SUMMER 2018
e l ty s e f i l s s e l e g a t, n a For a vibr
Medicare
Big changes are coming
Alexandria hosts first Alzeheimer’s walk A new career after 50
Mrs. Alexandria 88-year-old is committed to her community
An Echo Press publication Summer 2018 • GENERATIONS | 1
2 | GENERATIONS • Summer 2018
Summer Summer 2018 2018 • • GENERATIONS GENERATIONS || 3 3
GENERATIONS AN ECHO PRESS PUBLICATION 225 7th Ave. East Alexandria, MN 56308 ©2018 Echo Press EDITOR Lori Mork
001733581r1
RESIDENTIAL COMMERCIAL INDUSTRIAL AGRICULTURAL CONSTRUCTION
• 24-Hour Emergency Service • Competitive Pricing • Payment Plans • Four Delivery Trucks • Contract Programs
Experience the Cenex Dif ference!
Ask for “Dewey” 320-763-6557 • 800-862-8936 1705 S. Broadway, Alexandria 4 | GENERATIONS • Summer 2018
PUBLISHER Jody Hanson To advertise in Generations call 320.763.3133 www.echopress.com CONTRIBUTING WRITERS Lori Mork
Generations Editor
Mary Krueger
Douglas County Senior Coordinator
Celeste Edenloff
News Reporter/Echo Press
Karen Tolkkinen
Reporter/Copy Editor/Echo Press
Ross Evavold
Editor/Echo Press
Emma Vatnsdal
Reporter/Forum Communications
John Lamb
Reporter/Forum Communications
PLUS, INFORMATION FROM:
Alexandria Senior Center, Edward Jones Financial, Office of Minnesota Attorney General Lori Swanson
10,000 Americans turn 65 every day. By 2030, 20 percent of the U.S. population will be age 65 or older. U.S. Census Bureau, 2008 National Population Projections, “Projections of the Population by Selected Age Groups and Sex for the United States: 2010 to 2050.”
GENERATIONS
SUMMER
6 RESOURCES
6 Bethany: Adult day programs
help working adults care for aging parents
7 Alexandria Senior Center is there for you
24 Seniors, don’t fear the health club 32 Eating well
FINANCE
TRAVEL
12 Medicare: Big changes are coming 28 Choosing the right financial pro8 Alexandria hosts first Alzheimer’s walk
18 Senior college lecture series begins in September at ATCC
34 Make sure your vacation is a success
35 Smart tips for travel-savvy seniors 36 Skip the sunscreen – UPF clothing’s got your back
TECHNOLOGY
21 ree tips for finding a senior-friendly tablet
25 How to relieve the symptoms of
26 Drop a line on some new fishing
HEALTH & WELLNESS
COMMUNITY
shingles
88-year-old Katherine LeBrasseur is committed to her community.
32
13 Douglas County Senior Services 29 Resources for Minnesotans
EDUCATION
Mrs. Alexandria
for a vibrant, ageless lifestyle
20
fessional
22
2018
10 Physical activity is essential 10 Four great reasons to stay active 11 e health benefits of tai chi 11 10 at a time 20 Boost your memory with games
gear
14 Seniors who made history 30 How to choose your ideal residence
37 Help at home: Personalized care 38 Great books for reading all summer long
Summer 2018 • GENERATIONS | 5
Let Bethany on the Lake assist your family Adult day programs help working adults care for aging parents Randee Hall has a message for working adults caring for elderly parents: It doesn’t have to be so stressful. During the day, they can bring their parent to Adult Day Services, a program Hall helped to start at Bethany Community more than 20 years ago. “People don’t understand how wonderful this program is,” Hall said. “Our program really does help people stay in their homes longer with their families. There’s a price, but well beneath what assisted living or long-term care would be.” Veterans and those who qualify for waiver programs can get assistance with the
cost, which varies depending on the level of services needed, she said. Bethany is the only licensed adult day program provider in Douglas County. Its regular hours are 9 a.m.-3 p.m., but those hours can be adjusted to fit a family’s work schedule, she said. At Adult Day Services, staff members can dispense medications, provide meals, take vital signs, provide baths, and do physical and occupational therapy. The elderly people can visit with each other, exercise, assemble jigsaw puzzles and look out at Lake Winona. “They can come one or five days a week,” Hall said. “It’s up to them.”
By Karen Tolkkinen Contributing writer
The program takes drop-ins in case a situation suddenly arises for a family. However, the family should be pre-enrolled in that case. Spouses sometimes leave their loved one there so they can run errands or just take a break. Caregiving can be exhausting and caregivers report higher levels of depression and stress than their peers who are not caregivers, according to the National Center on Caregiving, a California-based nonprofit. If adult day programs don’t work for a family, commercial services provide care in a person’s home. Also, volunteers through the Elder Network will visit an elderly person’s
Randee Hall
Bethany on the Lake director of community services and marketing
home to play cards, talk or otherwise provide friendship. 001733588r1
Dana D. Hetland, Director 101 Nokomis St. W. • PO Box 340 • Osakis, MN 56360
(320) 859-2118
619 3rd Avenue E. #101, Alexandria, MN
“Showing kindness & helpful compassion to families in the Lakes area for over 35 years.”
haylee@eddiespetsupply.com
(320) 846-0003
6 | GENERATIONS • Summer 2018
001733472r1
hetlandfh@midwestinfo.com • www.royhetland.com
Haylee Gibson Owner/Manager
Alexandria Senior Center is there for you A wide variety of services and social activities are available for those 50 and older Did you know if you are over 50 years old, you are qualified to utilize the many services of the Alexandria Senior Center? Located at 414 Hawthorne St. in historic Downtown Alexandria, the center welcomes all. There is the Lorsung Art Studio, a variety of meeting rooms that anyone can rent, and a state-of-the-art commercial kitchen. There are activities and entertainment on a regular basis and there are also programs sponsored by AARP that utilize the Alexandria Senior Center space. In today’s world, the term “senior” has a totally different meaning than it did 40 years ago. If you were a “senior” 40 years ago, you were likely in your early 60s. Due to advanc-
es in medicine and improved health care knowledge, the average life expectancy is far greater than it was in 1977. According to www.data360. org, average life expectancy in the United States for men and women today is 82 years. In 1977, the average life expectancy was 77 years. Today, more and more Americans are living well into their 90s or even hitting 100. The Alexandria Senior Center was created in 1984 as a nonprofit organization. Then, and now, it is a local spot where seniors come together to enjoy cards, meals, special events and fellowship. While much has changed in the Alexandria Lakes region since 1984, the mission of the Alex-
FOR MORE INFORMATION on services and programs available at the Alexandria Senior Center, or to become a member, stop by 414 Hawthorne Str. or call
(320) 762-2087 andria Senior Center has not wavered. The Alexandria Senior Center has grown its membership to an amazing 840 members. Members currently receive many benefits, including a monthly newsletter, and reduced fees for meals, classes and facility room rentals. At the Senior Center, members have access to free Internet and Wi-Fi, and some qualify for annual free income tax preparation. Nutrition Services Incorporated provides onsite lunches five days a week for seniors, and also provides
the Meals on Wheels service for those unable to come to the center for lunch. The Alexandria Senior Center also has an extensive lending library and offers free computer and cell phone assistance for those seniors wishing to learn more about the digital world. There are many opportunities for entertainment and fun at the Alexandria Senior Center every month. From live music, card game groups and bingo to pool enthusiasts and birthday parties, there is truly something for everyone at the center.
Quality water is the start to a great cup of coffee...and a GREAT DAY! Kinetico revolutionary non-electric water treatment systems remove HARDNESS | IRON | ODOR
and contaminants such as
LEAD | ARSENIC TANNINS | NITRATES
and shield your home from
We solve problem water. GUARANTEED. GUARAN TEED.
001733374r1
888.674.6509 KineticoMN.com
IRON | RUST | SCALE
BEST IN INDUSTRY
10-YEAR
MANUFACTURER WARRANTY
I’m Todd, your local water expert. Call me today for your
FREE
WATER ANALYSIS
We’ll test the water in your home or cabin for hardness, iron, pH, tds and chlorine.
CODE: DMNBR1
ALEXANDRIA • DETROIT LAKES • BRAINERD Summer 2018 • GENERATIONS | 7
Alexandria hosts first Alzheimer’s walk By Ross Evavold
Editor, Echo Press
The number of people who know someone who has been diagnosed with Alzheimer’s disease seemingly grows every year. There is no cure for the most common form of dementia, but much has been learned about Alzheimer’s in recent years, and many are doing what they can to fight the disease. One method is through a fundraising event sponsored by the Alzheimer’s Association. The 2018 Walk to End Alzheimer’s is being held in 600 communities throughout the country, and this year one of 13 such events in Minnesota will take place in Alexandria. “This is the first year (in Alexandria). We’ve been sort of hoping and dreaming for years. Mostly we need to have enough volunteers to hit the pavement,” said Katrice Sis-
son, whose territory with the Alzheimer’s Association includes roughly the western quarter of Minnesota. “It’s really exciting. Everything sort of came together this year,” she said. “Alexandria is such a wonderful community. We’ve been doing free education and programming in that area for years, helping prepare families that have received a diagnosis.” Sisson, who oversees Alzheimer’s walks in Willmar, Bemidji and St. Cloud, noted that Alexandria would not have landed a walk were it not for city leaders. “Truly, community leaders that saw this as a priority and the benefits of what this would bring to the community,” she said. With Alzheimer’s being an isolating illness, one of the big benefits of this walk is gathering others who are in the same situation.
