Owatonna Area
REAL ESTATE GUIDE
October 2014 This photo is for illustration only. This is not an actual listing.
Owatonna.com
PAGE 2
REAL ESTATE GUIDE
Friday, September 26, 2014
SHOULD YOU
BUY or RENT?
2
Page 2 Real Estate Guide
The Choice is Yours. It takes more than looking at your monthly mortgage or rent payment to only part of the equation. There are pros and cons to each option: Advantages
Buy
Considerations
Ownership builds equity
Responsible for maintenance and property taxes
Sense of pride, community, stability and security
Possible loss of equity
Free to change decor and landscaping
Less flexibility should you want to move
Not dependent on landlord to maintain property
Bank of America Home Lo
Tax deductible mortgage interest and property taxes
Rent
+ your real estate profession = home buying made clear
Little or no responsibility for maintenance
No tax benefits
Can move easily
No equity is built up
Can invest money elsewhere
Rely on our experience and guidance to help you find the loan opt No control over rent increases
No upkeep fees
Little freedom to change decor to go from home shopper to homeowner.
circumstances. Combined with your real estate professional’s loca
Possibility of eviction
home ownership, now is most certainly the time. Low interest rates,
The first step is easy: We’ll be happy to review your goals and help determine how much you can comfortably afford to borrow. consult with your real estate professional to find a home that’s right benefit from our exclusive Clarity Commitment® loan summary affordable home prices, a wide selection of available in easy-to-understand language. In the meantime, you may wish Guide, which provides home financing tools and calculators. Yo directly from our website.
If you would like to buy, not rent, I can show you how.Add it up — the expertise of your local real estate professional,
Home Loans® has to offer, could be your formula for home buyi
Call Me Today!
To get started, or for the name of a local real estate profess
Mark Meier
Kriss Meier Kristin Meier
124 N. Cedar Ave. Owatonna, MN 55060 Office: 507.390.5626 Cell: 507.363.0030 eFax: 855.727.2909 MMeier@WintrustMortgage.com
(507) 124 N. 213-9797 Cedar Ave.Cell (507) 446-1181 Office Owatonna, MN 55060 102 N. Cedar Avenue Office: 507.451.1807 Owatonna, MN 55060 Cell: 507.213.9797 Kristen.Meier@BankofAmerica.com Kristin.Meier@BankofA merica.com eFax: 855.810.7743 http://mortgage.bankofamerica.com/kristenmeier http://mortgage.bankofamerica.com/kristinmeier KMeier@WintrustMortgage.com NMLS 533094 www.WintrustMortgage.com
Mortgage Loan Officer NMLS# 533156
www.WintrustMortgage.com
Mortgage Loan Officer Mortgage Loan Officer NMLS# 533094
The Clarity Commitment® summary is provided as a convenience, does not serve as a substitute for a b Borrowers should become fully informed by reviewing all of the loan and disclosure documentation p ©2010 Bank of America Corporation ARV225F1 Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment
to lend. andatconditions are subject to change withoutguidelines. notice. Program rates, terms, and Programs, conditions arerates, subjectterms to change any time. All approvals are subject to underwriting Bank of America, N.A., Member FDIC. Equal Housing Lender. Protect your personal information before recycling this document.
