Direct Local Bristol Online Interactive Magazine 16th -22nd April

16th - 22nd April 2020

Online Edition

AT HOME ON DEMAND APRIL 6

ALLEN STONE ESTATE AGENTS

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manlilley.c

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o.uk

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Mikes letter

Welcome to this weeks online magazine. So lets hit the road running and start with thanking everyone that stayed at home over the Easter weekend and did not get the urge to go and have a outdoor party in the park, and to those that ignored the government guidelines shame on you. Most of us want to get back to some sort of normality asap and those reckless few putting other peoples life at risk should be fined heavily.

On another rant “Sorry” But the staff in nursing and care homes are just as important as the NHS and need adequate PPE too. I heard this week that the National Health Service are not paying VAT on personal protective equipment but the care industry is with one home shelling our over £8000+ VAT of their own money for one weeks PPE this is something he government needs to rectify very quickly I think On a positive note I’ve found a new found love for gardening “YES” gardening I usually cringe at the thought of cutting grass.

But with more time on my hands the garden has kept my mind off the current situation even to the point that for a short time I forgot about everything and just enjoyed the moment. So find something to take your mind off things it helps..

This week..

The team EDITOR Michael Davies WEB DESIGNER Matthew Clarke ACCOUNTS Lisa Davies PROOF READER Elisabeth Davies MOB: 07500 017236 Advertising sales Tel: 0117 3258029 Email: info@directlocalonline.com Online Distribution: Direct Local Online now reaches over 20,000 people across Bristol via their inbox each week.

If your neighbours don’t receive our weekly magazine please tell them to enter their details on our website to be entered to our monthly prize draws to be announced next week.

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6. Meal ideas to help 9. Can our pets carry COVID-19 13. Lockdown doesn’t mean lazy 14. Tomato and Feta Tarts 15. Weekly riddles 16. Younger people could be released earlier 22. Property page 28. Little Hollows have made the move 33. Sudoku / word search 38. Crane Williams mortgage support 41. Post Office launch new scheme 46. Puzzle answers Disclaimer The opinions expressed in Direct Local do not necessarily reflect those of the editor, publisher or their agents. Whilst every reasonable care is taken to ensure the accuracy of information included within this publication, the publisher takes no responsibility for errors or omissions in Direct Local.

The content of Direct Local is not to be reproduced in any form without permission of the publisher. Please pass to a friend, recycle or compost. All adverts designed by Direct Local are the property of Direct Local please contact us if you wish to reprint them in other publications as a small release fee Is applied. Use of adverts designed by us will need written permission first.

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An Aldi, Premier Inn and drive-through Costa and more planned for Fox Dean Lane in Stoke Gifford Over 100 jobs could be created if a development off Fox Den Lane is given the go ahead, which would also provide a Beefeater, a mixed-use building and 265 parking spaces.

Plans submitted by Stride Treglown on behalf of Baylis Estates said: The proposed scheme has come forward after long discussions with potential occupants and represents a genuine improvement to the current situation.

The mix of uses is appropriate and represents the most feasible scheme possible. The development will provide much needed employment opportunities and retail/leisure services to the local community and businesses in the local area.

The scheme would also provide services to local residents/businesses that benefit the local economy, and more importantly, will also provide employment opportunities with companies that have fantastic employee training programmes on a vacant mostly greenfield site.

Local residents have questioned the need for another hotel but the plans say that the Premier Inns at Emersons Green and Filton are in high demand so another is required.

A fourth building, originally envisaged as a gym is also being proposed. The applicants said it will deliver additional classes on the site and smaller occupiers or changes in the market will allow these types of uses to come forward.

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Meal ideas to help you through the tough times..

Recipe: Rice and mixed bean salad

Sarah, who runs a Slimming World groups in Whitchurch , says: "On warm weekends like the weekend just gone, staying on track with your weight loss might be even more challenging than usual. However, losing weight doesn’t mean you have to miss out and barbecues are brilliant if you’re trying to be healthy.

Ingredients: 250g dried basmati and wild rice 400g can mixed beans, drained and rinsed 400g can chickpeas, drained and rinsed 8 spring onions, finely sliced 2 tomatoes, roughly chopped 1 red chilli, de-seeded and finely chopped Large handful of fresh coriander, finely chopped Juice of 2 large lemons, plus wedges to serve 100g reduced-fat feta

Sarah continues: "Slimming World’s Food Optimising eating plan allows slimmers to fill up on plenty of healthy foods – that also happen to be barbecue favorites – such as potatoes, rice and lean meats. So you can join in the fun without jeopardising your weight loss."

To prove her point, Sarah has shared a rice dish to help you stay focused whatever the occasion.

From a refreshing salad this month to grilled chicken next week. These delicious Slimming World recipes are guaranteed to satisfy your appetite all while protecting your weight loss.

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Serves 4 Ready in 25 minutes

Method Cook the rice according to the packet instructions, adding the mixed beans and chickpeas for the final 2 minutes. Drain and transfer to a large bowl. Add the spring onions, tomatoes, chilli and coriander and stir well.

Drizzle the lemon juice, crumble over the feta and season to taste. Cool, cover and chill until you’re ready to eat. Serve with lemon wedges.

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Can our pets become carriers of COVID-19 In a bid to stop the spread of Covid-19 vets have set the record straight on whether cats need to be kept indoors during the pandemic.

The British Veterinary Association suggested there is a slight risk that the virus can be spread from animal-to-animal, but it was unlikely it could be transmitted to humans.

Some reports suggested all cats should be kept indoors to help stop the spread of the disease after one pet cat was reported to have contracted the virus.

The British Veterinary Association has explained this advice is only in relation to cats in infected households or where people are self-isolating.

