THERE IS NEVER A GOOD TIME

When setting a goal, it is important to know that there is never going to be a perfect time to start.

Do not wait for perfect circumstances, if you wait for the right time to get out of debt, well, you never will. You can always find a reason to put it off. Another unplanned expense, another obligation that needs to be sorted out.

Even those already in debt review, face this challenge.

If you have a goal, like saving some money each month towards annual expenses (like a car license or back to school items) then don’t wait till next month, just start now. Otherwise next month, will turn into the month after that and you will never save anything.

If you have a goal then today is the day to start working on it.