is higher, the onus is on the renter to actually save those dollars and invest accordingly to offset future costs, such as retirement.

Equity is less, so potentially less investment opportunity.

as possible regardless of their age, lifestyle, and individual needs.”

One of the positive elements of a master planned community is that it allows for people to remain within a chosen community as their needs change, such as transitioning between renting, buying, upgrading, or downsizing.

FINANCES & ECONOMICS There are many economic factors that go into the decision to buy versus rent a home.

Some people want to “grow” their money by investing in home ownership and building equity. Others see the additional (“real”) costs of home ownership as outstripping the benefits and opt for renting instead.

The “real costs” of home ownership The down payment is probably one of the key considerations when deciding whether to buy a home. “The financial system has a lot of rules and regulations on how they will accept the down payment, how they will allow it to be supplied or provided,” explains Andrew Gibson, Bank of Montreal Mortgage Specialist in Nova Scotia.

“First and foremost, we try to get a sense of what a future homeowner’s plan is. Is this a first home, starter home, or forever home? Then we start to have a conversation around what is their budget, what do they think they can afford, what is their current lifestyle. We also want to talk about what the bank’s parameters are in terms of affordability and the financial requirements to qualify”.

Financial requirements to secure financing include employment stability, credit factors, and level of debt obligation.

“These financial factors can be an obstacle for many first-time buyers. We work on a case by case basis with people and try to help them make ownership possible whether immediately or down the road,” says Gibson.

When calculating the “real costs” of home ownership, items to consider include: down payment, closing costs, property taxes, responsibility for all utility bills, regular upkeep and maintenance costs, as well as the lifespan of the home and repair and upgrading costs. Financial benefits include building equity, developing credit options for future projects, re-sale opportunities, and the financial ability to eventually upgrade to a second home from a starter home.

Continued...

16

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New Homes & Renovations • NH&R Fall 2016

2016-09-21 3:21 PM

THE PARKS

OF WEST

BEDFORD

EMBRACING NATURE .. ENJOYING

LIFE.

Choosing which community you live in is an important decision - it plays a big role in how you spend your time. Choose wisely with The Parks of West Bedford! � �

THE PARKS

OF WEST

BEDFORD

EMBRACING NATURE ... ENJOYING

NH&R2016_Fall.indd 17

902.832.1000 www.theparksofwestbedford.ca

LIFE.

2016-09-21 3:21 PM

BUY VS. RENT

Nova Scotia — Historical Starts by Dwelling Type

Source: CMHC Stats and Completions Survey

For the last 20 years, there has been an increase in apartment and multi-unit dwellings and a decrease in detached home construction starts, illustrating the shift in Nova Scotia from primarily a home-ownership market to one with more diverse housing options.

The financial pros and cons also need to be matched to the person’s lifestyle preferences and financial position. While there are many benefits to owning, including long-term investment, it is expensive and often means financial sacrifices elsewhere.

“People want to maintain a standard of living that they enjoy, which will impact their housing choices,” Donovan adds.

Renting could allow for more saving

ability on a month-to-month basis compared to owning a home. For those who would prefer a better car or to travel each year, owning may not be the best option.

Market influencers and forecast There is no doubt that the market demands and building trends have changed in Nova Scotia, particularly in Halifax over the

40 ANNIVERSARY TH

Visit www.ahwp.org to see all home builders registered under the Atlantic Home Warranty Program.

(902) 450-9000 • 1-800-320-9880 18

NH&R2016_Fall.indd 18

past 20 years. Guillaume Neault, Principal, Market Analysis (Halifax) at the Canadian Mortgage and Housing Corporation (CMHC), says that CMHC research indicates that housing market and demographic changes including increased aging populations, the job market, ups and downs in employment for different demographics, immigration and emigration, and changes in the local and national economy are all affecting the housing market forces.

Nova Scotia has suffered drops in sales volume and price growth in recent years, particular for the age groups in the 25-34 year range resulting in a slump in the new homes industry and low rental vacancy rates, explains Neault. Home builders are keeping a much smaller inventory and home values have gone up.

However Neault indicates that the economic forecast predicts better times ahead. While too early to say for 2016, CMHC research indicates that the trends for 2015 and part of this year’s first quarter are showing increases in employment and buying power that will hopefully in time lead to the return of prosperity in our housing market.

But beyond these external factors, people are making different lifestyle choices than they did years previously. “It’s not a specific demographic anymore that’s walking into any one of these options in renting versus buying. A lot of it is strongly dictated by the lifestyle the individual wants to lead,” concludes Brunt.

While trying to decide whether to buy or rent a new home is complex decision, for most the decision will primarily come down to their lifestyle choice and the building industry in Nova Scotia is standing up and listening to those market demands.

C S

END

New Homes & Renovations • NH&R Fall 2016

2016-09-21 6:06 PM

Cresco_N

New Models. New Streets.

New Neighbourhoods.

Coming Spring 2017 Bramwell Court The Parks of West Bedford 902-832-5900

Fleetview Drive The Ravines of Bedford South 902-830-1999

www.cresco.ca

Cresco_NewPhase_NH&R_FullPg.indd NH&R2016_Fall.indd 19 1

2016-09-16 2016-09-21 9:18 2:31PM PM

Product & Service Showcase

HomeWishList Homeowners are always on the lookout for the latest and greatest products. Here are some new products and services from local retailers, installers and manufacturers right here in Nova Scotia.

