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OLHÃO · SÃO BRÁS · TAVIRA · ALCOUTIM · CASTRO MARIM · VILA REAL DE SANTO ANTÓNIO
ISSUE NO. 136 AUGUST 2020
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PUBLISHER & DESIGNER Richard Bassett EDITOR Richard Bassett CO-FOUNDER Richard Bassett Snr. ADVERTISING Call 961 700 200 or email info@eastalgarvemag.com DISTRIBUTION 3,500 copies printed. All advertisers are issued copies for distribution, along with retail outlets. COVER PHOTO Richard Bassett All rights reserved. Except for normal review purposes, no part of this magazine may be reproduced without the written permission of the publisher. Every care has been taken in the preparation of this magazine, but the contents are only meant as a guide to readers. The proprietors of this magazine are publishers not agents or sub agents of those who advertise therein. The publisher cannot be held liable for any loss suffered as a result of information gained from this publication
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INDIAN FARMER
Welcome... ...to your August issue. This month we visit restaurant Mar Azul in Tavira and meet owners Dário and Anne-Marie, Chris Wright tells us all about the new sculptures recently erected in Olhão and we also revisit Solar Moves to hear about how they are coping with the current pandemic and still managing to take visitors on their wonderful tours. Beth Jackson introduces Eliza Dear, a resident in Tavira who has just published her book of poems ‘Dust Particles’, a collection of her writing in both English and Portuguese. All this plus lots more, including Local news, Currency news, Property news, Finance, Gardening and Sports news from Chris Wright. As ever we love hearing your comments and suggestions, email me at info@eastalgarvemag.com
Richard Bassett, Editor
TASTE THE DIFFERENCE!
Home grown spices imported from India gives a unique flavour producing the best Indian cuisine in the East Algarve!
CABANAS
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Contents 6 8 10 14 18 22 24 28 32
NEWS Local news.
PETS Exercising your dog. PEOPLE Meet Eliza Dear. PLACES Restaurant Mar Azul.
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SCULPTURES New sculptures in Olhão.
PROPERTY A summer like no other. PROPERTY Property of the Month.
PHOTOGRAPHY Photo of the Month.
34 40 44
TAVIRA Find our advertisers on the map of Tavira. OUTDOORS Enjoy Solar Moves in safety. GARDENS Natural mosquito repellants. CURRENCY News from GC Partners.
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FINANCE Finance news from Blevins Franks.
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FINANCE Finance news from Ricardo Chaves.
48 50 52 54
FINANCE Financial advice from deVere. GOLF Seven deadly sins. SPORT The latest from Chris Wright. CLASSIFIEDS Grab a local bargain.
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News River connection between Algarve and Spain reopens
The same source says that, between 1 to 10 July, despite the Portugal and Spain borders opening, the Spanish boats were not working because the “port was under repairs”. The official explained that it was necessary for the Portuguese boat to “have an inspection by a certified company” by DGRM and wait for the “displacement of a team of divers, which does not exist in the Algarve, to check the hull conditions”, which led to the delay in the resumption of service by the Portuguese side. The same source acknowledged that “it was
difficult” to overcome this closing period, in which employees were on lay-off from April until the resumption of service, and hopes that normality can be resumed as soon as possible, safely. “As there is still little movement, we will now operate only with one vessel operating each week. One week the service is guaranteed by the Spanish vessel, the other by the Portuguese. If there is a change, we can quickly review the situation”, he said, referring to the possibility of both operating simultaneously.
Source: The Portugal News Online
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he river connection between Vila Real de Santo António and Ayamonte (Spain) has reopened after being interrupted in March, due to the Covid-19 pandemic. The reopening of the Portuguese-Spanish river passage between Algarve and the Autonomous Region of Andalusia joins the road connection re-established on 1 July, between Castro Marim and Ayamonte, through the International Bridge of Guadiana, which was also closed in March, except for merchandise transports and cross border workers. The mayor of Vila Real de Santo António in a communiqué stated that trips are being made following a “Spring schedule, with the trips being made by a Portuguese and a Spanish boat.” Francisco Santos, manager of the Company of Transports from Rio Guadiana told Lusa that the service was re-established on 10 July, but “just with Spanish boats, because the Portuguese ones were waiting for the renewal of the navigation certificate by the GeneralDirectorate of Natural Resources, Security and Maritime Services.
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embers of the local British community residing in the Algarve, namely centred in Loulé, have been commended for having shown “a great commitment” in trying to convince their countrymen back home to lift restrictions that the United Kingdom continues to impose on anyone traveling back from Portugal, namely the quarantine on return, said President Marcelo Rebelo de Sousa, in a speech to a group of the Algarve’s mayors at a dinner in Querença. The President of the Republic met with representatives of the British community living in the Algarve yesterday evening, stating that he sees these residents as strong allies in convincing the English Government to put Portugal on its list of safe countries to travel to, lifting the requirement to comply with a 14-day quarantine period on return home. “I had a meeting with the British community that lives here in Loulé and there was a great effort on their part to do everything, to the extent of their possibilities, to show how they are received, how they live here, how they like to live here, how they want to work for the
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good relationship between the two countries. Naturally, in the economic part, in the business part, but also in the personal part”, he stated at the dinner. “This is very important, because diplomacy is not just about ambassadors, ministers, governments and heads of state. It is made of people. And the expats who live here - and there are many, almost 50 thousand - know the Algarve very well, since the vast majority live here. They know what the reality is, they present the reality and that has a lot of strength to convince, to persuade, first, their compatriots and, later, the political leaders”, he reinforced. In addition to the community residing in this singular Algarve municipality, there are others working proactively to lift restrictions. The Head of State even spoke of mayors “who are making videos and testimonies of those who live here to reach British society. It all helps a lot, it takes time, but it helps”. As for the future, “like everything in life, it is necessary to persist. And we don’t give up. We Portuguese are very insistent and do not give up, not least because we feel we are right”.
“Our claim is fair, particularly here in the case of the Algarve, but it could expand. Basically, what we want is to look at sensible and acceptable criteria, and make them understand and profile by the authorities of a country that has been friends for so many centuries, Portugal’s oldest ally”, defended the President of the Republic. This is only part of the effort that has been made by the Government recently, although without practical results. Marcelo was also hopeful that restrictions on flights from Portugal would be lifted by the United Kingdom even before the end of the summer, though how this will be done is contested. “We all expect that and we are working to make it happen, summer only ends in September” he said. The meeting with the British expat community representatives and the dinner with local mayors took place after the President of the Republic visited a local retirement home, the Santa Casa da Misericórdia in Boliqueime, which had been a focal point of Covid-19 spread in the region just months ago.
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Source: Algarve Daily News
British expats fighting with ‘great effort’ to remove Portugal from UK travel blacklist
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Pets
Exercising our furry friends Tips for exercising your dog during summer... indoors or out, by Vaughan Willmore
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ith temperatures now regularly topping 30 degrees and more, keeping our furry family members happy and exercised can be a challenge. Here are a few thoughts on how they can be exercised in a way which doesn’t expose them to the extreme heat we so often experience here in the Algarve. First and foremost, exercising our dogs indoors can be a really good option, particularly if you have the space and air conditioning! These exercises can include: Running up and down the stairs a few times. Just be sure not to push your dog too hard, as it can be as strenuous for dogs as it is for us HOOMANS. It can be best to avoid this exercise with Dachshunds, Pembroke Welsh Corgis, and other dogs with longer backs and shorter legs, because stairs tend to prove particularly challenging for these breeds. Hide-and-seek gets your furry friend moving and provides mental stimulation and fun, particularly when treats are involved. If you’re looking for a great exercise for highenergy breeds, a treadmill can work really well. With careful training, your dog may grow to love their gym based workouts! Games of tug of war, when played properly, build muscle and the HOOMAN-animal bond. Most dogs enjoy a good tug. While there are a
Carly Richards
wide variety of toys available, an old sock can work just as well! If you’re looking to keep your dog stimulated, consider food and toy puzzles. These types of games can keep your dog occupied for hours. They require little physical effort but will certainly help your dog exercise their brain. In terms of outside exercises then: Walking very early of the morning can be the best option, and certainly before 10am as temperatures increase. And of course, don’t just consider the air temperature, pavements and beaches can get very warm and cause untold problems for paws and other parts of the body. If your dog likes water, swimming is one of the best activities of all. It’s not only great at cooling your dog down, it’s a great means for exercising your dog in a low impact manner. The strength your dog builds in their bodies from swimming can also help prevent injuries outside of the water. Even if your dog has many tricks under his belt, there’s never any harm in refresher training. When was the last time you worked on a sitstay with your dog? Pull out a bag of your pooch’s favourite treats or toys and work on re-training basic obedience commands that are easy. Again, something for early morning perhaps or the indoors. Finally, by having your pet professionally groomed on a regular basis, and brushing them between grooms, you can optimise your pet’s
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physical and mental health, and help keep them cool as the temperatures increase. More information on the benefits of professional dog grooming are available on our website at https://www.thespotteddog.net/. Vaughan Willmore
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Kohinoor Indian Tandoori Restaurant
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People
Particles from the Life of Eliza Dear Beth Jackson meets the delightful Eliza Dear from Tavira .
