Dec15 East Algarve Magazine

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OLHÃO · SÃO BRÁS · TAVIRA · ALCOUTIM · CASTRO MARIM · VILA REAL DE SANTO ANTÓNIO

The Best Guide to the Eastern

Algarve!

December 2015 €1 from agents

GOLF TIP

From professional Keith Ashdown.

PROPERTY

A round up of 2015 and 2016 predictions

GIFTS

Unique gift ideas.

GARDENING Christmas plants.

EAST ALGARVE

WINERY

Merry Christmas & Best Wishes for a Prosperous New Year

contact us now on

289 350 150

XMS15

gavin.scott@blevinsfranks.com adrian.hook@blevinsfranks.com dan.henderson@blevinsfranks.com Blevins Franks Financial Management Limited (BFFM) is authorised and regulated by the Financial Conduct Authority in the UK, reference number 179731. Where advice is provided outside the UK, via the Insurance Mediation Directive from Malta, the regulatory system differs in some respects from that of the UK. Blevins Franks Trustees Limited is authorised and regulated by the Malta Financial Services Authority for the administration of trusts and companies. Blevins Franks Tax Limited provides taxation advice; its advisers are fully qualified tax specialists. This promotion has been approved and issued by BFFM.

FRANCE

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SPAIN

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PORTUGAL

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CYPRUS

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MALTA

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UNITED KINGDOM

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Welcome...

EastAlgarve M

to your December issue. Well as it's the season to be jolly, we thought we'd present to you the East Algarve's largest winery. Quinta da T么r is open for visitors and you can also try it out in Tavira.

We bring you a selection of Christmas gifts, all unique and hand made, plus I tell my story of an amazing day out at Portim茫o's race track-day. We also meet Ana from Santa Catarina who has taken the plunge and opened her own pretty little boutique cafe in Tavira.

Christmas is a time for giving, so we bring you two great charities, both in need of funds. We hope you take time to read about their very worthy causes, and give as much support as you can.

Mark O'Shaughnessy brings you his favourite selection of Christmas plants, plus our regular currency news, the latest finance news and of course sports news from Chris Wright.

I hope you enjoy this issue and have a great Christmas and a very prosperous new year.

Editor

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PUBLISHER & DESIGNER Richard Bassett EDITOR Richard Bassett EDITORIAL CO-ORDINATORS Richard Bassett Snr. ADVERTISING Call 961 700 200 or email info@eastalgarvemag.com DISTRIBUTION 3,500 copies printed.

All advertisers are issued copies for distribution, along with retail outlets.

All rights reserved. Except for normal review purposes, no part of this magazine may be reproduced without the written permission of the publisher. Every care has been taken in the preparation of this magazine, but the contents are only meant as a guide to readers. The proprietors of this magazine are publishers not agents or sub agents of those who advertise therein.

The publisher cannot be held liable for any loss suffered as a result of information gained from this publication

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Contents

5 6 7 8 10 12 14 16 17 18 20 21 32 36 37 38 42 44 46

NOTICE BOARD Your messages.

NEWS

Local news.

WHAT’S ON

Things to do this month.

HEALTH

Pain, and your emotions.

MAKEOVER

Hair makeover from George.

PLACES

East Algarve Winery.

MOTORING Track day fun.

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PLACES

A slice of Tavira.

PEOPLE

G.A.T.O. helping the needy.

GIFTS

Our selection of unique gift ideas.

PLACES

Kids retreat to Tavira.

PROPERTY

Property round up of 2015.

GARDENING Essential soil.

FINANCE

News from Blevins Franks.

CURRENCY ADVICE From Premier Fx.

FINANCE

Finance news from Ricardo Chaves.

SPORT

The latest from Chris Wright.

SPORT

Pro Tip from Keith Ashdown.

CLASSIFIEDS Grab a local bargain.

www.eastalgarvemag.com

NOTICEBOARD

OUR EAST ALGARVE INTERNATIONAL SHANTY CHOIR

GUITAR PLAYING HOLIDAYS

now exists 2 years and has almost 50 enthusiastic members, from 12 countries.

Here in the East Algarve! Learn to play with Gordon Campbel and John Doe at Quinta Arruba and play out at local venues.

Quite a large number!

Therefore there is a waiting list for singers.

Of course you are welcome at our performances, e.g. 19 december in Moncarapacho, or at a rehearsal in Luz de Tavira.

Are you a musician, professional or amateur and do you like to join our team of accordeonists and guitarists?

Feel welcome! Do you play accordion, violin, banjo, guitar, flute, bodran or bass: call or e-mail us!

Koos and Rineke tel. +351926684061 email: eastalgavechoir@ gmail.com http://www.eaisc.eu

Contact: Email gc01@talktalk.net Gordon: 0035 1281 962339/ Text 0044 7947143517 John: 0035 1281 325516, or see

http://guitarplayingholiday.siterubix.com/

CAR TRANSPORT

FERRY POINT BAR, TAVIRA

To and from the UK, Best rates, professional service.

Call 00351 281 105 131 or 00351 934 024 869

GOLF TV, Live Music every Thursdays, Blues.

Soul & Rock'n Roll, plus ELVIS by request

Find us by the Ferry in Tavira

it!

SALE ROOM - OPEN DAILY ou buy ll it! e s BRITISH STYLE AUCTION u o Y FURNITURE • ANTIQUES re it! o t s e W ART • OFFICE • CATERING TOOLS • GARDEN & BRITISH STYLE ! e it v o SPORTS EQUIPMENT m We AUCTION HOUSE

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BUSINESS AND HOUSE

Sales•Business & House CLEARANCES Antiques + Clearances•Free Valuations Collectables LONG Catalogue AND SHORT TERM •Online & STORAGE 07.00 PM Monthly Auctions!!

TRANSPORT + REMOVALS DECEMBER - General auction Sat 5th

Next Auctions: starts 10.00am. Antiques & collectables OPEN;19.00pm.

Wed VISIT 16thUS, , starts TUESDAY TO FRIDAY 09.30-5.30 JANUARY - General auction Sat 9th SAT. 3RD MAY SATURDAY 09.30-12.30. starts 10.00am.

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AUCTION HOUSE: Sítio do Besouro,info@ahalgarve.com Conceição, FARO

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NEW OPENING TIMES Mon-Fri 10am-6pm, Sat-Sun 10am-3pm

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ON FACEBOOK ww.ahalgarve.com www.eastalgarvemag.com AUCTION HOUSE ALGARVE

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5

News

sea crossing between the Algarve city of Faro and northern Morocco could soon be launched after a ferry company expressed interest in operating the route and a tourism chief from the Tangier region said his bureau is willing to co-finance it.

Abdelghani Ragala, head of the Tangier-Tétouan regional tourism board, said the entity is willing to cofinance the crossing as long as its Portuguese counterpart also shares the costs, to make the operation financially attractive. “At this moment we need the operator to draw up a financial plan and then for the entities on both sides to reach an agreement on how we can collaborate. Our region is, at this moment, implementing a policy of financial support for all ways of travelling to Tangier and Tétouan”, Ragala said in comments to newspaper Sul Informação.

The Sul Informação reporter was part

of a committee from the Algarve invited on a four-day visit to the northern Moroccan region by its tourism board and which also comprised Faro councillor José Cavaco and José Alberto Alegria, Honorary Consul of Morocco in the Algarve.

A ferry route between the Algarve and northern Morocco has already existed but was scrapped around 20 years ago.

In recent years the idea of reinstating the route, but with a faster, more modern Ferry boat, has gained ground.

The trip is expected to take around five hours and would involve a catamaran similar to the one that connects Tarifa and Algeciras, in southern Spain, to Tangiers.

According to Sul Informação the crossing will be operated by the company Intershipping.

Faro, a city twinned with Tangiers since 1985, has been one of the driving forces behind the idea and it was, reportedly,

one of the main topics of conversation during the recent field trip.

“We have been working on this possibility for a while now, with the heads of Algarvian entities, specifically the municipality of Faro. We have very important economic links with the Algarve, with Portuguese companies set up here [northern Morocco], and with the many tourists who come here from the Algarve”, Abdelghani Ragala told Sul Informação.

He explained that “Currently Moroccans mainly chose to holiday in the south of Spain. But they already know that region and want to discover the Algarve, not least because it has an abundance of a product that interests them a lot – aparthotels. As well as tourist traffic there is also great potential for commercial traffic. Both sides will benefit.”

According to the Tangiers tourism chief, the crossing could be operational within 18 months to two years.

NOW IN TAVIRA "The CACI ultra is amazing" Jennifer Lopez

CALL KAREN FOR MORE INFORMATION: 962 012 111 WWW. CACIBEAUTY.COM

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www.eastalgarvemag.com

Source: www.theportugalnews.com

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Ferry between Algarve and Morocco could set sail soon

What's on

Things to do this month Events not to miss this December.

