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W e a r e at b e s t a n d w e m a x i m i z e o u r s u c c e s s w h e n a c t n o w
lisa rice
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W e a r e at b e s t a n d w e m a x i m i z e o u r s u c c e s s w h e n a c t n o w
Lisa Ryce Lynell Holden Sanford D. Coggins Nabil Captan Sheri L. Stuart Sharon Middlebrooks Mr.Vincent Humphrey Ms.Marion Napoleon Tami Bonnell NACA Services Alex Perriello Kevin Stein Maeve Elise Brown Autumn Urling Elizabeth Schermerhorn Wayne Wyatt Joe Lopez Skip Schenker Success Money Derrick Luckett Mark Alston Eric L. Frazier MBA Buy Fixer Home with a Fixer Loan
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ThiS month’S feATured SPeAker
Lisa Rice EVP, NHFA
lrice@nationalfairhousing.org 202-898-1661 1101 Vermont Avenue NW Ste. 710 Washington DC 20005
W e a r e at b e s t a n d w e m a x i m i z e o u r s u c c e s s w h e n a c t n o w
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The Power is Now: NATIONAL FAIR HOUSING ALLIANCE
WITH LISA RICE Lisa Rice EVP , NHFA lrice@nationalfairhousing.org Mobile: 202-898-1661 1101 Vermont Avenue NW Ste. 710 Washington DC 20005
In her capacity as Executive Vice President with the National Fair Housing Alliance, Ms. Rice oversees the marketing, communications, resource development, public policy and enforcement initiatives of the agency. She is responsible for helping to achieve the organization’s goal of addressing the crisis of segregation in America and the ultimate goal of realizing a truly open society. Lisa joined NFHA in 2006 after serving as CEO of the Toledo Fair Housing Center and the Northwest Ohio Development Agency (NODA). The Fair Housing Center is one of the nation’s premier fair housing organizations. NODA, which Lisa helped to found, is a community development financial institution providing below-market interest loans, grants and financial services to historically under- served markets. While serving at the organizations, Lisa developed and implemented the state of Ohio’s first predatory lending remediation program.
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PRESENTATION: https://issuu.com/eric_frazier/docs/expanding_opportunity_-_understandi
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The Power Is Now VIP AGENT LYNELL HOLDEN:
1465 Monterey Street, Richmond, CA Lynell Holden PO Box 3031 Fairfield CA. 94533 Office: 707-273-1225 Direct: 707-208-6897 E-fax: 510-280-7240 lholden95@yahoo.com www.holdenhomes4u.com
There are numerous qualities and aptitudes that go into being a fantastic real estate broker, being proficient, respectable, trustworthy, and becoming a specialist in neighborhood and marketing information are just a few. Luckily for her clients, Lynell Holden has all of these qualities. Through her years of experience, sales, organizational skills, charm, and professionalism, she has been able to make a difference, release the burdens, affect lives in a positive way. What people don not know is that Lynell does not just write contracts or show houses; she makes friends and clients for life! Her client first logic has dependably been her methodology and it obliges Lynell to persistently enhance her aptitudes and methods for working with her clients.
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W e a r e at b e s t a n d w e m a x i m i z e o u r s u c c e s s w h e n a c t n o w
2016
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Commercial Real Estate Working with Wealth Managers and Debt Free Investing Sanford D. Coggins VisionWise Capital, LLC 30012 Ivy Glenn Drive, Suite 240 Laguna Niguel, CA 92677 Office: (949) 441-5580 Cell: (949) 235-6030 www.visionwisecapital.com
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Commercial Real Estate Working with Wealth Managers and Debt Free Investing. DISCUSSION POINTS: 1. Vision Wise Capital - Wealth Management and Commercial Real Estate 2. Debt free real estate investing? 3. Wealth Advisors as your target market 4. Strategies to protect investors and Wealth Managers. 5. Is buying commercial real estate the best move for investors now?
