Special Edition
“Keeping you connected”
MESSAGE FROM EDITOR
Hello Everyone,
Happy Indian Independence Day to you all!
As we celebrate this significant occasion, we’ll be witnessing flag hoisting, speeches, and a variety of festivities. Stay tuned for comprehensive coverage of these events in our next edition. In this issue, we’re excited to present highlights from the festivals held in July, inspiring stories of local talent, details on upcoming events, and valuable health information, among other features. We hope you find this edition as enjoyable and engaging as we found putting it together. If you have a talent to showcase or a story to share with the community, we would love to hear from you. Please reach out to us at info@DesiAustralia.com.
Enjoy the read and celebrate responsibly!
Stay safe and stay healthy.
In the August edition of Desi Australia magazine, we’re honored to commemorate two significant occasions: Raksha Bandhan and India’s Independence Day. This issue pays tribute to the deep bonds of love and protection symbolized by Rakhi, while also celebrating the spirit of freedom and pride that comes with India’s Independence Day. Our features this month highlight how the South Asian community in Australia continues to uphold these cherished traditions, fostering a sense of unity and cultural pride. Through community events, personal stories, and insightful articles, we aim to engage and inspire our readers, keeping the rich heritage of our homeland alive in our hearts. If you do have any stories which you want to be reach out to the wider community then please do email us at info@ DesiAustralia.com
DesiAustralia.com
“Keeping you connected”
As we celebrate Raksha Bandhan and India’s Independence Day, this edition is a heartfelt tribute to our enduring traditions and the strength of our community. It’s an honor to be part of a magazine that keeps us connected to our roots while celebrating our shared identity here in Australia. If you do have any stories which you want to be reach out to the wider community then please do email us at info@DesiAustralia.com DesiAustralia.com
“Keeping you connected”
DesiAustralia.com
“Keeping you connected”
Stay warm and stay healthy
DesiAustralia.com
“Keeping you connected”
Arti Banga Editor-in-Chief
Daljeet Bakshi Editor
Satinder Chawla Sub Editor (Victoria)
DPC/G3.1
ACROSS GOVERNMENT POLICY
Hon. Joe Szakacs
Minister for Trade and Investment, MP
Cloud Services Information Sheet
Introduction
A message from the Minister for Trade and Investment, Hon. Joe Szakacs MP
Cloud services present many opportunities, including the potential to reduce electronic storage and internal ICT capital investment requirements.
For any business transformation project, standard considerations and processes apply. These include project planning, technical specifications, budget, risk, etc.
For cloud services, there are additional considerations. This series of Cloud Services Guidelines articulates those considerations. Consider these Guidelines alongside your normal processes.
Definition
Deepening the strong and enduring relationship between South Australia and India is a priority of the Malinauskas Labor State Government. India is the world’s fifth-largest economy and most populous nation. It has increasing influence on the global stage and is a long-standing, trusted trading partner for Australia. The partnership between our two countries makes us both stronger. South Australia’s Indian community makes an invaluable contribution to our state. Through commerce, education, sport, and culture, we are so much the richer for your contribution.
There are many definitions of cloud services. Much of the information in these Guidelines is taken from the US Government’s National Institute of Standards and Technology (NIST).
The South Australian Government’s definition of cloud services as per the Cloud Services Policy is:
“A cloud service allows users of ICT to access a service through a network without the need to acquire, own, and operate dedicated infrastructure, software and facilities.”
Characteristics
According to NIST, the five key characteristics of cloud services are:
South Australia’s economic relationship with India continues to deepen, driven by exports to India growing to more than $1 billion a year. Our premium produce, including lentils and wheat, are sought-after by Indian consumers, and India is the number one source of students studying in our world[1]class universities. Against this backdrop our Government recently announced the appointment of two new South Australian representatives on-the-ground in India. These in-country Indian directors – Mr Kamran Khan (Chennai) and Ms Priya Pankaj (Mumbai) – are embedded in Austrade offices, providing access to Commonwealth business networks and global connections. They have been appointed to strengthen our economic and cultural links, supporting SA businesses to do business in India, and seizing the opportunities afforded by the recently signed free trade agreement between our two nations. In addition to these appointments, our Government provides export support and advice right here in South Australia. The Malinauskas Government’s export advisers exist to share specialised knowledge of international markets, giving businesses in our state greater access to India, and other global markets.
• On-demand self-service – where capabilities can be provisioned automatically without human intervention
For more information on our India-based offices, and the State Government’s services and support, visit statedevelopment.sa.gov.au. I thank you again for your contribution to our South Australian community.
• Broad network access – as capabilities are available and able to be accessed across different platforms such as desktops, laptops, tablets and mobile phones
It is an exciting time in India-Australia relations – our Government is determined to make the most of the opportunity.
• Resource pooling – where providers pool their physical and virtual computing resources dynamically across multiple customers
• Rapid elasticity – as capabilities can be provisioned and released elastically, providing the ability to scale upward or downward with demand
• Measured service – where the use of resources at various levels (including customer) can be controlled and measured
Page 1 of 3
Hon.
Joe Szakacs
Minister for Trade and Investment,
MP
Australia and India have always shared a special bond that strengthens our bilateral relationship. Sincere thanks to the Indian Community for your wonderful contributions to South Australia. We wish everyone good health, prosperity and a joyful celebration of India's Independence Day!
Honourable Jing Lee MLC
Deputy Leader of the Opposition in the Legislative Council
Shadow Minister for Multicultural SA
Shadow Minister for Tourism & Hospitality
Parliament House, North Terrace, Adelaide SA 5000
: (08) 8237 9408
: jing.lee@parliament.sa.gov.au : www.jinglee.com.au
A Bittersweet Relationship a sister and a brother
Raksha Bandhan is celebrated in India. On this occasion sisters tie a thread popularly
In Sanskrit Raksha Bandhan means The bond of protection and care. This festival is rooted in Hindu Culture but is not limited till Hindus and Sikhs and is also celebrated by the Buddhists of Nepal. And is also performed by Christians from past few years.
Traditional Esteem:Different regions have different accreditation about this beautiful festival. Some are as follows:-
Maharashtra, it is known as Narali Poornima also called the coconut day. On this day the people of this region worship Lord Varuna and offer coconut to the sea to seek blessing of the Lord. And then the sisters tie Rakhi to their brothers.
Nepal, it is known as Janai Poornima or Rishitarpani and is performed by both Hindus and Buddhists.
North India, you can see the sky full of colourful kites on this day and the sisters trying Rakhis on their brothers wrists.