The association is not advising that all cats are kept indoors. Only cats from infected households or where their owners are self-isolating, and only if the cat is happy to be kept indoors. Some cats cannot stay indoors due to stress-related medical reasons.

There have been a small number of Coronavirus cases in animals and in all cases, it is likely that the transmission was human to animal. There is no evidence that pets can pass the virus to their owners. From the small number of cases it appears that dogs do not have any signs of symptoms, but apparently cats show clinical signs of the disease being transmitted.

It is also the case that animals can act as fomites carrying the virus on their fur in the same way as the virus being on other surfaces such as tables and doorknobs. That’s why the main advice for pet owners is to continue to be practising good hand hygiene (Wash your hands regularly). As a precaution, for pet owners who have the virus or who are self-isolating due to underlining health issues the BVA are recommending that you keep your cat indoors if possible, during that time.

The BVA have stated It is very important that people don’t panic about their pets. There is no evidence that animals can pass the disease to humans. Its recommended though to avoid unnecessary contact with your pets, such as allowing them to lick your face, and do not touch other people’s dogs when on walks.

The warning follows a report that a tiger had caught the virus in a zoo in New York. The incident was not unexpected as new research suggests domestic cats can be infected with the virus if large doses are administered into their noses.

What does this mean for our pet cats? Nothing new – at present there is still only one suspected case where an owner has spread the virus to their pet.

The World Health Organisation says that while there has been one instance of a dog being infected in Hong Kong, there is no evidence a cat, dog or any pet can transmit the virus.

The virus is mainly spread through droplets produced when an infected person coughs, sneezes, or speaks, the BVA said.

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Lockdown doesn’t mean lazy Lockdown has put a stop to us going to the gym as part of your keep fit and weight loss program however there are effective ways to exercise at home.

A lot of people just don't like the idea going to gym and would rather do exercises at home or outside in the fresh air.

Here are a 5 ways to exercise at home, as well as some ideas tips on how to give your home workout plan a great start!

1. No equipment? No Worries.

You can do exercises at home and away from the gym without any fancy equipment. For example, walking or jogging. There are a wide range of other exercises that are effective using only your body.

Sit-ups and push-ups and are typical examples.

There is also pull-ups, squats and leg lunges.

Using exercises like these you can work practically every muscle in your body.

2. Get On Your Bike!

If you own a bike then it's pretty easy to keep fit and shed some unwanted weight. If you usually use an exercise bike at the gym then this is a great alternative, and can be much more fun too. You get to set your own route, so you can see what you want to see as you get your exercise. You can even vary your route to keep things interesting.

4. Yoga.

One of the cheapest ways to exercise at home is yoga. Although yoga isn't for everyone, it's incredibly popular and is a great way to stay healthy when taken seriously. To do yoga you really need nothing more than your body, but you might want to get a yoga mat too. That's all you'll need to start doing your own home yoga program.

If you're not already familiar with yoga practice, then you can pick up some great yoga instruction online for next to nothing.

5. Use Household Items.

There are several ways to exercise at home with makeshift equipment in place of the 'real' thing.

For example, you don't actually need dumbbells to do weights. All you need are heavy objects that are easy to lift. For light aerobic training you can just use food tins like baked beans. For heavier weights, try using large bottles of mineral water.

Both are just as good as real weights but cost nothing extra than your shopping bill!

Doing exercises at home also means that, if you've got music or a TV on hand, it's your choice what to watch or listen to as you exercise. These things will help you keep motivated and maintain your fitness without heading to the gym at the moment.

3. Bench and Weights.

You can buy online a bench and weights for your exercises at home if you’ve got a bit of spare cash.

You can normally buy these for a pretty reasonable price and probably for more or less the same price as one month’s gym membership. With this equipment you can do practically all of the exercises that your gym weights machines do, without paying any more than it cost to buy them. In addition to that, you can use them any time you want and not just when the gym is open.

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Tomato and Feta Tarts Ingredients 1 pack ready rolled all butter puff pastry 2 tbsp Sundried tomato paste/ pesto Couple of handfuls of cherry tomatoes 153 Wick Road, Brislington, Bristol, BS4 4HH

Call us on 07783 334 881153

www.little-kitchen.co.uk

Âź tsp dried oregano/ basil 200g feta, crumbled Egg wash

153 Wick Road, Brislington, Bristol, BS4 4HH

Method

Call us on 07783 334 881153 Preheat oven to 220C/ fan200C.

Divide the pastry into 6 even pieces.

Place the pastry on a lined baking tray.

Make an incision 1/2 cm from the edge of the pastry.

Spoon 1 tsp of the paste/ pesto onto each of the tarts and smooth out over the pastry.

Slice the tomatoes in half across the equator and place seed side up on the pastry Divide the feta on the pastry and sprinkle with the herbs.

Brush the edges of the pastry with egg wash.

Bake for around 20 minutes in the top third of the oven until pastry is golden and puffed up at the edges.

Enjoy whilst warm with a side salad.

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w

Weekly riddles!

6. Riddle: What is always in front of you but can’t be seen?

5 Riddles that will stump you every time but don’t worry-we’ll give you the answers Next week.

7. Riddle: There’s a one-story house in which everything is yellow. Yellow walls, yellow doors, yellow furniture. What color are the stairs?

Need a little break to unwind with some fun brain teasers? Check out our list of 5 riddles. They will start off easy this week. However, they will get harder and may require you to be a math whiz.

We will even through in some funny riddles to keep you going . But beware: The hard ones will put you to the test!

8. Riddle. What can you break, even if you never pick it up or touch it?

9. Riddle: What goes up but never comes down?

10. Riddle: A man who was outside in the rain without an umbrella or hat didn’t get a single hair on his head wet. Why?

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A Public Health England Medical Director has said younger people could well be released earlier than elderly people A University expert in Warwick expressed similar from the lockdown. ideas this week on the internet by suggesting schools could reopen as younger people are at less of a risk of catching Coronavirus.

