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OLHÃO · SÃO BRÁS · TAVIRA · ALCOUTIM · CASTRO MARIM · VILA REAL DE SANTO ANTÓNIO ISSUE NO. 128 AUGUST 2019
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PUBLISHER & DESIGNER Richard Bassett EDITOR Richard Bassett EDITORIAL CO-ORDINATORS Richard Bassett Snr. ADVERTISING Call 961 700 200 or email info@eastalgarvemag.com DISTRIBUTION 3,500 copies printed. All advertisers are issued copies for distribution, along with retail outlets. COVER PHOTO Richard Bassett. All rights reserved. Except for normal review purposes, no part of this magazine may be reproduced without the written permission of the publisher. Every care has been taken in the preparation of this magazine, but the contents are only meant as a guide to readers. The proprietors of this magazine are publishers not agents or sub agents of those who advertise therein. The publisher cannot be held liable for any loss suffered as a result of information gained from this publication
Unipessoal Lda
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Welcome...
...to your August issue. This month I write about my experience in the Gyrocopter pictured on the cover. Although it wasn't something I was particularly looking forward to, it turned out to be up there in my 'top five' favourite experiences I've had here in the Algarve. We also introduce Leonor who is both owner and driver of Personal Chauffeurs Algarve; the chorus group Bella Acapella and finally the Monte Rei Callaway fitting center. In the height of Summer visitors are always keen to take home a memento or two! We visited 'Aroma Loja', the perfect place for gifts and souvenirs of Tavira. All this along with our regular features. We hope you enjoy this issue and look forward to hearing your comments or suggestions. Please email us at info@eastalgarvemag.com
Richard Bassett Editor
www.eastalgarvemag.com
Contents
6 8 10 13 16 22 24 32 34
NEWS Local news. PETS Dog grooming. PLACES Mementos of Tavira.
PEOPLE Bella Acapella chorus group.
16 10
EXPERIENCES Out of this world. PROPERTY Topless in the Algarve. PROPERTY Property of the month.
PLACES Terra Verde.
36 38
TAVIRA Find our advertisers on the map of Tavira. PEOPLE Your personal Chauffeur.
GARDENING Flowers you can eat.
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www.eastalgarvemag.com
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FINANCE Finance news from Blevins Franks.
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FINANCE Finance news from Ricardo Chaves.
46 48
FINANCE Financial advice from deVere.
50 54
SPORT The latest from Chris Wright.
GOLF Monte Rei Callaway fitting center.
CLASSIFIEDS Grab a local bargain.
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News
Culatra properties legalised after 150 years
P Green light for Odeleite river beach
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project to construct a river beach with a nautical sports centre in Odeleite, Castro Marim, has received the “thumbs up” from the court of auditors and can now move forward. Construction of the beach will cost €600,000 – 70% of which will be covered by community funding – and is expected to begin this month and last another seven months. Castro Marim council says it is “excited about the project” as it will also include green areas, floating pools, cafés, picnic areas and parking in a total area covering 6,100sqm. One of the highlights will be the nautical centre which will include activities such as canoeing, sailing and sport fishing. Mayor Francisco Amaral says that the court of auditors’ decision is “important for the present and future of Odeleite’s population” as it will help bolster the local economy and help prevent desertification in the small rural village that is famous for its dragon-shaped river, once a viral sensation in China where it was shared by thousands of Chinese on social media. michael.bruxo@algarveresident.com
ortugal’s Environment Minister has announced the legalisation of 190 of 350 properties on the Ria Formosa island of Culatra whose owners had applied for permission. So far, only ten licences have been granted by the munificent Minister, João Matos Fernandes, who braved the island last Friday with the Minister of the Sea, Ana Paula Vitorino. Culatra residents now have their vital 'water resources licence,' which will be followed by the legalisation of their properties, after 150 years of technical illegality. The descendants of the original settlers will soon be able to rest easy now that Polis Litoral Ria Formosa will not bulldoze their properties. The dwellings will be granted 30 year licences, renewable, as long as the homes remain as first homes. The licences were delivered by the Ministers at a ceremony in Culatra, "These dwellings, which had existed for a long time - although they were in the Maritime Public Domain - had no title. What we did was, for clusters that have very relevant socioeconomic activity, to legalise the houses," explained João Matos Fernandes to a delighted home crowd, this election year. This was made possible by "a decision taken by the Government, which amended the Water Act. We want traditional activities to continue in protected areas." "This was a commitment of mine as a Minister,” added the normally evasive one.
Photo taken in Olhão wins The Sunday Times’ weekly photography competition
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photograph of the umbrellas that decorate one of the main streets of Olhão’s historic centre was the winner of the UK’s The Sunday Times latest weekly photography competition The Big Shot. It was taken by Mark Bishop who has received a £250 photographic voucher and made the shortlist for the competition’s main prizes, which include an 11-day holiday for two to Botswana.
The
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Mon closed. Tue 10-4pm. Wed 9.30-2.30pm. Thur 10-4pm. Fri 10-3pm. APPOINTMENT NOT ALWAYS NECESSARY 6
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Pets
Dog Grooming
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Frequently Asked Questions t the Spotted Dog we provide professional dog grooming and pet care services throughout the Eastern Algarve. Here is a brief summary the most frequently asked
questions . How much does it cost to have my dog groomed? All our prices are on our website at https:// www.thespotteddog.net/ A full groom for a small dog starts from €20. What’s involved in a groom? All dogs have different needs but typically they will receive a good brush through to remove dead hair, and then a bath in a shampoo suited to the dog’s coat and condition. After which they will be dried, followed by another brush and/or clipping. Nails and dew claws are trimmed, and ears and teeth are inspected. We also offer teeth cleaning. How long does it take? Anything from two to three and a half hours, depending on the breed and how comfortable the dog is being groomed. How often should my dog be groomed? All dogs are different and depending on breed, age and coat, we usually suggest they’re groomed every 6 weeks or so, but some will need more frequent and others less. How far in advance do I need to book? We usually ask at the end of the groom if you prefer to schedule another or wait and message us once your dog needs another groom. Either way is fine by us. If messaging, we usually need about a week’s notice. Will my dog be caged? Not unless you consider our living room and enclosed garden to be a cage! Your dog will
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be groomed in our purpose-built work unit and have regular breaks throughout, with the chance to have a little potter about and relax. Can I stay with my dog while they’re groomed? Yes, absolutely. You can stay for all or part of the groom. In fact, if your dog is visiting us for the first time, we usually ask that you do stay so we can all make sure your dog is comfortable. And if you’re especially good, we’ll even provide you with tea and biscuits! Why are you based at home? It keeps our costs (and fees) down and means we’re not under pressure to groom quickly. Instead we can take our time with each groom and make it a pleasurable experience for your furry friend. Could you collect (and return!) my dog? Yes, and we provide this as a free service within Tavira. Do you provide a mobile service? We do provide a mobile service, but only under the right circumstances. We usually won’t travel to groom just one dog as the travel time and associated costs can be problematic. Do you provide overnight dog boarding and day care? Yes, but only for one dog per night. That way, they’re very much treated as part of the family. As with our own two dogs, they literally have the run of the house and enjoy trips to the beach, local walks and even local restaurants. In recent months, we have only tended to board those dogs we groom and are therefore known to us. Do you have any testimonials? Many! Please see our website and Facebook page.
THE
Spotted DOG Providing professional dog grooming and pet care services in a relaxed and loving environment ● Dog grooming
● Clean and Tidy ● Teeth clean
● Dog walking ● Day care
City & Guilds qualified Located in Tavira and offering mobile services throughout the Eastern Algarve The Spotted Dog Tel: +351 281 324 576 +44 7568 190363 Email: Dominic@thespotteddog.net www.thespotteddog.net
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Art For Everyone Telephone 96 201 2111 www.taviradartes.com taviradartes@gmail.com Find us at Travessa Jacques Pessoa, 8, Tavira, 8800-374.
