Retirement today september october 2015

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R E T I R E M E N T

www.retirement-today.co.uk

The magazine for pre and post retirement

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Issue 83 Sept/Oct ‘15 £2.90


A Musical Tribute to the Battle of Britain as we honour those brave and courageous heroes of the day and celebrate their legacy with the men and women of today’s Royal Air Force who ‘Secure our Skies’. OCTOBER Saturday 17 Wednesday 21 Friday 23 Sunday 25 Thursday 29

CANTERBURY BASINGSTOKE HARROGATE GATESHEAD MANCHESTER

Marlowe Theatre The Anvil Royal Hall Sage Gateshead Bridgewater Hall

HIGH WYCOMBE LONDON NOTTINGHAM BIRMINGHAM BRISTOL SOUTHEND

Wycombe Swan Cadogan Hall Royal Concert Hall Symphony Hall Colston Hall Cliffs Pavilion

BELFAST IPSWICH NORWICH EASTBOURNE POOLE

Waterfront Ipswich Regent Theatre Royal Congress Theatre Lighthouse

NOVEMBER Sunday 1 Thursday 12 Saturday 14 Sunday 15 Tuesday 17 Wednesday 25

DECEMBER Tuesday 1 Friday 4 Sunday 6 Wednesday 9 Thursday 10

The programme of music includes Bernstein’s Mambo, Holst’s Mars and Goodwin’s Battle of Britain March

Featuring:

The Bands of the Royal Air Force

Conductor: Wing Commander Duncan Stubbs Compered by either: Ken Bruce, Alan Dedicoat or Lynn Bowles Vocalist: Emer McParland

For more information please go to: rafinconcert.com


CONTENTS

4 Retirement Living Alastair Wallbanks takes a good at some of the attractive property options available for retirement living.

WELCOME TO RETIREMENT TODAY MAGAZINE

9 Update Discover new heights of happiness; dance like no one is watching; Over 55s happy to emigrate with just passport – and content to leave family behind too.

10 Housesitting Adventures – A Roman Holiday

Read about a surprise offer to care for a lovely villa in Rome for housesitters Lee and Les.

12 Footloose in Poland In our continued Footloose series, Debra Rixon shares her experience of the sites and delights of Poland.

Image middle right: From Chicken and Other Birds by Paul Gayler, Jacqui Small

Image bottom left: From William Yeoward at Home, Cico Books Photo by Gavin Kingcome

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14 Chicken and Other Birds Chicken and other types of poultry are packed full of essential nutrients and great for anyone watching the calories. Here are a few of our favourites.

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16 Competitions Your chance to win theatre tickets.

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WIN

17 Out and About

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Read about events taking place up and down the country.

18 Gothic for the Steam Age See some examples of Sir Gilbert Scott’s work, the most famous and prolific of all Victorian architects.

• Published by: Amra Media Solutions Ltd The Old Lavender Mill 46a Brook Street Aston Clinton Buckinghamshire HP22 5ES

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20 William Yeoward At Home With a worldwide reputation for designing collections for the home, see some examples of William Yeowards designs and decorations.

• Tel: 01296 632700

22 Artemission’s Advice to Buying Antiquities Online

• Fax: 01296 632720 • Email: info@amramedia.co.uk

Leading antiquities gallery Artemission provides top tips for online antique hunters.

• www.retirement-today.co.uk

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• Designed by: Tom Evans Design All rights reserved. No part of this publication may be reproduced without the prior permission of the publisher. The opinions expressed in this magazine are not necessarily those of the publisher. Although every care is taken to ensure the accuracy of the information and the advertisements contained within the magazine, the publishers cannot accept any liability. Retirement Today would be pleased to receive your articles and photographs for possible publication. Although all reasonable care will be taken the magazine can assume no responsibility and contributors are advised to retain a copy.

Subscribe and have Retirement Today delivered direct to your door.

26 Leaving a Legacy All charities rely heavily on donations from the public, read how leaving a legacy in your will is a way of giving something back and helping others in the future.

28 Charity News Read about what’s happening within the charity world.

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18 RETIREMENT

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Retirement Living by Alastair Wallbanks

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ouldn’t it be wonderful if, once retired, one could do everything they previously only dreamt of, giving children a cash gift, travelling or whatever? Nowadays, due to improvements in living standards and progresses in science and medicine more people than ever before are living far longer. Research shows that as the 21st century advances more people are living into their 90’s and even reaching their 100th birthday. It is

It is estimated that over the next two decades the number of people over 85 will have doubled

Retirement Living

Jones Homes interior

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estimated that over the next two decades the number of people over 85 will have doubled. (Source - The Open University). With this in mind there are options available to enable you to realise your dreams, one of these options being downsizing. A company called Jones Homes, one of the UK’s leading home builders since 1959, could be of interest as they recently diversified into the retirement home sector. They are the founding member of The Emerson Group, a private, family-owned property development company based in Cheshire, with offices in Kent, Yorkshire and Lancashire. The group owns and manages a commercial

property portfolio worth in excess of £1 billion. Among other things, the company offers an impressive portfolio of apartments, mews and townhouse residences, as well as spacious detached homes. Sales Director Julie Hardy says, “We have a project in Priory Gate, Aughton near Ormskirk, it is a number of flats which are extremely popular with people downsizing, which accounts for about 85% of our clients there.” In addition to new builds, the company has a great deal of experience in restoration project, sympathetically converting listed buildings into homes with real character. Their extensive portfolio enables Priory Gate, Aughton, Jones Homes


Sylvia and David Franklin Kitchen - Alden Court

Another option is to sell up completely and rent. David and Sylvia Franklin-Kitchen are a retired couple in their 70s who moved to a Girlings retirement rental property in Croydon three years ago. They were home owners up until the mid-1990s when they decided to downsize and move into the rented sector because they didn’t want a mortgage at their age. This suited them at the time as they had to move around a lot with both their jobs and had lived all over the UK. Sylvia was offered a new job with Croydon Council. The couple rented a two-bed apartment on the open market. Two years later, the Managing Agents advised that the rent was to be increased by 25 per cent! Sylvia and David had been aware of Girlings for quite a few years and always kept an eye open for a Girlings property. They had viewed many retirement properties but hadn’t found one suitable. The couple had been looking for a two-bedroom apartment but had found them difficult to come by in the retirement rental sector. After living in Croydon for three years, they noticed a two-bedroom apartment was available at Alden Court – a purpose built development near East Croydon station so they leapt at the chance to view the apartment. Alden Court is very central, a short walk from local shops, the train station, bus stop, social centre and town centre. Sylvia said, “One of the pitfalls of renting in the open market is not ever feeling secure in your own home. The landlord could decide to sell at any time or ask you to leave and then you have to start all over again. This is not ideal, particularly when you are older. “With the Girlings apartment, we feel safe and secure for the rest of our lives and we know we won’t need to

Fairhaven Court, Bournemouth, Girlings

Retirement Living

She continued “Although I was downsizing and moving to a brand new home, I kept much of my furniture from the original house so the apartment instantly felt familiar. I couldn’t be happier. The apartment is finished to an exceptional standard with modern fixtures and fittings that are excellent quality.” Pearl concludes “Amazingly next month it will be one year since I made the move to Priory Gate, and I can only add that my contentment and pleasure living here have increased three Another option is to sell up completely and rent. Girlings Retirement Rentals is a company founded 25 years ago by Peter Girling and his wife, a family run business who deal exclusively with the age 55 plus market. The company let and manage approximately 2,500 properties in over 600 retirement developments, with a portfolio ranging from Perth to Penzance. One options is an assured tenancy. Peter said, “Our unique selling point is the assured tenancies which are extremely popular, giving security of tenure without actually buying, with this scheme there is no landlord to terminate a lease, the tenants can give notice at any time they want. It gives security of tenure without actually buying.” They also offer a service called ‘Bespoke Rentals’. With this package their clients can choose the home they want and Girlings will purchase it and rent it to them This allows people to move around the country, perhaps to remain close to family who have moved. Another facility provided by Girlings is funding your rent, clients looking for financial advice can be introduced to Prudential Financial Planning whose advisers help answer any questions they may have about their finances.

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them to accommodate the needs of everyone from first time buyers to those wishing to downsize. Not only do Jones Homes have a range of developments throughout the North West, Yorkshire and the South East of England but across Europe and North America also. The company has forged an enviable reputation for delivering excellent customer service and has received many prestigious accolades over the years for the properties they build including 5 star status by the Home Builders Federation. The company has a strong focus on creating real communities with an emphasis on open spaces being particularly characteristic of a Jones Homes development. Pearl Webster, recently purchased a two bedroom apartment at Priory Gate in Aughton, downsizing from a larger property on nearby Delph Park Avenue, where she had lived for the past 50 years. She said, “Other than marrying my late beloved husband, George Webster, moving to Jones Homes’ Priory Gate development is the best thing I ever did.” Finding it increasingly difficult running a house on her own, Pearl was ready to move to an apartment. Wanting to remain in Aughton, Pearl went to visit the properties at Priory Gate and immediately knew this is where she would buy. Pearl says: “Spacious yet compact, light and airy, and with all the assets of a bungalow but without the maintenance, the apartments at Priory Gate are lovely. “From my lounge, I enjoy beautiful views of the green open space that surrounds the development, while from my kitchen window I can see the vibrant and colourful flower beds, which I don’t have to tend. “The development is tranquil and pleasantly peaceful, yet with lots of new neighbours, it is also friendly and I feel very safe and content.” Pearl purchased a ground floor apartment at Priory Gate with the help of Hamro the independent part exchange facilitator used by Jones Homes. Pearl described the selling and buying of her new home as worry and hassle free as everything was taken care of for her. Being that this is the first time Pearl has ever bought a new build property, she was thrilled to be able to choose her kitchen units, worktops and appliances as well as tiles throughout the apartment, something she took great delight in.