They also suggested the release of those aged between 20 to 30 who do not live with older or elderly people, as a good approach to eventually lifting the lockdown.

A national paper reported this could see approximately 4.2 million young adults allowed to resume their day to day lives, and shielding society against an economic collapse.

Medics and government ministers have made it clear the lockdown will not be lifted in any way for at least a few more weeks, despite a review on Thursday, and have urged people to focus on sticking to the rules stay at home protect the NHS and save lives.

However, ministers are also facing questions about what the "exit plan" will eventually be once the number of the virus cases start to drop. The Medical Director of Public Health England said releasing younger people earlier than others is being considered at the moment.

The Medical Director was asked directly about the idea, he told a national radio station this week that there are all sorts of things that will need to be considered and are being considered in parliament.

Medics have expressed that, the risk of complications is far greater in the elderly, anyone can fall seriously ill and die from Coronavirus.

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A professor said that closing schools was a very important step to stopping the spread of the virus, he said that some tragic cases of children dying are at very low risk of getting serious complications. He also stressed the importance of children’s education and that children being in school is a must. However, The Professor also warned we have a very long way to go before any restrictions are lifted at all. Several weeks isn’t an unreasonable time frame. Let’s hope it’s sooner than that though.

The National Medical Director of NHS England, also suggested that in all his experience in dealing with any sort of infectious disease once you start getting things under control that is time to continue with all your measures so you can bring the disease right down, essentially to crack it across the united kingdom.

He was asked if restrictions could be lifted by age and geography, he told a national TV news company that those discussions are still taking place and there are lots of options being looked at. But he emphasised we shouldn't expect any measures to be lifted any time soon and we must follow the rules.

This is not something any country will be able to manage in a matter of weeks though. They are going to have to work out a strategy and an approach to managing this virus over months.

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Your Garden In April Spring should be well under way this month with daffodils in full flow, their bright flowers enough to cheer up any day. Blossom trees will be blooming and fresh growth will be appearing on plants everywhere. April showers are common but don’t be deceived by sudden bursts of rainfall – you may need to start watering plants more regularly on dry, bright and windy days. With longer days and stronger sunshine growing conditions are continually improving and the warmer weather will give us all the opportunity to get busy in our gardens.

Care for your lawn The lawn will need regular mowing from now until autumn. Get some maintenance carried out to your lawn mower to ensure it stays in good running order – at the very least your mower blades should be newly sharpened ready for regular use. Keep the edges of the lawn tidy after mowing with a sharp pair of shears or a lawn edger. Don’t forget to give the lawn a spring feed after mowing if you haven’t got around to doing it yet. If a more drastic approach is needed to spruce up your lawn, sowing seeds for new lawns or over seeding dead patches can be carried out from mid-April onwards.

Sow hardy annuals Hardy annuals are plants that can be sown from seed in the open ground. Get them off to an early start by sowing in pots or modules. Modular trays are also handy for sowing summer bedding plants such as marigolds, lobelia and petunias. Label each seed tray and once they are growing put them outside when the weather is warm day and night.

Plant of the month: Rhododendron

Support climbers Climbing plants should be growing rapidly now, so will need ample support for new growth. Extend or replace trellis as necessary or add more wire to archers and tripods.

New shoots will need to be gently encouraged sideways as they grow. This will send vital growth hormones doing the length of the shoot rather than just to the tip and so will encourage flowering all over the plant.

The rest of the garden will also be growing well now, so if you have been putting off carrying out any major pruning then now is the time to bite the bullet and get it done. Trees, shrubs and hedges

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Why should you plant them?

Ancient Greek meaning “Rose tree’ the rhododendron family includes azaleas. These stunning shrubs flower in all sorts of vibrant colours and can help brighten those difficult dark spots in your garden. Rhododendrons are grown for their spectacular flowers usually borne in spring, although some – the deciduous rhododendron or azaleas have good autumn colour.

How should you plant them?

In the wild rhododendrons are woodland plants, so they prefer dappled sunshine and can manage well in shade. They like plenty of water however and will not do well in boggy or badly draining soil, so drainage is key. Plant in autumn or spring and use ericaceous compost.

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24 Westward Road £309’995 Virtual Tour is now available! Contact us for more information. AllenStone Estate Agents are pleased to bring to the market this potentially perfect family home in the heart of Uplands, BS13. The property offers generous space throughout, including two reception rooms downstairs, three good sized bedrooms and an impressive rear garden. The property is perfectly positioned in the heart of Uplands, close to great local schools, shops and amenities. Comprising in brief a dining room, living room, kitchen, three bedrooms and a bathroom.

Further benefits include generous front and rear gardens. Call today to view!

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15 St Peters Rise £264’995.

Virtual Tour is now available, contact us for more information. AllenStone Estate Agents are pleased to bring to the market this immaculately presented, extended two bedroom home in Headley Park.

The property offers fantastic living accommodation including two reception rooms and a fantastic kitchen/breakfast room. Situated on an elevated position in the popular Headley park with easy access to local shops and on a bus route. Briefly comprising living room, dining room kitchen/breakfast room. The first floor comprises two bedrooms and the family bathroom. Outside of the property there is an enclosed garden, single garage and off road parking.

Highfield House, The Down, Alveston £825’000 Highfield House sits within Hawfield Homes’ latest and exclusive development ‘Chapel View’. Located in the heart of Alveston, a sought after South Gloucestershire village and being an easy fifteen minute commute into the cosmopolitan city of Bristol with all that this amazing heritage city has to offer. Having very easy access to both the M4 and M5 motorways and onto the historic city of Bath with its incredible architecture, vibrant dining and shopping districts and exciting nightlife.