In Tavira

Throughout the month the ever growing nativity scene will be set to wow you. Open every day at the Tavira Bombeiros, meticulously put together by our friendly fireman Jaime.

On the 12th December, between 10.00 and 13.00, a juggling goblin on a unicycle sets the mood of the Father Christmas parade, sponsored by biker Motomanos group, in Republic Square, at 15:00.

The 19th December, between 10.00 and 13.00, is also dedicated

to younger ones with modeling balloons, face painting, murals and dances. Also taking place is a free workshop on decorations in the Casa AndrĂŠ Pilarte.

22 to December 24, the house of Santa Claus, in Republic Square, will be a delight for all children. On the 24th, the Christmas parade with AlFanfare Group, starting at 11:00 am 31st December, Republic Square, 22.00 - 00h00 70's and 80's music 00h00 - 00h10 Fireworks 00h10 - 02h00 70's and 80's music 02h00 - 04h00 DJ Dhanny + VJ Eye

31st December, FerryPoint Bar, Tavira, along the river by the Ferry boat to Tavira Island, live music including Elvis by Richie Jnr plus 60's, 70's and 80's. Enjoy the fireworks at midnight from the terrace.

In Vila Real

5th December - 10th January, Giant Nativity Scene. Following a tradition set in recent years, the giant nativity scene is back at the Antonio Aleixo Cultural Centre. Part of its success lies in the features of over 4,000 figurines.

JOIN US FOR THE OPENING NIGHT CELEBRATION Saturday 12th December 2015, 6pm - 9pm A RT

FOR

E V E RY ONE

Rua 4 de Outubro, 24, Tavira (in front of Hotel Vila Gale Tavira)

Telephone 96 201 2111 | www.taviradartes.com | taviradartes@gmail.com

www.eastalgarvemag.com

7

Health

Pain

and your

emotions Duarte Arrais explains how types of pain can be directly related to specific emotional patterns

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ur Body is a wonderfull “machine”: everything is connected and related, our emotions and our physical health and wellbeing, therefore, we must seek help to restore it´s balance. At Fisioclube, we can help you improve your emotional and physical balance.

Pain in the body is one of the most common feelings experienced by everyone. The three manifestations of pain are energy, perception and physical manifestation. Each kind of pain may be linked to a specific emotional state in our mind.

Although we are all different, some patterns can be common, here are a few possible examples, of this relationship, between the mind and the body: Muscle pain can represent a challenging ability to move in our lives.

Neck pain is a sign that you may be having trouble forgiving others, or even yourself. If you’re feeling neck pain, think about the things you love about yourself and other people.

Shoulder pain may indicate that you’re carrying an emotional burden.

Upper back pain can indicate that you lack emotional support, or that you feel unloved.

Lower back pain might mean that you worry too much about financial problems or that you lack emotional support.

Pain in the sacrum and tail bone might mean that you’re sitting on an issue that needs to be addressed.

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Pain in the arms means that you’re carrying someone or something as an emotional burden.

Pain in the hips is manifested when we’re afraid of moving. Sore hips could indicate a resistance to changing and moving forward.

General pain in the hips is related to support. Generally, it is related to an imbalance in how you are relating to life and a feeling of lack of love and support.

Pain in the joints indicates an inability to be flexible.

Knee pain symbolizes our relationship to another subject, balanced or aggressive. Knee pain indicates a difficulty accepting things as they are.

Unexplained pain in various body parts: the cellular structure of the body is constantly renewed and during this process, it is purged of negative energies. This process weakens the immune system and all the systems in the body. So while the body may appear to be in a state of illness, it is more or less in a state of clearing – a state that will soon pass.

The body is very clear when it comes to pain. Our experiences manifest directly in our bodies and when we experience emotional stress, our body shows us exactly what the problem is. The only thing we need to do is decode it and seek for specialized treatments to manage pain and achieve the emotional balance, throught holistic therapies that can improve your well-being. At Fisioclube, you have a personalized

and specialized consultation, with a professional team, that with it´s knowledge can help you improve your quality of life.

Duarte Arrais, Fisioclube, Fuzeta

Fisioclube FUZETA

HOLISTIC THERAPY › Osteopathy › Physiotherapy › Global Postural Re-education (RPG) › Nutritional Therapy › Iris Diagnosis › MicroKenesitherapie › Neuromuscular Balance › Auricular Therapy › Neural Therapy › Therapy Taping › Cupping Therapy › Quantum Therapy › Flexion-distraction system › Neural Biopunture

Tel 962 777 701

email duarte@fisioclube.net www.fisioclube.net

www.eastalgarvemag.com

Licensed by Ordem dos Médicos, ERS, INAC, EASA, ARS, ISQ

Massage Local massage relaxation Relaxation massage Hawiian massage Pindas massage Candle Lymphatic drainage Reflexology Hot stones located Hot stones Bamboo therapy relaxation Bamboo therapy modelling Shiatsu

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24/7/365 Call Out Service Tel. 919 657 860

‹‹ To Lidl

‹‹ Harmony ‹‹ To Library

NEW SPECIALITY Clinical Psychologist and Sexologist with long term experience

Rua 25 de Abril lote 2 r/c esquerdo, inside the Santiago clinic, near the court. Tavira.

Telm: 914 653 900 email: harmonytavira@gmail.com

GPS 37.102282 & -7.963822 We also cover Moncarapacho - Tavira V. R. Sto. António & in Spain Ayamonte to Huelva

INVITES YOU TO OUR 2015 Christmas party at

F E R R Y P O I N T COCKTAIL BAR

Welcome Champagne Buffet & Dancing Saturday 12th December, 8.00pm On the opposite side of the river to Pingo Doce 164 Largo Dr Jose Pires Padinha, Tavira

www.eastalgarvemag.com

9

Beauty

BEFORE

Once again we welcome George Allen from the Hair Studio in Conceção Cabanas and this month’s hair model, Ann.

Makeover of the month

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his month George's keen model was Ann Down who has lived in the area since 2014. Up until this Summer Ann’s hair was mid length which she found quite hard to manage as it was thick, course and would become frizzy due to the high levels of humidity.

For some time she had been thinking of a change of style and after keeping her hair longer for a family wedding in the Summer (the ladies had decided to wear their hair

up) she decided now was the time to take the plunge.

George explained, “Ann’s hair had already been coloured with warm highlights in August and the base colour was perfect for Ann’s complection. A soft chestnut mid brown with warm highlights was combined with the infamous Joana Lumley “wedge”, one of the "musthave" hairstyles made popular again in the 60’s by Vidal Sassoon.”

This stylish simple cut was created to bring depth and graduation to

Anne’s hair and together with the glowing colour combination George has now created a manageable chic look. Anne explained that her hair was no longer difficult to manage once done and now she is looking forward to keeping the softened style. It was clear that Ann couldn’t be more delighted with the results.

The cost of both the colours and cut was just 43 euros and took about an hour and a half.

Many thanks to Ann and George.

The

HAIR STUDIO

Benamor Golf Tavira

HAIR STUDIO ● CREATIVE HAIR LADIES & GENTS

Conceição

Cabanas

We are here

Professional friendly service for both men and women, Cutting, colouring, perming and re-styling.

Salon closed from Christmas day until 4th January

CONCEIÇÃO DE TAVIRA, OPEN ALL YEAR ROUND TEL: 916 765 082

Gents Cut 10€, Ladies Cut & Blow Dry 20€.

APPOINTMENT NOT ALWAYS NECESSARY

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www.eastalgarvemag.com

Hub The

CAFE

Welcome to the Hub cafe, Santa Rita in the East Algarve. Located just off the EN125, a few minutes from Monte Rei Golf, you'll find this friendly family run cafe/bar, which has become the 'hub' of this picturesque village. Meet owners Robert and Stacey and daughter Billie who works there most days.

Casas Villagio, also owned and run by Robert and Stacey is a small holiday letting company consisting of four beautifully restored houses, all within walking distance of the Hub cafe/bar.

For more details on their properties visit their website www.casasvillagio.com

GUEST BITTERS INCLUDING: HOB GOBLIN, LONDON PRIDE, SPITFIRE, AND OLD SPECKLED HEN. STELLA AND FOSTERS ALSO AVAILABLE. www.eastalgarvemag.com

LARGE SCREEN 160cm TV WITH SKY SPORT, BT SPORTS + SPORT TV

HOMEMADE PIES; Try our fantastic new winter selection of homemade pies.

PLUS a variety of English snacks HOMEMADE DAILY SELECTION OF CAKES, DESERTS AND PETTISERRIES BOARD GAMES FOR YOUNG AND OLD I PAD STATIONS, FREE WIFI LARGE CHALK BOARD FOR THE YOUNGSTERS TO ENTERTAIN THE OLDIES OR VICE VERSA!

