April17 East Algarve Magazine

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OLHÃO · SÃO BRÁS · TAVIRA · ALCOUTIM · CASTRO MARIM · VILA REAL DE SANTO ANTÓNIO April 2017 €1 from agents

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Welcome...

EastAlgarve M

... to your April issue, which happens to also be our 100th issue. I honestly can't believe firstly how how quickly the time has flown by and secondly that we've managed to produce 100 magazines. It just goes to show that the Eastern Algarve is constantly changing; never failing to give us interesting articles to write for you.

I would like to take this opportunity to thank EVERYONE who has helped us along the way, whether it be the hundreds of people we've featured, all of our advertisers over the years, the many contributers who have provided fascinating articles, and of course you, our loyal readers.

This month we feature the renovated and renamed Maria Nova Lounge Hotel in Tavira, Tavira Discount Warehouse and their brand new showroom, and congratulate Russell & Decoz on their 25th anniversary.

We hope you enjoy this issue and as ever, we'd love to hear from you at info@eastalgarvemag.com Editor

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PUBLISHER & DESIGNER Richard Bassett EDITOR Richard Bassett EDITORIAL CO-ORDINATORS Richard Bassett Snr. ADVERTISING Call 961 700 200 or email info@eastalgarvemag.com DISTRIBUTION 3,500 copies printed.

All advertisers are issued copies for distribution, along with retail outlets.

COVER PHOTO Richard Bassett.

All rights reserved. Except for normal review purposes, no part of this magazine may be reproduced without the written permission of the publisher. Every care has been taken in the preparation of this magazine, but the contents are only meant as a guide to readers. The proprietors of this magazine are publishers not agents or sub agents of those who advertise therein.

The publisher cannot be held liable for any loss suffered as a result of information gained from this publication

Unipessoal Lda

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Contents 14

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6 7 8 10 14 18 24 26 32 34 38 40 43 46 48 50

NEWS

Local news.

WHAT'S ON

Things to do this month.

HEALTH

Your health & your intenstine.

PLACES

Maria Nova Lounge Hotel.

PLACES

Tavira Discount Warehouse.

PEOPLE

Russell & Decoz celebrate 25 years.

PROPERTY

Currency swings & BREXIT.

PROPERTY

Property of the month.

TAVIRA

Find our advertisers on the map of Tavira.

GARDENING

Save water in the garden.

FINANCE

Up-to-date news from Blevins Franks.

FINANCE

Finance news from Ricardo Chaves.

REMEMBRANCE A batalha de la lys.

SPORT

The latest from Chris Wright.

GOLF TIP

Tip from Monte Rei's Stuart Martin!

CLASSIFIEDS Grab a local bargain.

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NOTICEBOARD 6 ENSUITE BEDROOM GUEST HOUSE IN CONCEICAO CABANAS

Rent rooms or rent the whole house cheers TEL: 00351-967 195 619

TUGUES E BRITIS H/POR or,

. Translat Intermed iary Med ical, Travel Guide, state, siness, Real E Financial, Bu s. , Negotiation Construction 5 054 056 Tel 00351 92 om 69@hotmail.c email:go mes19

www.eastalgarvemag.com

CAR BOOT SALE

Mi Casa Su Casa 9th April, Conceicao, Cabana s.

ENGLISH MOBILE MECHANIC

Call Paul on 00351 914 417 580

ENTERTAI

NER Music for parties, ba rs and res taurants , Call Richy , 281 971 4 84

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Source: www.portugalresident.com

News

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rish solar energy developer WElink Group is to develop a 230 million euro, 220 Megawatt solar farm in Portugal.

The project, located in Vaqueiros in the eastern Algarve, will generate enough electricity to power about 200,000 homes, reduce Co2 emissions by 218,000 tonnes, and will be the largest privately-funded solar project in the country.

According to the Irish Independent, construction on the solar

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plant is set to start this month on an area equivalent to about 520 football pitches and will be one of the 20 largest solar plants in the world.

This news comes following reports last week that two solar plants representing investment of around €63 million are to take shape in the Algarve city of Lagos, in what has been dubbed a megaproject by Lisbon-based company Hyperion.

New 5-star hotel for Monte Gordo

new 5-star unit planned by the Spanish group, Meliá Hotels International, for Monte Gordo in the eastern Algarve awaits the green light from the Portuguese Environment Agency before building can start.

The 'Meliá de Monte Gordo' will have 170 rooms and will overlook the beach at the western end of the town where the tennis courts are currently located.

The manager of Hoti Hotels Group, Miguel Proença, said the plan is to start construction this year so that the hotel will start operating in 2018 or 2019.

The new hotel is part of the Vila Real de Santo António council plan to renovate the town, especially the front line beach

area, to attract more tourists.

If the hotel goes ahead, this will be the second 5-star in the council area as the Hotel Guadiana, which is nearing the completion of a total refit, should also end up as a 5-star.

The Algarve will soon have a further 23 hotels in Silves, Portimão, Lagoa, Loulé and Lagos council areas. Of these, 13 are new builds and the remaining 10 are refurbishements of tired or failed units.

The tender documents for the redevelopment of Monte Gordo was issued last autumn with an expected €200 million spend on projects that aims to propel the resort from a

largely unplanned mixture of beach installations, hotels, camping facilities and bars into a modern wonder.

The new plan includes a two kilometre boardwalk with lighting, green spaces, shops and restaurants - all part of a design that acocrds with the Coastal Zone Management Plan (POOC) Vilamoura - Vila Real de Santo António released in 2005.

The redevelopment of Monte Gordo is the largest such project ever undertaken on the Algarve's coast and will change the image and face of one of the most popular tourist destinations in the country. This new Spanish hotel is just the beginning.

HAIR STUDIO

The

Source: www.algarvedailynews.com

Irish to build massive solar plant in the Algarve

HAIR STUDIO ● CREATIVE HAIR LADIES & GENTS

Benamor Golf Tavira

Cabanas

Conceição

We are here

Professional friendly service for both men and women, Cutting, colouring, perming and re-styling.

CONCEIÇÃO DE TAVIRA, OPEN ALL YEAR ROUND TEL: 916 765 082

Gents Cut 10€, Ladies Cut & Blow Dry 20€.

Mon closed. Tue 10-4pm. Wed 9.30-2.30pm. Thur 10-4pm. Fri 10-3pm.

APPOINTMENT NOT ALWAYS NECESSARY 6

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What's on

This month don't miss...

FLOWERS TORCH FESTIVAL Easter Sunday 16th April, Sao Bras de Alportel

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he Resurrection Procession in the eastern Algarve town of São Brás de Alportel is a unique manifestation of its people's sentiments.

In keeping with their faith, every Easter Sunday, the townspeople carpet the streets with flowers and raise their torches to the heavens, repeatedly crying out in honour of the resurrection of Christ. "[He] has risen, as He said! Alleluia, Alleluia, Alleluia!” This is the cry that echoes through the streets bedecked in flowers. The town is dressed up in finery and the balconies are all decorated with pretty mats. It's a day for celebrating!

During the afternoon, a "sounds and flavours" event takes place in the churchyard of the Igreja Matriz (Main Church). You will have the chance to see performances of popular music and buy regional sweets and nibbles.

Be sure to try the tender almonds, a traditional São Brás treat.

PROGRAM:

9.30 am – Streets open for viewing of the carpet of flowers 10 am – Opening of the Exhibition of Flavours [Largo S. Sebastião] Opening of the Handicraft Exhibition [Churchyard of the Igreja Matriz (Main Church)] 10 am – Eucharist of the Resurrection

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[Igreja Matriz (Main Church)] 11 am – Resurrection Procession with the Flower Torches 1 pm – Eucharist [Igreja Matriz (Main Church] 3.30 pm – Cultural Afternoon [Igreja Matriz (Main Church)] Exhibition of Regional Handicrafts, Sweets and Nibbles Announcement of the results of the competitions: Floral Games, Torches and Balconies Entertainment: Veredas da Memória (Memory Lane) Municipal Dance School Show with CLEMENTE

Algarve Nature Week

lgarve Nature Week offers a wide range of ativities in nature tourism, featuring regional producers and other entities working with nature.

Be amazed by the FREE fun-

filled entertainment programme on the 5th May, and all the surprises in store. Three days enjoying the outdoor activities and becoming the Algarve's greatest nature discoverer.