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o coincide with the publication of her selected, translated poems “Dust Particles” I interviewed Eliza Dear at her colourful apartment overlooking the Roman Bridge in Tavira. We sat, surrounded by her art work and bird song, talking about her life and poetry. Her writing is succinct in capturing images and emotion; and is more cheerful than I expected, already knowing something of her background. Eliza: I was lonely and sad as a child because my mother really didn’t want a family, my father wanted a boy, and we lived in an isolated village where there were no other children. I had a Nanny for a while, paid for by the extended family, and she adored me but at the beginning of the war she left and I was sent to boarding school. Beth: It was a very privileged upbringing that you had though… Eliza: But there was never any money to buy me clothes. Every holiday my mother would find somewhere for me to go. Sometimes that was successful; sometimes it wasn’t. I wanted to do art, but my father would go off on a spiel, always ending by telling me if I did that I would end up a lesbian. He took up water colours late in life, but still said exactly the
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same thing to me. Yes, I had a privileged upbringing in a way, but not a happy one. Beth: But your father steered you into university. Eliza: I didn’t think I was university material, but I got in easily, even with a year to spare, so I was sent to finishing school: The Cotswold School of Equitation and Domestic Science. We learned how to cook wearing our jodhpurs and we took them off to learn how to curtsy. In the summer holidays I got a job as a waitress where I was very happy. I thought there must be something wrong with me, enjoying this work, and hating all the things I was meant to enjoy. Beth: I am particularly interested in Ireland, because my favourite poem of the anthology is “Taking a Side Road in Tipperary”. Eliza: I went to Trinity, Dublin and that was where suddenly I was acceptable. People liked me. And I didn’t have to ride horses! Beth: And the men in your life were Irish! Eliza: My second partner, Bill, was working class Irish. His daughter-inlaw described him once as the sexiest man she had ever met! I felt like Lady Chatterley. But after ten years together, we went to Findhorn where
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Places
Tel: 00351 281 326 197 or 00351 920 039 424 Rua Dr. Jose Padinha, No126A, 8800-354, Tavira Facebook: DAWAT INDIAN RESTAURANT
A mix of cafeteria, bakery and pastelaria, where the concept is to join different styles and eating habits in the same space. Specialsing in Paleo foods
Address: Rua da Liberdade n26, Tavira Facebook: 'À da Marta' Telephone: 00351 962 480 768 Email: adamartatavira@outlook.pt Open: Everyday 8am till 7pm Saturday 9am till 3pm, Closed Sunday
E AT I N S I D E , O N T HE R I V E R SI DE T E R R AC E OR TAK E -AWAY
he fell in love with someone in our group. Beth: And before him your husband was half Irish. Eliza: Yes, we met as young students and had a very social life for twenty years, but then I wanted to know what it was like to be sober. His mother was Catholic. So when he died in Loule he was allowed a full Catholic burial. It was coming to visit his resting place which encouraged me to move here. I climbed a ladder the taxi driver had found for me to the fourth tier of the cemetery wall. When I opened the door I realised that the happiest times of my life had been with him and having the children. Beth: Summarise your career, Eliza. Eliza: I only ever wanted to be an artist, but my career as a Social Worker just kept opening up in front of me. To begin with I was just longing to save people from suffering like I had. I soon realised that it was impossible; and many people suffer much more than I had. I could only try to understand and have compassion. Then I moved on to therapy, I did a post grad, which I was able to use on myself as well as others. I enjoyed working with rebel teenagers most. I suppose I am a bit of a rebel myself. Beth: You returned to Ireland to work in a child guidance clinic? Eliza: Yes. It was a fantastic job. It was a wonderful team and a very exciting place to work. The four social workers used to meet once a week, and we had such a laugh it really kept us going through the stress. Beth: It was there that you changed from being “Liz” to “Eliza”, wasn’t it? Eliza: Yes. When I told the nun who was my boss, she said, “Well I hope that you are not going to change from being ‘Busy Lizzie’ to ‘Eliza Dolittle’.” Eliza has certainly not become “Do little”. She has travelled the world and has been a seeker of the meaning of life. After her father died she finally went to art college, and she has used retirement to develop her skills as a poet. Sales from “Dust Particles” will go to charity. The official launch will be at Clube de Tavira on Thursday September 3rd, 19.30 to 21.00, where there will be reading by Eliza and also a talk by Sara Castanheira from the designated charity Ser Igual. Food and drinks will be available and there will also be live music. Numbers are limited. Email: elizadearvnm@gmail.com for reservations. Dust Particles is available to buy at Artesis Art Gallery in Tavira, Cafe bar Zeca de Bica in Tavira (Bishop’s square) and Clube de Tavira.
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Places
Mar Azul
The perfect place to enjoy a meal, a glass of wine, or a cheeky cocktail before or after a visit to Tavira Island
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his month we meet the owners of the Restaurant/Bar ‘Mar Azul’, located right on the river in Tavira, next to the Ferry to Tavira Island. The premises (formerly Ferry Point bar, and before that Pink Flamingo Bar) is now owned by Anne-Marie, born in Le Touquet, Northern France and Dário who was born in Tavira. The couple met in Cannes in 2012 when Anne-Marie worked in a restaurant and Dário was an interior designer. Being from Tavira, Dário has many friends here and
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therefore visited frequently for vacations. It was on one such vacation that he saw the restaurant and thought it was a fantastic location, especially with such large and sunny terrace. In February of this year Anne-Marie and Dário moved to Tavira permanently and have since made it their home, and Restaurant Mar Azul their workplace. The restaurant menu changes weekly, with a core menu of soup, fish and meat. For example, pork cheeks one week, followed by ribs with a BBQ sauce, ginger and
garlic, or cod fish with eggplant, Morrocan style. Daily specials include fresh oysters with a glass of wine for only 7 Euros, or fresh clams with chorizo. As you’ll see from the photos to follow, their food is perfectly prepared and full of colour and delicious flavours. The beetroot and apple Gazpacho is spectacular, and the codfish with mushroom, parmesan and pistachio is simply mouth-watering. As for the sweets, who could say no to the lemon tart with mango heart. Mar Azul has a large selection of excellent
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Fresh Oysters
Beetroot and apple gaspacho
Codfish with mushroom, parmesan and pistachio
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Caco burger with potato wedges
lemon tart with mango heart
Portuguese wines, a full international bar, and also cocktails if you’re feeling fancy. Mar Azul is open from Tuesday to Thursday from 5pm to 11pm, Friday to Sunday 11.30am to 3pm, then 6pm to 11pm and closed (for a well deserved rest on Mondays. It was a real pleasure to meet Anne-Marie and Dário, and to see the care and passion they put into their service and food preparation. Be sure to say hello from us if you decide to pop in and give them a try. We wish them great success in the future. You will find them at Largo Dr. José Pires Padinha, 8800-354 Tavira. Contacts: Tel; 927 437 297 or see Facebook ‘Marazul Tavira’ You can also follow Mar Azul on instagram.
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Sculptures
SEAHORSE SCULPTURE
SPARKLES
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lhão continues to pay tribute to the town’s cultural and natural heritage as two more sculptures were unveiled in June. One depicts a female fish factory worker and the other a Ria Formosa seahorse. The first, situated on the roundabout of Avenida dos Operários Conserveiros near the Faropeixe and
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Conserveira do Sul factories, is a detailed and faithful homage to the women who worked at the town’s old fish factories and shows a woman gutting fish. The second sculpture has been erected on Avenida 5 de Outubro by the Real Marina Hotel and pays homage to the Ria Formosa’s seahorse population, considered by local mayor António Pina as “part of the town’s
By Chris Wright
heritage”. Some 5,000 pieces of ceramic material were used to create the magnificent symbol of one of Olhão’s maritime wonders. “In recent years, we have tried to call ourselves the ‘capital of Ria Formosa’. This comes with an increased responsibility on how we manage this area,” said the mayor, “we see the seahorse as our mascot and want it to become one of the benchmarks
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of Olhão.” The two resident species in the Ria Formosa are the long-nosed seahorse (hippocampus guttulatus), and the short-nosed seahorse (hippocampus hippocampus) who live side-by-side with other species such as octopuses, cuttlefish and sea cucumbers. The long-nosed seahorse can reach a maximum length of 21.5cms but the average size is more or less 12cms. It has a carnivorous diet, feeding on small crustaceans, larvae, fish eggs and other planktonic organisms. On average the adult seahorse will eat roughly between 30-50 tiny shrimp a day. The shortnosed seahorses are known to be ambush predators whom feed on live, moving food. They will remain still until a small animal passes within reach and then grab it. They do not have teeth or a stomach so they use their snout to suck the food straight into their gut. Since they lack a stomach the prey will pass through the digestive system very fast. Short snouted seahorses are considered ovoviviparous meaning that the female deposits eggs into a pouch on the male’s stomach, appropriately called a brood pouch, and the male goes through pregnancy and labour giving birth to as few as five or as many as 1,500 perfectly formed young. Historically the fishing of tuna and sardines was the main activity of Olhão with the canning industry developing during the second half of the 19th century. As well as the new sculpture of the woman gutting fish, there are others images to be seen in the town. Near the Largo da Fábrica Velha close to the main Avenida 5 de Outubro and the fishing port are the abandoned derelict canning factories of the Conserveira do Sol. Members of a local artistic group have painted evocative black-and-white murals depicting scenes from Olhão’s fishing and canning past. This rich fabric of its heritage underlines the sympathetic approach made by a city fully aware of its important position as the capital of the Ria Formosa.