W e a r e at b e s t a n d w e m a x i m i z e o u r s u c c e s s w h e n a c t n o w
2016
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How REALTORS? Can Help Their
Clients Improve Their Credit Scores! Nabil Captan National Trainer Credit Scoring Expert Captan & Company 21286 Monaco Circle Huntington Beach, California. 92646 Toll Free: 888-300-2850 Fax : 714-903-6133 Cell : 714-225-3349 Nabil@nabilcaptan.com www.nabilcaptan.com
Header: How REALTORS? Can Help Their Clients Improve Their Credit Scores! Theme: The Truth about Credit Scores: www.ftc.gov, www.cfpb.gov, www.myfico.com DISCUSSION POINTS 1. Are mortgage default victims willing and prepared to go back to homeownership? 2. How Fannie, Freddie FHA and FHA waiting periods work? 3. How FHA back to work program works? 4. Whose responsibility to help credit challenged clients rebuild their credit profiles? 5. What realtors can do to recapture this neglected population?
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W e a r e at b e s t a n d w e m a x i m i z e o u r s u c c e s s w h e n a c t n o w
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Springboard Empowering Lives Through Knowledge:
Springboard Nonprofit Consumer Cr Sheri L. Stuart Senior Communications Specialist Education Manager Springboard Nonprofit Consumer Credit Management Address: 4351 Latham Street, Riverside, CA 92501 p 1.800.449.9818 | p 951.779.7750 | f 951.328.7750 Credit.org | HomeOwnership. org | BKHelp.org | Deuda.org
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Header: Springboard Empowering Lives Through Knowledge Theme: Springboard Nonprofit Consumer Credit Management Celebrates 40 Years of Service Discussion points 1. How did Springboard get started? 2. What is the mission/vision of the organization? 3. What kind of services does the agency provide? 4. What accreditations/certifications has Springboard acquired? 5. Are there any other ways that Springboard engages in the community?
W e a r e at b e s t a n d w e m a x i m i z e o u r s u c c e s s w h e n a c t n o w
2016
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NAREB National Annual Convention 67th
Interview with Sharon Middlebrooks Sharon Middlebrooks Women Council Of Dallas Association Of Real Estate Brokers Broker Owners Woman Council OF DALLAS ASSOCIATION Estate BROKERS wcdareb@gmail.com 2143715507 2143763195 wcdareb.com
National Association of Real Estate Brokers National Annual Convention 67th Donnell Spivey 28th President Empowering Realtist to Make a Change 2014 Convention Theme: Homeownership Priority #1 Convention Location Renaissance Baltimore Harborplace Hotel 202 E. Pratt Street Baltimore, Maryland 21202
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VRMU Evolving with the Industry Mr.Vincent Humphrey Director, Strategic Partnerships vhumphrey@vrmco.com vrmuniversity.com vrmco.com commercial.vrmco.com Ms.Marion Napoleon Manager of Training and VRMU National Instructor mnapoleon@vrmco.com vrmuniversity.com vrmco.com commercial.vrmco.com
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Subject: VRM University - Evolving with the Industry Theme: Prepare for the future now Talking Points: 1. VRM University - educating the housing industry and real estate professionals 2. How VRM can help you improve performance and develop new business relationships and opportunities 3. VRM University Current course offerings for Housing & Real Estate Professionals 4. Client based Training support 5. New Academy Training: leadership and development training - More than REO 6. VRM Webinar Special Event for The Power Is Now: Think Mobile, Global and Social
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2016
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How to Develop an Entrepreneur Mindset
Leadership Best Practices Tami Bonnell CEO Exit Realty 400 Trade Center Suite 5900 Woburn Mass Best Number :01801 1-877253-3948 Cell 1-781-888-4331 tami@exitrealty.com
HEADER: How to Develop an Entrepreneur Mindset THEME: Leadership Best Practices DISCUSSION POINTS: 1. No Drama. 2. Develop Everyone. 3. Be Presence – Start with Time Blocking. 4. 6 Week Action Plan-Be the General on the Hill. 5. Connect with others doing it right.
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2016
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NACA - The American Dream Events
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Title: American Dream Event in Los Angeles, CA NACA Services 225 Centre Street, Roxbury, MA 02119 services@naca.com www.naca.com NACA Home Save 225 Centre Street Roxbury, MA 02119 homesave@naca.com www.naca.com
The Neighborhood Assistance Corporation of America (“NACA”) is a non-profit, community advocacy and homeownership organization Talking Points: 1. NACA History 2. State of Loan Modification and how NACA Making a difference 3. Testimonial from family who benefited from NACA help 4. American Dream Event - All the Major Banks will be in attendance 5. Who will actually be there and what is the NACA mandate? 6. How to register for the American Dream Event? 7. America’s Best Mortgage - 100% financing.
