

Real Estate Boom

Why Axarquia is the perfect place to invest in 2025
SPAIN has risen to become the second most attractive country for real estate investment in Europe in 2025, according to the European Investor Intentions Survey 2025 by CBRE.
This marks a steady climb from seventh place in 2022 and fourth in 2024, with only the United Kingdom ranking higher. Other notable countries in the rankings include Poland, Germany, and France in third, fourth, and fifth positions respectively, while Portugal




holds steady at sixth, underscoring the growing appeal of the Iberian Peninsula for investors.
Spain’s position in the rankings can be attributed to factors such as tourism growth, rising population numbers, and positive GDP figures, along with a favourable outlook for the national real estate market.
Real estate investment in Spain is expected to grow by 15 per cent in 2025, reaching an estimated €16 billion, up
from €14 billion in 2024. This growth could be further fuelled if the strong momentum in corporate transactions continues in the coming months.
With this in mind, where better to buy your dream home than Axarquia?
Axarquia isn’t just a top holiday spot, it’s also a great place for property investment.
Over the last 10 years, the real estate market has grown steadily, driven by both local and international buyers.

Property prices have risen, particularly in popular areas like Malaga, where new developments continue to attract investors.
With strong demand from expats and tourists, investing in Axarquia is a smart choice. Luxury properties, in particular, offer high returns, whether through rental income or long-term appreciation.
From modern apartments to beachfront villas, Axarquia has options for every budget and lifestyle.




Free-standing luxury

FREE-STANDING bathtubs offer a unique mix of elegance and practicality, standing alone to create a striking centrepiece in any bathroom. Unlike built-in tubs, they can be placed anywhere.
One of the main advantages of free-standing bathtubs is their visual appeal. Their bold design enhances the overall bathroom aesthetic, and with various shapes and finishes available, they can be customised to match different styles. Installation is simpler compared to built-in tubs, as they don’t require additional support structures, though their weight must be considered to ensure the floor can handle them.
Comfort is another important benefit. Many freestanding tubs have ergonomic designs that contour to the body. Deeper models allow full immersion. These tubs come in different sizes, making them suitable for both compact and spacious bathrooms.
There are several types of free-standing bathtubs, from modern designs with clean lines perfect for contemporary spaces to oval tubs that offer a balance of style and function. Japanese-style tubs are deep and compact, ideal for smaller spaces, while angled tubs provide better back support.
Free-standing bathtubs are available in a variety of materials. Acrylic is lightweight, durable, and easy to maintain, while natural stone options like marble or granite offer a luxurious look but need careful upkeep. Compact mineral materials provide a soft and uniform appearance, and porcelain tile bathtubs are known for their smooth surface, heat retention, and scratch resistance.

A personalised and professional service
SUNSET ANDALUCIA Real Estate
is a professional real estate agency specialising in property sales along the Costa del Sol in sunny Spain. Founded 22 years ago by Danish-born Maddie Hjort, the agency operates in collaboration with her long-term partner, Michael Thorsgren. Together, they cover the entire coastline, offering clients worldwide detailed and personalised service.
Sunset Andalucia Real Estate presents a diverse portfolio of properties, including villas, apartments, townhouses, beach homes, penthouses, new builds, and country houses. They can arrange both in-person and virtual property viewings to accommodate clients’ preferences.
With an extensive network of property developers, builders, and owners, Sunset Andalucia Real Estate has access to a wide range of listings in the region. They conduct thorough research on each property they sell to ensure it meets the necessary standards for successful transactions. Additionally, they ensure that all
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documentation and contracts are in order, aligning with their clients’ needs and requirements.
Beyond helping clients find their dream property, Sunset Andalucia Real Estate offers professional advice and support throughout the buying process. This includes assistance with financing options, legal advice, and ensuring all necessary paperwork is complete.
With their deep knowledge of the Costa del Sol market and extensive experience as real estate agents, Maddie Hjort and Michael Thorsgren are reliable partners for buying or selling property in the area. Clients can expect a personalised and professional service.
Contact Information: Email: Mail@MaddieHjort
Phone & WhatsApp:
+34 670 95 51 08
Address: Calle del Mar 27 4E, Torre del Mar (appointment necessary) Website: www. SunsetAndaluciaRealEstate.Com
Fluffy upgrade
YOUR duvet is essential for keeping you warm and cosy, but over time, it loses its effectiveness. Old duvets can also trap dust mites and allergens. Replacing your duvet can improve your sleep quality and refresh your bedroom.
Even with regular washing, older duvets can harbour moisture and bacteria. If you wake up with allergies or congestion, it could be due to your duvet.
A worn duvet may become lumpy or flat, reducing its ability to insulate properly. If you feel colder at night, despite extra blankets, or notice tears, fraying, or loose stitching, it’s time for a new one. Small holes can cause the filling to escape, making it less effective.

