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OLHÃO · SÃO BRÁS · TAVIRA · ALCOUTIM · CASTRO MARIM · VILA REAL DE SANTO ANTÓNIO ISSUE NO. 105 SEPTEMBER 2017
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TA X A DV ICE • IN V E STMENTS • E STATE PL A N NING • PENSIONS Blevins Franks Financial Management Limited (BFFM) is authorised and regulated by the Financial Conduct Authority in the UK, reference number 179731. Where advice is provided outside the UK, via the Insurance Mediation Directive from Malta, the regulatory system differs in some respects from that of the UK. Blevins Franks Trustees Limited is authorised and regulated by the Malta Financial Services Authority for the administration of trusts and companies. Blevins Franks Tax Limited provides taxation advice; its advisers are fully qualified tax specialists.
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Welcome...
EastAlgarve M
... to your September issue. Like a switch, the weather is cooler, the streets are quieter and the East Algarve returns to normality... Heaven! This month we introduce 'SAAZ craft beer lounge' and meet owner Bruno who knows everything there is to know about Portuguese craft beer. Visiting his bar is a must the next time you're in OlhĂŁo. We also meet a true craftsman, silver smith Carlos Pascoal who has his work-shop in Tavira where he makes and sells his wonderful unique jewellery. Better known to a few of us, David Barnes, former barman at the Black Anchor Irish bar has taken the leap of faith and opened "Somehere else", a new bar also in Tavira along with partner Leah. All this plus our regular features such as local news, sports, finance, health, property news and of course gardening. We hope you enjoy this issue and as ever, we'd love to hear from you at info@eastalgarvemag.com Editor
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PUBLISHER & DESIGNER Richard Bassett EDITOR Richard Bassett EDITORIAL CO-ORDINATORS Richard Bassett Snr. ADVERTISING Call 961 700 200 or email info@eastalgarvemag.com DISTRIBUTION 3,500 copies printed. All advertisers are issued copies for distribution, along with retail outlets. COVER PHOTO Richard Bassett. All rights reserved. Except for normal review purposes, no part of this magazine may be reproduced without the written permission of the publisher. Every care has been taken in the preparation of this magazine, but the contents are only meant as a guide to readers. The proprietors of this magazine are publishers not agents or sub agents of those who advertise therein. The publisher cannot be held liable for any loss suffered as a result of information gained from this publication
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Contents 30
6 8 10 14 16 18 20 24 26 30 32 34 38 40 46 48 50
NEWS
Local news.
HEALTH
Physical symptoms of emotional illness.
PEOPLE
Silversmith Carlos Pescoal.
PEOPLE
Bruno, owner of SAAZ craft beer lounge.
FILM
From Sรฃo Brรกs stage to Faro film screen.
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PEOPLE
The only Indian restaurant in Cabanas.
BOOKS
Eat smart in Portugal.
PROPERTY Moving times.
PROPERTY
Property of the month.
PEOPLE
Dave and Leah end up 'Somewhere Else".
TAVIRA
Find our advertisers on the map of Tavira.
GARDENING
Orchids.
FINANCE
Up-to-date news from Blevins Franks.
FINANCE
Finance news from Ricardo Chaves.
SPORT
The latest from Chris Wright.
GOLF
Putting tip from Bart van der Wind!
CLASSIFIEDS Grab a local bargain.
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News Tavira island gets new ferry terminal as Polis starts doing its job shared between the Polis Litoral Ria Formosa Company (50%), Tavira council (25%) and Docapesca (25%). 'A study is also planned' on lighting at the various anchorages and small piers using renewable energy sources but for how long this will remain a plan, can only be guessed at, so reticent is Polis to spend EU money on anything other than making islanders homeless. At last Polis is attending to the myriad of projects that its management skillfully has ignored in the past 12 years in order to prolong the company’s limited ten-year life which has been extended annually since 2015. Under its previous president, the reviled Sebastião Teixeira, dubbed ‘Lord Voldemort’ by The Resident news service, the company fiddled about for nearly ten years, achieving little, and then decided to spend millions on demolishing upto 1,000 properties on Culatra and Faro islands under the island clearances scheme. This immediately triggered many long-running court injunctions and motions, thus helping to ensure that everyone at Polis kept their
jobs for years to come. Teixeira resigned before he was pushed out (here) by Minister João Matos Fernandes and skulked off to continue to run the Algarve’s Environment Agency where his work has focused on damaging ‘interventions’ at many Algarve beaches (here) and a continuing campaign to rid the region’s shoreline of properties. The new ferry facility for Tavira island is long overdue and welcomed - and just the type of project that helps tourism without wrecking things, adds to safety and creates at least the impression that Polis, Docapesca and the local council are working together in perfect harmony. This also is the sort of project that Minister of the Sea, Ana Paula Vitorino, should be encouraging, rather than grandstanding on the World stage in pushing oil and gas concession sales and expanding Portugal's national ocean area as a cover for selling additional concessions for untested deep-sea mineral extraction technolgies.
HAIR STUDIO
The
Source: www.algarvedailynews.com
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new pier for Tavira island and sand dredging to deepen access channels is to cost €2.5 million, according to a protocol between Polis Litoral Ria Formosa Company, Tavira Council and State-owned, Docapesca. The public protocol for technical and financial cooperation for the construction of the infrastructure has been signed off by the Minister of the Environment, João Matos Fernandes, and the Minister of the Sea, Ana Paula Vitorino. The budgeted work includes the demolition and removal of the current ferry terminal, which is close to collapse, the construction of a multipurpose pier, the construction of a ramp for loading and unloading equipment, and dredging in the pier area. The estimated time frame is one year and the new pier and ramp are intended to boost existing loading and unloading capabilities by constructing a ‘modern and safer’ concrete and steel structure - hardly 'eco' but this is better than the current mess. The funding of the new pier will be
HAIR STUDIO ● CREATIVE HAIR LADIES & GENTS
Benamor Golf Tavira
Cabanas
Conceição
We are here
Professional friendly service for both men and women, Cutting, colouring, perming and re-styling. CONCEIÇÃO DE TAVIRA, OPEN ALL YEAR ROUND TEL: 916 765 082
Gents Cut 10€, Ladies Cut & Blow Dry 20€.
Mon closed. Tue 10-4pm. Wed 9.30-2.30pm. Thur 10-4pm. Fri 10-3pm. APPOINTMENT NOT ALWAYS NECESSARY 6
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NOTICEBOARD TAVIRA AIR CONDITIONING SERVICES
Repair and installation of Air Conditioning.
Quick call out. Call 916415203
ENGLISH EUCHARIST As and from October 1st Mass will be in English at 12.15 pm at The Parish of Santa Maria in Tavira and every Sunday
ENGLISH MOBILE MECHANIC Call Paul on 00351 914 417 580
VOLUNTEERS REQUIRED
to help organise functions ie bazaars, bbq's etc in aid of Canil Sao Francisco home for abandoned animals, if you can help tel. Cynthia 281324795 or Pat 281323493.
Help is desperately needed. Thankyou.
Fado com Historia
Learn about the Portuguese cultural history of Fado, experience the power of Fado at its best, and learn about the meaning of some of Portugal's most popular songs.
10.00 a.m. to 6.00 p.m., Monday to Saturday, a quarter past the hour (10.15 a.m. - 12.15 p.m. then 3.15 p.m - 5.15 p.m.). 'the best attraction in Algarve', and the third in the whole of Portugal on Tripadvisor www.fadocomhistoria.wix.com/fado, email fadocomhistoria@gmail.com or telephone +351 968 774 613. See 'Fadocomhistori on Facebook. Rua Damião Augusto de Brito Vasconcelos, N°4, 8800-343, Tavira.
