Opening Doors of Opportunity...
FRECHMAN
TINA
YOUR COMPREHENSIVE GUIDE TO BUYING A HOME
You are about to embark on an exciting journey of finding your next home.
Dudum Real Estate Group’s in-depth guide offers home buyers a detailed overview of the process of buying a home. Throughout the entire process, I will support you every step of the way, and will even continue to serve you long after you move in.
This package has been prepared for you to help explain the process and help you familiarize yourself with the various activities, documents, and procedures that you will encounter while purchasing your home. Purchasing a home is a very important decision and one of the biggest financial decisions you will make in your life. In fact, most people only buy a few homes in their lifetime. I have the tools to make sure that you are well-equipped with up-to-date information to aid in your decision. I hope you find this home-buying guide a valuable resource on your journey.
I have the experience, market knowledge, and resources to support you in achieving your dreams of home ownership, and look forward to the opportunity of working with you.
HOME BUYING
BUYING A HOME IS A BIG DECISION
From the initial planning to selecting the home that’s right for you, there are many steps throughout the buying process. The more prepared you are at the beginning, the less overwhelming and chaotic the buying process will be. I am here to guide you through every step of the process.
HERE ARE SOME INTERESTING POINTS FOR YOU TO REVIEW:
A buyer’s agent represents the individual(s) purchasing the property in the real estate transaction, working directly for the buyer and having their clients’ best interests in mind throughout the entire process. Purchasing real estate is a complex transaction with many details that must be handled appropriately. Here are some highlights of where I can help to best represent you in the home-buying process by:
AN OVERVIEW OF THE PROCESS
• Selecting the right lender to help navigate the loan process
• Forming a “wish list”
• Implementing a home search
• Homework (studying the neighborhoods)
• Making an offer & explaining the complexities of a contract
• Discussing the importance and risks of your earnest money deposit
• Negotiating throughout escrow process (purchase price, repairs, timelines, etc.)
• Inspections/Appraisals
• Contingency removals
• Moving preparation & relocation assistance, if needed
• Close of Escrow
• Your Big Move!
• After close/getting settled follow up
As a resident of the Lafayette, Moraga, Orinda (“Lamorinda”) area for over 20 years, Tina Frechman is deeply passionate about all that the close-knit community of Lamorinda has to offer. Whether navigating the realm of real estate with trust and expertise or fulfilling her role as a devoted mother of four, Tina approaches each task with unwavering pride. Renowned for her impeccable reputation within both her professional domain and the local community, Tina is a familiar face in the school district and various philanthropic circles she actively supports.
With a fervent love for real estate, a genuine affinity for people, and a keen eye for style, Tina ventured into the realm of real estate over fifteen years ago. Over the years, she has amassed invaluable experience and honed her skills in home search, property preparation, marketing, negotiation, and client service, consistently staying ahead of market trends through continuing education and engagement with industry resources.
By electing to work with Tina and her team, you will benefit from the dedication and professionalism of agents who tirelessly advocate for your interests, keeping you informed and supported at every turn. Tina’s achievements include membership in the Dudum Real Estate Group President’s Club since 2015, along with receiving the esteemed “Top Producer: Volume” award in 2017. Additionally, she serves as the Associate Manager of the Lafayette office.
Outside of her professional and community commitments, Tina can often be found exploring local trails, engaging in indoor workouts, or enjoying quality time with her beloved family, husband Brian, and their children, indulging in shared interests such as travel, movies, outdoor activities, and cherished moments with friends and extended family.
TINA FRECHMAN
HOW TINA EXCELS BEYOND THE
COMPETITION
Market Knowledge
As a long-term resident of Lamorinda for over 20 years, Tina Frechman has a strong pulse on the community and is truly passionate about all the area has to offer—from work, family, sports, charity, community, and outdoor activities, Tina will put her insider knowledge to work to find the home that best fits her clients’ needs. She embarked into the real estate foray over 15 years ago, putting her passion for residential real estate to work. Consistently on top of the latest real estate market trends, Tina utilizes the latest technology tools to best serve and benefit her clients. With her keen attention to detail and sharp negotiation skills, Tina will keep her clients informed and on track every step of the way. By choosing Tina, you will have a dedicated, professional real estate agent who will work tirelessly on your behalf.
