Jan19 East Algarve Magazine by Richard Bassett

OLHÃO · SÃO BRÁS · TAVIRA · ALCOUTIM · CASTRO MARIM · VILA REAL DE SANTO ANTÓNIO ISSUE NO. 121 JANUARY 2019

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PUBLISHER & DESIGNER Richard Bassett EDITOR Richard Bassett EDITORIAL CO-ORDINATORS Richard Bassett Snr. ADVERTISING Call 961 700 200 or email info@eastalgarvemag.com DISTRIBUTION 3,500 copies printed. All advertisers are issued copies for distribution, along with retail outlets. COVER PHOTO Richard Bassett. All rights reserved. Except for normal review purposes, no part of this magazine may be reproduced without the written permission of the publisher. Every care has been taken in the preparation of this magazine, but the contents are only meant as a guide to readers. The proprietors of this magazine are publishers not agents or sub agents of those who advertise therein. The publisher cannot be held liable for any loss suffered as a result of information gained from this publication

Unipessoal Lda

Welcome...

...to your January issue and to 2019. This month we meet Dominic and Vaughan who introduce their Dog grooming business based in Tavira. We re-visit Restaurant Copos & Petiscos to see what's new on their menu; their food is as delicious and beautifully presented as ever. In December we were invited to join the weekly Harley Davidson meeting in LoulĂŠ for their Christmas lunch; great fun was had by everyone. For the foodies out there and the Golfers, we have a double whammy! The Chilliboy Charity golf challenge to be held in February is also a chance to pick up the new cookery book by Viv Thomas. Read all about it on page 48. All this along with our regular features including Gardening, Finance and Health. We look forward to hearing your comments or suggestions, email info@eastalgarvemag.com

Richard Bassett Editor

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Contents 6 8 10 12 14 16 22 24 26

NEWS Local news.

PEOPLE Meet scientist Deborah Powers. HEALTH Apple Cider Vinegar.

PLACES Restaurant Copos & Petiscos. PLACES Rio Tinto.

PEOPLE The Spotted Dog groomers. PROPERTY Brexit, Property and Expats.

PROPERTY Property of the month. TAVIRA Look out for our advertisers on the map of Tavira. PLACES Harley's in LoulÃ©

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34 39

GARDENING New year, New garden.

FINANCE Finance news from Ricardo Chaves.

42 46 48 50

FINANCE Financial advice from deVere.

FINANCE Finance news from Blevins Franks.

SPORT The latest from Chris Wright. BOOKS Book launch at BEnamor Golf . CLASSIFIEDS Grab a local bargain.

News “Disney-like” amusement park planned for Algarve

What is needed is something similar to Disney, but with a size that is proportionate to the Algarve,” he told the website. “We have many associates linked to this area and we are studying how we can bring this kind of activity here,” he added. Pereira and many other business people travelled from France to spend a few days in Faro and visit several locations such as the University of the Algarve, where they found a “very interesting ecosystem linked to technology”. In fact, the president of the business chamber said he would speak highly of the Algarve at an upcoming forum that will be held in Paris

in June and which will be attended by around 1,000 French and Portuguese companies. Says Pereira, “the Algarve has many competitive advantages, starting with the fact that everyone speaks English which isn’t the case in France.” The climate and beaches are other attractive factors. “Companies are becoming more and more interested in Portugal. It’s true that the focus has been mostly on Lisbon and Porto, but the Algarve has to communicate and promote what it has to offer in this regard”

Ria Formosa water quality to improve greatly as new ETAR opens

ater quality in the Ria Formosa will improve “significantly” thanks to the new ETAR water treatment plant that opened last week in Sítio da Garganta, 2.5km east of Faro. Attending the inauguration, environment minister João Matos Fernandes said: “Sewage will no longer be released into the Ria Formosa without previously being treated.” The ETAR Intermunicipal de Faro-Olhão will also bring an end to the foul smells that the two previous plants (in Faro and Olhão) were known for and which had “a negative impact on nearby businesses, including

hotels, as well as the lives of local residents”. For years, shell fishermen and environmentalists complained about the Ria’s contaminated waters. The previous plants were also considered too small and unprepared to handle the wastewater of a rapidly growing population. The works also included the renovation of seven pumping stations in Olhão and Faro. The new water treatment plant cost €21 million and will serve around 115,000 people in Faro, Olhão and São Brás de Alportel. A solar power station is also due to be built near the ETAR in order to power it. Regional water authority Águas do Algarve

also stressed the beauty and natural diversity of the surrounding lagoons, home to a variety of bird species which, it says, were unperturbed by the construction of the plant. The minister concluded by saying that the opening of the waste water treatment plant was the last step of a €44 million investment plan in the region led by water authority Águas de Portugal which also included the opening of Portimão’s new ETAR in Companheira. Olhão mayor António Pina said it was a “very happy day for Olhão and the Algarve” while Faro council also said it was “very satisfied” to finally see the ETAR open officially.

HAIR STUDIO

The

Source: www.portugalresident.com

he French-Portuguese Chamber of Commerce has revealed plans to build a year-long amusement park in the Algarve, “similar to Disney’s theme parks”. The idea is to promote year-round tourism and give holidaymakers even more reasons to visit the Algarve outside the summer season. The project was discussed at the chamber’s yearly gala event in Faro. Carlos Vinhas Pereira, president of the chamber, told Sulinformação news website that “the Algarve is lacking economic activity during the winter. We have to have the capacity to attract people during the low season,” he said, explaining that the idea of a new amusement park fits right into this goal. “It is true that there are many theme parks in the Algarve, but they are all water-based.

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People

Meet scientist

Deborah Power

Beth Jackson caught up with the delightful Deborah Power, a world renowned scientist living locally in Olhão

eborah Power is an internationally distinguished scientist, and editor in chief of a highly respected science journal. She was head-hunted by the Chinese to help establish university laboratories in Shanghai Ocean University, China, and is Professor of Biotechnology at the Universidade do Algarve, Faro, a quick drive from Olhão, where she lives with her husband, another eminent scientist, Adelino Canario. Despite her accolades Deborah is easy company, with a generous sense of humour and an uproarious laugh. Beth: You met Adelino in England, didn’t you? Deb: Yes, I met him in 1988 at the Directorate of Fisheries in Lowestoft, MAFF (Ministry of Agriculture Fisheries and Food) as it was then. He was carrying out his PhD thesis on fish. I was the first woman to be hired as a higher scientific officer (HSO) in that division, which put some noses out of joint, because several men also applied for the position! (laugh) Beth: Then you started learning Portuguese on a Walkman…. Deb: Yes (laugh) but the tapes were rubbish! It was either “Maid, shut the curtains.” Or “Can I have another gin and tonic?” I learned by diffusion. When I first came here, to Portugal, there were no supermarkets. You had to talk. Beth: So, how soon after you began Portuguese were you teaching in Faro University? Deb: I moved here in January 1990.

Adelino had returned at the end of 1989 on completion of his PhD in the UK. There was no question of me living here in Portugal without working. They said the first two years would be the worst. It was a killer. I had a teaching assistant, Dulce Estêvão, she was a great friend. She and I worked together planning the classes; I would outline what we had to do in English and she would prepare the Portuguese version and deliver the lectures. Dulce is still in the Universidade do Algarve; I was able to help her with her MSc thesis work, and then after a break to have twins, through her PhD, and now she is a professor at the University. (Deborah’s own professors, Pat Ingleton and Elsbeth Fyffe, remained strong friends with her through the years, often coming to work with her at the Universidade do Agarve; this is an indication of the strength of their friendship and scientific collaboration. Deborah, in turn would go to England to work in the Hallamshire hospital and help them with practical issues like moving house! Lily and Pat Scholes rented a room to Deborah in Lowestoft, the house from which she was married. Lily and Pat became firm friends with Deborah and Adelino and they moved to Olhão, where they became part of the expanding Canario family. Pat passed away, but the rest of the Scholes family have now moved to Olhão to be near their mother.) Beth: You were researching calcium, the skeleton and osteoporosis when you first arrived, weren’t you? Deb: In some ways I still am! My interests at the moment include regeneration of

bony tissue and damage repair. Fish are a great resource and potential model for human diseases and zebrafish and sticklebacks are popular. For example: in the case of the stickleback the marine species have an abundant supply of calcium from the seawater while the freshwater species does not, and there are distinct differences in their bone structure because of it. Beth: What advice would you give to me as a woman (about osteoporosis)? Deb: Women are more susceptible to osteoporosis because they lose oestrogen at the menopause, and they are less efficient at retaining calcium. There are different factors, genetics, lifestyle, food and exercise that affect osteoporosis so it is important to check your bone density as you age and maintain a healthy lifestyle with plenty of exercise eg. walking and swimming. The bones need to “bear weight“ to keep the bones healthy. Astronauts that live for some time under zero gravity in space develop fragile bones with low density and when they return to earth they have to be careful to avoid fracture, until their bones return to normal. (So, let’s work out in the garden, girls, grow healthy vegetables, and haul them into the kitchen!) Deborah’s feet hardly touch the ground these days, her expertise is in demand world-wide, in various responsibilities and functions and she participates in a host of research projects, but the Ria Formosa holds her attention because of its unique resources and biodiversity. With so much to say…. Deb: We will have to have a follow up!

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Health

7 benefits of Apple Cider Vinegar

Start off the new year with a health kick... why not give Apple Cider Vinegar try?

