Spring ag 2018 by Kate Noet

SPRING AGRICULTURE MARCH 2018

Le Center Leader | Le Sueur Herald | St. Peter Herald

PAGE 2

SPRING AG

March 2018

Ketchup Sale

42 YEARS!

“Biggest Sale of the Year!”

PRE-OWNED PEOPLE MOVERS!! 2017 GRAND CARAVANS 12 to choose from SXT’s as low as

$20,475! GT’s starting @

2017 CHRYSLER PACIFICAS

2016 & 2017 DODGE JOURNEYS

6 to choose from Touring, Touring-L & Limiteds starting @

11 to choose from FWD’S & AWD’S available SE’s, SXT’s, R/T’s & Crossroads starting as low as

$22,975!

$21,475! CARS 2017 Chrysler 300-C AWD ................................................ 18K Miles ..........................$25,975 2017 Chrysler 300 Limited AWD ....................................... 18K Miles ..........................$22,975 2017 Chrysler 300 ............................................................. 12K Miles ..........................$21,975 2017 Chevy Cruz LT .......................................................... 24K Miles ..........................$14,975 2016 Buick Cascada Convertible....................................... 8K Miles ............................$26,975 2016 Chrysler 300-S AWD ................................................ 15K Miles ..........................$24,975 2016 Chrysler 200-C ......................................................... 27K Miles ..........................$15,475 2016 VW Beatle-S ............................................................. 8K Miles ............................$14,975 2016 Chrysler 200 Limited ................................................ 34K Miles ..........................$12,975 2015 Buick Verano Leather................................................ 26K Miles ..........................$16,975 2015 Chrysler 200-S AWD ................................................ 31K Miles ..........................$15,975 2015 Chevy Malibu LTZ ..................................................... 63K Miles ..........................$13,975 2015 Dodge Dart SXT ....................................................... 14K Miles ..........................$12,475 2014 Fiat 500-L ................................................................. 47K Miles ............................$9,975

TRUCKS 2017 Ram 1500 Crew 4x4 ................................................. 20K Miles ..........................$28,975 2017 Ram 1500 Quad Cab SLT 4x4 V-6 ........................... 20K Miles ..........................$23,975 2016 Ram 1500 Crew Cab Laramie 4x4 ........................... 53K Miles ..........................$32,975 2016 Ram 1500 Crew 4x4 ................................................. 8K Miles ............................$32,975 2016 Ram 1500 Crew Big Horn 4x4 .................................. 19K Miles ..........................$29,975 2015 Ram 3500 Crew Longhorn Dually 4x4...................... 44K Miles ..........................$48,975 2015 Ram 1500 Crew Outdoorsman 4x4 .......................... 21K Miles ..........................$28,975 2015 Ram 1500 Crew 4x4 ................................................. 19K Miles ..........................$30,975 2014 Ford F-150 Crew 4x4 ................................................ 88K Miles ..........................$22,975 2014 Chevy Silverado 1500 4x4 ........................................ 87K Miles ..........................$24,975

$14,975!

2012 Ram 1500 Quad Cab Big Horn 4x4.......................... 101K Miles ........................$17,975 2011 Chevy Silverado 2500 Crew Diesel LTZ 4x4 ............ 111K Miles ........................$31,975 2011 Ford F-150 Super Crew Lariat 4x4 ........................... 165K Miles ........................$15,975

SUV/CROSSOVER 2017 Dodge Durango GT AWD ......................................... 23K Miles ..........................$34,975 2017 Jeep Grand Cherokee Limited 4x4 ........................... 18K Miles ..........................$33,975 2017 Hyundai Tucson Limited AWD .................................. 9K Miles ............................$28,975 2017 Jeep Grand Cherokee Laredo 4x4 ........................... 22K Miles ..........................$24,975 2017 Kia Sorento AWD...................................................... 10K Miles ..........................$19,975 2016 Jeep Cherokee Trailhawk 4x4 ................................... 31K Miles ..........................$26,975 2015 Chevy Equinox LTZ AWD ......................................... 43K Miles ..........................$22,975 2015 Ford Escape Titanium AWD ..................................... 33K Miles ..........................$20,975 FREE 2015 Dodge Journey SXT AWD ........................................ 25K Miles ..........................$17,975 Ketchup 2015 Jeep Patriot Latitude 4x4 .......................................... 25K Miles ..........................$15,975 with 2014 Jeep Wrangler Rubicon 4D 4x4 ................................ 47K Miles ..........................$35,975 every 2013 Chevy Equinox LTZ AWD ......................................... 102K Miles ........................$12,975 Vehicle 2013 Honda Pilot EX-L 4x4 ............................................... 80K Miles ..........................$19,975 Purchase! 2013 Jeep Wrangler Sport 4D 4x4 .................................... 20K Miles ..........................$28,975 2012 Jeep Grand Cherokee Laredo 4x4 ........................... 83K Miles ..........................$16,975 2010 Nissan Murano SL AWD ........................................... 164K Miles ..........................$7,975

VANS 2015 Town & Country Limited ............................................ 75K Miles ..........................$21,975 2014 Town & Country Touring L......................................... 56K Miles ..........................$18,975 2016 Grand Caravan SE ................................................... 25K Miles ..........................$16,975

Hours: Mon. - Fri. 8-6, Sat. 8-4

www.lagersofstpeter.com 910 Old Minnesota Ave. 507-931-4070 • 1-877-353-1821

March 2018

SPRING AG

Get to Know Your Banker I

f you don’t have a good banker on your side, your farm might not be getting the most out of its finances and loan opportunities. Your banking institution is your partner in making sure funds are available for new equipment, infrastructure, staff and repairs.

Without a clear understanding of what your bank can and cannot do, you can compromise the overall financial health and future of your farming operation.

COMMUNICATING WITH YOUR BANK

Setting up regular meetings with your banker is an important step in keeping lines of communication open. Initial meetings with your bank should include setting up a road map for success. As the relationship progresses, the financial reports you provide your banker will

serve as the cornerstone for future loans and transactional support. These reports include balance sheets, income statements and budgets. Once the banker reviews these pieces, he or she can offer pertinent solutions to your financial questions.