Tech Savvy
With a commitment to education, Tina continues to take professional development courses on real estate. Her real estate community connections to find and sell homes for her buyers and sellers.
Proven Statistics
Tina’s listings sell at an average of 120.17% of the listing price, well above the Board average. The days on market for her listings is on average seven days. Again, this is superior to the Board average. Tina’s clients were happy during and at the end of every transaction. They have given her the highest remarks when it comes to Dudum Real Estate Group’s post transaction surveys. Why? Because she simply cares. She became a member of the President’s Club within the first year after joining the company, maintained a Top Producer status, received Top Producer- Highest Volume award in 2017, and is a member of Presidents Club ELITE.
My goals in life are to help others, always give 100%, and be happy. Being a Realtor makes living this way easy. The reward of helping my clients win their dream home is indescribable. I promise to deliver nothing less than my best with the highest integrity when working with you.
DUDUM REAL ESTATE GROUP
Opening Doors of Opportunity
Dudum Real Estate Group was founded in 2010 by Julie Dudum Del Santo and is one of the preeminent and finest independently-owned real estate brokerages in the East Bay. With offices in Walnut Creek, Lafayette, Danville, Brentwood, and Sierra Tahoe, Dudum Real Estate Group is comprised of highly motivated, resourceful and successful real estate professionals who work collectively to give our clients the best possible real estate buying and selling experience. At the core of our business philosophy is a commitment to extraordinary service, cooperation, honesty, integrity and communication.
Our dynamic group equips and educates ourselves regularly so that you can always rely on the accuracy of the information we give you. We are geographically situated throughout the communities in which we serve, and we utilize many networks, modern real estate tools and resources to guarantee that our clients gain the quickest, most complete and reliable access to properties throughout the East Bay.
Our team of experts, knowledgeably and competently, cover a wide territory from the Oakland/Berkeley area, continuing east along Highway 24, throughout Lamorinda, the communities along both sides of Highway 680 up to 580, as well as East County serviced by Highway 4.
BUYER REPRESENTATION
Dudum Real Estate Group is widely recognized as one of the fastest growing and leading real estate companies in the greater East Bay.
A PROVEN APPROACH
I believe buying or selling a home requires a wide array of skills and expertise to ensure my clients have a clear advantage in an often unexpected real estate market. I continuously build upon my expert knowledge so I may effectively understand current opportunities and challenges in the industry. I am focused on delivering unparalleled results and am committed to exceeding my clients’ expectations with professionalism, industry knowledge, and innovation. When you work with me, you will have an experienced agent from start to finish, dedicated to delivering beyond stellar results.
THE POWER OF NEGOTIATING
The art of negotiation is being able to walk away. The skill is not having to. Our goal is simply to help you buy the right property, at the best possible price.
FINDING THE RIGHT HOME: THE SEARCH BEGINS
As your agent, my role is to help you begin your search by narrowing your preferences to determine what homes fall within your particular parameters (affordability, size, and neighborhood). I will enlist the resources available to us including: Multiple Listing Service (MLS), off-market properties, new construction, Top Agent Network, agent-to-agent networking, open houses as well as HUD and bank-owned properties. I will offer you the opportunity to be included in daily listing alerts, notifying you of properties that meet your criteria, as they hit the market.
REAL ESTATE AT YOUR FINGERTIPS
My website, www.TinaFrechman.com, is another great resource for information. You will find current homes for sale, open home calendars, market trends, statistics and community information. Our Dudum Mobile App will put the latest listings in the palm of your hand and guide you to all of the available homes around you, no matter where you are in the East Bay.
dudum.com
We maintain a strong online presence through Dudum.com which has powerful searching tools, community reviews, marketing resources and listing alert capabilities. Our website and blog generate over 20,000 unique visitors annually.