8 | GENERATIONS • Summer 2018
“It’s important to create a community event where everybody can go and look around and see how many people have been impacted, and create support to show they’re not alone,” Sisson said. These Alzheimer’s walks are the association’s major fundraiser, and they help finance the support the group provides to families with Alzheimer’s, and its research. That includes research grants the group is currently funding at the University of Minnesota and at the Mayo Clinic.The association partners with Mayo Clinic for what Sisson called the largest dementia education conference in the nation, drawing people from across the United States. The Alexandria Lakes Area event is set for Saturday, Oct. 6, on the Central Lakes Trail. Registration opens at 4 p.m. that day at Big Ole Park, with
a ceremony at 5 p.m., and the walk to follow the ceremony. While there is no charge to register for the walk, which measures out to about a mile and a half, all participants are encouraged to raise funds to contribute to the cause. “Everybody and anybody can participate. You don’t have to walk. Come and enjoy the festivities,” Sisson said. She said it’s a family event, and includes a kids’ area. “Strollers are welcome, and dogs are welcome on a leash.” To sign up online, go to act. alz.org. There you can locate the Alexandria walk, register as a team captain, team member or individual, and start fundraising or raising awareness. For more information on the walk, or how to register or to volunteer for the walk, contact Katrice Sisson at 320-2570696, or at alexandriawalk@ alz.org.
Living at the Villa Includes: A hot meal served each day at noon
Located in the Heart of Glenwood Our residents are just a few blocks from
Breakfast served 5 days a week
both downtown Glenwood and the shores of Lake Minnewaska - with the clinic and
Daily opportunities to gather with friends
hospital across the street!
All utilities except phone and cable TV Variety of optional services to help you age in place including laundry service, additional housekeeping, and homecare
You can walk down the hall to the warm water exercise pool and SeniorSneakers classes at Glacial Ridge Wellness Center or shop at Trumm Drug Pharmacy without needing to go outside.
Call 320-634-2261 or visit GlacialRidge. and schedule a tour.
7 Fourth Ave SE, Glenwood Summer Summer2018 2018••GENERATIONS GENERATIONS| |9 9 001733592r1
Physical activity is essential Staying active is the key to healthy aging
FOR EVEN GREATER HEALTH BENEFITS Older adults can increase their activity to: Jogging five hours (300 minutes) each week of moderate-intensity aerobic activity AND weight training muscle-strengthening activities two or more days a week. OR Jogging two hours and 30 minutes (150 minutes) each week of vigorous aerobic
activity AND weight training, muscle-strengthening activity on two or more days a week. OR Walking-jogging (an equivalent mix of moderate- and vigorous-intensity activity AND weight training, muscle-strengthening activities two more more days a week. Centers for Disease Control and Prevention
Regular physical activity is one of the most important keys as you age, according to the Centers for Disease Control and Prevention, helping to promote long-term health. Staying fit can prevent many of the health problems that come with age and can help muscles stay strong and allow you to continue your day-to-day activites without having to depend on others. According to the CDC, men and women ages 65 or older who have no limiting health conditions should strive for at least two hours and 30 minutes (150 minutes) of moderate intensity aerobic activity, such as brisk walking, every week. Along with the aerobic ac-
tivity, adults should also incorporate strength training two more more days a week, making sure to include all major muscle groups (legs, hips, back, abdomen, chest, shoulders and arms). For seniors with no pre-existing health conditions who have the ability, the CDC suggests upping their level of exercise to one hour and 15 minutes (75 minutes) of running, jogging or other vigorous-intensity aerobic activity while continuing the same strength training. Whatever level of exercise you might prefer, both men and women should discuss it with their physicians before beginning any fitness program.
Four great reasons to stay active in retirement Are you a recent retiree? While it’s completely natural to want to slow down a bit and get some well-deserved rest, keep in mind that it’s also important that you remain physically active. Here are four excellent reasons to keep exercising after you retire:
1
To prevent certain illnesses. Regularly taking part in physical activity is, unsurprisingly, excellent for your health. It helps stave off illnesses such as osteoporosis, diabetes, heart disease and high blood pressure, to name just a few.
2
To stay happy. Exercise causes your body to release hormones (namely, endorphins and serotonin) that directly influence your mood. Studies also show a positive correlation between physical activity and reduced symptoms of depression.
10 | GENERATIONS • Summer 2018
3
To improve your social life. Retirement can leave your social life feeling a bit empty. Trying different group activities (swimming lessons, yoga classes, walking clubs) is a great way to meet new people and make new friends.
4
To achieve the best possible quality of life. Regular physical activity will help you sleep better, improve your balance and posture, reduce joint pain and stiffness, and contribute to maintaining your mobility and independence.
e health benefits of tai chi Tai chi, a Chinese martial art characterized by slow, uninterrupted motions, is an excellent activity for older adults looking for new ways to stay active. Practicing this venerable discipline can help you maintain your overall physical, mental and spiritual health. Many studies have shown that tai chi, one of the five branches
From better balance to lower blood pressure, tai chi has several benefits for your overall health.
of traditional Chinese medicine, has a variety of tangible health benefits. First off, it’s great for improving your balance and lowering your risk of falls. If you do tai chi on a regular basis, you’ll become steadier and more confident on your feet. Tai chi is also excellent for managing high blood pressure. Researchers have found that among people with hypertension, those who regularly practiced tai chi saw a marked reduction of their blood pressure. This suggests that tai chi has a positive effect on people with cardiovascular disease.
THE LEGEND OF TAI CHI There are a few different theories on how tai chi came to be. According to a popular legend, the monk Zhang Sanfeng created the 13 basic positions based on a fight he witnessed between a crane and a snake. Fact or fiction? Who knows!
Be physically active with friends, family, and work colleagues on a regular basis. Make walking to the store, the office, or the bus part of your daily routine. Try a recreational program designed for your age group or mobility level. Participate in local planning efforts that support safe and convenient places to be active.
10 AT A TIME Getting 150 minutes of exercise each week may sound like a lot, but it’s just two and a half hours. That’s not much different than sitting down to watch a movie. If you’re concerned about the time, it’s good to note that the CDC (Center for Disease Control and Prevention) notes that you can spread that activity out over a full week, breaking it up into smaller time allotments if that works best for you. As long as you’re doing moderate or vigorous effort for at least 10 minutes at a time, you will see the benefits.
Summer 2018 • GENERATIONS | 11
MEDICARE
Big changes are coming Minnesotans will see Medicare cost plans ending, but there will still be many good plans available By Mary Krueger
Douglas County Senior Coordinator
Medicare cost plans will be ending in most Minnesota Counties (including Douglas County) beginning January 1, 2019. Medicare cost plans are a very popular type of Medicare coverage that help pay costs not covered by regular Medicare and may include prescription drug coverage (Medicare Part D). If you have a cost plan, you may have to change your Medicare plan so you have the Medicare coverage that is best for you in 2019. Minnesota has the nation’s largest concentration of people with Medicare Cost Plans. A Medicare Cost Plan is a unique Medicare product that helps cover the costs that your original Medicare Part A and B does not cover. It is somewhat of a hybrid – a cross between a Medicare Supplement and a Medicare Advantage Plan. The Minnesota health plan market is unusual because it has been
dominated by insurance companies that sell Medicare Cost Plans, as opposed to Medicare Advantage Plans that are prevalent in almost all other states. These two types of Medicare health plans differ in how the federal government reimburses insurance companies. Cost plans have been popular in Minnesota due to the snow birds (older adults who move to a warmer climate for several months during the year). Snow birds can leave Minnesota and their Medicare Cost Plan will revert to an original Medicare Part A and B, which they can use fairly easily when they are out of state. For many years, the federal government has been taking steps to end Cost Plans. In 2019, they will be ending in counties where two or more sizable Medicare Advantage plans are being sold – a standard that will impact about
70 of Minnesota’s 87 counties. Douglas County is one of these counties. We will no longer have Cost Plans available. The Cost Plans in Minnesota include: Blue Cross Blue Shield of MN Platinum Blue plans, Health Partners Freedom Plans and Medica Prime Solution Plans. If you have one of these plans, don’t worry. You don’t need to do anything right now, as long as you are enrolled in your Cost Plan for 2018 and have coverage. But in the fall of 2018, during Medicare Open Enrollment (October 15-December 7), people on Medicare are encouraged to review their plans and choose the plan that best suits their medical needs. During this time, if you are currently on a Medicare Cost Plan you will need to make a change that will take effect in 2019. You will have many Medicare plans to choose from, so
WHERE WE ARE LOCATED 806 Fillmore St., Suite 1195 Alexandria, MN (320) 762-3047 Located in the lower level of the Douglas County Service Center at the south end of the hallway by the Douglas County Library you won’t be left without coverage. These plans will be different than your current Cost Plan, but will still provide you with good coverage. When the times comes to change plans, you can call Mary at the Douglas County Senior Office at 320-762-3047 or the Senior LinkAge Line at 1-800-333-2433. We will help you choose one that works best for you. You can also live chat with the Senior LinkAge Line at www.minnesotahelp. info or at www.seniorlinkageline.com. The Douglas County Senior Office in cooperation with the Senior LinkAge Line also offers Medicare 101 classes through Alexandria Community Education. These presen-
001584198r1
www.billmarks.com
senior@rea-alp.com
414 Hawthorne St., Alexandria, MN 56308 12 | GENERATIONS • Summer 2018
320.763.9022 913 Broadway Alexandria
320.524.2525
105 Central • PO Box 567 • Brandon
320.351.2436
512 Main St S Suite #2 • Sauk Centre
001733595r1
320-762-2087
Billmarks Lakes Area Insurance
tations provide an overview of Medicare for older adults. The presentation reviews Medicare Part A (hospital/ nursing home) Part B (clinic), Part C (Advantage Plans, Part D (drugs) as well as supplemental (Medigap) insurance. Five things you should do if you are a Medicare recipient: 1. Mark your calendars with the Medicare Open Enrollment dates (October 15 – December 7). 2. Attend a Medicare 101 presentation to learn all you can about Medicare. 3. During Open Enrollment review your insurance coverage and needs and choose a plan that best suits your medical needs. 4. Continue to grow your Medicare knowledge. 5. Be aware of scams and contact a professional for your insurance needs.