DAYS TO REMEMBER IN 2017

Here’s your handy cut out & keep guide to the 2017 bank holidays and important days to remember, with compliments of the East Algarve magazine.

Jan 1 Sun..............New Year's Day...............................National holiday Feb 28 Tue.............Carnival/Shrove Tuesday................Optional Holiday Mar 20 Mon...........March equinox................................Season Mar 26 Sun............Daylight Saving Time starts...........Clock change Apr 14 Fri..............Good Friday.....................................National holiday Apr 16 Sun............Easter Day.......................................National holiday Apr 25 Tues...........Liberty Day......................................National holiday May 1 Mon............Labor Day / May Day......................National holiday Jun 10 Sat.............Portugal Day...................................National holiday Jun 15 Thur...........Corpus Christi.................................National holiday Jun 21 Wed...........June Solstice..................................Season

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Aug 15 Tues...........Assumption of Mary.......................National holiday Sep 22 Fri..............September equinox........................Season Oct 5 Thur..............Republic Implantation....................National holiday Oct 29 Sun.............Daylight Saving Time ends.............Clock change Nov 1 Wed.............All Saints' Day................................National holiday Dec 1 Fri................Restoration of Independence.........National holiday Dec 8 Fri................Immaculate Conception.................National holiday Dec 21 Thur...........December Solstice..........................Season Dec 24 Sun............Christmas Eve.................................Observance Dec 25 Mon...........Christmas Day................................National holiday Dec 31 Sun............New Year's Eve...............................Observance

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Health

How your

Intestine effects

health It's a little known fact that the main organ of our body that has to do with both our physical and emotional health are the intestines.

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ecently the American physician Michael D. Gershon of Columbia University in New York, has confirmed that the intestine has an autonomous nervous system with a vast network of 100 million neurons and heaps of neurotransmitters.

One very interesting thing is that 90% of all serotonin that walks through our body is produced there, in the intestines. It is also in the intestines that we produce 80% of all our immune potential, in addition to growth hormone. So a direct conclusion is: treat your gut well, keep it working unobtrusively, feed yourself healthily and you will have both emotional and physical health. "A poor night's sleep, excessive drinking, smoking, and too much sugar can interfere with the functioning of the gut, as these factors modify the intestinal pH and accelerate aging, lack of vitality and may aggravate depression," says the

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psychotherapist Adriana Splendore, who is also an orthomolecular therapist.

Knowing this, once again we say that you really have to take care of having a diet rich in organic fibers and plenty of water, which helps clean the intestine, also contribute with a wide range of minerals and essential vitamins.

There are some essential foods for a healthy bowel; oats, yams, brown rice and flaxseed; and "to increase brain levels of serotonin we need to eat foods containing the minerals Calcium and Magnesium, which stimulate the production of tryptophan, the amino acid precursor to serotonin," says Adriana Splendore. Here are the good sources of calcium: curd cheese, lean cheeses, broccoli and sesame.

And the sources of magnesium: tofu, soy, cashew, salmon, spinach, oats and brown rice. It´s also importante to keep your bowels clean as well: eat 8 to 10 servings of fruit per

week - choose fruits with fiber, whole grains 2-3 times a week, foods that cleanse the colon and are high in fiber and protein; eat fewer sweets and fats, use flaxseed seeds sprinkled everywhere, doing daily physical activity is key - walk, at least 30 minutes, or play ball, or dance, or ride a bike just choose what you like best and do it, drink lots of water, tea and juice.

If necessary you may need to give a little help to your bowels, therefore you may consider taking, under professional supervision, some suplements rich in probiotics and magnesium, to give a boost to your intestines health.

Another very important thing to keep in mind is the link between our thoughts, mental well-being and the good functioning of your bowels. A good and positive state of mind is very importante for your body!

Visit Fisioclube Holistic Therapy Center, where we can improve your quality of life and well-being.

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Fisioclube FUZETA

HOLISTIC THERAPY › Osteopathy › Physiotherapy › Global Postural Re-education (RPG) › Nutritional Therapy › Iris Diagnosis › MicroKenesitherapie › Neuromuscular Balance › Auricular Therapy › Neural Therapy › Therapy Taping › Cupping Therapy › Quantum Therapy › Flexion-distraction system › Neural Biopunture

Tel 962 777 701

email duarte@fisioclube.net www.fisioclube.net

Ruy Barros Hairstyling & Beauty Salon Ladies & Gents Welcome to our new space in the centre of Tavira! With a professional and friendly service.

Cut, colouring, perming, hair extensions, hairstyling, hair treatments, massages, face/body treatments, make up artist, epilation, laser, lash extensions, gel nails, nail art, gel polish and much more.

MON - SAT 09.00H - 19.00H All year Travessa Zacarias Guerreiro No16, Tavira Tel +351 281 023 636 Mob +351 964 888 810 or 913 999 906 Email: rbcabeleireiros@gmail.com Rui Barros Cabeleireiros e Estetica

PICK & MIX 3 for €40

» Relaxing Back, Neck and Shoulder Massage » Hydrating Facial » Luxury Manicure » Luxury Pedicure » Relaxing Foot and Ankle Massage » Facial Steam

PAMPER YOURSELF, YOU DESERVE IT...

Situated down the avenue from Tavira train station in the square.

I look forward to seeing you...

Tel; 919 630 255 elle_dayspa@hotmail.com

A real taste of France in Tavira French wines • Foie Gras • Baked Camembert • Home made Chocolate Mousse Served by friendly staff, excellent service with a personal touch! lapetitefrance.tavira Tel 967 668 252

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Places

Hotel

Taking Tavira up another level, Maria Nova Lounge Hotel re-opens after an extensive refurbishment.

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he magnificent town of Tavira straddles the River GilĂŁo and is arguably the prettiest in the area exuding historic Portuguese charm. The River leads out to the Atlantic Ocean and the beautiful protected Ria Formosa National Park and inland on the hillside stands the impressive Maria Nova Lounge Hotel. Recently refurbished, the Hotel has brought a chic, stylish contemporary look from the AP Hotel group.

Located just five minutes walk from the bustling centre, Maria Nova Lounge Hotel enjoys an elevated position, with stunning, uninterrupted panoramic views of the mountain region, Tavira and the ocean.

AP hotels was formed in 2007 and their first hotel in the group was the Adriana Beach Club, an all inclusive family hotel in Albufeira. AP hotels also own the Eva Hotel located in Faro, the Oriental in Portimao and this April brings the the Victoria in Albufeira, a sports concept hotel.

The president of the company AntĂłnio Parente has a daughter named Maria and the name of the old building was Porto Nova. They have amalgamated the names and brought a brand new concept for their guests and clients.

Maria Nova Lounge Hotel's 137 rooms are decorated in a modern style, have large windows with panoramic city or mountain views, a mini bar and en-suite bathrooms.

The airy, bright and retro interior gives plenty of space to relax and unwind and in the south facing garden guests can enjoy the peace and the sun as it warms the waters of the fabulous pools.

The charming hotel director Xisco Homs, from Majorca, had previously spent 25 years working with the Riu group of hotels. He explained; “Maria Nova Lounge Hotel is

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Places

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Places different to the others; just for adults and invites guests to experience a new way of being and is naturally distinctive.�

Its Restaurant 'Balsa' serves buffet or an A la carte menu, is open to the public and offers delicious Portuguese cuisine with a modern twist such as; mackerel fillets, medallions of pork with roasted vegetables, bacalhau, swordfish with saluted potatoes, and fresh vegetables, followed by delicious deserts of profiteroles, sweet raspberry mouse, or carrot cake.

There is of course the relaxing 'Spa Del Mar' wellness and beauty centre spa, offering guests an array of treatments.

The hotel prides itself that over ninety per cent of their professionally trained and friendly staff are from the area, they ensure every guest is completely satisfied!

On the top floor the breathtakingly inviting 'Nomad' bar offers an extensive list of cocktails and any international drink. With a large, modern lounge area inside with floor to ceiling glass, and large outside terrace, lively, soulful lounge music plays in the background whilst guests absorb the stunning views or sunsets over Tavira. Live music nights such as Jazz funk are planned 3 times a week and non residents are very welcome.