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Health
Physical symptoms of emotional illness
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sychosomatic illnesses are diseases of the mind that manifest physical symptoms, such as stomach pain, tremors or sweat, but which have a psychological cause. They appear in people who have high levels of stress and anxiety because it is a way for the body to physically demonstrate something that is wrong on the emotional and sentimental part. The main symptoms manifested by the body due to psychosomatic diseases are: accelerated heartbeat; tremors; rapid breathing; cold or excessive sweating; dry mouth; numbness; stomach ache; feeling of knots and chest pain; back and head pain; red or purple spots on the skin, insomnia; mood disordes, etc.. These symptoms happen because stress and anxiety increase nervous activity in the brain, as well as raise levels of hormones in the blood, such as adrenaline and cortisol. Many body organs such as intestines, stomach, muscles, skin and heart have direct connection to the brain, and are most affected by these changes. With the persistence of symptoms, it is common to develop diseases that can be caused or worsened by emotional causes such as gastritis, fibromyalgia, migraines, psoriasis and high blood pressure. That´s why we should learn
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more about diseases that can arise or worsen from emotional causes. In some cases, the symptoms are so intense that they can mimic serious illnesses, such as heart attack, stroke, or seizures, for example, and require rapid anxiolytic treatment in prompt care. Causes of symptoms: anyone can develop a psychosomatic illness, but the onset of these signs is more common in people who have a lot of stress and charges at work; who went through traumatic events; those that do not talk about their feelings and keep all for themselves; those who suffer a lot of psychological pressure or bullying; depressive or anxious people who do not seek treatment. On suspicion that some symptom may be psychosomatic, it is recommended to go to the general practitioner for tests that can rule out other diseases, and if necessary, be referred to a psychiatrist and psychologist. There are also natural alternatives to help relieve emotional symptoms such as chamomile and valerian teas, meditation and breathing techniques, relaxation massages, alternative therapies for stress reduction and practicing physical activities, such as yoga or pilates. Visit Fisioclube Holistic Therapy Center, where we can improve your quality of life and well-being.
Fisioclube FUZETA
HOLISTIC THERAPY › Osteopathy › Physiotherapy › Global Postural Re-education (RPG) › Nutritional Therapy › Iris Diagnosis › MicroKenesitherapie › Neuromuscular Balance › Auricular Therapy › Neural Therapy › Therapy Taping › Cupping Therapy › Quantum Therapy › Flexion-distraction system › Neural Biopunture
Tel 962 777 701
email duarte@fisioclube.net www.fisioclube.net
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CASA DO POVO
EXCITING NEWS COMING SOON
WATCH THIS SPACE!!!
Moncarapacho
Beginners Bridge on Wednesday 10.00 til 1300 hrs.
Friday fun night Line Dancing 18.30 to 19.30 Fish & Chips and Spice Night 19.30 onwards
Fish & Chip Wednesday
Contact teenyweiss@gmail.com or text 920362233
from 12.30 until 14.00 hrs
Free starter with this Advert for the month of September Conditions; No photocopies, Must be original from magazine, Only one per person, Valid for month of September 2017
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PROMOTE YOUR BUSINESS WITH US FROM ONLY €65, UP TO €295 FOR A FULL PAGE If you would like to promote your business with the East Algarve magazine contact us on info@eastalgarvemag.com or Tel 961 700 200.
As an advertiser you automatically become a distributer, and will be provided with a number of copies to issue to your customers. www.eastalgarvemag.com
Ruy Barros Hairstyling & Beauty Salon Ladies & Gents Welcome to our new space in the centre of Tavira! With a professional and friendly service. Cut, colouring, perming, hair extensions, hairstyling, hair treatments, massages, face/body treatments, make up artist, epilation, laser, lash extensions, gel nails, nail art, gel polish and much more. MON - SAT 09.00H - 19.00H All year Travessa Zacarias Guerreiro No16, Tavira Tel +351 281 023 636 Mob +351 964 888 810 or 913 999 906 Email: rbcabeleireiros@gmail.com Rui Barros Cabeleireiros e Estetica
SUMMER SPA PACKAGE 3 for €49
» Back neck & shoulder massage » Hot stone therapy » Deep cleanse facial » Eye collagen treatment » Mini anti aging facial » Foot & Ankle massage » Bright eyes treatment » Lip collagen treatment
PAMPER YOURSELF, YOU DESERVE IT... I look forward to seeing you...
Tel; 919 630 255 elle_dayspa@hotmail.com 9
People
Hand made
Jewellery True craftsmanship by silversmith Carlos Pascoal, located by the old market in Tavira.
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People
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nspired by travels to India, Asia, South America and other parts of the world, Carlos Pascoal presents unique artisan pieces of jewellery right in the heart of the beautiful, historic town of Tavira. From his shop on the banks of the River GilĂŁo, his collection from 22 years work adorns the shelves. Carlos, from Lisbon, began his career by literally knocking on the door of one of the largest goldsmiths at the time who made jewellery for the Portuguese Royal family. He was lucky enough to be offered an apprenticeship and trained for many years to become a master craftsman, going on to be a teacher at the infamous ArCo school of art, sculpture, photography and painting in Lisbon. At the same time a spell with Torres Joalheiros, a large company again based in Lisbon gave Carlos the opportunity to design his own pieces, making
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fashion jewelry using diamonds and gemstones. His love of making handicrafts took him to craft fairs all over Portugal and he visited Tavira many times, deciding to stay 10 years ago. With over 40 years experience he is now the master silversmith in Tavira creating pieces, all of which are hand made with their own stories, bringing nature and animals together. His collection, “Natures Forces� all carry his hallmark signature. You can also commission Carlos to make pieces for any special occasion. Settling in the East Algarve he now gathers inspiration from the sea life in the Rio Formosa, for example the flamingos and other wildlife. Each detailed piece is crafted from an ingot of 40g. Carlos uses a hand vice, press as well as heat to prepare the silver. The next stage involves intricate sawing,
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Places
hammering soldering and filing. Some of his tools are nearly 100 years old and the detail and precision is fascinating. He also prepares each silver necklace cord by pulling the wire to create the round surface through a specialist machine and the final stage, polishing is also done at the shop. Now in his 3rd year in business, Carlos explained that he spends January and February creating new designs for his next collection. He is delighted to have many clients who love his work so much that they recommend friends and family. In particular he is very proud that one client is a collector and has over 70 pieces of his work. He has created specialist wedding rings, Christening and other special occasion gifts. Each Ring, necklace, earring,
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bracelet and broach is unique totally unique. Workshops are carried out by Carlos where students are invited to bring their old silver or gold, with or without their own designs. The Tavira Council Camera, has invited him and his students to exhbit their impressive work next year. This October he will have the collection at Tavira Gardens. Visit Carlos at his workshop opposite the old market in Tavira. Carlos Pascoal, The artisan quarter. Email: silveraincp@gmail.com Tel.: 960 460 933 Blog: //asforcasdanaturezadecarlospascoal.yolasite.com Facebook: Carlos Pascoal Opening times: 10.00-13.30 & 19.00-22.30 until 15/09 From 15/09 10.00-13.00 & 15.00-19.00.
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People
SAAZ The popularity of craft beer has yet to take off in Portugal as it did in th UK some years ago. Meet Bruno from SAAZ Craft beer lounge who's about to change that!
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Charity
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he bustling and up and coming town of OlhĂŁo is best known for its fishing trade and the impressive red domed building that lies along the magnificent coast, housing the traditional market. Saaz craft beer lounge is the idea of Bruno Rocha and is now open just a few minutes walk from the bustling seafront. Bruno is from Caldas da Rainha, just North of Lisbon and has travelled the world extensively spending six years in the Czech Republic. It was there that his passion for craft beers began in earnest and led him to attend many beer festivals, meet local small breweries and go on to produce his own home brew. Having excellent connections with the breweries and a dream to create a brand new concept right here in the East Algarve, he took on the extensive renovations of the
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Film
building which had lain empty for many years. The result is a bright, modern, urban sophisticated indoor space with a welcoming terrace outside to enjoy the cool, sunny evenings. The name Saaz, comes from the Czech Saaz Pilsner hop, Pilsner Urquell, which is known for its soft, malty flavour and became a personal favourite of Bruno’s. The selection of beers is immense and as Bruno buys just one barrel at a time from various, mostly Portuguese producers, this ensures the beer is always fresh and there is always lots of variety. Saaz has, incredibly, the third largest beer tap in Portugal and every month various new beers or ciders are rotated. Each beer has a story; where it is from, the inspiration behind it and the different flavours, be it Pilsner, Ale or Cider. It is clear to see Bruno’s passion for each one and he is well informed on the process, flavour and texture of each and can advise, if necessary, having the information and great contacts with the producers. We tasted the cider which has been made using of the pulp from a local producer’s orchard, composing a light, medium dry cider to which Bruno can add cinnamon or mint to taste. He is now in collaboration with the large chain of stores FNAC, who publish artisan information via the store on new products and ideas and houses a selection of
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bottled beers from the Fado range where the bottles, instead of having labels are dressed in the University uniform from the city from which it's brewed. As well as the draft beers, there is a huge selection of bottled beers, such as Aldeana, Letra, Into the Woods, Tennants and Douval to name but a few, the choice is amazing. The dream for the stout, dark lager and beer connoisseur Saaz is to also have an International bar, serving a selection of fine wines, gins, cocktails and port as well as non-alcoholic beverages. If it’s superb choice, a fun and welcoming, relaxed chic environment together with great background chilled music, a visit to Saaz is a must. A great place to unwind in Olhao, we wish Bruno much continued success and look forward to returning soon. A testimonial from a recent client. “A gem of a place tucked away in the back streets behind the main drag. Great choice of beer (and one cider when we were there!) which gets changed regularly. Lovely owners who are obviously passionate and knowledgeable about craft beer. You can also order takeaway food and eat there; they have arrangements with various restaurants; such a good idea! Definitely worth a visit if you want to try something different.” Facebook: Saaz Craft Beer Lounge R. do Comércio 38-48, 8700-417 Olhão Telephone: 917 778 333, Opens at 17 00hrs till midnight
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People
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People
Indian Food with a difference C
Vist the only Indian restaurant in Cabanas and discover the difference!