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move again. It suits us and if we ever need things repaired then Girlings are very quick to do it.” Renting in a retirement development has given them the sense of community they wanted and a network of friends as well as a safe and comfortable home where they can stay as long as they wish. Finally something for the Francophiles, Richard and Eva Edds have been working in real estate in France for over 25 years with a company called Leisure and Land. Leisure and Land have created a concept called Résidences la Différence, aimed at British and other nationalities already living in France who want to downsize, as well as UK residents looking to make the move to a secure village-style environment. Richard states, “Our bungalows are virtually zero energy consumption to reduce monthly costs. Via our existing network of estate agents, we

Retirement Living

Finally something for the Francophiles,

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Masion Temoin, Résidences la Différence RETIREMENT

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will assist potential buyers already living, or who have a house in France, to sell their existing property. “Our gites complex adjoins the development and offers a wide range of facilities and services difficult to match elsewhere.” In sunny Charente Maritimes Résidences la Différence combines the atmosphere of a ‘country club’ with the services you’d expect from a luxury hotel. All retirement bungalows are set within their own gardens and have been designed to be as energy efficient as possible, reducing annual utility costs and helping you budget your pension. The properties can be found on the existing complex of Domain les Granges, which has a wide range of facilities to suit all needs and lies within walking distance of a typical French market town. Among the facilities on offer are a heated swimming pool, spa, restaurant and gym. There are also on-site staff to take care of all of your

needs including the maintenance of your house, leaving you free to socialise with new friends, indulge in leisure activities or explore the nearby town. Other services include entertainment, car hire and at-home catering deliveries. Richard added, “There are many British and foreign nationals living in France who would like to remain living there even after they have retired and downsized their property. Quite often, these individuals still struggle with the language barrier and would much prefer living in a community with likeminded individuals and with those who speak the same language. “We are offering retirees the opportunity to downsize their property and their annual bills but without downsizing their social life.We have specifically chosen to build this complex in the Charente Maritime so that all residents can benefit from living in the second sunniest area in France but without the scorching French Mediterranean heat.” Leisure and Land is a real estate consultancy agency which has been working on the Résidences la Différence project for almost five years. Not only have they extensively researched the concept and existing models around Europe, but they have carefully planned this complex to offer everything necessary for an easy, hassle-free way of living. Other, similar complexes are also planned for development throughout France within the next couple of years. n For further information: www.jones-homes.co.uk www.girlings.co.uk www.residences-ladifference.com


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Jones Homes in Aughton, near Ormskirk, West Lancashire

Available with our Homemovers Package^

Helping you make your dream move to the country

All reservations before September 30th will receive:

Set in a tranquil area with tree lined roads, just five minutes from the train station and charming village centre of Aughton, the apartments at Priory Gate are everything you’ve always wished for.

Legal Fees up to £500 paid

With 2 double bedrooms, bathroom and en suite, and a luxurious specification including floor coverings, they really must be seen to be believed. Home to sell? Don’t worry, we can remove all the stress and hassle of selling your current home with Part Exchange*. And with our Homemovers Package^ also available, your dream home is closer than you think!

Carpets, curtains, light fittings and wardrobes to bedroom 1 Stamp Duty paid

Priory Gate Aughton Park Drive, Aughton, Ormskirk, West Lancashire L39 5RA Luxury 2 bedroom apartments from £205,000

Show Apartment open 7 days a week 11am – 5:30pm

01695 768773 jones-homes.co.uk

*Part Exchange facilitated through Jones Homes nominated partner. Please ask our Sales Advisor for full terms and conditions. ^Carpets, curtains, light fittings and wardrobes to bedroom 1, subject to use of nominated Jones Homes suppliers; Stamp Duty paid and Legal Fees up to £500 for any reservations taken before September 30th 2015 at Priory Gate. Price correct at time of going to press. Images for illustrative purposes only. Internal photography may show upgraded specification. Ask Sales Advisor for details.

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RETIRING IN FRANCE If you are looking to retire in Europe, France must be on the list of potential places?

Discover the freedom renting in retirement can bring...

The space, the weather, the wine, and one of the most efficient health services in Europe. LEISURE & LAND Ltd is proud to announce the launch of the first lifestyle village tailor- made for young and not so young retirees. RESIDENCES LA DIFFERENCE offers the perfect environment to make the most of your retirement. Security, hotel style services, village atmosphere, new, low-energy bungalows with private gardens and communal facilities.

0800 525 184 www.girlings.co.uk

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55+? Did you know you can rent private retirement property on a Life Long Tenancy which gives you the right to remain living in the property for as long as you wish, with service charges and maintenance included in the rent?

Other sites are planned for 2016.

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Without doubt, the best property decision you may ever make...

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The first village is at St Jean D’Angely, between La Rochelle and Cognac in the Charente Maritime, France. If you are thinking of retiring to France, give us a call?

www.residences-ladifference.com E-mail: Richard@leisureandland.com Tel: 0033546268065

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UPDATE Discover new heights of happiness

A recent study unveiled that the best decade of our lives is our seventies – newly retired, it’s a time where we can finally relax and enjoy spending quality time with family and friends. It’s also a time to think about the future, which sadly means that many people start to consider downsizing because of potential future mobility problems. Leaving the home you love is hugely traumatic; a bittersweet event disrupting the happiest decade of your life. The good news is that you can now cross downsizing to the dreaded bungalow off your list – without worrying about resorting to a bulky stair lift when the time comes. Here at Stiltz we have developed a range of affordable and beautiful domestic lifts. As well as giving your home a touch of glamour, it’s something that the whole family can enjoy – forget ever having to carry things up the stairs! Thanks to our unique technology, our lifts have a very small footprint and can be fitted virtually anywhere in the home, in less than a day. Powered by a normal 13-amp power socket, they are safe, quiet and fast. Prices start from £11,650 and come in a range of styles and sizes: http://www.stiltz.co.uk 0808 278 8914

Andy Ross, courtesy of Scottish Ballet, Regenerate

DANCE LIKE NO ONE IS WATCHING THE OLDER YOU GET THE LESS SHY YOU ARE ON THE DANCE FLOOR! The older you get, the less embarrassed you are to dance, a survey by the Royal Academy of Dance reveals. The RAD questioned 1,000 men and women on how they felt about dancing in public, and over half (55 per cent) of respondents aged over 45 years old said they didn’t feel shy. That’s compared to 59 per cent of under 45 year olds who said they were embarrassed. Health and wellbeing benefits including increased self-confidence, socialising and meeting new people at classes and having a fun night out with friends were the most popular motivators for the 45 plus market. The results also revealed that 30 per cent of over 45 year olds would be encouraged to take up dance more often if they had friends taking part with them

Over 55s happy to emigrate with just passport – and content to leave family behind too Gone are the days of believing the older you get the more cautious you become. A survey, divulging the attitudes of UK residents to relocating abroad, has discovered that as with each passing year, the more likely you are to move to warmer climes with nothing but your passport. The study, conducted by removals company Bishop’s Move, surveyed 1000 people and discovered that 20% of those aged 55 or over would happily move abroad with just their passport and start afresh. In contrast, just 9% of those aged between 25-34 said that if they were to emigrate they would bring nothing except their passport – one of the most popular things for this demographic was surprisingly food, with 25% stating this as the most important set of items to take if they were to emigrate.