Douglas County Senior Services Douglas County Senior Services provides advocacy, information, assistance, program development and coordination of services to the over-55 population of Douglas County. The program provides outreach on many topics including advance directives, scams/frauds, identity theft, resources and housing information, matter of balance classes, chronic disease self management classes and information on advance care planning. The office also provides health insurance counseling on Medicare part A, B, C and D along with medical assistance information, and longterm care insurance assistance. It has an
Great Gift Ideas for any occasion!
Alzheimer’s caregiver support group and a general caregiver support group, and works in conjunction with both the Douglas County Sheriff ’s Office and the Alexandria Police Department on TRIAD, a group dedicated to the education of seniors of Douglas County in regards to fraud, scams and other crimes against the seniors. The NAPS (Nutrition Assistance Program for Seniors) is a supplemental food program for seniors that is free to all who qualify. Staff is available to come to your organization and offer presentations on a number of topics of interest to the senior population.
FOR MORE INFORMATION Call (320) 762-3047 or visit http://www. co.douglas.mn.us/dc/ senior-resource-health. aspx for information on senior health resources or http://www. co.douglas.mn.us/dc/ senior-housing-health. aspx for senior housing information.
Live Your Best Life, On Your Own Terms! Spacious and o Aff rdable Apartments
Month to Month Lease
Independent Living Exclusive for Those 55 and Better
Call 320-763-1763 for your tour, mention this ad and get a free Tote Bag! (Quantities Limited)
www.scandinaviangifts.com or 320-763-6363 604 Broadway Street Alexandria, MN 56308
No Charge For p S ouse
1810 & 1812 Darling Ave. E. • Arabellamanor.com 001733173r1
Summer 2018 • GENERATIONS | 13
Seniors who made history Just because we get older doesn’t mean we can’t accomplish great things. Take the quiz for proof! Who am I? 1. At age 81 I became the oldest actress to win the Oscar for Best Actress for my role in Driving Miss Daisy. 2. I played my last game in the NHL at age 52. At the time I was wearing a Hartford Whalers jersey, but I spent most of my career with the Detroit Red Wings. 3. I was the oldest Holocaust survivor for quite some time before I passed away at age 110. My passion for the piano inspired the Oscar-nominated documentary The Lady in Number 6.
How old was… 4. Alfred Hitchcock when his final film, Family Plot (1976), was released? 5. Keith Richards when the Rolling Stones released their album Blue & Lonesome (2016)? 6. Claude Monet when he painted his series depicting the canals of Venice (1908)?
ANSWERS 1. Jessica Tandy, who also starred in such productions as The Birds and the original version of A Streetcar Named Desire on Broadway. 2. Gordie Howe, who holds many NHL records, including most games played (1767). 3. Alice Herz-Sommer, who, at age 107, played for more than two hours every day. 4. 76. 5. 72. The album came out 16 days before the guitarist’s 73rd birthday. 6. 68.
Committed to the Health of our Community! The Thrifty White Pharmacy team in Alexandria is committed to the health of its patients through innovative pharmacy programs. • Diabetes Support Program • Thrifty White Specialty Pharmacy Services • Rx MedSync® Synchronized Prescription Refill Service • Ready refill™ Auto Prescription Refill Service
503 Third Ave. E • Alexandria, MN 320-762-1531 Hours: M-F: 9am-8pm • Sat: 9am-4pm • Sun: 10am-2pm
14 | GENERATIONS • Summer 2018
Diamond Willow ADVANCED CARE ASSISTED LIVING
When you have HIGHER CARE needs.... DIAMOND WILLOW ADVANCED CARE HOMES offer..... • A fabulous alternative to a nursing home. • Current availability for private room, private bathroom. • Generally costs less than a nursing home. • Current availability for elderly waiver companion rooms.
e th t u o b a n r a e l o t n o o . s n ll w a o t C n i t e r best kept sec
Kellie at 320-352-0255. Experience the Diamond Willow Difference. 803 Victor Street, Alexandria, MN, 56308. 001584188r1
Summer 2018 • GENERATIONS | 15
Rainbow Rider safe, reliable transportation for all ages
Become a volunteer driver today! Rainbow Rider has openings for people to join their volunteer driver program.
“I love to drive! I enjoy the people, they are always grateful.” “No matter how many times I drive down interstate 94, I always see something different.” - Vilas Moen Rainbow Rider has openings for people to join their Volunteer Driver program. Rainbow Rider volunteers use their own automobile offering rides to people who are unable to use the bus or who need transportation outside of our six county area. Make new friends, help the community… become a volunteer driver today by calling 1-800-450-7770.
Please Schedule in Advance 16 | GENERATIONS • Summer 2018
SCHOOL • ACTIVITIES • WORK MEDICAL APPTS • STORES & MORE! SCHEDULE YOUR RIDE TODAY! All rides are pre-arranged by calling our dispatch center at 1-800-450-7770 between the hours of 6 a.m. – 5 p.m. Monday through Friday • Runs Monday - Friday • Regular rate of 0-5 miles is $2 • Additional miles are extra
1
$
EXPRESS ROUTE PER RIDE
WE GO WHERE YOU GO! 30 minutes starting at the times given below:
Viking Towers 9:30 a.m. – 2:00 p.m. Bethel 1 9:35 a.m. – 2:05 p.m. Sanford – Broadway 9:40 a.m. – 5:10 p.m. Cub Foods 9:45 a.m. – 5:15 p.m. Viking Plaza 9:50 a.m. – 5:20 p.m. Alexandria Clinic 9:55 a.m. – 5:25 p.m. Wal-Mart 10:00 a.m. – 5:30 p.m.
Rainbowriderbus.com
001732697r1
•We meet the transportation needs of residents in Douglas, Grant, Pope, Stevens, Todd, and Traverse Counties, and are dedicated to the highest quality of customer service delivered with a sense of warmth, friendliness, individual pride, and company spirit. •Rainbow Rider is your public transportation system serving residents of all ages. •We offer bus service as well as a Volunteer Driver Program, in which volunteer drivers can get you to your desired destination. •All buses are complete with handicapped accessible lifts to accommodate any specific needs you may have.
1-800-450-7770 Summer 2018 • GENERATIONS | 17
INQUIRING
MINDS:
Senior college lecture series begins in September at Alexandria Technical and Community College By Amy Sunderland
ATCC Director of Senior College
Alexandria Technical and Community College is home to a vibrant lecture series where scholars from around the state and beyond share their expertise on a range of topics. Individual sessions delve into history, economics, religion, political science, and international affairs; each providing fascinating insights and context relevant to things that matter in our world today. ATCC established Senior College in 2006 in response to community interest in informative and challenging college learning without the pressures of tests, grades or degrees. Designed for adults 50-plus, Senior College is open to adults of any age. Participants range in age from 45 to 95. Three “seasons” of programming are offered. Fall
and spring seasons each offer 15 lectures; a January term is three weeks with 6 lectures. All lectures are held on Tuesdays and Thursdays from 3:155:15 p.m. in the auditorium of the ATCC Information and Technology Center. It’s a most congenial setting and coffee and cookies nourish the conversation. Senior College has hosted some of Minnesota’s best college professors. From the University of Minnesota, our flagship university, we have featured cutting edge research and initiatives underway to develop solutions that affect our lives. Professors also come from University of Minnesota Morris, University of Minnesota Duluth, College of St. Benedict and St. John’s University, St. Thomas Universi-
ty, St. Olaf College, Carleton College, Hamline University, Macalester College, Augsburg College, and the ATCC. The spring series that just ended in April featured internationally known Blue Zones Project on Secrets for
Living Longer from Around the World, a popular Annual State of the Economy, a conversation with economists and recorded on MPR, Traditions in American Diplomacy with a Diplomat in Residence, The Psychology of Bad Deci-
Runestone Village II
, 625 Broadway, Alexandria, MN 56308
Kevin Mahoney Cell: 320.760.6328 Broker/Owner 18 | GENERATIONS • Summer 2018
New construction, ready for occupancy mid summer. By ordering a unit now, floor coverings and other features can be your choice. Five homes remaining in this 13 unit development. • 1440 Sq Ft finished • Large kitchen with • Patio style,no basement appliances, 2 storage • 2 Bed, 2 Bath rooms, sound proof. • Finished Dbl Garage • Association services • Den, vaulted ceilings, patio Located at the corner of 6th Ave East and Rosewood Lane, Alexandria
$259,900
sion-Making, and the Shackleton Expedition as an examination of strength and fortitude, to name a few. Scholars have sorted through current issues such as health care, climate change and the national debt – all against the great backdrop of history. We’ve delved into patterns of population movement, great historical periods, events and people, explored DNA and taken creative journeys into arts, music and theater. The Fall Lecture Series begins in September. Topics planned include a look at weather trends in Minnesota; the economic crash of 2008 after 10 years; global health; science and the law; the history of education and economies of Mexico and Central America. Fondly known as a Health Club for the Mind, lectures at Senior College leave us inspired to think, read and talk about things. It demonstrates learning is exciting, challenging, relevant – and it never
ends. The program showcases the excellent teaching and scholarship of Minnesota’s treasured colleges and universities – schools that have launched many of our residents, teachers and leaders. It is an exhilarating experience to be in the presence of public intellectuals who demonstrate a care for and attention to learning and dispel the myth of the “ivory tower.” Senior College has grown as word spreads and friends are eager to engage in good conversations and as the Alexandria area population grows and residents seek ways to connect with the world and with others. Each lecture draws around 150 people from around west central Minnesota. Information on the Fall 2018 program will be out in August and lectures begins in September. For more information, please contact the Customized Training Center at 762-4510 or 888-234-1313 or visit www. alextech.edu/SeniorCollege.