Both local cities are abundant with a generous choice of acclaimed public schools and in the nearby village of Olveston you will find Tockington Manor School, private schooling offering the best in education from ages two through to thirteen.

Alveston also benefits from a lovely village infant and junior school with secondary education just a stone’s throw away from our development. Highfield House is a large five bedroomed family home within Chapel View and boasts some 3,000 sq ft of stunning living and bedroom spaces, its versatility easily flowing over three floors.

To the first floor there are four wonderfully spacious bedrooms, two having luxurious en suite shower rooms and a large family bathroom. To the hall floor you’ll find an exceptional kitchen, dining and family room – rare to then have the benefit of an additional sitting room and study, the W.C completes this space. Access from the hall floor via a staircase to the lower ground floor where you’ll find a fantastic garden studio or fifth bedroom with the advantage of a spacious beautifully installed ensuite shower room. The utility room and boiler room complete the accommodation however there is also access to a more than generous triple garage on this floor. Highfield House sits in the corner of the cul de sac with level turfed gardens, the property also benefits from underfloor heating to the hall floor.

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April Horoscopes Aquarius Jan 20-Feb 18 Clear communication would be a real asset to you at this time. There is something you have either put on the back burner or chosen to ignore but it is something you would be wiser to deal with at this time. Whatever is going on for you that is difficult, remember you have a lot of resilience and inner strength, and you will find the right way to deal with things.

Keywords: Clear communication & Resilience Pisces Feb 19 - Mar 20 You feel that something may not have been dealt with fairly, this could be a situation with a family member or someone close to you. Step back and try and see the situation from all sides and try to bring some change and balance back.

Keywords: Fairness & Change Aries Mar 21 - Apr 19 If you are involved in meetings at this time they may not run as smoothly as you would like or not even happen at all. If the situation feels difficult remember to keep calm. You may also feel time for spring-cleaning, both on the physical and emotional levels.

Keywords: Calm & Clearing Taurus Apr 20 - May 20 You could get one of those wonderful lightbulb moments, when something inspiring or enlightening suddenly makes sense. You may find the need to bring some harmony to a difficult situation. There could be some small but interesting changes that are coming your way.

Keywords: Sudden realisation & Changes Gemini May 21 - June 20 Be careful in situations that could become volatile, especially in communication, try to be a listener as much as possible. Otherwise things could get into a bit of a tangle. Know that you can deal with and rise above a difficult situation.

Keywords: Listen & Inner wisdom Cancer June 21 - July 22 Relationships are a high point this month, as well as possible a small refresh in the home. If something is a bit hard going at the moment, you will find that you will have the strength and endurance to go through this relatively plain sailing Keywords: Opportunities & Relationships

Leo July 23 - Aug 22 If something isn’t moving as quickly as you would like, this could be a good time to sort and clear what needs doing. As this can make way for new things and ideas.

Keywords: Clearing & New ideas and things Virgo Aug 23 - Sept 22 Balance and harmony are very important to you, somebody doesn’t always bring your sensitivity to the fore, as this will be an asset in this situation. You may also think of starting a new interest, that will involve collecting things or gathering information.

Keywords: Sensitivity, connecting & Gathering Libra Sept 23 - Oct 22 It does seem as though study is on your mind at present. You may find yourself either researching or seeking information regarding things of interests to you. You may also feel the need to clear things both emotionally and within your living spaces, as you feel there maybe new things on the way. There is possibly an issue that you will have to deal with later in the month.

Keywords: Study & Clearing Scorpio Oct 23 - Nov 21 This may not be one of the easiest times, as you feel as though you need to be on your guard. A situation would be worth stepping back from, and trying to see it from a different perspective.

This month would be good for you to follow those instinctive feelings, and work with your intuition.

Remember also you are a lot stronger than you think.

Keywords: Protection & Intuition Sagittarius Nov 22 - Dec 21 There is something you’ve been putting off that you need to sort out and this would be a good time to do so. You can do the same with some spring cleaning, both in your physical environment and possibly emotionally too.Once you have sorted a few things out it will give you the space to be able to carry on with some hobbies and a few relaxing things that you have not had time for.

Capricorn Dec 22 0 Jan 19 Your social life won’t be busy this month.

A few things look to change for you, so be prepared. Could be a time for reflection and from this some study or research or new interests or hobbies, may come from this.

Keywords. Learning and changes

Want to find out more about what’s in store for you this month! Contact Marie on: 07949 800354 Disclaimer This zodiac is for entertainment purposes only please do not take the predictions seriously Marie take no responsibility for your actions

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CLARKE WILLMOTT EXPANDS PRIVATE CAPITAL TEAM IN BRISTOL The Bristol office of national law firm Clarke Willmott LLP has expanded its private capital team with the appointment of two new solicitors.

Jacqui Lazare joins the firm as a senior associate while Georgia Collier has been appointed as a solicitor.

Georgia Collier has joined the firm from 1825, the private client legal services arm of Standard Life, and will deal primarily with estate planning, Wills and trusts.

acqui specialises in estate planning and Will drafting and all aspects of the creation and administration of trusts and associated tax issues.

Jacqui also advises on the duties and responsibilities of trustees and charitable trusts and charity issues.

Georgia advises high net-worth clients and their families across Southern England and Wales.

She also has a growing exposure to cross-border elements of estate planning and much of her client base has an international footprint.

Joining from Royds Withy King in Bath, Jacqui is a Member of the Society of Trust and Estate Practitioners (STEP) and Charity Law Association.

She is regularly invited to speak at conferences and seminars on private client issues and charity governance.

Georgia qualified as a solicitor in April 2018 and is currently studying to become a member of the Society of Trust and Estate Practitioners (STEP).

Anthony Fairweather, partner and managing director of the Private Client team said: “We are delighted to have both Jacqui and Georgia join the team at a time when clients are now, more than ever, focussed on planning for their futures.