Detoxification Being rich in natural minerals, vitamins and enzymes makes apple cider vinegar a great addition to any detox. The unique acids in apple cider vinegar can bind to toxins and help the body eliminate them more effectively. Apple cider vinegar can also help to stimulate circulation and aid detoxification in the liver. In ancient cultures ACV was often used to purify the blood. Another way apple cider vinegar aids detoxification is by breaking up mucus throughout the body and cleansing the lymph nodes to allow for better lymph circulation. A healthy lymphatic system can remove toxins from the cells in the body while improving immune system response. To promote weight loss Apple cider vinegar may aid in weight loss by stabilising the blood sugar for a longer period and helping to control the appetite. Try taking 1-2 teaspoons in water before each meal. This little trick may also help with diabetes. Don’t just rely on ACV to help you trim down though. It won’t work if your diet is rubbish. ACV should be an accompaniment to a healthy, balanced diet. To help with digestion Aiding digestion is possibly one of

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apple cider vinegar’s biggest claims to fame. It can help with common indigestion and gastrointestinal discomfort caused by certain foods and it is said to clear up chronic acid reflux when taken religiously with each meal. To alleviate skin problems Apple cider vinegar can be used as a topical astringent for acne prone skin, and some even report that taking ACV orally every day has helped clear their skin. Add a cup of apple cider vinegar and a cup of Epsom salts to a hot bath to draw toxins out through the skin and help jumpstart the cleansing process. This can also help relieve joint pain as well as skin conditions like eczema and acne. To get rid of warts Try this for a home wart removal remedy: Soak a cotton ball with apple cider vinegar and attach it to the wart site with a bandaid. Leave overnight. Repeat each night until the wart disappears. Helps ward off sickness Apple cider vinegar devotees claim that this miracle elixir is one of the main reasons they are able to ward of common illnesses. This can most likely be chalked up to ACV's unique blend of vitamins, minerals and enzymes. It also possesses

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antimicrobial and antiseptic properties. For soft and shiny hair Acetic acid, the main ingredient in ACV, will remove build up from styling products and conditioners and strengthen the hair shaft, leaving you with soft, shiny strands. It will also balance hair's pH level, kill bacteria, and is a cure for dandruff. Dilute 1/3 cup ACV in 4 cups of water and pour over your hair after shampooing. Leave it in for a few seconds before rinsing your hair using cold water to seal the hair shaft and create more shine. Because vinegar is acidic, using the rinse daily is not advised. And no, your hair won’t stink like vinegar – the smell will go away after your hair dries. How to take it orally… Add 1-3 teaspoons of apple cider vinegar to a glass of warm or cool water before each meal. You can also add it to hot water with a little honey and drink it as a tea. Apple cider vinegar is also great as a salad dressing when mixed with flaxseed oil and honey. It’s important to buy an apple cider vinegar that is organic and unfiltered so that all of its nutritional value is in tact.

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Places

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Places

Rua Poeta Emiliano Da Costa, 8800-537, Tavira

Tel: 916 562 645 Delicious Portuguese food served with a French twist at Copos & Petiscos in Tavira. Find them on the map on page 26

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Places

Food

RIO TINTO, HUELVA Rising out of the midst of the surrounding greenery, the giant opencast mines of Rio Tinto a ninety minute drive into Spain - creates a surreal, almost lunar landscape.

he removal of layer upon layer of soil and rock, in the search for iron ore, copper, silver and a host of other mineral ores, has tinted this part of the world in hues of dusty pink, brown, yellow, red and grey. The Minas de Rio Tinto, according to myth, are the fabled mines of King Solomon with a section of the area still known as Cerro Salomรณn. Tales of the Iberian Peninsula's mineral wealth drew Phoenician merchants to its shores, followed by a succession of Greek, Carthaginian and Roman invasions. The Rio Tinto mines were worked so intensively by the Romans

they were among the most prized rewards in Iberia. The mines were rediscovered in 1556 but it was not until 1724 the mines were reopened. Rio Tinto is, however, more than an isolated cavity on the earth's surface. Its growth has consumed not only mountains and valleys but even entire villages, whose populations had to be resettled in specially built towns nearby. The Rio Tinto river which flows through the region has become a landscape within a landscape. The unearthed minerals give the soil and waters of the region shades of blue, green, yellow, red, brown and it is not unusual to see bright orange or green streams trickling past. Even as

far as Niebla, roughly fifty kilometres to the south-east, the waters of the Rio Tinto still flow past the town's ancient fortified walls in an eerie trickle of bloodred. The mines were bought at auction in 1873 by a British syndicate led by the Hugh Matheson company. The bid specified that Spain permanently relinquish any right to claim royalties on the mine's production. At the end of the 1880s, control of the company was passed to the Rothschild family who greatly increased the scale of its mining operations. The constructing of a railway to the coast at Huelva followed as Rio Tinto became one of the most important sources of copper and sulphur

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in the world. Mining carried on non-stop except on Queen Victoriaâ&#x20AC;&#x2122;s birthday, the only day of the year when production ceased. The company created a purpose-built village for British employees known as the 'colonia inglesa', the British style houses, neatly trimmed gardens, tennis lawns and social club of Bella Vista can still be visited. This 'British' village in the middle of the Andalusian countryside also features a Presbyterian Church. The football pitch and golf course were among the first on the European continent, and the half-timbered bungalows built for company employees at Punta Umbria, on the Huelva coast, are the forerunners of the modern Costas. A hundred &

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thirty years ago a demonstration by the local people against the bad air caused by the mineral productions saw troops marching from Malaga who then opened fire on the demonstrators resulting in a large number of fatalities. Local poet and writer Juan Cobos Wilkins's bestselling novel El Corazon de la Tierra (The Heart of the Earth), based on the story of a popular uprising at the mines in 1888, was made into an Anglo-Spanish film and released ten years ago. The "Parque Minero Riotinto" was created in 1992 and comprises a museum, a typical Victorian mining engineers house, a guided visit to the mines, and a train ride on the mining railway alongside the river. A visit to the

Mining Park provides a complete overview of how mining transformed this region. A trip on the mine's old commercial line in a refurbished mine train is highly recommended. The diesel train covers 22kms but if you visit on the first Sunday of the month between November and April, the train is pulled by an original steam locomotive but only covers an 11kms circuit. The engine, which dates from 1875, is the oldest working steam engine in Spain. It is recommended that you pre-book if you want to enjoy this fascinating steam experience. Comprehensive information in both Spanish and English can be found at: www.parquemineroderiotinto.es Tel.:+34 959 590 025

People

VANITY FUR

Dog grooming isn't a canine luxury, it's a necessity, and it doesn't have to break the bank. 'The Spotted Dog' offers professional dog grooming and pet care services in a relaxed and loving environment at your home or theirs.

he Spotted Dog offers the definitive service in Tavira and has been the long-life dream of Dominic and and Vaughan Willmore from Shropshire in the UK. They have holidayed throughout Portugal for over 20 years and decided to move to the beautiful town of Tavira 2 years ago. Dominic has professionally trained in the U.K at the Lynnsto Grooming Academy. and after just 5 weeks they are seeing their client base already beginning to flourish. Dominic and Vaughan prioritise the safety and well-being of your furry friend, offering them a relaxed and loving environment. Keeping your pet well-groomed not only makes for a happy and clean-smelling companion, it also helps keep your dog more comfortable and allows you to spot health problems before they become serious, or even life-threatening. How important is grooming to your pet's comfort and health? Have you ever had your hair in a ponytail that was just a little too tight or maybe your hair was just bunched up or stuck together? A matt of hair can feel the same way to your dog — a constant irritation pulling on the skin. Try to imagine those all over your body, and you have an idea how uncomfortable an un-groomed coat can be. Your dog doesn't need to know what a matt feels like if you keep him brushed and combed but that's just the start of the health benefits. Regular grooming by a professional allows for checking for lumps, bumps and injuries, all the while clearing matts and ticks from the coat. If you follow up with your veterinarian on any questionable masses that may

be found, this may detect any problems early enough to save your pet's life. For all breeds, short or long haired, it’s essential to keep the skin and coat in good condition, particularly in the warm and humid climate of the Algarve. Regular brushing is beneficial for all kinds of dogs no matter what breed they are, helping to remove dead hair, dirt, and dandruff. Regular brushing also helps to bring out the natural oils in the dog’s fur. For long haired breeds, grooming is a little more involved. Breeds such as Collies, Chows, Keeshonden and Alaskan Malamutes are "doublecoated," which means they have a downy undercoat underneath a harsher layer of long hair. The down can matt like a layer of felt against the skin if left untended. In the spring and autumn — the big shedding times — you'll end up

with enough fluffy undercoat to make a whole new dog, brushing the fur out by a professional will ensure that it won't end up on the furniture, plus removing the old hair keeps your pet cooler in the summer and allows new insulation to come in for the winter. Silky-coated dogs such as Afghan Hounds, Cockers and Maltese also need constant brushing to keep tangles from forming and with the double-coated dogs they need to be worked in small sections at a time to achieve a glossy finished look. Coats of this type require so much attention so having a professional groomer will keep the dogs trimmed to a medium length and, experts say that the pets who shed the least are longhaired dogs kept short-trimmed by a groomer. A coat free of matts, burrs and tangles and skin free of fleas and ticks are as comfortable to your dog as fresh, clean clothes are to you. It makes you feel good, and the effect is the same for your pet. And, for allergy sufferers, keeping your pooch clean may make having a dog possible. Another huge benefit of professional grooming is that it allows to check your dog for any abnormalities. This includes skin problems such as ticks, fleas and dry patches, or issues with their nails, teeth, ears, and eyes such as infection or inflammation. When found at an early stage, these problems can be treated right away, before they have a chance to become more serious. Dominic advises that nail clipping, an essential part of your dog’s wellbeing, can alleviate the onset of arthritis and it’s important to keep your pets pads clean and