A CONSISTENT RELATIONSHIP

elements that are ultimately out of the farmer’s control. Finding a banker who is practical with a robust understanding of the agricultural industry — and all of its quirks — will help you survive hardships, overcome challenges and react to opportunities for growth.

HOW TO FIND

THE RIGHT BANK When it comes to finding the right banker, you’re lookNot every lender will necing for consistency. An ideal essarily be the right fit when partner is one who is consis- it comes to financing your tent and clear about lending practices. Farming can be an unpredictable endeavor, given the Continued on page C8

BANKER

SPRING AG

A special publication of the Le Center Leader, Le Sueur News-Herald and St. Peter Herald Publisher Chad Hjellming

Media Consultants Kathleen Davies Missy Daschner Gayle Stelten

Advertising Design Mary Jo Blanchard Kate McGillen

Look for this section on

Spring Ag 2018 is distributed to subscribers and readers of the Le Center Leader, Le Sueur News-Herald and St. Peter Herald at no additional charge. All rights reserved. ©2018 All advertising contained herein is the responsibility of the advertiser.

PAGE 3

PAGE 4

SPRING AG

March 2018

Negotiating Farmland Rent N

egotiating farmland rental rates can be a challenging endeavor, especially setting an initial price that might be locked in for years.

As the landlord, you want your local extension officials to make sure you are making to help walk you through a steady profit year over year. these questions and set a fair, You also want to be fair with profitable rate. your tenant to ensure a healthy long-term engage1. What is the crop proment. Your costs as the land- ductive index for the land owner include loan payment, from the Soil Conservation insurance and taxes, all of Service survey? which are major factors in 2. What is the nutrient setting a reasonable, fair rate. content (soil test report from Below is a helpful land- last year)? N, P, K, Zn, Mn, lord checklist from the Mg, pH, and organic matter Michigan State University come into play here. Extension to help you develop a reasonable rental rate for your land. Work with Continued on page C8

RENT

HELPING YOUNG FARMERS

GROW 112 S. Main St. | Le Sueur | 507-665-2265 | www.ffmbank.com

Equipment & Livestock Loans | Agricultural Real Estate Loans | Commercial Loans

BANK

March 2018

SPRING AG

Rebuilding After a Disaster I

f you have been farming long enough, you likely have been impacted by a weather-related disaster. Rising floods, raging wildfires and crippling droughts can make or break your farm production — as well as put your livestock and facilities in harm’s way.

The effects of these types of disasters are not just financial, but emotional and psychological as well. Overcoming a crisis requires strong partnerships with your staff, vendors and lending officers, to name a few.

EMERGENCY LOANS

The United States Department of Agriculture’s Farm Service Agency provides assistance for natural disaster losses resulting from drought, flood, fire, freeze, tornadoes, pest infestation and other calamities. Some of these loan programs include the Livestock

Forage Program, Livestock Indemnity Program, Emergency Assistance for Livestock, Honeybees and Farm-Raised Fish, and the Tree Assistance Program. Check out www.fsa.usda.gov for more information on these opportunities.

TAP INTO LOCAL EXPERTISE

short- and long-term profitability while you take the steps to restore your operation. Local officials are flexible and can work with you when you need them. They can offer an outside view of how to best prepare for and react to disaster situations on your farm. This perspective can be critical in making sure you assess and address any risks you might be overlooking.

Your best partners in overcoming disaster can be local extension agriculture agents and educators. These profesBUILD A PLAN sionals bring a breadth of experience and knowledge, and are privy to resources you may not know about. They Continued on page C8 can put you on the path to

DISASTER

PAGE 5

SAVINGS Hi Viz Softshell Jacket 50-Lb. Dog Food

62 THE FARM STORE 99

M-XL

2X-3X 6899

#526311

• Provides balanced nutrition • For small, med. & lg. dogs • Meat flavored

FOR

9 Mega Roll Paper Towels 49 SALE In-store coupon PARTS

7- .50

• G&G PTO • Speeco 3 pt. Augers 99 • #166738 Tarter BALE MOVERS & BALE FEEDERS • Aircraft • Rope Center CABLE 3-Pk. • Grade 30, 40 & 70 Painter’s Tape • 1.88-in. CHAIN x 60-yd. & HOOKS • Multi-surface • Nylon, Poly & Sisal ROPE • Removes cleanly for • Rubbermaid PAILS, SCOOPS & up to 14 days STOCK TANKS

EVERYONE!

#169 090

• Grade 2, 5 & 8 Metric &

Stepladder Stainless NUTS & BOLTS

• Sturdy aluminum • Black & Decker • Dewalt • Molded plastic tool POWER TOOLS top with tool slots • Reinforced bottom• KT • Wright • Stanley brace

HAND TOOLS • Century • KT • Hot Max WELDERS & ACC.

ANIMAL FEED • Kent Feeds • Farmaster STOCK TANKS FENCING #188 829 SPRAYER SUPPLIES STEEL FENCE POSTS, FIELD #190 249 • Hypro • Delavan PUMPS & FENCE, CHICKEN WIRE, HOG & SPRAYER ACC. CATTLE PANELS EasyCare® Platinum • Banjo SPRAYER FITTINGS • Farmaster HOG & CATTLE and EasyCare Ultra Premium* •Dan Hartog POLY SPRAYER GATES BUY 1 GALLON TANKS FOOTWEAR • Apache SPRAYER HOSE GET 1 GALLON • Carolina • Georgia • Worx • Carhartt • CAT WORK BOOTS CLOTHING • Tingley • Servus RUBBER • Carhartt • Key • Dickies FOOTWEAR WORKWEAR • Both are paint and primer in one • Lacrosse, Sorel, Ranger & • Lee • Levi • Wrangler • Riggs • EasyCare Platinum has stain blocker Kamik PAC BOOTS JEANS

% off

March 11th thru 15th Sale Price Good Through March 15, 2015

507-387-1171

507-387-1171 800-879-1938 1-800-879-1938

1951N.N. Riverfront Mankato • www.candssupply.com 1951 Riverfront Dr., Drive, Mankato • www.candssupply.com Open: Mon-Fri Sat 8am-5pm, Open: Monday-Friday 8 a.m.8am-7pm, - 7 p.m. • Saturday 8 a.m. - 5Sun p.m. 11am-5pm • Sunday 11 a.m. - 5 p.m. Small Engine Repair • Mower, Trimmer, Chain Saw & Snowblower Repair • Screen & Glass Repair • Key Cutting

MEMBER Minnesota and North Dakota

SERVICES AVAILABLE: Pipe Cutting & Threading • Briggs & Stratton, Koehler & Tecumseh Parts In Stock • Cut-to-Length Rope, Chain Cable & Electrical Wire “An Employee Owned & Local Business Since 1957”

PAGE 6

SPRING AG

March 2018

Water Conservation Tips A

griculture uses an estimated 70 percent of freshwater withdrawals globally and 40 percent of freshwater withdrawals in the United States, according to the U.S. Geological Survey.