Villagio

CASAS

de Santa Rita

HOLIDAY LETTING Tel: +351 925 916 614 Email: casasvillagio@gmail.com

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Wine

East Algarve

winery

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he vineyard dates back to the 1500's and remained in the same family until 2011 when the new owners bought the property and rebuilt the winery. The microclimate, low temperatures in winter and hot in summer, produces an excellent, balanced maturation of the five types of grape this land has to offer (Touriga Nacional, Syrah, Cabernet Sauvignon, and Trincadeira Aragonez), producing high quality wines.

The Algarve has the perfect climate for growing vines. They love the region for the very same reasons that we do; it's never too hot, never too cold, and it's guaranteed more than 3,000 hours of sunshine every year.

If you’re familiar with Algarve wines, you’ll almost certainly know the major towns that lend their names

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to the region’s four wines; DOCs (Denominação de Origem Controlada – the highest wine classification).

These are Lagos, Portimão, Lagoa and Tavira. There are a number of vineyards across these four regions; some are open to the public.

In 2011 Quinta da Tôr, in the small village of Tôr was brought back to life by winemakers Pedro Mendes and Joaquim Roque, Vinivista Lda. A vineyard and winery of regional excellence. With a lot of effort, persistence and selection, the new owners were able to reach their desired quality levels, the fruit grew and the dream was born.

Two years later in 2013, the first batches of the red Quinta da Tor Multicasta, Quinta da Tôr - Touriga Nacional and Quinta da Tôr - Syrah come to market receiving excellent reviews.

Since then Quinta da Tôr has

consolidated its market presence with the introduction of two more wines to the family, Quinta da Tôr Rosé and Quinta da Tôr - Aragonez, BOTH with clear culinary prowess.

In 2015 Quinta da Tôr strengthens and diversifies its products with the introduction of the Bag in Box Multicasta, Quinta da Tôr - Cabernet Sauvignon and the the Quinta da Tôr - Reserve, an engaging red with character and a fine, velvety texture.

Production is currently at 100,000 bottles of wine per year and is a wonderful success story.

We were lucky enough to taste a selection of their wines, which were simply stunning! If you would like to try some for yourself, you can do so here in Tavira. Call 961 304 826 or Email info@ocean4you.net, or you can contact Quinta da Tôr directly on 289 417 018, 964 026 310, or email turinox.lda@hotmail.com

www.eastalgarvemag.com

Wine

We have pleasure in introducing the East Algarve's largest winery consisting of 47 Hectares: Loule's Quinta da T么r.

www.eastalgarvemag.com

13

Motoring

TRACK DAY FUN

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From Superbikes, to Classic cars to track days, Portim達o's Autodromo do Algarve is truly a world class race track!

ast month I was lucky enough to take part in a track day event at Portim達o race track, all in the interest of an article of course!

The morning started with a drivers briefing, nothing too heavy, after which we were literally free to drive our hearts out on a full scale F1 circuit. I had thought it would be a bit of fun, I'd take it easy for a couple of laps and work up speed, after all with 6 half hour sessions, I had a total of 3 hours track time ahead of me.

No such luck, these guys were serious!

No time for driving Miss Daisy, it was

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full pelt from the green lights. After my first session I pulled into my pit garage, only to find my brakes were shot! After a quick trip into Portim達o and a visit to the equivalent of Quick-fit, I was back in time for my second session. As the day went on, my lap times went down, and by the end of the day I was sure I could give Lewis Hamilton a run for his money, if not, at least Jenson Button in his Maclaren!

The cars varied from Fiat Punto's to Ferrari's, Porsches and Aston Martins, an absolute car lover's dream, even if not driving. There was even a separate

track for lunatics driving cars sideways (I think they call it drifting).

The event was organised to perfection, and I must say, a wonderful day. All in all, for only 140 euros it was a real treat, a day I'll never forget.

Currently there are only 3 or 4 track days per year, but I'd say with over 100 drivers, they should be putting more on the calender soon.

For details see: www.autodromodoalgarve.com Tel.: (+351) 282 405 600 info@autodromodoalgarve.com Richard Bassett, Publisher

www.eastalgarvemag.com

Painting by Phyllis Calvin Thomas at Galeria Côrte-Real

ARTIST IN AN ALGARVE RESIDENCE

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hyllis Calvin Thomas lives in the bucolic surroundings of Petaluma, Northern California, yet for the last six years she has come to the Algarve for a month or more. Staying at the artist’s residence in the grounds of

Galeria Côrte-Real, her visits form part of an annual journey. Selecting different seasons she spends her time exploring and painting locations in France, Italy, Spain and Portugal. Each year she leaves behind a vibrant exhibition of her paintings currently on display at Galeria

Côrte-Real.

Signposted from Boliqueime, Ferreiras and Paderne, Open: - Thursday to Sunday, 11am until 5pm Telephone: - 912 737 762 Gallery website: - www.corterealarte.com Carolyn Kain

EXCURSIONS & GUIDED TOURS Let us guide you around your neighbourdhood with the tuk tuk tour

Castro Marim: Visit the Salt Spa, Historical city and castle São Brás: Visit the Museu do Trajo, cork shop and cork factory

OR BOOK YOUR TRIP TO: Évora, Alqueva or Lisbon

Arrange your trip from Tavira, T. 961 304 826 E. info@ocean4you.net

www.eastalgarvemag.com

15

People

A SLICE OF TAVIRA

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na Isabel opened her small stylish tea and coffee shop early in the Summer of this year bringing you mouth watering cakes, drinks and ice creams.

Ana has selection of local products on offer including sardines and tuna patés from Olhão, honey that is farmed and produced in Santa Catarina as well as the purest sea salt from Tavira.

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Also on offer is a selection of locally produced drinks such as Frutabel and Aguadente. You can relax with a hot or cold drink and choose from a selection of regional cakes.

Especially fitting for the festive season the Ginja de Óbidos is a natural handmade, quality sour cherry liqueur. With the exceptional quality of the fruits from the Obidos region, it is a richly flavoured smooth

cherry liqueur with a complex structure and a long bouquet.

Served as an aperitif or a digestive after dinner drink Ana serves this with a small chocolate edible cup.

Right opposite the Vila Gale Hotel Ana will be sure to give you a warm, friendly welcome. We wish her great success in her new venture. Contact isabellahomestyle@gmail.com

www.eastalgarvemag.com

People

PEOPLE

IN NEED

T

“We make a living by what we get, but we make a life by what we give.”

Winston Churchill

his month we are pleased to introduce to you the public institution G.A.T.O. founded in 1990 by Dona Gisela Marques. The group was originally started to help drug addicts, hence the name GRUPO DE AJUDA A TOXICO DEPEDENTES. We met Dona Gisela, Ana Buisa Santos and Antonio Agostinho at their head office in Faro.

Since its launch G.A.T.O. has moved on to help the large number of poorer members of the community, not only people addicted to drugs as the name unfortunately implies.

One of the huge responsibilities they have is ensuring the RSI; Rendimento Social Insergao (social welfare allowance) of 178 euros per adult or 52 per child per month, given to people to live is being well spent.

They visit families to check that children are attending school, job interviews are kept and that doctors appointments are met. Help is given to children from deprived families where possibly drugs, alcohol and domestic violence are issues. Antonio explained that children brought up in this type of environment often think this is a normal, acceptable way of life. G.A.T.O. provide physiological consultations, educating children and encouraging them to choose a different way of life. They also organise excursions such as visits to

www.eastalgarvemag.com

the swimming pool for the children.

G.A.T.O. also helps people who have found themselves in difficult situations due to the recession. people who once had perfectly normal lives and are now poor and in need of help. This sort of thing could happen to anyone through no fault of their own.

Ana told us about a particular project, funded by the government which is unfortunately coming to an end. They have been supporting 650 families (over 2000 needy people) providing help in specialist areas such as physcology, social animators, speech therapists, and counselling for children.

They offer University students the chance to help on projects, giving them a hands on experience learning Administrative work, Social integration and Insurance and hygiene at work. To continue this project would cost 62,000 euros per year. Sadly it will end in January.

Another successful project was working with 6 – 10 years in schools, teaching basic social behavioural skills including; respect for others, how to work in groups and how to behave in society. This was taught in normal lessons at school and teachers reported a huge improvement.

G.A.T.O. have a total of 6 different premises, 4 in Faro, 1 in Estoi and 1 in Luz Tavira including a community

hospital in Faro and with 30 beds (24 paid by the government) where people can stay to receive treatment for addictions and a half way house with 8 beds in each house. All together there are 32 emplyees, including a social street team to care for people sleeping rough or in need.

Funding is made up by 80 per cent government, 20 per cent donations and fund raising.

The institution is in desperate need of help. Ana (half) joked, we really could do with a God father or God mother to help. "Someone to help us help the very many poor people we have here in the Algarve". We are in urgent need of a van for transportation, our workers travel all over Faro in our only van which is now very old.

It was a very humbling experience meeting the team at G.A.T.O. They truly work tirelessly with patience, understanding much empathy to help the community under very tight budgets and cramped working conditions. Without funding they will loose their projects and there is nothing to replace their expertise, experience and unconditional help.

