HomeFinder - June 5, 2015

HomeFinder HAMPTON ROADS

A Real Estate Supplement to the Daily Press • June 5, 2015

Expand your search at dailypress.com/realestate

In this issue

• 8 ways first-time homebuyers can make themselves mortgage-ready

June 5, 2015 — Hampton Roads HomeFinder • www.dailypress.com/realestate • An advertising supplement to the Daily Press — 2

Newport News

2015 HomeFinder.com

MORTGAGE GUIDE

SWEEPSTAKES

Check rates daily at http://dailypress.interest.com Program

Rate

Points

Fees

% Down

APR

BAYPORT CREDIT UNION 757-896-8769 30 yr fixed 15 yr fixed 3/1 ARM

4.000 0.000 3.250 0.000 3.375 1.000

$650 $650 $0

20% 20% 20%

4.033 3.307 3.455

NOW OFFERING CONV.,& VA LOANS &

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MORTGAGE PREDICTION

Each week Bankrate surveys mortgage experts to predict which way rates will go in coming weeks. Here is what they say this week (5/28/15 - 6/3/15) Up: 17% Down: 58% Unchanged: 25%

homefinder.com/sweeps

Text SWEEPS to 46786

Source: Bankrate.com 2015

LENDERS, TO PARTICIPATE IN THIS AD CALL BANKRATE.COM @ 800-509-4636 Legend: The rate and annual percentage rate (APR) are effective as of 6/2/15. © 2015 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice.

Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex.

360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://dailypress.interest.com

HOW DO YOU PAY FOR ASSISTED LIVING? Speak to a live Family Advisor FOR FREE! Our Family Advisors can help you find: • Costs • Amenities • Can even schedule a FREE tour!

CALL TODAY! 1-800-366-1058

NO PURCHASE NECESSARY TO ENTER OR WIN. Must be 18 or over, a U.S. citizen and a home owner in the 50 U.S. (D.C.) by 4/1/15. To enter, visit sweepstakes.homefinder.com between 10 a.m. CT on 4/1/15 and 11:59 p.m. CT on 6/30/15. Text “SWEEPS” to 46786 to receive URL. Your text constitutes your agreement to receive two (2) text msgs. Standard msg & data rates apply. Void where prohibited by law. For complete details, entry limits, and Official Rules, go to sweepstakes.homefinder.com/rules.

Sponsor: HomeFinder.com, LLC, 20 N. Wacker Dr., Chicago, IL 60606.

Sweepstakes ends 6/30/15. © 2015 HomeFinder.com, LLC.

6 Stirrup Ct, Hampton

$274,900

Stunning 4 BR, 2.5 BA home on a cul-de-sac. 1st FL MBR w/BA & walk-in closet, updated BA & spacious BR. All new carpet & flooring thru-out, fresh paint inside & out. Open inviting floor plan w/cathedral ceiling & gas FP in Great Room. 2 car garage & home is handicap accessible.

Angela Stellute Ballard

757-636-1337 astellute@abbitt.com

17 Jayne Lee Dr, Hampton

$279,900

Wonderful home ready for new owners! Newly painted.

New roof 2012. Family room, stairway carpet. Large corner lot, lots of room inside & out! Covered front porch, deck. Bonus room/4th bedroom. Near I-64, Langley, Ft Monroe. Beach.

Open House Weekend Saturday, June 6 • 11–2pm Win a $100 Visa gift card Scavenger Hunt

Sandra Hood TRADITIONS 757-598-1232 Sandra@sandrahood.com

Hors d’oeuvres & Beverages provided at each home.

1755 Carriage Dr, Hampton

Mary Rebholz, Branch Manager Educating and assisting prospective homeowners for over 25 years. FHA/VA/VHDA/Jumbo/C-P/RD loans.

In-house processing, underwriting and closing.

$289,000

4BR, 2.5BA, MBR w/ bath, sun room, FROG. Lots of Upgrades!

Granite kit, all appliances, ceramic baths, more! 3-zone heat/air (2013). Hampton school system provides Academies in Design, Aerospace/IT, Health Sciences, Architecture and Applied Arts.

Choose the school that fits your child’s future!

2800 Geo. Wash. Mem. Hwy., Yorktown, VA 23693 Direct: 757-952-1753 Cell: 757-291-3073 mrebholz@cfmortgagecorp.com A subsidiary of C & F Bank www.MaryRebholz.com NMLS #310462

Mortgage Corporation

Ann Andrews 757-713-4026 AnnAndrews@HarborPointe.org

OPEN HOUSE SUNDAY 12 – 3PM 856 Lancaster Lane - Newport News

SALE PENDING 110 Shirley Road - Seaford

KILN CREEK, Golf course lot. 4 bedroom, 2.5 bath, light, bright and immaculate. Formal living room, dining room, eat-in kitchen. Two story brick fireplace in family room. $285,000

Waterfront! Adorable Sears Craftsman Style home.

2 bedroom, 1.5 baths, totally renovated.

502 Holmes Blvd Yorktown

103 Chuckatuck Turn York County

Very affordable 3 bedroom, 3 full bath with garage. Master on 1st floor. (Owner is a licensed agent) Short sale priced at $197,400

Running Man, 4 large bedroom, 2.5 bath. Hardwood floors up and down. Granite counters, stainless package in kitchen. Wooded view in backyard. $449,000

$229,000

Get out of your cramped space and into a home with room to grow. Call today for a tour of these spacious listings and more.

Sharon Bartels 757-592-9080 Abbitt Realty Company, LLC 2114 Executive Drive Hpt, VA 23666 Cell: 757-592-9080 - Office: 757-827-6995 sharonb@abbitt.com sharon onb@ b@abbitt.com

Promotional assistance may only be b usedd in i accordance d to B Buyers fifinancing i terms set bby lender.

3 — Hampton Roads HomeFinder • www.dailypress.com/realestate • An advertising supplement to the Daily Press — June 5, 2015

Colonial Acres

June 5, 2015 — Hampton Roads HomeFinder • www.dailypress.com/realestate • An advertising supplement to the Daily Press — 4

Welcome to the best waterfront community in New Kent.

121-foot dock, 400 ft. of waterfront. MLW is 4 feet. Open floor plan, breathtaking views.

5BR, first floor master, freshly painted. 30 minute commute from Williamsburg or Richmond. Priced below assessment. $645,000 #30038394

The Colonies Buyers are you looking for a 3 bedroom, 2.5 bath townhome in upper James City County at a great price?

Very light and open with a fenced in back yard area. Master with walk in closet and tray ceiling. Close to JJC Park, I-64, New Town, High Street, historic Williamsburg, Busch Gardens and shopping. $183,000 #30045803

Williamsburg Updated and remodeled one floor living at its best. 3BR, 2BA, fenced backyard, large deck and shed. New roof, new windows, flooring, updated bathrooms, spacious family room w/fireplace. Eat in kitchen has lovely french doors which goes out on to the deck $199,000 #30045619

Did you know?

Homeowners looking for a rustic or weathered look for their flooring often rely on terracotta tile, a durable and versatile material that many feel gives a home a warm and earthy feel. Terracotta tile comes in various finishes and has proven

Windsor Great Park for more details, contact

Elaine VonCannon Associate Broker

757-288-4685 cbtraditions.com

elaine@cbwilliamsburg.com

Coldwell Banker franchises are independently owned and operated.

Williamsburg

Newport News

757-229-9595

757-926-4845

NEW HOURS Model Open Wed–Sat 10am–3pm

LOTS IN PHASE II SECTION B

resistant to the growth of mold and bacteria. However, because it is very porous, terracotta tile absorbs moisture quickly, which means it must be sealed somewhat regularly to prevent cracking, discoloration and staining. It also must be sealed

This Summerlake Shores home is ''PRICED TO SELL'' and waiting for the right Buyer. This cozy 2-story offers all the right features: 3 bedrooms, 2.5 baths, living room, family room with fireplace; dining and kitchen areas and a rear patio overlooking a well groomed rear yard. $215,000 #30045658

Source: Metro Creative Connection

Just Reduced

Cathy Richardson, Assoc. Broker 757-814-9084

Come Visit our Model Home Today!

Charlotte Tabb, 757-645-6167

Beautiful Hampton home on a cul-de-sac with a large back yard and lots of green space. Freshly painted, new roof and forced air gas heat. Home offers vaulted ceiling and skylights, 3 bedrooms, 2 full baths, and a loft overlooking the living room. $217,800 #30046339

Under Contract

Prices starting at $

242,000

marketed

For more information, please call us at 757-869-3050 or visit us at www.patriotswalk.com

Find

IT

Move-in ready home in prestigious Denbigh Plantation.

All baths updated along with kitchen. Backs to wooded area next to Riverview Park.

Bonus room over garage could be a rec room, office or kids playroom. Deck and screened in porch.

in WKH &ODVViðHdV Orrin Banner, 757-871-9466

Model Home Located At 8324 Thomas Jefferson Way Open Wednesday–Saturday 10:00–3:00 Sunday By Appointment

YOU NEED

IT?

Now Available!

• ¾ acre lots • Sodded Fronts /2 zone irrigation systems • Raised Aggregate Driveway, Front Porch and Sidewalk • 9 foot Ceiling – 1st floor • 6 Ranch & 6 –Two Story Plans to choose from • 5 minutes to Historic Gloucester Courthouse, shopping and dining.

especially well when installed in a kitchen, as terracotta floor tiles are susceptible to damage from acids, alcohol, oils, and vinegar.

Installation of terracotta flooring is labor intensive and is therefore best left to professionals. SH152922

Newport News

&ODVViðHdV Articles 0isc 0ercKDndise FRr 6Dle

Williamsburg

757-926-4845 757-229-9595

cbtraditions.com Coldwell Banker franchises are independently owned and operated.

Call (757)247-4700

to place your ClaZZPÄeK aKZ

Steve Burch

Ruby Conn

Barbara Cristy Mike Eby Garcia-Kramer Harvey

Charnell Kathy Havens Macklin

John Ryland

Otis Scott

Lassley Team

Joe Terrell

Sylvia Cindy Woods Woolwine

BHHSTowneRealty.com

Making Dreams Come True MAGRUDER COMMONS $85,000

HAMPTON Amazing updated property with storage LITTLE ENGLAND $149,900 space and delightful kitchen. ™ Move Completely renovated Victorian home right in! Mike Harvey 757-873-6900 with open floor plan, new stainless 757-813-0054 appliances, granite counters. Cindy WILLIAMSBURG Woolwine 757-873-6900 757-817-0601 GREENSPRINGS $215,000 MAGRUDER ESTATES $135,000 All brick, beautiful hardwood floors, One owner home. Updated kitchen and granite counter tops in kitchen. 3 bed, baths, tile foyer, fireplace, fully decked 2 bath. Fenced in backyard. Glenn backyard. Move in ready! Cynthia Gilley 757-220-9500 757-592-4644 Melton 757-826-1930 757-344-2628

... that’s Good to know.