If you’ve been dealing with allergy symptoms like sneezing or itchy eyes, your duvet might be full of dust mites. A musty smell, even after washing, is another warning sign, often caused by trapped moisture.
The age of your duvet matters. Most last five to 10 years, depending on material and care. Even if it seems fine, an old duvet may not keep you as warm or comfortable. A duvet that’s heavier than usual could be holding moisture, while uneven filling can create cold spots.
Synthetic duvets last around five to seven years, while feather or down duvets can last up to 10 years with proper care.

Green kitchen
KITCHEN design is shifting towards sustainability, with appliances playing a key role in reducing environmental impact.
A green kitchen optimises electricity and water use while minimising emissions. Energy-efficient appliances not only improve home efficiency but also contribute to environmental conservation.
Class A++ extractor hoods, for example, cut energy consumption by 85 per cent
using brushless motors and LED lighting. Durability is another essential factor. Multi-layer technology and innovative designs ensure that filters in these appliances last up to three years with proper maintenance, such as washing them in a dishwasher every few months.
Investing in energy-efficient appliances leads to noticeable benefits. Lower energy consumption results in reduced electricity bills. Choo -

sing sustainable products helps shrink the carbon footprint, contributing to a greener planet.
High-quality appliances last longer, decreasing the need for frequent replacements.Transitioning to a green kitchen starts with selecting certified appliances with A++ ratings or higher.
Using recyclable materials and reusing resources also play a significant role in making kitchens more environmentally friendly.
We guide you every step of the way
THE Non-Lucrative Visa (NLV) in Spain offers a unique opportunity for non-EU nationals to reside in the country without engaging in any work or professional activities. This visa is particularly appealing to retirees, individuals with passive income, or those simply seeking to enjoy Spain’s exceptional quality of life.
To qualify for the NLV, applicants must demonstrate sufficient financial means to support themselves and any accompanying family members. The minimum required income is €2,400 per month (€28,800 per year) for the main applicant, with an additional €600 per month (€7,200 per year) for each dependent. This ensures that visa holders can comfortably cover their living expenses without the need for employment.
The application process involves submitting various documents, including proof of financial means, a valid passport, health insurance, and a clean criminal record. Once approved, the visa grants an initial one-year residency permit, which can be renewed for two-year

periods. After five years of continuous residency, holders may apply for permanent residency, and eventually, Spanish citizenship.
One of the key benefits of the NLV is the freedom it provides. Visa holders can travel freely within the Schengen Area, which includes 26 European countries. Additionally, the NLV does not require any investment in Spanish real estate, unlike the Golden Visa, making it a more accessible option for many.
In conclusion, the Non-Lucrative Visa is an excellent pathway for those looking to immerse themselves in Spanish culture and lifestyle without the need to work. It offers a stable and secure route to long-term residency and citizenship, making Spain an attractive destination for non-EU nationals seeking a new home.
www.helpathandspain.com • WhatsApp +34 646 458 250 office@helpathandspain.com
















