RE/SOURCE WINTER
2020/2021
D U D U M R E A L E S TAT E G R O U P YOUR REAL ESTATE RESOURCE FOR THE GREATER EAST BAY
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2020/2021-
FEATURED PROPERTIES 6
80 Lark Place, Alamo
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3683 Happy Valley Road, Lafayette
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3340 Johnson Road, Lafayette
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1215 Upper Happy ValleyRoad, Lafayette
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28 Merrill Circle South, Moraga
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2961 Deer Meadow Drive, Danville
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1190 North Gate Road, Walnut Creek
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3376 Las Huertas Road, Lafayette
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4953 Desmond Street, Oakland
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2132 Stewart Avenue, Walnut Creek
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1980 1st Avenue, Walnut Creek
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19 Oak Knoll Loop, Walnut Creek
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520 Ashton Way, Pleasant Hill
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Additional Listings
MARKET BRIEF 28
Market at a Glance
29
Sales & Price Activity
30
Home Buying and Selling During the Pandemic: What You Need to Know
HOME LIFE 34 Delights 36
12 Days Of Holiday Fun
38
Light Up Your Spirit: 2020 Winter Lights Around the Bay
42 Delish
ABOUT US 47 Welcome 48 50
What Clients Are Saying About Our Realtors Dudum Real Estate Group
A LETTER FROM OUR BROKER
Dear Clients, Friends, and Family, With the end of 2020 in sight, many of us may begin the new year with a sigh of relief. Indeed this year has challenged us personally, socially, nationally. We continue to struggle with adjusting to new normalities that we likely never imagined would become our realities. As I reflected on the previous months during the Thanksgiving holiday, admittedly as an exercise in gratitude, I realized there is much to be grateful for that has resulted from the challenges of 2020. Of course there were moments when I had to dig deep... and still do, to remember Faith Over Fear, and we will get through this. But all in all, I tried to find the silver linings and the special moments that could make our crazy 2020 a positive one. First, I am stronger than I thought myself to be, as a leader who has endless belief in all who are a part of Dudum Real Estate Group. Despite Sheltering In Place, we have found ways to stay connected, and often times at a deeper level. I know my team, I know myself, and I am proud of what we have built. I am more confident now than ever before. I know that with so much uncertainty in this world, I am quite certain why we are all here. It’s a beautiful thing, and I have FAITH that together, we can take care of each other and handle whatever needs to be done. I know that together, we can get through it, and we have and will continue to. Second, I spent time, precious and real quality time, with my husband and children. Yes, at times it was a frustrating circus of confusion, but it was my circus, spent with my family while we figured out this new way of doing things together. Helping our four young children navigate through virtual learning and playing in the backyard every day for “recess” with just each other. We are definitely more deeply bonded and this has taught them that we can rely on each other during tough times, or any times, and we will always find the answers together. We have enjoyed so many family dinners, family game nights, family movie nights, family hikes, morning walks, and so much more. A wild ride, but worth every bit, not to mention distance learning... oh my! God bless our teachers... and can’t wait for school to begin again, as home schooling brings the bond to a whole other level! Third, I was inspired by the work of so many. Watching
communities fight to come together, in a time of separation. Watching the turmoil whether emotional, political, or otherwise, and yet seeing the good in people still lending a helping hand. Watching our front liners work tirelessly, giving of themselves, to help save the lives of others... this is humanity. This showed me community and to never give up on being the best version of yourself, because IT MATTERS! Our actions, our reactions, our thoughts and our deeds... they all play into the results. These are the results we are creating for ourselves... so write your own story by what you put out into the world, because it matters! Finally, I had to let go of all of the little things I could not see getting done, and trust that they were being handled. I have an amazing staff who handles 90% of the day-to-day operations of our brokerage, but I have always been heavily involved in the planning, execution of details, and a close monitoring of the outcome. This year I found that the Shelter In Place and the needs of my family, along with big company decisions didn't always allow for me to be "so involved" with every detail. I have realized that in many instances I didn't need to be. Between having Lori Legler as a new Regional Vice President, and our amazing executive team, I have been willingly able to lean on them for so much more than I ever imagined. I am so grateful to have such a successful team behind me. It’s incredible and truly gives me such peace of mind!
do the days and opportunities to dig deep and find your own silver linings. This just means there will be more days to do so, and I promise, they are there. Please know my heartfelt best wishes are with you and your loved ones during the Holiday Season and the coming year ahead. This too shall pass... and once it does, I can’t wait to have a big old bash to celebrate life together once again! Be safe, stay healthy, and have a blessed New Year!
Cheers,
Julie Julie Del Santo
The freedom I've found in letting go of certain details and trusting that my staff holds the same vision of excellence as closely as I do has made room for my own growth as a leader and forging new paths towards further excellence. Like most of you, I found 2020 difficult in many ways. We are all exhausted. We are all just about at the end of our rope... but if we look, there is always more rope, and it will make us stronger. So just keep holding on, and know, together... we’ve got this. As the majority of the year sits behind us; however, I see the gifts it has given me, forged in fire as they were. It's these gifts that give me hope, strength, peace, and opportunity for the coming year. The Shelter In Place order continues, but so
JULIE DEL SANTO BROKER/OWNER
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FEATURED PROPERTIES
80 LARK PLACE, ALAMO
6
5
±6570 6570
OFFERED AT $5,950,000 WWW.80LARK.COM
BRYAN HURLBUT REALTOR® 925.383.5500 bryan@dudum.com DRE# 01347508
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DUDUM REAL ESTATE GROUP
±0.80 0.80
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PROPERTY FEATURES Unparalleled property located on one of Alamo’s most coveted streets. Tucked at the end of a quiet court, this elegant estate possesses an effortless floorplan with impeccable finishes. The 6500 square foot home ushers guests inside to a grand entrance with a sweeping staircase and twenty+ foot ceilings, before stepping into the formal living room and dining room which exhibits a dual sided Linear Town & Country fireplace with a custom stone facade. The adjacent great room includes a stunning Chef ’s kitchen; marble waterfall countertops grace a large center island with ample seating, 48” Wolf range with additional wall oven and warming drawer, dual Miele dishwashers, plumbed coffee/espresso machine, 48” Sub-Zero built-in refrigerator, wine fridge, Body Glove water filter system with Evercold water chiller, and walk-in pantry. The great room continues into an oversized family room with a 120” projection TV, 72” linear Spark fireplace, and a wall of windows and French doors with transom windows allowing for a room awash with natural light. Through the great room awaits the flexible space of an oversized bonus/game room and half bath with backyard access. The main floor features three en-suite bedrooms, including the beautiful owner’s suite with gas fireplace, dual walk in closets, and a stunning bathroom. Featuring a standalone tub with decorative tile inlay surround, Calcutta marble flooring, large shower, dual vanities, and counter to ceiling tile backsplash, this bathroom offers a spa-like retreat within the comfort of your own home. The two downstairs guest bedrooms include walk-in closets and attached bathrooms, highlighted by designer tile and finishes. A large landing upstairs creates room for opportunity to make your own, while the two guest rooms share a spacious dual vanity bathroom, beautifully designed with pillow tile shower wall feature and terrazzo floor.
