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YOUR BENEFITS

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MEDICAL BENEFITS

MEDICAL BENEFITS

TABLE OF CONTENTS

YOUR BENEFITS

ELIGIBILITY& ENROLLMENT

MEDICAL BENEFITS

MEMBER RESOURCES

PRESCRIPTIONRESOURCES

DENTAL BENEFITS

VISION BENEFITS

EMPLOYEE ASSISTANCE PROGRAM

SHORT TERM DISABILITY/VOLUNTARY LONG TERM DISABILITY

VOLUNTARY SUPPLEMENTAL LIFE INSURANCE & ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE (AD&D)

VOLUNTARY ACCIDENT INSURANCE

CONTACTS 2

3

4

5

6

7

8

9

10

11-12

13

14

SANS strives to provide its employees with a comprehensive and competitive benefit package. Please take the time to review this guide in its entirety to fully understand the array of benefits available to you and your eligible dependents. We are dedicated to the personal, professional, and financial health of our employees and will continue to provide meaningful benefits at affordable rates. The 2023 benefit guide containsimportantinformationto help you make informed decisions during the benefits open enrollment period and throughoutthe plan year. We encourage all employees to carefully review the material containedin this guide. This guide, describing the benefit plans, is only a summary of the provisions of the plan. While every effort has been made to ensure that this booklet accurately reflects the provisionsof the plans, only the official plan documentsgovern the operationof the plans and payment of benefits. Please reach out to the SANS Human Resources team if you have any questions.

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