Update

Those aged 55 and over also revealed they feel less guilty about leaving their family behind in the UK compared to that of the younger generations. 43% of those aged between 16-24 said they won’t move abroad due to the guilt of leaving behind their more senior family members. The downward trend then begins. 37% of those aged between 25-34 said they would also feel guilty about leaving family behind. This number then drops to 30% for 35-44 year olds; 25% for 45-54 year olds; and significantly to just 21% for those aged 55+. RETIREMENT

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HOUSESITTING ADVENTURES -

Housesitting Adventures - A Roman Holiday

A Roman Holiday

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surprise offer to care for a lovely villa in the hills beyond Rome reached us while on holiday in Morocco’s Sahara Desert where the internet signal was as fast and clear as logging on from Blackpool beach. The homeowners built the property when their children were young. Life has moved on and Italy is no longer a year-round base for the well-travelled family. A new plan finds them flying back and forth between two continents, with house-sitters filling the gap in Europe during their absence. Housesitting assignments have bridged the gap in our own round-the-world travels. Initially setting off for a retirement ‘gap-year’, we have gradually dove-tailed long-term sitting assignments in fabulous properties, with leisurely stays in great hotels - it’s kept us gallivanting around the globe for over four years - visiting fantastic locations and experiencing diverse events such as full-blow traditional weddings in India and meditation retreats in Thailand - our time flies faster each year. Spending several months rather than several weeks in one place, allows us to recharge our travel batteries and live like a local in a way we could never do on a short holiday. But, as wonderful as full-time travel is - we do sometimes miss our own home - so borrowing a lovely place where we can potter in the garden and keep-house, makes a welcome break from even the smartest hotel, or the most spectacular sand dunes. RETIREMENT

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Owners in need of experienced sitters with an array of lifeskills drive our travel schedule. W e ’ v e held the fort around the world from Europe to Asia, in cosy cottages and on grand country estates - homes in interesting areas or inviting locations usually determine our next travel adventure. The Italian Job exceeds expectations and puts a range of our skills to the test. On paper, and photos, the villa looked like another ideal assignment - in practice, it’s turning out to be high maintenance; renewing our empathy with owners of picturesque money-pits demanding attention around the globe and reminding us how smart we were to downsize our own sprawling des res. Olive trees surround the villa, their delicate silver leaves glisten in the sun, but after a few years of neglect, the amount of spraying and TLC required cannot be underestimated. And, while

it’s lovely having a variety of fruit trees just steps from the kitchen door - cherry trees are tricky and peach trees can be delicate - although, we do have a new-found appreciation for lemons... for starters, they are such easy trees to keep. A few weeks before arriving in Rome the swimming pool pump conked out. The owners delivered the bad news via email, concerned that we might reject the assignment if the pool, with a cracking hill-top view, was no longer available for the summer season. All this sounds like a series of everyday events that can easily be taken care of and we’ve handled way more taxing matters, but here in Italy - we just need to delete the world easily from the sentence. Ancient Romans are famous for enjoying the finer things in life, along with a no-rush attitude. In fact, Italians have a phrase for it dolce far niente - the sweetness of doing nothing. It’s an art still practiced. Although we make advance arrangements, the gardener turns up whenever the mood strikes and tree spraying can


take place, without warning, at the crack of dawn or after dusk - time is of little concern around here. As for the pool, well, doubtless it will get fixed - at some point - maybe this year, maybe next; and temperatures pushing north of 34 degrees do little to speed up the schedule. Are we put off by any of this? Not at all. It’s amazing how quickly we adapt to local expectations and knowing the owners are perfectly happy with the way we handle matters - we just go with the flow, or, in the case of the swimming pool, the lack of it. We are taking more trips into Rome and can relate to another well known saying ‘you could spend a lifetime visiting Rome’. Instead of rushing around, checking ancient monuments and classic sites on a must re-see list, we are quite content finding lesser-known gems and attractions off the beaten path. Our location up in the cooler hills works too. With the luxury of time we appreciate wine tours, food tastings and relaxing visits to a string of pretty hill-towns. When it’s time to move onto our next assignment - we’ll pack our new found skills with pasta, along with the recently honed art of ignoring a ticking clock - saying... Ciao Italy! And thanks for the memories. n

For more information on our housesitting adventures, visit our website at www.stayingforfree.com (staying for free.com) *Minimal cost prices apply to consumables

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Housesitting Adventures - A Roman Holiday

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Footloose in Poland by Debra Rixon

I don’t think I’ve ever seen so many pubs, bars, cafés, restaurants and cellar bars

Footloose in Poland

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liked Krakow old town (Stare Miasto) very much, there is a lot to see in a relatively small area. With over 150,000 students in Krakow, they give the city a young, energetic feel, although I wouldn’t call it a ‘cheerful’ city. I don’t think I’ve ever seen so many pubs, bars, cafés, restaurants and cellar bars in such a compact area; the choice of cuisine is extensive and amazingly cheap. I’ve also never seen so many young, goodlooking policemen in one place in my life either. It is very straightforward and easy to get around in Krakow. Following the foundations of the original city walls is the Planty, a ring of leafy green that allows you to circumvent the streets in a natural setting, and standing guarding Florian’s Gate is the almighty barbican. The Cloth Hall market stalls are a shopper’s dream for amber jewellery and traditional crafts, and it is a very attractive old building set in the main square, Rynek Głowny. The church of St. Mary has two gothic towers, one of which you can climb to the top to see the famed Trumpeter blow his trumpet at noon through each of the four corner windows, his call to arms symbolically cut off in mid-note to commemorate the 13th century trumpeter who was shot in the throat as he warned of the Mongol invasion. But it’s a lot of steps and you need a good head for heights, which is why Dave went up and I didn’t. Wawel Castle sits at the end of Grodzka Street, which leads off the main square bottom left. Krakow was the royal seat of Poland from medieval times until the capital moved to Warsaw. Wawel Cathedral is superb and a must-see. RETIREMENT

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Our walk took us over the river to Qba’s quirky non-stop commentary find the infamous Ghetto and Oskar and very educational - this was Schindler’s factory. There are several Communism as I had never expected themed city trails to follow, such as the to see it. We visited a ‘Communist’ flat University one and the Jewish trail.We - it smelled of boiled cabbage - where ate in the Jewish quarter more than there were items representative of the once because the food was so good. Communist years displayed, like food We took an excursion to Nowa ration coupons from the ‘80’s, and we Huta in a Trabant driven by Crazy Qba took vodka shots. Really worth doing; - crazily. I’ve never been in a Trabant Crazy Qba really knew his stuff and it before, and I can honestly say I don’t gives you an insight you don’t expect. wish to again. As explained on the We took the bus to Zakopane in drive, with Qba cheerfully pointing the Tatra Mountains, which was fast out with both hands, the whole thing and cheap. Zakopane is Poland’s is made of fibreglass and the bonnet only mountain resort, so 3 million is made of Poles visit it There is a real party cardboard; it has annually - and no fuel pump, atmosphere there - it’s the in high season, the petrol tank Poles in holiday mood, and it feels like they sits on top of there are a lot of families, are all there at the engine, and once. Having a lot of laughter. we had to have said that, I loved the windows open as the exhaust Zakopane - the wooden architecture smoked. But the Trabis are constantly is unique and lovely. maintained, and we arrived unscathed There is a real party atmosphere at the town beside Nowa Huta, a there - it’s the Poles in holiday mood, second hand steelworks donated by and there are a lot of families, a lot the Soviets. The tour was hugely of laughter. Krupowki is the main entertaining, due in a large part to pedestrian street, and all that is trendy,

Wawel Castle


Highlander costume

And so we did. We dragged our cases over compacted snow to our hotel, right on the corner of Krupowki, so handy for the essentials - bars, sheep’s cheese stalls and market. Again I was struck by the party mood - I even broke down and bought one of those fake fur hats with ear flaps that I swore I wouldn’t be seen dead in because no-one cared. It was de rigueur There are various transit options from It was de rigueur to wear something to wear something the airport to Krakow – the shuttle train connection seems to have disappeared; outrageous on your outrageous on the airport bus (that stops at every bus head. We strolled your head. stop, is very crowded and takes ages); or along the ridge as it snowed, Dave looking far too normal the minibus taxis that swarm outside the main and only in a polar fleece hat and me with terminal. Whatever method you take, it will be cheap. what looked like a bedraggled wet Local currency Zloty works better than euros. The bus beaver on my head, amidst the snow station and the train station are linked underground, and a market complex gives you access to the main Galleria suits and ski boots. The next day dawned sunny, perfect shopping centre. At street level there are a number of taxis weather for a walk in a mountain valley. that congregate off the pedestrian area, or you can stay Because we travel at a slow pace when underground until you emerge on the other side of the main filming, we were out all day, and we road, which is pedestrian only. The Oskar Schindler Factory weren’t alone. Every one of those three Museum is now open. After David took early retirement from the BBC, the million Poles was with us, it seemed. I’ve never seen so many people - couple have focussed on their own productions, and for ten grandparents, toddlers, even babies in years have been renowned for their walking films in Europe. buggies, wrapped in an assortment of For information on all the Footloose films, take a look at www.footloose.tv or watch previews of the walks on Youtube. outerwear out on the trail. We reached the hostel at the end of the valley walk as the sun was beginning to disappear behind a peak, We have 5 copies of Footloose in and had a glass of warm gluhwein and Poland on DVD to giveaway. a rest. The horses and sleighs don’t For a chance to win a copy send in come this far up, although the path your details quoting ref. FIP to is wide and well trodden. A little too Amra Media Solutions, 46a Brook well trodden in fact; with so many Street, Aston Clinton, Bucks, HP22 5ES feet, sledges, sleighs and skis the snow Closing date: 20 October 2015 on the path was now like a skating rink and it was inevitable that I would lose my footing at some point on the way back.Without the sun the temperature was rapidly dropping at the end of the day, and out came the now dry beaver with flaps as we set off back down the valley. We are not skiers, so we can’t comment on the quality of the slopes, but for sheer enthusiasm and good natured atmosphere (not to mention value for money) you couldn’t do better than Zakopane. n