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THE

Spotted DOG Providing professional dog grooming and pet care services in a relaxed and loving environment ● Dog grooming

● Clean and Tidy ● Teeth clean

● Dog walking ● Day care

City & Guilds qualified Located in Tavira and offering mobile services throughout the Eastern Algarve

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The Spotted Dog Tel: +351 281 324 576 +44 7568 190363 Email: Dominic@thespotteddog.net www.thespotteddog.net

Charity

smooth for good foot structure. Teeth cleaning is offered with no abrasive products and various calming scents are used to relax your pet whilst they are groomed and they offer grooming at your home if that is more convenient. The Spotted Dog offers, dog grooming, teeth cleaning, dog walking, day care and a mobile service throughout the Eastern Algarve. It was a pleasure to meet Dominic and Vaughan and we wish them much continued success in 2019. Telephone 281 324 576 Mobile 0044 7568190363 E mail, Dominic@thespotteddog.net www.thespotteddog.net

Testimonials:

Thank you Dominic for taking such care with my girls. You did the most amazing job & they look so beautiful now. You were so gentle especially with Bessie B, knowing how stressed she gets. I look forward to your next visit. As do my girls with your hidden biscuits, Stephanie Tried numerous dog groomers since we have lived here, now found spotted dog the best by far thank you. George Thank you very much Dominic for being so lovely and gentle with my gorgeous little boy on his 1st spa day. You have a very professional set up! Debbie Very good service!!! Highly recommend it!!! Luah was very happy and gorgeous after her groomin! Thanksa lot Dominic Willmore for taking care of my baby. Carolina xx

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2 BED COUNTRY VILLA + APT - €295,000 Located only 10 min drive from the beach of Cacela this property is a great investment. Large outdoor area with private garden and possibility of a private pool.

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3 BED TOWNHOUSE WITH POOL - €285,000 This spacious villa in Conceição offers plenty of outdoor space and a private pool is also a bonus. The villa comes fully air-conditioned at an unbeatable price.

2 BED APARTMENT IN CONDO - €198,000 Well presented, closed condominium with communal pool and underground parking. Located in Luz de Tavira with lovely sea views.

THE BEST OF THE ALGARVE Rua 1º de Maio, 32, 8800-360 Tavira Tel: +351 96 25 66 421 - www.proluna.com E-mail: r.nagelsmit@proluna.com

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Property

How Brexit affects Property & Expats PROPERTY MANAGEMENT ALGARVEAN COTTAGES

V I LLAS

H A P P Y H O M E S A L G A RV E A PA RT M E N T S

TOWNHOUSES

QU INTAS

Happy Homes Algarve is currently looking for additional good quality rental Villas and Apartments to offer to our customers for next season. If you have a property to let, please contact us for more details'

Confused about the new rental law? Contact us for specialist advice. C o n t a c t us t o d a y : 2 81 32 0 28 3

h a p p y h o m e s l d a. R u a D r. P a r r e i r a 1 3 7 next to Barclays Bank 8 8 0 0 - 3 46 T a v i r a

www.portugal-accommodation.com

REAL ESTATE G O L F P R O P E RT I E S

L A N D & H O U S E S A L G A RV E VILLAS

A PA RT M E N T S

T O W N H OU SE S

PLOTS

LHV - 1062

Covering the whole of the Algarve as independant real estate agents, we can provide you with unbiased advice when you decide to purchase a property and can introduce you to a wide choice of reputable mortgage banks, architects, lawyers, builders, chartered surveyors and interior designers. We have been in business for over 16 years, finding the right property for countless satisfied clients. We currently have over 900 properties available online and would be very pleased to help you find your ideal home.

If you are the owner of a good quality property and wish to sell, please contact us to arr ange an appoin tment TA VI RA

R u a J o sé P i r es P a d i n ha 1 7 8 880 0 - 3 5 4 T av i r a

C o n t a c t us t o d a y : 2 81 32 0 28 1

www.l a n d a n d h ous es a lga r v e. c om

V I L A MO U R A

N 1 2 5 , B e n f a r r a s , B o l i q u e i me 81 0 0 - 0 6 8 B o l i q ue i m e

irstly we would like to wish all readers a very Happy New Year. With the arrival of 2019, it appears as if the hot topic of conversation is yet again Brexit. At the time of writing this article, Prime Minister Theresa May has just won a vote of confidence within the Conservative party but the much talked about Parliamentary vote on the controversial Brexit deal has yet to take place. Unfortunately, it has become evident that Theresa May’s Conservative government has proven to be incapable of favourable bargaining the UK´s withdrawal as they are in a position of weakness - the interests of one country pitted against those of a union of 27. After 30 months and multiple negotiations, instead of improving its relationship with the EU, we have a withdrawal deal that looks likely not to be passed by Parliament. Whether the final outcome in this incredibly complicated saga is a soft Brexit or a hard Brexit, the question we are continuously being asked by property buyers and vendors alike; is what impact is Brexit having on the Portuguese property market? The truth is it is impossible to predict but the biggest problem we are continually being faced with is the uncertainty of it all. Whatever the outcome, once it takes hold, confidence will grow as buyers and vendors can take decisions based on fact rather than speculation. There have been some voices of concern about expats living in Portugal suddenly being left adrift when the UK crashes out, and being made to return home. While technically this isn’t impossible, it is extremely unlikely. Close relations between the two countries are older than the Magna Carta. In school from an early age, Portuguese children learn that in the 12th century many of the crusaders who helped the country gain independence from Castile and Leon

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Property were English. The alliance between the two countries was formalised in 1386 in the Treaty of Windsor and reaffirmed in 1661. The alliance is still valid today and is commonly considered the oldest in the world. There are approximately 200,000 Portuguese nationals living in the UK and roughly 50,000 British living in Portugal, and whilst being an old friend doesn’t necessarily guarantee co-operation in light of a hard Brexit, common sense should dictate that reciprocated agreements can be implemented quickly and smoothly. Of course there are additional steps that can be taken in order to protect expats in light of Brexit and there are numerous companies that can offer good advice on the various options such as Blevins Franks www. blevinsfranks.com. It is important to point out that many British happily own homes and second residences in numerous non EU countries such as the USA, Turkey, Switzerland, South Africa, Barbados, Jamaica, etc. In terms of the effect that Brexit will have on the property market in the immediate aftermath, demand may be slightly subdued in some areas in the short-term, but this will simply offer opportunity to buy. With fewer buyers around, there’s less competition and more scope to negotiate on price. Whilst the complexities and uncertainties surrounding Brexit are perceived as the main issue to tackle for the expat

community when deciding to buy or sell a Portuguese property, the currencies are playing a far more important role than many give credence to. Currency fluctuations are nothing new and by definition they go up and down. Holding out to buy a property or sell a property when the exchange rate is working in your favour isn’t an exact science. While Brexit has undoubtedly weakened the pound, property prices outside the non-exclusive resorts in the Algarve still remain good value compared to other popular holiday destinations within Europe. The pull of the Algarve as a destination to live is still as strong as ever and those in a position to able to buy should be encouraged to take the plunge. Even within the shadow of Brexit, 2018 has been another good year with a high volume of sales across all price ranges. Buying a good value new house or holiday home in the Algarve in 2019 will still be possible, but it is important that buyers do not pay over inflated prices on property. As a buyer always seek the advice and expertise of a local and long established real estate agent otherwise you could be the one that pays well over market value for a property. There have definitely been times when property choices were greater and prices were lower but if you are selective about the property agency you use and the opportunities

AMI 8799

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Tavira Office Rua Dr. José Pires Padinha 178 8800 - 354 Tavira Tel: 281 320 281 Fax: 281 321 901 (AMI – 6232) Vilamoura Office EN 125, Benfarras Boliqueime 8100 - 068 Boliqueime Tel: 289 301 294 Fax: 289 301 439

EXCLUSIVE - Beautiful Two Bedroom Quinta with Two Bedroom Cottage and Pool – São Brás. 650.000€ Ref: 4702812

TAVIRA Seven Bedroom Villa with Heated Pool & Sea Views – Altura. 445.000€ Ref: 4635367

ALTURA

Paul Greenhalgh Sales Manager Land & Houses Algarve – Yellow Homes www.landandhousesalgarve. com www.landandhousesalgarve.de

LwL Properties.com, Nº40a, Rua 1º de Maio, 8800-360 Tavira Office: 00351 281 327 656, Voip: 02070999193 Email: info@lwlproperties.com Web: www.lwlproperties.com

Two Bedroom Apartment, with Rooftop and Sea Views – Tavira. 130.000€ Ref: 4705278 Large two bedroom apartment on the fourth floor, with stunning views across the Ria Formosa, and salt flats. Fantastic location within the town, only a short walk from everything. Tavira is a historical town, with its cobbled streets, boutique shops, trendy cocktail bars, theatre, and shopping center. It is full of great restaurants, and boasts beautiful sandy island beaches.

that arise then there is nothing that should stop you enjoying owning your very own property in the sun. On the flip side, British sellers of property are in the enviable position of being able to take advantage of the weakened sterling by taking back considerably more pounds to the UK whether they have discounted their properties or not. With more property sales happening than property listings coming in, we are more eager than ever to list quality properties or plots, particularly around the areas of Tavira, Praia Verde, Manta Rota, Moncarapacho, Santa Catarina, Sao Bras and Loule. If you are considering selling your property or plot and would like to speak with a member of our team then please call us now on 281 320 281 to make an appointment. We look forward to hearing from you soon.