Wintrust Mortgage is a division of Barrington Bank & Trust, N.A., a Wintrust Community Bank. Wintrust NMLS# 449042 – Copyright © 2011 Wintrust Mortgage
FTB-002
Friday, September 26, 2014
REAL ESTATE GUIDE
INDEX ERA Gillespie Real Estate....................6, 8 Parkside Realty .......................................5 Profinium Mortgage ...............................7 Wells Fargo .............................................4
WINTRUST MORTGAGE.............................2
PAGE 3
Owatonna Area
REAL ESTATE GUIDE
The Owatonna Area Real Estate Guide is a monthly publication distributed in the Owatonna People’s Press and at select area locations in Owatonna. It is endorsed by the Owatonna Multiple Listing members. A special project of The Owatonna People’s Press 135 W. Pearl St., Owatonna, MN
507-451-2840 • Fax 507-444-2382 Publisher RON ENSLEY Advertising Director DEBBIE ENSLEY
email: densley@owatonna.com Media Consultants
Owatonna.com All advertising contained herein is the responsibility of the advertisers. The Owatonna Area Real Estate Guide retains the publication rights to all contents produced or supplied by the Owatonna Area Real Estate Guide. Use of material without written consent of Real Estate Guide is prohibited. All Rights Reserved © 2014
STEVE ARNOLD, BETTY FROST, SHAWNEA HULL, DAVID WEEKS Advertising Design NIKKIE GILMORE, KEELEY KREBSBACH, JENINE KUBISTA, KELLY KUBISTA, MATTHEW ROOSMALEN
EQUAL HOUSING
OPPORTUNITY
EQUAL HOUSING OPPORTUNITY
All real estate advertising in this publication is subject to the Fair Housing Act which makes it illegal to advertise “any preference limitation or discrimination based on race, color, religion, sex, handicap, family status, or national origin, or any intention to make such preferences, limitation or discrimination.” Familial status includes children under the age of 18 living with parents or legal custodians; pregnant women and people securing custody of children under 18. This publication will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on equal opportunity basis. To complain of discrimination call HUD toll-free at 1-800-669-9777. The toll-free phone number for the hearing impaired is 1-800-927-9275.
PAGE 4
REAL ESTATE GUIDE
Friday, September 26, 2014
Get strongteam team pull Get aa strong strong team toto pull forfor youyou Get to pull for you
We tobe bepart part community and invite to callby orto stop by tohow discover we can assist Weare areproud proudto to be part ofof thethe community andinvite invite youto toyou callor orstop stop by todiscover discover how wecan canhow assist you We are proud of the community and you call we assist you with mortgage needs. Whether are interested new purchase, or home equity financ withyour yourmortgage mortgageneeds. needs. Whether youyou areinterested interested innew newin purchase, refinance,refinance, orhome homeequity equity financing, with your Whether you are in purchase, refinance, or financing, Wells HomeMortgage Mortgage assist finding a program your unique goals. WellsFargo FargoHome Home Mortgage cancan assist withwith finding program thatfits fitsthat yourfits unique goals. Wells Fargo can assist with finding aaprogram that your unique goals.
Call visit yourlocal local team today. Callor orvisit visityour your local team today. Call or team today. Jannell Tufte Jannell Tufte Jannell Tufte Jannell Tufte
HomeMortgage Mortgage Consultant Home Mortgage Consultant Home Mortgage Consultant Home Consultant Office: 507-455-7516 Office: 507-455-7516 Office: 507-455-7516 Office: 507-455-7516 Cell: 507-456-5946 Cell: 507-456-5946 Cell: 507-456-5946 Cell: 507-456-5946 101 N Cedar Avenue Owatonna, MN 55060 101 North Cedar Avenue 101 North Cedar Avenue 101 North Cedar Avenue janell.d.tufte@wellsfargo.com Owatonna, MN 55060 Owatonna, MN 55060 Owatonna, MN 55060 NMLSR ID 402028 jannell.d.tufte@wellsfargo.com jannell.d.tufte@wellsfargo.com jannell.d.tufte@wellsfargo.com NMLSR IDID 402028 NMLSR ID 402028 NMLSR 402028
