NOW WHAT?

If you have been affected by one of these recent events then you may also now be stressing about making your regular debt repayments at the end of the month while still dealing with the fall out of these severe events.

If you were affected then it is recommended that you reach out to your Debt Counsellor urgently and ask them to speak to your credit providers about a reduced or delayed payment.

If you can provide photographs or documents from work and a motivation for the delay or reduction it might be possible to work something out with most of your credit providers. It is also good to provide a plan to catch up missed payments if you can, even if this takes several months.

If you have insurance on your debts (such as through ONE or DCCP) you might also be able to claim from credit life insurance cover, depending on the benefits included. This might cover any missed debt review repayment for the month. Speak to your broker or your Debt Counsellor about this.

CAN’T PAY BECAUSE OF STORM DAMAGE