This consistent pull on fall into this category and sion for tips on irrigation water — along with severe include Russian Olive, tam- scheduling. The University droughts and freshwater arisk, willows and cotton- of Minnesota provides an shortages across the country wood. According to extensive guide on irriga— makes water conserva- Colorado State University, tion scheduling using the Replace Infinity Windows tion a top-of-mind issue for phreatophytes can reduce checkbook method. by Marvin in Your Home many farmers and natural “the availability of water to a resource advocacy groups. cropping system and its LASER LEVELING Fortunately, technology users.” A relatively new integra(Based on 5 windows white/ and awareness have opened Proper irrigation can tion into the farm operation, white, double hung) the door for many water take water away from these laser leveling can reduce (Based on 5 windows white/white, double hung) conservation tools, method- plans. You can also remove water use by up to 30 perologies and equipment. them through safe chemical cent and increase crop yields Replace Infinity Windows by Marvin THE DANGERS OF CLOGGED GUTTERS These innovations make it or mechanical means. by up to 20 percent, accordBirds, insects and rodents love to settle in neglected gutters. with the purchase ofing 4 or to more in Your Home Open gutters with debris can be a fire Leafaway’s easy to dryintegrate a hazard. new the Texas Water WHY YOU SHOULD CHOOSE LEAFAWAY (Based on 5 windows white/white, double hung) small opening in the top allows water to filter through while mindset into your farm’s IRRIGATION Board. • Leafaway’s patented one-piece design Development functions better preventing these pesky creatures from getting to close to your than add-on gutter covers, gutter hoods and screens by home therefore reducing flammable debris. Leaves and other operations, oneclog that This allowing rainwater to cling to the hood and fall into the sophisticated land debris willCLOGGED pile up and eventually gutters and is downspouts, SCHEDULING THE DANGERS OF GUTTERS gutter, while leaves and other debris fall to the ground. causing rainwater tosettle flowinover the gutters. can lead to: Birds, insects and rodents love to neglected gutters. Thisour focused on preserving Speaking irrigation, leveling equipment can crePER with the purchase of of 4 or more Open gutters with dry debris can be a fire hazard.WINDOW Leafaway’s WHY YOU SHOULD CHOOSE LEAFAWAY • the Ground erosion water drainage • Leafaway’s one-piece hood and gutter are custom small opening in top allows waterand to filter through while problems. most or valuable natural• Leafaway’s smart scheduling can dra- ate ideal field slopes dependpatented one-piece design functions betterand are formed from aluminum manufactured on-site preventing these pesky creatures from getting to close to your interest-free financing til 2021* Foundation problems flooding. than add-on gutter covers, gutter hoods and screens with by gutter attachments, rusting home therefore•reducing flammable debris. and Leaves and other eliminating problems resource. matically decrease water use ing on the type of irrigation allowing rainwater to cling to the hood and fall into the debris will pile up and eventually clog gutters and downspouts, and color matching. • Damage to fascia. gutter, while leaves and other debris fall to the ground. flow over the gutters. This can lead to: Get Leafaway Gutters causing rainwater toHere are four water conwhile improving yields. used. • Leafaway gutters are securely fastened to your fascia • Ground erosion and water drainage • Leafaway’s one-piece hood and gutter are custom • Climbing ladders to problems. clean out gutters can be dangerous. board with hidden, non-corrosive Unlike on-sitethe and are formed from aluminum servation tips to get you manufacturedFor tech-savvy, soft-internal hangers. A level field conserves on Your Home • Foundation problems and flooding. eliminating problems with gutter rusting systems that are screwed or nailed • Unsightly clogged gutters that detract from the appearance otherattachments, gutter protection Get Leafaway Gutters and color matching. • Damagestarted: to fascia. ware programs water by reducing runoff and value of your home. into your roofcan causinggather damage and warranty violations. • Leafaway gutters are securely fastened to your fascia • Climbing ladders to clean out gutters can be dangerous. data including and allowing uniform distri• Sur-lock internal hanger provides on Your Home boardweather with hidden, non-corrosive internal hangers. Unlikelocal • Unsightly clogged gutters that detract from the appearance spacing consistency, a streamlined other gutter protection systems that are screwed or nailed HOW LEAFAWAY WORKS IRRIGATION temperature, rainfall bution of water. and value of your home. into your roof causing damage warranty violations. lookand and prevents sagging.and It also The Leafaway Gutter Protection System is a revolutionary leaf allows you to lift up the cover to • Sur-lock internal hanger provides Replace the Siding HOW LEAFAWAY humidity to provide targetand debrisEQUIPMENT shedding system. The one piece, seamless design gain entrance into the gutter. spacing consistency, a streamlined WORKS on the principle of liquid adhesion. Rainwater flows into Replace the Siding The Leafawayworks look ed and prevents sagging. It also Water conservation can recommendations for Protection is a revolutionary leaf debris theGutter gutter trough System and deflects wind-blown such allows as leaves, • Leafaway Gutter Protection System utilizes larger on Your Home you to lift up the cover to and debris shedding system. The one piece, seamless design gaininentrance into the gutter. pine cones, needles and twigs which are often collected downspouts that will increase water flow up to 50%. catalyzed by first taking optimal irrigation schedulon thebe principle of liquid adhesion. Rainwater flows into on Your Home works conventional gutters by rainwater. When gutters are clogged, they the gutter trough and deflects wind-blown debris such as leaves, • Leafaway Gutter Protection System utilizes larger • Available in multiple color options. Different colors no longer hold water which resultsinin overflow then care problem-plants thatwhich ing.that will increase pine cones,can needles andof twigs which are often collected downspouts water flow up to 50%. can be selected for the top and the bottom to best conventional gutters Whendamage gutters are they and landscaping. can leadbytorainwater. structural to clogged, your home • Available in multiple color options. Different colors compliment roof, fascia and trim color. can no longerconsume hold water which results in overflow which then significant quanti- can be selected Reach out to theyour local Continued on page C8 (Some restrictions apply) for the top and the bottom to best can lead to structural damage to your home and landscaping. Leafaway Gutter Protection compliment the roof, fascia andtotrim color. • Up 40% thicker than other add on gutter protection ties of water. Phreatophytes county agriculture exten(Some restrictions apply) System gives you the option (Some restrictions apply) Leafaway Gutter Protection