KINGSMILL $689,900 THE COLONIES $575,000 HISTORIC HILTON $550,000 THE RIVERFRONT $619,000 MATHEWS $529,900 Ruby Conn 757-291-4744 Jeanette Canady 804-815-0031 Ruby Conn 757-291-474 Janet Thrall Team 757-879-5475 Ginny Gill 757-784-4889

OPEN SUNDAY 12-3PM

FOUNDERS POINTE $494,900 BUCKROE BEACH $479,000 SALT PONDS $475,000 STONEHOUSE $459,000 HERITAGE LANDING $450,000 John Otey 757-876-4460 Charnell Havens 757-234-1445 784 North 1st Street, Hampton.

Sondra Deibler 757-879-0001 Barbara Levine & Kathy Murray Andrea Wallis 757-236-1980 757-810-8624

$310,000 EAGLE HARBOR $449,000 MORNINGVIEW $439,000 STONEHOUSE GLEN $439,990 WARWICK ON THE JAMES $369,900 WATERFORD OAKS Kathy Macklin 757-897-8750 Ruby Conn 757-291-4744 Petra Tucker 757-513-4482 Sondra Deibler 757-879-0001 Marshall Toney 757-328-0095

SMITHFIELD $309,900 BUCKROE $305,000 FARMINGTON $305,000 RIVER’S EDGE $299,900 MICHAELS WOODS $288,900 John Graham 757-572-3092 LeAnn Armory Wallace 757-332-0991 Larry Townsend 757-873-3485 Darlene Bridgette 757-692-4999 Petra Tucker 757-513-4482

SALT PONDS $245,000 ELIZABETH LAKE ESTATES $240,000 BUCKROE $230,000 GLOUCESTER $219,500 COVENTRY $210,000 Sylvia Woods 757-715-9730 Sondra Deibler 757-879-0001 Larry Shivers 757-927-1131 Jeanette Canady 804-815-0031 Theresa Niner 757-771-3720

FOX GROVE $130,000 3 Bedroom brick ranch with beautiful refinished hardwood floors, screen porch, brick patio, huge private backyard. Sylvia Woods 757-873-6900 757-715-9730

YORK/POQUOSON WHISPERING WINDS $129,800 Located in the Tabb school district.

3 bedrooms, master with walk-in closet, large fenced backyard.

2 storage sheds. Larry Townsend 757-873-6900 757-873-3485

FOREST PARK $128,500 Brick Rancher on cul-de-sac. Hardwood OTHER CITIES floors, updated kitchen, newer windows URBANNA $149,900 plus living room and family room. Larry Near town of Urbanna. Great home Townsend 757-873-6900 757-873-3485 with privacy and large rooms including den, 3 bedrooms, 2 baths. Pam Callis NEWPORT NEWS 757-873-6900 757-810-6142 WINDSOR GREAT PARK $200,000 4 Bedroom, 2.5 bath brick home with LAND hardwood floors, deck, fenced yard HAMPTON EAST $150,000 and shed on a corner lot. Great buy!

Cleared 4.8 acre lot ready to build your Otis Scott 757-826-1930 757-570-1094 home on Long Creek. Utilities available WOODS RUN $179,900 at property. Call today! Andrea Wallis All one level living with 3 bedrooms, 757-873-6900 757-236-1980 2 baths near Fort Eustis and I-64.

WEST POINT $130,000 Call today for a showing! Kathy Macklin Development opportunity! 5 lots, level, 757-873-6900 757-897-8750 wooded. 250 feet on King William WARWICK LAWNS $175,000 Avenue. Janet Thrall Team Well kept large home, hardwood 757-220-9500 757-879-5475 flooring, formal living and dining room, CHARLES CITY $69,000 additional bonus room plus fully fenced 18.67 wooded parcel with many uses, yard. Tonie Bowins 757-826-1930 residential included. Adjacent to Cap 2 757-303-2494 Cap bike path. Joe Terrell LEES MILL $151,000 757-220-9500 757-342-6202 Beautiful single detached 3 bedroom BROOKHAVEN $40,000 Condo. New hardwood floors in dining Great building opportunity close to room, many upgrades. Close to Fort Newtown, shopping and schools.

Eustis. Kathy Macklin 757-873-6900 Joe Terrell 757-220-9500 757-342-6202 757-897-8750 NEWPORT NEWS SOUTH $88,900 Remodeled 3 bedroom brick rancher.

New roof, windows, new ceramic tile in kitchen and bath, custom kitchen cabinets.

Larry Townsend 757-873-6900 757-873-3485

OPEN HOUSE BIRDELLA ESTATES $159,900 OPEN SUNDAY 2-5PM 1109 Faubus Drive, Newport News.

4 bedrooms, hardwood floors, new countertops. Robert Young 757-873-6900 757-876-5411

© 2015 BHH Affiliates LLC. An independently owned and operated broker member of BHH Affiliates LLC.

WHAT WOULD YOU DO WITH $50,000? www.50KFixup.com

Enter for a chance to win $50,000 and a consultation with the stars of HGTV’s hit show Fixer Upper NO PURCHASE NECESSARY. Open to legal residents of the 50 United States and D.C., age 21 or older. Void where prohibited.

For full official rules, visit www.50kFixUp.com.

5 — Hampton Roads HomeFinder • www.dailypress.com/realestate • An advertising supplement to the Daily Press — June 5, 2015

Darlene Bridgette

June 5, 2015 — Hampton Roads HomeFinder • www.dailypress.com/realestate • An advertising supplement to the Daily Press — 6

Plus, VEI Homes is well known for modifying plans on new construction to accommodate a buyer’s specific needs or requests. For example, if a buyer needs handicap accessibility in their new home, the builder can widen doorways, adjust counter heights and push out walls to increase mobility spaces. VEI Homes has an in-house designer who is available to help make your home the perfect home for you. We have several lots to build on, so if you’re not ready to make your move yet, we can help you plan for the home of your dreams.

As for amenities, York County has one of the lowest tax rates in Hampton Roads when it comes to property tax, service charges, sales tax, fees on special services and other taxes.

In fact, Yorktown is rated as second in the area (behind Williamsburg) for livability by areavibes.com, based on low crime rates, high graduation rates, employment, sunny weather and a stable housing market. In addition, York County is ranked 5th in the state by countyhealthrankings.com, based on factors such as quality of life, health behaviors, clinical care, social and economic factors, and physical environment.

It’s no wonder than that Sterling Springs has become such an incredibly popular choice because of its convenient location close to military facilities as well as an incredible selection of shopping, dining, entertainment and educational opportunities, in addition to easy access to Newport News Park. Historic Williamsburg, Busch Gardens, Patrick Henry Mall and Newport News Airport are all just minutes away, yet the neighborhood is surprisingly secluded.

Summer is a great time to take care of all those “honey do” tasks you’ve been thinking about all winter. But why waste your valuable free time and extra sunlight hours on home improvements when you could be enjoying a brand new home at Sterling Spring in York County instead?

Sterling Springs is a neighborhood of quality homes in York County built by VEI Homes—a locally owned, family operated business that is recognized by buyers as one of the best values in new construction when it comes to pricing, quality, flexibility and providing premium features as standards.

And then there’s the neighborhood itself.

All the lots at Sterling Springs back up to common areas and some lots have the Newport News watershed behind them, so it’s not only a beautiful location, it’s also a very calming environment. The neighborhood is built around three cul-de-sacs without any through-streets and there is a neighborhood playground, so it’s also a safe place for kids and families to enjoy the serene outdoors.

Now is the perfect time to make that move you’ve always wanted to make. There are four models at Sterling Springs that are Move-In Ready right now and seven more that are under construction so you can make your move before the heat of summer fully sets in.

Then all you’ll have to do is unpack and enjoy years of comfort in your new home.

But there’s more to Sterling Springs than just a great location. One major difference is that all of the homes are built to EnergyStar 3.0 specifications, which means you don’t have to worry about high energy costs when it comes to heating (this summer) and cooling (when winter rolls back around). With EnergyStar 3.0 construction, you’ll enjoy a number of benefits year round, based on: 1. The fact that it is a set of specifications set by the Environmental Protection Agency (EPA) to ensure lower operating costs for heating and cooling systems that can relate to energy savings of 20-40% over normal construction.

2. Comprehensive air sealing, properly

installed insulation and high-performance windows that work together to enhance overall indoor comfort.

3. Reduced home maintenance costs through superior moisture management techniques built into the home so you can concentrate more on the things you want to do and less on taking care of your home.

4. High-efficiency heating and cooling systems to ensure lower operating costs and improved indoor air quality.

5. Independent third party EnergyStar compliance audits and on-site inspections guarantee that every VEI home meets the rigorous EnergyStar 3.0 standards.

What EnergyStar means for you is a home that is good for the environment (uses less energy), good for your bank account (saves you 20-40% on heating and cooling costs) AND is good for your overall heath (sealed against moisture and dust—especially pollen—to provide superior overall indoor air quality).

So if you’re looking for a quality home in a fantastic neighborhood where you can enjoy peace and quiet, and enjoy a superiorly built home in the process, come out and take a look at Sterling Springs.

With eight models to choose from, you’ll be sure to find a home to accommodate your family’s needs. VEI Homes will pay up to $4,000 in buyer’s closing costs when using the builder’s approved preferred lenders— Johnson Mortgage and USAA. For all contracts written in June, you’ll also receive complimentary granite kitchen countertops.

Plus, mortgage rates are still low, so now is the time to make that move you’ve always wanted to make. Come for a visit from 1:00 to 5:00 p.m., Friday through Monday. Or call Pat Ford of Mid-Atlantic Residential at 757.268.7229 to make an appointment to see all that Sterling Springs has to offer you and your family.

—By Barrett Baker, a Hampton-based freelance writer

two-and-a-half baths, including master luxury bath.