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SUSTAINABLE FASHION BRAND IN TAVIRA’ S HISTORICAL CENTER This current summer collection, now in stores, was inspired in the idea of slow living and simplicity, as it appears as a new type of luxury... The origin of Kozii is the journey. Not only in the purely geographical sense but in the most important and noble sense: that of the experience of the human. A journey is always a departure and a return to who we are, added by the knowledge of the difference. And it is from here that Kozii is born, from this delicate territory that is the other and of the respect for what it is to be human. The two creators of the brand are tireless travellers, both out of love and vocation. They decided to take years of experience in various parts of the world to build a brand of clothing and home decor that reflects not only an aesthetic but also what they believe in: a fairer world, sustainable and - yes, again human. It was in India that they found their source of inspiration, more precisely in the city of Jaipur, in the state of Rajasthan. Through the use of millennial tissue stamping techniques - such as woodblock printing, the oldest, simplest and slowest of all printing methods - they have created a line of clothing that is contemporary and at the same time safeguarding a tradition. The patterns that result from this are beautiful, both in their graphic simplicity and in their organic feel. Kozii is gratified by the knowledge it earns to time, creating each piece slowly and thoughtfully, to the scale of who makes it and of who will wear it. The result is the delivery of exclusive collections of the highest quality.
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This current summer collection, now in stores, was inspired on the idea of slow living and simplicity, as it appears as a new type of luxury, the luxury that we gradually lose in the frenzy of big cities, full of everything, but with so little quality of life. The idea that less is more, that re-connection with time, space and people can bring more than the "ten thousand things" modernity has to offer. Both the careful selection of light and organic fabrics and the warm and soft colours fit into the beauty of this idea of a generous, delicate and respectful way of life. And speaking of shops, it is not by chance that Kozii has two in Tavira, one in Praia Verde and, more recently, one in Lagos. What the brand does and believes fits well with the serene cosmopolitanism of Tavira, and now of Lagos, both cities where a certain ease can be sensed around the beautiful streets of its Historical centers. The success has been growing and visible, which has enabled Kozii to rapidly expand its shops and its vision of the world. It is worth knowing Kozii and realize that there is the possibility of uniting beauty, functionality and difference. In the whole, to realize that what matters and what moves Kozii is this permanent return to the journey. To us. To the human being. R. Dr Augusto Silva Carvalho, 2C
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Property
A summer like no other By Robert Bijker, Director of Land and Houses Algarve and Yellow Homes PROPERTY MANAGEMENT ALGARVEAN COTTAGES
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N 1 2 5 , B e n f a r r a s , B o l i q u e i me 81 0 0 - 0 6 8 B o l i q ue i m e
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he Algarve is one of the most popular holiday destinations in the world. Every summer the beaches are packed with a peak in August, but walk a few miles in both directions and you almost have the beach to yourself. This year was off to a great start for property sales and lettings. The holiday rental calendars were filling up quickly until COVID-19 came along and changed everything. Lockdowns, mandatory quarantine measures and Portugal’s exclusion on the UK safe destinations list all made it anything but business as usual. Except for a few cities, the Algarve predominantly consists of low density residential areas. As such, and with a population eager to follow and obey safety measures, the number of people affected by Covid-19 as well as the number of casualties are low in comparison with other countries. It is going to be a summer like no other. For those lucky holidaymakers who are in the Algarve, they will get a glimpse of what the Algarve used to be like in the sixties and seventies when the number of tourists was much lower. No over crowed beaches, no waiting time to get a table at a restaurant and in general less people and cars in the streets. However, social distancing measures make it less enjoyable to have a drink at your favourite waterhole and mix with other people. On the other hand it offers families a great opportunity for quality time as home cooking with your loved ones has never been so popular. The happy hour for people who successfully applied for the NHR program has just become a tad less exuberant, call it a minor hangover. Under the NHR program foreigners who become a resident in Portugal have the benefit for a period of 10 years of paying zero tax on pension income in Portugal, a big saving versus the 50-60% tax rates in their home country. Happy hour every hour of the day and not limited to beverages. However, after years of pressure from countries like Sweden, Finland, UK and France, Portugal will implement a flat 10% tax rate on pensions for those who apply for residence after the 1st of April 2020. Income such as interest, certain capital gains, dividends and rental income will stay under the previous NHR regime and often incur zero tax. For British citizens there is the additional benefit to travel freely in the EU and
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to the UK by becoming Portuguese residents, but arrival in Portugal needs to be before the 31st of December 2020 and registration must be made before the 30th of June 2021. It is no surprise then that holidaymakers leave wishing to return, some on a permanent basis despite the pandemic. Those who experienced video conferencing while working from home during lockdowns may actually prefer to go less often to the office, if needed at all. This opens the prospect of moving to a different country such as Portugal, while being employed in your home country. Favourable tax incentives in addition to endless sunshine, beautiful blue flag beaches, good food and the friendly Portuguese people make for a magical potion which makes people want to come back for more. Many people dream of moving to Southern Europe but few actually do. Maybe you are one of them. Our consultants have been living in the Algarve for a long time and would be pleased to answer your questions and offer advice. Stay safe, stay healthy. Robert Bijker Director Land & Houses Algarve – Yellow Homes www.landandhousesalgarve.com www.landandhousesalgarve.de Tavira Office Rua Dr. José Pires Padinha 178 8800 - 354 Tavira Tel: 281 320 281 Fax: 281 321 901 (AMI – 6232) Vilamoura Office EN 125, Benfarras Boliqueime 8100 - 068 Boliqueime Tel: 289 301294 Fax: 289 30143
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DRONE VIDEO & PHOTOGRAPHY High resolution photography and 4K Video, call or email: T: 961 700 200 E: richibass@hotmail.co.uk
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Property
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Want to live in a safe area and work Looking for a whilst new HOME? from home looking at the Want sea.to live in a safe area and work fromLooking home whilst looking at the for a new HOME? sea. Want to live inofa this safe project area andiswork The originality not from home whilst looking at the only in the way it was built with its The originality of this is not sea. colour and lines , orproject its coverage, only in the way it was built with itsthe butThe also in the details that give originality of this project is not colour andthermal lines , orcomfort its coverage, building and very only in it was built with its but also in the theway details that give the pleasing living spaces. colour and lines , or its coverage, building thermal comfort and very but also in the details that give the pleasing living spaces. building thermal comfort and very pleasing living spaces.
