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OLHÃO · SÃO BRÁS · TAVIRA · ALCOUTIM · CASTRO MARIM · VILA REAL DE SANTO ANTÓNIO ISSUE NO. 111 MARCH 2018
Brexit and pension transfers. A window of opportunity? Last year the UK began to impose a 25% tax on transfers to overseas pension schemes, including QROPS. This currently excludes individuals and QROPS where both are resident in a European Economic Area (including Gibraltar) country, but who knows what will happen after Brexit? If you wish to move your pension overseas, it may be better to do so now, under known rules, rather than wait and see what happens. Pension transfers can take months, so don’t risk leaving it too late.
Talk to the people who know
289 350 150 gavin.scott@blevinsfranks.com adrian.hook@blevinsfranks.com dan.henderson@blevinsfranks.com
We are holding seminars in April. Visit our website or contact us for details and booking.
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I NT ER NAT IONA L TA X A DV ICE • I N V E STM ENTS • E STAT E PL A N NI NG • PENSIONS Blevins Franks Financial Management Limited (BFFM) is authorised and regulated by the Financial Conduct Authority in the UK, reference number 179731. Where advice is provided outside the UK, via the Insurance Mediation Directive from Malta, the regulatory system differs in some respects from that of the UK. Blevins Franks Trustees Limited is authorised and regulated by the Malta Financial Services Authority for the administration of trusts and companies. Blevins Franks Tax Limited provides taxation advice; its advisers are fully qualified tax specialists. This promotion has been approved and issued by BFFM.
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SLOW FASHION_ Slow Fashion is a philosophy that encourages slowing down our consumption, owning fewer, but better, things that are purchased thoughtfully from brands that consciously manufacture clothing without threatening natural resources or damaging the social and ecological environment. At Kozii’s, we strongly believe that fashion, like food, is best when crafted “from scratch,” with intention — which means knitting a piece of our soul into everything we make. And because we’ve been honouring Slow Fashion since our very first steps, we are now proud to introduce our Spring-Summer Collection 2018 with a new line of organic fibers extracted from Banana Trees, Soya, Corn, Cotton, Milk and Lotus flower. Come, see and touch these amazing silky eco-friendly fibers at any of our shops in Tavira or in Milfontes
WWW.KOZIISHOP.COM
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PUBLISHER & DESIGNER Richard Bassett EDITOR Richard Bassett EDITORIAL CO-ORDINATORS Richard Bassett Snr. ADVERTISING Call 961 700 200 or email info@eastalgarvemag.com DISTRIBUTION 3,500 copies printed. All advertisers are issued copies for distribution, along with retail outlets. COVER PHOTO Richard Bassett. All rights reserved. Except for normal review purposes, no part of this magazine may be reproduced without the written permission of the publisher. Every care has been taken in the preparation of this magazine, but the contents are only meant as a guide to readers. The proprietors of this magazine are publishers not agents or sub agents of those who advertise therein. The publisher cannot be held liable for any loss suffered as a result of information gained from this publication
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Welcome...
Welcome to your March issue. How time has flown by and at the time of going to press we welcome rainy weather that the end of February and early March traditionally brings. Temperatures are already warming up as we get ready for the Spring. This month we introduce the French influence in Tavira with La Baguette Artisan Boulanger Français, the latest artisan bakery in the center of town offering delicious French breads and pastries, as well as a great new meeting place. Tavira's Thai Massage Experts show us their traditional techniques, we visit the impressive Mar outlet village, a must with its array of boutique shops, and finally, a look at the latest wall art helping to brighten up Olhão. Have a great month and don’t forget to send us your comments and suggestions.
Richard Bassett Editor
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Contents 6 8 10 14 18 22 24 26
NEWS Local news. HEALTH Probiotics. OLHÃO Street art.
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PEOPLE French Bred. PEOPLE Thai Massage Experts. PROPERTY Save or Invest. PROPERTY Property of the month. TAVIRA Look out for our advertisers on the map of Tavira. SHOPPING Designer Outlet Algarve. GARDENING Grow your own Citrus trees.
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FINANCE Finance news from Blevins Franks.
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FINANCE Finance news from Ricardo Chaves.
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FAMILY FINANCE Be prepared. FINANCE Financial advice from deVere. SPORT The latest from Chris Wright. GOLF PRO TIP From Bart van der Wind. CLASSIFIEDS Grab a local bargain.
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News
GNR officers nab 2,799 speeding drivers in one week
ortugal’s national flag-carrier TAP Air Portugal is to become the first airline in the world to operate the new Airbus A330neo aircraft, which is due to come into service later this year. TAP world’s first airline to debut A330neo Airbus this week shared a photo of the new plane, accompanied by the caption: “Vejam, que bonito! – Look, what a beauty! @ tapairportugal’s first #A330neo has rolled out from our paint shop with a distinctive sticker celebrating our launch customer. The new A330neo comprises the new Airspace cabin and TAP made a point of involving national companies in its production to boost its image.
A total of 53 new, long and medium-haul aircraft were ordered back in 2015, among them 14 Airbus A330neo, although the total amount invested in the order was not released. Reports at the end of last year stated TAP would receive highly-efficient next generation planes during the latter half of 2018, and six would be in service by the end of the year. Fernando Pinto, former CEO of TAP, who stepped down from the role at the start of this year, had, at the time, described 2015’s fleet reinforcement as “the biggest leap forward in [the airline’s] recent history, or even in the history of the company.”
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Gents Cut 10€, Ladies Cut & Blow Dry 20€.
Mon closed. Tue 10-4pm. Wed 9.30-2.30pm. Thur 10-4pm. Fri 10-3pm. APPOINTMENT NOT ALWAYS NECESSARY 6
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Source: www.algarvedailynews.com
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TAP world’s first airline to debut A330neo
The
Source: www.theportugalnews.com
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n just one week, the GNR caught 2,799 drivers who were breaking the speed limit on Portugal’s roads. In a campaign between February 9th and 15th, the GNR carried out a series of operations throughout the country, aimed at preventing and combating terrorism, violent crime and road surveillance, and recorded 9,334 infractions - 2,799 of them were for speeding. In addition to the speeding offences, the GNR caught 733 drunk drivers, 492 vehicles with tachograph infractions, 468 vehicles had no current MOT, 390 drivers were not wearing a seatbelt or were carrying children who were not secured correctly, 344 drivers were using their mobile phones, 333 drivers failed to signal correctly and 205 had no insurance. During the week’s campaign, the GNR also detained 34 people for drug trafficking, 14 for theft, 13 for illegal possession of a weapon, 3 for robberies, 3 for domestic violence, 1 for kidnapping and 1 for illegal stay in national territory. The national security force seized enough hashish for 9,006 spliffs, 155 hits of heroin, 128 lines of cocaine, cannabis leaves, 97 ecstasy tablets, 4 firearms, 13 rounds of ammunition, 10 dummy weapons, 6 vehicles, 17.6 kilos of fish, 10,000 packs of cigarettes, 2,000 packs of tobacco and €340 in cash.
NOTICEBOARD
ENTERTAI
ENGLIS H ALFRESCOS CEICAO... N O C N I P S HO
NER Music for parties, ba rs and res taurants , Email Richybasse tt@hotmail .co m, www.richyb assett.co m
onday pen 10 -6 m are now o nd saturday a 3 0 1 y a to f rid sunday
ENGLISH MOBILE MECHANIC Call Paul on 00351 914 417 580
ENGLISH EUCHARIST As and from October 1st Mass will be in English at 12.15 pm at The Parish of Santa Maria in Tavira and every Sunday
Rua Dr Jose Pires Padinha, n.86 8800-354 Tavira - Portugal (Opposite the old market) www.blossomfotosandmore.com (00351) 918 050 612
OPEN 7 DAYS A WEEK Mon-Fri 10am-6pm, Sat-Sun 10am-3pm TEL +351 967 195 619
To Tavira
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To Cabanas
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Wall Decoration Canvasses Woodprints Alu-Dibond Prints Gallery Prints
Postcards Coasters Foto Souvenirs Workshops Photography Shipping costs EU* 9,90€ *at, be, cz, de, dk, es, ie, it, fr, lu, nl, pl, pt, se, uk
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Health
Probiotics P robiotics are living microorganisms that help maintain the natural balance of organisms (microflora) in the intestines. The normal human digestive tube contains about 400 types of probiotic bacteria that reduce the growth of harmful bacteria and promote a healthy digestive system. The largest group of probiotic bacteria in the intestine are the lactic acid bacteria, Lactobacillus acidophilus which is likely the most widely used as a probiotic. It has been suggested that probiotics should be used to treat problems in the stomach and intestines. But it has only been shown that certain types of bacteria or fungi in the form of yeast (called strains) work in the digestive tract. It has not yet been proven which probiotics (alone or in combination) give results to treat diseases. At this time, even proven probiotic strains for a specific disease are not widely available. What are probiotics used for? There are scientific reports that prove the beneficial effects of probiotics, in several physical problems, including chronic inflammatory diseases, that is, a group of inflammatory diseases of long duration that cause damage to the tissues and organs, and may be of autoimmune origin or not, such as ulcerative colitis, Crohn's disease, obesity, atherosclerosis and multiple sclerosis; in autoimmune diseases - diseases in which people have an immune reactivity to their own body components, generating inflammations, such as rheumatoid arthritis and multiple sclerosis; in degenerative diseases chronic diseases that lead to lesions
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in the tissues and organs and loss of function, and may be inflammatory or not, such as Alzheimer's disease, arthrosis, glaucoma, etc.. Today, they are treated with immunosuppressants and other medications that are costly or have serious side effects; and also as a boost for the serotonina production in the intestines, which is related to our emotional and neurological balance. A decrease in beneficial bacteria can also cause other infections, such as vaginal candidiasis and urinary tract infections, and symptoms such as diarrhea caused by intestinal diseases. Many people also use probiotics to prevent diarrhea and constipation, gas and colic caused by antibiotics. Antibiotics kill "good" (beneficial) bacteria along with bacteria that cause disease. A decrease in beneficial bacteria can cause digestive problems. Taking probiotics can help replace the beneficial bacteria lost. It is also possible that probiotics are used to: help with other causes of diarrhea; help prevent infections in the digestive tract; help control the immune response (inflammation), such as that which occurs in inflammatory bowel disease. Probiotics are being studied to determine their benefits for colon cancer, skin infections, and irritable bowel syndrome. Most probiotics are the same as what already exists in a person's digestive system. Some probiotics have been used for a long time throughout history, such as those found in fermented foods and cultured dairy products, and as a supplement. As with any dietary supplement, keep in mind that probiotic
Duarte Arrais, Fisioclube, Fuzeta
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Art For Everyone Find us in front of Hotel Vila Gale Tavira. Rua 4 de Outubro, 24, Tavira
Telephone 96 201 2111 www.taviradartes.com taviradartes@gmail.com
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Ruy Barros Hairstyling & Beauty Salon Ladies & Gents Welcome to our new space in the centre of Tavira! With a professional and friendly service. Cut, colouring, perming, hair extensions, hairstyling, hair treatments, massages, face/body treatments, make up artist, epilation, laser, lash extensions, gel nails, nail art, gel polish and much more. MON - SAT 09.00H - 19.00H All year Travessa Zacarias Guerreiro No16, Tavira Tel +351 281 023 636 Mob +351 964 888 810 or 913 999 906 Email: rbcabeleireiros@gmail.com Rui Barros Cabeleireiros e Estetica
We are hiring!! Contact us to join our team..