Approximately 2,762 square feet of living area.

Starting at $329,900.

A Quick View Sterling Springs Homeowner Association Fees: $350 per year

The Maple—Three stories, four bedrooms, two full and two half-baths (master suite has soaker tub and shower). Approximately 2,904 square feet of living area. Starting at $339,500.

The Oak—Three stories, four bedrooms, two full

The Staunton—Three bedroom Rancher with two-and-a-half baths including master suite bath.

Approximately 1,890 square feet of living area. Only one model left priced at $315,038.

The Beech—Three stories, four bedrooms, two full baths and two half-baths. Approximately 2,593 square feet of living space (master suite has 3x5 shower). Starting at $319,900.

The Poplar—Three stories, four bedrooms, two full baths and two half-baths (master suite has 3x5 shower). Approximately 2,704 square feet of living area. Starting at $326,900.

Directions: Traveling from Interstate 64, take exit 247 for VA-143 toward VA-238. Turn left onto VA-143 E/Merrimac Trail. Turn left onto Yorktown Road. Go about one mile then turn right onto Taliaferro Road. Continue on Falls Creek Road and turn right on Season Walk Court. If using GPS, enter 117 Seasons Walk Court.

baths and two half-baths (master suite has soaker tub and shower). Approximately 2,958 square feet of living space. Starting at $341,500.

The Diamond II—Two stories, five bedrooms or six-bedroom option, two-and-half baths (or three bath option), including master luxury bath.

Approximately 3,211 square feet of living area.

Starting at $349,900.

The Topaz—Two stories, six bedrooms, including first- and second-floor master suites, three-and-ahalf baths with first-floor master suite luxury bath.

Approximately 3,399 square feet of living space.

Only one model left priced at $379,074.

For more information about all of VEI Homes’ extraordinary neighborhoods, visit

Schools: York Elementary, York Middle School, York High School.

Be sure to like us on Facebook, too!

www.VEIHomes.com.

William E. Wood And Associates, REALTORS®

LIKE US ON FACEBOOK AND STAY CONNECTED facebook.com/PeninsulaWilliamEWood www.williamewood.com/portwarwick

MORE LISTINGS. MORE SALES. MORE RESULTS *Certain criteria apply

1.72 ACRES!!!

OPEN HOUSE SAT. 12-4PM

516 YORKVILLE ROAD $349,900 YORK COUNTY

610 HOLMES BLVD $245,000 YORK COUNTY

117 DUNN CIRCLE $279,900 HAMPTON

174 HAWTHORNE DRIVE $149,000 NEWPORT NEWS

34 RANDOLPH ROAD $219,900 NEWPORT NEWS

200 ADMIRAL COURT $264,900 HAMPTON

Kitchen is completely remodeled. Hickory floors in FR, DR, & Kit. Custom tile & Vanity in main bathroom. New Windows & Ext doors. 500 sq ft entertainment room or workshop w. att. Storage & Carport

Like new 3 Bedroom, 2.5 Bath home on quiet cul-de-sac. Open floor-plan w/ high ceilings & MBR downstairs. LR, DR, Den. Private, lush setting w/ 2 Stone Patios.

Beautiful home upgraded in every way!

Stainless, Granite, Wood floors, tile in Bathroom. Landscaped yard w/ Privacy fence. You’ve got to see it!!!

All brick, built to last one owner home!

Close to work, stores, I-64 & fun! Local pool & Rec Center a short walk away.

Upgraded incl AC sys & utility room.

Perfect home in a great location!

Crisp, clean light-filled home updated kitchen. Hardwood floors refinished throughout. Fresh paint. Deck with fenced backyard & 19 x 10 Workshop. Hilton Elementary School.

Cute colonial in established Howe Farms neighborhood on corner lot. Large fenced yard, updated carpet, windows, appliances, baths, dual HVAC and more!

FROG could be 4th BR w/ closet & wet bar.

MLS#1516537 Pamela Baxter Denton (757) 715-4726

MLS#1524190 Wes Wagner (757) 508-7141

MLS#1520250

MLS#1514529

MLS#1512392 Sancy Isham (757) 879-9012

MLS#1519504

FOR SALE!

FOR SALE!

Robin Gaita (757) 870-5474

Steve Scott (804) 832-1556

RECENTLY REDUCED!

Julie Crist (757) 871-2075

RECENTLY REDUCED!

YORK COUNTY!

EASY LIVING!

WATERFRONT!

8 W SANDY POINT ROAD $200,000 POQUOSON

126 WINSOME HAVEN DR $305,000 YORKTOWN

205 AMERSHAM DR #C $133,900 YORKTOWN

16 CARROLL DRIVE $489,000 POQUOSON

7 POST OAK COURT $190,000 HAMPTON

200 DAWSON DRIVE SEAFORD

Nice house in cul-de-sac with Lakefront view. Great value in established neighborhood.

Wonderfully updated, well maintained waterfront home with DS master suite & guest room. New dock and lovely views off 2 tier dock.

Adorable ranch recently updated on water in quiet community. Charming country living conveniently located.

York Co. Ranch in mint condition! 3 BR, 2BA, office, sunroom. Beautiful custom KIT w/ quartz counters, gorgeous cab’s.

30 year roof, encapsulated crawl, private .81 acres.

2 BR, 2.5 BA condo just like brand new & beautiful! Custom designed KIT w/ Granite, gorgeous cab’s. Replacement windows, charming courtyard. Tabb Schools. Conv. To LAFB.

WATERFRONT! Just Reduced! Panoramic views of Poquoson Rivers on private 1.05 acres. Brick 5 BR, 3 BA w/ 1st FLR MBR. HW Floors, custom KIT, gas generator, rip rap. Enjoy the sunsets.

MLS#1517171

MLS#1524190

MLS#1439354

MLS#1521997 Samantha Howell (757) 291-1566

MLS#1521467 Samantha Howell (757) 291-1566

MLS#1500573 Samantha Howell (757) 291-1566

Julie Crist (757) 871-2075

$449,000

REDUCED!

Julie Crist (757) 871-2075

Julie Crist (757) 871-2075

7 — Hampton Roads HomeFinder • www.dailypress.com/realestate • An advertising supplement to the Daily Press — June 5, 2015

The Pearl II—Two stories, four bedrooms,

June 5, 2015 — Hampton Roads HomeFinder • www.dailypress.com/realestate • An advertising supplement to the Daily Press — 8

TRANSACTIONS HAMPTON 1000 Pelham Drive Price: $400,000 Buyer/Seller: Greg and Colleen Pirtel/Bett Anne Calvert (living trust) 353 Mainsail Drive Appraised Value: $359,700 Buyer/Seller: Grove Family Revocable Living Trust/Eric D. Grove and Mie Hui 7 Ponderosa Drive Price: $294,900 Buyer/Seller: Rachel Jarmusz/Ponderosa Drive Land Trust 148 Alaric Drive Subdivision: Silver Isles Price: $269,900 Buyer/Seller: Darrel L and Deborah T Kirklen/Charles F and Mary K Butler 8 Kaitlyn Circle Price: $265,000 Buyer/Seller: Keyona M Dennis-Wooden/Jeff F and Denise A Parks 244 Upland Drive Subdivision: Michaels Woods West Price: $255,000 Buyer/Seller: Damian Joseph and Lisa Marie Hoffman/Louise H Wolfe 105 LaSalle Ave. Subdivision: W & S Otley Land Price: $230,000 Buyer/Seller: Stephanie G and Michael Quinton Artis/ Jonathan E Airhart 101 Beach Road Price: $226,000 Buyer/Seller: Christopher C and Shawna L Kerr/Anthony Duane and Sharon E Brenner 12 Diggs Drive Subdivision: Tide Mill Farms Price: $225,000 Buyer/Seller: Cody C and Megen E Wittenbach/Almo Properties Inc. 317 Nelson Parkway Appraised Value: $215,700 Buyer/Seller: Lawrence Bjonnes/Larry and Kristin M Bjonnes 15 Glen Forest Drive Subdivision: Glen Forest Appraised Value: $213,200 Buyer/Seller: Bradley T Irwin/Bradley T and Shannon N Irwin 20 Evergreen Place Price: $210,535 Buyer/Seller: Secretary of Housing and Urban Development/Dillon Witherspoon Jr.

Recent area home sales

6 Harris Landing Road Subdivision: Holiday Park Price: $208,000 Buyer/Seller: Timothy M and Jessica E LeBlanc Jr/JTR Properties Group LLC 300 Riversedge Drive Subdivision: Hampton Shores Price: $206,900 Buyer/Seller: Orlando G Gamble/C&L Realty Management LLC 105 Marvin Drive Subdivision: Riverdale Appraised Value: $206,700 Buyer/Seller: Judith C Greene Revocable Trust/ Judith C Greene 100 Charlton Drive Subdivision: Riverdale Price: $202,500 Buyer/Seller: Eric A Endres/ Doan Van Nguyen 201 Dunn Circle Subdivision: Round Pond at Michaels Woods Price: $200,500 Buyer/Seller: Joel R Fortune/Alander W and Eugenia D Garris Jr 505 Concord Drive Subdivision: Hunt Club Terrace Appraised Value: $195,800 Buyer/Seller: Ira T and Anne C Tate/Ira T Tate and Vernoy Tate Jr. 33 Teresa Drive Subdivision: Whealton Heights Appraised Value: $194,400 Buyer/Seller: Vann Trust/ Bruce E and Yvette T Vann 19 Long Bridge Road Price: $194,000 Buyer/Seller: Patrick B Malmbren/Carl R Pierce and Cheryl R Pierce 103 Santa Barbara Drive Subdivision: Tide Mill Farms Price: $190,300 Buyer/Seller: Newport News Shipbuilding Employees/William A and Cassandra E Weaver 10 Westview Drive Subdivision: Westview Lakes Appraised Value: $181,000 Buyer/Seller: Paul J Speight and Erika T Speight/Paul J Speight and Erika T Speight 3405 Butternut Drive Subdivision: Sylvia Estates Price: $179,177 Buyer/Seller: Federal National Mortgage Association/Latoya A and Aaron DeBardelaben

3 Easthill Court Subdivision: Easthill Estates Appraised Value: $178,900 Buyer/Seller: Hooks Family Living Trust/Thomas and Cheryl Hooks 4711 Maser Court Subdivision: Parkwood Estates Price: $177,968 Buyer/Seller: Federal National Mortgage Association/Steven Worthley

ISLE OF WIGHT 16325 Field of Dreams Road Appraised Value: $388,700 Buyer/Seller: Brad Michael Jones/Deanna Spain Jones and Michael Brad 17584 Morgarts Beach Road Price: $327,000 Buyer/Seller: Peter F. and Elizabeth B. Siebenbrunner/ Kevin M. Blair and Jessica M. Atkins 108 Commerce St. Appraised Value: $302,300 Buyer/Seller: Sophie P. Richman/Timothy A. and Sophie P. Richman 14109 Carroll Bridge Road Appraised Value: $222,200 Buyer/Seller: L. Roberts Frederick/Miziner C. L/E. Roberts 20277 Cherry Grove Road Price: $189,900 Buyer/Seller: Scott R. Speers and Amelia J. Schuring/Paige and Allen Minor 900 Pocahontas Court Price: $153,000 Buyer/Seller: Catherine L. Monahan and Justin M. Lyle/ William E. Laine Jr. 55 Windsor Blvd.

