EastAlgarve M
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OLHÃO · SÃO BRÁS · TAVIRA · ALCOUTIM · CASTRO MARIM · VILA REAL DE SANTO ANTÓNIO
The Best Guide to the Eastern
Algarve!
August 15 €1 from newsagents
PLACES
Moncarapacho's Casa do Povo.
GOLF TIP
From professional Keith Ashdown.
GARDENING
Add colour to your Garden.
Castro Marim
Spa
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Welcome...
EastAlgarve M
... to your August issue. Have we got a treat for you this month. What better way to spend a summers afternoon than at a Natural Salt Spa. We introduce Ă gua MĂŁe's Salina Barquinha, located in the stunning surroundings of Castro Marim. Enjoy the cool waters as you float in the salt pool, an experience you won't forget. If you decide to pop along, don't forget to say hello from us at the East Algarve magazine. We also invite you to Casa do Povo in Moncarapacho where things are certainly on the up. Excercise at a dance class, learn self defence or meet the locals at the Sunday dance and enjoy some wonderful food. In Tavira we meet Cecilia, owner of Kozii, a new clothes shop specialising in hand made block printed materials. Regular features include how to bring colour into your garden from Mark O'Shaughnessy, and another great golf tip from Keith Ashdown. All this plus our usual property, finance and currency news. We hope you enjoy this issue. Editor
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PUBLISHER & DESIGNER Richard Bassett EDITOR Richard Bassett EDITORIAL CO-ORDINATORS Richard Bassett Snr. ADVERTISING Call 961 700 200 or email info@eastalgarvemag.com DISTRIBUTION 3,500 copies printed. All advertisers are issued copies for distribution, along with retail outlets. Cover Pic: Richard Bassett All rights reserved. Except for normal review purposes, no part of this magazine may be reproduced without the written permission of the publisher. Every care has been taken in the preparation of this magazine, but the contents are only meant as a guide to readers. The proprietors of this magazine are publishers not agents or sub agents of those who advertise therein. The publisher cannot be held liable for any loss suffered as a result of information gained from this publication
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Contents
5 6 7 8 12 14 15 16 18 22 26 32 36 37 38 42 44 46
NOTICE BOARD Your messages.
NEWS
Local news.
WHAT’S ON
Things to do this month.
HEALTH
The Psoas muscle.
PLACES
Natural Salt Spa in Castro Marim.
MONTE REI
What's on at Monte Rei this summer.
JAZZ REVIEW
A review of last month concert in Tavira.
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PEOPLE
Meet Cecilia, owner of Kozii clothes shop.
PLACES
Casa do Povo, Moncarapacho.
PROPERTY
The Algarve, what dreams are made of.
PROPERTY
Property of the month.
GARDENING
Plants to add colour to your Garden.
FINANCE
News from Blevins Franks.
CURRENCY ADVICE From Premier Fx.
FINANCE
Finance news from Ricardo Chaves.
SPORT
The latest from Chris Wright.
SPORT
Pro Tip from Keith Ashdown.
CLASSIFIEDS Grab a local bargain.
www.eastalgarvemag.com
MI CASA SU CASA
NOTICEBOARD
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ENGLISH MOBILE MECHANIC
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BLUE MOON DINNER AND PARTY NIGHT IN AID OF A.P.A.R.
A huge congratulations to Linda and Graeme Cree who managed to raise an amazing 2044 Euros at their Blue Moon Dinner and Party night.
They would like to thank everyone involved; "from the bottom of our hearts; we thank those who made donations, those of you who bought raffle tickets, our great musicians (Colin & Richard), those who donated raffle prizes, all my lovely helpers, Tony for taking photographs, the wonderful students, Carlos and the college"
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To Cabanas
Pick up your FREE copy of the East Algarve Magazine here! 5
News
Algarve named “best place in the world to retire” for second year
Source: portugalresident.com
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or the second year running, the Algarve has been named the “best place in the world to retire to” by the Live and Invest Overseas website. “It boasts a low cost of living, great weather, an established expat community and a new retiree residency program,” writes Kathleen Peddicord, the website’s publisher, cited by Forbes magazine. The travel expert stresses how a onebedroom apartment near the beach can cost $100,000 (around €90,000) and that “you can get by speaking English only”. “Thanks to a strong US dollar and recessed and depressed property markets, this is the best time perhaps in our lifetimes to be thinking about owning digs of your own in locations of particular interest to the retiree. Europe, especially, is a bargain of our age,” stresses Peddicord. The ranking is based on numbers for 12 categories “that represent the most important criteria retirees must consider when shopping the globe for the best places to live out their retirement,” including cost of living, climate, health care, safety, taxes and the existence of an expat community. The data is then “supplemented with on-the-ground reporting” from the website’s correspondents.
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Cacela Velha beach among best in the world
acela Velha beach – also known as Praia da Fábrica – has been featured on a list of the “15 best beaches in the world” published online by the Spanish edition of Condé Nast Traveler magazine. Travel writer Sara Morillo describes the beach as “the metaphor of my happiness”, which she has been visiting every summer since 2006. “It is where I have found what I can call as ‘my beach’,” Morrilo writes. The writer praises the small village for boasting “fantastic sunsets”, and for offering visitors a chance to board a small ship and explore a nearby desert island with “white sand and
endless shores”. Eating fresh shellfish caught in the Ria Formosa estuary is another experience to be found here, Morillo adds. Other beaches on the Condé Nast list include Riviera Maya (Mexico), Capri (Italy), Pelican Point (Bahamas) and Easter Island (Chile). The magazine’s praise is being celebrated by Vila Real de Santo António council, which says the beach, that was recently awarded a Quercus ‘gold’ flag for the quality of its water, was also considered one of the ‘top 10 European beaches by foot’ by British newspaper The Guardian in 2009.
Taj Mahal,
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126a Rua Jose Pires Padinha, 8800-354, Tavira
www.eastalgarvemag.com
What's on
Things to do this month
A few things to put on your 'don't miss' list this August, thanks to Meravista.com.
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Medieval Days
n Castro Marim takes place from the 27th to 30th August. The whole town returns to the Middle Ages, in a highly rigorous historical recreation featuring jousting tournaments on foot and on horseback, street theatre performances and banquets accompanied by medieval music. A handicrafts and merchandise fair complement the entertainment activities of these Medieval Days, enabling us to relive the magic and mystery of the time of the Moors.
O
WWW.BLANCPAIN-GT-SERIES.COM
WWW.AUTODROMODOALGARVE.COM
Sea Food Festival
lhão celebrates their 30th annual Festival do Marisco from the 10th to the 15th August. Considered the largest shell fish festival of the region, as usual there will be a huge variety of shellfish on offer. Each evening there will be a different celebrity on stage, providing dancing and entertainment for all ages. Check out the Festival do Marisco website for the programme. This is a ticketed affair and the cost is from €9 for adults, €4 for children aged 7-12 and free for those under 7 years old. Cooking starts at 7.30pm with the celebrity entertainment at 11.30pm. The merriment continues until 1.30am.