WellsFargo FargoHome HomeMortgage Mortgage adivision division Wells FargoFargo Bank,N.A. N.A. N.A. Wells Fargo isisais ofofWells Fargo Bank, Wells Home Mortgage a division of Wells Bank, 2013Wells WellsFargo FargoBank, Bank, N.A. AllAll rights reserved. NMLSR ID399801. 399801. 2013 Wells N.A. All rights reserved. NMLSR ID ©©© 2013 Fargo Bank, N.A. rights reserved. NMLSR ID 399801. AS992867Expires Expires10/2014 10/2013 AS992867 Expires 10/2013 AS992867 Expires 10/2013
Kelly Ratzloff Matthew G LeTourneau Matthew GLeTourneau LeTourneau Matthew G
HomeMortgage Mortgage Consultant Home Mortgage Home Mortgage ConsultantConsultant Home Consultant Office: 507-455-6784 Office: 507-444-2260 Office: 507-444-2260 Office: 507-444-2260 Cell: 507-390-4302 Cell: 507-339-2193 Cell:Oak 507-339-2193 Cell: 507-339-2193 1400 South Ave. Owatonna, MN 55060 Avenue 101N NCedar Cedar Avenue 101 N Cedar 101 Avenue kelly.l.ratzloff@wellsfargo.com Owatonna, MN55060 55060 Owatonna, MN Owatonna, MN 55060 NMLSR ID 1102316 matthew.g.letourneau@wellsfargo.com matthew.g.letourneau@wellsfargo.com matthew.g.letourneau@wellsfargo.com NMLSRNMLSR ID404642 404642 NMLSR ID ID 404642
Friday, September 26, 2014
540 Academy, Owatonna LOOKING FOR THE CHARM YOU JUST CAN’T FIND? 3 bedrooms, new kitchen, beautiful molding and built-ins, double garage. $159,900. Call Noel, 455-2882
REAL ESTATE GUIDE
PAGE 5
THAT NEW HOME SMELL... Sunny rooms and country views in the craftsman rambler in NE Owatonna. Enjoy your weekends and evenings instead on spending money on repairs, replacements and updates of a used home. Call Shirley O/A 444-9999 to see plans and specs for this Schultz Homes new Construction today!
545 NE 14th, Owatonna CONVENIENT LOCATION...right between McKinley, Willow Creek, and the Jr. High. 3 bedrooms with hardwood floors, extra parking space, all appliances. $112,500. Call Noel, 455-2882
145 Autumn Pl., Owatonna "THIS FEELS MORE LIKE A HOUSE" You give up nothing to live carefree in this condo with main floor bedrooms, living room, 4 season porch, 2 fireplaces, and full living in lower level. $223,500. Call Noel, 455-2882
215 Thomas Ave, Owatonna OWN FOR LESS THAN RENT! Move in ready rambler on a quiet street. Storage, new siding, windows & bath. All updated. Fenced yard and super location near bike path, restaurants, school & I35. $124,500. Call to see today. Shirley 444-9999
507.455.2882
1009 E. Rose, Owatonna MOVE RIGHT IN...2 bedroom home with hardwood floors, new roof, new windows, fresh paint. $79,900. Call Noel, 455-2882
LARGE, QUALITY BUILT CONDO with 2 large bedrooms, 2 double closets in master, open kitchen, dining, and living room with patio doors leading to private patio. One level, no steps. New carpet, paint, and newer appliances. $108,000. Call Noel, 455-2882
275 SE 22nd St, Owatonna
1370 Cherry Street, Owatonna OWN ONE OF THE FEW SMALL ACREAGES WITHIN THE CITY LIMITS OF OWATONNA! $238,500. Call Gary, 390-1976
NOËL J. QUALE, Broker 507.455.2882 noelquale@yahoo.com GARY J. SEYKORA, Real Estate Professional 507.390.1976 gjseykora@gmail.com
SHIRLEY J. SCHULTZ, Realtor 507.444.9999 newhouseinfo@yahoo.com
PAGE 6
REAL ESTATE GUIDE
Save Money… Save Time… Simplify Your Life
Nancy Sletten Cell: 507-363-9368 nancysletten@gmail.com 122 N. Cedar • Owatonna Broker Associate 507.451.7488 • 800.658.7056 Realtor, GRI, SRES www.erahome.com NEW LISTING
NEW LISTING
EQUAL HOUSING
OPPORTUNITY
NEW PRICE
NEW PRICE
VISUAL TOUR #3422340
VISUAL TOUR #3435875
VISUAL TOUR #3393836
$129,500
$115,000
$234,500
CHARACTER & CHARM! HARDWOOD FLOORS GALORE! CAPE COD IN PRISTINE CONDITION, NEWER WINDOWS, ROOF & FURNACE!