Steinbring Motorcoach An Award Winning Dealer $
Knowledgeable Sales People Award Winning Service Department New Friends!
SAVE
53,324
2017 Roadtrek E-Trek Stk. #R17-001
$
Now thru June 30 we will be offering a $5000 customer incentive on all CS Adventurous, RS Aventurous and E-Trek models that are in-stock!
119,990!
(Includes $5,000 Customer Incentive)
$
SAVE
32,976
2018 Roadtrek CS Weekender Stk. #R18-004
$
119,900!
(Includes $5,000 Customer Incentive)
$
SAVE
12,067
2018 Simplicity SRT Stk. #R18-007
$
68,286!
$
SAVE
12,627
2018 Carado Banff
Stk. #C18-001, Rear Bath
$
70,155!
Celebrating over 100 years! 1917-2018
001732829r1
$
5,000 CUSTOMER INCENTIVE
STEINBRING MOTORCOACH Toll Free 1.877.880.8090 | 320.834.6333 | View inventory at: www.steinbring.com
Summer 2018 • GENERATIONS | 19
Boost your memory with
games
Memories fade, and even more so as we get older. Fortunately, it’s possible to keep your brain sharp well into your golden years — and to have fun while you’re at it! Here are four suggestions for stimulating games that can help preserve your memory. 1. Association games. Remember those matching games, where you’d have to find pairs among a deck of cards placed face down on a table? They aren’t just for kids! You can find all sorts of versions made for adults, with inspiring themes such as travel and nature.
2. Observation games. Look at an image for one minute, then ask someone to quiz you on what you saw. Spot the difference puzzles like the ones often found in newspapers are also good for your memory.
3. Word games. Either played alone or against an opponent, crossword puzzles, Scrabble, Boggle and other word-based games are good for stimulating your memory.
4. Strategy games. Most strategy-based games require that players remember their previous move or the previous move of their opponent. Card and tabletop games such as Battleship and Risk are great exercise for your brain.
NIAGARA FALLS (2 nts) & MACKINAC ISLAND
2019 LOCALLY ESCORTED EUROPEAN TOURS
GREAT PARKS OF THE WEST TOUR
ICELAND LAND OF FIRE & ICE Ken Koob local guide
CANADIAN ROCKIES-BANFF (2 nts), GLACIER PARK & MEDORA
SPECTACULAR NORWAY Ken Koob local guide
SUMMER MEDORA TOUR (2 nts-Medora)
VIKING RIVER CRUISE CITY OF LIGHTS, PARIS TO PRAGUE Ken Koob local guide Oct 8 – 20
FALL PACIFIC COAST TOUR fly return San Francisco
PLUS
FALL NOVA SCOTIA, PEI & CAPE BRETON + BOSTON fly return
Jan 26 - Feb 3
2018 MOTORCOACH TOURS 8 days July 20 – 27
8 days July 31 – Aug 7 8 days Aug 7 - 14 3 days Aug 9 – 11
13 days Sept 1 – 13
15 days Sept 18 – Oct 2 FALL NEW ENGLAND plus DC & NY CITY 16 days Sept 27 – Oct 12 FALL IN DOOR COUNTY (2 nts) & MACKINAC ISLAND 6 days Sept 30 - Oct 5 FALL NASHVILLE (2 nts), GATLINBURG (2 nts),
ARK ENC & C MUSEUM
8 days Oct 12 – 19
FALL CAROLINA’S & GEORGIA TOUR 11 days Oct 15 – 25
April 12 – 20 July 15 - 25
TROPICAL COSTA RICA with Collette PANAMA CANAL / PRINCESS CRUISES FROM FT LAUDERDALE Jan 29 – Feb 8
HAWAII 4 ISLAND ADVENTURE W/ TRAFALGAR Feb 22 - March 7
ALASKA WITH PRINCESS 7 DAY CRUISE & 5 DAY LAND June 21 – July 3
ALASKA WITH HOLLAND AMERICA 3 DAY CRUISE & 9 DAY LAND July 24 – Aug 4 REFLECTIONS OF ITALY with Collette Oct 2 – 11
NEW YORK ROUNDTRIP FLY W/3 NIGHTS TIMES SQ AREA
www.utopiatours.com
Oct 17 – 21
1-800-872-8445
FALL BRANSON TOUR includes “SAMSON” & MORE 6 days & 6 shows Oct 17 – 22
CHRISTMAS BRANSON TOURS ENJOY THE SHOWS & LIGHTS OF BRANSON AT CHRISTMAS TIME
Nov 8 – 13 5 shows; Nov 14 – 19 6 shows; Nov 27 – Dec 2 5 shows & more! CALL ON AVAILABILITY FOR ALASKA MOTORCOACH AND CRUISE TOURS
20 | GENERATIONS • Summer 2018
since 1971
www.alextravelagency.com
1-800-950-8690
3015 Hwy 29 S. Suite 4038, Alexandria, MN 56308 Conveniently located in the Viking Plaza Mall
ree tips for finding a senior-friendly tablet In the market for a tablet computer? With so many makes and models available these days, finding the right one for you is no easy task. Here are three smart tips to help you choose a great tablet that suits your needs.
1
Choose a large enough display. Pick a full-sized tablet with at least a 10inch display, especially if you have trouble seeing. A larger touchscreen is also more userfriendly and comfortable to use.
2
Prefer a simple user interface. Not entirely comfortable with computers and the like? Choose a tablet that runs on a simple operating system
featuring familiar icons and a straightforward layout. Don’t hesitate to try out several different models in store to find the one you like best.
3
Think functionality. Make sure that the tablet you settle on is up-to-date with the latest technologies and has all the capabilities that you’re looking for. If you wish to be able to contact your loved ones via email or video chat, play games, or take photos, for example, choose a device that will allow you to do so with ease. Finally, think ahead by making sure the brand of tablet you choose offers a solid technical support service. Happy shopping!
Peace of mind is a gift.
With our medical alert system, you can live in your own home— independently, safely, and worry free.
888.264.6380 heartlandss.com
Summer 2018 • GENERATIONS | 21
LeBrasseur known as
‘Mrs. Alexandria’ Kathryn LeBrasseur is looking forward to her class reunion this July as much as today’s high schoolers anticipate graduation day. The 88-year-old Alexandrian, who graduated from what was known as Central High School back in her day, is celebrating her 70th class reunion. She graduated in 1948 and called her class a “strong class.” She said there are between 12 to 14 students who still live in the Alexandria lakes area. “We always have a hayrack during the homecoming parade each year,” she said. Born and raised in Alexandria, LeBrasseur hasn’t always
lived here, she said, adding that she married Donald LeBrasseur, who she called a wanderlust. The couple lived in several different states besides Minnesota, including Wisconsin, Alaska and Arizona. In 1979, however, they moved back to Alexandria to settle down and raise their family. “Alexandria was always the place we wanted to return to,” she said. And when she returned, LeBrasseur consumed herself with community involvement and hasn’t stopped since. “I feel very fortunate to be able to still be involved at my
22 | GENERATIONS • Summer 2018
age,” she said. “I’ve been blessed to still be mobile as I am and still able to drive and get around.” LeBrasseur said she has always been “one for a cause” and loves to support organizations that make a difference. She has worked with many different organizations during the past several decades. When asked how many, LeBrasseur guessed probably 30, and then quickly said it is probably closer to 50. Because of her commitment to the community, she was awarded the Sertoma’s Service to Mankind Award in 2016 and Alexandria Mayor Sara Carlson dubbed her “Mrs. Al-
By Celeste Edenloff Contributing writer
exandria.” The mayor was quoted in a May 2016 Echo Press article saying, “We need to know that Kathryn should always be known as ‘Mrs. Alexandria.’ There is nobody who exemplifies Alexandria more than Kathryn LeBrasseur.” She’s helped out with churches and senior clubs, schools and hospitals, Girl Scouts and the Women’s Club and so many more. “I think I was the first Brownie in Alexandria,” she said. “And then I ended up running the first Girl Scout Camp. I feel privileged to be a part of so many women’s organiza-
I feel very fortunate to be able to still be involved at my age. I’ve been blessed to still be mobile as I am still able to drive and get around. Katherine LeBrasseur
tions throughout the years.” LeBrasseur said she never felt deprived of opportunities because she was a woman. She said she always felt like she was part of a team. “I never knew I had to be liberated,” she said. When she was in school, LeBrasseur said she also never felt cheated or deprived of opportunities because she was in rural area. “We had all the same opportunities as the kids in the cities did,” she said. In 1980, LeBrasseur began her career as the county’s senior director. She had been a teacher for many years, but when she moved back to Alexandria, the school district at that time, she said, didn’t hire locals. LeBrasseur has been instrumental in many different organizations throughout the county, including helping to bring Meals on Wheels to the area back in 1981 and also helping to establish the Rainbow Rider transportation system.