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FORMERLY
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The Psoas muscle The ‘Muscle of the Soul’ may be Triggering Your Fear and Anxiety
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Benamor Golf Tavira
Cabanas
Conceição
We are here
T
he psoas major muscle (pronounced “so-as”) is often referred to as the deepest core, or as yoga therapist and film-maker Danielle Olson states, the “muscle of the soul.” This core-stabilizing muscle located near the hip bone affects mobility, structural balance, joint function, flexibility, and much more. In addition to its function to help keep the body upright and moving, the psoas is believed to allow you to connect with the present moment especially when it is stretched out and tension is released from the body. Research indicates that the psoas is vital to our psychological wellbeing in addition to structural health. Liz Koch, author of The Psoas Book, states that our psoas “literally embodies our deepest urge for survival, and more profoundly, our elemental desire to flourish.” This means that there is a lot more to the psoas than one might initially think. It is entirely possible to harness healing pranic energy and improve mental health by keeping the psoas healthy. Where is the Psoas? The psoas is the principal muscle
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Court
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‹‹ To Lidl
‹‹ Harmony ‹‹ To Library
Rua 25 de Abril lote 2 r/c esquerdo, inside the Santiago clinic, near the court. Tavira. Telm: 914 653 900 email: harmonytavira@gmail.com
associated with physical stability. It stretches from the legs to the spine and is the only muscle connecting the legs to the spinal column. The muscle flares out from the T12 vertebrae, follows down the five lumbar vertebrae, before attaching to the top of the thigh bone. The Reptilian Connection In addition to connecting the legs and spine, the psoas is connected to the diaphragm. Breathing is modulated at the diaphragm, and it is also the location where many physical symptoms associated with fear and anxiety manifest. Koch believes that this is due to the direct link between the psoas and the most ancient part of our brain stem and spinal cord, called the reptilian brain. According to Koch, “Long before the spoken word or the organizing capacity of the cortex developed, the reptilian brain, known for its survival instincts, maintained our essential core functioning.” The way we live today, constantly rushing, competing and achieving, has the psoas in a constant “fight or flight” state. Issues Associated with Chronic Psoas Stress Trapped in a constant “flight or fight”
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state, psoas muscles are stressed and constricted, almost from the time of birth. As Koch notes, “this situation is exacerbated by many things in our modern lifestyle, from car seats to constrictive clothing, from chairs to shoes that distort our posture, curtail our natural movements and further constrict our psoas.” This lifelong chronic stress put on the psoas can lead to many problems like back, hip, or knee pain, and even digestive issues and dysfunctional breathing. It could also be a major cause why people suffer from chronic physical pain. The physical body is not the only part of you that suffers from a chronicallystressed psoas. The psoas is much more than a muscle used for structural stability. It influences every element of life, from how you feel, to how you look at the world, and even how you treat others. A variety of problems have been associated with a chronically-stressed psoas muscle: it can negatively affect your emotional state; it can impact your interpersonal relationships; and it can influence your general contentment with life. Awareness that a healthy psoas is important to emotional wellness, as well as
physical health, is the first step towards ensuring that we give this muscle the attention it deserves. Koch states, “Whether you suffer from sore back or anxiety, from knee strain or exhaustion, there’s a good chance that a constricted psoas might be contributing to your woes.” Fear and the Psoas Since the psoas is closely linked to our “fight or flight” mechanism, fear can be over-represented in those with a constricted psoas. It is an emotion that manifests itself in the most unusual ways and can “lock” itself into the body resulting in both physical and emotional tension. By restoring balance to your psoas muscles, you are likely to release this pent up tension, which can have a profound effect on releasing unfounded fearfulness about life, and thus improve both your physical and mental wellbeing. You will feel a greater sense of inner peace, along with fewer muscle aches and strains. The Connection to the Energetic Body Lengthening and releasing your psoas grounds you to the Earth, which is filled with healing and revitalizing energy, thus allowing you to balance your pranic energy and
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Health
enabling you to feel more present in the moment. Proper structural stability attributed to a healthy psoas allows prana to flow, unimpeded, throughout the body, allowing for proper distribution of vital energy. In the physical sense, when the body can properly support itself, movement is less-restricted and requires less effort, thus leaving you more energetic. Ancient Wisdom for Modern Times Our understanding of the psoas is by no means new knowledge. In fact, it is more akin to ancient wisdom that was either lost or discarded over time. Yoga shows us explicitly that ancient gurus understood the importance of releasing contracted psoas muscles. Ancient yoga asanas, or postures, that are now practiced all around the world, focus on lengthening and releasing psoas muscles and restoring comfort and balance to the entire body. With consistent practice, you can learn how to isolate this muscle, which
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can be immensely useful and healing in the long run. Yoga is also a great way to measure the current health of the psoas. There are many postures, such as tree (Vrksasana), which cannot be properly achieved if the psoas is contracted. If you are practicing a sitting or standing yoga pose and feel strain in either your knees or lower back (or both), then there’s a good chance that your psoas is constricted and needs more of your attention. The psoas is an important, yet often unknown, muscle that plays a vital role in physical health and mental wellbeing. The cumulative effect of neglecting this muscle is physical and mental stress and tension, which manifests itself in our society as anxiety, depression, chronic back pain, knee pain, digestive distress, respiratory problems, etc. Visit Fisioclube Fuzeta we can improve your quality of life! Duarte Arrais, Fisioclube
Fisioclube FUZETA
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Tel 962 777 701
email duarte@fisioclube.net www.fisioclube.net
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TEETH WHITENING BY POPULAR DEMAND
Only â‚Ź69 get the smile you've always wanted! Situated down the avenue from Tavira train station in the square. I look forward to seeing you...
Tel; 919 630 255 elle_dayspa@hotmail.com www.eastalgarvemag.com
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Places
Natural
F
or centuries traditionally harvested salt was primarily used as a preservative. However with advances in technology the need to preserve almost everything with natural salt was replaced with fridges and freezers. Sadly this art form died and left salt farms almost redundant for many years. With the current trend of using naturally produced goods and the boost in the Algarve's wellness
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tourism market, salt farming has made a revival. Salt producer Ă gua MĂŁe in Castro Marim have excelled and now export to many countries. A family owned business for very many years we were delighted to meet the very welcoming Alberto who gave us some basic history, and explained that their brand new tourist attraction Salina Barquinha is working perfectly, hand in hand with the farm. Salina Barquinha only opened in
June this year after an idea that came about as clients had asked for the pure salt in large quantities for their own home baths. This is a truly exhilarating experience not to be missed. On entering the salt ponds you float in complete harmony in the beautiful natural surroundings. The water is cool and very relaxing and as you glide in the water you can feel any stresses and strains leave the body. The salt is pure and is very rich in ocean minerals. It’s uses
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Places
Enjoy our very own natural salt spa here in the East Algarve at Castro Marim
salt spa for hydration and beauty products, such as moisturisers and facial scrubs is well known, but sea salt crystals benefit your entire body, softening and hydrating and are a natural antiseptic. Sea salt soaks also aid pain relief and relieves stress and tension. Why not join the guided tour at Salina Barquinha and learn how the Flor de Sal and Artisanal Sea Salt is harvested and relax in the unique environment of the Castro Marim Salt Marshes Natural Reserve. You
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can join the team and become a salt worker (by reservation) or just relax, rest and enjoy refreshments in the stunning surroundings. We would highly recommend a visit whether to bathe, and apply the mud bath or partake in their yoga classes. The floating salt bath and the mineral mud application and relaxation can be enjoyed for only 5€ each. Yoga classes are available and reservations to “be a salt worker”, “meditation” and “massage” can
be booked (see facebook or call for details). Very many thanks to Alberto, it was a pleasure to meet him and his team and experience the very unique attraction that we can all enjoy right here in the East Algarve. Opening times: Mon – Fri 9am – 11am and 4pm to 8pm Sat, Sun and holidays 9am – 8pm, Telephone 965 404 888 Email turismo@aguamae.pt www.facebook.com/aguamae.com
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A
Whats's on at Monte Rei.
fter a hugely successful 8th anniversary party where guests were treated to an impressive trick-shot display from Jeremy Dale, live music from Twin Flames, delicious food from Sushi Yama, and stunning flower displays by Graça Custódio, Monte Rei Golf and Country Club now introduce their summer events.
CasaDaCor
Barbeque by the pool
Come and join us for a barbeque dinner under the stars. Enjoy, relax and have a cocktail by the pool at Veranda every Sunday evening between the 19th of July and the 30th of August. BBQ: 35€ per person (drinks not included); children up to 12: 50%
Guest chef Miguel Laffan
August 21. & 22. Jaime Pérez has invited Portuguese chef Miguel Laffan from restaurant L’and in the Alentejo, with 1 Michelin star, to join him in Monte Rei’s fine dining restaurant Vistas. Guest chef promotion: snacks + 6-course degustation menu + petit fours 75.00€ per person. Wine pairing 35€ per person.