Price: $148,000 Buyer/Seller: Kevin W. and Stephanie M. Deemer/ Jesse C. Bell and Bonnie D. Williams 16430 Field of Dreams Road Price: $80,000 Buyer/Seller: Stephen D. and Susan K. Williams/ Mildred Brinkley Middleton 14160 Bradbys Lane Appraised Value: $73,400 Buyer/Seller: Sandy R. Easley and Deanna J. Ruffin/ George L. and Barbara T. Ruffin 28419 Holly Run Drive Appraised Value: $35,100 Buyer/Seller: Dean T. Jones/ Dean T. and Melody E. Jones

12438 Grand Square Lane Appraised Value: $24,000 Buyer/Seller: Thelma Diane Thomas and Phyllis Joann Shepard/Katherine Faith and Jon McInturff

NEWPORT NEWS 5700 Huntington Ave. Subdivision: Ward 4 Price: $380,000 Buyer/Seller: Karen C. & Andrew J. Velkey II/Alexander J. & Joan S. Michalos 483 J Farmer Court Subdivision: Sycamore Grove Price: $297,000 Buyer/Seller: Timothy Mitchell/Daniel F. & Ashley F. Tompkins 4 Terrell Road Subdivision: Hidenwood Price: $275,000 Buyer/Seller:Lindseay N. Manzlak/Janette H. Piazza 57 Patton Drive Subdivision: Tuckahoe Price: $203,500 Buyer/Seller: Shawn Yearton/Shelby M. Slemp 102 Lambert Drive Subdivision: Lambert Heights Price: $185,000 Buyer/Seller: Arun Nhek & Pech Thai/A. Thomas Holdings, LLC 18 MacIrvin Drive Subdivision: Woodmere Price: $185,000 Buyer/Seller: Borrero/L. Byron & Janey F. Snapp 141 Chase Court Subdivision: Stony Run Price: $174,000 Buyer/Seller: Amanda M.& Richard King, Jr/Matthew L. & Carrie P. Burris 589 Dellwood Drive Subdivision: Burkdale Price: $164,000 Buyer/Seller: Thomas E. McCartney/Baylands Federal Credit Union 125 Wellesley Drive Subdivision: Stratford Manor Price: $149,400 Buyer/Seller: Christina Buckingham/Mary J. Mesic 415 Pearl Circle Subdivision: Eastwood Price: $144,900 Buyer/Seller: Michael A. & Deborah Whittington/Joy H. Tomlin, Sandra J. Britt, & Donald Britt 104 Beacon Way Subdivision: Bernard Village Price: $140,000 Buyer/Seller: Shane T, Seaman & Neil J. Wilson/ Fred T. Jenkins, Jr. & Diana J. Rondinell

195 Devon Place Subdivision: Devon Place Price: $137,900 Buyer/Seller: CDM, LLC/ Onewest Bank 7501 River Road Subdivision: Windward Tower Condo Price: $120,000 Buyer/Seller: Charles W. & Marilyn P. Springfield/Mary D. Mister 651 Clinton Drive Subdivision: Hilton Park Price: $119,000 Buyer/Seller: Jami Nikles/ Lisa M. White 7501 River Road Subdivision: Windward Tower Condo Price: $105,000 Buyer/Seller: Michelle L. Keith/John A. Duberg & Jnae D. Schweinsburg 11 Alpine St. Subdivision: Chapel Park Annex Price: $104,678 Buyer/Seller: Christopher Miller/Constance M. Lewis 264 Nantucket Place Subdivision: Villas at Nantucket Price: $80,000 Buyer/Seller: Jeffrey S. Krauss/Randall L. & Karen B. Pingley & Mark W. & Kimberly O. Rath 45 Langley Ave. Subdivision: Beaconsdale Price: $75,000 Buyer/Seller: Bernard W. & Maxine V. Sydnor/Bank of New York Mellon 807 Lafayette Terrace Subdivision: Lafayette Terr Price: $70,000 Buyer/Seller: Sugar Hill Road, LLC/Secretary of Housing & Urban Development 1132 27th St. Subdivision: Ward 3 Price: $68,000 Buyer/Seller: Devante A. Watson/Secretary of Veterans Affairs 617 Morris Drive Subdivision: Hilton Place Price: $65,000 Buyer/Seller: Carl Grunthaner/Quicken Loans, Inc 627 74th St. Subdivision: East Hilton Price: $42,500 Buyer/Seller: M&G, LLC/ Mesic

575 Ayrshire Way Subdivision: Turnberry Two Price: $34,100 Buyer/Seller: Pedro S. Ramirez, Jr/Secretary of Housing & Urban Development 1027 42nd St. Subdivision: Old Dominion Land Co Price: $22,500 Buyer/Seller: Dave Merryman/Wells Fargo

POQUOSON 95 Lodge Road Price: $116,400 Buyer/Seller: Terell Lawson Watkins/Henry P. Watkins

WILLIAMSBURG 210 William Way Subdivision: Port Anne Appraised Value: $499,000 Buyer/Seller: Ruszkowski (revocable living trust)/Joan Ruszkowski 119 Woodmere Court Subdivision: The Woods Appraised Value: $466,100 Buyer/Seller: Billy and Sharon Scruggs (living trust)/Billy S. and Sharon A. Scruggs 525 Newport Ave. Subdivision: Griffin Avenue Area Appraised Value: $446,300 Buyer/Seller: Christian and Jennifer A. Dispigna/ Christian and Jennifer A. Dispigna and Jason M. Posner 208 Governors Drive Subdivision: Walnut Hills Price: $375,000 Buyer/Seller: Gene B. T. Miller (revocable trust)/ Joseph Forrest Phillips and Jr. (trustee) 237 Lewis Burwell Place Subdivision: The Village at Quarterpath Price: $247,370 Buyer/Seller: Lindsay N. Newport/NVR Inc. 504 Westgate Circle Subdivision: Westgate at Williamsburg Price: $160,000 Buyer/Seller: Catherine M. Fisher/Nancy P. Matherne 290 Patriot Lane Subdivision: Patriot Appraised Value: $91,500 Buyer/Seller: Meyer Family Trust/Andrew O. Meyer 280 Patriot Lane Subdivision: Patriot Price: $75,500 Buyer/Seller: Meyer Family (living trust)/James C. and Priscilla J. Stam

YORK COUNTY 300201 Bulifants Blvd.

Appraised Value: $577,800 Buyer/Seller: Gnosko Associates Inc./ 121 Sheldon Court Subdivision: Greenlands Appraised Value: $556,500 Buyer/Seller: Ronald II and Kendra A. Crump/Kendra A. and Ronald Crump II 238 Pasture Lane Subdivision: Wythe Creek Appraised Value: $474,900 Buyer/Seller: Frank A. and Colleen M. Greiner/Frank A. and Colleen M. Greiner 418 Robin Hood Drive Subdivision: Sherwood Forest Appraised Value: $450,700 Buyer/Seller: Matthew N. and Paula M. Erichsen (trustees)/Matthew N. and Paula M. Erichsen 209 Water Fowl Drive Subdivision: Lakes at Dare Price: $439,000 Buyer/Seller: Ronald R. and Vandy W. Belbin/Virginia Enterprises Inc. 103 Wicomico Turn Price: $410,000 Buyer/Seller: Crystal Marie Hernandez/William Boze 331 Corvette Drive Subdivision: Creekside Landing Appraised Value: $408,700 Buyer/Seller: Joseph M. and Anne Louise I. Carroll/Joseph M. and Anne-Louise I. Carroll 104 Adele Court Subdivision: Tabb Lakes Price: $350,000 Buyer/Seller: Robert J. and Lindsey J. Cook/Myong C. Battle 112 Hedgerow Lane Subdivision: Foxwood Price: $345,000 Buyer/Seller: Lucas L. and V. Uladymtsava Cruz/Jaime and Sabina Hernandez

Recent area home sales

108 Elise Place Subdivision: Tabb Lakes Price: $315,000 Buyer/Seller: Brian L. and Tanisha R. Baines/Kevin P. and Leah S. Campbell 311 Bolivar Drive Appraised Value: $306,400 Buyer/Seller: Mary & George Terwilliger (life estate) (and others)/ George W. Terwilliger, Mary H. Terwilliger (aka) and Mary Louise Bowenan (aka) 100 E. Wedgwood Drive Price: $306,000 Buyer/Seller: Jeffrey and Lori Podrasky/Lawrence J. Ritter II 407 Belmont Circle Appraised Value: $266,400 Buyer/Seller: Margo A. Schaffer/Margo A. Schaffer (aka) 101 Camille Court Price: $240,000 Buyer/Seller: Thai Quoc Ngo/Lisa A. and William P. Coaty 304 Bolivar Drive Appraised Value: $237,900 Buyer/Seller: Patricia Ann Morrison (trustee)/Patricia A. Morrison 211 Tabb Smith Trail Price: $231,500 Buyer/Seller: Gloria V. Dasovich/Robert F. Barkle (estate) 120 Larchwood Road Subdivision: Edgehill Price: $230,000 Buyer/Seller: Holly and Craig S. Kanai/Kevin W. and Sommer L. W. Miller 407 Tam-O-Shanter Blvd.