abanas lies on the stunning Ria Formosa coastline, its magnificent seafront board walk with views of the estuary and beautiful beachfront in the distance is one of the most scenic places to relax and unwind. The Indian Farmer Tandoori Restaurant has recently opened right on the coastline and provides culinary delights with a secret twist. Ram, the owner and manager left his home village of Kurukshetra in North India many years ago and headed to Switzerland to study Hotel Management. He later moved to Liverpool, England to work for a large retail food company, then returned to his family in India. It was on a trip to Spain that he thought he would visit Portugal and decided to stay after working in Albufiera at a four star hotel. Ram spent last year running the kiosk on the way into Cabanas and after a lot of encouragement from locals and visitors he decided to pursue his dream and open his very own restaurant; the only one in Cabanas. The building used to be the local fish market for many years and now, after a complete programme of refurbishment it is a bright modern space with a large inside restaurant. Ram together with his chef Kamal Singh create mouth watering dishes using authentic
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Indian spices shipped directly from Ram's family in India. Ram explained, “The spices are grown and picked from the farm back home, and prepared in the traditional way to create that unique taste to the dishes we serve.” “Garam masala, turmeric, chillies and many other spices prepared, dried and shipped here.” Chef Kamal has worked in America and Goa in high end restaurants, and Ram is thrilled that he has joined him, together they provide top class service and delicious meals for the most discerning of palates. Ram’s mother and grandmother’s secret receipes are used and they still produce the authentic spices for him using the mortar and pestle. This takes hours but he insists on
the root of every dish comes from his homeland. This philosophy led to the restaurant name 'Indian Farmer' and it’s clear to see his passion. Every dish is special, but favorites include, Banjara Lamb, tender pieces of lamb, with a marinade of fresh spinach, onion, ginger and garlic, or Prawn Goan Curry, a quintessential Goan fire starter, a fantastic palate of scorching prawn curry with hints of coconut and tomato. Aloo Tika, is typical Indian street food and from the charcoal tandoor oven comes the delicious naan bread selection, as well as tandoori specials. Authentic dishes, generous portions as well as a little Princess and Princess menu, together with vegetarian, gluten free and halal options are available. A full international bar serves traditional wines, red, white and rose, together with brands such as Cobra, WKD, Peroni beer, and Sangria. To finish Indian Farmer offers the most delicious traditional deserts, not to be missed, Galab Jamun, or a choice of Kulfi. A real gem in Cabanas, not to be missed! You will find Indian Farmer at: Avenida Ria Formosa No 106a Cabanas, 8800-591 Open 7 days a week 11am till 3pm 5.30pm till midnight, Wifi available. 10% discount for take away service. Facebook: Indian Farmer Tandoori Resturant
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Books
Eat Smart in Portugal
T
How to Decipher the Menu, Know the Market Foods & Embark on a Tasting Adventure
he newest release of the internationally acclaimed Eat Smart culinary guidebook series is about Portugal and has obviously been written by two people who love the country and its food. From Michelin-rated restaurants to country-style homecooking, and all the many offerings in between, all are given equal treatment and respect. Sometimes when we travel to new places it is good to ask friends if they have been to our intended destination, and if they have any tips or recommendations for the basic requirements - shelter, nourishment and transport. Well, you can all relax, the nourishment part of your journey has been well taken care of, and the authors will become your friends. They want you to discover the food of Portugal for yourself, with the help of this guide, and for you to have your own tasting adventure. This latest book follows the successful format of the series and starts with a section devoted to the history of Portuguese cuisine, which just happens to also give you a good run through the fascinating history of the country along the way. This book has been produced with appreciation for local knowledge and love of local ingredients, and the
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value of the contributions from the cooks and chefs of Portugal sings out from the pages. Anyone visiting or living in Portugal will be lucky enough to get to know something of the food and dishes of the country. This book opens the door to a fuller range of national colours and flavours you can expect to find and encourages you to try, to taste and to buy. Whatever region or city you visit, there are special dishes and delicacies awaiting you. The Menu guide helps when ordering and the section of helpful phrases in English and Portuguese means you can do so with confidence. The recipe section has come from the passionate cooks, chefs and food experts of Portugal who want to share their own knowledge and help you to recreate Portuguese dishes. These are tried and tested practical recipes which bring Portugal into your own kitchen and onto your dining table. Nothing is taken for granted, for example, you will get the basic inside know how on preparing that staple of Portuguese life, Salt Cod. Recipes for hearty soups, salt baked Sea Bass, clams with pork and the famous Pastéis de Nata are all included. Portuguese cuisine deserves to stand on its own merits and has a
special character, quite separate from that of neighbouring Spain. The Arab influence, the voyages of discovery and long experience with using the harvest of the seas have all left their mark, but, the fantastic talent on show in the new generation of chef-owned restaurants show that Portuguese cuisine is alive and well. With this book you will have recommendations for restaurants and for dishes that reflect the full range of tastes on offer. Talking about food is a national pastime, so I must warn you that if you put this book on the table anywhere in the country, you will certainly have a warm welcome, and also the start of a fascinating conversation, your experience of Portugal will be all the better for it. The Award-Winning Eat Smart Culinary Travel Guidebooks series is published by Ginkgo Press, Madison Wisconsin. There are currently fourteen countries covered by this series. They also organise culinary tours around the world. www. eatsmartguides.com Ronnie Hess & Joan Peterson 160 PP. 5½” × 8½”. 8-Page Colour Insert, 13 B/W Illus. Paperback ISBN 9781938489-11-2 Available post free worldwide via The Book Depository www.bookdepository.com
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La Petite France Bistro
A real taste of France in Tavira
French wines • Foie Gras • Baked Camembert • Home made Chocolate Mousse • Gazpacho Try the new 2017 Bistro menu, exstensive range of wine's and Cocktails. Open for lunch & dinner. See Facebook for details
Tel 967 668 252 Open Weds - Sun 12pm till late. Tuesdays 6pm till late, Closed on Mondays
Chocolate Mousse
Filet Steak & Duck breast on the Stone, BY RESERVATION ONLY
Baked Camembert
lapetitefrance.tavira email: Lapetitefrance.tavira@gmail.com Find us on the Map, see page 32
LIVE ON THE TERRACE: JAZZ, SOUL & BOSSA NOVA www.eastalgarvemag.com
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CASA DO POVO Moncarapacho
30th September doors open 18.30 Show starts at 20.00hrs
NEW ORLEANS JAZZ BAND: Always a spectacular evening at CdP TICKET PRICE FOR SHOW ONLY: €6.00 CdP members €8.00 afpop & Friends of the Algarve members €10.00 non members
OR WITH FOOD (FROM 18.30hrs): SHOW & SUPPER: €18.00 Cdp members €20.00 Friends of the Algarve & afpop members €25.00 non members
For reservations call 920362233 or email teenyweiss@gmail.com
ENGLISH MOBILE
MECHANIC 'WE COME TO YOU AND QUOTE YOU HAPPY' Electrical work, Cam belts, Clutches, Servicing, Brakes Etc. ON ALL MAKES AND MODELS OF CAR or TRUCK! NO JOB TOO BIG OR SMALL! FULL DIAGNOSTIC EQUIPMENT TEL+34 642 458 853 or 00351 914 417 580 email: paul.titcombe@hotmail.co.uk
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Tavira House & Home PLEASE CONTACT US IF YOU HAVE A PROPERTY TO SELL. WE HAVE MANY BUYERS KEEN TO PURCHASE.