Costa bargains
STRETCHING from Tarifa to Nerja, the Costa del Sol is one of Spain’s most desirable coastal destinations.
While the Costa del Sol is famous for its luxury properties, it also offers more affordable rental options. Some areas have rental prices well below the Malaga Province average of €15.0/m².
With a population of 85,377 in 2023, rental prices in Velez-Malaga are quite affordable, making it an attractive option for renters.
Torre del Mar, located near Velez-Malaga, is the second most affordable rental area on the Costa del Sol, with an average rental price of €10.4/m² as of November 2024. This marks a 5.2 per cent rise from the previous quarter and a 4.4 per cent
increase from the previous year.
Ranked third, Torrox has an average rental price of €10.7/m², marking a slight decrease from the previous quarter but a 1.5 per cent increase from 2023.
Algarrobo-Costa, part of the village of Algarrobo, has an average rental price of €11.0/m².
Located near Casares and Cadiz, as of November 2024, the average rental price in Manilva is €11.1/m², reflecting an 11.9 per cent increase year-on-year.
These towns offer competitive rental prices for those looking to enjoy life on the Costa del Sol while keeping rental costs lower than in more expensive areas.



Feathered friends
WHEN setting up a bird table in your garden, there are a few things to keep in mind.
First, place it somewhere you can easily watch the birds, like near a window or seating area. It’s also important to position the table away from dense bushes or trees where predators might be hiding but still close enough to offer some cover, so the birds have a place to escape if needed.
Make sure the table is easy to reach for refilling food and cleaning. It should also be placed on a level surface to prevent tipping. If possible, choose a sheltered spot that offers protection from strong winds and heavy rain.
Bird tables are a great way to attract birds by providing food and a resting place. However, keeping the table clean is essential to prevent the spread of diseases.
To clean your bird table, start by removing any leftover food, droppings, or debris. Wearing gloves is recommended to avoid any contact with harmful germs. Use a stiff brush and a cleaning solution to scrub all surfaces, paying attention to hard-to-reach areas like corners.
Afterwards, rinse the table thoroughly with fresh water to make sure no cleaning solution remains. Allow the table to dry completely, preferably in the sun, since the sunlight can help eliminate any lingering germs.
Golden years in Spain
WHEN transferring a pension to Spain, it’s important to be aware of the local rules and regulations, as they may differ from those in your home country.
Spain, like many other European countries, has specific requirements for pension transfers, so it’s recommended to consult with both financial and legal professionals who specialise in international pension transfers.
One key factor to consider is the tax impact. Tax laws vary between countries, and transferring your pension could affect your tax situation in both Spain and your home country. To avoid unexpected tax
issues, it’s wise to work with a tax advisor who understands cross-border tax laws.
Another consideration is the exchange rate. If your pension involves converting money into a different currency, fluctuations in exchange rates could affect the amount you receive. It’s a good idea to monitor exchange rates closely and use a reliable currency exchange service to limit potential losses.
Before making any pension transfer, make sure to seek expert advice, research all legal and financial implications, and take your long-term retirement goals into account.




Bathroom bliss Secure getaway
LUXURY bathrooms have evolved from status symbols to personal retreats focused on relaxation, sustainability, and smart design. Modern homes prioritise these spaces, often integrating them into bedrooms for a seamless, open feel.
Premium materials like marble, stone, and ceramic create elegance, while wood-inspired finishes add warmth. Features like underfloor heating, LED lighting, and smart mirrors enhance comfort. Walk-in showers with rainfall heads, standalone bathtubs, and builtin storage solutions maximise functionality and style.
Smart layouts make even small bathrooms feel spacious. Double sinks and built-in shelves keep the space organised. Integrated storage solutions, like sliding wardrobes, maximise efficiency.
Eco-friendly taps, energy-efficient heating, and sustainable materials blend luxury with responsibility. Smart tech, including sensor-controlled lighting and voice-activated taps, enhances convenience.
Neutral tones, metallic accents, and layered textures elevate the look. Well-placed lighting, skylights, and chandeliers set the mood. Greenery, artwork, and decorative details personalise the space. Modern trends focus on natural light, high-tech features, and spa-like experiences. With the right elements, any bathroom can be transformed into a relaxing, stylish retreat.
IT won’t be long until the holiday season is upon us, many are excited to travel, but it’s also an opportunity for burglars. Before leaving, it’s important to take steps to protect your home. Here are some expert tips on keeping your property secure.
Start by securing windows and garage doors. While people often lock their front doors, burglars may target ground-floor windows or those easily accessed from a flat roof. Installing locks or noise sensors on windows can increase security. Don’t forget garage doors, especially if they lead into your home, ensure the access door is locked tightly.
A video surveillance system adds extra security. IP cameras are easy to install and allow remote monitoring, and their presence alone can deter burglars.
Avoid making it obvious that you’re away. Leave blinds slightly raised, use timers for lights, and consider solar-powered outdoor lights. Double-check all locks and, for single-family homes, place furniture or plants in visible areas. If possible, have a friend or neighbour collect mail and occasionally enter your house to make it appear occupied. Also, avoid sharing travel plans on social media or in public spaces.
Despite these precautions, burglaries can still happen. Protect valuables by keeping them in a secure, built-in safe, and ensure they’re out of sight to further reduce the risk.





























































































































