Orissa, it is known as Jhulan Purnima and the people here worship Lord Krishna and
Radha on this day then sisters tie rakhi to their brothers for their protection.
Mythology and History:-
Raksha Bandhan has a special mentions at various points in the Indian mythology and history:-
Creation of Santoshi Maa:- it is said that once on the occasion Rakhi the son of Lord Ganesha I.e. Shubha and Labha
Relationship of brother
told him that they also want a sister who can tie them a rakhi so the Lord created Santoshi Maa from the divine flames of his wives Riddhi and Siddhi.
Lord Krishna And Draupadi:once Lord Krishna was fetching
protection when she needed it the most.
Arvind Pal Singh Mandair introduced the term rakhi as a protection to farmers from the Mughals and Afghans in exchange of sharing a small cut from their produce.
Rani Karnavati sent a rakhi to emperor Humayun requesting him to help and sought protection from Bahadur Shah. Humayun accepted the rakhi and sent his troops to Chittor for Rani’s help.
Rakhi is performed by many people all around the world. It is considered as a secular festival and is bounded till blood relations. It is a physical symbol of emotions. The emotion is love, affection and care.
“Our Siblings. They resemble us enough to make all their differences confusing, no matter what we choose to make of this, we are cast in relation to them our whole lives long.” – Susan Scarf Merrell
OzAsia Festival announces
Audiences can expect brilliant musicians, engaging conversations, hilarious comedians, contemporary arts festival engaging with Asia, returns to Adelaide
Launched today, this year’s dynamic program features more than 300 local, national and international artists from 12 countries, and includes 7 world premieres, 4 Australian premieres and 9 Adelaide premieres. Tickets on sale now.
On OzAsia Festival’s opening weekend, more than a dozen giant lanterns will light up Tarntanya Wama/Pinky Flat for the beloved Moon Lantern Trail. This free, family-friendly event features
roving performances, giant puppets, interactive workshops and delectable food from Thursday 24 October to Sunday 27 October.
Another fan favourite returning for the Opening Weekend is AnimeGO! a celebration of Japanese pop culture taking over Festival Theatre foyer for one day only on Sunday 27 October.
Showcasing the best of Asian and Asian Australian art and culture, OzAsia Festival is curated by Artistic and Executive Producer Joon-Yee Kwok: “This spring, we’re thrilled to host some of Asia and Australia’s most acclaimed artists. As the sun shines brighter and the days grow warmer, it’s the perfect time to leave winter behind and come together with your loved ones at OzAsia Festival.”
Daljeet Bakshi
announces 2024 Program
comedians, delicious cuisine and astounding visual arts when OzAsia Festival, Australia’s leading Adelaide Festival Centre from October 24 to November 10.
After an extended sold-out season in Singapore, it’s Adelaide’s turn to celebrate Por Por’s Big Fat Surprise Wedding. Starring Crazy Rich Asians’ Koh Chieng Mun as the spirited, 70-year-old Por Por (whose groom is a mystery to everyone including her own family.) Revel in the surprises of this unforgettable and hilarious dinner theatre performance which includes a four-course Indian meal and a glass of sparkling wine on arrival.
Experience the romance, action and melodrama of a big Bollywood film live on stage, in the internationally acclaimed A Passage to Bollywood. In this Australian premiere, breathtaking dance routines by renowned Bollywood film choreographer, Ashley Lobo, blend classical with contemporary styles to celebrate the vibrancy and magic of India.
After captivating Swifties across the globe, Tik Tok superstar Taylor Sheesh brings The Errors Tour to Dunstan Playhouse for two nights only. With stunning choreography, dazzling outfit reveals, and a Meet & Greet after each show, Taylor Swift fans won’t want to miss this!
In an Australian exclusive, Chisato Minamimura brings Scored in Silence to Space Theatre, unveiling the hidden perspective of deaf survivors of the 1945 atomic bombs in Japan. Performed in Auslan with English surtitles, Scored in Silence combines innovative technology, meticulous research and heartfelt inter-
Adelaide Festival Centre CEO & Artistic Director Douglas Gautier AM: “The first festival of its kind in the nation, OzAsia Festival is proud to engage with Asian and Asian Australian arts, culture and ideas through all art forms. In its seventeenth year, Joon’s program is a continuation of our rich tradition, demonstrating the power that the arts have to connect, inspire and delight us.”
Returning for its fourth year, The Special Comedy Comedy Special brings to
views in a poignant portrayal of history and resilience.
gether a stellar bill of hilarious Asian Australian comedians hosted by ABC Radio Adelaide’s Jason Chong. Featuring Dilruk Jayasinha, Harry Jun, Jennifer Wong, Kushi Venkatesh, Lawrence Leung, Lizzy Hoo, Sashi Perera, Takashi Wakasugi and Urvi Majumdar for one night only in the Dunstan Playhouse.
Award-winning Australian comedian, artist and author Anh Do performs his hit show The Happiest Refugee Live! at Festival Theatre on Thursday 7 November. Anh brings his incredible journey to life with storytelling, photos, and filmed pieces, inspired by his bestselling memoir, The Happiest Refugee.
The Honourable Andrea Michaels MP, Minister for Arts: “South Australia’s beloved OzAsia Festival is back for another year of contemporary Asian and Asian Australian festivities. Local artist Jessie Hui has created the beautiful brochure
cover image representing this year’s program, which features an amazing lineup of local performers alongside international superstars.”
At Space Theatre in the final week of OzAsia Festival, award-winning Afghan composer, instrumentalist and producer Qais Essar will perform an evening of emotional and thought-provoking music on the rabab; and electronic musician, singer and cabaret artist Dyan Tai will present Permaisuri, a live music and performance art project, exploring queer identity and the diasporic migrant experience in Australia.
At Nexus Arts, South Australian hip-hop artist Kultar Ahluwalia’s multidisciplinary performance The Mixed-Race Tape blends hip hop with old recordings, family interviews, and spoken word, exploring themes including identity and fatherhood. In a celebration of playfulness and experimentation, drummer Chloe Kim offers an
expressive and masterful performance of solo drumkit. Punjabi Australian vocalist and Adelaide’s own Parvyn (from popular band The Bombay Royale) will launch her second album Maujada blending contemporary rock, disco, and jazz with rich Sikh Punjabi folk traditions.
For families, The Story of Chi is a captivating, coming-of-age tale that explores the bonds uniting us across generations through a combination of theatre, puppets and shadow puppetry. In a hands-on, art adventure perfect for families, interactive installation Tanabata: Star Village, invites audiences to make origami and contribute wishes to an evolving galaxy of wishes, in Dunstan Playhouse foyer, inspired by the vibrant Japanese star festival.