Zakopane wooden house

St Marys

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Footloose in Poland

Debra

fashionable and touristic is there. The restaurants that have live music - young, talented male musicians in Highlander dress who play traditional Polish folk music - have excellent food at low prices, but on a weekend, you really have to fight for a table or time it right; by Friday, you can notice the sudden influx of people. The Highlander culture is as unique as their architecture; the true Highlander families wear the traditional dress for more than special occasions, and are fiercely proud of their heritage. It is entirely Polish and you really get the chance to actually be in amongst them, instead of observing. At the bottom of Krupowki is the funicular to take you up to Gubalówka, the ridge above the town that has ski slopes in winter. It takes time though; you have to walk through the market clustered beneath the arches of the flyover, and that just can’t be hurried. There is too much to see, to pick up, browse, ponder over and eat. I quickly became addicted to the local smoked sheep’s cheese - Oscypk. It tastes of bonfires and salt with a texture a bit like Edam, and to have slices of it grilled with cranberries, is to die for. The ridge is really just one long market, but there are horse-drawn carriages plied by Highlanders and the chair lifts operate in summer to bring you up to have a stroll along or walk down. We did our interview in sunshine on what is a ski slope in winter. We came down into the town and walked along Koscieliska street, which has the greatest concentration of carved wooden houses and museums to the little wooden church and cemetery, taking our coats off, really warm now. Next day we were planning to do a valley walk, sure it would be spectacular in such lovely weather. Next morning it snowed. Well, sleet to be exact, but whatever, it rather ruined the continuity of the thing. What to do now? ‘Well, what can you do but come back again, in the snow and do a winter walk?’ I said.

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Chicken and other birds

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hicken and other types of poultry are not only readily available, but also very versatile, as well as being packed full of protein, essential nutrients and vitamins. Ideal recipes for anyone watching their fat and calorie intake but doesn’t want to give up meat.

CHICKEN SAUTÉ CHASSEUR This classic recipe is simple to prepare and tasty to eat. The sauce that the chicken is cooked in, with its scent of tarragon, is full of flavour. If you fancy a change, try substituting other types of poultry.

Chicken and other birds

SERVES 4 1 x 1.5–2kg (3lb 3oz–4½lb) chicken, cut into 8 joints 2 tbsp plain (allpurpose) flour 2 tbsp olive oil 15g (½ oz/ 1 tbsp) unsalted butter 2 shallots, finely chopped 300g (11oz/ generous 3 cups) button (white) mushrooms or chestnut (crimini) mushrooms, thickly sliced 150ml (5fl oz/ 2⁄3 cup) dry white wine 100ml (3½ fl oz/ scant ½ cup) tomato juice 1 x 400g (14oz) can chopped tomatoes in juice 350ml (scant 12fl oz/1½ cups) brown chicken stock 2 tbsp chopped tarragon Sea salt and freshly ground black pepper

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Season the chicken joints with salt and pepper, then dip in the flour and shake off any excess. Put the oil in a large lidded pan over a medium heat. When the oil is hot, add the chicken joints and fry for 6–8 minutes, or until golden all over. Remove with a slotted spoon and set aside. Add the butter to the pan and when the butter has melted, add the shallots and mushrooms. Cook for 5 minutes until the mushrooms have softened. Add the white wine, bring to the boil and boil for 2 minutes. Add the tomato juice and bring back to the boil. Add the tomatoes and stock. Return the chicken to the sauce and add the tarragon. Cover with a lid, reduce the heat and simmer gently for 25–30 minutes, or until the chicken is tender. Serve immediately. RETIREMENT

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GUINEA FOWL CASSEROLE

with winter roots, pearl barley and parsley pistou

If ever there was a winter-warming dish, then this is it. Accompanied by buttered new potatoes, it makes an ideal family meal. I have suggested making it with baby carrots and button onions, but it is also delicious with other winter vegetables, such as swede and parsnips. The parsley pistou adds a contrasting flavour of the Mediterranean. SERVES 4 2 tbsp olive oil 1 guinea fowl, approx 1.5kg (3lb 3oz), cut into joints 200g (7oz) baby button onions, peeled 1 garlic clove, crushed 75g (2¹/²oz/¹/³ cup) pearl barley 250ml (8fl oz/1 cup) dry white wine 600ml (1 pint/2¹/² cups) brown chicken stock 1 bay leaf 2 sprigs of thyme 2 sprigs of rosemary 150g (5¹/² oz) baby carrots Sea salt and freshly ground black pepper FOR THE PISTOU 50g (1.oz/1³/4 cups) flat-leaf parsley 3 tbsp olive oil 1 garlic clove 2 tbsp ground almonds Heat 2 tbsp oil in a large, lidded flameproof casserole dish (Dutch oven) over a medium heat. When the oil is hot, add the guinea fowl joints and fry for 10–12 minutes until golden. Add the onions and cook for 8–10 minutes until lightly golden. Add the garlic and pearl barley and mix well together. Add the wine, bring to the boil and boil for 2–3 minutes. Add the stock and reduce the heat. Tuck in the bay leaf, thyme and rosemary. Cover with a lid and simmer gently for 25 minutes. Add the carrots and cook for 20 minutes more. Meanwhile, prepare the pistou. Place the parsley, oil, garlic and almonds in a small blender and blitz to a coarse pulp. Season with salt and pepper. Season the casserole with salt and pepper, then divide between the serving bowls. Top each bowl with a spoonful of pistou and serve immediately.


Recipes from Chicken and Other Birds by Paul Gayler and published by Jacqui Small, £25, out now.

YOGURT-BAKED CHICKEN

with cumin, mint and green rice

with feta, lemon and oregano

I love the simplicity of this dish of great-tasting chicken marinated in a flavoursome mixture of olive oil,lemon and oregano. I like to serve the thighs on a bed of chargrilled young leeks, beetroot and courgettes (zucchini), then I drizzle the whole dish with a little sweet lemon dressing, which brings all the flavours beautifully together. SERVES 4 1 quantity Olive Oil, Lemon, Mustard and Herb Marinade 8 large boneless chicken thighs 100g (3½ oz) feta cheese 8 young leeks 4 small cooked beetroots, cut into large wedges 2 large courgettes (zucchini), 0thickly sliced Sea salt and freshly ground black pepper FOR THE DRESSING Juice and grated zest of 2 lemons 75ml (2½ fl oz/ ¹/³ cup) water 2 tbsp caster (superfine) sugar 2 tbsp olive oil Put the marinade in a large shallow dish and add the chicken thighs. Stir to coat the chicken in the marinade. Cover with clingfilm (plastic wrap) and leave to marinate at room temperature for a minimum of 4 hours. Preheat 2 ridged griddle pans. When they are hot, add the marinated chicken thighs to one and cook for 6–8 minutes, turning them occasionally until the chicken is cooked through and the juices run clear. Two to three minutes before the end of cooking, crumble the feta cheese on top and return to the heat so the cheese melts. While the chicken is cooking, add the leeks, beetroots and courgettes (zucchini) to the other griddle pan. Cook for 5–8 minutes, turning occasionally, until golden and lightly charred. Remove from the heat and season with salt and pepper. Meanwhile, make the dressing. Put the lemon juice, zest, water and sugar in a pan over a medium heat. Bring to the boil. When the sugar has dissolved, remove from the heat and whisk in the oil. Place a pile of griddled vegetables on each serving plate and top each with 2 chicken thighs. Drizzle with the dressing and serve immediately.

SERVES 4 2 tbsp olive oil 2 onions, thinly sliced 2 garlic cloves, crushed 1 tsp ground cumin ½ tsp ground cinnamon 4 chicken breasts on the bone 300ml (10fl oz/1¼ cups) Greekstyle natural yogurt 2 eggs, lightly beaten 3 tbsp plain (allpurpose) flour Good pinch of dried cloves 2 tsp dried mint 2 tbsp grated Parmesan cheese 150g (5½ oz) cooked spinach, finely chopped 200g (7oz/1 cup) (raw weight) long-grain basmati rice, cooked Sea salt and freshly ground black pepper Lemon halves, to garnish (optional) Preheat the oven to 180°C (350°F/Gas 4). Heat the oil in a large shallow flameproof and ovenproof casserole dish (Dutch oven) over a medium heat. When the oil is hot, add the onions, garlic, cumin and cinnamon. Reduce the heat and cook over a gentle heat for 10–15 minutes until golden. Remove with a slotted spoon to a plate. Add the chicken breasts to the dish and cook for 3–4 minutes until golden on both sides. Return the onion mixture to the dish. In a bowl, mix together the yogurt, eggs, flour, cloves and mint. Season with salt and pepper and combine well. Pour the yogurt mixture over the chicken and onions, ensuring the chicken pieces are just covered. Sprinkle over the Parmesan and place in the preheated oven. Bake for 30–35 minutes, or until the yogurt sauce has set and the chicken is tender. Meanwhile, make the green rice. In a bowl, combine the cooked spinach with the cooked rice. Season with salt and pepper. Serve the chicken in the cooking dish with the green rice alongside. Garnish with lemon halves, if using.

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Chicken and other birds

GRILLED CHICKEN THIGHS

Cooking poultry and other meats in yogurt has been popular in areas like the Middle East and Asia for centuries. It helps to keep the bird moist and succulent. This impressive dish is great placed on the table straight from the oven for your guests to help themselves.