“It will be great to have their expertise on board in helping our clients and their families to organise their affairs and finances and provide financial security and enhanced quality of life in the future.

“We are a busy team which has seen an increase in instructions recently so we look forward to welcoming the new team members.”

Clarke Willmott is a national firm with offices in Birmingham, Bristol, Cardiff, London, Manchester, Southampton and Taunton.

For more information visit www.clarkewillmott.com

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Little Hollows Pasta have made the move Backwell-based artisans Little Hollows Pasta have made the move to home delivery to survive as food businesses found their route to customers changed overnight.

The fresh pasta producers are delivering their restaurant-quality products to the residents of Backwell, Nailsea, Clevedon, Portishead and Bristol on a weekly basis, as are many small businesses, in response to the new trading l andscape created by the Covid-19 crisis.

Previously the business, which started in 2017, had a loyal customer base at farmers’ and street food markets in Bristol and the surrounding areas, as well as a growing wholesale business supplying fresh pasta to independent restaurants and a small number of local retailers.

Most of this trade became untenable after Friday, March 20, when the government announced the mandatory closure of restaurants, pubs and cafes.

Chris Davis, owner of Little Hollows Pasta, said: “The response we’ve had from the respective communities that we’re supplying has been amazing. I didn’t expect to get so much interest so quickly

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.“It means that we have a chance of the business surviving this very uncertain period. I can’t express how grateful I am to anyone that’s bought from us, or helped us spread the word about our new delivery model.

“It’s been interesting to see how quickly you can adapt when suddenly faced with a situation like this. The positive is it’s been a great chance to connect with our surrounding communities and meet new customers.”

As well as supplying fresh pasta, Little Hollows Pasta have been increasing the range of products delivered to the door including organic eggs and fine-grade flour, suitable for pasta, pizza and bread dough as well as general baking.

Everything is made from scratch by Chris using locally-sourced ingredients where possible, in a five-star hygiene rated workshop. Find more information on the range of products available and delivery details at www.littlehollowspasta.co.uk/ homedelivery

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HOW HOMEMADE WILLS COULD LEAVE BEREAVED FAMILIES WITH LESS National law firm Clarke Willmott LLP has issued a warning against families creating DIY Wills amidst the COVID-19 crisis.

Private Client specialists at the firm say enquiries about Wills have increased dramatically since the coronavirus outbreak, but with some obstacles – such as witnessing - to creating them, the team is concerned some people may go down the DIY route.

According to Jacqui Lazare, senior associate at Clarke Willmott, homemade Wills can give rise to a number of problems and even result in beneficiaries receiving significantly reduced sums.

Jacqui said: “here are some difficulties in executing Wills at the moment, but this means expert advice is needed now more than ever, as the situation is changing rapidly.

“Homemade Wills can appear attractive because of their nominal cost and, during these unusual times, the logistics of the lockdown with people being advised to self-isolate and practice social distancing.

“They can, however, cause problems which may lead to considerable stress and difficulty for the testator’s surviving family and, at its worst, result in significant depletion of the estate’s assets in sorting out the disputes that may then arise.

“That’s why a professionally drafted Will is so important. Avoid causing family members any further unnecessary heartache further down the line by providing them with a solid document which is clear, structured and easy to adhere to.

“A professionally drafted Will avoids problems arising from incorrect form or signature and, in an age of increasing longevity, may also lessen the likelihood of disputes over capacity as this will be assessed, and a medical opinion sought if necessary.”

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Inheritance disputes have seen an upward trend since 2015. This is due to a number of factors including an increase in average family wealth and the rise of “blended” families with more complicated structures.

In 2017 the Law Commission began a review and consultation on the law relating to Wills. This exercise may in the longer term lead to courts having the power to “save” a Will which is invalid due to failure to adhere to strict requirements about the form in which it should be made and signed, but even if the law is eventually changed in this way it should only be regarded as a backstop, as any court application incurs costs and creates uncertainty.

The report also raised the possibility of electronic Wills, including video Wills, becoming an accepted Will-making medium in the future.

Jacqui continued: “f you are making your own Will it is difficult to take an objective, detached view of the provisions you intend to include; talking your thoughts over with an experienced professional who is trained to recognise problems and pitfalls can be invaluable.

“If your estate, or your children’s, is likely to pay inheritance tax, a professionally drafted Will can also help you to reduce this as much as possible.

Secure storage can also be provided free of charge so your Will can be easily located when required.”

To find out more or to speak to Jacqui about Wills directly, contact her at jacqui.lazare@clarkewillmott.com Clarke Willmott is a national law firm with offices in Birmingham, Bristol, Cardiff, London, Manchester, Southampton and Taunton.

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The month of November offers up the Then there’s the fast-paced thrills of Le Mans ’66, where Matt Damon and Christian Bale must If you don’t mind diving into some terror and Times opportunity might be weird at because perfect topresent, shakebutoffjustthose together toHunt create a car equipped beatknowing the cinemas are closed doesn’t mean there aren’t newworkmissed The upon release, resttoeasy Halloween scares and set your eyes dominant movies to watch via streaming. The COVID-19 that it Ferrari. is too watchable via on-demand platforms. has prompted certain whether studios to make their Produced by the same team behind Insidious and on crisis something snowier, that’s movies available a little early on home video, so The Purge, the movie asks how will 12 strangers it’s some these we’ll be highlighting until your in the formofof a returning Disney Ice fare when they suddenly wake up on an estate, local Cineworld re-opens. only to be hunted by a group of wealthy elites?