OzAsia Festival favourite, Lucky Dumpling Market, returns to Elder Park serving up a delicious range of cuisine from the best local vendors accompanied by free live entertainment on the OzAsia Festival stage. Highlights
this year include a celebration of K-Pop, presented by the Korean Cultural Centre, with Aussie K-Poppers United Concert and Seoul Vibe, an Australian music showcase including a line-up of local Asian Australian artists, and to close out the festival on 10 November – a free concert by Aussie hip hop royalty LFRESH The LION.
On the final weekend, audiences can enjoy thought-provoking panels and inspiring conversations at OzAsia Festival’s Weekend of Words, Australia’s largest gathering of Asian and Asian Australian writers and thinkers. Curated by multiaward-winning writer and comedian Sami Shah, this year’s stellar lineup includes Benjamin Law, Vajra Chandrasekera, Shelley Parker-Chan, Sara M. Saleh, Lawrence Leung, Louisa Lim, Qin Qin and many more. The full program of exciting free events for OzAsia Festival’s Weekend of Words will be announced in September – stay tuned!
A vast array of visual arts will be on
display throughout the festival, including the enchanting and dreamy solo exhibition Hello, how am I? by South Australian OzAsia Festival 2024 brochure cover image artist Jessie Hui, and the fantastical Wish you were here by Hong Kong’s Vivian Ho, evoking solitude and yearning within surreal, urban landscapes.
Flinders University’s Discipline of Archaeology explores underwater cultural heritage from the Maritime Silk and Spice Route in the world premiere of Reuniting Cargoes. In a contemporary cross-cultural expression of Australian identity, South-Asian Australian slow fashion house Saree Selections will showcase their collaboration with Aboriginal and Torres Strait Islander artists on their latest collection of sarees, on display in Festival Theatre Foyer.
Examining the Vietnamese Diaspora’s history of migration, Adelaide Festival Centre’s outdoor screens will exhibit An Action of Mourning by Phuong Ngo. At Artspace, OzAsia Festival’s Artist in
Schools resident Jingwei Bu presents Life Maps, made in collaboration with children aged 3-7, reflecting the diverse experiences of life through simple yet profound drawings tracing life’s steps.
Once again, OzAsia Festival has teamed up with Adelaide Film Festival to present the best of contemporary Asian cinema, featuring two award-winning films from India, including the first Indian film to compete at Cannes Film Festival in 30 years, and two short films from Restless Dance Theatre – Counterpoise and Dancing Against the Odds. Stay tuned for the full program announcement on September 17. With plenty of free workshops, masterclasses, and talks also on offer, stay up to date on program details at www.ozasiafestival.com.au
Early bird ticket specials available until Sunday 4 August. Check ozasiafestival. com.au for details.
OzAsia Festival 2024 runs from October 24 to November 10.
Unleash the Vibrant Colors of India: Ethnic
Established in 2021 in Adelaide, Ethnic India has embarked on an extraordinary journey, captivating the hearts of the South East Asian Diaspora in Australia. This versatile haven seamlessly blends traditional Indian allure with a modern, cosmopolitan flair, offering a curetted selection of apparel, jewelry, gifts, and home decor that celebrate the essence of the subcontinent.
Gorgeous entrepreneur Priti Kumra, the visionary behind this enchanting endeavor, brings a wealth of retail expertise to the table. With a keen eye for detail and a deep appreciation for her cultural heritage, she has curated a
collection that caters to the evolving identities and lifestyles of the modern Indian woman in Australia.
Starting with a modest selection of women’s apparel, Ethnic India has since expanded its horizons, now offering clothing for the entire family. The store has garnered a loyal customer
base, captivating both men and women with its diverse offerings.
Venture into the vibrant world of Ethnic India, and discover a treasure trove of exquisite Indian handicrafts, reflecting the rich tapestry of the nation’s diverse regions. Elevate your living spaces with authentic home decor pieces
Daljeet Bakshi
Ethnic India’s Captivating Masterpieces
that transport you to the heart of the subcontinent.
As the festive season approaches, Ethnic India is your destination for the latest and
most captivating styles in men’s and women’s apparel, catering to a wide range of budgets. Conveniently located at 146 Ashley Street, Underdale SA 5032, the store is open from Monday to Friday, 1 pm to 8 pm, and on Satur-
days from 1 pm to 5 pm. Recently , two days exclusive exhibition and sale was organized that was well attended by the locals .
Immerse yourself in the captivating world of Ethnic India, where tradition and modernity seamlessly intertwine. Explore the store’s presence across social media platforms, including Face book, Instagram, and TikTok, and let the vibrant hues and enchanting designs of India inspire your unique personal style.
Adelaide Film Festival Calls for Applications for AFF Expand Lab 2024 and $100,000 Expand Moving Image Commission
Adelaide Film Festival (AFF) has announced the return of its award winning AFF Expand Lab - the leading opportunity in Australia for established creative practitioners to meet and develop new ideas for moving image projects.
AFF Expand Lab 2024 will bring together Australian visual artists, filmmakers, writers, and other creatives working with screen, performance, media arts and XR to learn from renowned mentors to develop new project ideas. The lab will be held at Lot Fourteen and run alongside the Adelaide Film Festival closing weekend and encore screenings from November 1 – 8 2024.
One project developed in the lab will be awarded the $100,000 Expand Moving Image Commission, made possible through The Balnaves Foundation, Arts South Australia and Adelaide Film Festival. This is one of Australia’s most significant Moving Image Commissions, as it ensures that artists can advance their careers and create impactful moving image works. In addition, two projects will be selected for mentoring by Art Gallery of South Australia and Illuminate Adelaide.
Hamish Balnaves, CEO of The Balnaves Foundation said: “The Balnaves Foundation is delighted to continue our support as Principal Partner of AFF Expand Lab and the $100,000 Expand Moving Image Commission in 2024 - a major opportunity to bring inspiring creative ideas to life. AFF Expand Lab highlights South Australia as a leading destination for artists to develop new work and expand their horizons to create new opportunities for collaboration, ideas, and exhibition.”