Appliance care
KEEPING appliances in good condition extends their lifespan and ensu res they work efficiently. Regular cleaning is essential for optimal perfor mance.
Ovens and microwaves should be wiped down after each use to pre vent grease build-up, while induction and ceramic hobs need gentle cleaners to avoid scratches. Extractor hood filters should be washed frequently to maintain airflow. Refrigerators and freezers require de frosting and cleaning at least twice a year, with door seals chec ked to ensure a proper seal.
Preventive maintenance helps avoid unexpected breakdowns. Filters and vents in washing machines, dryers, and extractor hoods should be cleaned regularly. Electrical connections need periodic inspections to prevent short circuits. Using manufacturer-recommended cleaning products protects internal components from damage.
Responsible usage also plays a role in extending appliance life. Overloading washing machines and dishwashers strains motors and reduces efficiency, while allowing breaks between cycles in ovens and microwaves to prevent overheating.
Smart appliances require software updates to improve performance and fix potential issues. Checking their associated apps ensures maintenance notifications are received and ad dressed on time.
Additional care tips include descaling appliances that use water, such as coffee makers and washing machines, to prevent limesca le build-up. Using surge protectors shields appliances from power fluctuations, and following the manufacturer’s manual ensures best practices for each device.
Proper maintenance leads to significant benefits. Well-maintai ned appliances consume less energy, operate efficiently, and redu ce the risk of costly repairs or replacements.










Radiator rescue
RADIATORS can sometimes make strange noises, like gurgling, hissing, or metallic sounds. These noises are usually caused by different factors and can often be fixed by identifying the source. The first step is to notice when the noise occurs. For example, when the system turns on, hot water moves through the pipes to the radiators, which can create various sounds.
A common noise is a metallic click, which happens when materials expand as they heat up. This is normal unless it’s too loud or happens frequently, which could suggest an issue with the system. Another cause is air trapped in the pipes. As hot water moves through, it can create air bubbles, leading to noise. This can be solved by bleeding the radiators.

