2022-23 Galveston ISD Benefit Guide

Page 28

Accident Insurance

EMPLOYEE BENEFITS

The Hartford ABOUT ACCIDENT Do you have kids playing sports, are you a weekend warrior, or maybe accident prone? Accident plans are designed to help pay for medical costs associated with accidents and benefits are paid directly to you.

For full plan details, please visit your benefit website: www.mybenefitshub.com/galvestonisd

With Accident insurance, you’ll receive payment(s) associated with a covered injury and related services. You can use the payment in any way you choose – from expenses not covered by your major medical plan to day-to-day costs of living such as the mortgage or your utility bills. Accident

COVERAGE INFORMATION You have a choice of two accident plans, which allows you the flexibility to enroll for the coverage that best meets your needs. This insurance provides benefits when injuries, medical treatment and/or services occur as the result of a covered accident. Unless otherwise noted, the benefit amounts payable under each plan are the same for you and your dependent(s).

Employee Only Employee and Spouse Employee and Child(ren) Employee and Family

PLAN INFORMATION Coverage Type BENEFITS EMERGENCY, HOSPITAL & TREATMENT CARE Accident Follow-Up Up to 3 visits per accident Acupuncture/Chiropractic Care Up to 10 visits each per accident Ambulance – Air Once per accident Ambulance – Ground Once per accident Blood/Plasma/Platelets Once per accident Child Care Up to 30 days per accident while insured is confined Daily Hospital Confinement Up to 365 days per lifetime Daily ICU Confinement Up to 30 days per accident Diagnostic Exam Once per accident Emergency Dental Once per accident Emergency Room Once per accident Health Screening Benefit Once per year for each covered person Hospital Admission Once per accident Initial Physician Office Visit Once per accident Lodging Up to 30 nights per lifetime Medical Appliance Once per accident Physical Therapy Up to 10 visits each per accident Rehabilitation Facility Up to 15 days per lifetime Transportation Up to 3 trips per accident Urgent Care Once per accident X-ray Once per accident 28

Plan 2 $5.56 $8.72 $9.20 $14.50

Plan 3 $8.76 $13.78 $14.64 $23.02

LOW PLAN On and off-job (24 hour) LOW PLAN

HIGH PLAN On and off-job (24 hour) HIGH PLAN

$75 $25 $1,500 $500 $200 $25 $200 $400 $200 Up to $300 $150 $50 $1,000 $75 $125 $100 $50 $150 $400 $100 $100

$100 $50 $2,000 $750 $300 $35 $400 $600 $300 Up to $450 $200 $50 $1,500 $100 $150 $200 $75 $300 $600 $150 $150


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