Dudum Mobile App
Our mobile app provides the most accurate and up-to-date property information at the touch of a screen! You can access the property information you need including price, features, photos, and more! You can search listings, save properties, or share them with family and friends.
QUESTIONS TO CONSIDER
• When would you like to move?
• How long have you been looking?
• What do you like most about your present home?
• What do you like least about your present home?
• What neighborhoods do you like?
• Are schools a factor? If so, which ones?
• What style of home would you like (e.g. traditional or contemporary)?
• What property condition are you looking for (e.g. fixer-upper, new construction)? If interested in new construction, please ask me about that specific process.
• Is your home currently on the market? How long has it been on the market? What is the asking price?
• Do you need to sell your home in order to buy?
• Do you need to be near public transportation or highways?
• Do you prefer to be in a location with close proximity to amenities?
• Are you the sole buyer or do you have partners?
• What features are you looking for: detached, condominium/loft, multiple units (flats), bedrooms (#), baths (#), square footage, separate dining room, eat-in kitchen, pool/no pool, etc.
PREVIEWING PROPERTIES FOR YOU
Whenever possible, I will preview properties before showing them to you to ensure they meet your criteria. While I will arrange a time to view new listings, keep yourself available to act on short notice when desirable or well-priced properties become available.
WEEKEND OPEN HOUSES
You may wish to attend Saturday or Sunday open houses on your own. When doing so, please inform the agent holding the open house that you are working with me and provide him or her with my name.
BROKER TOURS
Each Tuesday and Thursday in the East Bay, new property listings are open to agents and brokers for viewing. I will be attending the tours regularly and preview these homes with your specific wants and needs in mind. If there is a new listing that is appropriate for you, I will provide you with the address and arrange for a showing at your earliest convenience.
CREATE A WISH LIST, THEN PRIORITIZE
Let your imagination run wild when creating your initial list of parameters, then prioritize your list carefully. You may have to make some trade-offs between the various items on your wish list, but start as big and wide as your net will cast.
THE BEST APPROACH TO VIEWING A PROPERTY
Each time you view a property, compare that property's characteristics to your search parameters. If a specific home falls short on your desires, consider whether you can alter the home to make it acceptable. Some features are impossible to change, such as location, but other features can be changed or modified by painting, remodeling, or possible structural alterations.
FINANCIAL AND EMOTIONAL CONSIDERATIONS
Once you have identified the property that meets your criteria and are prepared to make an offer, we will meet to discuss the best offer strategy. Is this property extremely desirable—one that could invite multiple offers? If the seller counters your offer and asks for a higher price, what is your top dollar? Does the property need improvement? How motivated is the seller? How motivated are you? Do you need to sell a property in order to purchase this one? Are you pre-approved for a loan?
FINDING THE ONE
When you see a property that meets most of your criteria and is a likely prospect for further consideration, ask additional questions.
POSSIBLE QUESTIONS TO ASK THE SELLER
Consult me to guide you through the following:
Q. Are there any up front inspections/ disclosure packets/reports?
The seller may have a recent pest control, general contractor’s inspection, disclosures or other reports available for review.
Q. What is the condition of the plumbing, heating, electrical system and the roof? If these systems are old, the cost to repair or replace should be considered and possibly included in your offer terms.
Q. Are there any signs of dampness or drainage issues?
These conditions can be difficult and expensive to correct, and should be taken into consideration should there be any indication of such issues.
Q. Were improvements made and were they done with permits?
Many properties in the East Bay have had improvements and/or additions completed without the benefit of permits and may/may not comply with local building and zoning codes. We can sometimes obtain a full disclosure package from the listing agent, which should include details on property improvements. Some of these answers may require a visit to the local city or county offices and are not always able to be obtained prior to making an offer.
