Sagicor Investments - Guide to Investing

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GUIDE  TO

INVESTING


Start investing in your future today!

Knowing when to invest is as important as knowing what to invest in. Whether you are a first-time or an experienced investor, our team of expert advisors and product solutions will help you meet your financial goals.


Our Products & Services Investment & Portfolio Management Services

• Sagicor Investment Management Account (SIMA)

SIMA combines brokerage, money market and custody accounts to give an investor a complete investment portfolio. This account allows you to buy and sell securities such as; stocks, bonds and commodities, while earning on your money market balances.

Benefits of a SIMA :

• Facilitates all investment transactions • View all your investments online • Performance reports and transaction history

• Stock Brokerage Service  Stocks are an important

component of an investment portfolio. Investors can take advantage of trading stocks on both the local and global stock exchanges.

• Securities Trading Services Sagicor Investments

trades fixed income securities, local and global bonds, commercial paper and other classes of securities.

• Portfolio Advisory Service  Benefit from money

management services inclusive of discretionary investment services by a knowledgeable, experienced and professional team.

• Custody/Safekeeping Services Clients can house their securities with us through two options:

• Custody Arrangement

Securities are held in our name on behalf of the client

• Safekeeping Arrangement  Securities are purchased/ transferred in the name of the client but held by Sagicor Investments

Fixed Income Products

• Sagicor Guaranteed Plan This product provides a TAX FREE benefit to investors once the principal is held for a minimum of 5 years. The maximum investment per year is J$1M.


• Repurchase Agreements (Repos) Repos provide a good

balance for persons seeking flexibility while earning attractive fixed rates on their investments. It is ideal for the conservative investor with short to medium term goals and with conservative to moderate risk.

• Currency Indexed Investment Product An investment

account that hedges against currency devaluation. Investors will receive a rate of return based on the valuation of the JMD to USD at the point of entry and exit.

• Inflation Indexed Investment Product Provides the

investor with an attractive rate of return that is based on the movement of the Jamaican Consumer Price Index (CPI) at the point of entry and exit.

Corporate Finance & Advisory Services

• Initial Public Offerings (IPO)  Sagicor Investments will

guide you through the transition from privately held business to publicly held company. Our team will help you prepare for and execute every stage of the IPO process. We provide hands on support through the listing process including but not limited to:

• Preparation for listing and introduction to other relevant advisors

• Financial forecasts and modelling • Preparation of prospectus and investor presentations • Liaising with regulatory authorities on all regulatory issues

• Commercial /Corporate Financing Service  Sagicor

Investments provides Corporate Advisory services that help companies raise capital. The team will assist companies in making informed decisions about capital investments and structures by providing insights on available capital sources, growth objectives, and potential economic return.

Structured Products Structured products are an ideal way to diversify your portfolio. They are designed by using traditional securities to create nontraditional investments. There are three types of structured products:

• Fixed Term offers fixed maturities, or expiration dates, at which they are redeemed


• Capital Protection offers full or partial capital protection • Formula-based Returns are customized to suit a particular market outlook or the views of an individual investor

Pooled Investment / Collective Investment Schemes (CIS)

• Sagicor Sigma Funds Sagicor Sigma Funds is a pooled

investment scheme that provides investors with the flexibility of investing in an individual portfolio or a combination of portfolios, depending on their investment objectives. The value of these investments may change from day to day, and are valued at the prices prevailing at market close.

• CI Mutual Funds Access international investments with CI Mutual Funds.

Mortgage

• Sagicor offers residential & commercial mortgages with simple terms designed to give you the best advantage.

Gift Certificate

• Sagicor Sigma Funds gift certificates are ideal for any special occasion.


Sagicor Investments Jamaica Limited HEAD OFFICE 85 Hope Road Kingston 6 Jamaica, West Indies

Let’s talk

Give us a call at 1-888-SAGICOR ( 7 2 4 - 4 2 6 7 ) sagicorjamaica.com |

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