The mentors for AFF Expand Lab 2024 are Iranian-born, Melbourne-based artist HODA AFSHAR who examines the politics of imagemaking through her photographs and moving image works; BEN JOSEPH ANDREWS whose mixed reality work, Turbulence: Jamais Vu, will screen in the Venice 2024 Best Of Immersive program; AMRITA HEPI (Bundjulung/Ngapuhi Territories) whose award winning practice is concerned with dance as social function performed within galleries, performance spaces, video art and digital technologies and EMMA ROBERTS a passionate storyteller, producer and community builder creating public-facing
interactive technology installations, her VR work Gondwana created with Ben Joseph Andrews has recently been exhibited at SA Museum as a multi-sensory experience.
Adelaide Film Festival’s CEO and Creative Director Mat Kesting said: “We are delighted to present the third edition of AFF Expand Lab which will bring together practitioners from a range of backgrounds to test and try out ideas and concepts with visionary mentors. A major outcome from AFF Expand Lab is the ongoing mentoring and commissioning of new projects developed in the week-long lab.”
“The inaugural 2022 Expand Lab Moving Image Commission was awarded to Susan Norrie (NSW), Emmaline Zanelli (SA) and Matthew Thorne (SA) and will premiere at Samstag Museum of Art at AFF2024. Followed by the 2023 Expand Lab Commission awarded to Anna Lindner (SA), Nisa East (NSW) and Yasemin Sabuncu (SA) premiering at Samstag during AFF2025.”
AFF Expand Lab is open to Australia-based participants, with up to 15 places available for South Australian practitioners and 15 places for practitioners from across Australia. It is free to attend AFF Expand Lab and each participant will receive a basic stipend to cover daily costs. National participants will receive financial support towards travel and accommodation.
AFF Expand Lab is an initiative of Adelaide Film Festival with Principal Partner The Balnaves Foundation, and the Government of South Australia, Samstag Museum of Art, Art Gallery of South Australia and Illuminate Adelaide. With support from Lot Fourteen.
Daljeet Bakshi
Saree Spectacle: Celebrating Sydney’s 6th Annual Saree
On July 28, 2024, Sydney buzzed with excitement as nearly 200 women came together for the 6th Annual Saree Enthusiasts’ Event— a lively tribute to one of India’s most beloved garments! Picture this: a kaleidoscope of colours, joyful chatter, and the grace of the saree, symbolizing femininity, strength, and cultural pride.
Founded by Preeti Gupta and me, Shirley Jacob, the Saree Enthusiasts group was inspired by our experiences growing up in armed forces families.
Shirley Jacob
Celebrating Culture and Connection at Saree Enthusiasts’ Event!
We were deeply influenced by the way our mothers dressed in sarees for mess parties and other elite gatherings, sparking our desire to create a space for women to embrace their identities and heritage through the timeless saree while also supporting the weaving community.
The day kicked off with a warm acknowledgment of the land by Helen Clarke, the Director of Cultural Diversity & Justice at Knox Grammar, followed by a ceremonial lamp lighting, symbolizing new beginnings and shared hopes.
I briefly spoke about the Rotary Club of Organ Donation’s Gift of Life Adven -
ture Foundation and the use of funds that we are raising—an initiative close to my heart that supports transplant patients in India. We were fortunate to have Julie Edwards, Membership Manager from Transplant Australia, share her heartfelt story about being an organ donor to her brother, among other stories. Her words reminded us that, like the saree, we all have the power to wrap others in our support. Julie moved the room, and the spirit of DonateLife Week was palpable as we raised awareness among 200 families about the importance of registering for organ donation. This proved that together, we can make a real difference!
The entertainment was on point, with
a mesmerizing performance by Shubhashree, who sang a medley of “Chura Liya,” “Ye Mera Dil,” “Dum Maaro Dum,” and “Jawani Janeman.” Her performance transported us back to family gatherings filled with music, dancing, and laughter. The energy skyrocketed during the exhilarating dance performances set to the catchy old Hindi song “Degree Lekar Baithe Hai Sab” and a fabulous fashion show showcasing the stunning creativity of the Saree Enthusiasts (Urvashi Pandey, Sujata Patel, Punita Yadav, Suzy Jacob, Pooja Wadhwa, Deepali Gupta, Sonali Pathak, Neha, Bhavana Sarene, Pooja Shah, Abhilasha Thakur). Choreographed by Baishakhi these performances took me back to my own twirling moments in a saree, feeling like royalty!.
DJ Dimple’s team member DJ Sandy dropped the latest hits, and the dance floor was alive with energy! Watching the great moves, it’s no wonder we are known as a community that loves dancing and singing. Stalls selling sarees and jewellery, the henna lady and the decorations by Ishi all added to the festive atmosphere, while Ribin Joseph of “The Money Shot Weddings” beautifully captured the essence of the day.
Our annual event was made possible by generous sponsors like Maxwells Services Pty Ltd, Parul Mehta from Indian Matrimonial, and Jaam e Jaam, donations, sale of raffle tickets, stalls selling sarees, jewellery and our supportive Saree Enthusiasts in the room.
It was wonderful to see attendees from all walks of life, including white Australians,
joyfully enjoying pani puris alongside their Indian friends at the chaat counter. The entrees, main courses, and desserts prepared by Parravilla’s chefs were delicious, while Nirup Prabakaran, owner of Spice Baazar, contributed a stunning cake that was the cherry on top of this celebratory feast. The raffle was a great hit, as usual, with several ladies walking away with beautiful sarees, jewellery, and vouchers to award-winning
Indian restaurants (Punjaban Diva,Krithika Collections, Style Up with Ratan, Indian Matrimonial, Ann Maria, Kamini Sahni, Harinder Parmar, Malabar Indian Restaurant, Abhis Indian Restaurant).
As I scanned the room, I was delighted to see saree lovers who had travelled from far and wide—India, Victoria, Darwin, Tasmania, and all corners of Sydney—showcasing a global appreciation for this iconic garment that knows no borders. In a world dominated by fast fashion, the saree remains a symbol of tradition and modernity that resonates deeply with us all.
The real magic of our annual event lay in the beautiful mix of women celebrating the saree. It didn’t matter if the saree was new, or it belonged to their mother or was borrowed or was a handloom; each woman at the event carried her own unique saree story close to her heart.
As I twirled in my colourful saree, surrounded by incredible women celebrating their heritage with pride, I felt an overwhelming sense of belonging. Each saree tells a story—a narrative of empowerment, tradition, and the beautiful connections we share. For many of us, wearing a saree is not just a fashion choice; it’s a cherished link to our family traditions and cultural roots.
More than just a celebration of fabric, the Saree Enthusiasts event was a powerful testament to community and purpose. As Tika Verma from Tasmania aptly noted, “This gathering has transformed into a social phenomenon,” highlighting the growing impact of this vibrant event. As the event wrapped up, I left with a heart full of joy, knowing the bonds forged and stories shared would resonate in our community for years to come.