Subdivision: Country Club Acres Appraised Value: $228,400 Buyer/Seller: Richard E. and Dorothy J. Aldrich/Dorothy J. and Richard E. Aldrich

101 Rhine Court Subdivision: Vineyard Heights Price: $219,900 Buyer/Seller: Amanda B. and Lester A. Poole Chesler/ Peter J. Enright 102 Zinfandel Road Subdivision: Vineyard Heights Price: $170,000 Buyer/Seller: Joel R. Fortune/Brenda M. Spruill 109 Glenn Circle Subdivision: Charleston Heights Appraised Value: $162,300 Buyer/Seller: Juanita Marie Braddock (trustee)/Richard E. Craig (trustee), Mortgage Electronic Registration Systems Inc. (nominee) and Flagstar Bank FSB 103 Sudbury Way Price: $109,900 Buyer/Seller: Ognjen Andrejic/Federal National Mortgage Association 105 Luther Drive Subdivision: Carver Gardens Price: $65,500 Buyer/Seller:Williamsburg Home Investing Partners LLC/Federal Home Loan Mortgage Corp.

807 Hornsbyville Road Price: $6,000 Buyer/Seller: Duane Ragans/Joyce T. Hildebrand

JAMES CITY COUNTY 607 River Bluffs Subdivision: River Bluffs Price: $821,500 Buyer/Seller: Stephen F. and Johanna M. Pond/Nancy E. Brown 1899 River Oaks Road Road Subdivision: River Oaks South Price: $760,000 Buyer/Seller: Masterson Davd J. and Masterson Leah S./Donald W. and Mary E. Swain

123 N. Turnberry Subdivision: Fords Colony Price: $700,000 Buyer/Seller: Michael R. Olds/Surin LLC 402 Moody’s Run Subdivision: Moody’s Run Price: $530,000 Buyer/Seller: Walter W. and Karen F. Moore/Jean Pierre Gabriel 104 Gleneagles Subdivision: Fords Colony Price: $495,000 Buyer/Seller: Justin C. and Nancy W. Powell/William M. and Lynne S. Lerch 3020 N. Riverside Drive Subdivision: Chickahominy Haven Price: $475,000 Buyer/Seller: Henry S. Branscome II/Bay Exchange Acquisition Co. Fou 3018 N. Riverside Drive Subdivision: Chickahominy Haven Price: $475,000 Buyer/Seller:Henry S. Branscome II/Bay Exchange Acquisition Co. Fou 4004 Knox Road Subdivision: Colonial Heritage Price: $444,450 Buyer/Seller: Chris Alan Kriesten/ 3945 Ethan Lane Lane Subdivision: Colonial Heritage Price: $435,190 Buyer/Seller: Robert Bryson and Anneliese Clarke/ 2904 Leatherleaf Drive Subdivision: Leatherleaf at Stonehouse Bank Price: $422,000 Buyer/Seller: Rebecca and Michael J. Rizzuti/Paul and Megan Hopkins 101 Swinley Forest Subdivision: Fords Colony Price: $417,500 Buyer/Seller: Michael J. and Linda E. Lechman/I. Stephen D’Agostino and Gail ‘Agostino, M.D.

6908 Glory Lane Subdivision: Colonial Heritage Price: $375,000 Buyer/Seller: H. Christopher N. and Beckilyn L. Lim/ William R. Black (trustee) and Ly Black 114 Kingspoint Drive Subdivision: Kingspoint Price: $365,000 Buyer/Seller: Dariusz and Victoria L. Baczewski/Linda Mae Glasson (trustee) 3228 Leighton Blvd.

Subdivision: White Hall Price: $338,025 Buyer/Seller: Bradley M. and Chavon A. Shelton/Hhhunt Homes Hampton Roads LLC 151 Wellington Circle Subdivision: St. Georges Hundred Price: $336,000 Buyer/Seller: Bradley P. and Suzanne E. Lindow/Todd J. and Francine M. Colls 8039 Fairmont Drive Subdivision: Windsor Ridge Price: $334,141 Buyer/Seller: Gerald and Hayley Cerar/NVR Inc. (dba Ryan Homes)

More Info At: www.RealtorFrankC.com

Just looking.

530 Neck-O-Land Road Subdivision: Neck-O-Land Hundred Price: $312,000 Buyer/Seller: Wilson Huffman/Catherine Y. Short (trustee) and Houstoutrustee Short 4204 Old Lock Road Subdivision: Colonial Heritage Price: $305,000 Buyer/Seller:Gerald F. and Patricia A. Lash/Myra G. MacKem (trustee) 4307 Casey Blvd.

Subdivision: New Town Price: $302,000 Buyer/Seller: Davis W. Reynolds (trustee)/Robert John Avalle Jr. 2824 Starling Drive Subdivision: Rolling Woods; Price: $288,000 Buyer/Seller: David A. Lavallee Jr. and Melissa Lavallee/Christopher R. and Molly H. Gareis 4320 Sprucemont Subdivision: Colonial Heritage Price: $275,000 Buyer/Seller: Dianna Vargo (trustee)/Judith E. Dry

3967 Lord Dunmore Drive Subdivision: Colonial Heritage Price: $325,990 Buyer/Seller: Lynne Liscek Black/

5315 Rockingham Drive Subdivision: Scott’s Pond Price: $268,000 Buyer/Seller: Alexander J. and Eve A. Spirn/Deutsche Bank National Trust Co.

Many of the homes I sell are “For Sale By Owner” homes that I have previewed. Call me to Preview Yours.

No obligation.

4020 Kings Oak Lane Subdivision: Colonial Heritage Price: $312,000 Buyer/Seller: Judith E. Dry/ Lawrence J. and Patrick A. Novak

5505 Brixton Road Subdivision: Kensington Woods Price: $329,900 Buyer/Seller: Laura Elizabeth Doherty/ Westmoreland Corp.

Need Buyers For Your Home?

Nothing signed.

3905 Lord Dunmore Drive Subdivision: Colonial Heritage Price: $325,000 Buyer/Seller: Michael Luis Di Palma/

103 Addingtons Subdivision: Fords Colony Price: $390,000 Buyer/Seller: William J. and Rebecca C. Naramore/ Robert B. Wellman and Nancy E. (living trust)

• I work with many Buyers • I will explain the process of getting a home sold.

• Watch my 10 minute internet video on selling tips at www.realtorfrankc.com

8460 Sheldon Branch Place Subdivision: White Hall Price: $255,000 Buyer/Seller: Tamara L. Underwood/

FRANK COTRUPI ASSOCIATE BROKER Long & Foster Realtors

757-879-1086 25 years of trusted experience.

Results that move you!

9 — Hampton Roads HomeFinder • www.dailypress.com/realestate • An advertising supplement to the Daily Press — June 5, 2015

TRANSACTIONS

June 5, 2015 — Hampton Roads HomeFinder • www.dailypress.com/realestate • An advertising supplement to the Daily Press — 10

bills slide. Paying your bills on time every month can help increase your credit score, and a good payment history is something lenders look for when reviewing your credit report. Use online tools like e-mail reminders and automatic payment options to help ensure you never miss or make a late payment.

Work on your debt.

If you have delinquent balances, bring them up to date as quickly as possible. If you carry a lot of revolving credit card debt, you may want to work to reduce it by paying more than the monthly minimum payment. While it helps to have a report that shows no late payments, the most important thing is to not have any delinquent balances before you apply for a mortgage.

Plan for escrow.

tips for first-time homebuyers:

Adjust your budget.

A mortgage payment can increase your monthly housing expenses, so prepare by calculating what that amount will be and begin saving that same amount every month so you can get used to the budget change in advance. Use a free online payment calculator to help you predict your payment and understand your current debt-toincome ratio.

It’s rare to get something right the very first time you try it, but when it comes to buying your first home, a lack of knowledge and experience can lead to costly mistakes. One in four first-time homebuyers say they are completely unfamiliar with the mortgage financing process, according to a report by the Consumer Financial Protection Bureau. Even among those with an understanding of the overall process, the report found that many first time homebuyers still had significant knowledge gaps in important areas such as available mortgage rates, closing costs, down-payment requirements and income required to qualify for a loan.

“Not having all the information available could lead to consumers paying a higher interest rate or failing to secure an affordable mortgage for the home they want,” says Eric Hamilton, President of Vanderbilt Mortgage and Finance. “While most firsttime homebuyers understand the importance of their credit report score in securing a mortgage, it’s important they arm themselves with comprehensive knowledge.

Fortunately, there’s plenty of useful information out there for borrowers who want to do their homework before diving into the loan process.”

Vanderbilt Mortgage offers eight

Plan for a down payment.

Nearly all home loans will require you to put some money down as a down payment. Some home loans may require as much as 20 percent of the purchase cost as a down payment, although some Federal Housing Administration loans may require less. Decide on the amount you think you’ll need and create a savings plan to help you reach that goal.

Consider the location and type of home you want to buy.

Many factors influence the cost of a home, including its location, size, style and more. A larger home in a high-income area will generally

cost more, and property taxes will be higher on a bigger, newer, well-located home. Many first-time homebuyers find manufactured or mobile homes are a good option.

Knowing the estimated cost of the type of home you want to purchase can help you better manage your budget.

Stay on top of your credit.

Lenders will consider your credit score and report history when determining your mortgage eligibility and the interest rate they may offer you. Make sure to review your credit report in advance. You can download a free credit report once a year from all three major bureaus at www. annualcreditreport.com. If you’re planning to apply for a mortgage, it’s a good idea to review your report more frequently and to consider paying to obtain your credit score from at least one major bureau. If your report contains errors, work with the credit bureaus to have them corrected before you apply for a mortgage.

Keep current on monthly bills.

While it’s important to save toward a down payment, don’t let monthly

In addition to the amount you will need each month toward repaying your mortgage, you’ll need escrow — an amount added to and collected with each monthly mortgage payment that is applied toward annual homeowners’ insurance premiums and/or taxes. Estimating taxes and total insurance costs can help you better understand how much your escrow will be each month, and you’ll be able to budget more accurately as you prepare for home ownership.

Don’t forget that this amount may adjust every twelve months if your insurance premium or taxes change for the next year.

Take advantage of educational resources.

From lenders’ websites to government agencies, it’s easy to find plenty of information online.

Check out resources like the Consumer Financial Protection Bureau, the U.S. Department of Housing and Urban Development (HUD) and the Federal Housing Administration.