W e a r e at b e s t a n d w e m a x i m i z e o u r s u c c e s s w h e n a c t n o w
2016
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Realogy - Leading the Industry Alex Perriello
2014 AREAA’s Person of the Year Alex Perriello CEO Realogy Franchise Group miriam.santana@realogy.com
Topic: Realogy Leading the Industry Alex Perriello 2014 AREAA’s Person of the Year. 1). ZipRealty acquisition & Realogy Acquisition strategy 2). FWD Innovation Summit - www.realogyfwd.com by invitation only every Spring 3). Realogy’s multi-brand strategy and industry leadership 4). Realogy’s commitment to diversity in our industry NAHREP, NAREB, AREAA, NAGLREP, etc. 5). Real Estate Market Forecast
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Kevin Stein California Reinvestment Coalition, 474 Valencia Street, Suite 230 San Francisco, CA, 94103 415-864-3980 kstein@calreinvest.org www.calreinvest.org Twitter: CalReinvest FaceBook Page: California Reinvestment Coalition Maeve Elise Brown Executive Director Housing and Economic Rights Advocates (HERA) melisebrown@heraca.org Phone: (510) 271-8443 Fax: (510) 868-4521
HERA and CRC - Making the Case for Immediate Federal intervention
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HEADER: HERA and CRC- Making the Case for Immediate Federal intervention THEME: Wall Street, Cash Investors outbid FTHBs, Displace Tenants & have Altered the Fabric of Local Communities. Discussion points: 1. HERA - Housing and Economic Rights Advocates 2. Making Neighborhoods Worse - Preference for Cash Investors and Bulk 3. Sales of REO and Distress Mortgage 4. The New Housing Bubble - Artificial Inflation of Home Prices 5. Wall-Street Backed Investment in Rentals and Rent Securitization: Impacts on Tenants and Communities 6.Tightened Lending: Not Making Loans Available to Qualified Homebuyers
W e a r e at b e s t a n d w e m a x i m i z e o u r s u c c e s s w h e n a c t n o w
2016
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NAREB Annual National Convention 67th
Interview with Autumn Urling Autumn Urling Licensed MortgQge Broker NJ Dept. Of Banking & Ins. CEO FIRST PRESTIGE MORTGAGE SERVICES, INC. 110 Valley Road, Montclair New Jersey 135747 USA media@autumnsrealdeal.com 9737448300 8553423030 9737448355 lstprestigemortgage.com
National Association of Real Estate Brokers National Annual Convention 67th Donnell Spivey 28th President Empowering Realtist to Make a Change 2014 Convention Theme: Homeownership Priority #1 Convention Location Renaissance Baltimore Harborplace Hotel 202 E. Pratt Street Baltimore, Maryland 21202
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2016
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The Power Is Now Buyers and Sellers Club
Cove Financial - Rent to Own Program Elizabeth Schermerhorn Business Development Manager Cove Financial
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Cove Financial Group Inc. (Cove) is a real estate investment company operating in 16 states that purchases and then leases and sells single family residential (SFR) homes through its Mortgage Alternative Program (MAP). MAP is an innovative “lease and later own” program that features a standard form real estate purchase contract, a lease and a proprietary purchase agreement with an escrow period of up to 6 years, giving customers time to cure the issues preventing them from getting a mortgage while enjoying many benefits of home ownership View the powerpoint presentation and agenda by clicking the link below: Cove Presentation: http://issuu.com/eric_frazier/docs/map_program_-_11-4-2014_presentatio/0 Flyer/Agenda: http://issuu.com/eric_frazier/docs/cove_financial_v3?e=6370880/10043670 Andy Pereira, Broker Associate Century 21 EN Achievers Featured Home for Sale: http://issuu.com/eric_frazier/docs/mysti-4_new_price/0 Ameer J. Elahee, Real Estate Agent Keller Williams Featured Home for Sale: http://issuu.com/eric_frazier/docs/justlistedcompton/0 Scott A. Cheramie, Broker Associate, Property Manager Meridian Property Group http://issuu.com/eric_frazier/docs/16004_pfc_paris_montanez?e=6370880/10044052
W e a r e at b e s t a n d w e m a x i m i z e o u r s u c c e s s w h e n a c t n o w
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CRC Opposition to CIT Bank and