materials in the system to expand or contract, creating noise even when the system isn’t running.
If bleeding the radiators doesn’t help, check the boiler pressure to make sure it’s correct.
If you hear sounds when the heating is off, it may be because water is still circulating, or the valves aren’t completely closed. Temperature changes can also cause the
Different sounds can indicate different problems. Gurgling usually means there is air in the system, which can be fixed by bleeding the radiators. Metallic noises are often caused by temperature
changes but can also point to loose or poorly fitted parts. Dripping sounds might suggest a leak or condensation, so check for moisture or leaks around the connections. Whistling typically indicates low water pressure, which can be adjusted on the boiler.
If you’re unsure, it’s always a good idea to consult a professional.
Market rush
MALAGA is experiencing a surge in ‘express rentals’, with 19 per cent of homes rented within 24 hours on Idealista in the last quarter of 2024.
This rapid rental turnover is part of a wider trend seen in major cities like Barcelona and Palma, where high demand drives quick rentals. Known for its blend of modern living and coastal beauty, Malaga is becoming a popular spot for people looking to rent quickly.
The fast-moving rental market in Malaga is a sign of the city’s growing popularity, especially among those who want to settle quickly in one of Spain’s most sought-after locations.
Malaga’s housing market is also competitive, with 13 per cent of homes selling in under a week in the fourth quarter of 2024. This ‘express sales’ trend is common in cities like Madrid and Valencia as well. The Costa del Sol continues to draw buyers eager to secure homes fast, with areas like Alicante, Bilbao, and San Sebastián seeing similar patterns. Compared to last year, Malaga’s ‘express sales’ rate has slightly increased, from 12 per cent to 13 per cent. The city remains one of the most active real estate markets in Spain, attracting both long-term residents and holiday-home buyers, making it a fast-paced and exciting place for investors and homeowners.



Finding your Dream Home in Nerja
At SM Real Estate, our mission is to provide high-quality real estate services based on trust and our absolute commitment to our clients.
WITH our different departments we are ready to give you the service you deserve. We are specialist in sales, holiday rentals, Home Staging and Project Management.
With over 20 years of experience in the real estate sector, we have had the privilege of working with numerous sellers who have entrusted us with the sale of their properties. We are proud to say that many of them have returned to make new purchases or sales with us, reaffirming their trust in our professionalism and the quality of our work.
We reside in Nerja and have dedicated more than half of our lives to the real estate services in this town and along the Costa del Sol. Over the years, we have learned to not only understand the real estate market but also the needs and expectations of our clients. This in-depth local


knowledge, combined with our dedication to service, has allowed us to build a team that is committed, serious, and highly professional, focused on doing things the right way with one goal in mind: your satisfaction.
At SM Real Estate, we are defined by our continuous training and our total commitment to our work. We operate with seriousness, responsibility, and


passion, always striving to offer the best solutions to our clients without compromising on quality standards or honesty. We take full responsibility for every transaction, ensuring that everything is done correctly, transparently, and efficiently. We know every corner of Nerja and the Costa del Sol, and we are deeply honoured to share our passion for this beautiful place with our clients. Many







of our vacation rental guests have fallen in love with the town and have decided to buy a second home here to enjoy the quality of life, climate, and culture that Nerja offers.
At SM Real Estate, our priority is to provide you with a professional, committed, and tailored service. We know that choosing the right place to live is an important decision, which is why we put in all our effort to ensure your experience is satisfying and successful.
Visit us and discover why Nerja is the perfect place for you!
Prolongación Rodriguez Acosta nº 3, Local 1 29780 Nerja, Málaga
Email: info@smnerja.com
Tel: (+34) 678 692 046 and (+34) 952 523 267
POLAR AIR CONDITIONING

POLAR Air Conditioning offers a dependable and personable service, supplying high-quality products at competitive prices.
Air Conditioning from Malaga to Axarquia · Costa del Sol Serving the area from Malaga to Axarquia, their certified AC and refrigeration technicians carry out repairs, servicing, supply, and installation of all manufacturers’ equipment. All work is guaranteed, and new air conditioning units come with up to a 10-year warranty.
Polar Air provides energy-efficient inverter technology air-conditioning systems from Malaga to Axarquia, suitable for both cooling and heating. These systems can reduce running costs to as low as four cents per hour for both homes and businesses. They’re F-Gas qualified and able to work on all air-conditioning units.
They ensure quality work at fair prices, covering all makes and models at the best rates, with service extending throughout Malaga and the Axarquia area.






Top tips for selling your Spanish property in 2025
Selling a home can be stressful, particularly with an overseas property. To help anyone who may be considering putting their Spanish property on the market this year, we have put together some tips to help you maximise your returns and avoid common pitfalls.
Price competitively
Setting the right asking price is critical. Overpricing can deter buyers, while pricing too low risks minimising your returns. Research local market trends using platforms and consult a trusted real estate agent to gauge comparable property values in your area.
Consider seasonal demand - coastal properties often attract higher interest in spring and summer - and be prepared to adjust your price if the market shifts.
Present your property in the best light
First impressions matter. Declutter, clean thoroughly, and consider minor renovations (eg, fresh paint, updated fixtures) to enhance appeal. Professional staging and high-quality photography can significantly boost buyer interest.