“Consumer’s mortgage shopping experience.” by Consumer Financial Protection Bureau. http://files.consumerfinance. gov/f/201501_cfpb_consumers-mortgageshopping-experience.pdf Vanderbilt Mortgage and Finance, Inc. payment calculators https://www.vmf.com/ customer_service/calculators/index.cfm Additional educational resources http://www.consumerfinance.gov/owninga-home/

Tim Tam The eye-catching brickwork that fronts the Country/Contemporary Tim Tam (335-180), contributes to the enormous curb appeal of this elegant home.

The promise of the twin facades flanking the entryway are realized in two unique rooms as you make your way into this attractive dwelling.

To the right, is a large, sunken living room. A nine-foot ceiling enhances an already spacious area. The gas fireplace makes this a cozy spot for conversation with friends or to read a good book on a chilly winter evening. Shelves for displaying your favorite collectibles abound. On the other side of the entry, step down into the sunken, guest/office. Vaulted, nine foot ceiling, shelves and a private bath make this room both an attractive office and guest suite.

One entire side of this floor design is given over to the sleeping area. This arrangement is ideal for parents with smaller children. Privacy is maintained, while still being near enough to respond to a child’s needs. The gracious master suite features large walk-in his and her closets, security system, private sky lit bathroom with twin basins and personal access to the extensive back deck and spa. Conveniently separated from the master suite by a full bath, are two almost identical bedrooms, each with ample closet space.

The bountiful, vaulted dining room adds that touch of charm to any formal occasion. Skylit’s and plenty of windows afford natural illumination while dining with friends and relatives.

The sky lit kitchen, with range, built-in dishwasher and central eating bar creates an unhurried atmosphere for the cook in the house. Meals may be served informally in the multi-windowed breakfast nook or at the eating bar. A huge walk-in pantry, with shelves for canned goods and a full bath line one side of the hail. A handy utility room takes the other up.

The two-car garage is equipped with shop, built-in workbench, and a central vacuum system for easy cleaning.

This plan courtesy of Landmark Designs Inc. www.ldiplans.com HOW TO ORDER Study Kit: Send $25 to Landmark Designs Inc., P.O. Box 5625, Eugene, OR 97405. Include the plan number (335-180) and that you saw it in the Daily Press.

11 — Hampton Roads HomeFinder • www.dailypress.com/realestate • An advertising supplement to the Daily Press — June 5, 2015

TIM TAM (335-180) Living Space: 2,302 SF

June 5, 2015 — Hampton Roads HomeFinder • www.dailypress.com/realestate • An advertising supplement to the Daily Press — 12

Why allow the home you buy today limit the way you live tomorrow!

Gen-Flex homes are designed with flexibility and adaptability in mind. You know your lifestyle will change over time, and we’ve created a series of floorplans that take that into consideration. Filled with abundant spaces that can be customized to your life stage or life style, Gen-Flex home plans allow you to select from simple lifestyle ch choices to complete Gen-Flex privacy suites for multi-generational liviing.

THE GEN FLEX PRIVACY SUITE INCLUDE ES:

1) Private outside entry 2) Large entertainment area 3) Direct entry bathroom 4) 4th Bedroom suite 5) Separate laundry area 6) Bar or Kitchenette

©2015 BHH Affiliates, LLC. An independently owned and operated broker member of BHH Affiliates, LLC.

Sell your home, FAST • Get a custom Single Property Website like www.anystreet.com for your home • Hassle-free, automated set up with no data entry • SEO and social media friendly with one click share to Facebook and Twitter Attract more buyers at www.homefinder.com/websites © 2011 HomeFinder.com, LLC. All rights reserved.

Open House

Real Estate

Hampton

Open House

Equal Housing Opportunity

Mobile/Modular Homes For Sale

Williamsburg

NEWPORT NEWS 2015 Clayton, SI PAD, 16x80, 3br, 2ba, $49,900 Call 887-8606 for more info.

Cemetery Property PENINSULA MEMORIAL PARK 4 side-by-side burial plots in Garden of Wisdom, $2,800 per plot.

757-565-2487

Wanted Real Estate

Real Estate Information Open House Hampton

Open Sat. & Sun. 1-3pm 5 Millicent Court 3BR, 2.5BA on private Cul-de-sac, great open flow, Eat-In kit., SS appl, LR, DR, deck, lrg patio & more.

Pamela Dunn 757-344-4341 Keller Williams Elite-Peninsula

Open House Sat. & Sun. 2-5pm 401 Brittain Ln. Horses allowed. 5.36 acres, 3 stall barn, 4 bed., 3 bath contemporary home has huge dream kit, terrific master suite w/ 2 rooms & balcony.

Move in condition. Act quickly on this unique property!! $425,000 Fred White 757-871-7066 RE/MAX Peninsula

Denbigh/Colony Gardens

Grafton Woods Open House Sun. 6/7, 1-4pm

ATTRACT the BEST employees with ads that stand out in the Daily Press Classifieds.

Ask for a reverse box when you call 247-4700 to place a Classified Employment ad.

Yorktown/Sherwood Forrest

SECLUDED, HISTORIC AND UNIQUE: MINUTES FROM W&M

A 30 year project of love & acquisition w/two story guest house & lofted studio in the woods. $375k Patrick McCrerey, Virginia Estates 804.512-6085

A Fair Price For Your Home.

We Buy Homes Buyer/Agent Herbie Morewitz 757-873-0598

I BUY HOUSES Cash in 24 Hours Call Ron/Agent

757-342-5080

Houses For Sale

113 Three Notched Rd - $198,000 Fabulous, well maintained 3BR, 2.5BA townhome in the heart of Grafton! 3BR, 2.5BA, sellers willing to pay $3000 of buyer's closing costs with full price offer.

Carla Stokes 757-746-0240 Century 21 Nachman Realty

Open House Sat. 2-4pm 103 Arrow Ct $489,900 6BR, 3BA, newly remodeled, patio/ fire gas pit & arbor, library/ music room, upgraded flooring/tile. Master bedroom is a owners dream. Huge master bath. A Must See!

Savannah Hinton 757-617-6204 Long & Foster Realtors

Commercial Property For Sale

243 Yoder Lane $314,900 Open Saturday 1:00-4:00 Bring the family!!

Spacious home on 1.5 acre lot! 5 BR plus room to expand!! Many updates including new windows, new roof! You will not believe all the storage!! 2-car gar w/ extra parking!

Sylvia Hertzler Saunders RE/MAX Peninsula 757-532-0678

208 Oxford Road Open Sunday 1-4pm 4 BR, 2 BA, Approx. 2,700 Sq.ft, Spacious Rancher only minutes from Colonial Wmsbg.

Call Valerie Todd 757-291-4172 Michael Gleason 757-329-4713 Abbitt Realty Company, LLC

109 Sanderling Walk - $209,900 Updates galore! 3BR, 2.5BA townhome in Grafton Woods, Lrg unit w/ master on 1st floor. Quiet neighborhood. Walk to Grafton HS. Tim Meyer 757-342-4357 Long & Foster Realtors

GET Their Attention Add a PHOTO to your real estate ad. It’s Easy!

Call the Daily Press at 247-4700

NEWPORT NEWS Beauty & Barber hair salon.

Equipped with everything from kitchen to washer & dryer, storage area.

Latin American clientele. $15,000 or best offer. Serious inquiries only.

757-369-5886

Vacation/Resort Property VIRGINIA BEACH Luxurious Ocean Beach Club time share. Oceanfront lock-out, 2 bedroom unit, (sleeps 6), full kitchen, 2 baths. In door & out door pools, fitness room, Tiki Bar. Will sacrifice for $7,000 757-898-4222. 757-871-4877 PART Time?

FULL Time?

Fill those jobs in No Time with the Daily Press Classifieds. Call 247-4700 to place a Classified Employment Ad.

GLOUCESTER POINT Renovated 3BR 2BA Cape Cod. 1550 sq. ft. 2 min. from bridge.

New roof, siding, windows, appliances, carpets, floors, custom white cabinets, countertops. Fireplace.

New heat/AC. New 10’X29’ deck. $214,900 Open house every Sat & Sun. Call (804) 694-0415 WILLIAMSBURG Skipwith Farms. 250 Thomas Nelson Dr. 3 bedrooms, 2 baths, living room, dining room, kitchen, utility room. All brick, central air, $172,000 757-596-2291 YORK/LAKESIDE FOREST COMING SOON PRICED TO SELL $359,900 4BD, 2.5BA, LR, DR, FR EAT-IN KIT, 2 CAR ATT GAR, WOODED LOT W/ SPRINKLER.

I BUY HOUSES Any Price, Any Place, Any Condition.

CALL 757-478-7969

STOP! Don’t Sell to Someone Else

We Buy Houses Areas #1 Homebuyer!

We Pay MORE!

CALL NOW

Commercial Real Estate Rental Newport News Office Space CNU/Riverside Hospital area 12300 Warwick–5400sqft $3400.00 12284 Warwick– individual spaces

$350.00 – $950.00 PPH, LLC (757) 599-6054 www.pen-prop.com

Roommate Wanted HAMPTON Room for rent. Utilities incl, furnished with bed, microwave, fridge, cable, tv, & internet. On bus line and safe neighborhood. Proof of income. $125-145/wk. 757-778-9025 NEWPORT NEWS Maxwell Ln. Oyster Point off Warwick. 3BR house, 2 full BA, W/D, cable, telephone, all utilities included. $450/mo., notify Tim. 757-660-3272 PORT WARWICK/NEWPORT NEWS Professional seeks same to furnished master BR, private BA, laundry rm. $850/mo inclds util. & cbl/ internet. Avail Now. 757-478-6162

Room For Rent DOWNTOWN NEWPORT NEWS Great Location, clean, quiet neighborhood, freshly remodeled, bus line, shopping, W/D, cable hook-up, move in now for 1/2 price Sec Dep. $130-$140/week. 757-342-9067

757-598-1020

Please call (757) 715-9336

Cemetery Property PARKLAWN MEMORIAL PARK HAMPTON Garden Lake View, Section 4 Lot 152 ,Spaces 3,4. These plots are very rare and in a beautiful resting place, right on lake. $3,700 for both, selling way under market value. At PMPark its $3,000 a single plot.

757-813-1878

Rentals

ATTRACT the BEST employees with ads that stand out in the Daily Press Classifieds.

Ask for a reverse box when you call 247-4700 to place a Classified Employment ad.

