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OLHÃO · SÃO BRÁS · TAVIRA · ALCOUTIM · CASTRO MARIM · VILA REAL DE SANTO ANTÓNIO ISSUE NO. 113 MAY 2018
Make life easier for your heirs and ensure your estate planning is in good order. At Blevins Franks we focus on helping our clients create the optimum estate plan to match their wishes. Besides minimising the impact of inheritance taxes and succession law, we aim to make the inheritance process easier for families. We have produced a ‘My Legacy’ document, which you can use to provide your family with information on your wishes, important documents etc. Please contact us if you would like a copy or a comprehensive review of your estate planning.
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INTERNATIONAL TAX ADVICE • INVESTMENTS • ESTATE PLANNING • PENSIONS Blevins Franks Financial Management Limited (BFFM) is authorised and regulated by the Financial Conduct Authority in the UK, reference number 179731. Where advice is provided outside the UK, via the Insurance Mediation Directive from Malta, the regulatory system differs in some respects from that of the UK. Blevins Franks Trustees Limited is authorised and regulated by the Malta Financial Services Authority for the administration of trusts and companies. Blevins Franks Tax Limited provides taxation advice; its advisers are fully qualified tax specialists. This promotion has been approved and issued by BFFM.
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Kozii’s meticulous choice of fabrics, patterns and colors allows its designs to adapt easily to different silhouettes, providing as much comfort as a second skin and creating an identity which is never under or overdressed.
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PUBLISHER & DESIGNER Richard Bassett EDITOR Richard Bassett EDITORIAL CO-ORDINATORS Richard Bassett Snr. ADVERTISING Call 961 700 200 or email info@eastalgarvemag.com DISTRIBUTION 3,500 copies printed. All advertisers are issued copies for distribution, along with retail outlets. COVER PHOTO Richard Bassett. All rights reserved. Except for normal review purposes, no part of this magazine may be reproduced without the written permission of the publisher. Every care has been taken in the preparation of this magazine, but the contents are only meant as a guide to readers. The proprietors of this magazine are publishers not agents or sub agents of those who advertise therein. The publisher cannot be held liable for any loss suffered as a result of information gained from this publication
Unipessoal Lda
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Welcome...
...to your May issue. This month we introduce the man whose work is fast becoming iconic for the Algarve. Sculpture Carlos de Oliveira Correia's distinctive work is appearing all over the Algarve; we showcase a selection of his work currently on display at Benamor golf. We also report on a fabulous afternoon we had with Tavira Equestrian Tourism, riding their beautiful horses along the stunning Ria Formosa, an experience I'll never forget. Meet Annett from Iyoga - Iyengar yoga based in Tavira, who runs regular classes plus retreats and paddle surfing workshops. All this plus our regular Finance, Sport, Gardening, Property and Health news! Have a great month, and please do send your comments and suggestions, we always look forward to hearing from you.
Richard Bassett Editor
www.eastalgarvemag.com
Contents 6 8 10 14 18 22 24 26
NEWS Local news.
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HEALTH Omega 3. HEALTH Epsom Salts.
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PEOPLE Carlos de Oliveira Correia. PLACES Tavira Equestrian Tourism.
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PROPERTY New Builds. PROPERTY Property of the month. TAVIRA Look out for our advertisers on the map of Tavira. FOOD Seafood Rice from Abstracto. GARDENING The Tomato story.
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FINANCE Finance news from Blevins Franks.
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FINANCE Finance news from Ricardo Chaves.
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FINANCE Financial advice from deVere. PEOPLE Annett from Iyoga. SPORT The latest from Chris Wright. GOLF PRO TIP From Bart Van der Wind. CLASSIFIEDS Grab a local bargain.
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News
Faro Blues Festival
T Moncarapacho's olive oil wins 10 Gold awards in Japan and USA Von Rosen planted 20 hectares with olive trees in 2000. The goal was to test if it is possible to make top quality olive oil in the Algarve and in 2014, when the first significant awards were being won - the answer was ‘yes’ and he saw early success before his death. In the New York competition this year, the Monterosa olive oil was up against more than 900 oils from 27 countries and won gold medals for all the mono-varietals entered into the contest, Maçanilha, Cobrançosa, Verdeal and Picual, as well as in a contest for the best mixed oil. This is the sixth consecutive year that Monterosa olive oil has won gold in New York, which, to the managers, "denotes the sustainability of the quality and excellence of the product and its visibility and recognition at international level." In the contest in Japan, of more than 600 olive oils from 25 countries, Monterosa won five gold medals for the three monovarietals - Maçanilha, Cobrançosa, Verdeal - and for a new olive oil released this year, ‘Horta do Felix.’
Will EN125 roadworks cripple summer traffic flow?
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fter the announcement that only €300,000 is to be spent on repairing the crumbling EN125 eastern section, the mayors of Castro Marim and Vila Real de Santo António met representatives from the Eastern EN125 Citizens' Movement and all agreed that the planned roadworks are just window dressing and represent a lack of respect for the eastern Algarve population. The Secretary of State for Infrastructure, Guilherme d'Oliveira Martins, announced that "emergency works" will be carried out, starting in the second half of May and that these will be concluded “before the summer.”
HAIR STUDIO
The
Source: www.algarvedailynews.com
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he Extra Virgin Olive Oil Monterosa, produced in Moncarapacho by Viveiros Monterosa Lda, has won ten gold medals at two international competitions. At the New York International Olive Oil Competition in New York, Monterosa olive oils won five medals. Earlier in the week, at Tokyo’s Olive Japan 2018 in Tokyo, the oils won five awards. The decision to enter the highly competitive olive oil business was taken some years ago by Detlev von Rosen whose untimely death in 2016 shocked the village of Moncarapacho which has supplied workers to the Viveiros Monterosa plant export business since the 1970s. Monterosa Olive is a relatively new product within the well established Viveiros Monterosa business. The investment in state of the art processing equipment was not taken lightly and has been paying off as year after year, the Moncarapacho olive oil has been beating more established competition from around the world.
he 5th Faro International Blues Festival takes place at the Lethes Theatre, Faro on the 18th & 19th May commencing at 9.30pm both evenings. The first night will headline with The Ramblers (Portugal) and Del Toro Blues Band (Spain) whilst on Saturday 19th May, Quique Bonal & Vicki Luna (Spain) will be joined by Sydney Ellis & the Midnight Preachers from the USA. Tickets can be purchased through João Godinho 919 754 383 or DJ Mike Bristow 916 928 966. A bonus for fans will be the appearance of the Portuguese blues band The Fried Fanekas on stage at the Forum Shopping Centre, Faro on Saturday 19th May at 5.00pm. Free entrance.
HAIR STUDIO ● CREATIVE HAIR LADIES & GENTS
Benamor Golf
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Tavira
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Professional friendly service for both men and women, Cutting, colouring, perming and re-styling. CONCEIÇÃO DE TAVIRA, OPEN ALL YEAR ROUND TEL: 916 765 082
Gents Cut 10€, Ladies Cut & Blow Dry 20€.
Mon closed. Tue 10-4pm. Wed 9.30-2.30pm. Thur 10-4pm. Fri 10-3pm. APPOINTMENT NOT ALWAYS NECESSARY 6
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NOTICEBOARD FIBROMYALGIA GROUP?
TAVIRA TREASURE CHARITY SHOP
Rua Almirante Candido Dos Reis, Tavira (past the SOS clinic) Donations of goods to be sold in the shop to help the needy of Tavira would be gratefully received. For information or collection please call: Sandy: 913 440 585 Valerie: 917 689 034 Opening hours: Monday and Saturday 10.00 – 12.30
May 12th at 2pm, upstairs in Ikea in the Mar Shopping complex, Loule.
For more details please contact Yvonne on 922 292 293.
ENTERTAINER
Music for parties, bars and restaurants, Email Richybassett@hotmail.com, www.richybassett.com
ENGLISH MOBILE MECHANIC Call Paul on 00351 914 417 580
People
Daniel Kemish es to officially launch in
Local singer Daniel hop
D
aniel Kemish is a British Americana/Folk Born those Singer and one of cuts artists whose voice straight to the core. a small village just His parents moved to just 3 was l Danie when outside of Tavira his local school in years old. He went to just 5 pupils in Marco where there were he has spent all his years 1-4. Since then U.K. and Tavira. life living between the nces come from Daniel's musical influe
his new Album this May
in Tavira
ed in & Money” was releas date UK Ramirez, Ryan “Fools 2016 followed by a 34 he has artists such as David country singer March his band. Since then with Bingham, American Tour Jack 3 other ton and extensively, completing Jason Isbell, Chris Staple found inspiration toured of Europe and one in America, Savoretti. He also such as Kris tours ’s mostly solo. from well know artists covering over 100,000km Daniel spent Nelson. 2017 Willy ry and n Janua fferso 24th Kristo nce command On the tain hut in His songs and stage prese nce, be it an one month alone in a moun lete solitude in the attention of the audie or full band Austria, he desired comp ial for his e intimate solo performanc ming in 2006 composing and writing mater no electricity/ perfor studio album. Having setup. Daniel started a clubs in the UK. 2nd or phones, and only water g around small bars and runnin fed ed he was g/cooking and One day in 2011 he decid wood stove for heatin l to get back up with performing Danie d allowe snow g meltin other peoples songs song writing and create to to real basics of wanted and more personal to an album that was create something for are incredible and himself. The results himself. He set about a new sound and Daniel returned with led strugg but g, writin he has matured as style that truly shows mer. 2018 is with inspiration until songwriter and perfor a both his to young he returned a massive year for the be to set in childhood home r; he has a new album gwrite r/Son Singe a European tour Portugal. In 2013 and May, of end the at out and a huge urge 2014 he self released kicking off early June and perform his 2 EP’s (in Duo Format) to get back on the road This is one of the with his Double Bass newly penned songs. still doing it the player Jean Christian are true great Artists that 2015 In e. Houd honest way. new Album Daniel took a trip l hopes to launch his Danie and ille e radio station back to Nashv with a gig in Tavira outsid ed and watch set about recording rs cross Finge ! Gilao' 'Radio month! his debut album at this space for details next Ocean Way Studios.