Queen or Christmas-set romantic First up is director Leigh Whannel’s brilliant comedies featuring the music of re-imagining of The Invisible Man. A far cry from George Michael. this ofand more this the Universal horrorAll stylings yesteryear, version sees the idea brought up to date as awaits in the month ahead, so let’s Elisabeth’s Moss’ tortured Cecilia must evade the diveclutches in… of her transparent ex-boyfriend. Rent the movie through on-demand services now.

Kicking us off on November 8th is both Midway and the The Good Liar. The former centres on the efforts Lastly, on April 6th, Trolls World Tour is skipping of US Navy sailors in the wake of Pearl Harbour. cinematic runsees entirely toAnna stream right to homes The its following week Elsa, and Olaf But if con artist antics are more your thing, Helen all in over UK.anticipated What kind of musical antics return thethe highly Frozen 2, but haswill Mirren and Ian McKellen do well to swindle their way the ice friends Poppy and to Branch get up to this time? queen learned ‘let it go’? through life in the latter movie.

As always Cineworld Bristol and Direct Local Magazine are giving readers a chance to win a prize, this time to celebrate the release of Trolls Jane Austen’s classic nineteenth-century novel World Tour. Simply complete the colouring sheet about misread romance was adapted again this page 31. Bring some Silver Screen magic to your year with Split’s Anya Taylor-Joy in the lead role. home this April and remember to take care of Set within the fictional English country village of yourselves.

Highbury, Emma is the story of the eponymous matchmaker who soon becomes swept up in love herself.

Fast forward one week later to November 15th and it’s another double feature. Last Christmas welcomes in the Christmas movie season as a romantic love story between Game of Thrones’ Emilia Clarke and A Simple Favour’s Henry Golding.

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And finally, Charlie’s Angels gets a reboot that stars Kristen Stewart, Naomi Scott and Ella Balinska as a new ass-kicking secret agent trio.

As always Cineworld and Direct Local Magazine are giving readers a chance to win a prize. Simply complete the next page crossword.

The brink of Christmas brings all the thrills, so be sure to visit Cineworld sometime in November.

Sudoku Puzzles

Trolls World Tour Competition

EASY

Welcome to our Cineworld Bristol merchandise competition.

All you need to do is colour in the Trolls on the next page. Then either scan it or take a photo on your smart phone and email it to us with your address at: info@directlocalonline.com Or send it in the post via snail mail to the address below with your address.

MEDIUM

The best one will win the merchandise above.

Good luck!

7 Hopewell Gardens Shirehampton Bristol , BS11 0JS

HARD

Here is this weeks 3 puzzles to test your number crunching skills ranging from easy to medium and hard.

Click the download symbol below to download our puzzles and competitions to your phone or computer and complete at your own leisure.

Print it or write directly on the PDF its up to you.

Competition Closes 25/04/20 March Winner Mr J Nickolls All the details of the entrants will be stored for 2 months securely and NOT be shared with any other third parties except for the winner of the competition in which Cineworld will need the details to contact the winner to collect the prize.

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MASSIVE RESPECT TO OUR NHS WARRIORS At Direct Local we are so thankful to all the staff that work at the NHS for the hard work they are doing to save lives. So we thought we would put together a little something for everyone to colour in to show there appreciation.

We will be filing ours in and posting it in our window at the office of Direct Local to show our respect to the NHS, care workers and key workers that are supporting our infrastructure at the moment and keeping us going.

Here’s an idea why not take a photo and email us your show of respect to the NHS and key workers all over Bristol and UK. We will then do one massive post to our Facebook page next Thursday showcasing everyones artwork in their windows. It can be ours above or anything you have done already.

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WHAT’S ON ONLINE Curvy Girl Yoga Class Date: 19th -26th April Description: Curvy Girl Yoga, is a unique yoga class in Bristol.

Created by Devaki, it offers a safe, supportive environment for those who identify as a woman & are size 16 or more to practice yoga. Curvy Girl Yoga is, however, more than just a yoga class.

It’s a place where we come together to share, to support each other & to celebrate our bodies.

Thankfully attitudes are changing but, we larger women are still made to feel out of place, self conscious & judged.

Continued above CGY offers a space where we talk openly about our experiences, laugh, lovingly a lot & practice yoga! @yoga4thecurvygirl Visit: www.curvygirlyoga.co.uk

Raving Kids at home Date: 22nd April Description: Tune in via my live stream on Farrah’s Dance Workout page at 4pm on Wednesday’s to get involved!

So add to your diaries and reminders now! RavingKids comes to your aid and your own living room whilst you get on with the kids dinner in times of the LOCKDOWN! Kids can rave!

They can exercise. They can burn off much needed excess energy. I’ll bring the music, the moves, the grooves to your room to entertain and exercise your young ones. And hey, adults can get involved too! Visit our Facebook page for details. @farrahsdanceworkout Visit: www.instagram.com/farrahsdanceworkout

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Online Aerobics Classes Date: 17th April Description: Easy to follow mixed impact, high energy cardio and fat burning workout to music of the 80’s, 90’s, 00’s and current chart hits. This class is for all abilities and don’t worry if you have 2 left feet, as the moves are easy to follow. This class is being taught by Karen who also teaches Pilates & Beginners Yoga for us.

Due to the current situation, we will temporarily be offering online Pilates classes. Students will be able to access the sessions via a Zoom video link. You will be able to participate in real time on a smart phone or computer. We are currently offering two aerobics classes per week every Monday -Friday in April Online ticket prices * 1 x class - £3 * 8 x classes (April) - £13 @theflamingocentre Visit: www.theflamingocentre. co.uk Online Martial Arts GBFit Brislington are running online martial arts classes. We will be streaming online Kung fu lessons every Monday for all ages from 4yrs-Adults.

Please contact Chris@iamgbfit. com for info or call 07837988762. @iamGBfit Visit: www.iamgbfit.com

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Join L A Cinema for the third Film Quiz, broadcast on L A Cinema’s Facebook page on Friday (April 17th), at 20:30pm.