Property Property Property of the month of the month
of theVilla month 8 Bedrooms Villa 8 Bedrooms
Villa 8 Bedrooms Refª: HOME1972V Refª: HOME1972V Refª: HOME1972V Location: MONCARAPACHO Location: MONCARAPACHO Location: MONCARAPACHO Price: 750.000 € Price: 750.000€ € Price: 750.000 www.russell-decoz.com www.russell-decoz.com www.russell-decoz.com sales@russell-decoz.com
sales@russell-decoz.com sales@russell-decoz.com call: +351 289 792 785 call: +351 call: +351 289 289792 792785 785 +351 963 085 580 +351 +351 963 963085 085580 580
Welcome HOMEHOME - since 1992 Welcome - since 1992
Welcome HOME - since 1992 Russell & Decoz Russell & Decoz
Russell & Decoz real estate, mediação imobiliária real estate, mediação imobiliária real estate, mediação imobiliária AMI license nrº 870
AMI license nrº 870 AMI license nrº 870
@russelldecoz www.eastalgarvemag.com
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Company AMI 7673 Office: Tel/Fax 281 952 820 Mobile: 00351 911 041 862 Casa Anibal R/C loja B, Estrada da Manta Rota 8900-038 Vila Nova de Cacela
SALES: www.algarvemantaproperties.com RENTALS: www.algarvemanta.pt EMAIL: sarah@algarvemanta.pt
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CABANAS DE TAVIRA, 155.000€ REF 2493
• Two bedroom apartment • Ground floor • Shared pool access • Air conditioning • Close to beach access • Golf course close by • Close to facilities • Great for holidays or renting
MAIN OFFICE – (Waterfront) Ava Ria Formosa, Centro Comercial Loja 2, 8800-591 Cabanas de Tavira TEL: 281-370277 Mobile: 91 7212498 OFFICE – E.N.125, Cevadeiras, 8900-024 Vila Nova de Cacela TEL: 281-951165 Mobile: 91 2177055 LICENÇA No 504-AMI
EMAIL geral@estealgarve.net WEBSITE www.estealgarve.net
3 BED TOWNHOUSE WITH GARAGE AND PATIO - CENTRE VILA NOVA DE CACELA 3 Bedroom townhouse with attractive south facing private patio (18.55m2), garage. The property is in excellent condition, located in a small quiet urbanisation, in the centre of Vila Nova de Cacela, not far from Manta Rôta beach. ***ENERGY CLASS - C, €215.000
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3 BED VILLA WITH SWIMMING POOL - 4 KMS FROM MANTA RÔTA BEACH - 3 Bed villa in need of some modernisation, in a very nice fenced plot with 308m2, large swimming pool, situated in a quiet area, approx. 2 Kms from Vila Nova de Cacela wih all amenities. ***ENERGY CLASS - D, €340.000
MANTA ROTA / LOTA BEACH, 375.000€ REF 2624 • 3 Bedroom villa • 100M from Lota beach • Air conditioning • Private pool • Solar panels for hot water • Roof terrace • Off road private parking • Holidays/living or great rental investment
Algarve roof & property renovations From leaks in roofs and balconies, to complete renewals. Guttering supplied and fitted, flat roofs specialists and complete property renovations inside or out; All maintenance work, painting, jetwash service etc. Call Jason Tel: 960 136 445 or 281 324 602 jasonash1970@gmail.com
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Multi-award winning luxury estate agents in 350 locations worldwide
CASTRO MARIM / TVR2303 / 425.000€ 3-Bedroom villa with pool on a big plot A 250m² villa on one floor on a 13280m² plot. Built in 2012, presented in immaculate condition with 3 generous size en-suite bedrooms, open plan living area and spacious kitchen. Very private. EPC: B-
CABANAS DE TAVIRA / TVR3122 / €295.000 2-Bedroom apartment with big terrace, sea views and shared pool Spacious 142m² apartment built in 2008, set a few meters from the sea front comprising of underground parking and a communal pool area. EPC: E
TAVIRA / TVR7251 / REDUED TO: €325.000 A lovely 2-bedroom house in the historic centre An opportunity not to miss, this is a beautifully restored traditional house set in the heart of Tavira. Located in a cobblestone street close to all amenities, the Roman bridge, and many good restaurants. EPC: B
TAVIRA / TVR7266 / €750,000 5-Bedroom villa with pool on a huge plot with sea views A conveniently located property built in 2008 with 215m², 5-minutes’ drive from Tavira city centre, on a huge private flat piece of land of 23,196m² that would be perfect for horse lovers. EPC:D
To find out more about our marketing, or for a free market appraisal on your property, contact Fine & Country Tavira
FINE & COUNTRY TAVIRA (Fine Estates Lda) AMI 11564. Avenida Engenheiro Duarte Pacheco, n.˚54, 8800-537 Santa Luzia Office Tel: 281 023 263 | tavira@fineandcountry.com Emmanuelle Deschamps 919 025 200 | David Holder 919 004 100
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Central Algarve (Almancil) 289 396 096 | West Algarve (Carvoeiro) 282 341 140 | algarve@fineandcountry.com
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Photograph of the month 28
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2 bedroom apartment Private condo with pool Walking distance to Santa Luzia Village Parking place on basement 197.500€
By Ligia Glover taken in Cabanas de Tavira with a Canon PowerShot SX60 HS on Christmas Eve 2019. “The first time I visited Cabanas de Tavira a few years ago, I fell in love with it! It’s a quaint, beautiful and welcoming little village where we now have a second home. We have the most amazing sunsets in Cabanas and I can’t get enough of photographing them.” www.eastalgarvemag.com
2 bedooms duplex apartment Terrace where you can enjoy a good breakfast or sunny afternoons.150 M2 of floor area. 200 M2 of total area.Located 2.5 km from Altura beach and all facilities. 235.000€
ALGAR VILA, Lda Since 1986 (AMI 431) Travessa das Cunhas, nº 29, 8800-372 Tavira, Faro (+351) 281 324 115 Tlm. 00351 963 660 971 Email: geral@algarvila.com www.algarvila.com
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Home insurance
Solicitor specialising in: Real Estate Property Conveyancing Family law Power of Attorney English, French and Spanish speaking Telephone: +351 281 321 794 Mobile: +351 963 096 407 Email: lcabecudo@gmail.com Tr. Das cunhas n.º 35 8800-372 Tavira
Great cover for your home and contents from the expats leading broker! • Tailor made home insurance policies • All risk cover for specified items • Optional cover for valuables outside the home
281 325 842
tavira@ibexinsure.com Rua 1 de Maio 26B r/c, 8800-360, Tavira
www.ibexinsure.com/tavira
Car Home Motorbike Pet Health Boat Business Community
MONTE da PALHAGUEIRA VILLAGE
Villas from: £140,000 Ι Apartments from: £95,000
DESIGNED FOR THE OVER 55’S Monte da Palhagueira offers 33 houses and apartments, exclusively designed for the over 55’s. Set within a traditional village development of 22 acres, just 20 minutes drive from Faro International Airport, the village nestles in the tranquil and picturesque hillside of Gorjões, Faro in the Algarve. EXCELLENT FACILITIES The village offers many unique features, including its own own Anglican Church, public restaurant, tennis court, two swimming pools and an ornamental lake, all set within traditional village surroundings, bounded by stone walled lanes and terracotta tiled buildings. COMPLETE PEACE OF MIND In addition, village properties all have access to British trained medical staff, on duty at all times, via an aid call system linked to the village nursing home. MAKE AN ENQUIRY For Roberts on ++351 289289 990900 For further further information information please pleasecontact contact Clive Alexandre Neves on ++351 990 900 E-mail: montedapalhagueira@gmail.com ΙWeb: Web:www.retirementvillageportugal.co.uk www.retirementvillageportugal.co.uk E-mail: mdpvillage@amesburyabbey.com Monte Monte da da Palhagueira PalhagueiraVillage, Village,Gorjôes, Gorjôes,8005-488 8005-488Sta. Sta.Barbara Barbarade deNexe, Nexe,Algarve, Algarve,Portugal. Portugal. Part of the Amesbury Abbey Group, Church Street, Amesbury, Wiltshire SP4 7EX www.amesburyabbey.com
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Places Rua Maria Helena Vieira da Silva 15-D Mato Santo Espirito 8800-601 Tavira
Contact Smartamoves: Mobile +351 915 744 005 Office +351 281 027 082 Email: geral@smartamoves.pt
STUNNING THREE BEDROOM VILLA WITH SWIMMING POOL (192M2) Castro Marim Golf & Country Club. Drive time to Castro Marim – 10 minutes
· Peaceful location on a development with golf and other leisure facilities · 3 bathrooms · 2 level terraces · Plot 437m2 · Open plan living room with large pocket doors to the terrace · A/C, log burner & double glazing · 8m x 4m pool · Year of construction: 2004 €440.000
www.bestcartransport.eu Regular Car Transporter Runs between Ireland & Spain/Portugal. Our transporters run on fixed days throughout the month, ensuring you know exactly where your vehicle is, at all times!
Best Car Transport, Portugal Office, Rua Almirante Cândido dos Reis,Tavira, Algarve, Portugal, 8800-318. Telephone 00351 920 376 096 email: bcttransport.eu@gmail.com UK Telephone 0044 730 9756 795 BCT Transport Ltd.
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3 Artesis Galleria
1 La Baguette
1 Elle Salon 2 Ruy Barros 3 Thai Massage
To Tavira train station and Lidl
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Tavira Castle
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R. Silva Domingues Av. D o
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BARS & CAFES 1 La Baguette 2 Somewhere Else (Daves Bar)
PLACES TO VISIT 1 Kozii store 2 Kozii store 3 Artesis Galeria
SERVICES 1 A.F.M. Accountants 2 Ibex Insurance 3 Rui Horta Lawyer 4 Maria Luisa Cabeçudo Solicitor 5 Casa Serviço
HEALTH & BEAUTY 1 Elle 2 Rui Barros 3 Thai Massage Expert 4 Buaka O Tavira 5 For your Brows only
REAL ESTATE 1 Land and Houses 2 LWL 3 Fastighetsbyrån 4 Proluna 5 Algar Vila
RESTAURANTS 1 Abstracto 2 DAWAT Indian Restaurant 3 Ponto de Encontro 4 Kohinoor Indian Tandoori Restaurant 5 Mar Azul
Community
a R. d
eira s Fr s
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Restaurante
Abstracto Traditional Portuguese Cuisine
• Foot Massage (Reflexology) • Oil Massage • Traditional Thai Massage • Therapeutic Massage for Pain Relief • Sport Massage (Deep Tissue) Av Dr. Mateus Teixeira de Azevado TAVIRA, 8800-379 Loja No 24 From the station walk down to center
Tel: Chuttcha +351 924 289 594 Vorakorn +351 925 431 636 Facebook: Thai Massage Expert
Thai Massage, Olhão
A typical Thai space, where you can find peace to enjoy different types of massages and personal care.
Rua Dr. Antonio Cabrera, 34 8800-344, tavira Tel 937 037 712 restaurante.abstracto@gmail.com Gardens
Avenida da Republica, 105, loja 12, 8700-308 Olhão Tel: 915 509 781 See Dok Mai on Facebook
Square
Rio Gilao
Roman Bridge Specialized in Property Management and Holiday Lettings in the Eastern Algarve. Our office is in Tavira, where we have been based since 1989. Rua Almirante Cândido dos Reis, 142 8800-318 Tavira www.casaservico.com Office hours: Monday to Friday – 09:00 until 13:00
Restaurante Abstracto
Bishops Square
Restaurant.Abstracto.Tavira
Land line: 00 351 281 321 764
Mobile: 00 351 96 26 19 022
La Baguette FRENCH BAKERY
IN TAVIRA
Fresh bread, croissants & pastries made daily using French flours on site! Teas, coffee, chocolate and fresh orange. See Facebook for details: 'La Baguette Française De Tavira' Located close to the castle, 20 rua Dos Mouros Tavira T: 281 403 070 E: labaguettefrancaise.tavira@gmail.com
♦Draught Guinness ♦Coors Light ♦Large selection of Ciders ♦Hot & cold food served all day
♦Fun friendly atmosphere for all the family ♦Sky sports & BT sports ♦3pm Premiership kick offs
Rua Almirante Candido dos Reis. Tel 926 763 653.