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As featured in last month's issue, Daniel Kemish is "excited to announce I'll be heading back on the road soon with my new album, "Under the Same Sky". This was written last year in the mountain hut in Austria and will be released on CD, Vinyl and across all digital platforms on the 25th May". Check out Daniel's Facebook page for details of his special free launch gig in Tavira later this month!
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Health
Benefits of Omega 3, Duarte Arrais, Fisioclube, Fuzeta
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mega 3 (alpha-linolenic acid) are healthy fats, essential for building the cell membrane, they bring benefits to the skin, immune system, cognition, weight loss, contributing in various ways to the proper functioning of the body; thus, helping to prevent cardiovascular disease and strokes. The benefits are mainly related to its effect on blood vessels, by preventing the formation of clots that can break away from the artery wall and obstruct blood flow (thrombosis), a major cause of heart attacks and strokes, and also helps to lower the viscosity of the blood, which also improves blood circulation and has a vasodilatory action, that is, it relaxes the arteries and helps lower blood pressure. It also helps to increase the nutrition and oxygenation of tissues. Another ability of omega 3 is to lower bad cholesterol and lower triglycerides and increase good cholesterol (HDL), and that prevents the deposition of bad fats on the walls of arteries (atherosclerosis). In addition, omega acts positively on the immune system, on the regulation of body temperature and the loss of water by the body. In pregnancy, omega 3 helps the growth and development of the fetus and its entire nervous system, stimulating the brain and boosting the transmissions between nerve cells. After birth, especially between 6 and 12 months of age, omega 3 increases the field of vision and neuropsychomotor development of the child. The use of omega 3 is also beneficial for the neurogical system; the mielin chains that help to protect and regenerate the nerves need this essential oil to be healthy and keep a normal function. It has also a great effect in our mental health and cognition, improving mood, motivation, memory, concentration and learning. By helping to control the appetite and stimulate the action of insulin, omega 3 can contribute to the process of weight loss. This essential oil also has a huge impact in hormonal balances and in a good endocrine function. Omega 3 is mainly present in fish like salmon, tuna, sardines, trout and mackerel, sunflower seeds, corn and olive oils, but can also be found in large amounts in the oils of grape, canola, sesame, soybean, palm, chestnuts, almonds, walnuts and avocado. As a food supplement, it must be taken according to the specific indication, for the best benefits. Omega has a powerful anti-inflammatory and antioxidant action, so it fights the harmful action of free radicals, helping to prevent cardiovascular disease, cancer and premature aging. Visit Fisioclube Holistic Therapy Center, where we can improve your quality of life and well-being.
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Fisioclube FUZETA
HOLISTIC THERAPY › Osteopathy › Physiotherapy › Global Postural Re-education (RPG) › Nutritional Therapy › Iris Diagnosis › MicroKenesitherapie › Neuromuscular Balance › Auricular Therapy › Neural Therapy › Therapy Taping › Cupping Therapy › Quantum Therapy › Flexion-distraction system › Neural Biopunture
Tel 962 777 701
email duarte@fisioclube.net www.fisioclube.net
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Art For Everyone Find us in front of Hotel Vila Gale Tavira. Rua 4 de Outubro, 24, Tavira
Telephone 96 201 2111 www.taviradartes.com taviradartes@gmail.com
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BUY YOU R CAR
BEST PRICES PAID FOR PORTUGUESE OR FOREIGN REGISTERED CARS
TEL+34 642 458 853 or 00351 914 417 580
email: paul.titcombe@hotmail.co.uk
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Ruy Barros Hairstyling & Beauty Salon Ladies & Gents Welcome to our new space in the centre of Tavira! With a professional and friendly service. Cut, colouring, perming, hair extensions, hairstyling, hair treatments, massages, face/body treatments, make up artist, epilation, laser, lash extensions, gel nails, nail art, gel polish and much more. MON - SAT 09.00H - 19.00H All year Travessa Zacarias Guerreiro No16, Tavira Tel +351 281 023 636 Mob +351 964 888 810 or 913 999 906 Email: rbcabeleireiros@gmail.com Rui Barros Cabeleireiros e Estetica
SUMMER SPA PACKAGE 3 for €49
» Back neck & shoulder massage » Hot stone therapy » Deep cleanse facial » Eye collagen treatment » Mini anti aging facial » Foot & Ankle massage » Bright eyes treatment » Lip collagen treatment
PAMPER YOURSELF, YOU DESERVE IT... I look forward to seeing you...
Tel; 919 630 255 elle_dayspa@hotmail.com 9
Health
10 Benefits
of
Epsom Salts
Enjoying a resurgence and now available at Alfresco's Conceição
E
psom salt is a potent mineral compound comprised of magnesium and sulfate. It is widely used to relieve many minor health issues. Soaking in a bath with Epsom salt can relieve achy feet and soothe sore muscles. Epsom salt is used in skin cleansers and hair care products to help naturally exfoliate skin and give hair more volume and shine. Many people also turn to Epsom salt as a remedy for occasional constipation as ingesting food grade Epsom salt flushes the gastrointestinal tract and encourages detoxification. WHAT IS EPSOM SALT? Epsom salt is named after the English town of Epsom, where the substance was first produced. Although it is referred to as “salt,” it does not contain sodium and despite sharing similar physical characteristics, has different properties from table salt. For instance, adding Epsom salt to warm bath water makes your skin feel smooth and silky, while table salt has a drying effect. For this reason, Epsom salt is a common ingredient in bath salts that cleanse and soften skin. All products labeled as Epsom salt are essentially the same, but there is a difference between “food grade” Epsom salt and non-food grade Epsom salt – the latter being produced for agricultural use. The former will bear the “USP” designation, which means it is certified according to standards set by the United States Pharmacopeia and the Food and Drug Administration. Because agricultural or garden grade Epsom salt
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is not manufactured under the same conditions, it may contain contaminants. WHAT MAKES EPSOM SALT WORK? Epsom salt has two major components: magnesium and sulfate (sulfur). These minerals are essential for optimal health. Magnesium is a cofactor involved in more than 300 enzymatic processes, including protein and DNA synthesis, the regulation of blood pressure and serum glucose levels, and supporting the body’s detoxification routes. Magnesium is also required for the uptake of calcium and potassium, both of which are necessary to regulate nerve, muscle, and heart function. Sulfate is involved in several biological functions as well, most notably in the gut. This mineral facilitates the release of protease, lipase, and amylase, which are pancreatic enzymes needed to digest food. It is needed to form specialized proteins in epithelial cells. These cells line and lubricate your intestinal tract to keep things moving smoothly and prevent intestinal bacteria from leaking into the bloodstream. Sulfate is also required for the prenatal development of brain tissue. Dietary sources of magnesium include whole grains, green leafy vegetables, nuts, and seeds. 10 EPSOM SALT BENEFITS • Soothes inflammation • Relieves discomfort caused by sunburn • Relieves itchiness caused by poison ivy • Helps reduce stress • Fixes magnesium
deficiency • Supports recovery after exercise • Relieves occasional constipation • Promotes radiant skin and hair • Relaxes tired, aching feet • Fertilizes your garden Due to the beneficial qualities associated with magnesium and sulfate, Epsom salt is used as a natural remedy to support many health issues including inflammation, constipation, and strain from exercise. It may also help remove splinters, relieve a sunburn, and soothe the itch from poison ivy. Bathing with Epsom salts is a healthy way to reduce stress, while at the same time promoting the elimination of environmental toxins from your body and increasing new cell turnover through exfoliation. It is also used in beauty regimes and can even be added to soil for a healthier garden.
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Tavira Art Corner Local Artist's stores, opposite the old market
Rua Dr Jose Pires Padinha, n.86 8800-354 Tavira - Portugal (Opposite the old market) www.blossomfotosandmore.com (00351) 918 050 612
Jewelry Art School in Tavira classes everyday Draw and make your own jewels
Wall Decoration Canvasses Woodprints Alu-Dibond Prints Gallery Prints
Postcards Coasters Foto Souvenirs Workshops Photography Shipping costs EU* 9,90â‚Ź *at, be, cz, de, dk, es, ie, it, fr, lu, nl, pl, pt, se, uk
Nature`s Forces is a jewelry collection designed and made by hand by Carlos Pascoal open 10-13h & 15-18,00 h closed: sun,mon & tues Contact me please on 960 460 933
TASTE THE DIFFERENCE!