Whet your appetite and test your wits. Fifty questions, five rounds and the winner(s) will be crowed with the L A Cinema “Cineaste” title. Not bad hey! This weeks quiz is presented by L A Cinema projectionist and social media man James Ewen. He works in a cinema by day, watches films at night and is obsessed by the films of Stanley Kubrick. James will test your cinema knowledge with fifty questions. The topics and rounds covered will be:Round 1 - Movie Blockbusters Round 2 - Disney Films Round 3 - Iconic Characters Round 4 - Movie Soundtracks Round 5 - Films from 2020 (so far!) Participation is FREE (of course). Answers to be messaged to the L A Cinema Facebook page after the quiz.

The Facebook page can be found here: @longashtoncinema www.la-cinema.uk Online * Wiggles & Giggles Baby Class Date: 12st April Description: Wiggles and Giggles is a fun & friendly music group for babies and toddlers. The classes are fun sing-alongs with a basket of props and percussion for every child. You can also text 07812 503 062 the night before or the morning of a class to see if there is a drop in space & pay by card or cash in the class. t@heflamingocentre

Quiz night plus 80s music set.

Lifting spirits Date: 18th April Description: Our just giving page set up for local frontline NHS staff - https://www.justgiving.com/ fundraising/frank-day2So to get onto quiz on live feed you need to go to event - click discussion then watch live feed. Let’s hope this is easy to follow Please bring a pen and some paper for answers. This will be mark your own questions so complete trust here is required as it’s only a bit of fun to pass the time!! This will be the 6th quiz live on Facebook from this event so look forward to you tuning in just before 8 80s music set after (requests being taken after the quiz) Whole event is for fun only and non profit.

Click the f to go to the page

Chops Comedy Online Date: 21st April Description: Come and join our live stream on Twitch of some top stand up comedians performing live. We will have an hour of hilarious acts including one or two TV Comedians. We will be streaming from 8pm every Tuesday www.twitch.tv/chopscomedy Reviews from audiences of previous Chops live streams“It was really fun” “The best recreation of live comedy online I’ve seen so far” “Spat out my tea. Very very very funny” @chopscomedy

Portishead Home Show Virtual Event Date: 18th April Description: Showcasing some of the best of our local home, garden and lifestyle businesses, this show will be online from 10am on Saturday 18th April 2020 to give you a taster of what is to come later in the year at Somerset Hall in Portishead.

This, free to view, exhibition brings will bring together specialists promoting and selling a wide variety of excellent products, services and inspirational ideas for the home and garden, all under one roof, for both public and trade.Talk to the people behind the exhibiting businesses from the comfort of your own home, with no obligation to buy. Find out who can still offer a service and who can’t during these unprecedented times. Throughout this week, leading up to the virutal event, there will be the chance to win tickets to the drinks reception and preview evening when we get a new date for the show. Another competition will allow 10 people to win free coffee (or tea) and cake at the rescheduled event later in the year. So, get it in your diary and pay us a visit at or keep and eye on our Facebook page. @portisheadhomeshow www.portisheadhomeshow.co.uk Computer club Now Online Date: 23rd April Description: visit wwwmtain.1charitybristol.uk Online Meetups and Training also from 7pm most evenings works on mobiles - asks for download of app. For more details email 1charitybristol@gmail.com All welcome to our friendly computer meet-up. Anyone who likes to gain computer skills, support around job hunting or simply enjoy having a company! @JobNetworkBristol

Bollywood Fit at home Date: 20th April (Mondays) Description: Bollywood is coming to your own living room during the next crazy weeks ahead. Tune in via my live stream on THIS EVENT PAGE at 6pm on Monday’s.This is an online class for everyone to join!

Adults, kids, grannies, grandads, or even the whole family. You can all get involved for some uplifting cheer, glamour, fun and fitness in these strange times. If you would like to learn some fun Bollywood dance moves, get some exercise in, tune in with Farrah and get dancing. In the 45-minute live session, you’ll warm up for 15 minutes with some gorgeous music and moves. You’ll learn how to shimmy and shake by learning step-by-step routines to some of the best Bollywood songs ever made. At end of the session, we’ll finish off with a yoga-style cool down. This class is suitable for all abilities and fitness levels.Please wear comfy clothes and have a bottle of water to hand. PLEASE NOTE: Donations are very much welcome if you participate in this online workout! If you afford to please pay and support dance/ fitness instructors like me! You can pay via PayPal to farrahfortnam@ gmail.com. Or see the eventbrite link above. (Suggested donation £5!) @farrahsdanceworkout

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Crane Williams Independent Financial Advice – Information on Coronavirus Mortgage Support.

Firstly and most importantly I hope everyone including the readership of Direct Local is keeping safe and well.

As you may have heard there is support offered by lenders to those who are financially suffering due to the coronavirus crisis. Each lender will have a different policy surrounding this, so here is some information to point you in the right direction.

•

•

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If you are experiencing financial difficulty, then please contact your lender ASAP to talk about how they can support you. This can be in the form of a three-month mortgage holiday or a temporary switch to interest-only. Do not miss any mortgage payments while you are waiting for a reply from your lender because this will reflect negatively on your credit history Most of the main lenders have an online application form you can fill out. They are all experiencing exceptionally high call volumes at the moment so this may save you spending time on hold. Most lenders will need to speak to the account holder, or the account holder will have to fill in the form

•

If you are not experiencing (nor expect to experience) financial difficulty, then try to keep paying your mortgage as normal, a mortgage holiday will only cost you in the long run if you don’t need such support. The lender is unlikely to offer support if you are not in difficulty

•

Do not cancel your life or illness protection policies. Statistics show this can be a direct debit that gets cancelled in times of financial hardship, but obtaining the cover again in the future may be more expensive and could even be declined if you have had any health issues

•

For businesses please contact your accountant to ask what support is available, who will point you in the right direction of the government schemes.