If you think you can help, call Jorge on 289 813 106 or email: gato.gflat@ gmail.com G.A.T.O. are approved by TUV RHEINLAND a quality control body who check all their procedures are done properly.

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Motoring Places

Suzy Constantino works is dedicated to the use of old tiles and schist, a medium to coarse-grained metamorphic rock composed of laminated, often flaky parallel layers traditional to the Algarve. She bonds old tiles together with the schist and paints them, creating unique and beautiful pieces, giving life to old materials. To purchase something with an Algarvian flavour, please contact: 964469963, or suzyconstantino@gmail.com or facebook: Hortel達 pimenta

unique

Luisa Cunha - Due to lack of employment in the region and her love for sewing, she decided to innovate and began working with the most precious raw material from the Algarve: Cork. Luisa, guided by her imagination and the desires of her customers, makes unique cork based pieces. For some good taste and refinement, we offer cork made by Luisa.

Contact: 967014809/914430894 or luisacork@gmail.com or Facebook: LuisaCork

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Motoring Teresa Abreu always liked to do small crafty things to offer to her friends at Christmas and birthdays. Her passion was the artisan work.

After recovering from a cancer, she saw a hand bag made with recycled material and she worked hard to learn more about it. As her skills improved, her imagination led her to start experimenting with coffee bags, milk cartons and other recycled material. In every piece we can see the Algarve and the Algarvian costumes. To offer a piece of recycled Algarve made by Teresa contact: 969 417 700

gifts

Looking for a unique, hand made gift or something made from recycled materials?

Here's our selection of locally produced one off gifts.

S達o Beja Nunes - Since S達o was a child, she and her family enjoyed working on small artisan Craftworks. She started by preparing small pieces in crochet and other materials for her own wedding and then began to offer these to her friends for their weddings.

She also started making jewelry and other small gifts and friends from the Luz de Tavira folklore dancers persuaded her to participate in Artisans Fairs. Today, the artisan crafts are her work and her passion. To purchase traditionally made gifts by S達o, contact: 967565317 or maria_beja_nunes@ hotmail.com We are sure that Santa clause can find unique presents for everyone here in the East Algarve magazine.

www.eastalgarvemag.com

19

People

Kids retreat to Tavira R

RarĂ­ssimas opens a rehabilitation centre in Tavira to help children with rare diseases.

arissimas – The National Association of Mental and Rare Disabilities - was founded in April 2002 with a mission to support patients, families and friends who's lives are affected by a rare disease.

A group of parents felt the need to share their experiences in the relentless struggle to give their children the dignity and quality of life they deserve!

In July 2015, one of these parents, Ricardo Chaves was appointed the Algarve director for this association.

The main goal of the Algarve association is to build a respite centre in Tavira. It is the intention to build the centre within the next 4 years and will include a foster

20

home, rehabilitation centre and also a respite centre to allow children to have summer camps in Tavira, while their families rest.

In the short term, Rarissimas has opened a small centre in Tavira, not far form the Bombeiros. Here the children will have access to Ocupational Therapies, Fisiotherapies, Speech Therapies and others that will allow them to grow and develop their abilities.

RarĂ­ssimas is well recognized by the scientific community and the general public in Portugal. The Casa dos Marcos Centre in Moita is the only one in Europe. Several other countries have already visited this centre in order to try and replicate it in their countries.

If you wish to contribute to the Algarvian Centre of Rarissimas, which is currently purchasing equipment to open in December 2015, or if you want to support the therapies of any of the children, you can make a donation to: Rarissimas Montepio: 0036 0310 99100010811 97 IBAN: PT50 0036 0310 9910 0010 8119 7 SWIFT / BIC: MPIOPTPL See more at: http://www.rarissimas.pt/ For further information contact Ricardo Chaves Landline: +351 281 029 059 UK: +44 (0)20 3151 0021

www.eastalgarvemag.com

Your 2015

property

round up

A look back at the property market during 2015, and predictions for 2016 by our property expert Robert Bijker, director of Land and Houses Algarve.

E

very year in December we reflect on the past year and provide an outlook for the property market in the year ahead, 2016. As expected, trading conditions for real estate have improved over the past 12 months.

Looking back we can say that the market bottomed out in 2013/2014.

During this period transaction volume steadily increased but property prices remained weak for most of this period. However by the end of 2014 we saw some price improvement which continued more broadly in 2015 making this the first time in 6 years that vendors started to benefit from the recovery too. In addition the overhang of unsold, newly built properties is getting smaller by the month. Supply and demand is more balanced, however in some property/price categories supply is drying up fast. For instance, it is becoming very difficult to find villas with a pool below the Euro 300.000 threshold. The construction of new properties is also picking up, albeit from a low base and includes previously approved developments which were put on ice due to the crisis but also complete renovations of old properties/ruins in town centres. This is a positive sign in light of a moderate economic recovery in

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Europe.

In Europe we are still very much at the beginning of a new credit cycle.

When compared with the USA we are miles apart. Despite provisions for bad loans over the past years, European banks exposure is twice as big compared with banks in the USA according to figures recently released by the European Banking Authority. The figures show that approx. 6 % of European loan books are impaired, with only 3% in the USA. However, some banks are better capitalised and are gaining market share in the Portuguese market for mortgages. The recovery in new mortgage origination by banks in Portugal confirms the beginning of this new credit cycle. There is a clear distinction in activity between the better capitalised banks versus the weaker ones. Actually, some banks have seen the volume of new mortgages in 2015 triple versus 2012 and are gaining market share.

As a result interest rates have come down too. Only a year ago spreads were around 4% over Euribor, now they are down to between 1,5 and 2,5% depending on which financial institution you use to apply for a mortgage. This spread is to be added to the 3 or 6 month Euribor

rates, which are currently in negative territory. This extraordinary situation is due to the quantitative easing (QE) program of the ECB. And there is more good news to come in 2016.

We expect competition between banks to intensify leading to a further narrowing of spreads. To put this in perspective, before the start of the financial crisis banks were charging between 0.5 – 0.9% over Euribor.

As the Algarve is a melting pot of cultures and has always attracted buyers from all over the world, it is important to watch how other economies are performing when analyzing trends in property prices.

The big themes for 2016 that could have a negative impact on the property market are a slowdown of economic growth in Europe, deflation and the need for further strengthening of banks balance sheets. To start with the first, the recovery in economic activity has been very moderate and as such disappointing. One would have expected a more robust economy after the great recession. The inflation outlook is weak, which is what the ECB is focussing on. The ECB is way off the 2% inflation target.

The slowdown of global economic growth is not helping either and the ECB assessment is that there is risk

21

Property to the downside. Hence, it is well anticipated that the ECB at the next meeting in December will not only extend the length of the QE program but also the monthly volume in order to add further support to Europe’s economy. The current program runs until September 2016 and is likely to be extended by another year. In other words, interest rates are staying low for longer. QE and low interest rates have had an effect on the currency too. Of all major currencies, the Euro has been the weakest in 2015. This may well continue in 2016 as the world's two big central banks are heading in opposite monetary policy directions.

In addition, the Euro zone GDP will PROPERTY MANAGEMENT ALGARVEAN COTTAGES

V I LLAS

start to benefit from the following tailwinds: • Low energy prices • Easing of credit conditions • Weaker currency • Fiscal policy Fiscal policy is likely to turn stimulative in 2016 for the first time since 2010. There has already been slippage on government budgets in several countries including France, Italy, Spain and Portugal. With a left wing coalition now back in power ruling Portugal, the likelihood is that anti austerity measures are being reversed. Hopefully budget rules will be obeyed as fiscal recklessness was the root cause leading to Portugal’s bailout.

H A P P Y H O M E S A L G A RV E

A PA RT M E N T S

TOWNHOUSES

QU I NTAS

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Covering the whole of the Algarve as independant real estate agents, we can provide you with unbiased advice when you decide to purchase a property and can introduce you to a wide choice of reputable mortgage banks, architects, lawyers, builders, chartered surveyors and interior designers. We have been in business for over 16 years, finding the right property for countless satisfied clients. We currently have over 900 properties available online and would be very pleased to help you find your ideal home.

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V I L A MO U R A

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Debt to GDP is still very high at 130%. When Portugal signed up for the bail out program, the Troika (ECB/IMF/European Commission) demanded structural reforms.

However, little progress has been made on this front and the newly elected government is keen to undo some. Portugal exited the 3 year bail out program in 2014 and is no longer required to negotiate with its lenders. If economic growth is used as a measure of success, then Portugal underperformed when compared with Ireland (another bailout country) where in the first half of 2015 the economy grew by 7%. Expected GDP growth for 2015 and 2016 in Portugal is respectively 1,7% and 1,7%. For Ireland this is respectively 6% and 4,5% and for Spain these figures are expected to come in at 3,1% and 2,7%.

Portugal’s underperformance is nothing new. For decades it has not been able to reach it potential.