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Mineral paints for interiors and exteriors, wood coating, pigments, Tadelakt, lime and clay plaster.
www.embarro.com 300m² showroom in São Brás de Alportel
Tel 918 888 222 info@embarro.com
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JAZZ at CLUBE de Tavira 28th June 2015 Manuela Lopes and the Sextet.
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hot, balmy evening set the tone for the latest jazz concert at Clube de Tavira. Despite some issues with the sun early on, the concert started in good time, with Manuela Lopez taking to the outdoor stage complete with straw hat and sunglasses! The capacity audience was in for a rare treat, as the internationally renowned vocalist worked through the first set with foot tapping, latino jazz melodies. Backed admirably
by the group of highly talented musicians, Miss Lopez captivated the appreciative throng with her unique and versatile tones. As the sun set to an atmospheric background view of flocks of feeding swifts against an almost full moon, the second set commenced. Duncan Kinnell on vibraphone is no stranger to this venue and was well received with his enthusiastic contribution. But for me, the highlight of the evening's performance came from multi instrumentalist Matt
Lester who almost stole the show with his fantastic range of musical talent. Moving seamlessly between tenor and alto saxophone, he followed with the most amazing flute rendition, breathtakingly in time with the vocalist. The attentive audience could have heard a pin drop. This was yet another highly entertaining evening of top class modern jazz, performed by a highly enthusiastic and talented group of musicians. A great night out ! Tony Walker
Hub The
CAFE
Welcome to the Hub cafe, Santa Rita in the East Algarve. Located just off the EN125, a few minutes from Monte Rei Golf, you'll find this friendly family run cafe/bar, which has become the 'hub' of this picturesque village. Meet owners Robert and Stacey and daughter Billie who works there most days. Casas Villagio, also owned and run by Robert and Stacey is a small holiday letting company consisting of four beautifully restored houses, all within walking distance of the Hub cafe/bar. For more details on their properties visit their website www.casasvillagio.com
NEW LARGE SCREEN 160cm TV WITH SKY SPORT, BT SPORTS + SPORT TV www.eastalgarvemag.com
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Villagio
CASAS
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HOLIDAY LETTING Tel: +351 925 916 614 Email: casasvillagio@gmail.com
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People
KOZII M
eet Cecilia and Nuno, owners of a new clothing shop in the center of Tavira. Both originally from Lisbon. Since childhood, Cecilia has travelled the world with her family for work, study and fun. She studied anthropology in San Francisco and Vancouver. After completing her studies she visited India with the intention of starting a cotton clothing company. This developed more into the area of accessories, travelling to various
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Hidden away in the quaint backstreets of Tavira, a unique boutique style charm-filled clothes shop awaits you.
countries sourcing components. Cecilia explained that she would buy her leather from Mexico or Brazil, semi-precious stones from Mexico, and silver from Mexico, India or Thailand. Once her materials were gathered she would choose her perfect location to produce her jewellery and accessories along with help from the locals. She would sell her products at festivals and small retail outlets. In 2011 the couple returned to Portugal where together they
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fulfilled Nuno's dream of opening a restaurant. Based in Vila Nova de Milfontes, they ran a successful international style restaurant, until 2014 when they realised that the restaurant trade was not for them and they sold their concept. Cecilia had visted Tavira as a youngster, and many times since. She loved the cosmopolitan feel, its history and culture. In a word its 'Magic'. Now with young daughter Sara, they decided that this would be the place to start a new business
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and for Sara to grow up. Kozii opened in March this year, and offers hand made clothing using natural fabrics, all sourced by Cecilia allowing you to find out how, where and by whom each piece has been made. There are many fabrics with hand made block prints from Rajistan and Varnasi. This is something that will be developed further, along with Sari's and the actual printing blocks themselves. At Kozii you will find a large range of dresses, trousers, tops, tunics,
scarves, belts, bags, raw silks and exquisite jewellery. You can also buy fabric by the meter. Cecilia is always looking out for new treasures to bring to Tavira, Kozii really is a place not to be missed. It was a pleasure meeting Cecilia, we wish them both the best of luck. You will find Kozii opposite Restaurant O Patio; Rua Silva Carvalho 2c, 8800-324, Tavira. Telephone: 00351 912 032 479 (or 8). Email: info@koziishop.com Website: www.koziishop.com
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Photos by Richard Bassett
Places
Places
A H I DDE N W
hen one travels towards Moncarapacho, you encounter a huge white edifice and when looking from the crossroads, it looks as if it is reaching towards the sky. It certainly has a stamp, giving it the impression of aloofness, due to its significant and stylish architecture. However, this imposing building has a story to tell, where under the inspirational leadership of Joaquim Fernandes and his enthusiastic team, which include Paula, Monika,
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Sonya, Laurntina and George and the volunteers, not forgetting an awesome French lady called Marie, who has an attitude of 'all hands to the pump', wearing a huge smile, when help is needed. Casa do Povo is rapidly fulfilling the dreams and expectations of the President, Joaquim Fernandes. His aims are simple, he wants an inclusive community, with all nationalities engaging, through various activities, where the Portuguese and non Portuguese work and have fun in collaboration with various projects.
Casa do Povo is now, due to the team effort, becoming known as a true multicultural and multinational hub, where you can enjoy various classes, such as Pilates and PNF Chi. These are well attended twice weekly classes, held by a renowned and acknowledged expert Pedro. Due to the philosophy encouraged by the President, where he wants all to come, these classes are a complete bargain at 2 Euros each. You will find Portuguese, Swiss, Germans, Swedes, English and many other nationalities attending. There are Portuguese lessons for
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Places
President Joaquim Fernandes (left) meets some of the regular dancers on a Sunday afternoon.
GEM Casa do Povo appears to be a conundrum, however, if you take some time to investigate, you will make an exciting discovery. people who want to learn Portuguese and English lessons being run by a very enthusiastic English couple and this is very well supported by the Portuguese who attend. Casa do Povo has its own 'University', where people over the age of 55 learn about various subjects and go on exciting field trips. Recently a pilot scheme was started for Sevilhanas classes (a form of Flamenco), which proved to be successful. Casa do Povo was pleased to gain the services of Erik Van Lint who is a talented teacher and accomplished dancer in this
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form of dance. New classes will begin in September and people who have experience will be most welcome to come along. Currently these are held on Wednesday evenings, where people can also enjoy a drink or some Tapas with the occasion. On Saturday mornings there is a very successful Ballet school for young people. Other classes include music lessons, personal defence and French lessons by Dalia who is Portuguese but lived in France for many years. Every Sunday from 1500 hrs there is dancing to live music, which
ranges from Portuguese, Spanish to Brazilian. It is an excellent occasion to join approximately 150 people who enjoy the afternoon away for three hours. People come from all over the Eastern Algarve to this event. Refreshments and food are available. The President is a successful businessman with his own business and freely donates much time to help people in the community. Casa do Povo is a non profit organisation in its own right and is one of the major distribution points every Tuesday and Thursday for free food available
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People
The stunning view from the rooftop terrace
to people in need of help. He is always looking to improve the offer, and after one year persuaded two volunteers to help in the Bar and Food area, where members of Casa do Povo can enjoy a drink or a bite to eat. The Chef has done many private events for São Brás museum. The Aperitivo theatre group Members have made positive comments about the improvements and as one of the members recently commented, 'the President has acquired the necessary ingredients for a successful recipe.' There are exciting times ahead, Lynne Booker has offered to help and is proving to be a great asset. Working with Tina Weiss, one of the volunteers, they have successfully introduced Blues/Dixie Jazz to Casa
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do Povo and Tina is positive Casa do Povo will be an excellent music venue with different types of music. To enjoy all Casa do Povo's wonderful facilities, all you need to do is become a member, which is a nominal 12€ a year or make a contribution of 2.50€ for a daily visit. Casa do Povo is also available for private parties. We were lucky enough to be invited to meet the chef, 'Aussie', who is traditionally trained, with extensive experience in Chinese and Indian Cusine after immersing himself for 12 months in each type of discipline. He is a great advocate of Spanish cuisine, using fresh produce, delivering a Tapas with simplicity, yet with a complexity, which wants you to come back for more.