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Enjoy Solar Moves in safety 34
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Outdoors
With the continuing worry about Covid 19, SolarMoves are pleased to announce that they have been credited with the ‘Clean and Safe’ certificate
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lthough their boats have always been immaculately presented, SolarMoves now adhere to all the new rules and regulations brought in by the Portuguese Tourism board to ensure customer safety. This has a minimal affect on the serene experience enjoyed when on one of their trips along the stunning coastline of the Eastern Algarve region, reaching from Faro to Vila Real de San Antonio, with the Ria Formosa lagoon and it’s system of barrier islands that connect with the ocean through six inlets.
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This beautiful protected area is the home to many species of birds and wildlife. SolarMoves have three vessels and each are able to carry up to 10 people, so whether it’s a special celebration or a romantic occasion, they can arrange everything you’ll need for that unforgettable trip. With very little vibration and no sound or fuel fumes you can indulge in the smells and sights in the calming waters and so long as the tide permits, you can reach areas of the lagoon system that other boats cannot. The difference in the experience compared to a regular fueled power boat is quite
incredible, as the Solar powered boats literally glide along the waters. You hear the waves lapping against the shore, and are able to get up close to the wildlife, in particular the resident Flamingos as well as other feathered creatures that feed along the shoreline at dusk. For information about any of their tours, see Facebook, Solar moves Telephone 924 369 172 Email, geral@solarmoves.pt or visit www.solarmoves.pt
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Outdoors
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People
Sara de Melo Castanheira is an expert in Occupational Therapy and Quality of Life. She is also the Technical Director of SER Igual, an Association of special rehabilitation services in Tavira
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The importance of playing sports
t is a pleasure to announce that SER Igual was one of the winners in Algarve of the Portugal Social Innovation 2020 - an initiative for sustainability, innovation and social experimentation – Partnerships for the impact. With this project “All sports” we aim to include kids and teenagers with functional disabilities and difficulties in performance, in sports clubs or classes of personal trainers so they can experiment the same opportunities as their peers do. We aim to promote physical activity and reduce the time spent in a rehabilitation center, because we think that: a) being involved in a sport with the peers, adapting the materials, equipment or the movements they have to do in order to participate in the sport activity, will benefit the mind and spirit and promote motivation and new knowledge of movements; b) empowering coaches and personal trainers to lead and include these kids and teenagers in their classes will enhance the mental, and social well-being of this population so they will get better and motivated and perform better their functional movements and be more active and will reduce their participation in the rehabilitation center, promoting more inclusion; c) give an opportunity to parents of these kids and teenagers with some kind of functional disability to take their children to sports clubs or gymnasiums as they do for example with their others children, so they can feel and experiment the normality of having a routine after school, and an opportunity as parents to have time for themselves and to practice their sport too. We idealize to change the inclusion paradigm as we know it, through including kids and teenagers with different functional conditions in clubs and personal trainer classes or gymnasiums. General benefits of practicing sports for all ages Playing sports provides important benefits for young and old alike, ranging from improvement
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in fitness and health to development of team spirit and feelings of accomplishment. Find a sport that you love and you’ll stick with it while at the same time learning some essential life lessons and reaping positive rewards. Practicing sports encourages players to stay active and healthy, as well as develop communication skills and build self-confidence. Practicing sports offers numerous health benefits, which include improved lung and heart function, as well as reduced medical conditions such as high blood pressure and osteoporosis, or reduced bone density. While practicing sports, you exercise motor and cognitive skills, which are essential both on and off the field. Practicing sports also supports weight loss and enhances your quality of life by encouraging healthy habits. Getting involved in a sport provides opportunities for individuals to see the results of their efforts. If you practice hard at your sport and see success, it builds self-esteem. If you defeat a challenging opponent, you’re bound to feel that you’ve accomplished something worthwhile. Mastering a skill, such as a consistent serve in tennis, also boosts self-confidence. As you play sports and get more active, sometimes you gain some injuries. Sometimes because you are not doing the correct movement, or doing too much weight, or repetitive movements that can wear some muscles or joints. If you need coaching to know the best sport for your type of body and cardiovascular condition, or you have pain doing specific movements during sports activity or even feel limitation in join amplitudes, please feel invited to schedule a session of physiotherapy in SER Igual (@ SerIgualPT, geral@seronline.pt, 918 180 020), where you can have a specialized evaluation of your physical complaint and physical condition, and receive individual and specific treatment with the best manipulative techniques with great knowledge of osteopathy, acupuncture and other techniques, conjugate with private
treatment with empathy and respect for your individuality. Thanks for your interest in reading my article. Stay safe, stay healthy, stay tuned. See you next month.
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Charity
Summer Solstice Charity Fund Raiser Richard Woolard set up a challenge of playing 4 rounds of golf in one day at Benamor golf club.
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is objective was to get Golfe Clube De Tavira’s Charity fund up and running after the period of lockdown due to the Covid 19 lockdown. Richard now 68 years of age has been playing golf for 60 years, his first coach was 1923 Open Champion Arthur Havers who also played in the Ryder cup team 1927, 1931 and 1933. He was then coached as a county boy by the well known Welsh Pro Dai Rees. Then in his Hertfordshire Colts years he was coached by Ian Connelly along side Ken Brown and Sir Nick Faldo, partnering Sir Nick in both Colts and later County matches. Richard has over 30 winners board entries with Major scratch championship at East Herts golf club at the age of 16, two Club Champion wins at Brickendon Grange Golf Club 1974 & 1982 and is current Golfe Club De Tavira club
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champion with rounds of 70 & 79 in May 2019. Richard walked all 4 rounds starting his 1st round at 6.50 am on June 22nd 2020 with his GCDT team partner Chris Horwell, his 2nd round started at 9.44 with Steve Livermore and this years Captain June Scott, his 3rd round started 12.50 with Alan Nicholls and the final round at 4 pm with John Scott, finishing at 7.05 pm. In the round the temperature reached over 34 Deg. and Richard recorded over 48,000 steps – 30.4 kilometres and had rounds of 78, 79, 75 and 82 recording 8 birdies. He was also on the 1st tee at 8 am the next day and managed 14 holes but had to retire with blistered feet. Richard raised 1730 euros for Golfe Clube De Tavira’s charities Porta Amiga & GATO, he would like to thank all his sponsors for this great result and also special thanks for his playing partners for the day who nursed him through the day.
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Gardens
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Gardens
Nature’s mosquito repellents Urban legend or truth? Are there really plants that repel insects that can be planted in your garden or around the patio to prevent mosquitoes from hanging around where you wish they didn't?
