HomeFinder - January 6, 2017

A Real Estate Supplement to the Daily Press s *ANUARY

How to save enough for a down payment on a house Feed backyard birds this season for the greater, global good

January 6, 2017 — Hampton Roads HomeFinder • www.dailypress.com/realestate • An advertising supplement to the Daily Press — 2

STONE COTTAGE (00-040) LIVING SPACE: 1,662 SF

Stone Cottage

A side hill slope is needed for the split-level Stone Cottage (00-040). This beautiful ranch home has accented arched windows, porch railings, and a covered porch. This 1,662 square foot home would look ideal in a wooded setting or on the coast, near the ocean.

Vaulted, the enormous great room with a corner fireplace and numerous large windows provide a welcome look for visitors.

In the front could be a formal living room while there is plenty of room at the rear of the great room for a dining room.

Sliding glass doors near the fireplace open onto a large deck.

The C-shaped kitchen sets in the front, overlooking the covered porch.

The sleeping area is up a half flight of stairs.

All three bedrooms are vaulted. A full bath with a tub is located adjacent to the master bath. The master suite has a large walk-in closet and full master bath, complete with a tub and shower, and “his and her” sinks. A large window near the tub bathes the room in light.

The lower floor contains the two-car garage along with the family room and the utility area. The garage has a workbench with a sink for washing hands after working on the car or working in the garden. It is also an ideal area for the hobbyist.

There is a storage cabinet to one side that has the pantry, which opens in the kitchen, over it.

The family room has three large windows with a sliding glass door to the patio. An optional hot tub has been shown on the patio. There is a large built-in shelf on one wall of the family room. For convenience, a door from the patio goes directly into the full bath with shower, as well as a pocket door opening into the utility room. This makes it easy to put wet towels into the washer once the family is done with the hot tub.

There is also a door from the utility opening into the family room.

This split-level home has many extras that make it desirable.

Vaulting has been used to provide spaciousness as well as making the rooms large and open.

This plan courtesy of Landmark Designs Inc. www.ldiplans.com HOW TO ORDER Study Kit: Send $25 to Landmark Designs Inc., P.O. Box 5625, Eugene, OR 97405. Include the plan number (00-040) and that you saw it in the Daily Press.

Happy New Year! Thank YOU for making 2016 another great year!

40 Years of Excellence in Real Estate 757-291-4774 • www.rubyconnrealtor.com FEATURED PROPERTY

York Crossing Townhouses ~ $152,000!

Many, many improvements in this two bedroom, 2.5 bath home with fireplace and fenced yard. New windows, newer roof.

KINGSMILL ON THE JAMES $475,000!

Charming Transitional on private cul-de-sac lot! Very open and bright. Over 3000 square feet. Four bedrooms, pretty Sun room, 1st floor master bedroom.

KINGSMILL ON THE JAMES $599,900

NEWPORT NEWS OAK PARK ~ $149,900!

Three bedroom, 1.5 bath brick rancher with big covered front porch, attached garage, FPL, and fenced yard. New granite counter tops, new HVAC, and more!

NEWPORT NEWS KILN CREEK WILLOW POINT ~ $250,000!

Golf course lot! Three bedrooms, 2.5 baths, over 1900 sqft with Sun room and two car garage! Recent improvements!

NEWPORT NEWS KINGS CHARTER ~ $189,500!

Well maintained 3BR, 2.5BA Colonial on corner lot with fenced backyard, garage and fireplace. Stainless appliances, pretty laminate wood floors, many updates.

YORK COUNTY RIVERWALK TOWNES ~ $219,900!

Three bedroom, 2.5 bath brick front townhome with attached garage and Sun room! Hardwood and ceramic tile. Fenced yard.

NEWPORT NEWS THE POINT AT CITY CENTER ~ $199,900!

Upscale condo on the top floor! 10.5’ ceilings! Balcony overlooks Merchants Walk! Loaded with upgrades!

FORD’S COLONY NOTTINGHAM PLACE ~ $399,900!

Maintenance free living! Mostly all brick rancher w/ 3BRS plus bonus room over big 2 car garage & pretty Sun room, three full baths, about 2651 square feet.

HAMPTON FORDHAM ~ $139,900!

Cute as a button and a short walk to the beach! Totally remodeled 4BR brick rancher w/ new privacy fence, cabinets BR & windows. Granite counter tops, SS appls!

YORK COUNTY HOLLY POINT ~ $279,900!

Giant detached garage/workshop.Three bedroom, 2.5 bath brick rancher on big .42 acre lot with Sun porch. Recent updates.

PORT WARWICK ~ $345,000!

LUXURIOUS MELVILLE PENTHOUSE! Top floor, corner unit with balcony overlooking Styron Square. Three bedrooms, 2.5 baths, about 1950 sqft. Just loaded- hardwood, granite, & more!

PORT WARWICK THE MELVILLE ~ $305,000!

4th floor! 2BR + office, 2.5 baths, 1800 sqft. Hrdwood, granite, 9’ ceilings! Just beautiful!

HAMPTON FARMINGTON ~ $279,900!

Rustic chalet on pretty cul-de-sac lot.

Four bedrooms, 2.5 baths, 2900 sqft with giant family room and sun room.

Oversized garage.

HAMPTON MICHAELS WOODS ~$275,000!

4BR + bonus room nearly 2700 sqft on corner lot. HDWD floors, lots of angles, built-ins, and tray ceilings! Recent updates!