Good condition, spacious villa, with excellent location and plenty of natural light. Easily converted into two independent three bedroom apartments, if so wished. The stunning golden beach of Altura, and the village centre, where you will find all amenities are only two km away. This property would be a great investment opportunity for holiday rentals or as a family home.

This charming farmhouse sits in a pretty countryside village setting, close to the town of São Bras. Currently used as two separate properties, each with two bedrooms. If desired, it would be easy to use as one, four bedroom house. The cottage is licensed and has a well-established rental history. This is a fantastic opportunity to own a Quinta / Farmhouse which has been renovated to a high standard and is bursting with character. Less than 5 minutes from a local café, restaurant, and mini market. Viewing is highly recommended to appreciate the full charm of this property.

SÃO BRÁS

Property

Property of the Superb light & spacious 3 Bedroom Villa with Pool. Sitting in 4650mÂ˛ of sloping land within great hiking area.

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month

RUSSELL & DECOZ REAL ESTATE Tel: 00351 289 792 785 Mobile 963 085 580 Email: sales@russell-decoz.com A fabulous nearly new, light and airy 3 bedroom, one floor villa with in quiet country area - great for walks & enjoying the natural wild surrounding countryside or sitting back & enjoying the private location and lovely pool area. Don't miss this one!

* Mains water being installed 2019 * guttering * 4m³ cistern * 2x water heaters * 3 Phase electricity * telephone * private drainage * 2x SATdish * alarm system * Wood burner * A/C * BBQ * pergola * pool * 'solar safe' pool cover * outdoor shower * sun terrace * low maintenance gardens * Hen house * Storage * Lovely views * Opportunity to buy an additional land. REF:- 1801V LOCATION:Santa Catarina. ENERGY CERT: D

€395,000

www.russell-decoz.com

AMI License nº 870 - Member of APEMIP nº 1178 Av. Maria Lizarda Palermo 43a, 8700 - 081 Moncarapacho, Algarve, Portugal

PROPERTY REQUIRED: Moncarapacho, São Brás, Estoi, to Tavira area, please call or mail.

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Tavira Castle

1 Elle Salon 2 Ruy Barros 3 Thai Massage

To Tavira train station and Lidl

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BARS & CAFES 1 La Baguette 2 Somewhere Else (Daves Bar)

PLACES TO VISIT 1 Casas das Portas 2 Casas das Portas 3 Fado Com Historia 4 Kozii store 5 Kozii store 6 Tavira D'Artes 7 Blossom 8 Ibelle

SERVICES 1 A.F.M. Accountants 2 Ibex Insurance 3 Rui Horta Lawyer

HEALTH & BEAUTY 1 Elle 2 Rui Barros 3 Thai Massage Expert 4 Buaka O Tavira 5 Modern Feel

REAL ESTATE 1 Land and Houses 2 LWL 3 To Go For Homes 4 Proluna

RESTAURANTS 1 Abstracto 2 La Petite France 3 Sushi D'Arte 4 Copos and Petiscos 5 Mediterraneus

Property

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eira s Fr s

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Restaurante

Abstracto Traditional Portuguese Cousine

Rua Dr. Antonio Cabrera, 34 8800-344, tavira Tel 937 037 712 restaurante.abstracto@gmail.com Gardens

Square

Rio Gilao

Roman Bridge

Tel: Chuttcha +351 924 289 594 Vorakorn +351 923 145 282 Facebook: Thai Massage Expert

• Foot Massage (Reflexology) • Oil Massage • Traditional Thai Massage • Therapeutic Massage for Pain Relief • Sport Massage (Deep Tissue) Av Dr. Mateus Teixeira de Azevado TAVIRA, 8800-379 Loja No 24 From the station walk down to center

Rua da Liberdade n.º 37 Tavira sushidart.geral@gmail.com Telephone: 00351 281 326 011

Restaurant & Take-away

Carly Richards Personal Trainer & Fitness Instructor Sports/Deep Tissue Massage available

Restaurante Abstracto

Restaurant.Abstracto.Tavira

Bishops Square

Tailored training programs. Training in your home or workplace. All equipment provided Free Consultation. Discounts on block bookings www.4fitnessandhealth.co.uk Diet Plans, Nutrition advice, Cardio, Boxing, Weights, Core building, Rehabilitation, Stretching and Flexibility

Call Carly to book your free consultation +44 7732-801565 Over 10 years experience

♦Draught Guinness ♦Coors Light ♦Large selection of ciders ♦Hot & cold food served all day ♦Fun friendly atmosphere for all the family ♦Sky sports & BT sports ♦3pm Premiership kick offs Rua Almirante Candido dos Reis. Tel 926 763 653.

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Patterson properties are now looking for all kinds of properties in and around Tavira for our clients. If you have a property that you want to sell, call us today on 927 617 131 or send us an email to info@pattersonproperties.pt We look forward to hearing from you in this bright new year!

MAIN OFFICE – (Waterfront) Ava Ria Formosa, Centro Comercial Loja 2, 8800-591 Cabanas de Tavira TEL: 281-370277 Mobile: 91 7212498 OFFICE – E.N.125, Cevadeiras, 8900-024 Vila Nova de Cacela TEL: 281-951165 Mobile: 91 2177055 LICENÇA No 504-AMI

EMAIL geral@estealgarve.net WEBSITE www.estealgarve.net

TYPICAL HOUSE A/ ROOF TERRACE CABANAS The house consists of 1 bed. w/ closed patio leading to separate annex w/ 1 bed. + shower room. Situated in the centre of the village close to all amenities.

2 BED. APARTMENT - NEAR GOLF COURSE- CONCEIÇÃO Situated on 2nd/top floor within walking distance to all amenities and train station. Area of 93m2. Central heating. Sold furnished and equipped.

*ENERGETIC DECLARATION IN PLACE €148.000

***ENERGY CLASS - D €169.000

Algarve roof & property renovations From leaks to roofs and balconies, to complete renewals. Guttering supplied and fitted, flat roofs specialists and complete property renovations insode or out; All maintenance work, painting, jetwash service etc. Call Jason Tel: 960 136 445 or 281 324 602 jasonash1970@gmail.com

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EastAlgarve M

Company AMI 7673 Office: Tel/Fax 281 952 820 Mobile: 00351 911 041 862 Casa Anibal R/C loja B, Estrada da Manta Rota 8900-038 Vila Nova de Cacela

SALES: www.algarvemantaproperties.com RENTALS: www.algarvemanta.pt EMAIL: sarah@algarvemanta.pt

EXCLUSIVE LISTING! NEW INSTRUCTION

NORTH OF VILA NOVA DE CACELA €465.000

REF 2425 • Extremely well presented • Plot of 3000m2 • Build area 200m2 • Private pool • Air conditioning • Only 5km from town and beach • 3 Bed 3 bathroom (large suite) • Only 1km from Monte Rei golf course • Views of countryside and ocean

PROMOTE YOUR BUSINESS WITH US FROM ONLY €25, UP TO €295 FOR A FULL PAGE If you would like to promote your business with the East Algarve magazine contact us on info@eastalgarvemag.com or Tel 961 700 200.

As an advertiser you automatically become a distributer, and will be provided with a number of copies to issue to your customers.

Contact Smartamoves: Mobile +351 915 744 005 Office +351 281 027 082 Email: geral@smartamoves.pt

Rua Maria Helena Vieira da Silva 15-D Mato Santo Espirito 8800-601 Tavira

2 BEDROOM APARTMENT FOR SALE IN CONCEIÇÃO DE CABANAS. Ref: SM_T2_07

Spacious apartment with two bedrooms and two bathrooms for sale in a gated community with access to a swimming pool in Conceição de Cabanas. This apartment has a large living room that leads on to a balcony over looking the swimming pool and a well-equipped kitchen. Both bedrooms are a generous size with built in wardrobes and access to a balcony, which provides plenty of sunlight.

€170.000

4 BEDROOM DETACHED HOUSE ON MATO DE SANTO ESPIRÍTO. Ref: SM_HAB_08

Well appointed 4 bedroom and 3 bathroom detached house, located on a quiet and popular urbanization, only 5 minutes from Tavira town center. This property has a fully equipped kitchen and a comfortable size lounge with an dining area. All 4 bedrooms are spacious with access to balconies. Outside, there is a covered eating area and a BBQ. This property also has a private garage and a roof terrace with spectacular views.

€315.000

2 BEDROOM APARTMENT FOR SALE ON MATO DE SANTO ESPIRÍTO. Ref: SM_T2_02

Modern 2 bed apartment with 1 bathroom. One double bedroom and one twin, all with built-in wardrobes. Off the hallway is the main bathroom with bath. Good sized kitchen (fully equipped) with a dining area, access to a veranda that opens up on to the main balcony, also reached from the lounge. The property has an elevator, double glazing, security shutters, a/c, and is sold fully furnished and equipped. Underground parking accessed directly from the elevator. Access to a shared pool.