One West Bank (OWB) Merger Kevin Stein Associate Director California Reinvestment Coalition 474 Valencia Street, Suite 230 San Francisco, CA 94103 Ph: 415-864-3980 Email: kstein@calreinvest.org Website: www.calreinvest.org Follow us on Twitter: @CalReinvest FaceBook Page: https://www. facebook.com/calreinvest
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CRC Opposition to CIT Bank and One West Bank (OWB) Merger CRC’s Position: There is No Evidence This Transaction will provide a Public Benefit: This merger should not be approved without substantial conditions that would ensure that the Bank adequately reinvests in communities where its customers reside, helps revitalize neighborhoods still suffering from the effects of the foreclosure crisis that Indymac and OWB helped create, and otherwise provides a public benefit that outweighs the continuing public costs imposed by Applicants. The California Reinvestment Coalition opposes this merger in its current form Discussion Points: 1. California Reinvestment Coalition Mission and Objectives 2. Mistakes by Policymakers and Regulators allowing profit at the expense of taxpayers 3. The Legal Standards for Merger Approval Have Not Been Met 4. There is No Evidence This Transaction will provide a Public Benefit 5. Creating a Too Big to Fail (SIFI): Systemically Important Financial Institution 6. Extending the Comment Period for the Public to Review CRA Performance 10
W e a r e at b e s t a n d w e m a x i m i z e o u r s u c c e s s w h e n a c t n o w
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Wayne Wyatt President of the NAREB Inland Empire Joe Lopez Next Media Marketing Skip Schenker President Ready 4Remodel Buy Fixer Homes with Fixer Loans Success Money Financial Services Manager of The Power Is Now Inc. Elizabeth Schermerhorn Executive at Cove Financial Group Inc.
The Realtor Business Development Workshop
October 23, 2014 Subject: Realtor Business Development Workshop, October 23, 2014
Register today: https://www.eventbrite.com/e/realtor-business-development-workshop-tickets-13118217943 AGENDA October 23rd , 2014 Inland Valley Association of Realtors 3690 Elizabeth Street Riverside, CA www.ivaor.com 8:30 AM PST to 2:00 PM PST FREE TO AGENTS
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2016
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The State of Housing in Black California
The “Stolen” American Dream Derrick Luckett Direct: (619) 454-3339 President of the California Association of Real Estate Brokers Mark Alston Direct: 310-963-1415 President of the National Association of Real Estate Broker National Political Action Committee, 1st Vice President of California Association of Real Estate Brokers
Subject: The State of Housing in Black California (Policy Conference) Theme: “The Stolen American Dream”, October 16-17, 2014. Talking Points: 1. The State of Housing in Black California (Policy Conference): The Stolen American Dream 2. CAREB, The Real Estate Trade Association 3. The Policy Conference: Agenda 4. Membership to CAREB
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2016
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Lease to Purchase Mortgage Alternative Program
COVE Financial Elizabeth Schermerhorn Business Development Manager Cove Financial
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Cove Financial Group Inc. (Cove) is a real estate investment company operating in 16 states that purchases and then leases and sells single family residential (SFR) homes through its Mortgage Alternative Program (MAP) Listen to a very informative discussion with Eric Frazier, Host and Elizabeth Shermerhorn. Business Development Manager MAP is an innovative “lease and later own� program that features a standard form real estate purchase contract, a lease and a proprietary purchase agreement with an escrow period of up to 6 years, giving customers time to cure the issues preventing them from getting a mortgage while enjoying many benefits of home ownership View the powerpoint presentation by clicking the link below: Presentation: http://issuu.com/eric_frazier/docs/map_program_-_11-4-2014_presentatio/0
W e a r e at b e s t a n d w e m a x i m i z e o u r s u c c e s s w h e n a c t n o w
2016