Spa Taster Full body Massage & 50 mins Facial only €40 (saving €46)
PAMPER YOURSELF, YOU DESERVE IT... Situated down the avenue from Tavira train station in the square. I look forward to seeing you...
Tel; 919 630 255 elle_dayspa@hotmail.com 9
Places
OlhĂŁo OlhĂŁo council continues to support street art and brings a run-down part of the Town back to life
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team of Algarve graffiti artists have brought new life into an old area of Olhão by turning the dilapidated walls of a former factory into works of art. Olhão council hired Loulébased art association Satori to turn the rundown walls on Largo da Fábrica Velha into murals depicting the history and traditions of Olhão. The artists, who worked hard for several weeks, were Pedro ‘Mistik’, ‘Gnose’ and ‘Kaset’ from Quarteira, as well as a special guest from Albufeira, ‘Dgiphi’. The town’s old canning and fishing industry and markets are all represented with an accuracy that has left citizens feeling proud. Inspiration came mostly from old photos, and the artists even say some locals have either
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identified themselves or other family members in the paintings. Over 500 spray cans were used to bring the project to life on Rua da Fábrica Velha. Many towns in the Algarve have tapped into the potential of urban art when it comes to renovating old buildings. Similar projects include Portimão’s “sardine mural”, led by local art gallery Galeria XXI. It involved turning an old fish cannery into an impressive mural promoting the sardine as the town’s flagship symbol. Lagoa and Carvoeiro have also requested the services of urban artists to turn electricity boxes into urban art and “forgotten” walls into stunning murals.
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People
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Places
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People
French Bred La Baguette Artisan Boulanger Français, the latest chic addition to Tavira.
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e Baguette is the stylish and modern French patisserie that has just opened in the enchanting and historical town of Tavira. The owners Céline and her husband Jean Luis are the entrepreneurs behind the idea and their passion and patience to succeed has brought the first French patisserie in Portugal that uses only the finest soft wheat flour used in French bread making. A short stroll from the center and along the Main Street of Rua de Liberdade will find you in the small square of Rua Dos Mouros and once there the alluring aroma from Le Baguette with welcome you together with the charisma of both Céline and Master Baker, Jean. Céline and Jean’s home town was Capbreton, in France just 25 kilometers from Biarritz and where Jean spent six years in the industry. They had originally planned to re-locate to Olhão to settle and start a business and after spending 4 years with the idea of a French patisserie, it was key that they were able to have the exact wheat flour imported from France which at that time, in 2014 was four times the price of locally available flour and not possible to be imported. They visited Tavira many times and decided it was the beauty and peace, as well as the possible opportunities that were ideal for their family and the decision was made to stay. By chance, since 2014 the perfect location had become available, and, incredibly the international and local client base had emerged. The absolute key is the authentic French ingredients and of course the location. Soft wheat flour is used in the bread making and unlike durum wheat, soft wheat flour contains less protein and absorbs less water than flour made with durum wheat.
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People
A perfect spot to grab your freshly baked bread, or indulge in a pastry, pain au raisin or chocolat, brioche, almond croissant or apple or strawberry tart; new delicious pastries are baked throughout the day and change daily. The former Paladar restaurant had been closed for many years but after refurbishment and new state of the art equipment as well as their twist on the traditional décor, it is now a stylish, modern inviting place to also stop for a quality French fusion tea, coffee, or non alcoholic drink. The tea menu consists of the highest quality French teas, including a fine selection of black teas flavored with orange, almonds and peach with rose petals, or gunpowder green tea from China with sweet mint leaves, drunk very hot and very sweet, an amazing choice that can also be purchased to take home. Lots of local character mixes perfectly with the divine French influence and attracts regular clients who spend time chatting with friends and locals whilst watching the bread emerging from the four large ovens. Local restauranteurs pick up their produce and any bread can be baked to order in 20 minutes or pre ordered. Freshly filled baguettes, of ham, cheese, chorizo and tuna are also available as well as a chat with the charming and professional Céline. A very welcome addition to Tavira; we wish them much well earned success, it was a pleasure to meet them. Contact details: Telephone: 281 403 070 Address: 20,22,24 Rua dos Mouros, 8800 410 Facebook: la Baguette Française de Tavira. Open: 0700 till 1900HRS
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People
Thai Massage Experts
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Located in the center of Tavira, enjoy a relaxing massage or healing massage from Vorakorn or wife Chuttchanok
ou may be reading this magazine sat down having a coffee somewhere and the chances are, the way you are reading it will cause you strain and discomfort in your neck due to poor posture, or perhaps you already have a build up of tension in your shoulders from work or “slept in a funny position”. Well, we have the solution for you! Vorakorn Khanprakob and wife Chuttchanok are masseuses trained in Thailand with the sole goal of helping people, whether it be for pain relief or just to relax you and take away the stresses of daily life. Originally from Bangkok, Thailand, the couple previously had a typical busy, stressful life taking hours to travel to and from work, for Vorakorn that was in the banking sector and for Chuttchanok, insurance. Being Bhudists, they didn’t feel like the jobs they had were very fulfilling as they knew in their hearts that they just wanted to help people. If you didn’t know, massage parlours are everywhere in Thailand. Some amazing, some not so good, but either way the couple decided they were going to learn the art of
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Traditional Thai massage and take their new found skills to another place to practice. However, they didn’t just learn traditional Thai massage! They also learned a range of different techniques and treatments such as Reflexology, Deep tissue massage, Oil massages and more. Vorakorn explained that as they are dealing with the body, it is very important to learn anatomy, so in total they spent 2 years learning the massage techniques and Anatomy from the Taralai massage school in Bangkok. After their training was done, they set out to find their new destination and in searching they found the Algarve. In 2014 they arrived and started doing Thai massages on the beaches of Albufeira, Quarteira and Monte Gordo. In 2015 they found Tavira and loved the pace of life, the history of the city and being close to the wonderful beach. They decided it was the perfect place to settle down and open their own practice. “Thai massage Experts” opened in 2017 and already have many loyal and satisfied customers. The couples dream of living in a peacful place with a great pace of life and helping people has finally become reality.
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HERBAL BALL
The healing practice of Thai herbal compress therapy dates back nearly 5,000 years, to an era when the knowledge of plants, including their effects through ingestion or application on the body, were painstakingly researched and then passed down from one generation to the next.This herbal therapy was designed to relieve pain and inflammation. A selection of therapeutic herbs, including prai, ginger, turmeric and lemongrass, are wrapped in a muslin compress, steamed and then applied to the body in gentle pressing, circular and rolling movements.In Thailand, the herbal compress is called luk pra kob, translated as “herbal pressing sphere.� To make the compress, a combination of healing herbs is bundled together in accordance with ancient recipes.
DEEP TISSUE MASSAGE
Deep tissue massage uses many of the same movements and techniques as Swedish massage, but the pressure will generally be more intense. It is also a more focused type of massage, as the therapist works to release chronic muscle tension or “knots". The focus is on the deepest layers of muscle tissue, tendons and fascia (the protective layer surrounding muscles, bones and joints). A study in the Journal of Alternative and Complementary Medicine found that people's blood pressure fell after a single 45 to 60 minute deep tissue massage.
REFLEXOLOGY
Reflexology is the application of appropriate pressure to specific points and areas on the feet, hands, or ears. Reflexologists believe that these reflex points correspond to different body organs and systems, and that pressing them creates real benefits for the person's health. For example, reflexology holds that a specific spot in the arch of the foot corresponds to the bladder. When a reflexologist uses thumbs or fingers to apply appropriate pressure to this area, it may affect bladder functioning. Millions of people around the world use it to complement other treatments when addressing conditions like anxiety, asthma, cancer treatment, cardiovascular issues, diabetes, headaches, kidney function, PMS, and sinusitis.
