AZHO Kirtland Nov. 10

Page 1

Has The Market Stabilized?

I think that most of us would agree that the purchase of a home is the largest investment that any of us will make in our lifetime. It is no wonder that we all want to know what is happening to the value of this asset. Or do we still feel as if it is an asset? Where do we go to get this information? Whether it is the national or local news that we tune into, The Wall Street Journal, or even the internet, that information does not apply to our tiny speck of the world – our own neighborhood. Where do we get this information then? Of course, the answer is a local real estate agent. These women and men are great resources and can assist you by providing local statistics and “working on the street” knowledge. I continuously educate myself on the local market, where it is now and how it is trending. So how is your neighborhood doing? Has your neighborhood stabilized? If you would like to have answers to these questions then give me a call. This information is FREE and you are under no obligation to purchase anything from me. This is a service that I provide to my clients and friends. Right now, more than ever, we all need trusted advisors who can help us sort through the barrage of information. If you were sick and needed advice you would go to a doctor who specializes in that field. If you needed legal advice you would talk with an attorney who specializes in your situation. You wouldn’t go to the internet for your health care or legal advice so why should it be any different with real estate? SHORT SALES ARE NOT GOING AWAY ANYTIME SOON! Did You Know… • A recent study shows that 1 out of 5 American mortgages is distressed and 11.5 million homeowners are in danger of losing their homes by the end of the year. This most likely means that you or someone you know needs help. • That there are 10 options to avoid foreclosure? • A Certified Distressed Property Expert (CDPE) attends several days of intensive, thorough training on foreclosure avoidance and how to negotiate short sales efficiently and ethically. • We assist our short sale clients with locating and leasing properties until they are able to purchase again. With the right assistance, the stress of facing foreclosure becomes manageable. As a CDPE, I have received the knowledge and training necessary to assess all possible foreclosure alternatives and pursue homeowners’ best options. Our team consists of a full-time negotiator, tax advisors, attorneys and mortgage consultants. We are closing short sale transactions. If you or someone you know is facing a financial hardship please contact me for a confidential conversation regarding your options. As a CDPE I can help! Thank you to all of you who call and email me regarding this newsletter. I appreciate your comments. I hope that you all get something of value from it. In turn, please think of me when you hear of or know of someone who needs to sell or purchase a home. Your referrals are the greatest gift that you can bestow on me and I will treat them with care. Wendy is a full-time REALTOR® who works diligently to serve her clients’ best interest. Whether listing or selling your home for your highest advantage or finding the perfect home to suit your needs, she is tireless in her efforts.

Arizona Homeowner November / 2010

85026 PERMIT 1441

Featured Properties SOLD! HAPPY HOME SELLERS!

Love Your Ride?

There’s an Auto Club Just for You! 24350 N. Whispering Ridge Way • Troon Village 2582 Sq. Ft. | 2 Bed | 2 Bath • $525,000

SOLD! HAPPY HOME SELLERS!

pamper your houseguests Creating a Stand-Out Guest Room

26252 N. 40th Pl. • Tatum Highlands 1582 Sq. Ft. | 3 Bed | 2 Bath • $238,900

ANOTHER SHORT SALE CLOSED!

She recently received her GRI designation completing over 110 hours of classroom instruction and exams. She also holds the designation of Accredited Buyer’s Representative (ABR), Certified Distressed Property Expert (CDPE), Short Sale and Foreclosure Resource (SFR), and Certified Negotiation Expert (CNE). In the state of Arizona, licensed agents are required to take only 24 hours of continuing education every two years, but it is Wendy’s commitment to stay informed on all aspects of real estate to better serve her clients.

WENDY KIRTLAND, PLLC REALTOR, GRI, ABR, CDPE, SFR, CNE

RE/MAX Fine Properties • 21000 N. Pima Rd., Suite 100• Scottsdale, AZ 85255

eFax: 480.355.9514 • WKirtland@FineProp.com If you know of anyone who may be interested in receiving this newsletter, please send me an email or give me a call. I am always happy to add more subscribers to the list. If your home is currently listed, this is not a solicitation for that listing.