Ruy Barros Hairstyling & Beauty Salon Ladies & Gents
OUTDOOR YOGA YOGA BRUNCH
Wednesdays at Casa di Carlo e Franco Restaurant at Quatro Aguas, Tavira 9.30am-12am Includes 1 hour class infront of the river and a healthy brunch buffet
YOGA SUNSET
Wednesdays and Fridays at Cabanas Beach 6pm -9pm Includes boat ticket, 1 hour class, drinks and Tapas
Facebook: y.a.m shala Instagram: @y.a.m.shala Telephone: 966 038 379 Address: Av. Dr. Eduardo Mansinho 26, 8800 301, Tavira
www.yamshala.com
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Welcome to our new space in the centre of Tavira! With a professional and friendly service. Cut, colouring, perming, hair extensions, hairstyling, hair treatments, massages, face/body treatments, make up artist, epilation, laser, lash extensions, gel nails, nail art, gel polish and much more. MON - SAT 09.00H - 19.00H All year Travessa Zacarias Guerreiro No16, Tavira Tel +351 281 023 636 Mob +351 964 888 810 or 913 999 906 Email: rbcabeleireiros@gmail.com Rui Barros Cabeleireiros e Estetica
MAKE - UP
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Av. Zeca Afonso Lote 11 RDE 8800 Tavira Lat: 37.131739 | Lon: -7.641839
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ORGANIC & 100% N AT U R A L C O S M E T I C S
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MEMENTOS OF
T
he gift of giving with all things small and large for the home or that special occasion will be found at Aroma loja in the centre of the beautifully, historic Tavira. Ivone Ramos Domingues is the entrepreneur, from the town whose family of retailers have traveled and lived in many countries such as France, Spain and Angola. Born in the majestic town of Tavira, from a young age Ivone learnt how to deal with all sorts of goods
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and importantly the public. Her endearing personality and enthusiasm for traveling brought about the birth of her own company in 1992 with 5 shops in Tavira, 19 stores in the Alentejo, and main warehouse located in Sines. Always in search of good quality and prices the Aroma brand brings crockery sold by the kilo as well as Artisan gifts for the home and garden. The best factories are chosen and Ivone insists the goofy shops are stocked with as much as possible which is bought
or made in Portugal. Quality workmanship and excellent prices with a hugely diverse selection of mementos Visitors can bring back that special gift, with larger items which are beautifully functional to decorate your home, or a quirky must have piece for a birthday or special occasion. Ivone’s motto is “buy well to sell better” and her company is “much more than just one person, it’s a whole chain of people from the suppliers to the people who work with me, I
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Places
TAVIRA With a huge selection of gifts, mementos and traditional Portuguese ware, Aroma Loja is your one stop shop to ensure a visit to Tavira is remembered am very grateful to them all. Choose a job you like and you will not have to work a day in your life�. Expect a warm welcome and a superb choice from Aroma lojas, the business is a lifetime dedicated to buying and selling artisan goods and has pieces with details that will make a difference to any table, adorn and brighten the home and garden, or just a fun item to remind you of the magic of that Tavira holiday. Gifts can be shipped upon reuest. Contacts: see Facebook 'Aroma lojas' Telephone: 964 304 622 New website available soon See map on page 34 for locations.
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WE
BUY
YOUR ...
Telephone: 925 345 884 Address: Rua Poeta Emiliano Da Costa 8800 357, Tavira. Email: Lapetitefrance.tavira@gmail.com Facebook: La Petite France. Open: Tues till Sat 12.00-15.00 & 19.00-23.00. Closed Sun & Mon
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» Antiques » Collectables » Garden Ornaments » Architectural Salvage » Furniture Contact Mark on
914 774 438
A mix of cafeteria, bakery and pastelaria, where the concept is to join different styles and eating habits in the same space. Specialsing in Paleo foods
Address: Rua da Liberdade n26, Tavira Facebook: 'À da Marta' Telephone: 00351 962 480 768 Email: adamartatavira@outlook.pt Open: Everyday 8am till 7pm Saturday 9am till 3pm, Closed Sunday
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Bella Acapella The acapella chorus meet weekly beacause "Singing in a chorus makes you happy!"
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very Tuesday evening, 20-25 people from the East & Central Algarve come together in Moncarapacho and enjoy an evening of singing and friendship. It is hard work but also great fun. Their conductor Rob Does is not easily satisfied and he pushes everyone to achieve the best possible result. Together they sing various popular songs from Elvis Presley, Beach Boys, Bruno Mars, Billy Joel and Van Morrison amongst other ballad and up-tempo popular songs. Bella Acapella is a mixed international acapella chorus that sings vocal barbershop arrangements. Barbershop harmony is sung in four parts without accompaniment. Most members live in the Algarve and most originate from England, Ireland, Germany, France and the Netherlands, although during rehearsals the common language is English. Bella Acapella has performed numerous concerts and ‘sings outs’ and always receives an enthusiastic reaction from the audience. All songs are sung “Off by Heart” without sheet music. This often creates a magical atmosphere where conductor and chorus craft a fascinating blend of music with some ringing four part chords! Interested? - See Bella Acapella ‘LIVE’ on Saturday 5th October Igreja Nossa Senhora do Carmo in Tavira at 6pm and Saturday 26th October -at the Herdade da Corte in Santa Catarina. This performance includes a dinner within the ticket price and was sold out last year! The chorus loves meeting every Tuesday to further friendships and perform great music. If you love to sing, then come and discover their enthusiasm, visiting the rehearsals is the best way to discover about who they are and what they do. The chorus is always interested in adding new members with the new season starting on Tuesday 27th August. You are most welcome to this ‘open’ rehearsal at the Casa de Misericordia on the Rua Gabriel Mendonça in Moncarapacho. Want to know more? Call our chairperson Patricia Nascimento (913 509 801) or Musical Director Rob Does (912 057 305) who will be very happy to help. Or visit www.bellaacapella.pt.
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AN
INVITATION TO AN
INTERACTIVE
STUDY For 12 PEOPLE From the
MOUTH of the MESSIAH THE SERMON ON THE
MOUNT
Prayers for healing, Like Jesus. Tavira Christian Centre Thursday 6pm Phone Beth 966807604
“One of the most sublime utterances that any being has ever spoken on this earth.” Malcolm Muggeridge
Malcolm Muggeridge
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Personal Chauffeurs Algarve
We provide friendly and professional door to door Airport, Bus and Train Station Transfers to and from anywhere in the Algarve.
SUMMER SPA PACKAGE
3 for €45
We provide friendly and professional door to door Airport, Bus and Train Station » Relaxing Back, Neck Other services include Transfers to and from anywhere in the Algarve. Other services include Weddings, Shoulder Massage Weddings, Tours and Golf Tours and Golf transfers. Buses available for large groups. Advanced booking required.
transfers. Buses available for large groups. Leonor: (00351) 910 799 669 Advanced booking required.
booking@personalchauffeursalgarve.com Leonor:
(00351) 910 799 669
www.facebook.com/personalchauffeursalgarve
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For your brows only.com Tel 910 944 437
Email: “We’ll take you there” booking@personalchauffeursalgarve.com
facebook: personalchauffeursalgarve www.personalchauffeursalgarve.com
“We’ll take you there”
and
» Hydrating Facial » Luxury Manicure » Luxury Pedicure » Relaxing Foot and Ankle Massage Situated down the avenue from Tavira train station in the square. I look forward to seeing you...
Tel; 919 630 255 elle_dayspa@hotmail.com
LAGAR
Galeria
SANTA CATARINA Olive oil made from the olive trees owned by the local residents and farmers of the East Algarve region. Olives are processed at the Mill (lagar) in Santa Catarina, Tavira, where the highest quality oil is produced.
Art gallery focussing on painting, sculpture, ceramics and jewellery by local artists.
T: (+351) 918 973 438 (En, Fr) 960 344 658 (Pt, Fr, En, Es) 15 Travessa Zacarias Guerreiro 8800-740 Tavira
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Contact Lagar Santa Catarina to find your nearest stockist. Rua Dr. Almeida Carrapato, nº 25 8800-166 Santa Catarina da Fonte do Bispo, Tavira – Algarve renato@lagarsantacatarina.pt TEL 966 781 094 / 281 971 122 WWW.LAGARSANTACATARINA.PT
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Working closely with a skilled team of printers in Rajasthan to collaboratively produce exclusive collections of hand-block printed fabrics, Kozii promotes a synergy between design, development and sustainability, inspiring both good business practices and the revitalization of traditional skills.
Kozii is known for displaying collections of garments that adapt easily to different silhouettes, providing as much comfort as a second skin and creating an identity which is never under or overdressed. Do visit their Tavira and Praia Verde shops, or their brand new online shop from wherever you are.
KOZIISHOP.COM www.eastaalgarvemag.com
TAVIRA I PRAIA VERDE
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Out of this World Read about my experience in the Gyrocopter flying over the East Algarve with Sky Xpedition; definitely one for your 'bucket list'!
