NOT FEELING VERY MOTIVATED?

Realistically, though, we all have days when we do not feel motivated. Sometimes when things are tough, you may begin to think of debt review as the problem, rather than the solution. Does this mean you are going to fail?

No, in the olden days when sailors were at sea, one day the wind would be strong and move them quickly, but other days it would be weak and they may not feel like they were making any progress.

On days like that, they may have had to take out the oars and start rowing themselves, so that they could keep making progress (even if it was just a little). Soon, they would move to an area with more wind and be underway at full speed.

Our motivation can be like that wind; your level of motivation may vary on different days, on some days, we may feel no motivation to work on getting out of debt. But if we were to work towards our goal only when we felt motivated, we might never actually reach it. Rather, we need to be like ye olde time sailors, and find other ways to make a little progress, even when not motivated. This may mean we need to be strict with ourselves and show self-discipline but the results are worthwhile.