€170.000

UK clients please see www.portugalpropertymgmt.com or call+44 (0)121 769 0455

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Places

HARLEY'S ROAR

arly December brought a great festive atmosphere outside the entrance to the old market in Loulé. Giant Santas stood either side of the main entrance as well as a charismatic crowd of Harley Davidson owners, fans and visitors all absorbed in the band performing for everyone at the start of the Harley owners Christmas Party. The live band performed rock and roll for a few hours getting the party well under way and were surrounded by the lively crowd and a thrilling sound of various comings and goings of the Harley Davidson motorcycles. The electric atmosphere was coupled with around thirty Harley Davison bikes from new to old and all quite stunning in their own right. The group meets every Saturday at the entrance to the old market with organizer Palhó Madeira. The charismatic Palhó, has organized events and regular meetings for the group for 25 years and the group are from all around Europe as well as Loule. They welcome visitors every Saturday with any level of interest in the magnificent machines, from pre war to the contemporary the iconic bikes all left together for their Christmas lunch at a local restaurant. Join their weekly meeting of normally thirty to forty owners. Thanks to our friend Ben and the group for inviting us to join them. For more details See Facebook 'Palhó Madeira'

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IN LOULÉ We joined the weekly Harley Davison Motorcycle meeting in Loulé

Places

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INVITATION TO AN

INTERACTIVE

STUDY For 12 PEOPLE From the

MOUTH of the MESSIAH THE SERMON ON THE

MOUNT

Prayers for healing, Like Jesus. Tavira Christian Centre Thursday 6pm Phone Beth 966807604

“One of the most sublime utterances that any being has ever spoken on this earth.” Malcolm Muggeridge

Malcolm Muggeridge

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Gardens

New YearNew Garden â&#x20AC;&#x153;Great landscaping lies in the eyes of its creatorâ&#x20AC;?

hether you plan on "borrowing ideas" or plan on creating your own landscaping design, you should have at the very least a basic understanding of the principles of landscape design. This doesn't mean that you have to apply every principle to every part of your plan. But just having an understanding of these principles will help you generate ideas and increase your creativity. Great landscaping lies in the eyes of its creator. So, while the principles of landscape design are great guidelines to follow, don't feel like they're the "have to rules" of landscaping. Abstract and creativity are allowed. The Principles of Landscape Design Unity should be one of your main goals in your design. It may be better understood and applied as consistency and repetition. Repetition creates unity by repeating alike elements like plants, plant groups, or decor throughout the landscape. Consistency creates unity in the sense that some or all of the different elements of the landscape fit together to create a whole. Unity can be achieved by the consistency of character

of elements in the design. By character, I mean the height, size, texture, color schemes, etc. of different elements. A good example would be in the use of landscaping rocks and accent boulders. If you've ever seen a landscape design that had one large white round boulder here and another large red square granite boulder there and so on, then you've seen that unity wasn't created by this particular element. This is just one example but the principle applies to all other elements such as groups of plants and materials. A simple way to create unity in your landscape is by creating themes. And one of the simplest ways to create themes is by using a little garden decor. Creating a theme garden is easier when it's related to something you're interested in or have a passion for. If you're into butterflies for instance, you could create a theme using plants that attract butterflies as well as using statues, ornaments, and other decor that are related to butterflies. Unity should be expressed through at least one element in your landscape and preferably more. Using elements to express a main idea through consistent style and a specific theme is what creates harmony.

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Gardening

Simplicity is actually one of the principles in design and art. It's one of the best guidelines you can follow as a beginner or do it yourselfer. Just keep things simple to begin with. You can do more later. Simplicity in planting, for instance, would be to pick two or three colors and repeat them throughout the garden or landscape. Keeping decor to a minimum and within a specific theme as well as keeping hard landscapes such as boulders consistent is also practicing simplicity. Balance in design is just as the word implies. A sense of equality. There are basically two types of balance in landscape design. Symmetrical and Asymmetrical. Symmetrical balance is where there are more or less equally spaced matching elements of the garden design. With a garden equally divided, both sides could share all or part of the same shape, form, plant height, plant groupings, colors, bed shapes, theme, etc. You may remember creating something like this when you were a kid in art class at school. Where you take a piece of paper, splash paint on it, fold it in half, unfold it, and then it magically creates an interesting symmetrical design. So

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symmetrical balance or design is somewhat of, a mirror image or reflection. Asymmetrical balance on the other hand is one of the principles of landscape design that's a little more complex. While textures, forms, colors, etc. may remain constant to create some unity, shapes and hard landscapes may be more random. This form of balance often has separate or different themes with each having an equal but different type of attraction. Asymmetrical may be better understood as actually being unbalanced, abstract, or free form while still creating unity and balance through the repetition of some elements. A good example of this would be where bed shapes or paths differ on both sides of the landscape dividing line while still sharing some of the same elements and plants. One side could be curved with a sense of flow while the other side is straight, direct, hard, and completely opposite. Again, unity and balance will be created through other elements. Contrast can be very interesting and this type of form can create a neat contrast. Flowing lines are pleasing to the eye but the

Gardens

bold contrast of a curve combined with a straight line can be very interesting. Asymmetrical balance isn't dependant on the shape of your garden. It can be but generally it's not. An example might be where one side of the garden is mostly large shade trees while the other side is predominately a lower growing flower garden or even a mix of both examples. Like I stated earlier, the landscaping can be abstract while still maintaining unity through other elements such as rocks, plants, and decor. Contrast and harmony can also be achieved using plants. Fine foliage verses coarser foliage, round leaves verses spiked leaves as well as color compliments and contrasts. Plant height, color, and texture may be varied from one area to the next but each area should stay consistent within its own theme. You'll hear me talk about "themes" a lot. Many successful doit-yourself designs follow a basic theme to achieve most of the principles of landscape design described on this page. The proper use of plants or garden decor or a mix of both is a simple way to achieve themes. Colour adds the dimension of real life and interest to the landscape. Bright colours like reds, yellows and oranges seem to advance toward you and can actually make an object seem closer to you. Cool colours like greens, blues, and pastels seem to move away from you and can make an object seem farther from you. Grays, blacks, and whites are considered neutral colours and are best used in the background with bright colours in the foreground. However, to increase depth in a landscape, you can use

dark and coarse textured plants in the foreground and use fine textured and light coloured plants in the background. Colours can also be used to direct your attention to a specific area of the garden. A bright display among cooler colours would naturally catch the eye. Natural transition can be applied to avoid radical or abrupt changes in your landscape design. Transition is basically gradual change. It can best be illustrated in terms of plant height or color but can also be applied to all elements in the landscape including but not limited to textures, foliage shape or size, and the size and shape of different elements. In other words, transition can be achieved

by the gradual, ascending or descending, arrangement of different elements with varying textures, forms, colors, or sizes. An example of a good transition would be a stair step effect from large trees to medium trees to shrubs to bedding plants. This example is where a little knowledge of proper plant selection would come in handy. Transition is one of the principles of landscape design that can be used to "create illusions" in the landscape. For example a transition from taller to shorter plants can give a sense of depth and distance (like in a painting), making the garden seem larger than it really is. A transition from shorter to taller plants could be used to frame a focal point to make it stand out and seem closer than it really is. Line is of the more structural principles of landscape design. It can mostly be related to the way beds, walkways, and entryways move and flow. Straight lines are forceful and direct while curvy lines have a more natural, gentle, flowing effect. Proportion simply refers to the size of elements in relation to each other. Of all the principles of landscape design, this one is quite obvious but still requires a little thought and planning. Most of the elements in landscape design can be intentionally planned to meet the proper proportions. For instance if you are creating a small courtyard garden, an enormous seven foot garden statue placed in the center would be way out of proportion and a little tacky to say the least. Or a small four foot waterfall and pond placed in the center of a large open yard would get lost in the expanse. Don't misunderstand this to mean that if you have a large yard you can't have smaller features or garden decor. Proportion is relative and elements can be scaled to fit by creating different rooms in the garden. The goal is to create a pleasing relationship among the three dimensions of length, breadth, and depth or height. Also, special consideration and study should be given to proper plant selection to avoid using plants that are out of proportion. Just remember it is your garden and your inspiration should come through in the design, but remember the basics and everything should work out fine.