• OWN IT • • OWN IT •

CLEAN, SIMPLE AND WORRY-FREE... LEAFAWAY GUTTER PROTECTION!

for $84Windows a Month Replace Infinity by Marvin in Your Home for $84 507-381-4042 • OWN ITa Month • Le W af ith aw ay

W Le ith af ou aw t ay

CLEAN, SIMPLE AND WORRY-FREE... PER WINDOW LEAFAWAY GUTTER for $84 a MonthPROTECTION!

507-625-5064 EE Estimate! 25-5064 866-625-5064 25-5064 for a FREE Estimate!

507-625-5064 asiding.com 800-625-5064

verfront Dr. www.lacinasiding.com www.lacinasiding.com 2104 N. Riverfront ato, MN 2104 N. Riverfront Dr. Dr.,

Mankato Mankato, MN 0272176 LIC #20272176

LIC#20272178

Le W af ith aw ay

Call for a FREE Estimate!

W Le ith af ou aw t ay

or interest-free financing til 2021*

Get Leafaway Gutters on Your Home for $34 a Month

for $34 Month fora$34 a Month Replace the Siding on Your Home

™

for $124 a Month for$124 $124 for a Month a Month Our bracket

WATER

systems. Thisprotection makes the • Up to 40% thicker than other add on gutter

gutter more durable therefore

March 2018

SPRING AG

PAGE 7

USDA: We’re Committed to Farm Profits To Agriculture Fall In 2018

By JONATHAN KNUTSON Forum News Service

U.S. agriculturalists on balance will make less money in 2018 than they did in 2017, a new government report projects. Farm-sector profits will fall in the Upper Midwest, too, though by less than the national average, the report finds. The U.S. Department of Agriculture’s Economic Research Service on Feb. 7 released its 2018 Farm Income Forecast. Key findings of the report, presented by ERS economist Carrie Litkowski during an online presentation to the news media, include the following: 2018 net cash farm income is forecast at $91.9 billion, down 5.1 percent from 2017

and the least since 2009. 2018 net farm income is estimated at $59.5 billion, down 6.7 percent from 2017 and the least since 2006. Net cash farm income includes cash receipts from farming, as well as farm-related income, including government payments, minus cash expenses. Net farm income, a broader measure of profits, incorporates noncash items, including changes in inventories and economic depreciation. The difference between net cash farm income and net farm income reflects, in part, whether crops and livestock raised in one year are sold in that year or a subsequent year. That decision affects inventories and consequently net farm income.

LESS IN, MORE OUT

A short explanation of why farm-sector profits are projected to fall? More money going out, less money coming in. ERS projects that higher production expenses, declining crop and livestock receipts and lowered government payments will continue the estimated drops in net cash farm income and net farm income. Increased interest expense and higher fuel and hired labor costs will push up production expenses, ERS fore-

Nicollet County Bank Ag Lending Officers Ken Rossow, Gary Miller and Gary Hulke grew up on farms in southern Minnesota.

Ken Rossow Senior Vice President

Gary Miller Vice President

Gary Hulke Assistant Vice President

Working in the field and with livestock, they learned at an early age what farming is all about.

USDA

Continued on page C13

They continued their agricultural education through universities, classes and agricultural schools. Nicollet County Bank is proud to have lending officers with their educational backgrounds as well as their genuine knowledge and deep interest in farming and agricultural lending. They are active in our community and go the “extra mile” to serve our customers. Stop by or call 931-3310 for an appointment to visit with Ken, Gary M. or Gary H. about all your farm business financial planning. They are committed to agriculture, and they are committed to you.

Farm profits will fall in the Upper Midwest, though by less than the national average, a U.S. Department of Agriculture report finds. (Metro Creative Images)

Like Us On

www.nicolletcountybank.com

220 South Third Street • St. Peter • (507) 931-3310

PAGE 8

SPRING AG

Farm Bureau accepts applications for Century, Sesquicentennial Farms Minnesota Farm Bureau is accepting applications for the Century and Sesquicentennial Farm programs. Minnesota Farm Bureau and Minnesota State Fair work in conjunction on the Century Farm program to honor Minnesota families that have owned their farms for at least 100 years, are at least 50 acres in size and are currently involved in farming. Century Farm families receive a commemorative sign and a certificate.

Minnesota Farm Bureau honors Minnesota families that have owned their farms for at least 150 years, are at least 50 acres in size and are currently involved in agricultural production. The farm receives a commemorative certificate and an outdoor sign. Applications are available at www.fbmn.org or by calling Garfield Eckberg at 507327-3237 or Krista Doering at 507-317-1782. The deadline is April 2.

WATER

RENT

Continued from page C6

RAINWATER CATCHMENT

If you’re looking to harness more rainwater, Iowa State University’s website describes the process of installing a catchment system to collect rainwater. This 30-foot-by-96foot hoop house can collect up to 28,000 gallons of water per season, according to the uni-

Continued from page C4 versity. No matter your method, now is the time to make an impact on water conservation. Talk to your local extension to see what is financially viable for your operation and make the decision to get involved today.