See these and more local products & services on newhomesandrenovations.com

Stanley High Velocity Hammers STANLEY® FATMAX® introduces its new one-piece 14oz and 17oz High Velocity Hammers, ideal for framers, general contractors, and carpenters. Forged from a robust piece of steel, the High Velocity Hammers are durable, light weight and very well balanced to produce a fast swing and reduce fatigue while working.

The new FATMAX® hammers are equipped with an axe style handle and Anti-Vibe® grip for stability and maximum comfort. In addition, the 17oz hammer exclusively features a checker face to better grip the head of the nail while driving and to reduce chances of glancing off the nail. DIYers and professionals can appreciate the magnetic nail starter designed for easy one handed nail placement and the side nail puller for efficient nail pulling on both hammers. The 14oz Framing Hammer (FMHT1305) retails for approximately $29.99, the 17oz model (FMHT51306) for $34.99. Both will be available at LOWES® or visit www.stanleytools.ca

Black & Decker Smart Tech Battery and Drill

Porter Cable New Brushless Drills

BLACK+DECKER™ announces its new line of award-winning SMARTECH™ Batteries, which use Bluetooth® Technology to connect to the new BLACK+DECKER Mobile App. The free BLACK+DECKER Mobile App has three components: My Products, Messages, and Projects.

Combined with the new SMARTECH™ Battery USB charging feature, the app and batteries connect tools with technology to enhance the DIY experience. The BLACK+DECKER Mobile App links with SMARTECH™ Batteries to provide a variety of functions:

PORTER CABLE® announces the launch of its 20V MAX* Lithium Ion Brushless Drill/Driver (PCCK607LBLW) and Brushless Impact Driver (PCCK647LBLW), both part of the new Brushless EDGE™ family of tools, operating on any PORTER CABLE 20V MAX* Lithium Ion battery. Integrating brushless motor technology for the first time in its system of tools, these two new PORTER CABLE brushless products offer up to 50% more runtime to minimize downtime on the jobsite. The Drill/Driver boasts 20% more power, improved bit retention, a two-speed gear transmission (0-450 RPM or 0-1800 RPM) and is just 7.4 inches in length and weighs only 3.3 pounds with its battery. The Impact Driver also features a shorter tool length compared to its predecessor. Available at LOWES® and Independent retailers in Nova Scotia. www.portercable.ca

My Products: users can view a list of their connected batteries; select and interact directly with an individual battery when in range; access four key functions: enable or disable the battery, view remaining battery charge, turn on the locate feature to find a missing battery, or activate the battery’s integrated USB port to power external devices, such as tablets and phones, via USB. Messages: users can view all battery notifications. Including charge reminders and unathorized useage.

Projects: provides a wide variety of DIY ideas and inspiration at the tip of your finger. This area of the app also makes recommendations for which tools are best suited to which project and also provides DIY tips that are just a few clicks away.

Available at Canadian Tire stores and www.blackanddecker.ca www.blackandecker.ca

20

New Homes & Renovations • NH&R Fall 2016

NH&R2016_Fall.indd 20-21

DEWALT Metal Folding SawHorses DEWALT® is pleased to announce the Metal Folding Sawhorse—model DWST11155—is quick and compact, and offers ergonomic folding for portability and easy storage. Side latches provide the option to carry two sawhorses together with an integrated handle, and the robust metal structure enables a capacity load of 2000 lbs. per pair. The Full Metal Sawhorse has clamping ability when used with clamps, and a V-groove for various cutting applications. DEWALT® is especially proud to add the Metal Folding Sawhorse (DWST11155) to its list of well received products as it has been awarded the 2016 Red Dot Award for Product Design, the international distinction for high-quality design. The robust metal structure of the DEWALT® Metal Folding Sawhorse provides a load capacity of 2,000 lbs. per pair. Top metal bars allow the use of trigger clamps and are provided with V-grooves to help position and secure pipe and small work pieces. When using a twin pack, 2 x 4 lumber recesses facilitate creation of a jobsite table, and side latches allow for stacking and carrying 2 folded products. The sawhorse quickly folds up to a compact size for ease of use and storage. Available at DEWALT Retailers across Nova Scotia www.dewalt.ca

Black & Decker 4-N-1 Multi Trimmer With the BLACK+DECKER 4-N-1 Multi-Trimmer (GSP401), you can detail your entire yard from precision trimming the grass to shearing tall shrubs – all with one tool. The trimmer includes a hand-held shear shrubber, hand-held grass shear, pole shear shrubber and a pole grass sheer. Features include extendable length up to a 10-foot reach; a 135-degree pivoting head that adjusts to 10 different angles; a 9-inch trimming blade for pruning; and a 6-inch grass shear blade for detailing around flowerbeds and walkways.