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LANDSCAPING & GARDEN CENTER

BEM-VINDO • WELCOME

QUINTA DAS PALMEIRAS CENTRO DE JARDINAGEM

EN 125, c.p. 126-E 8800-118 Luz de Tavira e-mail: geojardim@gmail.com www.geojardim.com Tel: 281 961 189

To Olhão

To Moncarapacho EN125

Fuseta

Find us on facebook at:

Geojardim Landscaping & Garden Center

BBQs

BBQ Islands

Luz de Tavira

Awnings & Shades

To Tavira Look out for the Yellow flags

Patio Heaters

YOUR EXPERTS IN OUTDOOR COOKING

VISIT OUR SHOWROOM! 272A, Rua do Comércio, B135 Almancil

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Tel.: +351 289 356 233 www.bbqs-algarve.com sales@bbqs-algarve.com

Rua da Liberdade n.º 37, Tavira sushidart.geral@gmail.com Tel: 00351 281 326 011 Restaurant & Take-away

A TRUE LINKS COURSE ON THE SPANISH BORDER AT AN INCREDIBLE PRICE

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Costa Esuri RESERVATIONS: COSTA ESURI GOLF CLUB Urbanización Costa Esuri Avda Juan Pablo II, S/N, A49 – Salida 131 21400 Ayamonte, Huelva, Spain Tlf:(0034) 959 328 071 www.costaesurih2ogolf.com

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Expert financial advice By Dan Henderson, Partner, Blevins Franks

Planning for the future

anuary is a time when many analysis of your risk profile. Working people reflect on the previous with an experienced and regulated 12 months and look ahead to adviser, then build a portfolio, with a what the coming year will bring. careful spread of investments across You may set goals for the year, asset classes, regions, companies, such as exercising or planning a dream currencies etc, designed to achieve holiday. When it comes to financial your goals within your risk tolerance. planning, however, focusing on just Planning to protect your wealth from one year is not nearly enough, you tax When considering your income needs need to plan ahead for the future. While you should always consider you also need to factor in taxation. It is current developments that could important to review your tax planning impact your finances, good wealth to make sure it is up to date and takes account of any tax management is all reforms in Portugal, UK about establishing your For many of us, the and anywhere else that goals, both short and affect you. long-term, then setting ultimate goal is to be Planning for the up a strategic plan to able to enjoy our dream inevitable achieve them. Don’t risk leaving your Planning for a retirement. estate planning too financially secure retirement Many retirees favour low- late. Again, what are your For many of us, the risk, ‘safer’ investments goals? Who you want ultimate goal is to be to inherit your estate, able to enjoy our dream like bank deposits, in what amounts, when retirement. but if you have a long and how? Take advice Many retirees favour low-risk, ‘safer’ retirement ahead of you, on how to achieve your wishes for your investments like bank this is risky heirs, based on the deposits, but if you inheritance laws and have a long retirement ahead of you, this is risky. Slowly but taxes of Portugal and UK, and to make surely the cost of living increases every the process as straightforward and year and can erode your spending tax-efficient as possible for them. power over the longer term. Your Planning for Brexit savings need to earn enough to keep We cannot talk about planning for 2019 pace with inflation, which is a struggle without mentioning Brexit. This is a good time to consider if you need to with today’s low interest rates. Start by establishing what your adjust your financial planning. aims are and obtain an objective If you are living in Portugal your financial

planning should be set up for Portugal. Do you own too many UK investments? Are all your savings in Sterling, putting you at mercy of exchange rate swings? Are you hoping to transfer your pension out of the UK? Be aware that many speculate the UK could widen the 25% ‘overseas transfer charge’ after Brexit to tax transfers within the EU. Whether it is investments, tax or pension planning, seek professional advice to ensure you do what works best for your personal situation. Use a specialist adviser who can provide holistic solutions to give you peace of mind that your financial affairs are in order, for today and the future. Keep up to date on the financial issues that may affect you on the Blevins Franks news page at www. blevinsfranks.com

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Expert financial advice Keep up to date with our Finance expert, chartered accountant Ricardo Chaves from All Finance Matters.

IRS: five dates you need to put in your diary for 2019

his year, before you submit your IRS for the year 2018, you need to perform some tasks as per the new habits acquired in the previous years: validating invoices, registering them, and appending information are examples of procedures that have become part of the routine of any taxpayer. Your role is important in determining your IRS deductions, therefore, check the tax calendar, to make sure you don’t lose any deduction or pay any fines. February 25th Each taxpayer has until the 15th of February to query, report and verify invoices. To do this, you should access the e-Factura portal and access to your personal page, where you should verify that all your invoices have been properly communicated. If you find any failure, or any invoice is not recorded, you can add these invoices to your file. It’s also important to check in which category your invoices are recorded. Please note that it’s necessary to move your invoices into the appropriate section (ie health, education, etc) otherwise the deduction will not be accepted. These procedures need to be performed for each household expenditure holder, including dependents. March 31st Between the 1st and 31st of March, you need to check your page and if

you feel the information is not correct, you can contest the calculations made by the Tax Authorities. In other words, your tax deductions will be summarized here, under family general expenses, healthcare expenses, training and education expenses, charges with property for permanent residence, invoices VAT and costs with foster homes; if your total invoices is not consistent with the totals shown in the portal, you have this two-week window to contest it. Please note that it’s necessary to check this for each holder. From April 1 to June 30th This year you can submit your IRS tax declaration for 2018, from the 1st of April, until the end of June. This means that all declarations can be submitted during these three months, irrespective of your income category (employment income, pension income, self-employment income, rentals, etc.) Please note that Non-Habitual Residents, even if they’re income is only pensions, and tax exempt, still need to submit the yearly tax return in Portugal. July 31st If you have tax to receive, the settlement must be made by 31st of July. This is the deadline for the Tax Authorities to refund you. August, 31st If, however, you have to pay tax, you

tlm:+351 281 029 059 email: info@allfinancematters.com

should make the payment no later than the last day of August, providing you have delivered the tax return within the time limits. If the tax return was submitted after the deadline, payment may be made until 31st of December (fines and interest will apply). Last but not least, please remember that if you do not deliver your IRS on time, or if you fail to meet some of the deadlines above you may lose some or all your tax deductions. Late delivery of your IRS may also cancel your IMI (Council Tax) exemption. There are many other alterations that may affect your IRS and it may come as a surprise that filing a correct tax return in Portugal can save you money. Submitting a tax declaration does not necessarily mean that you pay tax but may avoid you paying fines for noncompliance and offer you peace of mind. And please remember that irrespective of your tax residency, if you have earned income from Portuguese source you need to submit the IRS tax return. This includes the sale or rental of Portuguese property. If you have any other questions, please feel free to contact us; tax planning is critical and you and your company, cannot afford surprises. Pass by our office to discuss your personal situation and avoid any late submission fines.

web: www.allfinancematters.com

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Expert financial advice By Andy Oliver, deVere, Portugal.

No Tax Is Ever Popular, But This One Attracts Particular Venom.

omiciles and inheritance tax are routinely seen as an atrocious snare by the government that stops people from disposing of their wealth as they see fit. Over the last year more than £5 billion was collected from the inheritance tax alone. For expatriates, your local inheritance tax can be even trickier to understand in regards to your position in line with the UK’s Inheritance Tax, but with rates of 40% and above it pays to understand your situation and options. Even if you have been living abroad for many years, it is still highly likely you are considered to be UK–domiciled, which brings you into the battlefront of inheritance tax. The UK Inheritance Tax Department will stick their jagged little fingernails into anything that could suggest you have intentions to return to the UK. Take for example the famous legal case of Richard Burton, the silver screen celebrity of the 50s ,60s and 70s. Born in Wales but he lived for many years in the USA before moving to Switzerland, where he finally ended his days. Hearing of Richard Burton’s death, the UK tax authorities wasted little time and made an inheritance claim on the grounds that Burton had never been able to relinquish his UK domicile. It is important to point out that Burton didn’t own any assets or derive any income from the UK and thought he’d be able to legitimately avoid UK inheritance tax by dying in Switzerland. However, many years previously, Burton had bought burial plots for himself and his ex-wife in Pontrhydyfen, Wales. This enabled the UK taxman to claim that Burton had always intended to return to the UK and was therefore deemed UKdomiciled. It is likely that his defence lawyer would have argued that this return would have only been after his death but the UK Revenue won the case and £2.4m had to be paid to the Exchequer. While it isn’t impossible to adopt a domicile in a country of your choice, you will have to eliminate all ties with the UK; domicile law is extremely sticky and

complex. Everyone is born with a domicile; this is usually related to your country of birth. However, there are exceptions and contestable situations, such as an individual born in the UK to nonBritish parents. It is possible to lose this domicile of birth if you qualify for domicile elsewhere. Essentially, you would need to disinvest yourself of all UK based assets, property and financial interests. Thereafter you would establish yourself as a permanent resident in the country you are living in and intend to see out your days. The qualifying period is generally based on not contributing to the UK tax system for 3 consecutive tax years immediately before death and not being a UK resident for 17 of the previous 20 years. Further complications arise for expats when they have assets based in the UK, or outside of the country they reside in. It is important to note that UK pensions held by someone who dies before reaching age 75 are free of inheritance tax; after that date, they do become taxable to their beneficiaries in the form of income tax. Rates vary from 45% to 55% depending on how benefits are taken and the tax position of the beneficiary. The next complication comes when we are dealing with different principles of taxation. Most European countries apply Napoleonic laws of ‘succession’. In a nutshell, this means succession taxes are borne by the beneficiary after the distribution is made. UK Inheritance Tax Legislation is based on Anglo-Saxon laws where tax is paid by the estate prior to distribution. Conflicting situations such as these are commonplace in the international arena, making planning difficult and legislation open to question. Beneficiaries might move to a new country after a plan has been put in place, thus rendering the strategy ineffective. Even with what may appear to be the most effective strategy at any given point in time, your domicile and how it affects inheritance tax and succession planning is a changing landscape. Governments

change legislation, individual’s circumstances are fluid and conflicts can arise between different country tax codes. The first step towards optimizing your plan is, of course, to speak to a financial adviser. We at deVere Portugal are happy to help and offer a free consultation. With good planning, you can structure your wealth to take advantage of all reliefs available and ensure you don’t leave your beneficiaries with an unnecessarily large tax bill.