DISASTER

Continued from page C5 Once the heavy lifting of repairing fence line or replacing livestock is over, it’s time to build a disaster plan that can help streamline your response to a similar disaster down the road. Outline clear, concise tasks for your staff members when an emergency strikes. Post your plan both in-house and online so personnel can access

it at all times. Your plan should include a simple process for overcoming common incidents. Make a list of your most critical contacts, including your lender and insurance representative. Timely outreach is critical in the face of a disaster and can make a major difference in response.

st. peter well drilling Emergency Services & Free Estimates

ST. PETER (507) 931-1340

• aterlines and ydrants • om lete ater Systems • ca ation • Se tic System nstallation • Se tic Tank Pum in

MANKATO (507) 388-8531

SPWELL2@GMAIL.COM 45823 STATE HIGHWAY 22, KASOTA

some of the production and price risk to have the potential for higher rent? 9. Are you willing to share some of the production cost or be in a crop share arrangement? 10. Are you willing to enter into a flex rental arrangement that has a base cash rental rate with a maximum price that would be triggered if the crop yield and prices are above an agreed upon level? 11. What is the size of each field that you are renting? Total tillable rental acres? 12. Do any fields have any access restrictions, such as narrow drives, fences, electric/telephone poles, houses, barns, schools, located on busy road or close to residential areas?

Continued from page C3

Well Drilling and Septic Systems

• Plastic or Steel asin • rri ation ells • ell bandonment • Se tic System esi ner • Se tic System ns ection

3. What is the crop production history (for each crop planted on the farm in the last 10 years)? 4. What is the crop production level? (Yields for each crop planted on the farm for the last 10 years. Push for actual yields not coffee shop or general numbers). 5. What chemicals have been applied and at what rate of application, to the crops over the past three to five years? (This can have a big impact on rotations). 6. What is the drainage tile spacing, type of tile, when were they installed, spacing, etc. Do you have a tile map with outlet information? 7. What is the surface drainage situation, grass runways or outlet locations and their function, or is there a pot-hole drainage system? 8. Are you willing to share

BANKER

“DOING ONE THING WELL FOR OVER 80 YEARS”

Comes see us at the Southern MN Home and Builders Show Friday March 16 from 4-8pm, Saturday 17th from 10am-6pm and Sunday the 18th 12-5pm at the Verizon Center

March 2018

Five-Star Nursing Home Short term and long term care

Critical Access Hospital Urgent care 24/7 ER Outpatient Specialty Clinics

Sunrise Plaza Independent Living Apartments

507-665-3375 ∙ 621 S. Fourth St. Le Sueur

farm. When looking for the right partner, there are a few key questions to ask yourself: • Is the bank comfortable with agricultural loans? • Does the bank have the ability and size to finance your operation? • Do other farming operations you know use this bank? In other words, does it have a track record of serving agricultural professionals? • Does the staff seemingly

have the knowledge, background and experience to meet your financing needs? • Do you feel confident the bank will stick with you when challenges arise, including low commodity prices or serious drought? Once you feel confident in answering “yes” to all of these questions, it might be the right time to enter into an engagement with your new lending partner.

See us for your • • •

Precision Farming Needs N

• • •

Farmers Elevator of Traverse 507-931-2112 or 1-800-290-2112

March 2018

d -

e t -

SPRING AG

PAGE 9

Cattle and the Cold

o l e e d d

f l

y s , n -

t u , y

s the cold creeps in, don’t forget to consider your cattle. Especially in the Northern Plains or Northeastern corridor, cattle can have a hard time replenishing the amount of energy it requires to stay warm against dropping temperatures.

Some temperatures this n winter will easily reach ebelow minus-30 at some epoint, making life tough on nlivestock and the farm hands wattempting to efficiently manage them.

INCREASED FEEDING

With a heavy winter coat, the critical temperature for cattle is around 18 degrees Fahrenheit, according to the North Dakota State University Extension Service. Below this temperature, cattle begin expending more

energy to stay warm. One way of combating this natural reaction is to increase the amount of feed you deliver to your herd on a daily basis. Consider feeds with higher nutrient quality to help your cattle reach their required level of nourishment.

ADEQUATE PROTECTION

tures, moisture and wind can cause frostbite or even death. Create permanent or portable windbreaks to protect your cattle, or strategically use natural barriers such as trees for protection. To overcome moisture challenges, ensure adequate amounts of bedding to keep your cattle dry. This can be especially critical for calves, which are in increased danger of frostbite, hypothermia and death.

Another relatively simple way of keeping your cattle warm this winter is to provide plenty of protection from the elements. The combination of frigid tempera- Continued on page C14

CATTLE

Upcoming Spring Events Equipment Open Houses from 10:00 - 2:00 March 29 – Judson March 30 – Lafayette March 31 – Waconia

15% OFF*

In-store & Special Order Parts Sale March 19 – 31

Seed Pick Up Days March 26 - 30 – Lafayette Seed Shed April 2 - 6 – Hamburg Seed Shed www.UFCmn.com

PAGE 10

SPRING AG

no interest no payment financing available

March 2018

Farmers struggling with low milk prices find little help from safety net By MARK STEIL Minnesota Public Radio News Dave Schwartz has been milking cows full-time for nearly 60 years, through boom times and busts. And since the late 1950s, he’s seen a lot of both. He tries to keep an optimistic outlook, but that’s been a difficult thing to do lately, as milk prices fall — prices in 2018 so far are nearing a two-year low. Schwartz says that’s putting a lot of financial stress on his dairy farm near the southwestern Minnesota community of Slayton. “It’s just a survival thing and hopefully you can hang

in there until it turns around,” said Schwartz. “That’s kind of the way dairying is. It’s ups and downs.” Milk prices hit an all-time record high of over 24 cents a pound to farmers in 2014 — but they have fallen by more than 40 percent since then. That hit for farmers is giving consumers a break at the grocery store. A gallon of milk four years ago cost about $3.85, and now the price is hovering at about $3.15, down by about a fifth. Schwartz said he’s at break-even on his milk sales, but many dairy farmers are losing money. Making the current situation even worse is the failure of a federal pro-

gram designed specifically for dairy farmers. It’s supposed to provide some financial help during unprofitable times. The margin protection program, as it’s known, was created in the 2014 farm bill. It’s basically an insurance program: Dairy farmers pay a premium to buy protection against falling milk prices. “I think the dairy industry was pretty enthusiastic following the 2014 farm bill,” said John Newton who works for the American Farm Bureau Federation, a group with thousands of farmer mem-

PRICE

Continued on page C15

Dave Schwartz, who farms near Slayton, Minn., is just breaking even on the milk his dairy cows produce at his southwest Minnesota farm, here on Tuesday, January 9, 2018. (Mark Steil/ MPR News)

March 2018

SPRING AG

Farm Bureau members invited HAND OR for Day on the Hill WRIST ISSUES?