It comes complete with the blades, pole and connector cord. Price is $139 and available at Amazon.ca and Lowe’s stores in Nova Scotia. www.blackanddecker.ca

CertainTeed Noise Reducer Insulation CertainTeed NoiseReducer™ batts are 3-1/2-inch thick fiber glass batts designed to effectively reduce sound transmission as well as to provide thermal insulation. The batts are lightweight, flexible and easy to handle and fabricate on the job site and conform to irregular surfaces. “NoiseReducer™ insulation is ideal for use in the adjoining walls of semi-detached houses. Not surprisingly, it is now in demand for homes with media or music rooms, teenagers who like loud music and for those looking for a quieter bedroom for a good night’s sleep.” For use in both commercial and residential walls and ceilings, specifically for wood stud construction, NoiseReducer™ insulation helps control sound by breaking the path of sound vibration and absorbing unwanted noise. CertainTeed NoiseReducer™ insulation resists mold and mildew and will not rot or deteriorate. Available at CertainTeed distributors in Nova Scotia www.certainteed.com/insulation

Items featured are supplied from members or sponsors of the Nova Scotia Home Builders’ Association.

To become a member, visit www.nshomebuilders.ca or call 902.450.5554 or email nshba@nshba.ns.ca

2016-09-21 2:22 PM

Product & Service Showcase

THE WORLD'S FIRST BATTERY THAT AUTOMATICALLY CHANGES VOLTAGE WHEN YOU CHANGE TOOLS. The FLEXVOLT™ system brings you the future of power with cordless tools unlike anything you've ever experienced. With a highly innovative voltage-changing battery and a lineup of groundbreaking 60V MAX* and 120V MAX* tools to match, FLEXVOLT™ tools have the power that will change the way work gets done.

D

C

B A

E

F

What makes the FLEXVOLT™ battery (DCB606) extremely innovative is its patent-pending technology that is backwards compatible with most existing DEWALT 20V MAX* tools and chargers. When used in DEWALT 20V MAX* tools, the FLEXVOLT™ battery provides up to 4X runtime**. In addition, the FLEXVOLT™ battery provides more than 3X battery power versus DEWALT 18V NiCad. The key to this technology is the ability of the FLEXVOLT™ battery to switch between DEWALT tools of varying voltages (20V MAX*, 60V MAX* and 120V MAX*).

The FLEXVOLT™ battery automatically changes voltage depending on whether it’s being used in a 20V MAX* or 60V MAX* tool. Two FLEXVOLT™ batteries together power the new DEWALT 120V MAX* tools. This means that high power tool applications that previously could only be accomplished by corded tools, can now be performed with the DEWALT FLEXVOLT™ system of cordless tools. As a result of this advanced battery technology, jobsites can now fully transition from corded to the freedom of cordless.

The FLEXVOLT™ battery not only extends the runtime of existing DEWALT 20V MAX* tools, but it also powers five new 60V MAX* tools and two new 120V MAX* tools (with 2 FLEXVOLT™ batteries). The new 60V MAX* FLEXVOLT™ brushless tools include A 7-1/4” Circular Saw (DCS575), B 4-1/2”-6” Grinder (DCG414), C Reciprocating Saw (DCS388), D 1/2” VSR Stud and Joist Drill (DCD460), and E 8-1/4” Table Saw (DCS7485). The new 120V MAX* FLEXVOLT™ tools are a 12” Fixed Head Compound Miter Saw (DHS716) and F 12” Sliding Compound Miter Saw (DHS790).

Available at Home Depot and other DEWALT Retailers across Nova Scotia. For more information, visit www.flexvolt.dewalt.ca

22

NH&R2016_Fall.indd 22

New Homes & Renovations • NH&R Fall 2016

2016-09-21 2:31 PM

See these and more local products & services on newhomesandrenovations.com

DEWALT Portable Power Station

DEWALT 20V Max Bluetooth LED Large Area Light The inconvenience of poorly lit jobsites and the hassles of extra-long extension cords are in the past with the introduction of the 20V MAX* Bluetooth® LED Large Area Light. Whether using it as a cordless light or charger, it helps to illuminate work areas with a maximum of 7,000 lumens. With AC/DC capability, the light runs off any DEWALT 20V MAX* or FLEXVOLT™ Battery and can also charge most DEWALT slide pack batteries when plugged into AC power. Batteries are protected during charging via a door lock option, providing security with versatility.

The light features instant on/off with no warm-up, dimming as low as 500 lumens, right/left light head and is stackable with a wheel option for convenient storage. Users can connect multiple Large Area Lights for added illumination or to use the light to power a corded tool in a remote setting away from an outlet. The DCL070 works in conjunction with the expanded DEWALT Tool Connect™ App allowing it to be controlled and scheduled from a user’s Bluetooth®-enabled smartphone or tablet. Visit www.dewalt.ca for available dealers in Nova Scotia.

Enter to

Win!

DEWALT® announces the 1800 Watt Portable Power Station™ (DCB1800), new to the wide range of DEWALT battery and charging solutions. The Portable Power Station™ allows for AC power in remote locations for convenient portable power. Able to run most corded tools, it provides 1800 Watts (15 amps) continuous power and 3600 Watts peak power. The DCB1800 runs on four DEWALT 20V MAX* batteries, and for high power applications, four 20V MAX* 3.0Ah DEWALT Batteries (DCB200) or higher amp hour are recommended to provide the best results. Not only can it power a corded tool remotely, but it also becomes a multi-port parallel charger for up to four DEWALT 20V MAX* Batteries when plugged into a wall outlet via extension cord (sold separately). Compact and lightweight, weighing just 18lbs (without batteries) and is easily portable. Without the need for gas to run, there are no fumes or carbon monoxide emitted from the device.