11080 N. 109TH St. • Emerald Scottsdale 1008 Sq. Ft.|2 Bed | 2 Bath • $145,500

Homeowner Tip of the Month

Most people don’t give much thought to their water heater – they just turn on the faucet and expect hot water to come out. Water heaters are relatively maintenance-free, and you can keep your water heater in peak operating condition just by performing two simple maintenance tasks every six months: test the pressure valve and then flush the tank. If the pressure release valve is not operating properly, the tank can potentially over pressurize and explode. Flushing the tank prevents sediment build-up, which can reduce your water heater’s energy efficiency and clog your water lines. Consult your owner’s manual or other maintenance guide for instructions on how to safely perform these maintenance tasks. Thank you to Tara Carter, Old Republic Home Warranty.

Produced by Desert Lifestyle Publishing • 480.460.0996 • www.DesertLifestyle.net

infused with earthy flavors Ocean Prime’s Goat Cheese Raviolis


Event Calendar November 2010

A McNight to Remember Arizona Biltmore, November 6th 602.798.5097 | RMHCPhoenix.com An evening of distinction and philanthropy will be on hand as you join Ronald McDonald House Charities of Phoenix in celebrating 25 years of helping nearly 30,000 families in need. Fine dining, lively entertainment and wonderful live and silent auctions are all in store at this elegant event. Stag’s Leap Wine Cellars Dinner BLT Steak, November 11th 480.905.7979 | BLTScottsdale.com Foodies and gourmands know not to miss one of the last Wine Dinner Series events of the year featuring Stag’s Leap Wine Cellars. You’ll meet with and hear winemaker Nicki Pruss as she speaks of her proprietary blends and recommended pairings. The fabulous five-course menu prepared by Chef de Cuisine Marc Hennessy is accompanied with inspired pairings as well. Walk for Lupus Now Kiwanas Park, November 14th 602.870.7622 | Lupus.org Help the Lupus Foundation of America raise funds for research in finding a cure and provide support for those affected by this disease. Choose between the 2-mile run or the 2-mile Family Fun Walk where even the little ones and dogs can join in the fun. All entries will include an event t-shirt and even the dogs are outfitted with a festive bandana! Cirque du Soleil: Alegria US Airways, November 17th – 21st 602.379.2000 | CirqueDuSoleil.com Meaning “jubilation” in Spanish, Alegria tells a tale of power and evolution throughout time. Kings, fools, beggars and old aristocrats are presented through these impressive performers. Stunning sets are a Cirque mainstay as are the skillful artists performing hand balancing, synchronized trapeze and fire-knife dancing – just to name a few mouth-dropping acts. ArtFest of Scottsdale Scottsdale Civic Center Plaza, November 21st – 22nd 480.968.5353 | 888ArtFest.com Check out Downtown Scottsdale as it is transformed during this popular holiday tradition. ArtFest features 200 artists from across the country showcasing their unique arts and crafts perfect for a one-of-a-kind gift. Live music and tempting food wares keep your toes tapping and tummies full while you browse.

While the majority of the nation is approaching a dismal winter, Phoenicians are enjoying some of the most spectacular weather in the world right now! If your household is like many others this time of year, you will be entertaining out-of-town visitors in the weeks and months to come. While there is an old joke about not making your guests too comfortable lest they stay longer than you’d like, by all means you’ll want to make your home as warm and inviting as you can for those that have come to visit! Most houseguests want to feel that they are not imposing too much on their hosts. Ease their anxieties by outfitting their quarters with as many conveniences and niceties as necessary so that they have everything they could need at their fingertips. Not having to constantly ask their host for things makes for a better visit for your guests as well as for you. Start with a private area or room where guests can retreat to. A comfortable bed with a medium-firm mattress is a must. In addition to the bed linens that dress the bed, supply your guests with other options in pillows, duvets or blankets. That way they can choose from among soft or firm and lightweight or heavyweight bedding to suit their preferences. Nightstands should be outfitted with a good reading lamp and an alarm clock. Empty the dresser and closet so there is plenty of room for their things. Don’t forget to equip the closet with storage organizers, hangers, etc. A luggage rack or bench and an iron and ironing board will aid your guests in their unpacking. One of the signs of a great host is your anticipation of their every need. In case they forgot to bring some items from home, have basic toiletries at the ready. A basket of mini sundries placed thoughtfully on the bathroom counter just might be a lifesaver! Include a hairdryer, cotton balls and swabs and a box of tissue as well. When most of us travel, we make our best efforts to condense our packing. Often bulky robes and slippers, while a must at home, don’t make the cut! So be sure to provide both to your guests – they are sure to be grateful. A nice touch would be to have both robes and matching slippers embroidered with a clever design such as “Hotel Smith.” It’s sure to be a conversation piece as guests can anticipate your comfy robes on each visit! If your space permits, a comfortable seating area will really allow your guests to relax and “cocoon” in their room. Supply the area with a warm throw, a reading lamp and some books and magazines. You can customize the book selection for them based on their preferred reading habits. Books on area sightseeing, history and urban legends can give your guests a dose of our community’s flavor. Local and regional magazines are also a great way to catch them up to speed on our desert lifestyle. If there is a television in the guest suite, your guests would really appreciate a channel guide along with a notation of available movie channels and options. You might also supply the room with a basket of DVDs or instructions on accessing pay-per-view movies. You should also provide guests with a way to enjoy music. An iPod dock will impress the grandchildren. A customized CD with a music mix personally chosen for them and burned onto a take-home disk will impress everyone! Many of our Arizona visitors aren’t aware of the need to stay hydrated, no matter what time of year. Bottles of water aren’t just a detail, but a necessity! Include too, some other refreshments for them to snack on. Some guests would feel uncomfortable foraging around your kitchen when hungry, so supply them with fruit, granola bars, maybe even a bit of chocolate! Another thoughtful gesture would be to offer a basket of some of our locally made products, such as Goldwater’s salsas, Cerreta’s candy, Queen Creek Olive Mill olives, or Kokopelli wine. Lastly, it is such a warm touch to include fresh flowers and the ambience of glowing candles. Present both to your guests and they will no doubt feel so welcome and honored to be a guest in your home!