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Experiences
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Experiences
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o be quite honest, the thought of flying over the Algarve in a flimsy plastic machine, being buffeted around by the wind and losing the fillings in my teeth due to vibration, didn't fill me with enthusiasm. But duty called and I felt that my readers should know what the annoying little aircraft spoiling my concentration on the first par 5 at Benamor Golf was all about. How wrong could I have been? Pedro, owner and pilot of Sky Xpedition was totally professional from start to finish! From the pre-flight check around the precision made Gyrocopter, the in-flight communication to the smooth take-off and landing, he was the perfect pilot and guide. The machine itself is a work of art! State of the art Carbon fibre, beatifully machined parts and a powerful 2.2 litre turbo boxer engine. Once I was strapped in and given brief instructions on how to use the voice activated headset, we were soon in the air. No vibration, no buffetting, nearly all the sound was cut out by the headset, just the clear comforting voice of my own private pilot Pedro. Why so smooth? It's a 'Gyro' Copter! The Gyro keeps the aircraft totally stable! As we soared into the beautiful blue sky, the land beneath, us which I've travelled many times, takes on a new dimention. The colours of the salt pans looked like an artists paint palette, the colours of the sea blending into the sand from deep blue, to turquoise and eventually yellow, creating wonderful curves and shapes, all with the glistening highights of the sun's reflections... mother nature at her finest. My half an hour trip took me from Monte Gordo all the way to my home town of Tavira and back. Communication with Pedro was informal and informative. Our flight path was flexible and I was able to see all the places I wanted to, I could even see the people on the first par 5 at Benamor Golf, I smiled and waved. We returned to Monte Gordo, and as we landed I thanked Pedro for a wonderful experience. I told him he had the best job in the world, not only for being a pilot, but for being able to give people a truly wonderful experience. I felt emotional and very grateful. For more information see contact details below, and don't forget to say Hi to Pedro from me; Richard from the East Algarve Magazine. Tel: 919 445 868 Web: www.skyxpedition.com Facebook: SkyXpedition
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Health
The joy of swimming A great way to keep fit and stay healthy
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wimming is something that most of us enjoy and as an Olympic sport, it’s in the top ten at number eight, but for the majority of us as well as fun, swimming is a great way to keep fit and stay healthy and most Câmara Municipal’s have at least one 25 metre pool at a reasonable cost per swim. It is a healthy activity that you can continue for a lifetime as an exercise that has many physical and mental health benefits. Recreational swimming is for people of all ages and can provide either a gentle or vigorous workout; you decide on how, with the commonly used swimming styles of breaststroke, backstroke, side stroke and freestyle or butterfly for the very fit! It is a great way to exercise because you move your
whole body against the resistance of the water and is a good all-round low impact activity as the buoyancy of the water dramatically reduces stress on your joints, it builds endurance, tones and increases muscle strength and cardiovascular fitness, helps maintain a healthy weight, heart and lungs (just imagine the smile on your doctors face), and as nearly all of your muscles are used during swimming it provides a total body workout and as my wife says it gives her time to think away from the hubbub of daily life (and me). Here in the Algarve swimming pools abound and many apartments and houses have one either private or shared but their size does not normally facilitate serious exercise swimming and in the winter months between November to February
when the temperatures range from 9 to 16 degrees C outdoor swimming is not a comfortable activity unless the pool is heated, you wear a triathlon wet suit or you are related to a seal! Help is at hand however for home use in the form of a swim spa, these units are easily installed onto a suitably sized terrace or patio, require no licence and do not incur any tax, they are heated for all year round use with an integrated safety / thermal cover and some models incorporate a separately heated spa too! The best insulated swim spas are much more energy efficient than any swimming pool as they have an advanced insulation system that traps and regenerates heat to the water during cold weather keeping running costs down. Gavin at Algarve Hot Tubs
Yo u r S p e c a l i s t f o r H o t Tu b s i n t h e A l g a r v e
www.algarvehottubs.com - (00351) 968 386 896 - gavin@algarvehottubs.com
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Property
Topless in the Algarve By Robert Bijker Director, Land & Houses Algarve – Yellow Homes
PROPERTY MANAGEMENT ALGARVEAN COTTAGES
V I LLAS
H A P P Y H O M E S A L G A RV E A PA RT M E N T S
TOWNHOUSES
QU INTAS
Happy Homes Algarve is currently looking for additional good quality rental Villas and Apartments to offer to our customers for next season. If you have a property to let, please contact us for more details'
Confused about the new rental law? Contact us for specialist advice. C o n t a c t us t o d a y : 2 81 32 0 28 3
h a p p y h o m e s l d a. R u a D r. P a r r e i r a 1 3 7 next to Barclays Bank 8 8 0 0 - 3 46 T a v i r a
www.portugal-accommodation.com
REAL ESTATE G O L F P R O P E RT I E S
L A N D & H O U S E S A L G A RV E VILLAS
A PA RT M E N T S
T O W N H OU SE S
PLOTS
LHV - 1062
Covering the whole of the Algarve as independant real estate agents, we can provide you with unbiased advice when you decide to purchase a property and can introduce you to a wide choice of reputable mortgage banks, architects, lawyers, builders, chartered surveyors and interior designers. We have been in business for over 16 years, finding the right property for countless satisfied clients. We currently have over 900 properties available online and would be very pleased to help you find your ideal home.
If you are the owner of a good quality property and wish to sell, please contact us to arr ange an appoin tment TA VI RA
R u a J o sé P i r es P a d i n ha 1 7 8 880 0 - 3 5 4 T av i r a
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C o n t a c t us t o d a y : 2 81 32 0 28 1
www.l a n d a n d h ous es a lga r v e. c om
V I L A MO U R A
N 1 2 5 , B e n f a r r a s , B o l i q u e i me 81 0 0 - 0 6 8 B o l i q ue i m e
I
n the months of July and August the number of people heading south for a long overdue holiday reaches a peak, creating a vibrant ambiance in many towns. These months are usually packed with festivals and activities, but many locals prefer the months of June and September as the weather is just as good but you do not have to wait in line for a table at your favourite restaurant. What also has been heading south are interest rates. Since the beginning of the year the outlook for economic activity in Europe has seen several downward revisions on the back of uncertainty of trade wars and Brexit. In our annual outlook (see December issue 2018 or website L&H) we expected headwinds to come. However, we have not seen bond markets adjusting this quick to the new reality any time before, with a record number of countries now boasting negative yields on 10 year government bonds. (Germany -0.29%, The Netherlands – 0.17%, France –0,04%, Switzerland -0.63%, Japan – 0.13%, Denmark – 0.24%, Finland –0.05%, Austria -0,03%). And it may get worse. Global manufacturing indices are now at their lowest level since June 2012, indicating a deepening slump. The Fed and the ECB have indicated that they will respond quickly to a slowdown of the economy by lowering interest rates. The latter also hinted at a new round of quantitative easing (QE), a process of the central bank buying bonds driving up bond prices leading to lower, and in many cases, negative yields. There is no doubt that this is distorting markets. How else can one explain that in light to a slowdown of economic activity (or maybe at the eve of a recession) various equity markets are near their previous peak or are making new all-time highs? One should not fight the central banks actions, as various hedge fund managers found out at their own peril. Markets can stay irrational for much longer than you can stay solvent. Just like climate change leads to extreme weather conditions, central bank action (QE) leads to extreme valuations in financial assets. As both seem to be with us for the foreseeable future, we will have to find a
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way to deal with it. Tina has also headed south with renewed energy and property on her mind. Tina, as in 'There Is No Alternative', finds property an attractive alternative to bonds and equities. Property is relatively easy to understand and if rented out provides a decent return versus a saving account or bonds (exotics not included, as their risk profile makes them unsuitable for the average investor). In addition it offers you the possibility to spend your holiday in your own investment property. Overall the property market remains overall in good condition, just less buoyant than in 2018. There is good demand for property as long as the price is right. With rental yields of around 4% there are still good investments opportunities to be found. Some properties are more suitable for letting than others. It depends on location, proximity to an international airport, outdoor space and having a (communal) pool or not just to name a few. Moreover, if the property you are interested in purchasing is overvalued, you will struggle to make a decent return on investment. Most of our consultants have been living in the Algarve for almost 20 years and have been through various property cycles. As such they are ideally positioned to give you unbiased advice and help you find the right property according to
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your requirements. Tina is also a great fan of topless. Over the years we are seeing an increasing number of cabriolets in the Algarve. This in combination with an ever increasing number of retirees choosing to live permanently in the Algarve (with or without NHR) lead some locals to conclude that the Algarve is more and more becoming the Florida of Europe. Regular readers may have noticed a more leisurely style of writing than usual, as we are in summer and the author is also looking forward to having a holiday. Our special thanks goes to the Fed and the ECB. Without their QE programs the financial markets would be a lot more rational but life would definitely be less pleasant. We hope that you will have a wonderful holiday in the Algarve. Robert Bijker Director Land & Houses Algarve – Yellow Homes www.landandhousesalgarve.com www. landandhousesalgarve.de Tavira Office Rua Dr. José Pires Padinha 178 8800 - 354 Tavira Tel: 281 320 281 Fax: 281 321 901 (AMI – 6232) Vilamoura Office EN 125, Benfarras Boliqueime 8100 - 068 Boliqueime Tel: 289 301 294 Fax: 289 301 439
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As an advertiser you automatically become a distributer, and will be provided with a number of copies to issue to your customers.