In addition, the 1800 Watt Portable Power Station™ can be used to provide temporary power in areas where noise is restricted such as a jobsite with strict regulations or even camping and tailgating. With an integrated temperature-controlled cooling fan and heavy-duty roll cage, the Portable Power Station™ is a durable and convenient power solution for a variety of uses. Available at DEWALT Retailers across Nova Scotia. www.dewalt.ca

DEWALT Cordless Brushless 40V MAX* BackPack Blower Retail Value $599

Cordless Blower Features: • 450 cubic feet per minute • Up to 140 MPH • Single battery operation • Backpack holds 2 batteries for extended runtime • Full variable speed trigger

Enter online at www.newhomesandrenovations.com See site for details and contest rules. Open Oct 1 - 31, 2016

www.dewalt.ca

Published by

New Homes & Renovations New Homes & Renovations • NH&R Fall 2016

NH&R2016_Fall.indd 23

.ca

23

2016-09-21 2:31 PM

THE PROFESSIONAL EDGE

Get help discovering the hidden costs of home buying Let your REALTOR® guide you through the home buying and home selling process.

Buying your first home is an exciting time, but it can come with many more costs than expected. Here are a few costs to anticipate when you are buying your home:

More information on how to select your REALTOR® can be found on www.trustedguide.ca

3 Home inspection fees ­– Home inspection prices

3 Appraisal fees – In Nova Scotia these fees range

3 Deed transfer tax ­– Rates are set by your

3 Legal fees – The price of a lawyer depends on the

3 Water quality inspection – If your home uses

3 New items – Don’t forget the costs of movers, new

range depending on the size, age, and area your home is located.

municipality, and range from 0.5 per cent to 1.5 per cent of the property value. You have 10 days to pay the deed transfer tax. well water the water quality should be inspected.

from $300-$400. Home appraisals are conducted to find the value of your home in order to get a loan. firm you choose, but the lawyer will deal with the mortgage, looking at the terms of the purchase and dealing with adjustment costs. furniture and appliances you may need.

What you need is a

REALTOR

®

24

NH&R2016_Fall.indd 24

The Nova Scotia Association of REALTORS® represents more than 1,500 brokers, salespeople and affiliate members throughout the province. NSAR serves its members through a wide variety of educational programs, publications and special services. REALTOR® is a trademark, which identifies real estate professionals who are members of The Canadian Real Estate Association and, as such, subscribe to a high standard of professional service and a strict code of ethics.

Your Trusted Guides

TrustedGuide.ca

New Homes & Renovations • NH&R Fall 2016

2016-09-21 2:31 PM

THE PROFESSIONAL EDGE

Autumn is here and winter is just around the corner...

Don’t wait until it’s too late!

As the temperature begins to drop, bills can pile up faster than the leaves – especially if you’re relying on fuel with unstable prices.

Start the process now, and make this winter warmer (and cheaper) with a brand new heat pump.

Visit HeatPumpsSetYouFree.ca for a list of heat pump contractors across Nova Scotia.

Save Money

Heat pumps are ultra-efficient – not only will you be more comfortable, but they’ll save you money during those cold winters months compared to traditional heating systems. And as a consistent and reliable heat source, you’ll avoid any surprises on your home heating bill.

Stay Warm

Stop thinking about your thermostat, and be comfortable yearround with a heat pump. Owning a heat pump makes your life simpler because it’s an efficient, easy-to-use system, and easy to maintain no matter the season.

Stay Healthy

A heat pump does much more than just heat and cool. It cleans your home’s air, keeping dust and dirt away so you and your family can breathe easy

Pick the right Contractor

Make sure to “Ask for the Card” so you can be sure your contractor installs your system right. Just look for the red seal and their title on their certification ID card.

#17 WIN

!

Come visit Nova Scotia Power at the NSHBA Renovation Expo on October 29, 2016 and enter to win a $5000 Heat Pump package from

homeprotips.ca New Homes & Renovations • NH&R Fall 2016

NH&R2016_Fall.indd 25

25

2016-09-21 2:31 PM

At Home With Nature

FUTURE DEVELOPMENT

M

Phase 5 LOT 82

LOT 83 2.0 acres

AL R OY

FOR SALE

SOLD

SOLD

2.9 acres

SOLD

SOLD

PINE RIDGE LANE

Broo k

LOT 49

LOT 48

1.5 acres

LOT 47

1.4 acres

2.0 acres

gravel walking trail

LOT 44

LOT 43

FUTURE DEVELOPMENT

1.3 acres

1.4 acres

WETLAND

1.4 acres

2.0 acres

LOT 35

1.6 acres

LOT 51

LOT 50

1.5 acres

LOT 46

1.5 acres

SOLD

LOT 42

SOLD

1.5 acres

1.6 acres

SOLD SOLD

AY

LOT 52

SOLD

SOLD

W AY OAKS

LOT 45

LOT 37

SOLD

SOLD

SPEC HOUSE

1.6 acres

SOLD

SOLD SOLD

W

LOT 53

SOLD

2.6 acres

4.8 acres

EW

1.6 acres

1.6 acres

1.7 acres

1.7 acres

1.7 acres

VI

1.5 acres

LOT 78

LOT 79

LOT 80

LOT 81

1.8 acres

LOT 84

LOT 85

LOT 36

W

SOLD

1.2 acres

LOT 77

SOLD

DO

1.5 acres

LOT 76

PHASE 4

EA

LOT 75

WETLAND

N

LOT 40

LOT 41

WETLAND NATURE PRESERVE PARKLAND

2.6 acres

1.4 acres

SOLD

LOT 38 1.3 acres

LOT 39 SOLD

2.9 acres

Lot sizes are Approximate

gravel walking trail

Lot sizes are approximate

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New Homes & Renovations • NH&R Fall 2016

2016-09-21 2:31 PM

THE PROFESSIONAL EDGE

What is Passive House?