Your Home

In 1909, Henry Ford introduced the Model T, and so began America’s love affair with the automobile. By the 1970s, driving your first car was a right of passage into adulthood and the American car was a symbol of freedom and patriotism. For those who still relish automotive freedom – from classic cars to luxury vehicles – the call of the open road beckons. So where do you find camaraderie with other like-minded enthusiasts? Auto clubs! Membership in a specialty auto club opens the door to a whole new world of automotive culture, where you can gather with others who love their rides as much as you do to trade stories, share good times and possibly swap a wrench or two. Here is a short selection of automotive clubs available in Arizona: Arizona Hummer Owners Group AZHOG.org The Arizona Hummer Owners Group is a loose-knit group of Hummer owners that band together to provide a family-oriented, conservation-focused group that promotes the Hummer lifestyle. The group organizes about four group outings – or runs – a year.

Arizona DeLorean Club AZ-D.org The philosophy of the Arizona DeLorean Club is that the DeLorean should be driven and enjoyed. Consisting of owners and devotees that live in and around the state of Arizona, the club plans events that make the public aware of this iconic automobile such as participating in the Phoenix Comicon and supporting other state’s events, this year in Kentucky. Arizona Mustang Car Club ArizonaMustangCarClub.com Join other Ford Mustang lovers and provide mutual assistance and fellowship to each other. Founded in 1998, the club celebrated 12 years of existence in the Valley of the Sun this year. Members showcase their hotrods at the Pavilion Classic Car Show every Saturday. The Desert Stars DesertStars.org The Desert Stars is the Phoenix chapter of the Mercedes Benz Club of America (MBCA). Chartered in 1962, the chapter’s membership is predominantly from Central and Northern Arizona. Members have

planned a new way to get together and try out some of the Valley’s fabulous restaurants during Star Night. Upcoming locations include Seville Golf and Country Club and T. Cook’s at the Royal Palms. Model A Restorers Club of Arizona ModelARestorersClubOfArizona.com Established in 1957, the club promotes restoration and preservation of the Model A Ford, which was recognized by a leading automobile journal as one of the world’s top 10 automobiles of all time. Members gather regularly with fun activities including museum tours, breakfast meetings and road trips around Arizona, such as to the Jerome Art Walk. Jaguar Club of Central Arizona JCCA.us/index.html Jaguar Clubs of Central Arizona, affiliated with Jaguar Clubs of North America (JCNA), gathers Jaguar owners and admirers to promote safe and skillful driving, as well as the preservation of Jaguar automobiles.

Arizona Cobras Car Club AZCobras.com The Arizona Cobras Car Club is dedicated to Cobra owners and enthusiasts who live in Arizona. The website includes recommended auto shops specific to Cobra needs, classified ads and upcoming events. Ferrari Club of America Desert Region FerrariAZ.com/home.html Ferrari approves only one official club in each country and the Ferrari Club of America is the selected club for the United States. The local club, known as the Desert Region, encompasses Arizona and Southern Nevada, and is more than 12 years old. The chapter, which is one of the most active in the country, hosts a number of monthly events from rallies and charity events to monthly socials.