With its urban chic, homely feel and warm friendly staff The Maria Nova Lounge Hotel is a fabulous place to spend a week or two, or even just to while a few hours away in the serene ambience.

For further details contact +351 281 001 200 or email rec.marianova@ap-hotelsresorts.com

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People

D

ue to their success over the last eight years providing quality furniture at the right price, Tavira Discount Warehouse has now moved to brand new premises in Tavira.

From the brand new, spacious, bright building just off the En 125, they are able to offer their valued new and existing clients even better savings on all types of indoor and outdoor furniture for homes and holiday lets.

Now an established business in the area, individuals and buyers for property management companies, will discover a wide range of affordable furniture in stock to take away on the day, or if not in stock, delivery is

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usually within 10 days. ALL STOCK IS ASSEMBLED AND DELIVERED FREE OF CHARGE WITHIN THE AREA (minimal charge further afield).

Tavira Discount Warehouse imports from the UK but also has many contacts with quality producers in Europe and Asia providing high quality goods direct from the factory.

They now have sole distribution rights from one of the largest furniture manufacturers in Europe, giving them the opportunity to offer great prices and quality products also on a larger scale, furnishing hotels and public spaces. These orders are delivered frequently, so, high quality stock is always changing. They stock everything

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Places

All Change at TAVIRA

DISCOUNT WAREHOUSE

Quality furniture delivered across Portugal & Spain The no.1 Discount furniture store in the East Algarve introduces its brand new premises in Tavira.

ABOVE AND BELOW: Kitchens professionally designed and installed

Brand new Showroom located in Tavira

you may need for your home, from sofas, sofabeds, dining sets, occasional furniture, beds, mattresses and bedroom furniture to garden and patio furniture.

TDW kitchens offer an extensive range of superior quality products, with the freedom to customise and create your dream kitchen. They combine 20 years of knowledge and experience to deliver the very latest in technology and innovative design. Guided by Maria who will assist you through the design process, from an empty room to a luxurious kitchen, using the latest in kitchen design software. With the many styles, finishes and fittings, the possibilities are almost endless,

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combined with an extensive range of appliances from leading manufacturers. TDW supplies, fits and can arrange any necessary building work to ensure your new kitchen meets your expectations, in both function and looks and they offer a free no obligation quote. If you’re just looking to update, transform your kitchen with new doors, handles and worktops for a fraction of the price.

Along with amazing value, TDW prides itself on its friendly customer service, aiming to leave its clients with complete peace of mind avoiding any burden or pressure to carry out any DIY themselves.

Tavira Discount Warehouse can arrange delivery across

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Places the whole of the Algarve, from Vila Real San Antonio to Lagos and even Ayamonte and Costa Esuri in Spain.

Anywhere further afield is covered by courier delivery service, assembled or flat pack for ease. You can now also buy online via their redesigned website: www. taviradiscountwarehouse.com Call in and visit their new store. For quality, service and affordability the team at Tavira Discount Warehouse looks forward to welcoming you soon.

Monday-Saturday:10:00-17:00 Saturday:10:00-13:00 info@taviradiscountwarehouse.com (00351) 916 138 059 & 916 138 060 Lote 3, Parque de Exposições de Vale Formoso, Rue General Jose de Chelmicki, Mato de Santo Espirito, 8800-208 Tavira.

VERMELHA POR TUGUESA

HOTEL OZADI

ABA

RUA DA CRUZ

➧

TAVIRA DISCOUNT WAREHOUSE

NAS

➧

RUA GE NE DE CHELRAL JOSE MICKI

TO C

RECHEIO CASH & CARRY

TAVIRA GARDEN

EN125

QUINTA DO MORGADO

MINI PRECO

T AN UR A STA AD RE AIRR B EN125

RAILWAY TAVIRA GRAN PLAZA

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WARNING

DONT LET THIS BE YOU! WE ASSEMBLE AND DELIVER FOR FREE IN THE EAST ALGARVE AREA.

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People

Russell & Decoz CELEBRATE 25 YEARS R

Read about one of longest standing Real Estate Agents in the East Algarve and how it all started.

ussell and Decoz is situated in the pretty, small, horticultural town of Moncarapacho, a short distance inland from the stunning coastline near Fuseta. Their office is on the main road in the centre of the village and this April they celebrate an incredible 25 years in business.

Julie Russell from Meopham, in Kent spent many years in the U.K and the Middle East in the computer industry.

She came to the East Algarve in 1986 and planned to settle and continue her work after purchasing her new home.

After considering Italy, as she had visited many times, she decided it was

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the peace, tranquillity and charm of the Eastern Algarve that was so alluring to her. The ideal property and location was found in Moncarapacho and she set about making the necessary renovations to her new home and continued with her work. After a few years raising her two daughters she was keen to do something new and it was a chance meeting with Kaja where the Russell and Decoz amazing success story began.

Kaja Decoz lived in the Caribbean until she was 15 years old when she returned home to Holland. Like Julie, in the Middle East, Kaja had enjoyed and became accustomed to the endless sunshine and laid back living

conditions. She honeymooned in the East Algarve in 1982, driving two Harley Davidson motorcycles from Holland. Kaja decided she would like to work in the tourism industry, initially pursuing a vision to provide tours and accommodation to Morocco from Holland. She set about passing the necessary bus license and even purchased an old London double decker bus. Laws and licensing changed with regard to the traveling aspect but unperturbed she looked into the idea of camping for tourists, searching in France and Spain but it was Portugal that she was drawn back to, feeling‌. at home. It was Quelfes that Kaja found the ideal site providing

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pitch areas, bike hire and activities for tourists. Locals were fascinated with the visitors from around the globe and would often ask if they would be interested in buying property which had been in some of their families for many years. Kaja began buying, renovating and selling property and was thinking about opening her own Real Estate agent in 1992.

Real Estate was also an ambition of Julie's and it was a chance meeting at a local market that their paths first crossed. Julie suggested they combine their talents and experience and the two business minded, focused and charming individuals opened their first office. Julie explained “1992 was

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a time of worldwide financial crisis and not a good time to open a new business, especially in Real Estate.

A property could take up to a year to sell.” This did not put them off and they opened their first small office.

It took 9 months to make their first sale, and as many Real Estate agents folded, after just 2 years they moved to a larger, former house, in the centre of the village, with over 360 properties listed.

Together with their delightful team of Jesse and Elisabete they are a dynamic, professional and friendly team. Jesse’s parents had bought a house with Russell and Decoz many years ago and when in desperate

need to expand their team Julie mentioned this to Jesse’s parents.

Jesse forwarded her CV the very next day. She was in the financial industry in London, and was keen to pursue her dream to work and live in the area and has now been with the company for almost three years. Elisabete and her family are local. Her father, a builder, has worked with Kaja and Julie and their many clients for years.

As soon as Elisabete left school they offered her the opportunity to work with them, that was almost 20 years ago. It is clear that Julie and Kaja are thoroughly delighted with them both and value them very much.

Russell and Decoz’s team, of Julie,

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ABOVE: We have been pleased to be working with Russell & Decoz since 2009, publishing their property of the Month.

Kaja, Elisabete and Jesse provide a professional service and a wealth of experience and knowledge. A genuine interest and empathy their multi-national clients ensures a smooth and successful transaction, whether you are buying or selling.

Over the last 25 years they have endured many financial crisis and pride themselves on their excellent customer service and expertise.

With a large portfolio of properties, apartments and large houses they list all their own properties so have an intimate knowledge of them.

They are able to converse in Dutch, Portuguese, German, French, English and Spanish and have extensive knowledge of the area with many contacts in building, design and the legal profession.

We wish them very many more years of continued success; it was a pleasure to meet them all.

To Contact Russell & Decoz: Telephone: 00351 289 792 785 Mobile: 963 085 580 Email: sales@russell-decoz.com Website: www.russell-decoz.com Address: Av. Maria Lizarda Palermo 43a, 8700 - 081 Moncarapacho, Algarve, Portugal

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Restaurante

Abstracto Traditional Portuguese Cousine

Mediterranean restaurant Rua Dr. Antonio Cabrera, 34 8800-344, tavira Tel 937 037 712 restaurante.abstracto@gmail.com Gardens

Square

Rio Gilao

Roman Bridge

Restaurante Abstracto

Restaurant.Abstracto.Tavira

Bishops Square

Antรณnio's

Restaurante, Moncarapacho

Largo do Mercado, Cacela, Faro, Portugal Call: 281 956 118 Email: essencia.net@sapo.pt Facebook: essencia.algarve

Reilly's Irish Bar,Tavira LIVE MUSIC, SPORT TV, TAPAS & THE BEST GUINESS & WHISKY SELECTION IN TAVIRA!

