The West Moors Directory - September/October 2014

The West Moors

Directory

The independent directory of local businesses serving the residents of West Moors

Delivered FREE around the village In this issue: Win a meal for two at The Tap & Railway West Moors Parish Council Legacy Award Ann Montini meets the Stars: Nigel Harman Dorset Wildlife Trust: The Red Squirrel Friendly advice from Dorset Fire & Rescue Martin Lewis: Credit Scoring Adventures of Nellie

September/October 2014

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The West Moors Directory

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Welcome...

The West Moors Directory

Dear Neighbours, We certainly have had some fantastic weather Edition 113 this year, so I do hope you have a great summer and are now ready for the autumn and the cooler temperatures.

Well Nellie, the Dorset Publications campervan, took Hayden our son for Debbie & Stephen Corney his first flying lesson at with our son, Hayden Compton Abbas Airfield.

You can read all about our day in “The Adventures of Nellie” this month. I am also planning my first little book, all about places to go, days out, ‘campervanning’ and generally having family fun, all based around Nellie. If you have any suggestions, ideas or requests for what you would like to see in the book, please call or email me!

This September issue of The West Moors Directory is full of local traders, businesses and groups who would all like to help you. Stephen and I thank you for continuing to support them. Do mention the Directory when making any calls. This makes all the difference and makes all our work worth while. I love to hear the local businesses are hearing from you! There are also articles for you to read. We have a new monthly feature – Ann Montini meets the Stars! So why not take half an hour out, pour a cuppa, sit down and have a read? Don’t forget to fill in the prize wordsearch. The lucky winner last month was Mr L Brown. Well done to you! Could you be a lucky winner this month?

Wishing you a great end of September and beginning of October.

Very best wishes,

Debbie & Stephen Corney Published by: Debbie & Stephen Corney at Dorset Publications Telephone: 01202 894397 Email: info@westmoorsdirectory.co.uk Copy deadline for the October 2014 edition: 25th September 2014

In this issue...

Ann Montini meets the Stars: Nigel Harman............................ 8 Celtic Folk concert.....................12 West Moors Parish Council Legacy Award applications........16 West Moors Memorial Hall Re-dedicated.............................16 Richie does double for JTYAF....18 LawSpot....................................22 Dorset Wildlife Trust.....................28 West Moors Art Society.............34 West Moors Singers..................34 Motoring: Alfa Romeo MiTo........36 The Adventures of Nellie............38 Friendly advice from Dorset Fire & Rescue Service...............40 Bees create hive of activity at Knoll Gardens........................42 West Moors Flower Group.........44 West Moors Lunch Club............44 Rare dragonfly at Moors Valley....46 Waggy Tails Rescue...................48 Prize Wordsearch......................51 Grass Roots: Hiring a gardener....52 In the Raw: Passion Fruit Bonbons....56 Puzzle Corner...........................58 Martin Lewis: Credit Scoring.....60 Disclaimer: Whilst every care has been taken to ensure that data in this publication is accurate, the publisher cannot accept any liability to any party to loss or damage caused by errors or omissions resulting from negligence, accident or any other cause.

The West Moors Directory does not officially endorse any advertising material included within the publication.

No part of this publication may be reproduced, stored in any retrieval systems or transmitted in any form, without prior permission of the publisher.

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Giving to charity never tasted so good!

Looking for local, organic and fairly priced fresh fruit and vegetables?

That’s what you’ll find at Sturts Farm Market Stall every Wednesday between 9.00am and 4.00pm outside The Lantern Centre, Ringwood.

We offer a wide selection of high quality produce that beats most of the supermarket prices, a variety of which is grown at our farm. And we ensure that none of our bought-in produce is freighted by air! Too good to be true? Come along and see for yourself!

We are now also selling our own organic eggs and meat 9.00am – 11.00am every Wednesday.

Sturts Community Trust is a registered charity for adults with learning disabilities and, as such, the Market Stall operates as a Social Enterprise. This means that any profits are reinvested into the business.

You can find us on facebook.com/sturtsmarketstall for more information.

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. . . s r a t S e h t s t e e m i Ann Montin

This month’s star is

Nigel Harman Actor and director Nigel Harman is best known as Dennis Rickman in Eastenders, roles in West End theatre and a stint in Downton Abbey followed, and now he is busy directing the musical “Shrek”. He tells Ann Montini all about his career to date.

Ann - Tell me about the Simon Cowell musical “I Can’t Sing” Nigel - “I loved it, and really it was a good show, and so much fun. But in reality, I think maybe hype helped close it too early. We should have started small, and then built up to the Palladium... but hindsight you know.”

Ann - What was Simon like to work with?

Nigel - Again good fun, but he basically left it all to the creator Harry Hill. It was his dream and Simon backed it, and helped with his profile really – I would say, he was a great boss because we never saw him really.” (laughing) Ann - You have a great ABBA connection?

Nigel - “I do I was in the original West End version of their hit musical “Mama Mia” and yes I sing on the cast album too... I loved it as they are such clever songwriters, and they really know how to craft a song, and make you believe in the song without a doubt.”

Ann - Is it true, when in Eastenders you turned down a record deal from Simon Cowell?

Nigel - “Well, again the story was embellished somewhat, but in principle yes. But at that time I was keen to focus on acting, and being a pop star was not my thing really, I think he forgave me. I always thought pop star / actor, a bit cheesy and not quite for me, but each to their own you know.”

Ann - Shrek - this time as producer Nigel - “It’s a great show and being on the other side of the lights, well you understand what you want from the actors and so forth - it’s been a great experience to do, and I think our audiences are loving it.“ Ann - Does this mean less acting?

Nigel - “Not at all, but it means I can be diverse and do other things. Acting will always be my first love, and I won’t ever give it up, but I love the idea of combining the two together and having duel careers. You can rely totally on one thing, only you have to branch out.”

More details on the show check out the website: shrekthemusical.co.uk/tour-dates

Ann - Your role in Downton Abbey - bit of a bad boy again?

Nigel - “Just a bit, but then I like to think interesting too, the show is great, and just to appear in it was a wonderful experience... I would like to go back, but I can’t say too much he met a grizzly end, but then you never know, it could have all been a bad dream you know.”

Ann - Dennis in Eastenders, ever go back?

Nigel - “Well he was killed off, but then its soap, so because of the genre who knows. He could be like Dirty Den and appear again and shock Sharon... You never know do you?”

Ann and Nigel Harman pictured in London Photo: C Maycon Pictures

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Your ambulatory care service...

Providing the right care for you Across the country, the number of people attending emergency departments is rising. However, not all patients requiring emergency treatment here in Bournemouth need to be admitted to hospital. We have been working hard to ensure that if you need emergency care, we can provide the right care, in the right place by the right specialist, for you.

This year, we have continued to expand our Ambulatory Emergency Care (AEC) services. This means emergency care that is provided as an outpatient. For example, if you come in to hospital as an emergency patient, you might visit our AEC clinic where we will aim to diagnose and treat you on the same day. You would then be able to leave hospital but you would continue to receive ongoing clinical support as needed, as an outpatient.

Improving your experience Our AEC clinics run Monday to Friday from 8am6pm. You will be treated in a relaxed atmosphere where you can come and go freely without feeling restricted to a ward or hospital bed. At the clinic you will be seen by specialist doctors and nurses, meaning the right people can make decisions about the care you need, quickly.

We have also invested in additional staff, and the clinic now has dedicated consultant and senior doctor cover, as well as two nurse practitioners.

