How To Guide 2018

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JULY 2018

HowTo GUIDE

Le Center Leader | Le Sueur Herald | St. Peter Herald A special publication of the Le Center Leader, Le Sueur News-Herald and St. Peter Herald Publisher Chad Hjellming

Media Consultant Kathleen Davies

How-To-Guide July 2018 is distributed to subscribers and readers of the Le Center Leader, Le Sueur News-Herald and St. Peter Herald at no additional charge. All rights reserved. Š2018 All advertising contained herein is the responsibility of the advertiser.


Keep cool when the heat is on

H T HowTo G U I D E

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BY Susan Klenk, MD, Mankato Clinic ditioning, visit public buildings that are Family Medicine, Daniels Health Cen- cool like libraries and malls. ter, St. Peter • Wear lightweight, light-colored and loose fitting clothing. When the temperature rises into the • Take a cool shower or bath. 90s and the heat index goes higher, it’s • If you must be outside in the heat, important to take steps limit outdoor activity to early morning to prevent heat-related and evening hours. illnesses. Heat stroke • Avoid strenuous exercise. If you and exhaustion can must exercise or work outdoors, pace occur when our bodyourself and drink plenty of fluids. ies cannot properly • Rest often in the shade or an aircool themselves. conditioned building. Our body cools it• Check on people who are more at Klenk self by sweating. In exrisk to extreme heat. Keep an eye on intreme heat, sweating may not be enough. fants, children, pets, elderly and vulnerAnd when humidity is high, sweat able people. Check on them frequently doesn’t evaporate as quickly which and look for signs or symptoms of heat prevents the body from releasing heat illness. quickly. The best way to beat the heat is to stay cool and hydrated. Follow these steps. • Drink lots of fluids especially water. If your physician limits the amount of fluid you drink or has you on water pills, ask how much water you should drink while the weather is hot. • Don’t wait until you’re thirsty before drinking fluids. • Avoid drinking alcohol and caffeine. Stay away from drinks that are high in sugar or very cold as they can cause stomach cramps. • Use sunscreen with SPF 30 or higher. Cover your face with a widebrimmed hat and sunglasses. Protecting your skin from the sun can help you stay cool. • Seek the shade of a tree or umbrella. The temperature will feel 10 to 15 degrees cooler! If you will be at the beach or kids’ sporting event, bring your own shade such as a large umbrella or portable canopy. • Stay indoors in an air-conditioned place. If you don’t have air con-

• cars.

Do not leave children or pets in

Symptoms of heat exhaustion include paleness, tiredness, weakness, headache, fainting, muscle cramps, heavy sweating, nausea or vomiting. Left untreated, heat exhaustion can lead to heat stroke which is a medical emergency. Get the individual in cool temperatures and seek medical attention immediately. Heat stroke symptoms are fever above 103 degrees F; red, hot, dry skin with no sweating; rapid, strong pulse; throbbing headache; dizziness; nausea; confusion; unconsciousness Stay cool and have a safe summer.


How-to guide

JULY 2018

Le Sueur

15

22

Dermatology

MANKATO CLINIC DANIELS HEALTH CENTER

LOCATED AT RIVER’S EDGE CAMPUS

N. Washington Ave.

Sunrise Dr.

Bro

adw

ay

Av e.

169

99

Mankato

ST. PETER - RIVER’S EDGE CAMPUS 1900 Sunrise Drive, Suite 300 St. Peter, MN 56082 507-934-2144 ➜ mankatoclinic.com

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Protect your personal information

H T HowTo G U I D E

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In this digital age, it’s easier than ever for would be thieves to steal and profit from your personal information. Credit card numbers can be stolen from online shopping sites, bank account information can be lifted from unsecured pay-by-phone or online services, and all it takes is an overheard phone conversation on a cell phone for social security numbers and other personal information to be ac uired. owever, while you may put extra effort into safeguarding your information from technological threats, don’t overlook the other ways to protect your valuable information. ere are some tips to keep you safe. Maintain a paper trail - eep a copy of all your important documents locked up in a safe place, like a safe-deposit box or personal safe at home. This includes the contents of your wallet go ahead, dump it all on a copy machine and photocopy both sides of every card you have , passport, birth certificate, marriage license, etc. It’s much easier to replace these documents if you know what you had on hand and the account and phone numbers to call if you have to cancel cards or accounts. Check safety - With debit cards and credit cards a favorite for paying bills and more, you may wonder if paper checks are even used anymore. They are, and you should maintain a level of caution when ordering and designing your checks. The next time you place an order,

only have your initials put on the check. This way, if your checks are stolen, the crook will not know how you sign your checks - but your bank will. Also, see if you can forgo the address and phone number inclusion on the checks. If not, put a P. . box or your work cell number on them instead. ever print your social security number on the check. This way, a thief will not have access to your account number, address, name and phone number. The less puzzle pieces he has to put together, the less likely he’ll be able to do anything adverse against your identity.