Traditional Portuguese cuisine at its best Avenida Maria Lizarda Palermo, 14B, Moncarapacho Telephone, 289 791 267, 919 015 155 or 939 163 759 Email, restaurant-antonio@sapo.pt

Restaurante Antรณnio www.eastalgarvemag.com

FOR DIRECTIONS SEE MAP ON PAGE 32

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Business

EASTER SUNDAY ROAST Easter is a great time to gather friends and family to enjoy the very best food and wines. Make Sunday Easter lunch something special and join us at Vistas Restaurant where Chef Albano Lourenço has prepared a delicious menu and a treat for the younger ones, followed by the exciting traditional Egg Hunt on the gardens of the iconic Clubhouse.

Cherish your beloved ones and enjoy Easter at Monte Rei Golf & Country Club.

Lunch will be served from 1.00pm to 3.00pm Reservations: info@monterei.com | Tel. +351 281 950 950 Website: www.monte-rei.com

VISTAS' EASTER MENU 16th April 2017 Selection of Starters *** Shrimp Ceasar Salad *** Crabmeat Cream Soup *** Carving Station Back Angus Rib-eye, Peppercorn Sauce, Seasonal Vegetables and Potatoes *** Dessert Buffet Egg Pudding, Chocolate Mousse, Egg Custard and Seasonal Fruits Price: â‚Ź38.00 per person (Excluding Beverages)

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Property

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Property

CURRENCY SWINGS

& The latest from property expert Robert Bijker, Land & Houses, Algarve PROPERTY MANAGEMENT ALGARVEAN COTTAGES

V I LLAS

H A P P Y H O M E S A L G A RV E A PA RT M E N T S

TOWNHOUSES

QU I NTAS

Happy Homes Algarve is currently looking for additional good quality rental Villas and Apartments to offer to our customers for next season.

If you have a property to let, please contact us for more details'

Confused about the new rental law?

Contact us for specialist advice.

C o n t a c t us t o d a y : 2 81 32 0 28 3

h a p p y h o m e s l d a.

R u a D r. P a r r e i r a 1 3 7 next to Barclays Bank 8 8 0 0 - 3 46 T a v i r a

www.portugal-accommodation.com

REAL ESTATE G O L F P R O P E RT I E S

L A N D & H O U S E S A L G A RV E VILLAS

A PA RT M E N T S

T O W N H OU SE S

PLOTS

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Covering the whole of the Algarve as independant real estate agents, we can provide you with unbiased advice when you decide to purchase a property and can introduce you to a wide choice of reputable mortgage banks, architects, lawyers, builders, chartered surveyors and interior designers. We have been in business for over 16 years, finding the right property for countless satisfied clients. We currently have over 900 properties available online and would be very pleased to help you find your ideal home.

If you are the owner of a good quality property and wish to sell, please contact us to arr ange an appoin tment TA VI RA

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C o n t a c t us t o d a y : 2 81 32 0 28 1

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V I L A MO U R A

N 1 2 5 , B e n f a r r a s , B o l i q u e i me 81 0 0 - 0 6 8 B o l i q ue i m e

F

oreign exchange rates can be volatile and unpredictable. A strong Euro can be a headache for buyers but to vendors who are returning to their country of origin and need to exchange the proceeds from the sale to purchase a house back home it is a benefit.

This has been particularly true for a person from the U.K. Sterling has weakened ever since Brexit was voted for. The UK prime minister Theresa May has announced that on the 29th of March of 2017 she will launch the formal negotiations for the UK´s exit as an EU member.

One can expect Sterling to be volatile during the two year divorce period as tension during the negotiations will be reflected in the exchange rate.

The weakness in Sterling and uncertainty about Brexit led some UK buyers to postpone their purchase. To put your dream of owning a property in the Algarve on hold just because of the exchange rate may prove to be a costly decision. Property prices have been rising over the past two years and are expected to go up by 5% this year. What you may gain from an appreciating currency you may lose on property price appreciation. The one thing that is lost forever is time.

There are other ways of making your dream come true. Here is one that could work for you if you consider renting out your property for part of the year. By taking a Euro mortgage to part finance your purchase you do not need to speculate on the direction of the exchange rate. The rental income should cover your monthly mortgage repayments including interest. In other words, you match your liability (mortgage) with your income from the property. As both mortgage repayment and income

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Property are in Euros there is no currency risk.

If you keep the borrowed amount below 50% of the purchase price of the property, banks will give you a better mortgage rate. Interest rates are still at historic lows and it is possible to obtain a 5 year fixed mortgage rate at 1.52% subject to status. Banks offer this rate to their best clients but it needs to be mentioned that a more realistic rate is around 1.75%.

Another benefit of this strategy is that if Sterling strengthens over time, you can consider paying off your mortgage at once. Banks apply an early redemption charge which is 2% over the value in case of a fixed rate mortgage and 0.5% over a floating rate mortgage. After the 5 year fixed rate period, you can have a floating rate (with a lower early redemption charge).

To put the exchange rate of Sterling in perspective you can look up the 10 year chart. In 2008 Sterling was trading versus the Euro almost at parity (0.9784 / 1.022). In April 2015 the cross rate was 0.72 / 1.38, an increase of 34%. At the time of writing the cross rate is 0.8653 / 1.156. A strong or weak

currency can be both a blessing and a curse; it just depends on your circumstance.

As a British vendor/buyer sooner or later you need to take the prevailing FX rate into consideration when accepting or making an offer. Once an offer is accepted, you need to plan how and when to fix your rate.

On the signing of a promissory contract a down payment of 10% is due with balance on completion.

It is advisable to secure the rate of both payments. For the down payment you can use the spot rate.

The exchange rate for the balance you can secure with a forward trade. The extent to which this rate differs from a spot rate depends on the interest rate differential between both currencies. You may need some guidance on this matter.

It is no secret that banks do not offer competitive rates. Consider the cost saving alternative offered by various specialist FX companies who also provide a better service, often leading to thousands of Euros in savings. Some have representatives in the Algarve who can meet you in person to discuss your requirements. If the proceeds

are not needed for reinvestment, there is another option if you do not like the current exchange rate.

Simply keep the Euros in your bank account either in Portugal or back home (just ask your bank to open a Euro account for you).

Currency markets can be volatile.

Once you have reached agreement about the transaction price, signed the promissory contract and have received the down payment it is important to secure the exchange rate. Not securing your exchange rate leaves you open to speculation, which is nice if a currency moves in your favour but when it moves in the other direction it is usually a disaster.

Robert Bijker, Director Land & Houses Algarve – Yellow Homes www.landandhousesalgarve.com www.landandhousesalgarve.de Tavira Office Rua Dr. José Pires Padinha 178 8800 - 354 Tavira Tel: 281 320 281 Fax: 281 321 901 (AMI – 6232) Vilamoura Office EN 125, Benfarras Boliqueime 8100 - 068 Boliqueime Tel: 289 301294 Fax: 289 301439

Tavira House & Home PLEASE CONTACT US IF YOU HAVE A PROPERTY TO SELL. WE HAVE MANY BUYERS KEEN TO PURCHASE.

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Property

Property of the month 1 bedroom apartment with golf, tennis, pool & gym facilities.

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Moncarapacho, Sรฃo Brรกs, Estoi, to Tavira area, please call or email.

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Property

RUSSELL & DECOZ REAL ESTATE Tel: 00351 289 792 785 Mobile 963 085 580 Email: sales@russell-decoz.com Spacious lock up and walkaway holiday apartment with use of Golf, gym and pool facilities. Available for private use 3 months in the year and Aparthotel rental scheme for the remaining 9 months - you earn whilst you are away.

