The RISE Savings Program
Your total retirement solution
Providing a quality savings program may seem out of reach. But with the RISE Savings Program, you can get a cost-effective, service-focused retirement program created specifically for public sector employers and their employees.
The RISE Savings Program enables you to:
• Provide a competitive savings program to help attract and retain talent
• Offer expert investment selection and fiduciary protection to your people
• Rely on expertise across plan types, including governmental 403(b), 457(b), 401(a), and FICA Alternative plans
• Benefit from established best practices and thoughtful plan design
• Select the features that work best for your employees
Whether you combine your administrative services with RISE or use the offerings of an external third-party administrator, you’ll get assistance managing your administrative and fiduciary responsibilities, ensuring employees get required notices and educational communication, and keeping track of your plan activity in real-time.
Comprehensive Plan Management Resources
The RISE program streamlines implementation and provides resources and tools that enhance plan performance and decrease administrative duties. The platform displays significant dates and team member details and offers a central repository for document collection and data recording — giving you a real-time outlook on your plan’s implementation process.
Access your summary dashboard to see a quick overview of participants, plan investments and balances, approved investment providers, and authorized advisors.
Analyze contribution trends via a robust analysis report.
Dive deeper with comprehensive reports that can be customized and exported to fit your needs.
Upload contribution files and census data to easily update participant information and payroll files.
View participants’ data, including transactions, history, and even loan activity.
Comprehensive Fiduciary Support
An employer-sponsored retirement plan is one of the most important benefits you can offer your employees. To help you deliver a plan option, our staff includes former practicing benefits attorneys and Certified Plan Fiduciary Advisors (CPFAs).
These experts can share input and advice on fiduciary responsibilities, regulations, and investments. Our goal is to provide a robust qualified retirement plan that helps you minimize your fiduciary liability and maximize participant outcomes.
With RISE, you can expect:
• Fiduciary-level oversight of plan investment selection and monitoring
• Comprehensive and ongoing plan committee training, education, and support
• A tailored financial wellness plan supported by personal and online resources
Enable Your Employees to Save Smarter
Employees can easily plan their retirement the way they want using the RISE record-keeping platform, tools, and resources — all accessible from any device. The platform combines advanced technology with expert guidance to help your employees achieve tangible outcomes.
Financial wellness at your fingertips
Through the tailored RISE user interface, individuals can view their complete financial situation on a comprehensive dashboard, bringing all the information together in one location. Your people can:
• Enroll in seconds
• Examine overall financial wellness
• View projected retirement income
• Estimate retirement healthcare costs
• Manage a Health Savings Account (HSA)
• Adjust contributions and re-balance portfolios
• Link accounts to see all savings and investments in one place
• Include liabilities to see net worth
• Create and keep a budget
• Track emergency funds
Employee Advantages
The online RISE Financial Wellness Center provides easy-to-use and easyto-understand videos, calculators, and articles to help employees with their financial decisions and future goals.
The Safe Harbor IRA program connects former employees to their hardearned savings. Traditional and Roth individual retirement accounts (IRAs) for rollovers, transfers, or annual contributions are available.
Custom solutions for a better workforce.
Quality Investments, Personalized Fiduciary Advice
Employees can choose from a comprehensive array of investment options, such as mutual funds, target-date and risk-based funds, fixed income alternatives, and other investment vehicles. Because retirement planning can be complicated, employees have access to expert advice whenever they need or want it. Experts are available through digital platforms, telephone conversations, face-to-face meetings, or virtual interactions.
Retirement made easy
Retirement EdgeSM allows any retirement plan to offer “in-plan” guaranteed income investment options to participating employees. This feature facilitates the entire transaction from enrollment, education, and investment selection to policy issuance, cashiering, and statement reporting.
Did you know?
More
than 60% of Americans are more comfortable making investment decisions with advice. Participants who use financial wellness resources and seek financial advice save more than double than those who do not.1
1 Empowering America’s Financial JourneyTM research, 2021.
Join a Partnership with a Track Record of Success
With the expertise and experience of a market-leading retirement plan provider, you get access to a contemporary savings program for your employees to help them achieve their financial and retirement goals.
As a specialty practice division of Higginbotham, Higginbotham Public Sector (HPS) advises 600+ public sector clients in every aspect of employee benefits and develops innovative solutions to attract and retain valued employees. One of these benefits is the RISE Savings Program. HPS is proud to offer this plan through industry-leading partnerships, so participants have a better path to retirement.
IPX Retirement® is a leading provider of trust, custody, and record-keeping services to the retirement plan industry. Financial advisors, plan sponsors, investment providers, thirdparty administrators, insurance carriers, and investors obtain superior value through the company’s innovative multi-provider, multi-vendor approach.