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TRADITIONAL THAI MASSAGE
Traditional Thai massage is an ancient healing system that combines broad and targeted acupressure, stimulation and manipulation of energy lines called sen, and assisted yoga postures. Treatment effects are enhanced when the patient is fully relaxed and breathing deeply. This traditional healing practice, called nuad or nuad boran in the Thai language, stands in sharp contrast to western massage therapies. Traditional Thai massage rarely uses oils or lotions, and the recipient remains clothed during a treatment. There is constant body contact between the practitioner and client, but rather than rubbing on muscles, the body is compressed, pulled, stretched and rocked in order to clear energy blockages and relieve tension. The practitioner uses thumbs, palms, forearms, elbows, knees and feet to create a dance of movement on the body of the recipient. In this process, joints are opened, muscles and tendons are stretched, internal organs are toned, and energy is balanced. The overall effect is one of deep relaxation, rejuvenation, and physical and mental well being.
Contact Thai Massage Expert on: Tlm +351 923 254 175 or +351 923 145 282 Facebook: Thai Massage Expert Address: Av Dr. Mateus Teixeira de Azevado Tavira, 8800-379, loja no 24 (From the train station walk down to the center)
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SUPER SPRING
OUR SUMMER ALGARVE APARTMENTS BEST BUYS
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Recently built villa 3 minutes from Monte Rei golf and TOP FLOOR APARTMENT PEGADA - €159,000 8km from The plot is over Two bed,the topbeach. floor apartment with 12,000m2. 97m2 roof Wellterrace Quintadécor da Pegada, a 10-minute walk finished,in modern and viewsjust from every window. into town.
3-BED REFURB APARTMENT - €185,000
floor refurb apartment in Urb Mato Santo Espirito. 2Second BED APARTMENT IN CABANAS - €158,000€ Very high views south the sea and to Lovely firstspec floorwith apartment withtobalcony. Twonorth beds, countryside. Lovely balcony. 2the baths with good size covered living areas. Communal pool ideal as a holiday apartment with rental potential.
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The Best of the Algarve Close to Beaches & Golf Rua 1º de Maio 32, 8800 -360 Tavira Tel: +351 96 25 66 421 - www.proluna.com
r.nagelsmit@proluna.com www.eastalgarvemag.com
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Property
SAVE OR INVEST? PROPERTY MANAGEMENT ALGARVEAN COTTAGES
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Happy Homes Algarve is currently looking for additional good quality rental Villas and Apartments to offer to our customers for next season. If you have a property to let, please contact us for more details'
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V I L A MO U R A
N 1 2 5 , B e n f a r r a s , B o l i q u e i me 81 0 0 - 0 6 8 B o l i q ue i m e
Property expert Paul Greenhalgh from Land and Houses Algarve on why now is the time to invest in property
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ith the Dow Jones Industrial Average suffering its biggest one day points loss in its 122-year history on Monday 5th February 2018 and stocks in Asia and Europe also taking huge hits in February – the volatility of the world stock market is exposed once again. With bank interest rates still offering pitifully low returns, investors are continually looking at property as the favoured method for investments. The question of course is where should one invest? As reported in the "Illustrative Insights" newsletter, the credit rating agency DBRS states that "most European real estate markets have trended positively, posting a strong recovery following the dramatic collapse of the last ten years”. In its report its points to notable improvements in Ireland (12 %), Portugal (10 %), the Netherlands (10%) and Spain (7%) with Italy being the only European country where the property sector continues to decline (- 1 %). In the United Kingdom, the DBRS highlights the challenges that are beginning to present themselves to the real estate industry due to Brexit and at a time when London is also showing the first signs of a slowdown. With the capital usually leading the property market trends within the country, things are not looking good for the rest of the UK. As has been reported in the Association of Estate Agents in Portugal (APEMIP), the Portuguese property market is continuing to improve with 2017
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MAIN OFFICE – (Waterfront) Ava Ria Formosa, Centro Comercial Loja 2, 8800-591 Cabanas de Tavira TEL: 281-370277 Mobile: 91 7212498
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SPACIOUS 3 BED. VILLA W/ LOVELY GARDEN - TAVIRA - In a residential area, a few mins from Tavira center, surrounded by 425m2 garden. Garage presently hobby room. Sold part furnished and equipped. ***ENERGY CLASS - C €395.000
PROPERTY GUADIANA RIVER 15 mins drive to Vila Real Santo António, this property w/ 2 villas+ s.pool and 40.000m2 of land w/ an orange grove, borders the Guadiana river. Lovely views. ***ENERGY CLASS - E €760.000
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demonstrating that average property prices had climbed yet again. With an average of 400 properties per day being sold nationally, buyers are reacting in much greater numbers as confidence continues to grow. In 2017, the municipal tax on property purchases (IMT) earned the municipalities 851.2 million euros nationwide with this figure already surpassing the previous record of 839 million euros, collected in 2007. With property sales in Portugal showing no signs of slowing down the rating agency Fitch has predicted that prices in Portugal will grow in 2018 and 2019 at a rate of around 5% year on year. Great news for those looking to buy in Portugal right now. With just under 500 properties for sale in locations stretching the full length of the Algarve, Land and Houses Algarve – Yellow Homes is well placed to give advice on all areas for property investment. All the properties we have listed are personally visited by our sales teams allowing us to perfectly match the search criteria of buyers with the correct properties. In addition, each property we have listed is given to us directly from the owners allowing us the opportunity to negotiate directly between potential buyer and seller. To view our superb selection of properties for sale please visit our user friendly website at www.landandhousesalgarve. com. With properties being sold at quicker rates than any time in the last 10 years, we are more eager than ever to list quality properties or plots particularly around the areas of Tavira, Moncarapacho, Santo Estevao, Santa Catarina, Praia Verde, Loule, Almancil, Boliqueime, Vilamoura and Carvoeiro. If you are considering selling your property or plot and would like to speak with a member of our team then please call us now on 281 320 281 to make an appointment. We look forward to hearing from you soon. Paul Greenhalgh
OFFICE – E.N.125, Cevadeiras, 8900-024 Vila Nova de Cacela TEL: 281-951165 Mobile: 91 2177055
Company AMI 7673 Office: Tel/Fax 281 952 820 Mobile: 00351 911 041 862 Casa Anibal R/C loja B, Estrada da Manta Rota 8900-038 Vila Nova de Cacela
SALES: www.algarvemantaproperties.com RENTALS: www.algarvemanta.pt EMAIL: sarah@algarvemanta.pt
EXCLUSIVE LISTING
Land & Houses Algarve – Yellow Homes www.landandhousesalgarve.com www.landandhousesalgarve.de Tavira Office Rua Dr. José Pires Padinha 178 8800 - 354 Tavira Tel: 281 320 281 Fax: 281 321 901 (AMI – 6232) Vilamoura Office EN 125, Benfarras Boliqueime 8100 - 068 Boliqueime Tel: 289 301 294 Fax: 289 301 439
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REDUCED FROM €375.000 TO €359.000 3 BEDROOM PENTHOUSE CABANAS DE TAVIRA REF 2193
• Huge private terraces • Air conditioning • Parking in garage
• Fully equipped kitchen • Two bathrooms (1 suite) • Fireplace in living room
• Private storage • BBQ area • On complex with pool
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Property
Very attractive 3 bedroom quinta with pool in the country. Sitting in completely fenced garden plot of 1490m2.
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Property of
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RUSSELL & DECOZ REAL ESTATE Tel: 00351 289 792 785 Mobile 963 085 580 Email: sales@russell-decoz.com
EXCLUSIVE LISTING Originally a stone built cottage from 1931 recently extended (2011) to provide a comfortable 3 bedroom home with pool, all set in fenced gardens with an attractive BBQ area and located in a lovely quiet country area.
the month
* Air conditioning 2 wood burners * fitted / * equipped kitchen * fenced pool with shower & decking * solar water system * fenced, irrigated gardens * cobble stone parking with carport * 3 ensuites * BBQ area Storage container * double * glazing, shutters & fly screens * borehole * 3 phase electricity * sat dish * fenced * roof terrace, covered terrace and open terracing * wardrobes REF:- 1752Q LOCATION:Santa Catarina ENERGY CERT:- B
€375,000
www.russell-decoz.com
AMI License nº 870 - Member of APEMIP nº 1178 Av. Maria Lizarda Palermo 43a, 8700 - 081 Moncarapacho, Algarve, Portugal
PROPERTY REQUIRED:
Moncarapacho, São Brás, Estoi, to Tavira area, please call or mail.