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The gated motor court offers privacy and security as it leads to the finished five+ car garage, featuring RV parking, epoxy terrazzo floors, built in work bench, and indoor half basketball court. A large laundry room with built in cabinetry provides ample storage, and mudroom with cabinet “lockers� keep day-to-day living organized. Meanwhile, the office, with Caesarstone built in desks and custom rift oak shelving/cabinets & paneling, offers the ideal space to work from home. Step outside into the backyard oasis; the outdoor IPE covered loggia connects to the home to create an ideal space for indoor/ outdoor entertaining. A large dining area, seating area with Xtreme fireplace by Xtrodinaire, and outdoor kitchen with Lynx BBQ w/ side burner, Perlick beverage frig & ice maker, creates a relaxing outdoor living space looking out at the glistening salt water pool and hot tub (includes auto cover for pool & hand placed cover for spa). The bocce court, sport court, and lush lawn create fun spaces for play, while the fire pit is perfect for a sunset gathering. Mature landscaping and modern bamboo complete this private property. Simply put, this home is the epitome of luxury and location. ADDITIONAL FEATURES INCLUDE: Radiant heat floors Whole-house security system with video cameras Automated Lutron lighting & window covering system Savant whole house automation system (audio/video/lighting/window shades/alarm/AC) Custom reveal trim and baseboards
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FEATURED PROPERTIES
3683 HAPPY VALLEY ROAD, LAFAYETTE OFFERED AT $3,495,000 WWW.3683HAPPYVALLEY.COM
5
3.5
±4574 4574
KAAREN BRICKMAN REALTOR® 925.351.5049 kaaren@dudum.com DRE# 01932119 12
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DUDUM REAL ESTATE GROUP
±1.24 1.24
PROPERTY FEATURES Set behind private gates in the sought-after Happy Valley neighborhood, this exceptional estate features a rare combination of privacy, terraced level-land, and pristine Mt. Diablo views. The home’s interior is flooded with light from perfectly placed floor-toceiling windows, which frame 270-degree views of Mt. Diablo and the surrounding hillsides. Wake up to spectacular sunrises from the primary retreat and enjoy the evening alpenglow on Mt. Diablo from the dining room. With incredible indoor/outdoor living spaces, including an approximately 1,000 sf patio, mature gardens, a level play area, and a pool deck complete with a diving board, this property has it all! Enjoy luxury living with high-ceilings throughout, custom millwork, wide-plank Royal Oak floors, recently updated LED lighting, ample storage, and a three-car garage, all within a short distance to toprated schools and Lafayette’s impressive downtown. The light-filled and oversized living and dining rooms are an entertainers dream, providing the perfect space for gatherings of family and friends. In the recently renovated bedroom wing, this home’s primary suite includes a spacious and private office complete with stunning views, built-in bookcases, and a fireplace. This expansive property also includes a vintage grass tennis court, as well as a detached 500 sf barn, which once housed horses that the owner rode in the 20+ acres of open space behind the property. Endless possibilities in the barn; one could convert the space into a guest house, a fitness studio, a finished garage, or even a home school - you decide! This opportunity can’t be missed!
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FEATURED PROPERTIES
3 3 4 0 J O H N S ON ROAD, LAFAY ETTE O F F E R E D AT $ 3 , 4 9 5 , 0 0 0 W W W. 3 3 4 0 J O H N S O N R D.C O M
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5.75
±5132 5132
ANGIE CLAY REALTOR® 925.207.9366 angie@dudum.com DRE# 01361143 14
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DUDUM REAL ESTATE GROUP
±1.76 1.76
PROPERTY FEATURES Enjoy this impressive newly built home in the midst of Lafayette’s beloved Reliez Valley neighborhood. Stretching across 1.76± gorgeous acres, this modern farmhouse sits atop a level hillside with sun kissed incredible views of Mt. Diablo and rolling hills in an exquisite serene setting. Boasting 6 bedrooms, 5 full baths, and 2 partial baths in 5132± sq. ft. of living space, the home is filled with quality finishes throughout. Enter through the striking main foyer into a large open floor plan that includes formal living and dining room with rustic exposed beam vaulted ceiling. Light & bright gourmet chef’s kitchen, breakfast nook, and great room all radiate the absolutely stunning details of this home. Additional special features include imported Oak hardwood flooring, designer cabinets and built-ins, natural stone countertops, tile shower surrounds and flooring, polished nickel bath fixtures and faucets, decorator lighting, Thermador stainless kitchen appliances, dual pane windows, and smart home Nest thermostats. French doors open to rear redwood decks for al fresco dining or entertaining. A truly peaceful oasis to savor!
