Deney Hayward

After a HUGE lifestyle change from the big smoke to the rolling hills and sandy beaches of Mangawhai, I'm all about the 'clean/green' living' :) I've also started my own Financial Advice business, focussing on Insurances and Mortgages and I will grow into Investments in the years to come. I'm trying to start a movement towards not only health and fitness but also Financial Fitness and making sure we have all protected what's most important to us, ensured we are living within our means and saving for our retirement. Let's see if this movement can take off!