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R. Silva Domingues Av. D o
c Tavira Câmara t Tourist Information
BARS & CAFES 1 Cafe Meringue
PLACES TO VISIT 1 Casas das Portas 2 Casas das Portas 3 Fado Com Historia 4 Kozii store 5 Kozii store 6 Tavira D'Artes 7 Blossom
SERVICES 1 A.F.M. Accountants 2 Ibex Insurance 3 Rui Horter Lawyer
HEALTH & BEAUTY 1 Elle 2 Rui Barros 3 Thai Massage Expert
REAL ESTATE 1 Land and Houses 2 LWL 3 Algarve Immobilier Conseils 4 Tavira House & Home 5 To Go For Homes 6 Proluna
RESTAURANTS 1 Abstracto 2 La Petite France 3 Sushi D'Arte
Property
a R. d
eira s Fr s
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Advertise your business here for only 25€ per month Call 961 700 200 or email info@eastalgarvemag.com
Rua da Liberdade n.º 37 Tavira sushidart.geral@gmail.com Telephone: 00351 281 326 011
Restaurant & Take-away
Tel: Chuttcha +351 923 254 175 Vorakorn +351 923 145 282 Facebook: Thai Massage Expert
• Foot Massage • Oil Massage • Traditional Thai Massage • Theraputic Massage for pain relief • Face lifting treatment Av Dr. Mateus Teixeira de Azevado TAVIRA, 8800-379 Loja No 24 From the station walk down to center
We offer a complete service starting with the discovery and evaluation of your expectations, the search for your property, the administrative and tax procedures, the monitoring of the project and work in the case of a renovation with our partner professionals, the furnishing and decoration of your property if you wish. We have special relationships and trustwith all of our customers. Algarve real estate advice is here to accompany you from A to Z. Info : www.algarveimmobilierconseils.com www.facebook.com/Algarve-Immobilier-Conseils-isabelle-Naud-LDA-252065174947726 algarveimmobilierconseils@gmail.com Tél :0033. 6-81-18-81-87 Or 00351 968 216 283
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AMI 8799
LwL Properties.com, Nº40a, Rua 1º de Maio, 8800-360 Tavira Office: 00351 281 327 656, Voip: 02070999193 Email: info@lwlproperties.com Web: www.lwlproperties.com
Modern 5 Bedroom Villa with Pool near Golf Course – Castro Marim, 290,000€ Ref: 4009710 This fantastic and charming Villa, is ideal for those who love the country, and like all facilities close by. The property is located in Azinhal, only 3 km away from a Golf Course and very close to Castro Marim and Vila Real de Santo Antonio. It has been built with quality materials and attention to detail, making it a great option for full time living, and/or holiday rentals.
Three Bedroom Detached Villa with Pool and Garage – São Brás, 450,000€ Ref: 4571355
CASTRO MARIM
This very well presented, three bedroom villa is very spacious, and sits in the hills just a short drive from Sao Bras de Alportel, with panoramic country views. Recently updated, and extended the villa has a nice modern feel, however still has a quinta style charm. If you are looking for peace and tranquillity, but with everything close by and not isolated, this could be just what you are looking for.
2 Traditional Algarvian Cottages for Renovation with Great Country Views – Santa Catarina, 220,000€ Ref: 4573041
SANTA CATARINA
Fantastic cottages (Quinta’s) nestled within a picturesque, typical village which sits in the hills behind Tavira. This cluster of quinta’s with their whitewashed walls, and stunning country views make a unique opportunity for someone looking to create their own Rural Tourism business, or a family holiday escape. Truly a little gem, a visit is highly recommended.
SÃO BRÁS
MONTE da PALHAGUEIRA VILLAGE
Villas from: £140,000 Ι Apartments from: £95,000
DESIGNED FOR THE OVER 55’S Monte da Palhagueira offers 33 houses and apartments, exclusively designed for the over 55’s. Set within a traditional village development of 22 acres, just 20 minutes drive from Faro International Airport, the village nestles in the tranquil and picturesque hillside of Gorjões, Faro in the Algarve. EXCELLENT FACILITIES The village offers many unique features, including its own own Anglican Church, public restaurant, tennis court, two swimming pools and an ornamental lake, all set within traditional village surroundings, bounded by stone walled lanes and terracotta tiled buildings. COMPLETE PEACE OF MIND In addition, village properties all have access to British trained medical staff, on duty at all times, via an aid call system linked to the village nursing home. MAKE AN ENQUIRY For Roberts on ++351 289289 990900 For further further information information please pleasecontact contact Clive Alexandre Neves on ++351 990 900 E-mail: montedapalhagueira@gmail.com ΙWeb: Web:www.retirementvillageportugal.co.uk www.retirementvillageportugal.co.uk E-mail: mdpvillage@amesburyabbey.com Monte Monte da da Palhagueira PalhagueiraVillage, Village,Gorjôes, Gorjôes,8005-488 8005-488Sta. Sta.Barbara Barbarade deNexe, Nexe,Algarve, Algarve,Portugal. Portugal. Part of the Amesbury Abbey Group, Church Street, Amesbury, Wiltshire SP4 7EX www.amesburyabbey.com
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We take 100% care of your property!
E-mail: rentals@riosultravel.com Tel +351 918 064 615,+351 965 454 503 www.riosultravel.com
TASTE THE DIFFERENCE!
Home grown spices imported from India gives a unique flavour producing the best Indian cuisine in the East Algarve!
CABANAS
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WE designer outlet Algarve Go to Designer Outlet at the Mar Shopping Centre in Loulé, and there is no question about it, you will leave laden with bags full of wonderful bargains. Susi Rogol Goodkind sets out to spend.
N
ot all the shops have opened their doors yet at the long-awaited Designer Outlet complex and that’s possibly a good thing – especially to those who cannot resist a special find and the opportunity to save as much as 70 per cent on an item they would happily have paid full price for had they seen it elsewhere. Fancy a fancy bag? Spanish high-fashion house Bimba Y Lola has divine dress-up clutches at €92, reduced from €295 and a great selection of cute little zip-up wallets for around €20. Their separates collection is young, fresh and adventurous and there’s plenty to choose from at what seems like crazy prices. More fab bags are part of the offering at Purificacion Garcia, (Puri to its legion of fans) another Spanish label and one that is known for delivering a twist on the classics. Reckon on saving a highly-attractive 50% – minimum! In the store right now are cropped Chanel-style jackets in soft checkered tweed, tunic tops in brilliant colours and striking prints, and perfectly-cut palazzo pants that are great for on-the-terrace entertaining. Amanda Holden (not that Amanda Holden), of Vale d’Eguas, went to look and came out beaming – and with more than a
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few bags: “I love to shop at Purificacion Garcia. I bought a fabulous fringed long waistcoat that goes over dresses and jeans. And a fab stripy shirt for Mr H. They were under half price!” Narrow jackets, sweaters cut close to the body, and great-looking slim-line shirts what this iconic house has ready and waiting for the fashion-forward fella. There’s nowhere to stop for a coffee or glass of vinho or a snack in the Designer Outlets which leaves more time to cruise the shops. (Though there are plenty of eateries in Mar itself, including the four chefs designer foodie section that is certainly worth a lunchtime trip – divine home made pasta in particular). Pick up a bright-coloured wheelie at Samonsite – or black if you don’t want to get noticed – there’s 20%-40% savings across every range. Now you can shop more, and have less to carry! The choice is huge Of course, no shopping centre, bargain priced or otherwise, could do without the big names in sportswear, and here they are huge (the floor space as well as the labels!). A vast Adidas is packed with rails of the latest kit, while Pepe Jeans, Puma and Ericeira Surf and Skate compete for attention from those
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in search of the fashion-led must-have trainers and track suits. The high street chains are here, too, like Calzedonia and Intimissimi, Springfield and Desigual all set to capture a slice of your fashion spend. In all, there are more than 50 outlet stores – all leading brands with their own sense of style and brand personality. Decenio men’s section has sweaters in more than a dozen colours and every conceivable variation on the classic shirt (okay, so that shop alone had me waving my credit card for a purchase designed to placate the other half when he saw my mounting number of receipts!). My friend Jennifer bought her bloke not one but two sweaters, and got taken out for a very smart dinner as the result. (Bloke did not realise she’d paid less for each than the price of a main course in the restaurant of his choice.) And then there is Timberland. And Lion of Porches. And Rockport, where Jonathan Gee bought virtually the same shoes as the pair he had bought full price in Algarve Shopping just a few months earlier. But it is not just fashion that is pulling in an appreciate audience.
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There is much for the home. And Home is the very appropriate name for a store lined with gleaming frying pans of every shape and size and finish, shiny cutlery and kitchen gadgets, wonderful electrical things, and Rowenta (a key brand in the shop) with its own, well-priced answer to Mr Dyson’s stick vacuum. Prato do dia The big Vista Alegre outlet is where to stock up not only on essentials like frosted glass platters and china of every description, but also on over-sized pots and pans (back to Samsonite for another wheelie); oversize really means what it says on the label here, so just think of all that room inside for those irresistible little gift items (buy now and keep for Christmas gift-giving?) that will not make a dent on your shopping budget. Need sunglasses? A new watch? How about a fine cotton duvet cover, and a pair of cosy warm pyjamas? It’s all here. At crazy prices. And not just for the occasional Black Friday or Miserable Monday clear-it-out sale, but every day, all year round. Open till late.
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WHO IS THERE? FASHION Ana Sousa Benetton Bimba y Lola Calvin Klein (coming soon) Casa das Pelas Cortefiel Decenio Desigual Festina Fifty Factory Garcia Jeans Guess Lacoste Lion of Porches Pepe Jeans Puificacin Garcia Sacoor One (coming soon) Sacoor Outlet (coming soon) Spaccio Suits Inc Tiffosi Timberland Under Blue PERFUME AND COSMETICS Douglas Perfumes & Companhia The Body Shop
HOME Home & Cook Lameirinho Textura Vista Alegre ACCESSORIES Be on Time Festina Geox Respira Gucci Eyewear Michael Kor Eyewear Multi Opticas Ray-Ban Rockport Samsonite Seaside Sunglasses Hut Tumi SPORTSWEAR Adidas Ericeira Surf and Skate Puma UNDIES CK Underwear (coming soon) Calzedonia Triumph Intimissimi KIDS Charanga
The people behind the operation know exactly what they are doing, and what will result in happy customers, and happy shop owners. The Designer Outlet Algarve is the first in Europe to be integrated with a store (IKEA), a shopping mall and an outdoor leisure area. A joint venture between IKEA and Mutschler Outlet Holding, it is under the managementof Vienna-based ROS Retail Outlet Shopping, whose founders, Thomas Reichenauer and Gerhard Graf, boast a portfolio that includes designer outlets across eastern Europe and new developments in Germany, France, Poland, Italy, Spain and Croatia.
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Rescued
After only 2 months into becoming a charity the association 'Animals Lost Paradise Found' were invited to help with a rescue of some cats and dogs at an illegal kennel in the East Algarve
I
t was only on arriving did the size of the operation become relevant. The conditions of the kennels were appalling. Excrement and rotten food everywhere and water containers either empty or with green water in. In total 32 cats were rescued and taken to the shelter at Animals Lost Paradise Found along with 2 horses and the 16 dogs that were rescued and relocated to better conditions. The efforts of these people and dedication to animal welfare are outstanding, but they still need help with the tasks ahead with regards to sterilisation and treatments, not forgetting food. These associations are run entirely on the support of generous donations, so if you want to help with either supplying food or donating, you can find out ways to help by visiting the website www. associationanimalslostparadisefound.com The goal of this association is to find new homes for as many cats and dogs as possible, so, again if you are interested in adopting an animal or even if you just want to sponsor, then you can contact them through the website. Remember every little helps.
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Grow your own Citrus trees O
Every garden no matter what the size should have at least one citrus tree
ranges, lemons, limes, grapefruit, tangerines and kumquats can be grown in almost any frost-free environment. Though these trees are often grown for their ornamental value, many varieties can be grown for their delicious fruit. These trees are ideal for growing in sheltered containers in cooler climates and it is very possible in our warmer climate for these trees to present flowers and fruit any time of the year due to a four to six week growth cycles. GROWING FROM SEED Choose what kind of citrus fruit you would like to grow. This may be a simple choice if you have a favorite but you may want to consider planting a variety of citrus to see what grows best in your climate. Tangerines, mandarins and satsumas are more cold-tolerant than sweet oranges and are also more tolerant of drought. Kumquats make good container plants but any citrus can be grown virtually anywhere. Seeds can be ordered or you can use them from fruit already fallen or purchased for food. Start the seedlings by planting them in small or medium growing pots that are well drained in the bottoms. Fill the pots with rich soil that has a good amount of humus content and also add a handful of clean sand to each pot. Water the loosely packed soil before planting your seeds. Plant your seeds at least 1-inch below the surface of the soil. You can plant up to five or six seeds per 10-inch pot if you like. These will need to be transplanted into singular pots later. Make sure that the temperature is not below 40 degrees for the seedlings. Place them in a sunny part of a garden or on a sunny window sill if it is still cold outside. Citruses prefer a temperature of at least 50 degrees or higher. Keep the soil moist while seeds are germinating with a water-filled spray bottle. They should sprout within 3 to 4 weeks. Let them grow for at least 6 months before transplanting them into the ground or into bigger pots if you wish to keep them indoors. Water them but do not let the roots sit in standing water. Orange trees can grow from 8 to 25 feet in height depending on the variety and growing conditions. Once trees are established, they grow best in the ground or in large tubs. Prune mature trees as lightly as possible. Citrus do not need heavy pruning. Most of the time they are
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pruned for shape and looks more than anything. BUYING YOUR CITRUS TREE Citrus trees are the misunderstood trees of landscaping. Citrus trees aren't really trees, they're shrubs. Reaching a height of 25 feet, they may be the ideal plants for your yard. But there are tricks to purchasing a good citrus tree. Buy field-grown citrus trees whenever possible, identifiable by its burlap-wrapped rootball. Such trees are more costly, but healthier. Consider container citrus trees that are not overgrown. This puts the health of the plant into question. Purchase small citrus trees that take to the ground faster. A big tree takes as long as a small tree to produce fruit. Look for consistently dark-colored leaves. The uniform color is an indication of a healthy, diseasefree plant. Ensure that the graft union is approximately 2 inches above the ground. Many citrus trees are grafted. A graft union is a dog-legged bend in the trunk. If the bend is too close to or below the soil it can rot or grow fungus. Investigate the trunk for mars. Marring leaves a citrus tree trunk damaged and might indicate a weak or injured tree. You want to buy the healthiest citrus tree possible. Assess the variety of citrus trees available before you buy. Citrus trees are available in many varieties of orange, mandarin, tangerine, tangelo, kumquat, lemon, lime, grapefruit and other exotics. You can find dwarf citrus trees to buy that are great for container gardening as well. Find out if the variety desired is available in your area. Some plants are restricted to control disease. HERE'S HOW TO PLANT A CITRUS TREE SO YOU CAN GROW YOUR OWN FRESH FRUIT. Select a sunny spot with well-drained soil. Dig a hole slightly less deep (about an inch) than the depth of the root ball and twice as wide. Make the bottom flat and the sides rough, not smooth. Remove the tree from the container by setting it on its side and gently pulling on the lower trunk. If the root ball doesn't slide out easily, cut the pot off with shears. Set the tree in the bottom of the hole, making sure the top of the root ball sits slightly above the surrounding soil level.
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Gardens
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Gardens
Fill in around the root ball with the original soil, tamping gently as you fill in. If your soil is mostly sand or clay, amend it by blending in organic matter such as compost (add about a third by volume) before filling the hole. Build a 4- to 6-inch-high soil berm around the tree. This is your watering basin, and it should be just a bit wider than the hole. Fill the basin with water and let it drain. Repeat the process at least twice. CITRUS TREE PROBLEMS Citrus trees planted in the home landscape need observation to detect sucker growth and diseases. Sweetflavored citrus is grafted to a hardy sour-orange rootstock, which produces stems known as suckers. Suckers originate from below the graft of the tree and grow tall, straight and may have thorns. Suckers are best pruned when they are small in diameter to lessen disease and shock to the tree when removed. Cut sucker branches close to the main trunk. Citrus trees have an attractive shape, fragrant blossoms and delicious edible fruit. With the proper care, a citrus tree can be a sweet and/or sour addition to many lawns. Citrus trees like abundant sunlight. When too little sunlight is provided, a citrus
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tree will not fully develop, bloom or produce fruit. Citrus trees do not tolerate cold. Even a moderate freeze may kill a citrus tree. Citrus trees require deep soil with
good drainage both on the surface and underground. If they do not have adequate drainage, the standing water can damage the trees. Also, citrus trees will not survive in salty soil. Citrus canker is a very contagious citrus bacteria that can cause leaf loss, damaged fruit, fruit drop and dieback. It is spread through the air or by insects, birds or humans. Yellow halo lesions or scabs will appear on the leaves, fruit, bark and trunk. Melanose is a fungal infection that does not affect the fruit of a citrus tree, but it does make the fruit rind scabbedlike and unsightly. It does not affect grapefruit trees. Citrus trees can be damaged by insects, including aphids, citrus whitefly, orange dog caterpillars, citrus thrips, citrus bud mites, citrus red mites and snails. Many infestations can be avoided, however, by treating trees with the appropriate sprays and proper sanitation program. Don’t let any of these problems put you off planting and growing citrus tree in your garden, because the benefits of having fresh fruit to hand which taste so much better than fruit you often buy and you will always have that slice of lemon for your gin and tonic.