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Property
4 Bed Villa with a covered, heated Pool and beautiful country views. Sitting in 2.160m² of irrigated gardens and land.
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Property of the month
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Spacious 4 bedroom villa with a slightly quirky edge. Ideal property for holidays or permanent living with covered and heated pool, under floor heating and air conditioning - all bedrooms have en-suite facilities. Good quite location with some sea views!
RUSSELL & DECOZ REAL ESTATE Tel: 00351 289 792 785 Mobile 963 085 580 Email: sales@russell-decoz.com
* Alarm * Mains water * 220V electricity * boiler for hot water * private drainage * telephone line near * double glazing * under floor heating * a/c * Fitted & equipped kitchen * fitted wardrobes * 9m x 4.5m pool * sun terraces * Mature & irrigated gardens with lawn, palm trees & shrubs * roof terrace with superb views * storage/laundry room * completely fenced * entrance gates * cobblestone driveway * Very comfortable. REF:-1869V LOCATION:- Moncarapacho PRICE:ENERGY CERT:- D
€600,000
www.russell-decoz.com AMI License nº 870 - Member of APEMIP nº 1178 Av. Maria Lizarda Palermo 43a, 8700 - 081 Moncarapacho, Algarve, Portugal
PROPERTY REQUIRED: Moncarapacho, São Brás, Estoi, to Tavira area, please call or mail. www.eastalgarvemag.com
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Property Company AMI 7673 Office: Tel/Fax 281 952 820 Mobile: 00351 911 041 862 Casa Anibal R/C loja B, Estrada da Manta Rota 8900-038 Vila Nova de Cacela
SALES: www.algarvemantaproperties.com RENTALS: www.algarvemanta.pt EMAIL: sarah@algarvemanta.pt
EXCLUSIVE TO ALGARVE MANTA PROPERTIES!!
VILLA MANTA ROTA €245.000
IMPORTERS / DISTRIBUTORS after sales services, repairs and maintenance
info@agabras.com 917812155 Rua Boaventura Passos, Nº 18 R/c 8150-121 São Brás de Alportel
Ref: 2502 • Close walking to beach • Ground floor bedroom and shower room • Two other bedrooms on the first floor • Family bathroom • Air conditioning • Sold fully furnished • Front and rear patio • Great for potential rentals
APARTMENT DUPLEX VILA REAL DE STºANTONIO €122.000 Ref: 2462
• Closed box garage • Very close to river (lovely view) • Sold fully furnished • Ground level living room • Equipped kitchen • 3 Beds in basement (2 with windows) • Great location close to all facilities • Close to road to beach access
Contact Smartamoves: Mobile +351 915 744 005 Office +351 281 027 082 Email: geral@smartamoves.pt
Rua Maria Helena Vieira da Silva 15-D Mato Santo Espirito 8800-601 Tavira
APARTMENTS WITH PRIVATE SWIMMING POOL & PARKING
3 BEDROOM TOWNHOUSE WITH SWIMMING POOL
MODERN 1 BEDROOM APARTMENT WITH PRIVATE ROOF TERRACE
With modern, minimalist and elegant architectural lines, the Siesta is located in Vale do Caranguejo, a 5-minute drive from the historic center of Tavira and 8 minutes from Cabanas. Apartments comprise 1, 2 and 3 bedrooms, with private space measuring between 67m2 and 145m2.All have exterior garden or terrace areas with dimensions varying (from 60m2 to 312m2), including private pool and outdoor kitchen. The building has 4 floors, private outdoor parking and from the top floors there is a wonderful view over the Ria Formosa, the Island of Tavira and the historic center of Tavira
Spacious townhouse in Quinta da Pégada with a large roof terrace with sea views, garage and a pool. Located on the outskirts of Tavira center, in walking distance to all amenities. Spacious living room, fully equipped kitchen with access to various terraces, a small bedroom or office space plus a bathroom with shower on the ground floor. On the 1st floor the master bedroom has a private bathroom, walk-in closet and fitted wardrobes. 2 further bedrooms with shared bathroom. On the 2nd floor there is a large terrace with sea view. Garage with generous parking and storage space.
Spacious 1 bedroom apartment on the residential area of Mato Santo Espírito, with a private roof terrace (including BBQ, Jacuzzi and seating area) and a shared swimming pool. This apartment has a master bedroom with a built in wardrobes accompanied by the main family bathroom. The kitchen is a good size (fully equipped) with storage space. The property has an elevator, double glazing, security shutters and mosquito nets. There is also underground parking, which can be accessed directly from the lift.
€182.500 - €420.000
€399.000
€175.000
UK clients please see www.portugalpropertymgmt.com or call+44 (0)121 769 0455
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AMI 8799
LwL Properties.com, Nº40a, Rua 1º de Maio, 8800-360 Tavira Office: 00351 281 327 656, Voip: 02070999193 Email: info@lwlproperties.com Web: www.lwlproperties.com
Three Bedroom Villa with Pool and Sea Views – Luz de Tavira, 230.000€ Ref: 2544800
Beautiful traditional style cottage in the countryside just outside of Luz de Tavira. Private, but not isolated, with other properties nearby. Small garden, plunge pool and several outdoor terraces with country and distant sea views. Luz de Tavira is only a few mins drive and Tavira is only a t10 minute drive. Barril and Tavira beaches are only 10 minutes away. Ideal holiday or permanent home.
Modern Three Bedroom Townhouse on Resort with Swimming Pool Cabanas de Tavira, 295.000€
LUZ DE TAVIRA
Ref: 4766028 Spacious fully equipped townhouse situated within a lovely coastal resort, less than 1km from the waterfront of Cabanas de Tavira, modern and built to a high standard. The resort benefits from a restaurant, cafe’s, a pub, two pools, landscaped gardens, and lots more. Located at the quieter end of the resort, this property is ideal for full time living, a holiday home or as an investment rental property.
Two Bedroom Townhouse on Resort with Swimming Pool – Tavira, 269.000€ Ref: 4779796
This spacious fully equipped townhouse is situated within a lovely coastal resort, just a short walk to the centre of Tavira, and the island taxi boats. The resort benefits from a restaurant, cafe’s, two swimming pools, landscaped gardens, and lots more. This property is ideal for a holiday home or as an investment rental property.
TAVIRA
MAIN OFFICE – (Waterfront) Ava Ria Formosa, Centro Comercial Loja 2, 8800-591 Cabanas de Tavira TEL: 281-370277 Mobile: 91 7212498 OFFICE – E.N.125, Cevadeiras, 8900-024 Vila Nova de Cacela TEL: 281-951165 Mobile: 91 2177055 LICENÇA No 504-AMI
EMAIL geral@estealgarve.net WEBSITE www.estealgarve.net
3 BED. SEMI-DETACHED VILLA W/ GARDEN (343M2) - NEIGH. VILA NOVA DE CACELA - Situated approx. 2 kms from beach and all amenities. The villa has 2 floors with a total area of 189m2 and very nice garden . ***ENERGY CLASS -D €298.000
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CABANAS
Algarve roof & property renovations From leaks to roofs and balconies, to complete renewals. Guttering supplied and fitted, flat roofs specialists and complete property renovations insode or out; All maintenance work, painting, jetwash service etc. Call Jason Tel: 960 136 445 or 281 324 602 jasonash1970@gmail.com
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GOLF MEMBERSHIPS 2019 I 2020
GOLD MEMBERSHIP INDIVIDUAL
1500€
12 MONTHS
GOLD MEMBERSHIP INDIVIDUAL 6 MONTHS Package includes free golf, 50 ran-
800€
SEASON MEMBERSHIP 330€ 3 MONTHS FLEXIBLE
BUGGY SHARED PACKAGE
Package includes green fee at 30€
12 MONTHS
18 holes and 21€ 9 holes, 25%
FOR 1 PAX
discount on buggys & 2 guests at 50% discount based on the public
BUGGY PACKAGE
rate, (rack rate).
guests playing with the member
SPECIAL JUNIOR MEMBERSHIP
get 50% discount on the public
12 MONTHS
rate, (rack rate). With CNIG card
Free golf and 50 range balls per
included.
day. Until 18 years old.
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900€ 300€
6 MONTHS
ge balls per day, use of the gym, 25% discount on the buggies,
550€
750€
FOR 1 PAX
400€
Sítio do Lavajinho, 8950-190 Castro Marim // Tel.: +351 281 510 340 /
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The privileged location of our Club House, where the restaurant is situated, offer magnificent views over the Guadiana River and Bay of Monte Gordo. Our restaurant is open all year round. Non golfers are welcomed. We also have a large room for private or business events.
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ok.com/CastroMarimGolfeCountryClub
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// E-mail: golfe@castromarimgolfe.com // www.castromarimresort.com
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A localização privilegiada do nosso Club House, onde está situado o restaurante, oferece magníficas vistas sobre o rio Guadiana e a Baía de Monte Gordo. O nosso restaurante encontra-se aberto todo o ano a todos os públicos. Dispomos ainda de sala ampla para eventos particulares ou empresariais.