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COMPETITIONS WIN TICKETS TO EXPERIENCE JERSEY BOYS IN THE WEST END

We’re offering 2 lucky Retirement Today readers the chance to win a pair of tickets to see Jersey Boys, the worldwide smash-hit musical at the Piccadilly Theatre in London which tells the remarkable rise to stardom of one of the most successful bands in pop music history – Frankie Valli and the Four Seasons. 1962, New Jersey, New York. When music meant rock ‘n’ roll, violence meant the mob and the only way out was up. Meet four New Jersey boys from the wrong side of the tracks who, with nothing to lose and everything to gain, went on to become rock ‘n’ roll legends, selling 100 million records worldwide. With spectacular performances of all their hits, Jersey Boys is the electrifying true life story of Frankie Valli and the Four Seasons; the Mob, the heartaches, the triumph and the music. Discover the incredible sound of a group whose hits defined the musical identity of a nation. Featuring the hits Sherry, Can’t Take My Eyes Off You, Big Girls Don’t Cry, December 1963 (Oh, What A Night), Beggin’, Let’s Hang On, Bye Bye Baby and many more. A limited number of 50 tickets are available at £22.50 for Seniors at every Tuesday matinee (bookable in advance only by phone, in person at the theatre box office, or through ATG online). For a chance to win send in your details, quoting ref JB. Closing date: 15 October 2015 Book tickets online at www.jerseyboyslondon.com or by phone on 0844 871 7630 (fees apply). Terms and Conditions: Applicable to Tues-Thurs performances only. Tickets are subject to availability, non-transferable and not for re-sale. Exclusions apply.

For a chance to win, send your name and address (quoting reference code) to: Amra Media Solutions, The Old Lavender Mill, 46a Brook Street, Aston Clinton, Bucks, HP22 5ES or email: info@amramedia.co.uk

A YEAR OF GOING WRONG! Celebrate with The Play that Goes Wrong as they mark their first birthday; the show is prizewinning, loved by critics, laughed at by audiences and now entering its second year at the Duchess Theatre. Since opening in 2014, the show has been breaking box office records, selling 250,000 tickets to date. 21 international productions are also in development, happening everywhere from South Korea to Brazil. The show follows the fictitious Cornley Polytechnic Drama Society who are putting on a 1920s murder mystery, but as the title suggests, everything that can go wrong… does! The accident-prone thespians battle against all odds to make it through to their final curtain call, with hilarious consequences! The Play That Goes Wrong is guaranteed to leave you aching with laughter after winning an Olivier Award for Best New Comedy in 2015. “Infectiously Silly” DAILY EXPRESS “An unexpected gut-busting hit” NEW YORK TIMES “Exquisitely choreographed mayhem” THE INDEPENDENT Win 1 of 3 pairs of tickets to see The Play That Goes Wrong! Send in your details quoting ref TPTGW Closing date: 1 October 2015 The Duchess Theatre, 3-5 Catherine Street, London WC2B 5LA 0844 412 4659 www.theplaythatgoeswrong.com Booking until September 2016 Terms and Conditions: Subject to availability. Prize is valid on Sun– Friday performances until 30th October, excluding school holidays. Subject to Availability. Prize is as stated and cannot be transferred or exchanged.

SHRIPNEY GARDENS CARAVAN PARK

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Small, select site of caravans in beautiful W. Sussex countryside. Non-letting holiday park, open 12 months. Homes fully serviced, pets welcome.

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Near Chichester, Arundel & South Downs. 1.5 miles from Bognor Regis and Sea RETIREMENT

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Out&About...

Horrible Histories®: Blitzed Brits

Imperial War Museum North, Manchester Until 2016 Marking the 75th anniversary of the Blitz during the Second World War, visitors can discover how people lived through one of the most challenging times in British history. Objects, photographs, art, film and sound recordings reveal personal stories – some on display for the first time. Discover why war was woeful for those who stayed at home and how they survived being blitzed by bombs. Step into a 1940s house, brave the Blitz experience, sniff your way through stinky smells and get hands on with intriguing interactives. Created with Horrible Histories in partnership with Scholastic Children’s books. A great exhibition for adults and children alike. Tel. 0161 836 4000 www.iwm.org.uk

A major exhibition of striking linocuts by 20th century British-Canadian artist Sybil Andrews. Bringing together all of her most famous colour linocuts, charting her artistic work from 1929 onwards and showcasing some of the most memorable images in British printmaking. The Suffolk landscape and agricultural life inspired Andrews’ throughout her career, as shown in her iconic depiction of agricultural workers Mowers (1937). Tel. 020 7493 7939 www.osbornesamuel.com

Enchanted Dreams:

The Pre-Raphaelite Art of Edward Robert Hughes Birmingham Museum and Art Gallery From 17 October

Birmingham Museums Trust is world famous for its collection of works by the Pre-Raphaelite Brotherhood and their followers. This exhibition reveals a fascinating but lesser known Pre-Raphaelite artist: Edward Robert Hughes (1851-1914). This is the first exhibition ever dedicated to Hughes and his work. It brings together paintings, drawings and watercolours from public and private collections in the UK and overseas, many of them unseen in the hundred years since the artist’s death. The exhibition will feature Hughes’s delightful child portraiture and exquisite chalk drawings as well as the magical late ‘blue pictures’ such as Night with her Train of Stars which have become famous and loved worldwide. Tel. 0121 348 8038 www.birminghammuseums.org.uk

Hendrik Goltzius Self portrait holding a copper plate, c.1589, silverpoint on yellow prepared vellum with grey and blue grey wash,146. x 104 mm © The Trustees of the British Museum

Bailey’s Stardust

Scottish National Gallery, Edinburgh Until 18 October A celebration of the work of one of the world’s greatest photographers. Bailey, born in London’s East End took photographs of the area prior to its regeneration, portraying people in pubs, clubs, and cafes, capturing a social scene that is now almost lost. A selection of these powerful and poignant images are included in the exhibition. Tel. 0131 624 6200 www.nationalgalleries.org

Drawings in Silver & Gold Leonardo to Jasper Johns British Museum, London 10 Sept – 6 Dec

A once in a life-time opportunity to see around 100 exceptional drawings created using the exquisite metalpoint technique. Metalpoint is a drawing method where the artist uses a metal stylus, usually made of silver, on an abrasive preparation so that traces of the metal are left on the surface, resulting in a visible drawing. The fine point allows for precise lines so that stunningly detailed drawings can be achieved. Explore the development of this artistic technique from the Renaissance to the present, inspiring generations of artists. www,britishmuseum.org

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Out & About

Osborne Samuel Gallery, London 24 September – 8 October

Courtesy of Osborne Samuel

Sybil Andrews – Linocuts

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GOTHIC FOR THE STEAM AGE

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ir Gilbert Scott was the prolific and most famous of Victorian architects. He was also the most notorious. Slandered for more than a century for his Gothic revival architecture, his reputation essentially remained tarnished – until the restoration in 2011 of one of his best-known buildings, the St Pancras hotel in London. He was involved with the restoration of almost every medieval cathedral in England and Wales, but restorations are difficult to represent visually and so illustrations of them concentrate on his splendid new furnishings in a limited number of examples.

Monuments and Memorials Thanks to a culture of mourning which has been called ‘the Victorian Celebration of Death’, it is not surprising that memorials, monuments and gravestones formed a significant part of Scott’s output – working with sculptors he designed over sixty of them, several exported to India – and he was responsible for the most famous and prominent public memorial of his time, one that now seems so well to express the ideals of the mid-Victorian age: the Albert Memorial in Kensington. Scott’s design developed the model of the Gothic canopy or cross, an idea already adopted in Britain and elsewhere by other architects for public monuments. This Medieval form was used by Scott for public memorials both at the very beginning of his career and near the end, in Oxford and Wisbech respectively. He also developed a different and novel form for memorials which was a Gothic version of the Classical monumental column inspired by Italian Gothic precedents. This, consisting of a cylindrical shaft of granite supporting a foursided sculptural tabernacle, first rose behind the tomb of Sir Charles Hotham in Melbourne, Australia, and was described as a ‘somewhat novel and exquisite piece of work’ and by The Ecclesiologist as a ‘bold and beautiful experiment’. Soon after, the idea was developed for Westminster School’s memorial to the Crimean War and Scott used it again for the memorial in the village of Ford in Northumberland commissioned by Louisa, Lady Waterford. As for tombs, the finest and certainly the most poignant are the two he designed for members of his own family – his wife and one of his sons – for two different Surrey churchyards,Tandridge and Petersham.

Gothic For The Steam Age

Oxford, Martyrs’ Memorial

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The Martyrs’ Memorial in Oxford was Scott’s first essay in scholarly Gothic. In 1840 he was invited to enter a competition to design a memorial to commemorate the Protestant martyrs Cranmer, Latimer and Ridley who had been burned close to the site. The project was designed to counter the growing influence of ‘Romanism’ inspired by the Oxford Movement launched in 1833 within the Church of England (Pugin attacked its promoters as ‘foul revilers, tyrants, usurpers, extortioners and liars’132). Scott’s design, shown here in a perspective by Louis Haghe published as a lithograph in 1840 and based on the Eleanor Crosses and on Waltham Cross in particular, was chosen and carried out in 1841–43. At the same time he added a new north aisle to the nearby Medieval Church of St Mary Magdalen, which can be seen in the distance.