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LANDSCAPING & GARDEN CENTER
BEM-VINDO • WELCOME
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EN 125, c.p. 126-E 8800-118 Luz de Tavira e-mail: geojardim@gmail.com www.geojardim.com Tel: 281 961 189
To Olhão
To Moncarapacho EN125
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VISIT OUR SHOWROOM! 272A, Rua do Comércio, B135 Almancil
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Expert financial advice By Dan Henderson, Partner, Blevins Franks
W
The clock is ticking to lock-in benefits post-Brexit
ith Brexit around the PENSIONS corner, now is the British pensioners settled in Portugal time for Britons living will be relieved that the UK has in Portugal to prepare committed to continue annual costby securing residency of-living increases to State Pension and pension benefits. payments. RESIDENCY However, current opportunities for In December, the UK and the EU27 private pensions may be short-lived. agreed to maintain existing residency Today, UK pension contributions and rights for settled expatriates on both growth benefit from tax relief in Britain, sides. So as long as you are legally and can potentially be accessed resident in Portugal at the Brexit cut- by expatriates without paying UK off date, you have the right to stay and tax (under double tax agreements). access the same benefits as today, Portuguese residents can also while you remain resident. currently transfer UK pension funds Those living in Portugal should register to a Qualifying Recognised Overseas at your local municipal office to formally Pension Scheme (QROPS) in the EU record your position. You should apply or European Economic Area (EEA) taxfor an Autorização de Residência free. However, since 9th March 2017, within 30 days of your three-month transfers to QROPS outside the EU/ anniversary in EEA attract 25% Portugal – this taxation (unless Those thinking about UK can be upgraded you live in the same to permanent jurisdiction). moving to Portugal residency after five Post-Brexit, continuous years in should act fast. While the UK could the country. potentially limit how Brexit will not affect expatriates access Brexit may seem Britons’ ability to their pensions a way off, there is apply for and enjoy by widening this years of significant net, or by likely to be a surge of taxation tax advantages making it harder to through noncash-in UK ‘final interest in residency habitual residency salary’ pensions (NHR). However, t a x - e f f i c i e n t l y. applications as the to be eligible for Consider acting NHR you need to now to secure cut-off date draws meet Portuguese current benefits, but nearer. residency rules, take personalised, so it will be much regulated advice to easier to apply now as an EU citizen. ensure a suitable approach and avoid Those thinking about moving to pension scams. Portugal should act fast. While Brexit Although Brexit is currently set for 29th may seem a way off, there is likely March 2019, it is sensible to act as far to be a surge of interest in residency ahead as possible; pension transfers, applications as the cut-off date draws for example, can take several months nearer. Consider relocating and starting to process. the process – under current rules – as With just a few months of certainty soon as possible. Post-Brexit, we can left, now is also the time to explore expect the requirements, time and your estate planning, investments and expense for acquiring residency to be general tax planning options. A locallyless straightforward than today. based financial adviser with cross-
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border expertise can help you take advantage of opportunities and find the best solutions tailored for you, during the Brexit countdown and beyond. Summarised tax information is based upon our understanding of current laws and practices which may change. Individuals should seek personalised advice. Keep up to date on the financial issues that may affect you on the Blevins Franks news page at www. blevinsfranks.com
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Energy sufficient in multiple ways
O
ne of the world's most famous museums is the Hermitage Museum in St. Petersburg Russia, admired by millions of visitors each year, it needs lots of attention to keep the museum, its beautiful paintings and its structure, up to date. Although from the outside it looks perfect, for more than 200 years the museum suffered from a severe rising damp problem, resulting in the need for replastering and repainting most of the walls each year, which doesn’t solve the problem. Also, because of all that humidity in the museum, the old paintings needed a lot of attention and treatment throughout the year to avoid the devastating effect humidity has on them. Around 18 years ago a German electrical engineer and 3 professors finished a 10 year long study and experimental phase, resulting in the development of a unit which is built specificly to eliminate rising damp in old and even new buildings. The unit gives magnetic pulses which change the polarity of the water molecules in the walls and floors, so that together with the negative loaded earth, the water molecules are pushed down slowly until they sit underneath the foundation of the houses. Between 1 and 2,5 years this is achieved and while the unit keeps on giving the magnetic pulses
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Eliminate rising damp in old and even new buildings to help save money and stay healthier
the water molecules stay underneath the foundation and never come up again. So after a very satisfied test installation in the Hermitage (see picture) 191 units are installed now, humidity is gone, no more dehumidifiers needed, no more yearly repairs on paint and plaster and all paintings now stay in a good shape because humidity (which is gone now) does not effect them anymore. A side effect of the installed unit (the size is only 20cm x 20cm and for houses up to 250m2 and usualy 1 unit is sufficient) is that it not only eliminates the existing rising damp but it also will prevent rising damp occurring in the future, this is why especially in the Algarve, where many old and new houses suffer from rising damp, we are being asked more and more to install the system in houses just being built to avoid humidity problems in the future. How the unit becomes a money saver • When the floors and the walls are dry, heating your house will be 25% to 65% less on your heating costs (dry walls and floors need much less energy to heat up). • Many people try to tackle the rising damp by using dehumidifiers. They are in fact counter productive as they extract humidity from the air as well as from the walls and the floors causing both to get a bit dryer but only for them to suck up more humidity from the wet earth underneath the house, a vicious
circle. Dehumidifiers are big energy consumers and only increase the rising damp problem. With the unit fabricated in Germany, installed dehumidifiers become totally unnecessary. • Instead of sometimes yearly repairs on the plaster and paint, after the house is dry, it is only needed once and then the house will stay dry for at least the next 35 years, so a new layer of paint every 15 years will be sufficient. Other benefits The unit itself does not need any maintenace and represents a €10 yearly energy cost. There is a 20 year guarantee on the unit, however, proved by tests we know it will work at least 35 years (after this test in a time accelerating machine the unit still worked 100 percent). Also we have a moneyback guarantee if 3 years after installation humidity levels on the groundfloor exceeds the 3 percent level or the basement exceeds the 6,5 percent level. Many references are available from people who installed the system years ago, free control measurements are taken on a regular basis and people who want to find out more about the system can contact us for a free humidity survey. Last but not least, living in a house without all that humidity is much better for our health and will avoid humidity related illnesses in the future.
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Expert financial advice Keep up to date with our Finance expert, chartered accountant Ricardo Chaves from All Finance Matters.
IRS Tax Return 2018: frequently asked questions
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he IRS delivery time will begin on the 1st of April and will run until the end of May. So now it’s that time of the year, when we need to clarify some of the questions you may have concerning this important task. In which form can I submit my IRS tax return in Portugal? From 2018, all IRS tax returns are exclusively submitted on-line, so if you don’t have yet a password to access the tax portal, it’s important to request one per each tax payer. As the tax website is only in Portuguese this may be a difficult task if you don’t understand the language, ask your accountant to get this for you. When do I need to submit my IRS tax return in Portugal? All IRS tax returns, independent of the type of income earned, need to be submitted from the 1st of April until the 31st of May. What is the period covered in my Portuguese IRS tax return? The tax year in Portugal is the same as the civil year, so you declare the income from 1st of January 2017, until 31st of December 2017. Who needs to fill an IRS tax return in Portugal? All the tax residents and or the nonresidents that earned income from Portuguese source need to submit the IRS tax return. The exceptions are for
residents that have earned only salaries or pensions, from Portuguese source, lower than 8.500€ per year, and when there wasn’t any tax deducted on source, and or in case they received alimony income up to 4.104€. Do I fill a joint return with my partner or a single one each? You may choose to do it either way, so it’s important to ask your accountant to simulate the two scenarios and see what is more advantageous to you. What happens if I forget to file a return or do it incorrectly? It’s important to be aware that the fines for non-compliance with the dates, can be very high. Fines can go from 37.50€ to 112,50€ for a delay of 30 days. However depending on the type of missconduct, mainly fraud, fines go from 375€ to 22.500€. I’m non-resident, do I need to submit a return? First of all, are you sure that you are non-resident? Do you have a fiscal representative? If not, where do you receive your IMI council tax bills? If you receive them at your property in Portugal, then most likely you are resident for tax purposes in Portugal. If you are nonresident, then you will only submit a IRS return in Portugal, if you have income from Portuguese source (this includes property rental or property sale even if you haven’t made a capital gain). I arrived in Portugal last year, do I
tlm:+351 281 029 059 email: info@allfinancematters.com
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need to submit a return? In the first year of residency, you need to submit a tax return for the period you were in Portugal (from … to 31-12-2017). The same happens to all those that stopped being Portuguese residents in 2017, they need to submit a tax return from 01-01-2017 until the date they left. What happens if I have to submit tax returns in more than one country and the information is not ready before the end of May? If for any reason you don’t have all the information required to submit the tax return in Portugal by the end of May, you may submit a request in the tax portal, to allow you to submit the tax return until the end of December of the current year. When do I need to pay my IRS? After submitting your tax return the tax authorities will validate your declaration and you will receive a tax bill in the post, giving you 30 days to pay. Please note that if you intend to be away during the warmer months and don’t have a fiscal representative to receive your bills, you will incur in monthly interest charges and penalties, if paying out of date. Some suggestions to make your IRS this year a stress-free task We strongly advise our customers to prepare everything ahead of time, in order to complete this process smoothly: PASSWORD: Make sure you and your partner have a password to access the Tax Portal. If
web: www.allfinancematters.com
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www.ibexinsure.com/tavira Car Motorbike Travel Health Boat Pet Business Community you do not have one, request a new one immediately; COPY OF ID AND NIF: For you, your partner and any dependents you may have; DECLARATIONS OF INCOME: Gather the statements of income and withholding taxes; BANK ACCOUNT: Your IBAN will be necessary to include on your IRS return and will make any tax refund much quicker. CGT: if you have sold a property in 2015, make copies of the deeds (for purchase and for sale) and gather invoices for the real estate commission and home improvements. These can be deducted against any capital gain tax. Remember if you have a resident status but your income was earned abroad, you have to deliver along with the tax return the ‘J’ Annex which discriminates the values received abroad. There are taxation agreements in place between Portugal and several countries to avoid double taxation, so the impact this will have on your IRS will depend on several factors. If you are registered as a nonhabitual resident, don’t forget you will need to fill in the Annex L and also include the IBAN information on all your bank accounts abroad. And remember, we can assist you with all this bureaucracy, please feel free to book an appointment with us and avoid any late submission fines.