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Algarve's trusted builder
Pool cover specialists Factory direct
email: info@norberto-marum.com www.norbertopools.com.pt Tlm: 916 982 085 / 919 974 966
email: info@aquapura.com.pt www.aquapura.com.pt Tlm: 918 143 491 / 967 025 157
BIG PINK PAINT SHOP 281 010 907
932 858 818
CAR/BIKE - PAINT AND REPAIRS CHROME - SPRAY SPECIALISTS New Spray shop in Tavira, opposite the Gran Plaza. Accident repair Service • Engine clean • Exhaust dpf for emissisions • Computorised colour match paint.
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Old townhouse with land located Riverside Walking distance to town! Covered area of 91 m2. Uncovered area of 515 m2. Total area of 606 m2. 260.000€
A FINE SELECTION OF PROPERTIES FROM ALL PRICE RANGES.
DO YOU WANT TO SELL YOUR PROPERTY? Call us today on 927617131 or email us at info@pattersonproperties.pt WWW.PATTERSONPROPERTIES.PT
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4 bedroom villa with pool Brand new villa with 4 beds, 5 baths! Basement with garage 1000sqm land. Located in Morenos 15km drive to Tavira 550.000€
ALGAR VILA, Lda Since 1986 (AMI 431) Travessa das Cunhas, nº 29, 8800-372 Tavira, Faro (+351) 281 324 115 Tlm. 00351 963 660 971 Email: geral@algarvila.com www.algarvila.com
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Estrada das 4 รกguas, Kiosk No. 1, Tavira Tel. 926 523 775 281 405 538 email: terraverde.tavira @gmail.com See Facebook: 'Terra Verde Champagne & Cocktail'
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om
Tavira Castle
Cara's Salon
Thai Massage
Ruy Barros
Elle Salon
13 Artesis Galleria
1 La Baguette
7 ibelle
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S
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7 Terra Verde
6 To A Casa di
Carlo e Franco (Quatro Aguas)
Paint Shop (Oppostite the Gran Plaza)
6 To The Big Pink
7 To Y.A.M, Shala
(Oppostite the Municipal Swimming pool)
5 To Modern Feel
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R. Silva Domingues Av. D o
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BARS & CAFES 1 La Baguette 2 Somewhere Else (Daves Bar)
PLACES TO VISIT 1 Casas das Portas 2 Casas das Portas 3 Kozii store 4 Kozii store 5 Tavira D'Artes 6 Blossom 7 Ibelle 8 Aroma Ceramica 9 Aroma Ceramica 10 Aroma loja 11 Aroma loja 12 Aroma loja 13 Artesis Galeria
SERVICES 1 A.F.M. Accountants 2 Ibex Insurance 3 Rui Horta Lawyer 4 Maria Luisa Cabeçudo Solicitor 5 Casa Serviço 6 Big Pink Paint Shop
HEALTH & BEAUTY 1 Elle 2 Rui Barros 3 Thai Massage Expert 4 Buaka O Tavira 5 Modern Feel 6 Cara's Salon Y.A.M. Shala
REAL ESTATE 1 Land and Houses 2 LWL 3 Fastighetsbyrån 4 Proluna 5 Algar Vila
RESTAURANTS 1 Abstracto 2 La Petite France 3 Terraze 4 Copos and Petiscos 5 Mediterraneus 6 A Casa di Carlo e Franco 7 Terra Verde
Community
a R. d
eira s Fr s
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B I S T R O T AV I R A Tel: Chuttcha +351 924 289 594 Vorakorn +351 925 431 636 Facebook: Thai Massage Expert
• Foot Massage (Reflexology) • Oil Massage • Traditional Thai Massage • Therapeutic Massage for Pain Relief • Sport Massage (Deep Tissue) Av Dr. Mateus Teixeira de Azevado TAVIRA, 8800-379 Loja No 24 From the station walk down to center
Specialized in Property Management and Holiday Lettings in the Eastern Algarve. Our office is in Tavira, where we have been based since 1989. Rua Almirante Cândido dos Reis, 142 8800-318 Tavira www.casaservico.com Office hours: Monday to Friday – 09:00 until 13:00
Telephone 281 326 744, Rua João Vaz Corte Real 43, 8800 351, Tavira Open 12h00 till 23h00, Sundays from 18h00 Closed Monday's. See Facebook 'Mediterraneus' Land line: 00 351 281 321 764
Mobile: 00 351 96 26 19 022
♦Draught Guinness ♦Coors Light ♦Large selection of ciders ♦Hot & cold food served all day ♦Fun friendly atmosphere for all the family ♦Sky sports & BT sports ♦3pm Premiership kick offs Rua Almirante Candido dos Reis. Tel 926 763 653.
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P
ersonal Chauffeurs Algarve offer a friendly and cost effective service to both individual and corporate clients. Based in Sào Bras D’Alportel, near Tavira they ensure all clients are delivered to their destination in safety and comfort with owner and driver Leonor. Born in Faro, Leonor moved to New York at a very young age where she then brought up her family and ran a successful haulage company that covered the whole East Coast. She returned to the East Algarve to be with her late parents and worked for many years for Gary and Janine Beglin who founded VIP Chauffeurs Algarve in 2008. A huge success story, they sold their business in 2016 going from one car to nine operating vehicles and this experience inspired Leonor to start her own company. Leonor loves her job and is now already providing a professional service with four immaculate vehicles ranging from four to eight seaters and with a 24 hour, 7 day a week service for shorter or long distance journeys airport or general touring service. Fully licensed and insured, Personal Chauffeurs Algarve will get you there relaxed and refreshed. Your booking will be confirmed so that you can relax and en route you can take in the scenery or keep in touch with on board WiFi when Leonor is the driver. Leonor prides herself on excellent customer satisfaction and with fares for example, Faro airport to Tavira, 40€, and the eight seater just 45€, it is competitive, personal and professional. She is currently restoring a classic American Ford Granada and plans to offer this, as well as the current prestigious vehicles for weddings and special occasions. Already with an international client base Leonor is delighted that she has many returning customers valuing the safe and personal, door to door service. Other services include Weddings, Tours, Golf transfers as well as coaches for larger groups. Advanced booking is required. We wish Leonor much continued success. Leonor, 00351 910 799 669 Email, booking@personalchauffeursalgarve.com Facebook, personal chauffeurs algarve Website www.personalchauffeursalgarve.com
Restaurante
Abstracto Traditional Portuguese Cousine
Rua Dr. Antonio Cabrera, 34 8800-344, tavira Tel 937 037 712 restaurante.abstracto@gmail.com Gardens
Square
Rio Gilao
Roman Bridge
Restaurante Abstracto
Restaurant.Abstracto.Tavira
Bishops Square
Restaurante
Abstracto Delicious Monkfish and shrimp kebab, light and fresh, perfect for a summer evening meal.
Eating flowers is now fashionable
Flowers you can eat! T
he culinary use of flowers dates back thousands of years to the Chinese, Greek and Romans. Many cultures use flowers in their traditional cooking–think of squash blossoms in Italian food and rose petals in Indian food. Adding flowers to your food can be a nice way to add colour, flavour, and a little whimsy. Some are spicy, and some herbaceous, while others are floral and fragrant. The range is pretty surprising. It’s not uncommon to see flower petals used in salads, teas, and as garnish for desserts, but they inspire creative uses as well–roll spicy ones (like chive blossoms) into handmade pasta dough, incorporate floral ones into homemade ice cream, pickle flower buds (like nasturtium) to
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make ersatz capers, use them to make a floral simple syrup for use in lemonade or cocktails. You can stuff gladiolus with squash blossoms–a little out-there, I know. So many possibilities… Eating Flowers Safely. So As lovely as eating flowers can be, it can also be a little…deadly! Not to scare you off or anything. Follow these tips for eating flowers safely. Eat flowers you know to be consumable– if you are uncertain, consult a reference book on edible flowers and plants. Eat flowers you have grown yourself, or know to be safe for consumption. Flowers from the florist or nursery have probably been treated with pesticide or other chemicals. Do not eat roadside flowers or those picked in public parks. Both may have
been treated with pesticide or herbicide, and roadside flowers may be polluted by car exhaust Eat just the petals, and remove pistils and stamens before eating. If you suffer from allergies, introduce edible flowers gradually, as they may exacerbate allergies. To keep flowers fresh, place them on moist paper towels and refrigerate in an airtight container. Some will last up to 10 days this way. Ice water can revitalize limp flowers. Allium All blossoms from the allium family (leeks, chives, garlic, garlic chives) are edible and flavourful! Flavours run the gamut from delicate leek to robust garlic. Every part of these plants is edible. Angelica Depending on the variety, flowers range from pale lavender-blue
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Gardens
to deep rose and have a liquorice-like flavour. Anise Hyssop Both flowers and leaves have a subtle anise or liquorice flavour. Arugula Blossoms are small with dark centres and with a peppery flavour much like the leaves. They range in colour from white to yellow with dark purple streaks. Bachelor’s Button Grassy in flavour, the petals are edible but avoid the bitter calyx. Basil Blossoms come in a variety of colours, from white to pink to lavender; flavour is similar to the leaves, but milder. Bee Balm The red flowers have a minty flavour. Borage Blossoms are a lovely blue hue and taste like cucumber! Calendula / Marigold A great flower for eating, calendula blossoms are peppery,
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tangy, and spicy–and their vibrant golden colour adds dash to any dish. Carnations / Dianthus Petals are sweet, once trimmed away from the base. The blossoms taste like their sweet, perfumed aroma. Chamomile Small and daisy like, the flowers have a sweet flavour and are often used in tea. Ragweed sufferers may be allergic to chamomile. Chervil Delicate blossoms and flavour, which is anise-tinged. Chicory Mildly bitter earthiness of chicory is evident in the petals and buds, which can be pickled. Chrysanthemum A little bitter, mums come in a rainbow of colours and a range of flavours range from peppery to pungent. Use only the petals.