DON’T SEE YOUR FAVORITE RIDE INCLUDED ABOVE? There are thousands of auto clubs around the world, and many more right here in Arizona. To find one that suits you, visit these websites: • CruisinArizona.com provides a list of car clubs based in Arizona, many of which have links to their websites. • CarClubs.com provides a list of automobile makes and models, helping you narrow your search for clubs that way. You also have the option of searching by club, country, city or state. • OldRide.com features anything a car lover would need, from listings of cars and parts, automobile events and a directory of car clubs in the Valley.

SONOMA GOAT CHEESE RAVIOLIS Ingredients: 6 each ravioli sauce (see recipe below) 5 drops truffle oil 1/4 oz. goat cheese 1/4 tsp. chives, minced

Local Flavor!

A Midsummer’s Night Dream Symphony Hall, November 5th – 7th 602.381.0184 | BalletAZ.org Marvel as these graceful dancers bring Ib Anderson’s version of Shakespeare’s fun-loving comedy to life. This hilarious tale will have you laughing as the dancers interpret quarreling fairies and mistaken identities with many love-story twists. Accompanied by The Phoenix Symphony, the performance promises to be a cultural delight.

For Sauce: 1 Tbs. olive oil 2 Tbs. shitake mushrooms, julienned 1 Tbs. sun-dried tomato 1/4 tsp. garlic, minced kosher salt to taste ground white pepper to taste 1 oz. white wine 2 oz. chicken stock 1 oz. butter 1 tsp. basil chiffonade

Procedure For Sauce: Saute shitakes in olive oil. Add sun-dried tomatoes, garlic, basil and salt and pepper. Deglaze with white wine. Add chicken stock and reduce. Add butter while stirring until mixture is emulsified.

Featuring Ocean Prime 480.347.1313 | Ocean-Prime.com

To Serve: Heat ravioli in hot water until tender. Arrange ravioli around bottom of a large pasta bowl with tips up. Top ravioli with sauce and garnish with truffle oil, goat cheese and chives. Yields: one serving


Event Calendar November 2010

A McNight to Remember Arizona Biltmore, November 6th 602.798.5097 | RMHCPhoenix.com An evening of distinction and philanthropy will be on hand as you join Ronald McDonald House Charities of Phoenix in celebrating 25 years of helping nearly 30,000 families in need. Fine dining, lively entertainment and wonderful live and silent auctions are all in store at this elegant event. Stag’s Leap Wine Cellars Dinner BLT Steak, November 11th 480.905.7979 | BLTScottsdale.com Foodies and gourmands know not to miss one of the last Wine Dinner Series events of the year featuring Stag’s Leap Wine Cellars. You’ll meet with and hear winemaker Nicki Pruss as she speaks of her proprietary blends and recommended pairings. The fabulous five-course menu prepared by Chef de Cuisine Marc Hennessy is accompanied with inspired pairings as well. Walk for Lupus Now Kiwanas Park, November 14th 602.870.7622 | Lupus.org Help the Lupus Foundation of America raise funds for research in finding a cure and provide support for those affected by this disease. Choose between the 2-mile run or the 2-mile Family Fun Walk where even the little ones and dogs can join in the fun. All entries will include an event t-shirt and even the dogs are outfitted with a festive bandana! Cirque du Soleil: Alegria US Airways, November 17th – 21st 602.379.2000 | CirqueDuSoleil.com Meaning “jubilation” in Spanish, Alegria tells a tale of power and evolution throughout time. Kings, fools, beggars and old aristocrats are presented through these impressive performers. Stunning sets are a Cirque mainstay as are the skillful artists performing hand balancing, synchronized trapeze and fire-knife dancing – just to name a few mouth-dropping acts. ArtFest of Scottsdale Scottsdale Civic Center Plaza, November 21st – 22nd 480.968.5353 | 888ArtFest.com Check out Downtown Scottsdale as it is transformed during this popular holiday tradition. ArtFest features 200 artists from across the country showcasing their unique arts and crafts perfect for a one-of-a-kind gift. Live music and tempting food wares keep your toes tapping and tummies full while you browse.

