1 minute read

Cancer

Next Article
Telehealth

Telehealth

American Public Life

ABOUT CANCER

Cancer insurance offers you and your family supplemental insurance protection in the event you or a covered family member is diagnosed with cancer. It pays a benefit directly to you to help with expenses associated with cancer treatment.

For full plan details, please visit your benefit website: www.mybenefitshub.com/littlefieldisd

EMPLOYEE BENEFITS

Treatment for cancer is often lengthy and expensive. While your health insurance helps pay the medical expenses for cancer treatment, it does not cover the cost of non-medical expenses, such as out-of-town treatments, special diets, daily living and household upkeep. In addition to these nonmedical expenses, you are responsible for paying your health plan deductibles and/or coinsurance. Cancer insurance through American Public Life helps pay for these direct and indirect treatment costs so you can focus on your health. Cancer

Low High Employee Only $18.61 $31.24 Employee and Spouse $33.36 $52.37 Employee and Child(ren) $25.78 $39.60 Employee and Family $38.10 $66.42

Summary of Benefits Cancer Treatment Policy Benefits Radiation Therapy, Chemotherapy, Immunotherapy Maximum per 12-month period

Hormone Therapy - Maximum of 12 treatments per calendar year Experimental Treatment Surgical Rider Benefits Surgical

Anesthesia Bone Marrow Transplant - Maximum per lifetime Stem Cell Transplant - Maximum per lifetime Prosthesis - Surgical Implantation/Non-Surgical (not Hair Piece) 1 device per site, per lifetime Miscellaneous Care Rider Benefits

Outpatient Special Nursing Services - Up to same number of Hospital Confinement days Hospital Confinement • Per day of Hospital Confinement (1-30 days) • Per day of Eligible Dependent Children (1-30 days) • Per day of Hospital Confinement (31+ days) • Per day for Eligible Dependent Children (31+ days) Outpatient Facility - Per day surgery is performed Plan 1 Level 1 $10,000 Plan 2 Level 4 $20,000

$50 per treatment $50 per treatment

paid in same manner and under the same maximums as any other benefit Level 1 $30 unit dollar amount Max $3,000 per operation 25% of amount paid for covered surgery $6,000 $600 Level 3 $45 unit dollar amount Max $4,500 per operation

$9,000 $900

$1,000 / $100 $2,000 / $200

Level 1 Level 2

$150 per day $150 per day

$100 $200 $100 $200 $200 $100 $200 $200 $400 $200

Should you need to file a claim contact APL at (800) 256-8606 or online at www.ampublic.com.

This article is from: