Real Estate Guide Winter Edition 2021 | La Plata | Archuleta
www.fourcornersrealestate.com
A FREE PUBLICATION OF BALLANTINE COMMUNICATIONS: THE DURANGO HERALD AND THE JOURNAL.
DOING BUSINESS WITH COUNTRY INTEGRITY AND A HANDSHAKE Born and raised in La Plata County, I understand the market, the people, and what it takes to get the job done.
OFFERING: PURCHASE LOANS including JUMBO
REFINANCE LOANS
1ST TIME HOME BUYER
USDA LOANS
INVESTMENT PROPERTIES & Second homes
FHA & CONVENTIONAL
Ready to get started on your Colorado dream? Contact me today.
Buck Taylor Loan Officer • NMLS 1887216
520-305-6457
BuckTaylor@vipmtginc.com Proudly serving AZ and CO 5401 N. Oracle Rd. Tucson, AZ 85704
BK-0909074. V.I.P. Mortgage, Inc. does Business in Accordance with Federal Fair Lending Laws. NMLS ID 145502. CO: Mortgage Company Registration 145502. Regulated by the CO Division of Real Estate. VIP is not acting on behalf of or at the direction of the FHA/HUD or the Federal Government. This product or service has not been approved or endorsed by any governmental agency, and this offer is not being made by any agency of the government. VIP is approved to participate in FHA programs, but the products and services performed by VIP are not coming directly from HUD or FHA. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions may apply. This is not an offer to enter into an agreement. Not all customers will qualify. cr
ADVER T IS ERS
IN D E X
The Four Corners Real Estate Guide is published by Ballantine Communications. P.O. Drawer A Durango, Colorado 81302 advertising department (970) 375-4582 sales representative Kelly Bulkley (970) 375-4538 kbulkley@bcimedia.com Ballantine Communications, Inc. strives for accuracy. Contact the appropriate business to verify the information in case of an error.
Douglas Bennett chief executive officer
Carrie Cass chief financial officer
Jamie Opalenik director of multimedia sales
Tad Smith manager of creative services
Hunter Harrell special sections editor
Bridget Williams Gary Markstein graphic designers
Tana Creek sales operations manager
2 VIP Mortgage
26-27 Academy Mortgage
3 Silver Creek Design
28 Commercial Floor Services
5 Keller Williams Sue Plvan
29 Classique Builders
7 Central Bank
32-33 Integrity Real Estate
9 Southwest Appliance
34 American Dream Realty
10-17 Sotheby’s Legacy Properties West
35 American Family Insurance
38 Ultrasteam
39 Ben Frihauf
12-13 Zach Morse
14 Rob Littfin
15 Melissa Mayer 17 Kelly Kniffin, Wendy Barney
20-23 Wells Group The Durango Team
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Real Estate Guide
sales representatives Winter Edition 2021 | La Plata | Archuleta
www.fourcornersrealestate.com
Farmer’s Insurance
16 Leslie Gannon Meiering
Amy Baird Kelly Bulkley Cole Davis Joe Nelson Shell Simonson Garrett Dickinson
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40 San Juan Hearth and Renewables
A FREE PUBLICATION OF BALLANTINE COMMUNICATIONS: THE DURANGO HERALD AND THE JOURNAL.
41 Keller Williams
ABOUT THE COVER Durango’s community covered in a fresh blanket of snow from a January storm.
42 Sunglass
Photo by Terrance Siemon
Four Corners Real Estate Guide
Scott Kurlander
CO NT E NT S 6
C O M E H O M E TO CO L O R A DO
8
C O U N T Y P R O F I L E S
18
BUYERS & SELLERS
24
L OC A L S P OT L I G H T
32
R E A L E S TAT E R E V I E W
36
H I S TO R I C P R O P E R T I E S
43
R E L OC AT I O N
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N E I G H B O R H OO D S
Answer the call of the Wild Western Slope Population, climate and average home price Consider factors that affect mortgage rates Housing Solutions of Southwest Colorado Hindsight 20/20
A monument to education on East 12th Street La Plata County offices and services Glacier
50 R E L OC AT I O N
Montezuma County offices and services
52 HOME INSURANCE How to shop for insurance coverage
APRIL 24-25
Art by Elizabeth Kinahan
482 Wageman Rd • Durango, CO 81303
MLS# 776712 | Price: $725,000
Vendor space & sponsorships are available! LIMITED SPACE LEFT IN THE EXHIBIT HALL.
• Horse property conveniently located close to Mercy Medical Center and 15 min to downtown Durango
• Custom tiled kitchen and bathrooms
• Private and beautifully landscaped
• Water rights include 6.8 irrigated acres
• 3 BR/3 BA home full of southwestern charm
• Large wrap around trex decking with hot tub
Sue Plvan broker associate
970.426.8066 plvansue@gmail.com
Contact Cindy Fisher at 970-375-4599 or CFisher@bcimedia.com
Sponsored by
“R epotting your life requires a specialist” www.buyselldurangohomes.com
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W E L CO M E
Come home to Colorado
Answer the call of the Wild Western Slope
L
ush forest meets the vast desert west of the continental divide in Colorado. Even though the western slope is about 38% of the state’s total area, only about 10% of its population reside here. The Colorado River divides the northern and southern regions of the Western Slope around Grand Junction, Colorado – the most populous city between Denver and Salt Lake City, Utah. Tucked neatly in the southwest corner of Colorado is a hidden treasure of adventures and opportunities to explore. The region is rural, rugged and rife with recreation. The lush alpine forests in the mountains melt into dry desertscapes on the mesas. Crags carry crisp
OURAY COUNTY
Ouray
SAN MIGUEL COUNTY
Dove Creek Dolores
Lake City
Telluride DOLORES COUNTY
SAN JUAN COUNTY LA PLATA COUNTY
Mancos
Cortez MONTEZUMA COUNTY
Bayfield
Durango Ignacio
Silverton HINSDALE COUNTY
Pagosa Springs
snowmelt and fresh rain from summits to streams that fill the raging rivers. Diverse industries attract active, educated and friendly people. Some of the largest industries include health and wellness, education, energy and natural resources, engineering, government, outdoor recreation and tourism. There is also a vast network of nonprofit organizations that seek to serve the community needs and interests. The mountains and valleys provide a sense of balance for busy bodies. Residents work hard and play hard here. After a day on the job, some locals walk, cycle or drive to their favorite happy hour to catch up with friends and neighbors. Or they take to the outdoors for camping, hiking, biking, boating, rafting, fishing, hunting, golfing and so much more. Individual communities and groups often host events, festivals, fundraisers and gatherings year round. Quiet lunch spots turn into lively venues for live music and talented individuals entertain others at open mic nights. n
Bayfield Chamber of Commerce www.bayfield.org Cortez Chamber of Commerce www.cortezchamber.com Dolores Chamber of Commerce www.doloreschamber.com Durango Chamber of Commerce www.durangobusiness.org Ignacio Chamber of Commerce www.colorado.gov/pacific/ ignacio/ Mancos Chamber of Commerce www.mancosvalley.com Pagosa Springs Chamber of Commerce www.pagosachamber.com Silverton Chamber of Commerce www.silvertoncolorado.com
NORTHERN NEW MEXICO Aztec Chamber of Commerce www.new.aztecchamber.com Farmington Chamber of Commerce www.gofarmington.com
COLORFUL COLORADO BY THE NUMBERS 300 days of sunshine
SAN JUAN COUNTY
58 Fourteeners
41 State Parks
31 Hot Springs
26 Scenic & Historic Byways
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SOUTHWEST COLORADO
ARCHULETA COUNTY
Aztec
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The Four Corners Real Estate Guide is your connection to joining our community. Explore the properties in these pages which span several counties in the southwest region of Colorado and northern New Mexico. For more information about relocating to the Four Corners, visit the website for the Chamber of Commerce in your community.
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9 Scenic & Historic Railroads
Colorado Income Tax
8 National Monuments
4.55% Corporate
4 National Parks
11 National Forests
4.55% Personal Colorado Sales Tax 2.9% State Sales Tax
Specializing in
RESIDENTIAL MORTGAGE LENDING CONVENTIONAL AND FHA/VA/USDA CONSTRUCTION & COMMERCIAL LOANS CALL US TODAY
WELCOME ZEB!
THE MALONE TEAM JUDY, ANITA, MIKE & ZEB 1201 Main Ave, Suite 101 Durango, CO 81301
970.375.2265
APPLYWITHTHEMALONETEAM.COM Mike Malone NMLS# 449954, Judy Malone NMLS# 449953, Anita Nickels NMLS# 144986, Zeb Vogenthaler NMLS 1221239
MEMBER FDIC
Specializing in
RESIDENTIAL MORTGAGE LENDING CONVENTIONAL
AND
FHA/VA/USDA
CALL ME TODAY
KATHIE LATTIN
450 Lewis Street, Suite 2A Pagosa Springs, CO 81147
970.946.5182
kathie.lattin@centralbank.net APPLYWITHLATTIN.COM Kathie Lattin NMLS# 609186
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COU NTY
PROF ILES
La Plata County Nestled in the San Juan Mountains on the New Mexico border, La Plata County is 1,700 square miles of the state of Colorado. B AY F I E L D
DURANGO
IGNACIO
population:
2,687 6,900 feet average precipitation: 21 inches average snowfall: 82 inches average temperatures: High 41 degrees, Low 13 degrees in January. High 83 degrees, Low 53 degrees in July. average home price: $302,900
population:
18,465 6,512 feet average precipitation: 19.1 inches average snowfall: 79 inches average temperatures: High 41 degrees, Low 13 degrees in January. High 89 degrees, Low 51 degrees in July. average home price: $446,900
population:
elevation:
elevation:
elevation:
730 6,453 feet average precipitation: 18 inches average snowfall: 51 inches average temperatures: High 39 degrees, Low 9 degrees in January. High 87 degrees, Low 49 degrees in July. average home price: $292,400
Montezuma County Montezuma County is 2,040 square miles of rural, rugged landscape west of the La Plata Mountains. MANCOS
CORTEZ
DOLORES
1,415 elevation: 7,028 feet average precipitation: 17 inches average snowfall: 57 inches average temperatures: High 41 degrees, Low 12 degrees in January. High 82 degrees, Low 50 degrees in July. average home price: $318,300
population:
8,709 elevation: 6,191 feet average precipitation: 13 inches average snowfall: 34 inches average temperatures: High 42 degrees, Low 16 degrees in January. High 89 degrees, Low 56 degrees in July. average home price: $210,600
population:
population:
959 elevation: 6,936 feet average precipitation: 18 inches average snowfall: 66 inches average temperatures: High 39 degrees, Low 11 degrees in January. High 86 degrees, Low 53 degrees in July. average home price: $309,600
Archuleta County
San Juan County
Wilderness engulfs over half of the 1,356 square miles in Archuleta County.
The heart of the San Juan Mountains and National Forest, San Juan County is just 388 square miles.
PAG O SA S P R I N G S
SILVERTON
1,940 elevation: 7,126 feet average precipitation: 23 inches average snowfall: 93 inches average temperatures: High 38 degrees, Low 4 degrees in January. High 83 degrees, Low 45 degrees in July. average home price: $360,900
population:
population:
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650 elevation: 9,318 feet average precipitation: 26 inches average snowfall: 173 inches average temperatures: High 34 degrees, Low -4 degrees in January. High 73 degrees, Low 39 degrees. average home price: $324,500
®
YOUR NEIGHBORHOOD
OUTSTANDING CUSTOMER SERVICE PROFESSIONAL SALES STAFF FACTORY AUTHORIZED SERVICE FINANCING AVAILABLE
21 DAVIDSON CREEK ROAD, DURANGO, CO open:
M-F 8:30 a m -5:30 pm SAT 9:00 am -3:00 pm
www .SOUTHWESTAPPLIANCEINC. com
970.259.0521 Four Corners Real Estate Guide
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WHAT IS
HOM E ? Home is a sense of inclusion. Home is a sense of place. It is where you can be yourself. It is where our dreams begin, and where we celebrate when they come true. From all of us at Legacy Properties West Sotheby’s International Realty, we’d like to say hello, and say thank you to all of the families across Southwest Colorado who trust us each and every day with the places they call home.
legacypropertieswestsir.com
Durango Area Properties
201 GRAY HACKLE Gray Hackle Ranch rests on 175 acres and has approximately 3,000 ft. of Pine River frontage and an additional 1,000 ft. on both sides of a branch off the main river with ‘end-of-th-road’ privacy and exceptional views of the Pine River and Pine River Valley. The river, lake and pond provide opportunites for “world-class” trout fishing and soothing waterfall features create a serene enviornment conducive to rest and relaxation. 5,035 SF | 5 BR, 4 BA | 175 Acres | MLS 772332 | $6,497,000
1933 DEER VALLEY
124 GLENN DRIVE
ELKSTONE
Stunning mountain contemporary sitting on an expansive 45.27 acres in the prestigious Trappers Crossing. Located minutes from downtown Durango with breathtaking views of the La Plata Mountains.
A very special offering in the heart of the highly desired North Animas Valley of Durango Colorado. This hidden gem offers everything you could imagine in a mountain log residence.
River, Privacy, Convenience and Exceptional Amenities! Property consists of 10 acres with Animas River frontage, an abundance of space, and beautiful Missionary Ridge Views.
7,279 SF | 5 BR, 5.5 BA | 42.27 Acres MLS 769075 | $4,495,000
4,579 SF | 3 BR, 3.5 BA | 4.9 Acres MLS 766030 | $1,995,000
6,109 SF | 7 BR, 6.5 BA | 10 Acres Offered at $2,595w,000
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Find Your Southwest Colorado
REAL TIME property information from the Durango MLS
FIND current community lifestyles
CONNECT with me to learn more about Durango Real Estate
SEARCH DURANGO REAL ESTATE AT LEGACYPROPERTIESWESTSIR.COM
“
I honor the incredibly diverse lifestyles I serve throughout the region. Whether a client dreams of an equestrian retreat, waterfront paradise, mountain estate, family home, or a working ranch, I consider myself their partner in fulfilling that vision. I know that a home is a reflection of our unique lifestyles and place in the world. It is this understanding that makes me a leader in the market.
”
If you’ve been waiting for the right time to sell, now is an excellent time to list your property. I have helped so many of We help breathe life and inspiration into the my clients achieve their real estate goals this past year.
Zach Morse Owner/Broker OWNER / BROKER
Zach@lpwsir.com OWNER / BROKER legacypropertieswestsir.com
Tom Morse
970.391.2600
fulfillment of your dreams. It is a covenant of support based in integrity, competence, • 14 Years Real Estate Experience professionalism, trust and commitment. • Over $192 Million in Total Sales
legacypropertieswestsir.com
Four Corners Real Estate Guide
Each Each Office Office isis Independently Independently Owned Owned and and Operated. Operated. n
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Exceptional Homes and Homesites
10440 CR 250
246 PINNACLE VIEW
Prime Coon Creek property featuring a huge custom kitchen with custom curved bar, large sunroom, & a hot tub room off the main family room. Heated 4 car garage with attached caretakers quarters. Grounds include a pond, 2 ditches for irrigation, and an oversized barn.
Stunning log home in a beautiful mountain setting in the North Animas Valley. Located in the gated community of Two Dogs, this log masterpiece offers incredible mountain views in every direction.
6,242 SF | 5 BR, 5 BA | 12.7 Acres | MLS 762892 | $2,445,000
8,011 SF | 5 BR, 4 BA + 2 Partial Baths | 3.84 Acres MLS 772404 | $3,695,000
PAINTER RANCH LOT 1
170 TWO DOGS TRAIL
Prime river front property in North Animas Valley. 15 acres offering a park-like setting. Two 3 acre level building envelopes, plus 2 ponds and excellent irrigation water.
Incredible value on this 5.6 acre mountain homesite in the gorgeous community of Two Dogs. Adjoins over 5 acres of open space. Easy level building site with water and sewer taps paid.
15 Acres | MLS 766575 | $1,625,000
5.6 Acres. | MLS 766542 | $235,000
LAKE PURGATORY LOTS Beautiful high country mountain homesites that are all a minimum of 1 acre in size. Some of the homesites are backing to the San Juan National Forest. This is the 1st time in over 40 years these lots have been offered for sale from the family that has owned them. 1 Acre Lots | Starting at $95,000 to $110,000 MLS 772870/ 772867/ 772868/ 772869/ 772872/ 772873
Assistance in buying or selling real estate at Glacier Club, the Durango Mountain Resort Ski Area, Dalton Ranch, Tamarron and the entire Durango region.
Rob Littfin Associate Broker rob@lpwsir.com www.DurangoColoradoProperties.com
970.749.8526 14
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• 31 years Real Estate experience • Honesty, integrity, and proven results
Each Office is Independently Owned and Operated.
Providing Experience & Local Knowledge
NEW!
3 CALLE DE RINCON
10 CALLE DE RINCON
Incredible home by Agave Durango! Spacious open floor plan blends true modern minimalistic design with mid-century elements.
In the heart of Durango’s west side, close to trails, schools and restaurants, plus incredible views! All lots are approved to include an ADU.
2,613 SF | 3 BR, 2.5 BA MLS 777807 | $1,100,000
NEW!
MLS 764234 | $314,000
2875 W. 3RD AVENUE
14 SUNRIDGE LANE
Perched at the top of the Rockridge subdivision and bordering public land, with spectacular views in every direction.
Fantastic in-town home on a gorgeous corner lot with tons of natural light and incredible views!
3,716 SF | 4 BR, 3.5 BA | 3-Car Garage MLS 776732 | $1,495,000
2,440 SF | 4 BR, 4 BA MLS 776916 | $775,000
EAST 2ND LOTS
NEW!
Sunny, large, dream home ready buildable lots. Don’t miss out on this rare opportunity to build in town with ADU potential, across from the river trail. MLS 776290/ 776292 | $325,000
Testimonials
“
I cannot imagine a better agent than Melissa. This was our first home purchase, and the entire process was smooth, confident, and rewarding. Between knowing the changing market extremely well, growing up in Durango, knowing all the neighborhoods, having lots of connections, she is incredibly good at her profession. She is also intelligent, collected, calm, professional, and resourceful. Most importantly, Melissa went above and beyond for our family. We were so grateful to be represented by her because she brought so much reassurance with her excellent communication, ALWAYS being available for questions, anticipating next steps for a smooth process, and advocation when needed. Thank You Melissa!
”
“
We had been trying to sell our home for almost a year, in the midst of an economic downturn and the COVID pandemic. Then Melissa and Chris came along. They were so friendly and easy to work with, they got us 2 competing offers and had our home sold and closed in 81 days from the day we listed with them. Their hard work didn’t stop there however, they actually found us a rental that was perfect for us while we build our next house. I have nothing but praise for Melissa and Chris and the incredible job they did marketing and selling our house in an unbelievably difficult time. These two go above and beyond in every way you can think of, and I highly recommend them to anyone looking to sell or buy a home.
”
Using an extensive professional experience, local expertise, global connections and uncommon success to artfully unite this special place with those who will cherish it as I do.
Melissa Mayer
• 16 Years Real Estate Experience
Associate Broker
• Durango Native with Proven Results
Melissa@enjoydurango.com www.enjoydurango.com
• Exceptional Service
970.759.1892
Each Office is Independently Owned and Operated.
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Home is the nicest place to be... let me show you the way.
THE GABLE HOUSE
NEW!
1040 E. 10TH STREET
Historic home perfect for gathering in all your loved ones. 6 bedrooms plus a large guesthouse. Versatile property allows for overnight paying guests or office plus home. Impeccably maintained and brought up to date on five in town lots.
Exceptional and rare in town lot with stunning views of the iconic Durango Perins Peak and surrounding mountain ranges. This large and secret lot is located on a very private road and is waiting for your dream home to be built.
7,000 SF | $2,989,000 | MLS 768497/769885
1/4 Acre Lot Downtown | Offered at $649,000
CREEK SIDE COMMONS
MOUNTAIN CHALET
Three-story multi-use building perfect for live/work with 9 work spaces, 3 private offices, 5 entrances, a kitchen, kitchenette, 3 bathrooms, and multiple decks.
Views of the red cliffs. Mountain chalet and a second small cabin backing up to public lands currently both very successful VRBO’s.
MLS 769426/ 769424 | $1,195,000
“
2.34 Acres | 3 BR, 1.5 BA | 1,862 SF MLS 767927 | $1,098,00
This is a note I should have sent to you every year. I’m sending it now because sometimes only in looking back can we really gauge the gifts we have received. Today a thought popped into my head that you were our fairy godmother of realtors! In a small town with a tight market in our price range, our home has been absolutely the perfect place for us! We have been so happy here. It has become, truly, the place we had always hoped for, plus the place our children love to be most. The little house has become an Airbnb and provides enough for me to be home for the kids during these crazy times because having both parents at the hospital could mean chaos at home. I just wanted you to know how often I think of you while we are working, playing and living on this wonderful property. THANK YOU
”
Calling Durango home for over 40 years
Lesley Gannon Meiering
• Over 15 years experience in Real Estate • Consistently a top agent • Caring and knowledgeable
Lesley@lpwsir.com legacypropertieswestsir.com
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Each Office is Independently Owned and Operated.
Success Stories in Today’s Market
“
My husband and I were fortunate enough to meet Kelly last summer when we rented a home in Durango for a month. We were introduced during that visit to Kelly on the chance that we may want to someday purchase a second home in Durango. In early May this year in the middle of a pandemic sure enough we found online our wonderful Durango home. Kelly not only helped us negotiate the contract and get closed during these unusual times; but when we saw the house for the first time in person during the inspections she called that day and introduced us to the general contractor that helped us this summer do some remodeling to the house. In spite of a very unusual and extremely busy time Kelly’s recommendations and the contractors she recommends and works with made an already wonderful house become our HOME that we love. ~ Charlotte Kauffman
”
Trusted ADVISOR Skilled EXPERIENCE Exceptional SERVICE 17 years of experience in Durango, Colorado. We work hard and fast in this tight market to help our clients secure a great home or investment property. Once the home is secured we guide our clients through the transaction process from start to finish. This takes a team to manage the process and expert negotiating to ensure a positive outcome for our clients. Time and time again, our clients have been impressed with our ability to make a stressful process feel seamless.
To see more success stories and stay current with the market, follow us at homesdurango.com.
Scan QR Code to view my listings
Kelly Kniffin
Each Office is Independently Owned and Operated.
Wendy Barney
970.749.3867
970.880.0430
Kelly@HomesDurango.com
Wendy@HomesDurango.com
Certified Residential Specialist Accredited Buyers Representative Seller Representative Specialist Graduate REALTOR Institute Certified Negotiation Expert Residential Construction Certified
Realtor/Team Member Seller Representative Specialist
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B U Y E R S
&
S E L L E R S
Consider factors that affect
mortgage rates By Connie Sutton Mortgage interest rates have a significant impact on the long-term cost of a home purchase. Saving a fraction of a percent on the interest rate can save a buyer thousands of dollars over the life of the loan. How is interest rate determined, and what factors affect the rate? Though the pandemic is currently a primary deciding factor, a mortgage rate is also determined by other elements, some within a buyer’s control. FACTORS BUYERS CAN CONTROL
Lenders adjust mortgage rates depending on how risky they deem the loan to be. When judging risk, the lender considers two factors. How likely will the buyer fall behind on payments, and how much money could be lost if the loan goes bad. These elements are otherwise known as a credit score and the loan-to-value ratio.
CREDIT SCORE
Lenders use credit scores to predict how reliable a person will be in the repayment of a mortgage. Generally speaking, consumers with higher credit scores receive lower interest rates than consumers with lower credit scores. Before mortgage shopping, a buyer should check their credit score and review their credit report for errors. It can take time to resolve errors on a credit report, so check credit early and often during the process. L O A N - TO - VA L U E R AT I O
The loan-to-value ratio is the mortgage amount compared with the home’s price or value. For example, for a buyer purchasing a home for $300,000 with a 20% down payment of $60,000, the mortgage will be $240,000. That means you are borrowing 80% of the home’s value, so the loan-to-value ratio is 80%. If the loan-to-value ratio is greater than 80%, it will normally be considered high, as it puts the lender at greater risk. This may result in a higher mortgage rate, especially if combined with a lower credit score. FACTORS BEYOND BUYER CONTROL
The overall level of mortgage rates is set by market forces and directly related to how the economy is performing. Brad Cook at Academy Mortgage says that COVID-19 and the resulting recession are a big factor in current rates. THE ECONOMY
Economic growth indicators, such as inflation and unemployment numbers influence mortgage rates. Higher economic growth levels tend to produce higher incomes and higher levels of consumer spending, leading to higher rates. When the pandemic led to stay-at-home orders last year, the resulting layoffs and furloughs
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caused a recession forcing already low mortgage rates to drop. This resulted in what Cook described as a historically low rate, currently falling between 2.25% and 2.625% on a 30 year fixed loan. THE FEDERAL RESERVE
The Federal Reserve may not directly set the mortgage rates. However, establishing a rate has a significant impact on rates available to the borrowing public. The Federal Reserve raises and cuts short-term interest rates in reaction to broad movements in the economy. Though mortgage rates and Fed Funds rates move independently of each other, they usually move in the same direction. HOUSING MARKET CONDITIONS
Trends and conditions in the housing market also affect current mortgage rates. Right now, the Four Corners region is experiencing an all-time low in housing inventory. When fewer homes are being built or offered for resale, changes in the availability of homes and consumer demand affect how mortgage lenders set loan rates. OTHER FACTORS
There are various types of loans that lenders consider riskier. Loans on manufactured homes,
condominiums, second homes and investment properties tend to have higher rates. Other loan lenders may charge more cash-out refinances and adjustable-rate mortgages (ARM’s). A R E R AT E S T H E S A M E F O R A L L L E N D E R S ?
Mortgage rates can vary from lender to lender for a variety of reasons. For instance, no two lenders will have the same overhead costs, nor the same appetite for risk. Additionally, if a lender is nearing its capacity, they may keep rates slightly higher than necessary to keep from being overwhelmed. On the other hand, when business is slow, the lender might charge slightly lower rates to encourage business. THE BOTTOM LINE
Current mortgage rates in the Four Corners are tied to the basic rules of supply and demand while factoring in personal financial health. Potential buyers should strive to keep a healthy credit score, and shop smart when seeking a mortgage. Depending on an individual’s personal interest rate, a buyer could lose or save thousands of dollars over the life of a mortgage loan. n Four Corners Real Estate Guide
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Floor Plan A 748 sq ft - 1 Bedroom - 1 Bath Starting at $310,000
Don’t miss out on a great opportunity for maintenance-free in-town living!
3976 Rancho Mira Sol
12 Bacus Avenue
35.2 in Rancho Mira Sol - Great Views MLS# 762457 - $355,000
The Cove Lots
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.14 acres - In town MLS# 776214 - $325,000
201 Fork Horn Court
.14 & .18 acres In Animas Valley MLS# Various - $139,000-$159,000
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Floor Plan B 1473 sq ft - 2 Bedrooms - 2.5 Baths Starting at $410,000
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3.72 acres, Well In, Lake Frontage MLS# 770510 - $129,000
Four Corners Real Estate Guide
Land
486 Rancho Mira Sol 38.97 acres in Gated Community MLS# 768516 - $169,000
795 Eagle Pass .89 acres in Edgemont Ranch MLS# 767138 - $99,500
Development Opportunity
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Residential Under Contract
Under Contract
Under Contract
1609 Pine Valley Road
332 Woodbridge Way
308 S Silver Queen
4 Bed - 3 Bath - 3049 sq ft MLS# 777827 - $449,000
3 Bed - 2 Bath - 1557 sq ft MLS# 777703 - $425,000
1 Bed - 1 Bath - 412 sq ft MLS# 777858 - $145,000
Shaw at Edgemont Meadows 305 Hay Barn 3 Bed - 2 bath -1995 sq ft MLS# TBD - $710,000
225 Hay Barn 3 Bed - 2 bath - 1995 sq ft MLS# 775600 - $699,000
291 Hay Barn 3 Bed - 2 bath -1995 sq ft MLS# TBD - $710,000
251 Hay Barn 3 Bed - 2 bath - 1995 sq ft MLS# 775601 - $699,000
Lots Available in Edgemont Meadows and Estancia for PreBuilds. Call to discuss lot and floor plan options available for purchase.
273 Hay Barn 3 Bed - 2 bath -1995 sq ft MLS# TBD - $710,000
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Residential
Imagine yourself living in one of these luxury homes Under Contract
3504 Bennett Street 4 Bed - 4 Bath - 2968 sq ft MLS# 775774 - $799,000
395 Decker Drive
154 Salt Brush
5 Bed - 5 Bath - 4348 sq ft MLS# 759032 - $739,900
3 Bed - 2 Bath - 1993 sq ft MLS# TBD - $645,000
30 Irrigated Acres
740 Taylor Ranch
4 Bed - 6 Bath - 3825 sq ft - 20 acres MLS# 774573 - $1,350,000
3 Bed - 3 Bath - 2184 sq ft - 35.47 acres MLS# 776067 - $895,000
248 County Road 217
Under Contract
168 Riverview Drive 3 Bed - 2 Bath - 1659 sq ft MLS# 778164 - $589,900
784 Florida Road
405 Fir Drive
3 Bed - 3 Bath - 1748 sq ft MLS# TBD - $595,000
4 Bed - 4 Bath - 3090 sq ft MLS# 774620 - $539,000
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L OC A L
S P OT L I G H T
Housing Solutions of Southwest Colorado Nonprofit organization directs residents to the right resources By Hunter Harrell
For most people, purchasing a home is likely the largest investment they will make in their lifetime. Luckily, the Four Corners region is filled with businesses and organizations that assist individuals with different aspects of buying and selling, including housing counseling. HOUSING SOLUTIONS OF SOUTHWEST COLORADO
Housing Solutions of Southwest Colorado is an organization that provides counseling, education and temporary assistance for regional residents across five counties in the state of Colorado, including Archuleta, Dolores, La Plata, Montezuma and San Juan counties. The nonprofit organization was founded in 1981 as a community action agency. Director Elizabeth Salkind said it was called Southwest Community Resources at the time, and the primary focus was connecting people to the right places to address obstacles related to low income and poverty in our communities. Over the years, the mission shifted to focus more on assistance with affordable housing, Salkind said.
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PROGRAMS ADDRESS CRITICAL NEEDS
Today, Housing Solutions provides a variety of programs and services to address critical needs. Most of the programs have both eligibility and income requirements for participants. Across the five counties, there are 20 staff members who have received extensive and ongoing training to stay up-to-date on current rules and regulations. HUD-certified counselors work with individuals and families on money management and housing stability. Counselors are informed about fair housing issues and local subsidized housing programs. These professionals can guide clients through programs and offer assistance with applications and referrals. Housing Solutions can also assist low-income individuals, older adults and disabled
Four Corners Real Estate Guide
residents secure affordable housing in the private market through the Housing Choice Voucher Program. In order to keep residents housed in safe spaces, Housing Solutions also offers rehabilitation and repair services through low-interest loans that individuals can pay back over 20 to 30 years. Families can benefit by fixing important amenities such as leaky roofs, faulty electrical, heating, plumbing or septic systems, decaying exterior siding, a crumbling foundation and sagging floors. In addition to counseling, voucher assistance and home rehabilitation, Housing Solutions offers rapid rehousing and advocacy for unhoused individuals. It helps people experiencing homelessness to transition to stable housing. Families
that participate in this program pay 30% of their adjusted gross income toward rent while also working toward goals that help them achieve total independence and sustainability. ADVOCACY & ACTION IN THE COMMUNITY
The programs that Housing Solutions has implemented in the region help thousands of families every year. However, the work extends beyond providing resources and services. The organization’s employees and the board of directors are also advocates for affordable housing. The board includes three members from each county. Of those three representatives, one is the current county commissioner, one is a low-income representative and one is a business owner or manager. They provide important input and feedback to city officials and other organizations on developing neighborhoods dedicated to assist with affordable housing for every person, including those with disabilities or families on fixed incomes.
In nearly four decades, the nonprofit has collaborated with countless organizations in the region to expand the number of affordable housing units available to eligible residents. Some of their most recent community partners include Region 9 Economic Development District of Southwest Colorado, Women’s Resource Center and Volunteers of America. The group has an even longer list of local, state and national funders. PA N D E M I C R E S P O N S E
Recently, Housing Solutions has increased support for families facing housing instability or homelessness due to circumstances related to the ongoing pandemic, including illness or unemployment. Salkind said the rental assistance provided by Housing Solutions has tripled since March 2020. Housing Solutions is also part of the Community Emergency Assistance Coalition, which includes multiple agencies that provide one-time assistance to homeowners or renters to aid in recovery from a significant financial crisis. Between their
regular rental assistance program and the CEAC, program development director Brigid Korce said Housing Solutions provided $487,000 in rental assistance for 413 households impacted by COVID-19 in 2020. W H AT ’ S A H E A D
The goal for 2021 is to help residents recover economically by helping individuals and families find stable housing, Salkind said. More projects and partnerships are in the works as well. Later this year, a 40-unit apartment community called Espero Apartments, will provide affordable housing for individuals and families facing homelessness. Korce said this $10 million project addresses a long-standing shortage of housing units for individuals with low income and high vulnerability. In the meantime, the group is growing funds to provide on-site services and furniture for the apartments and common areas. For those interested in keeping tabs on projects that involve Housing Solutions, follow the organization on Facebook. n
Photos courtesy of Housing Solutions
Left: Construction progress in January of Espero Apartments. Right: Rendered image of the planned housing unit.
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R E A L
E S TAT E
R E V I E W
Hindsight 20/20
Realtors see success, rally to impact recovery By Hunter Harrell In hindsight, 2020 was a year filled with change and growth, even in real estate. Though small shops, salons and restaurants have struggled, the real estate market in the Four Corners has experienced unforeseen success. For a brief period, in-person showings for homes on the market were halted in the Four Corners. At the time, many industry professionals were not sure how the pandemic would affect the market. Some people experienced more freedom with remote work, while others lost their income. Once safety regulations were established that allowed real estate agents to conduct showings, buyer interest piqued again. Many local professionals believe that low interest rates and a lack of inventory are hallmarks of the healthy housing market last year.
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By the numbers
Growth is happening, despite the challenges that come along with it. The Durango Association of Realtors releases quarterly statistics and annual data to track industry trends. In 2020, the local real estate market experienced a significant increase in the number of units sold and the median price. In total, 1,456 residential units were sold in La Plata County. The prices for the majority of the sold units fell between $240,000 and $499,999. The median price for a home in La Plata County rose 15.8% from $387,750 in 2019 to $449,000 in 2020. Buyers closed on more homes over $1 million this year than in previous years. In Montezuma County, Realtors sold 428 units in 2020, up 9.7% from 2019. While this number is smaller than neighboring La Plata, so is the supply. The median home price still increased by about 10% in Montezuma County from $235,000 in 2019 to $258,500 in 2020. The number of days a home remained listed on
the market dropped by 7.7% and the available inventory decreased by nearly 50%. Though unexpected, this growth is an example of a welcome change in 2020, unlike social distancing and wearing masks.
Involvement & impact
Most real estate agents know there’s a certain something that makes living here special. It is the community members that are committed to looking local first and helping their neighbors thrive, which in turn helps small businesses grow. Real estate professionals also work closely with area organizations and other businesses to form creative collaborations that encourage community involvement and generous giving. This challenging year was a great time for the industry professionals to take the lead. When restaurant doors shuttered, Durango Land and Homes, Premier Vacation Rentals Group and Animas Surgical Hospital launched a program to feed healthcare workers and support local restaurants at the same time with $21,500 in April. Several business organizations and more than 200 donors contributed to Feed the Frontlines, which kept restaurants running and staff members employed in addition to providing essential employees with nutritious food.
Backcountry Gourmet, Eat Zawadi, Grassburger, Mill Street Bistro, Ore House, 2nd Deli & Spirits, Singletrack Cafe, Soup Palette and Switchback are a few of the local restaurants that served over 5,700 meals to staff at Animas Surgical Center, Mercy Regional Medical Center, San Juan Basin Public Health, Durango Police Department and Durango Fire and Rescue between April 2020 and January 2021. The community outreach didn’t stop there. In 2020, DAAR donated $18,000 to the Community Emergency Assistance Program (CEAC). This donation helped the nonprofit organization Housing Solutions of the Southwest provide essential assistance to households impacted by the pandemic. The agency works with landlords, car repair shops and other service vendors to help residents avoid financial crises that could lead to homelessness. (Read more about Housing Solutions of the Southwest on page 24.) The Wells Group supported several nonprofit organizations and small businesses during the spring, in addition to providing funding for some of the town’s favorite traditions through the rest of the season. In October, the group handed out free pumpkins to families in the Four Corners to encourage socially-distant fun on Halloween, and sponsored Durango’s adapted Noel Nights shopping extravaganza. Four Corners Board of Realtors in Montezuma County also contributed to keeping holiday traditions alive by hosting the annual Parade of Lights in December.
Future challenges After a successful sales year, real estate professionals were able to rally to make a positive impact on emotional balance and economic improvements in Southwest Colorado for individuals and small businesses. Though there will be a long road to full recovery for small salons, shops and restaurants in our rugged mountain towns, our rural residents will endure. In hindsight, 2020 was another year filled with growth and change. However, it was one that will help the community continue to face future challenges with calm confidence. n
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RE
ESTATE AL
Y T I R G E T IN G
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1096 HOMESTEAD DR., BAYFIELD, CO $ 379,900 3 bed/ 2 bath. 1962 sf
TY INTEGRI
3 car garage Beautifully maintained home in The Homestead at Bayfield. An open floor plan with large windows keeps this home light and bright. The kitchen has a large island as well as a bar and is open to the living and dining area. Master bedroom has an over sized walk-in closet and master bath has a large jet tub, a walk-in shower with separate toilet room. 3 car garage can hold all of your toys and 2 vehicles!
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418 PAGOSA ST., PAGOSA SPRINGS, CO $ 489,000 MLS#777677
UN
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2 bath. 4,014 sf
Liberty Theatre, the 4th oldest theatre in Colorado and the only movie theatre in Pagosa Springs, is available. It is located in the historic district of downtown Pagosa Springs, right across from the Pagosa Hot Springs - Great Exposure! This 150+ seat theatre has operated since 1919, and has recently been updated to digital technology. In front of the movie screen is a stage, perfect for performances/events. This property is within the Opportunity Zone!
Julie Itter
Broker / Owner
NT
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970-749-5363
UN
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388 BEAR CREEK CIR. BAYFIELD, CO $ 64,999 MLS#777789 3.20 ACRES Come and see this 3.2 acres of land in colorful Colorado with a 12 gpm well already drilled! This parcel is located at the front of the Bear Creek subdivision, located off the more private Bear Creek Circle. Views of the valley and mountains, you won’t want to miss! This is an ideal property for someone who wants to build their dream home or set up an investment property to their liking.
Erika Simpson
Real Estate Negotiations Specialist Seller Representative Specialist
970-946-0275
ErikaSimpsonProperties@gmail.com
204 SNOWBIRD COURT $ 12,500
199 PINE CREST DRIVE $ 9,000
0.43 Acres MLS #776795
1.00 Acres MLS #767126
Jeff Jaeger Broker Associate
970-749-8301
GREAT Location in FL. Easy Build Lot, Easy access to CR 501.
Top of the World views of the Pine River Valley. This Forest Lakes lot offers all the Privacy & Seclusion you’ll need.
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MLS# 21-16| |$969,000 MLS##21-16 $969,000 7330 TUSCANY Way • Farmington 4 bed | 3.5 Bath | 3969 Sq Ft LUXURIOUS DETAILS AND DESIGN SET THIS HOME APART FROM THE REST!
MLS# 20-1733 | $449,000
2504 1/2 Ridgeview Dr • Farmington 4 bed | 3 Bath | 2663 Sq Ft BEAUTIFULLY REMODELED INSIDE AND OUT IN 2019! Enjoy the Farmhouse feel with many amenities.
MLS# 20-1443 | $203,000 4601 SPRINGMIST Lane • Farmington 3 bed | 2 Bath | 1424 Sq Ft THE LARGE CORNER LOT AND ROOMY FLOOR PLAN may be the perfect place to call home.
MLS# 18-1182 | $315,000
MLS# 220-123 | $378,000
1859-1861 NM 511 • Navajo Dam 4 bed | 2.5 Bath | 2103 Sq Ft 2 HOMES, A 30 X 40 SHOP, SITTING ON 5 ACRES MINUTES FROM NAVAJO LAKE AND MARINA.
730 W BROADWAY • Farmington 2432 Sq Ft NOW IS THE TIME TO OWN YOUR OWN BUSINESS! Full service laundromat. Building with all equipment.
MLS# 20-799 | $155,000 116 N WALL Ave • Farmington 1240 Sq Ft GREAT LOCATION to open up your new OFFICE or PROFESSIONAL SERVICES.
MLS# 20-1199 | $135,000 5003 LOMA ALTO Dr • Farmington 3 bed | 1 Bath | 1304 Sq Ft The updates in this home make it the best for the price!
American Dream American DreamRealty Realty Elizabeth Lockmiller Elizabeth Lockmiller
New Mexico Licensed Qualifying Broker #14834
Office: 505-566-9901 elockmiller@yahoo.com Cell: 505-330-3343 farmingtonnewmexicohomes.com
HERE FOR YOU EVERY STEP OF THE WAY. Whether you are in the planning stage of your dream pursuit or you’re looking to safeguard all that you’ve accomplished, I will meet you wherever you are in your journey.
Let’s talk about your plans, and how I can help you protect them.
Dale Willbanks, Agent Dale R. Willbanks Agency, Inc. 341 S Camino Del Rio Durango, CO 81303 Bus: (970) 247-5828 dwillban@amfam.com
American Family Mutual Insurance Company, S.I. & Its Operating Companies, American Family Insurance Company, 6000 American Parkway, Madison, WI 53783 ©2016 011780 – Rev. 4/20 –Real 12341929 Four Corners Estate Guide n WINTER EDITION
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H I S TO R I C
P R O P E R T I E S
A monument to education Historic school has uncertain future By Hunter Harrell Architecture often reflects the era and cultural influences of a community. Homes help to portray the lives of the people that once inhabited their hallways. Likewise, other prominent buildings, such as the three-story structure at 201 East 12th Street, mirror the values of the community and the services they deemed important. The historic Durango High School is a monument to a long-term investment in public education.
Creating space for students
The first high school built in Durango opened in 1893. However, as the population of Durango increased, by 1914 it was no longer fit to serve the growing student body. Junior high students moved into the original building, and plans to build a new high school that could serve up to 500 students were put in place.
Funding an educational endeavor
In 1916, a bond election passed 238 to 199 for $175,000 to fund construction of the school. Partners from a Colorado Springs architectural firm, Thomas MacLaren and Charles Thomas were hired to design the facility. The priority for this project was to provide a full-service school that rivaled the education centers in the eastern part of the country.
A stylish learning facility
Photo by Jerry McBride
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The property, situated on 4.3 acres in the right of way of East Second Avenue between 12th and 13th streets, is classified as Classical Revival architecture. This style is inspired by Greek and Roman forms, and was popular from the late 1890s
to 1920. Classical Revival is often characterized by structure symmetry, colossal proportions and large porticos, or porches leading to a grand entry.
Serving the student body
Durango High School opened to 304 students in September of 1917, a few months after the U.S. entered World War I. According to the National Register of Historic, the education center was built with mental and physical development in mind, providing classrooms, offices and an auditorium as well as a gymnasium with a running track, a plunge pool and a wood shop. A little over a year later, in October 1918, the school closed to prevent the spread of Spanish Influenza, but was able to reopen in January 1919.