While the majority of the nation is approaching a dismal winter, Phoenicians are enjoying some of the most spectacular weather in the world right now! If your household is like many others this time of year, you will be entertaining out-of-town visitors in the weeks and months to come. While there is an old joke about not making your guests too comfortable lest they stay longer than you’d like, by all means you’ll want to make your home as warm and inviting as you can for those that have come to visit! Most houseguests want to feel that they are not imposing too much on their hosts. Ease their anxieties by outfitting their quarters with as many conveniences and niceties as necessary so that they have everything they could need at their fingertips. Not having to constantly ask their host for things makes for a better visit for your guests as well as for you. Start with a private area or room where guests can retreat to. A comfortable bed with a medium-firm mattress is a must. In addition to the bed linens that dress the bed, supply your guests with other options in pillows, duvets or blankets. That way they can choose from among soft or firm and lightweight or heavyweight bedding to suit their preferences. Nightstands should be outfitted with a good reading lamp and an alarm clock. Empty the dresser and closet so there is plenty of room for their things. Don’t forget to equip the closet with storage organizers, hangers, etc. A luggage rack or bench and an iron and ironing board will aid your guests in their unpacking. One of the signs of a great host is your anticipation of their every need. In case they forgot to bring some items from home, have basic toiletries at the ready. A basket of mini sundries placed thoughtfully on the bathroom counter just might be a lifesaver! Include a hairdryer, cotton balls and swabs and a box of tissue as well. When most of us travel, we make our best efforts to condense our packing. Often bulky robes and slippers, while a must at home, don’t make the cut! So be sure to provide both to your guests – they are sure to be grateful. A nice touch would be to have both robes and matching slippers embroidered with a clever design such as “Hotel Smith.” It’s sure to be a conversation piece as guests can anticipate your comfy robes on each visit! If your space permits, a comfortable seating area will really allow your guests to relax and “cocoon” in their room. Supply the area with a warm throw, a reading lamp and some books and magazines. You can customize the book selection for them based on their preferred reading habits. Books on area sightseeing, history and urban legends can give your guests a dose of our community’s flavor. Local and regional magazines are also a great way to catch them up to speed on our desert lifestyle. If there is a television in the guest suite, your guests would really appreciate a channel guide along with a notation of available movie channels and options. You might also supply the room with a basket of DVDs or instructions on accessing pay-per-view movies. You should also provide guests with a way to enjoy music. An iPod dock will impress the grandchildren. A customized CD with a music mix personally chosen for them and burned onto a take-home disk will impress everyone! Many of our Arizona visitors aren’t aware of the need to stay hydrated, no matter what time of year. Bottles of water aren’t just a detail, but a necessity! Include too, some other refreshments for them to snack on. Some guests would feel uncomfortable foraging around your kitchen when hungry, so supply them with fruit, granola bars, maybe even a bit of chocolate! Another thoughtful gesture would be to offer a basket of some of our locally made products, such as Goldwater’s salsas, Cerreta’s candy, Queen Creek Olive Mill olives, or Kokopelli wine. Lastly, it is such a warm touch to include fresh flowers and the ambience of glowing candles. Present both to your guests and they will no doubt feel so welcome and honored to be a guest in your home!

Your Home

In 1909, Henry Ford introduced the Model T, and so began America’s love affair with the automobile. By the 1970s, driving your first car was a right of passage into adulthood and the American car was a symbol of freedom and patriotism. For those who still relish automotive freedom – from classic cars to luxury vehicles – the call of the open road beckons. So where do you find camaraderie with other like-minded enthusiasts? Auto clubs! Membership in a specialty auto club opens the door to a whole new world of automotive culture, where you can gather with others who love their rides as much as you do to trade stories, share good times and possibly swap a wrench or two. Here is a short selection of automotive clubs available in Arizona: Arizona Hummer Owners Group AZHOG.org The Arizona Hummer Owners Group is a loose-knit group of Hummer owners that band together to provide a family-oriented, conservation-focused group that promotes the Hummer lifestyle. The group organizes about four group outings – or runs – a year.

