6 Best Dental Insurance Plans In The US

6 Best Dental Insurance Plans in the U.S.

You will be surprised to know that over 26% of U.S. adults have untreated tooth decay and more than 45% of adults have gum-related issues. Though dental issues are very common, it is important to seek proper treatment before the problem gets worst. However, whether minor or major, dental treatments come with a hefty price tag and can cost you a fortune. The most suitable way to save big on dental expenses is by having the best dental insurance plans. A dental insurance plan can help you get coverage for your dental treatment.

There is a lot more than that. Keep reading the blog to get an overview of dental insurance, its benefits, and the best dental insurance plans.

What Is Dental Insurance?

 Just like physical and mental health, it is important to keep up with your dental health to avoid issues down the road. However, just like healthcare, dental care is also getting expensive with each passing day. Even minor dental treatments like tooth-fillings can be quite expensive and break the bank.

 The best way to save your hard-earned money & avoid unnecessary dental expenses is by choosing the best dental insurance plan to stay ahead of your dental health.

 Dental insurance is a policy that offers coverage for your dental treatment.

Benefits Of Dental Insurance

Having dental insurance offers you a whole host of benefits like

 Get coverage for expensive dental treatments

 Stay ahead of your dental health

 Helpful in case of dental emergencies and accidents

 Save significantly on dental expenses

 Payment flexibility

 Covers most dental treatments like extractions, root canals, and braces

Are you struggling with major dental issues? Looking for reliable and pocketfriendly dental insurance plans for the treatment of your dental issues? If yes, get in touch with Dental Insurance OA—America’s most trusted and best dental insurance provider. Be it a root canal, braces, or implants, get affordable dental coverage for most dental procedures.

6 Best Dental Insurance Plans For All Ages

The Dental Insurance OA platform offers a range of the best dental insurance plans to cater to your dental needs in the best way possible. Let’s get into the details of each dental insurance plan.

1. Bronze Plan

The most basic and cost-effective dental insurance plan is a Bronze plan by Cigna a global health service company. This dental preventive plan provides coverage for routine dental care and diagnostics. This pocket-friendly plan is ideal to ensure some dental protection for yourself or your family.

Key Highlights

 Price may range between $16 to $18 depending on your zip code

 No annual deductible

 No annual maximum

 Zero charges for preventive and diagnostic services

 Basic services, adult routine dental services, kids’ dental check-ups, endodontics, periodontics, prosthodontics, and other major dental services are not covered

2. Copper Plan

This is one of the most affordable dental intermediate plans by the National General Insurance company that fits into everyone’s budget. The plan gives you the flexibility to choose any dental doctor and the best part is that there is no waiting period for basic and preventive services.

Key Highlights

 Price may range between $18 to $22 depending on your zip code

 No annual deductible

 $1,000 annual maximum

 Up to $100 reimbursed for preventive and diagnostic services

 $150 to $300 for basic services

 Up to $100 reimbursed for adult routine dental services

 Up to $100 reimbursed for kids’ dental check-ups

 Endodontics, periodontics, prosthodontics, and other major dental services are not covered

3. Silver Plan

This dental loyalty plan by Humana health insurance company is a mid-budget focused dental insurance plan offering coverage for minor and major dental issues.

Key Highlights

 The price is $39.99 which may vary depending on your zip code

 The annual deductible for 1 person is $150, 2 persons are $300, and for the family is $450

 The annual maximum for the first year is $1,000, for the 2nd year is $1,250, and the year afterwards is $1500

 Year 1 is 60%, year 2 is 45%, and year 3 is 30% for diagnostic services

 Pay zero for preventive services

 Year 1 is 60%, year 2 is 45%, and year 3 is 30% for basic services

 Year 1 is 60%, year 2 is 45%, and year 3 is 30% for adult routine dental services

 Year 1 is 60%, year 2 is 45%, and year 3 is 30% for kids’ dental checkups

 Year 1 is 80%, year 2 is 70%, and year 3 is 50% for major services

 Year 1 is 60%, year 2 is 45%, and year 3 is 50% for endodontics

 Year 1 is 80%, year 2 is 70%, and year 3 is 50% for periodontics

 Year 1 is 80%, year 2 is 70%, and year 3+ is 50% for prosthodontics

4. Gold Plan

One of the most popular and best dental insurance plans is the Gold plan by the National General Insurance company. This dental plus plan offers coverage for most of the expensive dental treatments like root canal therapy and crowns to name a few. And the best part is that you can approach any dentist.

Key Highlights

 Price may range between $40 to $43 depending on your zip code

 No annual deductible

 $1,500 annual maximum

 Up to $100 reimbursed for preventive and diagnostic services

 $150 to $300 for basic services

 Up to $100 reimbursed for adult routine dental services

 Up to $100 reimbursed for kids’ dental check-ups

 The price for major dental services ranges from $330 to $835

 Endodontics, periodontics, and prosthodontics are not covered

5. Platinum Plan

This premier elite dental plan by UnitedHealthcare is ideal for anyone who wants to get fair and reasonable coverage for their dental treatment.

Key Highlights

 The price is $40.37 which may vary depending on your zip code

 The annual deductible per person is $50

 $2,000 annual maximum

 Get 100% on day one for diagnostic services

 Get 100% on day one for preventive services

 Get 50% on day one, 65% in year 1, and 80% in year 2+ for basic services

 Get 50% on day one, 65% in year 1, and 80% in year 2+ for adult routine dental services

 Get 50% on day one, 65% in year 1, and 80% in year 2+ for kids’ dental check-ups

 Get 15% in 6 months, 50% in year 1, and 60% in year 2 for major services

 Endodontics and periodontics are not covered

 One implant per 60 months for prosthodontics

6. Diamond Plan

The last and the best dental insurance plan is a diamond plan by Humana health insurance company that offers complete dental coverage for most dental services ranging from basic to major.

Key Highlights

 The price is $52.99 which may vary depending on your zip code

 The annual deductible per person is $50 and for the family is $150

 The annual maximum for the first year is $1250 Ind. and for 2+ years is $1500 Ind.

 Pay zero for preventive and diagnostic services

 20% Coinsurance after deductible for basic services

 20% Coinsurance after deductible for adult routine dental services

 20% Coinsurance after deductible for kids’ dental check-ups

 50% Coinsurance after deductible for endodontics, periodontics, prosthodontics, and other major services

That’s all about the best dental insurance plans in the US. Choose the most suitable dental insurance plan as per your dental needs and budget.