The issues hampering economic growth in 2015 are likely to be the same in 2016; a slow judicial system, inefficient public administration (e.g. hidden unemployment), restrictive labour regulations and a lack of competition in some sectors.

But the biggest single risk to the local economy and recovery in real estate is also the one that has brought more visitors to the Algarve.

During 2015 there has been an increase of vacationers who would normally have gone elsewhere. Due to political instability and in some cases the risk of terrorist attacks they have chosen to spend their holiday in the Algarve. Beauty is in the eye of the beholder, you have to be there to experience the beauty of the Algarve. Once here, some will consider purchasing a 2nd home or becoming a resident.

Programs like the Golden Visa and the NHR (Non-Habitual Resident) continue to be successful in attracting foreign buyers and we expect this to be no different in 2016. Especially the latter as more and more people from Northern Europe will learn about this program and the benefits. The NHR program is a scheme for individuals who have not been a resident in Portugal during the past 5 years. Once an individual has been granted the NHR status, he or she will be exempt from income tax (work, royalties, pension, interest and dividend) for a period of 10 years. This program

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Property in combination with an undervalued property market is an attractive proposition for many foreigners who like to capitalize on a recovery in property prices while having a 10 year tax holiday. The market benefits more from this type of buyer versus ‘flippers’, as they have a strong incentive to hold on to their property during this 10 year period.

The local lodging legislation was changed at the end of 2014 which made investment in real estate more attractive, especially in a low interest rate environment. The new legislation requires owners who rent out their property on a short term basis to holidaymakers to register at the local tax department as a business activity. The advantage of this so called ‘simplified regime’, is 85% of rental income is automatically considered as expenses. In other words, you are only taxed on 15% of your invoiced rental income. There is a flat tax rate of 25% percent, which results in a final rate of 3.75% of total rental income. This compares favourably with the tax rate on savings. Moreover, the rental returns also compare favourably with gross

yields varying between 5 to 8 percent depending on the type of property, location and marketing.

To summarize, despite change in government and economical challenges we expect 2016 to be a good year for real estate. In 2015 property prices have increased on average by 5%. We anticipate a further recovery in property prices in 2016 and would not be surprised if by this time next year prices on average were to be 7 to 9 % higher.

If correct, the market would still be approx. 30% below the previous high of 2008. Furthermore, we expect new construction to pick up steam in 2016. Over the coming 12 months it is likely that the balance between supply and demand changes gradually in favour of vendors and thereby ending a buyers market which lasted for 6 years. As a result the new construction hitting the market can be easily absorbed.

In addition, we believe banks will continue to strengthen their balance sheets in 2016 – something we always considered to be a process and not an event – which has already lead to a more liberal approach by

better capitalised banks towards the issuance of new mortgages and a reduction in the spread. There is a good chance for a further reduction in spread as competition between banks for customers will heat up.

Foreign buyers of property in Portugal continue to enjoy a double whammy in 2016; a weak Euro and depressed property prices. In addition to this for some the icing on the cake is the Non Habitual Resident program. For those who consider the purchase of a property, it is not getting any better than this.

Robert Bijker Land & Houses Algarve – Yellow Homes www.landandhousesalgarve.com www.landandhousesalgarve.de Tavira Office Rua Dr. José Pires Padinha 178 8800 - 354 Tavira Tel: 281 320 281 Fax: 281 321 901 (AMI – 6232) Vilamoura Office EN 125, Benfarras Boliqueime 8100 - 068, Boliqueime Tel: 289 301294 Fax: 289 301439

Tavira House & Home

Ref: V0355 €290,000 Charming 3 bedroom villa with expansive views over the countryside and to the coast, Faz Fato, Tavira

Ref: A0352 €182,500 Bright and spacious top floor 3 bedroom apartment with exceptionally large private roof terrace, Tavira

Rua 1º de Maio 45, Tavira AMI Licence: 9218

www.eastalgarvemag.com

www.tavirahouseandhome.com info@tavirahouseandhome.com

Office: (+351) 281 328 210 Juliet (+351) 918 621 994

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Togofor-Homes, Tavira

T

Togofor-Homes Estate Agency opens its 3rd office in the Algarve!

ogofor-Homes Lda are proud to announce the expansion of their company with the opening of their 3rd office in Tavira.

Established 11 years ago by a husband-and-wife team, TogoforHomes, is a no-nonsense Real Estate agency, which has successfully sold properties throughout the Algarve.

Now with offices in Lagos, Vilamoura and Tavira, this family firm has over 800 properties in their portfolio, with

20 multi-lingual professionals skilled in providing exceptional customer service.

To emphasize their knowledge of each area and transparency, the firm publishes their properties in a range of magazines, newspapers, and websites in French, German, Portuguese, English and even in Russian: www.properties-algarve. com and www.togofor-homes.com.

Their portfolio is also present on main international Real Estate portals and

a selection of more specialised sites.

If you would like more information, wish to sell your property, or are thinking of buying in Portugal, this is the only agency you need to call!

Contact our Vilamoura Head Office on 289 322 134.

Constantly growing they are also offering attractive job vacancies.

If you are interested please send your CV with a photo to admin@ togofor-homes.com

RE/MAX TAVIRA Rua Dr. Augusto Carlos Palma, nº 26 8800-345 Tavira AMI 4515

(+351) 281 320 080 - tavira@remax.pt - www.remax.pt/tavira Tavira Centre

2 bedroom apartment, with 2 balconies, lift and parking space in the basement

129,000€

Ref.: 120871086-37

PROPERTY OF THE MONTH

Santa Luzia Residence

Monte da Eira Tavira Apartments in a tourist development with many amenities.

1 & 2 bedroom apartments in Santa Luzia in a delightful development with swimming pool & garage. Enjoy living by the Ria Formosa, at walking distance from shops and other amenities.

Ref.: 120871069-203

From: 78,000€

From: 100,000€

Financing – Return on the investment

Ref.: 120871043-986

Do you need help in selling your property? Talk to us. We make the difference.

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Vila Nova de Cacela Caliço A L G A R V E

Park

PORTUGAL

VISIT BY APPOINTMENT!

PLOTS AVAILABLE FROM 100m²

5 famous golf courses only15 minutes away

Close to several riding schools

€45,000

RESTAURANT, BAR & POOL

FOR A 360˚ VIEW OF THE PARK, SEE OUR WEBSITE; WWW.CALICO-PARK.COM €57,500

24h Security, Daytime reception, Free internet access, Post service, Laundry, Petanque.

Tavira, Vila Real & Spain: 11km, Faro airport 45 mins. Sea views, 5km from the coast.

Tel: (00351) 281 951 360 Tlm: (00351) 917 925 031

www.calico-park.com EMAIL:1950asf@gmail.com GPS: N – 37º 11' 12" W – 007º 33' 00"

AMI 8799

LwL Properties.com, Nº40a, Rua 1º de Maio, 8800-360 Tavira Office: 00351 281 327 656, Voip: 02070999193 Email: info@lwlproperties.com Web: www.lwlproperties.com

3 Bed Villa with one Bed apartment & Plunge Pool – Tavira 290,000€ Ref: 3989757

Fantastic property in a countryside location, stunning views, and a homely feel.

The main villa and the one bedroom apartment below both have lots of light, and great views. The landscaped, colourful gardens are full of easy to maintain, plants and shrubs. Faz Fato is within a short walk, Altura beach is just a 10 min drive, and Tavira is only 25 mins away. Perfect as a holiday or permanent home.

One Bedroom Apartment with Pool View – Tavira 95,000€ Ref: 3959843

Fantastic opportunity to purchase a one bedroom apartment in Tavira Gardens, a well-known condominium, just five minutes from the centre of Tavira.

The apartment has recently been renovated with modern finishes. This could be a great investment for a holiday home or rental business.

TAVIRA 3 Bedroom villa with Wooden Cottage, Pool & Double Garage – Estoi 525,000€ Ref: - 3989466

ESTOI

www.eastalgarvemag.com

Very well presented, homely 3 bed villa in the most stunning location with sea and country views. Well maintained gardens, with several terraces and seating areas, with sun or shade all day long. Built with good quality materials. Fantastic for full time living, and/or Holiday rentals. Within the grounds is a good sized wooden cottage, garage, and art studio/office, this property really is a must see.

TAVIRA

25

Property

Property of the month

EXCLUSIVE: Substantial architect designed 4 or 5 bedrooom Villa with Pool & double Garage. Set in 5.880m² of lawned gardens at walking distance to a village.

26

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Property

RUSSELL & DECOZ REAL ESTATE Tel: 00351 289 792 785 Mobile 963 085 580 Email: sales@russell-decoz.com

* Borehole * cistern * Mains water * 3 Phase electricity * Solar water system * air conditioning * woodburner * telephone * internet * alarm, SAT-dish * smoke detector * 11.5 x 5.6m pool * walled sun terrace * fenced with entrance gates & entry phone * cobblestone driveway & parking for 8 -10 cars * double garage * Mature irrigated gardens * 4 en-suites * elec towel rails * hot air blowers * Airing cupboard * Guttering workshop * Superb and spacious, comfortable family home.