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nfortunately, the answer is no. Simply planting juniper shrubs, rosemary, or citronella grass or any other plant at the back door won’t stop mosquitoes from buzzing around the patio during the dinner hour. What will keep insects like mosquitoes and gnats away are the essential oils contained in the plant’s leaves, which are obtained by crushing the leaves. There are a variety of both wild and cultivated plants that repel mosquitoes. Almost anywhere you go, it is reasonable to find several plant species that you can use to ward off these pesky critters. Plant-based mosquito repellents are especially useful for people who spend a great deal of time outdoors. It is important to note that it is compounds found within the plants that do the repelling. These compounds need to be released from the plant to unlock the mosquito-repelling qualities. Depending on the species of plant, they can be
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Gardens
Nodding onion (Allium cernuum)
released by, either crushing, drying, or infusing the plant into an oil or alcohol base that can be applied to skin, clothing, or living spaces. Others are best used as a smudge, which releases the compounds in a smoke. Just standing near living plants that repel mosquitoes is often not effective. Below are separate lists of wild and cultivated plants that are known to repel mosquitoes: Cultivated Plants That Repel Mosquitoes Citronella Grass (Cymbopogon nardus) is the most popular cultivated plant used for repelling mosquitoes. Its oil, citronella oil, is the primary ingredient in most natural insect repellents sold in stores. Products applied to the skin are most effective. It grows in tropical regions. Pelargonium citrosum also known as the Mosquito Plant is a genetically engineered geranium hybrid with a unique characteristic: it repels mosquitoes! It is easily grown as a potted patio plant, and easily enjoyed for its attractive foliage and sweet lemony scent, as well as for its mosquito repelling powers. It produces a leafy, attractive, foot-tall plant during its first season. The Mosquito Plant was created by a Dutch botanist, who genetically incorporated traits of the Chinese citronella grass into a scented
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African geranium. The resulting cultivar still had the growth and habit of the geranium, and its sweet lemony citronella scent. Citronella is the substance in citronella candles, which have long been used to deter mosquitoes. It doesn’t harm them, but they don’t like citronella and avoid it. It is most effective as a repellent if you crush a few leaves and rub them on your skin. This releases the citronella and a sweet perfume. Catnip (Nepeta cataria) is a common garden plant that can be used to repel mosquitoes. The crushed plant can be applied directly to the skin or the dried plant can be infused in an oil, such as olive oil. Additional cultivated plants that repel mosquitoes: Peppermint (Mentha piperita) Rosemary (Rosmarinus officinalis) Marigolds (Tagetes spp.) Lemon balm (Melissa officinalis) Garlic (Allium sativum) Clove (Syzygium aromaticum) Eucalyptus (Eucalyptus spp.) Tea tree (Melaleuca alternifolia) Lavender (Lavandula angustifolia) Wild Plants That Repel Mosquitoes Vanilla Leaf (Achlys triphylla) is a plant native to the northwest and Japan. Indigenous
peoples were known to hang bundles of the dried plants in and around their dwellings to keep mosquitoes and flies away. The plant can be rubbed on the skin fresh or dried to deter mosquitoes. Sagebrush, Wormwood, and Mugwort (Artemisia spp.) are in the same genus (plant grouping). All of these species can be used as an aromatic smudge that is known to be a very effective mosquito repellent. The crushed leaves can also be applied directly to the skin. These species grow in the drier habitats of the west, including the plains, deserts, and mountainous regions. Pineapple weed (Matricaria matricarioides) is a common weedy species that grows all over North America. It can be found growing in lawns, edges of roads, and other disturbed areas. The aromatic crushed plant can be applied to the skin to help repel mosquitoes. Additional wild plants known to repel mosquitoes: Nodding onion (Allium cernuum) Wild bergamot (Mondarda fistulosa) Snowbrush (Ceonothus velutinus) Sweetfern (Comptonia peregrina) Cedars (Thuja spp.) It’s important to note that insect repellents applied to the skin generally only last one
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to two hours. Frequent re-application is necessary. Also, when utilizing wild plants, internally or externally, always be sure to correctly identify the plant you are going to use. It is best to utilize field guides and work with someone who knows the plant well to avoid accidentally using a poisonous lookalike. Additional Tips on Repelling Mosquitoes In addition to using mosquito repelling plants, you may want to consider some other factors that can help keep mosquitoes away. Mosquitoes find their prey by following carbon dioxide and other components that animals breathe out. Many outdoors-people have noticed that mosquitoes have a greater attraction to people that have been eating processed, sugary foods, and less attracted to people eating more of a natural diet such as whole grains, fruits, and vegetables. The processed food diet may make your odour and blood chemistry more attractive to mosquitoes. You can choose to eat less processed foods and sugars during the mosquito season. Additionally, diets high in garlic and onions have been noted to help reduce the attraction of mosquitoes. And finally we must remember that although many people swear by these natural remedies to keep insects away, they are not always guaranteed to work and in many occasion have now scientific facts to back up the claims made. I can only suggest that you try them for yourselves and see if you like many others find a more natural cure to the irritating seasons that we endure living in our warmer climate.
Luz de Tavira
Rosemary leaves
Eucalyptus
MAKE YOUR OWN BUG SPRAY
The basic recipe is as follows: Take 2 cups of catnip leaves or 1 cup of rosemary leaves, stems removed and crush in a mortar and pestle. Alternatively you can use a rolling pin to crush the leaves. Place the leaves in a clean jar. Fill the jar with 3/4 cup of rice vinegar or vodka, or if you use oil, 3/4 cup of jojoba or almond oil. Let the mixture sit for a couple of weeks, gently stirring at least once a day. Strain mixture into another clean jar and your homemade bug spray is ready to make its debut!
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Expert currency advice By Rachel Canales from GC Partners
International Bank Transfers - should I use an FX provider?
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xpats, property buyers or sellers exchange rates may not be as favourable as a and companies worldwide have foreign exchange provider. Unlike a currency been using foreign exchange specialist, their market knowledge, and the (FX) companies for many years. options available to help you may be limited. There are significant cost Banks generally offer uncompetitive exchange savings to be made in comparison to high rates, which increases your costs. Poor street banks. exchange rates and international transfer fees Looking beyond your bank can add up to the value of your payments, Whenever you send money internationally you on every transfer. International transfer fees should look for a specialised, cost-effective alone can be up to £40 per transfer. method that suits your needs. What are the benefits of using a foreign Banks offer customers a wide range of exchange provider? services and are often the first port of call when Here are just some of the reasons why people making an international transfer. However, choose to use FX companies over high street GLO advert 118x130.5 MARK.qxp_Layout 1 23/12/2019 13:17 Page 1 when it comes to international transfers, their banks to make their international payments:
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Competitive exchange rates - to save you money. Excellent exchange rates with no fees. Even a seemingly small variation in the exchange rate can make a big difference to your transactions, which could cost you thousands of euros/pounds. Typical savings of up to 4% can be made versus a high street bank. Specialists in currency A currency broker specialises in foreign exchange. They can tell you what causes the exchange rate to move, help you decide when might be the best time to buy your currency and suggest the best method to use. Options to help you that you cannot get from your bank - planning ahead and reducing currency risk. Forward buying, which is similar to buy now pay later, is designed to help you manage the cost of your international payments by planning ahead. Fixing the exchange rate in advance of when you need your money for your property purchase, or ideal for expats living overseas who want a fixed income. This is an ideal way of protecting yourself against currency fluctuation. Recurring payments are the perfect option for pension and mortgage transfers each month. Sending money on a regular basis could be more cost effective with an FX provider than with your bank. Lower fees, tailored advice and experts managing your currency risk are just a few of the services that an FCA regulated payments specialist can provide. Coupled with greater speed and transparency – the benefits are compelling. Find out more Since 2003 we have been helping clients move money overseas. With an office in the Algarve since 2005, GC Partners have an experienced and friendly local team in Portugal and worldwide. Offering great exchange rates and zero fees our service is quick, reliable, and secure. That is why we have a rating of 4.9 out of 5 on TrustPilot, one of the highest in the industry. Get in touch to find out how we can take care of all your currency needs. Contact us today in Portugal:+351 282 768 136 or the UK +44 (0) 203 974 4738 or email portugal@gcpartners.co
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Expert financial advice By Adrian Hook, Partner, Blevins Franks
Will UK assets invite a bigger tax bill after Brexit?
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n preparation for Brexit, most UK expatriates in Portugal have secured residence or put plans in place to settle before the transition period ends in December. But the planning shouldn’t end there, especially if you have assets and investments in the UK. While Brexit itself will not affect the double tax agreements that determine which country has the right to tax expatriates, two key changes are set to happen from 2021 that may change your tax treatment. First, UK assets will no longer be EU/ European Economic Area assets. In some cases, this means they may stop receiving favourable tax treatment abroad. Second, the UK government will no longer be bound by EU freedom of movement rules for capital, giving them more scope to tax non-residents. UK property The UK has gradually increased the tax burden on property for overseas residents. For example, after years without capital gains tax liability, ‘non-resident capital gains tax’ (NRCGT) started applying to non-UK residents from 2015. UK investments Watch out for situations where non-EU/EEA assets are taxed differently to domestic/EU
assets. For example, there are no capital gains tax charges if you sell a property in Portugal to reinvest in a new main home within another EU/EEA country. In January, once the UK leaves the EU/EEA, expatriates reinvesting gains into UK property may no longer be eligible for this relief. Remember that once you are non-UK resident, UK investment products such as ISAs become taxable in Portugal. If you cashin these investments, local capital gains tax can also apply. Explore alternative investment vehicles for Portuguese residents that may offer better tax-efficiency as well as potential estate planning and currency benefits. UK personal tax allowances Currently, non-UK residents with a British passport receive the same allowances for income and capital gains tax as UK residents. However, a few years ago the government considered restricting the personal income tax allowance for non-residents; it is possible this could come up again post-Brexit. UK pensions Transferring into a Qualifying Recognised Overseas Pension Scheme can provide various advantages for Portugal residents. Transfers to EU/EEA-based QROPS are
Transferring into a Qualifying Recognised Overseas Pension Scheme can provide various advantages for Portugal residents. Transfers to EU/ EEA-based QROPS are currently tax-free for EU residents, but there is a 25% ‘overseas transfer charge’ for other transfers
currently tax-free for EU residents, but there is a 25% ‘overseas transfer charge’ for other transfers. The UK government could easily extend this to EU transfers once no longer bound by the bloc’s rules. If you are considering transferring, take regulated advice now – pensions paperwork is a lengthy process. Another option is to take your fund as cash and re-invest in a tax-efficient arrangement in Portugal, so explore your options. Financial planning should be based around your circumstances, objectives and risk profile, and the decision whether to retain UK assets is no exception. Take personalised, specialist advice to establish what would work best for you today and your family in future.
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Expert financial advice Keep up to date with our Finance expert, chartered accountant Ricardo Chaves from All Finance Matters.
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Reader’s Questions and Answers
ach month we receive different questions from our readers, although some of these questions are related to specific situations, sometimes the answer may help you to better understand the tax system in Portugal and answer the queries from other readers. If you also have some questions regarding tax in Portugal, please feel free to send them to us.