Integrity & tradition
True to the architectural style, the historic Durango High School is constructed with traditional materials, including overlapping terracotta, towering brick walls and a reinforced concrete foundation. It is one of only two buildings in Durango decorated with rare terracotta ornaments.
Photo by Terrance Siemon
The only major change to the building during its time serving students was the plunge pool renovation in 1927. The architects built the facility to serve generations of students, and it did so for nearly six decades from 1917 to 1976.
New purpose
According to U.S. census information, Durango’s population had grown from 4,686 in 1920 to 10,530 in 1970, causing overcrowding at the high school. The school administration expected to need space for at least 700 students. In 1970, Colorado State Historic Fund granted the Durango School District $491,627 to renovate the building to house offices and
meeting rooms for the school administration, according to The Guide to Colorado Historic Places by Thomas Jacob Noel.
Renovations Changes made to the historic property on East 12th Street include remodeling class and office spaces, adding new partitions, installing updated light fixtures and suspending the dropped ceilings. The sloped auditorium floor was abandoned and the room remodeled to accommodate large meetings, but the decorative beams remain. The original auditorium balcony still has its original seating and wood flooring.
Uncertain future Now, this campus and a historic monument to education is on the market. Though there is currently no listing price, the property is valued between $10 and $18 million dollars. The campus also includes the building that currently houses Big Picture High School, and 1.1 acres of green space known as Buckley Park. The school district is working on a land swap with the City of Durango to ensure Buckley Park remains a public park and green space. After the central office is sold, school administration staff members will move to other open offices available within the school district. n
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S A NJ U J UAAN N HHE E A RATR HT H SAN a n d R E N E WA B L E S
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Scott Kurlander
$1,850,000 MLS #767231
970-749-0099 Cell 970-375-3219 Direct scottkurlander4@gmail.com www.scottkurlander.com 700 Main Avenue, Durango, CO 81301
Bodo Industrial Park 8,205 SF commercial bldg. on 2 levels with offices, show rms, warehouse areas and paved parking. Walk out lower level with elevator. In the Opportunity Zone.
$1,230,000
$178,856
1,325,000
MLS #765582
MLS #765586
MLS #776029
Prime Commercial Property In Grandview 2.23 acres. 3,300 SF versatile building with handicap access. Currently used as a medical office. Outdoor patio area. Highway frontage and access.
Office/Retail Space. 2 units Open floor plan. Unfinished shell. As is. High speed internet, 4 parking spaces. Build to suite. Suite 111: 852 SF, Suite 112: 657 SF total of 1,501 SF. Leased for $1,125 per mo + fees
Mountain Masterpiece in Shenandoah 3,616 SF, 4 BR w/a 553 SF bonus rm. 2-car oversized garage. 10.8 acres. Air filtration system, solely electric, Green efficiency, mud room w/dog bath, 3 porches. Seasonal stream/pond. Adj to BLM. Views.
$820,000
$125,000
$121,000
MLS #764615
MLS #761043
MLS #764486
50.23 Acre Ranch in Crystal Acres Open rolling pastures. La Plata Mtn views. Many building sites. Partially fenced, was used as pasture for livestock. Underground electric power along north boundary. Well
Fully Useable Lot On Highway 172 1.12 acres with great visibility and easy access. Utilities to lot line. CDOT approved access from CR 513. Combination of multiple parcels.
Views, Irrigated, Working Ranch Solar powered. Free propane. 4,000 total SF. 2,940 SF, 4 BR’s on 2 lvls, bonus rm on 3rd lvl, 300 SF attic & 780 SF basement. Garage & carport. Outbuildings, sheds, tack room, storage, coop, 2 ponds & more.
$2,500 per mo. + utilities & fees Rent: “Class A” Office Space. In THE Durango Tech Center. 2,350 SF, reception/lobby, 5 cubicles, 4 offices, secure tech room, more space available. MLS #776417
$1,816 per mo. NNN Rent: Tech Center. 1,816 SF. Open office, ½ bath, kitchen facility. On-site parking. Great location. MLS #774627
$2,500 per mo. + utilities & fees Rent: 1,600 SF, 5 offices, 1/2 BA, storage rm, break rm, reception area and conference room in downtown Durango. MLS #765408 Suite A
$989 per mo.+ utilities & fees Rent: Efficient & ecological with solar power in Bodo 970 SF, corner unit with reception area, 2 lg offices, of river and elevator access. MLS #775123
office Park. small views
$1,980 + NNN month
$2,052 per mo. + utilities & fees Rent: 2,052 SF, large room with high ceilings, storage & private 1/2 bath in the central business district. MLS #765415 Suite B
Rent: Professional office space with bathroom located at 1485 Florida Rd. 1,697 SF with elevator access. Reception area, open room area, private offices, storage. MLS #774226 Suite C205
$1.25 per SF + prorated fees
$681.00 to $4,217.00 + NNN month Rent: 4 separate units in Bodo Park. 2,298 SF to 590 SF. Ground & 2nd level units. Easy access. On-site parking. MLS #768170, 774877, 768160, 768092
Rent: Multiple office spaces on Main Ave. Second level. Open work area, private offices, 2 shared bathrooms and windows. MLS #768195, 765585, 768192, 757015
Corners Real Estate Guide Each Keller Williams Office is IndependentlyFour Owned and Operated
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L A
P L ATA
UTILITIES S A N I TAT I O N SERVICES Durango Transfer Station 790 Tech Center Drive (970) 247-8295 www.wcamerica.com Durango Recycling Center 710 Tech Center Drive (970) 375-5004 Phoenix Recycling (970) 375-1300 www.phoenixrecycling. com RECLA Metals 33399 Highway 160 (970) 375-6330 www.reclametals.com Hermosa Sanitation District (970) 259-3909 www.hermosa sanitation.com South Durango Sanitation 434 Trestle Lane (970) 382-2623 www.southdurango sanitation.org Waste Management 258 Stewart St. (970) 247-1821 ELECTRIC La Plata Electric Association 45 Stewart St. (970) 247-5786 www.lpea.com N AT U R A L G A S & P R O PA N E Amerigas Propane 828 County Road 501 (970) 884-2629
CO U N T Y
R E L OC AT I O N
Atmos Energy 107 Jameson Drive (970) 385-3284 www.atmosenergy.com Basin Propane 26103 Highway 160 (970) 247-3066 www.basincoop.com WAT E R Bayfield Water Treatment Plant E. Lakeside Drive (970) 884-9676 Durango Water Services 105 Sawyer Drive (970) 375-4800 Lake Durango Water Authority 667 South Lakeside Drive (970) 247-4062 www.lakedurango.org Upper Valley Sanitation 780 County Road 520 (970) 884-0567 Utility Management 278 Homestead Circle (970) 749-2682 CITY & COUNTY OFFICES B AY F I E L D Bayfield Town Hall 1199 Bayfield Parkway (970) 884-9544 www.townofbayfield. colorado.gov Pine River Library 395 Bayfield Center Drive (970) 884-2222 www.prlibrary.org Bayfield Marshal’s Office 1199 Bayfield Parkway (970) 884-9636 www.bayfieldmarshals office.com Bayfield Parks and Recreation 1199 Bayfield Parkway (970) 884-9544 www.ourbayfieldparks.org
I N F O
Upper Pine River Fire Protection District 515 Sower Drive (970) 884-9508 www.upperpinefpd.org DURANGO Durango Public Library 1900 East Third Ave. (970) 375-3880 www.durangogov.org/ library Durango Fire and Rescue Authority 104 Sheppard Drive (970) 382-6000 www.durangofire.org Durango Police Department 990 East Second Ave. (970) 375-4700 www.durangogov.org/ police Durango Parks and Recreation 2700 Main Ave. (970) 375-7300 www.durangogov. org/222/parks-recreation IGNACIO Ignacio Community Library 470 Goddard Ave. (970) 563-9287 www.ignaciolibrary.com Igancio Town Hall 540 Goddard Ave., (970) 563-9494 www.townofignacio.co.gov Ignacio Police Department 540 Goddard Ave. (970) 563-4206 Southern Ute Police Department 365 Ouray Drive (970) 563-0246 (970) 563-4401
L A P L ATA C O U N T Y La Plata County Administration 1101 East Second Ave. (970) 382-6210 www.co.laplata.co.us La Plata Animal Control 1111 South Camino del Rio (970) 385-2900 www.lpchumanesociety. org La Plata County Airport 1000 Airport Road (970) 382-6050 www.flydurango.com La Plata County Assessor 1101 East Second Ave. (970) 382-6221 www.eagleweb.laplata. co.us La Plata County Clerk and Recorder 679 Turner Drive (970) 382-6280 www.colaplata.co.us La Plata County District Attorney 1060 East Second Ave. (970) 247-8850 www.co.laplata.co.us La Plata County Sheriff’s Department 742 Turner Drive (970) 247-1157 www.co.laplata.co.us La Plata County Courthouse 1060 East Second Ave. (970) 247-2304 www.courts.state.co.us POST OFFICE LOCATIONS 222 West Eighth St., Durango 145 Park, Bayfield 1001 Williams Ave., Ignacio
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N E I G H B O R H OO D S
Glacier Glacier is a neighborhood designed with a distinctive lifestyle in mind. The area, located about 20 miles north of downtown Durango, was originally developed with a convention center, a series of hotels, meeting facilities and a ski area in the early 1970s. In 2001, the area was redeveloped to provide residents with a private luxury club and community, the neighborhood we know today. Surrounded by towering peaks and tucked in the San Juan National Forest, this exclusive gated community offers beautiful vistas of the natural landscape and the two world-class golf courses on site. In addition to these courses, homeowners can access a fitness center and spa, two clubhouse facilities, and tennis and pickleball courts. Numerous fishing ponds in the community keep anglers busy casting lines, as does the nearby free-flowing Animas River. The proximity to Purgatory Resort offers more than 1,600 incredible acres of terrain, perfect for downhill skiing and snowboarding opportunities, as well as Nordic trails just 8 miles north of the community. Options are abundant for those looking to buy or build. The location features homesites ranging from .5 to 2.29 acres with benefits like privacy and thoughtful planning. Buyers can also choose to build from pre-designed plans or purchase a modern craftsman home, golf cabin or club cottage with contemporary finishes. The various types of properties offer dwellers between 1,000 to 4,500 square feet of space. Experience luxurious mountain living with open-concept floor plans, ample outdoor space and generous storage for vehicles, sports equipment and other gear.