Home grown spices imported from India gives a unique flavour producing the best Indian cuisine in the East Algarve!
CABANAS
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Doner Kebab House
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Places
STEELING the show at Benamor
Benamor Golf , near Tavira is showcasing just some of the impressive work of Carlos de Oliveira Correia along the entrance to its welcoming scenic club house.
T
he club house overlooks the the 9th hole and the small lake and, as well as the resident ducks and swans, the lake and the mature flower beds are now a temporary home to Carlos’s magnificent sculptures. Created from wire, stone and iron they are all made at his workshop near to Castro Marim. Angolan born Carlos moved permanently to the Algarve in 1974. His work has spanned 10 years and is widespread accross the Algarve but notably he is the creator of the magnificent 9ft tall Knight on horseback at the Castro Marim roundabout. This piece was commissioned by the local council to honor the medieval festival which takes place within the castle walls in August, each year. From his home in the spectacular hills above Castro Marim, he explained; "It had started as a hobby after working in land registry and also studying architecture". In his nearby workshop, he is currently working on a full size replica ship that will stand near to the impressive new board walk in Monte Gordo. Carlos’s work can also be seen in São Brás, which we featured some time ago, and is a full size replica aeroplane, the original piloted by a local man. It weighed an incredible 15 tonnes. Carlos commissions private works and is constantly working. We plan to feature his full remarkable story and of course bring the pictures from all around the local area in the near future but for now you can find more on his Facebook page. It was a pleasure to see his new work being prepared and to meet him and we look forward to bringing you his full amazing story very soon. You can contact Carlos on 966 040 432 or see Facebook 'Carlos de Oliveira Correia'.
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People
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Places
Riding the Ria Formosa
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From absolute beginners to regular riders, a ride along the Ria Formosa with Tavira Equestrian Tourism should be on your bucket list!
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ou might imagine that an unforgettable horseback ride in paradise requires at least some basic experience; however, this dream activity is made a reality with or without any prior lessons by Tavira Equestrian Tourism from Quinta Baleeira, near Cabanas. The family home of Maria Campos for generations, it is surrounded by their private scented orchards of oranges and avocados which lead down to the stunning Ria Formosa coastline.
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Maria is a veterinary physician who studied in Lisbon and Spain then followed her passion, working around the world with horses. The project evolved a year ago, after discussions with her boyfriend Jesus GrandesMelgarejo who has the established riding school, Centro Ecuestre Las Marias, in Spain. They decided to combine and Tavira Equestrian Tourism began in July 2017. Centro Ecuestre, also breed fine Spanish horses, and Quinta Baleeira is now home to the young foals one of which (pictured) was just a day old. Riding directly from
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People the gates of the Quinta, guests immediately find themselves calmly meandering through the orange and avocado trees and, after 15 minutes you’re able to see the stunning coastline beyond the eucalyptus trees. The horses are very calm, and are suitable for riders of 4 years and older. The stunning Ria Formosa lagoon is calm and perfect for the horses as there are no waves, which makes it possible for the complete novice, as we were, to experience the thrill of entering the water with the horse. Experts Maria and Antonio guide clients along the beach making it very easy to enter the water as well as take in the amazing scenery. A magical experience made possible by Maria and Antonio’s professionalism, the serene animals and the stunning scenery. This is a really empowering and fun experience that can be enjoyed by experienced riders or, as in our case, with literally no prior experience at all. We would thoroughly recommend a visit. Maria can arrange rides to include lunch for singles or groups of up to 10. A must do in the breathtaking East Algarve; it was a real pleasure. To book telephone 00351 912 350 569 Or 0034 661 907 851 RNAAT 1232/2017 See Facebook: Tavira Equestrian Tourism See website: www.taviraequestriantourism.com Email: info@taviraequestriantourism.com
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Places Testimonial: Absolutely fabulous! The horses (and Antonio) are real professionals. A superb experience, even for someone like me who had zero previous experience with horses.
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e just had to share these extra photos with you. A day before we visited Tavira Equestrian Tourism this beautiful male foal was born and named Infante. His legs were still a little wobbly but it didn't stop him scampering around in the sunshine. Then the day before we were at Benamor golf taking photos of the sculptures, these six Cygnets hatched. Many thanks to José Lourenço from Benamor for sending the wonderful picture above.
AMI 427
Email Address: aimcliffportugal@gmail.com Website: www.aimcliffproperties.com
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Ref.: MV 412 CLOSE TO TAVIRA AND FUZETA
Address: APARTADO 44 - 8800-901 TAVIRA, ALGARVE, PORTUGAL. Tel. 281 971 371 Mobil: 965 769 255 INT. CODE 00 351 Email: aimcliffportugal@gmail.com Website: www.aimcliffproperties.com
Email Address: aimcliffportugal@gmail.com Website: www.aimcliffproperties.com
Ref.: MV 362
CLOSE TO TAVIRA AND VILA NOVA DE CACELA
MODERN THREE BEDROOM VILLA WITH A SWIMMING POOL AND MAGNIFICENT VIEWS OF THE COUNTRYSIDE AND THE ATLANTIC COAST ON A PLOT OF LAND OF 26.334,00 SQ.M.
Email Address: aimcliffportugal@gmail.com Website: www.aimcliffproperties.com Ref: TH 245 TAVIRA TOWNHOUSE
Modern 3 bed villa with pool & magnificent views of the countryside & atlantic coast on a plot of land of 26.334m2 Near Tavira/ Vila Nova de Cacela Ref.: MV 362 € 595.000,00 Traditional 3 bedroom townhouse with a patio & terrace in Tavira. Recently modernized, 3 levels 2 baths, balcony, patio and terrace. 87.12 m2 Ref.: TH 245 € 250.000,00
MODERN FOUR BEDROOM VILLA WITH A SWIMMING POOL PLUS A GOOD SEA VIEW ON A PLOT OF LAND OF 5.574,00 SQ.M.
Modern four bedroom villa with a swimming pool plus a good sea view on a plot of land of 5.574 m2 Close to Tavira and Fuzeta Ref.: MV 412 €520.000,00 TRADITIONAL THREE BEDROOM TOWNHOUSE
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WITH A PATIO AND A TERRACE
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OUR SUMMER NEWLY LISTED BEST BUYS
ALGARVE pRopERTIES
4-BED VILLA, TAVIRA - €487,000
3-BED VILLA IN LUZproperty DE TAVIRA - €290,000 A very well maintained with a nice landscaped
garden and a privatevilla individual pool. Quiet location 10 Excellent three-bed with terraces in country setting minutes Taviraand centre. only 8kmwalk fromtoTavira 3km from Barril beach. Set on a gated plot of 200m2 and built in 1995.
NEW 4-BED VILLA IN REAL SANTO ANTÓNIO - €595,000
RecentlyAPARTMENT built villa 3 minutes from Monte Rei golf and 2-BED IN CONDOMINIUM - €225,000
8km presented from the beach. plot is over with 12,000m2. WellWell closedThe condominium communal pool finished, modern décor andLocated views from every window. and underground parking. in Luz de Tavira with lovely sea views.
3-BED REFURB APARTMENT - €185,000
SecondTOWNHOUSE floor refurb apartment Urb Mato Santo Espirito. 3-BED WITHinPOOL - €320,000 Very high spec with views southintoCabanas the sea and north to Lovely individual modern house de Tavira. the garden countryside. Lovelyand covered balcony. The is irrigated features a pool. The master bedroom has its own private balcony.
2-BEDROOM VILLA ON LARGE PLOT - €195,000
Located in3-BED Faz Fato in a peaceful -country setting on a DELUXE APARTMENT €270,000
spacious plot of 3,260m2 with established trees. It also Set in a closed development with pool, this property is features a small plunge pool. close to the popular Manta Rota beach. Set over two floors it offers excellent rental potential.
The Best of the Algarve Close to Beaches & Golf Rua 1º de Maio 32, 8800 -360 Tavira Tel: +351 96 25 66 421 - www.proluna.com
r.nagelsmit@proluna.com www.eastalgarvemag.com
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Property
Designing a new build PROPERTY MANAGEMENT ALGARVEAN COTTAGES
V I LLAS
H A P P Y H O M E S A L G A RV E A PA RT M E N T S
TOWNHOUSES
QU INTAS
Happy Homes Algarve is currently looking for additional good quality rental Villas and Apartments to offer to our customers for next season. If you have a property to let, please contact us for more details'
Confused about the new rental law? Contact us for specialist advice. C o n t a c t us t o d a y : 2 81 32 0 28 3
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REAL ESTATE G O L F P R O P E RT I E S
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Covering the whole of the Algarve as independant real estate agents, we can provide you with unbiased advice when you decide to purchase a property and can introduce you to a wide choice of reputable mortgage banks, architects, lawyers, builders, chartered surveyors and interior designers. We have been in business for over 16 years, finding the right property for countless satisfied clients. We currently have over 900 properties available online and would be very pleased to help you find your ideal home.