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Expert Property advice By Steve Bedlow, Portugal Proprty Management.

Property Management

uch an exciting journey starts with the buying of a property in Portugal whether it be an Apartment, a Villa, a plot of Land to build your own pad on or even being part of a shared ownership scheme, you may still need assistance. Portugal Property Management is a UK based team that works for you, the buyer, working on finding the right property. We will also put you in touch with our approved Financial experts who again, being 100% independent will offer the most competitive mortgages / financial advice available in Portugal. To help with the purchase, Portugal Property Management are on hand to help, but we need some input from you so we can obtain a better idea of your requirements. Taking your Property Management to a new level! In this day and age, owners have more choices on where to advertise, clients are more demanding – price, facilities, services. In the first instance we work with owners maximising rental returns; AirBnB have made everyone a landlord/host and they have given travellers more choice. As an owner you also must be competitive with price to compete with your neighbour just to get a booking for 4 nights. BUT at what cost? The client looking for a 7-14-night break can no longer look at your apartment or Villa as you have just rented for 4 nights! Lets be honest, any rental company can book property on the East Algarve in July and August – even the owner and its not their living. What makes the difference with a good property management company – rentals in the off season, increased rates in July and August and better communication with owners and the clients renting. Portugal Property Management will be launching a new rental app in January for our owners opening communication to a new level. The app is then used with the clients – detailed location of the property, key access and they get the welcome pack on an app BEFORE they arrive, great for any questions to be dealt with before arrival. They also have a messaging system to ask any questions or seek any advice; the owners have the instant knowledge that the cleaning has been done, the pool cleaned with notification that some maintenance is

required. Rentals made easy! PPM are taking rentals to a new level – already BETA tested on a few properties in Tavira with both clients and owners loving the options available. New opportunities to maximise rental returns – surely this is what it is all about? We are looking at new revenue streams for our clients making the off-season a little more profitable – our owners are already benefiting from this; do you want better returns all year? Its all about client satisfaction – the

owner receiving rebooking’s without paying commission (sorry AirBnB and the others). Contact Portugal Property Management via email on info@ portugalpropertymgmt.com or via social media. WANTED -Self-employed either parttime or full-time! Are you looking for a new opportunity in 2019 working for yourself? We may just have the position for you. Contact steve@portugalpropertymgmt.com

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Quilting

Choosing Fabric

Use These Simple Tips to Choose Fabrics for Quilts

alking into a quilt ‘The Random Players’ present ‘A Christmas Quarrel’ atshop São or shopping for Brás Museum fabrics online can be

overwhelming... how do we make logical choices from all of those bolts (or photos) of fabric? Seasoned quilters are accustomed to the experience, but beginning quilters often find it difficult to begin choosing fabrics for a quilt. One thing you'll discover as you create more quilts is that fabrics needn't 'match' but at first, working within a controlled colour palette can get you off to an easy start, and fabric manufacturers offer a few helpful methods to simplify search and selection. Find Colour Ideas in Fabric Selvages Find a multicoloured fabric you love, and if you're at a fabric store or quilt shop, take a look at its selvage edges. Selvages are the tightly bound edges that run along the fabric's lengthwise grain, and they often provide useful information. See all of those little dots stamped on selvages in the photo? They're the colours used within each fabric. The dots help you compare and select fabrics, especially when you browse fabrics that weren't all produced by the same manufacturer. Selvages often include other details, too, such as the name of the textile company, the fabric designer, and the name of the design group. Those details might help you locate fabric later. Pin a trimmed selvage to leftover yardage rather than tossing the edge into the trash. Selvage edges aren't typically included in our patchwork, but some quilters have made stunning quilts by collecting interesting selvage edges and sewing them together. Choose Quilting Fabrics from a Coordinated Group Many quilting fabrics are produced in coordinating groups, and most

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manufacturers also provide 'blender,' fabrics that are often tone on tones in a wide range of colours that work with their own fabrics and fabrics from other manufacturers. Coordinated fabrics can be a good starting point for a quilt, but keep a few things in mind when making selections. * Does the collection offer a variety of print scales? How will the print scales work with the size of patches in your pattern? Large, multi-colour prints may look very different from patch-to-patch when cut into small pieces. * Does the collection include contrasting fabrics, or do they all blend together? It's sometimes necessary to pull in one or more light or dark fabrics to improve contrast when working with a collection. * Manufacturers sell collections in precut bundles, too, but you may still encounter issues with print size and low contrast. * Quilt shops sometimes bundle or arrange fabrics in groups they feel work nicely when combined. Quilt shop staff members are always happy to offer suggestions. * It's a little more difficult to see true colours when ordering online. Talk to a customer service representative if you have questions. More Fabric Advice for Beginning Quilters * All fabric is an investment. Buy 100-percent quilting cottons of good quality. You'll spend lots of time making a quilt and you want the finished piece to be durable. Poor quality fabrics will shorten the life of your projects. * Your first inclination might be to purchase lots of fabrics in your favourite colours. There's nothing wrong with focusing on your favourites but try not to narrow your selections so much that other colours are missing from your collection. * Be careful not to focus entirely on a

specific type of fabric, such as florals. Include many styles if you want to diversify your stash. * Be sure to pick up fabrics of all colour values, from deeply coloured cottons to the very lightest shades. When used together the differences will add definition to the design elements in your quilts. * Consider colour warmth, too. Choose a range of colours from cool to hot (covered here in previous articles). * Buy plenty of tone-on-tone fabrics — fabrics that appear to be solid from a distance, but are actually subtle prints in different shades or values of the same colour. Tone-on-tone fabrics are wonderful replacements for solids, since they add both colour and visual texture. * Try to include all sorts of shapes in your printed quilting fabrics, from angular geometrics to circles and arcs. * Buy prints of varying scales, from teeny-tiny upwards. * Examine your stash periodically. Ask yourself what's missing? List gaps in your coverage and try to find fill-ins each time you shop. Update your list as needed. * Branch out. Buy colours you don't necessarily like — at some point you will need them, even if only in small amounts. Which Quilt Pattern Should I Choose First? Beginning quilters are usually happiest with their first quilts when they choose patterns that are easy to sew. If you aren't comfortable when selection quilting fabrics, keep it simple by choosing a pattern that doesn't require lots of different fabrics. Sometimes quilters don't like their first quilts, and that usually occurs because they are aware of every little 'mistake.' Don't obsess over mechanical perfection. Have fun and sew with love... that's true perfection.

Olhão 50 receive the trophy from António Camacho (Chief of Staff, Presidência na Olhão Câmara)

Optimistic End Of The Year For Olhanense

All the latest sports news from Chris Wright.

s well as winning their last two games of the year, in the Campeonato Portugal, news broke that a new group of Italian investors have taken control of the Olhanense SAD (limited liability sports club) owning eighty percent of the capital with Sporting Clube Olhanense retaining the remaining twenty percent. The two games - Ferreiras FC (50) and Redondense (3-1) - were played at the Olhão Municipal Stadium astroturf pitch due to the poor condition of the playing surface at the José Arcanjo

Stadium. Entrepreneur Andrea Papadia is the new president of SAD and immediately sanctioned the refurbishment of the pitch with a view to the team returning ‘home’ for the game against Moura on Sunday 13th January. Against Redondense 42 year-old Djalmir, Olhanense hero during their Primeira Liga promotion campaign ten years ago, was making his final appearance on the bench and will now be concentrating on gaining his UEFA Level 2 Coaching badge. Olhanense move up to sixth place on twenty-four points some nine points behind an automatic

PORTUGAL & ENGLAND KEPT APART

osts Portugal will face Switzerland and England will play the Netherlands in the semi-finals of the Nations League next June. The winners of the inaugural competition will receive €7.5m with the runners-up pocketing €6.5m. The first semi takes place on Wednesday 5th June between Portugal v Switzerland at the Estádio do Dragão, home of FC Porto whilst the following day the Netherlands play England

promotion place. Whilst the team’s home performances have yielded six wins and two draws, their poor away form, only four points from a possible twenty-one, must improve if they are to be serious promotion contenders. This famous Algarve club deserves better having been in the Primeira Liga a few years ago playing the likes of Benfica, Sporting and reigning champions FC Porto, in fact it is just six years since the current Porto manager Sérgio Conceição starting his managerial career at Olhanense.

at the Estádio D. Afonso Henriques in Guimarães. Portugal’s record against Switzerland is won seven, drawn five and lost ten. With the Champions League final taking place in Madrid on the 1st June, and the Europa League final just three days before that the squads will have little time in the way of prematch preparation.