HOME BUYING PROCESS: AN OVERVIEW
The home buying process is filled with many details that can greatly impact your experience. I will work with you and the appropriate vendors to properly guide you to a successful close.
GETTING STARTED AND FINDING YOUR NEW HOME
INITIAL CONSULTATION
• Understand your objectives, priorities, and time frames.
• Discuss buying process overview.
• Examine local market conditions.
• Discuss lending qualification.
• Define Agency relationship.
• Define how we will work together.
LOAN PRE-APPROVAL
• Obtain loan pre-approval letter from lenders.
• Determine budget and price range for home based on income, assets, and personal financial plan.
• Meet with tax and financial professional to understand benefits and ramifications of prospective purchase.
HOME SHOPPING
• Tour properties that meet your home search criteria.
• Monitor market activity with listing alert service.
• Leverage dudum.com network for upcoming listings available for preview.
• Identify off-market, for-sale byowner, and expired listings matching requirements.
MAKE AN OFFER
• Review comparable sales and discuss appropriate offer strategies.
• Review and sign all available disclosures and reports.
• Prepare detailed offer package including bank statements, introductory letter, and loan pre-approval.
• Present offer package and purchase contract in person, when possible.
• Negotiate the best possible price for your new home!
DUE DILIGENCE
OPENING ESCROW
• Buyer to choose and pay for escrow.
• Order Preliminary Title report (Title Company).
• Deposit buyer’s funds into escrow account.
SUBMIT HOME INFO TO LENDER
• Submit purchase contract to lender for processing.
• Schedule Appraisal (by lender).
• Confirm contingency removal and loan condition dates.
• Underwriting file review.
• Appraisal completed and reviewed by lender.
• Final financing approval by lender.
INSPECTION REVIEW
• If issues or concerns are discovered during buyer inspections, we may attempt to negotiate repairs, credits or renegotiate price.
INSPECTIONS AND PROPERTY CONDITION
• Conduct Buyer Inspections: Property, Pest, Chimney, Roof, Pool, etc.
• Conduct second review of Seller Disclosures.
• Review Homeowner’s Association documents, if applicable.
• Buyer selects home insurance company and coverage.
• Submit insurance information to escrow.
• Upon complete client satisfaction with inspections, disclosures, loan documentation & all other contractual obligations, contingencies will be removed.
FINAL WALKTHROUGH
• Confirm property condition and completed repairs, if any. Property condition should be consistent with condition on date of ratification.
• Review walkthrough checklist
MOVING DETAILS
• Setup utilities: electricity, water, garbage, phone, internet, alarm, etc.
• Contact HOA office to schedule move-in, if applicable.
• Schedule move.
SIGN OFF AND LOAN FUNDING
• Review all closing and transaction costs.
• Sign loan documents.
• Provide cashier’s check or send wire for down payment and closing costs.
• Lender sends balance of funding to title company one business day prior to close.
RECORD AND CLOSE ESCROW
• Deed is recorded in person at County Recorder’s office by Title Company representative.
• Obtain keys to your new home!
FIRST THINGS FIRST SETTLING IN
• Change all locks on all doors and update security system, if applicable.
• Complete any planned repairs or improvements.
• Get acquainted with your new neighborhood and community.
GETTING ORGANIZED
• Update estate plan and trust.
• Review all appliance and warranty materials.
• Schedule future required maintenance (re-seal counters, change/clean filters, etc).
• File home warranty plan.
• Note upcoming property tax payments and supplemental property tax bill.
• Attend HOA meetings and meet your neighbors.
• Unpack, unwind and enjoy your new home!
AFTER SALE SERVICE
• Provide resources for aftersale home owner needs
• Be a referral resource for friends and family seeking this same great first class service.
MAKING THE OFFER
I will help you construct a winning offer, taking into account current market conditions, competition, and fair market value.