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Property expert Paul Greenhalgh from Land and Houses Algarve onbuilding your new home.
W
e recently sold a plot of land with stunning sea views in the Central Algarve to a friend of mine and during our discussions he asked me about the best way to design and finish the property in order to help sell it quicker and for a better price in the future. After contemplating his question for some time, indeed there are certain styles, features and specifications that seem to have a greater appeal to a larger percentage of potential buyers. Quality: It is a common saying and is very true – quality sells. The better the quality of construction, finishes and decoration the more appeal a property will have. KITCHEN: To the general annoyance of the cook but the place everybody normally congregates in and arguably the most important room in the property. Properties with a large, bright, practical and welcoming kitchen are normally the most appealing. If possible, make sure that the kitchen has a good dining area or at least bar stools set along a breakfast bar. Embrace the fact that family and guests will always gravitate towards the kitchen so therefore make socializing in them comfortable. BEDROOMS: Must be of a decent size with plenty of wardrobe and drawer space. An en suite bathroom with heating is also a bonus. BARBECUE: We live in a climate that demands we dine outside and therefore barbecue’s are an essential part of that lifestyle. If space allows, build a barbecue with a large summer kitchen complete with covered dining area and try and make sure that it is as close to the internal kitchen as possible. A sink,
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a refrigerator, glass and plate storage and an entertainment centre will all add an extra appeal to this vital area. HEATING AND COOLING: 20 years ago Algarve property buyers generally used their villas in summer and, as a result airconditioning was the favoured method of temperature control. With a huge improvement in insulation within properties, combined with many more foreign buyers utilizing properties through the colder winter months, heating systems have become a crucial luxury to include. Whether one chooses underfloor heating, central heating, electric heating or air-conditioning make sure that the system is as cost effective as possible and practical to operate. GARAGE: Always useful and also good for storage. When design allows, try and make sure the garage has internal access to the main property. WINDOWS: Bright is best. Make sure the property has plenty of natural sunlight. There are so many different types of windows available from double glazed to triple glazed, from shatterproof to gas filled windows and from low-emissivity
coatings to spectrally selective coatings. Quality windows and high quality frames are a necessity in any Algarvean modern home. SHUTTERS: Electric shutters are very easy to use and keeps out unwanted sunlight and heat when required. SOLAR PANELS: With over 300 days of sunshine per year, the installation of solar panels makes sense on Algarve properties. This popular form of green energy is a great way to reduce those utility bills. Apart from heating domestic water, solar panels are also used in underfloor heating and swimming pool heating. SWIMMING POOL: As they are predominantly a playground for children, having the swimming pool visible from the villa is high on the request list, particularly from families. However a pool is also a fantastic way to exercise and therefore must appeal to adults too. Therefore make sure that the swimming pool is large enough to be able to offer the opportunity to swim lengths and exercise at leisure. GARDENS: A hugely important area. Gardens are unique and individual to each property and, it is an area that we spend a huge amount of time in them or observing them. Gardens go a long way to complimenting properties so make it as attractive as possible. Keep in mind
AMI 8799
LwL Properties.com, Nº40a, Rua 1º de Maio, 8800-360 Tavira Office: 00351 281 327 656, Voip: 02070999193 Email: info@lwlproperties.com Web: www.lwlproperties.com
Charming 3 Bed Townhouse with Garage & Sea View – Olhão, 299,000€ Ref: 4591380
Spacious end terrace townhouse in a fantastic location, only a few minutes’ drive from Olhão. Lots of natural light, and nice terraces overlooking the ocean and the mountains. Close to all kind of amenities, including the daily market, shops, cafes, restaurant, the island taxi boats, and much more. This property is the perfect investment opportunity for rental business, holiday or permanent home.
that they can be time consuming and costly, so keeping the gardens as low maintenance as possible. However you decide to build your property, it is first and foremost your home. Make it perfect for your lifestyle and if you can include any of the tips above then it should help when you come to sell on. If you are considering buying a plot or purchasing a property in this little corner of paradise, then we urge you to browse our website at www.yellowhomes.com to see our superb selection. We do recognize the importance of being able to offer prospective purchasers a concise yet perfectly matched selection of plots or properties to suit all tastes and budgets. To that end, if you would prefer to make an appointment to visit our office and discuss your property requirements with a member of our team then please call us on 281 320 281. Paul Greenhalgh Land & Houses Algarve – Yellow Homes www.landandhousesalgarve. com www.landandhousesalgarve.de Tavira Office Rua Dr. José Pires Padinha 178 8800 - 354 Tavira Tel: 281 320 281 Fax: 281 321 901 (AMI – 6232) Vilamoura Office EN 125, Benfarras Boliqueime 8100 - 068 Boliqueime Tel: 289 301 294 Fax: 289 301 439
Modern 3 Bed Townhouse with Stunning Sea Views, Jacuzzi & Pool – Fuseta 475,000€ Ref: 4605205
Spacious and modern townhouse in a unique location, a few minutes’ walk from Fuseta’s beach. Lots of natural light, great finishes, beautiful terraces with fantastic views over the lagoon and the sea. Supermarket, shops, cafes, restaurants, beach and the island taxi boats, is only a few minutes away. Perfect for a rental business, holiday or permanent home.
OLHÃO Modern Four Bedroom Townhouse with Double Garage, Country & Sea Views – Tavira 388,000€ Ref: 4543508
TAVIRA
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Popular but quiet urbanization, a few minutes from Tavira centre. Immaculate townhouse, built with quality materials. Spacious property would make the perfect permanent, or holiday/rental home. The layout both internally and externally is fantastic for enjoying a full house, but still having private space. Relaxing and enjoying the outdoor moments with family and friends.
FUSETA
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Property
Renovated 4 bedroom Manor House with guest Cottage & Pool. Sitting in 5.760m² of fenced, exotic gardens with tropical fruit trees.
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Property of
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RUSSELL & DECOZ REAL ESTATE Tel: 00351 289 792 785 Mobile 963 085 580 Email: sales@russell-decoz.com Go back in time in this wonderfully restored Manor House with a colonial presence and have your friends stay over in your own private little stone cottage in the grounds. Enjoy the gardens and pool, eat from your own tropical orchard.
the month
* Mains water * Solar panels for hot water * gas water heater in cottage * 3 phase electricity * mains & private waste water system * double glazing * alarm * under floor heating * air conditioning * wood burner * fitted wardrobes * fitted / equipped kitchen * salt water pool * tiled sun terrace * fenced and gated * video entrance * cobblestone driveway carport * * pergola * Lovely mature exotic gardens * palm trees * lawns * irrigated orchard of tropical fruit trees * Covered & open terrace * Large workshop / Garage REF:- 1730V LOCATION:Near Estoi ENERGY CERT:- C
€800,000
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AMI License nº 870 - Member of APEMIP nº 1178 Av. Maria Lizarda Palermo 43a, 8700 - 081 Moncarapacho, Algarve, Portugal
PROPERTY REQUIRED:
Moncarapacho, São Brás, Estoi, to Tavira area, please call or mail.