Transportation is an issue that she is passionate about because of those who may not have access to it. She said there are still people who are isolated and that is an issue and concern, and something she continues to work on. She said Douglas County is fortunate, however, to have a lot of different programs available to its citizens.
SHE’S BEEN INVOLVED
Here’s a look at just a few of LeBrasseur’s accomplishments over the years: Participant and governor elect, first Minnesota Girls State Ideal Teacher Award, University of Minnesota, 1952 Teacher of the Year, Fairbanks, Alaska, 1978 AARP State Andrus Award, Volunteer of the Year State of Minnesota, 2014 Citizen of the Year, Douglas County Fair Board, 2015 Service to Mankind Award recipient, Alexandria Sertoma, 2016 Director, Alexandria Girl Scout Camp, 1949-1957 Executive director, Alexandria Senior Center Instrumental role in establishing the Lifetime Learning Institute, Meals on Wheels and Rainbow Rider for Douglas County area Community involvement: Philanthropic Educational Organization, Hospital Foundation, Alexandria Technical and Community College Foundation Board, Age Friendly Alexandria Committee, Alexandria Area Arts Association, Aging Antics for the Arts Committee, Douglas County Fair Board, Elder Network Board, Women’s Club.
WORDS OF WISDOM LeBrasseur shared some sage advice for the younger generation, telling them to get involved and to not live in fear. She said they should expose themselves to a variety of experiences and take the time to not only participate in a variety of activities, but to enjoy the experiences. For those at the college level, LeBrasseur encourage them to slow down and enjoy their college life. And lastly, she said, “Nobody’s future is guaranteed forever. Prepare for change.”
001731403r1
001584221r1
Our residents agree...
Life looks great from here.
TM
Open 24 hours 7 days a week!
001723227r1
Hwy. 29 S. and I-94 Alexandria, MN 320.762.8945
ASSISTED LIVING
715 Victor St, Alexandria • 320-759-2132 VistaPrairie.org • facebook.com/windmillponds Summer 2018 • GENERATIONS | 23
Seniors, don’t fear the health club Exercise is one of the most important aspects of maintaining your health as seniors age, but in the upper Midwest, weather can oftentimes thwart plans for outdoor activity, leaving them with the option of a health club. And, despite the wide array of fitness equipment available, it can be intimidating to step inside. Many seniors avoid machines and classes, feeling that they will not be able to use the equipment properly. Also, sometimes seniors feel that gym atmospheres aren’t welcoming to older adults. Despite those fears, most gyms are welcoming and willing to help adults learn their way around the equipment. Here are a few tips for getting comfortable in a health club. Choose a gym that caters to seniors. Many health clubs offer “SilverSneakers” classes and others may even have times that are exclusive to
senior members. Investigate all your options. Check with your doctor. Any time you think of starting a new health regimen, make sure to check with your doctor. He or she may also know of any gyms that cater to seniors. Find a friend. A workout partner can allay some fears of heading for the gym and keep you on track. Start slowly. Don’t jump into the middle of a strenuous workout regimen. Build up your strength gradually, and check out how other members use the equipment to avoid injuries. Stay positive. No matter what age you are and what skill level you are at, everyone feels out of place at first. Don’t get discouraged. Stick with your regimen. After a while, you might even enjoy it!
We Have the Club Car You Need.
001734270r1
New or Used Golf Cars on the Course or at Home
SALES & SERVICE
320-762-1114
605 Hawthorne St, Alexandria • Mon-Fri 8am - 5pm • Sat 9am-Noon • AlexGolfCars.com 24 | GENERATIONS • Summer 2018
How to relieve the symptoms of shingles Shingles, or herpes zoster, is an infectious disease caused by the reactivation of the chicken pox virus. It’s characterized by a rash that appears along a nerve or nerve ganglion, usually on the chest or back. The resulting blisters can cause intense itchiness, diffuse pain and an acute burning sensation. If you suspect you have shingles, seek medical attention as soon as possible: early detection is key to reducing both the severity of the disease and its potential complications. Depending on your situation, you doctor might prescribe antiviral medication or painkillers.
In addition to medication, there are certain things you can do to better manage the pain caused by shingles: • Wear loose clothing to prevent friction in affected areas • Use moist compresses to reduce the burning sensation • Apply a calamine-based lotion to curb itchiness • Get as much rest as you can and try to relax (meditate, read, or listen to music, for instance) Nowadays, a vaccine is available to prevent shingles in people aged 50 and older. Ask your health-care provider if you’re a good candidate.
SYMPTOMS OF SHINGLES The signs and symptoms of shingles usually affect only a small section of one side of your body. These signs and symptoms may include: Pain, burning, numbness or tingling Sensitivity to touch A red rash that begins a few days after the pain Fluid-filled blisters that break open and crust over Itching Some people also experience: Fever Headache
Sensitivity to light Fatigue Pain is usually the first symptom of shingles, sometimes intense. Some people experience shingles pain without ever developing the rash. Most often, the shingles rash develops as a stripe of blisters that wraps around either the left or right side of your torso. Sometimes the shingles rash occurs around one eye or on one side of the neck or face.
Summer 2018 • GENERATIONS | 25
Drop a line on some new fishing gear New gadgets have anglers trolling the aisles beofer hitting the lakes “It’s kind of taking the bass world by storm. It is the hot new lure for bass fishing.” Don’t just take his word for it. “Delivering a loud topwater buzzing action that leaves all other frogs in its wake, the Booyah Toad Runner Frog elicits bone-jarring strikes that are not for the faint of heart,” reports the Tackle Warehouse, on its website, www.tacklewarehouse.com. ALL ABOUT THAT BASS That’s not the only new thing Bass fishing is the most popular lake game in the country luring fishermen to the sports and with it comes lots of gear to store. Berkley Snap Jigs are making a splash with outdoorshelp anglers catch their fill. One of the hot new lures are man looking to land bass. The Toad Runners from Booyah newest variety allows you to reBait Co., says Seth Jordan, fish- place plastic part to customize ing manager at Scheels in south the lure. “It allows you to fish comFargo. “It’s the new and exciting way pletely differently,” Jordan says. 3.5” 2.5” | Maximum Font Size: “When you drop it in water and to catch bass,”xJordan explains. Give a person a fish, and you feed them for a day. Teach a person to fish, and you feed them for a lifetime. Develop new items that help them fish and, well, you have them hooked. With a new fishing season here, retailers are luring anglers in faster than fishermen hitting a sweet spot.
3.5” x 2.5” | Maximum Font Size: 30 pt
By John Lamb
Contributing writer
jig it, it goes side-to-side rather than straight up and down. You can cover a lot more ground with it and it gives fish more of a reaction bite. It’s a new aggressive way to fish plastics.” He adds that Scheels will have exclusive colors for jigging raps this year. UNDERWATER OPTICS Catching fish is only possible when you can find fish. The difference between a good fisherman and an amateur angler is knowing where to drop a line. A new innovation in fish finding will make even the novice bait n’ bobber seem like Babe Winkelman. Garmin’s Panoptix transducers allow you to see all around underwater to find the ones 30 pt otherwise get away. that might
The LiveVü Forward allows you to see what’s directly ahead to see which direction fish are moving. RealVü 3D Forward allows you to scan the area to locate a school. The FrontVü setting helps find possible obstructions, helping boaters avoid accidents. “You can literally chase schools of fish and see what’s coming forward rather than what’s coming down,” Jordan says. He says the device, ideal for locating schools of crappie and bluegill, is the most innovative item since the iPilot trolling motor made waves seven years ago. Derick Berhow, the fishing and fly fishing lead at Cabela’s in East Grand Forks, Minn., says Humminbird’s new sonar
Finding solutions Finding solutions for for your financial needs your financial needs Finding solutions f 3.5” x 2.5” | Maximum Font Size: 30 pt 3.5” x 2.5” | Maximum Font Size: 30 pt
Finding solutions for Scott W Larson,your AAMS® financial need Financial Advisor Financial Advisorfinancial needs your
® ScottScott Larson,W AAMS Larson, AAMS®Kevin Klepper, CFP®,
Justine Whitman, AAMS®
AAMS
®
Financial Advisor
Financial Advisor
Financial Advisor
.
323 Broadway Street . 323 Broadway Street Alexandria, MN 56308 (320) 762-2337 323 Broadway Street Alexandria, MN 56308 320-759-1174 117 6th Avenue East 320-759-1174 Alexandria, MN 56308 www.edwardjones.com Alexandria, MN 56308 320-759-1174 www.edwardjones.com Financial Advisor www.edwardjones.com
(320) 762-8536
1111 Broadway Street Scott W Larson, AAMS® Alexandria, MN 56308 Financial Advisor Scott W Larson, AAMS®www.edwardjones.com
. www.edwardjones.com 323 Broadway Street
Randy Witt
Alexandria, Andrew Holte MN 56308 320-759-1174
(320) 219-7963 2633 Jefferson St Ste 702A Alexandria, MN 56308 www.edwardjones.com
(320) 759-3080 316 N Nokomis Street Alexandria, MNMember 56308 SIPC www.edwardjones.com
Financial Advisor
Financial Advisor www.edwardjones.com
.