Known to go off on a tangent after meeting a French Louisiana chef, producing the most amazing smoked ribs, which take 30 hours to prepare and cook. Aussie enjoys making Bouillabaise and other seafood dishes with a twist. He's not a great believer in big menus, as he says, 'you can go in some of the most respected restaurants in England and there will be two starters, three mains and puddings'. Further he added, 'keep it tight (the menu), keep it fresh and let the fun begin!' We think that a visit to Casa do Povo Moncarapacho is unmissable, give it a try, you won't be disappointed! Email: casadopovomoncarapacho@ gmail.com or telephone 920456824 for further information.
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Open from 10 till late 7 days a week Telephone 926563738 Email: tavira.garden@yahoo.com Tavira Garden
UNDER NEW MANAGEMENT Lunch Menu ★ BBQ nights and live music every
Tuesday (booking is essential). rt per person (optional) ★ Live music Thursday's with Sara Monroe butter, olives, home made tuna pate, ★ 50% off pool admission when nd sour cucumber) ........................................................... eating in €1.50 the restaurant under 5's FREE.
★ Pool bar. oLLs ★ English breakfast served from 10-1. ★ Lunch time and evening menu. ............................................................................................. €1.75 ★ Kids corner & kids menu. ............................................................................................ €1.75 ★ Pool table. d cheese ............................................................................ €2.00 ★ Cocktails and a selection of ham, cheese, tomato, onion and egg .......................... €3.00 international drinks.
ttuce, tomato and egg ..................................................... €3.00 ese and salad ................................................................... €3.00 www.eastalgarvemag.com
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Property
The Algarve... what dreams are made of
Advice from property expert Robert Bijker.
T PROPERTY MANAGEMENT ALGARVEAN COTTAGES
V I LLAS
H A P P Y H O M E S A L G A RV E A PA RT M E N T S
TOWNHOUSES
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Happy Homes Algarve is currently looking for additional good quality rental Villas and Apartments to offer to our customers for next season. If you have a property to let, please contact us for more details'
Confused about the new rental law? Contact us for specialist advice. C o n t a c t us t o d a y : 2 81 32 0 28 3
h a p p y h o m e s l d a. R u a D r. P a r r e i r a 1 3 7 next to Barclays Bank 8 8 0 0 - 3 46 T a v i r a
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If you are the owner of a good quality property and wish to sell, please contact us to arr ange an appoin tment TA VI RA
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V I L A MO U R A
N 1 2 5 , B e n f a r r a s , B o l i q u e i me 81 0 0 - 0 6 8 B o l i q ue i m e
he Algarve continues to be one of the most popular holiday destinations in the world. Every year in Summer the beaches are packed with a peak in August, but walk a few miles in both direction and you almost have the beach to yourself. It is no surprise then that holidaymakers leave wishing to return, some on a permanent basis. Property prices are still very attractive, having corrected 40% from their peak in 2008. For buyers from the United Kingdom this offers a double whammy, as Sterling versus the Euro is trading at an 8 year high. Making a permanent move to Portugal has become even more attractive with the successful introduction of programs such as the Golden Visa and the NHR (NonHabitual Resident) to attract foreign buyers of property. No wonder then that there are many buyers around looking to secure their Algarve dream property! Especially the NHR program is of interest to pensioners and the self employed with a scientific, technical or artistic nature, which basically end up paying zero tax on income, changing them from ‘not happy residents’ in their country of origin into very happy Portuguese residents indeed. Depending on the country of origin, tax on pensions can be as high as 60% of income. For example, a foreigner with a pension of Euro 3500 per month (after 50% tax) all of a sudden ends up receiving Euro 7000 per month once the NHR status in Portugal has been obtained. Once your have obtained the NHR status, the tax holiday is valid for 10 years. The success of the Golden Visa and NHR programs has also not gone unnoticed by real estate agencies and vendors. The former enjoyed an increase in transaction volume. The latter managed to sell their property, which in many cases had been on
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Vila Nova de Cacela Caliço A L G A R V E
Park
PORTUGAL
COME AND VISIT US!
€26,000
PLOTS AVAILABLE FROM 100m²
5 famous golf courses only15 minutes away
€34,000
Close to several riding schools
€28,000
FOR A 360˚ VIEW OF THE PARK, SEE OUR WEBSITE; WWW.CALICO-PARK.COM 24h Security, Daytime reception, Free internet access, Post service, Laundry, Petanque. Tavira, Vila Real & Spain: 11km, Faro airport 45 mins. Sea views, 5km from the coast.
Tel: (00351) 281 951 360 Tlm: (00351) 917 925 031
€25,000 the market for several years. The idea of Portugal as Europe’s newest tax haven is gaining traction, judged by the growing number of buyers from Scandinavia, France and Belgium. More and more people seem to think Portugal is a fiscal paradise. In addition, recent law changes for Local Lodging include a lower tax rate of less than 4% of rental income, which makes a buy to let property all the more attractive as it offers the best of both worlds, namely your own home away from home and rental income. If you consider purchasing a property in the Algarve, timing may be of the essence. Property prices are still attractive and the Euro is relatively weak versus other currencies. This window of opportunity may not last forever. The Algarve: what dreams are made of. Robert Bijker, Director Land & Houses Algarve – Yellow Homes www.landandhousesalgarve.com www.landandhousesalgarve.de Tavira Office Rua Dr. José Pires Padinha 178 8800 - 354, Tavira Tel: 281 320 281 Fax: 281 321 901 (AMI – 6232)
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RESTAURANT, BAR & POOL
www.calico-park.com EMAIL:1950asf@gmail.com GPS: N – 37º 11' 12" W – 007º 33' 00"
Company AMI 7673 Office: Tel/Fax 281 952 820 Mobile: 00351 911 041 861/2 Casa Anibal R/C loja B, Estrada da Manta Rota 8900-038 Vila Nova de Cacela
SALES: www.algarvemantaproperties.com RENTALS: www.algarvemanta.pt EMAIL: sarah@algarvemanta.pt
STUNNING PROPERTIES IN THE EAST ALGARVE
MANTA ROTA 165.000€ REF 1782 • Brand New Condominium • 2 And 3 Bed • Solar Panels For Hot Water • Allocated Parking • Shared Pool • 200M From Beach • From 165.000-185.000 Euros • Equipped Kitchens
TAVIRA VILLA 395.000€ REF 1758 • Fantastic proportions • Large private pool • Huge living/dining room • Equipped kitchen • Three double bedrooms • 4 Bathrooms (2 ensuite) • Basement garage/storage • Mature planting and patios
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PROPERTIES REQUIRED clients waiting
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e: inairvision@gmail.com
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RE/MAX TAVIRA Rua Dr. Augusto Carlos Palma, nº 26 8800-345 Tavira AMI 4515
(+351) 281 320 080 - tavira@remax.pt - www.remax.pt/tavira Quinta da Foz Tavira
3 bedroom detached villa, facing the Ria Formosa, in a development at the outskirts of Tavira.
270,000€
Ref.: 120871069-186
PROPERTY OF THE MONTH
Santa Luzia Residence
Monte da Eira Tavira
Apartments in a tourist development with many amenities.
1 & 2 bedroom apartments in Santa Luzia in a delightful development with swimming pool & garage. Enjoy living by the Ria Formosa, at walking distance from shops and other amenities. Ref.: 120871069-203
From: 78,000€
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Financing – Return on the investment
Ref.: 120871043-986
Do you need help in selling your property? Talk to us. We make the difference. 24
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Property
Property of the month
Well presented 3 bedroom Townhouse with garage, garden and roof terrace with small sea view.