P

assive House is a building standard rooted in well-considered design that aims to minimize heat losses through the building envelope. At a glance, some of the key elements of a passive house home are:

Airtight building envelope

Tiny cracks and holes begone! Passive house homes are airtight, especially around windows and doors, so heat can’t escape and cold air can’t seep in.

Top-notch windows and doors

Windows are often triple-pane, with high performance frames, spacers, and coatings.

These are arranged in such a way to maximize solar gain without overheating in the summer.

Thermal bridge-free design

performance heating system, such as a heat pump, is installed. However, Passive House Passive House homes know where homes require so little heat that simple thermal bridges lurk.

Corners, edges and How much insulation is in a Passive House home, how much energy does it use, and electric heaters are often all that is required. connections are carefully designed to how is it different from a typical new home? Let’s find out.

The same 2,000 square foot house built minimize heat transfer.

How much will you save? to code would use more than double the energy of a Passive House to keep warm.

TheA Numbers 2,000 square foot Passive House home typically costs less than $600 dollars/year How much insulation is ineven a Passive House for space heating and less if a high performance heating system, such as a heat pump, installed.

However, require insulation? so little heat that simple How much home, howismuch energy does itPassive use, andHouse homes heatersfrom are often all that required.Consider a typical new house built to just howelectric is it different a typical new is home? above code requirements versus a house Let’sThe find out. same 2,000 square foot house built to code would use more than double the built to Passive House standards. Passive energy of a Passive House to keep warm.

House homes require significantly more How much will you save?

How much insulation? insulation to ensure strict performance A 2,000 square foot Passive House home targets are reached. typically costs less than $600 dollars/year Consider a typical new house built to just above code requirements versus a house for built spacetoheating and even less if a high Passive House standards. Passive House homes require significantly more insulation to ensure strict performance targets are reached.

Typical New Construction R-Value*

Exceptional air quality

A Passive House home uses a highperformance, balanced heat recovery ventilator. It sucks stale air out and pumps fresh air in, reusing heat from the old air to keep things cozy.

Exterior walls

R-17.7

Ceiling

R-50

Foundation slab

R-10

Passive House

Description R-24 fiberglass batts, 2x6 studs 16" OC blown cellulose or fiberglass in attic

R-Value*

rigid foam board

R-40+

R-50+ R-100+

Description Commonly achieved with double-wall construction blown cellulose or fiberglass in attic rigid foam board

*Thermal resistances are expressed as effective R-values and include the effects of framing elements

Super-insulated

Exterior walls, floors and roof areas are stuffed with plenty of insulation in all the right spots to stop heat loss in its tracks.

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1265 Fall River Road | Fall River (902) 860-4411 | gmhomes.ca New Homes & Renovations • NH&R Fall 2016

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By Michelle Brunet Contributing Writer

2016 Renovator of the Year

MONK Renovations

By Michelle Brunet Contributing Writer

Dan Monk (2nd from right) of Monk Renovations and family receiving the 2016 Renovator or the Year award at the Peter Kohler Peak Awards ceremony last November.

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I

magine your company was declared to be the best at what it does, when it was not even seven years old.

That’s what happened to Dan Monk and his company, Monk Renovations. They won 2016 Renovator of the Year at the Nova Scotia Home Builders’ Association (NSHBA) Peter Kohler Peak Awards last November.

That night Monk also picked up a Peak Award for Most Outstanding Residential Renovation of a kitchen.

This wasn’t the Hammonds Plains-based

company’s first year being recognized by the NSHBA. In 2014, Monk Renovations won a Marketing Excellence Award (for annual campaign under $10,000), and two years prior they had another top-notch kitchen renovation.

It is clear though, after talking to Monk, that how his company is run is much more important than winning prizes. “It feels good that we’ve had some success and we’ve got some really good people who work with us,” he says. “We’ve had some

amazing clients and we keep focusing on the client aspect.”

This customer focus is illustrated by a testimonial from a Monk client, Marilyn Hourihan: “…Seeing my thoughts and ideas come to fruition was exciting and satisfying all in one. The support of the whole team that worked on my renovation was a close second to the finished kitchen. The communication was the best part of the whole process…”

Continued...

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BEFORE

The Beginnings Dan Monk started his renovation company in 2009. Prior to that he worked as a regional manager and engineer for Atlantic Industries Limited (he completed a civil engineering degree) and then as a project manager and estimator for Dexter Construction.

When he realized there would be no opportunity for him to run the whole company he was working for, Monk decided he wanted to start his own.

“I spoke with my wife and she gave me

Beautiful century-home kitchen renovation, featured in NH&R Before & Afters - Monk Renovations

the confidence and said ‘Go do it and I’ll support you’,” he recalls. “So I decided to start my own company.”