323 Broadway Street Alexandria, MN 56308 320-759-1174 www.edwardjones.com
Member SIPC Member SIPC
26 | GENERATIONS • Summer 2018
Mem
FishSmart app is a must-have for tech-savvy casters. “That gives anglers the ability to have LakeMaster mapping in the palm of their hand and also update their fish-finding units via a more convenient way through wifi,” he says. UP AGAINST THE WALLEYE Minnesota and North Dakota walleye country and anglers are always looking for a way to get the upper hand on this delicious fish. Matthew Onstad of the family-owned Quality Bait & Tackle in Detroit Lakes, Minn., says Slow Death Hooks will help you real them in. The spinner bait allows you to use a night crawler and the bent hook design makes the worm look like it’s moving. “Slow-death rigging has been around awhile,” Minnesota celebrity fisherman Chip Leer told www.in-fisherman. com. “It was born on the Missouri River system as a way
to find and trigger wandering walleyes, and initially centered on a half-nightcrawler threaded onto a kinked Aberdeen hook, causing the bait to rotate on a slow to moderate troll. While slow-death rigging started with just a hook, they’re now used with spinner blades and in some cases spoons for added flash and vibration.” Berhow like Salmo lures which makes crankbait Hornet in 14 colors exclusive to Cabelas. “This lure continues to be a Devils Lake (N.D.) staple and walleye fishing go-to crankbait,” he says. FISHING FRIENDLY A new wave in fishing gear is marketed towards humane treatment of the catch. Topping the list of Field & Stream’s Hottest New Fishing Gear for 2018 is a digital scale from Rapala that uses pinchers instead of hooks to hold the fish.
“Weighing can inflict injury on a fish, due to the hooks that have been traditionally used to hold down the catch. But Rapala has replaced these standard hooks with fish-friendly grippers, so the scale is a must-have for catch-and-release anglers,” the review reads. Onstad stocks a similar product at Quality Bait & Tackle and says other merciful measures are out there for conscious casters. “Rubber nets have become popular the last few years. They’re easier on the fish. You’re not ripping scales off as much and you don’t get your hooks hooked into the line,” he says.
Even for live bait, options exist that keep bait safe and healthy, making for better fishing. Onstad points to the Engel Bait Aeration Cooler, which keeps the water a more fixed temperature and pumps oxygen into the container. “It could make your minnows last several weeks,” he says. Berhow points to Clam Pro Tackle’s tungsten drop jigs as an environmentally-friendly option. “(Tungsten) offers more environmentally safe alternatives to lead and with it being more dense than lead, it offers a faster sink rate with less resistance.”
Summer 2018 • GENERATIONS | 27
Choosing the right financial professional What should you know? By Edward Jones Financial Advisors What kind of lifestyle do you hope to have in retirement? Do you have a strategy to get there? If you don’t have confidence in your plan, it may be time to engage a financial professional. But how do you choose the one who’s right for you? These days, you have more options than ever – including so-called robo-advisors. Robo-advisors typically use algorithms to assemble investment portfolios, with little to no human supervision, after customers answer questions online. Generally, robo-advisors are fairly cheap, and their recommendations are usually based on sound investment principles such as diversification. However, when considering a robo-advisor, you should determine if an algorithm can address your needs as well as a human being – someone who actually becomes familiar with your life and all aspects of your financial situation. Furthermore, a robo-advisor can’t really handle the new wrinkles that will inevitably pop up, such as when you change jobs, and you’d like to know what to do with your 401(k) from your previous employer – leave the money in that employer’s plan, transfer the account to the new employer’s plan or roll it over to an IRA. You probably couldn’t receive a personalized evaluation of your options, based on your individual goals and circumstances, from a robo-advisor.
Asking the right questions If you decide to work with an individual financial professional, what should you look for from this person? Here are a few questions you might want to ask: Who is your typical client? By asking this question, you may get a sense of whether a particular financial advisor has experience working with people in your financial situation and with goals similar to yours. What’s important to you? The quality of your relationship with your financial advisor is important – after all, you may be working with this person for decades – and he or she likely will be involved with many of your most personal decisions. Consequently, you’ll want to work with
28 | GENERATIONS • Summer 2018
someone you connect with on an individual level, as well as a professional one. So, if an advisor seems to share your values and appears to have good rapport with you, it could be a positive sign for the future. How will we communicate – and how often? If you’re interviewing candidates, ask them how often they will meet with you in person. At a minimum, an advisor should see you once a year to review your progress and suggest changes. Will they also call or e-mail you with suggestions throughout the year? Are you free to contact them whenever you like? Will you get a real, live person every time you call? Will they send out newsletters or other communications to
update you on changes in the investment world? If so, can you see some samples of the communication vehicles they send to clients? How do you get compensated? Some financial advisors work on a fee basis, some on commissions, and some use a combination of both. Find out how your advisor will be compensated, when you’ll need to make payments and how much you’ll be expected to pay. By asking the right questions, you should get a good sense of whether a particular advisor is right for you. And since this likely will be one of the most important professional relationships you have, you’ll want a good feeling about it, right from the beginning.
Resources for Minnesotans MINNESOTA BOARD ON AGING The Minnesota Board on Aging is an organization with authority to assist older Minnesotans. Minnesota Board on Aging Department of Human Services P.O. Box 64976 St. Paul, MN 55164-0976 (651) 431-2500 or (800) 882-6262 Senior LinkAge Line: (800) 333-2433 www.mnaging.netexternal link icon SENIOR LINKAGE LINE Senior Linkage Line is the Minnesota Board on Aging’s statewide information and assistance service. Senior Linkage Line at (800) 333-2433. MINNESOTA DEPARTMENT OF HEALTH The Minnesota Department of Health is the state agency with the authority to license hospitals, nursing homes, assisted living facilities and home health care agencies in Minnesota. Office of Health Facility Complaints P.O. Box 64970 St. Paul, MN 55164-0970 (651) 201-4201 or (800) 369-7994 www.health.state.mn.usexternal link icon MINNESOTA OMBUDSMAN FOR LONG-TERM CARE The Office of the Minnesota Ombudsman for Long-Term Care has authority to investigate complaints concerning nursing home, home care services, hospitals and other long-term care facilities related to the health, safety, welfare, rights and government benefits of people. Office of Ombudsman for Long-Term Care Elmer L. Andersen Human Services Building 540 Cedar Street St. Paul, MN 55155 (651) 431-2555 or (800) 657-3591 www.mnaging.net external link icon Resources from the office of Minnesota Attorney General Lori Swanson
MINNESOTA DEPARTMENT OF COMMERCE The Minnesota Department of Commerce has authority to regulate certain health insurance companies and third-party administrators, as well as financial advisors and securities, including companies that issue securities, securities brokers, and securities agents. Minnesota Department of Commerce 85 7th Place East, Suite 280 St. Paul, MN 55101 (651) 539-1500 or (800) 657-3602 www.mn.gov/commerce external link icon SOCIAL SECURITY ADMINISTRATION The Social Security Administration is the federal agency that has the authority to administer Social Security benefits. Social Security Administration Office of Public Inquiries 1100 West High Rise 6401 Security Boulevard Baltimore, MD 21235 (800) 772-1213 www.ssa.gov external link icon CENTERS FOR MEDICARE AND MEDICAID SERVICES The Centers for Medicare and Medicaid Services is the federal agency with the authority to run Medicare. Centers for Medicare and Medicaid Services 7500 Security Boulevard Baltimore, MD 21244 www.cms.govexternal link icon FEDERAL TRADE COMMISSION The Federal Trade Commission (FTC) is the federal agency that has authority to take action against deceptive, fraudulent and unfair business practices in the marketplace. Federal Trade Commission Bureau of Consumer Protection 600 Pennsylvania Avenue NW Washington, DC 20580 (877) 382-4357 TTY: (866) 653-4261 www.ftccomplaintassistant.gov external link icon
Summer 2018 • GENERATIONS | 29
How to choose your ideal residence Leaving your family home for a retirement community is an important stage in life. It requires preparation and a good amount of reflection. Before you make that decision, you will have to ask yourself what kind of living situation is right for you. To answer this question, draw up a list of your needs and the needs of your partner, if you have one. Be sure to take into consideration your health, any mobility limitations you might have and your preferences. Don’t forget that all these factors will probably change as time progresses, so plan ahead! AUTONOMOUS LIVING Do you sometimes need a little help but don’t require regular daily assistance? Autonomous living communities
are for you! These retirement communities offer many activities and outings you can take advantage of as you like. Optional services are also offered, including food services, hairdressing and household cleaning help. For the most part, medical supervision is limited in these residences. Some communities will employ a resident nurse to be on hand in case of emergencies. SEMI-AUTONOMOUS LIVING Do you need help accomplishing certain daily tasks such as washing yourself, getting dressed, or getting about? Then you should consider semi-autonomous retirement communities. This type of residence is convenient for those who only need a little assistance and less than three hours
Extraordinary Care
In order to choose a retirement home that’s right for you, be sure to know your needs.