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I am a French citizen with a Portuguese NIF (Tax number) and I currently live in Switzerland. I own a property in Tavira, which I rent for tourists. What are the tax implications? I heard that I only pay tax after a certain level of income, is this correct? What about the VAT? If you rent your property to tourists, you need to have a rental license. For this, it is necessary that you are registered at the tax office as a sole trader. The effective tax rate as sole trader, in the simplified regime, for a nonresident Property Owner will be 8.75%, for apartments and villas and 3.75% for hostels, etc. As a non-resident there is no threshold for this tax (IRS), so you will pay 8.75% of your gross income, even if you only have 1.000€ of rentals. The only threshold that exists is for VAT. If you are registered as a sole trader, the threshold for VAT for 2020 is 11.000€ and this will increase to 12.500€ in 2021. See below how the VAT threshold works: - If you were a ole trader registered before 0101-2020 and VAT exempt in January 2020, you will have a VAT threshold of 12.500€ in 2020 - If however you are registering now you will have a threshold in 2020 of 11.000€, which will be calculated pro-rata considering the number of months (if registered in July, the threshold will be 11.000€ / 12 months X 6 months = 5.500€).
start to be taxed in Portugal from now on? No, your pension will carry on being tax exempt. There was a change in the Non-Habitual Residency scheme, but this only affects the pensions of those that obtained residency after the 1st of April 2020. Please note that if you are reading this and became resident prior to 01-04-2020, you can still apply for the NHR scheme, under the old rules. The same applies to those that bought or rented a property in Portugal before the 1st of April and are not yet Residents, as it may be possible to backdate your NHR application, to avoid the new 10% tax on pension.
If you rent your property to tourists, you need to have a rental license. For this, is necessary that you are registered at the tax office as a sole trader. The effective tax rate as sole trader, in the simplified regime, for a non-resident Property Owner will be 8.75%, for apartments and villas and 3.75% for hostels, etc.
Q
I am a Non-Habitual Resident since 2017 and recently I read that the NHR pensions will start to be taxed from 01-042020. Does this mean that my pension will
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Q
I am 67 years old and just sold my property in Portugal. This was my primary habitation and I sold it for the value of 300,000 euros. This house was purchased in 2014 for 220,000 euros and I had a mortgage to buy it. The debt to the bank at time of sale was 30,000 euros. How much do I need to reinvest, to avoid paying taxes in Portugal. First in order to make sure that this was your primary habitation, you need to check if the address of the house is the address registered at the Portuguese tax office. If this is not the case, you should change it at least 6 months prior to the sale. If you noticed this too late, please be aware that the change of address in some cases can be done
retrospectively. In terms of the amount to reinvest, it works like this: 300.000€ - 30.000€ = 270.000€ So, it’s the proceedings of the sale, minus the mortgage redeemed at the time of deed. The mortgage is only considered if taken prior to 2015 and for the purpose of purchasing the asset.
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I am currently moving from Sweden to Portugal and would like to become Non-Habitual Resident. Can you please let me know what will be the taxation on my salary, as I will need continue working in Sweden as a public teacher?
Salaries and other income arising from governmental employment shall be taxed only in the country of origin. This means that as a Non-Habitual Resident, you will have to declare this income in Portugal, but will not be liable for any tax; the tax should only be paid in Sweden.
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For many years I rented my property in Albufeira for tourists. Last year I decided to move to Portugal and sold that property to buy a bigger one. My accountant has informed me that because the property was on Local Lodging, I cannot use the new property as reinvestment. Can you help? In fact, when the activity is registered at the tax office, the property is assumed to have been transferred to your Alojamento Local Business. This is a rule and means that although the property is still in your name, it is not on the personal sphere, but on the business sphere. So, if the sale occurs when the property is in the business, there is no possibility of reinvestment, as this is only allowed if the property is the permanent address of the taxpayer. However, there are two issues to be considered in this case: Provided that the assumptions referred to in article 34 of the VAT Code are met, a taxpayer may cease his activity retrospectively, by submitting a declaration of termination which, due to being delivered after the deadline provided for in article 33 of the same code, will be subject to the respective fine. The IRS Code does not (yet) determine the number of months / years in which a taxpayer must hold a dwelling as permanent, for the purpose of reinvestment. In effect, what determines this is that, on the date of the sale, the property whose realization value is intended to be reinvested, is the taxpayer’s own and permanent address. In view of the above one of the options to consider is to stop the activity with a retrospective date, change the previous year IRS declaration and treat the sale that occurred in 2019 as the sale of the permanent habitation, allowing the reinvestment. Please note that this situation may require further study as it also depends on the value considered on the virtual transaction from the personal sphere to the business sphere. Please feel free to send us the questions you may have to ricardo@allfinance. pt. We will select some of these to be published.
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Expert financial advice By Andy Oliver, deVere, Portugal.
The EU Summit – Success or More Fudge?
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he EU summit’s been hailed a success by both President Ursula Von Der Leyen and the EU Council President, Charles Michel. But after four days of difficult negotiations, raised voices and reports of fists being beaten upon tables, is it really such a pivotal moment as was suggested in the post-meeting conference or a complete and utter fudge? Too skeptical? It is in a sense… historic, because €750 billion, a huge amount of money, is going to be ploughed into those European countries that are suffering the most from the pandemic, but let’s face it – it’s the same ‘total’ amount that was on the table right at the very start of this summit. And it’s only historic because the European Union are now borrowing money and using its triple ‘A’ debt rating to raise money. €750 billion is a lot of money, and what’s changed is that there will now be €390 billion in grants. And that’s less than the originally targeted €500 billion. That means that more money will be ‘lent’ to those people that need it most, rather than gifted to them. But… and it’s a big but – as many will know, there was a row between the so-called frugal four (the north European ‘relatively wealthy’’ and we are talking about Austria, Sweden, Denmark, and the Netherlands). They have to try and persuade their taxpayers to give money to other countries like Spain and Italy that some taxpayers will think are less deserving. In a sense, the frugal four gave way, but on the other hand, what they won is rebates on the money that they give to the European Union. So, in actuality, they have already got some of their own money back. It’s therefore reasonably fair to call this a ‘fudge.’ As this could conceivably be the start of a fiscal union.
In the 1984 rebate debate on the EU contributions that the UK made at that time, achieved by Margaret Thatcher – she went in with her handbag waving, telling people she wanted her money back, and she got it. The rebates are still around now, and in this case the frugal four have managed to receive increases in their rebates, in fact, in some of the reports coming from this summit, there were suggestions that French President, Emmanuel Macron had likened the Dutch contingent to the UK around Brexit. I’ll refrain from voicing a response to that suggestion. The interesting question now is… could the EU regret the move by expanding rebates and effectively, continuing their existence? The bad boy of the European Union is now being painted as the Dutch Prime Minister Mark Rutte, followed closely by another bad boy, Austrian Chancellor, Sebastian Kurz. These people are not exactly in the same position as Thatcher was, but they are certainly not making life easy for people like Macron, who would like nothing more than an ever-closer union. It does look as though these leaders are beginning to vocalise the fact that they are not prepared to put money into this project indefinitely and support other countries like Portugal, Italy Greece, Spain, Cyprus and so on. Countries that they regard as not being sufficiently frugal as of course... they are. More problems are likely to arise from this between Macron on one side, with Rutte and Kurz on the other. Perhaps the EU has reached the agreement at the expense of future cohesion if I could put it that way. The other thing I should mention is there’s also a huge European budget, and the UK used to object to these huge budgets. Now I suspect, that although Rutte and Kurz have agreed to it,
that again this might be a problem in the future with all this money being ‘centrally spent’ – something the UK openly hated. If you then look at the markets, the Euro has ‘broadly speaking’ received this well, along with European stock markets. They have all ‘broadly’ welcomed and reacted to this agreement. There are a few little niggly concerns to note, however. Yes, the markets could continue for a while, but I can already see the wave of euphoria beginning to slip away, so I would be surprised to see stock markets and the euro continue to power ahead with such momentum. For example, we are already seeing the euro falling against sterling here close to the end of July and at the time of writing this article – and you might say, well, you know, sterling has got a lot of it’s own problems. Agreed! So, if everything is wonderful… why would the euro fall against sterling? One may also say this is one among the many reasons why the UK wants Brexit done with once and for all - Because the EU is not ‘all so wonderful.’ So what is it likely to look like post-Brexit as we are already seeing divisions starting to emerge about how the negotiations have been undertaken, and these final rounds that have been taken ultimately to get some sort of a deal between the UK and EU? The likelihood is that there will be a deal by the end of this year – I’m only basing that on how diplomacy works and how the EU works. The question really is, how important and how big a deal will it be? Or will it just be another EU fudge that won’t add up to very much? Well… as we are hearing more often than not about a lot of situations lately, once again… “We’ll just have to wait and see.”