Ref: A0348 €255,000 2 Bedroom Apartment with Large Roof Terrace, Central Tavira
Ref: V0440 €310,000 2 Bedroom Villa with Pool and Panoramic Views
Rua 1º de Maio 45, Tavira AMI Licence: 9218
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www.tavirahouseandhome.com info@tavirahouseandhome.com
Office: (+351) 281 328 210 Juliet (+351) 918 621 994
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Property
MOVING TIMES Advice from property expert Paul Greenhalgh, Land & Houses Algarve PROPERTY MANAGEMENT ALGARVEAN COTTAGES
V I LLAS
H A P P Y H O M E S A L G A RV E A PA RT M E N T S
TOWNHOUSES
QU I NTAS
Happy Homes Algarve is currently looking for additional good quality rental Villas and Apartments to offer to our customers for next season. If you have a property to let, please contact us for more details'
Confused about the new rental law? Contact us for specialist advice. C o n t a c t us t o d a y : 2 81 32 0 28 3
h a p p y h o m e s l d a. R u a D r. P a r r e i r a 1 3 7 next to Barclays Bank 8 8 0 0 - 3 46 T a v i r a
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REAL ESTATE G O L F P R O P E RT I E S
L A N D & H O U S E S A L G A RV E VILLAS
A PA RT M E N T S
T O W N H OU SE S
PLOTS
LHV - 1062
Covering the whole of the Algarve as independant real estate agents, we can provide you with unbiased advice when you decide to purchase a property and can introduce you to a wide choice of reputable mortgage banks, architects, lawyers, builders, chartered surveyors and interior designers. We have been in business for over 16 years, finding the right property for countless satisfied clients. We currently have over 900 properties available online and would be very pleased to help you find your ideal home.
If you are the owner of a good quality property and wish to sell, please contact us to arr ange an appoin tment TA VI RA
R u a J o sé P i r es P a d i n ha 1 7 8 880 0 - 3 5 4 T av i r a
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C o n t a c t us t o d a y : 2 81 32 0 28 1
www.l a n d a n d h ous es a lga r v e. c om
V I L A MO U R A
N 1 2 5 , B e n f a r r a s , B o l i q u e i me 81 0 0 - 0 6 8 B o l i q ue i m e
S
elling real estate in an area as popular as the Algarve during the summer period can be a little tricky. Normally between mid-June and midSeptember most properties are occupied and viewings can be difficult to arrange. However, the end of summer signals the start of the autumn selling period and, as most agents will testify, a return to more tolerable working temperatures. Historically it is also the time of year when more home owners decide now is the time to sell. With the recent weakening of the pound many British secondhome owners can afford to sell properties at a much lower Euro rate and still come out on top. With Sterling to Euro currently at around €1.12, it is a good time for British homeowners who are looking to sell. Fortunately, we have many potential buyers from various countries that have already confirmed their arrival dates for the coming months. In order to meet the demand, we are extremely keen for new listings of good quality properties, particularly around the areas of Loule, Almancil, Boliqueime, Vilamoura, Carvoeiro and Tavira. If you're selling or are considering selling your property and would like an obligation-free consultation then please contact us on the information below. It´s a sign of the times that nowadays the vast majority of potential buyers to the Algarve do plenty of research on the internet before committing to booking viewings. Surely there
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Property is nothing easier than sitting in front of your computer spending hours trawling through the internet property pages, looking at the thousands of properties for sale? Well it turns out maybe not. One of the biggest frustrations we hear from our potential buyers is about the incorrect information given on the internet, in particular on some of the larger overseas property portals. Time and time again we hear about properties listed that are no longer for sale, different agents giving varying prices for the same property and some properties listed with total wrong information.
of where the property is advertised. In Portugal it is common to have multiple agents trying to sell the same property. Of course some agents are more active than others and sometimes communications regarding properties that have sold, price changes, building alterations, etc. may not be passed on to all the agents. Whilst the portals offer a huge database of properties for sale, normally the real estate agents´ own websites are more strictly maintained and updated. For example our own website www.landandhousesalgarve.com is updated throughout the day with any price or A good agent has an in depth knowledge alterations new information about every property in their portfolio, u p l o a d e d m m e d i a t e l y. whether visible on the website or as a iArguably, the confidential listing, and so can hand pick best way to get a list of up-tothe perfect properties for each individual. date properties for sale is to It is the real estate agent's communicate directly with your responsibility to make sure all agent giving your exact search information given on each property specifications. A good agent has is correct and current, irrespective an in-depth knowledge about
every property in their portfolio, whether visible on the website or as a confidential listing, and so can hand pick the perfect properties for each individual. We recognize the importance of being able to offer prospective purchasers a concise yet perfectly matched selection of properties to suit all tastes and budgets. Therefore for those potential buyers that are considering purchasing in the Algarve, we ask you to make an appointment with one of our offices to discuss your property requirements with a member of our team. We look forward to hearing from you soon. Paul Greenhalgh Land & Houses Algarve – Yellow Homes www. landandhousesalgarve.com www.landandhousesalgarve.de Tavira Office Rua Dr. José Pires Padinha 178 8800 - 354 Tavira Tel: 281 320 281 Fax: 281 321 901 (AMI – 6232) Vilamoura Office EN 125, Benfarras Boliqueime 8100 - 068 Boliqueime Tel: 289 301 294 Fax: 289 301 439
MONTE da PALHAGUEIRA VILLAGE
Villas from: £140,000 Ι Apartments from: £95,000
DESIGNED FOR THE OVER 55’S Monte da Palhagueira offers 33 houses and apartments, exclusively designed for the over 55’s. Set within a traditional village development of 22 acres, just 20 minutes drive from Faro International Airport, the village nestles in the tranquil and picturesque hillside of Gorjões, Faro in the Algarve. EXCELLENT FACILITIES The village offers many unique features, including its own own Anglican Church, public restaurant, tennis court, two swimming pools and an ornamental lake, all set within traditional village surroundings, bounded by stone walled lanes and terracotta tiled buildings. COMPLETE PEACE OF MIND In addition, village properties all have access to British trained medical staff, on duty at all times, via an aid call system linked to the village nursing home. MAKE AN ENQUIRY For Roberts on ++351 289289 990900 For further further information information please pleasecontact contact Clive Alexandre Neves on ++351 990 900 E-mail: montedapalhagueira@gmail.com ΙWeb: Web:www.retirementvillageportugal.co.uk www.retirementvillageportugal.co.uk E-mail: mdpvillage@amesburyabbey.com Monte Monte da da Palhagueira PalhagueiraVillage, Village,Gorjôes, Gorjôes,8005-488 8005-488Sta. Sta.Barbara Barbarade deNexe, Nexe,Algarve, Algarve,Portugal. Portugal. Part of the Amesbury Abbey Group, Church Street, Amesbury, Wiltshire SP4 7EX www.amesburyabbey.com
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Property
Well presented 3 bedroom detached villa with pool. Sitting in partially fenced irrigated garden of 2440m2.
Property of the month
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Property
RUSSELL & DECOZ REAL ESTATE Tel: 00351 289 792 785 Mobile 963 085 580 Email: sales@russell-decoz.com Fabulous spacious 3 or could be 4 bedroom villa with a pool within walking distance of restaurant and village shop, a floor plan that provides some scope for division into smaller units for the family who wants to live together separately.
* Mains water * private cistern * irrigation system * Cheap rate electricity supply * electrical water heating * Shutters or grills with fly screens * Fitted wardrobes Wood burner * Air conditioning * units * Wall heaters * open fire * 2 car garage * Guttering Storage room * Cobbled drive * Gated * * Part fenced * Garden * Additional olive / fig orchard * 5 x 10 tiled pool set in terrace * Natural stone thresholds and lintels * Alarm system * TV, phone and internet available * Sewage by private fossa / soak away * Built in BBQ. REF:- 1716V
LOCATION:Near Sao Bras de Alportel ENERGY CERT:- D
€398,000 ONO
www.russell-decoz.com
AMI License nº 870 - Member of APEMIP nº 1178 Av. Maria Lizarda Palermo 43a, 8700 - 081 Moncarapacho, Algarve, Portugal
PROPERTY REQUIRED:
Moncarapacho, São Brás, Estoi, to Tavira area, please call or mail.
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AMI 8799
LwL Properties.com, Nº40a, Rua 1º de Maio, 8800-360 Tavira Office: 00351 281 327 656, Voip: 02070999193 Email: info@lwlproperties.com Web: www.lwlproperties.com
Charming Three Bedroom Townhouse with Annex Tavira, 276,000€, Ref.4439223
Homely 6 Bed Villa with Pool and Panoramic Sea Views, 595,000€ Estoi, Ref: 4493709
Spacious townhouse in a fantastic location, only a few minutes’ walk from the city centre. With nice terraces overlooking Tavira and a lot of natural light, this property is the perfect investment opportunity for rental business, holiday or permanent home.