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The Power Is Now Buyers and Sellers Club
FHA 3% Grant Program Eric L. Frazier MBA National Sales Manager NMLS#461807 Ph: 800-261-1634 ext. 703 Intecap Lending First Time Home Buyer Presentation Contact Information: www.thepowerisnow.com/ intercaplending Loan Application Website: www.thepowerisnowteam. com
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Learn about Intercap Lending FHA .55% Down Payment Assistance Program Show flyer Information: http://issuu.com/eric_frazier/docs/buyers_and_sellers_nov_13_v10_006c85c6b2140e Provides Grant funds of 3% of the Mortgage Amount (Note Amount) to be used towards the down payment, for the purchase of a primary residence. Real Estate for Sale: Anthony Catanzaro - Palisades Real Estate of Fort Lee http://issuu.com/eric_frazier/docs/property_for_sale_11-13-2014/0 David and Sandy Stites - Coldwell Banker Associated Brokes Realty http://issuu.com/eric_frazier/docs/david_and_sandy_flyers/0 Please follow the Power Point Presentation: http://issuu.com/eric_frazier/docs/.5__dap_rev._3.pptx 12
W e a r e at b e s t a n d w e m a x i m i z e o u r s u c c e s s w h e n a c t n o w
2016
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Private Equity Lending & Acquisition with
Robert Fragoso Robert Fragoso Executive Vice President AnchorLoans FINANCING FOR INVESTORS 1 7777 Center Court Dr. Suite 150 Cerritos, CA 90703 310.345.2696 Cell www.anchorloans.com email: info@anchorloans.com
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The difference between Hard Money & Private Equity Weekly Radio Program about Real Estate for Real Estate Professionals Go to www.thepowerisnow.com for more information about the Power Is Now. From helping you source business, getting your clients approved for loans, and closing your deals - The Power Is Now is committed to adding value to Real Estate professionals. TALKING POINTS: Anchor Loans – The Company: Past, Present and Future Our Clients Real Estate Agent & Investors The Residential Market Business opportunity Anchor Loans – The Lender: Volume and business lending area – CA now, Coming Soon: AZ, NV, FL Difference between hard money and Private equity Lending Programs: Fix & Flip Loans – 90% LTC up to 65% ARV 2million. Shared Appreciation Loans - up 100% LTC 80% ARV with zero down. Property types: Residential SFR & Multi-family and limited Commercial (no single use) Easy qualifying for business to business.
W e a r e at b e s t a n d w e m a x i m i z e o u r s u c c e s s w h e n a c t n o w
2016
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The Power Is Now Buyers and Sellers Club
Cove Financial - Rent to Own Program Elizabeth Schermerhorn Business Development Manager Cove Financial
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Cove Financial Group Inc. (Cove) is a real estate investment company operating in 16 states that purchases and then leases and sells single family residential (SFR) homes through its Mortgage Alternative Program (MAP). MAP is an innovative “lease and later own” program that features a standard form real estate purchase contract, a lease and a proprietary purchase agreement with an escrow period of up to 6 years, giving customers time to cure the issues preventing them from getting a mortgage while enjoying many benefits of home ownership Cove Presentation: http://issuu.com/eric_frazier/docs/map_program_-_11-4-2014_presentatio/0 Flyer/Agenda: http://issuu.com/eric_frazier/docs/cove_financial_v3?e=6370880/10043670 Andy Pereira, Broker Associate Century 21 EN Achievers Featured Home for Sale: http://issuu.com/eric_frazier/docs/mysti-4_new_price/0 Ameer J. Elahee, Real Estate Agent Keller Williams Featured Home for Sale: http://issuu.com/eric_frazier/docs/justlistedcompton/0 Scott A. Cheramie, Broker Associate, Property Manager Meridian Property Group http://issuu.com/eric_frazier/docs/16004_pfc_paris_montanez?e=6370880/10044052 13
W e a r e at b e s t a n d w e m a x i m i z e o u r s u c c e s s w h e n a c t n o w
2016
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The Power Is Now Buyers and Sellers Club
Buy Fixer Home with a Fixer Loan Skip Schenker President of Ready4Remolded