Lead Consultant for Acute Medicine, Dr Tanzeem Raza, says: “With the support of our colleagues across the hospital, we are now able to offer our patients specialist emergency care on the same day.

Investigations that are needed can be carried out and the results received on the same day, meaning we are able to progress treatment for our patients very quickly.

“We are really excited that we are able to offer this ‘same day service’ to our patients and in doing so lead the way for future care.”

Other benefits include: • reduced worry about being away from home for long periods of time • treatment fits around your life • you can maintain your independence at all times

The West Moors Directory

AEC lead nurse, Sonia Mahmoud, says: “We also take calls from GPs and are often able to avoid patients being admitted to hospital by giving advice or redirecting patients to the most appropriate services. We are now able to deal with over 30% of all incoming calls without the need for hospital admission.”

Ambulatory Matron, Kelly Spaven, adds: “The whole team are committed and passionate about offering individualised care and we are continually expanding our service. We are now looking to extend the clinic so it runs in the evenings and at the weekends.”

What you think of our AEC clinic We are already receiving positive feedback from our patients who have used our ambulatory services: “The AEC made my experience easier to deal with. I was made to feel relaxed and was better than being on a ward.”

“The care was truly outstanding and enabled me to feel safe. I did not know of this unit and am so grateful to my doctor for referring me.”

“The AEC clinic was extremely kind and fun which is great when you’re feeling off colour.”

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The West Moors Directory

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Community News

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Venue: Ferndown Village Hall, Church Road, Ferndown BH22 9ET Date: Saturday 18th October 2014 Time: 8:00 pm Catherine Ashcroft and Maurice Dickson met in 2008 when Catherine came to record her ÄYZ[ *+ ¸;HRL -SPNO[ HUK -VSSV^¹ at Maurice’s Studio in Cumbria.

This led to them collaborating and Catherine guesting on Maurice’s annual European tours.

As a successful duo they formed Mochara, taking the name from the Gaelic meaning of My Friend.

0U [OL` YLJVYKLK [OLPY ÄYZ[ K\V HSI\T 4VJOHYH»Z ¸0U @V\Y )SVVK¹ MLH[\YPUN \PSSLHUU WPWLZ HUK whistles from Catherine and vocals, guitar, mandolin and bodhran from Maurice. Their albums and live performances consist of a blend of Irish traditional and original songs and tunes. The duo has travelled far with their music and has performed to audiences across Britain and Europe where they have always been warmly received.

After their 5th year of performing together they have just released

[OLPY ZLJVUK K\V HSI\T ¸:WPYP[Z HUK +YLHTLYZ¹ :HTWSLZ MYVT [OPZ album and others can be heard at www.mauricedickson.co.uk Tickets for this concert are only £12 or visit www.celticfolk.net for H ZWLJPHS VɈLY PM [PJRL[Z HYL IV\NO[ for this concert and the next one featuring The Unwanted on Sat 8th Nov at the same time.

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       

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The West Moors Directory

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Community News

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West Moors Parish Council Legacy Award applications now open Due to the great success of the West Moors Parish Council Legacy Award in 2012 and 2013 the parish council is continuing to offer this wonderful opportunity for a young person to receive an award of up to £1,000 in 2014.

The award was set up to commemorate the fact that 2012 was a very special year, celebrating the Queen’s Diamond Jubilee and the London Olympics and West Moors Parish Council commemorated these two events by helping a young person from West Moors to achieve their potential.

Are you or do you know of an aspiring young person between 11 and 17 years old with a talent for a sporting or other physical activity such as dance, who live in West Moors?

If so we may be able to help out with a grant of up to £1,000 towards travelling, equipment and coaching costs.

We know we have lots of young people with a multitude of talents in the village, so why not apply. What have you got to lose?

Applications are now being received for this year’s award.

Application forms can be downloaded from www.westmoors-pc.gov.uk or collected from the parish council office at 4 Park Way, West Moors.

Re-dedication of West Moors Memorial Hall

Built to commemorate the victims of WW1 in 1929 The Memorial Hall in West Moors, held an evening of re-dedication on 16th August 2014. Slide shows and memorabillia showed the village during that time.

Light refreshments were served and the finale of the evening was a one act play performed by West Moors Drama, ‘Theatre Of War’ written and directed by Jane Hilliard.

Set in West Moors, it depicted the life of the folk left behind when their men had gone to fight for their country and their steely determination to preserve village life ready for their return.

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Community News

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Richie Puttock does a double for John Thornton Young Achievers Foundation Well, August has been a busy month for the JTYAF and especially for one of our star supporters, Royal Marine Richie Puttock. One fundraising event is usually enough for most people but not for Richie, who organised two events in two days raising an amazing £2526 in valuable funds.

First came the Ferndown Fit Camp Charity Special on Friday 15th, which had great support from both members and newbies alike.

Everyone threw themselves into the session, regulars and newbies alike and after the fun and laughter there was time for reflection. At the Memorial in the Ferndown Millennium Gardens the Last Post was played, which represents a final farewell to the fallen and Mark Ormrod laid a wreath in remembrance of John Thornton.

A huge thank you to Tony Huntley, Mark Williams and Mark Ormrod and everyone who took part helping to raise a fantastic £334 for the JTYAF.

Richie Puttock and Mark Williams on their bikes in Sainsburys

Tom Huntley, Richie Puttock, Mark Ormrod and Mark Williams (pictured left to right above) ran a one hour Fit Camp session to raise funds for the JTYAF As if that was not enough on Saturday 16th August Richie and Mark Williams took to their static bikes in Sainsbury’s Ferndown and cycled 350 miles!

This represented the distance from Ferndown to Carlisle which they cycled in just 10 1/2 hours.

As they embarked on their gruelling twelve hour cycle, Richie and Mark were not short of supporters. Sue Blundell, (pictured left with Richie and Mark) the Charity Co-Ordinator at Sainsbury’s was an absolute star, supporting the guys for the entire event, together with Mark Ormrod, and Jack Bellows both former Royal Marines.

Sainsbury’s customers donated an incredible £1908 on the day, which with online fundraising brought Richie’s total to a whopping £2526!

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The West Moors Directory

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J & K Fencing & Gardening Services

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Law Spot ...providing the answers

to your legal questions

Every month the solicitors and lawyers at Harold G Walker will be providing answers to your questions about the law.

I have been asked to be an Executor of a Will. What exactly does this involve?

When an individual (the Testator) draws up a Will he or she should include the appointment of one or more named executors who, when the Testator dies, will become responsible for estate administration.

This includes collecting up all the money, property, possessions and other assets, paying off any debts and inheritance tax, and distributing the estate to the beneficiaries. If the executors are unwilling or unable to act, or if the will does not name any executors, or if there is no will at all, then an administrator takes responsibility for estate administration.

Becoming executor of the will (or administrator) If a friend or family member would like you to be executor of their Will, they would normally ask you. You should think carefully about whether you want this responsibility.

Being executor of a Will can be complicated and time-consuming, at a time when you may well be upset by the loss of a friend or family member. Although you can renounce being an executor of the will after the Testator’s death, it is better to decline the appointment whilst the Testator is still alive so that he or she can make alternative arrangements On the plus side, being an executor of a Will allows you to make sure your friend’s or relative’s wishes are respected and to look after the interests of the beneficiaries, of which you may be one.

If none of the executors named in a Will are able or willing to act then one or more of the beneficiaries named in the Will can apply to act as administrator. If there is no Will at all, then the closest relatives — who will inherit under the rules of intestacy — can apply to take on the role of estate administration.