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Property
RUSSELL & DECOZ REAL ESTATE Tel: 00351 289 792 785 Mobile 963 085 580 Email: propertyrussell@mail.telepac.pt
* Townhouse built in 2008 on 2
floors with total area of 160m² * Mains water, gas & sewage * Solar water heater. 220V electricity * A/C (heating & cooling) * Open fire * pre-installation for cable TV and telephone line * Double glazing * shutters * off road parking garage * * Small sea view * walking distance to town * Security entry phone system * Fitted wardrobes * Enclosed courtyards East and West facing * Master bedroom with en-suite * Great value for money. REF:- 1524T LOCATION:- Moncarapacho
€155.000
PROPERTY REQUIRED Moncarapacho, São Brás, Estoi, to Tavira area, please call or email.
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www.algarve-pt.com
AMI License nº 870 - Member of APEMIP nº 1178 Av. Maria Lizarda Palermo 43a, 8700 - 081 Moncarapacho, Algarve, Portugal
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Tavira House & Home Sensational Views of the Ria Formosa, Fabrica
Ref: V0329 €480,000 Unique and exclusively situated 3 storey property on the edge of the Ria Formosa at Fabrica with spectacular views over the Ria, the beach and to the ocean. Rua 1º de Maio 45, Tavira AMI Licence: 9218
www.tavirahouseandhome.com info@tavirahouseandhome.com
Office: (+351) 281 328 210 Sarah: (+351) 917 708 209
MAIN OFFICE – E.N.125, Cevadeiras, 8900-024 Vila Nova de Cacela TEL: 281-951165 FAX: 281-951438 CABANAS OFFICE – (Waterfront) Ava Ria Formosa, Centro Comercial Loja 2, 8800-591 Cabanas de Tavira TEL: 281-370277 FAX: 281-370761 LICENÇA No 504-AMI
EMAIL geral@estealgarve.net WEBSITE www.estealgarve.net ▲
HOUSE W/ 20.825M2 OF LAND - NEAR CABANAS - Very nice , peaceful location, ideal for animals approx. 10 mins from Cabanas. ***ENERGY CLASS - C- €190.000
▲
2 BED. APARTMENT CABANAS - On ground-floor w/ terrace, just a few metres from the water edge and all amenities. Tourist license in place ***ENERGY CLASS - C €135.000
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AMI 8799
LwL Properties.com, Nº40a, Rua 1º de Maio, 8800-360 Tavira Office: 00351 281 327 656, Voip: 02070999193 Email: info@lwlproperties.com Web: www.lwlproperties.com
3 Bed Renovated Quinta with Character – São Brás, 350,000€, Ref: 3825048
A rare opportunity to view a Quinta / Farmhouse, renovated to such a high standard, keeping the original character. Great attention to detail, and a lot of thought into the layout and finish of this stunning property. Set in a tranquil village less than 5 mins from local café, restaurant, and mini market. Viewing is highly recommended to appreciate the attention to detail!
Two Bedroom Modern Villa - Santa Catarina, 195,000€ Ref: 3879571
This modern two bedroom villa has been built to a high standard, using modern materials. Built where once stood an old school house, the location is tranquil yet only a ten minute drive from the village of Santa Catarina. With stunning country views from every window. This is priced to sell.
SÃO BRÁS Large Four Bedroom Villa with Pool - Faro, 790,000€ Ref: 3849043
FARO
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A rare opportunity to purchase a 4 bed villa close to Faro Island. Although this is a well-established urbanization, this villa is in fantastic condition. Kept beautifully, with a lot of thought into the layout. A short drive from Faro town centre, Faro Island, the airport, tennis and horse riding, this is a great location.
SANTA CATARINA
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People
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Theatre
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Gardening
P
elargoniums are tough, water wise plants that can provide a big splash of colour for minimal effort. You’ll probably know them as geraniums, and for a long time, they’ve been taken for granted, tucked away in neglected corners of the garden. But the need to conserve water has led to a resurgence of interest in this beautiful group of plants. Early botanists lumped pelargonium’s together with a group of` similar plants already known as geraniums, and the name has stuck with gardeners ever since. There are five major types. The ivy leaf pelargonium’s, which derive form a single distinctive
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species Pelargonium peltatum. It has a leaf that looks like English ivy and has a wonderful trailing habit, which makes the plant a useful groundcover, for spilling over embankments and the tops of big pots. They also have lovely, delicate flowers, often with intricate patterning. And like all pelargonium’s, benefit from a regular, light trimming every few months to keep them looking their best. Zonal pelargonium’s have cute flowers but for these plants it’s really all about the foliage. They derive their name from the zones or bands of colour in the leaves. Zonal pelargonium’s produce so much foliage that a collection of dead leaves builds underneath. It’s a
great idea just to remove those to stop the build up of fungal diseases such as botrytis. Regal pelargonium’s develop a shrubby habit in the garden and are more upright growing. With rounded, deeply serrated leaves and wide, trumpet shaped flowers often exotic in colour and it is the spectacular flower which makes them great in pots, courtyards and garden beds. Dwarf and miniature zonal pelargonium’s are 13-20cm tall measured from soil to the top of the plant excluding stem length and flower. Making them excellent plants for pots and window boxes. With the miniature zonal plants being floriferous with double and single blooms in a
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Gardening
Plants to add colour to your garden Small or large there is a Pelargonium to suit your garden
wide range of colours and having green to greenish-black leaves. Scented-leaved pelargonium’s have small, delicate flowers with five petals, and fragrant foliage for which they are chiefly grown. They make excellent house plants and in warmer climates can be grown outside as bedding plants. Pelargonium’s produce flower buds all year. To keep them coming, just pinch out the old flower stems as they finish, and the plant will look after itself. Pelargonium’s can be grown in all types of well drained compost providing it is fresh and has been kept out of direct sunlight. Care needs to be taken with watering, however as
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some composts can drain more freely than others and pelargonium’s need to be kept on the dry side until well established. They then may need plenty of watering during the growing season. Give pelargonium’s a weekly application of a high potash fertilizer. Start these feeds three weeks from potting up and throughout the summer. This helps the plants to continue producing a mass of goodquality blooms without becoming to leafy. Pelargonium’s are one of the easiest garden plants to propagate. And the propagation method is the same for all varieties. Taking cuttings is an inexpensive way of producing
new plants whilst maintaining older plants shape and size. SELECTING THE CUTTINGS Although it is possible to take cuttings from spring onwards it is best to take your cuttings in the summer months when the light conditions are good and the weather is warm. Select strong healthy shoots (non-flowering ones from regal or scented leaves varieties). Cutting just above the 3rd joint below the growing tip, and trim each cutting just below the lowest joint and remove the leaves. INSERTING THE CUTTINGS Choose a pot size suitable for the number of cuttings: a 13cm pot will take about 5 cuttings. Fill the pot with
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Gardening standard seed or cutting compost, press down firmly, and place the pot in a container of water until the compost becomes moist. Remove the pot and allow it to drain. Insert the cuttings, pressing them down to eliminate any air beneath the bases of the cutting and do not water. AFTERCARE Place the pot in a light, warm position, but not in full sun. One week after water the cuttings again from below by putting the pots back in water. Water again in another week to 10 days by which time the cuttings should be rooting. Remember never water the cuttings from above or cover with plastic as this could cause grey mould/botrytis or other damping off diseases. Always allow free circulation of air around them. When the cuttings have rooted and fresh leaves start to appear, pot them up singly into 7cm pots. Other methods to make further plants are from seeds and division. From seed you first need to remove the parachutes from the small seed to sow. Germination occurs in 5-25 days. In hot weather, seeds of many succulents lie dormant, so are best sown after summer. Seedlings may damp off if chilled or in poor light. Division is done on plants that are over 2 years old. Firstly lift the parent plant and cut or break off one or more of the tubers from the roots. Half fill a small pot with cactus compost and add a shallow layer of fine grit. Lay the tuber on top and cover with more grit. Place
in a bright, airy spot at 19°C. Keep the compost slightly moist. A new shoot should be produced from each tuber after 2-3 weeks. DISEASES Flower Mould: Because pelargonium’s have many florets that make up the flower head they are very prone to grey mould (Botrytis), particularly in damp or wet weather. Eventually this can lead to further troubles with the stem, when brown soft rot also occurs. Make sure that faded blooms are removed