Fabulous One story Patio home on the 3rd Fairway of the Plantation Course! A real WOW house! Four bedrooms, 4 full baths, about 3450 sqft. Wonderful Sun room.

Lots of vaulted and angled ceilings.

KINGSMILL • BUILDING LOT $337,000 Build your luxury home here!! Premier Cul-de-sac lot in Randolph’s Green with expansive views of the River Golf Course and Pond! Owner/Agent.

www.BHHSTowneRealty.com ©2017 BHH Affiliates LLC. An independently owned and operated broker member of BHH Affiliates LLC.

1 OLD OYSTER POINT ROAD NEWPORT NEWS, VA 23602 757-873-6900

3 — Hampton Roads HomeFinder • www.dailypress.com/realestate • An advertising supplement to the Daily Press — January 6, 2017

Luxury Collection

January 6, 2017 — Hampton Roads HomeFinder • www.dailypress.com/realestate • An advertising supplement to the Daily Press — 4

A

home is the most costly thing many people will ever buy. The process of buying a home can be both exciting and nerve-wracking. One way to make the process of buying a home go more smoothly is to save enough money to put down a substantial down payment.

How to

save enough for a down payment on a

house

Saving for a down payment on a home is similar to saving for other items, only on a far grander scale. Many financial planners and real estate professionals recommend prospective home buyers put down no less than 20 percent of the total cost of the home they’re buying. Down payments short of 20 percent will require private mortgage insurance, or PMI. The cost of PMI depends on a host of variables, but is generally between 0.3 and 1.5 percent of the original loan amount. While plenty of homeowners pay PMI, buyers who can afford to put down 20 percent can save themselves a considerable amount of money by doing so.

Down payments on a home tend to be substantial, but the following are a few strategies prospective home buyers can employ to grow their savings with an eye toward making a down payment on their next home.

■ Decide when you want to buy The first step to buying a home begins when buyers

save their first dollar for a down payment. Deciding when to buy can help buyers develop a saving strategy. If buyers decide they want to buy in five years away, they will have more time to build their savings. If buyers want to buy within a year, they will need to save more each month, and those whose existing savings fall far short of the 20 percent threshold may have to accept paying PMI.

■ Prequalify for a mortgage.

Before buyers even look for their new homes, they should first sit down with a mortgage lender to determine how much a mortgage they will qualify for. Prequalifying for a mortgage can make the home buying process a lot easier, and it also can give first-time buyers an idea of how much they can spend.

Once lenders prequalify prospective buyers, the buyers can then do the simple math to determine how much they will need to put down. For example, preapproval for a $300,000 loan means buyers will have to put down $60,000 to meet the 20 percent down payment threshold. In that example, buyers can put down less than $60,000, but they will then have to pay PMI. It’s important for buyers to understand that a down payment is not the only costs they will have to come up with when buying a home.

Closing costs and other fees will also need to be paid by the buyers.

■ Examine monthly expenses.

Once buyers learn how much mortgage they will qualify for, they will then see how close they are to buying a home. But prospective buyers of all means can save more each month by examining their monthly expenses and looking for ways to save. Buyers can begin by looking over their recent spending habits and then seeing where they can spend less. Cutting back on luxuries and other unnecessary spending can help buyers get closer to buying their next home.

■ Avoid risky investments.

Some times it’s great to take risks when investing, but risk should be avoided when saving for a down payment on a home.

Traditional vehicles like certificates of deposit, or CDs, and savings accounts can ensure the money buyers are saving for their homes is protected and not subject to market fluctuations.

Saving enough to make a down payment on a home can be accomplished if buyers stay disciplined with regard to saving and make sound financial decisions.

Saving for a down payment on a home is similar to saving for other items, only on a far grander scale.

MM16C616

BEAUTIFUL VIEWS

NEW LISTING

3 Acres Carrollton Butterfield Lane

White Hall – Toano 3446 Westham

Waterfront, private and convenient $125,000

Condo – Pristine condition $200,000

NEW PRICE • LAKE VIEW

YORK COUNTY

Open House • Noon – 3pm

30 Monument Dr., Williamsburg

84 Settlers

106 Oak Street

4BR, 2 BA Custom Home $349,000

3 BR, 1.5 BA Over-sized dbl car detached garage $198,000

Freshly painted and mostly new flooring makes this home move-in ready! Extra large master suite and 3 more generous bedrooms. Kitchen has eat in area as well as formal dining room. Kitchen opens to the family room with lots of natural light and gas fireplace. Great corner lot, convenient location and fenced back yard.

Open Noon - 3pm with a lender on site - stop by and get qualified for your 2017 dream house!

Or call for a private appointment.

Kippe O’Neil

1 Old Oyster Point Road Suite 210 Newport News, Va 23602 757-897-8656-cell • kippe.oneil@bhhstowne.com

Kitty Watkins

©

757-870-7349 Fax: 757.240.2614 kitty.watkins@aol.com lizmoore.com/kittywatkins

2017 BHH Affiliates LLC. An independently owned and operated broker member of BHH Affiliates LLC.

Newport News Check rates daily at http://dailypress.interest.com Institution

30 yr APR

30 yr Fixed

Product

Rate

Points

Fees

% Down

APR

Phone / Website

NMLS # / License #

Rate: 4.250

4.284%

15 yr fixed

3.625 0.000

$675

20% 3.685

3/1 ARM

3.375 1.000

$0

20% 3.646

Points: 0.000

www.bayportcu.org

Fees: $675

BayPort Credit Union

757-896-8769

NOW OFFERING CONV.,& VA LOANS & CONSTRUCTION LOANS 85% LTV

30yr Fixed APR % Down: 20%

LENDERS, TO PARTICIPATE IN THIS AD CALL BANKRATE.COM @ 800-509-4636 Legend: The rate and annual percentage rate (APR) are effective as of 1/3/17. © 2017 Bankrate, LLC. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $424,101. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. Bankrate, LLC. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, LLC. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $424,100, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex.