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FEATURED PROPERTIES
1 21 5 U P P E R H A P PY VALLEY ROAD, LAFAY ETT E O F F E R E D AT $ 3 , 2 9 5 , 0 0 0 W W W . 1 2 1 5 U P P E R H A P P Y V A L L E Y. C O M
5
4
±4175 4175
TINA FRECHMAN REALTOR® 925.915.0851 tina@dudum.com DRE# 01970768 16
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DUDUM REAL ESTATE GROUP
±0.5 0.5
FEATURED PROPERTIES
2 8 M E R R I L L C IRCLE S OU TH, M ORAGA O F F E R E D AT $ 2 , 4 0 0 , 0 0 0 W W W. 2 8 M E R R I L LC I R C L E .C O M
6
BRANDON KERSIS REALTOR® 925.451.2760 brandon@thekersisteam.com DRE# 02038512
5.5
±4805 4805
±1.24 1.24
HOLLY KERSIS REALTOR® 925.381.9503 holly@thekersisteam.com DRE# 01185730 RE/SOURCE : WINTER 2020/2021
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FEATURED PROPERTIES
29 6 1 D E E R MEAD OW D RIV E, DANV ILLE O F F E R E D AT $ 2 , 1 0 0 , 0 0 0 W W W. 2 9 6 1 D E E R M E A D O W.C O M
4
2.5
±3765 3765
KAREN GUARISCO REALTOR® 925.935.8821 karen@karenguarisco.com DRE# 01308636 18
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DUDUM REAL ESTATE GROUP
±0.47 0.47
FEATURED PROPERTIES
1 1 9 0 N O RTH GATE ROAD, WALNU T CREEK O F F E R E D AT $ 1 , 8 9 0 , 0 0 0 W W W . 1 1 9 0 N G AT E R O A D . C O M
4
3
±3455 3455
±1.33 1.33
LONG NGUYEN REALTOR® 925.876.7888 long@dudum.com DRE# 01336323 RE/SOURCE : WINTER 2020/2021
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FEATURED PROPERTIES
3 3 7 6 L AS H U E RTAS ROAD, LAFAY ETTE O F F E R E D AT $ 1 , 7 9 5 , 0 0 0
3
2
±1800 1800
LAURIE HIGGINS REALTOR® 925.876.7968 laurie@dudum.com DRE# 01322819 20
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DUDUM REAL ESTATE GROUP
±0.58 0.58
FEATURED PROPERTIES
4 9 53 D ESMOND STREET, OAKLAND O F F E R E D AT $ 1 , 6 4 9 , 0 0 0
4
3
±2673 2673
±0.12 0.12
MARTY HENDREN REALTOR® 925.786.3398 marty@dudum.com DRE# 01166864 RE/SOURCE : WINTER 2020/2021
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FEATURED PROPERTIES
21 3 2 STE WA RT AV ENU E, WALNU T CREEK O F F E R E D AT $ 1 , 5 5 0 , 0 0 0 W W W. 2 1 3 2 S T E W A R T. C O M
3
4
±2478 2478
KAREN IVANKOVICH REALTOR® 925.788.7291 kivankovich@dudum.com DRE# 01756135 22
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±0.53 0.53
FEATURED PROPERTIES
19 80 1ST AVENU E, WALNU T CREEK O F F E R E D AT $ 1 , 3 9 9 , 0 0 0 VISIT THE MATTERPORT TOUR
3
LESLIE SHAFTON REALTOR® 925.360.9192 leslieshafton@dudum.com DRE# 01944775
2
±1805 1805
±0.23 0.23
KELLIE KEMP REALTOR® 925.268.8152 kellie@kelliekemp.com DRE# 01488960 RE/SOURCE : WINTER 2020/2021
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FEATURED PROPERTIES
1 9 OA K K N O L L LOOP, WALNU T CREEK O F F E R E D AT $ 1 , 3 9 5 , 0 0 0
3
2
±1974 1974
BRYAN HURLBUT REALTOR® 925.383.5500 bryan@dudum.com DRE# 01347508 24
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±0.48 0.48
FEATURED PROPERTIES
52 0 ASH TON WAY, PLEASANT HILL O F F E R E D AT $ 1 , 1 8 5 , 0 0 0
4
3.5
±2310 2310
±0.04 0.04
EMANUEL SAKKIS REALTOR® 925.389.0835 esakkis@dudum.com DRE# 01224688 RE/SOURCE : WINTER 2020/2021
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ADDITIONAL PROPERTIES
ADDITIONAL AVAILABLE LISTINGS PRICE
ADDRESS
BEDS
BATHS
SF±
AC±
LISTING AGENT
CONTACT
$1,075,000
125 Baja Lane, Walnut Creek
3
2
1656
0.22
Bethanne Gardner
925.289.8544
$799,000
148 Miramonte Drive, Moraga
4
2
1514
0.03
Ruth Eddy
925.788.5449
$749,000
997 Ruth Drive, Pleasant Hill
3
1
966
0.13
Marisa Cox
925.383.3084
$749,000
997 Ruth Drive, Pleasant Hill
3
1
966
0.13
Marisa Cox
925.383.3084
$735,000
6750 N North Lake Blvd. #1C, Tahoe Vista*
4
4.5
3022
0.00
Daniel Knorr
530.414.6192
$649,000
5507 Alaska Drive, Concord
4
2
1321
0.16
Denisen Hartlove
925.408.7901
$590,000
3031 Gratton Way, Concord
3
2
1684
0.12
Christina Stratton
925.932.7405
$499,900
200 El Dorado Avenue, Danville
2
2
871
0.00
Margy Lyman
925.963.6380
$499,000
3139 West Street, Oakland
0
1.5
847
0.00
Mary Piscitelli
925.765.9095
$475,000
275 Reflections Drive, San Ramon
2
1
749
0.00
Eva Elderts
925.726.9409
$420,000
1916 Golden Rain Road, Walnut Creek
2
1.5
1081
0.00
Fonia Humphries
925.998.4444
$389,999
2333 Pine Knoll Drive, Walnut Creek
2
1
1054
0.00
Maria Amini
925.464.0457
$389,000
200 Chatham Court, Pacheco
2
2
1040
0.00
Denisen Hartlove
925.408.7901
$225,000
6750 N North Lake Blvd. #15D, Tahoe Vista*
3
3
1739
0.00
Daniel Knorr
530.414.6192
*Fractional Ownership
For additional information on these great properties, please visit WWW.DUDUM.COM
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FROM LUXURY, LAKE FRONT, TIME-SHARE OPPORTUNITIES, TO COZY CABINS IN THE WOODS, DUDUM SIERRA PROPERTIES IS YOUR GO TO RESOURCE FOR SIERRA AND LAKE TAHOE REAL ESTATE. THE SAME EXCELLENCE YOU'VE COME TO EXPECT FROM THE DUDUM NAME COMBINED WITH THE POWER OF LOCAL SIERRA-TAHOE EXPERTISE.