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Tavira Castle
1 Elle Salon 2 Ruy Barros 3 Thai Massage
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c Tavira Câmara t Tourist Information
BARS & CAFES 1 La Baguette
PLACES TO VISIT 1 Casas das Portas 2 Casas das Portas 3 Fado Com Historia 4 Kozii store 5 Kozii store 6 Tavira D'Artes 7 Blossom
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Fresh bread, croissants & pastries made daily using French flours on site! Teas, coffee, chocolate and fresh orange. See Facebook for details: 'La Baguette Française De Tavira' Located close to the castle, 20 rua Dos Mouros Tavira T: 281 403 070 E: labaguettefrancaise.tavira@gmail.com
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mediação imobiliaria Real estate
AMI 7025 Praca Dr. António Padinha nº 16 8800 - 637, Tavira Tel. + 351 281 321 188 Mobile + 351 965 129 448 www.bruhnrealestate.com
Miramar, Tavira
WONDERFUL 3 BEDROOM VILLA Modern country villa, 15km's from Tavira, (157 m2), built in 2014. Three bedrooms, two bathrooms, one en-suite and one dressing room. Open plan Kitchen and living room. Underfloor heating all over. Covered patio of 24 m2. Huge parking area. Garden irrigation with a rainwater collection system. On the land (1,4 ha) there are various trees; oak, olive, fig, almond and carob trees. The property has two gates and is fenced. Mains Water. Energy certificate B. Price: 590.000 Euros
Cabanas
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Swedish real estate agent
BRAND NEW NEW APARTMENTS Under construction, T2 and T3, with sea view, garages and private roof terraces. Approx. 15 min walking distance to the town center. High quality finishes. Central vacuum system, Airconditioned bedrooms and living room, equipped kitchen, underfloor heating in the bathrooms. Garages (some in boxes) and parking places. Communal swimming-pool. Ground floor apartments have huge private terraces. Top floor apartments have stairs up to private roof terraces. Prices between 180.000 -370.000 Euros
Marco
TOP FLOOR, THIRD LINE Top floor apartment ,T2, (76,6 m2), with roof terrace and many varandas around the apartment (total oudoor space is approx.150 m2). This apartment occupies the whole 2nd floor and the roof of the building. Lots of daylight with windows in all directions. Fireplace in the living room. New air con. units in the bedrooms. Kitchen appliencies are around 3 years old and there is a new electric boiler for hot water. The apartment is sold furnished. Energy certificate C. Price: 210.000 Euros
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MAIN OFFICE – (Waterfront) Ava Ria Formosa, Centro Comercial Loja 2, 8800-591 Cabanas de Tavira TEL: 281-370277 Mobile: 91 7212498 OFFICE – E.N.125, Cevadeiras, 8900-024 Vila Nova de Cacela TEL: 281-951165 Mobile: 91 2177055 EMAIL geral@estealgarve.net WEBSITE www.estealgarve.net ▲
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A) 3 BED. VILLA W/ 1.150M2 GARDEN + S. POOL - NEAR CASTRO MARIM - In a residential area, just a few mins drive from beaches, golf course and Spain. Sold furnished and equipped. Large sitting room (47m2). ***ENERGY CLASS - D €365.000
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3 BED VILLA ON CONDOMINIUM MANTA ROTA, €260.000
• Lovely quiet beach resort • Eastern Algarve • Shared pool • 10 Mins walk to beach
• Air conditioning • Equipped kitchen • Two large terraces • Rear private patio • Large loft bedroom
• 2 double bedrooms, two bathrooms • Parking space in gated condo. • REF 2304
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Restaurante
Abstracto Traditional Portuguese Cousine
Mediterranean restaurant Rua Dr. Antonio Cabrera, 34 8800-344, tavira Tel 937 037 712 restaurante.abstracto@gmail.com Gardens
Square
Rio Gilao
Roman Bridge
Restaurante Abstracto
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Abstracto A delicious Sea Food rice dish from Restaurant Abstracto located in the center of Tavira
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33
The
Tomato Story
Who would believe that it was the tax man who answered the age old question!
F
ruit or Vegetable? An interesting aspect of tomato history is the classic debate: Is the Tomato a Fruit or Vegetable? I guess that depends on whom you are asking. By definition, a fruit is the edible plant structure of a mature ovary of a flowering plant, usually eaten raw; some are sweet like apples, but the ones that are not sweet such as tomatoes, cucumbers, peppers, etc. are commonly called vegetables. Botanists claim that a fruit is any fleshy material that covers a seed or seeds where as horticulturists point of view would pose that the tomato are a vegetable plant. Until the late 1800's the tomato was classified as a fruit to avoid taxation, but this was changed after a Supreme Court ruling that the tomato is a vegetable and should be taxed accordingly. When it is all said and done, the history of the tomato has classified as a poisonous beautiful plant, a tax-avoiding fruit, and a taxable vegetable. Nonetheless, the tomato is the most popular vegetable in America and enjoyed by millions all over the world. Tomatoes belong to the genus Lycopersicon (Solanaceae family). Evidence supports the theory the first domesticated tomato was a little yellow fruit, ancestor of L. cerasiforme, grown by the Aztecs of Central America who called it ‘xitomatl’ (pronounced zee-toe-má-tel), meaning plump thing with a navel, and later called tomati by other Central American tribes. Aztec writings mention tomatoes were prepared with peppers and salt, likely to be the original salsa recipe. The tomato’s actual origin is thought to be Peru in South America where it grew wild (like a weed) several thousands of years before making its way north to Central America.
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Presently, eight species still grow wild in the Andes Mountains of Peru. Some believe Spanish explorer Cortez may have been the first to transfer the small yellow tomato to Europe after he captured the Aztec city of Tenochtítlan in 1521, now Mexico City. Yet others believe Christopher Columbus, an Italian working for the Spanish monarchy, discovered the tomato earlier in 1493. The earliest discussion of the tomato in European literature appeared in an herbal written in 1544 by Pietro Andrea Mattioli, an Italian physician and botanist, who named it pomi d’oro, golden apple. However, Mattioli’s review was a bit of bad press for the tomato as he and other distinguished authors continued to review the tomato as unhealthy or inedible because of its link to other members of the Solanaceae, notably deadly nightshade (Atropus belladonna) as it resembled the leaves of the tomato plant. Deadly nightshade, a poisonous plant, was used as a hallucinogenic drug and a beauty aid in parts of Europe. Its name “belladonna” (meaning beautiful woman) referred to ladies in medieval courts who applied drops of nightshade extract to their eyes to dilate the pupils, a look considered fashionable at the time. The hallucinogenic nightshade induced visions and a feeling of flying, forever associating it with witchcraft. Old German folklore reveals witches used nightshade to conjure up werewolves. Interestingly, the German name for tomato translates to wolf peach. And in the 18th century, Carl Linnaeus, noting German legend, named the tomato Lycopersicon esculentum meaning edible wolf peach. Although the tomato circulated widely throughout Europe (as an ornamental plant from the New World), suspicion continued and its use in European cuisine evolved slowly over a period
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Gardens
two hundred years. The yellow cerasiforme (original stock) that crossed the Atlantic into Europe with Spanish explorers continued to be hybridized into red and orange cultivars by 1623 and extensive hybridization continued in Europe during the 18th and 19th centuries. The first cookbook to mention tomatoes was published in Naples Italy in 1692. By 1752 English cooks used tomatoes in the flavoring of soups, and in 1758 a tomato recipe appeared in The Art of Cookery by Hannah Glass. Still, the tomato remained under suspicion when it returned to North America with colonists in the mid 1700s. Thomas Jefferson served tomatoes and French fries at his table in the 1780s. In 1820, Colonel Robert Gibbon Johnson announced that at noon on September 26, he would eat a bushel of tomatoes in front of the Boston courthouse. Spectators turned out to watch the poor man die, yet they were shocked when he lived. By 1858 a seed merchant named Buist wrote this about the tomato, “There is no vegetable on the catalog that has obtained such popularity in so short a period. “ In 1863, 23 cultivars were listed in the catalog – among them an heirloom tomato named ‘Trophy,’ the first modern-looking, large red, smooth-skinned variety. By 1880 nearly two hundred cultivars had been named, although a study at Michigan Agricultural College in the late 1880s concluded of 171 cultivars only 61 were truly from different lines. Names of heirloom tomatoes have continued to reflect their own history: ‘Polish’ is said to have been smuggled into the US on the back of a postage stamp in the late 1800s; ‘First Pick’ was grown by generations of the Baptiste family in Reims,
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France; ‘Besser’ came from Freiburg Germany; ‘Amish Paste’ has been cultivated in Pennsylvania since 1870; ‘Jeff Davis’ a cultivar from Alabama honored the Confederacy; and ‘Ace’ was introduced by the Campbell Soup Company in 1953, to name only a few. Growing Tomatoes The basics of growing tomatoes are relatively simple. Tomatoes like warmth, sun, and plenty of water. They can be grown in the ground and take well to containers, so they can be grown just about anywhere. It may look like work, but once you pop the first ripe fruit into your mouth you'll be hooked. Cultivation Most varieties will just sit there well after the last frost if the night temperature is less than 55 degrees. The more sun they get the more robust the plant, the more they'll flower, and of course those flowers are the source of the fruit. Water well and deeply. Aim for uniformly moist, but not soggy, soil. It makes all the difference in how well your plants will do. The following may help you with your plants: Tomatoes also like raised beds. The warmer soil is conducive to better growth. Unless there is a reason to not use them, they are definitely the way to go. For indeterminate varieties, build a trellis structure or use a tall bamboo teepee to which you can tie the growing vines. Tomato cages may not be big enough. Bushy varieties do fine with tomato cages. Transplant about two weeks after the last frost date if at all possible. The earlier you can get your plants moved into the garden the better; however, cool or damp weather is not the
35
Gardens
tomato's friend. Keep soil moist and avoid letting it dry out. Uneven watering can cause a host of problems including blossom end rot. If you intend to fertilize, use a 5-10-5 fertilizer and be sparing. Over fertilization is worse than no fertilization at all. Pinch off suckers that form at the joint between the stem and branch. No point in wasting valuable plant energy on pointless growth. Soil Tomatoes are pretty tough and will grow in just about any type of soil. However, the richer the soil the more likely you will be able to raise beautiful tomatoes organically. Washed dairy compost is nutrient rich and won't burn young plants. It holds water well too, which is vital for tomato growth and happiness. Mulch to retain moisture with straw. Some folks like to add moisture granules to their soil and pots to retain moisture...especially when they might miss a day or two of watering. Disease and prevention Some tomato varieties are more susceptible to fungus, bacteria, and nematodes than others. And such vulnerability is usually compounded by your growing zone and soil type. Commercial varieties usually indicate on the tag, with a designation like VFN for example, if they are resistant to such systemic diseases as verticillium wilt, fusarium wilt, or nematodes. If your tomato plants get sick and die quickly, the chances
36
are good you have some type of systemic disease. If they lose all their leaves or leaves get curled, yellow, or just drop, it's more likely to be one of the many foliage diseases. Only a professional can diagnose the problem for sure. You may be able to diagnose the problem by contacting your county extension service or through a reliable nursery. As with most things, an ounce of prevention is worth a pound of cure. Buy disease-resistant plants if you can. Heirlooms may not indicate any disease resistance, but that most likely means they haven't been lab tested for pathogens. Check some of the gardening message boards on the Web for tomato gardeners in your region; you may be able to determine which varieties are more resistant to prevalent diseases or problems in your area. Experience is also a good teacher, which is another reason for growing a several different types of tomatoes. You can prevent foliage disease by keeping the leaves dry, which means watering at the base of the plants, not overhead. Also, a southeastern exposure is ideal because it is both warm without being hot, and the early morning sun dries dew so leaves don't remain damp for long. Also, but no less important, don't water your tomato plants at night unless you are using a drip irrigation system. Space plants so they are well ventilated and not too crowded.