What does an executor of a will do?

Estate administration includes identifying the deceased’s assets and debts, paying off creditors, settling any Inheritance Tax due on the Testator’s death, resolving any claims against the Will or the estate assets and then distributing the balance of the assets to the correct beneficiaries.

If you accept the position as an executor or administrator, you become responsible for estate administration when the Testator dies. You will normally need to apply for a grant of probate in order to acquire the official authority to deal with the assets. As part of this, you will need to obtain formal probate values of the assets in the estate and complete inheritance tax forms for HM Revenue & Customs. If inheritance tax is payable, you must be very careful to calculate it correctly as the Revenue have wide powers to penalise mistakes even innocent ones.

Estate administration can be complex, particularly if the estate is large or the Will complicated or if there is likely to be any kind of a dispute. As executor of the will, you have significant responsibilities and potential personal liabilities: for example, if you start paying out inheritances before repaying debts. If in any doubt, you should Sheila Collins call our experts at Harold G Walker who can help you.

Wills & Probate Solicitor

Send your questions by email to LawSpot@hgwalker.co.uk

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Your Friend-in-Law

There is no guarantee that your question will be used and you will not get a personal response.The answers in this feature are for guidance purposes only and do not constitute legal advice.

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     

  

  

      

 

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 

 

  

 

The West Moors Directory

 

   

      

          

       

   

       

   

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                  

 

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Lizzy’s Design Graphic Designer         

   

  



The West Moors Directory

lizzysdesign

Websites Logos Rebrand Signage Banners

Brochures Flyers Leaflets Posters and more...

Do you want a website or flyer but don’t know how to go about it and worried it will be too expensive?

The good news....

We only charge for the time it takes Do you want a logo, business cards, signage?

Or maybe a freelance designer to help you in your offices?

Have a look at our website www.lizzysdesign.co.uk

Call 07572 288616

or mail@lizzysdesign.co.uk

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fit

8 W 27 on mm e a to Qu lso p o ar su f y tz pp ou wo ly r e rk & f xis top it tin s g w tha or t kt op

AMAZING KITCHEN & BEDROOM MAKEOVERS Less cost, mess & hassle compared to a complete replacement Local Family Firm

We replace the doors, drawer fronts, handles and worktops

WE ALSO SUPPLY & FIT COMPLETE KITCHENS & BEDROOMS

REPLACEMENT WORKTOPS ‘The stone that fits on top’

We supply & fit

the appliances

magic corners / larders

Made to Measure Doors

new kitchen drawers

CONTACT US NOW FOR A FREE NO OBLIGATION QUOTE Tel: 01202 487697 / 07713 114060 The info@flairinteriorsltd.co.uk West Moors Directory www.flairinteriorsltd.co.uk

sinks & taps

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Wildlife News

Talking about Wildlife...

The Red Squirrel The red squirrel is one of Britain’s native mammals, and with their bright eyes, fluffy tails and ear tufts, it’s not hard to see why they are one of Britain’s most loved.

But red squirrels are declining, with only 130,000 reds surviving in Britain; 15,000 of which live in England. Recent figures show that the number of reds is increasing in the north, but they are almost extinct in the south. Approximately 3,500 live on the Isle of Wight and an additional 200 live on Brownsea Island, which is managed in partnership by the National Trust and Dorset Wildlife Trust.

Fossils suggest that red squirrels appeared in our country 10,000 years ago, towards the end of the last ice age. It is believed that they arrived in the south of England after crossing a land bridge between Britain and Europe.

Until the beginning of the 20th Century, reds were the only species of squirrel in Europe.

They could be seen all across Britain, hopping between trees and dashing up and down their trunks. However, the introduction of the grey squirrel in the 1870s led to a steep decline in their numbers. Grey squirrels competed for food and space and infected our native reds with the deadly squirrel pox virus.

You can visit the squirrel population on Brownsea Island* between March and November with the reds more likely to be spotted in the autumn on the island. Red squirrels can be distinguished from grey squirrels by their smaller, more delicate frames and the tufts of fur on

their ears. Contrary to popular belief, their fur is not strictly red; depending on the season and geographical region, their coats can vary from shades of yellow and red to grey and black.

To help Dorset Wildlife Trust protect the southern population, you can adopt one of the red squirrels on Brownsea Island. Each one-year adoption of Hazel, Rusty, Elinore, Flick or Sparky costs only £20 and enables us to improve and maintain the woodland habitat red squirrels live in. For more information about the adoption scheme, visit: www.dorsetwildlifetrust.org.uk/ adoptaredsquirrel

or to find out more about Brownsea Island and how to get there, visit: www.dorsetwildlifetrust.org.uk/ brownsea_island_reserve

By Judy Godsell Brownsea Island has recently won the 2013 Countryfile Magazine award for ‘Britain’s favourite nature reserve’.

*

Red Squirrel

by Stewart Canham

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Fairlawn

St Mary’s Road, Ferndown, BH22 9HB

Thinking of moving into a care home? We’re here to help Situated in the heart of the Ferndown community, Fairlawn provides quality residential care in a home-from-home atmosphere.

To request a brochure, arrange a visit or find out more, contact the Fairlawn manager, Neil Dominy on

Whether you’re looking for a short respite stay or a new home, we offer a warm welcome, compassionate care, comfort and peace of mind.

01202 877277 fairlawn@care-south.co.uk

www.care-south.co.uk Care South is a leading provider of residential and home care across the south of England.

RESIDENTIAL

|

DEMENTIA

|

RESPITE

|

NURSING

|

Registered Charity No. 1014697

CLOSE CARE

|

HOME CARE

Special Branch Tree Surgery and Gardens Tree work - Hedge Cutting Garden maintenance & Clearance - Turfing Soft landscaping

Friendly Local Service Free Quotations Contact Alex or Marc on

Tel: 01202 972534

(Currently under construction)

Mob: 07922 921538

The West Moors Directory

3 - 5 Penny’s Walk, Ferndown BH22 9TH Tel:- 01202 855321

01202 855321

©

12

Tania

B�u��

‘It’s different to any other club as the staff are so friendly & helpful’

‘I’�� ���ea�� �� m��� ���r��, I'� ���� �n� I'�� los� ��i�h� ’

Beginners welcome Group personal training

Ann ‘I’m the lightest I’ve been in years, I’ve toned up and I’m fitter’

3 - 5 Penny’s Walk, Ferndown BH22 9TH Tel:- 01202 855321

www.ferndownfitness.co.uk

01202 855321

©

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       

      

                     

  

33

The Fireplace Room

Celebrate our 10th anniversary

Saturday 20th September

Champagne & Canapés | Exclusive special offers Your first choice for a large range of fireplaces, gas & electric fires and multi fuel stoves

31 Market Place, Ringwood BH24 1AN 01425 471147 | thefireplaceroom.co.uk

The West Moors Directory

34

Community News

WEST MOORS ART SOCIETY Have you an interest in painting and drawing?

Why not join the friendly group who meet in the West Moors Memorial Hall on Monday mornings. You will be very welcome.

There is an ongoing exhibition in the local Library of members work for sale so why not add to this.

A demonstration by a professional artist is enjoyed on the second Monday in each month with members, always happy to help each other, meeting for untutored workshops on all other Mondays.

We are now back to painting again and looking forward to the demonstration on October 13th when Annette Burkitt will be with us to show her way of painting a Landscape in a loose style. Hope to see you then!