by snapping the entire stalk from the plant... Oedema: Oedema is a condition were the leaves appear distorted or have small growths on the underside. This is common is greenhouse plants and several factors can cause this problem, including over-watering or high humidity. Reduce watering and improved ventilation to remedy this
problem. Leaf spots: Leaf spots are very common and widespread on pelargoniums. Possible causes are bacterial or fungal infections, resulting in lesions on the leaves and blackening of stems. The problem seems to be more apparent in over crowded greenhouses. Avoid over-watering, damp conditions improve ventilation. Snails/Slugs: Snails and slugs cause slight damage to pelargoniums, mainly young plants, by feeding on the stems and young leaves. This occurs mostly during wet weather. Damage can be similar to that cause by caterpillar’s snails and slugs leave a distinctive 'slime trail'. Vulnerable or specimen plants should be protected by placing course grit or eggshells around the pot. Alternatively use slug traps or pellets, sprinkled sparingly. Pelargonium rust: This is a common and serious disease that affects pelargoniums, although it should not be confused with the rust that attacks fuchsias. The diseases spread to the UK, from its natural habitat in South Africa, in the mid 1960's. This disease only affects Zonal pelargoniums. The visible signs are similar to that of fuchsia rust; brownish yellow pustules which develop on the underside of leaves. In severe attacks there may be leaf fall which seriously affects the plants health, resulting in lower flower production and fewer
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HEATING
CLEANING
WATER TREATMENT
EN125 - PORTA NOVA 148 M | 8800-236 TAVIRA Tél. : 00351281320410 | algarsilva@sapo.pt 34
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LANDSCAPING & GARDEN CENTER
BEM-VINDO • WELCOME
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EN 125, c.p. 126-E 8800-118 Luz de Tavira e-mail: geogardim@gmail.com www.geojardim.com Tel: 281 961 189
To Olhão
To Moncarapacho EN125 Fuseta
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Geojardim Landscaping & Garden Center
shoots. Remove and destroy all infected leaves and spray with a systemic fungicide. Pelargonium rust is specific to that species and will not attack neighboring plants of any other genus, such as fuchsias. Caterpillars: During the summer months, when caterpillars are active, you will almost certainly find the distinct holes that have been eaten from the leaves - minus the slime trail! These are normally small holes, central to the leaf, although the edges are also eaten. Some growing tips of shoots may be pulled together when the caterpillar uses silk to join the leaf tips - it can then feed in relative safety. Remove and destroy any caterpillars that you may find or spray the plant with a systemic insecticide. Viruses: Various viruses attack pelargonium’s but the commonest is leaf curl virus, although the leaves do not actually curl but are in fact pale yellowish spots, not to be confused
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Luz de Tavira
with rust which attacks the underside. It is only later on in the attack that the leaves take on a curled appearance. Symptoms of this disease usually appear in the spring on over-wintered plants and cuttings taken from last years plants. New foliage is rarely affected. Cuttings that have been taken the previous autumn will show
To Tavira Look out for the Yellow flags
symptoms of this disease and may appear more intense in hot, dry weather. The problem is believed to be soil borne. All badly affected plants should be destroyed. Black leg: Black leg is a disease, aptly named, which affects cuttings and young plants. The blackening of the stems spreads upwards from soil level and the affected tissue shrivels and looks pinched, while leaves wilt and shrivel. The plant or cuttings may also become unstable and are prone to fall over. Eventually the plant is so weakened that it will die. Careful husbandry can help eradicate this problem, make sure the pots and trays are cleaned and disinfected before use and compost can be sterilized. Cuttings should only be taken from healthy disease free plants and dipped in a fungicide. Clean water, tepid if used from a tap, should be used. Avoid using water that has been stored in dirty rain butts. Keep plants well ventilated whilst in the greenhouse.
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Expert financial advice By Gavin Scott, Senior Partner, Blevins Franks
T
The UK Budget And Expatriates In Portugal
he UK Chancellor of the Exchequer, George Osborne delivered his budget on 8th July. It includes measures that will impact on UK nationals living in Portugal, depending on your situation. Inheritance tax A transferable main residence relief will be introduced in addition to the existing nil rate band of £325,000 (which remains frozen until 2021). It starts at £100,000 per person in 2017 and increases by £25,000 per year until reaching £175,000 in 2020/2021. At that point it creates an effective £500,000 threshold for individuals, provided the property passes to a direct descendent. Any unused residence allowance will be transferred to their surviving spouse or civil partner, making an effective £1m inheritance tax threshold for a couple. Where the net estate exceeds £2m, the main home relief is tapered away. This extra exemption applies to a property outside the UK provided it has been the main home of the deceased at some point. Changes to domicile rules from April 2017 The permanent non-UK domicile status will be abolished. Anyone who has lived in the UK for 15 of the past 20 years can no longer claim the remittance basis of taxation.
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Currently, UK nationals leaving the UK to live abroad permanently are deemed domiciled in the UK (so liable to inheritance tax on worldwide assets) for at least three years. This will increase to five years. If they return to the UK, their domicile of origin immediately reverts, under all circumstances. Further consultation will take place before this becomes law. This will affect individuals with excluded property trusts, since they will no longer have excluded property status on their return to the UK. Anyone who may move
back to UK needs to review their tax planning in advance. UK property owned by non-UK domiciles will become subject to UK inheritance tax even if held indirectly through opaque structures like non-UK companies or partnerships, or excluded property trusts. This proposal will be subject to consultation. Personal tax The personal allowances will increase to £11,000 from April 2016/17, and the 40% tax rate will apply for incomes over £43,000. The 10% dividend tax credit will be replaced by a new £5,000 tax-free allowance on dividend income. There are some changes affecting rental income, and tax relief for pension contributions will be further limited. Anyone who may be affected by any of these changes should seek personalised expert advice. Remember you also need to consider your tax and estate planning in Portugal. Summarised tax information is based upon our understanding of current laws and practices which may change. Individuals should seek personalised advice. To keep in touch with the latest developments in the offshore world, check out the latest news on our website www. blevinsfranks.com
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Expert currency advice
Managing your International payments
Sao Bras golf society Vice captains day May 2015 sponsored by Premier FX.
A
Premier FX's Account Manager Cathryn Evans keeps us up to date with the latest currency news.
s in July, Greece is still headlining the financial news. It was thought that once an agreement had been made the Euro would strengthen, this has not been the case. Even though a loan has been granted it still doesn’t mean Greece is out of the woods. Negotiations will resume which may keep the Euro weak. Another factor in this is interest rates in the UK, USA and EU. Britain and the United States could start to raise interest rates before the EU, driving investment in a currency due to a higher return. With the EU still pursuing a
Quantitative Easing programme, rates are likely to stay low for a while for them, meaning investors are likely to move away from the Euro into the GBP and USD, keeping them at good levels. Other factors still influencing exchange rates but not making headlines are the yield on German government bonds, ECB policy, US Fed policy and of course economic data releases. When ECB policy or data releases come out we can see dips in the market; a key time for those looking to return funds to the UK. If you are in this situation, talk to us. We can find out your needs, keep a close eye on the rate, look out for those
dips and help you return your funds at the right time. The 2nd half of 2015 is proving just as volatile in the exchange market as the first. Markets can be erratic and difficult to second guess. Premier FX has the knowledge to help you make the decision when to move your money. As well as the spot rate, we offer fixed rates for up to two years. For a larger purchases or just a regular payment, we can tailor our service to suit your needs. We are here to make your currency transfers simple and stress free. Premier FX is authorised by the FCA (530712) and regulated by HMRC.