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Things to do
Algarve History Association Talk:
My Career in the Royal Canadian Mounted Police
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John Henderson
n Monday 12 March at 6 pm in the Clube de Tavira and Tuesday 13 March at 6 pm in the Municipal Library Lagoa, John Henderson will be giving a talk about his Career in the Royal Canadian Mounted Police. John Henderson started his policing career (at his mother’s behest) with the London Metropolitan Police in 1971. After a short
and formative three years, John returned to Canada to join the Royal Canadian Mounted Police (RCMP) by whom he was transferred seventeen times across Canada (courtesy of the Canadian taxpayer). One of his most interesting and life altering assignments was his duty as a member of the Canadian Contingent in the Kosovo Police Service (1999/2000). This assignment was a
Algarve History Association Walk: Guided Walks of Tavira with Peter Kingdon Booker
P
eter has devised three areas for Historical Walks in Tavira. The first covers the walled town on the hill, and includes the Roman Bridge, the Câmara building, the castle and the walls. He discusses the churches and religious buildings within the walls and finishes the tour at the riverside. In Walk no 2, Peter tells of the demolitions which permit the Praça da República to appear as it does today, and then talks of the gardens in the centre of the town, before looking at the chapels and churches on the southern edge of Tavira, and moving back towards the centre, past the old jail. Walk no 3 is on the other side of the river, and shows the flood markers, the governor´s residence and the churches of the northern suburb, passing the chapel devoted to those suffering from leprosy, of course on the boundary of the
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old town, and finishing with one of the losers in the Civil War. The charge for these walks is €2.50. Walk 1 (The walled town of Tavira) will be on Wednesday 7 March Walk 2 (The Medieval and Modern town of Tavira) will be on Wednesday 14 March Walk 3 (The Northern Suburbs of Tavira) will be on Wednesday 21 March The start time for the walks is 11 am and the meeting place is on the Roman Bridge in Tavira. To ensure that groups are not too large, it is important that you book your place beforehand. To do so please contact: peterbooker1347@gmail.com
part of the first armed U.N. mission in which the RCMP served. John writes, "It was truly a wonderful and rewarding career with only two or three days in which I might have welcomed a different outcome." AHA welcomes voluntary monetary contributions to help run the organisation. For more information contact: lynne.algarvehistory@gmail.com
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MECHANIC 'WE COME TO YOU AND QUOTE YOU HAPPY' Electrical work, Cam belts, Clutches, Servicing, Brakes Etc. ON ALL MAKES AND MODELS OF CAR or TRUCK! NO JOB TOO BIG OR SMALL! FULL DIAGNOSTIC EQUIPMENT TEL+34 642 458 853 or 00351 914 417 580 email: paul.titcombe@hotmail.co.uk
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The São Brás players present
An evening of song & dance with Noel Coward & friends Saturday, March 10 at 7.00 pm at Casa do Povo, Moncarapcho
Photo courtesy of Gordon Railton; L to R standing: William Weber, Stephen Dehn, Sally Ricciardi, Marion Griffiths L to R seated: Violaine Roussies, Judith Loney, Mary Legg
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he Sao Bras Players are celebrating the musical work of Noel Coward with additional music from the 20’s, 30’s and 40’s. The evening will take the form of a Cabaret, with entertainment being performed between dinner courses. The Sao Bras Players reside in Sao Bras and the surrounding areas, and have a wide range of performance experience. An evening of light hearted entertainment is promised with all cast dressed in costume. Noel Coward grew up in a period where musical theatre was the ‘pop’ music of the day and from the 20’s to the 70’s he wrote over 300 songs as well as musical plays and comic revues. Guests are encouraged to dress in the fashion of the period to add to the party atmosphere. There will be a prize for the best costume.
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The guest dancers are Rodrigo and Sofia from the Clube Dancas in Faro and Violaine Roussies with her students from the Wednesday Swing class at Casa de Povo, Moncarapacho. Under the leadership of the President (Joaquim Fernandes), Directors and members of Casa do Povo, they have successfully achieved a planning permission for a major project, which will cost appx cost 850,000 euro This will help disabled and impaired people to lead a better quality of life in the community. The proceeds will be supporting this project Advance ticket purchase is highly recommended. Tickets €22 includes 3 course dinner. Drinks extra. Contact Mark or Tina at the Bar – Casa do Povo, Moncarapcho Phone/Text/SMS 920 362 233 Email teenyweiss@gmail.com
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Expert financial advice By Andy Oliver, deVere, Portugal.
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Pensions Simplified
ith the burgeoning formula, and the proportion of those saving is much more difficult. There is pension crisis in the earnings you receive as a pension for also the added bonus of pensions being United Kingdom, it each year of membership – this is called increasingly in the news! The final salary is vital that we get to the accrual rate and some commonly schemes collapse and large companies better understand the used rates are 1/60th or 1/80th of your are landed with huge deficits, dissuading pensionable earnings for each year of many people from saving into a pension. world of pensions. The effects of an aging demographic The reality is that unless we take pensionable service proactive responsibility for our retirement These schemes are run by trustees who With the UK’s ageing population ever planning early on, there is a likelihood look after the interests of the scheme’s increasing, and the working population that one would have to make some very members. The employer contributes decreasing, it is beginning to have a different lifestyle choices once hitting 65. to the scheme and is responsible for large strain on the UK pension providers. On the positive side, it is not all gloom ensuring there is enough money at the As the cost of providing for pension provisions becomes the responsibility and doom, there are measures that can time you retire to pay your pension. be taken to avoid such an outcome. Secondly there is Defined Contribution: of less and less taxpays, who are now D e f i n e d having to support the growing population Here we will c o n t r i b u t i o n of retires who are living for longer, puts a discuss going "The reality is that pensions build substantial weight on the shoulders of back to the basics up a pension the young professionals who are having of pensions and unless we take proactive fund using your to support the mass of pensioners. at how financial contributions and How can advisers help? advisor can help responsibility for our your employer’s There is no denying that people have add value to your contributions (if considerably less confidence in pensions, retirement. retirement planning applicable) plus however pensions remain the best To begin, what investment returns way to securely save for your financial is a pension? In early on, there is a future. A Financial Advisor should and tax relief. layman terms, a likelihood that one would If you’re a member help in numerous ways; encouraging pension is simply a of the scheme clients to act now; educating clients on method of putting have to make some very through your the fundamentals and explaining that away money now, workplace, then pensions are not as complicated as they so that the amount different lifestyle choices your employer think; outlining what retirement will look saved will replace usually deducts like if their plan should fail and finally the income you once hitting 65". your contributions reinstalling confidence in pensions. lost from your from your salary An adviser's main aim is to have salary when you decided to retire. One should look at before it is taxed. If you’ve set the clients reach their long-term financial retirement as the longest holiday you will scheme up for yourself, you arrange the objectives, it is their responsibility to have and from there gauge how much contributions yourself. You will be offered encourage greater engagement in this a retirement income based on your fund, vital area of financial planning and to money you will need to save. In the UK, the government is keen to get but you don’t have to take this. It should promote a wider fundamental shift you saving for retirement and actively not be forgotten that you have the option in the attitude of working age people encourages and supports you by to shop around for a better rate, or even towards savings and pensions. Failure to do this will, unfortunately, mean that offering tax incentives to reward savings. consider using ‘income drawdown’. more and more individuals will face an Your pension income is normally made The challenges facing pensions up of several sources, the state is usually Currently there are not one of them. Currently the states basic enough people saving "There will be a £10,300 per retirement. pension £159.55 a week, which doesn’t towards get you particularly far. Therefore, those Research carried out annum shortfall for all those retiring who are determined to retire early will in September 2010 by focus on savings and seek the financial Aviva estimates there over the next 40 years. advice they need to take control of their will be a £10,300 per This equates to a mind-blowing annum shortfall for all financial future. There are two main Pension Schemes those retiring over the £317,000,000,000 per annum". Firstly, there is the Defined Benefit next 40 years. This Schemes. A Defined-benefit scheme equates to a mindusually provides a pension based on blowing £317,000,000,000 per annum. impoverished retirement and that further income: The number of years in which There are many reasons as to why pressure will be put unnecessarily on the you’ve been a member of the scheme people aren’t saving, these include; already overstretched State and younger – known as ‘pensionable service’; Your they believe that the state will provide generation. pensionable earnings – this could be for them; they think retirement is a long your salary at retirement (known as way off; people find pensions complex ‘final salary’), or salary averaged over a and difficult to understand and finally career (‘career average’), or some other people don’t have as much money, so
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Sport
Orietnal (Lisbon) keeper saves the first of two penalties
Down To The Wire
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All the latest local sports news from Chris Wright.
lhanense recorded four successive victories against Sporting Ideal (H) 2-0; Louletano (A) 1-0; Lusitano VRSA (H) 2-0 and Operário (A) 1-0 without conceding a goal. Some forty Olhanense fans made the 3,500kms trip to the Azores - via Lisbon - for the game against Operário and were rewarded with wonderful hospitality and a Rúben Fidalgo goal to secure all three points. A week later Olhanense proceeded to shoot themselves in the foot when Clube Oriental de Lisbon visited Olhão. The home side contrived to miss two penalties,
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YOUNG TAVIRA TEAM LIFT REGIONAL FUTSAL TROPHY
utsal team Sonâmbulos won the prestigious regional futsal championship when they beat Pedra Mourinha (Portimão) 4-2 at the Luz de Tavira Municipal Sports Hall. The Luz Tavira team were in impressive form having won their last fourteen games. The crowd of over
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presented the visitors with the simplest of goals but still managed to force a draw with a stoppage time equaliser! SC Farense, who look certain to take top spot in the Campeonato Portugal Division E, will join the winners of the other four divisions plus the three best second placed teams in the play-off finals in May to determine which two teams are promoted to the Segunda Liga. With eight games remaining Olhanense will have to be on top form with a tough game at home to local rivals Farense on the 18th March and difficult trips to Pinhalnovense (25th March) and Casa Pia, Lisbon (8th April).
400 supporters were treated to some spectacular skills and ball control by the youngsters. Sonâmbulos could now meet top ranked opposition in the form of Sporting or Benfica in the National Futsal Cup. They may well have been inspired by the national futsal team who recently lifted the
European Futsal Championship trophy in Ljubljana, Slovenia when they beat Spain 3-2 after extra-time. This was the country’s first European futsal title and highlighted how far this high-speed, extremely technical, indoor version of the world’s favourite sport has come in a relatively short period of time.