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Four Corners Real Estate Guide
Location: about
20 miles north of downtown Durango
Schools: Animas Valley Elementary, Mountain Middle School, Miller Middle School, Durango High School
Activities: golfing, fly
fishing, cycling, hiking, horseback riding, rafting and other watersports, climbing, hunting, skiing, snowshoeing, snowmobiling
HOA: $600 quarterly U T I LIT I E S
Electricity: LPEA Natural Gas:
Atmos Energy
Water: Elbert Creek Water Company
Sewer: Elbert Creek Water Company
Trash & Recycling: Waste Management
as
V ie
wD
Bureau of Land Management
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CR 238 Goeglein Gulch Rd
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238
Tal
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Ferringway Cir
D U RAN GO 18,465 6,512’ $ 410,000 40°F 85°F 300 19” 71”
POPULATION (2017) ELEVATION MEDIAN HOME PRICE JANUARY AVG. TEMPERATURE JULY AVG. TEMPERATURE DAYS OF SUNSHINE AVG. RAINFALL ANNUALLY AVG. SNOWFALL ANNUALLY
Four Corners Real Estate Guide
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45
r
cD
ebe
n Ken
lch
Skyhawk Av
P tarmi
Dr Pl w
d aR rid Flo
O’Brien l Pla La
s Dr
l le P Rd
nac
Pin
D las
ewi
s Dr
Jenkin
Silver Mtn Ln
Lew Mtn is Ln
e r R
Ft L
ge
Wingate
Ln M a n cos
Holly Av
ge lle Co
Aspen Dr
New Mexico Colorado
illo
p Cir Hillto
Av E 7th
Mes
Folsom Pl
Dr
W
Av E 5th Av E 6th
E 4th
Av
Av E 3rd
rview
Ti
39
CR 2
Hillcrest GC
ta P
E 8th A
v
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Pl Depot
Av
2nd
Av Main Av E 2nd
RR
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NG
Pl
o & S ilv er to n
Pl 12th St
E 4th A
E 5th A v E 6th A v E 7th A v E 8th A v
Main A v E 2nd Av E 3rd A v
v
Town ge Av w Gau
el Río Cam d
Narro
D u ra n g
W 2nd
Main A v E 2nd Av E 3rd A v
Crest
Eastlawn
view Delwood W 3rd Av
Delw
i Tra
Visitor Center
aR
Sol del
Anima s
Av
Vale
Highland Glenisle Forest
d ry R
Roosa
Cem
ete
Tech Center Dr
W
Av W 7th Av W 6th Av Av W 3rd Av
W 4th
Av W 3rd
Hermosa
Needham Ct
e Pine Ridg Glenisle
Hillside Av
Bacus
Woodland Cir ir
Borrego Dr
Arroyo Dr Bu tte C
Conejo Dr
Junction St
C ir ad he
Ar row
Av
550
Dr
t
iv er
CR 239
r aD isVte a V rde D err r
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Bureau of Land Management
Chapman Hill Park
Dr
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160
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Dr Aqu
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RR Depot
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7th
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Fort Lewis College Dr Rim v A th 8 E
11th 9th
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Sag Rich
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CR 20
550
12th
Jameson Dr
Gala
Elm
14th
Courthouse City Hall
ruce Plymouth D r Sp
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id
Flor
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13th
Ford
Pl
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31st
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160
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Library
15th
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Park
El Pas
El La Vita Ct
Durango HS Ala
18th
29th Riverview Elem
24th
CR 251
ine Ct
as Av
19th
17th 16th Josephine Alamo
Pueblo Comm College
La Plata Fairgrounds
Needham
Kearney
Burnett Dr Rock Point Dr
26th
Community Recreation Center
Moenkopf
d St Sunsh
Th om
Leyden
Greenmount Cemetery
27th
25th
San Juan Dr W Elem eston l dP oo 23rd Delwood Cir Crestview 22nd 21st Montview 20th ntine Dr Carriage Pl
Durango Mountain Park
Westw o
28th
Chinle Pl
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30th
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Dr
Dr
Av
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32nd
29th
Miller MS
Ptarmigan Ln
Cir
33rd
A n i m as
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Hidd
Colu
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Cir
W 5th
Dr
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W 4th W 3rd Av W 2n Av d Av
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Junction Ln
Western
wo lley
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Virginia 28th
Cutler Dr
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R ive
31st
30th
Carol Dr Clovis Dr Stuart Pl
Pine Tree
33rd
E 9th A
Sunridge Cir
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Birket Dr
Butte Dr
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Dr
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San Juan Public Lands Center Rose mar y
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Bureau of Land Management
n
o cod Re l Rio de
550
d
DURA NG O
& S U RRO U N D I N G TOWNS
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Four Corners Real Estate Guide
CR
CR
CR 105
CR 114
La
CR 110
Pla t
aR
ive
r
CR 113 CR 112
117
CR 116
V4
CR 115
CR 102
CR 104 CR 103
CR 1000 CR 105
Q1 Quality Acres R1 Rafter J/King Mountain R2 Rainbow R3 Rainbow Springs I-IV R4 The Ranch R5 Rancho Durango I R6 Ridgeway R7 River Ranch R8 Robert G. Rhodes R9 Rock Ridge R10 Rockwood Estates S1 Sage Crest S2 Salida del Sol S3 San Juan Vista S4 Scenic Square S5 Sierra Verde Estates S6 Silver Falls Estates S7 Silver Hills S8 Shenandoah S9 SkyRidge S10 Stardust/Olberts Cabins S11 Stills S12 Sundance Hills S13 Sunnyside S14 Sun River Valley S15 Sunset Acres S16 Sweetwater Springs T1 Tamarron T2 Texas Creek Ranches T3 Three Springs T4 Three Waters Ranch T5 Tecolote T6 Timberdale Ranch T7 Trappers Crossing I T8 Trappers Crossing III T9 Trimble Crossing T10 Tween Lakes T11 Twilight Trails Estates T12 Twin Buttes U1 Ute Creek Acres V1 Vallecito Valley V2 Vandenburg V3 Vista de La Plata V4 Vista de Oro W1 Wallace Gulch Estates W2 Waterfall Village W3 Wilderness Lakes Y1 Yeager Y2 Yucca Estates
CR 109
H2 Happy Scenes II H3 Happy Valley H4 Hermosa Acres H5 Hermosa Vista H6 Hidden Ridge Ranch H7 High Meadows Ranch H8 Hillcrest H9 Holman Heights H10 The Homestead at Bayfield H11 Homestead Ranches H12 Hunna Acres J1 Juniper Heights K1 Kesselhuth/Gale K1 Klondike L1 La Charade Park L2 Lake Durango Estates L3 La Fortune L4 Lake of the Pines L5 Lake Purgatory I L6 Lake Purgatory II L7 Lake View L8 La Paloma L9 Lariat L10 Lightner Creek L11 Locke’s Mountain L12 Loma Vista Homes L13 Longhollow I L14 Longhollow II L15 Longhollow III L16 Los Ranchitos M0 Mama Llama M1 McKee M2 Meadowlark M3 Meadowridge M4 The Meadows M5 Mesa Linda M6 Mesa Meadows M7 Middleton M8 Midway Acres M9 Moreno M10 Mountain Shadows M11 Mountain Vista Ranches O1 Oxford Heights P1 Payne P2 Pine Acres P3 Pine River Ranch P4 Pineview P5 Pinon de la Plata P6 Pinon Mesa Ranch P7 Ponderosa Homes
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Area Subdivisions A1 Animas River Ranches A2 Animas Springs A3 Animas View Estates A4 Animosa/Albrecht A5 Aspen Trails A6 Aspen Winds B1 Baker Lane B2 Bear Creek Canyon B3 The Bear Ranch B4 Bryce C1 Casey & Sarver C2 Celadon Ranch C3 Chamberlin C4 Chekshani P.U.D. C5 Claude Decker C6 Coolwater C7 Coolwater Estates C8 Country Aire Estates C9 Culhane Hills D1 Dalton Ranch D2 Deer Valley D3 Dimmlake D4 Dove Ranch D5 Dove Ridge D6 Durango Hills D7 Durango Mountain Resort D8 Durango West I D9 Durango West II E1 Edgemont Highlands E2 Edgemont Ranch E3 Electra Lake Estates E4 El Ranchos Florida E5 Enchanted Forest Estates E6 Eoff Swahemyr E7 Ever Green Valley E8 The Timbers F1 Falls Creek Ranch F2 Fantango F3 Far View Estates F4 Fertch F5 Florida Park F6 Florida River Estates F7 Flying S F8 Forest Lakes F9 Fox Fire Ranch G1 The Glacier Club G2 Goldeneye Estates G3 Grand View Heights G4 Grimes Creek H1 Hacienda de la Florida
B4 35
CR 1
140
Durango Mountain Resort
North to Silverton
L6
D7
L4 L5
550
Electra
M10 Lake E3 A6
B3
s River
G1 T1
H2 F5
C2 W3
CR 505
D4
CR 502
37
P1
CR 314
H11
M6
R8
CR 518
521 CR CR 334
V2
H3
CR 335
U1
CR 324
I GNAC I O
CR 525
CR 523
R2 S1
528
22
CR 514
CR
CR 5
O1
CR 315
D5
B2 5 CR
H10
Q1
CR 311
160
CR 336
S7
K2 D2
P4
CR 5 09 CR 516
503 CR
E6
East to Pagosa Springs
CR 501
r ive aR rid
CR 308
CR
CR 310
K1
L3
CR 313
F8
BAY FI E L D
T4 513
CR 311
P6
CR 322
CR 319
CR 318 C1
Florida
CR 138
CR
CR 310
151
CR
321
CR 330
M8
550
CR 330
M1
South to New Mexico
V3
S3
S2 S13 A1
C
Flo
237
J1
R5 36 R1
7 CR 30
River
CR 213
CR 215
CR 129 CR 131
CR 133 CR 132
172
2
L9
H9
CR 510
sP Lo
T6
GEM VILLAGE
E4
OXFORD
G2 Y1
S12
CR 309
136
CR 130
515
C4
F2
M9
14
CR 2
CR
CR 122
CR 302
S11
309
L13 L15
CR 128
M2 M4
M5
A3 M7 R3
M0
R6 CR 220
S14 L14
CR 126
CR 119
CR 141
D3
CR
L12
243
250
CR 205
239 CR
212 CR
141 CR
G3
M11
s ino
S10
er Riv
CR 521
CR 123
T8
1 CR 21
CR 222
1
CR 14
L8
B1
50
Valecito Reservoir
C6
P3
W1 F9
1
50
R7
H12 CR
F3
C8
CR 228 CR 230
C7
T2
T5 CR 234
T7
T3
E5
CR 502
28
CR 235
550
CR 2 40 CR 2 45
S16
CR 2
CR 305
S8
R1
E2
H8
S9
CR 301
140
125
CR 142
L2
CR 121
0
CR 24
E7 T12
F4
E1
CR
A5
L16
F6
225
CR
E3
H1
CR
D9
D8
CR 120
L10
D6
R9
DURANGO
HESPERUS H6
D1 W2 T11
L7
VALECITO
L1
T10
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CR 208
160
Lemon Reservoir
CR 2
CR 204
S6
CR
F2
West to Mancos & Cortez
CR 244
S5
CR 203
k
ee Cr
CR
on
cti
124
Jun
H7 F1
C5
S4
C9
C3
T9
H4 H5 A4
CR 253
CR 523
CR 201
M3 P2 A2 L11 R4
HERMOSA
P7 G4 V1 CR 501A
R10
CR 335
789
CR
F7
ree k
CR 504
mo sa C
CR 316
Her
Anima
San Juan National Forest
CR 325
Southern Ute Indian Reservation
CR 327 172
Four Corners Real Estate Guide
CR 329 CR 332
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BAYFIELD Robin Ln
Primrose Ln
2,687 6,892’ $ 301,000 35°F 87°F 300 14” 29”
Dove Ranch Rd
Cholla St
Cactus St
Tamara c k D r
Sossaman Rd
Elm
Cir
Cedar Dr
Bayfield MS
Westview Dr
Lakeside Dr
Dr Appaloosa Ln
h
Rd ta
Pla
Mississippi Dr
dg e CR
52
1
Day Lily
Magnolia Ct
La
Louisiana Dr
Lupine Dr