DANIEL KNORR
530.414.6192 DANIEL@DUDUMSIERRA.COM DRE: 01996215
JOHN FONDNAZIO
530.414.1475 JOHN@DUDUMSIERRA.COM DRE: 01938194
WWW.DUDUM.COM
KRISTEN PEPIN
530.346.3233 KRISTEN@DUDUMSIERRA.COM DRE: 02115202
WWW.DUDUMSIERRA.COM
6883 N LAKE BLVD STE B,, TAHOE VISTA, CA 96148 DRE#01882902 Dudum Real Estate Group has not independently verified the information contained herein and therefore, assumes no legal responsibility for its accuracy. Buyer should investigate any matters or items disclosed, identified or about which they have concerns to their own satisfaction. RE/SOURCE : WINTER 2020/2021
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MARKET BRIEF
CALIFORNIA REAL ESTATE MARKET AT A GLANCE YEAR TO YEAR
484,504 Existing Home Sales
-1.3% YTY
$326
$711,300 Median Home Price
17.9% YTY
100.2%
Price Per SQ FT
Sales To List Ratio
12.8% YTY
1.7% YTY
2.0 MONTHS
10 DAYS
Unsold Inventory
Median Time On Market
-33.3% YTY
-58.3% YTY
28%
3.363%
-9.7% YTY
19.3% YTY
Affordability Index
30-Year Fixed Rate
SOURCE: CALIFORNIA ASSOCIATION OF REALTORS® & Federal Home Loan Mortgage Corp. 10/2020
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MARKET BRIEF
SALES & PRICE ACTIVITY BY COUNTY - NORTHERN CALIFORNIA
State/Region/ County
OCT-20
SEP-20
OCT-19
PRICE MTM% CHG
PRICE YTY% CHG
STATE
$711,300
$712,430
$605,280
-0.2%
17.5%
-1.0%
19.9%
ALAMEDA
$711,300
$1,050,000
$925,000
-0.1%
13.4%
2.1%
10.7%
CONTRA COSTA
$712,430
$783,000
$681,250
0.5%
15.6%
-4.4%
17.8%
MARIN
$1,468,500
$1,550,000
$1,397,500
-5.3%
5.1%
0.8%
18.9%
NAPA
$749,380
$900,000
$735,000
-16.7%
2.0%
-6.3%
12.6%
SAN FRANCISCO
$1,625,000
$1,665,000
$1,650,000
-2.4%
-1.5%
22.0%
15.0%
SAN MATEO
$1,680,000
$1,772,500
$1,560,000
-5.2%
7.7%
16.0%
29.1%
SANTA CLARA
$1,442,500
$1,402,500
$1,234,750
2.9%
16.8%
9.5%
32.4%
SOLANO
$508,000
$499,950
$470,000
1.6%
8.1%
-11.4%
5.9%
SONOMA
$720,000
$715,000
$660,000
0.7%
9.1%
-9.6%
18.4%
SALES MTM% CHG
SALES YTY% CHG
RE/SOURCE : WINTER 2020/2021
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conducted virtual showings before COVID-19, too. He recently closed a deal on a home the buyers only saw on video, he says, but hasn’t yet done so during the pandemic. In places where in-person showings are allowed, agents wipe down door handles, spray the lockbox with disinfectant, and open up the house, closets, everything for a client. “We leave all the lights on so no one touches switches, and we don’t touch cabinets or doors during showings,” Henson says.
SAFE-SHOWING GUIDELINES The NATIONAL ASSOCIATION OF REALTORS®, which produces HouseLogic, recommends only one buyer enter a home at a time, with 6 feet between each guest. NAR also recommends agents have potential buyers wash their hands, or use hand sanitizer when they come in the door. They should also remove their shoes. No children should be present at showings, either.
Home Buying and Selling During the Pandemic: What You Need to Know Resources to help you navigate the new real estate normal. Technology and good-old-fashioned creativity are helping agents, buyers, and sellers abide by COVID-19 health and safety practices while getting deals done. Some buyers are touring houses virtually. Others visit in person while remaining at least six feet from their agent. Sellers are hosting open houses on Facebook Live. Appraisers are doing drive-by valuations. Buyers are watching inspections via video call. Masked and gloved notaries are getting signatures on doorsteps. “We have had to make some adjustments, for sure,” says Brian K. Henson, a REALTOR® with Atlanta Fine Homes / Sotheby’s International Realty in Alpharetta, Ga. “Everyone is trying to minimize face-to-face interactions. There have been some delays, but mostly, deals are getting done, just with tweaks.” Here’s what home buying and selling during the pandemic looks like.
"We're living in extraordinary times and unusual circumstances. If you have the ability to work, you have to be creative,” Mabél Guzmán, a Chicago real estate agent, told NBC News. Guzmán, who is also vice president of association affairs for NAR, has put together a video offering tips and strategies for virtual showings during the pandemic.
DOWN PAYMENT HELP Many organizations offering down payment assistance to firsttime home buyers have temporarily suspended the programs or changed the rules. You can check the status of programs in your area at the Down Payment Assistance Resource site.
DESKTOP, DRIVE-BY APPRAISALS Appraisers are essential workers in many areas, so home valuations are continuing. But often remotely. New, temporary rules from the Federal Housing Finance Authority allow driveby and desktop appraisals for loans backed by the federal government. In a desktop appraisal, the appraiser comes up with a home estimate based on tax records and multiple listing service information, without an in-person visit. For a drive-by, the appraiser only looks at the home's exterior, in combination with a desktop appraisal. The Appraisal Foundation has put out guidelines for handling appraisals during the pandemic. Here's the FAQ. And here are specific new appraisal guidelines by agency: • Fannie Mae • Freddie Mac
SHOWINGS GO VIRTUAL The rules around in-person showings vary by city, county, and state. Some allow them and some ban them. Check with your state, county, and local government to get the latest on business closures and shut-down rules. Agents have conducted home tours via FaceTime and other similar tools for years. But these platforms have proven invaluable for home buying and selling during the pandemic. Real estate sites report a surge in the creation of 3D home tours. Redfin, a real estate brokerage, saw a 494% increase in requests for video home tours in March. “I’ve done several FaceTime showings,” says Henson. He 30
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• FHA • Veterans Administration • USDA Rural Development On the other hand, some private lenders still require in-person appraisals, which are allowed even in areas with shutdown orders. Private lenders hold about 35% of first-lien mortgages, according to the Urban Institute When appraisers come to your home, they should adhere to Centers for Disease Control guidelines, including wearing gloves and a face mask, keeping at least 6 feet apart from anyone in the home, and asking if the homeowners have been sick or traveled recently to a COVID-19 hotspot.