REF:- 1623V LOCATION:-Near Pechao

€495.000

www.russell-decoz.com

AMI License nº 870 - Member of APEMIP nº 1178 Av. Maria Lizarda Palermo 43a, 8700 - 081 Moncarapacho, Algarve, Portugal

PROPERTY REQUIRED:

Moncarapacho, São Brás, Estoi, to Tavira area, please call or email.

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27

Explore another dimension with aerial photography & video

Company AMI 7673 Office: Tel/Fax 281 952 820 Mobile: 00351 911 041 862

 Casa Anibal R/C loja B, Estrada da Manta Rota 8900-038 Vila Nova de Cacela



SALES: www.algarvemantaproperties.com RENTALS: www.algarvemanta.pt EMAIL: sarah@algarvemanta.pt

NEW INSTRUCTIONS

  



CONCEIÇÃO DE TAVIRA €125.000 Ref: 1834





• Beautifully maintained • 2 Bed 2 bath apartment • First floor • 2 Balconies, east and west facing • Equipped modern kitchen • Close to all facilities • Close to local transport routes • Air con and fly screens • Huge storage room in basement

www.inairvision.com e: inairvision@gmail.com

CABANAS DE TAVIRA €330.000 Ref: 1836

• 3 Bed penthouse apartment • Over 98m2 of private terrace • Great for holidays or rentals • Large lounge with fireplace • Equipped with air conditioning • Equipped modern kitchen • Well maintained complex • Shared pool and playpark • Private parking/storage/lift

MAIN OFFICE – E.N.125, Cevadeiras, 8900-024 Vila Nova de Cacela TEL: 281-951165 FAX: 281-951438 CABANAS OFFICE – (Waterfront) Ava Ria Formosa, Centro Comercial Loja 2, 8800-591 Cabanas de Tavira TEL: 281-370277 FAX: 281-370761 LICENÇA No 504-AMI

EMAIL geral@estealgarve.net WEBSITE www.estealgarve.net ▲

TYPICAL HOUSE - CABANAS / TAVIRA - 2 bedroom house w/ lovely private patio (48m2), in the centre of Cabanas. Sold furnished ***ENERGY CLASS - DECLARATION IN PLACE. €160.000

▲

1 BED. VILLA - CABANAS/ TAVIRA - Situated in the tourist village of Pedras da Rainha w/ s. pools, within walking distance to all amenities. ***ENERGY CLASS - DECLARATION IN PLACE €119.500

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Gabigest Immaculate 4 Bed Luxury Villa, Tavira. Luxury villa, open plan living/kitchen, heating and air con, views to the coast.

Close to town, handy location, must be seen.

Plot 1.021 m2, house 243 m2. €450.000 Ref. 1030-1618.

3 Bed Villa, Boliqueime.

Rustic villa in private country location, pool, borehole, 2 beds ensuite plus master bed, large lounge and kitchen. Ideal renovation project.

Plot 6.000 m2, house 220 m2. €180.000 Ref. 1001-1773.

3+2 Bed Quinta, Vale Judeu. Charming tastefully renovated quinta with separate annex, in a village with amenities nearby.

Could become a B and B. Plot 2.289m2, house 370m2. €650.000 Ref. 1009-1772.

3 Bed Renovated Villa, S.Brás. Totally renovated villa with pool and elevated position. Low maintenance, double glazing, open country views. Priced to sell.

Plot 810 m2, house 195 m2, €310.000 Ref. 1009-1756.

Have a property to sell? Call us, we have the clients but need more properties.

Office 308-801-913 Kate Else (Tavira) 926-360-484 Clara Seruca (other areas) 961-620-760 Azul Homes LDA - AMI 5604

Luís de Brito - Contabilidades, Lda.

ENGLISH SPEAKING ACCOUNTANTS All your accountancy issues explained and translated.

Professional & Friendly Service Luís Manuel Duarte de Brito Chartered Accountant Rua 1.˚ de Maio, n.˚45-1.˚ Esq. 8800-360, Tavira. Near VILA GALÈ TAVIRA HOTEL Tel 281 324 962 Fax 281 324 222 luis.de.brito@mail.telepac.pt

CasaDaCor

www.embarro.com Tadelakt · Stucco Veneciano Clay plaster · Natural paints Showroom

CasaDaCor in São Brás, Algarve

Tel 289 845 032 or 918 888 222 info@embarro.com

www.azul-properties.com office@azul-properties.com Phone 308-801-913 www.eastalgarvemag.com

29

People

MONTE da PALHAGUEIRA VILLAGE

Villas from: £140,000 Ι Apartments from: £95,000

DESIGNED FOR THE OVER 55’S Monte da Palhagueira offers 33 houses and apartments, exclusively designed for the over 55’s. Set within a traditional village development of 22 acres, just 20 minutes drive from Faro International Airport, the village nestles in the tranquil and picturesque hillside of Gorjões, Faro in the Algarve.

EXCELLENT FACILITIES The village offers many unique features, including its own own Anglican Church, public restaurant, tennis court, two swimming pools and an ornamental lake, all set within traditional village surroundings, bounded by stone walled lanes and terracotta tiled buildings.

COMPLETE PEACE OF MIND In addition, village properties all have access to British trained medical staff, on duty at all times, via an aid call system linked to the village nursing home.

MAKE AN ENQUIRY For further information please contact Clive Roberts on ++351 289 990900 E-mail: montedapalhagueira@gmail.com Ι Web: www.retirementvillageportugal.co.uk Monte da Palhagueira Village, Gorjôes, 8005-488 Sta. Barbara de Nexe, Algarve, Portugal.

Part of the Amesbury Abbey Group, Church Street, Amesbury, Wiltshire SP4 7EX www.amesburyabbey.com

30

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Theatre

Affordable Luxury Living

Attractive golf villa - €595,000

Elegant villa in Praia Verde - €1.000,000

Attractive styling, space and comfort make this 4-bedroom villa an ideal home just 3 minutes from Monte Rei Golf and 8 kilometres from sandy beaches

This lovely 4-bedroom villa offers style, space and modern luxuries. A luxurious home set within a beautiful garden with pool and sea views.

Comfortable family home near beaches - €550,000

Large villa overlooking golf - €737,000

Situated in the charming village of Monte Francisco a few minutes from Castro Marim and sandy beaches, this spacious villa offers privacy, home comforts and lots of space.

Set in a prime location overlooking the fairways of Quinta do Vale, this spacious family home offers peace, privacy and all modern comforts.

T h e B e s t o f t h e A l g a r ve C l o s e t o B e a c h e s & G o l f Rua 1º de Maio 32, 8800 -360 Tavira Tel: +351 96 25 66 421 - www.proluna.com

r.nagelsmit@proluna.com

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31

Gardens

Plants for Christmas Garden plants with a Christmas theme...

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Gardens THE CHRISTMAS CACTUS Christmas Cactus have been kept as a holiday houseplant since the 1800's.

Early breeders crossed Schlumbergera truncata with Schlumbergera russelliana creating the beginnings of the hybrid plants you see today.

Growing medium Christmas Cactus are best grown in a peat based potting media. By this we mean a potting soil that has more peat moss in it than anything else.

Lighting Christmas cactus will do best in bright indirect light. Placing the plant near any window... or below a skylight should do nicely. For those of you with light meters this equates to 1500 to 2500 foot candles.

Long term direct sunshine can stunt the plants growth and burn the leaves. If you put your plant outdoors for the summer... be sure to place it in a shady location.

Temperature Christmas Cactus are quite tolerant to temperature. They will survive in temps as low as 35 degrees and as high as 100 degrees... both of which we don't recommend. Normal house temperatures of 65 to 80 degrees is perfect.

Watering and Fertilizing Christmas Cactus are not a true cactus... which rarely need watered. Christmas Cactus fit closer to the category of a houseplant. When the soil is dry to the touch... its time to water.

Christmas Cactus don't require much in the way of fertilizing. Feeding your plant 2 to 4 times per year is sufficient.

Use any high quality feed that reads 20-20-20 on the label.

If you have lived with your Christmas Cactus for a few seasons and know when the plant sets bud... stop feeding a month before buds appear.

If not, stop feeding by the end of October.

Pruning your Christmas Cactus It is best to prune your Christmas Cactus after it has

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finished flowering. Pinch your plant back 1 or 2 leaves (the leaves are called phylloclades).

Either cut the phylloclades at the joint with scissors, a sharp knife, or pinch with your thumbnail and index finger. Pruning helps the plant to branch out which should increase your bud count the following season. It also helps to promote new root growth.

Re-flowering your Christmas Cactus Christmas Cactus are what they call thermophotoperiodic. In short this means bud set is triggered by a combination of day length and temperature. When day length is approximately equal to darkness... the plant knows its time to grow buds. The secondary trigger that most hobbyists miss is temperature.