NEWPORT NEWS ROOMS FOR RENT Call Don 757-754-2246

HAMPTON/NEWPORT NEWS Rooms for rent. $450-$500/mo. no credit check. Cable, TV & utilities included. If interested please call 804-296-8075

13 — Hampton Roads HomeFinder • www.dailypress.com/realestate • An advertising supplement to the Daily Press — June 5, 2015

Single Property Websites, open 24/7 (even when you’re not).

June 5, 2015 — Hampton Roads HomeFinder • www.dailypress.com/realestate • An advertising supplement to the Daily Press — 14

Room For Rent HAMPTON Room for Rent in Hampton. Near public transportation. Quiet family neighborhood. All ultitlies included $135/wk and deposit. Call (757) 254-8154

Newport News Nice, clean furnished rooms for rent. All utilities included.

Deposit Required.

Starting at $115 per wk.

Call for details: 757-245-2919

NEWPORT NEWS

EAST END ROOM Unfurnished, large remodeled, quiet, private.

$99/Wk 757-921-0078

Room For Rent NEWPORT NEWS Efficiency room in the garage, 1 person, your own bath, own entrance, kitchenettes, washer & dryer, $750mo all utilities included, no smoking, drugs, pets, or lease.

Clean & safe. $200 deposit.

757-596-1260

Townhouse/Condo For Rent DENBIGH 2 units avail. June 1st - 3BR townhome. Serious applicants only w/ good ref. & history. Rent from $925950/mo. + sec. deposit. No pets. For more details call 757-236-0360 NEWPORT NEWS Hollymeade. 3BR/2.5BA, double car garage, 2100 sq. ft., W/D, refrigerator, 42” flatscreen TV, living room & dining room set. $1675/mo + utilities.

757-725-9358 DON’T Do It Yourself!

Home need improvements?

Guide To Services

Will help you find someone who will do the job for you.

Featured every day in the Classified pages.

Townhouse/Condo For Rent NEWPORT NEWS The Arbors, large 2BR, 2 full BA, near transportation, w/d, new paint, dishwasher, balcony, new carpet, pool access, no pets, drugs, or smoking. $900mo. 757-766-1183

Someone’s Junk...

May be someone else’s treasure.

Houses For Rent DENBIGH/JEFFERSON 2706 Millwood Drive. NICE 3BR, 1BA. 1050 sq ft. All appliances.

Includes washer & dryer. Large yard. Quiet area. Centrally located. Close to the interstate. $975/ mo+deposit. No pets, no SVIII. Call Jim, 757-725-1400 FOXHILL-2BR Appl., eat in kit., W/D hookup, garage, fenced yard, air-central heating, screen porch, No-smoking, No Section 8, MIL welcome $1100 + dep Senior/Mil. Discount 757-838-1151

Find your hidden treasure today.

ADVERTISERS:

CLASSIFIEDS

An ad in The Daily Press is your best way to reach consumers. Call 247-4700 to ask about advertising options.

Place your ad online at dailypress.com/advertiser.

Now easier than ever!

Attorneys DIVORCE

DIVORCE

(Uncontested) $350 + $88 court costs.

No court appearance required All telephone inquiries Welcome! Se habla espanol Hilton Oliver, Attorney (757) 490-0126

Concrete

BOB’S HANDYMAN & REMODELING Kitchen, bath, paint, etc. 25+ years exp. Accepts credit cards. Free estimates. 757-254-5344

HOME IMPROVEMENTS “R” US Handy man services, decks, roofing, tile, flooring, painting, power, washing, and landscaping! Lic & Ins. Military & senior citizen discount. $25 off with Ad. Call 757-637-8807

YARD CLEAN-UP

DRYWALL PLASTER STUCCO PAINT

CLEAN GUTTERS CLEAN FLOWER BEDS MULCH

Licensed/Insured

757-898-5333 PROFESSIONAL CONCRETE WORK Call for Specials! *Specialize in Pool Deck Repair *Garage, Slab *Driveways and Sidewalks *Brick & Block Work Call 757-593-0158 MASTER CRETE & SONS, INC Specializing in all types of new & old concrete- drive-ways, sidewalks, patios, pool decks, handicap ramps, & decorative concrete/custom fire pit etc. License & Insured. 757-508-5269

Handyman Services

HANDYMAN  Kitchen & Bath & Tile  Rotten Wood Repair  Roof Repair/Painting  “Honey Do” List  Drywall & Plaster Repair  Deck & Fence Repair

Call 757-838-0045 No Job too small! Lic. & Insured

No Job Too Small

Y.K. HANDYMAN Specializing in Leaks & Repairs Roofing & Siding $1.99/Sqft.

Seamless Gutters Tile, Hardwood Floors Drywall, Cabinets & Sinks Residential & Commercial

Call 757-880-5215 Licensed & Insured

757-785-0778 JAskew222@aol.com JTAskew.com

Lawn and Tree Service H&J TOTAL LAWN CARE Cut, weed, trim, edge, mulch, tree work, clean gutters, aerate, fertilize, power washing, cleans beds & much more. Call Jason 757-528-3778/757851-2932. Licensed and Insured.

QUALITY LAWN CARE We provide many services such as thatching, airating, mowing, mulching, edging & weeding.

Call for quote 757-245-0071

Home Improvements HOME IMPROVEMENT J&L SERVICES Air Conditioning Sales/Service Kitchen & Bath Renovations Vinyl, Ceramic & Wood Flooring Vinyl Siding & Wrap Windows & Doors Decks & Porches Masonry, Plaster & Sheetrock Repair Licensed & Insured Serving the Peninsula for over 40 years 757-751-4090

Tree Service We price ourselves on our commitment to cleanliness and timely work in a professional manner. We will always treat your yard as our own.

www.arboltree.com We provide all services to help take care of your trees.

757-890-9831

HAPPY MOTHER’S DAY & FATHER’S DAY From a Man & a Tractor & Dog in a Field. Working in the spirit of excellence. Overgrown real estate property. Commercial property & Residential lawn cutting. Garden tilling, horse field cutting & plowing. Stone grading, driveways, small roads & lots. New home construction grading. Storefront & residential window cleaning. 1 story gutter cleaning & power washing.

Seeding & aerating. A Fair Price 757-637-5651 In Remembrance of my Mom & my Dad - Margaret W. & Thomas D Francis Scout Masters Pack 91 - From their son.

VAZQUEZ LADSCAPING Mowing, mulch, flower bed clean up, edging, trimmig bushes, prunning.

We also do Power Wash & Tree Service. Free Estimates Great Prices!!!

757-218-9552, 757-232-1768

Red’s Tree Service Summer Time Is Here!

Tree Removal, stump grinding, pruning and more!

No Job Too Difficult!

Call 592-3130

Painting/Paperhanging

ABSOLUTELY AFFORDABLE & Always There For You 24/7 ROY’S ROOFING Specializing in Leaks & Repairs.

Free estimates Written guarantee!

722-7898/ 880-7073

PERSONAL TOUCH PAINTING SERVICES Interior & Exterior Free Estimates 757-329-8610

A+ MEMBER OF THE BBB

West Roofing & Home Improvements

Roofing ROOF REPAIR Flat Roofing, Rubber, Hot tar, Tin, Slate & Shingle, Siding & Windows.

Commercial/ Residential 757-718-1072 TRASH HAULING Demolition, Scrap Metal, Junk Car, Concrete, Appliance & Equipment Removal. Also Attic Cleaning.

757-718-1072

FIRST QUALITY ROOFING Roofing Services Free Roof Inspections 24 Hr. Emergency Contact!

Local Company

Specialized in Leaks & Repairs Tear-off – Reroof – Repairs Get the best…Get West No Job Too Small Free Estimates, Written Guarantee!

851-7800/ 220-0228 874-5656/ 466-0675 Miscellaneous Services

GRAND OPENING CLIMATE CONTROLLED SELF STORAGE UNITS Special Introductory Pricing 4801 Chestnut Ave, NN allweatherindoorstorage.com

Mention this ad for 10% off

757-236-9230

Feature your ad in the Daily Press classifieds. We have several ideas to focus a reader’s attention. Color is one of them.

Call 757-247-4700

ATTRACT ATTENTION

ATTRACT ATTENTION

Ask a Classified Advertising sales representative about color borders. 757-247-4700

Ask a Classified Advertising sales representative about color borders. 757-247-4700

Licensed & Insured

Peninsula’s #1 Roofing Company

Call 757-380-6512

Houses For Rent

Hampton/Newport News Carrithers Realty 757-930-9300 126 Cedar Ave 2Br 15 Lucas 2BR gar 503 Regina 3BR gar 631 Willow 3BR 25 Ambrose 3Br 1.5Ba gar

$ $ $ $ $

495 735 895 895 895

www.carrithersrealty.com For more available houses

HAMPTON Hampton Farmington. 2 story cape cod, 4 bedrooms, 2.5 baths, 2 car garage, large fenced backyard, central air/heat, fireplace, available early July. $1730/mo 757-218-7818

Houses For Rent

QUALITY RENTALS

Houses For Rent

Newport News

HAMPTON Hunt Club 3BR, 1BA Newmarket 3BR, 1.5BA Riverpoint 4BR, 2.5BA Michael’s Woods 3BR, 2.5BA Bellgrade 4BR, 2.5BA NEWPORT NEWS Newmarket 3BR, 1BA Warwick Lawns 3BR, 1.5BA Stratford Manor 2BR, 1.5BA Fairways at Kiln Creek 2BR, 2BA Pear Ridge 3BR, 2.5BA Menchville Manor 4BR, 2.5BA YORKTOWN Burnt Bridge Run 2BR, 2BA York Crossing 2BR, 2.5BA

$ 995 $1275 $1375 $1435 $1825 $ 950 $1025 $1050 $1150 $1285 $1350

25 B Maney 2/1 26 B Maney 2/1

$ 550 $ 575

11514 Warwick 3/1-1/2

$1095 $ 895 $ 895 $1550

74 Copeland La 3/1-1/2 68 Culpepper Ave 3/1 James River Waterfront

642 Deep Creek Rd 2/2 w/ mother in-law suite 1/1

Hampton 214 N 6th Street 3/1 438 Cedar 3/1

$ 850 $ 695

1821 Andrews 3/1-1/2 den

$ 865

$ 595 $ 895 $1175 $ 995 $1295 $ 750 $1100 $2200

NEWPORT NEWS BEST KEPT SECRET IN NN! Very quiet village. 2BR, 1BA. $850. No Smoking. 757-525-7788

$800 - $2500 Mulder Realty

Great Location! Midtown NN Large 2 Bedroom, 1 Bath Apt. Free Heat & Free Hot Water Sm. Pets OK

2br / 1ba 3br/ 2ba 3br/ 2ba 3br / 1.5ba 4br/ 2.5ba 5br/ 4ba

$ 825 $ 825 $1095 $1200 $1575 $2150

Apartments Parkview Apts & Carley Square Apts 2BR - $525 PPH, LLC. 757-599-6054 www.pen-prop.com

757-874-4141

2br/ 2ba 2br/ 2ba 2br/ 2.5ba 3br/ 2.5ba 3br/ 2.5ba 3br/ 2.5ba 2br/ 3.5ba 4br/ 3.5ba

$ 825 $ 850 $1150 $1295 $1295 $1300 $1375 $2400

3br/ 2ba

$1475

Call Ginger or Jeannie for Property Management Services We can help… *Each Office Independently Owned & Operated* Equal Housing Opportunity

BETTER than a Town Crier Public Hearings in Legals Call 247-4700 for more information about Daily Press Classified Legals.