For more information call the secretary on:

01202 897909 All star

CHARITY CONCERT

in aid of Mission Water & St. Mary’s Church West Moors

West Moors Singers The singers have been entertaining locally for over 43 years. We are a friendly mixed voice community choir looking to welcome new members. If you enjoy singing come why not and join us?

We meet on Monday evenings in St. Martin’s U.R.C. on Station Road, West Moors at 7.30 pm from Monday 8 September through to May.

with the sensational

Switch Saxophone Quartet and the spectacular

Southern Union Chorus at West Moors Memorial Hall 7.30pm Saturday 18th October

Tickets: Adults £8 Children £4 including refreshments

FROM SELBY BUTCHERS

on telephone 01202 871616 or 01202 890098 or on the door

For further details or information contact:Dianne Tompkins Hon. Secretary Tel: 01202 512196 or 07816 933 319 Email: wms.info@gmx.co.uk www.westmoorssingers.wordpress.com

35

Walkies Dog Walking Service

• • • • • •

FREE Pick Up and Drop Off Service Group Walks Regular and Ad hoc Customers Dog Walking/Sitting Dog/Cat Feeding Home Visits

Contact Trish

Mobile: 0780 904 0883 Email: trish.murphy@hotmail.co.uk

The West Moors Directory

36

auto Motoring

BIOGRAPHIES

Alfa Romeo MiTo 875cc TwinAir

By Tim Barnes-Clay, Motoring Writer

www.carwriteups.co.uk

@carwriteups

Someone once said, “What good is an eye-catching new suit if the person inside of it is rotten?”

Now that’s a pretty brave statement — but an assertion, nevertheless, that speaks to the question of style versus substance.

The style over substance debate has been around for a long time, and today the harsh reality is that we, the mainstream, are far more influenced by the “image” - style or outer shell of things rather than what’s on the inside.

So when it comes to cars, what about the 2014 Alfa Romeo MiTO? Where does that fit in the style-versus-substance topic? Well, in my opinion, the arch-rival to the MINI and Audi A1 is a gorgeous little motor, and it lives up to its revised looks.

Externally the latest incarnation of the MiTo benefits from a fresh, chromed front grille; titanium grey headlamp and tail lamp surrounds; tinted rear windows and a sports rear bumper, as well as an altered colour palette that now includes a laid-back “Matte Magnesio Grey” finish.

The interior is thoroughly different to the initial MiTo, first launched in mid 2008. The car now has a changed dashboard, upgraded plastics and an up-to-the-minute fiveinch, touch-screen infotainment system with voice recognition, Bluetooth, steering wheel remote controls, USB/Aux ports and optional satellite navigation.

With just 875cc under the bonnet of the Alfa I tested, you’d think you’d have all the power of an average domestic vacuum cleaner on tap. You’d be wrong. Yes, there’s no denying the TwinAir Sprint model sounds like an industrial sewing machine on tick over, but the little Italian car draws deep from its well of two-cylinder potency when it needs to.

The tiny petrol-powered turbo engine benefits from a 20hp boost in performance – now 105hp – which translates in a 062mph time that’s 1.1 seconds quicker than the previous 85hp version. Despite the additional performance, the Alfa Romeo MiTo TwinAir remains impressively efficient, with a combined fuel economy figure of 67.3 mpg and CO2 emissions of just 99g/km.

A wide-ranging array of traction, braking and stability control systems is standard on the mini MiTo too. All this can be adjusted via Alfa Romeo’s trademark Alfa D.N.A. selectable driving mode system. It allows you to choose between three different driving settings: Dynamic, Normal, and All-Weather.

The clever gadgetry controls the character of the car, from the behaviour of the engine, brakes and steering, to the suspension and gearbox. And it works – to an extent.

Dynamic is sporty, making the steering weightier and the throttle more responsive, but that in reality makes the MiTo more of a struggle to drive. If you stay with the Normal setting, the steering is gentle and the car is effortless to weave in and out of city traffic.

The super-mini is also now equipped with fuel-saving Start& Stop; air conditioning; a leather-trimmed steering wheel and gear knob; electric windows and mirrors; seven airbags; front fog lamps; a rear spoiler and alloy wheels.

So, even though prices for the MiTo aren’t going for a song, the miniature motor is well equipped and offers fistfuls of charm. And, no, in my opinion, looks still aren’t more important than content – but they’ve certainly not done Alfa Romeo any harm.

FAST FACTS PROS ‘N’ CONS Stylish√  Max speed: 114mph Economical√ 0-62 mph: 11.4 secs  Nippy√  Combined mpg: 67.3 Kit√  Engine: 875cc 2 cylinder 8 valve NoisyX petrol

 

Max. power (bhp): 105 at 5500 rpm

 

CO2: 99 g/km

Max. torque (Ib/�): 107 at 2000 rpm Price: £14,350 on the road

37

/LIHVW\OH . %B MSJ 'RXEOH ([SRVXUH 3KRWRJUDSKLF

The West Moors Directory

Adventures of Nellie

38

The Adventures of Nellie The Dorset Publications Camper Van Well Hayden’s special day finally arrived, where his long awaited Birthday present from November last year could actually be realised!

His first pilot’s lesson. For a long time now Hayden has been telling us that he wants to be a pilot, so we purchased the flying lesson online last year. I was amazed to see that you can be as young as 7 to start flying.

Nellie was extremely excited to be taking Hayden to enact his dream. The views, even from the roads, through those country lanes are just stunning. You can literally see for miles across the pure rolling English countryside.

You can’t beat it. Nellie was in her element. I am not sure that Hayden in the back had the same view, sitting and playing on his computer and occasionally looking up. Maybe it happens more when you get older…

On arriving at Compton Abbas Air Field Hayden was now all smiles. I watched him eyeing up all the planes with sheer delight and anticipated excitement. We had deliberately arrived early to have lunch and build up to a crescendo… our first flight. I say our, as originally we had booked a two seater plane, just for Hayden and the pilot. We had then been given the opportunity for a 4 seater plane, but allowing for only one extra passenger. Thinking this would be a ‘Dad thing’ I suggested Stephen

Nellie with “Charlie Kilo”

“Captain” Hayden at the controls go up in the air. Hayden wanted me to go, though he said he really didn’t want to have to choose, as I hadn’t been in a plane like this before and Dad had. Stephen swallowed his disappointment pretty well I thought.

We ordered lunch and sat outside in the glorious sunshine watching planes landing and taking off regularly. Many people were watching and it was such a great atmosphere.

You almost feel like you are going back in time especially with those wonderful open top planes and pilots wearing goggles and flying jackets. Love it!

As we were sitting there I thought I would do the ‘sensible’ thing and warn Hayden that he may not fly the plane himself as much as he would like and not to be disappointed if that was the case, that we would have a great experience anyway. Well, if you have ever had the thought that we have lived before and children know far more than we suspect at times, now was one of those moments.

Hayden looked at me with a glint in his eyes and said casually, “No. Mmm, he might not let me do a barrel roll…” I tried hard not to laugh and invalidate what seemed to be quite some knowingness. “No, maybe not.”

I smiled, playfully back.

39 The time came for us to take our stance near the plane and wait eagerly for the pilot.

From the data I have the aircraft we flew was a Piper Cherokee Warrior II with the UK registration G-BPCK and probably known as “Charlie Kilo”. She was built in 1980 and is owned by Compton Abbas Airfield. The pilot was a handsome young man and could well take his place in a film. Hayden took to him immediately. Tony was his name and he was perfect with Hayden. As there were many air shows that day we were a little more limited with our air space. The pilot seemed somewhat reluctant to fly with the Red Arrows or the Vulcan, or what ever other big planes were flying that day. With Hayden’s apparent confidence earlier, I didn’t think it was a problem! So, despite the pilot worrying about ‘Mum’ and my possible fear, I reassured him that all was absolutely fine and the best route to take was the one where Hayden could have the most fun and fly the plane. It was decided we would fly South.