TAVIRA
House divided into two floors, main villa with three bedrooms on the ground floor, and three one bedroom studio apartments on the lower ground floor. The gardens are well maintained, with several terraces and seating areas, meaning you can enjoy the sun or shade all day long, taking in the different views. This property would be fantastic for full time living, and/or Holiday rentals, or even as a B&B. The towns of Estói and Moncarapacho are only a five minute drive, and Olhão and Faro are only fifteen minutes away.
Modern Five Bedroom Villa with Pool – Castro Marim, 340,000€, Ref:4009710
This fantastic and charming Villa, is ideal for those who love the country, and like all facilities close by. The property is located in Azinhal, only 3 km away from a Golf Course and very close to Castro Marim and Vila Real de Santo Antonio. It has been built with quality materials and attention to detail, making it a great option for full time living, and/or holiday rentals.
CASTRO MARIM
ESTOI
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Company AMI 7673 Office: Tel/Fax 281 952 820 Mobile: 00351 911 041 862 Casa Anibal R/C loja B, Estrada da Manta Rota 8900-038 Vila Nova de Cacela
SALES: www.algarvemantaproperties.com RENTALS: www.algarvemanta.pt EMAIL: sarah@algarvemanta.pt
NEW INSTRUCTIONS
CABANAS DE TAVIRA 375.000€ REF: 2193
• STUNNING PENTHOUSE APARTMENT • SHARED POOL • ON WELL MAINTAINED COMPLEX • 3 DOUBLE BEDROOMS (ONE SUITE) • AIR CONDITIONING HEAT AND COOL • HUGE PRIVATE TERRACES • LIFT GARAGE TO APARTMENT • PARKING AND STORAGE • CLOSE TO ALL FACILITIES • APPROX 15 MINS ON FOOT TO BEACH BOAT
MANTA ROTA BEACH, 245.000€ REF: 2195
• LOVELY THREE BEDROOM HOUSE • MODERN FINISHES • OPEN PLAN LIVING KITCHEN • LARGE PATIO WITH BBQ • FIRST FLOOR 3 BEDS (ONE SUITE) • LAST FLOOR 2 EXTRA LOFT ROOMS • AIR CONDITIONING HEAT AND COOL • SUN AWNINGS FOR PATIO • APPROX 10 MINS WALK TO BEACH • SUPERMARKET, CAFES AND RESTAURANTS NEAR.
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OUR SUMMER BEST BUYS END OF SU MMER PROPERTIES
4-BED VILLA, TAVIRA - €487,000 A TOWN very well maintained property with- a nice landscaped 2 CENTRE APARTMENTS €350,000 garden and a with private individual pool. Quiet A townhouse 2 apartments in the city location centre of10 Tavira, amenities. minutesclose walk to to all Tavira centre. Access to a roof terrace with lovely views.
3-BED REFURB APARTMENT - €185,000 Second floor refurb apartment in Urb Mato Santo Espirito. WELL LOCATED 2-BED APARTMENT - €167,000 withproperty views south to thedasea andclose northtoto AVery veryhigh well spec located in Monte Eira, Tavira city centre.Lovely Complex has two pools, restaurant/bar the countryside. covered balcony. and supermarket.
NEW 4-BED VILLA IN REAL SANTO ANTÓNIO - €595,000 Recently built villa 3 minutes from Monte Rei golf and 2-BED TAVIRA APARTMENT - €135,000 8km from thetwo-bedroom beach. The plot is over 12,000m2. Ground floor apartment with terraceWellwithin walking the centre. Located in a quiet area finished,distance modern of décor and views from every window. with easy parking.
2-BEDROOM VILLA ON LARGE PLOT - €195,000 Located in Faz Fato in a peaceful country setting on a 3-BED VILLA ON LARGE PLOT - €795,000 plot of 3,260m2villa withwith established It also Aspacious very large south-facing pool and trees. 2,5 hectares a small pool.The villa enjoys sea offeatures land that can beplunge extended. views.
The Best of the Algarve Close to Beaches & Golf Rua 1º de Maio 32, 8800 -360 Tavira Tel: +351 96 25 66 421 - www.proluna.com
r.nagelsmit@proluna.com www.eastalgarvemag.com
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People
If you're looking for 'Somewhere else' to go in Tavira, Dave and Leah's Bar is the place!
A
s Dave and Leah begin their new adventure with the opening of their bar "Somewhere Else", let's take a look at how it all began. It all started in 2004 when Dave Barnes came to Tavira with his sister and her husband to help them out in their Bar "Patrick's" during the busy summer months, when Dave realised his love for bar work. Although the initial idea was to simply stay for a few months he soon found his affinity for Tavira and it's serene and fun atmosphere. As the years went by Dave went to work at the Black Anchor Bar, and Tavira turned to an even greater holiday destination. It was at the Black Anchor that Dave and Leah met and fell in love as they worked together, almost 6 years ago. Although Leah only worked there for 2 years, Dave quickly gained the reputation as 'best barman in town' and remained their loyal barman for 10 years. As his family grew with the birth of their baby girl Bella in 2016, so did his ambitions. So when the old Australia Bar became suddenly available, Dave decided this was his chance to fulfil his dream of owning his very
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own bar. And here we are! After a very successful opening night on Saturday 26th August, they've been open every day from 2pm until 2am, and Sundays 12pm until 7pm. So if you ever feel like going "Somewhere Else" you know where to go! Tel.: 926 763 653 Address: Rua Almirante Candido dos Reis No. 117A.
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c Tavira Câmara t Tourist Information
BISTROS 1 La Petite France
BARS 1 Reilly's 2 Dave's Bar
PLACES TO VISIT 1 Casas das Portas 2 Casas das Portas 3 Fado Com Historia 4 Kozii store 5 Kozii store 6 Tavira D'Artes 7 Tavira Discount Warehouse 8 Tamam 9 Blossom 10 Baú de Barro 11 Carlos Pascoal
SERVICES 1 A.F.M. Accountants 2 Ibex Insurance 3 Rui Horter Lawyer
HEALTH & BEAUTY 1 Elle 2 Harmony 3 Rey Barros
REAL ESTATE 1 Land and Houses 2 LWL 3 Red Invest 4 Tavira House and Home 5 To Go For Homes 6 Proluna
RESTAURANTS 1 Abstracto
Tavira Art Corner Local Artists stores, opposite the old market
Baú de Barro
Arte . Ecologia . Tradição
BAÚ DE BARRO – CERÂMICA DE AUTOR
Unique postcards · Woodprints · Metalprints · Canvas prints · Foto souvenirs · Shipping all over the EU · Your foto printed on canvas See www.blossomfotosandmore.com
In the middle of an impressive 19th century building is the new store that dedicates space to exhibit fifteen clay artists from all over Algarve region, of those, six are Tavira residents. Visit Baú de Barro and appreciate the pottery work and tiles of authors such as Carmo Saúde (azulejos) Alexis Strong, Amanda Mcgregor (Terra Amada) Annette Baptista, Mário Mendonça, Martim Dornellas, all from Tavira and more… The distinguished ceramic master Ricardo Lopes, Lucia Minder, Célia Mendes, 4 elementos gallery owner, Bernadette Martins e Catarina Canelas, form Warm Ceramics, Córdula Pustow e Otto Eck. Baú de Barro has the permanent exhibition of Lis Peterson and Kinga Subicka, some of the best known Tavira plastic artists, quality organic products from Quinta da Fornalha and the well known brand, Arvore do Sabão with the excelent handmade products. Baú de Barro intends to honor and maintain (in a modern way) the concept of one of the oldest stores in the Tavira, by having local work by local people, thus supporting local art and local production. Visit the store to order your personalized ceramic piece, choosing from several clay artists with various techniques, start your own ceramic collection, give a unique and exclusive gift to those you love the most. At Baú de Barro, you will be met by the owner, the very friendly Vanessa Gonçalves, who will guide you to find the best there is in local ceramics to decorate your own home and to create your unique gift. EMAIL: baudebarro@gmail.com Tlm: 967456046 OPENING TIMES: 10:00h-13:00h / 15:00h-19:00h
Baú de Barro & Blossom invite you to their Special Opening Join us for this special event and enjoy the music from artists: Viviane and Dino D'Santiago Saturday 30th September 17.00h - 20.00h Rua Dr. José Pires Padinha N. 76-86 Tavira www.eastalgarvemag.com
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Gardens
Orchids Growing the beautiful Orchid inside and outside, by Janet O'Shaughnessy
Care for Outdoor Orchids Orchids kept outdoors are more vulnerable to the elements that can damage flowers and leaves. Placing plants in a sheltered position can help minimize wind and rain damage. Here are some general tips: While outdoor plants can be more vulnerable to pests, natural pest predators often mitigate the problem. Check plants for problems frequently, and only use artificial chemicals when absolutely necessary. Flower pots on paved or dark surfaces, or in the direct sun, can heat up and dry out very quickly. Keep an eye on them whenever the weather is warm. Heat or wind can quickly lower humidity. Depending on the climate where you live and the kind of orchid you have, you will need to bring your orchid inside when temperatures become too cold. Remember to check the plant for pests and insects before you bring it inside. Growing Orchids in Mediterranean Climate Here in the Algarve the mild climate is perfect for growing many types of orchids. Being so close to the Mediterranean means that we have warm summer days, with cool, damp winter temperatures that rarely go below freezing. Many orchids that enjoy these conditions come from similar Mediterranean climates in Australia
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and South Africa. Others come from cool, high elevations of tropical mountains in Latin America and Southeast Asia. Cymbidiums, from the slopes of the Himalayas, Masdevallias, from the South American Andes, thrive here. Many varieties of Epidendrum, Oncidium, and Dendrobium also do well outdoors. If you live near to the sea, protect your orchid plants from the winds and sea spray. Provide some protection by placing plants along walls or beneath other plants. Many warm growing orchids can be placed outside when temperatures increase in spring. Keep the plants well shaded for a few weeks to prevent sunburn. Bring them inside when temperatures chill in autumn. Pests - Slugs, snails, and aphids are common problems for orchids. Heavy winter rains can quickly rot orchids that need to be on the drier side in winter. Shelter dormant orchids, or at least make sure they dry thoroughly after it rains. Winter storms sometimes bring hail. Keep plants sheltered under a deck or tree, or bring them indoors. Some orchids can survive our mediterrain climate as it rarely dips below freezing, but others may be damaged or killed. Sheltered plants may fare better. Cover orchids or bring them indoors if a drop below freezing is forecast.