Cilantro Like the leaves, people either love the blossoms or hate them. The flowers share the grassy flavour of the herb. Use them fresh as they lose their charm when heated. Citrus (orange, lemon, lime, grapefruit, and kumquat) Citrus blossoms are sweet and highly-scented. Use frugally or they will over-perfume a dish. Clover Flowers are sweet with a hint of liquorice. Dandelion I love dandelions. For teas or garnish lovely flavour Dill Yellow dill flowers taste much like the herb’s leaves. English daisy These aren’t the besttasting petals–they are somewhat bitter, but they look great! Fennel Yellow fennel flowers are eye
39
Gardens
candy with a subtle liquorice flavour, much like the herb itself. Fuchsia Tangy fuchsia flowers make a beautiful garnish. Gladiolus Who knew? Although gladioli are bland, they can be stuffed, or their petals removed for an interesting salad garnish. Hibiscus Famously used in hibiscus tea, the vibrant cranberry flavour is tart and can be used sparingly. Hollyhock Bland and vegetal in flavour, hollyhock blossoms make a showy, edible garnish. Impatiens Flowers don’t have much flavour–best as a pretty garnish or for candying. Jasmine These superfragrant blooms are used in tea; you can also use them in sweet dishes, but sparingly. Johnny-Jump-Up Adorable and delicious, the flowers have a subtle mint flavour great for salads, pastas, fruit dishes, and drinks. Lavender Sweet, spicy, and perfumed, the flowers are a great addition to both savoury and sweet dishes. Lemon Verbena The diminutive off-white blossoms are redolent of lemon–and great for teas and desserts. Lilac The blooms are pungent, but the floral citrusy aroma translates to its flavour as well. Mint The flowers are– surprise!–minty. Their intensity varies among varieties. Nasturtium One of the
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most popular edible flowers, nasturtium blossoms are brilliantly coloured with a sweet, floral flavour bursting with a spicy pepper finish. When the flowers go to seed, the seed pod is a marvel of sweet and spicy. You can stuff flowers, add leaves to salads, pickle buds like capers,
and garnish to your heart’s content. Oregano The flowers are a pretty, subtle version of the leaf. Pansy The petals are somewhat nondescript, but if you eat the whole flower you get more taste. Radish Varying in colour, radish flowers have a distinctive, peppery bite. Rose Remove the white, bitter base and the remaining petals have a strongly perfumed flavour perfect for floating in drinks or scattering across desserts, and for a variety of jams. All roses are edible, with flavour more pronounced in darker varieties. Rosemary Flowers taste like a milder version of the herb; nice used as a garnish on dishes that incorporate rosemary. Sage Blossoms have a subtle flavour similar to the leaves. Squash and Pumpkin Blossoms from both are wonderful vehicles for stuffing, each having a slight squash flavour. Remove stamens before using. Sunflower Petals can be eaten, the bud steamed like an artichoke. Violets another famous edible flower, violets are floral, sweet, and beautiful as garnishes. Use the flowers in salads and to garnish desserts and drinks. So give your dishes or drinks a new colourful look from flowers from your garden. You’ll be surprised how good they can taste.
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LANDSCAPING & GARDEN CENTER
BEM-VINDO • WELCOME
QUINTA DAS PALMEIRAS CENTRO DE JARDINAGEM
EN 125, c.p. 126-E 8800-118 Luz de Tavira e-mail: geojardim@gmail.com www.geojardim.com Tel: 281 961 189 Find us on facebook at:
Geojardim Landscaping & Garden Center
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To Olhão
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EN125 Fuseta
To Tavira Look out for the flags
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y it! SALE ROOM - OPEN DAILY You bu ll it! BRITISH STYLE AUCTION You se FURNITURE • ANTIQUES re it! We sto ART • OFFICE • CATERING BRITISH STYLE TOOLS • GARDEN & ! e itAUCTION v o SPORTS EQUIPMENT m HOUSE We TH BUSINESS AND& HOUSE WED 19 MARCH •Direct Sales•Business House
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GPS 37º04'55.27" 7º54'51.46"
A22
J14
São Bras
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FRENCH BAKERY
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Fresh bread, croissants & pastries made daily using French flours on site! Teas, coffee, chocolate and fresh orange. See Facebook for details: 'La Baguette Française De Tavira' Located close to the castle, 20 rua Dos Mouros Tavira T: 281 403 070 E: labaguettefrancaise.tavira@gmail.com
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Expert financial advice By Adrian Hook, Partner, Blevins Franks
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Is this the time to move to Portugal?
f you have been considering moving to Portuguese real estate valued at €500,000+ Portugal, there may never be a better (€350,000+ in urban regeneration areas), or time to do it. who invest a minimum amount (starting at Brexit reassurance – Despite €250,000) in various types of Portuguese ongoing uncertainty, the Portuguese enterprise. government has confirmed uninterrupted Permanent residence – Whatever kind of residence, healthcare and voting rights temporary permit you have, after five years for Britons who are settled here before 31 of continuing to meet residence requirements December 2020. in Portugal, you can apply for permanent Non-habitual residence (NHR) – The NHR residence. Citizenship becomes available regime will continue to offer special tax benefits after six years. to newly resident UK nationals, regardless of Planning a tax-efficient move Brexit. NHR offers a lower income tax rate to Once you become resident here, your workers in ‘high value-added’ professions, but worldwide income and some gains attract can also benefit retirees. Most foreign income Portuguese taxation, so make sure you are can be received taxprepared. With early free in Portugal for planning it is possible "Whatever kind of ten years under the to time your change of temporary permit you regime, including residency to minimise some UK pensions, tax liabilities – and have, after five years rental income and maximise opportunities of continuing to meet certain capital gains. – in both countries. residence requirements in Tax incentives for Do not overlook returning residents reviewing how you hold Portugal, you can apply – An alternative savings, investments, for permanent residence". beneficial tax regime pensions and assets, as is available if you have what is tax-efficient in been Portuguese resident before (up to the the UK is unlikely to be the same in Portugal. end of 2015). So long as you have not been Even outside of NHR and other special tax resident within the last three Portugal tax regimes, there are arrangements available years and return before 31 December 2020, that can prove very tax-efficient, for you and you could qualify for a 50% reduction in for your heirs, so explore all the opportunities. employment/self-employment income tax for Note that Portugal has very different a five-year period. succession rules to the UK. Under Portugal’s Golden Visa – Non-EU residents with money ‘forced heirship’ law, your estate will to invest can benefit from Portugal’s ‘golden automatically be distributed in a certain way, visa’ programme. This offers a renewable even if your will states otherwise, so take care one-year residence permit to those who buy to also review your estate planning before
becoming resident. While Portugal is a fantastic place to call home, careful and early financial planning can help you make the most of what it has to offer. Cross-border tax, wealth management, pensions and estate planning is a complex area, so take specialist advice to secure the best results. Any statements concerning taxation are based upon our understanding of current taxation laws and practices which are subject to change. Tax information has been summarised; individuals should seek personalised advice. Keep up to date on the financial issues that may affect you on the Blevins Franks news page at www.blevinsfranks.com
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Expert financial advice Keep up to date with our Finance expert, chartered accountant Ricardo Chaves from All Finance Matters.