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Sport WOMEN’S U19 INTERNATIONAL TOURNAMENT

T C

A WELL DESERVED AWARD

ongratulations to our friend and sports reporter Chris Wright who has been honoured in the Queen’s New Year Honours with the award of the British Empire Medal for services to charity and the community in Portugal. Chris said "It came as a bit of shock but very honoured. It's a two way street and I find you tend to get back as much as you put in; we've met so many wonderful people and made many new friends, a priceless commodity in these times of uncertainty. Christine's also delighted as it means a new outfit for our trip to a Royal Garden Party at Buckingham Palace in the summer!"

his prestigious tournament takes place at the Vila Real de Santo António Sports Complex approximately 2kms from Monte Gordo. England and Norway get the action underway on Wednesday 16th January at 4.00pm. Norway play the Netherlands on Friday 18th January at 4.00pm and finally on Sunday 20th January the Netherlands and England face each other with a 1.00pm kick-off. Further down the coast, on Sunday 6th January Dutch side BV Vitesse play Wolfsburg at the Estadio Municipal de Albufeira (Imortal) kick-off 3.00pm. On Friday 11th January Scottish outfit Livingston FC are due to meet BV Vitesse at the Estadio Nora, Ferreiras, Albufeira

Ulrich Graffe (FC Prostata) with their trophy

John Walduck, Most Improved Player, unable to attend the dinner received his award at the Tavira WF session Above Right: A packed audience enjoy the cabaret Right: EAWF Christmas Dinner enjoyed by all

W EAWF Christmas Dinner; three decades (LtoR) Roy McCrudden 60+, Paul Marsh 50+ and Jimmy Dunn 70+

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A CHRISTMAS CRACKER!

ell over a hundred players, officials and guests of East Algarve Walking Football enjoyed a fantastic night at their fifth Christmas Dinner held at the Xicken Piri Piri Restaurant near Cacela Vela. Chris Wright welcomed everyone and presented commemorative embroidered polo shirts as inaugural members of 'Club 50:80', to the two actively involved Over 80s - Gordon Linford (referee) and David Trueman (player). Jeff Denman, Roy McCrudden and Paul Shawe were presented with symbolic tokens in appreciation of their efforts in collecting subs and maintenance of balls and kit. As well as the presentation of the prestigious Zimmer Awards the gathering were entertained to a hilarious ‘Hall of Fame’ routine delivered by George Allen and Jonathan Syed. The evening concluded with Mike DJ Bristow providing a musical extravaganza to help the more athletic members dance the night away. Awards:- Player of the Year 50+ Karl Chapman; Player of the Year 60+ Jimmy Dunn; Newcomer 2018 Karl Chapman; Most improved player 2018 John Walduck; Member of the Year Jonathan Syed; Prémio Diarréia 2018 George Allen; President’s Award Neil Morris. www.walkingfootballalgarve.com

Books

Tavira resident Viv Thamas launches his new, with a charity signing day at Benamor golf

I'M NO CHEF BUT

I CAN COOK

’m no Chef but I can Cook contains the adventures of photographer Viv Thomas, communicated through entertaining anecdotes, beautiful photographs and easy to make but delicious recipes gathered from an eclectic mix of family, friends and restauranteurs and chefs who’ve become best friends from around the world. Bursting with the warmth of real friends, this is a superbly accessible cookbook in which you’ll find the authentic flavours of Portugal, Mozambique, South Africa, the Maldives and the Alps, and the people who live there. If you love simple yet tasty food prepared with genuine passion, you’ll love the way Viv prepares it, accompanied by his descriptive accounts and charming snapshots. Vivian Leonard Thomas was born in 1948 in South Africa, but attended school in Rhodesia (now Zimbabwe) where he developed his love of rugby. He moved to Swaziland where he met his wife, Avril Mouton, a showgirl, which led him to become one of world’s biggest glamour photographers. Viv also became an icon in the adult industry, making beautiful girls look even more stunning on film. After doing what he loved for 35 years, he sold his company vivthomas.com and now has a company creating spicy Piri Piri condiments; lives in the beautiful coastal town of Tavira on The Algarve in Portugal; loves cooking; watching and attending Wales/South Africa rugby

tournaments and playing golf. Viv, what was your motivation behind writing the book? Viv: My friends and family and their enthusiasm for my food. They were forever asking me for my recipes or telling me to make a record of the dishes that I produced because basically everything I devised was off the top of my head, with a pinch of this and a dash of that. I never really knew exactly what I put into a dish, so I started keeping notes. I’m not a Chef but I can Cook isn’t just an ordinary cookbook. I believe people can relate to it. It’s not just “here are the ingredients and here’s the method of how to put the dish together”. This book goes behind the scenes – to where and how the recipes came about – the passion, the love and the joy of cooking them. Each recipe has a heart and a soul that’s has a history of being handed down the family generations. Also, if you want to add something special to make the recipe your own – go ahead. There are no rules, no parameters. Likewise, if a recipe contains something you don’t enjoy, like coriander, for example, substitute it with parsley. None of the recipes are black and white. Have fun and be adventurous. How long did it take you to produce it? Viv: Around two years. And how do you feel now that it’s finished? Viv: Terribly excited and very relieved

that I managed to pull it off. I must admit that half way through I started doubting that I would finish it. There just seemed to be so many recipes that I still needed and I didn’t know if I had the energy to find them. But I’d chirped a lot about writing the book and being the next best author to everyone, so I couldn’t stop and end up with egg on my face. Anyway, it’s not my nature to give up. I know many people who have wonderful ideas but no notion of how to make that concept work. Determination is the difference between success and failure. Blood, sweat and tears. But this was more a project of love. What do you enjoy about cooking? Avril (jokingly): It gives him something to do so he doesn’t argue with me. Viv: It’s my relaxation time and a good excuse to drink wine. Also, the satisfaction if it’s right and the pleasure it gives my friends is amazing. Avril, some authors become notoriously crotchety when working on a project; what was Viv like as a budding author? Avril: Surprisingly fabulous. I had a live-in chef that was wonderful, but it also gave Viv something to concentrate on once he’d retired, which can be quite a fraught time. It was fun styling the photographs and great being the taster – however, I always felt I had to compliment his food, because if I said otherwise, he’d almost be shocked that I would dare criticise it (laughs). But it was fun.

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Viv: Prior to selling my business, I was dabbling in making notes. Then I officially retired on a Friday, the last day in June. The next morning I woke up, made a cup of coffee and walked out onto my terrace and thought “now what am I going to do”? So I started cooking in earnest, writing down recipes, measuring things – sometimes I forgot to measure ingredients, so had to go back and redo the dish – taking photographs and so forth. The project took on a whole new reality then. What is your next project? Viv: I am already half way through writing and photographing my next book that focusses on spicy, hot food. The idea stems from our new company – chilliboy. com – that manufactures a range of peri peri condiments. The motivation is to teach people that chilli food that’s prepared correctly can be really tasty, not just hot and disastrous and burn your mouth to bits. Have you had any disasters in the kitchen?

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Viv: Yes, but I don’t like to remember them! Avril: Actually, he nearly “killed” his poor brother Glenn once. A bottle of Chilli Boy chilli oil had been inadvertently left out in the sun and lost its red colour and looked like an olive oil. As it’s packaged in the same bottle as our olive oil, Agi, our housekeeper, put it away with the other olive oils. Glenn was visiting from South Africa and Viv decided to make an oxtail, using the oil quite liberally. The dish was incredibly hot, and although Glenn cannot tolerate hot food, he soldiered on, resulting in a serious bout of stomach cramps that night. We really couldn’t work out why the oxtail was hot. Viv loves hot food so had given his serving an extra dash of Piri Piri oil before even tasting it, making it almost inedible. The mystery was finally solved the next day when I made a beautiful salad and dressed it in what I thought was a lovely fresh olive oil and balsamic vinegar. We had to throw it out. Just a tad too much hot stuff!

he Chilliboy Charity golf challenge is in aid of the Pawsitive Dogs Algarve project started by dog behaviourist and assistance dog trainer, Karin Holmström Forster in conjunction with ACAI - Alertalegria Associacâo de Cães de Assistência Internacional; www.caesassistenciainternacional.com Karin and two dogs began their training in August 2017 in Devon, England, with Alan Brooks, one of the most experienced British guide dog trainers, with several articles and books edited, and a former Guide Dog UK regional manager. During her stay in England Karin had the opportunity to witness the difference in the integration of the visually impaired in Portugal and in the UK. Every day Karin saw 3 to 4 visually impaired people in their daily routines with the support of their white stick, guide dogs or human guides. Karin explains that “towns have audible crossings and crossings with texture to help a blind to feel with his feet where he should cross the road" and also adds that the government "supports the medical expenses as well as help with equipment for the blind to be able to live as normal as a visually able" and summarizes that “being blind does not mean staying at home”. With the skills and experience acquired in her training with Alan Brooks, Pawsitive Dogs Algarve has now started the Pawsitive Guide Dog Training Program in the Algarve region in conjunction with ACAI. Pawsitive Dogs train the dogs and ACAI register them for the Portuguese users. In Karin’s words “having worked all my life with people in health and rehabilitation, then lately dogs and their owners, I feel the way I can best give back to society is giving independence and a friend to someone who otherwise may never be able to leave home on her or his own”. Karin intends to train 6 to 8 dogs each year, and in order to do so she seeks partners who can support Pawsitive Dogs Algarve and help make a unique project in the region become a reality. A project with a huge impact on the lives of many visually impaired people in the region and in southern Portugal. A puppy's first year excluding purchase, including training, food, tests etc is expected to be 5000euros. The actual guide-dog training starts when they are around 1 year depending on their maturity. Before then they will learn not only good behaviour but skills, assistance and medical alerts e.g. retrieving objects, open a zip and take off shoes and socks and they already do scent recognition and target training. Total cost of a Guide Dog in Portugal is 17,500euros, but we look to raise 9,625euros for one guide dog. Combination dogs, need more training and more skills their total cost is of course higher we need to raise 14,625euros for them each to cover all expenses. There are no other schools training combination dogs in Portugal. For more information see: www.pawsitivedogsalgarve.com

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