Here’s to more saree-filled celebrations and the powerful stories woven into each and every one!
Authorised by Anne Stanley MP, ALP 7/441 Hoxton Park Road Hinchinbrook NSW
Arjun Singh Tokhi:
A Distinguished Career in Sports and Coaching Across Continents
DIVERSE PROFESSIONAL ROLES AND ENTREPRENEURIAL SUCCESS IN AUSTRALIA
Arjun Singh Tokhi’s journey is a remarkable testament to dedication, skill, and perseverance. From his early days as a standout athlete in India to his influential role as a coach and leader in Australian weightlifting, Arjun’s career spans continents and disciplines. His achievements, both on the field and in his professional life, reflect a deep commitment to excellence and
Daljeet Bakshi
a passion for fostering talent. This writeup explores the highlights of his illustrious career and his impactful contributions to the world of sports and beyond.
Tokhi Graduation from Guru Nanak Dev Uni • Worked in Railway(Rail Coach Factory) for 5 years • Worked in Punjab Police for 14 years • Six time Punjab state champion • North india champion • All India Inter University champion • Junior National Champion v In 2000-2001 did coaching course from N.S. N.I.S Patiala ..topped the batch and awarded “A” Grade v Coached Punjab Police team v Also imparted duty to National team as Coach. Moved to Australia in 2008 v Head Coach of SAWLA (South Australian Weightlifting Association) and produce weightlifters rom Club level to Commonwealth level--Best weightlifters in Women and Junior boys v National Coach of Australia, also become forest South Australian to Coach Australian team in international competition . v President of SAWLA (South Australian Weightlifting Association) for three years v Won Gold Medal in Commonwealth Weightlifting championship (Masters) Since I landed in Australia, have done various works Forklift Driver, Age Care Worker, Remedial Massage Therapist, Bus Driver and now running own business Tokhi Driving Solution which provide training and licencing in Heavy vehicles from 11 years .
Arjun Singh Tokhi
Education and Early Career:
4Graduated from Guru Nanak Dev University.
4Accumulated 5 years of experience working at the Rail Coach Factory.
4Dedicated 14 years to serving in the Punjab Police.
Sports Achievements:
4 Six-time Punjab State Champion.
4North India Champion.
4All India Inter-University Champion.
4Junior National Champion.
Coaching Career:
4Completed a coaching course at the National Institute of Sports, Patiala, in 2000-2001, graduating top of the class with an “A” grade.
4Served as a coach for the Punjab Police team.
4Also served as a coach for the National Team.
Migration to Australia:
4Relocated to Australia in 2008.
Professional Contributions in Australia:
4Appointed Head Coach of the South Australian Weightlifting Association (SAWLA), where he developed athletes from club level to Commonwealth level, producing top-performing female and junior male weightlifters.
4Served as the National Coach of Australia and became the first South Australian to coach the Australian team in international competitions.
4Held the position of President of SAWLA
for three years.
4Achieved a Gold Medal in the Commonwealth Weightlifting Championship (Masters).
Other Professional Roles:
4Since moving to Australia, he has held various positions, including Forklift Driver, Aged Care Worker, Remedial Massage Therapist, and Bus Driver.
4Currently, he owns and operates Tokhi Driving Solutions, a business that has been providing training and licensing in heavy vehicles for the past 11 years.
Dos and Don’ts for Thyroid Guide to Better
3. Regular Exercise
THYROID DISORDERS ARE COMMON, AFFECTING MILLIONS OF PEOPLE WORLDWIDE. PROPER MANAGEMENT IS CRUCIAL TO MAINTAINING A HEALTHY LIFESTYLE. HERE’S A COMPREHENSIVE GUIDE TO HELP YOU NAVIGATE THE DOS AND DON’TS FOR THYROID HEALTH.
1. Take Medication as Prescribed
4Consistency is Key: Take your thyroid medication at the same time every day, preferably in the morning on an empty stomach.
4Follow Your Doctor’s Instructions: Do not adjust your dose without consulting your healthcare provider.
2. Monitor Your Diet
4Incorporate Iodine-Rich Foods: Seafood, dairy products, and iodized salt are good sources of iodine, which is essential for thyroid function.
4Eat Selenium-Rich Foods: Brazil nuts, eggs, and sunflower seeds help support thyroid health.
4Include Zinc and Iron: Foods like meat, shellfish, legumes, and pumpkin seeds are beneficial.
4Stay Active: Regular physical activity helps regulate metabolism and improve overall well-being.
4Choose Low-Impact Exercises: Walking, swimming, and yoga are excellent options, especially if you experience joint pain or fatigue.
4. Stay Hydrated
4Drink Plenty of Water: Proper hydration supports metabolic processes and helps flush out toxins.
5. Regular Check-Ups
4Monitor Your Thyroid Levels: Regular blood tests are essential to ensure your thyroid hormone levels are within the normal range.
4Stay in Touch with Your Endocrinologist: Regular visits to your healthcare provider help in
Thyroid Patients: A
Health
adjusting treatment plans as needed.
Don’ts
1. Avoid Excessive Soy Intake
4Limit Soy Products: High amounts of soy can interfere with thyroid hormone absorption. Moderate consumption is generally safe.
2. Beware of Goitrogens
4Limit Certain Vegetables: Cruciferous vegetables like broccoli, cauliflower, and Brussels sprouts can interfere with thyroid function if consumed in large quantities. Cooking these vegetables can reduce their goitrogenic effects.
3. Avoid Excessive Iodine
4Moderation is Key: While iodine is essential, too much can be harmful. Avoid excessive use of iodine supplements unless prescribed by a doctor.
4. Don’t Skip Medication
4Maintain Consistency: Skipping doses can lead to fluctuations in thyroid hormone levels, causing symptoms to worsen.
5. Limit Caffeine and Alcohol
4Monitor Your Intake: Excessive caffeine and alcohol can disrupt thyroid function and exacerbate symptoms.
6. Don’t Ignore Symptoms
4Listen to Your Body: Symptoms like
fatigue, weight changes, and mood swings should not be ignored. Seek medical advice if you experience any changes.
Conclusion
Managing thyroid health involves a combination of proper medication, a balanced diet, regular exercise, and routine medical check-ups. By following these dos and don’ts, thyroid patients can maintain better health and improve their quality of life. Always consult with your healthcare provider for personalized advice and treatment plans.