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Readers Q&A
ach month we receive different questions from our readers, although some of these questions are related to specific situations, sometimes the answer may help you to better understand the tax system in Portugal and answer the queries from other readers. If you also have some questions regarding tax in Portugal, please feel free to send it to us. I have applied for the NHR, but my application was denied. Although I’ve never been resident in Portugal, my fiscal number had the Portuguese address, how can I correct this? The fact that you had a Portuguese address registered at the tax office, is a condition to deny your application. However, it’s possible to reverse this. In fact, in case you have lived in another country, you just need to prove that in order to change your address at the tax office in Portugal. This change will have retrospective effect. Normally you just need to arrange tax residency certificates from the tax authorities of your country, for the years that you wish to correct. These tax residency certificates will allow you to change your tax address in Portugal. Please note that if you were resident in a non-EU country, further to the tax residency certificates, you will also need to arrange a fiscal representative, for the years that you wish the address to be changed. If you are trying to become Non-Habitual Resident and you fear that your current status doesn’t allow you to do so, please contact us. Sometimes the situation can be changed and you can still become a NHR. I moved to Portugal from Belgium in 2017 and now have decided to rent
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my property through AirBnb, but the tax authorities have advise me that they will send me a bill for the IMT. Is this correct? I am only renting the property during 8 weeks in the summer. Since your property was bought has primary residency, according to the IMT (Property Transfer Tax) rules you were entitled to either a discount or a full exemption. This happened because the house was purchased as your primary residency and theoretically you may also be entitled to exemption from IMI for the first three years. If you subsequently applied for a Local Lodging License (AL) and registered your activity with the tax office, then the IMT Code stablishes that you may no longer benefit from the exemption or reduction of fees provided for at the purchase. In fact if you bought the property in 2017, you can only change the destination of the asset, after 6 years, except in the case of sale. Unfortunately the law does not distinguish between a definitive or temporary different destination (8 weeks of the year). Therefore, the taxpayer must request, within 30 days from the date on which the property was differently disposed of, the respective tax settlement, in accordance with the provisions of article 34 of the same law. We own a townhouse in Fuzeta and wish to register if for touristic lettings. As we may also purchase another property, would it be better to set up a company to explore this, or do it as a sole trader? There are different implications in case you wish to set up a company and there may be some tax advantages in the future, in case of the capital gains for instance. However to start, the company is always a lot more
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tlm:+351 281 029 059 email: info@allfinancematters.com
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expensive. First because a company need to have a director and this is normally to have a salary, hence obliged to pay Social Security. Secondly, the income from the rentals belongs to the company and not to yourself, so if you decide to take it from the company you may need to pay taxes (either as a dividend or as a salary). Thirdly, the accountancy for the company will normally be more expensive than an individual. So, in principle and without looking into the detail of your personal circumstances, it may be better to set up as a sole trader. You will be exempt from Social Security and because you are non-resident you will only pay IRS (personal income tax) on 8.75% of your gross income. Me and my wife have become resident in Portugal in 2018 but our pensions are still being taxed at source in the UK. What do we need to do? In order to stop the taxation at source and providing we are talking about private pensions, you need to fill a DT form and send to the HMRC. This DT form needs to be attached to the portuguse tax residency certificates. You will require one tax residency certificate, for each income stream. This tax residency certificate will then enable you to receive the gross pension income, but also to receive the tax amounts that were incorrectly retained during the years 2018/19. Please feel free to send us the questions you may have to ricardo@allfinance.pt. We will select some of these to be published.
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Travel insurance Solicitor specialising in: Real Estate Property Conveyancing Family law Power of Attorney English, French and Spanish speaking Telephone: +351 281 321 794 Mobile: +351 963 096 407 Email: lcabecudo@gmail.com Tr. Das cunhas n.º 35 8800-372 Tavira
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Villas from: £140,000 Ι Apartments from: £95,000
DESIGNED FOR THE OVER 55’S Monte da Palhagueira offers 33 houses and apartments, exclusively designed for the over 55’s. Set within a traditional village development of 22 acres, just 20 minutes drive from Faro International Airport, the village nestles in the tranquil and picturesque hillside of Gorjões, Faro in the Algarve. EXCELLENT FACILITIES The village offers many unique features, including its own own Anglican Church, public restaurant, tennis court, two swimming pools and an ornamental lake, all set within traditional village surroundings, bounded by stone walled lanes and terracotta tiled buildings. COMPLETE PEACE OF MIND In addition, village properties all have access to British trained medical staff, on duty at all times, via an aid call system linked to the village nursing home. MAKE AN ENQUIRY For Roberts on ++351 289289 990900 For further further information information please pleasecontact contact Clive Alexandre Neves on ++351 990 900 E-mail: montedapalhagueira@gmail.com ΙWeb: Web:www.retirementvillageportugal.co.uk www.retirementvillageportugal.co.uk E-mail: mdpvillage@amesburyabbey.com Monte Monte da da Palhagueira PalhagueiraVillage, Village,Gorjôes, Gorjôes,8005-488 8005-488Sta. Sta.Barbara Barbarade deNexe, Nexe,Algarve, Algarve,Portugal. Portugal. Part of the Amesbury Abbey Group, Church Street, Amesbury, Wiltshire SP4 7EX www.amesburyabbey.com
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Expert financial advice By Andy Oliver, deVere, Portugal.
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4 Axioms every investor should remember.
o start long-term investing, here you hold a risky asset long enough, you will are a set of principles every eventually get rewarded. But this is not the investor should remember. case when you start from a high valuation— Number One: You can never start think of Japan in 1989 or the Nasdaq in 2000. too early. Albert Einstein may not Britain's FTSE 100 index is barely higher than have said that compound interest is the 8th it was at the end of 1999. A positive nominal wonder of the world, but it is a good motto return could have been earned from dividends to remember. If a person started a pension but the real return this century from UK for their 3 year old, let equities has been only us assume a return 1.9%; real return from If a person started a of 4 per cent a year. bonds 3.2%. Risk is pension for their 3 year That means a sum not about volatility, it is doubles in 18 years, old, let us assume a return about loss of capital. quadruples in 36 years That is why investors of 4 per cent a year. That should always have and rises eightfold in 54 years. If you look some money in cash means a sum doubles in at it another way, say or government bonds. you have a set sum in 18 years, quadruples in 36 Number 3: Diversify mind for retirement. If globally. A lot of years and rises eightfold in statistics about longyou start saving at 20, you need to contribute term performance are 54 years. only half as much derived from America, money a month, as if you started age 30. which was the great economic success story Number 2: Risk and reward are related, but of the 20th century. But this is an example don’t think the latter is a guarantee. In financial of survivorship bias; back in 1900, people theory, academics like Harry Markowitz might have thought that Russia, or Argentina, developed sophisticated explanations for the would do as well or better. It is tempting for link between risk and return. This is where we Americans to think that they don't need to get concepts such as the capital asset pricing invest abroad; most of the tech giants are model (CAPM) or beta, a security's riskiness based in the US. But the Japanese might relative to the market. But risk is measured in have seen no need to invest outside their terms of short-term volatility. It is assumed, if home market in the late 1980s, after its
phenomenal post-war performance. The US market is more than half the MSCI World Index. It will not last. Diversifying protects the investor against currency risk and political mistakes. Economic power is shifting towards Asia (where it resided before 1500) and where more than half the global population lives. Number 4: But don't specialise too much. The current fashion today is to create thousands of different funds, covering ever smaller slices of the market. There has even been an ETF investing in ETF providers. Unless you are an investment professional who has researched the area extensively, you don't need this nonsense. Beware also of new investments that simply claim to be uncorrelated. That could just mean they don't rise in value when everything else does. The return from investing in equities is a share of profits; from bonds the risk-free rate plus credit risk. It is not at all clear what the return from investing in volatility should be (cryptocurrencies- If investing in cryptocurrencies make sure it is only a small portion of your investment), there may well be no expected return from them at all. If you are interested in finding out more about investing, contact a deVere Portugal’s financial advisor. We do more by removing all the jargon and making communication simple and convenient for you.
Beautiful ceramics made in Portugal and bought by the Kilo. Visit our two shops in Tavira or our website www.aromaceramica.pt Facebook: 'Aroma Cerâmica' Telephone 964 304 622 For locations see the map on page 34
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Golf
Monte Rei Callaway Fitting Center Monte Rei are proud to be associated with Callaway and become one of its premium fitting centers in the Algarve, Portugal. This becomes another addition to the ever growing golf experiences at Monte Rei Golf & Country Club.
H
ere at Monte Rei we have all the latest Callaway equipment for all our customers to try, from Drivers and Fairway woods, to irons and wedges and finally Odyssey & Toulon putters. Callaway Golf’s OptiFit® Fitting System is the ultimate custom fitting solution from golf’s leading innovator. The system allows for an extraordinary fitting experience by letting golfers get custom fit quickly and easily with the optimal head and shaft for their driver and/or irons. The Epic flash driver has become one of the longest new drivers in golf, increasing ball speed and overall distance for every standard of golfer, this is why Driver fitting is so important. For example 1 mph increase in club head speed equates to an average of 3 yards, just think
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how far you could be hitting the ball with 5 mph club head speed more? Monte Rei uses Flight Scope technology to collect the data you need to measure the important factors within a custom fitting, including: Ball Speed Club Head Speed Launch Angle Spin Rates And finally Carry Distance and Overall Distance. As you can see from the picture we are trying to optimize these numbers, to gain the best results from the driver head and shaft combinations. The table shown also demonstrates for every standard of golfer the parameters of what category of shaft would suit you best for your club head speed and then optimizing the launch angle and spin rates to gain your maximum distance with the driver.
