How To Become A Saving Money Expert

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By Scott Oberholser Saving money is not easy. I think we can all agree to that. There are bills to pay, cash emergencies, and countless items we have to purchase each month to live the quality of life we deserve to live. Not to mention, the hundreds of merchants that will stop at nothing to get our money. It truly takes certain actions on our part to save money. Actions that require consistent, concerted efforts. And, they may be uncomfortable actions to perform. However, as it is with most things in life, nobody ever said becoming a saving money expert was easy. But with discipline, sacrifice, and persistence; it can be extremely rewarding.

1.Discipline- To become an expert of any type you must have a rule or system of rules governing conduct or activity. The same is true in saving money. You must have a system that tracks your income and expenditures every month so that you can account for excess money that can be saved. A budget certainly would create the ability to be disciplined in saving your money. Establish a rule or rules based on your budget and don't break them. For example, make it a rule to save a certain percentage of your money after all your monthly bills have been paid. And don't break the rule. Stick to it, each and every month.

2.Sacrifice-To be a true saving money expert you must be willing to sacrifice, and sacrifice often. This means that pair of shoes that seems to occupy your every thought may have to stay on the shelf. Or, the trip to your favorite restaurant that you have been looking forward to may have to be skipped this week. Sacrifice is not easy. We all work very hard and feel like we deserve a reward for doing so. And, we absolutely do. But maybe the reward this week is keeping some of the money we worked so hard for.

3.Persistence-Having discipline and being able to sacrifice will allow you to save money. But we all know life is a moving target and unforseen circumstances do come up. There will be unplanned expenditures from time to time that will prevent you from sticking to your money saving rules. But there is one personality trait you can and must use that will allow you to continue to be disciplined, persistence. Persistence will allow you overcome minor financial setbacks. To be an expert in saving money you must be stubborn and resolute. In spite of some financial adversity from time to time, you must stay your course.

The amount of money you would like to save is not the important issue in becoming a saving money expert. Being disciplined, willing to sacrifice, and persistent in your actions are the real real issues. Not only will you be able to save money, but you just might be on the path to becoming a better person.

Financially and otherwise.

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