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Gardens
Selecting Orchids for indoors Look beyond the pretty face when deciding which orchid to grow indoors. First, assess the growing conditions you can offer an orchid, and make your choice from there. Light, temperature, humidity, your watering tendencies, and fertilizing all play a role in growing orchids. Light Requirements for Orchids The single most important variable when growing orchids indoors is light. Orchids that prefer high light, unobstructed sunlight, streaming through a clear, southfacing window or into a greenhouse for 6 to 8 hours, include vandas and angraecums. Medium-high light orchids, such as phragmipediums, oncidiums, and dendrobiums, grow in locations that are bright but not directly sunny. Eastern and western exposures are often medium-high light locations, although a western exposure may be warmer. The light intensity is the same, but the air temperature has increased. Medium-low light is appropriate for phalaenopsis (moth
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orchids) and paphiopedilums. It may be an east- or west-facing window with no direct sun. It may also be an open northern exposure with no obstructions and some additional reflected light. Low light is usually a limited northern
exposure or any exposure where the light is blocked by an overhang, trees, or neighbouring buildings. Jewel orchids grow in low light. Temperature Generally, orchids can be grouped into three temperature categories: cool, warm, and intermediate. Buy a high-low thermometer to measure the temperature range in your orchid location. After that, choosing a suitable orchid is simple. As with light, some orchids easily adapt to more than one temperature range. Humidity Most orchids we grow indoors come from the tropics, and most parts of the tropics are much more humid than the average living room. Orchids grow better if you can boost the humidity in their immediate growing area by grouping your plants together, or placing them on a dry well. Create a dry well by placing plastic lattice or pebbles on a tray, then adding water to just below the lattice or top of the pebbles. Place your potted plants on top of the lattice or pebbles. Watering orchids Anyone who has ever
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LANDSCAPING & GARDEN CENTER
BEM-VINDO • WELCOME
QUINTA DAS PALMEIRAS CENTRO DE JARDINAGEM
EN 125, c.p. 126-E 8800-118 Luz de Tavira e-mail: geojardim@gmail.com www.geojardim.com Tel: 281 961 189
To OlhĂŁo
To Moncarapacho EN125 Fuseta
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watered an orchid knows that most of what you pour in runs out almost immediately through the bottom of the pot. Because orchids are potted in bark mix rather than potting soil, they need to be watered differently. The goal is to get each mix particle to absorb as much water as possible. To give the potting mix enough time to absorb water, place the entire pot in a bowl of water for 10 to 15 minutes, then lift it out and let the excess water drain before putting the pot back in place. This technique works well for orchids potted in clay. Since clay is porous, water penetrates the walls of the pot and is absorbed by the bark. If your orchid is potted in plastic, place it in an empty bowl, and then add water. If you place the plastic pot in an already full bowl of water, the water will push the bark up and out, floating it away from the orchid roots. In this case, add water to just below the lip of the pot and let it sit for 10 to 15 minutes, then drain and return the orchid pot to its place. How frequently you water your orchid depends on The kind of orchid: Is it droughtresistant or not? The kind of pot: Porous pots dry out
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faster than nonporous pots. The kind of potting mix The air temperature: Plants dry out faster in warmer temperatures. The humidity: Plants dry out faster in drier air. The light: Plants growing in higher light need more water. In general, water drought-tolerant orchids, such as cattleyas, oncidiums, and dendrobiums once a week. Water most others, such as miltonias, paphiopedilums, and phragmipediums every 4 to 5 days. Start there, and adjust up or down according to the conditions in your home. Water orchids thoroughly each time, then let them dry out before watering again. Fertilizing Orchids Most orchids are not heavy feeders. Many orchids bloom year after year with no fertilizer at all. During active growth, when new leaves are being produced, you may fertilize every other time you water at half the strength recommended on the fertilizer package. However, it's important to deliver water without fertilizer at least once a month to flush excess fertilizer salts from the bark mix and avoid fertilizer burn to the roots
To Tavira Look out for the Yellow flags
Easiest to Grow: Moth orchids Phalaenopsis orchids are the most loved and easiest orchids to grow indoors. Their common name is moth orchid because the flowers look like moths hovering in the air. Moth orchid flowers last for months, the longest-lasting orchid blooms. They grow best in medium-grain bark mix, warm temperatures, and low to medium light. Doritis orchids are closely related. Moth orchids come in a wide range of flower colours, including white, pink, yellow, orange, deep rose, and lavender. Moth orchids typically bloom once a year, but they may be coaxed into a second round of bloom. When the last flower fades, if the bloom stalk is still green, cut it just above the second or third node and wait a few weeks. This may stimulate growth in a dormant bud and produce a second bloom stalk that branches off below the cut. Moth orchids grow slowly and need repotting once every 1 to 2 years. Wait to repot until the orchid has finished blooming and the tips of the aerial roots are green. Orchids are a beautiful accompaniment to any room..
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Expert financial advice By Adrian Hook, Partner, Blevins Franks
Is your financial plan still ideal for you in today’s world?
F
or most people, the Building up a long-term relationship key aim of financial with one adviser produces positive planning is to protect results and peace of mind. their wealth. Whether it’s UNDERSTANDING LOCAL your investments, tax planning, TAXATION pensions or estate planning, there The ideal situation would be for are two key elements to consider – your adviser to live in the Algarve. are they up-to-date and specifically They will understand what it is designed for your current like to live here and have a deep circumstances and objectives? understanding of the financial PROTECTING YOUR WEALTH planning needs of expatriates and We need to protect the value of the Portuguese tax regime. our capital and income through our Brexit makes it more important to retirement years. Knowing that you use a locally based adviser. If you and your spouse will be financially live here, your financial planning secure provides peace of mind. should be set up for Portugal, and Start by identifying only someone with 'The ideal situation local the potential threats, experience such as low interest can provide that. If would be for your rates, asset volatility, you move between inflation, taxation adviser to live in the countries, they should etc, then take steps Algarve. They will have knowledge of to protect against both regimes. understand what it INVESTMENT them. LONG-TERM PLANNING is like to live here PERSONAL ADVICE Investment is and have a deep Seek advice from an probably the area experienced, expert understanding of the where people are financial adviser, one most concerned financial planning who is best placed about losing money. to deal with all your investments, needs of expatriates All current and future including cash, and the Portuguese carry risk. However needs. You want an advisory firm which portfolios can carry a tax regime' will be around for the wide spectrum of risk, long-term to provide guidance as depending on the assets and level needed, both to yourself and your of diversification. So your portfolio family after you are gone. must be based on your personal When you consider your personal situation and risk appetite. Your family situation, income needs, adviser should obtain a clear view aims, risk appetite etc, your of your risk tolerance and combine situation is unique. You need highly with his knowledge of your situation personalised financial planning and and aims. your adviser should take time to REGULATION help to get to know you well. They Your advisers should have should understand how you want suitable, higher-level professional your family to inherit your assets qualifications. Regulation is and be looked after in future. important, and the firm should
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be authorised by a reputable regulatory body, such as the UK’s Financial Conduct Authority, and authorised to give advice in Portugal, for example, through the EU ‘passport’ system. The sooner you review your financial planning, and set up a strategic, long-term vision to protect your wealth, the sooner you can get on enjoying your life in the Algarve. Keep up to date on the financial issues that may affect you on the Blevins Franks news page at www. blevinsfranks.com
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SUMMER SALE
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Expert financial advice
Keep up to date with our Finance expert, chartered accountant Ricardo Chaves from All Finance Matters.