The Professional Team at Monte Rei have already been very successful with several customers who have seen impressive gains in their Driver distance and accuracy with the New Callaway Epic Flash concept. Within the OptiFit® Fit system we can change the loft of the Driver to suit your needs, with the two options of Epic heads, Sub Zero & Standard Epic Flash. We can also give the driver Draw or Fade bias to suit your desired shot shape to hit more fairways If you would like to book a fitting, please email neil.turley@monterei. com or contact the Professional shop at Monte Rei on +351 281 950 960. We will be delighted to give you more information on what we offer here and any other experiences you would be interested in at Monte Rei Golf & Country Club.
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Sport
OPENING GAME BEHIND CLOSED DOORS! All the latest sports news from Chris Wright.
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C Olhanense, who have signed fifteen new players, start their Campeonato Portugal campaign with a home game against Os Armacenenses on the 18th August. Following crowd disturbances, which led to the game against Casa Pia in April being abandoned, the club was fined 1,148euros and ordered to play their first home game of the coming season behind closed doors. Of the new group Rafael Floro, who spent two years at Sheffiled Wednesday, could be one to watch. Patrick Igwe became the third Nigerian to join Olhanense following in the footsteps of Adewale Sapara and Sunday Akoh. The highly rated 22 year-old winger has previously made sixty-six appearances and scored thirteen goals in the Campeonato Portugal. In the first pre-season friendly against SC Portimonense U23 manager Vasco Faísca and his assistant Flávio Soares will have been pleased with the work rate of their defence and midfield but the attacking options need to improve. Skipper Leleco thundered a shot against the crossbar early in the second-half before a defensive error allowed Portimonense to score the only goal of the game.
Gonçalo Ramos
PORTUGAL LOSE TO IBERIAN NEIGHBOURS
P
ortugal’s attempts to defend their UEFA U19 European Championship title in Armenia came unstuck after a 2-0 defeat against Spain. The reigning champions were second best throughout and can have no complaints against a Spanish side that were dominant and claimed their eighth U19 Euro title since 2002. Olhão born and former Olhanense youth player Gonçalo Ramos, now with Benfica, won the Golden Boot thanks to his superb hat-trick (45 + 2 ', 59' and 90 +6 ') in the 4-0 semi-final victory over the Republic of Ireland.
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YOUNG HOPEFULS CONVERGE ON COLINA VERDE
Rising Star players in action
eventy-five youngsters from all over the world recently spent a week at the Colina Verde Golf & Sport Resort, Maragota near Moncarapacho honing their soccer skills. The Rising Star Football Academy Training Camp attracted participants from Brazil, USA, Australia, Africa, Vietnam, Korea, Cuba, New Zealand, Japan, Europe and Scandinavia. The young men and women were put through their paces by a top team of coaches under the leadership of Irish born James McAloon who now runs the Academy in Vietnam. Young hopefuls hone their skills
Rising Star players and coaches
BLADES BEAT BETIS
Jonathan Rea in full flight
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heffield United supporters who had the most to cheer about as a David McGoldrick second-half strike sealed victory against La Liga outfit Real Betis (Sevilla) at the Algarve Stadium. Over a thousand Sheffield fans roared their heroes on as Callum Robinson, the club’s new signing from Preston North End for a fee in the region of £7m (€7.8m), was introduced before the game. Sheffield United manager Chris Wilder, the man whose arrival three years ago transformed the club’s fortunes, was happy with his team’s performance but knows there is much work to be done if the Blades are to survive in their new environment. ABOVE LEFT: Sheffield United fans LEFT: Sheffield United team
Carly Richards
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Call Carly to book your free consultation +44 7732-801565
SUPERBIKE WORLD CHAMPIONSHIP
T
he ninth round of the FIM Superbike World Championship takes place at the Portimão Autodromo over the weekend 6th to 8th September. Britain’s Jonathan Rea (Kawasaki) and Spain’s Alvaro Bautista (Ducati) will be going head-to-head for supremacy with a staggering twentythree wins between them in the first twenty-five races. Current leader Jonathan Rea, awarded the MBE in 2017 for services to motorcycle racing, has won three of the last four rounds in Spain, Italy and the USA. Tickets, starting at a modest €12 can be booked online: www.autodromodoalgarve.com tickets@autodromodoalgarve.com or phone: (+351) 282 405 600
Over 10 years experience
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The friendly, family run restaurant at Quatro Aguas, Tavira Caprese of Salmon and Tuna marinara
Risotto with fruit of the sea, oysters and champagne
Free parking. Open 10.30am till 3pm, 6pm till 10pm Closed Mondays. See Facebook: Casa Di Carlo e Franco Telephone 911 817 099 Special dishes are available on rerquest, please pre-order.
TASTE THE DIFFERENCE!
Home grown spices imported from India gives a unique flavour producing the best Indian cuisine in the East Algarve!
CABANAS
NEWU MEN
TERRAZE
TERRAZE RESTAURANT & COCKTAILS
TEL: 281 327 481 LOCATED ON THE RIVER GILÃO OPPOSITE THE BUS STATION
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Free Classifieds P R O P E RT Y Property required for purchasing clients in the following areas; Moncarapacho, Tavira, Estoi and Sao Bras area for established real estate company Russell and Decoz, Lda. Telephone 289 792785 – email sales@russelldecoz.com Good quality properties required in the area of Tavira, Moncarapacho, Estoi, Sao Braz, Manta Rota and Praia Verde by established estate agency Land & Houses Algarve – Yellow Homes. Call 281 320 281 or email info@landandhousesalgarve.com Good quality rentals villas and apartments with pool required by established property management and letting agent Happy Homes Algarve. Call 281 320 283 or email rentals@ portugal-accommodation.com Este Algarve Propriedades Lda is a long established, licensed estate agency, with its head office in Cabanas, If you would like to sell your property we would be pleased to offer our services. Contacts: geral@ estealgarve.net tel: 281 370277 or 951165 Long term let Santa Luzia. Tel: 919-678097 for details.
ACTI V ITI ES The Tavira Pop Choir at the Quinta da Fonte do Bispo is now starting at 2.30 pm on Sundays. All are welcome to enjoy this fun activity, make friends of all nationalities, learn a bit about music and enjoy the tea and cakes. Email: Gillian: gillstap@aol.com for more information. Painting for Pleasure. Beginners onwards. Wed., mornings 10.30 - 12.30 Afternoons 14.30 -16.30. At Mesquita near Sao Bras. Tel.289 845 561
Music for parties, bars & restaurants, Call Richy, 281 971 484 See www.fontebispo.com English mobile mechanic, repair/ servicing/electrical etc. No job too big or small. Quote you happy, all makes and models of cars, vans and light commercial vehilcles. Call Paul on +351 914 417 580 or +34 642 458 853, email paul.titcombe@ hotmail.co.uk
YOGA & PILATES - contact Hazel on 91 307 5555 or email: hazel.devine@ntlworld.com for details Scottish Country Dancing at the Casa do Povo Moncarapacho, Thursdays 5.30 ~ 7.30PM.e-mail David on daviddenman1@ hotmail.co.uk
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Taylormade Aeroburner driver, good condition 100 Euros Call 961 700 200 Tennis racquet restringing machine. 3 Months old. €500. 919 523 923 Vw beetle 1984 cc lhd, UK reg, Black, In good condition, 64,810 Miles...€1,900 tel. 281 324 795
Alcoholics Anonymous Do you have, or is there someone you know that has a problem with alcohol? There is a solution. Please call: (00351) 916 457 733. English speaking.
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S E RV I C ES Graphic design service; Company logos, Flyers, Business cards Advertising Brochures Call 961 700 200 email richibass@hotmail. co.uk Ironing.-I do that most hated job carefully.just bring your washed items! priced accordingly 913 322 328 Professional Painter quotes you happy. Villas, houses, appartments, etc... Call Frank : 00351/ 910070098 Consultant available for business startups, etc. Based Tavira; alterup4746@gmail.com Airport transfers. Excellent door to door service at fair prices. Advance booking please. Contact Leonor: 910 799 669 Algarve roof & property renovations Call Jason Tel: 960 136 445 or 281 324 602 jasonash1970@gmail.com Tavira Sewing Sue any sewing jobs please email: tavirasewer@outlook.com
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