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deVere Portugal is a permanent establishment of deVere Spain S.L, which is authorised to trade in Portugal and registered with DGS nº J2807, PI insurance with AIG Europe Limited Sucursal in Spain, appropriately qualified according to the law. • 7NPP5X • V1.1/260718
Golf
Seven Deadly Golf Sins... ...or even more if you like, by Peter Ibbs
Number 7 On the green in regulation and four putting Number 6 Taking more than two to get out of a bunker Number 5 Hitting the best drive of your round and then miss-hitting your second shot into a penalty area, bunker or behind a tree. Number 4 Hitting your provisional ball out of bounds in exactly the same way and direction as your original ball and sending your driver in the same direction and then being in such a bad mood on the next tee doing exactly the same thing again Number 3 Forgetting to say “provisional ball” and finding your original ball in a really good lie in the semi rough and having to play the provisional as the ball in play, three off the tee. Number 2 Leaving your put on the lip of the hole (it costs you another shot) and then chucking your putter at your bag and breaking it And wait for it… Number 1 Not knowing the rules and therefore not taking advantage of those rules that work in your favour, (example, not realizing you can take a free drop from an immoveable obstruction!) Moving the ball only slightly as you address it in the rough, (cost Jon Rahm 2 shots at the Memorial at Muirfield Village, Ohio), Failing to mark the ball before lifting anywhere on the course (Penalty incurred), Asking an opponent (or telling and opponent) which club they (or you) used. (Penalty incurred)· Incidentally, the first known Rules of Golf, penned in 1744 by the Gentlemen Golfers of Edinburgh (later to become known as the
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Honourable Company of Edinburgh Golfers) for their annual Silver Club Challenge were known as the Articles & Laws in Playing at Golf. They numbered thirteen in total, the majority of which remain in force today. The R&A Rules code to be published was in 1899, two years after The Royal and Ancient Golf Club of St Andrews had agreed to accept responsibility for the governance of the game and form the Rules of Golf Committee. Other not quite so deadly sins: ! Red Card Offences • Walking across the line of the put of your opponent • Not raking or smoothing out the bunker after you have played your shot. • Failing to repair pitch marks on the green • Failing to replace divots • Pulling your ball from the hole with your putter • Disrespecting course notices regarding golf carts and buggies, driving too close the greens, bunkers or teeing ground and causing damage to the course. Yellow Card Offences • Arriving at the tee for what you thought was your tee time only to find that your playing partners are on the first green • Men – not hitting past the red tees from either white or yellow tees • Ladies – hitting a tree in front of the teeing ground and bouncing back beyond the yellow tees • Hitting a fabulous escape shot from a difficult lie only to find that your next shot is just as difficult as you have landed in a footprint in the bunker
• Taking more than 40 seconds to play any shot • Noise/Movement/using your mobile phone or distracting another player who is playing a shot • Not shouting “fore” when you may be endangering others on the course • Marking scorecards on the green rather than at the next teeing ground • Taking more than 3 minutes to search for your ball and failing to call a faster group through. Unlike many sports, golf is played, for the most part, without the supervision of a referee or umpire. The game relies on the integrity of the individual to show consideration for other players and to abide by the Rules and etiquette. All players should conduct themselves in a disciplined manner, demonstrating courtesy and sportsmanship at all times, irrespective of how competitive they may be. This is the spirit of the game of golf. 2019 Rules of Golf: The Game, Player Conduct and the Rules 1a, Conduct Expected of All Players. All players are expected to play in the spirit of the game by: • Acting with integrity – for example, by following the Rules, applying all penalties, and being honest in all aspects of play. • Showing consideration to others – for example, by playing at a prompt pace, looking out for the safety of others, and not distracting the play of another player. • Taking good care of the course – for example, by replacing divots, smoothing bunkers, repairing ball-marks, and not causing unnecessary damage to the course. Stay safe, enjoy your game Peter Ibbs
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Sport
PORTIMÃO TO HOST GRAND PRIX
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All the latest sports news from Chris Wright.
xciting news for F1 race fans! The Autódromo Internacional do Algarve will host its first ever F1 Grand Prix on 25th October. It will be the first Portuguese Grand Prix since Estoril in 1996 and it is envisaged that at least 5,000 spectators could be allowed into the spacious complex that was awarded an FIA Grade 1 license
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earlier this year. With races cancelled in Brazil, USA, Canada and Mexico alternate venues in safe locations were the order of the day. Germany’s Nürburgring stages its first Grand Prix since 2013 on the 11th October whilst the San Marino Grand Prix at Imola, which is synonymous with the death of triple world champion Ayrton Senna in 1994, will stage its first F1 race since 2006 on the 1st November.
OLHANENSE DESTINED TO REMAIN IN CAMPEONATO PORTUGAL
t would appear that the valiant and vociferous campaign to gain justice for the Olhão club has been stymied by a Portuguese Football Federation that has been intransient throughout. When the new season starts it will be with a restructured Campeonato Portugal (3rd Division). The third change in four years sees the current four divisions of eighteen clubs expanded to eight divisions of twelve clubs. Only the top team in each division will qualify to
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A very happy autodrome CEO Paulo Pinheiro, who has been working to clinch this fixture for years, believes revenue from ‘F1 Heineken Grand Prix Portugal’ could top €100,000, and spectator numbers could increase too and even stretch to 50,000; about fifty percent of capacity.Tickets are already on sale for prices that range from €85 to €650.
compete in two mini leagues of four, with the winners of those mini leagues gaining promotion to the Segunda Liga. Clubs finishing in positions 2 to 5 (thirty-two in total) will split into eight mini-leagues of four with the top two in each forming a new Third Professional League behind the Primeira Liga and the Segunda Liga. Algarve clubs involved will include SC Olhanense, Louletano, Armacenenses and newly promoted Moncarapachense.
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NEW MANAGER FACES CHALLENGING SEASON
C Braga U23 coach José Carvalho Araújo has been handed the task of getting Olhanense promoted to the Segunda Liga. The 38 year-old, who has spent most of his football career with Os Arsenalistas, will be looking to build a strong, new squad. From last season captain Leleco and winger Caleb have put pen-to-paper and will be joined by centreback Joshua Silva (17 apps last season), striker Djamanca Varela, goalkeeper Rúben Dionísio, 24 year-old midfielder Guilherme Morais and Diogo Martins who hales from Tavira and is in his fourth season at Olhanense. The first external signing was striker Juan San Martin from SC Real (Lisbon). The 26-year-old Uruguayan arrived in Portugal eight years ago destined for Benfica’s juniors, after putting in some outstanding performances for Peñarol in his native country. The well traveled centreforward was a member of Uruguay’s U17
national team that were runners-up to Mexico in the U17 World Championship in 2011. Next through the door was rightback Pedro Albino, who two years ago left the club to sign for Estoril-Praia but failed to break into their first-team squad. 21 year-old Pedro made his Olhanense debut when only seventeen and was a popular and assertive defender. Another bold signing is Kaká who made eighteen appearances for Vizela last season as they gained promotion from the Campeonato Portugal to the Segunda Liga. The 27 yearold made one appearance for Portugal, at Under 21 level against Scotland, seven years ago. Popular keeper Rodrigo Moura, twenty-one appearances for Olhanense last season, who was on-loan from Vilafranquense has returned to the the Vila França club and will be hoping to establish himself in their first team who compete in the Segunda Liga New manager José Carvalho Araújo
Kaká signs for Olhanense
Porto manager Sérgio Conceição’s managerial career began at Olhanense
JORGE JESUS RETURNS AFTER NIGHTMARE SEASON FOR BENFICA
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he Eagles six points clear at the start of the year finished the campaign five points adrift of top spot and in the process recorded an unprecedented run of just three wins in fifteen games. As the end of the extended season approached Benfica president Luís Filipe Vieira made a 15,000kms round trip to Brazil and returned with the signature of former manager Jorge Jesus who had been in charge of Flamengo. In a remarkable thirteen months in South America, Jesus became a cult hero winning five trophies including the prestigious Copa Libertadores and running Liverpool close in the Club World Cup final. Whilst Jorge Jesus, he made his Primeira Liga debut as a player with SC Olhanense back in 1975, looks to rebuild Benfica another Olhanense ‘old boy’ Sérgio Conceição was celebrating winning the Primeira Liga title with FC Porto for the second time in three seasons. The 45 yearold former Portugal international started his managerial career in Olhão eight years ago.
A PERSONAL RECOMMENDATION
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anting to get fit or even keep in trim after the enforced lockdown? Then look no further than the superb facilities offered by the Gymnasium Grupo adjacent to Tavira Market (the former bowling alley). Since the restart every precaution is taken including temperature checks, regular sanitised cleaning between sessions and social distancing. Having recently become a septuagenarian I am acutely aware that I am in the Covid-19 high risk group but I feel perfectly safe and happy with the excellent care from the well qualified staff. The Group also have gyms in Olhão, Faro and Portimão. Christine Wright, Bernardinheiro, Tavira Gymnasium Grupo, Estrada das 4 aguas, Parque de Estacionamento das Salinas, 8800 Tavira -Tel. 916 469 182
www.eastalgarvemag.com
PORTO CHAMPIONS; PORTIMONENSE RELEGATED!
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hilst the Dragons were celebrating winning the Primeira Liga there was anguish in the west Algarve as SC Portimonense dropped into the Segunda Liga, after three seasons in the top flight, despite a spirited return to action after the layoff. Taking their place will be SC Farense who finished a truncated season in second place behind CD Nacional (Madeira).
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