Chilling the plant at 50 to 60 degrees for a week or two should cause the plant to start setting buds.

POINSETTIA (Euphorbia pulcherrima) Euphorbia pulcherrima is a shrub or small tree, typically reaching a height of 0.6 to 4 m (2 to 16 ft). The plant bears dark green leaves that measure 7 to 16 cm (3 to 6 inches) in length.

The colored bracts—which are most often flaming red but can be orange, pale green, cream, pink, white or marbled—are actually leaves. The colors come from photoperiodism, meaning that they require darkness for 12 hours at a time to change color. At the same time, the plants need a lot of light during the day for the brightest colour.

Because of their groupings and colors, laymen often think the bracts are the flower petals of the plant. In fact, the flowers are grouped within the small yellow structures found in the center of each leaf bunch, and they are called cyathia.

The species is native to Mexico. It is found in the wild in deciduous tropical forest at moderate elevations from southern Sinaloa down the entire Pacific coast of Mexico

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Gardens to Cuipas and Guatemala.

Poinsettias are popular Christmas decorations in homes, churches, offices, and elsewhere across North America. They are available in large numbers from grocery, drug, and hardware stores. In the United States, December 12 is National Poinsettia Day. In areas outside its natural environment, it is commonly grown as an indoor plant where it prefers good morning sun, then shade in the hotter part of the day. However, it is widely grown and very popular in subtropical climates.

As this is a subtropical plant, it will likely perish if the nighttime temperature falls below 10 °°C (50 °°F) so is not suitable for planting in the ground in cooler climates. Likewise, daytime temperatures in excess of 21 °C (70 °°F) tend to shorten the lifespan of the plant.

The poinsettia can be difficult to induce to reflower after the initial display when purchased. The plant requires a period of uninterrupted long, dark nights for around two months in autumn in order to develop flowers.

Incidental light at night during this time will hamper flower production.

When watering it is important to allow the plant to drain out any excess water. Having a poinsettia sit in water can do

harm to the plant as it prefers moist soil to direct water.

THE CHRISTMAS ROSE (Hellborus niger) According to legend, a young shepherdess named Madelon was tending her sheep one cold and wintry night. As she watched over them, a group of wise men and other shepherds passed by, bearing gifts for the newly born Jesus. Madelon wept, because she had no gifts to bring the Newborn King, not even a simple flower....

An angel, upon hearing her weeping, appeared and brushed away the snow to reveal a most beautiful white flower tipped with pink - the

Christmas Rose. These evergreen perennials grow 12 to 15 inches tall and have shiny, dark green leathery leaves. Each flower stalk bears a single 2 to 4 inch white bloom Although these plants from southern Europe and Asia are durable and easy to grow, a few steps must be taken to ensure that these plants will flourish. Unfortunately, the roots of the Christmas Rose are poisonousThey should be planted in partial shade or preferably under deciduous trees, which allows them to receive sunlight in winter. Be sure to provide some protection from strong winter winds! They require deep, fertile, well draining but moist soil. The soil should be neutral or slightly alkaline.

Set the plants about 1215 inches apart into the garden in early spring. The soil should be generously enriched with peat moss, leaf mold, or compost before planting. Christmas roses have a deep growing root system, so the roots should be planted downward, rather than spread out below the soil surface, and the crown of the plant should be an inch below the soil surface.

Apply a one inch layer of mulch around the plant.

Every spring remove old, tattered foliage and feed the plants with a balanced water soluble fertilizer.

Mark OShaughnessy

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Expert financial advice

By Gavin Scott, Senior Partner, Blevins Franks

How Moving To Portugal Can Save You Tax

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here are many good reasons to choose to live in Portugal, and one of them is its beneficial tax regime.

In 2009, Portugal introduced the Non-Habitual Resident (NHR) scheme to encourage wealthy people to move here. Recent arrivals and those not yet resident can benefit from it quite significantly.

The Non-Habitual Resident regime provides favourable tax treatment for the first 10 years of residence.

To register for it: • You must not have been tax resident in Portugal for any of the previous five tax years • You must meet the criteria to be tax resident here in the year you apply, and every other year for the 10-year period • Your application has to be approved by the Portuguese tax authorities.

WORKING IN PORTUGAL Under regime, if your employment or self-employment income comes from a “high value-added activity of a scientific, artistic or technical nature”, you will be taxed at 20% – compared to Portugal’s current top rate of income tax of 48% (56.5% including solidarity tax and surtax).

NON-PORTUGUESE INCOME In general, if you are NHR registered, income from a foreign source like dividends, interest, rental income and capital gains (not including on UK shares) will be exempt from tax here provided it may be taxed in the source state under double taxation treaty rules, or it may be taxed in the source state under the terms of the OECD Model Tax Convention, if no tax treaty exists.

However, foreign source income

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may be taken into and objectives. account to calculate Summarised tax If your tax if you have information is income comes from income or gains based upon our a “high value-added taxable in understanding of Portugal. activity of a scientific, current laws and YOUR PENSION practices which artistic or technical Under the regime, may change.

UK pension Individuals should nature”, you will be income is exempt seek personalised taxed at 20% from tax in Portugal if advice. it is either taxed in the To keep in touch with UK under the terms of the the latest developments in UK/Portugal tax treaty, or it is not the offshore world, check out the regarded as Portuguese-source latest news on our website www. under domestic legislation.

In blevinsfranks.com practice, pension income may be exempt from tax in both Portugal and the UK. SELLING UK PROPERTY If you are eligible for the Non Habitual Resident regime, it may be best to wait until you are resident in Portugal before you sell any UK property you own.

The UK/Portugal treaty says that immovable property gains are taxed in the country where the property is located. Since the UK has taxation rights, the gains are exempt in Portugal under the Non Habitual Resident regime.

TAX ADVANTAGES OUTSIDE OF NHR Even if you do not qualify for the Non Habitual Resident scheme, Portugal can still be tax-efficient.

There are compliant arrangements available in Portugal which provide attractive tax advantages for your investment capital. They can also provide estate planning benefits.

Portugal’s version of inheritance tax is also very benign.

You should take bespoke professional advice to make sure any arrangements are compliant and suitable for your circumstances

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Expert currency advice

Premier FX's Account Manager Cathryn Evans keeps us up to date with the latest currency news.

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Managing your International payments

he Pound had a strong November against the Euro, hovering around the 1.40 – 1.43 mark, however it wasn’t so lucky against the US dollar and we saw the same levels as back in April.

We wouldn’t necessarily say the Pound is strong due to figures released from the UK; it is in fact the US dollar that has helped the Pound strengthen against the Euro. Why is this so? The Federal reserve bank of America has hinted that the US interest rates could rise this month. With this in mind, the Dollar found strength as capital from all over the globe poured into the US economy. This meant money was pulled out of the Eurozone which meant the Euro was hit the hardest,

causing the Dollar and Pound to strengthen against it.

When an interest rate rise is hinted at, investors will look at moving their funds to this economy as quite simply they can get a greater return on their investment. When this happens, the currency tends to get stronger. These investors do exactly what you or I would do with our savings, move to an account with better interest rates.

With the UK not now looking at raising interest rates until 2017, any data out from the US or the European central bank will impact the Pound. Things to watch out for over the coming months are the US interest rate hike, and the European central bank extending their Quantitative Easing programme.

EastAlgarve M

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From all the team at Premier FX we would like to wish you all a Merry Christmas and a Happy New year.

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Expert financial advice

Keep up to date with our Finance expert, chartered accountant Ricardo Chaves from All Finance Matters.

10 expenses that may help you to save on your IRS bill

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he year end is approaching and if you want to not be caught off guard it is time to remember which expenses can still be deducted in your 2015 IRS tax return that will be submitted from March to May 2016.

The IRS this year brought many new features to taxpayers. One of the main is the E-Fatura which dispenses the paper. You must still ask for a bill with your NIF, to take advantage of all the deductions to the collection. Children’s expenses can be passed in the name of their parents, but always need to have one of the parents NIF to be valid.

To ensure that no deduction is "lost along the way," taxpayers must verify that the expenditure is correctly inserted and categorized on the tax portal, in other words, each individual tax payer needs to validate their expenses, in order to be able to use these in their tax return.

You need to monitor and confirm all your invoices, to make sure they appear in the portal under the correct section. The confirmation of all the invoices needs to be

made before February 2016 and it’s recommended to all taxpayers to do so, or to ask someone to do it on their behalf and on behalf of their children, as if theses invoices are not confirmed by February 2016, the tax payer may lose the right to deduct them from their IRS tax bill.

Make sure all the invoices issued to your family are available on the E-Factura tax portal under the correct section. Below you can find the list of expenses that you can use, to save tax on your IRS return: FAMILY EXPENSES (clothing, grocery, fuel, etc.) 35% of each invoice, with a maximum of €250 per taxpayer (for single parents deduction is 45% up to €335) EDUCATIONAL EXPENSES 30% of education expenses and training of any household member, with an overall limit of €800 per year. Books and textbooks are also deductible.