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Powerpoint Presentation: http://issuu.com/eric_frazier/docs/renovation_financing_-_the_power_is/0 The Power Is Now Discount Code for Ready4Remolded Training: PIN50 Real Estate for Sale: Kennedy Atelotsu - Nations Realty | Washington Homes for Sale: http://issuu.com/eric_frazier/docs/nations_realty_flyers/0 Monica HIll - MVP Real Estate & Investments LLC. | California Home For Sale: http://issuu.com/eric_frazier/docs/monica_hills_flyers Bob Irish - Lake Hills Realty | California Homes For Sale: http://issuu.com/eric_frazier/docs/bob_irish_flyers/0 Newport Beach Realty: Meet Bob Irish | Video: http://youtu.be/kVqJcdV4xVA Home for Sale | 121 36th Street Newport Beach CA 92663 | Video: http://youtu.be/MP95h9kVIa8 Website: www.intercaplending.com Appy Online: www.closeontimeguarantee.com
W e a r e at b e s t a n d w e m a x i m i z e o u r s u c c e s s w h e n a c t n o w
2016
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The Power Is Now Buyers and Sellers Club
Buy Fixer Home with a Fixer Loan Learn about Intercap Lending FHA 203k Program and Ready4Remoldel rehabilitation program
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Theme: Buy Fixer Homes with Fixer Loans Show flyer Information: TDB Real Estate for Sale: Kennedy Atelotsu - Nations Realty http://issuu.com/eric_frazier/docs/nations_realty_flyers/0Monica HIll - MVP Real Estate & Investments LLC.http://issuu.com/eric_frazier/docs/monica_hills_flyers/0 Please follow the Power Point Presentation: TBD Eric L. Frazier MBANational Sales Manager NMLS#461807Ph: 800-261-1634 ext. 703Intecap Lending efrazier@intercaplending.comLoan Application Website: www.intercaplending.com/thepowerisno
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THE POWER IS NOW RADIO SHOW HOST Eric Lawrence Frazier, MBA President and CEO The Power Is Now, Inc. Corporate Headquarters 3739 6th Street, Riverside, CA 92501 O (800) 401-8994 x 703 D (714) 361-2105 C (714) 475-8629 Skype: 714-845-7263 Skype ID: frazier.eric eric.frazier@thepowerisnow.com www.thepowerisnow.com
Eric Lawrence Frazier, MBA is the Founder & Executive Producer of the Power Is Now Online Radio Program. The Power Is Now target audience is real estate professionals throughout the united States. The Show is broadcast on Internet Radio everyday at various times throughout the day. The Power Is Now started as a teleconference call on August 20, 2009. Since then, the show has grown exponentially and as of April 2011 started broadcasting online through Blogtalkradio.com. Eric Frazier’s primary purpose for creating the programwastobearesourceforrealestateagents looking to grow and improve their businesses. The views, opinions, positions or strategies expressed by the speakers, authors and those providing comments on the Power Is Now Radio are theirs alone, and do not necessarily re ect the views of Eric Frazier, guest host(s) or their companies, subsidiaries, af liates or other organizations that Eric Frazier or his guest hosts may be employed or engaged in business. Eric Frazier has had the privilege of interviewing some of the industry’s top executives from companies and organizations such as Fannie Mae, Freddie Mac, Federal Home Loan Bank, Federal Reserve Bank and other highly in uential leaders in real estate asset management and banking. Our guest speakers see the Power Is Now Radio as a great medium to deliver relevant information about the real estate industry and to educate real estate agents nationwide. In exchange for our speakers’ time, we encourage them to promote their company product and services as well as other organizations they support. The format of the radio show is very informal and is a casual conversation with the Eric Frazier about a real estate related topic. After the discussion, there are questions from a special audience of VIP Real Estate Agents. The Eric Frazier may also have special co-host on the line to start off the questions. Once the Radio program is concluded, the recording is available to listen to nationwide. 1.2 million real estate agents nationwide receive frequent noti cations and emails about the Power Is Now Radio programing. All three Minority Real Estate Trade Associations and many Real Estate Associations in NAR endorse and support the Power Is Now Radio.