Cancer Insurance
EMPLOYEE BENEFITS
American Public Life ABOUT CANCER Cancer insurance offers you and your family supplemental insurance protection in the event you or a covered family member is diagnosed with cancer. It pays a benefit directly to you to help with expenses associated with cancer treatment.
For full plan details, please visit your benefit website: www.mybenefitshub.com/littlefieldisd
Treatment for cancer is often lengthy and expensive. While your health insurance helps pay the medical expenses for cancer treatment, it does not cover the cost of non-medical expenses, such as out-of-town treatments, special diets, daily living and household upkeep. In addition to these nonmedical expenses, you are responsible for paying your health plan deductibles and/or coinsurance. Cancer insurance through American Public Life helps pay for these direct and indirect treatment costs so you can focus on your health. Summary of Benefits Cancer Treatment Policy Benefits Radiation Therapy, Chemotherapy, Immunotherapy Maximum per 12-month period Hormone Therapy - Maximum of 12 treatments per calendar year Experimental Treatment Surgical Rider Benefits Surgical Anesthesia Bone Marrow Transplant - Maximum per lifetime Stem Cell Transplant - Maximum per lifetime Prosthesis - Surgical Implantation/Non-Surgical (not Hair Piece) 1 device per site, per lifetime Miscellaneous Care Rider Benefits Outpatient Special Nursing Services - Up to same number of Hospital Confinement days Hospital Confinement • Per day of Hospital Confinement (1-30 days) • Per day of Eligible Dependent Children (1-30 days) • Per day of Hospital Confinement (31+ days) • Per day for Eligible Dependent Children (31+ days) Outpatient Facility - Per day surgery is performed
Cancer Employee Only Employee and Spouse Employee and Child(ren) Employee and Family
Low $18.61 $33.36 $25.78 $38.10
High $31.24 $52.37 $39.60 $66.42
Plan 1 Level 1
Plan 2 Level 4
$10,000
$20,000
$50 per treatment
$50 per treatment
paid in same manner and under the same maximums as any other benefit Level 1 Level 3 $30 unit dollar amount Max $3,000 $45 unit dollar amount Max $4,500 per operation per operation 25% of amount paid for covered surgery $6,000 $9,000 $600 $900 $1,000 / $100
$2,000 / $200
Level 1
Level 2
$150 per day
$150 per day
$100 $200 $100 $200 $200
$100 $200 $200 $400 $200
Should you need to file a claim contact APL at (800) 256-8606 or online at www.ampublic.com.
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