of personal care each day. With semi-autonomous living, you will have access to a service staff that can help you eat or do housework, according to your needs. Trained professionals will of course provide any medical treatment. These facilities are perfect for seniors in the early stages of cognitive impairment or for couples where only one member is autonomous. FULLY ASSISTED LIVING Are you no longer able to adapt to your environment without help? Do you have significant physical or psychological challenges? Residences for those with diminishing autonomy and long-term care facilities are for you. In this kind
of residence, you will be guaranteed constant assistance and surveillance. All of your pharmaceutical, medical and domestic needs will be met there. IT’S A START! Do you have a better idea of what kind of residence is right for you? Then it’s time to find your next home! Take the time to visit and compare several places before you choose. Leaving your house or apartment is always an emotional experience, but remember that change will bring its own advantages. Security, peace of mind, proximity to essential services and a whole new social life are waiting for you.
www.GreeleyPlumbing.com
For Extraordinary People
Sales & Service: Furnaces & Air Conditioners Heat Pumps In-Floor Heat Systems Boilers Sewer Camera Roto Rooter
30 | GENERATIONS • Summer 2018
(320) 763-7333 3705 Hwy 29 S, Alexandria (320) 634-4486 20585 Hwy 28, Glenwood
001672503r1
Assisted Living | Memory Care | 320.759.2121 Alexandria, MN | edgewoodseniorliving.com
Water Heaters Unit Heaters Plenum Heaters Mitsubishi Ductless Air Exchangers New Construction & Remodels
$54,360 $2,376 $51,984 $1,000 $50,984 $500
Vin #2LMPJ8LR8JBL38671
2018 Lincoln MKX AWD White Platinum Metallic Tri-Coat, Cappuccino Luxury Leather Trim, 3.7L V6 TI-VCT engine, 6 speed Selectshift, auto transmission, 245/50R20 A/S BSW tires, Lincoln MKX Climate Pkg., heated rear seats, heated steering wheel, rain sensing wipers, windshield wiper de-icer, Driver Assistance Pkg., lane keeping system, adaptive cruise control, precollision assist w/ped detec, adaptive steering
MSRP Juettner Motors Disc. Lincoln Retail Premium Bonus Customer Cash Lincoln Bonus Customer Cash
50,484
$
YOUR PRICE
+ 0% APR 60 months O.A.C.
320-763-3126 • Toll Free: 888-479-6479
R001953960
1900 South Broadway, Alexandria, MN 56308 SALES - Mon. - Thurs. 8am-7pm; Fri. 8am-5:30pm; Sat. 8am-5pm • SERVICE - Mon.-Fri. 7am-5:30pm; Sat. 8am-12pm
Summer 2018 • GENERATIONS | 31
Eating well Put these five foods on your grocery list Everyone knows that exercise is good for your body, but eating well is just as important. Here are five foods that you should incorporate into your diet: 1. Fruits and Vegetables. The more colorful your fruits and vegetables, the more vitamins and antioxidants they contain. Some of the best fruits are blueberries, red raspberries and dark cherries, while vegetables high in nutrients are spinach, kale and Swiss chard. 2. Dairy. Calcium is extremely important to body function and dairy tops the list of foods with the most calcium content.
Three 8-ounce servings of milk can give an adult all the calcium needed for one day. It’s also a great source of vitamin D, which is essential for healthy bones. Keep your dairy healthy by sticking to low-fat or non-fat versions of milk, yogurt and cheese. 3. Whole Grains. A good source of vitamin B, whole grains also have a ton of fiber and are easy to find. Search out oatmeal, whole wheat, brown rice, barley and quinoa. 4. Lean Protein. Fish, poultry, meat, beans, legumes, nuts and dairy products are all wonderful sources of lean protein, which help build muscle.
www.iversoninsurance.com Alexandria (320) 762-9400 Miltona (218) 943-5551 Parkers Prairie (218) 338-4755
32 | GENERATIONS • Summer 2018
5. Fish With Omega-3s. Salmon, tuna and mackerel are all good sources of omega-3 fatty acids, which are good for your heart health. Check out MyPlate, www. fns.usda.gov/tn/myplate, the United States Department of Agriculture’s Food and Nutrition division, to see a simple graphic that shows exactly how the five food groups should be divided up on your plate.
To maintain your weight, make sure to follow the recommended servings for your age and body. It’s also important to read the nutrition facts labels on food and to select low sodium food sources, since the salt can increase high blood pressure. Finally, don’t forget to stay hydrated to stay at peak performance.
WOMEN Not physically active: 1,600 calories Somewhat active: 1,800 calories Active: 2,000-2,200 calories MEN Not physically active: 2,000 calories Somewhat active: 2,200-2,400 calories Active: 2,400-2,800 calories 001732696r1
Relax!
YOU’RE RIGHT ON TIME TO PLAN.
Let me help you!
• Wills - Trusts • Powers of Attorney • Legacy Planning • Legacy Conversations
Serving Individuals & Business Owners For 25 years.
• Elder Law • Revocable Trust Funding & Maintenance
121 5th Ave. West (5th & Fillmore) Alexandria, MN 320-763-7838 • JoellenDoebbertAttorneyatLaw.com 2017-18 Chair Probate & Trust Law Section, MSBA
JoEllen Doebbert Attorney at Law
Summer 2018 • GENERATIONS | 33
Make sure your vacation is a success Keep an eye on airfare to help decide when to go. If you’re flexible, midweek and off-peak fares can save a bundle. Look for last minute cruise offers. Ships that aren’t full will drop prices close to departure to fill cabins. One of the best summer travel tips for seniors is a lifetime pass for entry into U.S. national parks for $90 ($80 for the pass plus a $10 handling fee) and is available to U.S. citizens or permanent residents age 62 and older. An annual pass is also available for $20. Check out travel agencies that cater to senior citizens, such as Road Scholar, 50plus Expeditions and Cruises and Suddenly Senior.
Many seniors look forward to their retirement years, making plans to travel the U.S. and the world. According to guidebook author and travel TV host Rick Steves, retirement frees you from a work schedule and recommends traveling during the ‘shoulder season’ – the period between the high and low seasons of a vacation destination, which is April through mid-June or September and October. Picking those times will help you avoid crowds and summer heat. One of the most important tips for seniors is to purchase travel insurance. Although it’s not cheap, as you age, it also becomes more necessary. Travelers should check into how to use medical insurance overseas. Also, if you purchase additional travel insurance, make sure to pay attention to evacuation insurance, which covers the cost of getting you to medical care in case of an emergency. If you are traveling, make sure to pack light. The lighter you pack, the easier it will be for you to manage your luggage. Also, make sure your luggage is equipped with
34 | GENERATIONS • Summer 2018
wheels. Using a rolling bag with a smaller bag that stacks on top. A second pair of glasses is another important item to pack, since replacing your prescription on the road can be difficult and costly. If you need medications, make sure to bring a full supply with you, since filling a prescription on the road can be time-consuming. And, if you wear hearing aids, be sure to bring spare batteries. Another good tip is to fly direct; otherwise, check your bag. That way you don’t need to drag your luggage through an airport. If you have trouble with stairs, request a ground floor room unless your accommodations have an elevator. If you plan to travel by car this summer, make sure to keep an eye on gas prices. Prices have increased substantially, so you may have to set aside a little extra for your trip. And, of course, make sure to take advantage of any senior discounts that are available, whether it’s for concerts or sightseeing events. Always ask about discount possibilities, even if they aren’t posted.
Use frequent-flyer airline miles. Some airlines have eliminated blackout dates, giving you more flexibility in obtaining seats. Sites such as Airbnb, FlipKey, VRBO and HomeAway.com let you deal directly with homeowners or property managers, giving you options for lower priced or last-minute stays. Use hotel loyalty points to travel less expensively. Many hotels will give you a free stay if you are a member of their loyalty club.
Set up alerts for fares on sites like Kayak.com, Thrifty Traveler or Scott’s Cheap Flight that will alert you when prices drop or last minute deals come about.
Smart tips for travel-savvy seniors The number of North Americans over 60 is on the rise. Are you a member of this growing demographic? Planning to travel in the near future? Whether or not you’re in good health, you’ll need to take precautions to ensure a safe and pleasant trip. AIR TRAVEL As you age, your risk of developing a blood clot during a flight increases. It’s therefore important that when traveling on a plane, you get up, stretch your legs and move around regularly. Your doctor may also prescribe compression socks or preventive medication. JET LAG Generally speaking, older people feel the effects of traveling to a different time zone more intensely than younger people. To keep symptoms of jet lag to a minimum,
make sure that you spend time in the sun, exercise, drink plenty of water and avoid alcohol and caffeine when you land. Eating at your usual mealtimes according to the local time zone can also help. TRAVELER’S DIARRHEA All tourists are at risk for traveler’s diarrhea. While usually benign, this unpleasant condition can lead to complications, especially in older travelers and those with pre-existing health conditions. Be extremely careful about what you drink and eat, and wash your hands often. Regardless of your destination, make a stop at your local travel clinic (or visit your doctor) before heading abroad. A healthcare professional will be able to advise you on any vaccines or other precautions you might benefit from.
Have you heard the Rumor?
Better than normal hearing
That’s GENIUS!
TM
New GENIUS!TM Technology Delivers Easier, More Natural Hearing Wherever Your Life Takes You Experience up to 25% better speech recognition in challenging listening environments than those with normal hearing*
CALL
TODAY!
It’s True, Clinically Proven. Finally a hearing aid that knows how to listen in noise. *Studies conducted at the University of Northern Colorado (2014) and Oldenburg Horzentrum (2013) showed that Speech Reception Thresholds (SRT) in cocktail-party situations improved up to 2.9 dB for wearers with mild to moderate hearing loss using GENIUS with Directional Focus, compared to people with normal hearing. This corresponds to over 25% improvement in speech understanding.