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Extracts from Gothic for the Steam Age An Illustrated Biography of George Gilbert Scott by Gavin Stamp. Published by Aurum Press, £30.


Albert Memorial The Albert Memorial was not pure architecture and not purely Gothic in style. It was the creation of many artists and craftsmen and relied on symbolic sculpture, in both bronze and Portland stone, and on colour achieved by a variety of materials: stone, granite, marble, bronze, iron, mosaic, glass and gold. In this view, taken in 2010, the magnificent iron railings, by Francis Skidmore, can be seen along with the podium frieze behind with figures by Birnie Philip and Armstead. In the foreground is one of the four Continents placed at the outer corners: ‘America’ by John Bell. In the distance is the Royal Albert Hall, an associated structure that Scott had hoped to design as well, but in vain – thanks to Henry Cole.

A view of the canopy above the figure of Albert; the mosaic in the pediment represents ‘Poetry’ and was by John Clayton of Clayton & Bell.

Scott was clearly pleased with his design for a non- Classical monument for the Hotham tomb for he developed the idea for the ‘Westminster Column’, a memorial to the scholars of Westminster School killed in the recent war against Russia in the Crimea. This photograph of c.1861 taken from an upper floor of Scott’s own Dean’s Yard, however, shows the memorial soon after it was raised in Broad Sanctuary in 1858.

The four-sided tabernacle on top of the column contains the seated figures of monarchs – Edward the Confessor, Henry III and Queens Elizabeth and Victoria – and is surmounted by St George and the dragon, all carved by Birnie Philip. RETIREMENT

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Gothic For The Steam Age

Westminster School, Crimean War monument

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William Yeoward At Home Elegant living in town and country ‘William Yeoward At Home’ invites you to see how he has designed and decorated his much-loved country house and chic London apartment, showcasing his faultless taste and sense of colour. With a worldwide reputation for designing collections for the home, he is particularly known for his furniture and imaginative table settings where he puts to good use his collections of tableware, as well as crystal, lighting, linens and accessories. The Blue Room

William Yeoward At Home

Blue and Chocolate is without doubt one of my favourite palettes and I have indulged my passion for it to the limit in this room –where, incidentally there is a sloping ceiling. I point out the ceiling because it accounts for the top-right corner of the wardrobe being nicked off. The wardrobe was designed by me a while ago and has been moved several times during its existence but the final was just too high for its latest (appropriately gothic) home. I don’t think the loss of the finial matters, if anything, it enhances the charm.

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An extract from William Yeoward at Home, published by Cico Books. Photography by Gavin Kingcome. Pictures © Cico Books.

The cloth is a nineteenth-century patchwork bedcover. I didn’t have a place for it when I bought it ten years ago but now it has come into its own, which is very satisfying. RETIREMENT

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Putting together different textures can create an effect that is way beyond the sum of the parts.

Here is a northern European ‘moment’: above an eighteenth-century Scandinavian table, which retains its original paint finish and has candle slides that pull out from beneath the faux-marble top, is a late-eighteenthcentury Scandinavian portrait, painted in watercolour. The handsome pot was made in Stoke on Trent, probably in the 1840s.

William Yeoward At Home

The wall height below the sloping ceiling in the ‘blue’ room is low, which led to several problems – apart from how to accommodate the tall. Gothic wardrobe opposite the bed. One of the conundrums was devising a bedhead. If it were low, it would have appeared mean and still wouldn’t have left enough space above it to hang a picture or other decorative embellishment.We could have opted for a lit à la polonaise, which would have gone up into the pitch, but we felt that would be overpowering. So, instead, we came up with a bedhead in a tall, round-headed design upholstered with a wide stripe, which introduces an element of verticality – as does the pair of large lamps to either side of the bed. There are numerous fabrics in the room: the one used for the blind was a chance buy of a five-metre length of hand-embroidered silk, which became the starting point for the entire scheme. Through a door to the left of the painted table with candle slides is a shower room. n

Reader offer William Yeoward at Home is published by CICO Books at £25, and available from all good bookshops or call 01256 302699 quoting EC3 to purchase a copy at the special price of £18 including free p&p. For more information, please visit www.cicobooks.co.uk

One of my ‘cut-out’ mirrors hangs above the Italian chest of drawers, which has ebonized columns and is positioned opposite the bed. RETIREMENT

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Artemission’s Advice to Buying Antiquities Online Leading antiquities gallery Artemission provides top tips for online antique hunters

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Artemission’s Advice to Buying Antiquities Online

hether you’re an avid collector, or just looking to add an antique or two to your own home, the world of antiques and antiquities has, with the introduction of online sales, opened up hugely to the general public rather than just the lucky few. Auctions and antique shops can seem intimidating to the untrained. Buying online gives the option to fully research an item in your own time - and bid anonymously if you so choose. Buying antiques is not an exact science and can be tricky even for the expert eye. So many factors can impact the value of an item that knowing whether you’re getting a ‘good deal’ can be very subjective. Antiques don’t always provide a guarantee in short term return on investment. As with everything some items may take a longer time to be in demand and popular with collectors but, as a general rule, good quality antiques should hold and increase in value long term. If you’re planning on buying antiques online, here are some do’s and don’ts from the experts at Kensington-based Artemission to help make sure you get what you pay for. Artemission has over 40 years’ experience working with private collectors around the world.

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• WHAT TO BUY? Furniture, jewellery, art, ornaments, antiques, antiquities, ancient art can seem overwhelming if you don’t know where to start. Narrow down what you’re looking for to what is most attractive to you before you begin. • WHY YOU’RE BUYING. Be clear on why you’re looking to buy – is this to add to your home or collection or as an investment? If you’re looking for something to enjoy at home, investment value is really secondary to whether it fits your style and needs. • BUY FROM A REPUTABLE DEALER. It’s fairly obvious but easy to forget when you see something you fall in love with – make sure you buy from a trusted website, which is a specialist in a specific type of antiques. More general auctions or sites won’t have a deep knowledge and any way of vetting every item in their inventory, so you will have no reassurances that the items are what they are described. RETIREMENT

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• CODE OF CONDUCT. Look for a dealer who is a member of a serious Association like International Antiquities Dealers (AIAD), as they will be bound by the association’s code of conduct. • DO YOUR RESEARCH. There is a wealth of information available nowadays at the click of a button. Make sure you know what you’re buying inside out. Research will also mean you have an idea of the item’s value, putting you in a better place to negotiate if appropriate. • DON’T OVER-HAGGLE. You may be able to negotiate but don’t expect that to automatically be the case. If the dealer insists on a price you’re unwilling to pay, then move on. • DOUBLE CHECK CONDITION. Check the condition of the item. A photo may not show all defects, repairs or restoration, so ask questions. Most dealers will be happy to reply with a short condition report. • LOOK FOR SIGNS OF RESTORATION. There will be telltale signs to the trained eye, which will of course affect the value of the item. • CHECK OUT DELIVERY METHODS AND COSTS. You don’t want to risk damage, but you may also incur some high costs for delivery, especially for larger items – so make sure you know before you buy. A £200 item won’t seem like such a bargain if you have to pay the same again to get it to your home. • PROOF OF PROVENANCE. The seller should provide a written guarantee the item comes from a legal source/ owner. A good online dealer

will provide a Certificate of Authenticity with provenance for every item and, at Artemission, a lifetime authenticity refund is also provided. • TLC. Don’t be shy to ask how the piece should be cared for. • I’ve changed my mind. Is there a return policy if you’re unhappy with the item? • BE PREPARED TO WALK AWAY. If your gut says something isn’t quite right, then often it’s best to walk away. • BUY SOMETHING YOU REALLY LIKE. You can’t beat the buzz of buying something beautiful. Remember that you will have to live with it for probably many years– so better have an item you enjoy. • GET IT COVERED. Once the item is yours, ensure it is insured straight away. Artemission owner, Antoine Karawani, said: “Buying antiques can seem daunting to the firsttimer, especially online, as you can’t physically see or hold the piece before you commit to buying it. But that shouldn’t put people off – antiques can be a great investment, but it’s also about buying a little piece of history. The advice to buy an item you love is particularly important – it’s about more than just making money. You want to have enjoyment of the piece, as well as hopefully seeing it increasing in value.” n


Welcomes you to Aston Clinton HP22 5HL

INDOOR ANTIQUES VINTAGE RETRO FAIR Sunday 20th September 10 am - 4 pm

Our Friends can’t help but smile and who can blame them. Our Friends receive unlimited free access to all exhibitions throughout the year, fasttrack entry, invitations to exclusive events and 10% discount in all of our cafés.

Future Dates: Sunday’s Oct 4th - 18th Nov 8th - 22nd Dec 6th - 20th Stall enquiries: davelinbarron@gmail.com 07762 407 116

Become our Friend online at nationalgalleries.org/friends George P. Lewis, Women Ropeworkers in an Unidentified Factory, Probably in Dundee, about 1918 (detail). Commissioned by the Gallery in 2004 from negatives held by the Imperial War Museum. Scottish National Portrait Gallery.