Monk looked at many companies to potentially purchase or partner with, but none were quite the right fit. Then he started to think about what he loved to do: working with his hands, creating things and interacting with a variety of people in the construction industry.

“I’ve always loved being in the construction industry,” Monk says. “I started when I was 15. My first paying job was with a local company on the Eastern Shore and

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my first job was assisting with pouring a concrete foundation for a new home.”

Starting a construction company after leaving a steady position and paycheque is not for the unambitious. “I didn’t have any income the day after I left my job,” Monk shares. “But I did some marketing and started with some small jobs. I hired some good people… and continued to focus on the client.”

Today, Monk’s residential renovation company focuses on five key areas: kitchens, bathrooms and ensuites, basements, home additions and outdoor upgrades (including decks, siding, windows, doors and more).

“He was in a different industry and really took a leap of faith to start his own company, so he brings a unique approach to business,” says Sherry Donovan, the Chief Executive Officer of the NSHBA. “He’s deeply committed to the success of not only his own renovation company, but also to the success of his clients and of the projects he becomes involved in.”

Always an Engineer Although Monk now works in home renovations – no longer designing bridges and sewage treatment plants - he says he will never stop tapping into his engineering background. “When I look at going from somebody employing me as an engineer to me working in my own company, I am my engineer,” he explains. “I look at every

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2016-09-23 9:01 AM

MONK RENOVATIONS

project and every estimate and every client with that engineering perspective to give them – as I committed to over 25 years ago – the best quality that my knowledge can give them.”

When Monk graduated from Dalhousie University with his engineering degree back in 1993, he and his fellow graduates took an oath, known as an “Obligation,” at the Ritual of the Calling of an Engineer ceremony.

The Obligation speaks to such values as the “Care” “towards the honour, use, stability and perfection of any works to which I may be called to set my hand,” and even to strive against “professional jealousy” or the “belittling” of colleagues.

“I take that obligation very seriously,” Monk adds. “It’s not to say that others don’t have that strong sense of obligation because many of them do. Many of my colleagues at the NSHBA have that same dedication and obligation to their clients and to the skills that they have.”

Other professionals in the local industry also take note of Monk’s engineering background and how it enhances the home renovations his company does. “Dan’s background in engineering complements his career as a builder,” says Pam Tower of Tower Interiors. “He is always very professional and transparent. I trust Dan completely.”

The registered interior designers at Tower Interiors have worked on many projects with Monk Renovations, with Tower designing and Monk building. Custom designed and built projects have included a luxury home office, floor to ceiling built-ins in a master bedroom and an award-winning renovation of a main floor mudroom, kitchen and family room. “We recommend Monk Renovations, and Dan goes to meet with the client to review the scope of work and prepares the quote for the work required, as per our drawings,” explains Tower. “Dan is very knowledgeable and thorough, and concerned with structural integrity and safety.”

Creating the best product for his clients is of the utmost importance to Monk. Cutting corners or cutting a cheap deal is not a part of his company’s modus operandi; but building strong relationships is. “When we’re done, I want to be able to have a beer on your deck with you and enjoy your company,” says Monk. “I don’t want to have to avoid you because we didn’t do something right or we didn’t treat you right.”

Continuous Learning Monk notes that today, homes are no longer so simple compared to a few decades ago. The National Building Code has evolved. Efficiency products –from low flow toilets and faucets to LED lights and spray foam insulation – are no longer a bonus but the norm, and homes are now viewed as various systems working cohesively together.

“It takes a pretty diverse team of skilled trades and other professionals to build or renovate a home,” Monk says. “We’re seeing more complicated structures that require

more knowledge from the people building them. If you don’t have a significant level of knowledge and experience, you certainly shouldn’t be out there building houses.”

Naturally, continuous learning is a mandate at Monk Renovations, with regular coursework a priority.

The company has the prestigious designation of being a RenoMark Renovator which means – along with abiding by a reputable code of conduct and offering reliable and fair quotes, timelines and warranties – they are committed to continuous education about topics such Continued...

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New Homes & Renovations • NH&R Fall 2016

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MONK RENOVATIONS

Monk mentions that many to most of these adaptations make the home accessible to those with disabilities and mobility issues, but can still be used by those who are able-bodied. “Those all apply to the types of renovations we do, that you and I could utilize just as well as somebody who is senior or physically compromised in some way, shape or form. Anyone can reach a low light switch that someone in a chair could comfortably utilize, or use a 17-inch tall toilet that is more comfortable than a 15-inch for someone with arthritis.”

A United Voice Monk’s residential renovation company focuses on five key areas: kitchens, bathrooms and ensuites, basements, home additions and outdoor upgrades (including decks, siding, windows, doors and more)

as building codes and regulations, health and safety and of products and other professionals in the industry.

Michele Horsman - a flooring sales consultant at Taylor Flooring who has helped Monk and his clients select flooring options, including coordinating colours and styles – has noticed the renovator’s dedication to lifelong learning.

“I find he operates with a high degree of integrity and proficiency and is thorough in educating himself on the latest materials and techniques,” she says. “He is also great at communicating with both the suppliers

and customers and goes the extra mile to keep the projects on time and budget. His clients all seem to highly recommend him to friends.”

Last year, Monk also became Red Seal certified, and the company is a Certified Aging-in-Place (CAPS) contractor. Monk incorporates many of these concepts that help persons age in their home safely, such as wider doorways and hallways to fit wheelchairs, adjusting the height of light switches, non-slip flooring, grab bars, seating within a shower, ramps, railings and under-the-counter microwaves.