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37
Charity
The Associação Animals Lost Paradise found
T
An update from Mark and Janet O'Shaughnessy
he associação Animals Lost Paradise found has had a very busy time in their first 4 months of the year. The biggest was the rescue of 43 cats from an illegal kennels along with 2 horses, all of which now have been sterilized or awaiting sterilization. The funding for this has come from the support of the public through fundraising events, such as a quiz afternoon in Cabanas and a meat and cheese pie evening at Calico Park. Also with the help of AGA cat charity, they have now been able to pay for the sterilization of all of the rescued cats. Unfortunately, the need for your support doesn’t stop here, as currently they have 3 families of cats with kittens
all needing to be sterilised when the time is right. If you want to help or are interested in attending any fundraising events in the future, you can find out more on their facebook page or keep your eye on the magazine. The need for help for the associação is not just with funding for animals, although now with an estimated food bill each month of €500 and additional vetenary costs, the need for donations is always important. But they also need to find new homes for these cats and dogs, so you can also adopt either a dog or a cat by visiting www. associationanimallostparadisefound. com and if you cannot adopt an animal you can always become an animal’s sponsor, thereby helping not only your
sponsored animal, but also some of its friends. Since starting the charity it has had to grow rapidly to accommodate the increase in animals, with a total of 87 cats, 12 dogs, 2 horses, along with a selection of 30 rescued birds and 5 rabbits. Mark and Janet O’Shaughnessy would like to thank everyone who has, in some way, helped to date with the support of these animals and hope that many of these people can attend their first open day in the near future. Please continue to support such a worthy cause as I know the animals are getting the best care they could receive form 2 dedicated animal lovers.
Animal scanner appeal needs your help
O
n Sunday 20th May ANIMAL VISION is staging a Garden Party at the Tavira County Lawn Bowling Club Casa Amarela 1204 - Z Cerro do Leiria, Santa Catarina da Fonte do Bispo. So far eight thousand euros have been raised towards the €24,000 target for an all important scanner and X-ray machine at the Novavet Veterinary practice in Tavira. The event gets underway at 4.00pm and will include arts & craft stalls, well stocked buffet, live music by Paul Jones and a raffle. Supported by various local organisations including Rotary, entry to the Garden Party is10euros for adults and 5euros for children which includes food plus a welcome drink. To book a stall or for further information contact: Pauline 916 523 173 or Mo 963607402. Email: paulinepadley@yahoo.co.uk
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Expert financial advice By Dan Henderson, Partner, Blevins Franks
How to make things easier for your family and heirs
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nderstandably, many translated and notarised before going people avoid discussing through Portuguese probate, separate the practical implications Wills can prevent future delays and of serious illness and death expense. with family. However, you Pensions paperwork to update relevant should take steps now to prevent Remember unnecessary costs and delays during paperwork as necessary, especially ‘expression of wish’ or ‘nominated that difficult time. beneficiary’ documents. If they are Power of Attorney Consider granting a Lasting Power not up-to-date and there is confusion of Attorney before it is needed, while or a dispute over who should receive you are of sound mind. This legally your benefits, usually the Trustee of enables someone to make decisions your pension makes the final decision. about your property, finances and/ Avoid this by ensuring all pensions or welfare if you cannot, for example, paperwork and Wills are current and following illness or a serious accident. aligned with each other. It is particularly important when faced Tax planning Even after living abroad for years, with a deteriorating mental state. The person/people you appoint can UK nationals could still be subject to help manage your property, investments 40% UK inheritance tax on worldwide and pensions. If you become mentally assets, potentially in addition to local succession taxes. incapacitated An extra gift you without a Power of An extra gift you can can leave heirs is Attorney in force, the structuring your Court of Protection leave heirs is structuring estate to protect will take control of them from losing your assets. Each your estate to protect too much of their time anything needs inheritance to to be decided, an them from losing too taxation. Explore application to the PortugueseCourt would have to much of their inheritance c o m p l i a n t be made – a costly opportunities and time-consuming to taxation. Explore that provide tax process for your advantages during loved ones. Portuguese-compliant your lifetime and Your Will for future heirs. A Make sure your opportunities that trust structure, for Will keeps up-tocan be date with major provide tax advantages example, very tax-efficient life events like estate planning relocating, getting during your lifetime and for purposes, but married or divorced, take personalised and welcoming for future heirs. A trust advice for the best grandchildren or stepchildren to your structure, for example, results. Estate planning is family. Expatriates and Britons with can be very tax-efficient complex and every family is different, overseas property so your approach should consider Wills for estate planning should be tailored for each country to meet your unique where assets are purposes, but take situation and held. These should align and crosspersonalised advice for goals. With careful planning, you can reference each other. have peace of mind As UK Wills must be the best results.
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that your legacy will end up in the right hands at the right time with minimum fuss and expense for your heirs. This article should not be construed as providing any personalised investment advice. Any statements concerning taxation are based upon our understanding of current taxation laws and practices which are subject to change; individuals should seek personalised advice. Keep up to date on the financial issues that may affect you on the Blevins Franks news page at www. blevinsfranks.com
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Expert financial advice Keep up to date with our Finance expert, chartered accountant Ricardo Chaves from All Finance Matters.
Tourist rentals: What you need to know!
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hile more and more tourists are visiting Portugal it is worth considering renting your property as a way of reducing the annual costs of owning a holiday home. Currently there are over 70,000 rental licenses registered in the Portuguese Portal of Tourism, but this number is growing every day, for instance a year ago there were around 42,000 licenses issued, which means an increase of nearly 2,350 new licenses each month. If you are considering renting your property, there are several issues that you need to be aware of in order to avoid any problems with the Portuguese licensing and tax departments. First of all, you need to bear in mind when you rent your property in Portugal, that irrespective of whether you are a tax resident or not, the rental income will always need to be declared in Portugal. Secondly, the Tax Authorities (Finanças) state categorically that Property Owners letting directly to holidaymakers (less than 30 days) are viewed as business activity and must be reported in Category B. Several taxpayers have been declaring rentals on Category F, this should be reserved for “long-term” rentals (more than 30 days). Only the “locação turística”, when the property owner makes a contract ceding the property to an agent for ongoing letting to tourists, may be taxed under category B or F. The main reasons for you to comply
with this new law, are: ASAE and the tax authorities are checking the rental portals (air bnb, hollidaylettings, etc), to make sure that the properties advertised are all legal and the owners are fully compliant. Fines are considerably high for those not advertising the AL license number; Tax is considerably lower if you are on this scheme, as a non-resident you pay as little as 8.75% tax, instead of being taxed at 28% (this is not a typing error you read it correctly, 8.75% opposed to 28%). The tax is even lower, for hostels, guesthouses and other properties where you can rent a single room, instead of the whole property: 3.75%. So why take unnecessary risks and not obey the law? Below are some questions and answers, to help you understand a bit more about the local lodging: As a business, will there be complicated accounting/reporting requirements? No, unless your income is over €200,000 per year, we will class you on the “Simplified Regime” and as the name says, everything will be simple. What is the simplified regime and what expenses can I offset against my rentals? Most of the Sole Traders in Portugal elect to operate under the Simplified Regime when opening their business activity. Under the simplified regime taxpayers cannot deduct professional
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tlm:+351 281 029 059 email: info@allfinancematters.com
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and business expenses against their annual gross income. The taxable income of this category will be computed automatically, based on their income. What is the tax payable on the simplified regime on my rentals? The effective tax rate on Category B, in the simplified regime, for a nonresident Property Owner will be 8.75%, for apartments and villas and 3.75% for hostels, etc. So, for earnings of €10,000 the taxable income, equates to €875 in a villa or apartment. Please note that under Category F, on the same income taxed autonomously at 28%, the tax liability would be €2,800, 3 times more! Do I have to issue invoices to holidaymakers? Yes, you need to issue invoices, however this is a service included on our package, so we will do this for you. We will also simultaneous report the arrivals and departures to the Immigration and Borders Service (SEF) at no additional cost. This is also mandatory under the new law. Will I need to be VAT registered? You can be VAT registered by choice or when your income exceeds €10,000 per year. However as the VAT charged to holidaymakers is 6% as a tourist activity and as most of your operating expenses has VAT at 23% rate, normally you should be in credit in terms of VAT. Do I have to pay Social Security contributions? Since the 1st of January of 2018, with effect to 2019, the Local Lodging
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web: www.allfinancematters.com
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MONTE da PALHAGUEIRA VILLAGE
Villas from: £140,000 Ι Apartments from: £95,000
DESIGNED FOR THE OVER 55’S Monte da Palhagueira offers 33 houses and apartments, exclusively designed for the over 55’s. Set within a traditional village development of 22 acres, just 20 minutes drive from Faro International Airport, the village nestles in the tranquil and picturesque hillside of Gorjões, Faro in the Algarve. EXCELLENT FACILITIES The village offers many unique features, including its own own Anglican Church, public restaurant, tennis court, two swimming pools and an ornamental lake, all set within traditional village surroundings, bounded by stone walled lanes and terracotta tiled buildings. COMPLETE PEACE OF MIND In addition, village properties all have access to British trained medical staff, on duty at all times, via an aid call system linked to the village nursing home. MAKE AN ENQUIRY For Roberts on ++351 289289 990900 For further further information information please pleasecontact contact Clive Alexandre Neves on ++351 990 900 E-mail: montedapalhagueira@gmail.com ΙWeb: Web:www.retirementvillageportugal.co.uk www.retirementvillageportugal.co.uk E-mail: mdpvillage@amesburyabbey.com Monte Monte da da Palhagueira PalhagueiraVillage, Village,Gorjôes, Gorjôes,8005-488 8005-488Sta. Sta.Barbara Barbarade deNexe, Nexe,Algarve, Algarve,Portugal. Portugal. Part of the Amesbury Abbey Group, Church Street, Amesbury, Wiltshire SP4 7EX www.amesburyabbey.com
activity is exempt of Social Security contributions. But please note that this only applies to the cases where this is your only activity registered with the tax office. If you have other activities, please contact us as there are various full and partial exemptions that apply in most cases. How long does it take to get this rental license? Depending on your urgency, we can complete the registration at the tax office and the application to the tourism office, in 48hrs allowing us to have your AL number in 2 days! The AL license is valid for 10 years. Do I pay capital gains if I decide to stop renting? In most cases you won’t have a problem with the capital gains. However is advisable to seek personal advice, so you can plan ahead a future sale of the property. What do I need to report to SEF? All property owners need to report to the SEF (Emigration Office) the entry and exit of all guests with non-Portuguese nationality. If you have any other questions, please feel free to contact us, we aim our expertise and know-how to work in your benefit, keeping you tax compliant while paying only the legal minimum. Contact our office and book an appointment to find out more about the tax strategy that might be more effective on your specific situation.