Day on the Hill is an opportunity for Farm Bureau members in Minnesota to meet with their elected officials and discuss issues important to them. Farm Bureau members from across the southern Minnesota will be traveling to the Capitol in St. Paul on March 20.

Each Day on the Hill begins with a briefing session. Those who attend will be updated on legislative issues affecting agriculture and have the opportunity to meet with area legislators. There will be bus pickup points in Mankato at McDonald’s on Hwy. 169 at 8:10 a.m.

PAGE 11

and at Family Fresh Market in St. Peter at 8:30 a.m. To attend, contact Garfield Eckberg at (507) 246-5025 or (507) 327-3237 to reserve your spot. All Farm Bureau members are invited to attend and bring their neighbors.

[Get ready to give it the boot.]

SO D consider it

[

Sell your old clothes or any other Bargain Hunter item priced $50 or under for FREE. You’ll get 30 words and the ad will run for one

week in 14 publications & 8 community websites.

Email classified@southernminn.com today.

CLASSIFIEDS

Don’t let arthritis, carpal tunnel or a fracture limit your potential. Regain functionality in your hand or wrist by visiting our orthopedic experts in Mankato. Mayo Clinic Health System in Mankato. Call 507-594-7474 to schedule an appointment.

mayoclinichealthsystem.org

PAGE 12

SPRING AG

Organic Certification H

ave you ever wondered what it would take to become a certified organic operation?

Research shows that organic farming practices can make major positive impacts on our environment — and your bottom line. They can improve water quality, conserve energy, enhance biodiversity and contribute to enhanced soil health. Becoming certified organic also can boost your reputation as an environmentally conscious farmer with more than just production in mind. There were more than 22,000 certified organic farms and businesses gener-

ating $43 million in retail sales of organic products in the United States in 2015, according to the United States Department of Agriculture. The industry creates jobs and promotes economic growth and opportunities across rural America.

TAKING THE STEPS

According to the USDA, there are five basic steps to organic certification: • The farm or business adopts organic practices, selects a USDA-accredited certifying agent, and submits an application and fees to the certifying agent. • The certifying agent reviews the application to verify that practices comply with USDA organic regulations.

Are you thinking about becoming certified but unsure where to start? There are many resources available to make the certification process as financially and operaContinued on page C15 tionally viable as possible.

Stop by and see us at 2333 7th Ave. for all your Bobcat® equipment rental needs! We have many models to choose from, along with many popular attachments including Bobcat breakers, trenchers, tillers and augers.

ORGANIC

Bobcat of Mankato A Division of Sanco Equipment 2333 7th Ave. Mankato, MN 56001

507-625-4511 www.bobcatofmankato.com

March 2018

USDA

Continued from page C7 casts. Though soybeans and cattle/calves will fare relatively well in 2018, receipts for most other major crops and livestock groups, particularly cotton and dairy, will decline, the report projects. Government payments are projected to fall $2.1 billion, or 18.6 percent, much of that due to large declines in Agricultural Risk Coverage and Price Loss Coverage payments, ERS says.

REGIONAL DIFFERENCES

The report projects significant regional differences in farm-sector profitability. Though farm profits will drop nationwide, some areas will be hit less than others. The Northern Great Plains region — which includes North Dakota, South Dakota and most of Minnesota and

SPRING AG Montana — will see a 3.5 percent drop in average net cash farm income for farm businesses in 2018, according to ERS. That compares with a projected average decline of 7.3 percent for all farm businesses nationwide. Cattle and calves are relatively important in the Northern Great Plains, so the projected upturn in their profitability this year helps cushion the overall decline in the region this year, ERS says. What the report calls the “Heartland” — an area that corresponds closely to what’s often referred to the Corn Belt — will see a 6.2 percent drop in average net cash farm in 2016, according to ERS. Soybeans are important in the Corn Belt, and cattle and cattle/calves are common in parts of the region. Despite the projected 2018 downturn in farm profits, however, farm-sector solvency remains relatively strong by historic standards, Litkowski

said. To see highlights of the forecast: www.ers.usda.gov/ topics/farm-economy/farmsector-income-finances/ highlights-from-the-farmincome-forecast/. To see a fuller version of the forecast, visit ers.usda. gov/topics/farm-economy/ farm-sector-income-finances/farm-sector-incomeforecast/. The ERS’s mission “is to anticipate trends and emerging issues in agriculture, food, the environment and rural America and to conduct high-quality, objective economic research to inform and enhance public and private decision making.” As part of that mission, the ERS releases annual farm income statement and balance sheet estimates and forecasts in February, August and November.

A ride for every stage in your life...

PAGE 13

We Now Offer Free Drafting Services for all your building needs! *With purchase of materials.

Blue Prints for New Homes, Garages, and Sheds Call us today for your Spring Projects! FREE Delivery • FREE Estimates 600 Southside Drive Le Sueur 507-665-6426 Fax: 507-665-8907

www.interstatebuildingsupply.com

Classfieds

PAGE 14

SPRING AG

March 2018

Training and Education T

he agriculture industry will always be in demand of forward-thinking, cost-focused innovators, especially as technology cements itself further into daily operations.

If you’re considering entering the field, there are multiple avenues to becoming a successful farm owner, operator, employee or sales professional. Many American universities offer traditional four-year degrees and specialty certifications. Many secondary credentials are available through community colleges or extension campuses and also can lead to high-paying, dependable jobs for years to come. The key is finding the program that positions you for an agricultural job you’ll love.