CONTACT: Cathryn Evans, Tel: + 351 289 358 511 cathryn.evans@premfx.com
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All your accountancy issues explained and translated. Professional & Friendly Service Luís Manuel Duarte de Brito Chartered Accountant Rua 1.˚ de Maio, n.˚45-1.˚ Esq. 8800-360, Tavira. Near VILA GALÈ TAVIRA HOTEL Tel 281 324 962 Fax 281 324 222 luis.de.brito@mail.telepac.pt www.eastalgarvemag.com
Personal international money transfers
Online international money transfers
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Expert financial advice
Keep up to date with our Finance expert, chartered accountant Ricardo Chaves from All Finance Matters.
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Long Term Rentals: Questions and Answers
s you may know from our previous articles, since the 31st of March 2015 there are several new obligations for Landlords that rent properties long term. These new tax requirements are raising many questions amongst landlords. Am I obliged to issue electronic rental receipts? Can I authorize a third party to issue a rental receipt on my behalf? Will he have access to my tax information? How can I register rental contracts on the tax portal? We will try in this article to let you know the answer to some of the most common questions arising from this. But first of all please be aware, to avoid confusion, that this article refers to long term rentals and it’s not applicable to owners that rent to tourists (short-term lets). The short term or holiday lettings, require a Local Lodging license and we have outlined this subject in other articles. Please email us and ask for our leaflet if you rent your property to tourists and we will send you information on this matter. And always remember that if you rent a property in Portugal, no matter if long or short term, that income needs to be declared in Portugal. It’s
not a matter of personal preference, it’s a matter of law. I have a house for rent. Is it mandatory to issue an electronic tax receipt? Yes, for most people. Those that are obliged to issue electronic receipts for rental income are all the landlords who have rental income (category F), and needs to be issued once the rent is received or made available as an advanced payment. From when do I need to start issuing rental receipts? This requirement came into effect in May, but landlords can continue to use paper receipts until November without paying the fine. Electronic receipts are required for incomes above 69.87 euros per month. What if chose to declare under category B? If you have opted for the taxation as a business activity (category B), you are required to issue invoices every month and this also needs to be reported to the tax office. Who is not required to pass electronic income receipts? Landlords who opt for category F may be exempted from
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passing the electronic income receipt in two situations: if in 2014, their rental income was lower than 838.44 euros and cumulatively don’t have an official electronic mailbox. Are also not required to issue electronic receipts, the owners older than 65 years (as of 31-12-2014) and can continue to pass paper receipts. It should be stressed that, despite not being mandatory, they can chose to do it electronically. Only as of May do I have to go electronic receipts? The law started as of 31st of March 2015 and entered into force in May. However, with effect from the 1st of January 2015, which means that paper receipts for rental income for the months January to April, will have to be re-issued in May 2015. What happens if you only start issuing electronic receipts from November? Although the law produces effects from May, the government has offered a trial period for landlords to adapt to the new reality. So, until November there will be no tax fines, but don’t be fooled it’s still necessary to issue the electronic
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OFFERING A FRIENDLY PERSONALISED SERVICE. If you have any questions or need a helping hand, come in and say hello. Visit us on our new office, located in Rua 1º de Maio 58, near Vila Galé Hotel in Tavira. Need to legalise your rentals or information on Non habitual Residency? Capital Gain Tax on the sale of your property? Don’t leave it to the last minute, speak with us.
Accountancy Tax Advice Mortgages TLM: (+351) 912 448 103 TEL (+351) 281 029 059 EMAIL: RICARDO@ALLFINANCEMATTERS.COM WEB WWW.ALLFINANCEMATTERS.COM
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receipts of the months between January and October, together with the receipt of November. I rented a property after March 31 2015 (after the new law). What should I do to issue electronic receipts of income? In this case it is mandatory to submit your contract electronically and pay the stamp duty online. Basically, the main difference is that before you were required to go to the tax office, pay the stamp duty and register the contract, now everything is done online and the tax office is not allowed to accept your contract. Please remember, we have special packages tailor made for landlords which allows them to have peace of mind, while we deal with all their tax affairs, assuring that you are compliant with the law. Feel free to contact us or pop in for a friendly chat.
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Charity
Rotary Charity Golf Day Shotgun Start 9:30am €135pp at the prestigious Monte Rei Golf & Country Club Rotary Golf Day 29th August 2015 In aid of Algarve Charities
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18 hole Individual Stableford Competition
Continental Breakfast (Tea or Coffee and Pastries) on arrival Valet Parking Golf bag handling before and after the tournament Free buggies with water and ice supplied on board Use of the driving range Shuttle service from clubhouse to range ne of the most anticipated Escorted service to starting holes events of the year’s golf Lunchtime barbeque with free wine and beer calendar, Rotary Club Estoi A gift of a name- engraved metal bag tag for first time players Palace International againthe Pin Competition and more isNearest
hosting a Golf Day on 29th August at Monte Rei Golf & Country Club, the most prestigious golf facility in the Algarve and the only Jack Nicklaus Signature course in continental Europe. Proceeds will go to support Algarve based charity projects, including paying for one underprivileged child’s four year University course at the University of the Algarve. Interviews have already taken place for the chosen shortlist of 7 students. The cost is €135 per player. Golfers who are interested in registering to play the best course in the Algarve at a cost that that is a significant discount to Monte Rei’s usual green fee, please contact the Club’s President Robin Wilson [robinwilsongolf@gmail.com – Mob: 913 915 859]. Bookings are already coming in from those who played last year and it is expected that 80 golfers will register. For further information on this release contact Jim Bell at the Rotary Club Estoi Palace International. xjimbell@gmail.com
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Saturday 29th August
THE PROGRAMME FOR THE DAY INCLUDES:
• Valet parking by club staff including
Rotary Golf Day 29th August 2015 transfer of clubs to your dedicated buggy. In aid of Algarve Charities • Access to practice facilities Shotgun Start 9:30am before the game.
To book contact Robin Wilson at robinwilsongolf@gmail.com Mobile: (+351) 913 915 859
• Continental€135pp buffet breakfast.
• Escort to your starting hole for a 9:30am 18 hole Individual Stablefordstart. Competition shotgun
Continental Breakfast (Tea or Coffee and Pastries) on arrival course water and soft drinks. • Free Valet on Parking Golf bag handling before and after the tournament • 18 holes of golf on the Algarve’s most Free buggies with water and ice supplied on board exclusive course, in stunning surroundings. Use of the driving range Shuttle service from clubhouse to range • BBQ lunch with free wine and beer. Escorted service to starting holes Lunchtime•barbeque with free wine and beer Competition Prizes. A gift of a name- engraved metal bag tag for first time players Nearest the•PinOptional Competition Raffle. and more
To book contact Robin Wilson at www.eastalgarvemag.com robinwilsongolf@gmail.com Rotary Golf Day 29th August 2015 In aid of Algarve Charities
SWIM-ARTE E.N. 125, Sitio de Sao Pedro 8800-407 Tavira Tel : 281 326 671 Fax: 281 324 618 Email swimarte@hotmail.com We speak: English, German, Dutch and Portuguese
SWIM-ARTE IS A SWIMMING POOL COMPANY WITH OVER 30 YEARS OF EXPERIENCE. • We are experts in pool renovations, pool building, pool covers, UV and salt systems, heatpumps, child safety fences, chemicals and anything else for your pool. • We are distributors for EUROPA Piscinas fibreglass swimming pools. • We service and do pool cleaning.
Protect-A-Child Pool Fencing is a strong,tight woven mesh fence which prevents tiny fingers or toes from climbing. The fence also conforms to any pool shape and is completely rustproof and maintenance free. LIFE-TIME GUARANTEE ON THE FIBREGLASS POSTS. THESE POOL FENCES ARE EASILY REMOVABLE. FENCING AROUND POOLS ARE SOON TO BE A NEW REGULATION IN PORTUGAL. LUGARDE designs and creates wooden garden houses, log cabins, verandas and garages for extra storage in a wide variety of models and sizes. They offer plenty of space for customers to meet their own specific demands. LUGARDE creates high quality products at acceptable prices.