Property description: This part of the complex was built in 2007 and the property looks out to the pool and golfing area. The well presented, purpose built c.72m² apartment comes fully furnished, can sleep 4 people and has a good sized patio of c. 16m² to catch the sun from. The condo yearly rate includes use of pool, golf, gym, spa, maintenance of gardens, property furniture, water, electricity, yearly council tax, Alarm system and internet / tv system. * Complete Furniture package * Mains services * Use of all facilities * Presented in excellent condition * Quite and relaxing environment * Internet * Alarm * Central satellite tv system * Fire detectors * Double glazing with fly screens * Electric water heating and kitchen appliances * Off road parking * Sea and country views.

ENERGY CERT:-Awaiting REF:- MON1689A LOCATION:- Near Moncarapacho

€135,000

www.russell-decoz.com

AMI License nº 870 - Member of APEMIP nº 1178 Av. Maria Lizarda Palermo 43a, 8700 - 081 Moncarapacho, Algarve, Portugal

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AMI 8799

LwL Properties.com, Nº40a, Rua 1º de Maio, 8800-360 Tavira Office: 00351 281 327 656, Voip: 02070999193 Email: info@lwlproperties.com Web: www.lwlproperties.com

PROPERTIES NEEDED

2 Bedroom Apartment with Garage and Sea views – Tavira, 135,000€ Ref. 4373057

Four Bedroom villa with Cottage, Pool & Garage – São Brás, 595,000€ Ref: 3940691

Excellent top floor apartment with private roof terrace overlooking the city and the ocean, ideal to enjoy the Algarvian sunshine.

Located in a quiet urbanization only 5 mins from Tavira centre and the ferry boat to the island. This property is a great opportunity as a permanent or holiday home.

TAVIRA

Modern, well presented 4-bed villa just on the outskirts of São Bras de Alportel, in a small hamlet of properties. This property has neighbours, however is very private, as it sits well within the plot. Built with good quality materials and attention to detail, fantastic for full time living, and/or Holiday rentals. Within the grounds is a good sized cottage which ideal for guests or rentals. Also boasting a garage, art studio, gym and kennels, this property really is a must see.

Two Bedroom Apartment with Terrace & Garage – Tavira, 135,000€ Ref: 4356961

Modern apartment, on the ground floor with spacious private terrace and underground parking space. Set in a quiet and popular urbanization, only 5 minutes from Tavira, with its many shops, cafes, restaurants and stunning Island beach. Benamor golf course in Cabanas is only a short drive away. This is a great opportunity as a full time, rental or holiday home.

TAVIRA

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MAIN OFFICE – (Waterfront) Ava Ria Formosa, Centro Comercial Loja 2, 8800-591 Cabanas de Tavira TEL: 281-370277 FAX: 281-370761 OFFICE – E.N.125, Cevadeiras, 8900-024 Vila Nova de Cacela TEL: 281-951165 FAX: 281-951438 LICENÇA No 504-AMI

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2 BED. HOUSE - NEIGH. VILA NOVA CACELA - Situated in a small hamlet, approx. 4 kms from beach and golf course.

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TOP 4 VILLA

SELECTION 3/4 BEDROOM VILLA WITH POOL - €295,000 Set just outside the village of Faz Fato this immaculate 3/4-bedroom villa is just a 10-minute drive to the beach and enjoys stunning country views.

3/4 BEDROOM VILLA WITH POOL - €487,000 Modern 4-bedroom villa in Quinta Pegada, a 10-minute walk from Tavira centre all amenities featuring stunning views to the city.

5 BEDROOM VILLA WITH POOL - €495,000 Tastefully decorated 5-bedroom country villa with private pool located in Moncarapacho. Separate guesthouse.

Lots of character.

NEW 4-BEDROOM VILLA - €350,000 Large 4-bedroom semi-detached villa located in Altura.

3km from the beach, it features garden, pool and terrace with spectacular views.

The Best of the Algarve Close to Beaches & Golf Rua 1º de Maio 32, 8800 -360 Tavira Tel: +351 96 25 66 421 - www.proluna.com

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People Company AMI 7673 Office: Tel/Fax 281 952 820 Mobile: 00351 911 041 862 Casa Anibal R/C loja B, Estrada da Manta Rota 8900-038 Vila Nova de Cacela

SALES: www.algarvemantaproperties.com RENTALS: www.algarvemanta.pt EMAIL: sarah@algarvemanta.pt

PROPERTIES WANTED FOR WAITING CLIENTS!!

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TAVIRA €159.000 REF: 2117

• STUNNING APARTMENT • TWO BEDROOM, TWO BATHROOM • LIFT • AIR CONDITIONING • SOLAR PANELS FOR HOT WATER • FULLY EQUIPPED KITCHEN • CLOSE TO FACILITIES • LUXURY FINISHES

CONCEIÇÃO DE TAVIRA €190.000 REF: 2116

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MONTE da PALHAGUEIRA VILLAGE

Villas from: £140,000 Ι Apartments from: £95,000

DESIGNED FOR THE OVER 55’S Monte da Palhagueira offers 33 houses and apartments, exclusively designed for the over 55’s. Set within a traditional village development of 22 acres, just 20 minutes drive from Faro International Airport, the village nestles in the tranquil and picturesque hillside of Gorjões, Faro in the Algarve.

EXCELLENT FACILITIES The village offers many unique features, including its own own Anglican Church, public restaurant, tennis court, two swimming pools and an ornamental lake, all set within traditional village surroundings, bounded by stone walled lanes and terracotta tiled buildings.

COMPLETE PEACE OF MIND In addition, village properties all have access to British trained medical staff, on duty at all times, via an aid call system linked to the village nursing home.

MAKE AN ENQUIRY For Roberts on ++351 289289 990900 For further further information information please pleasecontact contact Clive Alexandre Neves on ++351 990 900 E-mail: montedapalhagueira@gmail.com ΙWeb: Web:www.retirementvillageportugal.co.uk www.retirementvillageportugal.co.uk E-mail: mdpvillage@amesburyabbey.com Monte Monte da da Palhagueira PalhagueiraVillage, Village,Gorjôes, Gorjôes,8005-488 8005-488Sta. Sta.Barbara Barbarade deNexe, Nexe,Algarve, Algarve,Portugal.

Portugal.

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RED INVEST

&

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PROPERTY RENTALS

Over 20 years experience in Real Estate.

We have clients looking for properties to purchase with outside space in the Tavira, Cabanas, Sta. Luzia and Sta. Catarina regions.

We can help with renovations big and small, licenses, projects from start to finish, inspections, lawyers and contracts.

Properties valued free of charge, we can even help you with Financing!

Rental properties wanted!

We have a huge number of clients looking for long term rentals OUT OF SEASON (15th Sept - end of May/June)

Enjoy the benefits of renting your property long term out of season, AND short term in the Summer.

We can also help you with: Property management, Rental licenses, Keyholding, Check-ins.

Our friendly staff are multilingual (PT, EN, FR, SP & SW) Carla Alcario +351 913 508 124 Gunnel Levin +351 912 647 767 Travessa das Cunhas, 20 8800-371 Tavira info.redinvest@gmail.com www.redinvest-algarve.com GPS 37ă‚š 07'27.46"N 7 ă‚š38'52.12"O

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c Tavira Câmara t Tourist Information

BARS 1 Reilly's

PLACES TO VISIT 1 Casas das Portas 2 Casas das Portas 3 Fado Com Historia 4 Kozii store 5 Kozii store 6 Tavira D'Artes

SERVICES 1 A.F.M. Accountants 2 Ibex Insurance 3 Rui Horter Lawyer

HEALTH & BEAUTY 1 Elle 2 Harmony 3 Rey Barros

REAL ESTATE 1 Land and Houses 2 LWL 3 Red Invest 4 Tavira House and Home 5 To Go For Homes 6 Proluna

RESTAURANTS 1 Abstracto 2 Asian Temple Wok 3 La Petite France

NEW COLLECTION

TAVIRA *

PRAIA VERDE

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33

Gardens

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Water

Gardens

conservation for the

Garden With our increasingly hot climate it has become more and more important to keep an eye on the water that gets used in the garden.

T

here are many ways to save water in the garden, which will both help the environment and save on the increasing water bills.

You can improve your soil by digging in lots of well-rotted manure or home-made compost every spring. The more organic matter it contains, the better it will retain moisture. If that sounds like hard work, simply spread a thick layer of compost across your borders in spring (while the ground is moist), and let the worms pull it into the soil for you.