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Expert financial advice By Andy Oliver, deVere, Portugal.
The importance of investing throughout retirement.
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etirement for many investors is the end goal in their financial journey. After all, they have saved their money for many years to get to
retirement. However, if only it was so easy. If you don´t have the funds needed in retirement to live a comfortable lifestyle it can be a rather arduous existence. Although this might seem obvious, it is doubtless an important distinction to remember. When retirement is viewed as an end goal, many people are tempted to stop investing once they have reached it. It is typical for people to move their money into investments that are perceived as being “safe” or to completely move their investments into their bank account or
other similar cash instruments. Justifiably, you can understand why this would be tempting to take your pension out of the investment; you have saved your entire life to reach retirement. By making such an oversight you could see your pension savings being completely wiped out, for example by market volatility. Whereas, if you moved your money into a “safe” investment you would avoid that volatility. As people are living longer after retirement, the safe investments are likely to have little to offer in ways of return. When some people spend more time in retirement than they did in working and investing, they must take into consideration the trade-off between risk and return that frames nearly every
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investment decision. If they want to play it safe, the cost of that safety is potential return. Which leads onto the importance of return in retirement. It is essential to continue to grow your savings in retirement. Inflation affects nearly every aspect of your life, from groceries and petrol to health care. There is simply no way to avoid the steady increase in the cost of living; and, as such you need investment growth to combat that inflation. Take into consideration this scenario: you retire with £1,000,000 and plan to withdraw £50,000 each year for living expenses. Your funds are in a safe investment and have no growth. That income would last you 20 years. So if you retired aged 55 your pension would only last until you were 75. Unfortunately, there is simply no way that you can comfortably live on the same amount for 20 years; over time, that £50,000 would decrease in spending power due to inflation. You would be forced to withdraw more money every year to pay for higher-priced commodities. If we look at a “safe” investment assuming inflation was 2.5% every year, your savings would last 17 years. If inflation were at 3% your savings would only last 15 years. In retirement safety is important, but you should not underestimate the need for growth. The fundamental problem in retirement is how to balance the two. So how can we solve the fundamental problem? Moving your prior investments into a safer investment after retirement is of course correct, but one shouldn´t take it to the extreme of moving it into lower return instruments. A wise approach would be to shift the allocations gradually over time into safer investments, giving you a blend of low-volatility assets and those that generate a higher return. Retirement can be complex and fraught with risk, making it daunting to navigate. Here at deVere, our financial advisor can develop a personalised action plan that can guide you to your future goals.
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People
Turn life upside down Meet Annett from 'Iyoga' who brings Iyengar Yoga to Tavira. So forget all you thought you knew about Yoga, this is different... this is Iyengar Yoga!
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he beautiful historic town of Tavira is a haven of well-being, and Annett Mottlau brings a profound, unique and uplifting new business at IYoga. Annett is a qualified IYengar teacher with 20 years of experience, being inspired by the master Guru B.K.S. Iyengar, who is undoubtedly the best recognized and most influential yoga teacher in the world. B.K.S. Iyengar was born on the 14th December 1918, and lived his 95 years to the full before passing away in August 2014. Iyengar founded the style of yoga known as Iyengar Yoga which now benefits millions around the globe. Annett, from Denmark now lives in Cabanas. Her modern studio, fully equipped with blocks, belts, chairs, bolsters and blankets is right in the heart of Tavira. Annett had a remarkable professional career in the hotel industry, most recently with the Pestana group. She was a senior member of the team for 10 years from 1995, which saw the prestigious chain rise from 10 to 35 hotels around the world. At the time Annett was based in Cascais, Portugal but in 2005 she decided that it was time for a change; time to turn her
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life upside down! Her mother had been taught in Pune, India, by Iyengar himself back in the eighties and was a dedicated, qualified teacher. Inspired by her mother from a young age, Annett had been a qualified teacher prior to her successful career, and decided it was where she wanted to be again, learning and teaching. Iyengar yoga with Annett focuses on the body’s natural alignment to promote healthy joints, bones and importantly the mind. We are absolutely thrilled that she will be bringing us regular articles full of inspiration and enthusiasm, as well as classes for all levels from her studio. She also has private classes as well as holding workshops and retreats. The studio in Tavira is located above the 'Remax' office in Tavira at Rua Montalvão 7, 2nd floor right-hand door, 8800-420 Tavira. For more information: See Annett's Facebook page, 'Iyoga - Iyengar Yoga Portugal', Telephone: +351 917 567 422 or email: iyogaportugal@gmail.com website: www.iyogaportugal.com Look out for a full feature on B.K.S. Iyengar and his Yoga method in next months issue.
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WHAT IS IYENGAR YOGA?
Iyengar Yoga is characterized by great attention to detail and precise focus on body alignment. Iyengar pioneered the use of "props" such as cushions, benches, blocks, straps and sand bags, which function as aids allowing beginners to experience asanas more easily and fully than might otherwise be possible without several years of practice. Props also allow elderly, injured, tired or ill students to enjoy the benefits of many asanas via fully "supported" methods requiring less muscular effort. Unlike more experiential approaches where students are encouraged to independently "find their way" to the asanas by imitating the teacher, an Iyengar Yoga class is highly verbal and precise, with misalignments and errors actively corrected. Iyengar teachers complete at least two years of rigorous training for the introductory certificate. They may complete subsequent intermediate levels and senior levels of certification, potentially entailing a decade or more of training.
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Sport
Portuguese players on fire
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All the latest local sports news from Chris Wright.
he world’s greatest player the Portuguese midfielder some twentyCristiano Ronaldo is one of five metres from goal. The former FC only three Portuguese players Porto youngster took a touch to tee to have featured in the English himself up for a volley before launching Professional Footballers' a seemingly impossible dipping shot Association ‘Teams of the Year’, an award into the top corner, his sixth goal this he collected on four occasions whilst with Manchester United. He remains the only player to have collected the four major awards in one season 200607. Nani was the second when he featured in the PFA Premier League Team of the Year: 2010– 11. Now comes the third to join the illustrious duo and the first Portuguese to be included in the Championship ’Team of the Year’. 21 year-old Rúben Neves has set the football world ablaze with his performances for Wolverhampton Wanderers as they gained promotion to the Premier League. Rúben Neves scored one of the ‘goals of the season’ in Wolves' Wolves Portuguese players including Rúben Neves (3rd Championship clash with Derby from left) celebrate promotion to the Premier League recently. A corner was cleared to
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season fired in from outside the penalty area. Wolves, under former FC Porto manager Nuno Espírito Santo, boast six Portuguese players in their ranks: Rúben Neves who is being linked with a move to Liverpool; top-scorer Diogo Jota, Ivan Cavaleiro, Roderick Miranda, Rúben Vinagre and Hélder Costa. Wolves will now be among the thirty wealthiest clubs in the world with the riches from Premier League money and TV income estimated to be around €220m. Let us not forget Cristiano Ronaldo’s spectacular goal against Juventus. With his back to goal at the top of the box, Ronaldo launched himself into a spectacular feat of coordination, gymnastics and timing, striking the ball at a height of 2.38 metres (51 cm more than his own height!) and sending it hurtling into the bottom corner of the net past a motionless and stunned Gianluigi Buffon.