Clover Dr
in o s
Los P Mea
M a rs D r
Mesa Av Burnham Ln
S East
Schiller St
lM
oon
CR 526
Wolverine Dr
Church
Pearl
Pine
Four Corners Real Estate Guide
g
n
Elem School Mustang Dr
Hick o r y
WINTER EDITION
Tugwell Ln Cir
6 CR 51
48
Fox Farm
ver
Orchard Dr
Circle Dr dow Meadow Cir
Ri
rossin
St
509
os R i
Ful
n
lls We
CR
Pin
Elem School E East
ity L
2
National Forest Ranger Station
Mill St Town Hall South St
Los
P kwy
mun
CR 50
f iel d B ay
Kremer Dr CR 526
Com
n
Half Moon Cir
160
do D olora
L Pony
North St
AVG. SNOWFALL ANNUALLY
Star C
r
Spruce Dr
r
r
C in n a m o n D r
Dakota Dr Library
C
North St
AVG. RAINFALL ANNUALLY
roede r Dr M ou n ta in V ie w D
Bayfield C e n te r D
PO Park
DAYS OF SUNSHINE
Willow Dr
Sower Dr
Newland Dr
JULY AVG. TEMPERATURE
Oak Dr
Columbine Dr
Sc
JANUARY AVG. TEMPERATURE
Mesquite St
St Sage k Dr a ar c Tam
ir
Piñon C
Bayfield HS
MEDIAN HOME PRICE
Oak Dr
Juniper
St
V ie w D r
CR 501
u n t a in Mo
Wilmer Dr Saguaro St
ELEVATION
Palo Verde Dr
Vallecito Rd
Taylor Cir
POPULATION (2017)
CR 526
Cir
145 McPhee Reservoir
MONTEZUMA COUNTY
184
D OLORES
160
CO RT E Z
McElmo Creek
San Juan National Forest
MANCOS Mesa Verde National Park
491
TOWAOC Ute Mountain Indian Reservation
41 Mancos River
Tucker Ln
Totten Reservoir
Dolores Rd
Lebanon Rd
New Mildred Rd
Conquistador Golf Course
Golf Course Service Rd
Mc Rd L
Mesa Verde St
491
Cherry St Balsam St 145
Empire St
Rd K-3
Montezuma Ave
Denny Park
Main St
ay Bro
adw
CORTEZ
3rd St 4th St
8,709 6,201’ $ 187,500 42°F 89°F 310 13” 33”
Chestnut St
7th St
491 Oak St
Cat a
Rd 25
lpa
St
160
160
Rd 27
Canyon Dr
Rd 24
Henry St
Park St
Arbecam Ave Montezuma Ave
Empire St
POPULATION (2017) ELEVATION Rd H8
MEDIAN HOME PRICE Rd H6
JANUARY AVG. TEMPERATURE JULY AVG. TEMPERATURE DAYS OF SUNSHINE AVG. RAINFALL ANNUALLY AVG. SNOWFALL ANNUALLY
Rd H
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M O N T E Z U M A
N AT U R A L G A S Atmos Energy (888) 286-6700 www.atmosenergy.com
Water Solutions (970) 882-7134
ELECTRIC Empire Electric 801 N. Broadway (970) 565-4444 www.eea.coop
Sanitation Services Cortez Sanitation District 2908 S. Broadway (970) 565-3962 www.cortezsanitation.com
Tri-State Generation & Trans 20313 County Road 16 (970) 882-4582 WAT E R Cortez Water Treatment Plant 27999 County Road N (970) 565-9824 Dolores Water Conservancy District 60 Cactus St. (970) 565-7562 www.doloreswater.com Mancos Rural Water Co. 1000 W. Grand Ave. (970) 533-7435
Montezuma Water Company 209 Central Ave. (970) 882-2226 www.montezumawater.org Montezuma Water District #1 6821 Highway 160 (970) 565-3343
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I N F O
Velocitynet LLC 8068 Road 29 4 Loop (970) 882-7186 www.velocity.net Zumacom High Speed Wireless Internet 8 W. Main St. Suite 103 (970) 403-5448 www.zumacom.com
MONTEZUMA COUNTY County Assessor 140 West Main St. #3 (970) 565-3428 www.montezumacounty.org
Southwest Septic (970) 739-3119 www.southwestseptic. world
Clerk and Recorder 140 West Main St. #1 (970) 565-3728 www.montezumacounty.org
INTERNET & C O M M U N I C AT I O N S AT&T 215 S. Sligo St. Suite 1 (970) 564-0111 www.att.com
Combined Courts 865 North Park St. (970) 565-1111 www.courts.state.co.us
Four Points Net Conx 326 W. Montezuma Ave. (970) 459-4293 Home Enhancement Systems 22445 Road K 3 (970) 799-0185 www.hesyst.com Nimbus Solutions (970) 759-3634 www.nimbussolutions.org
Four Corners Real Estate Guide
Cortez Police Department 609 North Park St. (970) 565-8441 www.cityofcortez.com Cortez Fire Protection District 31 North Washington St. (970) 565-3157 www.cortezfire.com
CITY & COUNTY OFFICES
Countryside Disposal 25582 Road H (970) 565-8180 www.countrysidedisposal.org
Farmers Telecommunications 16 N. Market St. (970) 562-1824 www.farmerstelecom.com
Mancos Water Department 117 N. Main St. (970) 533-4444
WINTER EDITION
R E L OC AT I O N
Montezuma Valley Irrigation Co. 11501 Highway 491 (970) 565-3332 www.mvic.info
UTILITIES
50
CO U N T Y
District Attorney 109 West Main St. (970) 565-3788 CORTEZ Cortez City Hall 123 East Roger Smith Ave. (970) 565-3402 www.cityofcortez.com Cortez Public Library 202 North Park St. (970) 565-8117 www.cityofcortez.com
MANCOS Mancos Town Law Enforcement 117 North Main St. (970) 533-1432 www.montezumasheriff.org Mancos Town Administration 117 North Main St. (970) 533-7725 www.mancoscolorado.com Mancos Public Li 211 West First St. (970) 533-7600 www.mancoslibrary.org DOLORES Dolores Town Hall 420 Central Ave. (970) 882-7720 www.townofdolores.com Dolores Public Library 1002 Railroad Ave. (970) 882-4127 www.doloreslibrary.org Dolores Sheriff Department 420 Central Ave. (970) 882-4645
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Loan Originator | NMLS 441114 970.739.3616 Mobile Lisa.deKramer@GatewayLoan.com GatewayLoan.com/lisa-de-kramer
Call me today, and let’s get started!
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Gateway Mortgage, a division of Gateway First Bank. NMLS 7233. 208 W. North St., Ste. 4 | Cortez, CO 81321 Four Corners Real Estate Guide
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H O M E
I N S U R A N C E
Protecting property How to shop for insurance plans By Connie Sutton Homeowners insurance isn’t a luxury. It’s a necessity, especially in the Four Corners where homes have to contend with forest fires and unpredictable storms. One of the most difficult aspects of insuring a home in this region can be finding a policy that will cover a home in an area that may face a fire, said Cristyan Rosado with Ricky King Insurance Agency. But insurance isn’t just for protection, it’s also a prerequisite for many lenders. Most mortgage companies require borrowers to have coverage, usually in the amount of the purchase price. In most cases, lenders won’t finance a real estate transaction without proof of insurance. So, whether shopping for a new policy or looking for lower rates, homeowners need coverage.
options to consider for this region are water backup, equipment breakdown and service line coverage.
Understanding coverage needs
Information you’ll need when shopping
First, try to gauge necessary coverage. Factors to consider include the total replacement cost of the house and the types of disasters the home is most likely to encounter. The following components are in every standard home insurance policy.
Dwelling coverage
Dwelling coverage should be equal to the cost of replacing or rebuilding the property.
Personal property coverage
Coverage for personal property is typically anywhere from 50–75% of the dwelling coverage.
Loss of use coverage
Loss of use coverage is typically 20% of the dwelling coverage limit. People that live in an area prone to natural disasters that could displace them should consider additional loss of use coverage.
Liability & medical coverage
Medical coverage should be enough to cover a guest’s hospital bills if they’re injured in the home.
Additional coverages
Flood coverage is recommended for areas with frequent flooding or mudslides. Other coverage
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Whether shopping online or in person, homeowners will need a few things handy to obtain an accurate quote. The more details available, the more accurate the quote. Policyholders simply shopping for a lower rate can find this information on the current policy. Otherwise, shoppers will need the physical address of the property being insured and its square footage. Have all personal information, such as your social security number ready. If you have any prior insurance inspection information, bring that along. Another item Rosado says is important but often forgotten is a history of the home, particularly information about key features in older homes like the roof, electrical or plumbing updates.
Compare quotes & select a policy
Analyze a variety of quotes to do a proper comparison. The price isn’t everything, and cheap isn’t always best when selecting insurance coverage. The price doesn’t tell the entire story, and the amount quoted isn’t always the amount paid. Do a little digging, and shoppers may find that the “cheap” policy is full of exclusions and low coverage limits. To meet coverage needs with a discount policy, premiums may be far higher than what customers were led to believe. n
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www.4CornersColorado.com View ALL listings in Southwest Colorado
Montezuma Ranch Properties
135 48 Acres Acresatat Boggy Draw! Draw! Boggy
80 Acres in the Pines!
Borders National Forest!
No Water Covenants Two Wells!
Amazing 80 acres bordering the Boggy Draw Trail Head above Dolores! National Forest right out your back door with over 60 miles of single track to enjoy every day. You can’t find recreational properties with access like this. This property is located just minutes from the town of Dolores and the Boat Launch at McPhee Reservoir. Come see one the of the best land offerings in SW Colorado! $399,000 MLS#751658
or HOA!
Beautiful parcel above Dolores! Just down street the Boggy Impossible35 to acre find 160 Acres above Dolores! Live like the a king on from this huge Pine Draw Trailhead San Well Trail already drilled onbike the or covered tract justand down theJuan streetNational from the Forest. Boggy Draw Head. Hike, property. A nice ofdoor Ponderosa Pine, of Gamble Oak and Pinon Pine with sage ride right out yourmix back into millions acres of National Forest extending meadows. BigTelluride. views of Located the La Plata Mtns, road Mesawith Verde andaccess Sleeping Ute Mtn. all the way to on a Paved quick to Dolores and All of thisReservoir. located onYou a paved roadparcels just 1 mile from town! McPhee can’t find like this! $899,000 MLS#690496 Call Pete $229,000 MLS#777254
McPhee McPhee Overlook Ranch! Overlook Ranch!