180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://dailypress.interest.com

5 — Hampton Roads HomeFinder • www.dailypress.com/realestate • An advertising supplement to the Daily Press — January 6, 2017

Featured Properties

January 6, 2017 — Hampton Roads HomeFinder • www.dailypress.com/realestate • An advertising supplement to the Daily Press — 6

TRANSACTIONS HAMPTON 4 Robert Connor Drive Subdivision: Grist Mill Estates Price: $235,000 Buyer/Seller: William Perry II/Sarah A. Bondeson 222 Mill Point Drive Price: $225,000 Buyer/Seller: Trevis L Ross Jr. and Trevis L Ross Sr./Archie F. Allen Jr. and Linda D Allen 7 Southwind Drive Subdivision: Hallmark Price: $195,000 Buyer/Seller: Leroy Francois/Herbert M. Barnes Jr. (and wife) 4 Rose Briar Place Price: $124,700 Buyer/Seller: Phylicia R Littleton/Herbert B. and Annie Q. Overton 141 Albany Drive Subdivision: Big Bethel Heights Price: $84,000 Buyer/Seller: Clinton E. Rudd/Denedriane Y Dean

ISLE OFWIGHT 8216 Founders Way Price: $347,300 Buyer/Seller: Travis W. and Ashley G. Evans/ James E. and Laura H. Wright 10180 Browns Marina Road Price: $315,000 Buyer/Seller: Joshua A. and Miiranda Kansler/ Gregory A. Brown 390 Church St. Price: $299,900 Buyer/Seller: Catherine L. Cooper/Theresa V. Adams 9492 Wrenns Mill Road Price: $294,000 Buyer/Seller: Matthew A. Havens/Timothy A. and Lisa M. Christopherson 15411 Loblolly Lane Price: $255,000 Buyer/Seller: Jacob C. and Dana C. Hodge/Steven C. and Hollie H. Bickley 500 Ginger Loop Price: $250,000 Buyer/Seller: Leon A. Vreeland and Sue Linda/ George W. Spady Jr. and Ethel R. (trustees)

Recent area home sales

806 Canal Court Price: $220,000 Buyer/Seller: Theresa A. Burden/Robert E. and Elizabeth S. Purington 107 Thomas St. Price: $215,000 Buyer/Seller: Theresa V. Adams/Janet B Buchanan

386 Emily Dickinson Subdivision: Port Warwick Price: $296,900 Buyer/Seller: Denise and Mark Tysinger/Secretary of Veterans Affairs

1806 James River Trail Price: $205,990 Buyer/Seller: Roger J. Schweger/Tract 3 LLC

252 Cabell Drive Subdivision: Peach Orchard Price: $275,000 Buyer/Seller: Chrissy L. and Kevin M. Jones/ Heather and Richard L. Hayslett

27242 Spivey Town Road Price: $102,500 Buyer/Seller: Lakeview Loan Servicing LLC care of Loancare Servicing LLC/ Cathy P Collins

910 Backspin Court Subdivision: Images Price: $235,000 Buyer/Seller: Dragan and Svjetlana Grujicic/Christine R. Gedney

34 Jamestown Ave. Subdivision: Pinewood Heights Price: $84,000 Buyer/Seller: Town of Smithfield/Salokin Properties LLC

306 Savannah Court Subdivision: Meredith Woods Price: $232,500 Buyer/Seller: Athena G. Savvas/Lawerance J. and Ruth L. Sacks

5079 Pruden Road Price: $79,500 Buyer/Seller: Jeffrey S. and Laurie Wood/ Corrowaugh Farms LLC 20459 Longview Drive Price: $75,000 Buyer/Seller: Brandon Simpson/Peter C. and Crystal H. Jackson 602 State Route Price: $73,000 Buyer/Seller: Carol A. Peterson/Peter C. and Crystal H. Jackson 203 Middle St. Price: $45,000 Buyer/Seller: Alvin L. and Tammy L. Parker/Ida B. Kerney 117 Barclay Crescent Subdivision: Scots Landing Price: $25,000 Buyer/Seller: Barry and Susan Jenkins/Pamela H. and John A. Baylor 117 Barclay Crescent Subdivision: Scots Landing Price: $25,000 Buyer/Seller: Barry and Susan Jenkins/Pamela H. and John A. Baylor

NEWPORT NEWS 110 Beauregard Way Subdivision: Crafford Park Price: $339,000 Buyer/Seller: Cory A. and Ericka L. Lee/Amber E. and James V. Welsh and III