200 OFF
$
Total Purchase When A 3rd Party is Present.
Valid when you purchase a Miracle-Ear ME-1, ME-2 or ME-3 Solution (2 aids) during promotion period. Valid at participating Miracle-Ear locations only. A 3rd party individual must be present at time of purchase. Does not apply to prior purchases.
FREE HEARING TEST & EVALUATION No Cost or Obligation Call for Appointment
Fitting fees may apply. Hearing tests are always free. Not a medical exam. Audiometric test to determine proper amplification needs only.
Alexandria 2715 MN-29 Suite#114 Midway Mall 320-298-4908
001732498r1
ADDITIONAL
www.miracle-ear.com/locations/alexandria-mn/ Summer 2018 • GENERATIONS | 35
Skip the sunscreen – UPF clothing’s got your back Protection from the sun is anything but a sticky situation Ahh those crazy, hazy, lazy days of summer. With warmth allowing you to shed those bundled layers of clothing and sunshine lasting until nearly 9 p.m., who could ask for anything better? Your skin certainly could. Living in the Midwest, sunshine and warmth are two things people long for during the miserable winters. But, when that last bit of snow melts into puddles and the sun reaches high in the sky, Midwesterners tear off their parkas in favor of light – and oftentimes less – attire the first chance they get. The warnings are out there: apply sunscreen before you go out in the sun. Although everyone knows sunscreen is a very import-
By Emma Vatnsdal Contributing writer
ant factor in the fight against skin cancer, many wouldn’t even think about slathering up places that are usually covered by clothing. However, most clothing, especially not lighter, more summery clothing, is not enough of a barrier to block UV radiation from the sun, allowing it to reach skin through those layers of cotton. There are two types of UV radiation that affects skin. UVA rays penetrate deep into
UPF 15 through 50+ rated fabrics offer protection from 93 percent to over 98 percent of UV rays. Holly Dugan Duluth Trading Company spokesperson
36 | GENERATIONS • Summer 2018
the skin’s thickest layer. Unprotected exposure to UVA rays can lead to premature skin aging and wrinkling. UVB rays, which play a key role in the development of skin cancer, usually burn the outermost layer of the skin. Fixing this problem, however, is much easier – and less messy – than bathing in SPF. If too-little-radiation-blocking-powers in clothing is the problem, ultraviolet protection factor (UPF) clothing is the solution. UPF protective clothing protects the wearer from both UVA and UVB rays, while sunscreen generally only protects against UVB rays. These clothes don’t have to be heavy or bulky either. Holly Dugan, a spokesperson for Duluth Trading Company in West Fargo, North Dakota, says the makeup of the fabric in UPF clothing is what protects skin from harmful rays from the sun. “There are many factors that go into the fabric’s performance in terms of UPF,” Dugan says. “While UPF is not always directly related to the weight of the fabric, additional finishing can help lighter weight, loosely constructed fabrics achieve higher ratings.” By wearing UPF clothing,
individuals are able to forego sunscreen. “UPF 15 through 50+ rated fabrics offer protection from 93 percent to over 98 percent of UV rays,” Dugan says. “Choosing a fabric with UPF rating is a sure way to know you’ll be receiving some kind of protection versus not knowing. UPF protective clothing protects the wearer from both UVA and UVB rays whereas sunscreen only protects against UVB rays. The protection is made to last the lifetime of the garment and is more convenient to wear than having to worry about reapplying sunscreen every hour or after sweating or getting wet.” While the sun will be around forever, ways of protecting skin from those glorious rays will always be improving. From lotion to slather on, to a shirt that just has to be slipped over the head, keeping skin safe is extremely important. When those glorious warm rays of summer poke through the dreary winter clouds, slip into something a little more comfortable – like a breezy shirt – and know your clothes are keeping you safe and protected.
Help at home: Personalized care services for seniors With an aging population whose life expectancy is constantly on the rise, more and more businesses and organizations are offering personalized homecare services to assist senior citizens. Thanks to these initiatives, the elderly now have the opportunity to remain in the comfort and privacy of their own home for longer than ever — a dream come true for many! SIMPLIFYING EVERYDAY TASKS Families can choose from a wide range of residential care services tailored to the various functional needs of seniors.
Between housecleaning (vacuuming, mopping, dusting, etc.), routine chores (laundry, ironing, etc.), meal preparation (cooking, catering, etc.), personal care (manicures, shaving, etc.) and hygiene, the many available forms of assistance can enable seniors to maintain their independence and enjoy a better quality of life throughout their golden years. Furthermore, help with running errands or attending medical appointments is also available for those who can no longer drive or otherwise visit their local supermarket, pharmacy, hospital or bank on
their own. The same applies for health care (blood tests, antibiotic treatments, injections, vaccinations, wound care, pain management, etc.) and rehabilitation (physiotherapy, occupational therapy, inhalation therapy, etc.) following an injury or surgery.
From housecleaning to meal planning, there are many specialized services available for seniors in need of assistance at home.
Summer 2018 • GENERATIONS | 37
Great books for reading all summer long By Kathleen Pohlig Cherry Street Books
Do you find summer a good time to relax in the shade in your yard, on the boat or by the lakeshore and enjoy a good book? Maybe you have some time at a cabin or a camping vacation planned and need a good book to take along. Here are a few titles you might like to consider, both fiction and non-fiction.
Lillian Boxfish Talks a Walk by Kathleen Rooney is the story of an 84-year-old woman thinking back on her younger days while walking around New York City. She had been a widely known and successful marketing executive for Macy’s and is a sometimes humorous and always feisty and interesting character. Really a fun read.
The Nest by Cynthia D’Aprix Sweeney. This is the story of four adult siblings who are expecting to come into a significant inheritance when the youngest turns 40. A major glitch in the plan causes some serious troubles for several of them since they have made poor financial decisions in anticipation of this expected money. It is an interesting examination of the relationships between the siblings and their families. Excellent.
Pachinko by Min Jin Lee takes us to another place and time. The novel centers around Koreans living in Japan preWorld War II. Excellent book. A Sister in My House, written by Linda Olsson, is a short novel and has just two main characters. The sisters have long had a troubled relationship. One has a home on the coast of Spain and invites her sister to come for a visit. It’s a tender tale of their learning to know
and understand one another again. Olsson writes very vivid descriptions of the village and sea coast and of the sisters and their unique personalities. She wrote another excellent book a few years back called Astrid & Veronika, which is also wonderful. Lilac Girls by Martha Hall Kelly describes the experiences of three young women during the lead up to World War II. One is a New York City socialite working at the French consulate, one an ambitious young doctor in Nazi Germany and the third a teen working for the resistance in Poland. Separate chapters tell the stories of each one as they are all set on a collision course in history. It’s a very different take on the many World War II novels that have been popular in recent years.
The All of It is a short novel by Jeanette Haien and was recommended by a favorite author (Anne Patchett). It is set in Ireland and is about an elderly couple and their priest. The St. Louis Post Dispatch wrote in a review, “A quiet little stunner, written with the sure hand of an artist and the ear of a seasoned storyteller.” A deceptively simple story; it’s wonderful. Bohemian Flats by Mary Ellis Relindes, an author from St. Paul, is historical fiction at its best. It focuses on Germans who came to Minnesota prior to and during World War I and settled in an area on the Mississippi on the south side of Minneapolis. The Star Tribune says its “authenticity of life comes bounding off the page” and author David Rhodes describes it as “bristling with historical details.”
UPSCALE 1, 2 & 3 BEDROOM APARTMENT HOMES The Legacy & Bridgewater Estates have Several Great Amenities. • Theatre • Community Rooms • Elevator • On-site Management • Fitness Center • Tuck Under & Detached Garage • Beautiful Nature Views • Business Center
Properties
Illies, Stroebe, Illies, Brink & Co. Real Estate Group Est. 1981
001584230r1
MANAGED BY
320-759-1000
701 34th Avenue East, Alexandria 38 | GENERATIONS • Summer 2018
320-763-7012
720 22nd Avenue East, Alexandria
Getting You Back to Getting
What Matters Most What Your recovery recovery is is our our priority. Your priority.
Everyday daywith withus us isis another another day day closer closer to to home. Every home.
If you are in need of short-term rehabilitation following an injury, illness or surgical If you are in need of short-term rehabilitation following an injury, illness or surgical procedure, take charge of your recovery and choose Bethany on the Lake. procedure, take charge of your recovery and choose Bethany on the Lake. Our professional, compassionate team is here to help you get stronger, healthy Our team is here to help you get stronger, healthy andprofessional, back to livingcompassionate the life you love. and back to living the life you love. • 100% short-stay customer • First-rate, modern amenities • 100% short-stay customer • First-rate, modern amenities satisfaction rating • Outpatient therapy options satisfaction rating • Outpatient therapy options • State-of-the-art therapy center • Pre-planning program • State-of-the-art therapy center • Pre-planning program • Private rooms & bathrooms • Private rooms & bathrooms
Have a surgery scheduled? Call our admissions Have a surgery Call ourrehabilition admissionsstay. coordinator to startscheduled? pre-planning your coordinator to start pre-planning your rehabilition stay.
320-763-2186 bethanyonthelake.com 320-763-2186 bethanyonthelake.com 1020 Lark Street | Alexandria, MN 1020 Lark Street | Alexandria, MN
Summer Summer 2018 2018 • • GENERATIONS GENERATIONS || 39 39
40 | GENERATIONS • Summer 2018