40 Acre 270 FarmAcres Tract!
in Mancos!
SuperTap Private Water Included! W/ Views
40 Acre Irrigated Farm Parcel! No HOA or Covenants!! Come see the best views around from this knoll top building site. Historic Barn Structure and Amazing Off grid parcel! Just minutes to Hwy 160 located at the top of several old outbuildings scattered around the property. The acreage comes Mancos Hill. Big views of the La Platas with many building sites and public with 1 share of Summit Irrigation (20k) and one installed Montezuma Water lands adjacent. Mix of meadow and pine with old growth Oak patches. tap (10k). The acreage has a great southern roll and is mostly hay meadow, Excellent Hunt Parcel!! with tons of fencing and several large ponds. Come see it Today before it gets $540,000 MLS#760242 scooped up! Call Pete $225,000 MLS#774427
Barndominium on 360 acres adjacent to over 1 mile of National Forest border line just above Dolores. McPhee Reservoir and McPhee Overlook trail are just below the property boundary on the North side of the ranch. Breathtaking views of Barndominium on 360 acres adjacent to over 1 mile of National Forest border McPhee Reservoir looking over top House Creek Penninsula with views all the line just above Dolores. McPhee Reservoir and McPhee Overlook trail are just way along the reservoir to Dry Canyon. The Barndominium is 60X40 insulated below the property boundary. Breathtaking views of McPhee Reservoir looking metal building with an 800SF 1bd, 1ba apt, two large bays and a long carport off over top House Creek Penninsula . The Barndominium is 60X40 insulated the end. Keep it as one huge recreational ranch or split it down into 35 acre tracts. metal building with an 800SF 1bd, 1ba apt. The property has been subdivided The property has been subdivided into 10 individual 35+ acre parcels that are into 10 individual 35+ acre parcels that are surveyed and ready to sell. Call Pete surveyed and ready to sell. Call Pete $1,198,000 MLS#772509 $1,198,000 MLS#772509
Borders National Forest
Contact One of Our Experienced Brokers Today! Tim and Pete Singleton....................970-739-6774 Scott and Sharon Wallace................970-749-7992 Terry Woodrow................................970-560-1318 Vernon Hoffman..............................970-749-2151 Kyle Riddell .....................................970-570-9325
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Cortez Office 970-565-1211 n
Dolores Office 970-882-1211
Personal Assistant, 4 Corner Properties
Check out our new website!
www.thewallacebrokers.com
Here is a Great Opportunity to purchase a nearly half acre lot that overlooks Denny lake for $24K. There are 2 lots for sale side by side that combined would create a nearly 1 Acre lot for $48K. You can’t beat this deal!! All utilities at the Road.! Call Scott Wallace for MLS#777868 or MLS#772609
FOR SALE: 46.50 Acres of the OLD WEST! This homestead is over 100 years old and has views of 4 different mountain ranges. This gem is right out of an old west magazine only with all the amenities and great utilities, excellent private county maintained road and super outbuildings. No Covenants, No Hassles, just fresh air and Freedom. Call Team Wallace @ 4 Corners Properties for $220,000 MLS#775206
Four Corners Real Estate Guide WINTER EDITION 55 Cortez Office 970-565-1211 Scott Wallace 970-749-7992 Dolores Office 970-882-1211 n
www.4CornersColorado.com View ALL listings in Southwest Colorado
Mesa Sky Estates!
Single floor Layout! Irrigated Countryside Home just Minutes from Cortez! This gorgeous home truly looks like it’s Brand New. Built in 2010 with new additions completed last Summer: additional garage, beautiful master suite with a custom shower and tub, laundry room and large office space, granite counters in the kitchen and new flooring throughout. Nothing left to do except enjoy! Come see this one Today! Call Vernon $530,000 MLS #778024
Several Lots Available!! Just outside Cortez with huge views of the surrounding mountains. 3 to 10 acre tracts with all utilities avail. Take your pick! These prices will not last!! Call Vernon Starting @ $55,000 MLS #775560
135 Acres in Yellow Jacket! Great price on this large parcel with the MVI Main ditch running through the property. Irr possible! Call Vernon $199,900 MLS #777532
7500sf Metal Building in Cortez! Close to the junction of Hwy 491 and Hwy 160. Tons of options for this investment. Indoor storage? Lots of parking. Call Vernon $189,000 MLS #776140
EDITION Four Corners Real Estate Guide Cortez 970-565-1211 56 WINTER Office n
North St. in Cortez!
Commercial/ Residential location! Historic Home Zoned Neighborhood Business! Located right in the heart of Cortez’s Historic downtown area and just blocks from Parqua Divida. The property was a health care office for many years but the possibilities are endless. There are 3bds now but you could expand into 2 additional rooms that could be bedrooms. You are going to love this property. Priced to sell! Call Vernon $279,000 MLS #775219
Here is an amazing Commercial opportunity! This 4800 SF building is almost right next door to where the Loves Truck Stop is scheduled to be. Very flat 3 acre tract that is completely fenced with 6’ Commercial Fencing topped with 3 rows of barb wire for really good security. Many business possibilities!! Come take a look. Call Vernon $399,000 MLS #777412
Big Views on 3.8 Acres! Nice lot in the Eagles Nest Subdivision. You can see all the way to Telluride from this vantage point. Ready to build. Call Vernon $68,000 MLS #776021
5.48 Irr Acres! Near Cortez in the Arrowpoint Sub. Beautiful building site with 180 degree views. All Utilities! Call Vernon $127,000 MLS#777846
Dolores Office 970-882-1211
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Development Parcels in Cortez!
Lost Canyon Lake!
145 deeded lots available!
40ac W/ Private Lake! One of a Kind Find in Colorado! A private Lake with 40 acres in the Ponderosa Pine near Mancos. Tons of building sites and views of the La Plata peaks. The lake encompasses about 20 acres of the property and can be stocked for fishing. Enjoy swimming, fishing, paddle boarding, ice skating and more! Massive irrigation rights with 106 acft and 1.5 shares of Summit. This property will make the Ultimate Basecamp Property. Call Pete $675,000 MLS#768096
Brandon’s Gate development 83 Townhome sites are available in any way you want to slice it. The townhome sites have a paved road and all utilities ready to go. Over 400k invested in infrastructure! You can start building tomorrow. The single family lots are partially developed and will need Road, curb and gutter. Plan ahead and build for the next 10 years! Call Pete 49 Townhome lots $399,900 34 Townhome Lots $299,900 31 Single Family Lots $199,000
Small Lot near McPhee Rerservoir! Just minutes to the boat launch. This 3.74 acres has mature trees and views. Call Pete $49,900 MLS#772042
5Bd Family Home in Cortez! Just down the street from Hawkins Preserve and hiking trails. Amazing back yard and a patio to overlook it all. Call Pete $339,000 MLS#776375
Sweat Equity Home! A good start to this 2bd, 3ba home on 17 acres. The house is completely driedin and ready for all the interior finishes. Rare Find! Call Pete $275,000 MLS#776681
Multi-Family Lot in Dolores! Taps installed ($9,000) right across the street from the river park. Call Pete $69,900 MLS#768094
2 lots for Sale! Lebanon Townsite lots with a paved road and all utilities available. Parcels are adjacent can be combined. Huge Sleeping Ute Mtn views. Call Terry $38,500 & $41,500 MLS#762698
Corner Lot in Brandon’s Gate! Huge lot in Cortez on a paved round about with all utilities. Ready to build Today! Enough room for that extra shop building. Call Pete $48,500 MLS#744912
12 Acres in Mancos! Kernan Creek Lot w/ utilities avail. Terrific Southern exposure and a paved road. Call Terry $105,000 MLS#768500
Beautiful Home on Detroit Ave! 3bd, 3ba with nice finishes and single floor layout. Huge oversized yard with a 3 car garage. Just down the street from Hawkins Preserve. Call Pete $439,000
Cortez Office 970-565-1211
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Lake and Mountain View Home!
SOL
Multi-Use Building!
D $6,800 a month in Income!
Borders National Forest! Wonderful Home in the WingSpread Sub! Nestled high on the hillside overlooking McPhee Reservoir with views of the La Plata Mtns in the back drop. 2300SF 3bd, 3ba on over 4 acres with a large walk out basement and loaded with windows in every direction. 2 car heated attached garage and extra huge shop/garage space downstairs. This won’t be around long! Come take a look!! Call Scott $415,000 MLS#772662
9600 SF Multi-Use Building W/ Geothermal! This 6.75 acre tract has Montezuma County approval for 2 additional development phases. The building is built with top of the line materials and nearly maintenance free. The property encompasses a mix of residential, commercial office and commercial garage. There are 7 different leases that provide a monthly income of $6,800. 5 nicely appointed apartments upstairs and shop/office space downstairs. The commercial shop space is 3600sf and the office is 800sf. The building also includes a laundry/utility room. What a great Long-Term Investment Opportunity!!! Call Scott For A Showing Today
FT E EL N YO L ON Has it become to much to take care of your property out in the County ? Let’s go maintenance free with 1 of these Brand New Town Homes currently under construction just 3 blocks from Main St. These units are High Efficiency, High Quality construction 1,437 SF 2 Bed 2 Bath plus an office and an attached garage. Stop by our office and check out the floor plans. Starting @ $227,500 MLS #766944 CT RA NT O RC DE UN
A beautiful Brick Ranch Style home in an Awesome location right near the Hawkins Preserve. Hardwood floors, extra large carport, large fenced yard and a covered patio with views of the La Plata Mountain Range. Great Price! $206,000 MLS#777198
Big Colorado Blue Sky views from this 6.21 Acre Gem. Great access with all utilities at the street and even a little seasonal irrigation water as a bonus. Boundaries are marked all you need to do is figure out which view is most special when you get ready to build. Call Scott Only $75,000 MLS#777683
LD O S This home is true to its Craftsman Design! The covered front porch picture framed by columns and even the paint colors are authentic to the period architect. Ease of maintenance is the name of the game yet the yard is speckled with fruit and specimen trees and shrubs. 1392 SF 3bd, 2ba, touches of granite and stone, Detached Garage and sprinklers. Call Scott $273,900
Cortez Office 970-565-1211
Dolores Office 970-882-1211
A DVE RTI SE RS
The Four Corners Real Estate Guide is published by Ballantine Communications. P.O. Drawer A Durango, Colorado 81302 advertising department (970) 375-4582 sales representative Kelly Bulkley (970) 375-4538 kbulkley@bcimedia.com BallantineCommunications,Inc. strivesforaccuracy.Contactthe appropriatebusinesstoverifythe information in case of an error.
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Barndominium on 360 Acres Overlooking McPhee Reservoir!
ABOUT THE COVER www.4CornersColorado.com Breathtaking views of McPhee Reservoir available on 360 acres in Dolores. See more on page 54. View ALL listings in Southwest Colorado
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Barndominium on 360 Acres Overlooking McPhee Reservoir! www.4CornersColorado.com View ALL listings in Southwest Colorado
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