As we know the taking off and landing is always the most exciting when we go on holiday by plane. Well this was also the case in Charlie Kilo. Tony showed Hayden the controls gave him a quick lesson and off we flew. Just before we set off, the pilot asked Hayden to shout “Clear Prop!“ as if shouting to his Dad in the viewing area. Hayden misunderstood and at the count of three, shouted “DAD!” very loudly instead. We did laugh. It was all too exciting. Once in the air, the views from the sky were awesome. On such a beautiful day you really can see for

“Charlie Kilo” coming into land Photo courtesy of John Morris

The West Moors Directory

Hayden with his certificate and Tony miles and miles. From the air this time! After only a few minutes, the pilot raised his hands in the air and declared, “No hands, Hayden’s flying!” Hayden was thrilled! He grinned from ear to ear. I was much less nervous than I thought I would be, in fact I wasn’t nervous at all. It was a sheer delight. Hayden was very confident, he turned the plane in a full circle and even, with the pilot’s permission, dipped the plane to make my stomach drop a couple of times. Hayden loved that! It wasn’t quite the barrel roll he wanted, but good enough for now… And certainly good enough for me. Dad and Nellie watched eagerly below.

We had a good half hour in the air and I was suitably impressed that we definitely had our monies worth. I believe the half hour lesson is around £70, so less than you may think. There are also flights to the Isle of Wight or in a Tiger Moth, if you want a real treat. Their website www.comptonabbasairfield.co.uk tells you much more about these exciting trips. You can also see a little video I took as well as other photos on Facebook – “whereisnellie”.

Please ‘like’ them!

So Nellie, Hayden, myself and, this time the cameraman Stephen, had a terrific day out.

I highly recommend you go and visit. Have a tea or coffee, maybe even lunch or dinner and watch the aircraft fly swiftly around. If you are feeling daring, have a go yourself! Where will Nellie go next…?

By Debbie Corney

whereisnellie

@whereisnellie

40

Community News

Getting ready for autumn -YPLUKS` HK]PJL MYVT +VYZL[ -PYL HUK 9LZJ\L :LY]PJL

The seasons move on and after a great summer, autumn is coming. This is the perfect opportunity for us to remind you about the dangers you can face in your home as the weather turns colder.

A working smoke alarm is one of the most important things you can own. It will provide you with an early warning to a ÄYL NP]PUN `V\ [PTL [V LZJHWL 0M `V\ V^U one, your half way there – just make sure you test it once a week and replace the batteries when necessary. >L \Z\HSS` ZLL HU PUJYLHZL PU JOPTUL` ÄYLZ V]LY [OL H\[\TU WLYPVK *OPTUL` ÄYLZ HYL preventable if the right precautions are taken. Having your chimney swept is vital. ;OL M\UJ[PVU VM Z^LLWPUN [OL Å\L JOPTUL` is to remove the deposits that build up. )` Z^LLWPUN [OL Å\L JOPTUL` P[ LUZ\YLZ that there is a clear and safe passage for the safe exit of combustion products, which are caused by the burning process.

This lessens the chances of the chimney JH[JOPUN ÄYL 0M `V\ HYL W\[[PUN [OL ÄYL VY [OL woodburner on, please consider a guard and how far away combustible materials are, like clothes. Don’t forget to make sure all the embers are under control and put out properly when you go to bed!

As the evenings draw in, candles are also great to create an atmosphere and add some extra light – just don’t leave them unattended! Make sure you put them out before you go to bed and you use an appropriate base for them, like a plate.

Cooking has been the cause of over 50% VM HJJPKLU[HS Ă„YLZ PU [OL OVTL [OH[ ^L OH]L H[[LUKLK V]LY [OL SHZ[ `LHY When cooking, don’t be distracted and please don’t leave anything unattended. If you have to leave the kitchen, think about [\YUPUN VɈ [OL OVI VY \ZPUN H [PTLY Âś [OH[ way cooking won’t be forgotten about!

Finally, have you received a home safety check from Dorset Fire and Rescue Service? We provide them free of charge and we will give you bespoke home safety advice designed around you and your home such as escape routes, cooking, electrics and much much more. An hour of your time could save your life and if it’s HWWYVWYPH[L V\Y Z[HɈ ^PSS Ă„[ MYLL ZTVRL alarms too.

To sign up call 01305 252600 or check our website ^^^ KVYZL[Ă„YL NV] \R >LÂťSS IL H[[LUKPUN Ă…\ JSPUPJZ HJYVZZ Dorset this autumn, where you can also sign up for a FREE Home Safety Check.

Dorset Fire & Rescue Service

41

5% OFF when quoting code 5SOUTH T&Cs apply

The West Moors Directory

01202 788 377 www.southbeachshutters.co.uk

Community News

42

Bee day creates

hive of activity at

Knoll Gardens

Knoll Gardens was buzzing with activity last Saturday as hundreds of people spent the day with experts learning all about the 250 species of bee that live in the UK. Honey lovers enjoyed tasting a selection of local honeys, whilst expert-led garden walks and talks helped visitors of all ages to begin [V [LSS [OL KPɈLYLUJL IL[^LLU I\TISLILLZ ZVSP[HY` ILLZ HUK [OL TVYL YLJVNUPZHISL OVUL` ILL HZ ^LSS HZ PKLU[PM`PUN ZVTL [OL [OL ILZ[ WSHU[Z [V NYV^ [V LUJV\YHNL TVYL ILLZ PU[V `V\Y NHYKLU 2UVSS»Z V^ULY 5LPS 3\JHZ ZHPK ¹0[ OHZ ILLU ^VUKLYM\S [V OVZ[ ZV THU` OPNOS` knowledgeable people in the garden today and to know that there is a lot we can all do to help reverse the decline of bees across [OL JV\U[Y` >L HYL HSYLHK` WSHUUPUN H YH[OLY ZWLJPHS ILL OV\ZL OLYL H[ 2UVSS HUK 0 OH]L ZWVRLU [V THU` ]PZP[VYZ [VKH` ^OV ^PSS IL KVPUN [OL ZHTL VU H ZTHSSLY ZJHSL PU [OLPY V^U NHYKLUZ 0»K WHY[PJ\SHYS` SPRL [V [OHUR 9PJOHYK *VTVU[ MYVT [OL )\TISLILL *VUZLY]H[PVU ;Y\Z[ HUK 1HUL (KHTZ VM +VYZL[ >PSKSPML ;Y\Z[ MVY [OLPY PU]HS\HISL Z\WWVY[¹ 0U[LYUH[PVUHSS` YLUV^ULK MVY P[Z UH[\YHSPZ[PJ planting Neil’s gardening style also provides ZOLS[LY HUK ULZ[PUN TH[LYPHS MVY H ]HZ[ YHUNL VM HUPTHSZ PUJS\KPUN ILLZ HUK OL OHZ [^V [VW [PWZ ^OLU P[ JVTLZ [V JOVVZPUN ILL MYPLUKS` NHYKLU WSHU[Z ¸;Y` [V H]VPK WSHU[Z ^P[O KV\ISL VY KLUZLS` WL[HSSLK ÅV^LYZ UV[ VUS` TH` [OL` SHJR WVSSLU VY ULJ[HY I\[ [OL`