Help out individual plants by creating a wide

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planting hole and lining it with perforated polythene. Mix the excavated soil with plenty of compost or well rotted manure before backfilling it. The polythene liner will prevent water from draining away so quickly, and help retain more moisture at the plants roots.

Don’t battle with planting moisture-loving plants on dry, stony soils. Instead, choose plants that enjoy dry conditions. Drought resistant plants often have specially adapted foliage that helps them to cope with water shortages. Look out for silver, furry, waxy or glossy leaves. Fleshy succulent plants

35

Gardens

and those with aromatic foliage are also telltale signs that a plant will cope well with water shortages.

Mulches reduce water evaporation by covering the surface of your soil.

Better still, they keep the weeds down and can look really attractive too. Always apply a thick layer of mulch between autumn and spring while the soil is still moist. Gravel, pebbles, bark chips make an attractive covering, while a layer of well rotted compost will help to feed your plants too. If aesthetics are not a concern, try planting through a sheet of polythene or landscape fabric.

We all know about the environmental benefits of collecting rainwater, and of course it’s completely free! Position water butts where they will be the most helpful. Site them behind the greenhouse, on the patio, or close to the vegetable patch, so that water is easily at hand whenever you need it. You can also collect grey water from the bath or shower to water your plants.

Water in the morning before the heat of the day. An early watering routine will reduce water loss through evaporation, so your plants will get the full benefit of the water that you apply. Morning watering will also give your plants plenty of time to dry off before night fall, reducing the likelihood of slug damage and fungal disease. Don’t waste water wetting the foliage -

36

always aim for the base of the plant.

Add water retaining gel to the compost when you plant up your hanging baskets and containers.

Another tip and can be cheaper is to line hanging baskets with disposable nappies, these have the same water retention crystals in them. These little crystals swell to create reservoirs of moisture that help to keep plant roots well watered all day long. Not all plants will need the same amount of water every day so you can afford to be selective.

Your fruit and vegetable crops are

worth the effort. You can keep those cool blades under your feet and save water by planting drought-resistant varieties. Bermuda and buffalo grass, for instance, require 20% less water than fescue or bluegrass Keep grass long to shade roots and retard evaporation. Mow less often; and when you do, raise the height of your mower blade. Prioritise containers, hanging baskets and anything newly planted. Try setting up an automated irrigation system to help you target vulnerable plants.

A really good soaking every few days (or when the soil becomes dry) will help plants to develop a deep healthy root system. Avoid watering lightly every day as this encourages the plant roots to grow near the surface of the soil making them much more vulnerable to drought.

Patio containers always dry out quickly, but you can make your watering more efficient by choosing plastic or glazed pots instead of unglazed terracotta which is very porous.

Group pots together so that they can benefit from the shade created by one another’s foliage.

Check that plants have not become root bound - large root systems require extra water. Transplant them into larger pots if necessary to help the soil stay moist for longer.

Keep on top of weeds in the garden as these will grow quickly and compete with your plants for

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LANDSCAPING & GARDEN CENTER

BEM-VINDO • WELCOME

QUINTA DAS PALMEIRAS CENTRO DE JARDINAGEM

EN 125, c.p. 126-E 8800-118 Luz de Tavira e-mail: geogardim@gmail.com www.geojardim.com Tel: 281 961 189

To Olhão

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To Tavira Look out for the Yellow flags

Geojardim Landscaping & Garden Center

valuable moisture.

If we are water efficient we can cut the bills and save water you could use a rake, broom or outdoor blower to clean paths and driveways rather than a hose.

Make sure all taps are leak free.

One leaking tap can waste more than 2,000 litres a month. Use good quality hose fittings that won’t leak or break and waste water.

In your pool and hot tub. We all love a dip in the pool in the barmy summer but this can lead to huge water bills if we are not careful.

Use a pool cover or blanket to save water and money. It will keep your pool warmer, cleaner and cut down the water lost through evaporation.

More than your pool’s entire volume of water can be lost each year through evaporation.

Cover your pool with a shade cloth or sail to reduce evaporation Position walls, hedges and plants around your pool when landscaping, to create shelter and reduce evaporation from wind.

Regularly check that the pool filter is working properly and the pool has no leaks, which waste water, no matter how small.

Janet O'Shaughnessy

Luz de Tavira

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37

Expert financial advice

By Dan Henderson, Partner, Blevins Franks

5 things you should know about estate planning in Portugal

I

f you live in Portugal or have of a resident’s worldwide estate Portuguese assets, good (excluding non-Portuguese real estate planning is the key estate) will automatically pass to to ensuring your legacy is their direct family. distributed as you wish without This means your spouse, children attracting more taxation than it (biological and adopted) and direct needs to. Start by getting to know ascendants could get at least half the key features of the Portuguese your estate, regardless of your system and how they might affect intentions. However, it is possible you. to establish arrangements to Not everyone pays taxes on override this rule. inheritances and gifts Your default position has Instead of inheritance or succession recently changed tax, there is a fixed 10% ‘stamp Before August 2015, Portuguese duty’ when passing on Portuguese law automatically applied the law property as an inheritance or of your nationality to your estate. lifetime gift. Although it applies For UK expatriates, this meant wherever the donor/beneficiary is no action was required to ensure resident, spouses and direct family their estate was distributed in line are exempt. with UK law instead of Portuguese However, Portugal’s traditional forced heirship rules. view of the family means unmarried Now, under the ‘Brussels IV’ EU partners, step-parents and step- regulation, the default is that your children could face taxation on resident country’s laws apply, Portuguese assets inherited/gifted unless you nominate UK law in your between each other. will. Any wills pre-dating mid-2015 It is the recipient, not the are unlikely to take this into account so should be reviewed. Take donor who pays This is unlike the UK, where tax care to explore all your options, however, as applying Brussels is generally paid before IV is complex and could inheritances change Ownership hands.

As stamp of an asset cannot present unwelcome tax implications. duty is charged on be transferred until P o r t u g a l - b a s e d stamp duty is paid, due You could still face assets, irrespective of within six months after UK inheritance tax death. Subsequently, Even if you have lived residency, this affects heirs in the UK not some heirs may find abroad for years, UK it a difficult tax directly related to you. nationals could still be to pay.

Ownership of an asset considered UK-domiciled. cannot be transferred until stamp This can invite liability for 40% duty is paid, due within six months UK inheritance tax on worldwide after death. Subsequently, some assets, in addition to Portuguese heirs may find it a difficult tax to stamp duty. Domicile law is pay. complex so take specialist advice to establish your position and plan The law can determine who accordingly. receives your estate Because Portugal imposes Ultimately, you should understand ‘forced heirship’, a fixed portion how Portuguese rules apply to your

1

4

personal objectives and unique situation. Careful planning and specialist advice can ensure you have the most suitable approach in place, for yourself and your chosen heirs.

Summarised tax information is based upon our understanding of current laws and practices which may change. Individuals should seek personalised advice.

To keep in touch with the latest developments in the offshore world, check out the latest news on our website www.blevinsfranks. com

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5

3

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Art For Everyone

Find us in front of Hotel Vila Gale Tavira. Rua 4 de Outubro, 24, Tavira Telephone 96 201 2111 www.taviradartes.com taviradartes@gmail.com

Fado com Historia

Learn about the Portuguese cultural history of Fado, experience the power of Fado at its best, and learn about the meaning of some of Portugal's most popular songs.

10.00 a.m. to 6.00 p.m., Monday to Saturday, a quarter past the hour (10.15 a.m. - 12.15 p.m. then 3.15 p.m - 5.15 p.m.). 'the best attraction in Algarve', and the third in the whole of Portugal on Tripadvisor www.fadocomhistoria.wix.com/fado, email fadocomhistoria@gmail.com or telephone +351 968 774 613.

See 'Fadocomhistori on Facebook.

Rua Damião Augusto de Brito Vasconcelos, N°4, 8800-343, Tavira.

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39

Expert financial advice

Keep up to date with our Finance expert, chartered accountant Ricardo Chaves from All Finance Matters.

IRS Tax Return 2016: frequently asked questions

T

he IRS delivery time has began on the 1st of April and will run until the end of May. So now it’s that time of the year, when we need to clarify some of the questions you may have concerning this important task.