Apartments

Hampton, Newport News & Poq. 1671 Old Buckroe 3Bd 1.5Ba $1250 2511 E. Pembroke 2Bd, 1Ba $ 825 4 Valor Pl 3Bd, 2.5Ba $1200 24 Harwood Ave 3Bd 1.5BA $1150 25 Charles Parrish 2Bd 1.5Ba $1200 178 Chickamauga Pk 3bd 1Ba $1225 $ 775 101 B Parkview Pl 2bd 1Ba 100 W Cummings Ave 2bd, 1Ba $ 650 101 Scotts Pt, 2bd, 2.5ba $1250 1926 Kensington Dr 3bd, 1ba $ 850 988 N. King 2Bd 1-1.5ba $750-$850 Hampton Club Studios $595-$615

Mercury Property Management 757-727-0515

NEWPORT NEWS Hidenwood area. 3BR/2BA, kitchen, dining room, living room, den, garage, fenced in yard, storage shed.

No sec. 8, pets or smoking. $1100 + dep. Owner/agent 757-236-5620 NEWPORT NEWS Spacious townhouse in Willow Green North for rent. 1600 sq. ft. 3 br. 2.5 bath plus bonus room. Huge kitchen and loads of closet space.

W/D. Laminate wood and ceramic floors downstairs. Carpet upstairs.

End unit in friendly, quiet neighborhood. $1200/month plus security deposit Call Reliance Realty @ 757873-3366.

City Center area, NN - $800 or purchase $110,000. Large 1 BR floor plan all on first floor! Small Back yard. Ready July 10, 2015.

Call or Text Owner Agent, w/ Century 21 Nachman 757-696-2141

NN RENT $700/MO 2BR OR $1100/MO 4BR 2BR, 1BA, LR, DR, Kit, 2 Story, New Wndws/int.painted, refurb floor/tub, 836-18 St, $700/mo; 4BR, 2BA, LR, Kit, Lndry Rm 4 W/D hkup, Fncd Yard, 914-79 St, $1100/mo; Near shipyard, HRB/ M&M; Req gas, elect, Wtr util.

757-725-2876

823 79th St. 2BR Ranchers $795 & up Avail Immed

CALL 757-868-6792

1 MONTH FREE RENT *with 1 Year Lease

Ask About Our Special Frank & Shapiro Real Estate 11430 Jefferson Ave., Apt. 107

Only 6 Available $699 mo.

757-595-6742

(757) 599-9134

11100 Jefferson Ave. Newport News, VA 23601

NEWPORT NEWS BRAND NEW APARTMENTS FOR SENIORS 62 AND OLDER. RENT INCLUDES WATER & FREE CABLE! ENERGY EFFICIENT WITH BRAND NEW APPLIANCES AND FULL SIZE WASHER/DRYER CONNECTIONS! GAME ROOM, BUSINESS CENTER WITH FREE INTERNET. GET $600 OFF ON OUR 1 & 2 BEDROOMS! FOR A LIMITED TIME ONLY* CALL TODAY TOLL FREE 1-866-664-7349. tfjg/eho

Hughes Hampton 2br /2 ba $880 Nantucket Place 2/2 amenities $875 1/2 free rent to qualified applicants PPH, LLC. 757-599-6054 www.pen-prop.com

BEACONSDALE NEWPORT NEWS Clean & safe. 1 person w/ own bath & entrance, sink, big closet, washer & dryer. Fully furnished or not, no pets/drugs/smoking. No lease, $750 all utilities, $200 deposit 757-596-1260 Hampton/Foxhill Area

HUGE 4 BR Townhouse

Newport News

Efficiency Apts.

Starting at $699 ****************** Also: 1, 2, 3 Bedroom

NEWPORT NEWS

HUGE 1, 2 & 3 Bedroom Apartments Available ONE MONTH FREE RENT! Call for more information!

757-273-7915 EHO

Mobile Homes & Lots YORK CO./ POQUOSON/ NN Spacious 2 -3 Bedrooms, recently renovated, available immediately.

Quiet park locations. no pets.

Rents start at $550 per month plus security deposit.

Call 757-887-0061

Townhouse Apts from $675 1 Month Free Rent* *with approved credit

SHERWOOD ARMS 757-877-5657

FIND IT

Whatever you’re looking for.

LOSE IT Talk to people who want what you’ve got.

Call the Daily Press to place your Classified ad. 247-4700

OUT

go the old tools and exercise equipment

In

comes the cash Call the Daily Press at 247-4700

Call for move in special.

No Security Deposit.

(757)251-9135 URBANNA/DELTAVILLE Beautifully renovated, historic home listed on the National Register, Chesapeake Bay area. 3BR/2.5BA, 4 acres, water-access, $1,500/ month. 804-794-8101 or 804-3707810.

GET

Newmarket

REGENCY SQUARE Large 2BR Apartments Freshly decorated!

Ready to go!

Starting at $695 a month +

www.century21nachman.com Hampton 14E Lamington Rd 109 Parkdale 203 Pembroke130 Margaret Dr 234 Bailey Park Dr 17 Hampshire Glen Newport News 210 Quarter Trail 219 Susan Con Dr 108 Inland View 183 N Hall Way 207 Wrought Iron 457 Revolution Ln 128 Zenith Loop 44 Dryden Dr Gloucester 6993 Old Pinetta

Apartments For Rent

Morewitz Realty 757-873-0841

Apartments For Rent

Houses, Townhomes, Condos Property Management 757-827-1300

DEER PARK APARTMENTS $2200

PPH 599-6054 www.pen-prop.com

$ 925 $ 950

Frank & Shapiro Real Estate Inc. (757)595-1122

Newport News - Hampton York County - Wmsbg

Yorktown 110 Liberty Dr 4br, 2 car gar Newport News 334 Sycamore Ave 2br, gar 5910 Andrew Pt 2br, gar 2 Langley Ave 3br, 2ba, gar 125 Campbell Ln 3br, den 311 Jacks Pl 3br, gar Hampton 438 Marion Rd- 2 br, 1 ba 22 Rose Briar 2br condo 35 Reflection Ln 4br, lake

Apartments For Rent

Their Attention Add a PHOTO to your real estate ad. It’s Easy!

Call the Daily Press at 247-4700

I fonutnhde it i

You'll find nothing else like it!

Colonial Pembroke & Old Point Apartments *1 Month Free Rent 2 Bedroom Apartments *Freshly Painted *Refinished Hdwd Floors $675 per month *with approved credit Rental Office located at: 2121 E. Pembroke Ave, Hampton, VA 757-851-8881

TO ADVERTISE CALL

247-4530 Monday-Friday 8am-5:30pm All real estate advertising herein is subject to the Federal Fair Housing Act of 1968 which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, elderliness or national origin, or an intention to make any such preference, limitation or discrimination.”

Hampton

1 BR apt starting at $650. LR w/ FP, some utilities paid. No pets. $695, w/ garage $795

CLASSIFIEDS

Jack Miller 757-806-6030 RE/MAX Peninsula

HOMES, TOWNHOMES & CONDOS FOR RENT

CLASSIFIEDS Place your ad today! 247-4700 or dailypress.com/advertiser

757-926-4405 11835 Fishing Point Dr. Suite 101 www.abbittrentals.com

CHECK your caller id, it could be your next customer calling. Sell it with Daily Press Classifieds.

This publication will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this publication are available on an equal opportunity basis.

To obtain further information on fair housing or to file a housing discrimination complaint, call the HUD toll-free number, (800)424-8590; the VA Fair Housing Office, (804)367-8530; or, on the Peninsula, Office of Human Affairs, (757)245-5642.

Advertising supplement to the Daily Press.

15 — Hampton Roads HomeFinder • www.dailypress.com/realestate • An advertising supplement to the Daily Press — June 5, 2015

Houses For Rent

June 5, 2015 — Hampton Roads HomeFinder • www.dailypress.com/realestate • An advertising supplement to the Daily Press — 16

Berkley Village/ West 1 & 2 BR apartments for: • Senior Citizens 62 and over • Non elderly (under 62) w/ disabilities Amenities include:

• Individually Controlled Heat And AC • Central Laundry Room • Community Room • Parking

Ivy Farms $ $

APARTMENTS

670

2 BEDROOM *Income Restrictions Apply

No Application Fee

99 Deposit

*Income limits apply

Convenient location off Saunders Road 900 Daphia Circle, Newport News, VA

757-599-6169 1-800-828-1120 TDD

3 Bedrooms

$

699 Call for details. Limited time offer.

621 Adams Drive Newport News

757-320-2079

838-9302 1585 BriarfieldRd. #46 Hampton Hours Mon.-Fri. 9-5pm & Sat. by Appointment

Century 21 Nachman Realty

To Advertise Your Apartment Community

Contact Cindy @ 247-7837 Or email cclaiborne@dailypress.com

17 — Hampton Roads HomeFinder • www.dailypress.com/realestate • An advertising supplement to the Daily Press — June 5, 2015

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June 5, 2015 — Hampton Roads HomeFinder • www.dailypress.com/realestate • An advertising supplement to the Daily Press — 20

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June 5, 2015 — Hampton Roads HomeFinder • www.dailypress.com/realestate • An advertising supplement to the Daily Press — 22

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June 5, 2015 — Hampton Roads HomeFinder • www.dailypress.com/realestate • An advertising supplement to the Daily Press — 24

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