•POOL COVERS AND POOL ENCLOSURES. •PREFABRICATED SWIMMING POOLS LESS EXPENSIVE AND FAST BUILDING. •DLW DELIFOL POOL LINING WITH A 10 YEAR FACTORY GUARANTEE UP TO 12 COLOURS. •WHIRLPOOLS AND SPAS. •WOOD LINE WOODEN POOLS IN OR ABOVE GROUND. •FILTER INSTALLATIONS AND EQUIPMENT.
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41
Sport
New campaign kicks off with Benfica
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n Friday evening the 7th August the Eagles fly into town as SC Olhanense entertain Benfica ‘B’ in the first game of the new season. The Segunda Liga (2nd Division) opener is being shown live on SportTV. There is sure to be much interest as manager Cristiano Bacci attempts to mould his new squad into a team capable of maintaining the momentum that saw the ‘rubro-negros’ end last season with victories over the top two teams. With the budget having been slashed from €1.2m to €600,000 many players have left. Twelve new signings, nine from the lower divisions, will be keen to impress as some will undoubtedly be joining the senior professionals in the new look team. In an effort to recruit new socio-members the club are offering a special season ticket package, which includes admission to 23 league games and a twelve month membership of Sporting Clube Olhanense, for just €184 which equates to €8 per game. In addition when not being used the season ticket can be passed to a friend. Furthermore a brand new red & black stripe first
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All the latest sports news from Chris Wright.
team shirt, sold separately for €60, is included free-of-charge. Three pre-season friendlies, against Chesterfield at Colina Verde Golf & Sports Resort lost 0-2, San Roque (Lepe, Spain) away won 1-0 and Atlético (Lisbon) lost 0-1; have produced plenty of commitment, endeavour and some good football but there is still a desperate need to add fire power to a lightweight forward line. Former Liverpool, Aston Villa and Wales international Dean Saunders, manager of Chesterfield, was very complementary about the facilities at Colina Verde and added, “this has been the perfect start of our campaign to challenge for the Football League Division One title.” The game in Spain was played on a poor surface but there were encouraging signs as Olhanense shifted the ball about with precision and speed. In Lisbon, fellow Segunda Liga rivals Atlético may have won the game but it was the Algarve side who turned on the style. Olhanense’s latest recruit is 25 year-old Portuguese midfielder Jose Coelho who has a wealth of experience having trained with FC Porto, Inter Milan (Italy) and Benfica before playing for Penafiel,
Freamunde, Sheriff (Moldova), Fatima, Paços de Ferreira and latterly Felgueiras 1932 in the National Senior Championships. Other newcomers who have impressed are 25 year-old midfield Ousmane Baldé (ex.Tours, France), 24 year-old winger Januário (ex. Moncarapachense) and 22 yearold Italian defender Frederico Virga (ex.Folgore Caratese, Italy).
Ireland and scotland are coming!
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ickets for the much anticipated Euro2016 Qualifier at the Algarve Stadium, Faro on Friday 4th September between Gibraltar and the Republic of Ireland are now available online. Ticket prices are €27 and €32 and can be paid for and printed off online. Go to: www.gibraltarfa. com Tickets for the Scotland game on Sunday 11th October should be available later in August.
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Sport
Players paws for black cat
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lderly Walking Footballers dashed to the rescue of a fierce feline that had been entangled in a goalnet at the José Arcanjo Stadium, Olhão. The poor animal was stuck fast and had probably been there for some hours. The first attempt to rescue the feline only drew copious quantities of blood! Towels and some discarded foam building boards isolated the animal’s limbs whilst the group’s most expendable player went to work with scissors and soon had the distraught animal free to scurry off out of harms way. The cat was too young to join the over 50 years age group and in addition a ‘claws in the contract’ bans players with four legs!
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Footgolf gains more followers
icking a football around a golf course and getting it into a bigger hole is gaining more-and-more popularity. A record entry of thirty-one, including a number of children, converged on the Colina Verde Golf and Sports Complex, Maragota last month. The youngest competitor to complete the course was George Lythgoe who received a special award. The winning team of Christine Wright, Brian Caldwell, Kai Diprose and Jonathan Syed recorded an aggregate score of 182 (par 168). Jonathan Syed led the field with an impressive level par for the twelve hole course. Andy Powell, playing his first ever round of FootGolf, recorded a superb round of forty-four whilst Tanya Fox took the Ladies Individual Award with a round of fortyseven. The next FootGolf Challenge at Colina Verde will be on Wednesday 19th August. For further information: C h r i s t o p h e r. wright@hotmail. co.uk
RONALDOS BAR The food and entertainment venue! Drinks ∙ Bar Snacks ∙ Sunday lunch. Fantastic viewing terrace, private car parking. Forthcoming events: SUNDAY 16TH AUGUST SOUNDS OF SUMMER, THE BEACH BOYS, LIONEL RICHIE, AND MANY MORE, WITH DANNY MAVERICK PLUS 3 COURSE LUNCH FOR JUST 10€. CAN'T BE BEATEN!!! SUNDAY THE 13TH SEPTEMBER THE KING RETURNS, RIKKI RYAN THE ELVIS SHOW. PLUS 4 COURSE LUNCH ONLY 12€. BE QUICK!
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Opening times; Wednesday to Sunday 10 am - 9pm. tel 964 581 213 or 966 775 417, Only 5mins from Monte Rei Golf
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43
The right hand again!
This months article from Keith Ashdown, golf professional at Benamor golf.
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Right hand practice; Leran to use your right hand. Note: Left hand golfers practice with your left hand.
t is quite surprising how many golfers, who think they use their right hand too much, cannot in fact hit a decent shot at all with this hand alone on the club. I have tested this out with dozens of golfers. He usually thinks his right hand is responsible for doing too much work in the swing, and therefore causes all the poor shots. Over the years I have acquired a lot of knowledge of hand action and hand training. So many golfers think it is sufficient to perform an action which looks like the ideal golf swing, but when
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a golfer is made to hit balls with the right hand only he is quickly made aware of the weaknesses
Pro stats
of this part of the body, "golfingly speaking". If the right hand does not respond to the command from the brain to play a different role when it is asked, Name: Keith Ashdown Title: P.G.A. Resident professional then it simply means Pro since: 1964 it needs educating. It Born: Crowborough, Sussex, U.K. is as simple as that. Tournament History: I have come accross •Winner of more than 100 professional many players who find golf tournaments in Europe. •Represented G.B. and Ireland in the that after a full shot the P.G.A. Cup against the U.S.A. right hand has slipped. •16 Hole in ones (4 on par 4’s) So practice hitting right •Course record holder at Benamor, 65 (6 hand only shots to train under par), although has scored 60 strokes on 3 occasions (Not counted this hand to take the hit. as a course record as they were not Use a 6, 7, 8, 9 iron off a scored in a professional competition) low tee, and don't let go. •European tour player member 1968 - 82 Good Golfing, Keith •European seniors tour player/member 2003;2004;2005
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Free Classifieds P R O P E RT Y Property required for purchasing clients in the following areas; Moncarapacho, Tavira, Estoi and Sao Bras area for established real estate company Russell and Decoz, Lda. Telephone 289 792785 – email propertyrussell@mail.telepac.pt 23000 sqm building plot nice sea view incl architect plans etc. Tavira area £195000 call 917 267 333
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Chicken Luis To Lidl
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Tactix & Calisthenics classes, Casa do Povo Moncarapacho. Email for details khameleonpft@gmail.com YOGA & PILATES - contact Hazel on 91 307 5555 or email: hazel.devine@ntlworld.com for details Yoga lessons in Loule, November 7, 14, 21,28 From 6-7.30pm Donation. For more information contact Nadralionline@hotmail. co.uk 912696185 Scottish Country Dancing at the Casa do Povo Moncarapacho, Thursdays 5.30 ~ 7.30PM.Tel 289 791 998 or 914 798 833 or email mabstansb@iol.pt Painting for pleasure. Beginners onwards every Wed 10.30-12.30 Mesquita, Sao Bras T. 289 845 561
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