951 Ivystone Way Subdivision: Ivystone Price: $210,000 Buyer/Seller: Beverly H. and Roy D. Mylor/Holly L. Shaffner 245 Gena Court Subdivision: Crown Grant Price: $204,500 Buyer/Seller: Teresa W. and James R. Rollings and III/Ericensen H. Christ 45 Magna Carta Drive Subdivision: Windsor Great PK Price: $190,000 Buyer/Seller: Ace. A. Robinson/Rubie D. Norwood 436 Morrison Ave. Subdivision: Green Oaks Price: $182,000 Buyer/Seller: Lezlie Love/ Evan M. Miller 710 James Drive Subdivision: Sussex Hilton Price: $173,000 Buyer/Seller: Jacob and Rikki Van/Binford Homes LLC 887 Miller Creek Lane Subdivision: Millers Pond Condo Price: $155,000 Buyer/Seller: Kurtis Wassmer/Rebecca S. and Finis J. Hollis Jr. 911 Redwood Court Subdivision: Green Acres Price: $119,900 Buyer/Seller: J&J Ventures LLC/Virginia Housing Development Authority

306 Mona Drive Subdivision: Richneck Estate Price: $95,200 Buyer/Seller: IT Sa Ha/ Anitra J. and Johann D. Raines 904 77th St. Subdivision: Newmarket Vlge Price: $88,300 Buyer/Seller: Jill P. Craig/ Joel R. Fortune

POQUOSON 32 Woodland Road Subdivision: Woodland Acres Price: $300,000 Buyer/Seller: Gina L. Fabian (and others)/ Mildred W. Moore (estate) 281 Wythe Creek Road Price: $196,500 Buyer/Seller: Jennifer Lemons (and others)/ Megan E. Johnson 10 Lawson Road Price: $165,000 Buyer/Seller: J R Contracting Inc./21 St. Century Development LLC 1385 Poquoson Ave. Price: $155,700 Buyer/Seller: Lindsey R Anderson/Kevin M. Wyne (and wife) 3 Wainwright Drive Subdivision: Towne Villa Price: $135,900 Buyer/Seller: Keystone Homes Corp./Leonard E. Stevenson 1239 Poquoson Ave. Price: $90,000 Buyer/Seller: Virginia Housing Development Authority/Robin Nell Short

WILLIAMSBURG 285 Merrimac Trail Subdivision: Shellis Square Price: $87,034 Buyer/Seller: Ioan R Ban/ Securitized Asset Backed Receivables Trust 2007BR4 LLC

YORK COUNTY 101 Pintail Place Price: $562,900 Buyer/Seller: Sungmin P. and In Ae Hyun Jeoun/ Dennis C. and Jacqueline B. Gansen 108 Lochmere Court Price: $527,500 Buyer/Seller: Mildred O. Pleasants/Jodie L Dalzell

105 Doyle Court Price: $500,000 Buyer/Seller: Narangerel Munkhbaatar (and wife)/ Salama Salib

528 Timberline Loop Price: $230,000 Buyer/Seller: Willem A. and Pamela A. Lynch Nikkel/Edward C. Moran

109 Lance Way Subdivision: Greenlands Price: $415,000 Buyer/Seller: Garrett D. and Brooke C Feiner/ Gordon K. and Michelle A. Watts

104 Ocean Breeze Drive Subdivision: Shallow Marsh Price: $215,000 Buyer/Seller: Ruth Jimmy W. and Maria S. (trustees)/ Brian D. Cutler (trustee), Angela S. Cutler (trustee), Brian D. and Angela S. Cutler (living trust)

123 Bradley Drive Subdivision: Winterfield Price: $400,000 Buyer/Seller: Wilson H Wright III/Michael David Harvey 109 Ky. Taylor Drive Subdivision: Mill Crossing Price: $400,000 Buyer/Seller: Jonathan Spencer Kaia Levy/Lanette M. N. and Russell P. Currier 113 Bluffs Circle Price: $369,990 Buyer/Seller: Steven M Jr. and Krystle D Sherman/ Paul M. and Martha L. Haag 303 Marl Ravine Road Subdivision: Marlbank Farm Price: $315,000 Buyer/Seller: Ryan and Cass Renee Gregory/James Edward Edmonds 300 Brook Lane Subdivision: Meadowbrook Park Price: $303,000 Buyer/Seller: John E. IV and Kari L Musey/Shell Carol A 405 Spinnaker Way Subdivision: Creekside Landing Price: $270,000 Buyer/Seller: Anna Babkina/Srof 2013-S3 Reo I LLC 106 Edwards Court Price: $252,000 Buyer/Seller: Hany G. and Maged F Danial Antanuos/ David H. and Belle S. Jones

100 Grant Court Price: $211,000 Buyer/Seller: Andrew D. Shepherd/Joel W. and Catherine C. Wright 119 Sanderling Walk Price: $199,850 Buyer/Seller: Jonathan Duane Labonte/Garrett D Feiner 103 Stagecoach Wtch Price: $175,000 Buyer/Seller: James Jr. and W Ellenberger Nicol/ Litton Loan Servicing LP and Gsamp Trust 2006HE8 107 Marshall Way Price: $130,000 Buyer/Seller: Amar Mujadzic/John W. Kirtley 113 Heather Way Price: $115,000 Buyer/Seller: Infinity Investments LLC/ Meadowlake Farms Cluster Homes Association 508 Yorkville Road Price: $110,000 Buyer/Seller: Gene R Firth/Howard A. Jones

JAMES CITY COUNTY 148 Jefferson’s Hundred Subdivision: Kingsmill Price: $735,000 Buyer/Seller: Michael B. and Agnieszka M. Reynolds/Hans G Berger and Karen Unsworth