LOTS OF NICE IMPROVEMENTS! NEW FURNACE, WINDOWS, PATIO & LANDSCAPING! ROOM TO EXPAND! BIG YARD, QUIET STREET!
MLS #4056513
MLS #4057082
Friday, September 26, 2014
RANCH STYLE WITH OVER 2000 SQ FT ON THE MAIN FLOOR! 1.25 ACRES ON EDGE OF TOWN. PARK-LIKE SETTING! MLS #4055581
VISUAL TOUR #3382305
$118,900
CHARACTER & POTENTIAL! PRESERVED WOODWORK, STAINED GLASS WINDOWS, LARGE ROOMS, MAIN FLOOR LAUNDRY & NICE BACKYARD! MLS #4055152
NEW PRICE
SOLD
VISUAL TOUR #3372328
VISUAL TOUR #3410840
VISUAL TOUR #3124999
$139,999
$114,000
$155,000
10 ACRES IN COUNTRY! BEAUTIFUL VIEWS! AFFORDABLE 3 BEDROOM, 2 BATH HOME, 24X27 BARN/MACHINE SHED, 24X40 GARAGE/SHED! MLS #4054763
9.63 ACRES! WOODSY! CREEK! COUNTRY PROPERTY 2 MILES FROM OWATONNA! OLD FASHIONED BARN! 7 ACRES TILLABLE! BEING SOLD “AS IS”!
10 ACRES ON PAVED ROAD, REMODELED IN 1988 WITH NEW BASEMENT, WINDOWS, ELECTRICAL & MORE! COZY HOME WITH GREAT VIEWS!
MLS #4056120
MLS #4053427
VISUAL TOUR #3262007
$122,000
CUTE & COZY RANCH STYLE HOME WITH 2 CAR GARAGE! LOTS OF UPDATES! NEW FURNACE & AC, FENCED YARD! MLS #4051175
If your home isn’t listed with a Realtor,
it might as well be You have a home for sale but no one is seeing it. Maybe because it isn’t listed with a professional Realtor. Realtors make it easy for you to buy or sell your home. They have access to a pool of serious home buying prospects... and a Multiple Listing Service that can offer buyers the affordable home of their choice. They do the legwork, the paperwork, and the hard work to help you sell your home quickly.
REALTOR
®
Look for the Realtor logo to find the commitment and full services of a real estate professional.
Friday, September 26, 2014
REAL ESTATE GUIDE
PAGE 7
See us for an amazing experience with your
HOME LOAN! Low rates • Fast closings • Great follow-through
Jennifer Svien NMLS# 663481
See Jennifer or Matt for details for fast and local service on your home loan. We’ll look out for your best interest!
Matt Walerius NMLS# 663358
Owatonna 1080 W Frongage Rd 507.444.0111 Mankato 507.389.8900 | Fairmont 507.235.5538 | Truman 507.776.2311
www.profinium.com | NMLS 402979 Member FDIC
PAGE 8
REAL ESTATE GUIDE
Friday, September 26, 2014
Save Money...Save Time...Simplify Your Life
122 N. Cedar • Owatonna 507.451.7488 800.658.7056 www.erahome.com email: era@erahome.com $287,900
NEW
CE!
PRI
$284,900
NEW
CE!
$259,900
PRI
VISUAL TOUR #3387484
VISUAL TOUR #3344284
COUNTRY LIVING IN THE CITY! • 2.81 acres in Waseca near new Hwy 14 • Over 4000 total sq ft with spacious rooms • 4 bedrooms, 3.5 baths, fireplace • Heated 2 stall garage, 24x22 barn • Patio & large deck with installed gas grill Contact Connie Knutson MLS #4055252
UPSCALE NEW CONSTRUCTION! • 4 bedroom, 2 bath, 2 story • Custom kitchen, granite countertops • Main floor bedroom & laundry room • Hardwood flooring, fireplace, master suite • Large lot, triple garage Contact Sid Schroeder MLS #4053890
CE!