ACCREDITED FARM MANAGER (AFM)

B a s i c o r B old, Pl a i n o r Fancy, Sm a l l o r La r g e , a c a n h e lp y o u c re a te St. Peter L um b er C om p any ju s t th e rig h t m e ta l b u ild in g to m e e t y o u r n e e d s . Durability • Longevity • Economical • Maintenance Free • High Quality Visit us today! 5 0 7 -9 3 1 -3 2 0 0 2 0 0 South F ront Street www. stp eterlum b er. com

The American Society of Farm Managers and Rural Appraisers (ASFMRA) is the primary certifying body for several specialties, including the AFM. As a professional farm manager, your tasks can include operational plan development, capital improvement, lease management, real estate appraisal and team leadership. According to the

ASFMRA, here are the prerequisites for the AFM certification: • Four years of farm or ranch management experience or equivalent (One calendar year equals 1,600 hours). • A four-year college degree or equivalent. • Current membership in ASFMRA prior to submitting an accreditation application. • Completion and submission of the AFM Exam application and fee. • Submission of one farm management plan demonstrating the applicant’s ability to generate plans according to ASFMRA standards. • Successful completion, with passing grades, of ASFMRA courses in management, consulting and ethics. • Passing the final AFM Accrediting exam.

CERTIFIED AGRICULTURAL CONSULTANT (CAC)

Do you enjoy solving problems for clients and giving advice on best-practice

ter season as you work hard together to keep your cattle Continued from page C9 herd safe, dry and warm. Encourage your farm hands REMEMBER YOUR and ranch managers to wear EMPLOYEES warm clothing while they work Be sure not to overlook outside. This includes layers, your human capital this win- extra gloves and wind protec-

CATTLE

solutions? The American Society of Agricultural Consultants (ASAC)’s CAC designation might be your best bet. Here are some of the protocols required to earn a CAC designation, according to ASAC • Five years of agricultural consulting experience. (One calendar year consists of minimum 600 hours.) • A four-year college degree or equivalent. • Submission of an agricultural consulting plan illustrating the applicant’s ability to meet ASAC standards for such documents. • Completion of numerous courses, including Standards & Ethics for Agricultural Consultants, Communications for Ag Consultants, and Consulting Services Delivery. • Current membership in ASAC prior to applying for certification. • Completed CAC application for the final accrediting exam, with applicable fee. • Pass final CAC Certification exam. tion. Remind them that the animals can only be protected by people who are prepared to deal with all of the elements Mother Nature has to offer this time of year.

March 2018

SPRING AG

U of M’s Farm Resource Guide available for 2018 The Farm Resource Guide for 2018 is now available at many University of Minnesota Extension offices across the

PRICE

Continued from page C10

Your Insurance Answer

bers that lobbies for agricultural issues. “About 80 percent of the U.S. milk supply was enrolled in the program n— 24,000 out of 40,000 dairy farmers signed up to participate in the program.” But that enthusiasm faded as milk prices fell and farm-ers saw little return for premiums paid. Enrollment in gthe program has fallen sharply since then. The most recent lfigures show dairy farmers across the country have paid e $100 million in premiums, f but only received back about $12 million from the proegram, Newton said.

state. This resource guide includes a wide variety of useful farm business management information. This Resource Guide is available for a $25 fee plus postage and sales tax if you would like to have your own copy. They are available for

delivery in the following formats: e-mail cost $25 plus sales tax; CD cost $28.50; or hard copy cost $30. If you would like your own copy of the Farm Resource Guide, please e-mail bauxx003@umn.edu or call 507-372-3900 ext. 3906 with

That’s a much lower rate of return than in other federal farm programs, where the basic rule is that these types of insurance systems should pay out about as much as they take in. Newton and others who’ve researched the program’s failure believe its main problem is that it underestimates the cost of producing milk. Because of that, it paints an overly optimistic picture of dairy farm finances, leading to low payout rates. That’s something that even the designers of the program agree with. During a hearing last year, when dairy farmers were already struggling, U.S. House agriculture committee chair Michael Conaway of Texas

put it this way. “While we often say that the farm safety net is designed for times like these, the margin protection program in the 2014 farm bill has provided virtually no assistance,” said Conaway. That leaves dairy farmers like Schwartz in southern Minnesota and Steve Schlangen, farther north, wondering what’s ahead. Schlangen has seen the economic struggle dairy farmers are going through up close. He’s the board chair for Associated Milk Producers, a large dairy co-op headquartered in New Ulm. Milk prices are projected to rise later this year, but Schlangen wonders if that will be too late for some producers. He

PAGE 15

the format requested For more farm business information, please see the University of Minnesota Ex- Continued from page C12 tension website: http://www. extension.umn.edu/agricul• An inspector conducts an retain your status. ture/business/farm-financialon-site inspection of the appliActual certification costs or management cant’s operation. fees vary widely depending on • The certifying agent the certifying agent and the said many have struggled for reviews the application and size of your operation, but can years, and need some federal the inspector’s report to deter- range from a few hundred to assistance. mine if the applicant complies several thousand dollars. “A lot of farms have left the with the USDA organic regu- Charges generally cover the business over the last three lations. application fee, annual renewyears,” said Schlangen. “Are • The certifying agent al fee, assessment on annual they going to want to support issues an organic certificate. production or sales, and dairy farmers or not?” inspection fees. The USDA The answer to that quesCOST AND MAINTENANCE Organic Certification Costtion will likely come later It is relatively simple to Share Programs can reimburse this year, when Congress maintain organic certification. eligible operations up to 75 completes work on a new Your farm or business will go percent of their certification farm bill. Lawmakers have through an annual review and costs. Don’t forget to check tweaked the margin protecinspection process, and you into this valuable assistance. tion program a bit already, will be kept in the loop of any and farmers are hoping for a major overhaul during the changes or updates required to farm bill debate. But facing tight budget constraints, it’s Events & Happenings unclear if Congress and the president will approve expanded funding for dairy farmers.

ORGANIC

Bring your old paint and household chemicals to the

Blue Earth County HHW facility,

Sh oul d a natural d is as ter ev er touc h d ow n in y our l if e, it’ s important to k now th at y our as s ets w il l b e w el l protec ted . W e’ re c ommitted to of f ering our c us tomers th e lowest possible rates on the best possible insurance coverage. To find out how eas y and af f ord ab l e it is to protec t y our h ome and f amil y , c al l us tod ay . • Auto • Farm • Umbrella • Home • Commercial • Health • Life • Recreational Vehicle

House of Insurance Agency, Inc. Randy Hunt

D arian Hunt

Le Center Office 22 South Lexington • 507-357-2221 Montgomery Office 103 Oak Ave S.E. • 507-364-5511

www.houseofinsuranceagency.com

located at 651 Summit Ave. in Mankato. This facility is open to residents of Le Sueur, Nicollet & Sibley Counties.