In which form can I submit my IRS tax return in Portugal?

The submission of the IRS for 2016 can be done in paper at the local tax office, through post, or via the tax portal. However the most advisable way is to give this job to your accountant or tax adviser. He will make simulations before filling the forms, analyze and compare your tax return, before submitting it, making sure you are paying the legal minimum.

When do I need to submit my IRS tax return in Portugal?

This year all IRS tax returns independently of the type of income earned and way of delivery, need to be submitted from the 1st of April until the 31st of May. Who needs to fill an IRS tax return in Portugal?

Only those that have earned salaries

or pensions, from Portuguese source lower than 8.500€ per year, and when there wasn’t any tax deducted on source, may be exempt and or in case the alimony income was less than 4.104€. Please note that this only applies for individual declarations, if the option is for a joint tax return there are no exceptions.

Do I fill a joint return with my partner or a single one each?

You may choose to do it either way, so it’s important to ask your accountant to simulate the two scenarios and see what is more advantageous to you.

What happens if I forget to file a return or do it incorrectly?

It’s important to be aware that the fines for non-compliance with the dates, can be very high. Fines can go from 37.50€ to 112,50€ for a delay of 30 days. However depending on the type of misconduct, mainly fraud, fines go from 375€ to 22.500€.

I’m non-resident, do I need to submit a return?

First of all, are you sure that you are non-resident? Do you have a fiscal representative? If not, where do you

tlm:+351 281 029 059 email: info@allfinancematters.com

40

receive your IMI council tax bills? If you receive them at your property in Portugal, then most likely you are resident for tax purposes in Portugal.

If you are non-resident, then you will only submit a IRS return in Portugal, if you have income from Portuguese source.

When do I need to pay my IRS? After you submit your tax return the tax authorities will validate your declaration and you will receive a tax bill in the post, giving you 30 days to pay. Please note that if you intend to be away during the warmer months and don’t have a fiscal representative to receive your bills, you will incur monthly interest charges and penalties, if paying out of date.

SOME SUGGESTIONS TO MAKE YOUR IRS THIS YEAR A STRESSFREE TASK We strongly advise our customers to prepare everything with time, in order to complete this process smoothly: PASSWORD: Make sure you and your partner have a password to access the Tax Portal.

web: www.allfinancematters.com

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Making Life Easier

If you do not have one, request a new one immediately; COPY OF ID AND NIF: For you, your partner and any dependents you may have; DECLARATIONS OF INCOME: Gather the statements of income and withholding taxes; BANK ACCOUNT: Your IBAN will be necessary to include on your IRS return and will make any tax refund much quicker.

CGT: If you have sold a property in 2016, make copies Remember of the deeds (for purchase if you have a and for sale) gather resident status and invoices for but your income the real estate commission was earned and home improvements. abroad, you These can have to deliver be deducted against any along with the capital gain tax. member tax return the Rif eyou have a ‘J’ Annex which resident status but your income discriminates was earned abroad, you the values have to deliver received abroad. along with the tax return the ‘J’ Annex which discriminates the values received abroad. There are taxation agreements in place between Portugal and several countries to avoid double taxation, so the impact this will have on your IRS will depend on several factors.

If you are registered as a nonhabitual resident, don’t forget you will need to fill in the Annex L and also include the IBAN information on all your bank accounts abroad.

And remember, we can assist you with all this bureaucracy, please feel free to book an appointment with us and avoid any late submission fines.

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41

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Straight from the Wok or Grill to your table!

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Join us at the Tavira Gran Plaza food court.

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Opening times: 11.30 am – 10pm Friday and Saturday till 11pm Facebook 'asian temple wok' Telephone 967 157 560

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43

Remembrance

A BATALHA DE LA LYS

Many thanks to Neil Beever for this important piece... Lest we forget!

H

aving lived in Tavira for almost 20 years and been a visitor for several years before that, I had, of course, seen the war memorial in the Praça de Republica.

I have also paused a time or two to read the inscriptions around the base. But I didn't immediately realise that there was a Remembrance Day ceremony every year. This takes place on the eleventh day of the eleventh month at the eleventh hour as everyone will know.

When I began to attend the Ceremony I would join the little crowd and listen to the speeches and watch the wreaths being laid and quietly pay my respects. I couldn't help noticing, however, what a low key, sad little ceremony it was. Nobody had seen fit to close the little road which runs through the Praça passing just a few feet from the Cenotaph and cars and motorbikes would pass by as people were trying to make speeches. At the call for one minute's silence the people in the nearby cafes were still chatting away oblivious. And to cap it all, at last year's ceremony, there was a mix up and the bugler who was supposed to come and play the

44

Last Post ( such an important part of the Ceremony ) didn't appear. This was all terribly sad.

As I pondered why the Ceremony was so poorly attended both by the Portuguese and foreign residents ( was it apathy or simply being unaware ) I learned - only last year- that there is another ceremony to remember the First World War and it takes place on the 9th April and it's to commemorate the Battle of The Lys. This was a German offensive which began on the 9th April 1918. After two days of bombardments the German troops attacked the Allied lines in a sector which was mainly manned by the Portuguese. The Germans attacking with great numbers and impetus broke through the Allied lines and the Portuguese suffered heavy losses and casualties.

The Germans broke through 15 kilometres of front and penetrated 8 kilometres into Allied territory. Rather than being a single battle, this was a series of assaults which developed over many days and continued through to the 29th April.

I cannot say, by the way, if the river Lys played any part in the actual battles or merely lent its name to

them in the same way as the much more well known river Somme.

But the original objective of this offensive was to push the British and Allied forces right back to the Channel ports, cut off their supply lines and effectively out of the war.

Ultimately it failed. This was due to great courage and fortitude on the part of the allies and not least by the Portuguese ; some of whom were involved in individual acts of bravery such as Anibal Milhões ( soldier millions ) who repulsed two German assaults with a Lewis gun whilst covering the retreat of Portuguese and Scottish troops.

Coming back to the present.

Perhaps it's true to say that many people are still unaware of the two ceremonies. I know that the Liga dos Combatentes which organises them is keen to make improvements and is hoping to have a band playing this April to help set the scene. So, If you are not too busy on the 9th April, please come to the Praça de Republica in Tavira and stand with us for a moment and pay homage to Portugal's fallen heroes and help us remember them.

Neil Beever

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45

Olhanense keeper Rodolfo makes a valiant effort to save Arthur's penalty

Dropping like a stone

A

All the latest local sports news from Chris Wright.

nother disastrous month for SC Olhanense as they plummet towards the obscurity of non-league football. Three defeats against Benfica ‘B’(away) 1-2, CD Aves (away) 0-1, Gil Vicente (home) 1-3 and a solitary 2-1 home win against Lisbon outfit Cova Piedade have left the Olhão based team fourteen points from safety with a mere nine games remaining. It is difficult to believe that just five years go the team finished mid table in the the Primeira Liga having taken points off Benfica, FC Porto and Sporting Lisbon. There is no doubt that the club will regroup and strive to regain top flight status. It will be a long journey but this proud club, who in 1924 became the first team from outside Lisbon or Porto to be crowned Portuguese Champions, will rise again. This month there are

46

BELOW: Which way shall we kick first-half? Olhanense skipper Coubronne (red/black) and Gil Vicente's Paulinho

home games against Ac Viseu (Sunday 9th April); SC Braga ‘B’ (Wednesday 19th April) and Freamunde (Sunday 30th April). All games kick-off 4.00pm at the José Arcanjo Stadium, Olhão (behind McDonalds on the EN125).

WHERE DO OLHANENSE GO FROM HERE? The Campeonato de Portugal is the third-level football league in Portugal.

It is the only non-professional national league that is organised by the Portuguese Football Federation(FPF). The current format consists of eight series of ten teams, arranged according to geographic criteria, with the exception of teams from Madeira (placed in the first series) and from the Azores placed in the last series which includes

teams from the Algarve. The top two teams in each of the series then qualify for Zone Norte or Zone Sul (eight in each zone) with the fixtures currently being contested. The top team in each Zone get promoted whilst the runners-up in each Zone play-off for the third promotion place. Next season the likelihood is that Olhanense will be playing arch-rivals SC Farense, Louletano and Lusitano VRSA. Farense and Louletano are currently struggling in the Campeonato de Portugal (Zone South) with the front runners being SCU Torreense (Torres Vedras) and CD Fátima.

