Critical Illness Insurance
EMPLOYEE BENEFITS
UNUM ABOUT CRITICAL ILLNESS Critical illness insurance can be used towards medical or other expenses. It provides a lump sum benefit payable directly to the insured upon diagnosis of a covered condition or event, like a heart attack or stroke. The money can also be used for non-medical costs related to the illness, including transportation, child care, etc.
For full plan details, please visit your benefit website: www.mybenefitshub.com/galvestonisd
Critical Illness Employee & Spouse
$10,000
$20,000
$30,000
<25
$1.10
$2.20
$3.30
25-29
$1.40
$2.80
$4.20
30-34
$1.80
$3.60
$5.40
35-39
$2.60
$5.20
$7.80
40-44
$3.50
$7.00
$10.50
45-49
$5.00
$10.00
$15.00
50-54
$6.90
$13.80
$20.70
55-59
$9.00
$18.00
$27.00
60-64
$13.20
$26.40
$39.60
65-69
$20.80
$41.60
$62.40
70-74
$38.40
$76.80
$115.20
75-79
$65.50
$131.00
$196.50
80-84
$112.50
$225.00
$337.50
85 or over
$206.10
$412.20
$618.30
Critical Illness insurance provides financial protection by paying a lump sum benefit if you are diagnosed with a covered critical illness. Who is eligible for All employees in active employment in the United States working at least 18.75 hours per week and their this coverage? eligible spouses and children (up to age 26 regardless of student or marital status). What are the Critical The following coverage amounts are available. Illness coverage For you: Select one of the following amounts? $10,000, $20,000 or $30,000
Can I be denied coverage? When is coverage effective? 30
For your Spouse: 100% of employee coverage amount For your Children: 100% of employee coverage amount *Children added at no additional cost when the employee enrolls in coverage Coverage is guarantee issue. Please see your Plan Administrator for your effective date of coverage. Insurance coverage will be delayed if you are not in active employment because of an injury, sickness, temporary layoff, or leave of absence on the date that insurance would otherwise become effective.