SEVERAL FACTORS SHOULD BE CONSIDERED IN YOUR OFFER:
Purchase price. I will provide you with information about similar properties (comparables) in the neighborhood that have sold recently. This information will help establish fair market value and guide you to the “right price.”
Loan contingency. If you are obtaining a loan to finance the purchase of your home, I will structure a contract to allow reasonable time to obtain a loan from a lender of your choice and at terms which are acceptable to you. It often takes 2 to 3 weeks to obtain a loan commitment.
Inspections. In the majority of transactions, offers are made contingent upon obtaining and approving inspection reports on the property by licensed professionals. This is to inform and protect the buyer about known and unknown conditions. I generally recommend that two major inspections be conducted at a minimum: pest control and general contractor/home, but some homes may warrant many others, such as a sewer lateral, roof, chimney, pool, soils, drainage, well, etc.
Personal property. It is important to clearly identify all personal property that will be included or excluded from the sale.
PRESENTING AND NEGOTIATING YOUR OFFER
As your agent, I will represent you to the seller and seller’s agent in the best light possible to obtain an accepted offer. When presenting your offer, documents such as a loan preapproval, financial statements or other proof of funds are necessary for a complete package.
ESCROW PROCESS
EARNEST MONEY DEPOSIT
Due no later than third business day after an offer is signed and accepted.
Once your offer to purchase a home is accepted, the escrow process begins. The mortgage lender orders the appraisal, a copy of the preliminary title report, a copy of your purchase agreement, and other supporting documentation. As documents come in, they are checked for any irregularities, and any additional items needed are requested.
APPRAISAL
The appraisal is completed by a third party individual that is hired by your lender to do a report that demonstates to you, as well as the lender, that your home is worth what you are paying for it. This fee will be included in your closing cost figures, provided by the lender.
LOAN SUBMISSION
Once all the necessary documentation is in, the loan processor puts the loan package together, your loan agent prepares a cover letter, and your completed file is submitted to a lender for approval.
LOAN APPROVAL (UNDERWRITING)
Loan approval, or “underwriting”, generally takes anywhere from 24 to 72 hours, and it may take slightly longer if mortgage insurance is required. Mortgage insurance underwriting
occurs when the borrower has less than 20 percent of the loan amount to put towards a down payment, and the lender then may require additional insurance for your loan. All parties are notified of the approval and any loan conditions that must be received before the loan can close. You may then remove your loan and appraisal contingencies after all of these conditions are met.
LOAN DOCUMENTS ARE DRAWN
Within one to three days after loan approval, the lender prepares your loan documents (including the note and deed of trust), which are sent to the title/escrow company. The escrow officer will call you to set up an appointment when the papers are ready for your final signature. At that time, the escrow officer will tell you how much money you will need to bring to close the escrow.
CLOSING
Once all buyers have signed the loan documents, they are returned to the lender, and the package is reviewed. If all the forms have been properly executed, the lender sends the loan funds by wire transfer. Upon receipt of the wire, and once all buyer funds required to close are at the title company, the deed is released to be recorded at the county.
This is the point at which you actually own your new home.
Congratulations!
THE LOAN PROCESS
For buyers financing their home, planning is crucial, as this is one of the first steps in home-buying. Several factors should be considered to assure the loan process goes smoothly.
APPLICATION PROCESS
You will sit down with a lender or mortgage broker, who will ask you to complete a mortgage application and provide copies of your income and asset verification. Various fees and the down payment will be discussed at this time and you will receive an estimate for your closing costs.
PRE-APPROVAL FOR A LOAN
An offer is not considered “strong” if it lacks a pre-approval letter from a reputable lender or local mortgage broker. A letter of approval or proof of funds assures the seller that you will be able to obtain the proposed financing and will not tie up the property needlessly.