113 Riverside Drive Subdivision: Meadowbrook Park Price: $245,300 Buyer/Seller: Erin D King/ George J. Trombley

3644 Mallory Place Subdivision: Liberty Ridge Price: $589,687 Buyer/Seller: Kevin and Amy Downey/NVR Inc.

328 Wilkinson Drive Subdivision: Schenck Estates Price: $233,000 Buyer/Seller: Loretta A. Manning/C M H Homes Inc.

3214 Deerfield Court Wmsburg Subdivision: Fieldcrest Price: $580,000 Buyer/Seller: Richard G. Collins Jr. and Christine H. Collins/Peter S. Apostoles

8239 Wrenfield Drive Williamsburg , Va. 23188 Subdivision: Wexford Hills Price: $530,000 Buyer/Seller: Christopher and Angela Dupuis/Arlin I. and Bernita E. Ginsburg

Recent area home sales

104 Burnham Subdivision: Ford’s Colony Price: $442,000 Buyer/Seller: Jason A. and Wendy N. Kremer/John A. Brough Jr. and Adrienne B Brough

3004 Stanford Place Subdivision: Berkeleys Green Price: $315,000 Buyer/Seller: Jeffrey C. and Karen R. Molloy/ Joseph C. and Nell Seinko

114 Fairmont Drive Subdivision: Windsor Ridge Price: $421,472 Buyer/Seller: Steve and Cornelia Weld/NVR (doing business as Ryan Homes)

116 Pintail Trace Subdivision: Seasons Trace Price: $315,000 Buyer/Seller: Curtis L. and Anna G. Rife/James A. and Christine C. Swords

169 Heritage Pointe Subdivision: Ford’s Colony Price: $465,000 Buyer/Seller: Joseph S. and Mary L. Capurso/Dale V Watkins Jr. and Patricia E Watkins

3720 Captain Wynne Drive Subdivision: Fernbrook Price: $372,000 Buyer/Seller: Michael E. and Megumi K. Mitchell/ Christopher E. Drueke and S Drueke Hernandez

3355 Hickory Neck Blvd.

Subdivision: White Hall Price: $305,000 Buyer/Seller: Vernon J. III and Diane E. Isbel/Andrew B. and Rachel B. Martin

2292 West Island Road Subdivision: Governors Land Price: $448,000 Buyer/Seller: Rockwood Keith Jr. and Joan E Keith/ Henry W. Heermann (trustee)

4739 Winterberry Court Subdivision: Colonial Heritage Price: $340,000 Buyer/Seller: John W. and Susan J. Delano/Lynwood A. Turner Jr. and Leah T Turner

109 Blair Court Wmsburg Subdivision: Kingsmill Price: $515,000 Buyer/Seller: Mark P. and Particie P. Hileman/Donald Joseph Butz (trustee) and Rose M Butz

7517 Tealight Williamsburg Subdivision: Village at Candle Station Price: $243,782 Buyer/Seller: Thomas and Reynelene Peregrine/ NVR Inc.

Did you know In climates that have moderate heating and cooling requirements, heat pumps may be able to replace furnaces or air conditioning systems in a home. Heat pumps work by moving heat rather than generating heat. In cold weather, heat pumps will move heat from the outdoors into a home. Conversely, in summer, the heat pump will move heat from a home into the outdoors. According to the heating and cooling experts at Trane, heat energy is present even in air that seems too cold.

Trane advises homeowners to think of heat pumps as heat transporters

401 Braemar Creek Wmsburg Subdivision: Braemar Creek Price: $224,000 Buyer/Seller: Geoffrey Gerald and Mariquita Y. Dunn/ Arthur and Marcia C. Harrell 4456 Powhatan Cross Subdivision: Powhatan Crossing Price: $223,000 Buyer/Seller: Roland P. Allen/Jon Phillip Poulsen and Patricia Joan 125 Sharps Road Wmsburg Subdivision: the Meadows Price: $222,000 Buyer/Seller: Roger and Patricia K. Daugherty/ Dennis P. and Lori A. Jagoda 3609 Toano Woods Road Subdivision: Toano Woods Price: $219,999 Buyer/Seller: Christian D. and Haley H. Bridges/ Robert Allen Fischer and Shelly May

constantly moving warm air from one place to another. Heat pumps work in much the same way as refrigerators or traditional air conditioning systems. A refrigerant is pumped, and heat will move to that cooled refrigerant because heat likes to seek out cold air. Then the warmed refrigerant is used to create warm air inside the home.

An air-to-air heat pump extracts heat from outside air. A groundsource heat pump will cost more, but it draws heat from the earth.

The process can be reversed during the cooling season to move heat from inside to outside.

SH172789

202 Gaslight Way Subdivision: Waterford @ PS Price: $217,500 Buyer/Seller: Joel R Fortune/Gertrud E Blackburn 4903 Whitby Mews Subdivision: the Mews Price: $200,000 Buyer/Seller: Rebecca H. and Richard A. Starkins/ Andrew L. and Tabitha L. Sewer 1311 Jamestown Road Subdivision: Williamsburg Office Park Price: $185,000 Buyer/Seller: Exzel Management LLC/Cape Fear Properties LLC 5309 Sloane Square Subdivision: Longhill Gate Price: $181,000 Buyer/Seller: Martha T. Carroll/Vickie S Davenport 3627 Mallory Place Subdivision: Liberty Ridge Price: $140,400 Buyer/Seller: NVR Inc.