INSPECTIONS VIA LIVE VIDEO
CLOSINGS GET CREATIVE
Inspectors are now often working alone, no buyers in tow, and using hand sanitizer and alcohol wipes. The National Association of Certified Home Inspectors advises inspectors to videotape their inspection so clients can watch it at home later, or to use FaceTime or other live video chat apps to take their clients along on the inspection, virtually. They can also call clients with their findings after they’re done.
Traditional closings, where everybody gathered around a big table to sign the final papers, are no longer possible. Title companies and banks are getting super creative in dealing with the limitations.
The American Society of Home Inspectors has also issued guidelines for inspectors so they keep themselves and the homeowners safe while providing an accurate assessment of a home's condition.
MORTGAGE RATES AND LOCKS With mortgage rates fluctuating quickly and closing times taking longer than usual, some lenders are extending mortgage rate lock periods. You can grab a good rate and hang on to it even if your lender takes longer than usual to process your loan. But the protocol depends on the lender and the loan. Some lenders are offering this for all loans; others for refis. Check with your lender about its policy.
EMPLOYMENT VERIFICATION An important step in getting a mortgage is proving the borrower has a job. In pre-coronavirus days, lenders called the borrower’s employer for a verbal verification. The Federal Housing Finance Authority, which oversees Fannie Mae, Freddie Mac, and federal home loan banks, has relaxed the rules for loans backed by the federal government because so many businesses are closed. Lenders for federally backed loans now accept an email from an employer, a recent year-to-date paystub, or a bank statement showing a recent payroll deposit as proof of employment.
WALK-THROUGHS Home buying and selling during the pandemic means real estate agents can conduct the final walk-through via video with their clients. Or they can just open the home and have buyers walk through on their own. Henson says he still accompanies his clients, but stays six feet away and has them wash their hands when entering and exiting the house. Everyone's wearing masks, too. And, of course, when the buyers take possession, they should disinfect.
REMOTE NOTARIZATION DEPENDS ON WHERE YOU LIVE About one-half of states have permanent remote online notarization (RON) policies. These allow a notary and signer in different locations to sign electronic document, usually by use of video apps like Zoom or FaceTime. Notaries will watch you sign either a paper document or do an electronic signature on an e-doc, via camera. Some states have rolled out temporary rules allowing RON. Here’s a state-by-state list of notary law updates, and the type of remote notarizations allowed. The number of states allowing remote notarization could grow as federal and state pandemic legislation expands.
A Minnesota company, Legacy Title, rolled out a drive-thru closing service at one of its offices in an old bank branch building. The title company rep sits in a bank teller window and handles the closing papers while the customer sits in their car. Legacy completed 14 closings in the first week it offered drive-thru service. Then there are drive-by closings, where the entire transaction takes place in cars. Masked and gloved notaries meet buyers in parking lots and pass documents through car windows. “I had a closing where the buyer sat in her car the whole time. The attorney came out to her car, gave her paperwork, had her sign in her car, and my buyer never got out of her car,” Birmingham, Ala., agent Isaac McDow told WBRC television. Says Georgia-based agent Henson, “I’ve had closings the last three weeks [that] I’ve been asked not to attend. There was one where the seller signed two days before buyer. Then the seller came back two days later and signed.” Henson, who is also licensed in New York, has had to extend closing dates on two sales there since. Co-op boards won’t let non-residents into buildings – not even an electrician who needs to make repairs as part of an issue that came up in the inspection. He left the closing with an open-ended date. “It’s all about being really flexible right now,” he says.
STUDENT LOAN RELIEF Finally, if you're also trying to swing your student loan payments, know that federal student loan borrowers get an automatic sixmonth break in loan payments from April 10, 2020, through Sept. 3, 2020. Thanks to the Coronavirus Aid, Relief and Economic Security (CARES) Act, they also won't be charged a dime of interest in that time. Learn more at the Consumer Finance Protection Bureau’s site. Keep in mind that payment suspension only applies to federal loans owned by the Department of Education. Some help may be available to borrowers with private student loans and other loans (like Perkins Loans and Federal Family Education Loans) that aren't covered. But it's not automatic. Reach out to your student loan servicer for information.
SO, SHOULD YOU BUY OR SELL? The real estate industry is creatively and safely responding to the situation, and mortgage rates remain low. Your agent is a great source of information about home buying and selling during the pandemic to help you feel comfortable. But, ultimately, it's a question only you can answer.
This article originally appeared on HouseLogic.com and was written by Leanne Pottsis RE/SOURCE : WINTER 2020/2021
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LOOKING FOR A NEW PLACE TO LAY YOUR HEAD? ACROSS THE COUNTRY? ACROSS THE GLOBE?
WE CAN HELP. Through our affiliation with Leading Real Estate Companies of the World®, we are connected to the very best firms and the most talented professionals in over 70 countries. Let us make an introduction so you can be assured of a quality experience backed by local expertise. 32
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LU X U RY CO N N ECT I O N S . MAXIMUM EXPOSURE. The Artisan Group - a luxury network of independent, high profile real estate firms connecting exceptional properties with exceptional people. Together we serve communities in Northern California, Lake Tahoe, and Northern Nevada. Luxury Connections - where service becomes an experience with results! For more information, please visit artisangroupre.com
770 + HIGHLY SPECIALIZED REALTORS®
29 OFFICES
5 ,1 0 0 ANNUAL TRANSACTIONS
$4.17 B 2019 SALES VOLUME
1 Bailey Properties: Santa Cruz County 2 Chase International: Lake Tahoe and Northern Nevada 3 Dudum Real Estate Group: Contra Costa County 4 The Grubb Co: Alameda County 5 Terra Firma Global Partners: Marin, Napa, and Sonoma
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HOME LIFE
DELIGHTS
Here are a few recommendations for things we love to make life more enjoyable...