Lenders will inquire about the following six critical factors:
• Income
• Savings/capital/investments
• Credit history
• Debt level/ratio
• Employment history
• 2 YEARS OF TAX RETURNS
• 2 PAYSTUBS
• 2 W2S
• 2 MOST RECENT FINANCIAL STATEMENTS QUICK TIP:
• The value of the property you wish to purchase
I can recommend several reputable lending institutions from which you may obtain preapproved financing.
THE IMPORTANCE OF INSPECTIONS
Once an offer is accepted and the transaction is officially in contract, the contingency period begins. A home inspection is an all-encompassing examination of the condition of a home and is an important step in this process. It is important to conduct a home inspection to avoid a costly mistake by purchasing a property in need of major repairs. Oftentimes the home inspector will call for a further inspection with a specialist should something concerning arise. Once you think you have found your “dream home,” home inspectors can often give you the necessary insight to know if this is the right home for you.
THE INSPECTION PROCESS
While property inspections provide no warranty, they will educate you as to the current condition of the property. Inspections are usually requested on the purchase agreement, and if inspection results are unsatisfactory, you have the option to request repairs, renegotiate price, or withdraw your offer, prior to removing any contingencies.
In addition to the professional inspections listed below, you should take a close look at the property yourself. For example, inspect cupboards, doors, windows, flooring, counter tops, bath and kitchen fixtures, built-in appliances, stairways and banisters. Even spend time in the neighborhood and get to know the community. Your personal diligence is just as important as your professional inspections.
• Physical Inspection: Typically done by a general home inspector, a physical inspection is a thorough examination of the house, resulting in an overall assessment of the present condition of the property/home.
• Termite Report: The Pest Report will indicate any type of wood destroying organisms that may be present. This includes termites, wood fungus, dry rot, etc. The seller usually provides this report; if not, the buyer is highly encouraged to obtain one of their own.
• Roof
• Chimney
• Sewer Lateral
• Structural/Engineering
• Drainage
• Pool, if applicable
• Neighborhood factors (personal diligence)
• HOA Document Review, if applicable
• City/County Permit History
• Foundation
I will work with you to determine which inspections should be conducted. It is also highly recommended that you attend the inspections in person. This is a great opportunity for you to learn first-hand about the condition of the home you are purchasing.
TYPICAL PURCHASE AGREEMENTS CONTAIN THE FOLLOWING CONTINGENCIES FOR THE BUYER:
• Seller Disclosure Statements
• Buyers investigation
• Inspection Contingency (any and all)
• Geological and Environmental
• California Tax Reports
• Appraisal Contingency
• Loan Contingency
• Preliminary Title Report
• HOA Documents (if applicable)
• Insurability of Property
Once all contingencies are removed, you are effectively obligated to purchase the property. The understanding is that you are purchasing the property in its current condition (subject to any agreed upon repairs by the seller) and are planning to move forward with the purchase.
At that point, should you change your mind, your earnest money deposit could be at risk. Any failure to perform could result in a loss of all or part of your deposit.
CONTINGENCY REMOVAL PROCESS
Once an offer is accepted, placing contingencies in the contract gives the buyer an opportunity for due diligence or to take specific steps within a given time frame. It is essential to meet the specified timeframes and deadlines for each contingency and remove them in writing when due.
CLOSING COSTS: WHO PAYS WHAT?
Closing costs are the various fees charged by the lender, the title company, real estate agents, and other service providers in order to complete a real estate transaction and are paid through escrow. Which party pays for specific closing costs can be negotiable between the buyer and seller.