3623 Mallory Place Subdivision: Liberty Ridge Price: $140,000 Buyer/Seller: NVR Inc. 108 Concord Subdivision: Ford’s Colony Price: $83,000 Buyer/Seller: John A. and Ann M. Heidt/Susan M. Davison 172 Old Church Road Williamsburg , Va. 23188 Subdivision: Acreage Lots - Stonehouse Price: $78,000 Buyer/Seller: Seasons Trace Development Inc./ Frances Ann Hamilton 8386 York River Park Road Subdivision: Acreage Lots - Stonehouse Price: $76,800 Buyer/Seller: Windmill Realtors LLC/ 9904 Black Twig Court Subdivision: Stonehouse Price: $38,500 Buyer/Seller: Nmb LLC/ Robert F. Ripley Jr.

7 — Hampton Roads HomeFinder • www.dailypress.com/realestate • An advertising supplement to the Daily Press — January 6, 2017

TRANSACTIONS

January 6, 2017 — Hampton Roads HomeFinder • www.dailypress.com/realestate • An advertising supplement to the Daily Press — 8

When you fill your bird feeders and put fresh water in the birdbath this season, you’ll definitely be giving your feathered friends a helping hand. But you could also be serving the greater good!

Take note of the birds that visit your yard, and you’ll be ready to participate in the Great Backyard Bird Count (GBBC), a fourday annual event during which thousands of people around the world record information about the species of birds they see. The information backyard birdwatchers gather assists scientists in better understanding the movement of species around the globe, how well different species are - or aren’t - doing and how factors like climate change are affecting bird populations everywhere.

And when the bird count is over, you’ll still enjoy a yard filled with the pleasing colors and sounds of wild birds.

Birds are important “We enjoy birdwatching and feeding birds

because they brighten our backyards and entertain us with their antics, especially during long winters,” says Richard Cole, co-founder of Cole’s Wild Bird Products.

“But birds also play an important role in maintaining environmental balance around the world. They pollinate plants, scatter seeds so new plants can grow, help control insect populations and recycle nutrients back into the soil. It’s critical for us to have a greater understanding of how bird species are doing around the world, and to do our part to help take care of them.”

Bird populations are so diverse, large and widespread that it would be virtually impossible for scientists to gather all the data they need without help from backyard bird enthusiasts who participate in the GBBC. The information gathered help scientists identify species whose numbers are decreasing or increasing, changes in range or migratory patterns and more.

Fluctuations in bird populations are often the earliest signs of greater environmental changes.

1 & 2 BR apartments for: • Senior Citizens 62 and over • Non elderly (under 62) w/ disabilities Amenities include:

What you can do Founded in 1998, and co-sponsored by the Cornell Lab of Ornithology, the National Audubon Society and Bird Studies Canada, the next Great Backyard Bird Count will be Feb. 1720, 2017. You can start preparing to participate by taking steps now to make your own backyard an oasis for birds.

■ Start by offering a variety of feeders. Different species prefer different styles of feeders. Tube feeders are versatile and appeal to a wide range of bird species.

They can also handle large (think sunflower) or small seeds (like petite mixes) equally well. Some birds prefer to cling to feeders while dining, rather than perch, so use a versatile Mesh feeder; or try a Bowl feeder, perfect for serving suet in kibble form, dried mealworms and fresh fruit. You can find a variety of feeders from Cole’s. Be sure to keep all feeders clean and in good condition to help prevent disease and injury.

■ Serve a variety of birdfeed. In winter, seeds with a high fat or oil content are best for birds, so offer black oil sunflower seeds, niger, raw peanuts and suet. To attract the greatest variety of birds, try Cole’s Blue Ribbon Blend, which incorporates black oil sunflower seeds, sunflower meats, white proso millet and cracked corn. Special Feeder is a high-energy blend that also attracts large numbers of birds,

with the perfect mixture of black oil sunflower, sunflower meats, black stripe, raw peanuts, safflower and pecans. Birds also need (and love) suet, Cole’s offers no-melt suet cakes, specialty suets and a seed and suet mix, Nutberry Suet, to help ensure birds get the fat stores they need to weather winter.

■ Fill every feeder with quality food. Birds won’t be satisfied with birdfeed that contains cheap fillers, and they won’t get the nutrition they need. Think of it as the difference between serving your family fresh veggies instead of fast food. Serve birdfeed that contains quality ingredients and is free of chemicals or other toxins that could be harmful to birds. Cole’s formulates all its feed to attract birds, and uses only natural, topquality seeds. Their products contain no fillers, preservatives, mineral oils or pesticides.

Be sure to also offer birds plenty of fresh water; it can be very difficult for them to find unfrozen water sources in winter.

By feeding backyard birds and participating in the Great Backyard Bird Count, you can be counted on to help protect the wellbeing of wild bird populations. What’s more, the work you do prepping your yard for the count will benefit you — and your feathered friends — throughout the year. For more information about birdfeed and how to attract birds to your yard, visit coleswildbird.com.

• Individually Controlled Heat And AC • Central Laundry Room • Community Room • Parking *Income limits apply

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757-599-6169 1-800-828-1120 TDD

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2 BEDROOM *Income Restrictions Apply

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Monday - Friday 9am-5pm

1BR Garden Style Apt.

625

$

320 E. Mercury Blvd. #83 • Hampton • 757-722-2249 Call for details. Limited time offer. Century 21 Nachman Realty

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To advertise in this section please contact Cindy Claiborne at 247-7837

9 — Hampton Roads HomeFinder • www.dailypress.com/realestate • An advertising supplement to the Daily Press — January 6, 2017

Berkley Village/ West

January 6, 2017 — Hampton Roads HomeFinder • www.dailypress.com/realestate • An advertising supplement to the Daily Press — 10

Single Property Websites, open 24/7 (even when you’re not).