DESIRE
DEPART
DIVERT
E-BIKE & A DISCOUNT
7 BEST HIKING TRAILS IN CONTRA COSTA COUNTY
BLACK DIAMOND MINES
Residents of Contra Costa County can now receive cash rebates for new electric bicycles, or e-bikes, through a pilot program launched by 511 Contra Costa.
Settled in the San Francisco Bay Area, Contra Costa County is home to some of the best panoramic views, family-friendly communities, and East Bay trails. Whether you're looking for something to do with the kids, in need of an invigorating stroll to refresh your spirits, or wanting to explore a new region, Contra Costa’s hiking trails have you covered. So throw on your hiking boots, fill up your water pack, and grab your sunglasses as you prepare to hit the trail. These are the seven best East Bay hikes you do not want to miss.
The East Bay Regional Park District began acquiring land for Black Diamond Mines Regional Preserve in the early 1970s. Today, most of the mining district is within the Preserve's nearly 8,533 acres. The area is an ideal location for hiking, picnicking, and nature study. Naturalists conduct a variety of programs relating the Preserve's natural and historic resources.
E-bikes are valued as a clean alternative to using an internal combustion vehicle for short to medium distances on local streets. The rebates are applicable to e-bike purchases beginning Thursday, and will be distributed on a first-come, first-served basis. More Information about E-Bike Rebate Program: • 511 Contra Costa • Danville/San Ramon Rebate Program
Click here to see the trails!
Where to buy? • Frame up Bikes • Sports Basement • Mike's Bikes • Sharp Bicycle
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More Information on Black Diamond Mines.
HOME LIFE
DINE
DECOMPRESS
ALBATROSS
THE WOODHOUSE DAY SPA
THE CRAYON INITIATIVE
If you haven’t dined at Danville’s newest fine dining bistro, it’s time to make a reservation! Albatross is a beautiful modern restaurant crafting fresh, elegant fare with global influences. The farm-to-table menu is divided into small and large plates, with an emphasis on local produce and sustainable proteins. Don’t miss the wine list and cocktail program!
With over 6,800 square feet, the Woodhouse Day Spa® is the perfect place for birthday gatherings, bridal parties, client appreciation, couples’ celebrations and girls’ day out. So if your mission is to find something special and unique, a way to say “You are appreciated”, there is no better way than time at The Woodhouse Day Spa®.
More than a half-million pounds of crayons are discarded every year, turning into a waxy sludge that clogs our landfills and never biodegrades.
The Woodhouse Day Spa Walnut Creek is booking for LIMITED INDOOR SERVICES!! Online booking is NOT available, please email walnutcreek@woodhousespas.com or call 925.448.2222.
Better yet, the recycled crayons are distributed to art programs at children’s hospitals across the U.S., brightening the lives of young patients during their stay.
AlbatrossDanville.com
WoodhouseSpas.com
DEVOTE
The Crayon Initiative collects donated crayons from restaurants, schools, and homes across the country, melts them down and remanufactures them, reducing waste.
thecrayoninitiative.org
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Open each square all in one day, No matter how you choose to d
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y, or open them daily one by one. do it, it will lead to holiday fun!
CHEERS!
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WINTER DAYS WERE MADE FOR WARM BLANKETS & LARGE BOOKS...
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MARKET BRIEF
ONE WARM COAT This year, Dudum Real Estate Group is supporting the efforts of ONE WARM COAT to collect coats for local residents in need. In an effort to make giving as easy as possible, you can reach out to your favorite Dudum REALTOR® and they will arrange a time for a safe, contact free, pick-up at the location of your choosing. You can drop off gently worn coats (all age groups) at four convenient Dudum Real Estate Group locations: WALNUT CREEK
1910 Olympic Blvd., #100
LAFAYETTE
999 Oak Hill Road, #100
DANVILLE
100-A Railroad Avenue
BRENTWOOD
60 Eagle Rock Way, Suite B
THANK YOU FOR SHARING THE WARMTH!
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LIGHT UP YOUR SPIRIT! 2020 Winter Lights Around The Bay
Lift your spirits with dazzling lights as The Bay Area shines for the holidays. Winter is coming. The holidays are just around the corner and we all could use a little extra holiday cheer to lift our spirits and start looking forward to the new year (and the end of 2020). While big tree lighting events and holiday festivals are mostly cancelled for this year or have gone virtual, you can still find plenty of twinkling holiday lights around The Bay to help you get into the holiday spirit.
Westfield Centre’s Upside Down 50-ft Crystal Tree Nov. 18 – Dec. 31, 2020 Westfield Centre 865 Market St. Level 4 Under the Dome, San Francisco FREE | More Information
Golden Gate Park’s “Entwined” Lighted Forest Dec. 10, 2020 to Feb. 28, 2021 | Sundown to 10pm Peacock Meadow (between McLaren Lodge & Conservatory of Flowers) Golden Gate Park, San Francisco FREE | More Information
San Francisco’s famous Inverted Christmas Tree, the 50foot chandelier-like tree, covered in crystals, is back for the holidays under the iconic Emporium Dome.
A whimsical wonderland of 20-foot tall lighted trees will shine to honor the park’s 150th anniversary. It’s an immersive light experience where visitors can explore paths and sit under a grove of entwined sculptural trees while practicing social distancing.
Ghirardelli Square’s Christmas Tree Stroll & Newly Refresheshed Iconic Sign Display Nov. 27, 2020 through the holiday season Ghirardelli Square, San Francisco FREE | More Information Pickup some gifts at the festive holiday market, and then take a self-guided Christmas Tree Stroll to see beautiful trees decorated by the talented students at the Academy of Art, up throughout the holiday season Be sure to check out the iconic 19-foot-tall, 152-foot-wide “Ghirardelli Square” sign recently returned to the square after a refresh with newly installed LED lighting that will allow for special colors wheneverneeded for the holidays or for special events or honors.