Things You Should Know About Capital Gains Tax
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capital gain occurs when you sell something for more than you spent to acquire it. This happens a lot with investments, but it applies to personal property too. Are you planning to sell your home? Find out what tax you will have to pay and how to reduce this liability. You can’t hide from the tax department Any property transaction performed in Portugal must be reported to the Tax Authorities by the notary that executes the deed. This means that when you declare the sale on your tax return, the tax authorities already know of it, so if you fail to include this on your declaration, the taxman will be after you. It’s mandatory to file a tax return every time you sell a Portuguese property Irrespective of your tax domicile, if you sold a property located in Portugal, this means that you need to declare it in your tax return in Portugal. Regardless if there was a gain or not, it’s mandatory to make this declaration, which happens
normally in May of the year following to the sale. Declaring the sale doesn’t mean you need to pay tax You only pay tax, if you had a gain on the transaction. So if you sell something for more than the purchase price, then the difference is a capital gain and that is reported on your taxes. Please note that the value you paid for the property needs to be adjusted, according to the inflation coefficient, applicable to the year of purchase. This means that the purchase value will increase for the capital gains calculation. Also, some expenses will be included in the tax return and deducted from any gain obtained. In which cases your sale is tax exempt It is possible to be exempt from tax in certain situations. For example if the property was acquired prior to 1989, it’s not liable to any CGT. Nevertheless, taxpayers will still have to declare these operations. But this is not the only tax exemption on capital gains from the sale of a property. The law provides, for
tlm:+351 281 029 059 email: info@allfinancematters.com
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example, that if you use the full amount of the sale of a property to buy another home (only applicable to tax residents and only in the sale of their primary residence), to build a home or purchase of land intended for the construction, you don’t pay tax on capital gains. Please note that this reinvestment of the gains, needs to happen within 36 months and can be done in any EU country. Expenses allowed to deduct your capital gains From the sale of your property you can deduct the costs incurred with the purchase operation and sale of the property (eg IMT and registers on the purchase, real estate commission on the sale, etc). Taxpayers can also deduct costs incurred in property over the past five years, such as property refurbishments or other money spent to increase the value of the asset, including the cost of the energy certification. Residents vs Non-residents individual ownership If you are non-resident for tax purposes, the tax applicable to your capital gain, will be 28%. If, however,
web: www.allfinancematters.com
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you are resident, the tax will be levied only on 50% of the gain and you will be taxed according to the tax bracket applicable to your overall income. However, if you are non-resident and EU national, it’s possible to opt for the same rules of the residents and taxed only on 50% of the gain. Contact us and we will tell you how this can be done. Obviously that in this case, although the non-resident is taxed under the same rules as a resident, as this is not his primary residence, the gains cannot be rolled over if he buys another property, that will only be available for those residents that sell their main residence and buy another property which will be their main residency. How does the reinvestment work? If you are resident and this is your primary residence, you can reinvest the proceedings of the sale on another purchase within the EU. This needs to be done on a purchase made between 24 months prior and 36 months after the sale. If the reinvestment in the new property is lower than the total sale, then the tax will be calculated pro-rata. Please note that if you declare on your tax return that you wish to reinvest the proceeding of the sale and then fail to do so, or reinvest a lower amount, the tax will be reassessed and you will pay interest. Even if you do not plan to sell your home for now, it is important that you keep all supporting charges and make sure these invoices include your name and fiscal number and very important: the correct address of the property. The repayment of mortgage loans incurred to purchase the property will also be taken into consideration when calculating the tax return. It’s important that you plan ahead, as you can’t afford any tax surprises. Please feel free to visit us for a friendly chat and ask us for a capital gain tax simulation on your property. If you fear that you may be liable for a big capital gain tax bill, then let’s study your case we may encounter a way of substantially reduce this tax burden.
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You
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São Bras Building Plot for sale to highest bidder
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António's
Restaurante, Moncarapacho
Traditional Portuguese cuisine at its best Avenida Maria Lizarda Palermo, 14B, Moncarapacho Telephone, 289 791 267, 919 015 155 or 939 163 759 Email, restaurant-antonio@sapo.pt
Restaurante António 44
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Traditional
SUNDAY LUNCH (Served from 24th September) Choice of three meats, roast & mashed potatoes, Yorkshire pudding and seasonal vegetables
Art For Everyone
Choice of Desserts
Jug of wine or large beer €12.oo per person
Pool, Bar & Kitchen Christmas Day Lunch €40
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Rua de Monte Verde C o n c e i c a o d e Ta v i r a C a b a n a s • Ta v i r a 8800 077
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Restaurante
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Rua Dr. Antonio Cabrera, 34 8800-344, tavira Tel 937 037 712 restaurante.abstracto@gmail.com Gardens
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Find us in front of Hotel Vila Gale Tavira. Rua 4 de Outubro, 24, Tavira
Bishops Square
Telephone 96 201 2111 www.taviradartes.com taviradartes@gmail.com
Almancilense keeper Nélson Cruz foils an Olhanense attack.
CAMPEONATO DE PORTUGAL
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All the latest local sports news from Chris Wright.
even Algarve teams Almancilense (Almancil), Louletano (Loulé), Lusitano VRSA (Vila Real de Santo António), Moncarapachense (Moncarapacho), Farense (Faro), Armancenenses (Armação de Pêra) and Olhanense (Olhão) - will compete in the Campeonato de Portugal Division E. Plenty of local derbies to tempt the Olhanense team fans with the league winners qualifying for the knock-out stages to decide who gains promotion to the Segunda Liga. The sixteen team league includes two teams from São Miguel island in the Azores. Games are generally played on a Sunday afternoon. There were opening day victories for Olhanense, Farense and Moncarapachense.
A sizeable crowd turned up to watch Olhanense beat Almancilense 2-0 thanks to an own goal and an excellent strike by former youth team player Rui Santos. The diminutive youngster entered the fray twenty minutes from time and scored the all important second goal five minutes from time. Upcoming Olhanense fixtures: 10th Sept 5.00pm (Home) Louletano ; 17th Sept 5.00pm (Away) Lusitano VRSA; 30th Sept (Home) 3.00pm Operario Desportivo (Azores). Home games are played at the José Arcanjo Stadium, Olhão (behind McDonalds on the EN125). A full fixture list and results can be found at: http://resultados. fpf.pt/Competition/Details?competitionId=14802
GRAHAM ROBERTS DONS THE LYCRA AGAIN
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year after cycling over 400kms from Malaga to Moncarapacho, 58 year-old Graham Roberts is taking on another challenge to raise funds for Centre Algarve. Patron of the Special Needs Holiday Centre, the Spurs Legend - twice English FA Cup, UEFA Cup, Scottish League title, Scottish League Cup - will be pedaling with other like minded sports legends from Greenwich, London to Paris over the period 8th- 11th October. www.centrealgarve.org LEFT: (2nd & 3rd from left) N.Ireland international Steve Lomas and Spurs Legend Graham Roberts
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CUP FINAL WINNING CAPTAIN IN TAVIRA
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Brian Kilcline with the rare pristine Subbuteo Game
n Thursday evening 14th September the Black Anchor on Tavira’s riverside will be hosting an ‘Evening with Brian Kilcline’ captain of Coventry City when they won the FA Cup thirty years ago. Brian has many stellar stories of his time at Coventry, Notts County and Newcastle United where manager Kevin Keegan is quoted as saying that Brian was his best ever signing. Tickets 10euros include light refreshments and all monies raised will be donated to local good causes. To book email: Christopher.wright@hotmail.co.uk A chance find in a Tavira charity shop will help to swell the coffers on the evening. The Subbuteo table football game, dating back to 1987, is in Horse Riding in Tavira mint condition and has never been taken out of its original packaging. On the box cover is a picture of the Charity Shield at Wembley between Coventry City and Everton which clearly shows the City captain Brian Kilcline in full flight. That year there was just one non UK player - Republic of Ireland international Kevin Speedy - on the pitch whilst the corresponding game at Wembley this year, between Chelsea and Arsenal, featured athletes from sixteen countries with just four English born players in the starting line-up!