BEFORE

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Despite the time commitment it takes to run a company, Monk still finds time to volunteer and connect with his community.

He’s a member of the Hammonds Plains Area Business Association who last year stated: “Not only is Dan and his family supporters of our business association, but they are integral members of our Hammonds Plains Community. You will see them at all our community events from skating at the rink to the Remembrance Day ceremonies.” Setting up a barrel painting booth, which won Fan Favourite at the Hammonds Plains Heritage Days this past August, is a case in point.

Shortly after starting his renovation company, it was a priority for Monk to join the NSHBA, along with registering with the Better Business Bureau. “I believe that

Recent living room refresh, featured in NH&R Before & Afters - Monk Renovations & Tower Interiors

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A luxurious home office makeover, featured in NH&R Before & Afters - Monk Renovations & Tower Interiors

any industry’s association is their voice,” says Monk, noting that it allows he and his colleagues to learn and get better. “Our industry association is a group of likeminded and thinking people who want the best for our industry, which means the best for the client.”

Monk is not just a member of the NSHBA but is also enthusiastically involved, says CEO Donovan. “He sits on a number of our committees, our Renovators’ Council Committee in particular, and takes an active role in the activities of the Association. He’s always been at the forefront of discussions that have helped to lead change. So he’s definitely a great voice to have around the table when we’re talking about professionalism, reducing the underground economy and also making sure that our industry is working safely.”

different experience for his own personnel.

“When I started my company, one of my goals was I didn’t want to have to lay people off. We work really hard to try and have consistency of business 12 months of the year so that people can have consistency of income.”

Monk is proud to say that they have been able to carry most of their employees all year and to provide them with benefits and a pension plan. Currently Monk Renovations employs six carpenters and two estimators, which they hired straight out of NSCC’s architectural design program. “These two young people came on and we’ve been training them on how

BEFORE

to estimate and project manage. It has been a great experience and they’re both enthusiastic, intelligent young guys and seem to be enjoying their new industry.”

According to Donovan, Monk takes pride in everything he does whether it be for his company, the Association and the industry, his community or his clients.

“No matter if it’s volunteer work or his day-to-day job, he definitely is committed to the successful completion of a project on any level,” Donovan says. “That definitely serves his customers well as he takes the time to build strong relationships with them and I think that plays a key part in why he’s been successful as well.”

END

The Monk Team When asked what he is most proud of since starting his home renovation company, Monk says (with a hearty laugh) “that we’re still in business.”

But he is also proud of his team of employees.

When Monk was growing up, his father was a heavy equipment operator who worked seasonally. Since there was no work during the winter months, his dad would work long hours, six days a week, the remainder of the year.

Seeing the toll this could play on his father and family, Monk wanted to create a

Dan Monk, sharing the great view from a recent exterior renovation.

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Afters

&

Here are some spectacular transformations of local homes throughout Nova Scotia. All are submitted by registered NSHBA home builders, renovators, suppliers and other industry professionals.

“Splish’n Splash” This is why All-Craft loves building outdoor oasis, because it brings families together for everlasting memories. With the summer heat pounding, everyone needs a place to escape to and this is just what All-Craft built for this family. This backyard ‘splish’n splash’ oasis means that they can enjoy the pool, hot tub and just sun tanning without a plane ride anywhere. This project included demoing a small deck and replacing it with a full sunroom, a two level deck and an above ground pool and spa.

All-Craft Decks & Sunrooms www.allcraft.ca

BEFORE 34

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Items featured are supplied by members of the Nova Scotia Home Builders’ Association To become a member, visit www.nshomebuilders.ca or call 902.450.5554 or email nshba@nshba.ns.ca

BEFORE Chic, Sleek & Stylish Pat McCarthy Renovations made significant improvements to this bathroom, replacing all the fixtures with sleek modern styles, installing an air jetted tub, and creating a doorless shower with a custom glass panel to give an open expansive feel. The custom tiled shower includes a useful niche for toiletries, a corner bench, and has a rainforest shower head along with a handshower with slide bar.

Undercabinet colour-changing LED lighting was installed beneath the vanity, electric in-floor heating under the floor tile, and the exhaust fan has a built-in bluetooth speaker to connect to a music device.

Pat McCarthy Renovations www.patmccarthyrenos.com

BEFORE More Is Less The owners of this home were interested in increasing their interior living and storage space while decreasing their energy consumption. The existing single car attached garage was doubled in size and the front entry was enlarged with a new extension. Exterior updates included all new siding, triple-pane windows, spray foam insulation and many additional upgrades. An 8.5 kWh photovoltaic system was also added to help the homeowners produce their own solar energy and reduce their energy bills.

Denim Homes www.denimhomes.ca

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Before & Afters The Chef’s Order Is Up The chef of this home wanted top-of-the-line appliances in a kitchen designed to meet his needs for function, storage and efficiency. Better flow and more cabinets were gained by relocating the patio doors to the family room. The new layout includes cabinets along three walls with a generous island and eating bar. Pullouts for recyclables, spices and oils keep everything in it’s place. Deep drawers and tray dividers make it much easier to access pots, casserole dishes, bowls and trays. A Magic Corner provides two sets of shelves that pull out for easy reach. Finished with soft grey coloured cabinets, granite counter tops and glass backsplash tile, special lighting brings the space to life!