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Sport

J (L to R) Mark Wilson and Frank Aherne close down a Boavista player in their opening game.

THE NEXT RONALDO?

ust a couple of weeks after Cristiano Ronaldo scored two trademark goals as Portugal beat Hungary in a World Cup qualifier and Madeira’s favourite son had the local airport named after him; over a thousand young footballers from the four corners of the globe will descend on the Complexo Vila Real Sto António from the 9th to 16th April to participate in the International Algarve World Youth Cup tournament. One hundred & thirty-two teams will compete in five age groups from U7 to U11 with countries from as far afield as Australia, Canada, Mexico, Qatar China, Netherlands, Germany, France, Italy and England joining local teams from Spain and Portugal. The small sided games might well feature the next Ronaldo or Messi with some of the top European clubs sending their young starlets including AC Milan, Juventus, Borussia Dortmund, Liverpool, Sevilla, Benfica, Sporting and Porto. For a full schedule of games go to: www.algarveyouthcup.com

ALBUFEIRA WALKING FOOTBALL CUP STAYS IN OLHÃO

O

ver a hundred elderly footballers from the UK and Portugal did battle for the coveted Albufeira Walking Football Cup. The second annual competition attracted teams from Surrey, Northamptonshire, Manchester, Lancashire, Silver Coast (Portugal), Olhão, Tavira, Lagos and Vilamoura with all players being over 50 year-of-age, some even well into their 70s. Prior to the kick-off a tribute was paid to former Olhanense founder member Mike Wreford who tragically passed away in February. The action included eighteen group stage games which produced plenty of skill as players were restricted to three touches and were penalised if the ball went over head height. In the semi-finals S.O.S. ’A’ beat Silver Coast Strollers whilst Wigan Walkers overcame the S.O.S. ‘B’ team. In a tense final it was all square with the outcome being decided on penalties and it was reigning champions Soccer Olhanense Strollers ‘A’ who retained the trophy by the slenderest of margins. In the penalty shootout, successful strikes from Andy Smith, Mick Coleman & George Allen, it was the Olhão based team who held their nerve to maintain an undefeated record in all tournaments. Skipper Jonathan Syed duly received the trophy and complimented all the players on a first class performance. In the Plate Competition Xcel ‘A’ (Walton, Surrey) were victorious after defeating Tavira Old Footballers in the final. Gary Thomas of Algarve Football Tours said, “we’ve had very positive feedback from the teams and we are looking to make the tournament even bigger and better next year”. www.walkingfootballalgarve.com www.algarvefootballtours.com

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47

Golf

Controlling the ball flight and distances

This months tip from Stuart Martin, Golf Operations Manager and Head PGA Professional, Monte Rei

M

any golfers only think about hitting a full shot with every club rather than thinking about the conditions they are surrounded by.

These simple drills can help you achieve different ball flight trajectories along with better control of the golf ball dispersion. As well as analyzing the trajectories and distances it is also very important to analyze how the ball reacts when it lands on the green. Does it have a full run and release? Does it grab then release? Or does it grab

48

and spin? This analyzation will give you key information into how you approach different shots in different on-course situations.

You can achieve distance control

Pro stats

by varying the length of the followthrough.

Start by practicing hitting seven-iron shots with three follow-throughs: 1) halfway (shaft parallel to ground) 2) two thirds (shaft points up) 3) and full finish.

Name: Stuart Martin The goal is to learn your From: Falkirk, Scotland distances and trajectories with Club: Monte Rei Golf the different swings. Do this & Country Club with all clubs from 5 iron to Position: Head PGA Professional & lob wedge and document the Golf Operations Manager Turned Pro: 2005 off Scratch distances, trajectories and ball Background: District & County Golf reaction on landing.

Teams, National Coaching squad Monte Rei are proud to be the as Junior. Over 10 years of PGA first stockists and fitters of PXG experience at high end, exclusive golf clubs. Career Low Score: 67 (-5) golf clubs in Portugal, look out for a full report next month.

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45 49

Free Classifieds P R O P E RT Y Property required for purchasing clients in the following areas; Moncarapacho, Tavira, Estoi and Sao Bras area for established real estate company Russell and Decoz, Lda. Telephone 289 792785 – email sales@russelldecoz.com Good quality properties required in the area of Tavira, Moncarapacho, Estoi, Sao Braz, Manta Rota and Praia Verde by established estate agency Land & Houses Algarve – Yellow Homes. Call 281 320 281 or email info@landandhousesalgarve.com Good quality rentals villas and apartments with pool required by established property management and letting agent Happy Homes Algarve. Call 281 320 283 or email rentals@ portugal-accommodation.com Property for Long term rent:- 3 bed townhouse, Altura. Quiet semi-rural location.

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Private lessons. Interpreter. Help with Portuguese paperwork. Call Lydia on (+351) 963 487 486 or email lydiacorredeira@yahoo. com Cushions, Covers, Awnings, Upholstery, Leather-work, Canvas-work, Boat Seats, Bike Seats. Enquiries : 938 249 034 Algarve Roof & Property Maintenance Leaking roofs, balconies, guttering, painting etc. Tel: 960136445 or 281324602 Jason Portuguese conversational classes with a cultural aspect. By native Portuguese speaker who is also fluent in English. For more information contact Ana: 914 958 446 orana.antoniogill@gmail.com. Skype classes possible after initial contact.

Not sure if your insurance is done in the right way? Ex-Insurance broker offers his services: consulting for existing + new policies and for claims. Please call me! Tel: +351 968 77 15 77 e-mail: stephanschade@ hotmail.com Chimney Sweep, Experienced, reliable,

punctual. 40 Euro per sweep Tel: 912842238 Email: smartsweep@hotmail.co.uk Music for parties, bars and restaurants, Call Richy, 281 971 484 English mobile mechanic, repair/ servicing/electrical etc. No job too big or small. Quote you happy, all makes and models of cars, vans and light commercial vehilcles. Call Paul on +351 914 417 580 or +34 642 458 853, email paul.titcombe@ hotmail.co.uk

M I SC ELL A N EO U S Alcoholics Anonymous Do you have, or is there someone you know that has a problem with alcohol? There is a solution. Please call: (00351) 916 457 733. English speaking.

ACTI V ITI ES Painting for Pleasure. Beginners onwards.

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Tel.289 845 561 YOGA & PILATES - contact Hazel on 91 307 5555 or email: hazel.devine@ntlworld.com for details Scottish Country Dancing at the Casa do Povo Moncarapacho, Thursdays 5.30 ~ 7.30PM.Tel 289 791 998 or 914 798 833 or email mabstansb@iol.pt

WA NTE D WANTED. Exercise Bicycle for house in Manta Rota. Will collect. Phone 281 952534 or Mobile 0044 7785 313857. Ray WANTED: GARDENER(s) for regular maintenance in Corte Ant.Martins. Tel. 281951 854 / 967 733 855.

Number puzzle answers Puzzle 1: a,508 b,506 Puzzle 2: 516 Puzzle 3: 6882

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O Restaurante Vistas oferece uma experiência gourmet completa, disponibilizando as mais recentes delícias gastronómicas num ambiente único e com um excelente nível de serviço. O reconhecido e galardoado Chef Albano Lourenço mantém-se fiel à mais alta qualidade dos produtos de origem local, oferecendo autênticas experiências gastronómicas inspiradas na cozinha Portuguesa e Mediterrânica.

Vistas Restaurant offers a complete gourmet experience, providing the ultimate in gastronomic delights with a unique ambience and uncompromising level of service. The celebrated and award-winning Chef Albano Lourenço remains true to his respect for the highest quality locally-sourced ingredients, offering authentic culinary discoveries inspired by Portuguese and Mediterranean cuisine.

Horário: Terça - feira a Sábado das 19h30 às 22hrs

Opening Hours: Tuesday to Saturday from 7pm to 10pm

Monte Rei Golf & Country Club . Sítio do Pocinho . Sesmarias . Apartado 118 . 8901 - 907 Vila Nova de Cacela . Portugal Information and Reservations: T. +351 281 950 950 . info@monterei.com . www.monterei.com N 37º 12’ 16,75 / W 7º 33’ 4,31