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OLHÃO TO HOST INTERNATIONAL WALKING FOOTBALL TOURNAMENT
ntónio Camacho (Head of Education, Sport & Strollers (Lagos), Browns Sports Club (Vilamoura), East Leisure Câmara Municipal de Olhão) was delighted Algarve Walking Football (Tavira) and last year’s returning to announce that the city has been chosen to stage champions EAWF Soccer Olhanense Strollers. Thousands the first major international tournament organised by East of older men across Europe have rediscovered the joys Algarve Walking Football on the 15th & 16th November. of playing football again through a sport that makes the Event organiser John Knight said, “we are extremely basic elements of a match accessible to them by slowing the game down. Walking football, grateful to the Olhão Council for which is supposed to involve a providing the excellent facilities at the free-kick every time a player runs, Municipal Stadium with its superb was only invented seven years ago astro-turf pitches.” Early interest has and first appeared in the Algarve at been show by clubs from across the Olhão some three years ago. The UK. But before that there are several pace of walking football may be tournaments in the Algarve including more leisurely, but the game is still the Albufeira Walking Football Cup fiercely competitive. In addition the on the 19th & 20th March. The camaraderie and social events have venue is the Estádio Nora, Ferrieras, brought a whole new dimension Albufeira where Sheffield United, (L to R) António Camacho to the sport. Fun, fitness and Oxford United, Brackley Saints (Câmara Municipal de Olhão), friendship are key words. www. (Northamptonshire) and a UK Select Chris Wright (EAWF) and Paulo algarvefootballtours.com www. Team will join Silver Coast Strollers Farinho (Olhão Câmara) walkingfootballalgarve.com (Costa de Prata, Portugal), Bellavista
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Michal Kwiatkowski (Team Sky) wins the Volta do Algarve
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VICTORIOUS VOLTA AO ALGARVE
avira witnessed a cycling party as thousands of people attended the end of the 4th stage of the Volta ao Algarve. In addition, some 800 amateur riders participated in the Algarve Granfondo Cofidis to add colour and noise to a very special day. In the Volta ao Algarve, 24 year-old Dutch rider Dylan Groenewegen (Team LottoNL-Jumbo) won the 199.2kms stage between Almodôvar and Tavira, where the large crowd watched an exciting sprint finish. This was the longest stage of the five day race with Groenewegen crossing the finishing line at a breathtaking average speed of 43.65kms per hour. Geraint Thomas (Team Sky) was the 22nd to cut the finish line but still retained the Yellow Jersey. The Welshman had a 19-second lead over team-mate Michal Kwiatkowski and 32 seconds over Portuguese Nelson Oliveira (Movistar Team). A day later it was Michal Kwiatkowski who took the accolade for overall tour victory following the 173.5kms final stage from Faro to the top of Malhão, Loulé. Geraint Thomas finished second overall but was quick to congratulate Michal Kwiatkowski on his spectacular victory.
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Golf
Touch & Feel
Bart van der Wind, resident professional at Benamor Golf
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he problem with some players is that they focus too much on mechanics and contact and not enough on how much energy is needed to produce the correct distance. That's putting touch. If yours is a little off, add the following three drills to your putting practice regimen. Eyes Have It Drill: Attempt three long putts, a minimum of 50 feet. If you follow the norm, most of your attempts will come up short. Try the same putt, but this time look at your target during the entire motion. Odds are you'll hit these putts past the hole. The reason is that your eyes have an uncanny way of communicating feel to your body. This is a great drill that leads to a good pre-
1
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stroke routine in which you look at the target during your practice motions until you're confident of your stroke's power. Safety Zone Drill: On the green, make a semicircle around the back edge of the hole using the length of your
2
Pro stats
putter as a guide and mark the perimeter with a few tees. From different lengths, practice until you can get 10 putts in a row to come to rest either in the hole or inside this semicircular safety zone. C l o s e s t - To - T h e - H o l e Contest: With your golf partner, play a putting match in which you get points for being Name: Bart van der Wind the closest to the hole. Award five From: Netherlands points for making a putt and two points for lagging inside the length Club: Benamor Golf of your putter. A bonus point is Position: PGA Professional awarded to the ball that's closest Turned Pro: 1986 to the hole. For any putt outside the safety zone, deduct one point. Background: Putting expert. Play to an agreed-upon total for Ran the YES! Golf Putting Centre in your beverage of choice (save the Holland. champagne for the winning putt at Worked for 5 years at the European the Club Championship)! Tours for YES putters. Bart
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Restaurante
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Free Classifieds P R O P E RT Y
S E RV I C ES
Property required for purchasing clients in the following areas; Moncarapacho, Tavira, Estoi and Sao Bras area for established real estate company Russell and Decoz, Lda. Telephone 289 792785 – email sales@russelldecoz.com Good quality properties required in the area of Tavira, Moncarapacho, Estoi, Sao Braz, Manta Rota and Praia Verde by established estate agency Land & Houses Algarve – Yellow Homes. Call 281 320 281 or email info@landandhousesalgarve.com Good quality rentals villas and apartments with pool required by established property management and letting agent Happy Homes Algarve. Call 281 320 283 or email rentals@ portugal-accommodation.com Este Algarve Propriedades Lda is a long established, licensed estate agency, with its head office in Cabanas, If you would like to sell your property we would be pleased to offer our services. Contacts: geral@ estealgarve.net tel: 281 370277 or 951165 German couple (pensioners) seeking small house (no swimming pool) region Tavira to rent longterm from February to May. joergwunderlich@t-online.de
Property management /MeetNGreet, Experienced. Cleaning offered. Neil 915542786 aquaboy63@hotmail.com DJ PIRATE, English DJ, Music, Karaoke, Lighting and effects from private parties to festivals. Interior or Exterior events & all age groups catered for.Contact Chris on [00351] 937372671 or [00351] 289105839. Psychotherapy sessions in Portuguese, Spanish and English. www.institute-of-true-happiness.com. Business and Estate Adviser António Soares-Ferreira, Contact: 917 925 031 email:1950asf@gmail.com Chimney Sweep, Experienced, reliable, punctual. 40 Euro per sweep. Tel: 912842238 Email: smartsweep@hotmail.co.uk PAINTINGS. Commissions taken for portraits, scenes, abstracts, nudes, copies of old maters from professional Artist since 1969. Further details tel. 289845561 Tavira Sewing Sue any sewing jobs please email: tavirasewer@outlook.com Algarve Roof & Property Maintenance, Leaking roofs, balconies, guttering, painting etc.Tel: 960136445 or 281324602 Jason Music for parties, bars and restaurants, Call Richy, 281 971 484 English mobile mechanic, repair/ servicing/electrical etc. No job too big or small. Quote you happy, all makes and models of cars, vans and light commercial vehilcles. Call Paul on +351 914 417 580 or +34 642 458 853, email paul.titcombe@ hotmail.co.uk
FO R SA LE TOYOTA Land Cruiser 2.5 Turbo Diesel, 3 Door, Left Hand Drive, 293,000 Km Portuguese Registered Price 8,600euro Contact : Sean 926 747967email: greenrivercompany@gmail.com Full length Heavy weight Wetsuit size 40"chest. Worn Once €20 Mobile 91 812 2051 john.howard@hotmail.co.uk Two Golf sets one men's and one women's with bags. Both 98 euro. 914 961 399
14.30 -16.30. At Mesquita near Sao Bras. Tel.289 845 561 YOGA & PILATES - contact Hazel on 91 307 5555 or email: hazel.devine@ntlworld.com for details Scottish Country Dancing at the Casa do Povo Moncarapacho, Thursdays 5.30 ~ 7.30PM.e-mail David on daviddenman1@ hotmail.co.uk
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EVENTS
05
EVENTOS
SCANDINAVIAN VINI CUP Sábado/Saturday 17/02/2018* Greensomes Almoço/Lunch Vinhos/Wines A Confirmar | To confirm
2018
8º BENAMOR CLASSIC Sábado/Saturday 10/03/2018* Ind. Stableford Almoço/Lunch Vinhos/Wines A confirmar | To confirm
70€
GOLF ALMOÇO/LUNCH
8º BENAMOR CLASSIC Sábado/Saturday 07/04/2018* Texas Scramble Almoço/Lunch
40€
Vinhos/Wines A confirmar | To confirm
ALMOÇO/LUNCH
8º BENAMOR CLASSIC Sábado/Saturday 05/05/2018* 4Ball Betterball Almoço/Lunch Vinhos/Wines A confirmar | To confirm
8º BENAMOR CLASSIC Sábado/Saturday 15/09/2018* Ind. Stableford Almoço/Lunch Vinhos/Wines A confirmar | To confirm 8º BENAMOR CLASSIC Sábado/Saturday 13/10/2018* Greensomes Almoço/Lunch Vinhos/Wines A confirmar | To confirm 8º BENAMOR CLASSIC Sábado/Saturday 03/11/2018* Ind. Stableford Almoço/Lunch Vinhos/Wines A confirmar | To confirm
Combinamos a paixão pelo golfe com os sabores e aromas da nossa cozinha e vinhos!
SCANDINAVIAN VINI CUP Sábado/Saturday 17/11/2018* 4Ball Betterball Almoço/Lunch
We combine the passion for golf with the flavours and aromas of our cuisine and wines!
Vinhos/Wines A confirmar | To confirm
*Datas estão sujeitas a alteração sem aviso prévio | * Dates are subject to change without warning
seja responsável. Beba com moderação | be responsible. Drink in moderation | www.bebacomcabeca.pt
Para mais informações | For more information: reservas@benamorgolf.com www.benamorgolf.com
www.eastalgarvemag.com
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