Highlight any unique features, such as a private pool, sea views, or proximity to amenities. For holiday homes, emphasise rental potential if applicable.
Ensure everything is compliant Spanish property sales involve strict legal requirements. Confirm that your Escritura (title deed) is up-to-date, all taxes are paid, and the property has a valid Certificado de Eficiencia Energética (energy certificate).
Hire an administrative specialist
or lawyer to verify there are no outstanding debts, liens, or planning permission issues. Resolving these early avoids delays during the notarial signing.
Choose the right estate agent
A reputable local agent can streamline the process. Look for agencies with strong regional expertise, multilingual staff, and a proven sales record. Clarify their commission structure (typically 3-5 per cent) and marketing strategy. Avoid agents who pressure you into exclusivity contracts without clear benefits.
Consider the tax implications
As a seller, you’ll need to account for certain taxes and fees. Sellers in Spain are subject to Plusvalía Municipal (a local capital gains tax) and, for non-residents, a 19 per cent retention on the sale price. Residents may also pay income tax on profits. Consult a
tax adviser to explore deductions, exemptions, or double-taxation treaties if repatriating funds abroad.
Maximise the returns on your sale with Currencies Direct
For international sellers, how you repatriate the proceeds when selling your Spanish property will be key in ultimately determining how much you are able to maximise your returns.
Fortunately, by working with a reliable FX broker like Currencies Direct, you’ll get excellent exchange rates, no transfer fees and expert guidance so you can make the most of your currency transfers.
Ready to maximise the returns on your Spanish property sale? Open a free account or get expert guidance by contacting Currencies Direct at propertypay@currenciesdirect. com or calling +34 910 786 109.














Mortgage matters Urbanisation insights
SOMETIMES securing a mortgage is a key step when purchasing property in Spain, but if you are a non-resi dent buyer, it works a bit differently.
Spanish banks offer a variety of mortgage options, such as fixed-rate, variable-rate, and mixed-rate mortgages. However, non-residents may face more restrictions on the types of mortgages available, so it’s important to consult an expert to fully understand your options.

BUYING a property in a Spanish urbanisation offers benefits like security, shared amenities, and less maintenance worry, but it also comes with challenges. These include financial costs, poor management leading to higher expenses, and potential conflicts with neighbours.
If the property attracts holiday renters, check if short-term rentals are allowed. Frequent tenant turnover can cause noise or disruptions.
Understand service charges and find out what they cover, whether it’s just communal areas or includes home in-
surance. Consider costs like potential drops in property value or unexpected service charge increases.
The relationship between owners and management is key. Owners pay fees managed by a committee, which holds annual meetings to discuss budgets and rules. If you want a say in how things are run, attend these meetings.
Maintenance costs are shared, and if some owners don’t pay, others cover the difference.
Before buying, ask about past service charges and any major projects that could raise costs.
Non-residents can apply for mortgages in Spain, but banks typically finance only 60-70 per cent of the property’s value. This means you’ll likely need a larger deposit, especially if you’re buying a luxury property.
Lenders will usually ask for proof of income, tax returns, credit his-
tory, and details about any existing debts. Non-residents also need an NIE (Foreigner Identification Number), which is required for all legal and financial matters in Spain. In addition to mortgage interest rates, there are extra costs to consider, including arrangement fees, property valuations, and required insurance. These can add up to 10-15 per cent of the property’s total price, so it’s essential
to factor them into your budget.
Getting pre-approval for your mortgage can make you a more attractive buyer, especially in competitive markets.
Pre-approval shows you’re financially prepared, allowing you to move quickly on properties that interest you and increase your chances of securing your ideal home or investment.