Authored
By Dr. Yuvraj Devgan ( MBBS, MS, FMAS, DMAS, FDFM, MCh Endocrine Surgery Ex SGPGI, Lucknow ) Dr. Harpuneet Kaur ( MBBS, MS Otorhinolaryngology, Head & Neck Surgery Ex GOMCO Patiala); Member Indian Society of Thyroid Surgeons For more thyroid related blogs, visit us on www.ydsharma.com
Disclaimer : This article is intended for educational purpose only.
Winter Nutrition: Ensuring During the Cold
AS WINTER DRAWS NEAR, MANY INDIVIDUALS
FIND THEMSELVES GRAVITATING TOWARD HEARTY COMFORT FOODS AND CONFRONTING THE DIFFICULTIES OF MAINTAINING A BALANCED DIET. COMPREHENDING HOW TO FULFILL YOUR NUTRITIONAL REQUIREMENTS DURING THE COLDER MONTHS IS ESSENTIAL FOR SUSTAINING HEALTH AND VITALITY.
Manifestations of Inadequate Winter Nutrition
Neglecting to appropriately adjust your diet for winter can result in several manifestations, including:
4Fatigue: Experiencing an unusual sense of tiredness or lethargy.
4Xerosis: Skin may become rough or flaky due to diminished humidity.
4Mood Disturbances: Heightened risk of seasonal affective disorder (SAD), which can influence mood.
4Compromised Immunity: Increased vulnerability to colds and influenza.
Winter Nutrition Challenges Various factors contribute to nutritional difficulties during winter:
4Diminished Sunlight: Shorter days and reduced sunlight exposure can lead to lower levels of vitamin D.
4Alterations in Appetite: Cold weather may enhance cravings for high-calorie comfort foods, potentially leading to weight gain if not managed judiciously.
4Reduced Physical Activity: Individuals tend to be less physically active in winter, which can affect overall energy requirements and metabolic rate.
Nutritional Strategies for Winter To remain healthy and balanced throughout winter, consider these strategies:
4Enhance Vitamin D Intake: Incorporate vitamin D-rich foods such as oily fish (e.g., salmon), fortified cereals, and consider supplements if necessary.
4Maintain Hydration: Despite the cold, it is crucial to consume ample water. Herbal teas can serve as a warming alternative.
Gautami Patel APD MND MSc AN
Ensuring Well-being
Season
4Select Seasonal Vegetables: Root vegetables like carrots, parsnips, and sweet potatoes are excellent nutrient sources and help keep you warm.
4Sustain a Balanced Diet: Include a variety of proteins, carbohydrates, and healthy fats to stabilize energy levels and support overall well-being.
Myths and Facts
4Myth: “Consuming more carbohydrates will help keep you warm.”
4Fact: While carbohydrates can supply energy, balancing them with proteins and fats is imperative. Prioritize whole grains and lean proteins for a well-rounded diet.
4Myth: “You don’t need to drink water if you’re not thirsty.”
4Fact: Hydration is vital even in winter. Cold air and indoor heating can lead to dehydration, so aim to drink water consistently throughout the day.
Interactive Quiz Test Your Winter Nutrition Acumen!
1. Which food is a good source of vitamin D?
A) Broccoli
B) Salmon
C) Apples
2. True or False:
It’s essential to drink water even if you don’t feel thirsty in winter.
3. What is a common manifestation of inadequate winter nutrition?
A) Increased energy
B) Xerosis (Dry skin)
C) Improved sleep
4. Which of the following is a good source of hydration in winter?
A) Hot chocolate
B) Herbal tea
C) Sugary soda
Answers:
1. B) Salmon
2. True
3. B) Xerosis (Dry skin)
4. B) Herbal tea
Quick Winter Recipe: Hearty Vegetable
Soup Ingredients:
42 tablespoons olive oil
41 large onion, diced
42 cloves garlic, minced
43 carrots, peeled and sliced
42 potatoes, peeled and diced
41 parsnip, peeled and sliced
41 can diced tomatoes (400g)
44 cups vegetable broth
41 cup frozen peas
41 teaspoon dried thyme
4Salt and pepper to taste
Instructions:
1.Heat olive oil in a large pot over medium heat. Add onion and garlic, sauté until softened.
2.Add carrots, potatoes, and parsnip, and cook for another 5 minutes.
3.Stir in diced tomatoes, vegetable broth, and thyme. Bring to a boil.
4.Reduce heat and simmer for 20 minutes, or until vegetables are tender. Add frozen peas and cook for an additional 5 minutes.
Season with salt and pepper to taste. Serve hot.
Enjoy this nourishing soup as a warm and comforting meal to help maintain your health throughout the winter season!
Disclaimer : This article is intended for educational purpose only
Digital Experience
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9th Arts & Cultural Ganesh Festival of SA
Come celebrate with us 9th Arts and Cultural Ganesh Festival of SA, hosted by the United Indians of South Australia on 7 (Saturday) and 8 (Sunday) September 2024 at Parks
Recreation Centre, Angle Park. Celebrate multiculturalism and unity in diversity. Experience vibrant cultural performances from different countries and cultures and captivating dhol, tasha, and lezim presentation by kids and adults, and
savour traditional prasad. Don’t miss the magnificent 21-foot Bappa idol. Bring your family, connect with the community, and celebrate the rich heritage of various cultures. For more information, visit www.uiosa.org.au
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Talent Show of Indian Performing Arts organised by CG of India Sydney and SVCC
THE CONSULATE GENERAL OF INDIA AND THE SWAMI VIVEKANANDA CULTURAL CENTRE HOSTED THE ‘TALENT SHOW OF INDIAN PERFORMING ARTS’ AT THE CENTRE. THE TALENT SHOW AIMED AT SHOWCASING EMERGING AND ESTABLISHED TALENT IN NSW AND SA.
The talent show was categorised into seven categories such as poetry recitation, instrumental performance, painting, Indian classical dance performance (solo and group), Indian folk dance (solo and group), popular dance and vocal performance (Hindustani and Carnatic). The competition was held exclusively for women and girls to promote the ‘Women Empowerment’, initiative by the Government of India. The Consulate General of India, Sydney and the Swami Vivekananda Cultural Centre encouraged the local community and Indian diaspora to participate in the ‘Talent Show’ to demonstrate their talent on a competitive level. The participants were categorised into three age groups viz. under 14, 14-21 and 21-40. This has facilitated fair ground for all the participants. Based on the assessment of the
talent made by the jurors and judges, the winners of the talent show are shortlisted to perform at the reception organised on the occasion of Independence Day of
the Republic of India.