HEALTH EXPENDITURE 15% of the costs of any household member to an overall limit of €1,000. The private health insurance premiums are from now on allowed to be included.

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HOME EXPENSES 15% of the interest on your mortgage, up to a maximum of €296 per year; or 15% of your rent up to € 502 per year. These amounts are higher in case of lower income.

FOOD PENSION In case you are divorced and pay a food pension, you can now deduct up to 20% of the pension without limit on your IRS. CHARGES WITH RETIREMENT (SENIOR) HOMES 25% of the cost, with a limit of €403.75 per year.

VAT As per the previous years, all your invoices with hairdressers, car repair, restaurants and accommodation can be deducted on your IRS. This deduction is based on 15% of the VAT on each.

Plans retirement savings Are deductible to the collection of IRS, 20% of the amounts invested by each taxpayer, in plans of retirement savings, with a ceiling of 400 euros per person under 35 years; a ceiling of 350 euros if the person has between 35 and 50 years; or a ceiling of 300 euros for those who are over 50 years of age.

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Donations The IRS accepts 25% of donations allocated up to a limit of 15% of the IRS previously retained on source.

These donations have to be made to institutions that are part of the approved list.

Urban Rehabilitation Are deductible on your IRS, 30% of the charges related to the rehabilitation of buildings located in areas of urban regeneration, up to a limit of 500â‚Ź.

If you have any other questions, please feel free to contact us; tax planning is critical and you and your company, cannot afford surprises.

Pass by our office for a friendly chat and find out more about the tax strategy that might be more effective on your specific situation.

Ricardo Chaves

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41

Sport

Braga keeper Tiago Sá thwarts an Olhanense (red/black) attack

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Ups and downs All the latest sports news from Chris Wright.

wo home wins and two away defeats during November has left Olhanense in the lower half of the Segunda Liga but only three points separate eleven teams in midtable. In the 2-1 victory against CD Mafra, two goals by Ahmed Said and Materazzi in the first fifteen minutes were enough to secure the points. Once again it was the

Ghanaian Ahmed Said, on loan from Italian club Genoa, who opened the scoring against SC Braga ‘B’ with Ousmane Baldé heading home the second. Before the game there had been a minute’s silence in memory of the victims of the Paris atrocities so it was fitting that a former Paris St Germain youth player should make the game safe at 2-0. Solitary goal defeats at Feirense and in the

Algarve derby at Portimonense means that Olhanense has lost six of their eight away games this season. Forthcoming home games: Wednesday 9th December SC Covilhã at 3.00pm and Leixões SC are the visitors on the weekend of 19th/20th December. Home games are played at the José Arcanjo Stadium, Olhão (behind McDonalds on the EN125).

FOOTGOLF FOLLOWERS

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FootGolfers get ready for action

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he last FootGolf Challenge of the year at the Colina Verde Golf and Sports Resort, Maragota was won by a team comprising of Tanya Fox, Christine Wright, Frank Conn and Malcolm Maxwell.

Malcolm, playing for the first time, recorded an impressive round of forty-seven for the par forty-two course. Individually winner was Peter Diprose (45) whilst Tanya Fox (55) took the ladies award. Barbara Harper received a special award for a birdie three on the tenth green.

The first event of 2016 is scheduled for Wednesday 27th January.

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RUNNERS REVEL IN THE SUN

Sport Tavira half-marathon and fun run gets underway

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ver 350 athletes of all ages converged on Tavira for the town’s half-marathon and 10kms mini-marathon sponsored by Liberty Seguros. The runners were set off from outside the Casa de Benfica Café and followed a course out through the saltpans to Santa Luz. They then looped back into Tavira before following the course of the river out towards Pego do Inferno and over the river back to Tavira. First to cross the finishing line outside the Town Hall was Jorge Varela of the Clube Desportivo Areias de São João (Albufeira) in a time of 1hr 9mins with his fellow club member Ana Dias winning the ladies race in 1hr 22mins.

WALK TALL IN TAVIRA

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he runaway success of Walking Football continues.

On Monday 11th January the Municipal Stadium in Tavira will become a new weekly venue for those over fifty year-of-age who want to improve their fitness and get back to playing football at a more leisurely pace. The game is small sided, with no running on or off the ball, very little contact and kick-ins instead of throw-ins. The 3G astro-turf pitch, which is kinder to knees and ankles, is situated in Rua Almirante Cândido dos Reis near the Plaza Shopping Centre and opposite the monthly market site. Alan Whittle at the Santa Lucia Bar has generously sponsored

the start-up costs of getting the activity established. The sessions will run from 9.30am to 11.30am every

Monday. Down the coast Soccer Olhanense Strollers (S.O.S.) recently welcomed Escuri Strollers for a friendly tournament in Olhão with the more experienced home side taking the honours. In March next year the Tottenham Hotspur Legends will be hoping to retain the Graham Roberts Walking Football Cup as part of their visit to the east Algarve to raise funds for Centre Algarve and in April the Olhanense Strollers have been invited to participate in a Walking Football tournament in Udinese, Italy. For details of Walking Football in Olhão, Lagos, Tavira and Vilamoura contact: Christopher. wright@hotmail.co.uk

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43

If you shank then read this!

This months article from Keith Ashdown, head professional at Benamor golf.

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RESULT

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Pro stats

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Name: Keith Ashdown Title: P.G.A. Resident professional Pro since: 1964 Born: Crowborough, Sussex, U.K. Tournament History: •Winner of more than 100 professional golf tournaments in Europe.

•Represented G.B. and Ireland in the P.G.A. Cup against the U.S.A. •16 Hole in ones (4 on par 4’s) •Course record holder at Benamor, 65 (6 under par), although has scored 60 strokes on 3 occasions (Not counted as a course record as they were not scored in a professional competition) •European tour player member 1968 - 82 •European seniors tour player/member 2003;2004;2005

Socket or shank when ball is struck on end of shaft or "pipe"

hy do I shank? Socket? Hit them off the pipe? There are many golfers who are tortured by this demoralising disease, and it is a heart-breaker. Every golfer knows what happens when the ball struck in the heel of the iron club touches the round "pipe"in which the shaft ends, and is projected to the right at varying degrees. Briefly it is caused by following through energetically before making contact with the ball. Golfers keen to direct the clubhead on it's path to the hole, forget to hit the ball first - because the follow through obviously comes after impact! The right arm should only straighten after impact. There are a number of obvious points to check: Distance from the ball, too late a hit then a sudden hurrying up of the clubhead, back swing being too flat, and in general too wristy: but in the end this sort of forced follow through action, before the ball is struck, is responsible.

A swing like a wooden doll - no wrist action - will at times effect a temporary cure, and can be a good stand-by. A stiff armed push from the shoulders as it were, and if a "breaking" of the left arm is encouraged in the impact area, the clubface generally comes a bit inside the line ball-to-hole and avoids the risk of a shank.

Merry Xmas to all, and Happy new year, Keith

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English couple to do your DIY . PAINTING /CLEANING/MAINTENANCE.TEL.932987035 TAVIRA Drawing Classes 3hour sessions Weekend Workshops 12hour intensive tuition, T.966 777 718 DRAWING CLASSES TAVIRA www.algarvehouseofart.com English mobile mechanic, repair/ servicing/electrical etc. No job too big or small. Quote you happy, all makes and models of cars, vans and light commercial vehilcles. Call Paul on +351 914 417 580 or +34 642 458 853, email paul.titcombe@ hotmail.co.uk Vehicle Transport service To and from the UK & Spain, Tel 281 105 131 or 934 024 869

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Old Wood store

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Clothing & other treasures from around the world Kozii is a new clothing and accessories shop in Tavira, where exclusive designs and fabrics are steeped with stories and experiences of many travels around the world.

In an allusion to oriental influences, Kozii masters high quality materials with a well-rounded aesthetical sensitivity, resulting on the creation of many one-of-a-kind pieces.

Kozii presents selected designs in woodblock-printed cottons, fine silks and cashmere wools. www.koziishop.com Rua Doutor Augusto da Silva Carvalho, 2C 8800-324 Tavira

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info@koziishop.com +351 281 027 306 +351 912 032 479

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Vistas restaurant offers a complete gourmet experience, providing the ultimate in gastronomic delights with a unique ambiance and uncompromising level of service. The celebrated and award-winning chef Jaime Pérez remains true to his creed that "only the best is good enough" while using the freshest local ingredients and focusing on Mediterranean cuisine.

Monte Rei Golf & Country Club · Sítio do Pocinho · Sesmarias · Apartado 118 · 8901-907 Vila Nova de Cacela · Portugal Information and reservations T. +351 281 950 950 · info@monterei.com · www.monterei.com N 37º 12’ 16,75 / W 7º 33’ 4,31