•

If your mortgage fixed rate is due to expire soon, contact me to talk about arranging a new product before you apply for a mortgage holiday, because some lenders aren’t allowing product transfers while a mortgage holiday is in place

I hope you find this useful and of course if you have any questions about mortgages, life and illness cover, pensions and investments please email us info@cranewilliams.co.uk .

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Post Office launches new scheme to help vulnerable and self-isolating people access cash more easily The Post Office is making two of its products available to all UK banks and building societies to make it easier for people who are vulnerable or self-isolating to access cash more easily.

Those who are unable to pick up essentials during the coronavirus pandemic will be able to ask a friend or volunteer to withdraw cash using the Post Office's latest scheme - without sharing their card details. Payout Now is a barcode voucher sent by text, email or post to a customer who can share it with a trusted person to withdraw cash. Previously, only a named individual such as a carer could collect money in this way on someone's behalf.

Working with the Treasury, the Financial Conduct Authority (FCA) and UK Finance, has also sped up a process allowing cheques to be cashed at any branch. Customers need to contact their bank or building society first to check if they are providing this service. If they are, simply write a cheque to ‘The Post Office’, print the name on the back of the cheque of the person collecting it and sign that side too. That individual can then collect the cash from a Post Office branch once their ID has been verified. The process can take as little as a day to go through.

The banking director at the Post Office, said: "Being able to easily access cash is a vital service for older people and those self-isolating. The Payout Now service means the self-isolating and elderly can access cash quickly and securely to repay someone for a helpful service like shopping, or simply manage their finances, providing peace of mind that cash can be securely sourced with the help of any trusted helper. The Post Office said branches do have to close at short notice for self-isolation reasons and some have reduced their opening hours since the start of the outbreak.

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The vast majority of post offices are open, however there are branches that have to close for self-isolation reasons. Many Post Offices have floor markers and other information on posters to help customers stay two metres apart.

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Finally help is at hand from the government The government has finally put a package together for businesses.

Finally help is at hand from the government, but it will take time to implement. So what is this package, who does it help and does it go far enough?

Firstly here's a link to the business help available https://www.gov.uk/government/publications/ guidance-to-employers-and-businesses-aboutcovid-19/covid-19-support-for-businesses And here's a link for employees and others https://www.gov.uk/government/news/coronavirus-support-for-employees-benefit-claimants-and-businesses I'm not going to rehash the information I've already given out, I'll concentrate on the new measures announced. On the face of it the announcement seems very welcome, but as always, the devil is in the detail.

Job Retention Scheme - Government will pay 80% of workers wages through HMRC. Again, very welcome but the are several questions on this that need to be answered.

Firstly it seems quite complicated, and on the face of it, directors are often also employees so presumably qualify. Whereas self-employed employers will find their staff covered but not themselves. Where is the help for the self-employed? I'm sure there are many others but here's a selection.

Employees will need to have their status changed to furloughed, and this will still be subject to their employment contracts and employment law. In layman's terms, it's a temporary lay-off. Claims will need to be made through a new HMRC portal that isn't yet set up.

1) What happens if an employer of laid off staff refuses to apply for them to be treated as furloughed? Does it mean they won't get payment under this scheme?

2) What happens if the employer can't pay the 20% of pay not covered by the scheme? Does that mean the government won't pay their 80% part under this scheme?

3) What if the employer goes bust during the duration of this scheme? Does that mean those on the scheme then lose their benefits under it? Why should that happen if it does?

4) Who pays the employer's national insurance due on this pay? And if the employer, why? What if they can't afford it?

5) What happens to mandatory pension contributions whilst this arrangement is in force, and who pays the employer's part?

VAT Deferral - Any VAT accruing in the period 20th March until the end of June will not be payable until the end of the 20/21 tax year.

Whilst this is a welcome step, it's only a deferral.

We'd have liked to see government go further and write off VAT for the next 3 to 6 months. Any VAT owing from periods outside of this date range will still be payable, but should be subject to HMRC's new extended payment plans.

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6) If an employee has lost their job since 1 March as a result of coronavirus why can't they just apply to HMRC direct for 80% of their old pay up to the ceiling you set? Wouldn't that be fairer? Also, HMRC's PAYE system is shocking so given these failings, do HMRC have all the information to confirm such claims.

7) People need answers to these questions now.

Income Tax Deferral - The one break for the self-employed. Any income tax due in July will be deferred to January 2021.

Cash Grants and Loans - Please follow https:// www.gov.uk/government/publications/guidance-toemployers-and-businesses-about-covid-19/covid19-support-for-businesses for full details of these and other measures.

So in a nutshell, there is not much help available for the self-employed, I hope more help is on the way. However, there is help for employers to hopefully keep people employed and there is additional help in grants and loans. however, some of this help will take weeks to filter through, and given HMRC's track record, I doubt it will be trouble free.

Immediate help is available through deferral of business rates and through delay of income tax. however, these will have to be paid eventually. It's my view that the government should and hopefully will do more to help small businesses, particularly the self-employed.

Making announcements without the details is not particularly either. I've spent a lot of time looking into the detail of these proposals but there isn't a lot out there. I will update you as soon as I can when we know more. Stay safe.

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As promised all the answers to all the puzzles and riddles from last week.

Riddle me this!

1. Riddle: What has to be broken before you can use it? Answer: An egg 2. Riddle: I’m tall when I’m young, and I’m short when I’m old. What am I? Answer: A candle 3. Riddle: What month of the year has 28 days?

Answer: All of them 4. Riddle: What is full of holes but still holds water?

Answer: A sponge 5. Riddle: What question can you never answer yes to? Answer: Are you asleep yet?

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