THE BUYER CUSTOMARILY PAYS:
• Title insurance premiums
• Escrow fee
• Document preparation (if applicable)
• Notary fees
• Recording charges for all documents in buyers’ names
• Tax proration (from date of acquisition)
• All new loan charges (except those required by lender for seller to pay)
• Appraisal fee
• Interest on new loan from date of funding to 30 days prior to first payment date
• Assumption/change of records fees for takeover of existing loan, if applicable
• Beneficiary statement fee for assumption of existing loan, if applicable
• Prorated HOA dues, if applicable
• Inspection fees (roof, pool, property inspection, pest, geological, etc.) if applicable
• Home warranty (according to contract)
• City transfer tax (if applicable and according to the contract)
• Fire insurance premium for first year
THE SELLER CUSTOMARILY PAYS:
• Broker compensation (per agreement)
• Document preparation for deed
• County transfer tax
• City transfer tax (if applicable and according to the contract)
• Payoff of all loans against property
• Interest accrued on loans being paid off, reconveyance fees, and pre-payment penalties
• Home warranty (if specified in contract)
• Any judgment or tax liens against seller
• Property tax proration
• Prorated HOA dues, if applicable
• HOA fee for providing all updated homeowner’s documents, if applicable
• Bonds or assessments
• Delinquent taxes
• Notary and recording fees
• Third party Natural Hazard Disclosure Statement and California Tax Disclosure Report
• Pre-sale inspection fees
• Negotiated repairs or credits to buyer, if any
MOVE-IN CHECKLIST
Moving can be a stressful time. We highly recommend that you prepare for your move as soon as possible. Provided is a checklist of recommended steps to ensure that your move-in goes as smoothly as possible.
WHAT MY CLIENTS SAY
Unparalleled Service
I can’t imagine a better partner than Tina Frechman. There are many educated agents in our area, but Tina is unparalleled in her attitude and willingness to dedicate herself to the process. She rolled up her sleeves and helped execute on two fairly complicated real estate transactions in a short period of time. She is adept at both strategy as well as the finer details of buying a house while simultaneously getting a house ready for the market in days not weeks. I will very highly recommend Tina to anyone I meet!
-Stacey Epstein
Professional
I would like to recognize Tina Frechman for the outstanding service she has provided for me and my family. I have never had a more pleasant experience in buying a home in terms of ease, pro-activeness from the real estate associate, genuine empathy with the customer as well as overall enthusiasm, knowledge and professionalism of the associate. I was referred to Tina by a close friend whom had the pleasure of buying a home through her and will continue the referral process with regards to any of my friends or national business associates who chose to re-locate in the Bay Area.
-Ron Bush
Knowledgable
Tina was absolutely wonderful to work with on the recent purchase of our new home. Not only did she handle a difficult and stressful situation with grace and calm, she didn’t stop once the deal closed. I called her “my 411” because she helped to put me in touch with every single person I would need to help get my family settled into our home very quickly. I truly could not have made it through this process without her guidance and support. Tina knows the Lafayette market and is an absolute professional of the highest integrity. I would recommend her to anyone looking to buy or sell their home!
-Stacy T.
Above and Beond on Every Level
Tina is a rock star!! From the moment we met her, we were impressed with her deep knowledge and experience with the LaMorinda; it was clear that we were in the best of hands when it came to navigating such a challenging market.
Tina goes above and beyond on every level. Our 3 hour joint tour of the neighborhood really highlighted the nuances of the neighborhood in a way we hadn’t internalized before, she is intimately familiar with every road and side street! When it came to considering candidates for offers and finding the dream home, her analysis and vetting was more thorough and comprehensive than anything we would have thought to do. In a short period of time, we were able to find our perfect home! Her support doesn’t end there though, Tina continued to help us through the purchase process to ensure that we were connected to all the right resources (contractors, plumbers, handyman, drainage company) to ensure that we could execute on any small changes and future maintenance and construction. We love our house and certainly think it might be our forever home - but if we ever sold it, we would only work with Tina!
-Ramya V.
Dedicated
Tina was amazing! Her market knowledge was exceptional and helped with identifying the right house for me all the way through negotiation and close. Then after close, Tina went above and beyond…coordinating schedules for inspections, workers, deliveries and design ideas for the house. I felt completely comfortable with her guidance and managing all. She was on top of everything.
Besides her professionalism, I really liked her as a person. Great personality, friendly and good communicator. I would recommend Tina to anyone.
-Chris S.