JHU HSZV IL OHYK MVY PUZLJ[Z [V HJJLZZ (UK [Y` [V LUZ\YL `V\ OH]L WSHU[Z PU ÅV^LY MYVT LHYS` ZWYPUN YPNO[ [OV\NO \U[PS SH[L H\[\TU ¸-VY THU` VM \Z [OL I\aaPUN VM [OL ILLZ PZ [OL ZV\UK VM Z\TTLY I\[ [OLZL PUJYLKPIS` PUK\Z[YPV\Z JYLH[\YLZ ZVTL UV IPNNLY [OHU an ant, are also responsible for pollinating HYV\UK VM [OL ^VYSK»Z MVVK JYVWZ ¹ ZHPK 5LPS ¸0[ YLHSS` PZ ]P[HS [OH[ ^L HSS KV ^OH[ ^L JHU [V OLSW [OLT ¹ º)LH\[PM\S ILLZ HUK NSVYPV\Z NHYKLUZ» ^HZ VYNHUPZLK I` [OL 2UVSS .HYKLUZ -V\UKH[PVU H >PTIVYUL IHZLK JOHYP[` ^OPJO WYVTV[LZ [OL Z\Z[HPUHISL NHYKLUPUN PKLHZ \ZLK H[ 2UVSS [V OLSW V[OLYZ Z\WWVY[ ^PSKSPML PU [OLPY V^U NHYKLUZ -VY TVYL PUMVYTH[PVU NV [V www.knollgardensfoundation.org or visit the gardens ^OPJO VWLU MYVT 10am – 5pm Tuesday – Saturday.

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     

     



 

 

   

   

  

 



    

 







The West Moors Directory

   

Community News

44

West Moors Lunch Club The club now has a new name to reflect the fact it is no longer only a lunch club and we meet on a Wednesday in St Anthony of Padua church hall, Pinehurst Road.

By the time you read this we will have reopened after our August break and we will be looking forward to our 40th birthday celebrations in November.

Lunch is served at midday after members have had time for a chat and a look at the table sale of greetings cards, books and donated items, followed by tea or coffee and the weekly raffle. Often we have entertainment by visitors or we have table games and sometimes a quiz or poetry readings. Our day ends with afternoon tea & cakes or biscuits and a game or two of bingo.

Before our summer break, we had a visit from a BBC cameraman and journalist. One of our members was interviewed and filmed being picked up from her home and brought to the club. It made an exciting change to our routine as they Supported by: were with us during lunch and activities, interviewing and filming on and off. Our filming became part of a short news item on combatting loneliness & was shown on the BBC TV news the following week.

Club contact: Joan on 01202 891519

WEST MOORS FLOWER GROUP

Our very friendly group meets at the Memorial Hall at 10am. Visitors and new members are always welcome.

Following the summer break the next meeting will be held on 17th September when Angie Norris will demonstrate under the title "All around my house" which should prove interesting. The club competition is an "Arrangement in a kitchen container" and we hope that members will take part, any old container will do!

The NAFAS Dorset and Guernsey Area Show is taking place at the St Leonards Hotel, Ringwood on 26 September 10am 4.30pm and 27 September 10am - 4pm, refreshments available. Our Club is entering two classes and other members are taking part. We are very lucky that the Show is right in our patch!

As always we look forward to seeing members and guests at our club meetings, which are held on the 3rd Wednesday of every month at West Moors Memorial Hall, 10am. Any enquiries to Catherine Jenkins on 01202 876441.

An example of our work!

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                 

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The West Moors Directory

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Community News

46

Rare dragonfly flies into Moors Valley and stays A rare dragonfly is now thought to have bred successfully at Moors Valley Country Park near Ringwood.

First recorded in Britain in 1996, the Lesser Emperor (Anax parthenope) is one of several species of dragonfly to have come over from Europe in the last 20 years to set up home in Britain. Two confirmed sightings have been recorded at the Park in the last month.

Dragonflies can spend up to four years of their lives as underwater nymphs before emerging for a few short weeks as they mate and entertain us with their stunning aerial acrobatics.

In southern parts of the continent, the Lesser Emperor has a two year life cycle. Further north this may be extended to 3 years. As one was last seen at Moors Valley in 2011 it is thought that the current sightings are the offspring of a small mass migration three years ago.

Keith Powrie has been recording dragonflies at the Park for the last 12 years, “Moors Valley is one of the best sites in the country to spot dragonflies,” he said. “There are 45 species in the UK and 28 have been recorded at the Park with 26 species having bred in its lakes, ponds and slow moving rivers. Moors Valley offers the perfect environment for both dragonflies and damselflies and I am truly delighted that we can now add the rare Lesser Emperor to its resident population.”

Looking after the environment is an important part of the work of the

Park’s Rangers and income from car parking directly supports a wide range of initiatives including the Park’s water vole reintroduction programme and extensive recordings of dragonfl ies, damselflies, butterflies and birds.

There is no entrance fee to Moors Valley so paid parking is vital to ensuring the continuing success of the Park. Visitors will soon be seeing a series of new posters at Moors Valley explaining a little bit more about how their parking fees are spent, and letting them know that the Rangers and Moors Valley’s wildlife are both very grateful.

For more information on events at Moors Valley, or details of the Park’s many attractions go online to www.moors-valley.co.uk or contact the Rangers on 01425 470721.

The distinctive blue saddled Lesser Emporer

By David Sadler

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         

     

The West Moors Directory

Community News

48

Holly & Maggie need new homes Hi I‛m Holly, me and my friend Maggie are looking for our forever homes, not much is known about our past as we were both rescued from the pound by these lovely people at Waggy Tails where we have been very happy but now need homes of our own.

Now me, well I‛m a 2 year old medium sized terrier, very lively and bouncy and really love cuddles from my human companions, I can however get a bit over exuberant at times so I would need to live in a calm but lively household and to be the only pet in the house and definitely NO CATS .I enjoy socialising with other dogs when I‛m out and I‛m quite good on my lead and as a relatively young dog will need to have on going training.

As for my friend Maggie well like me she loves her cuddles and is such a lovely little girl, she knows a few basic commands but will need more on going training and is very willing to learn and to please. She would suit an active family as she loves going for walks and playing with a ball and would make a good companion to theright family.

So if you think you could give us or any of the animals in Waggy Tails Rescues care please call us on 01202 875000 or come along to one of our presentation days held on the 1st Saturday of the month at West Parley Memorial Hall,Christchurch Rd,West Parley (Nr Hurn Airport) You can also catch up with us in Pets at Home in Castle Lane during their Charity month of September, Tesco, Ferndown on the 19th and in Bournemouth on the 20th.

As always we are in need of foster parents who are willing to give their love and time to one of the dogs on our long list who are waiting to be re homed.

Waggy Tails Rescue is a registered charity based in Dorset. We rescue and rehome dogs that have been abandoned, neglected or otherwise are in need of a new home. We also have other small furries that all need new homes.