Sell your home, FAST • Get a custom Single Property Website like www.anystreet.com for your home • Hassle-free, automated set up with no data entry • SEO and social media friendly with one click share to Facebook and Twitter Attract more buyers at www.homefinder.com/websites © 2011 HomeFinder.com, LLC. All rights reserved.

Equal Housing Opportunity

Townhouses/Condos For Sale

Real Estate

HAMPTON SUMMER PLACE

Monday-Friday 8am-5:30pm All real estate advertising herein is subject to the Federal Fair Housing Act of 1968 which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, elderliness or national origin, or an intention to make any such preference, limitation or discrimination.”

This publication will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this publication are available on an equal opportunity basis.

To obtain further information on fair housing or to file a housing discrimination complaint, call the HUD toll-free number, (800)424-8590; the VA Fair Housing Office, (804)367-8530; or, on the Peninsula, Office of Human Affairs, (757)245-5642.

Advertising supplement to the Daily Press.

I found it in the

STOP! Don’t Sell to Someone Else

TO ADVERTISE CALL

247-4530

Wanted Real Estate

Rentals

We Buy Houses Commercial Property For Sale TOANO Farmhouse store, 7787 Richmond Rd Toano, VA. 757-5663199 (home) or Call Tom at other store (Chestnut Bay Furnishings & Mattresses) Tom: 757-564-0305 Home of the Giant Yellow Chair $390,000 apprisal or obo. For rent, $2400. 3000sqft retail space + trailer (rented) 7000sqft barn almost 3 acres of land. 2 doors east of Toano Middle School.

Mobile/Modular Homes For Sale NEWPORT NEWS/FT. EUSTIS Price reduced! New 2017 Atlantic Home, 16x80, 3BR, 2BA. Immediately Available! $49,900 Call 887-8606 for more info.

Spacious 2br, 2.5 ba, 1371sqft, incld fridge, range, oven, DW, W/D hkups, fenced bk yard,& storage rm, Convenient to Langley Air Force Base & i-64, $1175/mo+$500 dep,avail now.

Small pet welcome. 757-236-1699

New Listing!

100-L Burnt Bridge Way $138,500 2 BR | 2 BA | 1,270 sq.ft.

3rd floor condo, ready for new owners. Renovated kitchen, double doors to large deck & storage closet. Large LR/DR combination, entrance foyer, 2 full baths, master bath has walk-in Jacuzzi tub, likenew HVAC & 2 water heaters.

Freshly painted & updated light fixtures. Secured building w/ intercom system & elevator & ramp.

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Roommate Wanted HAMPTON/NEWPORT NEWS Room for rent. Convenient to bus route. Utilities included with cable/ internet. $150 deposit, $150/week or $600/month. 757-334-0107

YOU NEED IT? Somebody else can help!

Need something done?

Cemetery Property

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CEMETARY PROPERTY FOR SALE Greenlawn Memorial Park, N.N. Lawn Four, 2 Grave Spaces (475 B-C) for Sale. $2750.00 Includes Deed Transfer Fee. Contact Billy Simpkins at 757-510-1069.

of our history - loving readers visit Need to Know? It's Classified.

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Call (757)247-4700 to place your Classified ads.

Townhouse/Condo For Rent

HAMPTON & NNEWS Rooms for Rent, $400-$700 per mo. No credit check. Serious inq. only. Lg Rooms w/BA $700 mo.

Call 757-771-5486

Newport News Nice, clean furnished rooms for rent. All utilities included.

Deposit Required.

Starting at $115 per wk.

Call for details: 757-245-2919

HAMPTON Amazing waterfront condo for rent w/ 3br 2.5ba. Enjoy the gorgeous view of the Hampton river from the living room and master bedroom private balcony’s. Amenities include boat slip, swimming pool, and tennis courts. $1,800, Call 757-784-0835 HAMPTON 3rd floor condo, clean 1 bedroom, 1 bath with all appliances, close to shopping and I-64. Available now.

725/month + deposit. 757-236-1699

Houses For Rent HAMPTON - NEWPORT NEWS 3114 Roanoke Ave. 4BR 1.5BA

NEWPORT NEWS

EAST END ROOM Unfurnished, large remodeled, quiet, private.

$99/Wk 757-921-0078 YOU EXPECT RESULTS Advertise in classified 247-4700

$875 $595 $825 $795

1245 21st St. 3BR 1BA 123 Ash Ave. 4BR 1BA 1027 30th St. 3BR 1.5Ba 757-723-1604 www.bernieandersonrentals. weebly.com

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Houses For Rent

Houses For Rent

QUALITY RENTALS HAMPTON 419 Berkshire Ct. 3BR, 1BA $ 895 322 Manack Rd. 3 BR, 1 BA $ 950 1046 Big Bethel 3 BR, 1 BA $1095 834 N. 1st St. Unit A 2BR, 2BA $1450 730 B N.1st St 2 BR, 1 BA (Furn) $1650 730 B N.1st St. 2 BR, 1 BA (Unfurn) $1475

Newport News - Hampton York County - Wmsbg

Colonial Pembroke & Old Point Apartments

$800 - $2500

*1 Month Free Rent 2 Bedroom Apartments *Freshly Painted *Refinished Hdwd Floors $675 per month *with approved credit Rental Office located at: 2121 E. Pembroke Ave, Hampton, VA 757-851-8881

Houses, Townhomes, Condos

Mulder Realty

757-874-4141

NEWPORT NEWS 1601 Malibu Pl. 2 BR., 1 BA. $ 800 634 73rd St. 2 Br., 1 BA $ 850 2 Maury Ave. 2 BR. + 1, 1 BA $ 1195 332 Norma Ct. 4 BR, 2.5 BA $1325 308 Town Pt. Way 3BR, 2.5BA $1395 912 Drivers Lane 2 BR, 2.5 BA $1575

YORK COUNTY 206 Bolivar Dr., 3BR, 2BA $1250 4303 Big Bethel Rd. 5BR, 3.5BA $2475

Frank & Shapiro Real Estate Inc.