The program started with a poetry recitation competition. Mr. Ramakrisha Neti, Ms. Renu Natarajan and Dr. Shailja Chaturvedi were among the jurors.
The second component of the talent show was the instrumental performance. Participants demonstrated their skills in Sitar, Violin and Flute. Nadhamuni Gayatri Bharat, Tabla Maestro Amna Pal and Vidwan Balaji Jagannadhan assessed the participants and shortlisted emerging artists.
The Talent Show also comprised a painting competition and enthusiastic young artists demonstrated their expertise in painting. The winning paintings will be displayed at the venue of the reception of Independence Day of the
Republic of India.
Indian classical dances (solo and groups) in the talent show. Renowned performing artists Dr. Kanan Shah, Ms Vidushi Vanishree Chinnadupparige, Ms Vidushi Pallavi Bhagavath and Guru Venkata Ramana gauged the emerging talent and nominated the winners.
Classical and folk-dance schools from Sydney participated in the Indian folkdance category to showcase India’s rich cultural and traditional heritage. Ms. Sumati Nagpal, Mr. Pratik Chavda and Ms. Nabanita Banerjee were among the juries panel to select the winners for the
competition. A group of people standing in front of a stage
Indian classical vocal performances (Hindustani and Carnatic) were the concluding element of the ‘Talent Show of Indian Performing Arts’.
Thousands Celebrate Mango 2024 with Overwhelming Success
Fairfield Showground, Sunday 21st July 2024 – The Mango Festival 2024, held under the esteemed patronage Commissioner of Pakistan in Canberra, turned out to be a spectacular success.
Over 10,000 people attended the event, making it one of the most memorable festivals of the year.
The festival featured 75 vibrant stalls, each contributing to the event’s triumph. The diverse range of stalls showcased various mango varieties, delectable mango-based dishes, cultural exhibits, and entertainment options, offering something
for everyone. The lively atmosphere, coupled with the tantalizing aroma of mango delicacies, created an unforgettable experience for all attendees.
Mr. Zahid Hafeez, in his opening speech, emphasized the importance of cultural exchange and community bonding. He lauded the efforts of the organizers and stallholders for their dedication and hard work, which were instrumental in the
event’s success.
Asiya, Saima, Mr Qamar Zaman, Consulate General-Sydney, Uddav, Junaid, Sharjeel Siddiqui, Ruksanda Zaman, Naeem ul Haq, Shuail Shah and Zeeshan Iqbal of the key organizers of the Mango Festival, expressed her gratitude to all the participants, sponsors, and volunteers who made the event possible.
“The overwhelming turnout and the
Mango Festival Success
patronage of Mr. Zahid Hafeez, High success.
positive feedback from the community are testaments to the hard work and collaboration of everyone involved.
The Mango Festival 2024 not only celebrated the love for mangoes but also fostered a sense of unity and cultural appreciation among the attendees. The success of the event promises even greater things for the future, with plans already underway for next year’s festival.
The event was graced by the presence of several distinguished dignitaries, including the Representative of the Honourable Premier of New South Wales; Senator David Shoebridge; Senator Mehreen Faruqi; Hon. Julia Finn MP; Hon. Nathan Hagarty MP; Hon. Anne Stanley MP; and Hon. Warren Eric Kirby MP. A large numbers of local Mayors, Councillors and members of the diplomatic community also participated. Their presence underscored the significance of this event in highlighting the multicultural fabric of Australian society and key role played by the vibrant Pakistani Diaspora in this regard.
Good Horns, Good Brakes, Good
Igrew up in Schofields – the Northwest of Sydney was the stopping grounds of my youth.
Once a relatively detached part of Sydney from metropolitan centres, surrounded by farms and upheld by local industry – the transformation of this area over the past few years is nothing short of astonishing. Riverstone and surrounds have undergone a dynamic journey –retaining histories and communities of past whilst also welcoming many new ones.
The electorate of Riverstone which I have the privilege of representing - is the fastest growing locality in the state.
When I first entered office, I was eager to start working on the challenges facing the electorate. I had served as the vice president of the local chamber of commerce and was running my own business in the area. It was through this experience that I began advocating for community interests – 12 years of a Liberal and National government resulted in acute failures in key infrastructure areas. My advocacy had transcended from shouting from the outside to a seat at the table.
From a photo studio in Riverstone to the chambers of Parliament on Macquarie St, while my view had changed – the driving
force to represent my community had not. But with Macquarie St came a new set of roles – on the campaign trail I began interacting with the plethora of cultural groups that call Riverstone home. Politics is not contained only to meeting with bureaucrats and speaking on the floor of parliament – and I would frequently find myself at vibrant events held by the Indian diaspora – from religious celebrations to cultural dance nights. I knew that Riverstone is home to a large Indian diaspora – indeed it is one of the largest in Australia, but now I felt a closer connection. I did not feel like the token politician to be paraded at events – I felt like a friend. I tried my hardest to understand this community – from the
Good Luck - With Warren Kirby MP
colourful splendour of Holi to the magnificent lights of Diwali. In attending these events and hearing the journeys of this community firsthand – I felt there was a missing link. How can I truly understand this community in all its diversity and vibrancy? There was only one way to close the distance – by going to the birthplace of many of my constituents and visit India to see firsthand the place they once called home.
So began a self-funded study tour of this vast country. Ironically, I had to detach from the label that brought me to India in the first place -as an MP I did not want to be isolated from the day-to-day life. It was crucial to me that the trip was not confined to hotels and conference rooms. I knew that the only way to truly appreciate this beautiful country was driving from city to city. It led to some of the most authentic interactions – from taking part in a cricket
game on the road Khajuraho to participating in an aarti on the banks of the Ganga in Varanasi.
Being a professional photographer before becoming a parliamentarian – there was only one way I could think of capturing these memories. During my stay I captured over 10,000 frames – from the mundane to the brilliant. From the intricate architecture of the Delhi Mosque to splendour of the Taj Mahal. I visited temples as magnificent as Akshardham where I learned one way understand the culinary landscape of India is to consider McDonalds.
While this might sound odd, when you go to McDonalds the food come to you on a rectangular tray and each item comes in its own box, encouraging rigid consumption of each item separately. On the other hand, in India a thali is served on a round plate or banana leaf and contains sweet, spicy and savory together encouraging diners to choose their own way.
I visited places steeped in historical significance like Bandi Choor at Gwalior Fort where the 6th guru of Sihkism secured the release of 52 kings before accepting his own freedom. These experiences told the tale of India’s rich and turbulent history that have culminated into the thriving society of today.