For more information:

Tel: 01202 875000 Web: www.waggytails.org.uk

Email: admin@waggytails.org.uk Donations can be sent to:

Waggy Tails Rescue, Helens House, 143 Magna Rd, Wimborne, Dorset, BH21 3AW

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The West Moors Directory

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  

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U Q C X Y C K I E F C V G H E

N Y C M B A S K E T J N E H Y

P J C S A O Q R D A O K O S O

C C E S H X L H A D D L A O R

P H Q A T S E V R A H W B T M

V T F C G K Z V P L E N T Y M

S Q R D X X G S F N F E K Y M

B F U Z E D K C Y N M Q J J L

Z G I M Q A L H B B F U U A O

L W T T R J P O F R Z I T P G

W G C P E B B O N Q Z N M U D

I J R I I M Z L B H M O R W A

E N O Y P E N Q A B R X U N G

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I Y T K N M E D D G L L Y Z J

HARVEST AUTUMN ROALD DAHL PLENTY SCHOOL FRUIT EQUINOX BASKET MOON CROP

This month, the prize is a meal for two at the Tap & Railway in West Moors, so please complete this page by 25th September and send to: September Prize Wordsearch Name: ______________________ The West Moors Directory, Address: ______________________ 1 Moorlands Rise, ______________________ West Moors, ______________________ Ferndown, BH22 0JR Telephone: ______________________

The West Moors Directory

Prize Wordsearch

The West Moors Directory Prize Wordsearch

Gardening Tips

52

Grass Roots

website for the national professional organizations, who will have a list of designers or contractors, all of whom have been tested and accredited to a certain standard of expertise, professionalism and experience.

In the UK that is the Society of Garden Designers and BALI (British Association of Landscape Industries) and in Australia that is the Australia Society of Garden Designers.

HOW TO HIRE A GARDENER

Decide on how you’d like the relationship to be between you and the designer and believe me, I want to get on my soap box here, about all the so- you do have a choice about this. It can be with you called garden designers out there so that you can totally in control and the designer just does what hire a designer who knows their stuff. Garden you ask. Alternatively, you can give total control to design is an unregulated industry and anyone can the designer but the way I have found to work the be a garden designer, with no training whatsoever. best, is to work with the client in partnership. This is where both designer and client work together to Yet there are designers who have spent years arrive at decisions that are based on good learning about plants, how to use them, how to communication and discussion. design a usable space and all the construction knowledge needed to do that, both at college and Look for experience and take references from ‘on the job’. I am one of those designers, with 17 previous clients. No professional designer will years experience, and it infuriates me that clients mind you asking for a couple of references and a get taken in by people who’ve spent a few weeks at good question to ask the referee is “Would you use college and ‘like gardening’, clients who end up them again?” Find out if they are a member of any paying the price both in hard cash and in having to professional organization and if they have any live with a badly designed, built and planted training, though this could be on the job or at garden. Here are a few things you can do to make college. Ask to see photos of previous gardens they sure you get someone who can do what you need completed and find out if they know about plants. doing.

Ideally you want to use a designer that someone you know has recommended to you to because they have used them to create a lovely garden. If that’s not possible, find a garden you like the look of in the neighbourhood and ask the owners who did it for them because no one minds talking about their beautiful garden.

If none of the above are options for you, find the

Never base your decision as to which garden designer to use on price alone because you get what you pay for. The important thing to decide is do you trust them and do you feel the designer is on the same wave length as you because it is the rapport between you that will make or break the success of your garden. Happy gardening!

Written by Sally Tierney MSGD BSc (Hons), award winning garden designer. www.yorkshiregardendesigner.co.uk

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The West Moors Directory

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  

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   

The West Moors Directory

56

Food & Drink

In the Raw..

Ingredients

PASSION FRUIT GINGER BONBONS Method

Healthy and fun with a bit of patience chucked in the bowl...

150g /2 cups desiccated coconut 125g /1 cup cashews 60g / ¼ cup runny honey zest of 1 lemon, lime or orange 35g /3 tbsp freeze dried passionfruit powder 1 tsp vanilla powder or 1/2 tsp vanilla extract 20g / ¼ cup organic, grass fed whey powder (optional) 40g cacao butter, melted 100g basic dark chocolate recipe, melted and tempered (can also use Pro Raw Chocolate or Forever Cacao chocolate bars for this )

First of all, make space in your fridge, if you intend to drizzle or dip these in chocolate, so the tray can sit flat.

In a food processor, blix cashews into a fine meal.

Add remaining ingredients and process to combine.

Using a small ice cream scooper or your hands, form into balls and place in the fridge to set.

Whisk the chocolate until it gets thick, you can also go by temperature and bring the chocolate to approx. 24°c/75.2°f Set yourself up to play a little by placing the chilled/set cookies on your left, the bowl of chocolate in front of you and an empty baking tray lined with greaseproof paper (which will fit in the fridge) to your right.

Once the chocolate is thick enough, either drizzle the cookies, dip them half or fully in chocolate and place them on the sheet to your right. Sprinkle with some desiccated coconut (optional). After you have drizzled or dipped and garnished them all, place them in the fridge to set, about 15 minutes.

Store in an air tight container for a few weeks.

Written by Amy Levin. www.ooosha.co.uk

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 

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The West Moors Directory

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Crossword

Puzzle Corner

Across

1 Diabetics inject this (7) 5 A country near Holland (7) 9 Complaint (9) 10 Make use of (5) 11 Not varying (7) 12 Stewards (7) 13 Like a serpent (9) 15 Fortune tellers (5) 17 Requires (5) 19 Strict (9) 22 Windpipes (7) 25 Sanitary practices (7) 26 Selected by ballot (5) 27 Commences (9) 28 Burn slowly (7) 29 Chuckled (7)

Down

1 Entry (7) 2 Induce or provoke (9) 3 Cuddly (7) 4 Convents (9) 5 Desolate (5) 6 Jumpers (7)

7 Picture (5) 8 Assaults sexually (7) 14 Terran (9) 16 Being a force of nature (9) 17 Indigenous people (7) 18 Burnt with a hot liquid (7)

20 Shrewish (7) 21 Plaited (7) 23 Relative magnitudes (5) 24 Bake eggs in their shells (5)

4 2 1

7

9

7

2

7

4

6 9

3

8 1

5

5 6

3

2 6

4

1

2

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

  

The West Moors Directory

       

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60

Money Saving Tips

Martin

LEWIS Credit Scoring Credit scoring has become a key part of our financial lives. It impacts far more than most people think. It’s not just about whether you can get mortgages, credit cards and loans, but can also effect contract mobile phones, monthly car insurance, bank accounts, even if you can pay energy bills the cheapest way.

1) Get on the electoral roll. If not, getting credit's tough.

Check if you're on it and apply via www.aboutmyvote.co.uk. If you're not eligible, write a notice on all the credit files that you’ve proof of residency.

Even if you're accepted, we live in a 'rate for risk' world, so credit scoring then dictates what you pay too. Many people get unstuck by this. They apply for today's record cheap rates, but find they're charged more. So here’s what you need to know…

2) Stability's good. If possible, put a landline, not mobile, on applications.

You DON'T have a universal credit rating - there's no blacklist. This is a myth. In the UK, there's no universal credit rating or score, there's no blacklist of banned people. Each lender scores you differently and secretly. So a rejection by one doesn’t mean a rejection by all. Their aim is to see if you match their profitable customer wish list. A key part is assessing the risk of non-repayment. If that's high, many won't lend to you; but some specialist lenders will like you more as they can charge you high.

Yet even those who are good risks can be rejected, because the lender thinks you won't make it money. Or perhaps you're applying for a credit card, but it wants to cross-sell mortgages, so scores you on how likely you are to get one.

What they know about you. Lenders assess you with 3 key pieces of information: 1) Your application form. Many underrate how crucial this is. Be consistent on each application form, eg, job title, salary. Regular inconsistencies can trigger rejection as you hit a ‘fraud score’ trigger.

2) Any past dealings with you. A lender you've banked with can interrogate your behaviour far more than others. This can work both for and against you.