Tuesdays 12 noon - 6 p.m. · 2nd Saturdays 8 a.m. - 12:30 p.m. Open April 3rd through October 30th

Paints & Stains Garden Chemicals R echargeab le Batteries Solvents

Cleaners O ld Gasoline Adhesives A erosols

Mercury Containing Devices (Thermometers, etc.) F luorescent Bulb s (From households only)

We absolutely CANNOT accept: Business or agricultural chemicals or waste, motor oils or oil ﬁlters, explosives, or ammunition.

For more information, contact the Tri-County Solid Waste Ofﬁce at 507-381-9196 www.co.nicollet.mn.us/180/Tri-County-Solid-Waste al.christensen@co.nicollet.mn.us

PAGE 16

SPRING AG

DOG!!! IT’S

p Ketchu

! e l a S

42nd Annual ketchup Sale We’ve fallen behind in our sales objective and now we’re playing “ketchup”!

At these prices we’ll ketchup fast! Buy now and RECIEVE ketchup with every vehicle purchase! Over 400 cars, trucks, and vans to choose from at Mankato and St. Peter locations!

2018 Jeep Compass Sport 4x4

2018 Chrysler 300S AWD

Heated seats, remote start, heated steering wheel, sunscreen glass, back up camera MSRP $26,630 • Lagers Sale Price $25,451 Rebate $1,500 • Finance Cash $1,000** Bonus Cash $1,000

Heated leather, remote start, uconnect, 8.4, back up camera MSRP $40,885 • Lagers Sale Price $38,425 Rebate $6,000 • Finance Cash $1,000** • Bonus Cash $1,500

Ketchup Sale Price

$29,925

STOCK # 12551

2018 Dodge Challenger GT AWD

$33,917

Ketchup Sale Price STOCK # 12444

$20,967

STOCK # 12625

2017 Chrysler Pacifica Limited

$39,991

STOCK # 12032

2017 Dodge Durango SXT AWD

$36,998

STOCK # 12244

Ketchup Sale Price

$20,976

STOCK # 12543

2017 Ram Quad Cab Express 4x4

Heated seats/steering wheel, uconnect 8.4, 7 passenger, back up camera, tow pkg MSRP $39,625 • Lagers Sale Price $36,467 Incentives $3,500 • Finance Cash $1,000**

5.7 Hemi, tow pkg, anitspin rear axle, 20” wheels, uconnect 5.0

MSRP $42,060 • Lagers Sale Price $37,742 Rebates $3,250 • Chrysler Capital Cash $500* Bonus Cash $2,000

$31,967

STOCK # 12385

2018 Dodge Journey SE

Ketchup Sale Price

$31,992

STOCK # 12460

2018 Ram 1500 Crew Cab Big Horn 4x4 5.7 Hemi, heated seats and steering wheel, antispin rear axle, remote start, tow pkg, unconnect 8.4 MSRP $49,875 • Lagers Sale Price $45,743 Rebates $3,250 • Chrysler Capital Cash $1,500* Bonus Cash $2,000

4 cyl, auto, pw, pdl, 7 passenger, sunscreen glass, 4.3 touch screen MSRP $23,590 • Lagers Sale Price $22,963 Rebate $3,000 • Finance Cash $1,000** Bonus Cash $500

$17,963

St. Peter

Ketchup Sale Price

4 cyl, heated seats & steering wheel, remote start, back up camera MSRP $29,800 • Lagers Sale Price $28,476 Rebates $5,500 • Finance Cash $1,000** Bonus Cash $1,000

MSRP $49,470 • Lagers Sale Price $43,491 Rebate $2,500 • Chrysler Capital Bonus $500* Bonus Cash $500

Lager’s

STOCK # 12451

2017 Jeep Renegade Trailhawk 4x4

Adaptive cruise, lane departure, blind spot and cross path detection, uconnect theater pkg, heated & cooled seats

Ketchup Sale Price

$22,997

V6, heated leather & steering wheel, moonroof, power liftgate, uconnect 8,4 MSRP $45,270 • Lagers Sale Price $41,248 Incentives $3,250 • Finance Cash $1,000**

MSRP $27,090 • Lagers Sale Price $25,967 Rebate $4,000 • Finance Cash $1,000**

Ketchup Sale Price

STOCK # 12495

2017 Jeep Grand Cherokee Limited

V6, 7 passenger, rear heat and air, 6.5 radio with back up camera

Ketchup Sale Price

$21,951

V6, remote start, heated seats/steering wheel, alloy wheels, back up camera MSRP $29,720 • Lagers Sale Price $27,997 Rebate $4,000 • Chrysler Capital Bonus $500* Bonus Cash $500

2018 Dodge Grand Caravan SE

Ketchup Sale Price

2018 Jeep Cherokee Latitude 4x4

Moon roof, remote start, uconnect, 8.4, w/nav, heated and cooled seats MSRP $39,065 • Lagers Sale Price $37,167 Rebate $1,000 • Finance Cash $1,000** • Bonus Cash $1,250

Ketchup Sale Price

March 2018

STOCK # 12598

The New Chrysler Wing is a trademark of Chrysler Group LLC. 1000 Chrysler Drive Auburn Hills, Mchigan 48326 Filed for registration with the US Patent and Trademark Office, July 2009. First use in commerce, November 2010. Rendered February 2011 by John Conti <jconti@mediamonitors.com>

Ketchup Sale Price

$38,933

os m a l b a h s o r t o Nos español!

STOCK # 12515

www.lagerschryslerdodgejeep.com 910 Old Minnesota Ave. 507-931-4070 • 800-657-4802 * Must finance with Chrysler Finanical to qualify. W.A.C. See dealer for details. ** Must finance with Lager’s fiance source to qualify. See dealer for details.