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San Francisco’s Brand New 20-Ft. “Star” Light Sculpture Dec. 6, 2020 – Jan. 31, 2021 The Exchange on Sixteenth (SoMA) 1800 Owens St., San Francisco, CA FREE | More Information New for 2020 – The Kilroy Star’s 30,000 sparkling LED lights will illuminate the SF skyline and can be seen from miles away. The dazzling lights will configured to oscillate in various rhythms and patterns.
Oakland Zoo’s “Glowfari” Nov. 20, 2020 to Jan. 17, 2021 | 5:30 to 10 pm – $20 adults/$18 children & seniors (2-14 & 65-75) – Children under 2 and adults over 76: Free – Parking: Free More Information New for 2020 – Take a mile-long stroll (socially distanced, of course) to see hundreds of larger-than-life animal lanterns throughout the Zoo and then ride the brilliantly-lit gondolas up the mountain to be transported back in time to a dinosaur world.
Illuminate SF Nov. 26, 2021– Jan. 23, 2021 All Over San Francisco | More Information See 40+ light installations located in 17 neighborhoods by 30+ artists. Sneak a peek of the art and the view the map to plan your lighted adventure.
San Francisco City Hall Holiday Lights Every evening at sunset, over 220 state-of-the-art LED lighting fixtures illuminate City Hall’s exterior. The building frequently changes the lighting scheme to honor special occasions. Expect red and green lights for Christmas, red, green and black for Kwanzaa, blue and white for Hanukkah, and gold for New Year’s. Please note, the December 2020 lighting calendar has not yet been released, but we expect it to be similar to past years. More Information
Half Moon Bay Holiday “Nights of Lights” Nov. 27-Dec. 18, 2020 Mac Dutra Plaza, Half Moon Bay • Dec. 4: Holiday Tree Lighting | 6pm • Dec. 11: Menorah Lighting for Hanukkah | 6pm • Dec. 18: Festive Nativity scene and an appearance by Santa | 6pm More Information The Half Moon Bay Coastside hosts a month-long celebration featuring beautiful holiday lights, artisan shopping, and weekly festivities.
Fourth Street, Berkeley’s Dazzling Holiday Lights The street sparkles with cheer every night beginning at dusk. Holiday lights embroider every tree from Hearst to Virginia and glowing balls of light dangle from the branches, all season long. More Information RE/SOURCE : WINTER 2020/2021
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DELISH
BEEF TENDERLOIN WITH CITRUS-RED PEPPER CHUTNEY COOKING TIME: 1 HOUR, 15 MINUTES PREPARATION TIME: 20 MINUTES SERVES: 12 INGREDIENTS • 1 tbsp. vegetable oil • 2 tsp. coarsely ground black pepper • 1/2 tsp. ground coriander • 3 tsp. mustard seeds • 1 beef tenderloin • Kosher salt • 1/2 c. orange marmalade • 1/4 c. white wine vinegar • 3 tbsp. sugar • 1 tsp. fennel seeds • 2 oranges • 1 1/2 c. chopped roasted red peppers
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INSTRUCTIONS Step 1 - Preheat the oven to 450 degrees F. Line a roasting pan or jelly-roll pan with foil. Add roasting rack to pan. Step 2 - In a medium bowl, stir together oil, pepper, coriander, and 2 tsp. mustard seeds; rub all over tenderloin. Sprinkle beef with 1 tbsp. kosher salt. Place beef on rack and roast 40 to 50 minutes or until desired doneness (140 degrees F for medium-rare). Cover loosely with foil and let rest at least 10 minutes. Step 3 - Meanwhile, in 2-quart saucepan, heat marmalade, vinegar, sugar, fennel seeds, and remaining 1 tsp. mustard seeds on medium-low just until marmalade melts, stirring to combine. Remove from heat; let cool. Step 4 - While chutney cools, from oranges, cut and discard peel and pith; cut out segments between membranes. Stir orange segments and red peppers into chutney. Place beef on a platter; garnish with bay leaves and pink peppercorns. Serve with chutney.
HOME LIFE
CLASSIC LATKES
PARMESAN BRUSSELS SPROUTS SALAD
COOKING TIME: 15 MINUTES PREPARATION TIME: 15 MINUTES SERVES: 12
COOKING TIME: 0 MINUTES PREPARATION TIME: 25 MINUTES SERVES: 6
INGREDIENTS • 1 lb. Russet potatoes, peeled (about 2 medium) • 2 large eggs, beaten • 1/2 c. all-purpose flour
INGREDIENTS • 5 tbsp. extra-virgin olive oil • 5 tbsp. lemon juice
• 1 1/2 tsp. kosher salt, divided
• 1/4 c. freshly chopped parsley
• Canola oil, for frying
• Kosher salt
• 2 tbsp. freshly chopped chives
• Freshly ground black pepper
• Applesauce or sour cream, or both, for serving
• 2 lb. Brussels sprouts, halved and thinly sliced (about 8 cups)
INSTRUCTIONS
• 1/2 c. chopped toasted almonds
Step 1 - Using the medium holes on a box grater, grate potatoes. Transfer to a bowl of ice water until ready to use. Using a clean dish towel, squeeze out as much liquid as possible, or let drain in the fridge overnight.
• 1/2 c. pomegranate seeds
Step 2 - In a large bowl, combine potatoes with eggs, flour, and 1 tsp. salt. Step 3 - In a large skillet over medium heat, heat about 1/8” oil until shimmering. To test if oil is hot enough, sprinkle with some flour. If flour bubbles and dissolves immediately, oil is ready. Step 4 - Add a few spoonfuls of potato mixture to the oil and pat down to flatten. Fry until crispy and golden, about 3 minutes per side. Transfer to paper towels to drain, then sprinkle with remaining salt.
• Shaved Parmesan, for serving INSTRUCTIONS Step 1 - In a medium bowl, whisk olive oil, lemon juice, parsley, 2 teaspoons salt, and 1 teaspoon pepper until combined. Step 2 - Add Brussels sprouts and toss until completely coated. Step 3 - Let sit, tossing occasionally, for at least 20 minutes and up to 4 hours before serving. Step 4 - Fold in almonds and pomegranate seeds and garnish with shaved Parmesan before serving.
Step 5 - Serve with chives, applesauce, and sour cream.