Arizona DeLorean Club AZ-D.org The philosophy of the Arizona DeLorean Club is that the DeLorean should be driven and enjoyed. Consisting of owners and devotees that live in and around the state of Arizona, the club plans events that make the public aware of this iconic automobile such as participating in the Phoenix Comicon and supporting other state’s events, this year in Kentucky. Arizona Mustang Car Club ArizonaMustangCarClub.com Join other Ford Mustang lovers and provide mutual assistance and fellowship to each other. Founded in 1998, the club celebrated 12 years of existence in the Valley of the Sun this year. Members showcase their hotrods at the Pavilion Classic Car Show every Saturday. The Desert Stars DesertStars.org The Desert Stars is the Phoenix chapter of the Mercedes Benz Club of America (MBCA). Chartered in 1962, the chapter’s membership is predominantly from Central and Northern Arizona. Members have

planned a new way to get together and try out some of the Valley’s fabulous restaurants during Star Night. Upcoming locations include Seville Golf and Country Club and T. Cook’s at the Royal Palms. Model A Restorers Club of Arizona ModelARestorersClubOfArizona.com Established in 1957, the club promotes restoration and preservation of the Model A Ford, which was recognized by a leading automobile journal as one of the world’s top 10 automobiles of all time. Members gather regularly with fun activities including museum tours, breakfast meetings and road trips around Arizona, such as to the Jerome Art Walk. Jaguar Club of Central Arizona JCCA.us/index.html Jaguar Clubs of Central Arizona, affiliated with Jaguar Clubs of North America (JCNA), gathers Jaguar owners and admirers to promote safe and skillful driving, as well as the preservation of Jaguar automobiles.

Arizona Cobras Car Club AZCobras.com The Arizona Cobras Car Club is dedicated to Cobra owners and enthusiasts who live in Arizona. The website includes recommended auto shops specific to Cobra needs, classified ads and upcoming events. Ferrari Club of America Desert Region FerrariAZ.com/home.html Ferrari approves only one official club in each country and the Ferrari Club of America is the selected club for the United States. The local club, known as the Desert Region, encompasses Arizona and Southern Nevada, and is more than 12 years old. The chapter, which is one of the most active in the country, hosts a number of monthly events from rallies and charity events to monthly socials.

DON’T SEE YOUR FAVORITE RIDE INCLUDED ABOVE? There are thousands of auto clubs around the world, and many more right here in Arizona. To find one that suits you, visit these websites: • CruisinArizona.com provides a list of car clubs based in Arizona, many of which have links to their websites. • CarClubs.com provides a list of automobile makes and models, helping you narrow your search for clubs that way. You also have the option of searching by club, country, city or state. • OldRide.com features anything a car lover would need, from listings of cars and parts, automobile events and a directory of car clubs in the Valley.

SONOMA GOAT CHEESE RAVIOLIS Ingredients: 6 each ravioli sauce (see recipe below) 5 drops truffle oil 1/4 oz. goat cheese 1/4 tsp. chives, minced

Local Flavor!

A Midsummer’s Night Dream Symphony Hall, November 5th – 7th 602.381.0184 | BalletAZ.org Marvel as these graceful dancers bring Ib Anderson’s version of Shakespeare’s fun-loving comedy to life. This hilarious tale will have you laughing as the dancers interpret quarreling fairies and mistaken identities with many love-story twists. Accompanied by The Phoenix Symphony, the performance promises to be a cultural delight.

For Sauce: 1 Tbs. olive oil 2 Tbs. shitake mushrooms, julienned 1 Tbs. sun-dried tomato 1/4 tsp. garlic, minced kosher salt to taste ground white pepper to taste 1 oz. white wine 2 oz. chicken stock 1 oz. butter 1 tsp. basil chiffonade

Procedure For Sauce: Saute shitakes in olive oil. Add sun-dried tomatoes, garlic, basil and salt and pepper. Deglaze with white wine. Add chicken stock and reduce. Add butter while stirring until mixture is emulsified.

Featuring Ocean Prime 480.347.1313 | Ocean-Prime.com

To Serve: Heat ravioli in hot water until tender. Arrange ravioli around bottom of a large pasta bowl with tips up. Top ravioli with sauce and garnish with truffle oil, goat cheese and chives. Yields: one serving


Has The Market Stabilized?