Upon my return to Sydney, I began contemplating how I could share the stories and memories of my journey with my constituents. It didn’t take long to come to a conclusion, a gallery style exhibition with the images I had captured. When coming up with a name for the exhibition I recalled asking our driver what was needed to successful navigate through the hustle and bustle of India’s roads. His witty response “First you need a Good Horn, and you need Good Brakes. But most of all you just need Good Luck” and I knew I had a winner.
My journey allowed me to transcend cultural boundaries – it helped me understand the multicultural kaleidoscope of my constituency. While I eagerly plan further journeys to sub-continent to venture deeper into India as well as other countries – one thing is for sure this experience has been one of the most eye opening. I feel closer now to my Indian-Australian constituents than ever and I am better off for it. Good governance doesn’t start at good policy it starts at understanding the people who put you in office - understanding India unlocks doors to cross cultural appreciation and authentic connections with my constituents.
NAIDOC Week commemorates
the rich
cultural
heritage, profound history, and significant
contributions of Aboriginal and Torres Strait Islander Peoples throughout Australia.
NAIDOC Week: Celebrating
Indigenous Culture and Heritage NAIDOC Week stands as a significant annual event in Australia, dedicated to honoring the history, culture, and achievements of Aboriginal and Torres Strait Islander peoples. This celebration holds deep meaning, fostering awareness, respect, and understanding of Indigenous Australians’ contributions to the nation’s diverse tapestry.
Historical Roots and Evolution
Originally established in the 1920s as ‘Aborigines Day’ by Aboriginal rights activists, NAIDOC (National Aborigines and Islanders Day Observance Committee) Week has since evolved into a week-long observance. It typically takes place in July each year, encompassing activities such as cultural performances, art exhibitions, community gatherings, and educational events across the country.
Significance
and Themes
Each NAIDOC Week is centered around a theme that reflects the issues and achievements significant to Aboriginal and Torres Strait Islander communities. Themes often highlight the resilience,
strength, and ongoing struggles of Indigenous peoples, promoting dialogue on topics such as reconciliation, land rights, and cultural preservation. These themes serve as a focal point for discussions and actions aimed at addressing social justice and equality.
Cultural Celebrations
The week is a vibrant showcase of Indigenous culture, featuring traditional dance, music, art, storytelling, and ceremonies. These celebrations not only preserve cultural heritage but also provide opportunities for Indigenous communities to share their stories and traditions with the broader Australian population.
Education and Awareness
NAIDOC Week plays a crucial role in raising awareness about the rich history and contemporary issues faced by Indigenous Australians. Educational activities during this time aim to challenge stereotypes, promote understanding, and foster respectful relationships between Indigenous and non-Indigenous Australians.
Community Engagement and Unity
Looking Forward
As NAIDOC Week continues to grow in significance and reach, its impact extends beyond the week itself. It encourages ongoing efforts towards reconciliation, social justice, and equality for Indigenous Australians. By honoring and celebrating Aboriginal and Torres Strait Islander histories, cultures, and achievements, NAIDOC Week contributes to a more inclusive and harmonious society.
In conclusion, NAIDOC Week stands as a powerful testament to the resilience, diversity, and contributions of Australia’s First Nations peoples. It serves as a reminder of the importance of recognizing and celebrating Indigenous cultures not just during NAIDOC Week but throughout the year, as part of a journey towards reconciliation and mutual respect.
Throughout NAIDOC Week, communities come together to participate in events that promote unity, respect, and reconciliation. It’s a time for both Indigenous and non-Indigenous Australians to acknowledge and celebrate the diversity and strength of Indigenous cultures, fostering a sense of belonging and pride among all Australians.
Sawan Celebrations by Melton Service Club
By: Satinder Chawla
The Melton Indian Service Club organized a successful event, SAWAN CELEBRATION, at the Water Garden Hotel in Melbourne under the leadership of Inderjit Sachdeva. The event saw the participation of
over 70 members. Sarab Sachdeva organized entertaining and engaging games for seniors related to SAWAN, with prizes awarded to the winners. Attendees included S.N. Katyal, Sanjeet Verma, G.K. Kalia, Gurbin Kaur, Jagdish Chugh, Parvinder Sethi, Kawal
Oberoi, Ravi Arora, and Varinder Reen, along with their spouses and other esteemed members from across Melbourne. Everyone enjoyed the delightful food and games, and the event was highly appreciated, with calls for more such senior gatherings in the future.
Small change, big savings
How Much Will Your Home Really Cost?
Buying a home means paying a lot of interest over the years. Canstar* found that if you take out an average home loan of $584,907 in Australia today, you’ll end up paying back $1.38 million over 30 years. That’s $799,060 just in interest!
But don’t worry, there are ways to save money. For example, switching to fortnightly payments instead of monthly ones can save you almost $200,000 and cut six years off your loan.
Good News
Over the past 10 years, property values have generally increased more than the interest costs, so most buyers are ahead.
However, this isn’t true everywhere. In Western Australia and the Northern Territory, property values haven’t grown as much, leaving some buyers worse off.
In WA, home prices grew by only 1.6% per year over the past decade. If you bought a home for $572,700 in 2013 with a 20% deposit, you would have paid $191,258 in interest by 2023. But your home’s value would have only increased by $98,519, leaving you with a $92,739 shortfall.
In the NT, the situation is even worse, with property values falling and leaving buyers $193,122 worse off over 10 years.
In contrast, New South Wales saw significant growth. In 2013, the average home price was $580,000. Over the next decade, prices increased by $508,740, leaving homeowners with gains of $315,044 after interest costs**.
Saving Tips
Looking at the total cost of a loan can be scary, but focusing on savings can be motivating. Here are three simple ways to save money on your loan:
1. Switch to fortnightly payments.
2. Use offset accounts.
3. Refinance to a lower interest rate.
Switching to fortnightly payments is the biggest saver. By paying half your monthly payment every two weeks, you end up making an extra month’s
payment each year. This can save you more than $192,000 and cut six years off your loan.
Try using a mortgage calculator to see how different repayment options can save you money. Even small changes, like increasing fortnightly payments by just $5, can add up to big savings.
* Canstar analysis is based on the Reserve Bank of Australia’s reported average standard variable interest rate over the past 30 years of 6.88 per.
** Lawless T, The long game … 30 years of housing values, CoreLogic Property Pulse, 29 August 2022.
KD Singh Managing Director
Money Merchants Financial Services
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