Accident

The Hartford

ABOUT ACCIDENT

Do you have kids playing sports, are you a weekend warrior, or maybe accident prone? Accident plans are designed to help pay for medical costs associated with accidents and benefits are paid directly to you.

For full plan details, please visit your benefit website: www.mybenefitshub.com/galvestonisd

EMPLOYEE BENEFITS

With Accident insurance, you’ll receive payment(s) associated with a covered injury and related services. You can use the payment in any way you choose – from expenses not covered by your major medical plan to day-to-day costs of living such as the mortgage or your utility bills. COVERAGE INFORMATION

You have a choice of two accident plans, which allows you the flexibility to enroll for the coverage that best meets your needs. This insurance provides benefits when injuries, medical treatment and/or services occur as the result of a covered accident. Unless otherwise noted, the benefit amounts payable under each plan are the same for you and your dependent(s). Accident Plan 2 Plan 3

Employee Only

$5.56 $8.76 Employee and Spouse $8.72 $13.78 Employee and Child(ren) $9.20 $14.64 Employee and Family $14.50 $23.02

PLAN INFORMATION

Coverage Type BENEFITS EMERGENCY, HOSPITAL & TREATMENT CARE Accident Follow-Up Up to 3 visits per accident Acupuncture/Chiropractic Care Up to 10 visits each per accident Ambulance – Air Once per accident

Ambulance – Ground Blood/Plasma/Platelets Child Care Daily Hospital Confinement Daily ICU Confinement Once per accident Once per accident Up to 30 days per accident while insured is confined Up to 365 days per lifetime Up to 30 days per accident

Diagnostic Exam Emergency Dental

Once per accident Once per accident

Emergency Room Health Screening Benefit Hospital Admission Initial Physician Office Visit Lodging Medical Appliance Physical Therapy Rehabilitation Facility Transportation Urgent Care X-ray Once per accident Once per year for each covered person Once per accident Once per accident Up to 30 nights per lifetime Once per accident Up to 10 visits each per accident Up to 15 days per lifetime Up to 3 trips per accident Once per accident Once per accident LOW PLAN

On and off-job (24 hour) LOW PLAN HIGH PLAN

On and off-job (24 hour) HIGH PLAN

$75 $25 $1,500 $500 $200 $25 $200 $400 $200 Up to $300

$150 $50 $1,000 $75 $125 $100 $50 $150 $400 $100 $100

$100 $50 $2,000 $750 $300 $35 $400 $600 $300 Up to $450

$200 $50 $1,500 $100 $150 $200 $75 $300 $600 $150 $150

The Hartford

BENEFITS SPECIFIED INJURY & SURGERY Abdominal/Thoracic Surgery Once per accident Arthroscopic Surgery Once per accident

Burn Burn – Skin Graft Once per accident Once per accident for third degree burn(s)

Concussion Dislocation Eye Injury Fracture Hernia Repair Up to 3 per year Once per joint per lifetime Once per accident Once per bone per accident Once per accident

Joint Replacement Knee Cartilage Laceration Once per accident Once per accident Once per accident

Ruptured Disc

Once per accident Tendon/Ligament/Rotator Cuff Once per accident CATASTROPHIC Accidental Death Within 90 days; Spouse @ 50% and child @ 25%

Common Carrier Death Within 90 days

Coma Dismemberment Home Health Care Paralysis Prosthesis

Once per accident Once per accident Up to 30 days per accident Once per accident Once per accident

FEATURES Ability Assist® EAP2 – 24/7/365 access to help for financial, legal or emotional issues HealthChampionSM3 – Administrative & clinical support following serious illness or injury

EMPLOYEE BENEFITS

LOW PLAN HIGH PLAN

$2,000 $250 $3,000 $500

Up to $10,000 Up to $15,000 50% of burn benefit 50% of burn benefit $150 $200

Up to $4,000 Up to $8,000

Up to $500 Up to $750

Up to $8,000 Up to $10,000 $200 $400

$2,000

$4,000 Up to $1,000 Up to $2,000 Up to $500 Up to $1,000 $1,000 $2,000 Up to $1,500 Up to $2,000

$50,000 1.5 times death benefit

$75,000 1.5 times death benefit

$10,000

$15,000 Up to $50,000 Up to $75,000 $50 $75 Up to $50,000 Up to $75,000 Up to $2,000 Up to $3,000

Included Included Included Included