For 200 years , The National Benevolent Charity has been a lifeline to people who have fallen into poverty and distress and who have nowhere else to turn. People like nurse Leah, 58, and her artist husband David, 63. They wanted a happy retirement together but Leah became crippled with arthritis and cannot walk. David is dedicated to his wife and cares for her full time. But, the loss of earned income has been devastating, and they are poverty-stricken. Despite state benefits, sickness, disability and old age can still mean a life of awful hardship. For Leah and David and hundreds of people like them, The National Benevolent Charity can help. The National Benevolent Charity Peter Hervé House, Eccles Court, Tetbury, Gloucestershire GL8 8EH For more info visit www.thenbc.org.uk or telephone 01666 505500 Patron: HRH The Prince of Wales Registered Charity Number 212450 RETIREMENT

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bhf.org.uk/volunteer 0800 915 3000

Make your spare time really count

© British Heart Foundation 2015, a registered charity in England and Wales (225971) and Scotland (SC039426).

VOLUNTEER TODAY Join our team of volunteers in our shops. You can meet new people, use your skills and help save lives.

We have all sorts of job roles that can help you make any spare time really count: Sales Assistant • Telephonist • Stock Generator • Ebay Assistant

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LEAVING A

LEGACY BY ALASTAIR WALLBANKS

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t’s all very well silently acknowledging the tremendous amount of good work carried out by charities, but it’s another thing to consider giving something back. All charities have to rely heavily on donations from the public in order to continue their vitally important work and legacies are one of their biggest sources of revenue. Only one in three donors part with their cash tax effectively. There are a number of ways in which you can be more cost effective when donating to charity, for instance if you pay tax in the UK you can give the charity of your choice a simple Gift Aid declaration this allows the charity to reclaim the tax on your gift. The manner in which Gift Aid works is, the Charity takes your donation, money on which you’ve already paid tax, and then reclaims the tax on its ‘gross’ equivalent, that is its value before tax was deducted. This will guarantee that if you give £10 to a charity using this scheme, the gift is actually worth £12.82 to the charity. Donating through Gift Aid means charities and community amateur sports clubs (CASCs) can claim an extra 25p for every £1 you give. It won’t cost you any extra. Leaving a legacy is another way you can give something back and benefit at the same time. By leaving a legacy to a charity not only will you be helping them but you could also be helping yourself avoid Inheritance Tax. An estate doesn’t have to pay Inheritance Tax on any gifts given to charities. An estate can pay Inheritance Tax at a reduced rate of 36% on some assets (instead of 40%) if 10% or more of the ‘net value’ of their estate is left to charity. The net value of an estate is the total value of all the assets after deductions. Anything below the current Inheritance Tax threshold of £325,000 is known as the ‘nil rate band’, this threshold is due to remain until April 2016 but can change with the Government Budget each year. The first £325,000 of your estate will pass free of IHT but the remainder will be taxed. There is nothing illegal in avoiding Inheritance Tax, (IHT) in fact there are several ways to quickly reduce your potential liability which are perfectly acceptable to the Capital Taxes Office (the Government department responsible for collecting Inheritance Tax). With the spiralling rise in house prices in recent times many people may be liable to IHT without realising it. If due, IHT must be paid before probate, that is before anything left in your Will can be distributed.

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A legacy or gift to a charity is tax free and can reduce the tax you pay on your entire estate. It is also an excellent way of leaving a donation to a charity you have supported in your life time and an easy method of providing long term support for that charity. Legacies come in various forms, for example the residuary bequest, this amounts to a percentage of your whole estate. It is a gift of the remainder of your estate after all other bequests have been made and debts cleared. Another form of legacy is a contingent gift. This is a donation which has certain conditions attached. For instance the donation to the charity may only apply if other beneficiaries named in the will die before the testator, that is the person making the will. Then there is a pecuniary legacy this is either a specified amount of money or a gift which can be in the form of almost anything including a house or land. A legacy does not have to be a cash donation. Leaving a legacy is one of the most financially sound methods of donating to your favourite charity. By contributing in this way everyone benefits, the charity by receiving the gift and the donor because, as previously mentioned, legacies are not subject to Inheritance Tax.


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For over 40 years, gifts in Wills have enabled Concern Worldwide to help communities develop their own lasting solutions to hunger, save lives during emergencies and campaign to change the bigger picture.

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Leave a future free from hunger

After taking care of your loved ones, please remember us in your Will. Any gift, big or small, will make a lasting difference to the Most charities have legacy information packs available to advise world’s poorest communities. on how best to donate and are more than willing to send them out, also, quite a few will offer tax saving advice as well. For information on leaving a gift to Concern please contact Carla Dormer: There is also Payroll Giving, another way to increase the value of Legacy Giving (RT102015) your gift by authorizing your employer to make the donation from 020 7801 1881 13-14 Calico House your wages before deducting any tax. Payroll Giving is one of the Clove Hitch Quay carla.dormer@concern.net most tax-effective methods of giving to charity. London SW11 3TN www.concern.net/legacies The way this works is that you make your donation directly from Concern Worldwide (UK) is a company limited by guarantee, registered in England and Wales under company no. 4323646 and a registered charity in England and Wales (no. 1092236) and Scotland (no. SC038107). your pay packet after deduction of National Insurance but before deduction of tax.The scheme enables you to give to any UK charity straight from your gross salary (before tax is deducted), and to receive immediate tax relief of up to £4 for every £10 donated.Therefore because you have given the money before your tax is worked out, you only pay tax on what’s left. All you are required to do, providing that your employer offers Corncern Worldwide_1/4.indd 1 Payroll Giving, is to complete a form which is usually obtained from your Payroll Department or Personnel. The form asks you to give the name(s) of the charity or charities you want to support, it can be more than one choice. Your employer will then forward your completed form to the PGA and deduct from your pre-tax salary the total amount you want to give. Your donation is forwarded monthly to the PGA and they then distribute the gift each month to the charity or charities of your choice. Remember legacies can take any form it does not always have to be a cash gift. n

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Can you offer the “gift” of life?

Mihai was a Christmas baby; he had a difficult birth, experiencing oxygen starvation during delivery, which has resulted in brain developmental and motor problems and neo-natal seizures. He struggles with a further range of congenital cardiac and renal issues, infantile malnutrition and hypochromic anaemia. Mihai has very special medical care requirements but his teenage parents are totally destitute and simply cannot offer him the intensive care he needs. In July, the specialist team at St Margaret’s offered Mihai a little respite and all

the tender loving care he needs in a new three bed intensive cardiac care unit within CID’s children’s hospice. There are challenges galore, the initial worry is registering Mihai’s birth, obtaining a birth certificate, completing his comprehensive assessment and delivering a personal care and therapy plan to help this tiny little boy maximise his potential. Please help Mihai and the other twenty incurably and terminally ill children in the St Margaret’s family, hold tight to life. Just a little gift from you will mean a lot.

Please visit www.childrenindisteress.org to donate at Just Giving online, or call 0141 559 5690 to discuss your donation, or forward a donation to: Children in Distress, Ladywell Business Centre, 94 Duke Street, Glasgow G4 0UW. Registered Charity Number: 1001327. Scottish Registered Charity Number: SCO 39383

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Charity N E W S

81 year old Help change the wingwalker named lives of children one of top 10 in distress quirkiest fundraisers for British Heart Foundation Thrill-seeking Jean Humphreys, 81, has been chosen as one of the charity’s quirkiest fundraisers after taking to the skies for the British Heart Foundation (BHF). Jean carried out the death-defying wing walk after tragically losing her husband Brian to heart failure in 2011 following a stroke. The daredevil challenge, which saw Jean standing atop a plane as it reached speeds of 90mph, raised over £2,000 for the BHF as part of the charity’s new Raise Funds Your Way campaign to help fund life saving research. Jean said: “It was incredibly windy, but it was such an amazing experience. It’s great to do something really out of the ordinary for such a good cause.” Tina Bajec, at the BHF, said: “Jean’s story is an inspiration to us all and we are incredibly grateful for her support. Every pound raised will play a crucial role in funding new breakthroughs to prevent and treat cardiovascular disease.” For more information visit www.bhf.org.uk/yourway or if wing walking isn’t for you, find out about other ways to get involved by visiting www.bhf.org.uk/volunteer

Be a Friend with

Charity News

FRIENDS OF THE ELDERLY

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Children in Distress was set up in the early 1990’s in response to the crisis in paediatric care services exposed following the Popular Revolution that swept Romania’s communist regime from power. The Charity pioneered treatment and care for those infants and children who had been infected with the HIV virus and life threatening infections. It set up the first European paediatric hospice offering respite palliative and end of life care for children living with full blown AIDS. Today, Children in Distress now provide hospice care for children with life threatening conditions as result of accident, infection, genetic disorders and birth defects. It pioneers life changing multiple therapies for those with learning difficulties and physical disabilities and pioneers education and welfare for those living with Autistic Spectrum Disorders. It offers educational opportunities to children from the direst disadvantaged backgrounds and trains educational, medical, nursing and therapy professionals to develop and improve the quality of opportunity and care available throughout the Balkans. A range of complimentary medical and social welfare programmes provide disability support, food, clothing, educational material and opportunity, to those suffering poverty, discrimination and disadvantage. You can help or donate via www.childrenindistress.org