I think that most of us would agree that the purchase of a home is the largest investment that any of us will make in our lifetime. It is no wonder that we all want to know what is happening to the value of this asset. Or do we still feel as if it is an asset? Where do we go to get this information? Whether it is the national or local news that we tune into, The Wall Street Journal, or even the internet, that information does not apply to our tiny speck of the world – our own neighborhood. Where do we get this information then? Of course, the answer is a local real estate agent. These women and men are great resources and can assist you by providing local statistics and “working on the street” knowledge. I continuously educate myself on the local market, where it is now and how it is trending. So how is your neighborhood doing? Has your neighborhood stabilized? If you would like to have answers to these questions then give me a call. This information is FREE and you are under no obligation to purchase anything from me. This is a service that I provide to my clients and friends. Right now, more than ever, we all need trusted advisors who can help us sort through the barrage of information. If you were sick and needed advice you would go to a doctor who specializes in that field. If you needed legal advice you would talk with an attorney who specializes in your situation. You wouldn’t go to the internet for your health care or legal advice so why should it be any different with real estate? SHORT SALES ARE NOT GOING AWAY ANYTIME SOON! Did You Know… • A recent study shows that 1 out of 5 American mortgages is distressed and 11.5 million homeowners are in danger of losing their homes by the end of the year. This most likely means that you or someone you know needs help. • That there are 10 options to avoid foreclosure? • A Certified Distressed Property Expert (CDPE) attends several days of intensive, thorough training on foreclosure avoidance and how to negotiate short sales efficiently and ethically. • We assist our short sale clients with locating and leasing properties until they are able to purchase again. With the right assistance, the stress of facing foreclosure becomes manageable. As a CDPE, I have received the knowledge and training necessary to assess all possible foreclosure alternatives and pursue homeowners’ best options. Our team consists of a full-time negotiator, tax advisors, attorneys and mortgage consultants. We are closing short sale transactions. If you or someone you know is facing a financial hardship please contact me for a confidential conversation regarding your options. As a CDPE I can help! Thank you to all of you who call and email me regarding this newsletter. I appreciate your comments. I hope that you all get something of value from it. In turn, please think of me when you hear of or know of someone who needs to sell or purchase a home. Your referrals are the greatest gift that you can bestow on me and I will treat them with care. Wendy is a full-time REALTOR® who works diligently to serve her clients’ best interest. Whether listing or selling your home for your highest advantage or finding the perfect home to suit your needs, she is tireless in her efforts.

Arizona Homeowner November / 2010

85026 PERMIT 1441

Featured Properties SOLD! HAPPY HOME SELLERS!

Love Your Ride?

There’s an Auto Club Just for You! 24350 N. Whispering Ridge Way • Troon Village 2582 Sq. Ft. | 2 Bed | 2 Bath • $525,000

SOLD! HAPPY HOME SELLERS!

pamper your houseguests Creating a Stand-Out Guest Room

26252 N. 40th Pl. • Tatum Highlands 1582 Sq. Ft. | 3 Bed | 2 Bath • $238,900

ANOTHER SHORT SALE CLOSED!

She recently received her GRI designation completing over 110 hours of classroom instruction and exams. She also holds the designation of Accredited Buyer’s Representative (ABR), Certified Distressed Property Expert (CDPE), Short Sale and Foreclosure Resource (SFR), and Certified Negotiation Expert (CNE). In the state of Arizona, licensed agents are required to take only 24 hours of continuing education every two years, but it is Wendy’s commitment to stay informed on all aspects of real estate to better serve her clients.

WENDY KIRTLAND, PLLC REALTOR, GRI, ABR, CDPE, SFR, CNE

RE/MAX Fine Properties • 21000 N. Pima Rd., Suite 100• Scottsdale, AZ 85255

eFax: 480.355.9514 • WKirtland@FineProp.com If you know of anyone who may be interested in receiving this newsletter, please send me an email or give me a call. I am always happy to add more subscribers to the list. If your home is currently listed, this is not a solicitation for that listing.

11080 N. 109TH St. • Emerald Scottsdale 1008 Sq. Ft.|2 Bed | 2 Bath • $145,500

Homeowner Tip of the Month

Most people don’t give much thought to their water heater – they just turn on the faucet and expect hot water to come out. Water heaters are relatively maintenance-free, and you can keep your water heater in peak operating condition just by performing two simple maintenance tasks every six months: test the pressure valve and then flush the tank. If the pressure release valve is not operating properly, the tank can potentially over pressurize and explode. Flushing the tank prevents sediment build-up, which can reduce your water heater’s energy efficiency and clog your water lines. Consult your owner’s manual or other maintenance guide for instructions on how to safely perform these maintenance tasks. Thank you to Tara Carter, Old Republic Home Warranty.

Produced by Desert Lifestyle Publishing • 480.460.0996 • www.DesertLifestyle.net

infused with earthy flavors Ocean Prime’s Goat Cheese Raviolis


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