WHEN THE WIND COMES SWEEPING

When the Wind comes

Sweeping down the Plains

In 2019, hailstorms rocked our community here in Edmond. Hailstorms are most common during spring months. The Edmond area has had 42 reports of on-theground hail by trained spotters, and has been under severe weather warnings 96 times during the past 12 months.

The big question is “ARE YOU PREPARED AND READY FOR THE NEXT STORM?” What happens if the worst happens, and you have damage from a storm and have to file a claim? If you are like most people trying to figure out the terms and conditions of your policy, it is like reading a foreign language. My best suggestion would be to meet with your insurance agent before this happens, to review your coverage’s and deductibles. In our busy and fast paced world this seems to be happening less. Look closely at your homeowner’s policy when you get your renewal and make sure you understand your deductible. Many companies are raising deductibles on roof coverage or removing replacement cost on roofs. This means more money out of your pocket if you have a roof claim.

For more information call you local State Farm insurance agent, Gary Baccus at 844-6300.

This past March 24, 2019 a storm produced hail for roughly four hours, with spotters reporting maximum hail size of two inches. The zip code with the highest number of damaging hail reports near Oklahoma City in 2019 was 73012. My current home is located in this area. The ice rocks aren’t just a bother, hail damage costs billions. You can expect to find damaged crops, glass damage, automobile body work damage, as well as roof damage. State Farm insurance agent, Gary Baccus