“Loneliness is a strange feeling – it’s sad, it’s day in, day out” – Daphne, 90

One million older people in the UK say they often feel lonely – that’s the equivalent of one in every eight houses being home to a lonely older person. National charity Friends of the Elderly is calling on you to Be a Friend to older people in your community to help fight loneliness. Being a friend is easy - it’s just getting to know the people that live around you and looking out for each other where you can. It may sound simplistic, but a small gesture such as a hello at the bus stop or a chat over the garden fence can have a big impact. For many older people, this might be the first and only contact they have with another human being that week. Friends of the Elderly also offers formal befriending volunteer opportunities through Visiting Friends and Phoning Friends, these can be with older people who live independently or in care homes. Make a promise to Be a Friend at www.beafriendtoday.org.uk. Find out more about formal volunteering at www.fote.org.uk or by calling 0330 332 1110. RETIREMENT

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Legacy quarter page ad.pdf

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Last year we helped over 80,000 wild birds and animals like Rudolph

Your legacy is our future

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Please help me get better Not only do we treat more hedgehogs than any other wildlife hospital, but our caring teams save lives every day. Our aim is simple, to treat injured British wildlife, then return them to the wild. Like Rudolph, who arrived badly injured at just five days old. Our specialist care saved this little deer and he is now facing a brighter future. But it is only with your support we can help casualties like Rudolph; please remember Tiggywinkles in your Will.

Our late friend Dame Thora Hird actively encouraged others to help us secure funding for our lifesaving work. In her words "All the little wild creatures and I thank you so very much". For more information please contact: Jenny Babb, Tiggywinkles, Aylesbury, Buckinghamshire HP17 8AF

01844 292 292 mail@sttiggywinkles.org.uk www.tiggywinkles.com Registered Charity No. 286447

Come and have a look around our Visitor Centre. Opening times can be found on our website www.tiggywinkles.com.

is the busiest wildlife hospital in the world.

If you have ever loved an animal you will know how important their health is. Everything the Animal Health Trust does has the health and welfare of companion animals at its heart. Thanks to previous legacy gifts, the AHT is constantly finding new ways to prevent and reduce the suffering of present and future generations.

For your FREE Legacy Guide please call: 01638 555648 or email us: legacies@aht.org.uk or visit us online: www.aht.org.uk (please quote reference RT15) Registered charity number: 209642

Prostate Quarter Page 111mmx 141mm:Prostate A4 ad 08/01/2015 00:32 Page 1

TreaTing ProsTaTe CanCer QuesTions & answers For a FREE copy of this booklet please contact us at the address below.

This booklet has two aims: • to help you become better informed about prostate cancer and its treatment. • to guide you in the decisions you will make about your care with your doctor. It cannot replace talking to your GP or hospital doctor. If you can help us by raising funds for our research or to make a donation please contact us at the address below.

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At Friends of the Elderly, we know just how vital relationships are to our wellbeing – every day, we support older people who are struggling to cope with the devastating loss of loved ones, and the loneliness that follows. That’s why we are the first to understand that your loved ones must come first. Once you have provided for those who matter most, will you remember Friends of the Elderly with a gift in your Will?

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A future we can all look forward to

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In the future, your gift will help fund incredible work to give vulnerable, frail, sick or lonely older people the companionship, support, and physical care they will need.

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Your support is vital!

AstraZeneca has provided a sponsorship grant towards this independent programme.

Prostate Cancer Research Centre • Britannia House • 7 Trinity Street • London SE1 1DB Tel: 020 7848 7546 • Email: info@prostate-cancer-research.org.uk • www.prostate-cancer-research.org.uk

For more information 020 7730 8263 enquiries@fote.org.uk www.fote.org.uk.

Supporting older people Friends of the Elderly is a registered charity, number 226064.

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Charity N E W S Tackling hunger into the future

Having spent much of her working life as a nurse overseas, Wendy Shackleton has witnessed first-hand the role that charities like Concern Worldwide can play in local communities. Inspired by what she has seen in countries including Nepal and Sudan, and by her passion to help, Wendy wanted to make a lasting difference to future generations by remembering Concern in her Will. “Concern’s work and values inspired me, because their efforts are ‘hands-on’ and incessant throughout the globe.” Wendy’s amazing gift will help Concern’s future work tackling hunger with world’s poorest people. People just like Monica and her three year old daughter Deli (pictured), who live in Choma Ward in Zambia. They were hungry all the time before Monica joined a Concern agricultural project. With training, seeds, livestock and tools, Concern helped Monica improve the productivity of her farming and she now grows enough crops for her family to eat and sell at their local market. “To anyone thinking of leaving a gift in their Will to Concern Worldwide, I would say that if they wish to assist thousands of vulnerable people throughout the world in moving from hopeless poverty to being able to successfully support themselves, then this is the charity for them,” says Wendy. For more information about the difference a gift in your Will could make, please contact Carla Dormer, Gifts in Wills Advisor at Concern Worldwide on 020 7801 1881 or visit concern.net/legacies.

National Galleries of Scotland A gift in your Will could help the National Galleries of Scotland continue to inspire and delight generation after generation of art lovers. Thanks to the generosity of their donors, supporters and those who leave them a legacy in their Will, they care for, develop and share their collections with as wide a public as possible and provide an innovative programme of exhibitions, outreach work and education activities. A gift in your Will, whether cash or works of art, will cost you nothing in your lifetime and ensures your place in the rich history of the Galleries. Tel: 0131 624 6279 legacies@nationalgalleries.org www.nationalgalleries.org/supportus

Wendy Shackleton, pictured in the 1970s when she was working overseas.

Tortilla the Tortoiseshell walks again thanks to AHT vets Tortilla lives with the Sewell family having been rescued from a rubbish tip as a kitten. Then, this Easter, Tortilla suddenly lost the use of her back legs and her owners, Sue and Paul, were fearful. Sue was advised by her vet to refer Tortilla to a neurologist as soon as possible – which meant a three-hour drive to the veterinary charity, the Animal Health Trust.

Charity News

Anita Shea, one of the AHT’s veterinary team, conducted a full examination which found a problem with Tortilla’s spinal cord. An MRI scan showed an extensive swelling of the spinal cord in the lower lumbar region. This was suggestive of a type of blood clot, commonly known as a “spinal stroke”, which was the cause of the sudden paralysis. The charity would not be without the MRI scanner which was generously funded by previous legacy donations.

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After diagnosis, Tortilla was started on medication to reduce the swelling of the blood clot and kept in for a few days to start physiotherapy. Five days after her injury Tortilla was able to go home. “I could not be more impressed with the care we received at the Animal Health Trust. Possibly the best vets I’ve ever dealt with. I was so pleased I’ve since made a donation to the charity. I really didn’t think Tortilla would be able to come back from her injury but thanks to the AHT it’s like nothing ever happened!” www.aht.org.uk RETIREMENT

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Monica Malundu and her three year old daughter Deli. Picture credit: Gareth Bentley/Zambia/2014


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LI2662-church-view-fp-advertorial-Retirement-Today-wc15.06.15.v2qxp.qxp_Layout 1 15/06/2015 11:48 Page 1

Like a fine wine, luxury living gets better with age… Aimed at the over 55s, but offering a lifestyle to which anyone would aspire, Church View, in Norton St Philip near Bath, is the discerning buyer’s choice. Located on a double award-winning development by Lochailort Investments, each of the homes at this select collection of 14 character properties, has been individually designed to offer traditional, doublefronted styles.

underfloor heating, a zoned security alarm system and a state of the art Tunstall monitoring system fitted to each of the properties as standard.

Live without limits…

They comprise eight, 2 and 2/3 bedroom cottages as well as six, 1 and 2 bedroom apartments in a pretty Church View also benefits from an on-site Estate semi-rural setting, just 6 miles from cosmopolitan Bath. Manager who can take on the daily chores of accepting

deliveries and arranging maintenance of the homes. You can also lock up and leave, safe in the knowledge Unlike many homes targeted at the over 55s, Church someone is keeping an eye on your property. View’s properties have all been created with This gives you the freedom to live life to the full. generous,thoughtfully designed layouts, plentiful green space and an exceptional specification.

Expect more…

This is exhibited in the custom-built kitchens which feature granite worktops and a range of Bosch appliances including a single oven, microwave, tall fridge/freezer, dishwasher, washer/dryer, 4 or 5 burner gas hob and an extractor.

A rare vintage…

As one would expect, the homes at Church View have seen significant interest and reservations are now being taken on the remaining properties.

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Part-exchange is also being offered to make the For a fuss-free lifestyle the homes also feature purchase process seamless from start to finish.

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To find out more, visit the superb show home which is open Thursday to Sunday from 10am to 4pm or for more information visit the website www.churchview-nsp.co.uk Apartments priced from £250,000 - £365,000 Houses priced from £478,000 - £528,000 t: 0203 468 4933 | e: info@lochailort-investments.com


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