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HOME LIFE
EASY SANTA HAT CHEESECAKE BITES COOKING TIME: 0 HOURS PREPARATION TIME: 20 MINUTES SERVES 8 INGREDIENTS: • 1 plain cheesecake (homemade or go the easy route with store-bought) • 1 1/2 c. whipped cream or Cool Whip • 12 strawberries, tops sliced off
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INSTRUCTIONS Step 1 - Using a round biscuit cutter, punch holes out of cheesecake. (Depending on size of cheesecake you should be able to get 8 to 12 cheesecake bites.) Step 2 - Transfer whipped cream or Cool Whip to a piping bag and pipe a layer on top of cheesecake. Step 3 - Top with strawberry, sliced side down. Step 4 - Pipe a dot on top of strawberry and serve.
HOME LIFE
MOSCOW MULE PUNCH
VALENTINE LOVE POTION
COOKING TIME: 0 PREPARATION TIME: 10 MINUTES SERVES: 8
COOKING TIME: 0 MINUTES PREPARATION TIME: 5 MINUTES SERVES: VARIES
INGREDIENTS:
INGREDIENTS:
• 4 c. ice
• Ice
• 4 c. ginger beer
• 1 part sweetened lime juice
• 3 c. vodka
• 2 part raspberry vodka
• 1 c. freshly squeezed lime juice
• 2 part cranberry juice cocktail
• 1 c. mint leaves, plus more for garnish
• 1 part grenadine
• 2 limes, sliced, plus more for garnish
• raspberries for garnish, optional
INSTRUCTIONS
INSTRUCTIONS
Step 1 - In a large punch bowl, combine ice, ginger beer, vodka, lime juice, lime slices, and mint.
Step 1 - In a cocktail shaker filled with ice, sweetened lime juice, raspberry vodka, cranberry juice cocktail, and grenadine. Shake vigorously until combined.
Step 2 - Ladle punch into glasses or copper mugs and garnish with more mint.
Step 2 - Strain love potion cocktail into a martini glass. Garnish with raspberries or other red fruits.
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BEFORE
D U D U M R E A L E S TAT E G R O U P
AFTER
IMPROVE YOUR HOME. IMPROVE YOUR SALES PRICE. IMPROVE YOUR PEACE OF MIND.
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ABOUT US
WELCOME With our eye ever on excellence, we've continued our strategy of curating the area's best agents and staff to serve you. Meet a few of the newest faces of Dudum Real Estate Group...
BEN MARSHALL
CAROL REEVES
DARA BUZZARD
REALTOR® benmarshall@dudum.com
REALTOR® carol@carolreeves.com
REALTOR® dara@dudum.com
EUNICE ABUEL
JONATHAN EMLEN
RONNIE SCHWARTZ
Office Manager, Walnut Creek eunice@dudum.com
REALTOR® jonemlen@dudum.com
REALTOR® ronnie@ronnieschwartz.com
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ABOUT US
WHAT CLIENTS ARE SAYING ABOUT OUR AGENTS
TINA FRECHMAN "I wish there were more stars to give to Tina. She is absolutely hands down the most professional, thorough and compassionate real estate agent I have ever worked with. My husband and I just purchased our first home and we are so lucky that we had Tina to walk us through the process. She prepared us for things that would be coming up, she was in constant communication with us about negotiations and she helped us find our beautiful new home. We had worked with three agents before her and I can honestly say she was the first one who asked me (not just my husband) what I wanted. She spoke directly to me and listened to my concerns. I also want to mention that we felt extremely safe working with Tina. We have a baby and are very concerned about Covid. Tina was very professional and we felt safe at all times. If you are looking for a home please don’t hesitate to contact Tina, she really is the very very best." ~ Kristina Yotive
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KAAREN BRICKMAN "Kaaren Brickman went above and beyond in helping me find a home for my sister. Her communication skills are outstanding and she always returned my calls or texts. She is thorough and will explain in depth the intricacies of the real estate minutia if needed. She is kind, understanding and patient. She will definitely go beyond the scope of realtor. I highly recommend her and I believe your experience will be a positive one." ~ Janice Stephens
TERRYLYNN FISHER “Terrylynn made selling my home, as well as my mother’s home, a smooth process. She is extremely easy to work with and very responsive to emails, texts and phone calls anytime day or night. She is very knowledgeable of the local area and has been representing clients in this area for many years. She has assembled a top team and her vendors are trustworthy and professional. I would highly recommend Terrylynn to anyone who is looking for a honest, hardworking agent. It’s been a pleasure working with her." ~ Gail Costanza
ALEX LAGO
SCOTT HUMPHRIES “Scott’s service is unsurpassed. He is courteous, responsive, knowledgeable and professional. He made our home search and buying experience seamless. We would recommend him to anyone looking to buy or sell a home.”
"Alex was an AWESOME agent! He always answered his phone and replied to emails swiftly. He had a really good understanding of the local market and we would definitely recommend him to friends and family. Five stars all around!!!!"
~ Juliana McMillan
~ Jenniffer Pena
CHRISTINA STRATTON
KAREN GUARISCO
"I recommend Christina to anyone looking to buy or sell a home. She is the most respectable, reliable, organized and honest person I can think of. She is not just a Realtor but a PARTNER during a time that can be stressful and hectic, she brings calmness and peace to those rough and channeling times. She will go above and beyond to accommodate your needs. She was extremely successful at selling our home above the price we thought we would get and was able to work and amazing deal on our new dream forever home."
“Karen was incredibly helpful in helping my wife and I find our new home. She provided insights all along the way, and her deep knowledge of Walnut Creek and her personal network helped us close the deal. She was a blast to work with!" ~ Tim Johnsen
~ Charlie Heistand RE/SOURCE : WINTER 2020/2021
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DUDUM REAL ESTATE GROUP We're standing together to serve you — Safely.
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WALNUT CREEK LAMORINDA DANVILLE BRENTWOOD SIERRA TAHOE
WWW.DUDUM.COM DRE# 01882902
2015-2020
©2020. Dudum Real Estate Group has not independently verified the information contained herein and therefore, assumes no legal responsibility for its accuracy. Buyer should investigate any matters or items disclosed, identified or about which they have concerns to their own satisfaction.