Tower Interiors Monk Renovations www.towerinteriors.com www.monkreno.com

BEFORE More Space, Less Mess With three children and a busy schedule, the owners of this home had a problem with traffic flow and organization. kitchen waste and recycling had to be walked through the entire home out the front door, where muddy boots and school bags cluttered the area. The solution: An addition on the side of the home providing a mud room and separate family entrance, complete with lockers and cubbies for boots and clothing storage. The addition’s deck space allows room for waste bins and provides quicker access to the driveway.

The deck and stairs were construced with attractive cedar and black aluminum balustrades.

Whitestone Builders www.whitestonedevelopments.ca

BEFORE 36

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New Homes & Renovations • NH&R Fall 2016

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Items featured are supplied by members of the Nova Scotia Home Builders’ Association To become a member, visit www.nshomebuilders.ca or call 902.450.5554 or email nshba@nshba.ns.ca

BEFORE Waterfront Retreat FUN! This is the single word that best describes this whole home remodelling project. The challenges that come with transforming a 1940’s “Frankenstein-esque” structure into a clients dream, are numerous. However, with the right client-contractor combination, anything is possible.

For this project, the team at Premiere were tasked with creating the clients dream of a home with clean modern lines, warm subtle accents and a healthy dose of character. All the while keeping within the confines of the existing footprint. Each and every room in this now beautiful home incorporates each of these elements in harmony.

Premiere Contracting & Remodeling www.premierereno.com

“Build it Better” The team at Premiere shares a belief that by striving for perfection, we are each capable of contributing to what we feel is among the highest quality construction and client service in the industry.

While speed is critical to both the schedule and budget, we believe it is important to dedicate the time and effort necessary to complete each detail property.

As craftsmen, we take pride in knowing we have used our skills and knowledge to create a project and experience greater than our clients expectations.

Custom Homebuilding | Interior/Exterior Renovations Kitchen Remodeling | Custom Cabinetry | Architectural Millwork

info@premierereno.com

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www.premierereno.com

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(902) 478-0657

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Before & Afters Sweet master ensuite.

These homeowners never found the time to enjoy their jacuzzi tub or the convenience of having an ensuite. Now, they are excited to enjoy a morning view of the ocean and a spa-like experience from their custom walk-in shower. This bathroom remodel included a customer shower, equipped with two shower heads, combining the convenience of a hand held shower head for function and a rainhead shower for relaxation. The glass-enclosed shower also offers a double niche and a convenient bench for function and maximum comfort. This remodel did not stop at a beautiful luxurious shower, but included a spacious walk-in closet and custom-built shelving unit for extra storage.

All-Craft Renovations www.allcraftrenos.ca

R

W C

BEFORE Bigger and better, in and out.

Extensive changes were made to this property in the Armcrescent area to create the space and functionality that the homeowners required for their family. The rear property was excavated and new foundation poured for a large addition on the back of the home. The upper level was also extended over the garage to create more bedrooms. With new front & rear decks, doors & windows replaced throughout, new Cape Cod siding and roofing shingles, a new kitchen, bathrooms, powder room and hardwood flooring, plus heating, ventilation & plumbing upgrades, this home now suits its owners perfectly.

a

in

Pat McCarthy Renovations www.patmccarthyrenos.com

L

Fo

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RenoMark

Renovate

With Confidence Code of Conduct To qualify for the RenoMark program, professional renovators are required to offer the following to their clients:

Your local source for renovation advice and professional contractors RenoMark™ has been embraced coast to coast in nine provinces and more than 40 communities and has been endorsed by the Canadian Home Builders’ Association. We’re here to help you make informed decisions about your home’s renovation project so you can renovate with confidence!

Look for the RenoMark sign before you hire a renovator.

For more information visit renomark.ca

• Provide a detailed, written contract (including scope of work) for all jobs.

• Offer a minimum two-year warranty on all work (excludes minor home repair).

• Carry a minimum of $2 million liability insurance.

• Have coverage for workplace safety and employers’ liability and/or work only with subcontractors who carry such coverage.

• Carry applicable licenses and permits.

• Maintain a professional level of knowledge of current building codes, permit procedures, and technical skills through continuing education.

• Maintain a safe and organized worksite.

• Return phone calls within two business days.

Contact the Nova Scotia Home Builders’ Association for a list of qualified members www.nshomebuilders.ca • 1-800-668-2001 • (902) 450-5554 • nshba@nshba.ns.ca

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Halifax’s Trusted Home Building & Renovation Experts

BEFORE Whitestone’s commitment to quality, customer satisfaction, excellent communication, and trust are just some of the ways we try to set ourselves apart. You will have confidence and peace of mind knowing that you are working with a company with over 20 years of home building and renovation experience.

With our one-stop, hassle-free process, we provide expert advice and consultation, and manage the entire project from start to finish with minimal household disruption. Our fully-certified team ensures proper permits, inspections, safety and liability compliance on every project, providing total peace of mind for our homeowners Turn-key completion, on time and on budget... all backed by a full satisfaction guarantee.

Let’s talk about your future home. Call (902) 497-7858 or tamara@whitestonedevelopments.ca

www.whitestonedevelopments.ca Build Smart, Renovate Right.

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