PRI
$158,000
$189,999
NEW
VISUAL TOUR #3392747
VISUAL TOUR #3337766
PRIVATE SETTING - 3 ACRES! • 3 bedrooms, 3 baths • 3 season porch, main floor laundry • Triple stall garage & single stall garage • Large storage shed • Nice location, paved road Contact Connie Knutson MLS #4055519
CLASSIC 5 BEDROOM ARTS & CRAFTS STYLE HOME! • 2 full baths - one on each level • Open floor plan, natural woodwork • Main floor master bedroom • Spacious second level with den • Deck with built-in benches Contact Mark & Steph Woodrich MLS #4053596
NEW
!
ING
LIST
$141,900
VISUAL TOUR #3433159
RANCH READY FOR A NEW OWNER! • 3 bedrooms, 2 baths • All appliances stay • Large deck • Close to schools Contact Connie Knutson MLS #4056978
NEW
!
ING
LIST
$102,900
NEW
!
ING
LIST
!
ING
LIST
$216,900
VISUAL TOUR #3078955
VISUAL TOUR #3336343
THE BEST OF THE BEST! • Spacious multi-level home with over 3500 sq ft total • 4 bedrooms, 3.5 baths, open floor plan • Master retreat, walk-in closet, jetted tub • Lower level family room with fireplace • Unfinished basement level with 795 sq ft! Contact Connie Knutson MLS #4053615 NEW
EQUAL HOUSING
OPPORTUNITY
LOVELY COUNTRY SETTING! • 3 wooded acres • 3 bedrooms, 2 baths, 2+ car garage • 3 season porch & deck • Walk-out lower level with family room • 54x30 pole shed with mezzanine Contact Connie Knutson MLS #4052893
$154,900
NEW
VISUAL TOUR #3426513
GREAT BACKYARD! • 4 bedroom, 2 bath split • Lower level family room with fireplace • Semi-private backyard with deck • Wooded lot, storage shed • Oversized double attached garage Contact Connie Knutson MLS #4056985
$124,900
VISUAL TOUR #3433096
NEW
VISUAL TOUR #3390063
TRADITIONAL 3+ BEDROOM 2 STORY! • Character filled - original wood trim & flooring • Open staircase • Newer mechanicals & shingles • Oversized double garage • Permanent siding Contact Sid Schroeder MLS #4056940
$144,900
VISUAL TOUR #3433150
GEM ON THE SE SIDE! • Almost like new ranch style home! • 4 bedrooms, 2 full baths • New windows, new kitchen, new decor • Lower level family room with fireplace • Deck and patio Contact Connie Knutson MLS #4056796
$134,900
!
ING
LIST
!
ING
LIST
$119,900
VISUAL TOUR #3420700
STEP SAVING RANCH! • 3 bedrooms, 2 baths • Lower level family room with gas fireplace • 3 season porch, wooded lot • Oversized single garage Contact Sid Schroeder MLS #4055338
NEAT & CLEAN AS A WHISTLE! • Large, open living & dining room with built-ins • Hardwood floors • Kitchen with lots of cupboards • Lower level family room & bath • Nice, extra-large backyard! Contact Connie Knutson MLS #4056487
Our Team of Professionals
VISUAL TOUR #3024907
COUNTRY HOME NEAR LAKE! • Split-level home on 1 acre of woods • 2 bedrooms, 1-1/2 baths • Deck & room for gardens • Double attached garage • Walk to Beaver Lake Contact Connie Knutson MLS #4056347
Nancy Sletten Broker Associate GRI, SRES
Matt Gillard Realtor GRI
Erin Gillespie Broker Associate GRI, ERS
Sid Schroeder Realtor GRI, ERS
Stephanie Woodrich Realtor
Melinda David Realtor
Mark Woodrich Realtor
Justin Ohnstad Realtor
Connie Knutson Broker Associate CRS, GRI, ERS ABR
Stacy Wilson Realtor
Barry Gillespie CRB, CRS, ePRO
Tracy Peterson Steinberg Realtor
Mike Laramee Realtor
Lori Braun Davies Realtor GRI