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C
OLHANENSE FALL SHORT
onsecutive defeats at home to Armacenenses (1-2) and away in Lisbon against Casa Pia (0-4) scuppered Olhanense’s chances of qualifying for the Campeonato Portugal play-offs. A failure to put the ball in the net has been a problem all season with Rúben Fidalgo and Stevy Okitokandjo top scoring with six a piece. In the final two games of the season - a win at Montijo (2-1) and a home draw against Estrela FC - manager Nilton Terroso drafted in several fringe players including the highly rated young keeper Leandro Turossi plus former junior players Rui Santos and Nilson Jesus. There are rumours that the Italian run Olhanense SAD (limited
liability sports company), who own 80% of the professional club, are keen to sell but with debts thought to be in the region of €1.5m and an annual playing budget of €650,000 it would take a brave person to rise to the challenge. Just down the road SC Farense were celebrating a record points haul as they finished Campeonato Portugal Division E winners with eightyone points having won twenty-six and drawn three of their thirty games. They must now be favourites to gain promotion to the Segunda Liga. Moncarapachense, Lusitano VRSA and Almancilense are among the clubs relegated to local league football next season.
STEPPING OUT IN STYLE
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alking Football for those over 50 years-of-age has become an international phenomenon with new groups popping up all over Europe. East Algarve Walking Football is in the forefront of the sport in Portugal and after welcoming numerous UK teams to the region they will be travelling to Marbella, Spain on the 10th/11th May for their first foreign foray. The recent Dinner held at the ‘O Tacho’ restaurant, Tavira was a sell-out with some seventy-five guests enjoying a convivial evening of good food and friendship. The 106th Anniversary celebrations of Sporting Clube Olhanense included a mini Walking Football Tournament featuring teams from EAWF Olhão, Boa Vista Stroller (Lagos), EAWF Tavira and SC Olhanense Veterans. It was the SCO Veterans who won the day on goal difference from EAWF Tavira after both teams finished level on points.
Left: Walking Football mini tournament at Olhão Above right: EAWF Olhão (white) and SCO Veterans in action Right: EAWF Tavira (yellow) and Boa Vista Strollers in action
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Golf
'Look at the hole' putting drill Bart van der Wind, resident professional at Benamor Golf
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here is a practice putting technique that many pro golfers use to work on feel and distance control. It's a practice technique that a few of them have even taken onto the golf course during tournament play. Jordan Spieth is the best example. Tests in America say that most golfers find that if they look at the hole while they are practising, it really has a great benefit to their distance control." So try it yourself with the next with this drill: Step 1: Drop a few balls about 10 feet from the hole. Putt the first one as you normally would. On the second one, do everything the same except that just before initiating your stroke, look at the hole. Don't keep your eyes locked on the golf ball - twist your head a little to the left (for right-handers) so that your eyes are now looking at the target. Then pull the trigger. Step 2: Now do it again. And roll enough putts in this way that you become comfortable with the technique of looking at the target rather than the golf ball. Step. 3: Now move around to different spots on the green, different lengths of putts. Drop two golf balls at each new spot. Use your normal putting technique for one ball, but use the look-at-the-hole technique for the other. Alternate between the two at each different spot on the practice green. Compare the results. How are you doing? If distance control is your issue, you might discover that looking at the hole while putting helps you in that regard. Bart van der Wind
Pro stats
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Name: Bart van der Wind From: Netherlands Club: Benamor Golf Position: PGA Professional Turned Pro: 1986 Background: Putting expert. Ran the YES! Golf Putting Centre in Holland. Worked for 5 years at the European Tours for YES putters.
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Free Classifieds P R O P E RT Y Property required for purchasing clients in the following areas; Moncarapacho, Tavira, Estoi and Sao Bras area for established real estate company Russell and Decoz, Lda. Telephone 289 792785 – email sales@russelldecoz.com Good quality properties required in the area of Tavira, Moncarapacho, Estoi, Sao Braz, Manta Rota and Praia Verde by established estate agency Land & Houses Algarve – Yellow Homes. Call 281 320 281 or email info@landandhousesalgarve.com Good quality rentals villas and apartments with pool required by established property management and letting agent Happy Homes Algarve. Call 281 320 283 or email rentals@ portugal-accommodation.com Este Algarve Propriedades Lda is a long established, licensed estate agency, with its head office in Cabanas, If you would like to sell your property we would be pleased to offer our services. Contacts: geral@ estealgarve.net tel: 281 370277 or 951165 TAVIRA HOLIDAY COTTAGE TO RENT, in centre. Details: carla.bird@yahoo.co.uk
S E R V I C ES Spring offer!!! Apartments from 450,- €-Villas from 3800,-€ .Professional painter team . Call Frank 910070098/housegardenalgarve@ hotmail.com DJ PIRATE, English DJ, Music, Karaoke, Lighting and effects from private parties to festivals. Interior or Exterior events & all age groups catered for.Contact Chris on [00351] 937372671 or [00351] 289105839. Psychotherapy sessions in Portuguese, Spanish and English. www.institute-of-true-happiness.com.
5555 or email: hazel.devine@ntlworld.com for details Scottish Country Dancing at the Casa do Povo Moncarapacho, Thursdays 5.30 ~ 7.30PM.e-mail David on daviddenman1@ hotmail.co.uk
Tavira Sewing Sue any sewing jobs please email: tavirasewer@outlook.com Music for parties, bars and restaurants, Call Richy, 281 971 484 English mobile mechanic, repair/ servicing/electrical etc. No job too big or small. Quote you happy, all makes and models of cars, vans and light commercial vehilcles. Call Paul on +351 914 417 580 or +34 642 458 853, email paul.titcombe@ hotmail.co.uk
M I SC ELL A N EO U S Alcoholics Anonymous Do you have, or is there someone you know that has a problem with alcohol? There is a solution. Please call: (00351) 916 457 733. English speaking. Wanted beginner piano teacher,own electric piano.tel 966618012. Professional violinist seeks accordionist for concerts classical, jazz, tango, etc brunocardoso75@outlook.com
FO R SA LE Mitsubishi Strakar L200 2.5l 1999, 290,000klm, 1 year inspection,reliable,great condition. 6000 euros Tel;281971791 Capelli 19 open engine Yamaha 80hp, 20 hours use, view in Tavira & Rib zodiac 250 engine Honda 2.4 hp, Buoy in Ria Formosa, Tavira, 24,800 euros Tel 910 450 353 Lexus Rx400 hybrid 2017, 94,000km, Pt registered 17,000 euros Tel 910 450 353
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EVENTS
05
EVENTOS
SCANDINAVIAN VINI CUP Sábado/Saturday 17/02/2018* Greensomes Almoço/Lunch Vinhos/Wines A Confirmar | To confirm
2018
8º BENAMOR CLASSIC Sábado/Saturday 10/03/2018* Ind. Stableford Almoço/Lunch Vinhos/Wines A confirmar | To confirm
70€
GOLF ALMOÇO/LUNCH
8º BENAMOR CLASSIC Sábado/Saturday 07/04/2018* Texas Scramble Almoço/Lunch
40€
Vinhos/Wines A confirmar | To confirm
ALMOÇO/LUNCH
8º BENAMOR CLASSIC Sábado/Saturday 05/05/2018* 4Ball Betterball Almoço/Lunch Vinhos/Wines A confirmar | To confirm
8º BENAMOR CLASSIC Sábado/Saturday 15/09/2018* Ind. Stableford Almoço/Lunch Vinhos/Wines A confirmar | To confirm 8º BENAMOR CLASSIC Sábado/Saturday 13/10/2018* Greensomes Almoço/Lunch Vinhos/Wines A confirmar | To confirm 8º BENAMOR CLASSIC Sábado/Saturday 03/11/2018* Ind. Stableford Almoço/Lunch Vinhos/Wines A confirmar | To confirm
Combinamos a paixão pelo golfe com os sabores e aromas da nossa cozinha e vinhos!
SCANDINAVIAN VINI CUP Sábado/Saturday 17/11/2018* 4Ball Betterball Almoço/Lunch
We combine the passion for golf with the flavours and aromas of our cuisine and wines!
Vinhos/Wines A confirmar | To confirm
*Datas estão sujeitas a alteração sem aviso prévio | * Dates are subject to change without warning
seja responsável. Beba com moderação | be responsible. Drink in moderation | www.bebacomcabeca.pt
Para mais informações | For more information: reservas@benamorgolf.com www.benamorgolf.com
www.eastalgarvemag.com
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