Tavira Horse Riding Happy Horses - Happy Riders
Denise Inês +351 965 461 577 (Port/En
Claire Prowse +351 924 447 803 (En
Horse Riding in Horse Tavira Riding HorseinRiding Tavirain Tavira chqbs@hotmail.com www.tavirahorseriding.com
Horse Riding in Tavira Quinta Beldade Stables Horse Riding in Tavira Horse Riding in Tavira
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WAGS NAGS
alking Football continues to draw a good following every week at Olhão (Thursdays) Lessons for all levels and Tavira (Mondays). The social side that has evolved now includes a small cluster of cycling Livery/Board - Stables and Paddocks enthusiasts and a horse riding group who have been Training of the pleasure or competition horse made most welcome at the Tavira Horse Riding Quinta Beldade Stables, Almargem. Every Wednesday morning Horse shows, clinics and Internships the WAGS NAGS meet at the superbly equipped centre Horse breaking & Training which offers horse riding lessons for beginners through Happy Horses - Happy Riders Happy HorsesHappy - Happy Horses Riders - Happy Riders to the more experienced rider. The Quinta Beldade team Treks - Trail rides Denise Inês +351 965 Denise 461Inês 577Denise +351 (Port/Eng) 965 Inês461 +351 577 965 (Port/Eng) 461 577 (Port/Eng) offers a wealth of knowledge and experience and can Claire Prowse +351Claire 924 447 Prowse 803 Claire +351 (Eng) Prowse 924 447 +351 803 924 (Eng) 447 803 (Eng) Arena/Yard hire for Equestrian cater for every individual horse and riders needs in a Happy Horses - Happy Riders Happy Horses - Happy Riders and other events peaceful and fun environment. Andy Smith said, “whilst Denise Inês +351 965 461 577 (Port/Eng) Happy Horses - Happy Riders chqbs@hotmail.com chqbs@hotmail.com Denise Inês +351 965 461 577 (Port/Eng) it is mainly our wives and partners who use the facilitychqbs@hotmail.com Claire Prowse +351 924 447 803 (Eng) www.tavirahorseriding.com www.tavirahorseriding.com www.tavirahorseriding.com Claire Prowse +351 924 447 461 803 (Eng) Denise +351 965Ines 461 577+351 (Port/Eng) Call Inês Denise 965 577 I can see more of our Walking Footballers taking to the Quinta Beldade Stables Quinta Beldade Quinta Stables Beldade Stables Claire Prowse +351 924 447 803 (Eng) saddle in the future. www.walkingfootballalgarve.com Claire Prowse +351 924 447 803 chqbs@hotmail.com www.tavirahorseriding.com chqbs@hotmail.com
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www.tavirahorseriding.com www.tavirahorseriding.com chqbs@hotmail.com Quinta Beldade Stables Quinta Beldade Stables www.tavirahorseriding.com
Quinta Beldade Stables
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Golf
Why putts turn Bart van der Wind,resident professional at Benamor Golf
S
imply because of gravity! When there is a tilt on the green, the ball will always roll to the lower side. Green reading is maybe the most important part of your putting routine! Sometimes you can't see it with your eyes, therefore it is good to try to feel it with your feet. Stand with the ball between your feet facing the hole and feel which foot is lower or where you feel more weight. If you feel nothing, hit the ball straight towards the hole, but when you feel your left foot is lower, aim more to the right of the hole. To practice how much you have to aim right you can use a string for a starting direction. This way you can train yourself to feel how much you have to aim to the right or left. When your ball does not start on a good line it will never go in! If you want to learn more about this don't hesitate and come for a putting clinic at Benamor Golf.
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Pro stats
Name: Bart van der Wind From: Netherlands Club: Benamor Golf Position: PGA Professional Turned Pro: 1986 Background: Putting expert. Ran the YES! Golf Putting Centre in Holland. Worked for 5 years at the European Tours for YES putters.
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Free Classifieds P R O P E RT Y Property required for purchasing clients in the following areas; Moncarapacho, Tavira, Estoi and Sao Bras area for established real estate company Russell and Decoz, Lda. Telephone 289 792785 – email sales@russelldecoz.com Good quality properties required in the area of Tavira, Moncarapacho, Estoi, Sao Braz, Manta Rota and Praia Verde by established estate agency Land & Houses Algarve – Yellow Homes. Call 281 320 281 or email info@landandhousesalgarve.com Good quality rentals villas and apartments with pool required by established property management and letting agent Happy Homes Algarve. Call 281 320 283 or email rentals@ portugal-accommodation.com Apartment, Fuseta, 2BR, sea view, 2EG lift, 3 min from the beach, dorisgau@posteo.de
S E R V I C ES Private English & Portuguese lessons. Translations. Interpreter. Help with Portuguese paperwork. Call Lydia on (+351) 938 558 729 or email lydiacorredeira@yahoo.com Villa ande large apartment cleaning service offered."Pre-season ", weekly, fortnightly or monthly, or all year round. References available. English, French and Portuguese spoken. Tel. Chris 911 089 118 or Flori 964 943 244 or christopher_flew@ orange.fr The Gardener & Company, Garden Construction & Maintenance | Pool Maintenance We take care of your Garden and your Swimming Pool. Contacts: + 351 964 387 745, Travessa do Séqua 2, Tavira thegardenerandcompany@gmail.com https://
www.thegardenerandcompany.pt/ PAINTINGS direct from a professional Artists studio. Save gallery fee's of 30 to 50% plus. Works for sale Email:-tm_reed@hotmail.com Tavira Sewing Sue any sewing jobs please tel 925372297 Algarve Roof & Property Maintenance, Leaking roofs, balconies, guttering, painting etc.Tel: 960136445 or 281324602 Jason Portuguese conversational classes with a cultural aspect. By native Portuguese speaker who is also fluent in English. For more information contact Ana: 914 958 446 orana.antoniogill@gmail.com. Skype classes possible after initial contact. Not sure if your insurance is done in the right way? Ex-Insurance broker offers his services: consulting for existing + new policies and for claims. Please call me! Tel: +351 968 77 15 77 e-mail: stephanschade@ hotmail.com Chimney Sweep, Experienced, reliable, punctual. 40 Euro per sweep Tel: 912842238 Email: smartsweep@hotmail.co.uk Music for parties, bars and restaurants, Call Richy, 281 971 484 English mobile mechanic, repair/ servicing/electrical etc. No job too big or small. Quote you happy, all makes and models of cars, vans and light commercial vehilcles. Call Paul on +351 914 417 580 or +34 642 458 853, email paul.titcombe@ hotmail.co.uk
ACTI V ITI ES Painting for Pleasure. Beginners onwards. Wed., mornings 10.30 - 12.30 Afternoons 14.30 -16.30. At Mesquita near Sao Bras. Tel.289 845 561
YOGA & PILATES - contact Hazel on 91 307 5555 or email: hazel.devine@ntlworld.com for details Scottish Country Dancing at the Casa do Povo Moncarapacho, Thursdays 5.30 ~ 7.30PM.e-mail David on daviddenman1@ hotmail.co.uk
M I SC ELL A N EO U S Alcoholics Anonymous Do you have, or is there someone you know that has a problem with alcohol? There is a solution. Please call: (00351) 916 457 733. English speaking. Wanted beginner piano teacher,own electric piano.tel 966618012.
FO R SA LE RINKER 186 SPORTS BOAT. Mercruiser Engine 6m long Recent main dealer total service.Including all equipment and trailer. suitable for sea and river. Excellent Condition Garaged and little used.Ready to Go 8500 eurosTavira Area TeL.281952695 Mobil 964885871 email: bjinpt@gmail.com Aluminium window cleaning ladder 10ft ext point, squeegees, sheepskins, scrim.150 euros ono tel 916766526. Brown reclining Arm Chair for sale €250 Tele: 969565323
TV Wall Bracket for Sony TV up 37" + Assembly instructions 25 euros Tel. 91 812 2051
Number puzzle answers Puzzle 1: 14690 Puzzle 2: 4319 Puzzle 3: 26754
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