Spread the word - If your wallet is stolen, be sure to cancel your cards immediately by reporting the theft to the respective credit card companies. ou should already have those numbers handy because you made a photocopy of the cards prior. Also, immediately call the three national credit reporting organizations and place a fraud alert on your name and Social Security number. This way, these organizations will know personal documents of yours were stolen and not hold any liens or unauthorized purchases against you. It’s also a good idea to file a police report immediately in the urisdiction where your items were stolen. This proves to credit providers that you were diligent in reporting the theft, and is a first step toward an investigation being conducted.

Securing credit cards - When writing out checks to pay your credit card bills, or when referencing your account over the phone, etc., use only the last four digits of the account number. The credit card company knows the rest of the number, and anyone who might be ere are numbers to add to your handling your check or account will not phone book: have access to your full number. Also, uifax 00 don’t sign the back of your credit cards xperian 3 -3 because, if they are stolen, a thief will Trans Union 00 0know what your signature looks like and Social Security can practice replicating it. Rather, place Administration fraud line the words Photo ID Re uired, which 00 -0 1 will prompt retail merchants to ask for a photo ID in order to complete the purchase process. If a cashier fails to look on the back of your card, alert him or her to this fact, and bring up the matter with a store manager.


How-to guide

JULY 2018

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y Bank Is Mobile, Just Like My Family

on’t always have time to get to the bank. That’s why we use mobile banking. mobile banking we can pay bills, transfer funds, and more all from our phones. Now the time we used to spend at the bank, we spend with the My bank is mobile, just like my family.”

My Bank Is Mobile, Just Like My Family

My Bank Is Mobile, Just Li

“We don’t always have time to get to the bank. That’s why we use mobile banking. With mobile banking we can pay bills,“We transfer from don’t funds, alwaysand havemore time all to get toour the bank. That’s w smartphones. Now the time we used to spend at the bank,wewe spend with transfer the With mobile banking can pay bills, funds, a kids. My bank is mobile, just like my family.” smartphones. Now the time we used to spend at the b kids. My bank is mobile, just like my family.”

Celebrating 135 Years! A better way to bank. Like us on Facebook!

www.nicolletcountybank.com

A better way to bank. way to bank. My 507-931-3310 Bank Is• 220Mobile, Like MyA better Family South Third St. •Just St. Peter, MN


How-to guide

JULY 2018

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How-to guide

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How-to guide

JULY 2018

page 8

SELECT INVENTORY PRICE REDUCTIONS!

The following vehicles have been reduced for quick sale! Claim yours now. 2016 Ram 1500 Laramie Crew

2018 Chev Impala LT

(#12720)

Book Value $25,375

SALE PRICE $22,475

(#12589A)

Book Value $21,425

SALE PRICE $18,975

2017 Hyundai Tucson Ultimate AWD

(#12527A)

Book Value $21,775

SALE PRICE $20,475

Book Value $31,250

SALE PRICE $25,975

2017 Dodge Grand Caravan SXT

(#12635)

Book Value $34,475

SALE PRICE $29,475

2017 Dodge Journey Crossroad FWD

(#12620)

2011 Chev Silverado HD 2500 Crew Diesel

2017 Chrysler Pacifica Limited

(#12717)

Lager’s St. Peter

Book Value $33,750

SALE PRICE $32,475

(#12613A)

Book Value $33,375

SALE PRICE $30,975 2015 Ford Escape Titanium AWD

(#12437A)

Book Value $21,500

SALE PRICE $19,975

2017 Chrysler Pacifica Touring

(#12572)

Book Value $22,300

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2017 Jeep Grand Cherokee Limited 4x4

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Book Value $34,325

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2014 Jeep Wrangler Rubicon 4D 4x4

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2015 Chrysler Town & Country Limited

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910 Old Minnesota Ave. 507-931-4070 • 800-657-4802 *Book value based on July 2018 NADA retail values. See dealer for details.


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