(757) 595-1122

Hampton 279 LaSalle 1/1(inc water) 3910 Shell Rd. 3/1 10 Somerset 3/2 3409 W. Weaver 3/1 Newport News

$ 625 $ 725 $ 795 $ 895

644A Deep Ck 2/2 (waterfront) $1695 27 Lucas Creek 3/2 ½ (gar) $1195

64 Main St 3/1 (gar) 25 Lucas Ck 3/1.5 (gar) 135 Linbrook 3/1.5 (gar) 319 B Harpersville 2/1 19 Martin 2/1 (gar)

$ $ $ $ $

925 950 950 795 795

½ Month’s Free Rent to Qualified Applicants PPH 757-599-6054 www.pen-prop.com Visit our website for more info

ADVERTISING should be easy to read. Use full words instead of abbreviations.

Apartments For Rent

Hampton & Newport News 119 Marvin Dr. 4BR 2BA $1350 909 Cherry Creek $1235 3BR 2BA w/attached 2 car garage 5 MacIrvin Dr. 3BR 2BA w/gar $1150 178 Chickamauga Pk 3BR 1BA $1150 1312 Old Buckroe 3BR, 1BA $950 18 W. Kelly Ave. 3BR 1.5BA $925 631 Willow Dr. 3BR 1BA $920 1489 Morgan Dr. w/gar 3BR 1BR $900 432 Smiley Rd. 2BR 1BA $850 5 E. Lewis Rd. 3BR 1BA $825 212 W. Chamberlin 2BR 1BA $700 Several Courthouse Grn. TwHm's Avail Call For Move in Specials!

Mercury Property Management (757) 727-0515

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Apartments Newport News

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Parkview Apts & Carley Square Apts 2BR - $525 PPH, LLC. 757-599-6054 www.pen-prop.com

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SHERWOOD ARMS 757-877-5657

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DEER PARK APARTMENTS Great Location! Midtown NN Large 2 Bedroom, 1 Bath Apt. Free Heat & Free Hot Water Sm. Pets OK

Starting at $695 a month + WILLIAMSBURG Located in pristine Brandywyne 3BR/3.5BA house is move-in ready. With immediate access to Camp Peary & I-64 - within walking distance of Colonial & Downtown Williamsburg. 1st & 2nd floor Master Suites. Hassle free tenant maintenance. $2100/mo.

Please call (804)335-7952.

Apartments For Rent 3 BEDROOM APARTMENT All furnished, all utilities included. $1050/mo. Deposit negotiable.

Call 757-713-4164

APARTMENTS, HOMES, TOWNHOMES & CONDOS FOR RENT

Apartments 757-930-4622 Rental Homes 757-926-4405 11835 Fishing Point Dr., Ste. 101

www.abbittrentals.com

Ask About Our Special Frank & Shapiro Real Estate 11430 Jefferson Ave., Apt. 107

(757) 599-9134

Mobile Homes & Lots YORK CO./ POQUOSON/ NN Spacious 2 - 3 Bedrooms, renovated, quiet locations starting at $550 a month plus deposit.

Call 757-887-0061 ADVERTISERS:

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Attorneys

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No court appearance required All telephone inquiries Welcome! Se habla espanol Hilton Oliver, Attorney (757) 490-0126

Use Color To Capture Attention Use of color helps to attract attention to your message.

Handyman Services

EXPERT CONCRETE SEASON DISCOUNT Driveways, Walkways, Sidewalks, Pool decks, Footings, Garage slabs & Patios.

(757) 593-0158

Specializing in Leaks Repair, Roofing $1.99/Sqft.

Siding & Gutters Residential & Commercial (757) 880 5215 Licensed & Insured

Home Improvements

DRYWALL PLASTER STUCCO GENERAL REPAIRS 757-813-1199

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Lawn and Tree Service ATTRACT ATTENTION

Ask a Classified Advertising sales representative about color borders. 757-247-4700

H&J TOTAL LAWN CARE Leaf & debris removal, cleanup, gutters, lawn care, flower beds, mulch, tree work, stump grinding. parking lot cleanup. power wash. comm/res Jason 757-528-3778/757-851-2932.

ABSOLUTELY AFFORDABLE & Always there for you 24/7

ROY’S ROOFING Specializing in Leaks & Repairs.

Free estimates Written guarantee!

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ATTRACT READERS

Ask a sales representative about color. 757-247-4700

A New PET is fun! Find one in the Daily Press Classifieds!

11 — Hampton Roads HomeFinder • www.dailypress.com/realestate • An advertising supplement to the Daily Press — January 6, 2017

Room For Rent

January 6, 2017 — Hampton Roads HomeFinder • www.dailypress.com/realestate • An advertising supplement to the Daily Press — 12