3) Your credit reference files. These come from either Equifax, Experian or Callcredit and contain info on the electoral roll, court judgments, what credit applications you've made, products you have and if you've paid on time.

However, they don’t know everything. They don’t know your criminal record, medical history, speeding fines, salary, student loans, declined applications and more – don’t get too conspiracy theorist about it.

How to make yourself more attractive. Getting accepted for credit is like going on the pull - like people, different lenders find different things attractive. It’s more art than science, but there are some cosmetic changes that work for most. Here are 10 tips:

3). Beware over applying. Too many applications for products especially in a short space of time can hurt. So if you’re about to get a mortgage, don’t apply for lots of credit cards just before. One problem though is often the only way to know what rate you’ll get is to apply, so the system is anti-shopping around.

4) Time it right. Problems stay on your file for 6 years, applications for 1 year. So if you can wait until they've lapsed to apply, it should boost your score.

5) Never miss or be late on repayments. Small errors can hurt large. Set up a direct debit to be sure you never miss. Do this even if just for the minimum repayment, then you can call up and pay more on top each month, see it as an insurance policy.

6) Don't let 'paid-for credit scores' overly worry you. In recent years credit reference agencies have started to flog these, but don’t take too much notice. They’re only based on your credit file, not the other info lenders look at, and remember each lender scores differently. One may see cancelling a credit card as good as it reduces available credit, another as bad as it’s closing down a long term relationship.

7) Payday loans can kill mortgage applications. Some mortgage underwriters simply won't lend to anyone with payday loans.

8) Deal with unfair defaults. First go to the firm that put them there and ask it to remove them. If not ask for a ‘notice of correction’ to be added to your credit file where you can explain briefly why it’s unfair and appeal to the Financial Ombudsman.

9) Check for address errors. An old, active, but unused mobile phone registered to your old address could even cause a mortgage rejection.

10) Don't withdraw cash on credit cards. This is both expensive and seen as evidence of poor money management - avoid.

@MoneySavingExpert

61

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T: 01202 872130 M: 07719 617246 21 Pine Glen Avenue, Ferndown, BH22 9QP

The West Moors Directory

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Index of advertisers

Your quick guide to everyone and everything in your Directory...

Aerials Oakhurst Aerials.........................59 Bathrooms AMH Plumbing & Bathrooms......20 K & B Installations......................23 Lifestyle Bathrooms....................10 Lifestlye Kitchens & Bathrooms......37 Beds The Bed Store............................. 1 Blinds, Curtains & Shutters Ashley Blinds............................... 5 Interiors Complete......................15 South Beach Shutters..................41 Tuscany Blinds............................63 Block Paving K & S Paving................................55 MC Patios & Driveways..............59 Builders & Carpenters Harper’s Home Improvements...... 6 KW Carpentry.............................25 Carpet & Upholstery Cleaners Cleaning Magic...........................61 Kingfishers of West Moors..........43 Carpets & Flooring Carpet Barn................................ 1 Flooring Elegance.......................14 Chimney Sweeps Oliver Chimney Sweeps............... 6 Chiropodists & Podiatrists The Pod Practice.........................41 Chiropractors West Moors Chiropractic Clinic...... 7 Computer Services CWPCS........................................21 Tec Check....................................25 Dentists Balmoral Lodge Dental Practice......26 Moorlands Road Dental Practice......24 Drainage Services All Drains Cleared.......................21 Electricians A Holmes Electrical.....................20 Dorset Electrical & Fire Alarms....50 H.E. Electrical..............................55 Smith Electrical...........................45 Embroidered Clothing Salix Embroidery.........................35 Farm Shops Sturts Farm................................. 5 Fencing J & K Fencing..............................20 Post to Post.................................59 Financial Services Rapid Reclaims...........................35

Furniture Custom World.............................11 Flair Interiors..............................27 Select Interiors............................13 Garage Services Coastal Car Sales & Service........55 Longham Motor Engineers.........32 West Moors Vehicle Repairs.......45 Garden Services

(see also Tree Surgeons)

Douglas Hutchins........................32 Garden Designs..........................47 Jon Stokes Garden Services.........43 Land Girls Garden Services.........49 Post to Post.................................59 Smart Cuts Garden Services........54 Gas Engineers SMR Gas.....................................14 Graphic Designers Lizzy’s Design..............................25 Health, Fitness & Care Bournemouth Careline...............49 Ferndown Fitness........................30 Lilac & Lavender.........................35 Hearing Aids Clarity Hearing Solutions............24 Kellear Hearing...........................47 Hospitals Bournemouth NHS Trusts................ 9 Kitchens Central Kitchens..........................19 Flair Interiors..............................27 K & B Installations......................23 Lifestyle Kitchens & Bathrooms......37 Select Interiors............................13 Landscaping Supplies The Stone Zone...........................17 Locksmiths Cross Keys Locksmiths................ 7 RPS Locks & Glazing...................10 Lofts Loft Services................................45 Meals Delivered Custom Lunches..........................26 Memorial Masons Minster Memorials.....................58 Motoring & Cycling Accessories Motabitz..................................... 2 Oven Cleaning Cleaning Magic...........................61 Painters & Decorators Different Strokes.........................23 Focus Decor................................54 Matthews Painting & Decorating...... 3 Pet Services Walkies.......................................35

Plasterers Scott Pearmain...........................17 Plumbing & Heating Services AMH Plumbing & Heating..........20 C M Lovegrove............................50 Harts...........................................49 H2OT Heating.............................14 J C Gas........................................57 P L H Heating..............................61 Pond Services The Koi Shop...............................26 Printers & Stationers Xerocad.......................................37 Property Maintenance Harper’s Home Improvements....... 6 John Stevens Property Care........29 Removals Bournemouth Removals.............57 Residential Care Homes Care South: Fairlawn..................29 Roofing Services Brian James Roofing................... 7 J Meechan Roofing.....................13 Rayner Roofing...........................43 Sewing Machine Repairs S Ford Sewing Machines.............23 Social Clubs West Moors Social Club..............53 Solicitors Harold G Walker.........................64 Stained Glass Windows Aquarius Stained Glass...............21 Storage SDC Self Storage.........................47 Theatres Barrington Theatre.....................54 Tree Surgeons Arborgrind.................................. 3 RHV.............................................50 Special Branch............................29 Turfing & Garden Supplies Sherborne Turf............................ 5 Upholsterers Custom Covers............................ 6 Used Cars Coastal Car Sales & Service........55 Windows, Doors & Conservatories Allglaze.......................................61 AM PM Glazing...........................23 Dorset Windows.........................15 Future Fascias.............................59 RPS Locks & Glazing...................10 Woodburners & Stoves Cozy Stoves.................................53 The Fireplace Room....................33

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Traditional & Contemporary Solutions All aspects of blinds supplied and ďŹ tted Specialist in Plantation Shutters, Shaped Conservatories & Awnings

For a free consultation contact us on:

Tel : 01202 848 628 Mob : 07543 963 376 Email : info@tuscanyblinds.com

www.tuscanyblinds.com

The West Moors Directory

Your Local Team of Specialists Shiela Collins Wills & Probate

Nicola Lowe Conveyancing

Jennifer Miles Family Law

Broadstone:

01202 692448 Verwood:

01202 823308

Hugh Storry Deans Dispute Resolution

Christchurch:

Harold G Walker

01202 482202

hgwalker.co.uk

01202 881454

Your Friend-in-Law

Wimborne:

The West Moors Directory 1 Moorlands Rise, West Moors, Ferndown, Dorset, BH22 0JR